Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 5,920 |
| Total interest expense | $34,000 | 5,709 |
| Net interest income | $323,000 | 5,913 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $45,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $32,000 | 4,996 |
| Total noninterest expense | $311,000 | 5,797 |
| Salaries and employee benefits | $177,000 | 5,739 |
| Premises and equipment expense | $32,000 | 5,717 |
| Additional noninterest expense | $102,000 | 5,754 |
| Pre-tax net operating income | $57,000 | 5,567 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $57,000 | 5,554 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $57,000 | 5,555 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $57,000 | 5,555 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $30,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $57,000 | 5,495 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 5,982 |
| Total interest expense | $138,000 | 5,849 |
| Net interest income | $1,349,000 | 5,958 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $202,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $57,000 | 5,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $145,000 | 4,892 |
| Total noninterest expense | $1,315,000 | 5,834 |
| Salaries and employee benefits | $732,000 | 5,800 |
| Premises and equipment expense | $135,000 | 5,810 |
| Additional noninterest expense | $448,000 | 5,773 |
| Pre-tax net operating income | $236,000 | 5,598 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $236,000 | 5,571 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $236,000 | 5,570 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $236,000 | 5,571 |
| Net charge-offs | $7,000 | 4,671 |
| Cash dividends | $230,000 | 3,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $236,000 | 5,519 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 6,056 |
| Total interest expense | $104,000 | 5,933 |
| Net interest income | $1,008,000 | 6,031 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $149,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $107,000 | 4,960 |
| Total noninterest expense | $984,000 | 5,887 |
| Salaries and employee benefits | $546,000 | 5,854 |
| Premises and equipment expense | $103,000 | 5,854 |
| Additional noninterest expense | $335,000 | 5,831 |
| Pre-tax net operating income | $173,000 | 5,691 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $173,000 | 5,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $173,000 | 5,654 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $173,000 | 5,655 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $230,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $173,000 | 5,609 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 6,109 |
| Total interest expense | $69,000 | 5,988 |
| Net interest income | $668,000 | 6,085 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $105,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $27,000 | 5,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $78,000 | 4,857 |
| Total noninterest expense | $659,000 | 5,933 |
| Salaries and employee benefits | $365,000 | 5,902 |
| Premises and equipment expense | $70,000 | 5,870 |
| Additional noninterest expense | $224,000 | 5,866 |
| Pre-tax net operating income | $114,000 | 5,719 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $114,000 | 5,682 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $114,000 | 5,684 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $114,000 | 5,684 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $150,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $114,000 | 5,639 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 6,178 |
| Total interest expense | $34,000 | 6,078 |
| Net interest income | $331,000 | 6,152 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $40,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $27,000 | 5,263 |
| Total noninterest expense | $329,000 | 5,996 |
| Salaries and employee benefits | $183,000 | 5,960 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $109,000 | 5,950 |
| Pre-tax net operating income | $42,000 | 5,821 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $42,000 | 5,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 5,789 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $42,000 | 5,790 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $110,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $42,000 | 5,754 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 6,184 |
| Total interest expense | $139,000 | 6,222 |
| Net interest income | $1,411,000 | 6,139 |
| Provision for loan and lease losses | $5,000 | 4,999 |
| Total noninterest income | $224,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $69,000 | 5,686 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $155,000 | 4,920 |
| Total noninterest expense | $1,353,000 | 6,040 |
| Salaries and employee benefits | $694,000 | 6,089 |
| Premises and equipment expense | $145,000 | 5,960 |
| Additional noninterest expense | $514,000 | 5,815 |
| Pre-tax net operating income | $277,000 | 5,543 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $277,000 | 5,484 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $277,000 | 5,488 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $277,000 | 5,488 |
| Net charge-offs | $7,000 | 5,162 |
| Cash dividends | $250,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $277,000 | 5,435 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 6,244 |
| Total interest expense | $102,000 | 6,336 |
| Net interest income | $1,056,000 | 6,197 |
| Provision for loan and lease losses | $5,000 | 4,832 |
| Total noninterest income | $163,000 | 5,605 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $52,000 | 5,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $111,000 | 5,055 |
| Total noninterest expense | $1,023,000 | 6,071 |
| Salaries and employee benefits | $518,000 | 6,133 |
| Premises and equipment expense | $107,000 | 6,026 |
| Additional noninterest expense | $398,000 | 5,788 |
| Pre-tax net operating income | $191,000 | 5,705 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $191,000 | 5,675 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $191,000 | 5,676 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $191,000 | 5,676 |
| Net charge-offs | $9,000 | 4,738 |
| Cash dividends | $250,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $191,000 | 5,608 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 6,279 |
| Total interest expense | $68,000 | 6,401 |
| Net interest income | $705,000 | 6,226 |
| Provision for loan and lease losses | $5,000 | 4,656 |
| Total noninterest income | $100,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $35,000 | 5,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 5,251 |
| Total noninterest expense | $649,000 | 6,165 |
| Salaries and employee benefits | $341,000 | 6,186 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $237,000 | 5,967 |
| Pre-tax net operating income | $151,000 | 5,594 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $151,000 | 5,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $151,000 | 5,557 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $151,000 | 5,557 |
| Net charge-offs | $9,000 | 4,369 |
| Cash dividends | $210,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $151,000 | 5,445 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 6,323 |
| Total interest expense | $33,000 | 6,497 |
| Net interest income | $360,000 | 6,236 |
| Provision for loan and lease losses | $5,000 | 4,198 |
| Total noninterest income | $45,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,392 |
| Total noninterest expense | $315,000 | 6,262 |
| Salaries and employee benefits | $169,000 | 6,236 |
| Premises and equipment expense | $35,000 | 6,122 |
| Additional noninterest expense | $111,000 | 6,125 |
| Pre-tax net operating income | $85,000 | 5,459 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $85,000 | 5,420 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $85,000 | 5,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $85,000 | 5,422 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $90,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $85,000 | 5,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,357 |
| Total interest expense | $169,000 | 6,540 |
| Net interest income | $1,509,000 | 6,274 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $198,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $71,000 | 5,873 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $127,000 | 5,105 |
| Total noninterest expense | $1,366,000 | 6,253 |
| Salaries and employee benefits | $669,000 | 6,330 |
| Premises and equipment expense | $156,000 | 6,070 |
| Additional noninterest expense | $541,000 | 5,967 |
| Pre-tax net operating income | $341,000 | 5,307 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $341,000 | 5,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $341,000 | 5,358 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $341,000 | 5,359 |
| Net charge-offs | $9,000 | 5,634 |
| Cash dividends | $410,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $341,000 | 5,159 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 6,459 |
| Total interest expense | $131,000 | 6,646 |
| Net interest income | $1,130,000 | 6,376 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $146,000 | 5,800 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 5,212 |
| Total noninterest expense | $1,027,000 | 6,299 |
| Salaries and employee benefits | $496,000 | 6,400 |
| Premises and equipment expense | $115,000 | 6,162 |
| Additional noninterest expense | $416,000 | 5,990 |
| Pre-tax net operating income | $249,000 | 5,498 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $249,000 | 5,527 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $249,000 | 5,527 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $249,000 | 5,527 |
| Net charge-offs | $9,000 | 5,333 |
| Cash dividends | $410,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $249,000 | 5,339 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,523 |
| Total interest expense | $91,000 | 6,699 |
| Net interest income | $740,000 | 6,440 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $99,000 | 5,798 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,194 |
| Total noninterest expense | $654,000 | 6,397 |
| Salaries and employee benefits | $328,000 | 6,466 |
| Premises and equipment expense | $76,000 | 6,204 |
| Additional noninterest expense | $250,000 | 6,170 |
| Pre-tax net operating income | $185,000 | 5,386 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $185,000 | 5,421 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $185,000 | 5,420 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $185,000 | 5,420 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $310,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $185,000 | 5,228 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 6,563 |
| Total interest expense | $46,000 | 6,771 |
| Net interest income | $375,000 | 6,469 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $54,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,151 |
| Total noninterest expense | $325,000 | 6,475 |
| Salaries and employee benefits | $166,000 | 6,493 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $121,000 | 6,255 |
| Pre-tax net operating income | $104,000 | 5,357 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $104,000 | 5,306 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,308 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $104,000 | 5,308 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $104,000 | 5,167 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,660 |
| Total interest expense | $223,000 | 6,828 |
| Net interest income | $1,454,000 | 6,567 |
| Provision for loan and lease losses | $45,000 | 5,911 |
| Total noninterest income | $198,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $71,000 | 5,961 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $127,000 | 5,054 |
| Total noninterest expense | $1,356,000 | 6,474 |
| Salaries and employee benefits | $599,000 | 6,706 |
| Premises and equipment expense | $174,000 | 6,212 |
| Additional noninterest expense | $583,000 | 6,037 |
| Pre-tax net operating income | $251,000 | 5,373 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $251,000 | 5,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 5,389 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $251,000 | 5,389 |
| Net charge-offs | $9,000 | 6,128 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $251,000 | 5,275 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 6,731 |
| Total interest expense | $174,000 | 6,891 |
| Net interest income | $1,078,000 | 6,636 |
| Provision for loan and lease losses | $30,000 | 5,806 |
| Total noninterest income | $151,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $98,000 | 5,116 |
| Total noninterest expense | $1,063,000 | 6,445 |
| Salaries and employee benefits | $450,000 | 6,727 |
| Premises and equipment expense | $131,000 | 6,257 |
| Additional noninterest expense | $482,000 | 5,906 |
| Pre-tax net operating income | $136,000 | 5,691 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $136,000 | 5,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 5,766 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $136,000 | 5,766 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $136,000 | 5,622 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 6,805 |
| Total interest expense | $124,000 | 6,922 |
| Net interest income | $702,000 | 6,721 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $98,000 | 5,885 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,176 |
| Total noninterest expense | $700,000 | 6,523 |
| Salaries and employee benefits | $299,000 | 6,791 |
| Premises and equipment expense | $89,000 | 6,282 |
| Additional noninterest expense | $312,000 | 6,047 |
| Pre-tax net operating income | $85,000 | 5,762 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $85,000 | 5,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 5,794 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $85,000 | 5,795 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $50,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $85,000 | 5,716 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 6,872 |
| Total interest expense | $66,000 | 6,949 |
| Net interest income | $339,000 | 6,797 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $348,000 | 6,586 |
| Salaries and employee benefits | $149,000 | 6,842 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $154,000 | 6,089 |
| Pre-tax net operating income | $36,000 | 5,929 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $36,000 | 5,878 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 6,961 |
| Total interest expense | $316,000 | 7,015 |
| Net interest income | $1,314,000 | 6,873 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $197,000 | 5,975 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 5,183 |
| Total noninterest expense | $1,362,000 | 6,682 |
| Salaries and employee benefits | $573,000 | 6,981 |
| Premises and equipment expense | $174,000 | 6,426 |
| Additional noninterest expense | $615,000 | 6,164 |
| Pre-tax net operating income | $99,000 | 5,480 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $99,000 | 5,618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $99,000 | 5,620 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $99,000 | 5,620 |
| Net charge-offs | $13,000 | 6,503 |
| Cash dividends | $30,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $99,000 | 5,487 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 7,071 |
| Total interest expense | $244,000 | 7,119 |
| Net interest income | $979,000 | 6,977 |
| Provision for loan and lease losses | $35,000 | 6,469 |
| Total noninterest income | $147,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $92,000 | 5,309 |
| Total noninterest expense | $957,000 | 6,829 |
| Salaries and employee benefits | $434,000 | 7,034 |
| Premises and equipment expense | $131,000 | 6,509 |
| Additional noninterest expense | $392,000 | 6,488 |
| Pre-tax net operating income | $134,000 | 5,489 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $134,000 | 5,584 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $134,000 | 5,585 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $134,000 | 5,585 |
| Net charge-offs | $13,000 | 6,174 |
| Cash dividends | $30,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $134,000 | 5,421 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 7,138 |
| Total interest expense | $169,000 | 7,169 |
| Net interest income | $643,000 | 7,034 |
| Provision for loan and lease losses | $35,000 | 6,087 |
| Total noninterest income | $93,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $58,000 | 5,422 |
| Total noninterest expense | $633,000 | 6,895 |
| Salaries and employee benefits | $289,000 | 7,090 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $256,000 | 6,566 |
| Pre-tax net operating income | $68,000 | 5,698 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $68,000 | 5,758 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $68,000 | 5,760 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $68,000 | 5,759 |
| Net charge-offs | $13,000 | 5,696 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $68,000 | 5,644 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 7,255 |
| Total interest expense | $87,000 | 7,262 |
| Net interest income | $313,000 | 7,155 |
| Provision for loan and lease losses | $20,000 | 5,721 |
| Total noninterest income | $45,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $312,000 | 7,016 |
| Salaries and employee benefits | $142,000 | 7,209 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $125,000 | 6,652 |
| Pre-tax net operating income | $26,000 | 5,952 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $26,000 | 6,049 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 6,049 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $26,000 | 6,049 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $26,000 | 5,930 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 7,402 |
| Total interest expense | $424,000 | 7,298 |
| Net interest income | $1,105,000 | 7,339 |
| Provision for loan and lease losses | $154,000 | 6,036 |
| Total noninterest income | $219,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $130,000 | 5,304 |
| Total noninterest expense | $1,274,000 | 7,062 |
| Salaries and employee benefits | $569,000 | 7,267 |
| Premises and equipment expense | $177,000 | 6,674 |
| Additional noninterest expense | $528,000 | 6,699 |
| Pre-tax net operating income | $-104,000 | 5,595 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-104,000 | 5,708 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-104,000 | 5,707 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-104,000 | 5,707 |
| Net charge-offs | $190,000 | 5,063 |
| Cash dividends | $40,000 | 4,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-104,000 | 5,684 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,501 |
| Total interest expense | $330,000 | 7,371 |
| Net interest income | $806,000 | 7,425 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $164,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $65,000 | 5,987 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $99,000 | 5,406 |
| Total noninterest expense | $946,000 | 7,121 |
| Salaries and employee benefits | $430,000 | 7,307 |
| Premises and equipment expense | $129,000 | 6,780 |
| Additional noninterest expense | $387,000 | 6,752 |
| Pre-tax net operating income | $24,000 | 5,579 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $24,000 | 5,680 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $24,000 | 5,680 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $24,000 | 5,680 |
| Net charge-offs | $42,000 | 5,803 |
| Cash dividends | $20,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $24,000 | 5,618 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 7,579 |
| Total interest expense | $225,000 | 7,451 |
| Net interest income | $525,000 | 7,496 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $101,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $59,000 | 5,605 |
| Total noninterest expense | $607,000 | 7,229 |
| Salaries and employee benefits | $287,000 | 7,388 |
| Premises and equipment expense | $84,000 | 6,869 |
| Additional noninterest expense | $236,000 | 6,946 |
| Pre-tax net operating income | $19,000 | 5,695 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $19,000 | 5,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 5,802 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $19,000 | 5,802 |
| Net charge-offs | $32,000 | 5,289 |
| Cash dividends | $20,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $19,000 | 5,715 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 7,650 |
| Total interest expense | $114,000 | 7,533 |
| Net interest income | $256,000 | 7,559 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $45,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $296,000 | 7,295 |
| Salaries and employee benefits | $144,000 | 7,426 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $103,000 | 7,049 |
| Pre-tax net operating income | $5,000 | 6,175 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $5,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 6,345 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $5,000 | 6,345 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,000 | 6,198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 7,541 |
| Total interest expense | $680,000 | 7,357 |
| Net interest income | $1,016,000 | 7,566 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $207,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 5,948 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $111,000 | 5,776 |
| Total noninterest expense | $1,302,000 | 7,150 |
| Salaries and employee benefits | $565,000 | 7,507 |
| Premises and equipment expense | $198,000 | 6,697 |
| Additional noninterest expense | $539,000 | 6,459 |
| Pre-tax net operating income | $-79,000 | 6,432 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-79,000 | 6,333 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-79,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,091 |
| Cash dividends | $20,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-79,000 | 6,477 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 7,593 |
| Total interest expense | $538,000 | 7,405 |
| Net interest income | $777,000 | 7,607 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $153,000 | 6,559 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $73,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 5,953 |
| Total noninterest expense | $875,000 | 7,337 |
| Salaries and employee benefits | $428,000 | 7,516 |
| Premises and equipment expense | $150,000 | 6,708 |
| Additional noninterest expense | $297,000 | 7,074 |
| Pre-tax net operating income | $55,000 | 6,571 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $55,000 | 6,386 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $55,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,047 |
| Cash dividends | $20,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $55,000 | 6,548 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $892,000 | 7,642 |
| Total interest expense | $378,000 | 7,453 |
| Net interest income | $514,000 | 7,663 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $105,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $566,000 | 7,446 |
| Salaries and employee benefits | $290,000 | 7,567 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $176,000 | 7,258 |
| Pre-tax net operating income | $53,000 | 6,661 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $53,000 | 6,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,051 |
| Cash dividends | $20,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $53,000 | 6,610 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,686 |
| Total interest expense | $193,000 | 7,551 |
| Net interest income | $265,000 | 7,677 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $44,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $304,000 | 7,349 |
| Salaries and employee benefits | $153,000 | 7,517 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $100,000 | 7,064 |
| Pre-tax net operating income | $5,000 | 7,116 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $5,000 | 7,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,121 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,000 | 7,123 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 7,645 |
| Total interest expense | $793,000 | 7,513 |
| Net interest income | $1,089,000 | 7,626 |
| Provision for loan and lease losses | $145,000 | 4,384 |
| Total noninterest income | $173,000 | 6,941 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $110,000 | 5,894 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $63,000 | 6,845 |
| Total noninterest expense | $1,267,000 | 7,254 |
| Salaries and employee benefits | $587,000 | 7,578 |
| Premises and equipment expense | $192,000 | 6,818 |
| Additional noninterest expense | $488,000 | 6,633 |
| Pre-tax net operating income | $-150,000 | 7,605 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-150,000 | 7,673 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-150,000 | 7,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,958 |
| Cash dividends | $85,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-150,000 | 7,656 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 7,679 |
| Total interest expense | $602,000 | 7,533 |
| Net interest income | $813,000 | 7,688 |
| Provision for loan and lease losses | $132,000 | 3,725 |
| Total noninterest income | $130,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $973,000 | 7,196 |
| Salaries and employee benefits | $444,000 | 7,543 |
| Premises and equipment expense | $142,000 | 6,833 |
| Additional noninterest expense | $387,000 | 6,475 |
| Pre-tax net operating income | $-162,000 | 7,861 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-162,000 | 7,907 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-162,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,933 |
| Cash dividends | $65,000 | 4,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-162,000 | 7,892 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 7,711 |
| Total interest expense | $406,000 | 7,538 |
| Net interest income | $548,000 | 7,733 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $77,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $635,000 | 7,279 |
| Salaries and employee benefits | $300,000 | 7,569 |
| Premises and equipment expense | $92,000 | 6,913 |
| Additional noninterest expense | $243,000 | 6,660 |
| Pre-tax net operating income | $-10,000 | 7,804 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-10,000 | 7,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $65,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-10,000 | 7,802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 7,763 |
| Total interest expense | $212,000 | 7,494 |
| Net interest income | $258,000 | 7,863 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $318,000 | 7,307 |
| Salaries and employee benefits | $151,000 | 7,594 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $122,000 | 6,656 |
| Pre-tax net operating income | $-23,000 | 7,960 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-23,000 | 7,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-23,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $45,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-23,000 | 7,957 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 7,559 |
| Total interest expense | $778,000 | 7,373 |
| Net interest income | $1,207,000 | 7,577 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $214,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $136,000 | 5,694 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $1,137,000 | 7,495 |
| Salaries and employee benefits | $546,000 | 7,744 |
| Premises and equipment expense | $169,000 | 7,049 |
| Additional noninterest expense | $422,000 | 6,959 |
| Pre-tax net operating income | $259,000 | 7,230 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $259,000 | 7,066 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $259,000 | 7,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,238 |
| Cash dividends | $270,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $259,000 | 7,065 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 7,578 |
| Total interest expense | $570,000 | 7,398 |
| Net interest income | $937,000 | 7,587 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $170,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $103,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,506 |
| Total noninterest expense | $847,000 | 7,519 |
| Salaries and employee benefits | $400,000 | 7,774 |
| Premises and equipment expense | $125,000 | 7,085 |
| Additional noninterest expense | $322,000 | 6,944 |
| Pre-tax net operating income | $235,000 | 7,279 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $235,000 | 7,036 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $235,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $270,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $235,000 | 7,035 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 7,590 |
| Total interest expense | $369,000 | 7,404 |
| Net interest income | $643,000 | 7,581 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $571,000 | 7,525 |
| Salaries and employee benefits | $270,000 | 7,791 |
| Premises and equipment expense | $84,000 | 7,088 |
| Additional noninterest expense | $217,000 | 6,932 |
| Pre-tax net operating income | $171,000 | 7,259 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $171,000 | 6,990 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $171,000 | 6,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $210,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $171,000 | 6,996 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $507,000 | 7,580 |
| Total interest expense | $169,000 | 7,508 |
| Net interest income | $338,000 | 7,511 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $288,000 | 7,519 |
| Salaries and employee benefits | $132,000 | 7,840 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $114,000 | 6,766 |
| Pre-tax net operating income | $102,000 | 7,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $102,000 | 6,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $60,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $102,000 | 6,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 7,400 |
| Total interest expense | $637,000 | 7,223 |
| Net interest income | $1,422,000 | 7,397 |
| Provision for loan and lease losses | $145,000 | 4,203 |
| Total noninterest income | $196,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $141,000 | 5,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,265 |
| Total noninterest expense | $1,217,000 | 7,378 |
| Salaries and employee benefits | $594,000 | 7,643 |
| Premises and equipment expense | $187,000 | 6,861 |
| Additional noninterest expense | $436,000 | 6,902 |
| Pre-tax net operating income | $256,000 | 7,534 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $256,000 | 7,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $256,000 | 7,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,722 |
| Cash dividends | $195,000 | 4,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $256,000 | 7,334 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 7,442 |
| Total interest expense | $469,000 | 7,204 |
| Net interest income | $1,052,000 | 7,459 |
| Provision for loan and lease losses | $127,000 | 3,795 |
| Total noninterest income | $151,000 | 7,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 5,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $907,000 | 7,379 |
| Salaries and employee benefits | $458,000 | 7,552 |
| Premises and equipment expense | $139,000 | 6,876 |
| Additional noninterest expense | $310,000 | 7,021 |
| Pre-tax net operating income | $169,000 | 7,751 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $169,000 | 7,606 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $169,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,155 |
| Cash dividends | $155,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $169,000 | 7,574 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 7,421 |
| Total interest expense | $307,000 | 7,145 |
| Net interest income | $709,000 | 7,454 |
| Provision for loan and lease losses | $49,000 | 4,625 |
| Total noninterest income | $100,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $600,000 | 7,398 |
| Salaries and employee benefits | $304,000 | 7,574 |
| Premises and equipment expense | $91,000 | 6,894 |
| Additional noninterest expense | $205,000 | 7,033 |
| Pre-tax net operating income | $160,000 | 7,477 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $160,000 | 7,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $155,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $160,000 | 7,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,482 |
| Total interest expense | $155,000 | 7,102 |
| Net interest income | $347,000 | 7,552 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $290,000 | 7,528 |
| Salaries and employee benefits | $147,000 | 7,704 |
| Premises and equipment expense | $48,000 | 6,855 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $81,000 | 7,483 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $81,000 | 7,216 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $81,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $81,000 | 7,187 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 7,168 |
| Total interest expense | $654,000 | 6,747 |
| Net interest income | $1,553,000 | 7,245 |
| Provision for loan and lease losses | $78,000 | 5,363 |
| Total noninterest income | $223,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $160,000 | 5,656 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $63,000 | 7,122 |
| Total noninterest expense | $1,590,000 | 6,727 |
| Salaries and employee benefits | $617,000 | 7,599 |
| Premises and equipment expense | $175,000 | 7,036 |
| Additional noninterest expense | $798,000 | 5,100 |
| Pre-tax net operating income | $108,000 | 8,088 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $108,000 | 8,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $108,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,021 |
| Cash dividends | $50,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $108,000 | 8,010 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 7,162 |
| Total interest expense | $493,000 | 6,736 |
| Net interest income | $1,190,000 | 7,218 |
| Provision for loan and lease losses | $78,000 | 4,759 |
| Total noninterest income | $163,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $126,000 | 5,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 7,447 |
| Total noninterest expense | $1,139,000 | 6,820 |
| Salaries and employee benefits | $457,000 | 7,581 |
| Premises and equipment expense | $125,000 | 7,120 |
| Additional noninterest expense | $557,000 | 5,298 |
| Pre-tax net operating income | $136,000 | 7,967 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $136,000 | 7,874 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $136,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,242 |
| Cash dividends | $25,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $136,000 | 7,828 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 7,155 |
| Total interest expense | $336,000 | 6,712 |
| Net interest income | $810,000 | 7,199 |
| Provision for loan and lease losses | $78,000 | 3,948 |
| Total noninterest income | $109,000 | 7,079 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $753,000 | 6,884 |
| Salaries and employee benefits | $300,000 | 7,682 |
| Premises and equipment expense | $88,000 | 7,035 |
| Additional noninterest expense | $365,000 | 5,385 |
| Pre-tax net operating income | $88,000 | 8,006 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $88,000 | 7,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,613 |
| Cash dividends | $25,000 | 4,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $88,000 | 7,844 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,155 |
| Total interest expense | $173,000 | 6,715 |
| Net interest income | $410,000 | 7,205 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $353,000 | 7,099 |
| Salaries and employee benefits | $150,000 | 7,700 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $89,000 | 7,324 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $89,000 | 7,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $89,000 | 6,995 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 6,875 |
| Total interest expense | $907,000 | 6,395 |
| Net interest income | $1,759,000 | 6,970 |
| Provision for loan and lease losses | $332,000 | 2,952 |
| Total noninterest income | $240,000 | 7,016 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $186,000 | 5,426 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,594,000 | 6,727 |
| Salaries and employee benefits | $607,000 | 7,663 |
| Premises and equipment expense | $176,000 | 7,072 |
| Additional noninterest expense | $811,000 | 5,007 |
| Pre-tax net operating income | $73,000 | 8,300 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $73,000 | 8,364 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $73,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,728 |
| Cash dividends | $140,000 | 5,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $73,000 | 8,258 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 6,888 |
| Total interest expense | $710,000 | 6,423 |
| Net interest income | $1,339,000 | 6,963 |
| Provision for loan and lease losses | $217,000 | 3,209 |
| Total noninterest income | $178,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $138,000 | 5,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $1,129,000 | 6,889 |
| Salaries and employee benefits | $454,000 | 7,637 |
| Premises and equipment expense | $138,000 | 6,995 |
| Additional noninterest expense | $537,000 | 5,402 |
| Pre-tax net operating income | $171,000 | 7,869 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $171,000 | 7,783 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $171,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,565 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $171,000 | 7,638 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 6,885 |
| Total interest expense | $496,000 | 6,411 |
| Net interest income | $900,000 | 6,952 |
| Provision for loan and lease losses | $142,000 | 3,214 |
| Total noninterest income | $120,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $94,000 | 5,422 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $759,000 | 6,874 |
| Salaries and employee benefits | $306,000 | 7,643 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $360,000 | 5,374 |
| Pre-tax net operating income | $119,000 | 7,857 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $119,000 | 7,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $119,000 | 7,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,265 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $119,000 | 7,587 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 6,878 |
| Total interest expense | $265,000 | 6,314 |
| Net interest income | $443,000 | 7,005 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $411,000 | 6,626 |
| Salaries and employee benefits | $156,000 | 7,615 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $202,000 | 4,939 |
| Pre-tax net operating income | $68,000 | 7,700 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 6,680 |
| Total interest expense | $1,280,000 | 6,233 |
| Net interest income | $1,885,000 | 6,812 |
| Provision for loan and lease losses | $157,000 | 4,839 |
| Total noninterest income | $260,000 | 6,775 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $188,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 7,036 |
| Total noninterest expense | $1,385,000 | 7,083 |
| Salaries and employee benefits | $636,000 | 7,563 |
| Premises and equipment expense | $185,000 | 6,974 |
| Additional noninterest expense | $564,000 | 6,136 |
| Pre-tax net operating income | $603,000 | 6,416 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $591,000 | 6,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $591,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $620,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $591,000 | 5,861 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 6,596 |
| Total interest expense | $1,924,000 | 6,218 |
| Net interest income | $1,765,000 | 6,856 |
| Provision for loan and lease losses | $87,000 | 5,864 |
| Total noninterest income | $219,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $140,000 | 5,943 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $1,118,000 | 7,651 |
| Salaries and employee benefits | $550,000 | 7,927 |
| Premises and equipment expense | $159,000 | 7,382 |
| Additional noninterest expense | $409,000 | 7,072 |
| Pre-tax net operating income | $779,000 | 5,562 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $11,000 | 7,558 |
| Income before extraordinary items | $768,000 | 4,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $768,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,283 |
| Cash dividends | $530,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $768,000 | 4,867 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 6,641 |
| Total interest expense | $1,963,000 | 6,329 |
| Net interest income | $1,855,000 | 6,812 |
| Provision for loan and lease losses | $118,000 | 4,994 |
| Total noninterest income | $208,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 6,938 |
| Total noninterest expense | $1,121,000 | 7,690 |
| Salaries and employee benefits | $582,000 | 7,795 |
| Premises and equipment expense | $149,000 | 7,613 |
| Additional noninterest expense | $390,000 | 7,225 |
| Pre-tax net operating income | $824,000 | 5,791 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $812,000 | 5,000 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $812,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,894 |
| Cash dividends | $510,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $812,000 | 4,993 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 6,873 |
| Total interest expense | $1,707,000 | 6,531 |
| Net interest income | $1,752,000 | 7,101 |
| Provision for loan and lease losses | $99,000 | 5,293 |
| Total noninterest income | $170,000 | 7,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,343 |
| Total noninterest expense | $1,014,000 | 8,090 |
| Salaries and employee benefits | $541,000 | 8,094 |
| Premises and equipment expense | $135,000 | 7,931 |
| Additional noninterest expense | $338,000 | 7,808 |
| Pre-tax net operating income | $809,000 | 5,892 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $792,000 | 5,121 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $792,000 | 5,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $280,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $792,000 | 5,082 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 7,123 |
| Total interest expense | $1,731,000 | 6,698 |
| Net interest income | $1,613,000 | 7,446 |
| Provision for loan and lease losses | $259,000 | 2,935 |
| Total noninterest income | $157,000 | 8,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $929,000 | 8,341 |
| Salaries and employee benefits | $476,000 | 8,505 |
| Premises and equipment expense | $140,000 | 7,876 |
| Additional noninterest expense | $313,000 | 8,001 |
| Pre-tax net operating income | $582,000 | 7,011 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,000 | 9,247 |
| Income before extraordinary items | $579,000 | 6,163 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $579,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $579,000 | 6,051 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 7,652 |
| Total interest expense | $1,625,000 | 7,061 |
| Net interest income | $1,458,000 | 8,080 |
| Provision for loan and lease losses | $168,000 | 3,892 |
| Total noninterest income | $136,000 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,104 |
| Total noninterest expense | $929,000 | 8,584 |
| Salaries and employee benefits | $498,000 | 8,621 |
| Premises and equipment expense | $128,000 | 8,292 |
| Additional noninterest expense | $303,000 | 8,290 |
| Pre-tax net operating income | $497,000 | 7,932 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $490,000 | 7,036 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $490,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,290 |
| Cash dividends | $138,000 | 6,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $490,000 | 6,985 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 9,117 |
| Total interest expense | $1,118,000 | 8,635 |
| Net interest income | $1,070,000 | 9,362 |
| Provision for loan and lease losses | $78,000 | 5,659 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $811,000 | 9,394 |
| Salaries and employee benefits | $436,000 | 9,351 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $292,000 | 8,962 |
| Pre-tax net operating income | $298,000 | 9,148 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $100,000 | 8,748 |
| Income before extraordinary items | $198,000 | 9,322 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $198,000 | 9,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,420 |
| Cash dividends | $357,000 | 4,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $198,000 | 9,261 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 9,979 |
| Total interest expense | $894,000 | 9,636 |
| Net interest income | $951,000 | 10,079 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $106,000 | 10,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $581,000 | 10,655 |
| Salaries and employee benefits | $296,000 | 10,785 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $230,000 | 10,065 |
| Pre-tax net operating income | $454,000 | 8,728 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $159,000 | 8,113 |
| Income before extraordinary items | $295,000 | 8,990 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $295,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $102,000 | 6,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $295,000 | 8,954 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 10,402 |
| Total interest expense | $730,000 | 9,929 |
| Net interest income | $943,000 | 10,583 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $108,000 | 10,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $601,000 | 11,118 |
| Salaries and employee benefits | $299,000 | 11,214 |
| Premises and equipment expense | $57,000 | 11,399 |
| Additional noninterest expense | $245,000 | 10,583 |
| Pre-tax net operating income | $379,000 | 9,520 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $131,000 | 8,694 |
| Income before extraordinary items | $248,000 | 9,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $248,000 | 9,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $248,000 | 9,790 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 11,093 |
| Total interest expense | $688,000 | 10,653 |
| Net interest income | $872,000 | 11,267 |
| Provision for loan and lease losses | $38,000 | 8,041 |
| Total noninterest income | $108,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $559,000 | 11,855 |
| Salaries and employee benefits | $278,000 | 11,898 |
| Premises and equipment expense | $53,000 | 12,113 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $383,000 | 9,547 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $129,000 | 9,109 |
| Income before extraordinary items | $254,000 | 9,996 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $254,000 | 10,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $102,000 | 6,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $254,000 | 9,744 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 11,654 |
| Total interest expense | $825,000 | 11,212 |
| Net interest income | $805,000 | 11,891 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $493,000 | 12,681 |
| Salaries and employee benefits | $240,000 | 12,715 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $202,000 | 12,211 |
| Pre-tax net operating income | $443,000 | 8,856 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $293,000 | 9,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $293,000 | 9,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $108,000 | 6,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $293,000 | 9,028 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.