Home > United Legacy Bank > Income and Expense
United Legacy Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 6,458 |
| Total interest expense | $38,000 | 6,385 |
| Net interest income | $304,000 | 6,457 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $22,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $12,000 | 6,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,000 | 6,157 |
| Total noninterest expense | $293,000 | 6,487 |
| Salaries and employee benefits | $147,000 | 6,484 |
| Premises and equipment expense | $44,000 | 6,370 |
| Additional noninterest expense | $102,000 | 6,480 |
| Pre-tax net operating income | $33,000 | 6,008 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $15,000 | 4,112 |
| Income before extraordinary items | $18,000 | 6,078 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $18,000 | 6,078 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $18,000 | 6,079 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $18,000 | 6,055 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 2,818 |
| Total interest expense | $685,000 | 2,806 |
| Net interest income | $5,557,000 | 2,805 |
| Provision for loan and lease losses | $285,000 | 1,693 |
| Total noninterest income | $368,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $159,000 | 3,862 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $209,000 | 4,145 |
| Total noninterest expense | $4,798,000 | 2,802 |
| Salaries and employee benefits | $2,468,000 | 2,897 |
| Premises and equipment expense | $803,000 | 2,143 |
| Additional noninterest expense | $1,527,000 | 2,834 |
| Pre-tax net operating income | $842,000 | 4,044 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $331,000 | 2,367 |
| Income before extraordinary items | $547,000 | 4,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $547,000 | 4,480 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $547,000 | 4,481 |
| Net charge-offs | $191,000 | 2,046 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 495 |
| Net operating income | $523,960 | 4,504 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,140,000 | 2,840 |
| Total interest expense | $467,000 | 2,771 |
| Net interest income | $3,673,000 | 2,823 |
| Provision for loan and lease losses | $170,000 | 1,801 |
| Total noninterest income | $247,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $99,000 | 3,965 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $148,000 | 4,052 |
| Total noninterest expense | $3,218,000 | 2,804 |
| Salaries and employee benefits | $1,670,000 | 2,882 |
| Premises and equipment expense | $532,000 | 2,157 |
| Additional noninterest expense | $1,016,000 | 2,841 |
| Pre-tax net operating income | $532,000 | 4,068 |
| Securities gains (losses) | $36,000 | 1,362 |
| Applicable income taxes | $214,000 | 2,347 |
| Income before extraordinary items | $354,000 | 4,490 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $354,000 | 4,494 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $354,000 | 4,495 |
| Net charge-offs | $122,000 | 2,014 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 468 |
| Net operating income | $330,960 | 4,531 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 2,884 |
| Total interest expense | $230,000 | 2,849 |
| Net interest income | $1,808,000 | 2,857 |
| Provision for loan and lease losses | $92,000 | 1,661 |
| Total noninterest income | $112,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $65,000 | 4,219 |
| Total noninterest expense | $1,596,000 | 2,847 |
| Salaries and employee benefits | $842,000 | 2,883 |
| Premises and equipment expense | $267,000 | 2,178 |
| Additional noninterest expense | $487,000 | 2,945 |
| Pre-tax net operating income | $232,000 | 4,226 |
| Securities gains (losses) | $36,000 | 763 |
| Applicable income taxes | $100,000 | 2,366 |
| Income before extraordinary items | $168,000 | 4,516 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $168,000 | 4,519 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $168,000 | 4,519 |
| Net charge-offs | $111,000 | 1,307 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 428 |
| Net operating income | $144,960 | 4,685 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 3,081 |
| Total interest expense | $887,000 | 3,212 |
| Net interest income | $6,624,000 | 3,024 |
| Provision for loan and lease losses | $308,000 | 2,406 |
| Total noninterest income | $565,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $211,000 | 4,011 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $354,000 | 3,854 |
| Total noninterest expense | $6,117,000 | 2,948 |
| Salaries and employee benefits | $3,186,000 | 2,982 |
| Premises and equipment expense | $1,035,000 | 2,182 |
| Additional noninterest expense | $1,896,000 | 3,101 |
| Pre-tax net operating income | $764,000 | 4,474 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $319,000 | 2,570 |
| Income before extraordinary items | $445,000 | 5,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $445,000 | 5,035 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $445,000 | 5,035 |
| Net charge-offs | $522,000 | 1,974 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $409,000 | 314 |
| Net operating income | $445,000 | 4,970 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 3,147 |
| Total interest expense | $668,000 | 3,288 |
| Net interest income | $4,856,000 | 3,106 |
| Provision for loan and lease losses | $199,000 | 2,609 |
| Total noninterest income | $415,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $160,000 | 4,022 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 3,999 |
| Total noninterest expense | $4,538,000 | 2,974 |
| Salaries and employee benefits | $2,384,000 | 3,009 |
| Premises and equipment expense | $756,000 | 2,266 |
| Additional noninterest expense | $1,398,000 | 3,129 |
| Pre-tax net operating income | $534,000 | 4,677 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $227,000 | 2,673 |
| Income before extraordinary items | $307,000 | 5,229 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $307,000 | 5,230 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $307,000 | 5,231 |
| Net charge-offs | $353,000 | 1,952 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 259 |
| Net operating income | $307,000 | 5,145 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 3,234 |
| Total interest expense | $454,000 | 3,306 |
| Net interest income | $3,117,000 | 3,192 |
| Provision for loan and lease losses | $119,000 | 2,797 |
| Total noninterest income | $297,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $105,000 | 4,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,849 |
| Total noninterest expense | $2,993,000 | 3,003 |
| Salaries and employee benefits | $1,589,000 | 3,037 |
| Premises and equipment expense | $506,000 | 2,262 |
| Additional noninterest expense | $898,000 | 3,211 |
| Pre-tax net operating income | $302,000 | 4,849 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $131,000 | 2,815 |
| Income before extraordinary items | $171,000 | 5,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $171,000 | 5,437 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $171,000 | 5,437 |
| Net charge-offs | $292,000 | 1,721 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $355,000 | 202 |
| Net operating income | $171,000 | 5,307 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 3,286 |
| Total interest expense | $237,000 | 3,289 |
| Net interest income | $1,531,000 | 3,247 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,092 |
| Total noninterest expense | $1,478,000 | 3,042 |
| Salaries and employee benefits | $801,000 | 3,050 |
| Premises and equipment expense | $265,000 | 2,204 |
| Additional noninterest expense | $412,000 | 3,440 |
| Pre-tax net operating income | $142,000 | 4,924 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $61,000 | 2,849 |
| Income before extraordinary items | $81,000 | 5,462 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $81,000 | 5,463 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $81,000 | 5,463 |
| Net charge-offs | $82,000 | 2,046 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 121 |
| Net operating income | $81,000 | 5,363 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 3,413 |
| Total interest expense | $1,264,000 | 3,093 |
| Net interest income | $5,840,000 | 3,437 |
| Provision for loan and lease losses | $742,000 | 2,190 |
| Total noninterest income | $477,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $222,000 | 4,062 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $255,000 | 4,283 |
| Total noninterest expense | $6,073,000 | 3,002 |
| Salaries and employee benefits | $3,113,000 | 3,046 |
| Premises and equipment expense | $1,078,000 | 2,125 |
| Additional noninterest expense | $1,882,000 | 3,229 |
| Pre-tax net operating income | $-498,000 | 6,508 |
| Securities gains (losses) | $828,000 | 636 |
| Applicable income taxes | $-293,000 | 6,829 |
| Income before extraordinary items | $623,000 | 4,635 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $623,000 | 4,635 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $623,000 | 4,636 |
| Net charge-offs | $1,249,000 | 1,586 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 551 |
| Net operating income | $-205,000 | 6,377 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,492 |
| Total interest expense | $995,000 | 3,090 |
| Net interest income | $4,300,000 | 3,541 |
| Provision for loan and lease losses | $519,000 | 2,228 |
| Total noninterest income | $297,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $163,000 | 4,159 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $134,000 | 4,769 |
| Total noninterest expense | $4,570,000 | 3,009 |
| Salaries and employee benefits | $2,364,000 | 3,044 |
| Premises and equipment expense | $772,000 | 2,254 |
| Additional noninterest expense | $1,434,000 | 3,228 |
| Pre-tax net operating income | $-492,000 | 6,687 |
| Securities gains (losses) | $749,000 | 544 |
| Applicable income taxes | $-170,000 | 6,959 |
| Income before extraordinary items | $427,000 | 4,886 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $427,000 | 4,886 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $427,000 | 4,886 |
| Net charge-offs | $978,000 | 1,494 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 472 |
| Net operating income | $-322,000 | 6,616 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 3,531 |
| Total interest expense | $711,000 | 3,020 |
| Net interest income | $2,788,000 | 3,614 |
| Provision for loan and lease losses | $239,000 | 2,779 |
| Total noninterest income | $159,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $113,000 | 4,081 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,533 |
| Total noninterest expense | $3,013,000 | 3,049 |
| Salaries and employee benefits | $1,589,000 | 3,031 |
| Premises and equipment expense | $511,000 | 2,251 |
| Additional noninterest expense | $913,000 | 3,356 |
| Pre-tax net operating income | $-305,000 | 6,698 |
| Securities gains (losses) | $388,000 | 705 |
| Applicable income taxes | $-91,000 | 7,011 |
| Income before extraordinary items | $174,000 | 5,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 5,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $174,000 | 5,491 |
| Net charge-offs | $509,000 | 1,747 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 446 |
| Net operating income | $-214,000 | 6,656 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 3,608 |
| Total interest expense | $388,000 | 2,921 |
| Net interest income | $1,333,000 | 3,748 |
| Provision for loan and lease losses | $115,000 | 2,723 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $60,000 | 3,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-10,000 | 6,983 |
| Total noninterest expense | $1,504,000 | 3,047 |
| Salaries and employee benefits | $801,000 | 3,026 |
| Premises and equipment expense | $258,000 | 2,240 |
| Additional noninterest expense | $445,000 | 3,383 |
| Pre-tax net operating income | $-236,000 | 6,890 |
| Securities gains (losses) | $268,000 | 488 |
| Applicable income taxes | $28,000 | 3,471 |
| Income before extraordinary items | $4,000 | 6,480 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,000 | 6,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,000 | 6,480 |
| Net charge-offs | $59,000 | 2,895 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 414 |
| Net operating income | $-167,520 | 6,843 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 3,677 |
| Total interest expense | $1,980,000 | 2,800 |
| Net interest income | $4,999,000 | 3,911 |
| Provision for loan and lease losses | $95,000 | 5,404 |
| Total noninterest income | $365,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $231,000 | 4,120 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $134,000 | 4,990 |
| Total noninterest expense | $5,952,000 | 3,078 |
| Salaries and employee benefits | $3,070,000 | 3,065 |
| Premises and equipment expense | $1,061,000 | 2,293 |
| Additional noninterest expense | $1,821,000 | 3,379 |
| Pre-tax net operating income | $-683,000 | 6,478 |
| Securities gains (losses) | $342,000 | 1,043 |
| Applicable income taxes | $-67,000 | 6,770 |
| Income before extraordinary items | $-274,000 | 6,370 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-274,000 | 6,372 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-274,000 | 6,372 |
| Net charge-offs | $1,304,000 | 2,053 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 615 |
| Net operating income | $-547,600 | 6,450 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 3,699 |
| Total interest expense | $1,566,000 | 2,785 |
| Net interest income | $3,719,000 | 3,949 |
| Provision for loan and lease losses | $58,000 | 5,433 |
| Total noninterest income | $273,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $166,000 | 4,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $107,000 | 5,010 |
| Total noninterest expense | $4,598,000 | 3,001 |
| Salaries and employee benefits | $2,305,000 | 3,066 |
| Premises and equipment expense | $790,000 | 2,334 |
| Additional noninterest expense | $1,503,000 | 3,155 |
| Pre-tax net operating income | $-664,000 | 6,679 |
| Securities gains (losses) | $342,000 | 844 |
| Applicable income taxes | $-75,000 | 6,971 |
| Income before extraordinary items | $-247,000 | 6,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-247,000 | 6,543 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-247,000 | 6,543 |
| Net charge-offs | $863,000 | 2,055 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 573 |
| Net operating income | $-510,340 | 6,645 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 3,753 |
| Total interest expense | $1,132,000 | 2,683 |
| Net interest income | $2,380,000 | 4,064 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $158,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $102,000 | 4,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 5,334 |
| Total noninterest expense | $3,043,000 | 3,062 |
| Salaries and employee benefits | $1,521,000 | 3,118 |
| Premises and equipment expense | $539,000 | 2,292 |
| Additional noninterest expense | $983,000 | 3,249 |
| Pre-tax net operating income | $-525,000 | 6,794 |
| Securities gains (losses) | $98,000 | 1,158 |
| Applicable income taxes | $-130,000 | 7,153 |
| Income before extraordinary items | $-297,000 | 6,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-297,000 | 6,719 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-297,000 | 6,720 |
| Net charge-offs | $455,000 | 2,245 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 486 |
| Net operating income | $-365,600 | 6,740 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 3,852 |
| Total interest expense | $592,000 | 2,669 |
| Net interest income | $1,110,000 | 4,280 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $94,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $64,000 | 3,860 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $1,460,000 | 3,174 |
| Salaries and employee benefits | $754,000 | 3,146 |
| Premises and equipment expense | $268,000 | 2,338 |
| Additional noninterest expense | $438,000 | 3,519 |
| Pre-tax net operating income | $-276,000 | 6,906 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-89,000 | 7,275 |
| Income before extraordinary items | $-187,000 | 6,864 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-187,000 | 6,864 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-187,000 | 6,864 |
| Net charge-offs | $24,000 | 3,913 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 404 |
| Net operating income | $-187,000 | 6,854 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 4,408 |
| Total interest expense | $3,094,000 | 2,538 |
| Net interest income | $2,732,000 | 5,576 |
| Provision for loan and lease losses | $6,585,000 | 920 |
| Total noninterest income | $436,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $277,000 | 3,795 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $159,000 | 4,901 |
| Total noninterest expense | $8,312,000 | 2,325 |
| Salaries and employee benefits | $2,953,000 | 3,163 |
| Premises and equipment expense | $920,000 | 2,658 |
| Additional noninterest expense | $4,439,000 | 1,618 |
| Pre-tax net operating income | $-11,729,000 | 7,397 |
| Securities gains (losses) | $320,000 | 1,209 |
| Applicable income taxes | $-4,186,000 | 7,570 |
| Income before extraordinary items | $-7,223,000 | 7,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,223,000 | 7,288 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,223,000 | 7,288 |
| Net charge-offs | $3,860,000 | 1,245 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 882 |
| Net operating income | $-7,427,800 | 7,282 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 4,630 |
| Total interest expense | $2,299,000 | 2,649 |
| Net interest income | $1,853,000 | 5,869 |
| Provision for loan and lease losses | $5,257,000 | 839 |
| Total noninterest income | $357,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $192,000 | 4,036 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $165,000 | 4,505 |
| Total noninterest expense | $4,286,000 | 3,235 |
| Salaries and employee benefits | $2,132,000 | 3,273 |
| Premises and equipment expense | $664,000 | 2,793 |
| Additional noninterest expense | $1,490,000 | 3,246 |
| Pre-tax net operating income | $-7,333,000 | 7,480 |
| Securities gains (losses) | $320,000 | 1,035 |
| Applicable income taxes | $-2,560,000 | 7,630 |
| Income before extraordinary items | $-4,453,000 | 7,388 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,453,000 | 7,388 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,453,000 | 7,388 |
| Net charge-offs | $2,543,000 | 1,293 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,657,800 | 7,382 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 4,774 |
| Total interest expense | $1,502,000 | 2,789 |
| Net interest income | $1,159,000 | 6,040 |
| Provision for loan and lease losses | $2,282,000 | 1,161 |
| Total noninterest income | $238,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $130,000 | 3,991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $2,722,000 | 3,362 |
| Salaries and employee benefits | $1,351,000 | 3,429 |
| Premises and equipment expense | $420,000 | 2,934 |
| Additional noninterest expense | $951,000 | 3,337 |
| Pre-tax net operating income | $-3,607,000 | 7,451 |
| Securities gains (losses) | $125,000 | 1,266 |
| Applicable income taxes | $-1,242,000 | 7,635 |
| Income before extraordinary items | $-2,240,000 | 7,370 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,240,000 | 7,369 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,240,000 | 7,370 |
| Net charge-offs | $2,199,000 | 1,060 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,320,000 | 7,371 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 4,969 |
| Total interest expense | $698,000 | 3,069 |
| Net interest income | $575,000 | 6,102 |
| Provision for loan and lease losses | $1,075,000 | 1,113 |
| Total noninterest income | $138,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $110,000 | 2,968 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $1,267,000 | 3,609 |
| Salaries and employee benefits | $583,000 | 3,911 |
| Premises and equipment expense | $230,000 | 2,776 |
| Additional noninterest expense | $454,000 | 3,451 |
| Pre-tax net operating income | $-1,629,000 | 7,546 |
| Securities gains (losses) | $41,000 | 1,226 |
| Applicable income taxes | $-537,000 | 7,716 |
| Income before extraordinary items | $-1,051,000 | 7,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,051,000 | 7,479 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,051,000 | 7,480 |
| Net charge-offs | $1,075,000 | 993 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,078,060 | 7,477 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 4,605 |
| Total interest expense | $3,705,000 | 2,915 |
| Net interest income | $2,323,000 | 6,014 |
| Provision for loan and lease losses | $902,000 | 3,655 |
| Total noninterest income | $298,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $337,000 | 3,663 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-39,000 | 7,521 |
| Total noninterest expense | $5,113,000 | 3,621 |
| Salaries and employee benefits | $1,910,000 | 4,511 |
| Premises and equipment expense | $779,000 | 3,194 |
| Additional noninterest expense | $2,424,000 | 2,815 |
| Pre-tax net operating income | $-3,394,000 | 6,967 |
| Securities gains (losses) | $255,000 | 1,367 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,139,000 | 7,020 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,139,000 | 7,018 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,139,000 | 7,019 |
| Net charge-offs | $882,000 | 3,027 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,394,000 | 7,068 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 4,573 |
| Total interest expense | $2,944,000 | 2,899 |
| Net interest income | $1,724,000 | 6,064 |
| Provision for loan and lease losses | $814,000 | 3,082 |
| Total noninterest income | $182,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $337,000 | 3,110 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-155,000 | 7,850 |
| Total noninterest expense | $3,467,000 | 3,930 |
| Salaries and employee benefits | $1,417,000 | 4,566 |
| Premises and equipment expense | $560,000 | 3,347 |
| Additional noninterest expense | $1,490,000 | 3,296 |
| Pre-tax net operating income | $-2,375,000 | 7,154 |
| Securities gains (losses) | $255,000 | 1,135 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,120,000 | 7,205 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,120,000 | 7,205 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,120,000 | 7,204 |
| Net charge-offs | $748,000 | 2,564 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,375,000 | 7,261 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 4,432 |
| Total interest expense | $2,030,000 | 2,929 |
| Net interest income | $1,271,000 | 5,832 |
| Provision for loan and lease losses | $329,000 | 3,573 |
| Total noninterest income | $451,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $239,000 | 2,956 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $212,000 | 3,569 |
| Total noninterest expense | $2,153,000 | 4,169 |
| Salaries and employee benefits | $963,000 | 4,552 |
| Premises and equipment expense | $371,000 | 3,375 |
| Additional noninterest expense | $819,000 | 3,810 |
| Pre-tax net operating income | $-760,000 | 6,870 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-760,000 | 6,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-760,000 | 6,996 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-760,000 | 6,996 |
| Net charge-offs | $521,000 | 2,306 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-760,000 | 6,982 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,438 |
| Total interest expense | $1,025,000 | 2,995 |
| Net interest income | $648,000 | 5,789 |
| Provision for loan and lease losses | $171,000 | 3,059 |
| Total noninterest income | $243,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $118,000 | 2,924 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $125,000 | 3,277 |
| Total noninterest expense | $979,000 | 4,359 |
| Salaries and employee benefits | $495,000 | 4,498 |
| Premises and equipment expense | $184,000 | 3,448 |
| Additional noninterest expense | $300,000 | 4,412 |
| Pre-tax net operating income | $-259,000 | 6,989 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-259,000 | 7,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-259,000 | 7,131 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-259,000 | 7,132 |
| Net charge-offs | $374,000 | 1,600 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-259,000 | 7,071 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,945,000 | 4,153 |
| Total interest expense | $4,292,000 | 3,336 |
| Net interest income | $3,653,000 | 4,855 |
| Provision for loan and lease losses | $806,000 | 3,033 |
| Total noninterest income | $622,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $546,000 | 2,830 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $76,000 | 6,278 |
| Total noninterest expense | $4,271,000 | 4,038 |
| Salaries and employee benefits | $1,970,000 | 4,509 |
| Premises and equipment expense | $890,000 | 2,897 |
| Additional noninterest expense | $1,411,000 | 3,789 |
| Pre-tax net operating income | $-802,000 | 6,922 |
| Securities gains (losses) | $58,000 | 1,498 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-744,000 | 6,860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-744,000 | 6,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 3,555 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-802,000 | 7,016 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 4,171 |
| Total interest expense | $3,306,000 | 3,385 |
| Net interest income | $2,749,000 | 4,873 |
| Provision for loan and lease losses | $738,000 | 2,198 |
| Total noninterest income | $535,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $401,000 | 2,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $134,000 | 5,139 |
| Total noninterest expense | $3,127,000 | 4,098 |
| Salaries and employee benefits | $1,527,000 | 4,412 |
| Premises and equipment expense | $884,000 | 2,291 |
| Additional noninterest expense | $716,000 | 4,887 |
| Pre-tax net operating income | $-581,000 | 7,309 |
| Securities gains (losses) | $67,000 | 1,228 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-514,000 | 7,209 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-514,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,048 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-581,000 | 7,377 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,171,000 | 4,131 |
| Total interest expense | $2,313,000 | 3,379 |
| Net interest income | $1,858,000 | 4,849 |
| Provision for loan and lease losses | $128,000 | 3,883 |
| Total noninterest income | $419,000 | 3,920 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $310,000 | 2,571 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $109,000 | 4,902 |
| Total noninterest expense | $2,106,000 | 4,090 |
| Salaries and employee benefits | $961,000 | 4,656 |
| Premises and equipment expense | $582,000 | 2,330 |
| Additional noninterest expense | $563,000 | 4,370 |
| Pre-tax net operating income | $43,000 | 6,716 |
| Securities gains (losses) | $67,000 | 1,234 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $110,000 | 6,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 6,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,165 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $43,000 | 6,677 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 4,139 |
| Total interest expense | $1,199,000 | 3,456 |
| Net interest income | $938,000 | 4,840 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $166,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $143,000 | 2,721 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $1,016,000 | 4,190 |
| Salaries and employee benefits | $474,000 | 4,736 |
| Premises and equipment expense | $293,000 | 2,313 |
| Additional noninterest expense | $249,000 | 4,702 |
| Pre-tax net operating income | $58,000 | 6,508 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $59,000 | 6,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 6,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,673,000 | 4,142 |
| Total interest expense | $5,200,000 | 3,369 |
| Net interest income | $3,473,000 | 5,063 |
| Provision for loan and lease losses | $56,000 | 5,586 |
| Total noninterest income | $705,000 | 4,275 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $576,000 | 2,764 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $129,000 | 5,824 |
| Total noninterest expense | $4,065,000 | 4,074 |
| Salaries and employee benefits | $1,917,000 | 4,529 |
| Premises and equipment expense | $1,132,000 | 2,299 |
| Additional noninterest expense | $1,016,000 | 4,613 |
| Pre-tax net operating income | $57,000 | 7,275 |
| Securities gains (losses) | $103,000 | 600 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $160,000 | 6,921 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $160,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $57,000 | 7,273 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 4,262 |
| Total interest expense | $3,744,000 | 3,466 |
| Net interest income | $2,519,000 | 5,197 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $534,000 | 4,259 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $469,000 | 2,578 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $65,000 | 6,443 |
| Total noninterest expense | $2,987,000 | 4,110 |
| Salaries and employee benefits | $1,443,000 | 4,505 |
| Premises and equipment expense | $796,000 | 2,426 |
| Additional noninterest expense | $748,000 | 4,603 |
| Pre-tax net operating income | $30,000 | 7,566 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $30,000 | 7,569 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $30,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $30,000 | 7,556 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 4,457 |
| Total interest expense | $2,288,000 | 3,694 |
| Net interest income | $1,622,000 | 5,328 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $358,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $221,000 | 3,301 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $137,000 | 4,494 |
| Total noninterest expense | $1,990,000 | 4,140 |
| Salaries and employee benefits | $981,000 | 4,471 |
| Premises and equipment expense | $409,000 | 3,043 |
| Additional noninterest expense | $600,000 | 4,007 |
| Pre-tax net operating income | $-10,000 | 7,804 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-10,000 | 7,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-10,000 | 7,802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 4,568 |
| Total interest expense | $1,090,000 | 3,781 |
| Net interest income | $795,000 | 5,398 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $171,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $117,000 | 3,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $994,000 | 4,162 |
| Salaries and employee benefits | $488,000 | 4,521 |
| Premises and equipment expense | $210,000 | 2,992 |
| Additional noninterest expense | $296,000 | 4,021 |
| Pre-tax net operating income | $-28,000 | 7,974 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-28,000 | 7,996 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-28,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-28,000 | 7,978 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,604,000 | 4,719 |
| Total interest expense | $3,321,000 | 4,053 |
| Net interest income | $3,283,000 | 5,256 |
| Provision for loan and lease losses | $137,000 | 4,199 |
| Total noninterest income | $607,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $438,000 | 3,350 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $169,000 | 5,416 |
| Total noninterest expense | $3,852,000 | 4,096 |
| Salaries and employee benefits | $1,894,000 | 4,455 |
| Premises and equipment expense | $752,000 | 3,149 |
| Additional noninterest expense | $1,206,000 | 3,916 |
| Pre-tax net operating income | $-99,000 | 8,049 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-99,000 | 8,079 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-99,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,703 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,208 |
| Net operating income | $-99,000 | 8,069 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 4,775 |
| Total interest expense | $2,461,000 | 3,996 |
| Net interest income | $2,382,000 | 5,401 |
| Provision for loan and lease losses | $95,000 | 4,177 |
| Total noninterest income | $456,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $330,000 | 3,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 5,445 |
| Total noninterest expense | $2,861,000 | 4,117 |
| Salaries and employee benefits | $1,401,000 | 4,480 |
| Premises and equipment expense | $551,000 | 3,217 |
| Additional noninterest expense | $909,000 | 3,894 |
| Pre-tax net operating income | $-118,000 | 8,239 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-118,000 | 8,264 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-118,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,662 |
| Net operating income | $-118,000 | 8,254 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 4,828 |
| Total interest expense | $1,522,000 | 4,084 |
| Net interest income | $1,602,000 | 5,398 |
| Provision for loan and lease losses | $62,000 | 4,036 |
| Total noninterest income | $287,000 | 4,856 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $204,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $1,901,000 | 4,139 |
| Salaries and employee benefits | $930,000 | 4,503 |
| Premises and equipment expense | $374,000 | 3,158 |
| Additional noninterest expense | $597,000 | 3,929 |
| Pre-tax net operating income | $-74,000 | 8,314 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-74,000 | 8,317 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-74,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,701 |
| Net operating income | $-74,000 | 8,311 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 4,873 |
| Total interest expense | $693,000 | 4,198 |
| Net interest income | $820,000 | 5,326 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $132,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $909,000 | 4,287 |
| Salaries and employee benefits | $457,000 | 4,584 |
| Premises and equipment expense | $160,000 | 3,588 |
| Additional noninterest expense | $292,000 | 3,980 |
| Pre-tax net operating income | $3,000 | 8,175 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $3,000 | 8,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,000 | 8,163 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 5,433 |
| Total interest expense | $1,613,000 | 5,054 |
| Net interest income | $2,966,000 | 5,550 |
| Provision for loan and lease losses | $102,000 | 4,778 |
| Total noninterest income | $518,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $335,000 | 3,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,339 |
| Total noninterest expense | $3,098,000 | 4,668 |
| Salaries and employee benefits | $1,455,000 | 5,149 |
| Premises and equipment expense | $438,000 | 4,584 |
| Additional noninterest expense | $1,205,000 | 3,859 |
| Pre-tax net operating income | $284,000 | 7,450 |
| Securities gains (losses) | $-57,000 | 8,233 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $227,000 | 7,470 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $227,000 | 7,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $284,000 | 7,232 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 5,528 |
| Total interest expense | $1,101,000 | 5,168 |
| Net interest income | $2,190,000 | 5,599 |
| Provision for loan and lease losses | $63,000 | 4,907 |
| Total noninterest income | $389,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $322,000 | 3,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,581 |
| Total noninterest expense | $2,277,000 | 4,701 |
| Salaries and employee benefits | $1,028,000 | 5,330 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $925,000 | 3,724 |
| Pre-tax net operating income | $239,000 | 7,483 |
| Securities gains (losses) | $-57,000 | 8,518 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $182,000 | 7,541 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $182,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $239,000 | 7,209 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 5,535 |
| Total interest expense | $687,000 | 5,207 |
| Net interest income | $1,458,000 | 5,590 |
| Provision for loan and lease losses | $53,000 | 4,474 |
| Total noninterest income | $261,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $200,000 | 3,514 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $61,000 | 6,101 |
| Total noninterest expense | $1,485,000 | 4,758 |
| Salaries and employee benefits | $671,000 | 5,382 |
| Premises and equipment expense | $216,000 | 4,551 |
| Additional noninterest expense | $598,000 | 3,816 |
| Pre-tax net operating income | $181,000 | 7,329 |
| Securities gains (losses) | $-57,000 | 8,623 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $181,000 | 7,044 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 5,578 |
| Total interest expense | $334,000 | 5,183 |
| Net interest income | $718,000 | 5,659 |
| Provision for loan and lease losses | $43,000 | 3,526 |
| Total noninterest income | $126,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,124 |
| Total noninterest expense | $730,000 | 4,843 |
| Salaries and employee benefits | $315,000 | 5,618 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $326,000 | 3,557 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $-57,000 | 8,797 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $14,000 | 8,310 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $14,000 | 8,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $71,000 | 7,377 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 5,820 |
| Total interest expense | $1,135,000 | 5,286 |
| Net interest income | $2,556,000 | 5,935 |
| Provision for loan and lease losses | $190,000 | 3,789 |
| Total noninterest income | $450,000 | 5,528 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $329,000 | 4,105 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $121,000 | 6,090 |
| Total noninterest expense | $2,804,000 | 4,897 |
| Salaries and employee benefits | $1,220,000 | 5,642 |
| Premises and equipment expense | $412,000 | 4,661 |
| Additional noninterest expense | $1,172,000 | 3,827 |
| Pre-tax net operating income | $12,000 | 8,357 |
| Securities gains (losses) | $48,000 | 1,775 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $60,000 | 8,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $60,000 | 8,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,000 | 8,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 5,915 |
| Total interest expense | $819,000 | 5,385 |
| Net interest income | $1,851,000 | 6,059 |
| Provision for loan and lease losses | $151,000 | 3,503 |
| Total noninterest income | $311,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $237,000 | 4,228 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $2,070,000 | 4,914 |
| Salaries and employee benefits | $880,000 | 5,726 |
| Premises and equipment expense | $309,000 | 4,669 |
| Additional noninterest expense | $881,000 | 3,789 |
| Pre-tax net operating income | $-59,000 | 8,559 |
| Securities gains (losses) | $48,000 | 1,694 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-11,000 | 8,525 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-11,000 | 8,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-59,000 | 8,558 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,123 |
| Total interest expense | $534,000 | 5,465 |
| Net interest income | $1,143,000 | 6,293 |
| Provision for loan and lease losses | $106,000 | 3,370 |
| Total noninterest income | $213,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $153,000 | 4,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,374,000 | 4,953 |
| Salaries and employee benefits | $569,000 | 5,854 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $597,000 | 3,760 |
| Pre-tax net operating income | $-124,000 | 8,707 |
| Securities gains (losses) | $48,000 | 1,489 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-76,000 | 8,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-76,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-124,000 | 8,712 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,310 |
| Total interest expense | $277,000 | 5,418 |
| Net interest income | $513,000 | 6,620 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 4,721 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $707,000 | 4,885 |
| Salaries and employee benefits | $296,000 | 5,771 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $300,000 | 3,750 |
| Pre-tax net operating income | $-139,000 | 8,848 |
| Securities gains (losses) | $48,000 | 1,221 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-91,000 | 8,822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-91,000 | 8,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-139,000 | 8,862 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 7,395 |
| Total interest expense | $885,000 | 6,448 |
| Net interest income | $1,270,000 | 7,704 |
| Provision for loan and lease losses | $271,000 | 3,392 |
| Total noninterest income | $291,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $210,000 | 5,156 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $81,000 | 6,870 |
| Total noninterest expense | $2,416,000 | 5,341 |
| Salaries and employee benefits | $1,156,000 | 5,768 |
| Premises and equipment expense | $384,000 | 4,871 |
| Additional noninterest expense | $876,000 | 4,727 |
| Pre-tax net operating income | $-1,126,000 | 8,996 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,109,000 | 9,048 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,109,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,591 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,126,000 | 9,006 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 7,702 |
| Total interest expense | $627,000 | 6,750 |
| Net interest income | $829,000 | 8,025 |
| Provision for loan and lease losses | $198,000 | 3,360 |
| Total noninterest income | $211,000 | 6,757 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $143,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 6,750 |
| Total noninterest expense | $1,713,000 | 5,519 |
| Salaries and employee benefits | $786,000 | 6,067 |
| Premises and equipment expense | $286,000 | 4,880 |
| Additional noninterest expense | $641,000 | 4,778 |
| Pre-tax net operating income | $-871,000 | 9,062 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-854,000 | 9,108 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-854,000 | 9,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,651 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-871,000 | 9,067 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 7,953 |
| Total interest expense | $413,000 | 6,895 |
| Net interest income | $468,000 | 8,308 |
| Provision for loan and lease losses | $83,000 | 4,260 |
| Total noninterest income | $135,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $1,104,000 | 5,638 |
| Salaries and employee benefits | $506,000 | 6,216 |
| Premises and equipment expense | $176,000 | 5,120 |
| Additional noninterest expense | $422,000 | 4,819 |
| Pre-tax net operating income | $-584,000 | 9,094 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-583,000 | 9,152 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-583,000 | 9,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-584,000 | 9,098 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 8,160 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $199,000 | 8,573 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $522,000 | 5,855 |
| Salaries and employee benefits | $237,000 | 6,460 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $-294,000 | 9,139 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-294,000 | 9,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-294,000 | 9,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-294,000 | 9,128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,869 |
| Total interest expense | $461,000 | 8,494 |
| Net interest income | $528,000 | 8,970 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $120,000 | 8,162 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $74,000 | 7,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,707 |
| Total noninterest expense | $1,985,000 | 5,886 |
| Salaries and employee benefits | $870,000 | 6,616 |
| Premises and equipment expense | $335,000 | 5,228 |
| Additional noninterest expense | $780,000 | 5,023 |
| Pre-tax net operating income | $-1,387,000 | 9,189 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,387,000 | 9,233 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,387,000 | 9,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,387,000 | 9,203 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $39,000 | 9,595 |
| Total interest expense | $0 | 9,598 |
| Net interest income | $39,000 | 9,582 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $771,000 | 8,525 |
| Salaries and employee benefits | $398,000 | 8,635 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $223,000 | 8,470 |
| Pre-tax net operating income | $-882,000 | 9,318 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-882,000 | 9,388 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-882,000 | 9,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,520,000 | 107 |
| Net operating income | $-882,000 | 9,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.