Home > United Community Bank > Income and Expense

United Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,559,0001,130
Total interest expense$4,344,0002,181
Net interest income$35,215,000908
Provision for loan and lease losses$2,500,000496
Total noninterest income$12,559,000638
Gross Fiduciary activities income$0981
Service charges on deposit accounts$632,0001,415
Trading account gains and fees$0123
Additional Noninterest Income$11,927,000470
Total noninterest expense$22,408,0001,099
Salaries and employee benefits$12,119,0001,147
Premises and equipment expense$3,212,000808
Additional noninterest expense$11,927,000470
Pre-tax net operating income$22,866,000613
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$22,866,000534
Extraordinary gains, net$054
Net income$22,866,000540
Minority interest net income$088
Net income of bank and minority interests.$22,866,000536
Net charge-offs$1,354,000455
Cash dividends$16,239,000338
Sale, conversion, retirement of capital stock, net$0540
Net operating income$22,866,000545
2023-09-30 (YTD Data)Rank
Total interest income$29,030,0001,123
Total interest expense$2,918,0002,190
Net interest income$26,112,000918
Provision for loan and lease losses$03,085
Total noninterest income$11,053,000569
Gross Fiduciary activities income$0950
Service charges on deposit accounts$506,0001,359
Trading account gains and fees$0125
Additional Noninterest Income$10,547,000432
Total noninterest expense$15,905,0001,159
Salaries and employee benefits$8,802,0001,186
Premises and equipment expense$2,359,000827
Additional noninterest expense$10,547,000432
Pre-tax net operating income$21,260,000540
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$21,260,000462
Extraordinary gains, net$052
Net income$21,260,000464
Minority interest net income$081
Net income of bank and minority interests.$21,260,000461
Net charge-offs$-157,0004,440
Cash dividends$4,220,000682
Sale, conversion, retirement of capital stock, net$0507
Net operating income$21,260,000471
2023-06-30 (YTD Data)Rank
Total interest income$18,816,0001,127
Total interest expense$1,750,0002,170
Net interest income$17,066,000941
Provision for loan and lease losses$02,940
Total noninterest income$6,125,000646
Gross Fiduciary activities income$0931
Service charges on deposit accounts$336,0001,345
Trading account gains and fees$0112
Additional Noninterest Income$5,789,000480
Total noninterest expense$10,548,0001,154
Salaries and employee benefits$5,821,0001,190
Premises and equipment expense$1,502,000855
Additional noninterest expense$5,789,000480
Pre-tax net operating income$12,643,000580
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$12,643,000507
Extraordinary gains, net$051
Net income$12,643,000515
Minority interest net income$081
Net income of bank and minority interests.$12,643,000506
Net charge-offs$-124,0004,481
Cash dividends$2,628,000701
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,643,000507
2023-03-31 (YTD Data)Rank
Total interest income$9,154,0001,139
Total interest expense$746,0002,168
Net interest income$8,408,000953
Provision for loan and lease losses$02,612
Total noninterest income$3,077,000635
Gross Fiduciary activities income$0913
Service charges on deposit accounts$156,0001,439
Trading account gains and fees$097
Additional Noninterest Income$2,921,000473
Total noninterest expense$4,979,0001,209
Salaries and employee benefits$2,889,0001,216
Premises and equipment expense$738,000895
Additional noninterest expense$2,921,000473
Pre-tax net operating income$6,506,000595
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$6,506,000511
Extraordinary gains, net$04
Net income$6,506,000512
Minority interest net income$048
Net income of bank and minority interests.$6,506,000512
Net charge-offs$-429,0004,641
Cash dividends$1,314,000663
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,506,000516
2022-12-31 (YTD Data)Rank
Total interest income$29,508,0001,168
Total interest expense$2,087,0001,553
Net interest income$27,421,0001,113
Provision for loan and lease losses$03,012
Total noninterest income$4,017,0001,364
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$732,0001,294
Trading account gains and fees$0116
Additional Noninterest Income$3,285,0001,181
Total noninterest expense$19,092,0001,229
Salaries and employee benefits$10,498,0001,274
Premises and equipment expense$2,705,000942
Additional noninterest expense$3,285,0001,181
Pre-tax net operating income$12,346,0001,090
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$12,346,000947
Extraordinary gains, net$05
Net income$12,346,000947
Minority interest net income$063
Net income of bank and minority interests.$12,346,000948
Net charge-offs$-3,470,0004,700
Cash dividends$17,918,000308
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,346,000968
2022-06-30 (YTD Data)Rank
Total interest income$12,923,0001,199
Total interest expense$1,042,0001,101
Net interest income$11,881,0001,189
Provision for loan and lease losses$02,599
Total noninterest income$3,051,0001,059
Gross Fiduciary activities income$0925
Service charges on deposit accounts$352,0001,326
Trading account gains and fees$0108
Additional Noninterest Income$2,699,000892
Total noninterest expense$9,111,0001,262
Salaries and employee benefits$5,033,0001,304
Premises and equipment expense$1,299,000963
Additional noninterest expense$2,779,0001,228
Pre-tax net operating income$5,821,0001,085
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,821,000933
Extraordinary gains, net$04
Net income$5,821,000933
Minority interest net income$060
Net income of bank and minority interests.$5,821,000933
Net charge-offs$-2,489,0004,757
Cash dividends$8,788,000296
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,821,000953
2022-03-31 (YTD Data)Rank
Total interest income$6,217,0001,202
Total interest expense$526,0001,040
Net interest income$5,691,0001,200
Provision for loan and lease losses$02,285
Total noninterest income$2,345,000800
Gross Fiduciary activities income$0892
Service charges on deposit accounts$173,0001,327
Trading account gains and fees$0103
Additional Noninterest Income$2,172,000661
Total noninterest expense$4,525,0001,265
Salaries and employee benefits$2,490,0001,316
Premises and equipment expense$666,000945
Additional noninterest expense$1,369,0001,235
Pre-tax net operating income$3,511,000904
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$3,511,000778
Extraordinary gains, net$04
Net income$3,511,000778
Minority interest net income$050
Net income of bank and minority interests.$3,511,000778
Net charge-offs$-2,096,0004,788
Cash dividends$6,438,000220
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,511,000786
2021-12-31 (YTD Data)Rank
Total interest income$25,699,0001,199
Total interest expense$2,447,0001,109
Net interest income$23,252,0001,206
Provision for loan and lease losses$1,300,000450
Total noninterest income$7,236,0001,041
Gross Fiduciary activities income$0994
Service charges on deposit accounts$711,0001,234
Trading account gains and fees$0132
Additional Noninterest Income$6,525,000891
Total noninterest expense$17,794,0001,276
Salaries and employee benefits$9,921,0001,297
Premises and equipment expense$2,867,000899
Additional noninterest expense$5,006,0001,331
Pre-tax net operating income$11,394,0001,163
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$11,394,0001,038
Extraordinary gains, net$010
Net income$11,394,0001,039
Minority interest net income$074
Net income of bank and minority interests.$11,394,0001,039
Net charge-offs$1,004,000416
Cash dividends$6,365,000652
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,394,0001,024
2021-09-30 (YTD Data)Rank
Total interest income$19,232,0001,226
Total interest expense$1,895,0001,134
Net interest income$17,337,0001,232
Provision for loan and lease losses$1,300,000332
Total noninterest income$6,758,000924
Gross Fiduciary activities income$0957
Service charges on deposit accounts$537,0001,221
Trading account gains and fees$0132
Additional Noninterest Income$6,221,000789
Total noninterest expense$12,776,0001,323
Salaries and employee benefits$7,347,0001,325
Premises and equipment expense$1,807,0001,029
Additional noninterest expense$3,622,0001,375
Pre-tax net operating income$10,019,0001,069
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$10,019,000948
Extraordinary gains, net$08
Net income$10,019,000947
Minority interest net income$069
Net income of bank and minority interests.$10,019,000948
Net charge-offs$1,206,000299
Cash dividends$6,365,000512
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,019,000929
2021-06-30 (YTD Data)Rank
Total interest income$12,725,0001,230
Total interest expense$1,323,0001,129
Net interest income$11,402,0001,230
Provision for loan and lease losses$300,000865
Total noninterest income$4,079,000990
Gross Fiduciary activities income$0951
Service charges on deposit accounts$365,0001,178
Trading account gains and fees$0133
Additional Noninterest Income$3,714,000843
Total noninterest expense$8,476,0001,317
Salaries and employee benefits$4,922,0001,315
Premises and equipment expense$1,174,0001,050
Additional noninterest expense$2,380,0001,370
Pre-tax net operating income$6,705,0001,052
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$6,705,000929
Extraordinary gains, net$06
Net income$6,705,000929
Minority interest net income$067
Net income of bank and minority interests.$6,705,000929
Net charge-offs$190,000668
Cash dividends$5,365,000425
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,705,000912
2021-03-31 (YTD Data)Rank
Total interest income$6,384,0001,234
Total interest expense$678,0001,172
Net interest income$5,706,0001,234
Provision for loan and lease losses$300,000548
Total noninterest income$2,029,000998
Gross Fiduciary activities income$0922
Service charges on deposit accounts$181,0001,180
Trading account gains and fees$0127
Additional Noninterest Income$1,848,000852
Total noninterest expense$4,194,0001,321
Salaries and employee benefits$2,442,0001,312
Premises and equipment expense$582,0001,070
Additional noninterest expense$1,170,0001,357
Pre-tax net operating income$3,241,0001,079
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,241,000951
Extraordinary gains, net$03
Net income$3,241,000951
Minority interest net income$055
Net income of bank and minority interests.$3,241,000951
Net charge-offs$210,000418
Cash dividends$3,973,000285
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,241,000932
2020-12-31 (YTD Data)Rank
Total interest income$26,467,0001,181
Total interest expense$3,478,0001,312
Net interest income$22,989,0001,148
Provision for loan and lease losses$855,0001,769
Total noninterest income$3,342,0001,623
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$810,0001,126
Trading account gains and fees$0133
Additional Noninterest Income$2,532,0001,579
Total noninterest expense$16,537,0001,300
Salaries and employee benefits$9,325,0001,331
Premises and equipment expense$2,336,0001,039
Additional noninterest expense$4,876,0001,314
Pre-tax net operating income$8,939,0001,160
Securities gains (losses)$179,0001,086
Applicable income taxes$03,697
Income before extraordinary items$9,118,0001,038
Extraordinary gains, net$04
Net income$9,118,0001,038
Minority interest net income$072
Net income of bank and minority interests.$9,118,0001,038
Net charge-offs$1,130,000603
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,939,0001,023
2020-09-30 (YTD Data)Rank
Total interest income$20,413,0001,150
Total interest expense$2,720,0001,335
Net interest income$17,693,0001,118
Provision for loan and lease losses$842,0001,509
Total noninterest income$2,301,0001,658
Gross Fiduciary activities income$0981
Service charges on deposit accounts$621,0001,097
Trading account gains and fees$0125
Additional Noninterest Income$1,680,0001,643
Total noninterest expense$12,164,0001,304
Salaries and employee benefits$6,947,0001,331
Premises and equipment expense$1,743,0001,038
Additional noninterest expense$3,474,0001,353
Pre-tax net operating income$6,988,0001,078
Securities gains (losses)$179,000945
Applicable income taxes$03,696
Income before extraordinary items$7,167,000965
Extraordinary gains, net$04
Net income$7,167,000965
Minority interest net income$065
Net income of bank and minority interests.$7,167,000965
Net charge-offs$1,317,000433
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,988,000947
2020-06-30 (YTD Data)Rank
Total interest income$14,090,0001,128
Total interest expense$1,854,0001,397
Net interest income$12,236,0001,080
Provision for loan and lease losses$842,0001,197
Total noninterest income$1,244,0001,803
Gross Fiduciary activities income$0970
Service charges on deposit accounts$446,0001,057
Trading account gains and fees$0123
Additional Noninterest Income$798,0001,901
Total noninterest expense$8,138,0001,286
Salaries and employee benefits$4,665,0001,308
Premises and equipment expense$1,159,0001,032
Additional noninterest expense$2,314,0001,337
Pre-tax net operating income$4,500,0001,046
Securities gains (losses)$102,000973
Applicable income taxes$03,655
Income before extraordinary items$4,602,000922
Extraordinary gains, net$04
Net income$4,602,000921
Minority interest net income$065
Net income of bank and minority interests.$4,602,000922
Net charge-offs$826,000440
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,500,000908
2020-03-31 (YTD Data)Rank
Total interest income$6,618,0001,197
Total interest expense$937,0001,494
Net interest income$5,681,0001,125
Provision for loan and lease losses$400,0001,004
Total noninterest income$749,0001,527
Gross Fiduciary activities income$0941
Service charges on deposit accounts$292,000971
Trading account gains and fees$0106
Additional Noninterest Income$457,0001,603
Total noninterest expense$4,075,0001,304
Salaries and employee benefits$2,346,0001,315
Premises and equipment expense$577,0001,055
Additional noninterest expense$1,152,0001,355
Pre-tax net operating income$1,955,0001,065
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,955,000951
Extraordinary gains, net$04
Net income$1,955,000951
Minority interest net income$056
Net income of bank and minority interests.$1,955,000951
Net charge-offs$-14,0004,568
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,955,000946
2019-12-31 (YTD Data)Rank
Total interest income$27,744,0001,153
Total interest expense$3,884,0001,510
Net interest income$23,860,0001,089
Provision for loan and lease losses$3,500,000333
Total noninterest income$5,533,0001,052
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,332,000894
Trading account gains and fees$0135
Additional Noninterest Income$4,201,000931
Total noninterest expense$15,893,0001,293
Salaries and employee benefits$8,748,0001,352
Premises and equipment expense$2,374,0001,017
Additional noninterest expense$4,771,0001,303
Pre-tax net operating income$10,000,0001,054
Securities gains (losses)$27,0001,515
Applicable income taxes$03,859
Income before extraordinary items$10,027,000934
Extraordinary gains, net$011
Net income$10,027,000935
Minority interest net income$076
Net income of bank and minority interests.$10,027,000935
Net charge-offs$1,180,000592
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,000,000914
2019-09-30 (YTD Data)Rank
Total interest income$20,761,0001,161
Total interest expense$2,914,0001,516
Net interest income$17,847,0001,097
Provision for loan and lease losses$1,500,000500
Total noninterest income$3,593,0001,158
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,165,000781
Trading account gains and fees$0129
Additional Noninterest Income$2,428,0001,128
Total noninterest expense$11,777,0001,307
Salaries and employee benefits$6,482,0001,371
Premises and equipment expense$1,777,0001,023
Additional noninterest expense$3,518,0001,319
Pre-tax net operating income$8,163,0001,011
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$8,163,000888
Extraordinary gains, net$011
Net income$8,163,000889
Minority interest net income$072
Net income of bank and minority interests.$8,163,000889
Net charge-offs$-1,022,0005,227
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,163,000867
2019-06-30 (YTD Data)Rank
Total interest income$13,046,0001,210
Total interest expense$1,926,0001,512
Net interest income$11,120,0001,152
Provision for loan and lease losses$1,500,000363
Total noninterest income$2,309,0001,154
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$782,000774
Trading account gains and fees$0131
Additional Noninterest Income$1,527,0001,147
Total noninterest expense$7,787,0001,329
Salaries and employee benefits$4,254,0001,384
Premises and equipment expense$1,209,0001,012
Additional noninterest expense$2,324,0001,347
Pre-tax net operating income$4,142,0001,202
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,142,0001,077
Extraordinary gains, net$011
Net income$4,142,0001,077
Minority interest net income$069
Net income of bank and minority interests.$4,142,0001,077
Net charge-offs$1,184,000315
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,142,0001,065
2019-03-31 (YTD Data)Rank
Total interest income$6,387,0001,222
Total interest expense$940,0001,501
Net interest income$5,447,0001,179
Provision for loan and lease losses$600,000408
Total noninterest income$694,0001,575
Gross Fiduciary activities income$0972
Service charges on deposit accounts$352,000832
Trading account gains and fees$0126
Additional Noninterest Income$342,0001,831
Total noninterest expense$3,844,0001,348
Salaries and employee benefits$2,103,0001,402
Premises and equipment expense$588,0001,045
Additional noninterest expense$1,153,0001,339
Pre-tax net operating income$1,697,0001,373
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,697,0001,239
Extraordinary gains, net$05
Net income$1,697,0001,238
Minority interest net income$052
Net income of bank and minority interests.$1,697,0001,238
Net charge-offs$393,000398
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,697,0001,216
2018-12-31 (YTD Data)Rank
Total interest income$24,586,0001,199
Total interest expense$3,315,0001,319
Net interest income$21,271,0001,174
Provision for loan and lease losses$8,500,000183
Total noninterest income$4,750,0001,127
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,664,000752
Trading account gains and fees$0126
Additional Noninterest Income$3,086,0001,116
Total noninterest expense$15,515,0001,312
Salaries and employee benefits$8,252,0001,379
Premises and equipment expense$2,314,0001,045
Additional noninterest expense$4,949,0001,248
Pre-tax net operating income$2,006,0003,145
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,006,0002,938
Extraordinary gains, net$06
Net income$2,006,0002,937
Minority interest net income$072
Net income of bank and minority interests.$2,006,0002,937
Net charge-offs$9,423,000144
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,006,0002,931
2018-09-30 (YTD Data)Rank
Total interest income$18,215,0001,197
Total interest expense$2,397,0001,289
Net interest income$15,818,0001,184
Provision for loan and lease losses$5,825,000185
Total noninterest income$2,967,0001,289
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,259,000741
Trading account gains and fees$0138
Additional Noninterest Income$1,708,0001,390
Total noninterest expense$11,571,0001,311
Salaries and employee benefits$6,062,0001,403
Premises and equipment expense$1,790,0001,015
Additional noninterest expense$3,719,0001,252
Pre-tax net operating income$1,389,0003,288
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,389,0003,095
Extraordinary gains, net$05
Net income$1,389,0003,093
Minority interest net income$066
Net income of bank and minority interests.$1,389,0003,094
Net charge-offs$5,424,000154
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,389,0003,085
2018-06-30 (YTD Data)Rank
Total interest income$11,844,0001,211
Total interest expense$1,521,0001,270
Net interest income$10,323,0001,196
Provision for loan and lease losses$3,850,000190
Total noninterest income$2,097,0001,232
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$859,000727
Trading account gains and fees$0130
Additional Noninterest Income$1,238,0001,323
Total noninterest expense$7,582,0001,337
Salaries and employee benefits$4,005,0001,426
Premises and equipment expense$1,170,0001,028
Additional noninterest expense$2,407,0001,292
Pre-tax net operating income$988,0003,174
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$988,0002,981
Extraordinary gains, net$06
Net income$988,0002,980
Minority interest net income$065
Net income of bank and minority interests.$988,0002,980
Net charge-offs$3,236,000163
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$988,0002,973
2018-03-31 (YTD Data)Rank
Total interest income$5,668,0001,250
Total interest expense$702,0001,303
Net interest income$4,966,0001,244
Provision for loan and lease losses$2,100,000167
Total noninterest income$1,625,000919
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$451,000693
Trading account gains and fees$0123
Additional Noninterest Income$1,174,000817
Total noninterest expense$3,852,0001,323
Salaries and employee benefits$1,999,0001,438
Premises and equipment expense$605,0001,012
Additional noninterest expense$1,248,0001,236
Pre-tax net operating income$639,0002,709
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$639,0002,515
Extraordinary gains, net$07
Net income$639,0002,515
Minority interest net income$052
Net income of bank and minority interests.$639,0002,515
Net charge-offs$1,448,000179
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$639,0002,508
2017-12-31 (YTD Data)Rank
Total interest income$23,116,0001,195
Total interest expense$2,557,0001,262
Net interest income$20,559,0001,181
Provision for loan and lease losses$6,562,000209
Total noninterest income$3,155,0001,530
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,705,000735
Trading account gains and fees$0151
Additional Noninterest Income$1,450,0001,857
Total noninterest expense$14,851,0001,337
Salaries and employee benefits$8,159,0001,385
Premises and equipment expense$2,304,0001,028
Additional noninterest expense$4,388,0001,396
Pre-tax net operating income$2,301,0002,886
Securities gains (losses)$5,0001,791
Applicable income taxes$04,135
Income before extraordinary items$2,306,0002,448
Extraordinary gains, net$09
Net income$2,306,0002,448
Minority interest net income$076
Net income of bank and minority interests.$2,306,0002,448
Net charge-offs$8,465,000154
Cash dividends$1,226,0001,955
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,301,0002,439
2017-09-30 (YTD Data)Rank
Total interest income$17,481,0001,182
Total interest expense$1,885,0001,258
Net interest income$15,596,0001,172
Provision for loan and lease losses$4,463,000221
Total noninterest income$2,429,0001,509
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,257,000752
Trading account gains and fees$0145
Additional Noninterest Income$1,172,0001,787
Total noninterest expense$10,953,0001,352
Salaries and employee benefits$6,129,0001,390
Premises and equipment expense$1,705,0001,052
Additional noninterest expense$3,119,0001,465
Pre-tax net operating income$2,609,0002,294
Securities gains (losses)$3,0001,944
Applicable income taxes$04,172
Income before extraordinary items$2,612,0001,959
Extraordinary gains, net$09
Net income$2,612,0001,959
Minority interest net income$071
Net income of bank and minority interests.$2,612,0001,959
Net charge-offs$7,715,000123
Cash dividends$726,0002,032
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,609,0001,936
2017-06-30 (YTD Data)Rank
Total interest income$11,449,0001,199
Total interest expense$1,223,0001,249
Net interest income$10,226,0001,184
Provision for loan and lease losses$2,162,000264
Total noninterest income$932,0002,143
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$815,000760
Trading account gains and fees$0139
Additional Noninterest Income$117,0004,124
Total noninterest expense$7,233,0001,369
Salaries and employee benefits$4,083,0001,388
Premises and equipment expense$1,134,0001,053
Additional noninterest expense$2,016,0001,501
Pre-tax net operating income$1,763,0002,216
Securities gains (losses)$3,0001,556
Applicable income taxes$04,189
Income before extraordinary items$1,766,0001,880
Extraordinary gains, net$011
Net income$1,766,0001,880
Minority interest net income$071
Net income of bank and minority interests.$1,766,0001,880
Net charge-offs$3,893,000147
Cash dividends$726,0001,604
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,763,0001,859
2017-03-31 (YTD Data)Rank
Total interest income$5,695,0001,196
Total interest expense$598,0001,241
Net interest income$5,097,0001,175
Provision for loan and lease losses$900,000293
Total noninterest income$528,0001,970
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$382,000800
Trading account gains and fees$0142
Additional Noninterest Income$146,0002,965
Total noninterest expense$3,547,0001,415
Salaries and employee benefits$2,018,0001,421
Premises and equipment expense$584,0001,028
Additional noninterest expense$945,0001,587
Pre-tax net operating income$1,178,0001,741
Securities gains (losses)$3,000889
Applicable income taxes$04,086
Income before extraordinary items$1,181,0001,482
Extraordinary gains, net$08
Net income$1,181,0001,482
Minority interest net income$055
Net income of bank and minority interests.$1,181,0001,482
Net charge-offs$3,900,000101
Cash dividends$726,000933
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,178,0001,468
2016-12-31 (YTD Data)Rank
Total interest income$23,805,0001,109
Total interest expense$2,437,0001,177
Net interest income$21,368,0001,107
Provision for loan and lease losses$5,945,000230
Total noninterest income$1,588,0002,409
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,709,000751
Trading account gains and fees$0170
Additional Noninterest Income$-121,0005,879
Total noninterest expense$15,492,0001,296
Salaries and employee benefits$8,429,0001,319
Premises and equipment expense$2,428,000978
Additional noninterest expense$4,635,0001,343
Pre-tax net operating income$1,519,0003,497
Securities gains (losses)$40,0001,983
Applicable income taxes$04,278
Income before extraordinary items$1,559,0003,218
Extraordinary gains, net$05
Net income$1,559,0003,218
Minority interest net income$082
Net income of bank and minority interests.$1,559,0003,218
Net charge-offs$455,0001,151
Cash dividends$3,575,000897
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,519,0003,218
2016-09-30 (YTD Data)Rank
Total interest income$18,044,0001,106
Total interest expense$1,809,0001,190
Net interest income$16,235,0001,095
Provision for loan and lease losses$3,145,000282
Total noninterest income$1,241,0002,357
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,309,000740
Trading account gains and fees$0169
Additional Noninterest Income$-68,0005,948
Total noninterest expense$11,817,0001,283
Salaries and employee benefits$6,364,0001,310
Premises and equipment expense$1,939,000940
Additional noninterest expense$3,514,0001,332
Pre-tax net operating income$2,514,0002,237
Securities gains (losses)$29,0002,127
Applicable income taxes$04,325
Income before extraordinary items$2,543,0001,920
Extraordinary gains, net$05
Net income$2,543,0001,920
Minority interest net income$071
Net income of bank and minority interests.$2,543,0001,920
Net charge-offs$281,0001,194
Cash dividends$2,668,000836
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,514,0001,881
2016-06-30 (YTD Data)Rank
Total interest income$12,000,0001,111
Total interest expense$1,158,0001,242
Net interest income$10,842,0001,095
Provision for loan and lease losses$1,395,000388
Total noninterest income$572,0002,825
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$766,000809
Trading account gains and fees$0157
Additional Noninterest Income$-194,0006,044
Total noninterest expense$8,020,0001,253
Salaries and employee benefits$4,378,0001,291
Premises and equipment expense$1,289,000950
Additional noninterest expense$2,353,0001,335
Pre-tax net operating income$1,999,0001,942
Securities gains (losses)$29,0001,762
Applicable income taxes$04,338
Income before extraordinary items$2,028,0001,638
Extraordinary gains, net$016
Net income$2,028,0001,639
Minority interest net income$071
Net income of bank and minority interests.$2,028,0001,639
Net charge-offs$-720,0006,003
Cash dividends$1,847,000826
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,999,0001,615
2016-03-31 (YTD Data)Rank
Total interest income$5,912,0001,123
Total interest expense$546,0001,293
Net interest income$5,366,0001,105
Provision for loan and lease losses$620,000394
Total noninterest income$49,0005,158
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$389,000796
Trading account gains and fees$0142
Additional Noninterest Income$-340,0006,116
Total noninterest expense$4,036,0001,257
Salaries and employee benefits$2,230,0001,270
Premises and equipment expense$637,000970
Additional noninterest expense$1,169,0001,334
Pre-tax net operating income$759,0002,349
Securities gains (losses)$-9,0005,980
Applicable income taxes$04,259
Income before extraordinary items$750,0002,101
Extraordinary gains, net$012
Net income$750,0002,101
Minority interest net income$062
Net income of bank and minority interests.$750,0002,101
Net charge-offs$-732,0006,090
Cash dividends$46,0002,674
Sale, conversion, retirement of capital stock, net$0659
Net operating income$759,0002,030
2015-12-31 (YTD Data)Rank
Total interest income$22,095,0001,160
Total interest expense$2,267,0001,219
Net interest income$19,828,0001,150
Provision for loan and lease losses$3,790,000263
Total noninterest income$1,546,0002,442
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,400,000919
Trading account gains and fees$0159
Additional Noninterest Income$146,0004,776
Total noninterest expense$15,540,0001,270
Salaries and employee benefits$7,993,0001,362
Premises and equipment expense$2,369,0001,013
Additional noninterest expense$5,178,0001,236
Pre-tax net operating income$2,044,0002,967
Securities gains (losses)$-17,0005,925
Applicable income taxes$04,402
Income before extraordinary items$2,027,0002,713
Extraordinary gains, net$023
Net income$2,027,0002,714
Minority interest net income$081
Net income of bank and minority interests.$2,027,0002,715
Net charge-offs$1,717,000433
Cash dividends$1,072,0002,045
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,044,0002,641
2015-09-30 (YTD Data)Rank
Total interest income$16,173,0001,190
Total interest expense$1,693,0001,240
Net interest income$14,480,0001,192
Provision for loan and lease losses$2,490,000280
Total noninterest income$1,865,0001,842
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,004,000953
Trading account gains and fees$0153
Additional Noninterest Income$861,0002,215
Total noninterest expense$11,924,0001,257
Salaries and employee benefits$6,119,0001,337
Premises and equipment expense$1,757,0001,040
Additional noninterest expense$4,048,0001,189
Pre-tax net operating income$1,931,0002,628
Securities gains (losses)$-19,0006,059
Applicable income taxes$04,489
Income before extraordinary items$1,912,0002,342
Extraordinary gains, net$021
Net income$1,912,0002,343
Minority interest net income$078
Net income of bank and minority interests.$1,912,0002,343
Net charge-offs$1,679,000316
Cash dividends$849,0001,782
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,931,0002,289
2015-06-30 (YTD Data)Rank
Total interest income$10,107,0001,268
Total interest expense$1,083,0001,296
Net interest income$9,024,0001,269
Provision for loan and lease losses$1,590,000291
Total noninterest income$1,180,0001,936
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$548,0001,119
Trading account gains and fees$0157
Additional Noninterest Income$632,0002,097
Total noninterest expense$7,262,0001,357
Salaries and employee benefits$3,871,0001,402
Premises and equipment expense$1,096,0001,102
Additional noninterest expense$2,295,0001,364
Pre-tax net operating income$1,352,0002,519
Securities gains (losses)$2,0002,428
Applicable income taxes$04,497
Income before extraordinary items$1,354,0002,224
Extraordinary gains, net$022
Net income$1,354,0002,225
Minority interest net income$075
Net income of bank and minority interests.$1,354,0002,226
Net charge-offs$454,000687
Cash dividends$500,0001,914
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,352,0002,172
2015-03-31 (YTD Data)Rank
Total interest income$4,124,0001,509
Total interest expense$437,0001,593
Net interest income$3,687,0001,509
Provision for loan and lease losses$640,000321
Total noninterest income$449,0002,250
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$214,0001,363
Trading account gains and fees$0152
Additional Noninterest Income$235,0002,431
Total noninterest expense$3,009,0001,622
Salaries and employee benefits$1,681,0001,596
Premises and equipment expense$448,0001,337
Additional noninterest expense$880,0001,711
Pre-tax net operating income$487,0003,062
Securities gains (losses)$-5,0006,182
Applicable income taxes$04,400
Income before extraordinary items$482,0002,793
Extraordinary gains, net$013
Net income$482,0002,796
Minority interest net income$064
Net income of bank and minority interests.$482,0002,796
Net charge-offs$88,0001,195
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$487,0002,698
2014-12-31 (YTD Data)Rank
Total interest income$15,791,0001,569
Total interest expense$2,027,0001,457
Net interest income$13,764,0001,602
Provision for loan and lease losses$300,0001,975
Total noninterest income$1,877,0002,204
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$902,0001,423
Trading account gains and fees$0180
Additional Noninterest Income$975,0002,356
Total noninterest expense$10,902,0001,753
Salaries and employee benefits$6,011,0001,721
Premises and equipment expense$1,677,0001,418
Additional noninterest expense$3,214,0001,921
Pre-tax net operating income$4,439,0001,699
Securities gains (losses)$-197,0006,394
Applicable income taxes$1,349,0001,283
Income before extraordinary items$2,893,0002,073
Extraordinary gains, net$017
Net income$2,893,0002,073
Minority interest net income$084
Net income of bank and minority interests.$2,893,0002,072
Net charge-offs$121,0002,992
Cash dividends$3,500,000813
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,026,9601,965
2014-09-30 (YTD Data)Rank
Total interest income$12,019,0001,558
Total interest expense$1,553,0001,436
Net interest income$10,466,0001,588
Provision for loan and lease losses$300,0001,622
Total noninterest income$1,451,0002,154
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$682,0001,424
Trading account gains and fees$0174
Additional Noninterest Income$769,0002,316
Total noninterest expense$8,244,0001,740
Salaries and employee benefits$4,538,0001,708
Premises and equipment expense$1,279,0001,394
Additional noninterest expense$2,427,0001,896
Pre-tax net operating income$3,373,0001,683
Securities gains (losses)$-184,0006,489
Applicable income taxes$1,014,0001,301
Income before extraordinary items$2,175,0002,081
Extraordinary gains, net$015
Net income$2,175,0002,080
Minority interest net income$081
Net income of bank and minority interests.$2,175,0002,079
Net charge-offs$-126,0006,253
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,300,1201,934
2014-06-30 (YTD Data)Rank
Total interest income$7,987,0001,559
Total interest expense$1,049,0001,425
Net interest income$6,938,0001,588
Provision for loan and lease losses$250,0001,440
Total noninterest income$995,0002,099
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$468,0001,371
Trading account gains and fees$0172
Additional Noninterest Income$527,0002,246
Total noninterest expense$5,471,0001,737
Salaries and employee benefits$3,040,0001,690
Premises and equipment expense$840,0001,423
Additional noninterest expense$1,591,0001,922
Pre-tax net operating income$2,212,0001,672
Securities gains (losses)$-128,0006,560
Applicable income taxes$660,0001,296
Income before extraordinary items$1,424,0002,066
Extraordinary gains, net$020
Net income$1,424,0002,070
Minority interest net income$080
Net income of bank and minority interests.$1,424,0002,069
Net charge-offs$38,0003,009
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,511,0401,914
2014-03-31 (YTD Data)Rank
Total interest income$3,929,0001,578
Total interest expense$536,0001,411
Net interest income$3,393,0001,616
Provision for loan and lease losses$150,0001,189
Total noninterest income$518,0001,983
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$234,0001,348
Trading account gains and fees$0147
Additional Noninterest Income$284,0002,075
Total noninterest expense$2,695,0001,763
Salaries and employee benefits$1,540,0001,686
Premises and equipment expense$414,0001,472
Additional noninterest expense$741,0002,036
Pre-tax net operating income$1,066,0001,674
Securities gains (losses)$-74,0006,626
Applicable income taxes$315,0001,298
Income before extraordinary items$677,0002,060
Extraordinary gains, net$016
Net income$677,0002,063
Minority interest net income$066
Net income of bank and minority interests.$677,0002,063
Net charge-offs$23,0002,396
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$727,3201,903
2013-12-31 (YTD Data)Rank
Total interest income$16,325,0001,535
Total interest expense$2,592,0001,299
Net interest income$13,733,0001,588
Provision for loan and lease losses$750,0001,404
Total noninterest income$2,111,0002,087
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$959,0001,422
Trading account gains and fees$0184
Additional Noninterest Income$1,152,0002,183
Total noninterest expense$11,273,0001,703
Salaries and employee benefits$6,025,0001,701
Premises and equipment expense$1,706,0001,392
Additional noninterest expense$3,542,0001,795
Pre-tax net operating income$3,821,0001,784
Securities gains (losses)$8,0002,703
Applicable income taxes$1,181,0001,316
Income before extraordinary items$2,648,0002,102
Extraordinary gains, net$029
Net income$2,648,0002,107
Minority interest net income$090
Net income of bank and minority interests.$2,648,0002,107
Net charge-offs$478,0002,060
Cash dividends$500,0002,742
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,642,4802,051
2013-09-30 (YTD Data)Rank
Total interest income$12,222,0001,546
Total interest expense$1,975,0001,327
Net interest income$10,247,0001,600
Provision for loan and lease losses$600,0001,326
Total noninterest income$1,537,0002,175
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$706,0001,450
Trading account gains and fees$0180
Additional Noninterest Income$831,0002,306
Total noninterest expense$8,416,0001,717
Salaries and employee benefits$4,467,0001,725
Premises and equipment expense$1,288,0001,392
Additional noninterest expense$2,661,0001,784
Pre-tax net operating income$2,768,0001,878
Securities gains (losses)$03,040
Applicable income taxes$870,0001,377
Income before extraordinary items$1,898,0002,225
Extraordinary gains, net$025
Net income$1,898,0002,230
Minority interest net income$084
Net income of bank and minority interests.$1,898,0002,230
Net charge-offs$438,0001,728
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,898,0002,159
2013-06-30 (YTD Data)Rank
Total interest income$7,993,0001,569
Total interest expense$1,340,0001,337
Net interest income$6,653,0001,619
Provision for loan and lease losses$375,0001,435
Total noninterest income$1,058,0002,151
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$456,0001,468
Trading account gains and fees$0157
Additional Noninterest Income$602,0002,228
Total noninterest expense$5,541,0001,736
Salaries and employee benefits$2,955,0001,748
Premises and equipment expense$848,0001,423
Additional noninterest expense$1,738,0001,816
Pre-tax net operating income$1,795,0001,893
Securities gains (losses)$02,791
Applicable income taxes$563,0001,410
Income before extraordinary items$1,232,0002,260
Extraordinary gains, net$022
Net income$1,232,0002,269
Minority interest net income$082
Net income of bank and minority interests.$1,232,0002,267
Net charge-offs$329,0001,603
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,232,0002,175
2013-03-31 (YTD Data)Rank
Total interest income$3,994,0001,581
Total interest expense$689,0001,347
Net interest income$3,305,0001,632
Provision for loan and lease losses$225,0001,230
Total noninterest income$457,0002,352
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$272,0001,227
Trading account gains and fees$0148
Additional Noninterest Income$185,0002,889
Total noninterest expense$2,648,0001,828
Salaries and employee benefits$1,477,0001,771
Premises and equipment expense$421,0001,450
Additional noninterest expense$750,0002,079
Pre-tax net operating income$889,0001,892
Securities gains (losses)$01,966
Applicable income taxes$279,0001,405
Income before extraordinary items$610,0002,233
Extraordinary gains, net$010
Net income$610,0002,235
Minority interest net income$076
Net income of bank and minority interests.$610,0002,235
Net charge-offs$144,0001,614
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$610,0002,151
2012-12-31 (YTD Data)Rank
Total interest income$16,291,0001,629
Total interest expense$3,050,0001,458
Net interest income$13,241,0001,670
Provision for loan and lease losses$2,290,000961
Total noninterest income$1,941,0002,237
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,137,0001,251
Trading account gains and fees$0166
Additional Noninterest Income$804,0002,679
Total noninterest expense$10,984,0001,747
Salaries and employee benefits$5,593,0001,810
Premises and equipment expense$1,688,0001,414
Additional noninterest expense$3,703,0001,785
Pre-tax net operating income$1,908,0002,902
Securities gains (losses)$862,000604
Applicable income taxes$851,0001,622
Income before extraordinary items$1,919,0002,652
Extraordinary gains, net$029
Net income$1,919,0002,655
Minority interest net income$093
Net income of bank and minority interests.$1,919,0002,653
Net charge-offs$2,393,0001,015
Cash dividends$300,0003,272
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,324,2203,214
2012-09-30 (YTD Data)Rank
Total interest income$12,136,0001,671
Total interest expense$2,330,0001,500
Net interest income$9,806,0001,711
Provision for loan and lease losses$1,515,0001,071
Total noninterest income$1,451,0002,225
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$854,0001,253
Trading account gains and fees$0157
Additional Noninterest Income$597,0002,684
Total noninterest expense$8,216,0001,751
Salaries and employee benefits$4,174,0001,808
Premises and equipment expense$1,306,0001,375
Additional noninterest expense$2,736,0001,808
Pre-tax net operating income$1,526,0002,850
Securities gains (losses)$623,000640
Applicable income taxes$660,0001,647
Income before extraordinary items$1,489,0002,660
Extraordinary gains, net$020
Net income$1,489,0002,662
Minority interest net income$086
Net income of bank and minority interests.$1,489,0002,661
Net charge-offs$1,454,0001,137
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,059,1303,174
2012-06-30 (YTD Data)Rank
Total interest income$7,987,0001,700
Total interest expense$1,615,0001,500
Net interest income$6,372,0001,745
Provision for loan and lease losses$715,0001,399
Total noninterest income$996,0002,158
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$583,0001,208
Trading account gains and fees$0153
Additional Noninterest Income$413,0002,606
Total noninterest expense$5,481,0001,761
Salaries and employee benefits$2,777,0001,805
Premises and equipment expense$855,0001,389
Additional noninterest expense$1,849,0001,799
Pre-tax net operating income$1,172,0002,560
Securities gains (losses)$312,000825
Applicable income taxes$458,0001,572
Income before extraordinary items$1,026,0002,582
Extraordinary gains, net$019
Net income$1,026,0002,582
Minority interest net income$084
Net income of bank and minority interests.$1,026,0002,582
Net charge-offs$795,0001,333
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$810,7202,863
2012-03-31 (YTD Data)Rank
Total interest income$3,966,0001,722
Total interest expense$882,0001,426
Net interest income$3,084,0001,814
Provision for loan and lease losses$125,0002,605
Total noninterest income$496,0002,159
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$292,0001,203
Trading account gains and fees$0148
Additional Noninterest Income$204,0002,623
Total noninterest expense$2,694,0001,793
Salaries and employee benefits$1,369,0001,832
Premises and equipment expense$421,0001,421
Additional noninterest expense$904,0001,833
Pre-tax net operating income$761,0002,097
Securities gains (losses)$96,000934
Applicable income taxes$268,0001,407
Income before extraordinary items$589,0002,290
Extraordinary gains, net$019
Net income$589,0002,292
Minority interest net income$078
Net income of bank and minority interests.$589,0002,293
Net charge-offs$308,0001,464
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$522,7602,388
2011-12-31 (YTD Data)Rank
Total interest income$17,765,0001,599
Total interest expense$4,273,0001,418
Net interest income$13,492,0001,648
Provision for loan and lease losses$1,460,0001,930
Total noninterest income$2,396,0001,773
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,366,0001,079
Trading account gains and fees$0146
Additional Noninterest Income$1,030,0002,092
Total noninterest expense$11,129,0001,743
Salaries and employee benefits$5,520,0001,754
Premises and equipment expense$1,682,0001,481
Additional noninterest expense$3,927,0001,728
Pre-tax net operating income$3,299,0001,682
Securities gains (losses)$03,838
Applicable income taxes$1,032,0001,315
Income before extraordinary items$2,267,0002,038
Extraordinary gains, net$029
Net income$2,267,0002,039
Minority interest net income$096
Net income of bank and minority interests.$2,267,0002,039
Net charge-offs$1,471,0001,904
Cash dividends$105,0003,732
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,267,0001,947
2011-09-30 (YTD Data)Rank
Total interest income$13,567,0001,584
Total interest expense$3,300,0001,438
Net interest income$10,267,0001,633
Provision for loan and lease losses$1,210,0001,738
Total noninterest income$1,865,0001,695
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,050,0001,064
Trading account gains and fees$0145
Additional Noninterest Income$815,0002,009
Total noninterest expense$8,400,0001,729
Salaries and employee benefits$4,132,0001,765
Premises and equipment expense$1,215,0001,541
Additional noninterest expense$3,053,0001,676
Pre-tax net operating income$2,522,0001,719
Securities gains (losses)$03,555
Applicable income taxes$788,0001,306
Income before extraordinary items$1,734,0002,050
Extraordinary gains, net$021
Net income$1,734,0002,049
Minority interest net income$087
Net income of bank and minority interests.$1,734,0002,050
Net charge-offs$1,004,0001,887
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,734,0001,962
2011-06-30 (YTD Data)Rank
Total interest income$8,976,0001,616
Total interest expense$2,261,0001,446
Net interest income$6,715,0001,668
Provision for loan and lease losses$885,0001,625
Total noninterest income$1,276,0001,651
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$676,0001,093
Trading account gains and fees$0153
Additional Noninterest Income$600,0001,863
Total noninterest expense$5,496,0001,775
Salaries and employee benefits$2,688,0001,827
Premises and equipment expense$780,0001,620
Additional noninterest expense$2,028,0001,694
Pre-tax net operating income$1,610,0001,769
Securities gains (losses)$02,914
Applicable income taxes$501,0001,319
Income before extraordinary items$1,109,0002,083
Extraordinary gains, net$015
Net income$1,109,0002,083
Minority interest net income$089
Net income of bank and minority interests.$1,109,0002,083
Net charge-offs$882,0001,583
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,109,0002,016
2011-03-31 (YTD Data)Rank
Total interest income$4,536,0001,609
Total interest expense$1,146,0001,481
Net interest income$3,390,0001,648
Provision for loan and lease losses$510,0001,404
Total noninterest income$688,0001,592
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$331,0001,094
Trading account gains and fees$0158
Additional Noninterest Income$357,0001,707
Total noninterest expense$2,725,0001,808
Salaries and employee benefits$1,301,0001,904
Premises and equipment expense$378,0001,709
Additional noninterest expense$1,046,0001,648
Pre-tax net operating income$843,0001,697
Securities gains (losses)$01,772
Applicable income taxes$263,0001,241
Income before extraordinary items$580,0001,973
Extraordinary gains, net$09
Net income$580,0001,972
Minority interest net income$086
Net income of bank and minority interests.$580,0001,973
Net charge-offs$245,0001,943
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$580,0001,919
2010-12-31 (YTD Data)Rank
Total interest income$19,498,0001,582
Total interest expense$5,233,0001,589
Net interest income$14,265,0001,568
Provision for loan and lease losses$2,450,0001,824
Total noninterest income$2,526,0001,751
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,575,000958
Trading account gains and fees$0175
Additional Noninterest Income$951,0002,235
Total noninterest expense$10,509,0001,868
Salaries and employee benefits$4,959,0001,959
Premises and equipment expense$1,710,0001,498
Additional noninterest expense$3,840,0001,869
Pre-tax net operating income$3,832,0001,305
Securities gains (losses)$03,793
Applicable income taxes$1,211,0001,062
Income before extraordinary items$2,621,0001,570
Extraordinary gains, net$029
Net income$2,621,0001,570
Minority interest net income$0111
Net income of bank and minority interests.$2,621,0001,572
Net charge-offs$2,840,0001,520
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,621,0001,521
2010-09-30 (YTD Data)Rank
Total interest income$14,787,0001,596
Total interest expense$4,007,0001,621
Net interest income$10,780,0001,572
Provision for loan and lease losses$1,250,0002,212
Total noninterest income$1,925,0001,745
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,204,000974
Trading account gains and fees$0165
Additional Noninterest Income$721,0002,218
Total noninterest expense$7,770,0001,889
Salaries and employee benefits$3,720,0001,951
Premises and equipment expense$1,297,0001,496
Additional noninterest expense$2,753,0001,892
Pre-tax net operating income$3,685,0001,104
Securities gains (losses)$03,651
Applicable income taxes$1,251,000862
Income before extraordinary items$2,434,0001,366
Extraordinary gains, net$023
Net income$2,434,0001,369
Minority interest net income$0110
Net income of bank and minority interests.$2,434,0001,370
Net charge-offs$1,127,0002,054
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,434,0001,312
2010-06-30 (YTD Data)Rank
Total interest income$9,761,0001,626
Total interest expense$2,662,0001,688
Net interest income$7,099,0001,595
Provision for loan and lease losses$750,0002,275
Total noninterest income$1,354,0001,623
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$834,000950
Trading account gains and fees$0152
Additional Noninterest Income$520,0002,042
Total noninterest expense$5,094,0001,929
Salaries and employee benefits$2,453,0001,985
Premises and equipment expense$864,0001,518
Additional noninterest expense$1,777,0001,944
Pre-tax net operating income$2,609,0001,024
Securities gains (losses)$03,184
Applicable income taxes$884,000799
Income before extraordinary items$1,725,0001,281
Extraordinary gains, net$019
Net income$1,725,0001,282
Minority interest net income$0105
Net income of bank and minority interests.$1,725,0001,282
Net charge-offs$1,020,0001,704
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,725,0001,235
2010-03-31 (YTD Data)Rank
Total interest income$4,802,0001,683
Total interest expense$1,376,0001,718
Net interest income$3,426,0001,653
Provision for loan and lease losses$300,0002,372
Total noninterest income$721,0001,566
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$420,000933
Trading account gains and fees$0175
Additional Noninterest Income$301,0001,842
Total noninterest expense$2,519,0001,963
Salaries and employee benefits$1,227,0002,015
Premises and equipment expense$421,0001,607
Additional noninterest expense$871,0001,948
Pre-tax net operating income$1,328,0001,001
Securities gains (losses)$02,284
Applicable income taxes$449,000773
Income before extraordinary items$879,0001,240
Extraordinary gains, net$016
Net income$879,0001,243
Minority interest net income$091
Net income of bank and minority interests.$879,0001,242
Net charge-offs$703,0001,325
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$879,0001,209
2009-12-31 (YTD Data)Rank
Total interest income$20,180,0001,693
Total interest expense$6,030,0001,916
Net interest income$14,150,0001,588
Provision for loan and lease losses$1,610,0002,783
Total noninterest income$3,710,0001,372
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,745,000996
Trading account gains and fees$0211
Additional Noninterest Income$1,965,0001,393
Total noninterest expense$10,065,0002,010
Salaries and employee benefits$4,845,0002,026
Premises and equipment expense$1,802,0001,496
Additional noninterest expense$3,418,0002,096
Pre-tax net operating income$6,185,000700
Securities gains (losses)$03,754
Applicable income taxes$1,887,000592
Income before extraordinary items$4,298,000800
Extraordinary gains, net$034
Net income$4,298,000799
Minority interest net income$0115
Net income of bank and minority interests.$4,298,000800
Net charge-offs$846,0003,089
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,298,000791
2009-09-30 (YTD Data)Rank
Total interest income$15,124,0001,716
Total interest expense$4,544,0001,995
Net interest income$10,580,0001,589
Provision for loan and lease losses$1,210,0002,506
Total noninterest income$3,007,0001,315
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,307,000990
Trading account gains and fees$0212
Additional Noninterest Income$1,700,0001,282
Total noninterest expense$7,464,0002,025
Salaries and employee benefits$3,562,0002,084
Premises and equipment expense$1,370,0001,492
Additional noninterest expense$2,532,0002,084
Pre-tax net operating income$4,913,000688
Securities gains (losses)$03,497
Applicable income taxes$1,450,000617
Income before extraordinary items$3,463,000783
Extraordinary gains, net$027
Net income$3,463,000782
Minority interest net income$0118
Net income of bank and minority interests.$3,463,000784
Net charge-offs$681,0002,660
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,463,000775
2009-06-30 (YTD Data)Rank
Total interest income$9,788,0001,798
Total interest expense$3,028,0002,080
Net interest income$6,760,0001,662
Provision for loan and lease losses$710,0002,475
Total noninterest income$1,806,0001,439
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$851,000995
Trading account gains and fees$0193
Additional Noninterest Income$955,0001,473
Total noninterest expense$4,954,0002,051
Salaries and employee benefits$2,366,0002,133
Premises and equipment expense$888,0001,569
Additional noninterest expense$1,700,0002,076
Pre-tax net operating income$2,902,000807
Securities gains (losses)$03,136
Applicable income taxes$853,000707
Income before extraordinary items$2,049,000926
Extraordinary gains, net$021
Net income$2,049,000926
Minority interest net income$0112
Net income of bank and minority interests.$2,049,000926
Net charge-offs$123,0004,015
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,049,000895
2009-03-31 (YTD Data)Rank
Total interest income$4,663,0001,913
Total interest expense$1,464,0002,213
Net interest income$3,199,0001,728
Provision for loan and lease losses$110,0003,735
Total noninterest income$793,0001,559
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$420,000980
Trading account gains and fees$0171
Additional Noninterest Income$373,0001,687
Total noninterest expense$2,408,0002,050
Salaries and employee benefits$1,180,0002,160
Premises and equipment expense$431,0001,644
Additional noninterest expense$797,0002,005
Pre-tax net operating income$1,474,000871
Securities gains (losses)$02,434
Applicable income taxes$487,000692
Income before extraordinary items$987,0001,105
Extraordinary gains, net$015
Net income$987,0001,107
Minority interest net income$0102
Net income of bank and minority interests.$987,0001,107
Net charge-offs$63,0003,324
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$987,0001,022
2008-12-31 (YTD Data)Rank
Total interest income$18,646,0002,043
Total interest expense$5,796,0002,594
Net interest income$12,850,0001,737
Provision for loan and lease losses$210,0005,144
Total noninterest income$2,803,0001,663
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,866,000963
Trading account gains and fees$0154
Additional Noninterest Income$937,0002,221
Total noninterest expense$9,380,0002,059
Salaries and employee benefits$4,815,0002,111
Premises and equipment expense$1,760,0001,573
Additional noninterest expense$2,805,0002,130
Pre-tax net operating income$6,063,000922
Securities gains (losses)$03,220
Applicable income taxes$1,974,000685
Income before extraordinary items$4,089,0001,014
Extraordinary gains, net$039
Net income$4,089,0001,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0003,407
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,089,0001,083
2008-09-30 (YTD Data)Rank
Total interest income$13,902,0002,104
Total interest expense$4,326,0002,705
Net interest income$9,576,0001,759
Provision for loan and lease losses$90,0005,263
Total noninterest income$2,121,0001,698
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,389,000973
Trading account gains and fees$0148
Additional Noninterest Income$732,0002,248
Total noninterest expense$7,034,0002,037
Salaries and employee benefits$3,606,0002,128
Premises and equipment expense$1,306,0001,602
Additional noninterest expense$2,122,0002,052
Pre-tax net operating income$4,573,0001,106
Securities gains (losses)$03,106
Applicable income taxes$1,549,000814
Income before extraordinary items$3,024,0001,235
Extraordinary gains, net$031
Net income$3,024,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0003,313
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,024,0001,304
2008-06-30 (YTD Data)Rank
Total interest income$9,137,0002,155
Total interest expense$2,824,0002,866
Net interest income$6,313,0001,768
Provision for loan and lease losses$15,0006,116
Total noninterest income$1,394,0001,742
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$959,000909
Trading account gains and fees$0149
Additional Noninterest Income$435,0002,454
Total noninterest expense$4,610,0002,082
Salaries and employee benefits$2,404,0002,158
Premises and equipment expense$825,0001,679
Additional noninterest expense$1,381,0002,063
Pre-tax net operating income$3,082,0001,149
Securities gains (losses)$03,233
Applicable income taxes$1,048,000910
Income before extraordinary items$2,034,0001,360
Extraordinary gains, net$021
Net income$2,034,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,600
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,034,0001,332
2008-03-31 (YTD Data)Rank
Total interest income$4,635,0002,178
Total interest expense$1,451,0002,970
Net interest income$3,184,0001,751
Provision for loan and lease losses$15,0005,068
Total noninterest income$666,0001,812
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$461,000939
Trading account gains and fees$0158
Additional Noninterest Income$205,0002,532
Total noninterest expense$2,244,0002,135
Salaries and employee benefits$1,197,0002,196
Premises and equipment expense$401,0001,722
Additional noninterest expense$646,0002,162
Pre-tax net operating income$1,591,0001,189
Securities gains (losses)$02,688
Applicable income taxes$541,000945
Income before extraordinary items$1,050,0001,428
Extraordinary gains, net$015
Net income$1,050,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,672
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,050,0001,382
2007-12-31 (YTD Data)Rank
Total interest income$18,378,0002,241
Total interest expense$5,151,0003,394
Net interest income$13,227,0001,707
Provision for loan and lease losses$125,0004,554
Total noninterest income$2,483,0001,899
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,815,000973
Trading account gains and fees$0178
Additional Noninterest Income$668,0002,826
Total noninterest expense$8,292,0002,208
Salaries and employee benefits$4,469,0002,252
Premises and equipment expense$1,475,0001,788
Additional noninterest expense$2,348,0002,304
Pre-tax net operating income$7,293,0001,157
Securities gains (losses)$02,146
Applicable income taxes$2,495,000928
Income before extraordinary items$4,798,0001,340
Extraordinary gains, net$039
Net income$4,798,0001,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,420
Cash dividends$725,0003,129
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,798,0001,324
2007-09-30 (YTD Data)Rank
Total interest income$13,718,0002,258
Total interest expense$3,740,0003,471
Net interest income$9,978,0001,702
Provision for loan and lease losses$125,0003,799
Total noninterest income$1,837,0001,916
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,311,0001,002
Trading account gains and fees$0184
Additional Noninterest Income$526,0002,760
Total noninterest expense$6,005,0002,262
Salaries and employee benefits$3,303,0002,278
Premises and equipment expense$1,008,0001,931
Additional noninterest expense$1,694,0002,342
Pre-tax net operating income$5,685,0001,208
Securities gains (losses)$01,655
Applicable income taxes$1,930,000991
Income before extraordinary items$3,755,0001,365
Extraordinary gains, net$033
Net income$3,755,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,451
Cash dividends$725,0002,429
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,755,0001,350
2007-06-30 (YTD Data)Rank
Total interest income$9,095,0002,291
Total interest expense$2,347,0003,620
Net interest income$6,748,0001,709
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,207,0001,957
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$849,0001,039
Trading account gains and fees$0168
Additional Noninterest Income$358,0002,734
Total noninterest expense$3,925,0002,325
Salaries and employee benefits$2,144,0002,377
Premises and equipment expense$676,0001,934
Additional noninterest expense$1,105,0002,397
Pre-tax net operating income$3,930,0001,202
Securities gains (losses)$01,444
Applicable income taxes$1,336,0001,010
Income before extraordinary items$2,594,0001,372
Extraordinary gains, net$029
Net income$2,594,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,719
Cash dividends$725,0001,936
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,594,0001,354
2007-03-31 (YTD Data)Rank
Total interest income$4,522,0002,293
Total interest expense$1,140,0003,668
Net interest income$3,382,0001,706
Provision for loan and lease losses$50,0003,068
Total noninterest income$615,0001,911
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$379,0001,133
Trading account gains and fees$0195
Additional Noninterest Income$236,0002,304
Total noninterest expense$1,936,0002,354
Salaries and employee benefits$1,058,0002,429
Premises and equipment expense$338,0001,928
Additional noninterest expense$540,0002,444
Pre-tax net operating income$2,011,0001,168
Securities gains (losses)$01,187
Applicable income taxes$684,000999
Income before extraordinary items$1,327,0001,322
Extraordinary gains, net$022
Net income$1,327,0001,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,204
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,327,0001,312
2006-12-31 (YTD Data)Rank
Total interest income$16,986,0002,301
Total interest expense$4,042,0003,569
Net interest income$12,944,0001,782
Provision for loan and lease losses$380,0002,368
Total noninterest income$2,256,0002,036
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,436,0001,239
Trading account gains and fees$0130
Additional Noninterest Income$820,0002,551
Total noninterest expense$7,322,0002,418
Salaries and employee benefits$4,010,0002,443
Premises and equipment expense$1,299,0001,943
Additional noninterest expense$2,013,0002,554
Pre-tax net operating income$7,498,0001,302
Securities gains (losses)$01,687
Applicable income taxes$2,497,0001,102
Income before extraordinary items$5,001,0001,462
Extraordinary gains, net$051
Net income$5,001,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,014
Cash dividends$775,0003,031
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,001,0001,444
2006-09-30 (YTD Data)Rank
Total interest income$12,241,0002,370
Total interest expense$2,953,0003,550
Net interest income$9,288,0001,878
Provision for loan and lease losses$305,0002,120
Total noninterest income$1,591,0002,138
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,048,0001,276
Trading account gains and fees$0126
Additional Noninterest Income$543,0002,730
Total noninterest expense$5,430,0002,433
Salaries and employee benefits$2,937,0002,481
Premises and equipment expense$973,0001,951
Additional noninterest expense$1,520,0002,526
Pre-tax net operating income$5,144,0001,473
Securities gains (losses)$01,388
Applicable income taxes$1,748,0001,225
Income before extraordinary items$3,396,0001,637
Extraordinary gains, net$045
Net income$3,396,0001,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,628
Cash dividends$675,0002,484
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,396,0001,618
2006-06-30 (YTD Data)Rank
Total interest income$7,763,0002,433
Total interest expense$1,931,0003,475
Net interest income$5,832,0002,001
Provision for loan and lease losses$240,0001,809
Total noninterest income$1,011,0002,205
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$672,0001,319
Trading account gains and fees$0126
Additional Noninterest Income$339,0002,796
Total noninterest expense$3,530,0002,505
Salaries and employee benefits$1,933,0002,513
Premises and equipment expense$607,0002,066
Additional noninterest expense$990,0002,594
Pre-tax net operating income$3,073,0001,616
Securities gains (losses)$01,185
Applicable income taxes$1,044,0001,355
Income before extraordinary items$2,029,0001,804
Extraordinary gains, net$039
Net income$2,029,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,199
Cash dividends$550,0002,235
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,029,0001,790
2006-03-31 (YTD Data)Rank
Total interest income$3,757,0002,459
Total interest expense$977,0003,313
Net interest income$2,780,0002,088
Provision for loan and lease losses$120,0001,730
Total noninterest income$491,0002,215
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$317,0001,364
Trading account gains and fees$0115
Additional Noninterest Income$174,0002,726
Total noninterest expense$1,736,0002,553
Salaries and employee benefits$948,0002,569
Premises and equipment expense$297,0002,120
Additional noninterest expense$491,0002,580
Pre-tax net operating income$1,415,0001,710
Securities gains (losses)$0955
Applicable income taxes$482,0001,440
Income before extraordinary items$933,0001,914
Extraordinary gains, net$021
Net income$933,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$933,0001,892
2005-12-31 (YTD Data)Rank
Total interest income$13,024,0002,535
Total interest expense$3,406,0003,009
Net interest income$9,618,0002,299
Provision for loan and lease losses$315,0002,721
Total noninterest income$1,932,0002,274
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,384,0001,285
Trading account gains and fees$0138
Additional Noninterest Income$548,0003,219
Total noninterest expense$6,903,0002,419
Salaries and employee benefits$3,690,0002,479
Premises and equipment expense$1,302,0001,855
Additional noninterest expense$1,911,0002,598
Pre-tax net operating income$4,332,0002,097
Securities gains (losses)$02,296
Applicable income taxes$1,435,0001,759
Income before extraordinary items$2,897,0002,323
Extraordinary gains, net$046
Net income$2,897,0002,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,542
Cash dividends$400,0003,975
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,897,0002,287
2005-09-30 (YTD Data)Rank
Total interest income$9,404,0002,562
Total interest expense$2,450,0002,975
Net interest income$6,954,0002,355
Provision for loan and lease losses$200,0002,952
Total noninterest income$1,514,0002,187
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,099,0001,196
Trading account gains and fees$0126
Additional Noninterest Income$415,0003,216
Total noninterest expense$5,097,0002,435
Salaries and employee benefits$2,720,0002,481
Premises and equipment expense$950,0001,898
Additional noninterest expense$1,427,0002,579
Pre-tax net operating income$3,171,0002,142
Securities gains (losses)$02,317
Applicable income taxes$1,078,0001,779
Income before extraordinary items$2,093,0002,399
Extraordinary gains, net$035
Net income$2,093,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0001,786
Cash dividends$400,0003,122
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,093,0002,373
2005-06-30 (YTD Data)Rank
Total interest income$6,084,0002,570
Total interest expense$1,506,0003,032
Net interest income$4,578,0002,365
Provision for loan and lease losses$125,0002,939
Total noninterest income$979,0002,212
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$738,0001,161
Trading account gains and fees$0116
Additional Noninterest Income$241,0003,431
Total noninterest expense$3,368,0002,430
Salaries and employee benefits$1,792,0002,488
Premises and equipment expense$620,0001,923
Additional noninterest expense$956,0002,547
Pre-tax net operating income$2,064,0002,127
Securities gains (losses)$02,146
Applicable income taxes$698,0001,790
Income before extraordinary items$1,366,0002,379
Extraordinary gains, net$030
Net income$1,366,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,672
Cash dividends$400,0002,509
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,366,0002,358
2005-03-31 (YTD Data)Rank
Total interest income$3,004,0002,567
Total interest expense$716,0003,059
Net interest income$2,288,0002,349
Provision for loan and lease losses$75,0002,455
Total noninterest income$468,0002,230
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$348,0001,184
Trading account gains and fees$0115
Additional Noninterest Income$120,0003,395
Total noninterest expense$1,634,0002,507
Salaries and employee benefits$876,0002,557
Premises and equipment expense$305,0001,968
Additional noninterest expense$453,0002,675
Pre-tax net operating income$1,047,0002,079
Securities gains (losses)$01,685
Applicable income taxes$356,0001,744
Income before extraordinary items$691,0002,349
Extraordinary gains, net$024
Net income$691,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,544
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$691,0002,312
2004-12-31 (YTD Data)Rank
Total interest income$11,614,0002,473
Total interest expense$2,686,0002,881
Net interest income$8,928,0002,287
Provision for loan and lease losses$300,0002,900
Total noninterest income$2,016,0002,185
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,559,0001,145
Trading account gains and fees$0138
Additional Noninterest Income$457,0003,480
Total noninterest expense$6,654,0002,399
Salaries and employee benefits$3,518,0002,473
Premises and equipment expense$1,245,0001,846
Additional noninterest expense$1,891,0002,543
Pre-tax net operating income$3,990,0002,070
Securities gains (losses)$03,819
Applicable income taxes$1,329,0001,762
Income before extraordinary items$2,661,0002,298
Extraordinary gains, net$034
Net income$2,661,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,704
Cash dividends$370,0004,036
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,661,0002,250
2004-09-30 (YTD Data)Rank
Total interest income$8,635,0002,453
Total interest expense$2,033,0002,793
Net interest income$6,602,0002,285
Provision for loan and lease losses$270,0002,429
Total noninterest income$1,487,0002,225
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,149,0001,162
Trading account gains and fees$0134
Additional Noninterest Income$338,0003,503
Total noninterest expense$4,939,0002,406
Salaries and employee benefits$2,629,0002,460
Premises and equipment expense$923,0001,873
Additional noninterest expense$1,387,0002,556
Pre-tax net operating income$2,880,0002,141
Securities gains (losses)$03,710
Applicable income taxes$974,0001,814
Income before extraordinary items$1,906,0002,425
Extraordinary gains, net$026
Net income$1,906,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,418
Cash dividends$220,0003,847
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,906,0002,370
2004-06-30 (YTD Data)Rank
Total interest income$5,731,0002,448
Total interest expense$1,341,0002,813
Net interest income$4,390,0002,279
Provision for loan and lease losses$195,0002,252
Total noninterest income$961,0002,256
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$750,0001,175
Trading account gains and fees$0130
Additional Noninterest Income$211,0003,637
Total noninterest expense$3,235,0002,462
Salaries and employee benefits$1,735,0002,476
Premises and equipment expense$581,0001,981
Additional noninterest expense$919,0002,577
Pre-tax net operating income$1,921,0002,114
Securities gains (losses)$03,413
Applicable income taxes$653,0001,800
Income before extraordinary items$1,268,0002,401
Extraordinary gains, net$021
Net income$1,268,0002,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,800
Cash dividends$220,0003,325
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,268,0002,337
2004-03-31 (YTD Data)Rank
Total interest income$2,903,0002,427
Total interest expense$665,0002,872
Net interest income$2,238,0002,235
Provision for loan and lease losses$120,0001,785
Total noninterest income$450,0002,341
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$360,0001,182
Trading account gains and fees$0121
Additional Noninterest Income$90,0003,932
Total noninterest expense$1,593,0002,507
Salaries and employee benefits$853,0002,543
Premises and equipment expense$279,0002,083
Additional noninterest expense$461,0002,552
Pre-tax net operating income$975,0002,049
Securities gains (losses)$02,934
Applicable income taxes$330,0001,800
Income before extraordinary items$645,0002,330
Extraordinary gains, net$016
Net income$645,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,000988
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$645,0002,244
2003-12-31 (YTD Data)Rank
Total interest income$11,581,0002,459
Total interest expense$2,887,0002,971
Net interest income$8,694,0002,226
Provision for loan and lease losses$370,0002,731
Total noninterest income$2,016,0002,309
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,631,0001,059
Trading account gains and fees$0160
Additional Noninterest Income$385,0004,050
Total noninterest expense$6,376,0002,465
Salaries and employee benefits$3,347,0002,510
Premises and equipment expense$1,139,0002,002
Additional noninterest expense$1,890,0002,528
Pre-tax net operating income$3,964,0001,987
Securities gains (losses)$04,500
Applicable income taxes$1,314,0001,812
Income before extraordinary items$2,650,0002,266
Extraordinary gains, net$054
Net income$2,650,0002,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,413
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,650,0002,166
2003-09-30 (YTD Data)Rank
Total interest income$8,701,0002,492
Total interest expense$2,257,0002,947
Net interest income$6,444,0002,270
Provision for loan and lease losses$250,0002,846
Total noninterest income$1,520,0002,339
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,220,0001,062
Trading account gains and fees$0153
Additional Noninterest Income$300,0004,043
Total noninterest expense$4,715,0002,495
Salaries and employee benefits$2,488,0002,532
Premises and equipment expense$823,0002,097
Additional noninterest expense$1,404,0002,544
Pre-tax net operating income$2,999,0002,050
Securities gains (losses)$04,204
Applicable income taxes$1,020,0001,830
Income before extraordinary items$1,979,0002,366
Extraordinary gains, net$040
Net income$1,979,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,223
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,979,0002,249
2003-06-30 (YTD Data)Rank
Total interest income$5,725,0002,544
Total interest expense$1,542,0002,964
Net interest income$4,183,0002,322
Provision for loan and lease losses$155,0002,947
Total noninterest income$980,0002,391
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$779,0001,093
Trading account gains and fees$0150
Additional Noninterest Income$201,0004,025
Total noninterest expense$3,119,0002,503
Salaries and employee benefits$1,645,0002,552
Premises and equipment expense$531,0002,139
Additional noninterest expense$943,0002,507
Pre-tax net operating income$1,889,0002,147
Securities gains (losses)$03,782
Applicable income taxes$643,0001,946
Income before extraordinary items$1,246,0002,489
Extraordinary gains, net$030
Net income$1,246,0002,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,574
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,246,0002,345
2003-03-31 (YTD Data)Rank
Total interest income$2,828,0002,599
Total interest expense$791,0002,969
Net interest income$2,037,0002,383
Provision for loan and lease losses$75,0002,805
Total noninterest income$462,0002,432
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$383,0001,080
Trading account gains and fees$0134
Additional Noninterest Income$79,0004,363
Total noninterest expense$1,531,0002,529
Salaries and employee benefits$803,0002,614
Premises and equipment expense$250,0002,253
Additional noninterest expense$478,0002,430
Pre-tax net operating income$893,0002,256
Securities gains (losses)$02,891
Applicable income taxes$307,0002,016
Income before extraordinary items$586,0002,596
Extraordinary gains, net$021
Net income$586,0002,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,298
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$586,0002,456
2002-12-31 (YTD Data)Rank
Total interest income$11,267,0002,705
Total interest expense$3,587,0003,022
Net interest income$7,680,0002,492
Provision for loan and lease losses$280,0003,602
Total noninterest income$1,678,0002,433
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,280,0001,266
Trading account gains and fees$0153
Additional Noninterest Income$398,0003,712
Total noninterest expense$6,209,0002,386
Salaries and employee benefits$3,186,0002,483
Premises and equipment expense$1,120,0001,971
Additional noninterest expense$1,903,0002,423
Pre-tax net operating income$2,869,0002,589
Securities gains (losses)$04,537
Applicable income taxes$952,0002,293
Income before extraordinary items$1,917,0002,901
Extraordinary gains, net$070
Net income$1,917,0002,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,553
Cash dividends$956,0002,344
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,917,0002,811
2001-12-31 (YTD Data)Rank
Total interest income$11,516,0002,943
Total interest expense$4,446,0003,492
Net interest income$7,070,0002,532
Provision for loan and lease losses$235,0003,803
Total noninterest income$1,471,0002,543
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,132,0001,320
Trading account gains and fees$0177
Additional Noninterest Income$339,0003,867
Total noninterest expense$5,550,0002,545
Salaries and employee benefits$2,907,0002,580
Premises and equipment expense$854,0002,480
Additional noninterest expense$1,789,0002,491
Pre-tax net operating income$2,756,0002,455
Securities gains (losses)$04,612
Applicable income taxes$906,0002,231
Income before extraordinary items$1,850,0002,715
Extraordinary gains, net$0105
Net income$1,850,0002,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0003,244
Cash dividends$1,125,0002,050
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,850,0002,625
2000-12-31 (YTD Data)Rank
Total interest income$11,327,0003,048
Total interest expense$4,484,0003,628
Net interest income$6,843,0002,600
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,482,0002,369
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,090,0001,239
Trading account gains and fees$0180
Additional Noninterest Income$392,0003,398
Total noninterest expense$4,682,0002,895
Salaries and employee benefits$2,429,0002,909
Premises and equipment expense$657,0003,042
Additional noninterest expense$1,596,0002,661
Pre-tax net operating income$3,403,0002,132
Securities gains (losses)$01,956
Applicable income taxes$1,153,0001,879
Income before extraordinary items$2,250,0002,291
Extraordinary gains, net$038
Net income$2,250,0002,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,715
Cash dividends$1,150,0002,057
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,250,0002,302
1999-12-31 (YTD Data)Rank
Total interest income$9,759,0003,287
Total interest expense$3,676,0003,862
Net interest income$6,083,0002,892
Provision for loan and lease losses$225,0003,305
Total noninterest income$1,293,0002,552
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,046,0001,257
Trading account gains and fees$0173
Additional Noninterest Income$247,0004,467
Total noninterest expense$4,286,0003,105
Salaries and employee benefits$2,190,0003,154
Premises and equipment expense$591,0003,298
Additional noninterest expense$1,505,0002,855
Pre-tax net operating income$2,865,0002,514
Securities gains (losses)$03,155
Applicable income taxes$978,0002,249
Income before extraordinary items$1,887,0002,708
Extraordinary gains, net$035
Net income$1,887,0002,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,732
Cash dividends$1,150,0002,045
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,887,0002,677
1998-12-31 (YTD Data)Rank
Total interest income$8,970,0003,546
Total interest expense$3,068,0004,636
Net interest income$5,902,0002,926
Provision for loan and lease losses$165,0003,956
Total noninterest income$1,005,0003,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$783,0001,621
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,695
Total noninterest expense$3,839,0003,340
Salaries and employee benefits$1,971,0003,391
Premises and equipment expense$546,0003,446
Additional noninterest expense$1,322,0003,090
Pre-tax net operating income$2,903,0002,458
Securities gains (losses)$04,449
Applicable income taxes$991,0002,327
Income before extraordinary items$1,912,0002,657
Extraordinary gains, net$032
Net income$1,912,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,667
Cash dividends$1,150,0002,015
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,912,0002,579
1997-12-31 (YTD Data)Rank
Total interest income$7,577,0004,185
Total interest expense$2,563,0005,322
Net interest income$5,014,0003,476
Provision for loan and lease losses$130,0004,446
Total noninterest income$930,0003,233
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$685,0001,909
Trading account gains and feesNANA
Additional Noninterest Income$245,0004,421
Total noninterest expense$3,261,0003,831
Salaries and employee benefits$1,577,0004,069
Premises and equipment expense$445,0004,078
Additional noninterest expense$1,239,0003,270
Pre-tax net operating income$2,553,0002,862
Securities gains (losses)$03,944
Applicable income taxes$865,0002,748
Income before extraordinary items$1,688,0003,008
Extraordinary gains, net$044
Net income$1,688,0003,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$2,055,0001,266
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,688,0002,954
1996-12-31 (YTD Data)Rank
Total interest income$6,528,0004,849
Total interest expense$2,251,0005,938
Net interest income$4,277,0004,056
Provision for loan and lease losses$165,0003,866
Total noninterest income$830,0003,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$703,0001,928
Trading account gains and feesNANA
Additional Noninterest Income$127,0006,441
Total noninterest expense$2,919,0004,386
Salaries and employee benefits$1,415,0004,547
Premises and equipment expense$577,0003,337
Additional noninterest expense$927,0004,656
Pre-tax net operating income$2,023,0003,400
Securities gains (losses)$04,148
Applicable income taxes$688,0003,221
Income before extraordinary items$1,335,0003,547
Extraordinary gains, net$053
Net income$1,335,0003,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,641
Cash dividends$156,0005,918
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,335,0003,497
1995-12-31 (YTD Data)Rank
Total interest income$5,935,0005,247
Total interest expense$1,882,0006,714
Net interest income$4,053,0004,263
Provision for loan and lease losses$326,0002,158
Total noninterest income$895,0003,378
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$700,0001,939
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,205
Total noninterest expense$2,883,0004,433
Salaries and employee benefits$1,349,0004,717
Premises and equipment expense$432,0004,244
Additional noninterest expense$1,102,0004,018
Pre-tax net operating income$1,739,0003,955
Securities gains (losses)$03,831
Applicable income taxes$590,0003,701
Income before extraordinary items$1,149,0004,093
Extraordinary gains, net$065
Net income$1,149,0004,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,648
Cash dividends$120,0006,469
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,149,0004,082
1994-12-31 (YTD Data)Rank
Total interest income$5,215,0005,473
Total interest expense$1,314,0007,504
Net interest income$3,901,0004,486
Provision for loan and lease losses$239,0002,727
Total noninterest income$900,0003,359
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$741,0001,823
Trading account gains and feesNANA
Additional Noninterest Income$159,0006,034
Total noninterest expense$2,894,0004,552
Salaries and employee benefits$1,272,0004,979
Premises and equipment expense$481,0003,923
Additional noninterest expense$1,141,0004,239
Pre-tax net operating income$1,668,0004,024
Securities gains (losses)$03,600
Applicable income taxes$567,0003,673
Income before extraordinary items$1,101,0004,178
Extraordinary gains, net$0249
Net income$1,101,0004,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0002,377
Cash dividends$412,0003,631
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,101,0004,220
1993-12-31 (YTD Data)Rank
Total interest income$5,041,0005,744
Total interest expense$1,289,0007,925
Net interest income$3,752,0004,663
Provision for loan and lease losses$150,0004,621
Total noninterest income$837,0003,847
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$703,0001,937
Trading account gains and feesNANA
Additional Noninterest Income$134,0006,930
Total noninterest expense$2,691,0004,943
Salaries and employee benefits$1,216,0005,177
Premises and equipment expense$511,0003,790
Additional noninterest expense$964,0005,075
Pre-tax net operating income$1,748,0003,791
Securities gains (losses)$-21,00012,925
Applicable income taxes$580,0003,705
Income before extraordinary items$1,147,0004,179
Extraordinary gains, net$03,149
Net income$1,147,0004,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,836
Cash dividends$120,0006,522
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,160,8603,938
1992-12-31 (YTD Data)Rank
Total interest income$5,358,0006,027
Total interest expense$1,761,0007,736
Net interest income$3,597,0004,892
Provision for loan and lease losses$300,0004,111
Total noninterest income$850,0003,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$577,0002,390
Trading account gains and feesNANA
Additional Noninterest Income$273,0004,700
Total noninterest expense$2,485,0005,338
Salaries and employee benefits$1,152,0005,365
Premises and equipment expense$385,0004,942
Additional noninterest expense$948,0005,278
Pre-tax net operating income$1,662,0003,695
Securities gains (losses)$-19,00013,465
Applicable income taxes$542,0003,731
Income before extraordinary items$1,101,0004,125
Extraordinary gains, net$01,422
Net income$1,101,0004,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0005,139
Cash dividends$270,0004,292
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,113,7303,778

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.