Home > United Community Bank > Income and Expense
United Community Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 4,907 |
| Total interest expense | $108,000 | 5,134 |
| Net interest income | $1,899,000 | 4,830 |
| Provision for loan and lease losses | $127,000 | 2,799 |
| Total noninterest income | $193,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $38,000 | 4,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 4,283 |
| Total noninterest expense | $1,558,000 | 4,821 |
| Salaries and employee benefits | $589,000 | 5,104 |
| Premises and equipment expense | $97,000 | 5,064 |
| Additional noninterest expense | $872,000 | 4,089 |
| Pre-tax net operating income | $407,000 | 4,748 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $99,000 | 3,093 |
| Income before extraordinary items | $308,000 | 4,835 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $308,000 | 4,834 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $308,000 | 4,834 |
| Net charge-offs | $38,000 | 2,779 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $308,000 | 4,839 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 3,085 |
| Total interest expense | $467,000 | 3,566 |
| Net interest income | $5,057,000 | 2,976 |
| Provision for loan and lease losses | $-775,000 | 5,410 |
| Total noninterest income | $679,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $117,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,605 |
| Total noninterest expense | $3,822,000 | 3,028 |
| Salaries and employee benefits | $2,406,000 | 2,840 |
| Premises and equipment expense | $277,000 | 3,716 |
| Additional noninterest expense | $1,139,000 | 3,149 |
| Pre-tax net operating income | $2,689,000 | 2,275 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $772,000 | 1,412 |
| Income before extraordinary items | $1,927,000 | 2,583 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,927,000 | 2,583 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,927,000 | 2,582 |
| Net charge-offs | $-775,000 | 5,422 |
| Cash dividends | $8,702,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,919,100 | 2,579 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 3,062 |
| Total interest expense | $298,000 | 3,572 |
| Net interest income | $3,402,000 | 2,965 |
| Provision for loan and lease losses | $-200,000 | 5,412 |
| Total noninterest income | $563,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $76,000 | 3,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 2,291 |
| Total noninterest expense | $2,304,000 | 3,245 |
| Salaries and employee benefits | $1,325,000 | 3,208 |
| Premises and equipment expense | $180,000 | 3,779 |
| Additional noninterest expense | $799,000 | 3,060 |
| Pre-tax net operating income | $1,861,000 | 2,196 |
| Securities gains (losses) | $10,000 | 602 |
| Applicable income taxes | $557,000 | 1,316 |
| Income before extraordinary items | $1,314,000 | 2,526 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,314,000 | 2,525 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,314,000 | 2,525 |
| Net charge-offs | $-538,000 | 5,471 |
| Cash dividends | $2,102,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,306,100 | 2,532 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 3,199 |
| Total interest expense | $148,000 | 3,544 |
| Net interest income | $1,566,000 | 3,128 |
| Provision for loan and lease losses | $-200,000 | 5,525 |
| Total noninterest income | $379,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 1,873 |
| Total noninterest expense | $1,182,000 | 3,223 |
| Salaries and employee benefits | $585,000 | 3,459 |
| Premises and equipment expense | $90,000 | 3,823 |
| Additional noninterest expense | $507,000 | 2,606 |
| Pre-tax net operating income | $963,000 | 2,096 |
| Securities gains (losses) | $10,000 | 437 |
| Applicable income taxes | $234,000 | 1,427 |
| Income before extraordinary items | $739,000 | 2,298 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $739,000 | 2,296 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $739,000 | 2,298 |
| Net charge-offs | $-279,000 | 5,516 |
| Cash dividends | $2,102,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $731,100 | 2,304 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,782,000 | 3,179 |
| Total interest expense | $487,000 | 3,713 |
| Net interest income | $6,295,000 | 3,087 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $849,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $184,000 | 3,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,795 |
| Total noninterest expense | $4,046,000 | 3,525 |
| Salaries and employee benefits | $2,452,000 | 3,366 |
| Premises and equipment expense | $338,000 | 3,969 |
| Additional noninterest expense | $1,256,000 | 3,577 |
| Pre-tax net operating income | $3,098,000 | 2,432 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,078,000 | 1,808 |
| Income before extraordinary items | $2,020,000 | 2,679 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,020,000 | 2,678 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,020,000 | 2,679 |
| Net charge-offs | $111,000 | 2,331 |
| Cash dividends | $1,710,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,020,000 | 2,665 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 3,221 |
| Total interest expense | $364,000 | 3,731 |
| Net interest income | $4,689,000 | 3,126 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $603,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $139,000 | 3,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 2,907 |
| Total noninterest expense | $3,000,000 | 3,557 |
| Salaries and employee benefits | $1,773,000 | 3,445 |
| Premises and equipment expense | $255,000 | 4,002 |
| Additional noninterest expense | $972,000 | 3,514 |
| Pre-tax net operating income | $2,292,000 | 2,505 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $797,000 | 1,673 |
| Income before extraordinary items | $1,495,000 | 2,868 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,495,000 | 2,867 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,495,000 | 2,868 |
| Net charge-offs | $-352,000 | 5,594 |
| Cash dividends | $1,710,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,495,000 | 2,850 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 3,226 |
| Total interest expense | $236,000 | 3,756 |
| Net interest income | $3,111,000 | 3,134 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $412,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $96,000 | 3,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 2,873 |
| Total noninterest expense | $2,004,000 | 3,571 |
| Salaries and employee benefits | $1,159,000 | 3,503 |
| Premises and equipment expense | $171,000 | 3,987 |
| Additional noninterest expense | $674,000 | 3,467 |
| Pre-tax net operating income | $1,519,000 | 2,473 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $528,000 | 1,650 |
| Income before extraordinary items | $992,000 | 2,834 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $992,000 | 2,834 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $992,000 | 2,834 |
| Net charge-offs | $-226,000 | 5,608 |
| Cash dividends | $1,710,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $991,350 | 2,816 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 3,244 |
| Total interest expense | $120,000 | 3,718 |
| Net interest income | $1,543,000 | 3,149 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $227,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $50,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 2,726 |
| Total noninterest expense | $987,000 | 3,635 |
| Salaries and employee benefits | $559,000 | 3,617 |
| Premises and equipment expense | $89,000 | 3,957 |
| Additional noninterest expense | $339,000 | 3,453 |
| Pre-tax net operating income | $783,000 | 2,330 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $275,000 | 1,564 |
| Income before extraordinary items | $508,000 | 2,727 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $508,000 | 2,727 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $508,000 | 2,727 |
| Net charge-offs | $-150,000 | 5,683 |
| Cash dividends | $1,710,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $508,000 | 2,709 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 3,324 |
| Total interest expense | $431,000 | 3,889 |
| Net interest income | $5,891,000 | 3,235 |
| Provision for loan and lease losses | $-850,000 | 5,807 |
| Total noninterest income | $949,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $194,000 | 3,616 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $755,000 | 2,725 |
| Total noninterest expense | $4,067,000 | 3,618 |
| Salaries and employee benefits | $2,360,000 | 3,520 |
| Premises and equipment expense | $341,000 | 4,080 |
| Additional noninterest expense | $1,366,000 | 3,538 |
| Pre-tax net operating income | $3,623,000 | 2,072 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,255,000 | 1,433 |
| Income before extraordinary items | $2,368,000 | 2,502 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,368,000 | 2,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,368,000 | 2,502 |
| Net charge-offs | $41,000 | 3,276 |
| Cash dividends | $1,712,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,368,000 | 2,447 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,742,000 | 3,335 |
| Total interest expense | $321,000 | 3,931 |
| Net interest income | $4,421,000 | 3,246 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $710,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $149,000 | 3,607 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $561,000 | 2,735 |
| Total noninterest expense | $3,043,000 | 3,621 |
| Salaries and employee benefits | $1,745,000 | 3,544 |
| Premises and equipment expense | $265,000 | 4,033 |
| Additional noninterest expense | $1,033,000 | 3,544 |
| Pre-tax net operating income | $2,088,000 | 2,543 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $701,000 | 1,758 |
| Income before extraordinary items | $1,387,000 | 2,938 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,387,000 | 2,938 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,387,000 | 2,938 |
| Net charge-offs | $-49,000 | 5,361 |
| Cash dividends | $1,262,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,387,000 | 2,888 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 3,343 |
| Total interest expense | $213,000 | 3,948 |
| Net interest income | $2,972,000 | 3,240 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $446,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $99,000 | 3,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $347,000 | 2,846 |
| Total noninterest expense | $1,999,000 | 3,676 |
| Salaries and employee benefits | $1,130,000 | 3,634 |
| Premises and equipment expense | $178,000 | 4,034 |
| Additional noninterest expense | $691,000 | 3,548 |
| Pre-tax net operating income | $1,419,000 | 2,496 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $477,000 | 1,709 |
| Income before extraordinary items | $942,000 | 2,902 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $942,000 | 2,900 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $942,000 | 2,901 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $776,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $942,000 | 2,827 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 3,374 |
| Total interest expense | $109,000 | 3,944 |
| Net interest income | $1,467,000 | 3,265 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $224,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $174,000 | 2,809 |
| Total noninterest expense | $998,000 | 3,713 |
| Salaries and employee benefits | $561,000 | 3,665 |
| Premises and equipment expense | $87,000 | 4,126 |
| Additional noninterest expense | $350,000 | 3,542 |
| Pre-tax net operating income | $693,000 | 2,506 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $232,000 | 1,717 |
| Income before extraordinary items | $461,000 | 2,877 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $461,000 | 2,876 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $461,000 | 2,877 |
| Net charge-offs | $-29,000 | 5,579 |
| Cash dividends | $317,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $461,000 | 2,826 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 3,405 |
| Total interest expense | $500,000 | 3,720 |
| Net interest income | $5,596,000 | 3,341 |
| Provision for loan and lease losses | $-1,500,000 | 6,075 |
| Total noninterest income | $1,088,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $181,000 | 3,849 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $907,000 | 2,504 |
| Total noninterest expense | $4,723,000 | 3,351 |
| Salaries and employee benefits | $2,254,000 | 3,660 |
| Premises and equipment expense | $372,000 | 4,034 |
| Additional noninterest expense | $2,097,000 | 2,701 |
| Pre-tax net operating income | $3,461,000 | 2,082 |
| Securities gains (losses) | $36,000 | 1,872 |
| Applicable income taxes | $1,192,000 | 1,432 |
| Income before extraordinary items | $2,305,000 | 2,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,305,000 | 2,477 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,305,000 | 2,477 |
| Net charge-offs | $-115,000 | 5,752 |
| Cash dividends | $2,500,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,281,240 | 2,446 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 4,558 |
| Total interest expense | $262,000 | 4,439 |
| Net interest income | $2,437,000 | 4,523 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $574,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $79,000 | 4,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 2,937 |
| Total noninterest expense | $2,000,000 | 4,608 |
| Salaries and employee benefits | $1,155,000 | 4,470 |
| Premises and equipment expense | $180,000 | 4,877 |
| Additional noninterest expense | $665,000 | 4,538 |
| Pre-tax net operating income | $1,011,000 | 3,728 |
| Securities gains (losses) | $39,000 | 1,633 |
| Applicable income taxes | $324,000 | 2,407 |
| Income before extraordinary items | $726,000 | 4,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $726,000 | 4,055 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $726,000 | 4,058 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $699,090 | 4,070 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 4,613 |
| Total interest expense | $177,000 | 4,453 |
| Net interest income | $1,605,000 | 4,579 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $398,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $52,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $346,000 | 2,860 |
| Total noninterest expense | $1,331,000 | 4,651 |
| Salaries and employee benefits | $766,000 | 4,521 |
| Premises and equipment expense | $120,000 | 4,916 |
| Additional noninterest expense | $445,000 | 4,566 |
| Pre-tax net operating income | $672,000 | 3,719 |
| Securities gains (losses) | $39,000 | 1,379 |
| Applicable income taxes | $220,000 | 2,393 |
| Income before extraordinary items | $491,000 | 4,008 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $491,000 | 4,008 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $491,000 | 4,010 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $464,090 | 4,028 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 4,681 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $783,000 | 4,668 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $188,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $162,000 | 2,911 |
| Total noninterest expense | $680,000 | 4,629 |
| Salaries and employee benefits | $377,000 | 4,584 |
| Premises and equipment expense | $72,000 | 4,664 |
| Additional noninterest expense | $231,000 | 4,527 |
| Pre-tax net operating income | $291,000 | 3,924 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $85,000 | 2,593 |
| Income before extraordinary items | $206,000 | 4,243 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $206,000 | 4,245 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $206,000 | 4,246 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $206,000 | 4,165 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 4,770 |
| Total interest expense | $414,000 | 4,386 |
| Net interest income | $3,056,000 | 4,775 |
| Provision for loan and lease losses | $69,000 | 3,536 |
| Total noninterest income | $765,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $121,000 | 4,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $644,000 | 2,945 |
| Total noninterest expense | $2,642,000 | 4,780 |
| Salaries and employee benefits | $1,439,000 | 4,726 |
| Premises and equipment expense | $290,000 | 4,736 |
| Additional noninterest expense | $913,000 | 4,647 |
| Pre-tax net operating income | $1,110,000 | 3,968 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $314,000 | 2,604 |
| Income before extraordinary items | $796,000 | 4,307 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $796,000 | 4,306 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $796,000 | 4,307 |
| Net charge-offs | $196,000 | 2,480 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $796,000 | 4,259 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 4,823 |
| Total interest expense | $321,000 | 4,376 |
| Net interest income | $2,279,000 | 4,829 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $602,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $90,000 | 4,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $512,000 | 2,872 |
| Total noninterest expense | $2,021,000 | 4,761 |
| Salaries and employee benefits | $1,112,000 | 4,678 |
| Premises and equipment expense | $228,000 | 4,696 |
| Additional noninterest expense | $681,000 | 4,668 |
| Pre-tax net operating income | $860,000 | 4,009 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $246,000 | 2,639 |
| Income before extraordinary items | $614,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $614,000 | 4,317 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $614,000 | 4,317 |
| Net charge-offs | $206,000 | 1,954 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $614,000 | 4,272 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 4,852 |
| Total interest expense | $227,000 | 4,298 |
| Net interest income | $1,503,000 | 4,872 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $361,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $302,000 | 3,027 |
| Total noninterest expense | $1,344,000 | 4,800 |
| Salaries and employee benefits | $737,000 | 4,726 |
| Premises and equipment expense | $156,000 | 4,682 |
| Additional noninterest expense | $451,000 | 4,706 |
| Pre-tax net operating income | $520,000 | 4,114 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $145,000 | 2,711 |
| Income before extraordinary items | $375,000 | 4,407 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $375,000 | 4,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $375,000 | 4,411 |
| Net charge-offs | $171,000 | 1,733 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $375,000 | 4,360 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 4,887 |
| Total interest expense | $125,000 | 4,167 |
| Net interest income | $741,000 | 4,932 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $182,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $155,000 | 2,925 |
| Total noninterest expense | $680,000 | 4,812 |
| Salaries and employee benefits | $378,000 | 4,719 |
| Premises and equipment expense | $73,000 | 4,864 |
| Additional noninterest expense | $229,000 | 4,686 |
| Pre-tax net operating income | $243,000 | 4,147 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $66,000 | 2,727 |
| Income before extraordinary items | $177,000 | 4,447 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,449 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $177,000 | 4,449 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $177,000 | 4,394 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 4,921 |
| Total interest expense | $496,000 | 4,471 |
| Net interest income | $3,026,000 | 4,918 |
| Provision for loan and lease losses | $134,000 | 3,389 |
| Total noninterest income | $819,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $118,000 | 4,986 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $701,000 | 2,866 |
| Total noninterest expense | $2,609,000 | 4,941 |
| Salaries and employee benefits | $1,317,000 | 5,069 |
| Premises and equipment expense | $284,000 | 4,957 |
| Additional noninterest expense | $1,008,000 | 4,563 |
| Pre-tax net operating income | $1,102,000 | 3,927 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $313,000 | 2,587 |
| Income before extraordinary items | $789,000 | 4,282 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $789,000 | 4,284 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $789,000 | 4,285 |
| Net charge-offs | $214,000 | 2,939 |
| Cash dividends | $150,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $789,000 | 4,228 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 4,986 |
| Total interest expense | $372,000 | 4,575 |
| Net interest income | $2,250,000 | 4,972 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $652,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $91,000 | 4,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $561,000 | 2,846 |
| Total noninterest expense | $1,949,000 | 4,964 |
| Salaries and employee benefits | $1,053,000 | 4,946 |
| Premises and equipment expense | $220,000 | 4,945 |
| Additional noninterest expense | $676,000 | 4,835 |
| Pre-tax net operating income | $953,000 | 3,757 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $281,000 | 2,478 |
| Income before extraordinary items | $672,000 | 4,118 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $672,000 | 4,121 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $672,000 | 4,122 |
| Net charge-offs | $66,000 | 3,648 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $672,000 | 4,047 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 5,020 |
| Total interest expense | $251,000 | 4,610 |
| Net interest income | $1,484,000 | 4,998 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $468,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $408,000 | 2,775 |
| Total noninterest expense | $1,315,000 | 4,959 |
| Salaries and employee benefits | $704,000 | 4,957 |
| Premises and equipment expense | $145,000 | 4,973 |
| Additional noninterest expense | $466,000 | 4,766 |
| Pre-tax net operating income | $637,000 | 3,726 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $188,000 | 2,496 |
| Income before extraordinary items | $449,000 | 4,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $449,000 | 4,125 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $449,000 | 4,125 |
| Net charge-offs | $67,000 | 3,115 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $449,000 | 4,019 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 5,113 |
| Total interest expense | $129,000 | 4,640 |
| Net interest income | $716,000 | 5,116 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $224,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $193,000 | 2,827 |
| Total noninterest expense | $654,000 | 5,015 |
| Salaries and employee benefits | $350,000 | 5,009 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $228,000 | 4,854 |
| Pre-tax net operating income | $286,000 | 3,886 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $82,000 | 2,581 |
| Income before extraordinary items | $204,000 | 4,239 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $204,000 | 4,241 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $204,000 | 4,241 |
| Net charge-offs | $32,000 | 2,752 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $204,000 | 4,138 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 5,116 |
| Total interest expense | $556,000 | 4,920 |
| Net interest income | $3,046,000 | 5,064 |
| Provision for loan and lease losses | $597,000 | 2,487 |
| Total noninterest income | $1,254,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $139,000 | 4,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,115,000 | 2,245 |
| Total noninterest expense | $2,578,000 | 5,110 |
| Salaries and employee benefits | $1,337,000 | 5,147 |
| Premises and equipment expense | $321,000 | 4,817 |
| Additional noninterest expense | $920,000 | 4,978 |
| Pre-tax net operating income | $1,125,000 | 3,833 |
| Securities gains (losses) | $61,000 | 2,600 |
| Applicable income taxes | $361,000 | 2,490 |
| Income before extraordinary items | $825,000 | 4,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $825,000 | 4,230 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $825,000 | 4,232 |
| Net charge-offs | $772,000 | 2,098 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $782,300 | 4,134 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 5,178 |
| Total interest expense | $424,000 | 5,018 |
| Net interest income | $2,313,000 | 5,112 |
| Provision for loan and lease losses | $306,000 | 2,944 |
| Total noninterest income | $896,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $107,000 | 4,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $789,000 | 2,291 |
| Total noninterest expense | $1,868,000 | 5,222 |
| Salaries and employee benefits | $1,008,000 | 5,150 |
| Premises and equipment expense | $243,000 | 4,857 |
| Additional noninterest expense | $617,000 | 5,269 |
| Pre-tax net operating income | $1,035,000 | 3,567 |
| Securities gains (losses) | $61,000 | 2,319 |
| Applicable income taxes | $349,000 | 2,317 |
| Income before extraordinary items | $747,000 | 3,977 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $747,000 | 3,977 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $747,000 | 3,979 |
| Net charge-offs | $649,000 | 1,900 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $705,520 | 3,917 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 5,205 |
| Total interest expense | $289,000 | 5,065 |
| Net interest income | $1,533,000 | 5,152 |
| Provision for loan and lease losses | $157,000 | 3,299 |
| Total noninterest income | $616,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $72,000 | 4,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $544,000 | 2,226 |
| Total noninterest expense | $1,249,000 | 5,259 |
| Salaries and employee benefits | $677,000 | 5,160 |
| Premises and equipment expense | $165,000 | 4,836 |
| Additional noninterest expense | $407,000 | 5,314 |
| Pre-tax net operating income | $743,000 | 3,428 |
| Securities gains (losses) | $44,000 | 2,133 |
| Applicable income taxes | $256,000 | 2,219 |
| Income before extraordinary items | $531,000 | 3,879 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $531,000 | 3,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $531,000 | 3,882 |
| Net charge-offs | $461,000 | 1,863 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $501,520 | 3,792 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 5,250 |
| Total interest expense | $152,000 | 5,070 |
| Net interest income | $760,000 | 5,203 |
| Provision for loan and lease losses | $157,000 | 2,259 |
| Total noninterest income | $276,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $241,000 | 2,395 |
| Total noninterest expense | $642,000 | 5,216 |
| Salaries and employee benefits | $348,000 | 5,150 |
| Premises and equipment expense | $83,000 | 4,844 |
| Additional noninterest expense | $211,000 | 5,238 |
| Pre-tax net operating income | $237,000 | 4,252 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $70,000 | 2,762 |
| Income before extraordinary items | $167,000 | 4,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $167,000 | 4,672 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $167,000 | 4,672 |
| Net charge-offs | $452,000 | 1,167 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $167,000 | 4,533 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 5,294 |
| Total interest expense | $628,000 | 5,416 |
| Net interest income | $3,109,000 | 5,174 |
| Provision for loan and lease losses | $262,000 | 4,306 |
| Total noninterest income | $846,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $134,000 | 5,077 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $712,000 | 2,618 |
| Total noninterest expense | $2,459,000 | 5,369 |
| Salaries and employee benefits | $1,317,000 | 5,302 |
| Premises and equipment expense | $303,000 | 5,213 |
| Additional noninterest expense | $839,000 | 5,317 |
| Pre-tax net operating income | $1,234,000 | 3,355 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $385,000 | 2,281 |
| Income before extraordinary items | $849,000 | 3,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $849,000 | 3,854 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $849,000 | 3,853 |
| Net charge-offs | $459,000 | 3,285 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $849,000 | 3,725 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 5,345 |
| Total interest expense | $478,000 | 5,506 |
| Net interest income | $2,330,000 | 5,221 |
| Provision for loan and lease losses | $202,000 | 4,136 |
| Total noninterest income | $606,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $100,000 | 5,118 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $506,000 | 2,681 |
| Total noninterest expense | $1,835,000 | 5,403 |
| Salaries and employee benefits | $971,000 | 5,351 |
| Premises and equipment expense | $229,000 | 5,238 |
| Additional noninterest expense | $635,000 | 5,309 |
| Pre-tax net operating income | $899,000 | 3,505 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $278,000 | 2,346 |
| Income before extraordinary items | $621,000 | 3,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $621,000 | 3,963 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $621,000 | 3,963 |
| Net charge-offs | $436,000 | 2,824 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $621,000 | 3,847 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 5,394 |
| Total interest expense | $330,000 | 5,551 |
| Net interest income | $1,550,000 | 5,260 |
| Provision for loan and lease losses | $142,000 | 4,004 |
| Total noninterest income | $393,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $104,000 | 4,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $289,000 | 2,932 |
| Total noninterest expense | $1,227,000 | 5,470 |
| Salaries and employee benefits | $650,000 | 5,395 |
| Premises and equipment expense | $152,000 | 5,286 |
| Additional noninterest expense | $425,000 | 5,372 |
| Pre-tax net operating income | $574,000 | 3,553 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $174,000 | 2,366 |
| Income before extraordinary items | $400,000 | 3,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $400,000 | 3,980 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $400,000 | 3,981 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $400,000 | 3,877 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 5,451 |
| Total interest expense | $176,000 | 5,514 |
| Net interest income | $751,000 | 5,340 |
| Provision for loan and lease losses | $82,000 | 3,611 |
| Total noninterest income | $203,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $150,000 | 2,897 |
| Total noninterest expense | $622,000 | 5,463 |
| Salaries and employee benefits | $336,000 | 5,339 |
| Premises and equipment expense | $76,000 | 5,334 |
| Additional noninterest expense | $210,000 | 5,411 |
| Pre-tax net operating income | $250,000 | 3,828 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $73,000 | 2,521 |
| Income before extraordinary items | $177,000 | 4,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $177,000 | 4,183 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $177,000 | 4,184 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $177,000 | 4,129 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 5,473 |
| Total interest expense | $779,000 | 5,763 |
| Net interest income | $3,100,000 | 5,267 |
| Provision for loan and lease losses | $1,015,000 | 3,022 |
| Total noninterest income | $952,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $215,000 | 4,282 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $737,000 | 2,616 |
| Total noninterest expense | $2,566,000 | 5,437 |
| Salaries and employee benefits | $1,324,000 | 5,394 |
| Premises and equipment expense | $293,000 | 5,462 |
| Additional noninterest expense | $949,000 | 5,229 |
| Pre-tax net operating income | $471,000 | 4,438 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $105,000 | 3,203 |
| Income before extraordinary items | $366,000 | 4,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $366,000 | 4,727 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $366,000 | 4,727 |
| Net charge-offs | $668,000 | 3,238 |
| Cash dividends | $289,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $366,000 | 4,582 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 5,557 |
| Total interest expense | $605,000 | 5,844 |
| Net interest income | $2,311,000 | 5,352 |
| Provision for loan and lease losses | $415,000 | 3,852 |
| Total noninterest income | $653,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $161,000 | 4,357 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $492,000 | 2,780 |
| Total noninterest expense | $1,878,000 | 5,534 |
| Salaries and employee benefits | $1,009,000 | 5,394 |
| Premises and equipment expense | $224,000 | 5,483 |
| Additional noninterest expense | $645,000 | 5,465 |
| Pre-tax net operating income | $671,000 | 3,790 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $202,000 | 2,548 |
| Income before extraordinary items | $469,000 | 4,239 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $469,000 | 4,240 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $469,000 | 4,240 |
| Net charge-offs | $-49,000 | 7,634 |
| Cash dividends | $212,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $469,000 | 4,079 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,584 |
| Total interest expense | $428,000 | 5,823 |
| Net interest income | $1,535,000 | 5,379 |
| Provision for loan and lease losses | $130,000 | 4,798 |
| Total noninterest income | $386,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $106,000 | 4,388 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $280,000 | 2,949 |
| Total noninterest expense | $1,249,000 | 5,558 |
| Salaries and employee benefits | $673,000 | 5,428 |
| Premises and equipment expense | $143,000 | 5,618 |
| Additional noninterest expense | $433,000 | 5,474 |
| Pre-tax net operating income | $542,000 | 3,499 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $175,000 | 2,260 |
| Income before extraordinary items | $367,000 | 3,932 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $367,000 | 3,930 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $367,000 | 3,931 |
| Net charge-offs | $-52,000 | 7,701 |
| Cash dividends | $134,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $367,000 | 3,823 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,641 |
| Total interest expense | $217,000 | 5,916 |
| Net interest income | $770,000 | 5,406 |
| Provision for loan and lease losses | $70,000 | 4,445 |
| Total noninterest income | $173,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 3,132 |
| Total noninterest expense | $578,000 | 5,829 |
| Salaries and employee benefits | $276,000 | 6,003 |
| Premises and equipment expense | $80,000 | 5,439 |
| Additional noninterest expense | $222,000 | 5,439 |
| Pre-tax net operating income | $295,000 | 3,377 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $98,000 | 2,145 |
| Income before extraordinary items | $197,000 | 3,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 3,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $197,000 | 3,913 |
| Net charge-offs | $-51,000 | 7,787 |
| Cash dividends | $67,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $197,000 | 3,806 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 5,492 |
| Total interest expense | $1,074,000 | 5,881 |
| Net interest income | $3,290,000 | 5,140 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $697,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $486,000 | 3,245 |
| Total noninterest expense | $2,563,000 | 5,607 |
| Salaries and employee benefits | $1,241,000 | 5,757 |
| Premises and equipment expense | $281,000 | 5,797 |
| Additional noninterest expense | $1,041,000 | 5,141 |
| Pre-tax net operating income | $824,000 | 3,299 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $249,000 | 2,196 |
| Income before extraordinary items | $575,000 | 3,666 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $575,000 | 3,664 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $575,000 | 3,664 |
| Net charge-offs | $516,000 | 3,742 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $575,000 | 3,587 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 5,524 |
| Total interest expense | $838,000 | 5,943 |
| Net interest income | $2,485,000 | 5,115 |
| Provision for loan and lease losses | $476,000 | 3,873 |
| Total noninterest income | $558,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $161,000 | 4,539 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $397,000 | 3,198 |
| Total noninterest expense | $1,884,000 | 5,684 |
| Salaries and employee benefits | $900,000 | 5,869 |
| Premises and equipment expense | $219,000 | 5,760 |
| Additional noninterest expense | $765,000 | 5,181 |
| Pre-tax net operating income | $683,000 | 3,379 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $211,000 | 2,269 |
| Income before extraordinary items | $472,000 | 3,790 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $472,000 | 3,788 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $472,000 | 3,789 |
| Net charge-offs | $296,000 | 3,719 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $472,000 | 3,704 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 5,539 |
| Total interest expense | $580,000 | 5,986 |
| Net interest income | $1,670,000 | 5,094 |
| Provision for loan and lease losses | $64,000 | 5,788 |
| Total noninterest income | $417,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $106,000 | 4,546 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $311,000 | 2,946 |
| Total noninterest expense | $1,248,000 | 5,753 |
| Salaries and employee benefits | $632,000 | 5,795 |
| Premises and equipment expense | $155,000 | 5,676 |
| Additional noninterest expense | $461,000 | 5,464 |
| Pre-tax net operating income | $775,000 | 2,566 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $269,000 | 1,658 |
| Income before extraordinary items | $506,000 | 3,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 3,063 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $506,000 | 3,065 |
| Net charge-offs | $-18,000 | 7,991 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $506,000 | 2,967 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 5,498 |
| Total interest expense | $304,000 | 5,984 |
| Net interest income | $863,000 | 5,001 |
| Provision for loan and lease losses | $27,000 | 5,667 |
| Total noninterest income | $193,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $143,000 | 3,046 |
| Total noninterest expense | $608,000 | 5,776 |
| Salaries and employee benefits | $322,000 | 5,793 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $421,000 | 2,701 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $147,000 | 1,764 |
| Income before extraordinary items | $274,000 | 3,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $274,000 | 3,287 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $274,000 | 3,288 |
| Net charge-offs | $-50,000 | 8,135 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $274,000 | 3,143 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 5,518 |
| Total interest expense | $1,604,000 | 5,830 |
| Net interest income | $3,288,000 | 5,158 |
| Provision for loan and lease losses | $383,000 | 4,207 |
| Total noninterest income | $546,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $266,000 | 4,232 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $280,000 | 4,230 |
| Total noninterest expense | $2,191,000 | 5,996 |
| Salaries and employee benefits | $1,176,000 | 6,046 |
| Premises and equipment expense | $271,000 | 6,050 |
| Additional noninterest expense | $744,000 | 5,664 |
| Pre-tax net operating income | $1,260,000 | 3,326 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $432,000 | 1,994 |
| Income before extraordinary items | $840,000 | 3,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $840,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,217 |
| Cash dividends | $451,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $832,080 | 3,757 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 5,575 |
| Total interest expense | $1,247,000 | 5,872 |
| Net interest income | $2,450,000 | 5,206 |
| Provision for loan and lease losses | $98,000 | 5,192 |
| Total noninterest income | $412,000 | 4,752 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $204,000 | 4,212 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $208,000 | 4,341 |
| Total noninterest expense | $1,642,000 | 5,985 |
| Salaries and employee benefits | $892,000 | 6,012 |
| Premises and equipment expense | $209,000 | 5,989 |
| Additional noninterest expense | $541,000 | 5,699 |
| Pre-tax net operating income | $1,122,000 | 3,458 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $401,000 | 2,155 |
| Income before extraordinary items | $733,000 | 3,731 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $733,000 | 3,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $301,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $725,200 | 3,894 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 5,628 |
| Total interest expense | $847,000 | 5,978 |
| Net interest income | $1,634,000 | 5,219 |
| Provision for loan and lease losses | $71,000 | 4,746 |
| Total noninterest income | $278,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $138,000 | 4,197 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $140,000 | 4,423 |
| Total noninterest expense | $1,089,000 | 6,040 |
| Salaries and employee benefits | $596,000 | 6,080 |
| Premises and equipment expense | $143,000 | 5,958 |
| Additional noninterest expense | $350,000 | 5,775 |
| Pre-tax net operating income | $752,000 | 3,569 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $272,000 | 2,326 |
| Income before extraordinary items | $492,000 | 4,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $198,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $484,320 | 4,033 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 5,600 |
| Total interest expense | $476,000 | 5,882 |
| Net interest income | $813,000 | 5,266 |
| Provision for loan and lease losses | $44,000 | 4,035 |
| Total noninterest income | $176,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $85,000 | 3,772 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,952 |
| Total noninterest expense | $548,000 | 6,062 |
| Salaries and employee benefits | $303,000 | 6,050 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $168,000 | 5,863 |
| Pre-tax net operating income | $397,000 | 3,562 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $144,000 | 2,370 |
| Income before extraordinary items | $253,000 | 4,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $253,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $99,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $253,000 | 4,079 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 5,676 |
| Total interest expense | $2,250,000 | 5,558 |
| Net interest income | $2,844,000 | 5,637 |
| Provision for loan and lease losses | $160,000 | 4,234 |
| Total noninterest income | $469,000 | 5,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $276,000 | 4,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $193,000 | 5,137 |
| Total noninterest expense | $2,241,000 | 5,897 |
| Salaries and employee benefits | $1,192,000 | 6,000 |
| Premises and equipment expense | $265,000 | 6,088 |
| Additional noninterest expense | $784,000 | 5,417 |
| Pre-tax net operating income | $912,000 | 4,924 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $308,000 | 3,355 |
| Income before extraordinary items | $604,000 | 5,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $604,000 | 5,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,486 |
| Cash dividends | $360,000 | 4,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $604,000 | 5,323 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 5,712 |
| Total interest expense | $1,714,000 | 5,518 |
| Net interest income | $2,083,000 | 5,725 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $347,000 | 5,232 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $201,000 | 4,333 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $146,000 | 5,142 |
| Total noninterest expense | $1,743,000 | 5,783 |
| Salaries and employee benefits | $926,000 | 5,875 |
| Premises and equipment expense | $205,000 | 6,016 |
| Additional noninterest expense | $612,000 | 5,217 |
| Pre-tax net operating income | $587,000 | 5,485 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $215,000 | 3,633 |
| Income before extraordinary items | $372,000 | 5,964 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $372,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,761 |
| Cash dividends | $360,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $372,000 | 5,949 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 5,719 |
| Total interest expense | $1,138,000 | 5,530 |
| Net interest income | $1,415,000 | 5,729 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $220,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $123,000 | 4,520 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $97,000 | 5,176 |
| Total noninterest expense | $1,069,000 | 6,055 |
| Salaries and employee benefits | $638,000 | 5,822 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $298,000 | 6,137 |
| Pre-tax net operating income | $566,000 | 4,804 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $201,000 | 3,264 |
| Income before extraordinary items | $365,000 | 5,270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $365,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $248,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $365,000 | 5,258 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 5,754 |
| Total interest expense | $566,000 | 5,541 |
| Net interest income | $695,000 | 5,772 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $114,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $547,000 | 6,030 |
| Salaries and employee benefits | $333,000 | 5,760 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $148,000 | 6,150 |
| Pre-tax net operating income | $262,000 | 4,954 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $91,000 | 3,400 |
| Income before extraordinary items | $171,000 | 5,392 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $171,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $171,000 | 5,377 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 5,726 |
| Total interest expense | $1,906,000 | 5,534 |
| Net interest income | $2,789,000 | 5,732 |
| Provision for loan and lease losses | $250,000 | 3,097 |
| Total noninterest income | $462,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $259,000 | 4,415 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $203,000 | 5,102 |
| Total noninterest expense | $1,989,000 | 6,172 |
| Salaries and employee benefits | $1,157,000 | 6,020 |
| Premises and equipment expense | $264,000 | 6,068 |
| Additional noninterest expense | $568,000 | 6,212 |
| Pre-tax net operating income | $1,012,000 | 5,172 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $335,000 | 3,648 |
| Income before extraordinary items | $677,000 | 5,580 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $677,000 | 5,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $677,000 | 5,566 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 5,752 |
| Total interest expense | $1,385,000 | 5,560 |
| Net interest income | $2,106,000 | 5,768 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $357,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $196,000 | 4,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,990 |
| Total noninterest expense | $1,537,000 | 6,079 |
| Salaries and employee benefits | $901,000 | 5,877 |
| Premises and equipment expense | $214,000 | 5,883 |
| Additional noninterest expense | $422,000 | 6,252 |
| Pre-tax net operating income | $863,000 | 5,069 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $289,000 | 3,636 |
| Income before extraordinary items | $574,000 | 5,465 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $574,000 | 5,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $216,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $574,000 | 5,465 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 5,826 |
| Total interest expense | $842,000 | 5,674 |
| Net interest income | $1,401,000 | 5,802 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $244,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $1,000,000 | 6,175 |
| Salaries and employee benefits | $571,000 | 6,053 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $288,000 | 6,191 |
| Pre-tax net operating income | $603,000 | 4,980 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $202,000 | 3,606 |
| Income before extraordinary items | $401,000 | 5,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $401,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $216,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $401,000 | 5,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,786 |
| Total interest expense | $376,000 | 5,849 |
| Net interest income | $749,000 | 5,600 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $521,000 | 6,056 |
| Salaries and employee benefits | $297,000 | 5,962 |
| Premises and equipment expense | $72,000 | 5,891 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $308,000 | 4,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $101,000 | 3,578 |
| Income before extraordinary items | $207,000 | 5,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $207,000 | 5,281 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 5,932 |
| Total interest expense | $1,184,000 | 5,837 |
| Net interest income | $2,670,000 | 5,861 |
| Provision for loan and lease losses | $77,000 | 5,168 |
| Total noninterest income | $420,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $254,000 | 4,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,547 |
| Total noninterest expense | $2,160,000 | 5,843 |
| Salaries and employee benefits | $1,132,000 | 5,970 |
| Premises and equipment expense | $296,000 | 5,774 |
| Additional noninterest expense | $732,000 | 5,467 |
| Pre-tax net operating income | $853,000 | 5,741 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $272,000 | 4,257 |
| Income before extraordinary items | $581,000 | 6,074 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $581,000 | 6,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $86,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $581,000 | 6,045 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 5,952 |
| Total interest expense | $835,000 | 5,901 |
| Net interest income | $2,004,000 | 5,882 |
| Provision for loan and lease losses | $56,000 | 5,041 |
| Total noninterest income | $330,000 | 5,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $186,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 5,263 |
| Total noninterest expense | $1,611,000 | 5,832 |
| Salaries and employee benefits | $866,000 | 5,880 |
| Premises and equipment expense | $233,000 | 5,629 |
| Additional noninterest expense | $512,000 | 5,629 |
| Pre-tax net operating income | $667,000 | 5,747 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $214,000 | 4,312 |
| Income before extraordinary items | $453,000 | 6,110 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $453,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $86,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $453,000 | 6,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 5,995 |
| Total interest expense | $517,000 | 5,951 |
| Net interest income | $1,316,000 | 5,909 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $233,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $120,000 | 4,652 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $1,112,000 | 5,714 |
| Salaries and employee benefits | $591,000 | 5,798 |
| Premises and equipment expense | $158,000 | 5,558 |
| Additional noninterest expense | $363,000 | 5,412 |
| Pre-tax net operating income | $402,000 | 5,967 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $136,000 | 4,397 |
| Income before extraordinary items | $266,000 | 6,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $266,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $86,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $266,000 | 6,332 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 6,129 |
| Total interest expense | $237,000 | 6,114 |
| Net interest income | $636,000 | 6,039 |
| Provision for loan and lease losses | $14,000 | 5,196 |
| Total noninterest income | $139,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,935 |
| Total noninterest expense | $520,000 | 5,970 |
| Salaries and employee benefits | $290,000 | 5,894 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $150,000 | 6,007 |
| Pre-tax net operating income | $241,000 | 5,528 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $75,000 | 4,202 |
| Income before extraordinary items | $166,000 | 5,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $166,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $86,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $166,000 | 5,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 6,119 |
| Total interest expense | $839,000 | 6,127 |
| Net interest income | $2,488,000 | 6,021 |
| Provision for loan and lease losses | $97,000 | 5,064 |
| Total noninterest income | $509,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $197,000 | 5,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $312,000 | 4,189 |
| Total noninterest expense | $1,830,000 | 6,315 |
| Salaries and employee benefits | $1,123,000 | 5,911 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $447,000 | 6,857 |
| Pre-tax net operating income | $1,070,000 | 5,064 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $372,000 | 3,840 |
| Income before extraordinary items | $698,000 | 5,594 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $698,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,491 |
| Cash dividends | $375,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $698,000 | 5,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 6,096 |
| Total interest expense | $620,000 | 6,171 |
| Net interest income | $1,888,000 | 5,987 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $385,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $146,000 | 5,322 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 4,147 |
| Total noninterest expense | $1,487,000 | 5,989 |
| Salaries and employee benefits | $864,000 | 5,780 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $405,000 | 6,270 |
| Pre-tax net operating income | $706,000 | 5,499 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $240,000 | 4,155 |
| Income before extraordinary items | $466,000 | 5,982 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $466,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $299,000 | 3,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $466,000 | 5,904 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,142 |
| Total interest expense | $409,000 | 6,235 |
| Net interest income | $1,257,000 | 6,006 |
| Provision for loan and lease losses | $64,000 | 4,212 |
| Total noninterest income | $262,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $88,000 | 5,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $174,000 | 4,024 |
| Total noninterest expense | $1,005,000 | 5,987 |
| Salaries and employee benefits | $587,000 | 5,764 |
| Premises and equipment expense | $145,000 | 5,764 |
| Additional noninterest expense | $273,000 | 6,271 |
| Pre-tax net operating income | $450,000 | 5,574 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $147,000 | 4,284 |
| Income before extraordinary items | $303,000 | 6,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $303,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,968 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $303,000 | 5,938 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,179 |
| Total interest expense | $210,000 | 6,211 |
| Net interest income | $614,000 | 6,085 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $131,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $93,000 | 3,862 |
| Total noninterest expense | $521,000 | 5,913 |
| Salaries and employee benefits | $311,000 | 5,630 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $137,000 | 6,271 |
| Pre-tax net operating income | $213,000 | 5,681 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $145,000 | 6,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $145,000 | 5,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 6,017 |
| Total interest expense | $1,020,000 | 6,065 |
| Net interest income | $2,513,000 | 5,887 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $922,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $166,000 | 5,677 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $756,000 | 2,829 |
| Total noninterest expense | $2,025,000 | 5,958 |
| Salaries and employee benefits | $1,223,000 | 5,576 |
| Premises and equipment expense | $300,000 | 5,661 |
| Additional noninterest expense | $502,000 | 6,545 |
| Pre-tax net operating income | $1,340,000 | 4,403 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $470,000 | 3,477 |
| Income before extraordinary items | $872,000 | 5,017 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $872,000 | 5,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $293,000 | 4,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $870,700 | 4,859 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 6,055 |
| Total interest expense | $798,000 | 6,085 |
| Net interest income | $1,881,000 | 5,921 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $797,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $673,000 | 2,635 |
| Total noninterest expense | $1,478,000 | 6,017 |
| Salaries and employee benefits | $845,000 | 5,820 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $406,000 | 6,299 |
| Pre-tax net operating income | $1,146,000 | 4,208 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $409,000 | 3,372 |
| Income before extraordinary items | $739,000 | 4,826 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $739,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $293,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $737,720 | 4,647 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 6,152 |
| Total interest expense | $556,000 | 6,073 |
| Net interest income | $1,195,000 | 6,078 |
| Provision for loan and lease losses | $37,000 | 5,547 |
| Total noninterest income | $511,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $429,000 | 2,676 |
| Total noninterest expense | $920,000 | 6,257 |
| Salaries and employee benefits | $509,000 | 6,198 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $260,000 | 6,414 |
| Pre-tax net operating income | $749,000 | 4,240 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $266,000 | 3,445 |
| Income before extraordinary items | $485,000 | 4,882 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $485,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $483,700 | 4,668 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,230 |
| Total interest expense | $288,000 | 6,068 |
| Net interest income | $575,000 | 6,191 |
| Provision for loan and lease losses | $17,000 | 5,461 |
| Total noninterest income | $173,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $134,000 | 3,408 |
| Total noninterest expense | $459,000 | 6,282 |
| Salaries and employee benefits | $254,000 | 6,193 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $131,000 | 6,392 |
| Pre-tax net operating income | $272,000 | 5,047 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $93,000 | 4,071 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 6,184 |
| Total interest expense | $1,329,000 | 6,097 |
| Net interest income | $2,337,000 | 6,120 |
| Provision for loan and lease losses | $55,000 | 6,608 |
| Total noninterest income | $607,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $169,000 | 5,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $438,000 | 3,524 |
| Total noninterest expense | $1,781,000 | 6,295 |
| Salaries and employee benefits | $1,063,000 | 5,915 |
| Premises and equipment expense | $268,000 | 5,914 |
| Additional noninterest expense | $450,000 | 6,816 |
| Pre-tax net operating income | $1,108,000 | 4,928 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $371,000 | 4,044 |
| Income before extraordinary items | $737,000 | 5,416 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $737,000 | 5,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,236 |
| Cash dividends | $153,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $737,000 | 5,274 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 6,372 |
| Total interest expense | $1,847,000 | 6,348 |
| Net interest income | $2,136,000 | 6,222 |
| Provision for loan and lease losses | $38,000 | 7,009 |
| Total noninterest income | $417,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $176,000 | 5,441 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $241,000 | 4,556 |
| Total noninterest expense | $1,518,000 | 6,755 |
| Salaries and employee benefits | $900,000 | 6,372 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $396,000 | 7,174 |
| Pre-tax net operating income | $997,000 | 4,908 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $328,000 | 4,101 |
| Income before extraordinary items | $669,000 | 5,338 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $669,000 | 5,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $283,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $669,000 | 5,215 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 6,489 |
| Total interest expense | $1,836,000 | 6,534 |
| Net interest income | $2,166,000 | 6,325 |
| Provision for loan and lease losses | $78,000 | 5,810 |
| Total noninterest income | $278,000 | 6,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $1,471,000 | 6,813 |
| Salaries and employee benefits | $812,000 | 6,673 |
| Premises and equipment expense | $265,000 | 5,842 |
| Additional noninterest expense | $394,000 | 7,195 |
| Pre-tax net operating income | $895,000 | 5,567 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $324,000 | 4,423 |
| Income before extraordinary items | $571,000 | 5,977 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $571,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $541,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $571,000 | 5,986 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,464,000 | 6,866 |
| Total interest expense | $1,595,000 | 6,738 |
| Net interest income | $1,869,000 | 6,871 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $269,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $1,347,000 | 7,173 |
| Salaries and employee benefits | $787,000 | 6,813 |
| Premises and equipment expense | $222,000 | 6,470 |
| Additional noninterest expense | $338,000 | 7,808 |
| Pre-tax net operating income | $756,000 | 6,107 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $279,000 | 4,967 |
| Income before extraordinary items | $477,000 | 6,563 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $477,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $153,000 | 5,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $477,000 | 6,538 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 7,074 |
| Total interest expense | $1,655,000 | 6,859 |
| Net interest income | $1,739,000 | 7,190 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $1,230,000 | 7,458 |
| Salaries and employee benefits | $721,000 | 7,071 |
| Premises and equipment expense | $184,000 | 6,975 |
| Additional noninterest expense | $325,000 | 7,888 |
| Pre-tax net operating income | $707,000 | 6,452 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $249,000 | 5,656 |
| Income before extraordinary items | $458,000 | 6,865 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $458,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $32,000 | 7,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $458,000 | 6,759 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 7,691 |
| Total interest expense | $1,400,000 | 7,586 |
| Net interest income | $1,656,000 | 7,643 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $211,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $1,155,000 | 7,841 |
| Salaries and employee benefits | $669,000 | 7,495 |
| Premises and equipment expense | $184,000 | 7,131 |
| Additional noninterest expense | $302,000 | 8,301 |
| Pre-tax net operating income | $682,000 | 7,044 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $254,000 | 6,227 |
| Income before extraordinary items | $428,000 | 7,454 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $428,000 | 7,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $148,000 | 5,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $428,000 | 7,405 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 8,298 |
| Total interest expense | $1,188,000 | 8,411 |
| Net interest income | $1,598,000 | 8,030 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $213,000 | 8,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,082,000 | 8,393 |
| Salaries and employee benefits | $615,000 | 8,037 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $286,000 | 9,027 |
| Pre-tax net operating income | $698,000 | 6,943 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $441,000 | 7,303 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $441,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $147,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $441,000 | 7,253 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 8,963 |
| Total interest expense | $1,114,000 | 8,864 |
| Net interest income | $1,392,000 | 8,807 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $215,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $989,000 | 8,995 |
| Salaries and employee benefits | $557,000 | 8,671 |
| Premises and equipment expense | $174,000 | 7,727 |
| Additional noninterest expense | $258,000 | 9,751 |
| Pre-tax net operating income | $578,000 | 8,003 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $209,000 | 7,275 |
| Income before extraordinary items | $369,000 | 8,324 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $369,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $188,000 | 5,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $369,000 | 8,308 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 9,654 |
| Total interest expense | $849,000 | 9,348 |
| Net interest income | $1,229,000 | 9,683 |
| Provision for loan and lease losses | $93,000 | 4,720 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $956,000 | 9,522 |
| Salaries and employee benefits | $512,000 | 9,282 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $289,000 | 10,082 |
| Pre-tax net operating income | $362,000 | 9,650 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $107,000 | 9,194 |
| Income before extraordinary items | $255,000 | 9,638 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $255,000 | 9,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $414,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $255,000 | 9,704 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 10,322 |
| Total interest expense | $821,000 | 9,927 |
| Net interest income | $1,107,000 | 10,378 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $928,000 | 10,066 |
| Salaries and employee benefits | $480,000 | 9,865 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $308,000 | 10,343 |
| Pre-tax net operating income | $296,000 | 10,272 |
| Securities gains (losses) | $175,000 | 1,831 |
| Applicable income taxes | $129,000 | 9,109 |
| Income before extraordinary items | $342,000 | 9,015 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $342,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $214,250 | 10,238 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 10,854 |
| Total interest expense | $948,000 | 10,630 |
| Net interest income | $1,075,000 | 10,787 |
| Provision for loan and lease losses | $13,000 | 10,972 |
| Total noninterest income | $122,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $798,000 | 11,007 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $278,000 | 11,152 |
| Pre-tax net operating income | $386,000 | 9,365 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $301,000 | 8,937 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.