Home > United Bank & Trust Company > Income and Expense
United Bank & Trust Company, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,211,000 | 1,399 |
| Total interest expense | $2,087,000 | 1,367 |
| Net interest income | $16,124,000 | 1,403 |
| Provision for loan and lease losses | $1,000 | 4,314 |
| Total noninterest income | $2,785,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,583,000 | 801 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,202,000 | 2,183 |
| Total noninterest expense | $17,369,000 | 1,180 |
| Salaries and employee benefits | $7,730,000 | 1,413 |
| Premises and equipment expense | $2,047,000 | 1,157 |
| Additional noninterest expense | $7,592,000 | 875 |
| Pre-tax net operating income | $1,539,000 | 3,474 |
| Securities gains (losses) | $1,754,000 | 138 |
| Applicable income taxes | $985,000 | 1,665 |
| Income before extraordinary items | $2,308,000 | 2,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,308,000 | 2,543 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,308,000 | 2,544 |
| Net charge-offs | $95,000 | 2,646 |
| Cash dividends | $10,000,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 708 |
| Net operating income | $1,080,200 | 3,737 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,717,000 | 1,393 |
| Total interest expense | $1,895,000 | 1,136 |
| Net interest income | $11,822,000 | 1,436 |
| Provision for loan and lease losses | $-100,000 | 5,730 |
| Total noninterest income | $2,039,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,168,000 | 810 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $871,000 | 2,214 |
| Total noninterest expense | $13,276,000 | 1,168 |
| Salaries and employee benefits | $5,655,000 | 1,436 |
| Premises and equipment expense | $1,523,000 | 1,164 |
| Additional noninterest expense | $6,098,000 | 819 |
| Pre-tax net operating income | $685,000 | 4,267 |
| Securities gains (losses) | $1,752,000 | 113 |
| Applicable income taxes | $729,000 | 1,716 |
| Income before extraordinary items | $1,708,000 | 2,597 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,708,000 | 2,598 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,708,000 | 2,598 |
| Net charge-offs | $61,000 | 2,449 |
| Cash dividends | $5,000,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 673 |
| Net operating income | $481,600 | 4,471 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,205,000 | 1,380 |
| Total interest expense | $1,322,000 | 1,087 |
| Net interest income | $7,883,000 | 1,435 |
| Provision for loan and lease losses | $-65,000 | 5,825 |
| Total noninterest income | $1,391,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $753,000 | 820 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $638,000 | 2,062 |
| Total noninterest expense | $7,760,000 | 1,296 |
| Salaries and employee benefits | $3,770,000 | 1,446 |
| Premises and equipment expense | $989,000 | 1,199 |
| Additional noninterest expense | $3,001,000 | 1,096 |
| Pre-tax net operating income | $1,579,000 | 2,312 |
| Securities gains (losses) | $52,000 | 1,395 |
| Applicable income taxes | $482,000 | 1,693 |
| Income before extraordinary items | $1,149,000 | 2,553 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,149,000 | 2,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,149,000 | 2,552 |
| Net charge-offs | $30,000 | 2,510 |
| Cash dividends | $5,000,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 662 |
| Net operating income | $1,112,600 | 2,547 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 1,383 |
| Total interest expense | $670,000 | 1,069 |
| Net interest income | $3,940,000 | 1,435 |
| Provision for loan and lease losses | $-74,000 | 5,969 |
| Total noninterest income | $568,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $379,000 | 817 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $189,000 | 2,685 |
| Total noninterest expense | $3,898,000 | 1,293 |
| Salaries and employee benefits | $1,928,000 | 1,418 |
| Premises and equipment expense | $487,000 | 1,210 |
| Additional noninterest expense | $1,483,000 | 1,103 |
| Pre-tax net operating income | $684,000 | 2,524 |
| Securities gains (losses) | $7,000 | 1,613 |
| Applicable income taxes | $203,000 | 1,827 |
| Income before extraordinary items | $488,000 | 2,790 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $488,000 | 2,789 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $488,000 | 2,790 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 618 |
| Net operating income | $483,030 | 2,756 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,731,000 | 1,347 |
| Total interest expense | $2,769,000 | 1,019 |
| Net interest income | $15,962,000 | 1,392 |
| Provision for loan and lease losses | $-2,927,000 | 6,132 |
| Total noninterest income | $3,196,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,597,000 | 806 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,599,000 | 1,777 |
| Total noninterest expense | $16,397,000 | 1,219 |
| Salaries and employee benefits | $7,636,000 | 1,405 |
| Premises and equipment expense | $2,006,000 | 1,178 |
| Additional noninterest expense | $6,755,000 | 979 |
| Pre-tax net operating income | $5,688,000 | 1,417 |
| Securities gains (losses) | $24,000 | 2,130 |
| Applicable income taxes | $1,846,000 | 1,057 |
| Income before extraordinary items | $3,866,000 | 1,646 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,866,000 | 1,648 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,866,000 | 1,648 |
| Net charge-offs | $-20,000 | 5,330 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 742 |
| Net operating income | $3,849,680 | 1,620 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,136,000 | 1,350 |
| Total interest expense | $2,085,000 | 1,023 |
| Net interest income | $12,051,000 | 1,400 |
| Provision for loan and lease losses | $-2,525,000 | 6,227 |
| Total noninterest income | $2,226,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,187,000 | 817 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,039,000 | 1,980 |
| Total noninterest expense | $12,322,000 | 1,226 |
| Salaries and employee benefits | $5,734,000 | 1,413 |
| Premises and equipment expense | $1,500,000 | 1,197 |
| Additional noninterest expense | $5,088,000 | 970 |
| Pre-tax net operating income | $4,480,000 | 1,395 |
| Securities gains (losses) | $24,000 | 1,919 |
| Applicable income taxes | $1,449,000 | 1,063 |
| Income before extraordinary items | $3,055,000 | 1,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,055,000 | 1,602 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,055,000 | 1,602 |
| Net charge-offs | $20,000 | 3,350 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 712 |
| Net operating income | $3,038,680 | 1,568 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,756,000 | 1,313 |
| Total interest expense | $1,395,000 | 1,025 |
| Net interest income | $8,361,000 | 1,351 |
| Provision for loan and lease losses | $-1,989,000 | 6,302 |
| Total noninterest income | $1,472,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $770,000 | 827 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $702,000 | 1,962 |
| Total noninterest expense | $8,224,000 | 1,230 |
| Salaries and employee benefits | $3,852,000 | 1,411 |
| Premises and equipment expense | $998,000 | 1,204 |
| Additional noninterest expense | $3,374,000 | 972 |
| Pre-tax net operating income | $3,598,000 | 1,181 |
| Securities gains (losses) | $23,000 | 1,643 |
| Applicable income taxes | $1,144,000 | 939 |
| Income before extraordinary items | $2,477,000 | 1,350 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,477,000 | 1,351 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,477,000 | 1,351 |
| Net charge-offs | $-13,000 | 5,334 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 688 |
| Net operating income | $2,461,360 | 1,320 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,590,000 | 1,377 |
| Total interest expense | $709,000 | 1,012 |
| Net interest income | $3,881,000 | 1,449 |
| Provision for loan and lease losses | $-1,150,000 | 6,380 |
| Total noninterest income | $970,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $371,000 | 836 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $599,000 | 1,320 |
| Total noninterest expense | $4,144,000 | 1,226 |
| Salaries and employee benefits | $1,959,000 | 1,392 |
| Premises and equipment expense | $501,000 | 1,205 |
| Additional noninterest expense | $1,684,000 | 951 |
| Pre-tax net operating income | $1,857,000 | 1,125 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $586,000 | 916 |
| Income before extraordinary items | $1,271,000 | 1,299 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,271,000 | 1,300 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,271,000 | 1,301 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $1,271,000 | 1,261 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,149,000 | 1,326 |
| Total interest expense | $3,160,000 | 952 |
| Net interest income | $15,989,000 | 1,394 |
| Provision for loan and lease losses | $-2,761,000 | 6,443 |
| Total noninterest income | $1,805,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,797,000 | 760 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,000 | 6,185 |
| Total noninterest expense | $16,658,000 | 1,196 |
| Salaries and employee benefits | $7,299,000 | 1,431 |
| Premises and equipment expense | $1,997,000 | 1,194 |
| Additional noninterest expense | $7,362,000 | 889 |
| Pre-tax net operating income | $3,897,000 | 1,874 |
| Securities gains (losses) | $-84,000 | 6,314 |
| Applicable income taxes | $1,196,000 | 1,363 |
| Income before extraordinary items | $2,617,000 | 2,232 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,617,000 | 2,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,617,000 | 2,231 |
| Net charge-offs | $490,000 | 1,478 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 784 |
| Net operating income | $2,674,960 | 2,146 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,487,000 | 1,314 |
| Total interest expense | $2,408,000 | 943 |
| Net interest income | $12,079,000 | 1,386 |
| Provision for loan and lease losses | $-2,062,000 | 6,523 |
| Total noninterest income | $1,195,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,371,000 | 749 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-176,000 | 6,521 |
| Total noninterest expense | $12,543,000 | 1,205 |
| Salaries and employee benefits | $5,439,000 | 1,452 |
| Premises and equipment expense | $1,491,000 | 1,207 |
| Additional noninterest expense | $5,613,000 | 865 |
| Pre-tax net operating income | $2,793,000 | 1,969 |
| Securities gains (losses) | $-84,000 | 6,420 |
| Applicable income taxes | $811,000 | 1,500 |
| Income before extraordinary items | $1,898,000 | 2,313 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,898,000 | 2,314 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,898,000 | 2,313 |
| Net charge-offs | $446,000 | 1,257 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 739 |
| Net operating income | $1,956,800 | 2,204 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 1,295 |
| Total interest expense | $1,632,000 | 933 |
| Net interest income | $8,140,000 | 1,365 |
| Provision for loan and lease losses | $-519,000 | 6,511 |
| Total noninterest income | $1,275,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $899,000 | 746 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $376,000 | 2,731 |
| Total noninterest expense | $8,329,000 | 1,207 |
| Salaries and employee benefits | $3,639,000 | 1,435 |
| Premises and equipment expense | $984,000 | 1,232 |
| Additional noninterest expense | $3,706,000 | 870 |
| Pre-tax net operating income | $1,605,000 | 2,162 |
| Securities gains (losses) | $-85,000 | 6,534 |
| Applicable income taxes | $451,000 | 1,643 |
| Income before extraordinary items | $1,069,000 | 2,522 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,069,000 | 2,525 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,069,000 | 2,526 |
| Net charge-offs | $1,131,000 | 443 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 712 |
| Net operating income | $1,128,500 | 2,396 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 1,293 |
| Total interest expense | $833,000 | 921 |
| Net interest income | $4,047,000 | 1,371 |
| Provision for loan and lease losses | $364,000 | 596 |
| Total noninterest income | $512,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $431,000 | 760 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $81,000 | 3,873 |
| Total noninterest expense | $4,204,000 | 1,211 |
| Salaries and employee benefits | $1,842,000 | 1,440 |
| Premises and equipment expense | $494,000 | 1,249 |
| Additional noninterest expense | $1,868,000 | 848 |
| Pre-tax net operating income | $-9,000 | 6,249 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-33,000 | 6,543 |
| Income before extraordinary items | $24,000 | 5,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 5,999 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $24,000 | 6,000 |
| Net charge-offs | $987,000 | 301 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $24,000 | 5,966 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,663,000 | 1,295 |
| Total interest expense | $3,675,000 | 927 |
| Net interest income | $15,988,000 | 1,356 |
| Provision for loan and lease losses | $-1,076,000 | 6,684 |
| Total noninterest income | $1,572,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,975,000 | 706 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-403,000 | 6,719 |
| Total noninterest expense | $17,385,000 | 1,181 |
| Salaries and employee benefits | $7,434,000 | 1,412 |
| Premises and equipment expense | $1,995,000 | 1,190 |
| Additional noninterest expense | $7,956,000 | 852 |
| Pre-tax net operating income | $1,251,000 | 3,703 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $225,000 | 2,865 |
| Income before extraordinary items | $1,029,000 | 3,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,029,000 | 3,838 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,029,000 | 3,839 |
| Net charge-offs | $751,000 | 1,549 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 839 |
| Net operating income | $1,026,540 | 3,787 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,687,000 | 1,303 |
| Total interest expense | $2,810,000 | 948 |
| Net interest income | $11,877,000 | 1,368 |
| Provision for loan and lease losses | $-383,000 | 6,705 |
| Total noninterest income | $997,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,472,000 | 713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-475,000 | 6,843 |
| Total noninterest expense | $13,055,000 | 1,179 |
| Salaries and employee benefits | $5,467,000 | 1,440 |
| Premises and equipment expense | $1,482,000 | 1,211 |
| Additional noninterest expense | $6,106,000 | 833 |
| Pre-tax net operating income | $202,000 | 5,671 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $-79,000 | 6,667 |
| Income before extraordinary items | $283,000 | 5,332 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $283,000 | 5,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $283,000 | 5,334 |
| Net charge-offs | $550,000 | 1,503 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $281,000 | 5,252 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 1,289 |
| Total interest expense | $1,919,000 | 949 |
| Net interest income | $7,895,000 | 1,364 |
| Provision for loan and lease losses | $58,000 | 3,520 |
| Total noninterest income | $982,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $938,000 | 736 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,603 |
| Total noninterest expense | $8,868,000 | 1,155 |
| Salaries and employee benefits | $3,696,000 | 1,423 |
| Premises and equipment expense | $967,000 | 1,233 |
| Additional noninterest expense | $4,205,000 | 805 |
| Pre-tax net operating income | $-49,000 | 6,402 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $-106,000 | 6,772 |
| Income before extraordinary items | $58,000 | 6,092 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $58,000 | 6,093 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $58,000 | 6,094 |
| Net charge-offs | $162,000 | 2,299 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $57,360 | 6,013 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 1,282 |
| Total interest expense | $994,000 | 948 |
| Net interest income | $3,976,000 | 1,355 |
| Provision for loan and lease losses | $-175,000 | 6,882 |
| Total noninterest income | $661,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $461,000 | 748 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 2,775 |
| Total noninterest expense | $4,380,000 | 1,165 |
| Salaries and employee benefits | $1,867,000 | 1,421 |
| Premises and equipment expense | $481,000 | 1,273 |
| Additional noninterest expense | $2,032,000 | 842 |
| Pre-tax net operating income | $432,000 | 3,159 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $116,000 | 2,250 |
| Income before extraordinary items | $316,000 | 3,482 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $316,000 | 3,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $316,000 | 3,484 |
| Net charge-offs | $105,000 | 1,857 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $316,000 | 3,381 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,846,000 | 1,284 |
| Total interest expense | $5,743,000 | 767 |
| Net interest income | $15,103,000 | 1,453 |
| Provision for loan and lease losses | $763,000 | 2,138 |
| Total noninterest income | $3,401,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,094,000 | 678 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,307,000 | 2,016 |
| Total noninterest expense | $17,650,000 | 1,140 |
| Salaries and employee benefits | $7,223,000 | 1,411 |
| Premises and equipment expense | $2,040,000 | 1,158 |
| Additional noninterest expense | $8,387,000 | 836 |
| Pre-tax net operating income | $91,000 | 5,937 |
| Securities gains (losses) | $388,000 | 1,143 |
| Applicable income taxes | $-246,000 | 6,812 |
| Income before extraordinary items | $725,000 | 4,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $725,000 | 4,418 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $725,000 | 4,420 |
| Net charge-offs | $2,779,000 | 895 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $337,000 | 5,172 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,913,000 | 1,280 |
| Total interest expense | $4,502,000 | 770 |
| Net interest income | $11,411,000 | 1,456 |
| Provision for loan and lease losses | $204,000 | 3,489 |
| Total noninterest income | $2,837,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,577,000 | 682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,260,000 | 1,728 |
| Total noninterest expense | $13,327,000 | 1,123 |
| Salaries and employee benefits | $5,460,000 | 1,393 |
| Premises and equipment expense | $1,546,000 | 1,150 |
| Additional noninterest expense | $6,321,000 | 828 |
| Pre-tax net operating income | $717,000 | 4,184 |
| Securities gains (losses) | $382,000 | 921 |
| Applicable income taxes | $-7,000 | 6,744 |
| Income before extraordinary items | $1,106,000 | 3,232 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,106,000 | 3,234 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,106,000 | 3,233 |
| Net charge-offs | $1,906,000 | 950 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $724,000 | 3,869 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,800,000 | 1,273 |
| Total interest expense | $3,064,000 | 781 |
| Net interest income | $7,736,000 | 1,435 |
| Provision for loan and lease losses | $942,000 | 1,154 |
| Total noninterest income | $2,402,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,025,000 | 688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,377,000 | 1,210 |
| Total noninterest expense | $8,834,000 | 1,125 |
| Salaries and employee benefits | $3,640,000 | 1,411 |
| Premises and equipment expense | $999,000 | 1,190 |
| Additional noninterest expense | $4,195,000 | 829 |
| Pre-tax net operating income | $362,000 | 4,594 |
| Securities gains (losses) | $321,000 | 810 |
| Applicable income taxes | $-250,000 | 7,088 |
| Income before extraordinary items | $933,000 | 2,736 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $933,000 | 2,737 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $933,000 | 2,737 |
| Net charge-offs | $1,492,000 | 861 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $612,000 | 3,428 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 1,260 |
| Total interest expense | $1,588,000 | 783 |
| Net interest income | $3,878,000 | 1,430 |
| Provision for loan and lease losses | $249,000 | 1,769 |
| Total noninterest income | $1,619,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $511,000 | 694 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,108,000 | 840 |
| Total noninterest expense | $4,402,000 | 1,132 |
| Salaries and employee benefits | $1,862,000 | 1,395 |
| Premises and equipment expense | $478,000 | 1,251 |
| Additional noninterest expense | $2,062,000 | 824 |
| Pre-tax net operating income | $846,000 | 1,945 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-169,000 | 7,205 |
| Income before extraordinary items | $1,015,000 | 1,437 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,015,000 | 1,437 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,015,000 | 1,438 |
| Net charge-offs | $616,000 | 954 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,015,000 | 1,359 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,333,000 | 1,168 |
| Total interest expense | $7,654,000 | 769 |
| Net interest income | $16,679,000 | 1,323 |
| Provision for loan and lease losses | $9,644,000 | 431 |
| Total noninterest income | $420,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,389,000 | 613 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,969,000 | 7,272 |
| Total noninterest expense | $18,227,000 | 1,076 |
| Salaries and employee benefits | $7,125,000 | 1,389 |
| Premises and equipment expense | $2,110,000 | 1,187 |
| Additional noninterest expense | $8,992,000 | 797 |
| Pre-tax net operating income | $-10,772,000 | 7,225 |
| Securities gains (losses) | $410,000 | 915 |
| Applicable income taxes | $-3,720,000 | 7,289 |
| Income before extraordinary items | $-6,642,000 | 7,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,642,000 | 7,130 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,642,000 | 7,133 |
| Net charge-offs | $8,318,000 | 550 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,904,400 | 7,136 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,749,000 | 1,153 |
| Total interest expense | $5,873,000 | 787 |
| Net interest income | $12,876,000 | 1,301 |
| Provision for loan and lease losses | $7,271,000 | 431 |
| Total noninterest income | $-609,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,831,000 | 606 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,440,000 | 7,392 |
| Total noninterest expense | $13,611,000 | 1,085 |
| Salaries and employee benefits | $5,369,000 | 1,388 |
| Premises and equipment expense | $1,580,000 | 1,197 |
| Additional noninterest expense | $6,662,000 | 804 |
| Pre-tax net operating income | $-8,615,000 | 7,318 |
| Securities gains (losses) | $340,000 | 847 |
| Applicable income taxes | $-2,973,000 | 7,387 |
| Income before extraordinary items | $-5,302,000 | 7,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,302,000 | 7,253 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,302,000 | 7,254 |
| Net charge-offs | $5,451,000 | 590 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,519,600 | 7,263 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,725,000 | 1,140 |
| Total interest expense | $3,996,000 | 801 |
| Net interest income | $8,729,000 | 1,279 |
| Provision for loan and lease losses | $4,942,000 | 447 |
| Total noninterest income | $735,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,198,000 | 616 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-463,000 | 7,372 |
| Total noninterest expense | $9,034,000 | 1,106 |
| Salaries and employee benefits | $3,602,000 | 1,393 |
| Premises and equipment expense | $1,030,000 | 1,248 |
| Additional noninterest expense | $4,402,000 | 819 |
| Pre-tax net operating income | $-4,512,000 | 7,352 |
| Securities gains (losses) | $220,000 | 685 |
| Applicable income taxes | $-1,692,000 | 7,447 |
| Income before extraordinary items | $-2,600,000 | 7,265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,600,000 | 7,265 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,600,000 | 7,266 |
| Net charge-offs | $4,243,000 | 533 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,740,800 | 7,265 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 1,129 |
| Total interest expense | $2,055,000 | 810 |
| Net interest income | $4,413,000 | 1,266 |
| Provision for loan and lease losses | $1,475,000 | 660 |
| Total noninterest income | $812,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $577,000 | 625 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $235,000 | 2,240 |
| Total noninterest expense | $4,414,000 | 1,140 |
| Salaries and employee benefits | $1,764,000 | 1,436 |
| Premises and equipment expense | $509,000 | 1,283 |
| Additional noninterest expense | $2,141,000 | 831 |
| Pre-tax net operating income | $-664,000 | 7,162 |
| Securities gains (losses) | $214,000 | 323 |
| Applicable income taxes | $-112,000 | 7,301 |
| Income before extraordinary items | $-338,000 | 7,026 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-338,000 | 7,026 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-338,000 | 7,026 |
| Net charge-offs | $1,347,000 | 700 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-498,500 | 7,120 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $29,752,000 | 1,032 |
| Total interest expense | $11,989,000 | 666 |
| Net interest income | $17,763,000 | 1,271 |
| Provision for loan and lease losses | $9,447,000 | 699 |
| Total noninterest income | $2,492,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,731,000 | 549 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-239,000 | 7,303 |
| Total noninterest expense | $18,432,000 | 1,082 |
| Salaries and employee benefits | $7,117,000 | 1,381 |
| Premises and equipment expense | $2,107,000 | 1,227 |
| Additional noninterest expense | $9,208,000 | 808 |
| Pre-tax net operating income | $-7,624,000 | 7,260 |
| Securities gains (losses) | $2,880,000 | 182 |
| Applicable income taxes | $-1,965,000 | 7,451 |
| Income before extraordinary items | $-2,779,000 | 6,968 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,779,000 | 6,968 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,779,000 | 6,969 |
| Net charge-offs | $5,545,000 | 933 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,622,200 | 7,127 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,917,000 | 1,019 |
| Total interest expense | $9,604,000 | 647 |
| Net interest income | $13,313,000 | 1,275 |
| Provision for loan and lease losses | $7,917,000 | 605 |
| Total noninterest income | $1,185,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,071,000 | 556 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-886,000 | 7,642 |
| Total noninterest expense | $13,939,000 | 1,056 |
| Salaries and employee benefits | $5,421,000 | 1,359 |
| Premises and equipment expense | $1,578,000 | 1,246 |
| Additional noninterest expense | $6,940,000 | 784 |
| Pre-tax net operating income | $-7,358,000 | 7,483 |
| Securities gains (losses) | $2,877,000 | 149 |
| Applicable income taxes | $-1,755,000 | 7,585 |
| Income before extraordinary items | $-2,726,000 | 7,242 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,726,000 | 7,242 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,726,000 | 7,242 |
| Net charge-offs | $4,157,000 | 894 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,567,280 | 7,381 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,741,000 | 996 |
| Total interest expense | $6,689,000 | 638 |
| Net interest income | $9,052,000 | 1,261 |
| Provision for loan and lease losses | $4,416,000 | 709 |
| Total noninterest income | $1,110,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,363,000 | 564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-253,000 | 7,627 |
| Total noninterest expense | $9,285,000 | 1,064 |
| Salaries and employee benefits | $3,601,000 | 1,377 |
| Premises and equipment expense | $1,054,000 | 1,253 |
| Additional noninterest expense | $4,630,000 | 774 |
| Pre-tax net operating income | $-3,539,000 | 7,447 |
| Securities gains (losses) | $1,845,000 | 148 |
| Applicable income taxes | $-811,000 | 7,577 |
| Income before extraordinary items | $-883,000 | 7,043 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-883,000 | 7,043 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-883,000 | 7,043 |
| Net charge-offs | $2,315,000 | 1,015 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,063,800 | 7,340 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,733,000 | 1,038 |
| Total interest expense | $3,502,000 | 648 |
| Net interest income | $4,231,000 | 1,358 |
| Provision for loan and lease losses | $1,030,000 | 1,149 |
| Total noninterest income | $370,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $647,000 | 595 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-277,000 | 7,828 |
| Total noninterest expense | $4,612,000 | 1,081 |
| Salaries and employee benefits | $1,830,000 | 1,365 |
| Premises and equipment expense | $536,000 | 1,276 |
| Additional noninterest expense | $2,246,000 | 800 |
| Pre-tax net operating income | $-1,041,000 | 7,424 |
| Securities gains (losses) | $499,000 | 255 |
| Applicable income taxes | $-245,000 | 7,596 |
| Income before extraordinary items | $-297,000 | 7,073 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-297,000 | 7,074 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-297,000 | 7,073 |
| Net charge-offs | $714,000 | 1,312 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-616,360 | 7,306 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,664,000 | 948 |
| Total interest expense | $17,354,000 | 666 |
| Net interest income | $18,310,000 | 1,221 |
| Provision for loan and lease losses | $9,376,000 | 922 |
| Total noninterest income | $4,431,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,968,000 | 564 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,463,000 | 1,678 |
| Total noninterest expense | $38,373,000 | 556 |
| Salaries and employee benefits | $7,954,000 | 1,235 |
| Premises and equipment expense | $2,404,000 | 1,138 |
| Additional noninterest expense | $28,015,000 | 339 |
| Pre-tax net operating income | $-25,008,000 | 7,767 |
| Securities gains (losses) | $1,462,000 | 357 |
| Applicable income taxes | $-3,349,000 | 7,647 |
| Income before extraordinary items | $-20,197,000 | 7,739 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-20,197,000 | 7,737 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-20,197,000 | 7,737 |
| Net charge-offs | $7,173,000 | 878 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-21,454,320 | 7,758 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,663,000 | 936 |
| Total interest expense | $13,372,000 | 686 |
| Net interest income | $14,291,000 | 1,158 |
| Provision for loan and lease losses | $7,307,000 | 793 |
| Total noninterest income | $3,443,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,199,000 | 573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,244,000 | 1,580 |
| Total noninterest expense | $14,729,000 | 1,040 |
| Salaries and employee benefits | $6,022,000 | 1,248 |
| Premises and equipment expense | $1,985,000 | 1,037 |
| Additional noninterest expense | $6,722,000 | 840 |
| Pre-tax net operating income | $-4,302,000 | 7,444 |
| Securities gains (losses) | $689,000 | 536 |
| Applicable income taxes | $-1,395,000 | 7,642 |
| Income before extraordinary items | $-2,218,000 | 7,232 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,218,000 | 7,230 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,218,000 | 7,231 |
| Net charge-offs | $4,202,000 | 944 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,658,960 | 7,305 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,732,000 | 938 |
| Total interest expense | $8,977,000 | 718 |
| Net interest income | $9,755,000 | 1,139 |
| Provision for loan and lease losses | $4,546,000 | 803 |
| Total noninterest income | $2,256,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,421,000 | 584 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $835,000 | 1,595 |
| Total noninterest expense | $10,063,000 | 1,042 |
| Salaries and employee benefits | $4,086,000 | 1,241 |
| Premises and equipment expense | $1,405,000 | 998 |
| Additional noninterest expense | $4,572,000 | 836 |
| Pre-tax net operating income | $-2,598,000 | 7,508 |
| Securities gains (losses) | $689,000 | 393 |
| Applicable income taxes | $-115,000 | 7,181 |
| Income before extraordinary items | $-1,794,000 | 7,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,794,000 | 7,415 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,794,000 | 7,414 |
| Net charge-offs | $1,357,000 | 1,413 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,441,660 | 7,577 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,618,000 | 922 |
| Total interest expense | $4,509,000 | 739 |
| Net interest income | $5,109,000 | 1,067 |
| Provision for loan and lease losses | $818,000 | 1,329 |
| Total noninterest income | $1,093,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $676,000 | 603 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $417,000 | 1,575 |
| Total noninterest expense | $4,906,000 | 1,029 |
| Salaries and employee benefits | $2,122,000 | 1,211 |
| Premises and equipment expense | $659,000 | 1,083 |
| Additional noninterest expense | $2,125,000 | 788 |
| Pre-tax net operating income | $478,000 | 2,464 |
| Securities gains (losses) | $285,000 | 520 |
| Applicable income taxes | $213,000 | 1,385 |
| Income before extraordinary items | $550,000 | 1,950 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $550,000 | 1,952 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $550,000 | 1,952 |
| Net charge-offs | $275,000 | 1,856 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $344,800 | 2,720 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,047,000 | 878 |
| Total interest expense | $20,818,000 | 754 |
| Net interest income | $22,229,000 | 964 |
| Provision for loan and lease losses | $1,871,000 | 1,887 |
| Total noninterest income | $4,693,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,094,000 | 558 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,599,000 | 1,527 |
| Total noninterest expense | $20,196,000 | 986 |
| Salaries and employee benefits | $8,498,000 | 1,169 |
| Premises and equipment expense | $2,303,000 | 1,194 |
| Additional noninterest expense | $9,395,000 | 717 |
| Pre-tax net operating income | $4,855,000 | 1,129 |
| Securities gains (losses) | $-5,884,000 | 8,106 |
| Applicable income taxes | $-746,000 | 7,619 |
| Income before extraordinary items | $-283,000 | 6,558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-283,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,419,000 | 1,611 |
| Cash dividends | $4,106,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,482,760 | 1,273 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,853,000 | 2,853 |
| Total interest expense | $4,775,000 | 2,478 |
| Net interest income | $5,078,000 | 3,164 |
| Provision for loan and lease losses | $661,000 | 2,333 |
| Total noninterest income | $1,026,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $618,000 | 2,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $408,000 | 3,148 |
| Total noninterest expense | $3,483,000 | 3,770 |
| Salaries and employee benefits | $1,745,000 | 4,013 |
| Premises and equipment expense | $321,000 | 4,917 |
| Additional noninterest expense | $1,417,000 | 2,921 |
| Pre-tax net operating income | $1,960,000 | 2,341 |
| Securities gains (losses) | $-1,788,000 | 8,030 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $163,000 | 5,875 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $163,000 | 5,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,107 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,861,600 | 1,997 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 2,809 |
| Total interest expense | $3,289,000 | 2,499 |
| Net interest income | $3,485,000 | 3,067 |
| Provision for loan and lease losses | $463,000 | 2,000 |
| Total noninterest income | $665,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $391,000 | 2,171 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $274,000 | 3,178 |
| Total noninterest expense | $2,280,000 | 3,848 |
| Salaries and employee benefits | $1,157,000 | 4,063 |
| Premises and equipment expense | $210,000 | 5,004 |
| Additional noninterest expense | $913,000 | 2,975 |
| Pre-tax net operating income | $1,407,000 | 2,320 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $436,000 | 1,764 |
| Income before extraordinary items | $971,000 | 2,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $971,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,587 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $971,000 | 2,583 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 2,827 |
| Total interest expense | $1,711,000 | 2,561 |
| Net interest income | $1,736,000 | 3,100 |
| Provision for loan and lease losses | $66,000 | 3,374 |
| Total noninterest income | $326,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $224,000 | 1,890 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $1,135,000 | 3,863 |
| Salaries and employee benefits | $581,000 | 4,073 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $456,000 | 2,941 |
| Pre-tax net operating income | $861,000 | 2,026 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $253,000 | 1,674 |
| Income before extraordinary items | $608,000 | 2,287 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $608,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $608,000 | 2,213 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,821,000 | 3,329 |
| Total interest expense | $5,454,000 | 3,241 |
| Net interest income | $6,367,000 | 3,360 |
| Provision for loan and lease losses | $550,000 | 2,187 |
| Total noninterest income | $1,385,000 | 2,849 |
| Gross Fiduciary activities income | $13,000 | 1,218 |
| Service charges on deposit accounts | $958,000 | 1,836 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $414,000 | 3,673 |
| Total noninterest expense | $4,631,000 | 3,675 |
| Salaries and employee benefits | $2,365,000 | 3,885 |
| Premises and equipment expense | $442,000 | 4,727 |
| Additional noninterest expense | $1,824,000 | 2,895 |
| Pre-tax net operating income | $2,571,000 | 2,764 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $784,000 | 2,163 |
| Income before extraordinary items | $1,787,000 | 3,057 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,787,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,276 |
| Cash dividends | $3,172,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,787,000 | 3,053 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,525,000 | 3,439 |
| Total interest expense | $3,837,000 | 3,411 |
| Net interest income | $4,688,000 | 3,403 |
| Provision for loan and lease losses | $258,000 | 2,563 |
| Total noninterest income | $1,024,000 | 2,864 |
| Gross Fiduciary activities income | $13,000 | 1,145 |
| Service charges on deposit accounts | $703,000 | 1,851 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $308,000 | 3,690 |
| Total noninterest expense | $3,426,000 | 3,689 |
| Salaries and employee benefits | $1,737,000 | 3,926 |
| Premises and equipment expense | $331,000 | 4,723 |
| Additional noninterest expense | $1,358,000 | 2,854 |
| Pre-tax net operating income | $2,028,000 | 2,801 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $627,000 | 2,223 |
| Income before extraordinary items | $1,401,000 | 3,122 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,401,000 | 3,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,842 |
| Cash dividends | $2,485,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,401,000 | 3,104 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 3,482 |
| Total interest expense | $2,489,000 | 3,467 |
| Net interest income | $3,136,000 | 3,423 |
| Provision for loan and lease losses | $206,000 | 2,121 |
| Total noninterest income | $661,000 | 2,941 |
| Gross Fiduciary activities income | $13,000 | 1,102 |
| Service charges on deposit accounts | $450,000 | 1,920 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $198,000 | 3,800 |
| Total noninterest expense | $2,270,000 | 3,739 |
| Salaries and employee benefits | $1,145,000 | 3,989 |
| Premises and equipment expense | $220,000 | 4,737 |
| Additional noninterest expense | $905,000 | 2,869 |
| Pre-tax net operating income | $1,321,000 | 2,921 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $395,000 | 2,394 |
| Income before extraordinary items | $926,000 | 3,181 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $926,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,601 |
| Cash dividends | $2,485,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $926,000 | 3,167 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 3,459 |
| Total interest expense | $1,234,000 | 3,465 |
| Net interest income | $1,577,000 | 3,406 |
| Provision for loan and lease losses | $72,000 | 2,558 |
| Total noninterest income | $313,000 | 3,032 |
| Gross Fiduciary activities income | $13,000 | 1,015 |
| Service charges on deposit accounts | $194,000 | 2,101 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $1,123,000 | 3,769 |
| Salaries and employee benefits | $569,000 | 4,031 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $444,000 | 2,896 |
| Pre-tax net operating income | $695,000 | 2,819 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $205,000 | 2,368 |
| Income before extraordinary items | $490,000 | 3,074 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $490,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,271 |
| Cash dividends | $2,117,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $490,000 | 3,053 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,662,000 | 3,410 |
| Total interest expense | $4,590,000 | 3,255 |
| Net interest income | $6,072,000 | 3,490 |
| Provision for loan and lease losses | $-33,000 | 8,366 |
| Total noninterest income | $1,194,000 | 3,134 |
| Gross Fiduciary activities income | $4,000 | 1,374 |
| Service charges on deposit accounts | $886,000 | 1,939 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $304,000 | 4,266 |
| Total noninterest expense | $4,479,000 | 3,636 |
| Salaries and employee benefits | $2,307,000 | 3,842 |
| Premises and equipment expense | $451,000 | 4,561 |
| Additional noninterest expense | $1,721,000 | 2,940 |
| Pre-tax net operating income | $2,820,000 | 2,892 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $856,000 | 2,381 |
| Income before extraordinary items | $1,964,000 | 3,138 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,964,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,342 |
| Cash dividends | $1,951,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,964,000 | 3,126 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,854,000 | 3,424 |
| Total interest expense | $3,372,000 | 3,204 |
| Net interest income | $4,482,000 | 3,556 |
| Provision for loan and lease losses | $-157,000 | 8,604 |
| Total noninterest income | $897,000 | 3,146 |
| Gross Fiduciary activities income | $4,000 | 1,314 |
| Service charges on deposit accounts | $671,000 | 1,923 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $222,000 | 4,316 |
| Total noninterest expense | $3,296,000 | 3,696 |
| Salaries and employee benefits | $1,657,000 | 3,951 |
| Premises and equipment expense | $340,000 | 4,548 |
| Additional noninterest expense | $1,299,000 | 2,905 |
| Pre-tax net operating income | $2,240,000 | 2,885 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $665,000 | 2,444 |
| Income before extraordinary items | $1,575,000 | 3,097 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,575,000 | 3,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,964 |
| Cash dividends | $1,069,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,575,000 | 3,088 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 3,407 |
| Total interest expense | $2,211,000 | 3,133 |
| Net interest income | $2,975,000 | 3,570 |
| Provision for loan and lease losses | $-179,000 | 8,659 |
| Total noninterest income | $636,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $449,000 | 1,905 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 3,871 |
| Total noninterest expense | $2,192,000 | 3,714 |
| Salaries and employee benefits | $1,094,000 | 3,998 |
| Premises and equipment expense | $233,000 | 4,466 |
| Additional noninterest expense | $865,000 | 2,923 |
| Pre-tax net operating income | $1,598,000 | 2,751 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $477,000 | 2,387 |
| Income before extraordinary items | $1,121,000 | 2,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,121,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 1,804 |
| Cash dividends | $1,069,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,121,000 | 2,928 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 3,375 |
| Total interest expense | $1,088,000 | 3,046 |
| Net interest income | $1,475,000 | 3,586 |
| Provision for loan and lease losses | $-51,000 | 8,630 |
| Total noninterest income | $316,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $214,000 | 1,929 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,669 |
| Total noninterest expense | $1,089,000 | 3,757 |
| Salaries and employee benefits | $549,000 | 4,004 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $416,000 | 3,007 |
| Pre-tax net operating income | $753,000 | 2,820 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $226,000 | 2,433 |
| Income before extraordinary items | $527,000 | 3,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,351 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $527,000 | 3,018 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,477,000 | 3,296 |
| Total interest expense | $3,546,000 | 2,909 |
| Net interest income | $5,931,000 | 3,456 |
| Provision for loan and lease losses | $88,000 | 5,023 |
| Total noninterest income | $1,175,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $874,000 | 1,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $301,000 | 4,327 |
| Total noninterest expense | $3,974,000 | 3,879 |
| Salaries and employee benefits | $2,086,000 | 4,003 |
| Premises and equipment expense | $401,000 | 4,846 |
| Additional noninterest expense | $1,487,000 | 3,252 |
| Pre-tax net operating income | $3,044,000 | 2,725 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $858,000 | 2,495 |
| Income before extraordinary items | $2,183,000 | 2,870 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,183,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,884 |
| Cash dividends | $445,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,185,160 | 2,835 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 3,351 |
| Total interest expense | $2,518,000 | 2,917 |
| Net interest income | $4,271,000 | 3,567 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $897,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $662,000 | 1,938 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 4,241 |
| Total noninterest expense | $2,973,000 | 3,862 |
| Salaries and employee benefits | $1,591,000 | 3,916 |
| Premises and equipment expense | $285,000 | 5,008 |
| Additional noninterest expense | $1,097,000 | 3,268 |
| Pre-tax net operating income | $2,045,000 | 3,005 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $575,000 | 2,712 |
| Income before extraordinary items | $1,467,000 | 3,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,467,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,666 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,469,160 | 3,140 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 3,344 |
| Total interest expense | $1,643,000 | 2,827 |
| Net interest income | $2,805,000 | 3,596 |
| Provision for loan and lease losses | $235,000 | 1,900 |
| Total noninterest income | $594,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $427,000 | 1,963 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $167,000 | 4,088 |
| Total noninterest expense | $1,961,000 | 3,868 |
| Salaries and employee benefits | $1,066,000 | 3,888 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $713,000 | 3,322 |
| Pre-tax net operating income | $1,203,000 | 3,243 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $335,000 | 2,906 |
| Income before extraordinary items | $864,000 | 3,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $864,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,419 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $866,880 | 3,397 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 3,354 |
| Total interest expense | $791,000 | 2,814 |
| Net interest income | $1,393,000 | 3,625 |
| Provision for loan and lease losses | $27,000 | 4,321 |
| Total noninterest income | $287,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $197,000 | 2,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $951,000 | 3,996 |
| Salaries and employee benefits | $525,000 | 3,945 |
| Premises and equipment expense | $86,000 | 5,371 |
| Additional noninterest expense | $340,000 | 3,447 |
| Pre-tax net operating income | $702,000 | 2,856 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $503,000 | 3,034 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $503,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $503,000 | 2,994 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,098,000 | 3,381 |
| Total interest expense | $2,389,000 | 3,159 |
| Net interest income | $5,709,000 | 3,425 |
| Provision for loan and lease losses | $243,000 | 3,299 |
| Total noninterest income | $1,304,000 | 2,951 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $851,000 | 2,024 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $451,000 | 3,505 |
| Total noninterest expense | $3,883,000 | 3,859 |
| Salaries and employee benefits | $2,114,000 | 3,815 |
| Premises and equipment expense | $411,000 | 4,670 |
| Additional noninterest expense | $1,358,000 | 3,392 |
| Pre-tax net operating income | $2,887,000 | 2,678 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $857,000 | 2,410 |
| Income before extraordinary items | $2,027,000 | 2,877 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,027,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $751,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,029,100 | 2,812 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 3,399 |
| Total interest expense | $1,682,000 | 3,272 |
| Net interest income | $4,297,000 | 3,401 |
| Provision for loan and lease losses | $186,000 | 3,114 |
| Total noninterest income | $990,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $643,000 | 2,034 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $347,000 | 3,451 |
| Total noninterest expense | $2,893,000 | 3,826 |
| Salaries and employee benefits | $1,594,000 | 3,775 |
| Premises and equipment expense | $305,000 | 4,702 |
| Additional noninterest expense | $994,000 | 3,447 |
| Pre-tax net operating income | $2,208,000 | 2,647 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $651,000 | 2,430 |
| Income before extraordinary items | $1,554,000 | 2,868 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,554,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,115 |
| Cash dividends | $389,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,556,100 | 2,792 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 3,418 |
| Total interest expense | $1,106,000 | 3,286 |
| Net interest income | $2,839,000 | 3,419 |
| Provision for loan and lease losses | $119,000 | 3,235 |
| Total noninterest income | $657,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $417,000 | 2,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 3,401 |
| Total noninterest expense | $1,901,000 | 3,901 |
| Salaries and employee benefits | $1,052,000 | 3,832 |
| Premises and equipment expense | $199,000 | 4,771 |
| Additional noninterest expense | $650,000 | 3,507 |
| Pre-tax net operating income | $1,476,000 | 2,623 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $424,000 | 2,460 |
| Income before extraordinary items | $1,049,000 | 2,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,049,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $389,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,051,130 | 2,743 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 3,471 |
| Total interest expense | $555,000 | 3,324 |
| Net interest income | $1,382,000 | 3,476 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $343,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $202,000 | 2,061 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $141,000 | 3,047 |
| Total noninterest expense | $958,000 | 3,891 |
| Salaries and employee benefits | $528,000 | 3,833 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $331,000 | 3,461 |
| Pre-tax net operating income | $767,000 | 2,510 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $217,000 | 2,435 |
| Income before extraordinary items | $550,000 | 2,713 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $550,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,748 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $550,000 | 2,615 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 3,631 |
| Total interest expense | $2,634,000 | 3,214 |
| Net interest income | $4,804,000 | 3,793 |
| Provision for loan and lease losses | $173,000 | 4,345 |
| Total noninterest income | $1,261,000 | 3,195 |
| Gross Fiduciary activities income | $3,000 | 1,497 |
| Service charges on deposit accounts | $776,000 | 2,167 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $482,000 | 3,649 |
| Total noninterest expense | $3,703,000 | 3,925 |
| Salaries and employee benefits | $2,045,000 | 3,853 |
| Premises and equipment expense | $414,000 | 4,625 |
| Additional noninterest expense | $1,244,000 | 3,631 |
| Pre-tax net operating income | $2,189,000 | 3,183 |
| Securities gains (losses) | $135,000 | 1,630 |
| Applicable income taxes | $651,000 | 2,917 |
| Income before extraordinary items | $1,673,000 | 3,280 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,673,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,413 |
| Cash dividends | $3,097,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,575,800 | 3,273 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 3,668 |
| Total interest expense | $2,065,000 | 3,205 |
| Net interest income | $3,533,000 | 3,876 |
| Provision for loan and lease losses | $74,000 | 5,257 |
| Total noninterest income | $957,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $576,000 | 2,203 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $381,000 | 3,620 |
| Total noninterest expense | $2,770,000 | 3,918 |
| Salaries and employee benefits | $1,538,000 | 3,837 |
| Premises and equipment expense | $305,000 | 4,655 |
| Additional noninterest expense | $927,000 | 3,624 |
| Pre-tax net operating income | $1,646,000 | 3,303 |
| Securities gains (losses) | $135,000 | 1,497 |
| Applicable income taxes | $482,000 | 3,098 |
| Income before extraordinary items | $1,299,000 | 3,284 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,299,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,290 |
| Cash dividends | $2,491,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,200,450 | 3,334 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,712 |
| Total interest expense | $1,428,000 | 3,201 |
| Net interest income | $2,282,000 | 3,978 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $624,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $375,000 | 2,208 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $249,000 | 3,634 |
| Total noninterest expense | $1,837,000 | 3,932 |
| Salaries and employee benefits | $1,012,000 | 3,870 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $624,000 | 3,596 |
| Pre-tax net operating income | $1,033,000 | 3,447 |
| Securities gains (losses) | $27,000 | 2,433 |
| Applicable income taxes | $294,000 | 3,281 |
| Income before extraordinary items | $766,000 | 3,629 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $766,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $2,491,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $746,560 | 3,492 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 3,673 |
| Total interest expense | $753,000 | 3,108 |
| Net interest income | $1,153,000 | 3,948 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $293,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 2,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $115,000 | 3,679 |
| Total noninterest expense | $908,000 | 3,967 |
| Salaries and employee benefits | $502,000 | 3,887 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $304,000 | 3,622 |
| Pre-tax net operating income | $538,000 | 3,336 |
| Securities gains (losses) | $27,000 | 1,749 |
| Applicable income taxes | $156,000 | 3,152 |
| Income before extraordinary items | $409,000 | 3,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $389,560 | 3,354 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 3,547 |
| Total interest expense | $3,430,000 | 3,165 |
| Net interest income | $4,866,000 | 3,746 |
| Provision for loan and lease losses | $879,000 | 1,513 |
| Total noninterest income | $1,088,000 | 3,296 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $806,000 | 1,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 4,391 |
| Total noninterest expense | $3,448,000 | 4,019 |
| Salaries and employee benefits | $1,902,000 | 3,909 |
| Premises and equipment expense | $393,000 | 4,715 |
| Additional noninterest expense | $1,153,000 | 3,735 |
| Pre-tax net operating income | $1,627,000 | 3,893 |
| Securities gains (losses) | $80,000 | 1,959 |
| Applicable income taxes | $452,000 | 3,655 |
| Income before extraordinary items | $1,255,000 | 3,958 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,255,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $835,000 | 1,122 |
| Cash dividends | $1,281,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,195,800 | 3,989 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,923,000 | 3,331 |
| Total interest expense | $4,708,000 | 3,326 |
| Net interest income | $5,215,000 | 3,325 |
| Provision for loan and lease losses | $190,000 | 4,243 |
| Total noninterest income | $945,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $672,000 | 2,229 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $273,000 | 4,316 |
| Total noninterest expense | $3,290,000 | 4,029 |
| Salaries and employee benefits | $1,888,000 | 3,754 |
| Premises and equipment expense | $372,000 | 4,827 |
| Additional noninterest expense | $1,030,000 | 3,968 |
| Pre-tax net operating income | $2,680,000 | 2,526 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $839,000 | 2,347 |
| Income before extraordinary items | $1,841,000 | 2,726 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,841,000 | 2,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $2,058,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,841,000 | 2,633 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,216,000 | 3,336 |
| Total interest expense | $4,602,000 | 3,554 |
| Net interest income | $5,614,000 | 3,144 |
| Provision for loan and lease losses | $216,000 | 3,567 |
| Total noninterest income | $764,000 | 3,766 |
| Gross Fiduciary activities income | $1,000 | 1,318 |
| Service charges on deposit accounts | $570,000 | 2,390 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $193,000 | 4,880 |
| Total noninterest expense | $3,048,000 | 4,176 |
| Salaries and employee benefits | $1,725,000 | 3,904 |
| Premises and equipment expense | $330,000 | 5,139 |
| Additional noninterest expense | $993,000 | 4,018 |
| Pre-tax net operating income | $3,114,000 | 2,323 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $994,000 | 2,134 |
| Income before extraordinary items | $2,120,000 | 2,418 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,120,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,946 |
| Cash dividends | $1,507,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,120,000 | 2,424 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,999,000 | 3,537 |
| Total interest expense | $3,785,000 | 3,760 |
| Net interest income | $5,214,000 | 3,330 |
| Provision for loan and lease losses | $389,000 | 2,161 |
| Total noninterest income | $875,000 | 3,405 |
| Gross Fiduciary activities income | $1,000 | 1,355 |
| Service charges on deposit accounts | $547,000 | 2,433 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $327,000 | 3,827 |
| Total noninterest expense | $3,027,000 | 4,179 |
| Salaries and employee benefits | $1,680,000 | 3,964 |
| Premises and equipment expense | $332,000 | 5,151 |
| Additional noninterest expense | $1,015,000 | 3,980 |
| Pre-tax net operating income | $2,673,000 | 2,648 |
| Securities gains (losses) | $33,000 | 1,148 |
| Applicable income taxes | $834,000 | 2,553 |
| Income before extraordinary items | $1,872,000 | 2,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,872,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $629,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,849,230 | 2,723 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 3,706 |
| Total interest expense | $3,696,000 | 3,944 |
| Net interest income | $4,823,000 | 3,522 |
| Provision for loan and lease losses | $109,000 | 4,942 |
| Total noninterest income | $869,000 | 3,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $568,000 | 2,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 4,018 |
| Total noninterest expense | $3,046,000 | 4,059 |
| Salaries and employee benefits | $1,650,000 | 3,939 |
| Premises and equipment expense | $379,000 | 4,607 |
| Additional noninterest expense | $1,017,000 | 3,903 |
| Pre-tax net operating income | $2,537,000 | 2,745 |
| Securities gains (losses) | $21,000 | 2,394 |
| Applicable income taxes | $803,000 | 2,735 |
| Income before extraordinary items | $1,755,000 | 2,850 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,755,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,991 |
| Cash dividends | $504,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,740,510 | 2,787 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,628,000 | 4,148 |
| Total interest expense | $3,147,000 | 4,522 |
| Net interest income | $4,481,000 | 3,828 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $862,000 | 3,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $591,000 | 2,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,163 |
| Total noninterest expense | $2,838,000 | 4,280 |
| Salaries and employee benefits | $1,498,000 | 4,260 |
| Premises and equipment expense | $364,000 | 4,761 |
| Additional noninterest expense | $976,000 | 4,000 |
| Pre-tax net operating income | $2,370,000 | 3,053 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $739,000 | 3,110 |
| Income before extraordinary items | $1,631,000 | 3,106 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,631,000 | 3,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $1,262,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,631,000 | 3,047 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,365,000 | 4,372 |
| Total interest expense | $3,206,000 | 4,511 |
| Net interest income | $4,159,000 | 4,187 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $885,000 | 3,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $660,000 | 2,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,864 |
| Total noninterest expense | $2,796,000 | 4,566 |
| Salaries and employee benefits | $1,528,000 | 4,245 |
| Premises and equipment expense | $356,000 | 4,970 |
| Additional noninterest expense | $912,000 | 4,708 |
| Pre-tax net operating income | $2,152,000 | 3,220 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $667,000 | 3,291 |
| Income before extraordinary items | $1,485,000 | 3,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,485,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $1,486,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,485,000 | 3,178 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,236,000 | 4,429 |
| Total interest expense | $3,355,000 | 4,319 |
| Net interest income | $3,881,000 | 4,425 |
| Provision for loan and lease losses | $-92,000 | 11,688 |
| Total noninterest income | $744,000 | 3,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,903 |
| Total noninterest expense | $2,638,000 | 4,764 |
| Salaries and employee benefits | $1,373,000 | 4,641 |
| Premises and equipment expense | $333,000 | 5,214 |
| Additional noninterest expense | $932,000 | 4,619 |
| Pre-tax net operating income | $2,079,000 | 3,367 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $653,000 | 3,432 |
| Income before extraordinary items | $1,426,000 | 3,399 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,426,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $444,000 | 3,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,426,000 | 3,374 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 4,877 |
| Total interest expense | $2,374,000 | 4,850 |
| Net interest income | $3,610,000 | 4,811 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $783,000 | 3,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $544,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,715 |
| Total noninterest expense | $2,733,000 | 4,787 |
| Salaries and employee benefits | $1,421,000 | 4,494 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $1,006,000 | 4,686 |
| Pre-tax net operating income | $1,658,000 | 4,044 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $494,000 | 4,087 |
| Income before extraordinary items | $1,164,000 | 3,971 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,164,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $356,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,164,000 | 4,014 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 5,223 |
| Total interest expense | $2,295,000 | 5,174 |
| Net interest income | $3,338,000 | 5,168 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $783,000 | 4,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,614 |
| Total noninterest expense | $2,637,000 | 5,035 |
| Salaries and employee benefits | $1,390,000 | 4,584 |
| Premises and equipment expense | $304,000 | 5,786 |
| Additional noninterest expense | $943,000 | 5,174 |
| Pre-tax net operating income | $1,454,000 | 4,444 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $993,000 | 4,737 |
| Extraordinary gains, net | $-36,000 | 12,608 |
| Net income | $957,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $1,583,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $993,000 | 4,488 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 5,048 |
| Total interest expense | $3,154,000 | 4,943 |
| Net interest income | $3,491,000 | 5,021 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $823,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $585,000 | 2,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $2,798,000 | 4,819 |
| Salaries and employee benefits | $1,530,000 | 4,156 |
| Premises and equipment expense | $276,000 | 6,348 |
| Additional noninterest expense | $992,000 | 5,080 |
| Pre-tax net operating income | $1,396,000 | 4,322 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $365,000 | 5,150 |
| Income before extraordinary items | $1,031,000 | 4,365 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,031,000 | 4,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 5,631 |
| Cash dividends | $1,325,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,031,000 | 4,062 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.