Home > United Community Bank > Net charge- offs to loans
United Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2802% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2724% | 87 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4643% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2818% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2621% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 16.6667% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7068% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0436% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1607% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2739% | 4,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3876% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4992% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5154% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0522% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2535% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4204% | 4,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 4,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7048% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2723% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2800% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3593% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4478% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7349% | 4,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4146% | 4,509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4245% | 4,515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7922% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3718% | 4,693 |
| Percentage Net Loans Charged-off:Construction & development | -1.4414% | 4,706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2215% | 4,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2302% | 4,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2173% | 4,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0999% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1061% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1757% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1829% | 4,595 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 3,992 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1709% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5414% | 4,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5637% | 4,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.1836% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4837% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4840% | 830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.9460% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0711% | 4,496 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4799% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4998% | 4,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.2516% | 4,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4988% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4988% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2233% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4115% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 1.1182% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2098% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2611% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2921% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1695% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1700% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5142% | 4,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5142% | 4,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3568% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4205% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 1.5192% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3845% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9326% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2664% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2500% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0962% | 4,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0962% | 4,665 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2277% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 1.1044% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1746% | 4,452 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8113% | 4,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8113% | 4,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4749% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 2.2875% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1602% | 3,605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3388% | 4,638 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6511% | 4,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6511% | 4,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0809% | 4,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,088 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 4,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3564% | 4,848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5804% | 3,718 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3417% | 4,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0481% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4655% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4655% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3973% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0767% | 4,771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3914% | 4,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5156% | 3,732 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3830% | 4,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5542% | 228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4278% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4278% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3793% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5448% | 3,740 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3771% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7414% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7414% | 819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 4,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5735% | 3,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9542% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9542% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2830% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.6753% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1424% | 4,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3628% | 3,807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1482% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8941% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2099% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2099% | 574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3288% | 5,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5635% | 5,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8892% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2192% | 5,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3584% | 3,857 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2091% | 5,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3541% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1017% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1017% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5761% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5100% | 107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8903% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2230% | 3,847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7708% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9876% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9876% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3890% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,451 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0884% | 3,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6302% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0672% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0672% | 640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2603% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0415% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 1.6300% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2555% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0692% | 4,313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1134% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8773% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6318% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6318% | 1,199 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7184% | 62 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4815% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 2.1689% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0754% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0912% | 4,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2139% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2833% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3426% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3426% | 1,686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5279% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4757% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 2.0496% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1100% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1346% | 4,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3724% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0999% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5119% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4526% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4526% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3680% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2265% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1316% | 4,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 4,839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0970% | 3,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0232% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8961% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0400% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0400% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9970% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 5,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0263% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0930% | 5,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6178% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1351% | 4,074 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1071% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8257% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8257% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4190% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0560% | 5,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0474% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1240% | 5,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4977% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0575% | 5,211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1472% | 4,119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 5,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4630% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8308% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8308% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8256% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1269% | 5,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2481% | 5,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1802% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 5,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1312% | 4,120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0537% | 5,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3912% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3611% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3611% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6386% | 38 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2172% | 5,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5003% | 5,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2525% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1694% | 4,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.3935% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8288% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8288% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1047% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4052% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.1099% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6330% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7382% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0795% | 5,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0850% | 5,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6062% | 5,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6892% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6892% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4611% | 212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0075% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8462% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 5,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8252% | 5,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0995% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0995% | 662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3315% | 5,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 5,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 5,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1365% | 5,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9356% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9356% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6794% | 6,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 5,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 5,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 5,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2661% | 5,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5943% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5943% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4360% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1675% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.1641% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5122% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5441% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9777% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6956% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6956% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5788% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2125% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.2356% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6312% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0614% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6700% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3172% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7167% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7167% | 978 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3373% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.3778% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9882% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1477% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0433% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0291% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6890% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6890% | 950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.7819% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3487% | 4,664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 4,375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1217% | 5,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1217% | 5,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 3,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 3,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 5,373 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0492% | 5,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0083% | 2,697 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0528% | 5,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0528% | 5,440 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.3218% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0622% | 5,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 3,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 5,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 2,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2424% | 5,718 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0228% | 5,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0230% | 5,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.6211% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 3,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 5,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0676% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0676% | 2,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.4639% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 4,745 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1987% | 5,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1987% | 5,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.6725% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 2,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2220% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.1042% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1271% | 1,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4336% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4401% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0850% | 3,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0850% | 3,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1344% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2269% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2796% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.1384% | 1,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0844% | 1,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6579% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6680% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1837% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1839% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2317% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2571% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2950% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 1,585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7267% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7378% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1375% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3223% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3223% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5010% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2209% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 6,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 6,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3069% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7338% | 1,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2327% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9665% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6037% | 1,688 |
| Percentage Net Loans Charged-off:Construction & development | 1.2020% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 2,983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1540% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3609% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1508% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7474% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2583% | 3,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2583% | 3,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9198% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7915% | 1,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6545% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 1.6730% | 1,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 2,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0997% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8094% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0886% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1157% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2028% | 3,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2027% | 3,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8514% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6588% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5109% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.7798% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0796% | 2,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0042% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9056% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9767% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9932% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1051% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 3,198 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6750% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5176% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3031% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8023% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3145% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7241% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9691% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1647% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1647% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5022% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5664% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7255% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.9383% | 2,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2440% | 2,586 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0622% | 5,651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2791% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7608% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1967% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2038% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1239% | 4,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1175% | 4,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5832% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5045% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6887% | 1,973 |
| Percentage Net Loans Charged-off:Construction & development | 1.2003% | 1,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1556% | 2,485 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0785% | 5,669 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1895% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9586% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1554% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2183% | 3,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2042% | 3,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2983% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6533% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9200% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 1.7393% | 1,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1561% | 2,147 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1125% | 5,706 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5857% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6161% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 3,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5493% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5031% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8262% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3574% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5175% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 1.9630% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1638% | 1,540 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2101% | 5,749 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4557% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4646% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0281% | 3,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6658% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9810% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0900% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 2.6716% | 1,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2097% | 2,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5109% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4183% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 12.4502% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2071% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7084% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7318% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2210% | 525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5146% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4229% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | 2.5310% | 1,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1391% | 3,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1418% | 3,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6566% | 2,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6490% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4413% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6950% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6296% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 3.6267% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 2,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2252% | 2,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8129% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6621% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5532% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9585% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0266% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 5.9498% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2625% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6672% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8586% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3658% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2995% | 4,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2627% | 3,799 |
| Percentage Net Loans Charged-off:Construction & development | 1.0331% | 2,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1534% | 2,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 4,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2557% | 4,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4819% | 4,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6781% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3250% | 4,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3507% | 2,920 |
| Percentage Net Loans Charged-off:Construction & development | 1.3475% | 1,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2086% | 1,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 3,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 3,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1536% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3346% | 4,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5720% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 5,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 4,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 3,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 2,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4453% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2780% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2141% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4011% | 3,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6811% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1660% | 1,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 3,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4893% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2094% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1607% | 2,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4382% | 3,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9920% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1283% | 3,465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 7,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2366% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6664% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8398% | 167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3684% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3936% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7778% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0647% | 3,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0458% | 5,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3252% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0206% | 7,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3871% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0629% | 7,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1282% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0319% | 6,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0188% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0488% | 3,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 4,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0015% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0713% | 4,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.3871% | 104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2039% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5852% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1471% | 3,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.9290% | 102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1949% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2260% | 7,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.2597% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5837% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 4,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3661% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3951% | 1,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1890% | 4,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.2249% | 113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5169% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4308% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1548% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1643% | 7,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5049% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 3,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 3,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 8,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 8,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3053% | 2,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2804% | 4,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4644% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4094% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0531% | 5,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8027% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6180% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1408% | 4,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5177% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4140% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2422% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9311% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1907% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 7,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1392% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4927% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2417% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2559% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 3,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5539% | 3,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9929% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2938% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5260% | 3,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8531% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1438% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0132% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0973% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 4,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.0669% | 8,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3084% | 3,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1741% | 6,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8077% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 4,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 3,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.1145% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3536% | 3,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4939% | 4,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 6,620 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 5,156 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2154% | 3,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4821% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3371% | 3,847 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3396% | 5,640 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |