Home > UNITED BUSINESS BANK, F.S.B. > Income and Expense
UNITED BUSINESS BANK, F.S.B., Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 1,483 |
| Total interest expense | $60,000 | 4,723 |
| Net interest income | $4,371,000 | 1,350 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $827,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $77,000 | 2,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 1,173 |
| Total noninterest expense | $3,200,000 | 1,556 |
| Salaries and employee benefits | $2,071,000 | 1,381 |
| Premises and equipment expense | $303,000 | 1,866 |
| Additional noninterest expense | $826,000 | 1,785 |
| Pre-tax net operating income | $1,998,000 | 1,174 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $785,000 | 785 |
| Income before extraordinary items | $1,213,000 | 1,452 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,213,000 | 1,452 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,213,000 | 1,452 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $54,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,213,000 | 1,435 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,900,000 | 1,591 |
| Total interest expense | $304,000 | 4,438 |
| Net interest income | $15,596,000 | 1,446 |
| Provision for loan and lease losses | $-340,000 | 5,692 |
| Total noninterest income | $3,052,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $322,000 | 2,834 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,730,000 | 1,296 |
| Total noninterest expense | $12,616,000 | 1,541 |
| Salaries and employee benefits | $7,619,000 | 1,433 |
| Premises and equipment expense | $1,196,000 | 1,868 |
| Additional noninterest expense | $3,801,000 | 1,604 |
| Pre-tax net operating income | $6,372,000 | 1,330 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,526,000 | 885 |
| Income before extraordinary items | $3,846,000 | 1,694 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,846,000 | 1,693 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,846,000 | 1,693 |
| Net charge-offs | $-277,000 | 5,714 |
| Cash dividends | $197,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,846,000 | 1,662 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,764,000 | 1,616 |
| Total interest expense | $224,000 | 4,504 |
| Net interest income | $11,540,000 | 1,460 |
| Provision for loan and lease losses | $-340,000 | 5,820 |
| Total noninterest income | $1,867,000 | 1,857 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $232,000 | 2,906 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,635,000 | 1,503 |
| Total noninterest expense | $9,353,000 | 1,555 |
| Salaries and employee benefits | $5,518,000 | 1,476 |
| Premises and equipment expense | $944,000 | 1,791 |
| Additional noninterest expense | $2,891,000 | 1,589 |
| Pre-tax net operating income | $4,394,000 | 1,449 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,686,000 | 989 |
| Income before extraordinary items | $2,708,000 | 1,827 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,708,000 | 1,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,708,000 | 1,827 |
| Net charge-offs | $-403,000 | 5,836 |
| Cash dividends | $145,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,708,000 | 1,773 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 1,586 |
| Total interest expense | $151,000 | 4,518 |
| Net interest income | $7,852,000 | 1,447 |
| Provision for loan and lease losses | $-340,000 | 5,939 |
| Total noninterest income | $1,229,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $153,000 | 2,920 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,076,000 | 1,476 |
| Total noninterest expense | $6,137,000 | 1,584 |
| Salaries and employee benefits | $3,622,000 | 1,508 |
| Premises and equipment expense | $622,000 | 1,802 |
| Additional noninterest expense | $1,893,000 | 1,614 |
| Pre-tax net operating income | $3,284,000 | 1,325 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,267,000 | 889 |
| Income before extraordinary items | $2,017,000 | 1,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,017,000 | 1,652 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,017,000 | 1,652 |
| Net charge-offs | $-400,000 | 5,953 |
| Cash dividends | $94,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,017,000 | 1,601 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 1,574 |
| Total interest expense | $76,000 | 4,527 |
| Net interest income | $3,956,000 | 1,430 |
| Provision for loan and lease losses | $115,000 | 1,409 |
| Total noninterest income | $671,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $146,000 | 1,834 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $525,000 | 1,461 |
| Total noninterest expense | $3,041,000 | 1,600 |
| Salaries and employee benefits | $1,815,000 | 1,507 |
| Premises and equipment expense | $312,000 | 1,810 |
| Additional noninterest expense | $914,000 | 1,658 |
| Pre-tax net operating income | $1,471,000 | 1,419 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $563,000 | 966 |
| Income before extraordinary items | $908,000 | 1,764 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $908,000 | 1,765 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $908,000 | 1,765 |
| Net charge-offs | $185,000 | 701 |
| Cash dividends | $46,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $908,000 | 1,725 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,805,000 | 1,797 |
| Total interest expense | $338,000 | 4,438 |
| Net interest income | $13,467,000 | 1,629 |
| Provision for loan and lease losses | $1,075,000 | 774 |
| Total noninterest income | $2,852,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $551,000 | 1,976 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,301,000 | 1,373 |
| Total noninterest expense | $12,285,000 | 1,569 |
| Salaries and employee benefits | $7,347,000 | 1,445 |
| Premises and equipment expense | $1,168,000 | 1,930 |
| Additional noninterest expense | $3,770,000 | 1,611 |
| Pre-tax net operating income | $2,959,000 | 2,344 |
| Securities gains (losses) | $-16,000 | 5,916 |
| Applicable income taxes | $908,000 | 1,670 |
| Income before extraordinary items | $2,035,000 | 2,702 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,035,000 | 2,703 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,035,000 | 2,704 |
| Net charge-offs | $2,458,000 | 316 |
| Cash dividends | $178,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,046,040 | 2,638 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,164,000 | 1,837 |
| Total interest expense | $253,000 | 4,488 |
| Net interest income | $9,911,000 | 1,673 |
| Provision for loan and lease losses | $1,035,000 | 571 |
| Total noninterest income | $1,958,000 | 1,784 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $421,000 | 1,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,537,000 | 1,508 |
| Total noninterest expense | $9,292,000 | 1,566 |
| Salaries and employee benefits | $5,518,000 | 1,453 |
| Premises and equipment expense | $863,000 | 1,980 |
| Additional noninterest expense | $2,911,000 | 1,561 |
| Pre-tax net operating income | $1,542,000 | 3,021 |
| Securities gains (losses) | $-16,000 | 6,042 |
| Applicable income taxes | $364,000 | 2,297 |
| Income before extraordinary items | $1,162,000 | 3,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,162,000 | 3,246 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,162,000 | 3,247 |
| Net charge-offs | $2,502,000 | 240 |
| Cash dividends | $133,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,174,160 | 3,177 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 1,867 |
| Total interest expense | $165,000 | 4,559 |
| Net interest income | $6,491,000 | 1,701 |
| Provision for loan and lease losses | $80,000 | 2,468 |
| Total noninterest income | $1,334,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $268,000 | 1,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,066,000 | 1,483 |
| Total noninterest expense | $6,296,000 | 1,551 |
| Salaries and employee benefits | $3,778,000 | 1,429 |
| Premises and equipment expense | $568,000 | 2,003 |
| Additional noninterest expense | $1,950,000 | 1,570 |
| Pre-tax net operating income | $1,449,000 | 2,394 |
| Securities gains (losses) | $-16,000 | 6,157 |
| Applicable income taxes | $487,000 | 1,651 |
| Income before extraordinary items | $946,000 | 2,848 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $946,000 | 2,848 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $946,000 | 2,850 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $88,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $956,560 | 2,775 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 1,890 |
| Total interest expense | $85,000 | 4,564 |
| Net interest income | $3,205,000 | 1,716 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $526,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $128,000 | 2,046 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $398,000 | 1,779 |
| Total noninterest expense | $3,170,000 | 1,530 |
| Salaries and employee benefits | $1,933,000 | 1,408 |
| Premises and equipment expense | $275,000 | 2,094 |
| Additional noninterest expense | $962,000 | 1,577 |
| Pre-tax net operating income | $561,000 | 2,817 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $191,000 | 1,871 |
| Income before extraordinary items | $370,000 | 3,273 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $370,000 | 3,276 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $370,000 | 3,276 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $44,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $370,000 | 3,191 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,341,000 | 1,877 |
| Total interest expense | $367,000 | 4,631 |
| Net interest income | $12,974,000 | 1,692 |
| Provision for loan and lease losses | $1,870,000 | 502 |
| Total noninterest income | $2,292,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $454,000 | 2,431 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,838,000 | 1,565 |
| Total noninterest expense | $12,224,000 | 1,569 |
| Salaries and employee benefits | $7,059,000 | 1,476 |
| Premises and equipment expense | $1,103,000 | 2,072 |
| Additional noninterest expense | $4,062,000 | 1,539 |
| Pre-tax net operating income | $1,172,000 | 3,893 |
| Securities gains (losses) | $22,000 | 2,277 |
| Applicable income taxes | $527,000 | 2,153 |
| Income before extraordinary items | $667,000 | 4,551 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $667,000 | 4,550 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $667,000 | 4,552 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $177,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $652,920 | 4,523 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,999,000 | 1,885 |
| Total interest expense | $281,000 | 4,664 |
| Net interest income | $9,718,000 | 1,709 |
| Provision for loan and lease losses | $1,870,000 | 371 |
| Total noninterest income | $1,666,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $341,000 | 2,454 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,325,000 | 1,607 |
| Total noninterest expense | $9,061,000 | 1,591 |
| Salaries and employee benefits | $5,177,000 | 1,505 |
| Premises and equipment expense | $820,000 | 2,099 |
| Additional noninterest expense | $3,064,000 | 1,536 |
| Pre-tax net operating income | $453,000 | 4,900 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $282,000 | 2,519 |
| Income before extraordinary items | $193,000 | 5,581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 5,580 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $193,000 | 5,581 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $133,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $178,920 | 5,596 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,742,000 | 1,860 |
| Total interest expense | $187,000 | 4,706 |
| Net interest income | $6,555,000 | 1,683 |
| Provision for loan and lease losses | $1,870,000 | 265 |
| Total noninterest income | $1,060,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $230,000 | 2,411 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $830,000 | 1,661 |
| Total noninterest expense | $5,706,000 | 1,671 |
| Salaries and employee benefits | $3,325,000 | 1,568 |
| Premises and equipment expense | $596,000 | 1,957 |
| Additional noninterest expense | $1,785,000 | 1,727 |
| Pre-tax net operating income | $39,000 | 6,037 |
| Securities gains (losses) | $22,000 | 1,602 |
| Applicable income taxes | $141,000 | 2,737 |
| Income before extraordinary items | $-80,000 | 6,333 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-80,000 | 6,334 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-80,000 | 6,335 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $89,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-94,080 | 6,340 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 1,845 |
| Total interest expense | $94,000 | 4,757 |
| Net interest income | $3,301,000 | 1,657 |
| Provision for loan and lease losses | $145,000 | 1,334 |
| Total noninterest income | $354,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $112,000 | 2,440 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $242,000 | 2,292 |
| Total noninterest expense | $2,825,000 | 1,692 |
| Salaries and employee benefits | $1,575,000 | 1,655 |
| Premises and equipment expense | $290,000 | 2,043 |
| Additional noninterest expense | $960,000 | 1,605 |
| Pre-tax net operating income | $685,000 | 2,359 |
| Securities gains (losses) | $22,000 | 928 |
| Applicable income taxes | $217,000 | 1,637 |
| Income before extraordinary items | $490,000 | 2,603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,607 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $490,000 | 2,607 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $45,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $474,820 | 2,624 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,897,000 | 2,233 |
| Total interest expense | $265,000 | 5,586 |
| Net interest income | $10,632,000 | 1,988 |
| Provision for loan and lease losses | $1,259,000 | 906 |
| Total noninterest income | $3,195,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $405,000 | 2,786 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,790,000 | 1,197 |
| Total noninterest expense | $9,095,000 | 2,079 |
| Salaries and employee benefits | $5,146,000 | 1,983 |
| Premises and equipment expense | $1,106,000 | 2,051 |
| Additional noninterest expense | $2,843,000 | 2,198 |
| Pre-tax net operating income | $3,473,000 | 1,919 |
| Securities gains (losses) | $177,000 | 968 |
| Applicable income taxes | $974,000 | 1,488 |
| Income before extraordinary items | $2,676,000 | 2,081 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,676,000 | 2,086 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,676,000 | 2,086 |
| Net charge-offs | $914,000 | 1,367 |
| Cash dividends | $182,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,546,790 | 2,113 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 2,337 |
| Total interest expense | $189,000 | 5,734 |
| Net interest income | $7,639,000 | 2,063 |
| Provision for loan and lease losses | $1,029,000 | 859 |
| Total noninterest income | $1,293,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $301,000 | 2,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $992,000 | 2,044 |
| Total noninterest expense | $6,823,000 | 2,074 |
| Salaries and employee benefits | $3,917,000 | 1,957 |
| Premises and equipment expense | $832,000 | 2,070 |
| Additional noninterest expense | $2,074,000 | 2,231 |
| Pre-tax net operating income | $1,080,000 | 3,554 |
| Securities gains (losses) | $177,000 | 875 |
| Applicable income taxes | $408,000 | 2,115 |
| Income before extraordinary items | $849,000 | 3,710 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $849,000 | 3,712 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $849,000 | 3,713 |
| Net charge-offs | $914,000 | 1,069 |
| Cash dividends | $140,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $728,640 | 3,929 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 2,404 |
| Total interest expense | $129,000 | 5,774 |
| Net interest income | $4,951,000 | 2,107 |
| Provision for loan and lease losses | $804,000 | 793 |
| Total noninterest income | $766,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $202,000 | 2,775 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $564,000 | 2,313 |
| Total noninterest expense | $4,424,000 | 2,126 |
| Salaries and employee benefits | $2,498,000 | 2,054 |
| Premises and equipment expense | $557,000 | 2,056 |
| Additional noninterest expense | $1,369,000 | 2,250 |
| Pre-tax net operating income | $489,000 | 4,178 |
| Securities gains (losses) | $177,000 | 797 |
| Applicable income taxes | $229,000 | 2,300 |
| Income before extraordinary items | $437,000 | 4,169 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $437,000 | 4,171 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $437,000 | 4,172 |
| Net charge-offs | $814,000 | 894 |
| Cash dividends | $91,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $320,180 | 4,545 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 2,429 |
| Total interest expense | $68,000 | 5,784 |
| Net interest income | $2,465,000 | 2,125 |
| Provision for loan and lease losses | $668,000 | 560 |
| Total noninterest income | $410,000 | 2,517 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $100,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 2,175 |
| Total noninterest expense | $2,259,000 | 2,106 |
| Salaries and employee benefits | $1,285,000 | 2,017 |
| Premises and equipment expense | $275,000 | 2,128 |
| Additional noninterest expense | $699,000 | 2,230 |
| Pre-tax net operating income | $-52,000 | 6,538 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-15,000 | 6,773 |
| Income before extraordinary items | $-37,000 | 6,554 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-37,000 | 6,555 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-37,000 | 6,555 |
| Net charge-offs | $705,000 | 613 |
| Cash dividends | $47,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-37,000 | 6,507 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,643,000 | 2,419 |
| Total interest expense | $423,000 | 5,444 |
| Net interest income | $10,220,000 | 2,105 |
| Provision for loan and lease losses | $400,000 | 3,016 |
| Total noninterest income | $1,343,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $315,000 | 3,397 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,028,000 | 2,335 |
| Total noninterest expense | $9,079,000 | 2,113 |
| Salaries and employee benefits | $5,175,000 | 1,950 |
| Premises and equipment expense | $1,120,000 | 2,063 |
| Additional noninterest expense | $2,784,000 | 2,327 |
| Pre-tax net operating income | $2,084,000 | 2,737 |
| Securities gains (losses) | $699,000 | 725 |
| Applicable income taxes | $902,000 | 1,564 |
| Income before extraordinary items | $1,881,000 | 2,692 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,881,000 | 2,696 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,881,000 | 2,694 |
| Net charge-offs | $168,000 | 3,946 |
| Cash dividends | $193,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,405,680 | 3,106 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,954,000 | 2,476 |
| Total interest expense | $335,000 | 5,469 |
| Net interest income | $7,619,000 | 2,156 |
| Provision for loan and lease losses | $200,000 | 3,508 |
| Total noninterest income | $712,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $200,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $512,000 | 2,920 |
| Total noninterest expense | $6,732,000 | 2,138 |
| Salaries and employee benefits | $3,866,000 | 1,956 |
| Premises and equipment expense | $834,000 | 2,098 |
| Additional noninterest expense | $2,032,000 | 2,379 |
| Pre-tax net operating income | $1,399,000 | 3,033 |
| Securities gains (losses) | $699,000 | 579 |
| Applicable income taxes | $671,000 | 1,632 |
| Income before extraordinary items | $1,427,000 | 2,731 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,427,000 | 2,732 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,427,000 | 2,731 |
| Net charge-offs | $26,000 | 4,936 |
| Cash dividends | $144,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $951,680 | 3,365 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 2,475 |
| Total interest expense | $239,000 | 5,435 |
| Net interest income | $5,092,000 | 2,145 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $244,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $127,000 | 3,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 4,436 |
| Total noninterest expense | $4,506,000 | 2,135 |
| Salaries and employee benefits | $2,616,000 | 1,922 |
| Premises and equipment expense | $544,000 | 2,123 |
| Additional noninterest expense | $1,346,000 | 2,416 |
| Pre-tax net operating income | $755,000 | 3,397 |
| Securities gains (losses) | $566,000 | 479 |
| Applicable income taxes | $421,000 | 1,671 |
| Income before extraordinary items | $900,000 | 2,811 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $900,000 | 2,812 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $900,000 | 2,812 |
| Net charge-offs | $26,000 | 4,477 |
| Cash dividends | $95,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $515,120 | 3,740 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 2,437 |
| Total interest expense | $131,000 | 5,364 |
| Net interest income | $2,623,000 | 2,101 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $124,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,419 |
| Total noninterest expense | $2,376,000 | 2,013 |
| Salaries and employee benefits | $1,367,000 | 1,834 |
| Premises and equipment expense | $279,000 | 2,096 |
| Additional noninterest expense | $730,000 | 2,210 |
| Pre-tax net operating income | $296,000 | 3,862 |
| Securities gains (losses) | $566,000 | 240 |
| Applicable income taxes | $267,000 | 1,416 |
| Income before extraordinary items | $595,000 | 2,272 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $595,000 | 2,274 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $595,000 | 2,275 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $46,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $204,460 | 4,184 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,773,000 | 2,587 |
| Total interest expense | $573,000 | 5,603 |
| Net interest income | $10,200,000 | 2,147 |
| Provision for loan and lease losses | $657,000 | 3,042 |
| Total noninterest income | $866,000 | 3,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $866,000 | 2,333 |
| Total noninterest expense | $8,938,000 | 2,136 |
| Salaries and employee benefits | $4,985,000 | 1,937 |
| Premises and equipment expense | $783,000 | 2,966 |
| Additional noninterest expense | $3,170,000 | 2,098 |
| Pre-tax net operating income | $1,471,000 | 3,067 |
| Securities gains (losses) | $211,000 | 1,411 |
| Applicable income taxes | $547,000 | 1,946 |
| Income before extraordinary items | $1,135,000 | 3,295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,135,000 | 3,298 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,135,000 | 3,298 |
| Net charge-offs | $597,000 | 2,962 |
| Cash dividends | $136,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $993,630 | 3,459 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 2,597 |
| Total interest expense | $425,000 | 5,737 |
| Net interest income | $7,695,000 | 2,134 |
| Provision for loan and lease losses | $552,000 | 2,731 |
| Total noninterest income | $740,000 | 3,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $740,000 | 2,151 |
| Total noninterest expense | $6,660,000 | 2,163 |
| Salaries and employee benefits | $3,644,000 | 1,988 |
| Premises and equipment expense | $570,000 | 3,041 |
| Additional noninterest expense | $2,446,000 | 2,049 |
| Pre-tax net operating income | $1,223,000 | 2,970 |
| Securities gains (losses) | $211,000 | 1,179 |
| Applicable income taxes | $463,000 | 1,790 |
| Income before extraordinary items | $971,000 | 3,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $971,000 | 3,128 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $971,000 | 3,128 |
| Net charge-offs | $481,000 | 2,708 |
| Cash dividends | $136,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $827,520 | 3,329 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 2,627 |
| Total interest expense | $275,000 | 5,895 |
| Net interest income | $5,119,000 | 2,139 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $264,000 | 4,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $264,000 | 3,077 |
| Total noninterest expense | $4,332,000 | 2,223 |
| Salaries and employee benefits | $2,379,000 | 2,046 |
| Premises and equipment expense | $378,000 | 3,075 |
| Additional noninterest expense | $1,575,000 | 2,154 |
| Pre-tax net operating income | $851,000 | 2,808 |
| Securities gains (losses) | $211,000 | 705 |
| Applicable income taxes | $338,000 | 1,678 |
| Income before extraordinary items | $724,000 | 2,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $724,000 | 2,857 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $724,000 | 2,857 |
| Net charge-offs | $247,000 | 2,892 |
| Cash dividends | $91,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $580,520 | 3,164 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 2,618 |
| Total interest expense | $141,000 | 5,952 |
| Net interest income | $2,586,000 | 2,098 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $149,000 | 4,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $149,000 | 2,909 |
| Total noninterest expense | $2,112,000 | 2,295 |
| Salaries and employee benefits | $1,145,000 | 2,148 |
| Premises and equipment expense | $192,000 | 3,092 |
| Additional noninterest expense | $775,000 | 2,168 |
| Pre-tax net operating income | $573,000 | 2,312 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $165,000 | 1,700 |
| Income before extraordinary items | $408,000 | 2,618 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $408,000 | 2,617 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $408,000 | 2,618 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $45,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $408,000 | 2,566 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,720,000 | 2,552 |
| Total interest expense | $1,088,000 | 5,041 |
| Net interest income | $10,632,000 | 2,054 |
| Provision for loan and lease losses | $855,000 | 3,305 |
| Total noninterest income | $484,000 | 4,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $484,000 | 3,241 |
| Total noninterest expense | $8,640,000 | 2,240 |
| Salaries and employee benefits | $4,536,000 | 2,137 |
| Premises and equipment expense | $771,000 | 3,059 |
| Additional noninterest expense | $3,333,000 | 2,089 |
| Pre-tax net operating income | $1,621,000 | 2,604 |
| Securities gains (losses) | $483,000 | 918 |
| Applicable income taxes | $814,000 | 1,420 |
| Income before extraordinary items | $1,290,000 | 2,774 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,290,000 | 2,771 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,290,000 | 2,776 |
| Net charge-offs | $1,107,000 | 2,546 |
| Cash dividends | $233,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $980,880 | 3,129 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 2,571 |
| Total interest expense | $936,000 | 4,869 |
| Net interest income | $8,010,000 | 2,068 |
| Provision for loan and lease losses | $775,000 | 2,892 |
| Total noninterest income | $314,000 | 4,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $314,000 | 3,493 |
| Total noninterest expense | $6,548,000 | 2,212 |
| Salaries and employee benefits | $3,423,000 | 2,116 |
| Premises and equipment expense | $573,000 | 3,135 |
| Additional noninterest expense | $2,552,000 | 2,031 |
| Pre-tax net operating income | $1,001,000 | 3,094 |
| Securities gains (losses) | $483,000 | 760 |
| Applicable income taxes | $572,000 | 1,529 |
| Income before extraordinary items | $912,000 | 3,055 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $912,000 | 3,053 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $912,000 | 3,056 |
| Net charge-offs | $1,111,000 | 2,071 |
| Cash dividends | $187,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $602,880 | 3,631 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 2,545 |
| Total interest expense | $736,000 | 4,549 |
| Net interest income | $5,367,000 | 2,062 |
| Provision for loan and lease losses | $630,000 | 2,503 |
| Total noninterest income | $178,000 | 5,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $178,000 | 3,703 |
| Total noninterest expense | $4,362,000 | 2,210 |
| Salaries and employee benefits | $2,282,000 | 2,128 |
| Premises and equipment expense | $369,000 | 3,243 |
| Additional noninterest expense | $1,711,000 | 2,013 |
| Pre-tax net operating income | $553,000 | 3,464 |
| Securities gains (losses) | $483,000 | 494 |
| Applicable income taxes | $401,000 | 1,441 |
| Income before extraordinary items | $635,000 | 2,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $635,000 | 2,949 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $635,000 | 2,954 |
| Net charge-offs | $1,014,000 | 1,709 |
| Cash dividends | $137,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $325,880 | 4,025 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 2,476 |
| Total interest expense | $447,000 | 4,208 |
| Net interest income | $2,768,000 | 2,021 |
| Provision for loan and lease losses | $230,000 | 2,791 |
| Total noninterest income | $94,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 3,633 |
| Total noninterest expense | $2,096,000 | 2,329 |
| Salaries and employee benefits | $1,142,000 | 2,156 |
| Premises and equipment expense | $187,000 | 3,303 |
| Additional noninterest expense | $767,000 | 2,214 |
| Pre-tax net operating income | $536,000 | 2,283 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $206,000 | 1,398 |
| Income before extraordinary items | $330,000 | 2,946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $330,000 | 2,942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $330,000 | 2,946 |
| Net charge-offs | $434,000 | 1,693 |
| Cash dividends | $92,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $330,000 | 2,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,213,000 | 2,519 |
| Total interest expense | $2,478,000 | 3,916 |
| Net interest income | $10,735,000 | 2,036 |
| Provision for loan and lease losses | $657,000 | 4,124 |
| Total noninterest income | $368,000 | 5,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $368,000 | 3,676 |
| Total noninterest expense | $8,086,000 | 2,446 |
| Salaries and employee benefits | $4,445,000 | 2,211 |
| Premises and equipment expense | $1,401,000 | 1,917 |
| Additional noninterest expense | $2,240,000 | 3,026 |
| Pre-tax net operating income | $2,360,000 | 1,661 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $899,000 | 1,048 |
| Income before extraordinary items | $1,461,000 | 2,158 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,461,000 | 2,156 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,461,000 | 2,158 |
| Net charge-offs | $-53,000 | 7,959 |
| Cash dividends | $188,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,461,000 | 2,134 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 2,564 |
| Total interest expense | $1,944,000 | 3,923 |
| Net interest income | $7,918,000 | 2,078 |
| Provision for loan and lease losses | $457,000 | 3,939 |
| Total noninterest income | $290,000 | 5,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $290,000 | 3,678 |
| Total noninterest expense | $6,099,000 | 2,426 |
| Salaries and employee benefits | $3,456,000 | 2,150 |
| Premises and equipment expense | $1,181,000 | 1,738 |
| Additional noninterest expense | $1,462,000 | 3,344 |
| Pre-tax net operating income | $1,652,000 | 1,881 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $625,000 | 1,195 |
| Income before extraordinary items | $1,027,000 | 2,441 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,027,000 | 2,439 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,027,000 | 2,442 |
| Net charge-offs | $-53,000 | 8,026 |
| Cash dividends | $188,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,027,000 | 2,384 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 2,582 |
| Total interest expense | $1,330,000 | 3,967 |
| Net interest income | $5,302,000 | 2,072 |
| Provision for loan and lease losses | $277,000 | 3,856 |
| Total noninterest income | $214,000 | 5,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $214,000 | 3,551 |
| Total noninterest expense | $4,140,000 | 2,418 |
| Salaries and employee benefits | $2,481,000 | 2,031 |
| Premises and equipment expense | $734,000 | 1,887 |
| Additional noninterest expense | $925,000 | 3,477 |
| Pre-tax net operating income | $1,099,000 | 1,960 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $399,000 | 1,271 |
| Income before extraordinary items | $700,000 | 2,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 2,491 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $700,000 | 2,493 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $700,000 | 2,412 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 2,615 |
| Total interest expense | $648,000 | 4,161 |
| Net interest income | $2,667,000 | 2,053 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $142,000 | 4,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $142,000 | 3,056 |
| Total noninterest expense | $2,012,000 | 2,415 |
| Salaries and employee benefits | $1,259,000 | 2,033 |
| Premises and equipment expense | $322,000 | 2,164 |
| Additional noninterest expense | $431,000 | 3,373 |
| Pre-tax net operating income | $597,000 | 2,062 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $207,000 | 1,417 |
| Income before extraordinary items | $390,000 | 2,620 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $390,000 | 2,619 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $390,000 | 2,621 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $390,000 | 2,473 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,053,000 | 2,820 |
| Total interest expense | $4,021,000 | 3,497 |
| Net interest income | $9,032,000 | 2,416 |
| Provision for loan and lease losses | $1,618,000 | 2,062 |
| Total noninterest income | $416,000 | 5,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $416,000 | 3,513 |
| Total noninterest expense | $6,702,000 | 2,786 |
| Salaries and employee benefits | $4,084,000 | 2,465 |
| Premises and equipment expense | $1,160,000 | 2,312 |
| Additional noninterest expense | $1,458,000 | 3,698 |
| Pre-tax net operating income | $1,128,000 | 3,541 |
| Securities gains (losses) | $28,000 | 1,976 |
| Applicable income taxes | $294,000 | 2,429 |
| Income before extraordinary items | $862,000 | 3,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $862,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 3,346 |
| Cash dividends | $367,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $841,000 | 3,745 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,640,000 | 2,910 |
| Total interest expense | $3,249,000 | 3,422 |
| Net interest income | $6,391,000 | 2,578 |
| Provision for loan and lease losses | $1,253,000 | 1,598 |
| Total noninterest income | $349,000 | 5,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $349,000 | 3,416 |
| Total noninterest expense | $5,003,000 | 2,777 |
| Salaries and employee benefits | $3,012,000 | 2,535 |
| Premises and equipment expense | $901,000 | 2,256 |
| Additional noninterest expense | $1,090,000 | 3,637 |
| Pre-tax net operating income | $484,000 | 4,980 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $65,000 | 3,935 |
| Income before extraordinary items | $447,000 | 4,624 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $447,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,926 |
| Cash dividends | $284,000 | 3,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $422,640 | 4,874 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 2,978 |
| Total interest expense | $2,280,000 | 3,418 |
| Net interest income | $4,073,000 | 2,671 |
| Provision for loan and lease losses | $142,000 | 3,753 |
| Total noninterest income | $295,000 | 4,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $295,000 | 3,049 |
| Total noninterest expense | $3,340,000 | 2,786 |
| Salaries and employee benefits | $2,025,000 | 2,546 |
| Premises and equipment expense | $588,000 | 2,297 |
| Additional noninterest expense | $727,000 | 3,612 |
| Pre-tax net operating income | $886,000 | 3,207 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $286,000 | 2,276 |
| Income before extraordinary items | $600,000 | 3,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $600,000 | 3,584 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 3,009 |
| Total interest expense | $1,206,000 | 3,437 |
| Net interest income | $2,031,000 | 2,677 |
| Provision for loan and lease losses | $126,000 | 2,387 |
| Total noninterest income | $235,000 | 3,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $235,000 | 2,319 |
| Total noninterest expense | $1,683,000 | 2,753 |
| Salaries and employee benefits | $1,022,000 | 2,532 |
| Premises and equipment expense | $303,000 | 2,244 |
| Additional noninterest expense | $358,000 | 3,614 |
| Pre-tax net operating income | $457,000 | 3,244 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $143,000 | 2,382 |
| Income before extraordinary items | $314,000 | 3,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $314,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $117,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $314,000 | 3,612 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,369,000 | 3,201 |
| Total interest expense | $4,587,000 | 3,676 |
| Net interest income | $7,782,000 | 2,801 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $237,000 | 6,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $237,000 | 4,707 |
| Total noninterest expense | $6,175,000 | 2,887 |
| Salaries and employee benefits | $3,862,000 | 2,566 |
| Premises and equipment expense | $1,154,000 | 2,250 |
| Additional noninterest expense | $1,159,000 | 4,174 |
| Pre-tax net operating income | $1,834,000 | 3,516 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $553,000 | 2,607 |
| Income before extraordinary items | $1,281,000 | 3,795 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,281,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,335 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,281,000 | 3,788 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,120,000 | 3,250 |
| Total interest expense | $3,341,000 | 3,749 |
| Net interest income | $5,779,000 | 2,829 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $180,000 | 6,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $180,000 | 4,706 |
| Total noninterest expense | $4,595,000 | 2,892 |
| Salaries and employee benefits | $2,889,000 | 2,570 |
| Premises and equipment expense | $853,000 | 2,267 |
| Additional noninterest expense | $853,000 | 4,182 |
| Pre-tax net operating income | $1,354,000 | 3,685 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $405,000 | 2,795 |
| Income before extraordinary items | $949,000 | 4,000 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $949,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,986 |
| Cash dividends | $372,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $949,000 | 3,982 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 3,289 |
| Total interest expense | $2,191,000 | 3,777 |
| Net interest income | $3,812,000 | 2,879 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $120,000 | 6,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $120,000 | 4,752 |
| Total noninterest expense | $3,077,000 | 2,908 |
| Salaries and employee benefits | $1,971,000 | 2,555 |
| Premises and equipment expense | $562,000 | 2,305 |
| Additional noninterest expense | $544,000 | 4,313 |
| Pre-tax net operating income | $845,000 | 3,897 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $272,000 | 2,850 |
| Income before extraordinary items | $573,000 | 4,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $573,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,212 |
| Cash dividends | $247,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $573,000 | 4,253 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 3,346 |
| Total interest expense | $1,067,000 | 3,831 |
| Net interest income | $1,863,000 | 2,948 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $59,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $1,574,000 | 2,862 |
| Salaries and employee benefits | $1,020,000 | 2,508 |
| Premises and equipment expense | $282,000 | 2,318 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $345,000 | 4,352 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $92,000 | 3,380 |
| Income before extraordinary items | $253,000 | 4,526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $253,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $122,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $253,000 | 4,512 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,643,000 | 3,419 |
| Total interest expense | $3,453,000 | 3,950 |
| Net interest income | $7,190,000 | 3,033 |
| Provision for loan and lease losses | $13,000 | 6,485 |
| Total noninterest income | $289,000 | 6,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 4,379 |
| Total noninterest expense | $5,915,000 | 2,905 |
| Salaries and employee benefits | $3,776,000 | 2,573 |
| Premises and equipment expense | $986,000 | 2,505 |
| Additional noninterest expense | $1,153,000 | 4,064 |
| Pre-tax net operating income | $1,551,000 | 4,216 |
| Securities gains (losses) | $31,000 | 795 |
| Applicable income taxes | $537,000 | 3,053 |
| Income before extraordinary items | $1,045,000 | 4,614 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,045,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $473,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,024,540 | 4,653 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 3,429 |
| Total interest expense | $2,460,000 | 3,997 |
| Net interest income | $5,386,000 | 3,066 |
| Provision for loan and lease losses | $12,000 | 6,287 |
| Total noninterest income | $222,000 | 6,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $222,000 | 4,316 |
| Total noninterest expense | $4,351,000 | 2,952 |
| Salaries and employee benefits | $2,770,000 | 2,628 |
| Premises and equipment expense | $715,000 | 2,585 |
| Additional noninterest expense | $866,000 | 4,035 |
| Pre-tax net operating income | $1,245,000 | 4,212 |
| Securities gains (losses) | $31,000 | 663 |
| Applicable income taxes | $427,000 | 3,084 |
| Income before extraordinary items | $849,000 | 4,563 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $849,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $349,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $828,230 | 4,615 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 3,445 |
| Total interest expense | $1,540,000 | 4,040 |
| Net interest income | $3,582,000 | 3,077 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $159,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 4,188 |
| Total noninterest expense | $2,839,000 | 3,020 |
| Salaries and employee benefits | $1,801,000 | 2,682 |
| Premises and equipment expense | $466,000 | 2,636 |
| Additional noninterest expense | $572,000 | 4,060 |
| Pre-tax net operating income | $890,000 | 4,075 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $347,000 | 2,845 |
| Income before extraordinary items | $543,000 | 4,682 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $543,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $225,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $543,000 | 4,676 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 3,478 |
| Total interest expense | $714,000 | 4,122 |
| Net interest income | $1,756,000 | 3,124 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,749 |
| Total noninterest expense | $1,394,000 | 3,074 |
| Salaries and employee benefits | $898,000 | 2,685 |
| Premises and equipment expense | $227,000 | 2,699 |
| Additional noninterest expense | $269,000 | 4,239 |
| Pre-tax net operating income | $459,000 | 3,948 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $179,000 | 2,763 |
| Income before extraordinary items | $280,000 | 4,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $280,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $108,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $280,000 | 4,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,888,000 | 3,460 |
| Total interest expense | $2,381,000 | 3,950 |
| Net interest income | $6,507,000 | 3,205 |
| Provision for loan and lease losses | $184,000 | 3,722 |
| Total noninterest income | $440,000 | 5,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $440,000 | 3,606 |
| Total noninterest expense | $5,109,000 | 3,174 |
| Salaries and employee benefits | $3,296,000 | 2,739 |
| Premises and equipment expense | $805,000 | 2,881 |
| Additional noninterest expense | $1,008,000 | 4,398 |
| Pre-tax net operating income | $1,654,000 | 4,147 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $618,000 | 3,028 |
| Income before extraordinary items | $1,036,000 | 4,741 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,036,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $103,000 | 5,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,036,000 | 4,709 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 3,460 |
| Total interest expense | $1,700,000 | 3,947 |
| Net interest income | $4,831,000 | 3,232 |
| Provision for loan and lease losses | $125,000 | 3,813 |
| Total noninterest income | $329,000 | 5,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $329,000 | 3,639 |
| Total noninterest expense | $3,793,000 | 3,181 |
| Salaries and employee benefits | $2,445,000 | 2,726 |
| Premises and equipment expense | $588,000 | 2,931 |
| Additional noninterest expense | $760,000 | 4,352 |
| Pre-tax net operating income | $1,242,000 | 4,223 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $458,000 | 3,093 |
| Income before extraordinary items | $784,000 | 4,811 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $784,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $784,000 | 4,779 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 3,455 |
| Total interest expense | $1,069,000 | 3,953 |
| Net interest income | $3,185,000 | 3,237 |
| Provision for loan and lease losses | $83,000 | 3,704 |
| Total noninterest income | $231,000 | 5,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $231,000 | 3,507 |
| Total noninterest expense | $2,496,000 | 3,198 |
| Salaries and employee benefits | $1,618,000 | 2,736 |
| Premises and equipment expense | $390,000 | 2,912 |
| Additional noninterest expense | $488,000 | 4,463 |
| Pre-tax net operating income | $837,000 | 4,175 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $327,000 | 2,949 |
| Income before extraordinary items | $510,000 | 4,843 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $510,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $510,000 | 4,791 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 3,468 |
| Total interest expense | $499,000 | 4,031 |
| Net interest income | $1,595,000 | 3,232 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $145,000 | 4,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $145,000 | 3,034 |
| Total noninterest expense | $1,234,000 | 3,237 |
| Salaries and employee benefits | $799,000 | 2,770 |
| Premises and equipment expense | $183,000 | 3,101 |
| Additional noninterest expense | $252,000 | 4,340 |
| Pre-tax net operating income | $453,000 | 3,937 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $177,000 | 2,793 |
| Income before extraordinary items | $276,000 | 4,598 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $276,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $276,000 | 4,553 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 3,523 |
| Total interest expense | $1,671,000 | 4,195 |
| Net interest income | $5,999,000 | 3,291 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $341,000 | 6,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $341,000 | 4,024 |
| Total noninterest expense | $4,482,000 | 3,425 |
| Salaries and employee benefits | $2,733,000 | 3,101 |
| Premises and equipment expense | $980,000 | 2,332 |
| Additional noninterest expense | $769,000 | 5,229 |
| Pre-tax net operating income | $1,825,000 | 3,757 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $706,000 | 2,752 |
| Income before extraordinary items | $1,119,000 | 4,384 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,119,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $24,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,119,000 | 4,314 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 3,533 |
| Total interest expense | $1,231,000 | 4,205 |
| Net interest income | $4,478,000 | 3,290 |
| Provision for loan and lease losses | $3,000 | 7,022 |
| Total noninterest income | $262,000 | 6,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $262,000 | 3,982 |
| Total noninterest expense | $3,358,000 | 3,402 |
| Salaries and employee benefits | $2,057,000 | 3,060 |
| Premises and equipment expense | $736,000 | 2,327 |
| Additional noninterest expense | $565,000 | 5,246 |
| Pre-tax net operating income | $1,379,000 | 3,794 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $532,000 | 2,796 |
| Income before extraordinary items | $847,000 | 4,454 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $847,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $24,000 | 5,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $847,000 | 4,376 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 3,565 |
| Total interest expense | $816,000 | 4,218 |
| Net interest income | $2,934,000 | 3,328 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 4,337 |
| Total noninterest expense | $2,188,000 | 3,495 |
| Salaries and employee benefits | $1,327,000 | 3,160 |
| Premises and equipment expense | $486,000 | 2,348 |
| Additional noninterest expense | $375,000 | 5,284 |
| Pre-tax net operating income | $892,000 | 3,824 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $348,000 | 2,814 |
| Income before extraordinary items | $544,000 | 4,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $544,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $24,000 | 4,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $544,000 | 4,425 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,552 |
| Total interest expense | $419,000 | 4,187 |
| Net interest income | $1,463,000 | 3,327 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $1,101,000 | 3,491 |
| Salaries and employee benefits | $677,000 | 3,123 |
| Premises and equipment expense | $245,000 | 2,355 |
| Additional noninterest expense | $179,000 | 5,453 |
| Pre-tax net operating income | $414,000 | 3,999 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $161,000 | 2,965 |
| Income before extraordinary items | $253,000 | 4,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $12,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $253,000 | 4,594 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 3,518 |
| Total interest expense | $2,208,000 | 3,700 |
| Net interest income | $5,577,000 | 3,386 |
| Provision for loan and lease losses | $79,000 | 5,663 |
| Total noninterest income | $382,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $382,000 | 4,065 |
| Total noninterest expense | $4,234,000 | 3,535 |
| Salaries and employee benefits | $2,617,000 | 3,148 |
| Premises and equipment expense | $955,000 | 2,358 |
| Additional noninterest expense | $662,000 | 5,672 |
| Pre-tax net operating income | $1,646,000 | 3,875 |
| Securities gains (losses) | $114,000 | 1,775 |
| Applicable income taxes | $678,000 | 2,858 |
| Income before extraordinary items | $1,082,000 | 4,427 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,082,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $24,000 | 6,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,009,040 | 4,454 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 3,552 |
| Total interest expense | $1,756,000 | 3,633 |
| Net interest income | $4,111,000 | 3,443 |
| Provision for loan and lease losses | $78,000 | 5,161 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 4,146 |
| Total noninterest expense | $3,179,000 | 3,520 |
| Salaries and employee benefits | $1,975,000 | 3,122 |
| Premises and equipment expense | $709,000 | 2,377 |
| Additional noninterest expense | $495,000 | 5,673 |
| Pre-tax net operating income | $1,135,000 | 4,238 |
| Securities gains (losses) | $46,000 | 2,381 |
| Applicable income taxes | $452,000 | 3,201 |
| Income before extraordinary items | $729,000 | 4,880 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $729,000 | 4,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $12,000 | 5,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $699,560 | 4,808 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 3,583 |
| Total interest expense | $1,146,000 | 3,813 |
| Net interest income | $2,751,000 | 3,425 |
| Provision for loan and lease losses | $77,000 | 4,362 |
| Total noninterest income | $158,000 | 6,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $158,000 | 4,487 |
| Total noninterest expense | $2,092,000 | 3,551 |
| Salaries and employee benefits | $1,293,000 | 3,167 |
| Premises and equipment expense | $476,000 | 2,356 |
| Additional noninterest expense | $323,000 | 5,735 |
| Pre-tax net operating income | $740,000 | 4,277 |
| Securities gains (losses) | $46,000 | 2,078 |
| Applicable income taxes | $314,000 | 3,160 |
| Income before extraordinary items | $472,000 | 4,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $472,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $442,560 | 4,929 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 3,623 |
| Total interest expense | $574,000 | 3,894 |
| Net interest income | $1,361,000 | 3,441 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $89,000 | 6,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 4,149 |
| Total noninterest expense | $1,033,000 | 3,557 |
| Salaries and employee benefits | $638,000 | 3,192 |
| Premises and equipment expense | $235,000 | 2,366 |
| Additional noninterest expense | $160,000 | 5,725 |
| Pre-tax net operating income | $380,000 | 4,164 |
| Securities gains (losses) | $46,000 | 1,434 |
| Applicable income taxes | $170,000 | 2,983 |
| Income before extraordinary items | $256,000 | 4,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $226,560 | 4,787 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,975,000 | 3,653 |
| Total interest expense | $2,565,000 | 4,020 |
| Net interest income | $5,410,000 | 3,420 |
| Provision for loan and lease losses | $169,000 | 4,721 |
| Total noninterest income | $320,000 | 6,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 4,117 |
| Total noninterest expense | $3,611,000 | 3,861 |
| Salaries and employee benefits | $2,150,000 | 3,521 |
| Premises and equipment expense | $778,000 | 2,741 |
| Additional noninterest expense | $683,000 | 5,487 |
| Pre-tax net operating income | $1,950,000 | 3,492 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $743,000 | 2,725 |
| Income before extraordinary items | $1,207,000 | 4,074 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,207,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,207,000 | 3,964 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,887,000 | 4,064 |
| Total interest expense | $3,526,000 | 4,185 |
| Net interest income | $4,361,000 | 3,857 |
| Provision for loan and lease losses | $74,000 | 6,121 |
| Total noninterest income | $234,000 | 6,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $234,000 | 4,609 |
| Total noninterest expense | $3,381,000 | 3,936 |
| Salaries and employee benefits | $2,121,000 | 3,423 |
| Premises and equipment expense | $565,000 | 3,538 |
| Additional noninterest expense | $695,000 | 5,324 |
| Pre-tax net operating income | $1,140,000 | 4,552 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-383,000 | 9,469 |
| Income before extraordinary items | $1,523,000 | 3,191 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,523,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 9,530 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,523,000 | 3,088 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 4,404 |
| Total interest expense | $3,366,000 | 4,506 |
| Net interest income | $3,988,000 | 4,191 |
| Provision for loan and lease losses | $244,000 | 3,295 |
| Total noninterest income | $238,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $238,000 | 4,393 |
| Total noninterest expense | $3,144,000 | 4,066 |
| Salaries and employee benefits | $1,929,000 | 3,579 |
| Premises and equipment expense | $522,000 | 3,664 |
| Additional noninterest expense | $693,000 | 5,211 |
| Pre-tax net operating income | $838,000 | 5,751 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-240,000 | 9,715 |
| Income before extraordinary items | $1,078,000 | 4,170 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,078,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,078,000 | 4,171 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 4,916 |
| Total interest expense | $2,863,000 | 4,762 |
| Net interest income | $3,191,000 | 4,945 |
| Provision for loan and lease losses | $252,000 | 3,031 |
| Total noninterest income | $173,000 | 7,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $173,000 | 5,273 |
| Total noninterest expense | $2,805,000 | 4,465 |
| Salaries and employee benefits | $1,648,000 | 4,022 |
| Premises and equipment expense | $477,000 | 3,928 |
| Additional noninterest expense | $680,000 | 5,350 |
| Pre-tax net operating income | $307,000 | 8,055 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $306,000 | 7,560 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $306,000 | 7,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $306,000 | 7,531 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 5,822 |
| Total interest expense | $2,614,000 | 5,203 |
| Net interest income | $2,210,000 | 6,272 |
| Provision for loan and lease losses | $316,000 | 2,493 |
| Total noninterest income | $146,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $2,539,000 | 4,721 |
| Salaries and employee benefits | $1,426,000 | 4,427 |
| Premises and equipment expense | $387,000 | 4,543 |
| Additional noninterest expense | $726,000 | 5,015 |
| Pre-tax net operating income | $-499,000 | 10,185 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-496,000 | 10,224 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-496,000 | 10,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,272 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-499,000 | 10,195 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 5,778 |
| Total interest expense | $2,904,000 | 4,858 |
| Net interest income | $2,134,000 | 6,651 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $126,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $2,239,000 | 5,222 |
| Salaries and employee benefits | $1,261,000 | 4,894 |
| Premises and equipment expense | $306,000 | 5,401 |
| Additional noninterest expense | $672,000 | 5,374 |
| Pre-tax net operating income | $-16,000 | 10,405 |
| Securities gains (losses) | $83,000 | 1,074 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $66,000 | 10,153 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $66,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,583 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-16,170 | 10,391 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 5,611 |
| Total interest expense | $3,544,000 | 4,146 |
| Net interest income | $1,850,000 | 7,465 |
| Provision for loan and lease losses | $387,000 | 2,151 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $2,487,000 | 5,027 |
| Salaries and employee benefits | $1,004,000 | 5,969 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $1,238,000 | 3,686 |
| Pre-tax net operating income | $-938,000 | 11,329 |
| Securities gains (losses) | $36,000 | 1,560 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-903,000 | 11,352 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-903,000 | 11,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,600 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-939,000 | 11,336 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 5,955 |
| Total interest expense | $3,775,000 | 3,881 |
| Net interest income | $1,257,000 | 9,188 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $242,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $242,000 | 4,569 |
| Total noninterest expense | $1,739,000 | 6,626 |
| Salaries and employee benefits | $936,000 | 6,370 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $-275,000 | 11,716 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-276,000 | 11,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-276,000 | 11,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-276,000 | 11,714 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 6,717 |
| Total interest expense | $2,534,000 | 4,589 |
| Net interest income | $1,450,000 | 9,009 |
| Provision for loan and lease losses | $98,000 | 4,627 |
| Total noninterest income | $156,000 | 9,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $1,976,000 | 6,267 |
| Salaries and employee benefits | $1,049,000 | 5,855 |
| Premises and equipment expense | $309,000 | 5,586 |
| Additional noninterest expense | $618,000 | 6,908 |
| Pre-tax net operating income | $-468,000 | 12,374 |
| Securities gains (losses) | $244,000 | 437 |
| Applicable income taxes | $-15,000 | 12,103 |
| Income before extraordinary items | $-209,000 | 12,227 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-209,000 | 12,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-435,920 | 12,346 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 7,833 |
| Total interest expense | $1,898,000 | 6,094 |
| Net interest income | $1,406,000 | 9,395 |
| Provision for loan and lease losses | $174,000 | 4,292 |
| Total noninterest income | $64,000 | 12,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,562,000 | 7,614 |
| Salaries and employee benefits | $947,000 | 6,429 |
| Premises and equipment expense | $207,000 | 7,543 |
| Additional noninterest expense | $408,000 | 9,179 |
| Pre-tax net operating income | $-266,000 | 12,743 |
| Securities gains (losses) | $381,000 | 1,094 |
| Applicable income taxes | $17,000 | 11,667 |
| Income before extraordinary items | $98,000 | 11,821 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $98,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-225,850 | 12,699 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 9,510 |
| Total interest expense | $1,537,000 | 8,403 |
| Net interest income | $1,178,000 | 10,403 |
| Provision for loan and lease losses | $129,000 | 6,532 |
| Total noninterest income | $179,000 | 9,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $179,000 | 6,053 |
| Total noninterest expense | $2,621,000 | 5,092 |
| Salaries and employee benefits | $994,000 | 6,062 |
| Premises and equipment expense | $408,000 | 4,722 |
| Additional noninterest expense | $1,219,000 | 4,287 |
| Pre-tax net operating income | $-1,393,000 | 13,560 |
| Securities gains (losses) | $304,000 | 1,528 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,089,000 | 13,570 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,089,000 | 13,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 324 |
| Net operating income | $-1,393,000 | 13,550 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.