Home > United Bank of Union > Income and Expense

United Bank of Union, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,694,0001,503
Total interest expense$8,883,0001,408
Net interest income$18,811,0001,513
Provision for loan and lease losses$1,608,000617
Total noninterest income$1,870,0002,086
Gross Fiduciary activities income$0981
Service charges on deposit accounts$365,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$1,505,0001,883
Total noninterest expense$13,074,0001,701
Salaries and employee benefits$6,692,0001,823
Premises and equipment expense$1,091,0001,925
Additional noninterest expense$1,505,0001,883
Pre-tax net operating income$5,999,0001,718
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$5,999,0001,525
Extraordinary gains, net$054
Net income$5,999,0001,540
Minority interest net income$088
Net income of bank and minority interests.$5,999,0001,528
Net charge-offs$1,013,000526
Cash dividends$5,078,000798
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,999,0001,550
2023-09-30 (YTD Data)Rank
Total interest income$19,879,0001,514
Total interest expense$5,923,0001,420
Net interest income$13,956,0001,537
Provision for loan and lease losses$1,028,000644
Total noninterest income$1,441,0002,058
Gross Fiduciary activities income$0950
Service charges on deposit accounts$274,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$1,167,0001,840
Total noninterest expense$9,692,0001,710
Salaries and employee benefits$5,009,0001,826
Premises and equipment expense$812,0001,941
Additional noninterest expense$1,167,0001,840
Pre-tax net operating income$4,677,0001,736
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$4,677,0001,536
Extraordinary gains, net$052
Net income$4,677,0001,548
Minority interest net income$081
Net income of bank and minority interests.$4,677,0001,536
Net charge-offs$434,000622
Cash dividends$3,669,000775
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,677,0001,559
2023-06-30 (YTD Data)Rank
Total interest income$12,701,0001,532
Total interest expense$3,378,0001,451
Net interest income$9,323,0001,549
Provision for loan and lease losses$578,000717
Total noninterest income$917,0002,049
Gross Fiduciary activities income$0931
Service charges on deposit accounts$176,0002,024
Trading account gains and feesNANA
Additional Noninterest Income$741,0001,827
Total noninterest expense$6,391,0001,713
Salaries and employee benefits$3,320,0001,831
Premises and equipment expense$537,0001,935
Additional noninterest expense$741,0001,825
Pre-tax net operating income$3,271,0001,661
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,271,0001,463
Extraordinary gains, net$051
Net income$3,271,0001,480
Minority interest net income$081
Net income of bank and minority interests.$3,271,0001,463
Net charge-offs$395,000495
Cash dividends$2,804,000671
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,271,0001,473
2023-03-31 (YTD Data)Rank
Total interest income$6,148,0001,545
Total interest expense$1,421,0001,480
Net interest income$4,727,0001,546
Provision for loan and lease losses$328,000633
Total noninterest income$441,0002,091
Gross Fiduciary activities income$0913
Service charges on deposit accounts$88,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$353,0001,863
Total noninterest expense$3,171,0001,750
Salaries and employee benefits$1,661,0001,861
Premises and equipment expense$273,0001,940
Additional noninterest expense$353,0001,863
Pre-tax net operating income$1,669,0001,666
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,669,0001,480
Extraordinary gains, net$04
Net income$1,669,0001,479
Minority interest net income$048
Net income of bank and minority interests.$1,669,0001,480
Net charge-offs$-7,0003,948
Cash dividends$1,806,000528
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,669,0001,492
2022-12-31 (YTD Data)Rank
Total interest income$18,801,0001,660
Total interest expense$2,339,0001,437
Net interest income$16,462,0001,670
Provision for loan and lease losses$600,0001,102
Total noninterest income$2,180,0001,957
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$412,0001,920
Trading account gains and feesNANA
Additional Noninterest Income$1,768,0001,739
Total noninterest expense$11,298,0001,850
Salaries and employee benefits$5,791,0001,991
Premises and equipment expense$1,134,0001,886
Additional noninterest expense$1,768,0001,739
Pre-tax net operating income$6,744,0001,693
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$6,744,0001,501
Extraordinary gains, net$05
Net income$6,744,0001,500
Minority interest net income$063
Net income of bank and minority interests.$6,744,0001,500
Net charge-offs$-402,0004,568
Cash dividends$3,608,0001,003
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,744,0001,520
2022-09-30 (YTD Data)Rank
Total interest income$13,380,0001,671
Total interest expense$1,386,0001,394
Net interest income$11,994,0001,685
Provision for loan and lease losses$450,0001,008
Total noninterest income$1,777,0001,888
Gross Fiduciary activities income$0968
Service charges on deposit accounts$317,0001,901
Trading account gains and feesNANA
Additional Noninterest Income$1,460,0001,679
Total noninterest expense$8,460,0001,858
Salaries and employee benefits$4,322,0002,003
Premises and equipment expense$854,0001,895
Additional noninterest expense$1,460,0001,679
Pre-tax net operating income$4,861,0001,729
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$4,861,0001,523
Extraordinary gains, net$04
Net income$4,861,0001,522
Minority interest net income$057
Net income of bank and minority interests.$4,861,0001,523
Net charge-offs$-472,0004,621
Cash dividends$2,358,0001,002
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,861,0001,556
2022-06-30 (YTD Data)Rank
Total interest income$8,582,0001,679
Total interest expense$768,0001,402
Net interest income$7,814,0001,692
Provision for loan and lease losses$300,000908
Total noninterest income$1,238,0001,827
Gross Fiduciary activities income$0925
Service charges on deposit accounts$205,0001,934
Trading account gains and feesNANA
Additional Noninterest Income$1,033,0001,650
Total noninterest expense$5,563,0001,861
Salaries and employee benefits$2,825,0002,025
Premises and equipment expense$556,0001,922
Additional noninterest expense$2,182,0001,513
Pre-tax net operating income$3,189,0001,662
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,189,0001,465
Extraordinary gains, net$04
Net income$3,189,0001,464
Minority interest net income$060
Net income of bank and minority interests.$3,189,0001,465
Net charge-offs$2,0001,931
Cash dividends$1,470,0001,069
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,189,0001,502
2022-03-31 (YTD Data)Rank
Total interest income$4,245,0001,648
Total interest expense$359,0001,429
Net interest income$3,886,0001,659
Provision for loan and lease losses$150,000763
Total noninterest income$636,0001,813
Gross Fiduciary activities income$0892
Service charges on deposit accounts$104,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$532,0001,608
Total noninterest expense$2,794,0001,842
Salaries and employee benefits$1,391,0002,031
Premises and equipment expense$287,0001,896
Additional noninterest expense$1,116,0001,459
Pre-tax net operating income$1,578,0001,588
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,578,0001,406
Extraordinary gains, net$04
Net income$1,578,0001,406
Minority interest net income$050
Net income of bank and minority interests.$1,578,0001,406
Net charge-offs$3,0001,472
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,578,0001,422
2021-12-31 (YTD Data)Rank
Total interest income$16,741,0001,716
Total interest expense$1,472,0001,688
Net interest income$15,269,0001,704
Provision for loan and lease losses$850,000694
Total noninterest income$3,577,0001,613
Gross Fiduciary activities income$0994
Service charges on deposit accounts$383,0001,913
Trading account gains and feesNANA
Additional Noninterest Income$3,194,0001,429
Total noninterest expense$11,084,0001,842
Salaries and employee benefits$5,648,0002,014
Premises and equipment expense$1,058,0001,962
Additional noninterest expense$4,378,0001,481
Pre-tax net operating income$6,912,0001,653
Securities gains (losses)$125,000770
Applicable income taxes$03,710
Income before extraordinary items$7,037,0001,499
Extraordinary gains, net$010
Net income$7,037,0001,498
Minority interest net income$074
Net income of bank and minority interests.$7,037,0001,499
Net charge-offs$348,000779
Cash dividends$3,845,000977
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,912,0001,481
2021-09-30 (YTD Data)Rank
Total interest income$12,382,0001,759
Total interest expense$1,140,0001,730
Net interest income$11,242,0001,751
Provision for loan and lease losses$500,000801
Total noninterest income$2,844,0001,601
Gross Fiduciary activities income$0957
Service charges on deposit accounts$271,0001,979
Trading account gains and feesNANA
Additional Noninterest Income$2,573,0001,421
Total noninterest expense$8,339,0001,839
Salaries and employee benefits$4,226,0002,017
Premises and equipment expense$796,0001,987
Additional noninterest expense$3,317,0001,467
Pre-tax net operating income$5,247,0001,695
Securities gains (losses)$125,000721
Applicable income taxes$03,719
Income before extraordinary items$5,372,0001,537
Extraordinary gains, net$08
Net income$5,372,0001,537
Minority interest net income$069
Net income of bank and minority interests.$5,372,0001,537
Net charge-offs$328,000620
Cash dividends$2,373,0001,036
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,247,0001,526
2021-06-30 (YTD Data)Rank
Total interest income$8,198,0001,773
Total interest expense$794,0001,741
Net interest income$7,404,0001,762
Provision for loan and lease losses$350,000796
Total noninterest income$2,033,0001,508
Gross Fiduciary activities income$0951
Service charges on deposit accounts$165,0002,035
Trading account gains and feesNANA
Additional Noninterest Income$1,868,0001,343
Total noninterest expense$5,604,0001,820
Salaries and employee benefits$2,850,0001,990
Premises and equipment expense$518,0002,012
Additional noninterest expense$2,236,0001,441
Pre-tax net operating income$3,483,0001,681
Securities gains (losses)$124,000598
Applicable income taxes$03,702
Income before extraordinary items$3,607,0001,507
Extraordinary gains, net$06
Net income$3,607,0001,507
Minority interest net income$067
Net income of bank and minority interests.$3,607,0001,507
Net charge-offs$49,0001,159
Cash dividends$1,430,0001,096
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,483,0001,515
2021-03-31 (YTD Data)Rank
Total interest income$4,202,0001,735
Total interest expense$415,0001,749
Net interest income$3,787,0001,716
Provision for loan and lease losses$200,000806
Total noninterest income$1,146,0001,406
Gross Fiduciary activities income$0922
Service charges on deposit accounts$85,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$1,061,0001,228
Total noninterest expense$2,853,0001,789
Salaries and employee benefits$1,448,0001,966
Premises and equipment expense$263,0002,009
Additional noninterest expense$1,142,0001,381
Pre-tax net operating income$1,880,0001,593
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,880,0001,453
Extraordinary gains, net$03
Net income$1,880,0001,453
Minority interest net income$055
Net income of bank and minority interests.$1,880,0001,453
Net charge-offs$-29,0004,454
Cash dividends$875,000833
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,880,0001,419
2020-12-31 (YTD Data)Rank
Total interest income$16,814,0001,727
Total interest expense$2,522,0001,693
Net interest income$14,292,0001,719
Provision for loan and lease losses$910,0001,704
Total noninterest income$3,879,0001,496
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$391,0001,920
Trading account gains and feesNANA
Additional Noninterest Income$3,488,0001,318
Total noninterest expense$9,935,0001,971
Salaries and employee benefits$5,331,0002,055
Premises and equipment expense$984,0002,061
Additional noninterest expense$3,620,0001,659
Pre-tax net operating income$7,326,0001,339
Securities gains (losses)$154,0001,162
Applicable income taxes$03,697
Income before extraordinary items$7,480,0001,197
Extraordinary gains, net$04
Net income$7,480,0001,197
Minority interest net income$072
Net income of bank and minority interests.$7,480,0001,197
Net charge-offs$778,000750
Cash dividends$4,552,000815
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,326,0001,183
2020-09-30 (YTD Data)Rank
Total interest income$12,691,0001,727
Total interest expense$2,081,0001,665
Net interest income$10,610,0001,724
Provision for loan and lease losses$500,0001,950
Total noninterest income$2,641,0001,539
Gross Fiduciary activities income$0981
Service charges on deposit accounts$281,0001,974
Trading account gains and feesNANA
Additional Noninterest Income$2,360,0001,355
Total noninterest expense$7,406,0001,956
Salaries and employee benefits$3,935,0002,063
Premises and equipment expense$697,0002,123
Additional noninterest expense$2,774,0001,609
Pre-tax net operating income$5,345,0001,325
Securities gains (losses)$154,0001,019
Applicable income taxes$03,696
Income before extraordinary items$5,499,0001,185
Extraordinary gains, net$04
Net income$5,499,0001,184
Minority interest net income$065
Net income of bank and minority interests.$5,499,0001,185
Net charge-offs$-65,0004,726
Cash dividends$2,416,000957
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,345,0001,171
2020-06-30 (YTD Data)Rank
Total interest income$8,399,0001,753
Total interest expense$1,527,0001,627
Net interest income$6,872,0001,777
Provision for loan and lease losses$200,0002,381
Total noninterest income$1,508,0001,620
Gross Fiduciary activities income$0970
Service charges on deposit accounts$183,0002,023
Trading account gains and feesNANA
Additional Noninterest Income$1,325,0001,419
Total noninterest expense$4,886,0001,962
Salaries and employee benefits$2,585,0002,088
Premises and equipment expense$463,0002,126
Additional noninterest expense$1,838,0001,602
Pre-tax net operating income$3,294,0001,335
Securities gains (losses)$151,000817
Applicable income taxes$03,655
Income before extraordinary items$3,445,0001,176
Extraordinary gains, net$04
Net income$3,445,0001,176
Minority interest net income$065
Net income of bank and minority interests.$3,445,0001,176
Net charge-offs$-21,0004,534
Cash dividends$1,555,000963
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,294,0001,185
2020-03-31 (YTD Data)Rank
Total interest income$4,146,0001,763
Total interest expense$844,0001,630
Net interest income$3,302,0001,778
Provision for loan and lease losses$50,0002,502
Total noninterest income$557,0001,838
Gross Fiduciary activities income$0941
Service charges on deposit accounts$111,0002,014
Trading account gains and feesNANA
Additional Noninterest Income$446,0001,623
Total noninterest expense$2,431,0001,992
Salaries and employee benefits$1,288,0002,107
Premises and equipment expense$241,0002,095
Additional noninterest expense$902,0001,651
Pre-tax net operating income$1,378,0001,411
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,378,0001,281
Extraordinary gains, net$04
Net income$1,378,0001,280
Minority interest net income$056
Net income of bank and minority interests.$1,378,0001,281
Net charge-offs$16,0001,683
Cash dividends$845,000922
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,378,0001,249
2019-12-31 (YTD Data)Rank
Total interest income$16,805,0001,760
Total interest expense$3,814,0001,528
Net interest income$12,991,0001,811
Provision for loan and lease losses$658,0001,263
Total noninterest income$2,364,0001,802
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$472,0002,000
Trading account gains and feesNANA
Additional Noninterest Income$1,892,0001,590
Total noninterest expense$9,069,0002,063
Salaries and employee benefits$4,904,0002,131
Premises and equipment expense$757,0002,420
Additional noninterest expense$3,408,0001,706
Pre-tax net operating income$5,628,0001,611
Securities gains (losses)$31,0001,450
Applicable income taxes$03,859
Income before extraordinary items$5,659,0001,440
Extraordinary gains, net$011
Net income$5,659,0001,442
Minority interest net income$076
Net income of bank and minority interests.$5,659,0001,442
Net charge-offs$339,0001,276
Cash dividends$3,871,000998
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,628,0001,418
2019-09-30 (YTD Data)Rank
Total interest income$12,691,0001,770
Total interest expense$2,895,0001,523
Net interest income$9,796,0001,824
Provision for loan and lease losses$592,0001,026
Total noninterest income$1,695,0001,854
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$349,0002,019
Trading account gains and feesNANA
Additional Noninterest Income$1,346,0001,623
Total noninterest expense$6,839,0002,053
Salaries and employee benefits$3,713,0002,130
Premises and equipment expense$549,0002,492
Additional noninterest expense$2,577,0001,700
Pre-tax net operating income$4,060,0001,710
Securities gains (losses)$30,0001,272
Applicable income taxes$03,902
Income before extraordinary items$4,090,0001,519
Extraordinary gains, net$011
Net income$4,090,0001,520
Minority interest net income$072
Net income of bank and minority interests.$4,090,0001,521
Net charge-offs$399,000864
Cash dividends$3,026,000865
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,060,0001,498
2019-06-30 (YTD Data)Rank
Total interest income$8,433,0001,777
Total interest expense$1,915,0001,517
Net interest income$6,518,0001,836
Provision for loan and lease losses$395,0001,022
Total noninterest income$1,100,0001,857
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$227,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$873,0001,615
Total noninterest expense$4,492,0002,090
Salaries and employee benefits$2,419,0002,175
Premises and equipment expense$268,0003,033
Additional noninterest expense$1,805,0001,647
Pre-tax net operating income$2,731,0001,661
Securities gains (losses)$14,0001,135
Applicable income taxes$03,901
Income before extraordinary items$2,745,0001,485
Extraordinary gains, net$011
Net income$2,745,0001,484
Minority interest net income$069
Net income of bank and minority interests.$2,745,0001,485
Net charge-offs$424,000634
Cash dividends$2,181,000815
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,731,0001,458
2019-03-31 (YTD Data)Rank
Total interest income$4,170,0001,791
Total interest expense$902,0001,545
Net interest income$3,268,0001,845
Provision for loan and lease losses$197,000963
Total noninterest income$512,0001,896
Gross Fiduciary activities income$0972
Service charges on deposit accounts$114,0002,019
Trading account gains and feesNANA
Additional Noninterest Income$398,0001,671
Total noninterest expense$2,274,0002,076
Salaries and employee benefits$1,208,0002,195
Premises and equipment expense$227,0002,217
Additional noninterest expense$839,0001,739
Pre-tax net operating income$1,309,0001,696
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,309,0001,518
Extraordinary gains, net$05
Net income$1,309,0001,518
Minority interest net income$052
Net income of bank and minority interests.$1,309,0001,517
Net charge-offs$166,000693
Cash dividends$1,223,000724
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,309,0001,491
2018-12-31 (YTD Data)Rank
Total interest income$14,916,0001,870
Total interest expense$2,428,0001,687
Net interest income$12,488,0001,879
Provision for loan and lease losses$998,000886
Total noninterest income$2,149,0001,906
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$482,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$1,667,0001,679
Total noninterest expense$8,650,0002,125
Salaries and employee benefits$4,699,0002,205
Premises and equipment expense$850,0002,275
Additional noninterest expense$3,101,0001,864
Pre-tax net operating income$4,989,0001,786
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,989,0001,587
Extraordinary gains, net$06
Net income$4,989,0001,586
Minority interest net income$072
Net income of bank and minority interests.$4,989,0001,586
Net charge-offs$514,000940
Cash dividends$3,223,0001,029
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,989,0001,578
2018-09-30 (YTD Data)Rank
Total interest income$10,833,0001,905
Total interest expense$1,623,0001,762
Net interest income$9,210,0001,911
Provision for loan and lease losses$560,0001,038
Total noninterest income$1,550,0001,968
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$357,0002,076
Trading account gains and feesNANA
Additional Noninterest Income$1,193,0001,748
Total noninterest expense$6,488,0002,125
Salaries and employee benefits$3,531,0002,189
Premises and equipment expense$565,0002,470
Additional noninterest expense$2,392,0001,815
Pre-tax net operating income$3,712,0001,807
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,712,0001,612
Extraordinary gains, net$05
Net income$3,712,0001,611
Minority interest net income$066
Net income of bank and minority interests.$3,712,0001,611
Net charge-offs$462,000746
Cash dividends$2,798,000828
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,712,0001,601
2018-06-30 (YTD Data)Rank
Total interest income$7,001,0001,935
Total interest expense$1,002,0001,773
Net interest income$5,999,0001,953
Provision for loan and lease losses$300,0001,165
Total noninterest income$1,124,0001,874
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$235,0002,077
Trading account gains and feesNANA
Additional Noninterest Income$889,0001,636
Total noninterest expense$4,306,0002,140
Salaries and employee benefits$2,325,0002,227
Premises and equipment expense$367,0002,525
Additional noninterest expense$1,614,0001,803
Pre-tax net operating income$2,517,0001,750
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,517,0001,568
Extraordinary gains, net$06
Net income$2,517,0001,566
Minority interest net income$065
Net income of bank and minority interests.$2,517,0001,567
Net charge-offs$209,000913
Cash dividends$1,974,000789
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,517,0001,550
2018-03-31 (YTD Data)Rank
Total interest income$3,431,0001,957
Total interest expense$468,0001,796
Net interest income$2,963,0001,969
Provision for loan and lease losses$60,0001,880
Total noninterest income$526,0001,931
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$410,0001,689
Total noninterest expense$2,155,0002,154
Salaries and employee benefits$1,148,0002,259
Premises and equipment expense$186,0002,551
Additional noninterest expense$821,0001,773
Pre-tax net operating income$1,274,0001,702
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,274,0001,507
Extraordinary gains, net$07
Net income$1,274,0001,507
Minority interest net income$052
Net income of bank and minority interests.$1,274,0001,507
Net charge-offs$21,0001,639
Cash dividends$824,000833
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,274,0001,496
2017-12-31 (YTD Data)Rank
Total interest income$12,632,0002,043
Total interest expense$1,498,0001,929
Net interest income$11,134,0002,042
Provision for loan and lease losses$405,0001,634
Total noninterest income$2,131,0001,955
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$533,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$1,598,0001,750
Total noninterest expense$8,329,0002,195
Salaries and employee benefits$4,610,0002,231
Premises and equipment expense$757,0002,535
Additional noninterest expense$2,962,0001,953
Pre-tax net operating income$4,531,0001,862
Securities gains (losses)$51,000892
Applicable income taxes$04,135
Income before extraordinary items$4,582,0001,442
Extraordinary gains, net$09
Net income$4,582,0001,441
Minority interest net income$076
Net income of bank and minority interests.$4,582,0001,442
Net charge-offs$516,0001,066
Cash dividends$2,557,0001,163
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,531,0001,440
2017-09-30 (YTD Data)Rank
Total interest income$9,302,0002,072
Total interest expense$1,100,0001,929
Net interest income$8,202,0002,079
Provision for loan and lease losses$405,0001,341
Total noninterest income$1,621,0001,961
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$398,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$1,223,0001,744
Total noninterest expense$6,211,0002,218
Salaries and employee benefits$3,432,0002,252
Premises and equipment expense$580,0002,525
Additional noninterest expense$2,199,0001,966
Pre-tax net operating income$3,207,0001,958
Securities gains (losses)$50,000881
Applicable income taxes$04,172
Income before extraordinary items$3,257,0001,620
Extraordinary gains, net$09
Net income$3,257,0001,620
Minority interest net income$071
Net income of bank and minority interests.$3,257,0001,620
Net charge-offs$476,000836
Cash dividends$2,157,000987
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,207,0001,619
2017-06-30 (YTD Data)Rank
Total interest income$6,093,0002,093
Total interest expense$712,0001,942
Net interest income$5,381,0002,097
Provision for loan and lease losses$330,0001,120
Total noninterest income$1,060,0001,973
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$254,0002,011
Trading account gains and feesNANA
Additional Noninterest Income$806,0001,766
Total noninterest expense$4,143,0002,232
Salaries and employee benefits$2,284,0002,267
Premises and equipment expense$393,0002,514
Additional noninterest expense$1,466,0001,978
Pre-tax net operating income$1,968,0002,052
Securities gains (losses)$21,000972
Applicable income taxes$04,189
Income before extraordinary items$1,989,0001,711
Extraordinary gains, net$011
Net income$1,989,0001,710
Minority interest net income$071
Net income of bank and minority interests.$1,989,0001,711
Net charge-offs$340,000758
Cash dividends$1,358,0001,035
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,968,0001,705
2017-03-31 (YTD Data)Rank
Total interest income$2,992,0002,120
Total interest expense$346,0001,968
Net interest income$2,646,0002,117
Provision for loan and lease losses$165,0001,062
Total noninterest income$520,0001,993
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$125,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$395,0001,763
Total noninterest expense$2,049,0002,263
Salaries and employee benefits$1,133,0002,299
Premises and equipment expense$190,0002,596
Additional noninterest expense$726,0001,984
Pre-tax net operating income$952,0002,034
Securities gains (losses)$33,000423
Applicable income taxes$04,086
Income before extraordinary items$985,0001,692
Extraordinary gains, net$08
Net income$985,0001,692
Minority interest net income$055
Net income of bank and minority interests.$985,0001,692
Net charge-offs$92,000978
Cash dividends$834,000841
Sale, conversion, retirement of capital stock, net$0632
Net operating income$952,0001,720
2016-12-31 (YTD Data)Rank
Total interest income$12,015,0002,079
Total interest expense$1,315,0001,979
Net interest income$10,700,0002,056
Provision for loan and lease losses$810,0001,087
Total noninterest income$2,543,0001,828
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$519,0002,028
Trading account gains and fees$0170
Additional Noninterest Income$2,024,0001,590
Total noninterest expense$8,039,0002,280
Salaries and employee benefits$4,411,0002,311
Premises and equipment expense$777,0002,550
Additional noninterest expense$2,851,0002,065
Pre-tax net operating income$4,394,0001,799
Securities gains (losses)$26,0002,242
Applicable income taxes$04,278
Income before extraordinary items$4,420,0001,534
Extraordinary gains, net$05
Net income$4,420,0001,533
Minority interest net income$082
Net income of bank and minority interests.$4,420,0001,533
Net charge-offs$1,806,000414
Cash dividends$3,174,000975
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,394,0001,508
2016-09-30 (YTD Data)Rank
Total interest income$8,919,0002,089
Total interest expense$1,002,0001,966
Net interest income$7,917,0002,075
Provision for loan and lease losses$645,000966
Total noninterest income$1,962,0001,804
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$387,0002,041
Trading account gains and fees$0169
Additional Noninterest Income$1,575,0001,544
Total noninterest expense$6,016,0002,288
Salaries and employee benefits$3,283,0002,323
Premises and equipment expense$599,0002,510
Additional noninterest expense$2,134,0002,066
Pre-tax net operating income$3,218,0001,854
Securities gains (losses)$26,0002,184
Applicable income taxes$04,325
Income before extraordinary items$3,244,0001,572
Extraordinary gains, net$05
Net income$3,244,0001,571
Minority interest net income$071
Net income of bank and minority interests.$3,244,0001,572
Net charge-offs$1,351,000384
Cash dividends$2,774,000818
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,218,0001,547
2016-06-30 (YTD Data)Rank
Total interest income$5,937,0002,098
Total interest expense$680,0001,952
Net interest income$5,257,0002,092
Provision for loan and lease losses$480,000883
Total noninterest income$1,302,0001,794
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$253,0002,048
Trading account gains and fees$0157
Additional Noninterest Income$1,049,0001,498
Total noninterest expense$3,963,0002,316
Salaries and employee benefits$2,167,0002,349
Premises and equipment expense$391,0002,552
Additional noninterest expense$1,405,0002,097
Pre-tax net operating income$2,116,0001,850
Securities gains (losses)$26,0001,814
Applicable income taxes$04,338
Income before extraordinary items$2,142,0001,562
Extraordinary gains, net$016
Net income$2,142,0001,562
Minority interest net income$071
Net income of bank and minority interests.$2,142,0001,562
Net charge-offs$1,234,000306
Cash dividends$1,940,000793
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,116,0001,540
2016-03-31 (YTD Data)Rank
Total interest income$2,926,0002,121
Total interest expense$351,0001,910
Net interest income$2,575,0002,135
Provision for loan and lease losses$315,000648
Total noninterest income$697,0001,672
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$117,0002,168
Trading account gains and fees$0142
Additional Noninterest Income$580,0001,375
Total noninterest expense$1,995,0002,305
Salaries and employee benefits$1,083,0002,358
Premises and equipment expense$202,0002,526
Additional noninterest expense$710,0002,059
Pre-tax net operating income$962,0001,974
Securities gains (losses)$8,0001,573
Applicable income taxes$04,259
Income before extraordinary items$970,0001,664
Extraordinary gains, net$012
Net income$970,0001,665
Minority interest net income$062
Net income of bank and minority interests.$970,0001,665
Net charge-offs$1,131,000207
Cash dividends$841,000855
Sale, conversion, retirement of capital stock, net$0659
Net operating income$962,0001,640
2015-12-31 (YTD Data)Rank
Total interest income$11,723,0002,067
Total interest expense$1,434,0001,838
Net interest income$10,289,0002,071
Provision for loan and lease losses$781,000988
Total noninterest income$2,333,0001,909
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$531,0002,032
Trading account gains and fees$0159
Additional Noninterest Income$1,802,0001,646
Total noninterest expense$7,849,0002,326
Salaries and employee benefits$4,304,0002,332
Premises and equipment expense$824,0002,499
Additional noninterest expense$2,721,0002,176
Pre-tax net operating income$3,992,0001,868
Securities gains (losses)$-15,0005,908
Applicable income taxes$04,402
Income before extraordinary items$3,977,0001,605
Extraordinary gains, net$023
Net income$3,977,0001,606
Minority interest net income$081
Net income of bank and minority interests.$3,977,0001,606
Net charge-offs$660,000938
Cash dividends$3,278,000908
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,992,0001,574
2015-09-30 (YTD Data)Rank
Total interest income$8,839,0002,075
Total interest expense$1,109,0001,816
Net interest income$7,730,0002,088
Provision for loan and lease losses$210,0001,913
Total noninterest income$1,820,0001,882
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$402,0002,031
Trading account gains and fees$0153
Additional Noninterest Income$1,418,0001,594
Total noninterest expense$5,856,0002,339
Salaries and employee benefits$3,177,0002,364
Premises and equipment expense$625,0002,508
Additional noninterest expense$2,054,0002,152
Pre-tax net operating income$3,484,0001,699
Securities gains (losses)$9,0002,412
Applicable income taxes$04,489
Income before extraordinary items$3,493,0001,449
Extraordinary gains, net$021
Net income$3,493,0001,450
Minority interest net income$078
Net income of bank and minority interests.$3,493,0001,450
Net charge-offs$419,000975
Cash dividends$2,878,000752
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,484,0001,422
2015-06-30 (YTD Data)Rank
Total interest income$5,887,0002,071
Total interest expense$763,0001,773
Net interest income$5,124,0002,095
Provision for loan and lease losses$110,0002,123
Total noninterest income$1,287,0001,807
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$263,0002,020
Trading account gains and fees$0157
Additional Noninterest Income$1,024,0001,535
Total noninterest expense$3,897,0002,359
Salaries and employee benefits$2,096,0002,406
Premises and equipment expense$417,0002,517
Additional noninterest expense$1,384,0002,138
Pre-tax net operating income$2,404,0001,630
Securities gains (losses)$22,0001,669
Applicable income taxes$04,497
Income before extraordinary items$2,426,0001,376
Extraordinary gains, net$022
Net income$2,426,0001,378
Minority interest net income$075
Net income of bank and minority interests.$2,426,0001,377
Net charge-offs$498,000643
Cash dividends$2,036,000684
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,404,0001,350
2015-03-31 (YTD Data)Rank
Total interest income$2,927,0002,077
Total interest expense$391,0001,760
Net interest income$2,536,0002,106
Provision for loan and lease losses$110,0001,351
Total noninterest income$613,0001,850
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$126,0002,075
Trading account gains and fees$0152
Additional Noninterest Income$487,0001,536
Total noninterest expense$1,941,0002,366
Salaries and employee benefits$1,032,0002,454
Premises and equipment expense$212,0002,529
Additional noninterest expense$697,0002,118
Pre-tax net operating income$1,098,0001,712
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,098,0001,462
Extraordinary gains, net$013
Net income$1,098,0001,464
Minority interest net income$064
Net income of bank and minority interests.$1,098,0001,464
Net charge-offs$03,288
Cash dividends$807,000791
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,098,0001,420
2014-12-31 (YTD Data)Rank
Total interest income$12,169,0002,017
Total interest expense$1,663,0001,736
Net interest income$10,506,0002,034
Provision for loan and lease losses$714,0001,117
Total noninterest income$1,745,0002,304
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$554,0002,109
Trading account gains and fees$0180
Additional Noninterest Income$1,191,0002,082
Total noninterest expense$7,697,0002,386
Salaries and employee benefits$4,087,0002,444
Premises and equipment expense$867,0002,516
Additional noninterest expense$2,743,0002,209
Pre-tax net operating income$3,840,0001,897
Securities gains (losses)$1,0003,149
Applicable income taxes$04,531
Income before extraordinary items$3,841,0001,642
Extraordinary gains, net$017
Net income$3,841,0001,642
Minority interest net income$084
Net income of bank and minority interests.$3,841,0001,641
Net charge-offs$570,0001,343
Cash dividends$2,968,000934
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,840,0001,618
2014-09-30 (YTD Data)Rank
Total interest income$9,028,0002,048
Total interest expense$1,277,0001,720
Net interest income$7,751,0002,070
Provision for loan and lease losses$553,0001,053
Total noninterest income$1,229,0002,403
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$406,0002,159
Trading account gains and fees$0174
Additional Noninterest Income$823,0002,221
Total noninterest expense$5,740,0002,405
Salaries and employee benefits$3,038,0002,466
Premises and equipment expense$663,0002,505
Additional noninterest expense$2,039,0002,204
Pre-tax net operating income$2,687,0002,026
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,687,0001,738
Extraordinary gains, net$015
Net income$2,687,0001,739
Minority interest net income$081
Net income of bank and minority interests.$2,687,0001,738
Net charge-offs$542,0001,079
Cash dividends$2,568,000765
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,687,0001,704
2014-06-30 (YTD Data)Rank
Total interest income$6,082,0002,033
Total interest expense$875,0001,693
Net interest income$5,207,0002,040
Provision for loan and lease losses$420,000963
Total noninterest income$776,0002,451
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$257,0002,222
Trading account gains and fees$0172
Additional Noninterest Income$519,0002,266
Total noninterest expense$3,795,0002,436
Salaries and employee benefits$2,025,0002,481
Premises and equipment expense$449,0002,479
Additional noninterest expense$1,321,0002,257
Pre-tax net operating income$1,768,0002,001
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,768,0001,703
Extraordinary gains, net$020
Net income$1,768,0001,707
Minority interest net income$080
Net income of bank and minority interests.$1,768,0001,705
Net charge-offs$478,000903
Cash dividends$1,761,000727
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,768,0001,676
2014-03-31 (YTD Data)Rank
Total interest income$3,036,0002,029
Total interest expense$448,0001,685
Net interest income$2,588,0002,056
Provision for loan and lease losses$210,000953
Total noninterest income$339,0002,634
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$221,0002,408
Total noninterest expense$1,850,0002,506
Salaries and employee benefits$995,0002,523
Premises and equipment expense$225,0002,527
Additional noninterest expense$630,0002,377
Pre-tax net operating income$867,0001,978
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$867,0001,688
Extraordinary gains, net$016
Net income$867,0001,692
Minority interest net income$066
Net income of bank and minority interests.$867,0001,691
Net charge-offs$253,000805
Cash dividends$400,0001,206
Sale, conversion, retirement of capital stock, net$0747
Net operating income$867,0001,657
2013-12-31 (YTD Data)Rank
Total interest income$12,360,0002,006
Total interest expense$2,138,0001,608
Net interest income$10,222,0002,058
Provision for loan and lease losses$1,000,0001,089
Total noninterest income$2,232,0002,001
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$540,0002,252
Trading account gains and fees$0184
Additional Noninterest Income$1,692,0001,711
Total noninterest expense$7,395,0002,503
Salaries and employee benefits$3,960,0002,500
Premises and equipment expense$889,0002,499
Additional noninterest expense$2,546,0002,418
Pre-tax net operating income$4,059,0001,708
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,059,0001,473
Extraordinary gains, net$029
Net income$4,059,0001,475
Minority interest net income$090
Net income of bank and minority interests.$4,059,0001,477
Net charge-offs$737,0001,580
Cash dividends$3,619,000754
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,059,0001,444
2013-09-30 (YTD Data)Rank
Total interest income$9,661,0001,943
Total interest expense$1,678,0001,564
Net interest income$7,983,0001,984
Provision for loan and lease losses$745,0001,129
Total noninterest income$1,752,0001,985
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$400,0002,284
Trading account gains and fees$0180
Additional Noninterest Income$1,352,0001,677
Total noninterest expense$5,743,0002,429
Salaries and employee benefits$2,965,0002,510
Premises and equipment expense$657,0002,549
Additional noninterest expense$2,121,0002,191
Pre-tax net operating income$3,247,0001,629
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$3,247,0001,398
Extraordinary gains, net$025
Net income$3,247,0001,400
Minority interest net income$084
Net income of bank and minority interests.$3,247,0001,400
Net charge-offs$577,0001,453
Cash dividends$3,219,000602
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,247,0001,371
2013-06-30 (YTD Data)Rank
Total interest income$6,435,0001,936
Total interest expense$1,154,0001,546
Net interest income$5,281,0001,990
Provision for loan and lease losses$595,0001,042
Total noninterest income$1,295,0001,859
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$264,0002,269
Trading account gains and fees$0157
Additional Noninterest Income$1,031,0001,546
Total noninterest expense$3,844,0002,428
Salaries and employee benefits$1,960,0002,537
Premises and equipment expense$439,0002,544
Additional noninterest expense$1,445,0002,147
Pre-tax net operating income$2,137,0001,631
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,137,0001,417
Extraordinary gains, net$022
Net income$2,137,0001,421
Minority interest net income$082
Net income of bank and minority interests.$2,137,0001,420
Net charge-offs$423,0001,398
Cash dividends$2,292,000564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,137,0001,361
2013-03-31 (YTD Data)Rank
Total interest income$3,216,0001,953
Total interest expense$594,0001,550
Net interest income$2,622,0002,016
Provision for loan and lease losses$385,000832
Total noninterest income$642,0001,863
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$134,0002,222
Trading account gains and fees$0148
Additional Noninterest Income$508,0001,558
Total noninterest expense$1,894,0002,483
Salaries and employee benefits$964,0002,595
Premises and equipment expense$228,0002,488
Additional noninterest expense$702,0002,210
Pre-tax net operating income$985,0001,736
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$985,0001,509
Extraordinary gains, net$010
Net income$985,0001,512
Minority interest net income$076
Net income of bank and minority interests.$985,0001,511
Net charge-offs$179,0001,449
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$985,0001,450
2012-12-31 (YTD Data)Rank
Total interest income$13,314,0001,975
Total interest expense$2,617,0001,675
Net interest income$10,697,0002,030
Provision for loan and lease losses$1,070,0001,701
Total noninterest income$2,441,0001,902
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$558,0002,279
Trading account gains and fees$0166
Additional Noninterest Income$1,883,0001,587
Total noninterest expense$7,308,0002,570
Salaries and employee benefits$3,850,0002,543
Premises and equipment expense$764,0002,839
Additional noninterest expense$2,694,0002,409
Pre-tax net operating income$4,760,0001,435
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$4,760,0001,234
Extraordinary gains, net$029
Net income$4,760,0001,235
Minority interest net income$093
Net income of bank and minority interests.$4,760,0001,235
Net charge-offs$952,0001,872
Cash dividends$2,988,000888
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,760,0001,176
2012-09-30 (YTD Data)Rank
Total interest income$9,935,0002,020
Total interest expense$2,019,0001,705
Net interest income$7,916,0002,078
Provision for loan and lease losses$760,0001,759
Total noninterest income$1,948,0001,819
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$412,0002,340
Trading account gains and fees$0157
Additional Noninterest Income$1,536,0001,500
Total noninterest expense$5,515,0002,561
Salaries and employee benefits$2,909,0002,537
Premises and equipment expense$574,0002,869
Additional noninterest expense$2,032,0002,379
Pre-tax net operating income$3,589,0001,469
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$3,589,0001,255
Extraordinary gains, net$020
Net income$3,589,0001,257
Minority interest net income$086
Net income of bank and minority interests.$3,589,0001,256
Net charge-offs$723,0001,781
Cash dividends$2,223,000717
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,589,0001,185
2012-06-30 (YTD Data)Rank
Total interest income$6,571,0002,037
Total interest expense$1,383,0001,728
Net interest income$5,188,0002,111
Provision for loan and lease losses$520,0001,765
Total noninterest income$1,262,0001,847
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$264,0002,387
Trading account gains and fees$0153
Additional Noninterest Income$998,0001,522
Total noninterest expense$3,679,0002,562
Salaries and employee benefits$1,930,0002,548
Premises and equipment expense$375,0002,914
Additional noninterest expense$1,374,0002,359
Pre-tax net operating income$2,251,0001,539
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$2,251,0001,322
Extraordinary gains, net$019
Net income$2,251,0001,322
Minority interest net income$084
Net income of bank and minority interests.$2,251,0001,322
Net charge-offs$489,0001,793
Cash dividends$1,458,000716
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,251,0001,245
2012-03-31 (YTD Data)Rank
Total interest income$3,281,0002,058
Total interest expense$712,0001,742
Net interest income$2,569,0002,135
Provision for loan and lease losses$310,0001,472
Total noninterest income$653,0001,799
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$126,0002,454
Trading account gains and fees$0148
Additional Noninterest Income$527,0001,457
Total noninterest expense$1,818,0002,581
Salaries and employee benefits$931,0002,667
Premises and equipment expense$187,0002,928
Additional noninterest expense$700,0002,291
Pre-tax net operating income$1,094,0001,556
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,094,0001,324
Extraordinary gains, net$019
Net income$1,094,0001,325
Minority interest net income$078
Net income of bank and minority interests.$1,094,0001,325
Net charge-offs$208,0001,817
Cash dividends$694,000674
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,094,0001,256
2011-12-31 (YTD Data)Rank
Total interest income$13,499,0002,069
Total interest expense$3,225,0001,831
Net interest income$10,274,0002,129
Provision for loan and lease losses$1,540,0001,861
Total noninterest income$2,771,0001,587
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$586,0002,277
Trading account gains and fees$0146
Additional Noninterest Income$2,185,0001,276
Total noninterest expense$7,078,0002,647
Salaries and employee benefits$3,709,0002,595
Premises and equipment expense$833,0002,822
Additional noninterest expense$2,536,0002,562
Pre-tax net operating income$4,427,0001,318
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$4,427,0001,132
Extraordinary gains, net$029
Net income$4,427,0001,132
Minority interest net income$096
Net income of bank and minority interests.$4,427,0001,132
Net charge-offs$1,505,0001,867
Cash dividends$3,259,000618
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,427,0001,073
2011-09-30 (YTD Data)Rank
Total interest income$10,138,0002,097
Total interest expense$2,522,0001,834
Net interest income$7,616,0002,156
Provision for loan and lease losses$630,0002,574
Total noninterest income$1,750,0001,788
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$436,0002,306
Trading account gains and fees$0145
Additional Noninterest Income$1,314,0001,465
Total noninterest expense$5,416,0002,594
Salaries and employee benefits$2,703,0002,680
Premises and equipment expense$609,0002,903
Additional noninterest expense$2,104,0002,354
Pre-tax net operating income$3,320,0001,357
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,320,0001,149
Extraordinary gains, net$021
Net income$3,320,0001,149
Minority interest net income$087
Net income of bank and minority interests.$3,320,0001,149
Net charge-offs$832,0002,102
Cash dividends$2,506,000531
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,320,0001,098
2011-06-30 (YTD Data)Rank
Total interest income$6,811,0002,091
Total interest expense$1,759,0001,814
Net interest income$5,052,0002,169
Provision for loan and lease losses$420,0002,531
Total noninterest income$1,044,0001,933
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$284,0002,323
Trading account gains and fees$0153
Additional Noninterest Income$760,0001,615
Total noninterest expense$3,581,0002,637
Salaries and employee benefits$1,772,0002,728
Premises and equipment expense$392,0002,998
Additional noninterest expense$1,417,0002,367
Pre-tax net operating income$2,095,0001,392
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,095,0001,187
Extraordinary gains, net$015
Net income$2,095,0001,186
Minority interest net income$089
Net income of bank and minority interests.$2,095,0001,187
Net charge-offs$349,0002,514
Cash dividends$1,303,000648
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,095,0001,150
2011-03-31 (YTD Data)Rank
Total interest income$3,400,0002,106
Total interest expense$919,0001,799
Net interest income$2,481,0002,201
Provision for loan and lease losses$210,0002,372
Total noninterest income$497,0001,991
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$141,0002,313
Trading account gains and fees$0158
Additional Noninterest Income$356,0001,710
Total noninterest expense$1,751,0002,702
Salaries and employee benefits$863,0002,801
Premises and equipment expense$196,0003,043
Additional noninterest expense$692,0002,401
Pre-tax net operating income$1,017,0001,413
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,017,0001,215
Extraordinary gains, net$09
Net income$1,017,0001,214
Minority interest net income$086
Net income of bank and minority interests.$1,017,0001,215
Net charge-offs$188,0002,166
Cash dividends$550,000674
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,017,0001,178
2010-12-31 (YTD Data)Rank
Total interest income$14,488,0002,079
Total interest expense$4,197,0001,904
Net interest income$10,291,0002,123
Provision for loan and lease losses$1,268,0002,691
Total noninterest income$2,563,0001,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$622,0002,227
Trading account gains and fees$0175
Additional Noninterest Income$1,941,0001,430
Total noninterest expense$7,439,0002,605
Salaries and employee benefits$3,633,0002,640
Premises and equipment expense$841,0002,868
Additional noninterest expense$2,965,0002,311
Pre-tax net operating income$4,147,0001,221
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$4,147,0001,043
Extraordinary gains, net$029
Net income$4,147,0001,045
Minority interest net income$0111
Net income of bank and minority interests.$4,147,0001,046
Net charge-offs$1,113,0002,543
Cash dividends$4,105,000402
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,147,0001,001
2010-09-30 (YTD Data)Rank
Total interest income$10,885,0002,117
Total interest expense$3,215,0001,942
Net interest income$7,670,0002,160
Provision for loan and lease losses$918,0002,629
Total noninterest income$1,724,0001,894
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$460,0002,309
Trading account gains and fees$0165
Additional Noninterest Income$1,264,0001,528
Total noninterest expense$5,597,0002,591
Salaries and employee benefits$2,686,0002,677
Premises and equipment expense$651,0002,842
Additional noninterest expense$2,260,0002,258
Pre-tax net operating income$2,879,0001,371
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,879,0001,166
Extraordinary gains, net$023
Net income$2,879,0001,170
Minority interest net income$0110
Net income of bank and minority interests.$2,879,0001,170
Net charge-offs$671,0002,694
Cash dividends$3,330,000325
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,879,0001,118
2010-06-30 (YTD Data)Rank
Total interest income$7,267,0002,144
Total interest expense$2,216,0001,955
Net interest income$5,051,0002,191
Provision for loan and lease losses$520,0002,801
Total noninterest income$933,0002,144
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$311,0002,287
Trading account gains and fees$0152
Additional Noninterest Income$622,0001,817
Total noninterest expense$3,635,0002,648
Salaries and employee benefits$1,735,0002,767
Premises and equipment expense$419,0002,947
Additional noninterest expense$1,481,0002,282
Pre-tax net operating income$1,829,0001,420
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,829,0001,218
Extraordinary gains, net$019
Net income$1,829,0001,219
Minority interest net income$0105
Net income of bank and minority interests.$1,829,0001,219
Net charge-offs$425,0002,629
Cash dividends$2,555,000272
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,829,0001,173
2010-03-31 (YTD Data)Rank
Total interest income$3,619,0002,214
Total interest expense$1,129,0002,025
Net interest income$2,490,0002,249
Provision for loan and lease losses$310,0002,339
Total noninterest income$458,0002,167
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$151,0002,333
Trading account gains and fees$0175
Additional Noninterest Income$307,0001,813
Total noninterest expense$1,790,0002,716
Salaries and employee benefits$840,0002,887
Premises and equipment expense$197,0003,163
Additional noninterest expense$753,0002,245
Pre-tax net operating income$848,0001,537
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$848,0001,289
Extraordinary gains, net$016
Net income$848,0001,292
Minority interest net income$091
Net income of bank and minority interests.$848,0001,291
Net charge-offs$114,0002,988
Cash dividends$400,000835
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$848,0001,254
2009-12-31 (YTD Data)Rank
Total interest income$14,667,0002,273
Total interest expense$5,334,0002,135
Net interest income$9,333,0002,337
Provision for loan and lease losses$1,556,0002,833
Total noninterest income$2,603,0001,778
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$690,0002,285
Trading account gains and fees$0211
Additional Noninterest Income$1,913,0001,414
Total noninterest expense$7,189,0002,726
Salaries and employee benefits$3,487,0002,795
Premises and equipment expense$773,0003,217
Additional noninterest expense$2,929,0002,401
Pre-tax net operating income$3,191,0001,255
Securities gains (losses)$286,0001,282
Applicable income taxes$04,388
Income before extraordinary items$3,477,000979
Extraordinary gains, net$034
Net income$3,477,000977
Minority interest net income$0115
Net income of bank and minority interests.$3,477,000978
Net charge-offs$1,435,0002,427
Cash dividends$1,875,000972
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,191,0001,050
2009-09-30 (YTD Data)Rank
Total interest income$10,683,0002,383
Total interest expense$4,202,0002,125
Net interest income$6,481,0002,511
Provision for loan and lease losses$760,0003,170
Total noninterest income$2,090,0001,724
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$507,0002,327
Trading account gains and fees$0212
Additional Noninterest Income$1,583,0001,343
Total noninterest expense$5,390,0002,737
Salaries and employee benefits$2,593,0002,841
Premises and equipment expense$579,0003,256
Additional noninterest expense$2,218,0002,347
Pre-tax net operating income$2,421,0001,332
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,421,0001,124
Extraordinary gains, net$027
Net income$2,421,0001,122
Minority interest net income$0118
Net income of bank and minority interests.$2,421,0001,124
Net charge-offs$825,0002,430
Cash dividends$1,075,0001,176
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,421,0001,110
2009-06-30 (YTD Data)Rank
Total interest income$7,206,0002,383
Total interest expense$2,917,0002,147
Net interest income$4,289,0002,520
Provision for loan and lease losses$610,0002,671
Total noninterest income$1,590,0001,574
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$327,0002,356
Trading account gains and fees$0193
Additional Noninterest Income$1,263,0001,221
Total noninterest expense$3,476,0002,844
Salaries and employee benefits$1,724,0002,876
Premises and equipment expense$357,0003,480
Additional noninterest expense$1,395,0002,491
Pre-tax net operating income$1,793,0001,287
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,793,0001,065
Extraordinary gains, net$021
Net income$1,793,0001,062
Minority interest net income$0112
Net income of bank and minority interests.$1,793,0001,065
Net charge-offs$600,0002,133
Cash dividends$775,0001,171
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,793,0001,034
2009-03-31 (YTD Data)Rank
Total interest income$3,622,0002,395
Total interest expense$1,493,0002,187
Net interest income$2,129,0002,546
Provision for loan and lease losses$520,0001,737
Total noninterest income$878,0001,440
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$155,0002,392
Trading account gains and fees$0171
Additional Noninterest Income$723,0001,094
Total noninterest expense$1,692,0002,825
Salaries and employee benefits$866,0002,896
Premises and equipment expense$179,0003,512
Additional noninterest expense$647,0002,397
Pre-tax net operating income$795,0001,615
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$795,0001,377
Extraordinary gains, net$015
Net income$795,0001,378
Minority interest net income$0102
Net income of bank and minority interests.$795,0001,379
Net charge-offs$194,0002,165
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$795,0001,303
2008-12-31 (YTD Data)Rank
Total interest income$15,578,0002,385
Total interest expense$6,434,0002,366
Net interest income$9,144,0002,386
Provision for loan and lease losses$1,382,0002,251
Total noninterest income$1,744,0002,366
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$731,0002,271
Trading account gains and fees$0154
Additional Noninterest Income$1,013,0002,096
Total noninterest expense$6,495,0002,866
Salaries and employee benefits$3,466,0002,851
Premises and equipment expense$721,0003,435
Additional noninterest expense$2,308,0002,503
Pre-tax net operating income$3,011,0001,791
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,011,0001,356
Extraordinary gains, net$039
Net income$3,011,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0003,639
Cash dividends$3,180,000861
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,011,0001,455
2008-09-30 (YTD Data)Rank
Total interest income$11,868,0002,403
Total interest expense$4,857,0002,442
Net interest income$7,011,0002,354
Provision for loan and lease losses$127,0004,849
Total noninterest income$1,301,0002,438
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$548,0002,287
Trading account gains and fees$0148
Additional Noninterest Income$753,0002,200
Total noninterest expense$4,825,0002,852
Salaries and employee benefits$2,549,0002,932
Premises and equipment expense$541,0003,456
Additional noninterest expense$1,735,0002,437
Pre-tax net operating income$3,360,0001,459
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,360,0001,102
Extraordinary gains, net$031
Net income$3,360,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,799
Cash dividends$2,780,000762
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,360,0001,181
2008-06-30 (YTD Data)Rank
Total interest income$8,051,0002,408
Total interest expense$3,310,0002,483
Net interest income$4,741,0002,320
Provision for loan and lease losses$60,0004,901
Total noninterest income$901,0002,415
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$354,0002,332
Trading account gains and fees$0149
Additional Noninterest Income$547,0002,109
Total noninterest expense$3,155,0002,922
Salaries and employee benefits$1,697,0002,960
Premises and equipment expense$366,0003,449
Additional noninterest expense$1,092,0002,538
Pre-tax net operating income$2,427,0001,421
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,427,0001,127
Extraordinary gains, net$021
Net income$2,427,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,397
Cash dividends$1,890,000838
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,427,0001,116
2008-03-31 (YTD Data)Rank
Total interest income$4,125,0002,414
Total interest expense$1,723,0002,532
Net interest income$2,402,0002,285
Provision for loan and lease losses$30,0004,346
Total noninterest income$436,0002,451
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$176,0002,306
Trading account gains and fees$0158
Additional Noninterest Income$260,0002,156
Total noninterest expense$1,549,0002,959
Salaries and employee benefits$860,0002,964
Premises and equipment expense$182,0003,469
Additional noninterest expense$507,0002,694
Pre-tax net operating income$1,259,0001,469
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,259,0001,197
Extraordinary gains, net$015
Net income$1,259,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,776
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,259,0001,156
2007-12-31 (YTD Data)Rank
Total interest income$17,347,0002,376
Total interest expense$7,525,0002,452
Net interest income$9,822,0002,280
Provision for loan and lease losses$168,0004,171
Total noninterest income$1,628,0002,563
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$710,0002,344
Trading account gains and fees$0178
Additional Noninterest Income$918,0002,347
Total noninterest expense$5,876,0003,016
Salaries and employee benefits$3,305,0002,980
Premises and equipment expense$732,0003,326
Additional noninterest expense$1,839,0002,878
Pre-tax net operating income$5,406,0001,544
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$5,406,0001,187
Extraordinary gains, net$039
Net income$5,406,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,202
Cash dividends$3,965,000934
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,406,0001,181
2007-09-30 (YTD Data)Rank
Total interest income$13,016,0002,375
Total interest expense$5,680,0002,435
Net interest income$7,336,0002,296
Provision for loan and lease losses$168,0003,328
Total noninterest income$1,166,0002,645
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$516,0002,382
Trading account gains and fees$0184
Additional Noninterest Income$650,0002,441
Total noninterest expense$4,416,0002,992
Salaries and employee benefits$2,515,0002,903
Premises and equipment expense$562,0003,239
Additional noninterest expense$1,339,0002,897
Pre-tax net operating income$3,918,0001,701
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,918,0001,311
Extraordinary gains, net$033
Net income$3,918,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,463
Cash dividends$2,955,000893
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,918,0001,301
2007-06-30 (YTD Data)Rank
Total interest income$8,706,0002,389
Total interest expense$3,769,0002,444
Net interest income$4,937,0002,305
Provision for loan and lease losses$108,0003,179
Total noninterest income$769,0002,666
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$332,0002,452
Trading account gains and fees$0168
Additional Noninterest Income$437,0002,450
Total noninterest expense$2,887,0003,063
Salaries and employee benefits$1,668,0002,958
Premises and equipment expense$370,0003,289
Additional noninterest expense$849,0003,036
Pre-tax net operating income$2,711,0001,690
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,711,0001,320
Extraordinary gains, net$029
Net income$2,711,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,525
Cash dividends$1,945,000928
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,711,0001,298
2007-03-31 (YTD Data)Rank
Total interest income$4,309,0002,404
Total interest expense$1,862,0002,457
Net interest income$2,447,0002,328
Provision for loan and lease losses$60,0002,747
Total noninterest income$379,0002,660
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$159,0002,488
Trading account gains and fees$0195
Additional Noninterest Income$220,0002,407
Total noninterest expense$1,407,0003,141
Salaries and employee benefits$830,0002,978
Premises and equipment expense$186,0003,305
Additional noninterest expense$391,0003,229
Pre-tax net operating income$1,359,0001,681
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,359,0001,290
Extraordinary gains, net$022
Net income$1,359,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,972
Cash dividends$950,000853
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,359,0001,278
2006-12-31 (YTD Data)Rank
Total interest income$16,323,0002,379
Total interest expense$6,450,0002,434
Net interest income$9,873,0002,311
Provision for loan and lease losses$473,0002,008
Total noninterest income$1,631,0002,556
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$741,0002,261
Trading account gains and fees$0130
Additional Noninterest Income$890,0002,410
Total noninterest expense$5,648,0003,021
Salaries and employee benefits$3,278,0002,894
Premises and equipment expense$870,0002,793
Additional noninterest expense$1,500,0003,284
Pre-tax net operating income$5,383,0001,766
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$5,383,0001,357
Extraordinary gains, net$051
Net income$5,383,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,130
Cash dividends$4,351,000812
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,383,0001,347
2006-09-30 (YTD Data)Rank
Total interest income$12,141,0002,389
Total interest expense$4,704,0002,435
Net interest income$7,437,0002,328
Provision for loan and lease losses$257,0002,412
Total noninterest income$982,0002,959
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$541,0002,320
Trading account gains and fees$0126
Additional Noninterest Income$441,0003,054
Total noninterest expense$4,300,0002,975
Salaries and employee benefits$2,462,0002,886
Premises and equipment expense$675,0002,724
Additional noninterest expense$1,163,0003,219
Pre-tax net operating income$3,862,0001,908
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,862,0001,453
Extraordinary gains, net$045
Net income$3,862,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,741
Cash dividends$3,456,000739
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,862,0001,436
2006-06-30 (YTD Data)Rank
Total interest income$7,880,0002,412
Total interest expense$3,012,0002,430
Net interest income$4,868,0002,377
Provision for loan and lease losses$180,0002,262
Total noninterest income$614,0003,074
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$346,0002,373
Trading account gains and fees$0126
Additional Noninterest Income$268,0003,209
Total noninterest expense$2,813,0003,046
Salaries and employee benefits$1,618,0002,922
Premises and equipment expense$434,0002,792
Additional noninterest expense$761,0003,253
Pre-tax net operating income$2,489,0001,958
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,489,0001,491
Extraordinary gains, net$039
Net income$2,489,0001,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,343
Cash dividends$2,561,000661
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,489,0001,469
2006-03-31 (YTD Data)Rank
Total interest income$3,817,0002,424
Total interest expense$1,446,0002,399
Net interest income$2,371,0002,422
Provision for loan and lease losses$90,0002,132
Total noninterest income$314,0002,991
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$160,0002,456
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,933
Total noninterest expense$1,394,0003,074
Salaries and employee benefits$802,0002,964
Premises and equipment expense$217,0002,811
Additional noninterest expense$375,0003,293
Pre-tax net operating income$1,201,0001,969
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,201,0001,513
Extraordinary gains, net$021
Net income$1,201,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0001,896
Cash dividends$380,0001,679
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,201,0001,494
2005-12-31 (YTD Data)Rank
Total interest income$13,137,0002,509
Total interest expense$4,128,0002,581
Net interest income$9,009,0002,439
Provision for loan and lease losses$710,0001,400
Total noninterest income$1,357,0002,871
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$745,0002,232
Trading account gains and fees$0138
Additional Noninterest Income$612,0003,023
Total noninterest expense$5,117,0003,172
Salaries and employee benefits$2,947,0003,008
Premises and equipment expense$840,0002,764
Additional noninterest expense$1,330,0003,551
Pre-tax net operating income$4,539,0002,012
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$4,539,0001,544
Extraordinary gains, net$046
Net income$4,539,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,421
Cash dividends$3,970,000822
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,539,0001,520
2005-09-30 (YTD Data)Rank
Total interest income$9,578,0002,518
Total interest expense$2,922,0002,592
Net interest income$6,656,0002,445
Provision for loan and lease losses$540,0001,309
Total noninterest income$1,009,0002,890
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$552,0002,249
Trading account gains and fees$0126
Additional Noninterest Income$457,0003,039
Total noninterest expense$3,952,0003,063
Salaries and employee benefits$2,256,0002,927
Premises and equipment expense$641,0002,704
Additional noninterest expense$1,055,0003,371
Pre-tax net operating income$3,173,0002,140
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,173,0001,660
Extraordinary gains, net$035
Net income$3,173,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,299
Cash dividends$3,220,000695
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,173,0001,624
2005-06-30 (YTD Data)Rank
Total interest income$6,196,0002,535
Total interest expense$1,857,0002,564
Net interest income$4,339,0002,472
Provision for loan and lease losses$360,0001,295
Total noninterest income$668,0002,871
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$348,0002,320
Trading account gains and fees$0116
Additional Noninterest Income$320,0002,949
Total noninterest expense$2,583,0003,099
Salaries and employee benefits$1,491,0002,940
Premises and equipment expense$414,0002,760
Additional noninterest expense$678,0003,443
Pre-tax net operating income$2,064,0002,127
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,064,0001,657
Extraordinary gains, net$030
Net income$2,064,0001,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,468
Cash dividends$2,470,000603
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,064,0001,630
2005-03-31 (YTD Data)Rank
Total interest income$3,017,0002,555
Total interest expense$904,0002,530
Net interest income$2,113,0002,531
Provision for loan and lease losses$180,0001,214
Total noninterest income$310,0002,995
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$153,0002,519
Trading account gains and fees$0115
Additional Noninterest Income$157,0002,889
Total noninterest expense$1,297,0003,100
Salaries and employee benefits$733,0002,994
Premises and equipment expense$214,0002,704
Additional noninterest expense$350,0003,363
Pre-tax net operating income$946,0002,265
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$946,0001,785
Extraordinary gains, net$024
Net income$946,0001,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,076
Cash dividends$380,0001,500
Sale, conversion, retirement of capital stock, net$0491
Net operating income$946,0001,745
2004-12-31 (YTD Data)Rank
Total interest income$11,056,0002,578
Total interest expense$3,101,0002,554
Net interest income$7,955,0002,561
Provision for loan and lease losses$1,100,000960
Total noninterest income$1,467,0002,732
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$697,0002,371
Trading account gains and fees$0138
Additional Noninterest Income$770,0002,563
Total noninterest expense$5,023,0003,107
Salaries and employee benefits$2,855,0002,968
Premises and equipment expense$806,0002,773
Additional noninterest expense$1,362,0003,382
Pre-tax net operating income$3,299,0002,387
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,299,0001,915
Extraordinary gains, net$034
Net income$3,299,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,704
Cash dividends$1,520,0001,703
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,299,0001,866
2004-09-30 (YTD Data)Rank
Total interest income$8,088,0002,602
Total interest expense$2,228,0002,609
Net interest income$5,860,0002,569
Provision for loan and lease losses$900,000852
Total noninterest income$1,101,0002,739
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$528,0002,382
Trading account gains and fees$0134
Additional Noninterest Income$573,0002,577
Total noninterest expense$3,853,0002,999
Salaries and employee benefits$2,197,0002,880
Premises and equipment expense$602,0002,771
Additional noninterest expense$1,054,0003,268
Pre-tax net operating income$2,208,0002,647
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,208,0002,116
Extraordinary gains, net$026
Net income$2,208,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,278
Cash dividends$1,140,0001,562
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,208,0002,067
2004-06-30 (YTD Data)Rank
Total interest income$5,363,0002,603
Total interest expense$1,478,0002,609
Net interest income$3,885,0002,557
Provision for loan and lease losses$600,000825
Total noninterest income$751,0002,708
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$350,0002,388
Trading account gains and fees$0130
Additional Noninterest Income$401,0002,507
Total noninterest expense$2,530,0003,052
Salaries and employee benefits$1,464,0002,896
Premises and equipment expense$390,0002,843
Additional noninterest expense$676,0003,399
Pre-tax net operating income$1,506,0002,576
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,506,0002,064
Extraordinary gains, net$021
Net income$1,506,0002,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,933
Cash dividends$760,0001,586
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,506,0002,010
2004-03-31 (YTD Data)Rank
Total interest income$2,660,0002,617
Total interest expense$757,0002,587
Net interest income$1,903,0002,606
Provision for loan and lease losses$300,000782
Total noninterest income$381,0002,617
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$166,0002,458
Trading account gains and fees$0121
Additional Noninterest Income$215,0002,361
Total noninterest expense$1,283,0003,025
Salaries and employee benefits$729,0002,908
Premises and equipment expense$197,0002,852
Additional noninterest expense$357,0003,235
Pre-tax net operating income$701,0002,707
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$701,0002,180
Extraordinary gains, net$016
Net income$701,0002,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0001,561
Cash dividends$380,0001,480
Sale, conversion, retirement of capital stock, net$0464
Net operating income$701,0002,098
2003-12-31 (YTD Data)Rank
Total interest income$11,399,0002,499
Total interest expense$3,779,0002,343
Net interest income$7,620,0002,527
Provision for loan and lease losses$2,075,000628
Total noninterest income$1,984,0002,333
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$685,0002,403
Trading account gains and fees$0160
Additional Noninterest Income$1,299,0002,009
Total noninterest expense$5,057,0003,022
Salaries and employee benefits$2,774,0002,976
Premises and equipment expense$731,0002,976
Additional noninterest expense$1,552,0002,984
Pre-tax net operating income$2,472,0002,914
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,472,0002,395
Extraordinary gains, net$054
Net income$2,472,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,372,000492
Cash dividends$1,415,0001,810
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,472,0002,288
2003-09-30 (YTD Data)Rank
Total interest income$8,718,0002,489
Total interest expense$2,958,0002,327
Net interest income$5,760,0002,525
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,593,0002,261
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$489,0002,522
Trading account gains and fees$0153
Additional Noninterest Income$1,104,0001,911
Total noninterest expense$3,798,0003,018
Salaries and employee benefits$2,100,0002,961
Premises and equipment expense$541,0003,019
Additional noninterest expense$1,157,0002,988
Pre-tax net operating income$3,105,0001,995
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$3,105,0001,557
Extraordinary gains, net$040
Net income$3,105,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0001,948
Cash dividends$1,020,0001,705
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,105,0001,487
2003-06-30 (YTD Data)Rank
Total interest income$5,871,0002,486
Total interest expense$2,009,0002,360
Net interest income$3,862,0002,519
Provision for loan and lease losses$300,0001,769
Total noninterest income$942,0002,450
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$308,0002,592
Trading account gains and fees$0150
Additional Noninterest Income$634,0002,115
Total noninterest expense$2,541,0003,007
Salaries and employee benefits$1,371,0003,021
Premises and equipment expense$342,0003,146
Additional noninterest expense$828,0002,803
Pre-tax net operating income$1,963,0002,076
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,963,0001,653
Extraordinary gains, net$030
Net income$1,963,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,864
Cash dividends$625,0001,832
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,963,0001,543
2003-03-31 (YTD Data)Rank
Total interest income$2,895,0002,532
Total interest expense$1,012,0002,414
Net interest income$1,883,0002,574
Provision for loan and lease losses$150,0001,666
Total noninterest income$399,0002,692
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$110,0003,304
Trading account gains and fees$0134
Additional Noninterest Income$289,0002,162
Total noninterest expense$1,260,0003,012
Salaries and employee benefits$667,0003,080
Premises and equipment expense$165,0003,224
Additional noninterest expense$428,0002,690
Pre-tax net operating income$872,0002,300
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$872,0001,814
Extraordinary gains, net$021
Net income$872,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$872,0001,704
2002-12-31 (YTD Data)Rank
Total interest income$12,206,0002,524
Total interest expense$4,700,0002,365
Net interest income$7,506,0002,549
Provision for loan and lease losses$1,451,000972
Total noninterest income$1,059,0003,343
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$399,0003,548
Trading account gains and fees$0153
Additional Noninterest Income$660,0002,799
Total noninterest expense$4,774,0003,043
Salaries and employee benefits$2,607,0003,016
Premises and equipment expense$573,0003,552
Additional noninterest expense$1,594,0002,822
Pre-tax net operating income$2,340,0003,041
Securities gains (losses)$04,537
Applicable income taxes$381,0003,981
Income before extraordinary items$1,959,0002,844
Extraordinary gains, net$070
Net income$1,959,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,345,000738
Cash dividends$1,781,0001,452
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,959,0002,759
2001-12-31 (YTD Data)Rank
Total interest income$14,356,0002,388
Total interest expense$6,568,0002,445
Net interest income$7,788,0002,292
Provision for loan and lease losses$959,0001,293
Total noninterest income$826,0003,768
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$372,0003,595
Trading account gains and fees$0177
Additional Noninterest Income$454,0003,292
Total noninterest expense$4,224,0003,263
Salaries and employee benefits$2,275,0003,222
Premises and equipment expense$442,0004,286
Additional noninterest expense$1,507,0002,857
Pre-tax net operating income$3,431,0002,004
Securities gains (losses)$04,612
Applicable income taxes$1,095,0001,948
Income before extraordinary items$2,336,0002,216
Extraordinary gains, net$0105
Net income$2,336,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,0001,021
Cash dividends$1,680,0001,519
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,336,0002,146
2000-12-31 (YTD Data)Rank
Total interest income$14,812,0002,363
Total interest expense$6,668,0002,519
Net interest income$8,144,0002,181
Provision for loan and lease losses$204,0003,703
Total noninterest income$546,0004,662
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$368,0003,456
Trading account gains and fees$0180
Additional Noninterest Income$178,0005,064
Total noninterest expense$4,117,0003,253
Salaries and employee benefits$2,149,0003,268
Premises and equipment expense$390,0004,588
Additional noninterest expense$1,578,0002,680
Pre-tax net operating income$4,369,0001,682
Securities gains (losses)$01,956
Applicable income taxes$1,429,0001,577
Income before extraordinary items$2,940,0001,773
Extraordinary gains, net$038
Net income$2,940,0001,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,482
Cash dividends$1,840,0001,449
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,940,0001,766
1999-12-31 (YTD Data)Rank
Total interest income$13,178,0002,488
Total interest expense$5,624,0002,614
Net interest income$7,554,0002,334
Provision for loan and lease losses$186,0003,716
Total noninterest income$536,0004,758
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$360,0003,496
Trading account gains and fees$0173
Additional Noninterest Income$176,0005,232
Total noninterest expense$3,798,0003,470
Salaries and employee benefits$2,009,0003,428
Premises and equipment expense$377,0004,719
Additional noninterest expense$1,412,0003,015
Pre-tax net operating income$4,106,0001,803
Securities gains (losses)$03,155
Applicable income taxes$1,328,0001,751
Income before extraordinary items$2,778,0001,913
Extraordinary gains, net$035
Net income$2,778,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,654
Cash dividends$1,800,0001,477
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,778,0001,881
1998-12-31 (YTD Data)Rank
Total interest income$12,813,0002,551
Total interest expense$5,674,0002,671
Net interest income$7,139,0002,386
Provision for loan and lease losses$90,0005,311
Total noninterest income$531,0004,768
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$355,0003,465
Trading account gains and fees$0224
Additional Noninterest Income$176,0005,282
Total noninterest expense$3,516,0003,597
Salaries and employee benefits$1,873,0003,540
Premises and equipment expense$329,0005,092
Additional noninterest expense$1,314,0003,106
Pre-tax net operating income$4,064,0001,791
Securities gains (losses)$04,449
Applicable income taxes$1,332,0001,814
Income before extraordinary items$2,732,0001,912
Extraordinary gains, net$032
Net income$2,732,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,546
Cash dividends$1,788,0001,463
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,732,0001,835
1997-12-31 (YTD Data)Rank
Total interest income$12,062,0002,712
Total interest expense$5,259,0002,847
Net interest income$6,803,0002,552
Provision for loan and lease losses$160,0003,978
Total noninterest income$491,0005,051
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$347,0003,636
Trading account gains and fees$0239
Additional Noninterest Income$144,0005,804
Total noninterest expense$3,387,0003,713
Salaries and employee benefits$1,769,0003,708
Premises and equipment expense$351,0004,886
Additional noninterest expense$1,267,0003,194
Pre-tax net operating income$3,747,0002,010
Securities gains (losses)$-2,0009,246
Applicable income taxes$1,224,0002,040
Income before extraordinary items$2,521,0002,096
Extraordinary gains, net$044
Net income$2,521,0002,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,868
Cash dividends$1,800,0001,406
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,522,3402,048
1996-12-31 (YTD Data)Rank
Total interest income$11,139,0002,960
Total interest expense$4,723,0003,163
Net interest income$6,416,0002,754
Provision for loan and lease losses$112,0004,844
Total noninterest income$501,0005,145
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$361,0003,659
Trading account gains and fees$0262
Additional Noninterest Income$140,0006,165
Total noninterest expense$3,367,0003,920
Salaries and employee benefits$1,808,0003,650
Premises and equipment expense$441,0004,189
Additional noninterest expense$1,118,0004,008
Pre-tax net operating income$3,438,0002,086
Securities gains (losses)$1,0003,760
Applicable income taxes$1,129,0002,109
Income before extraordinary items$2,310,0002,144
Extraordinary gains, net$053
Net income$2,310,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,313
Cash dividends$2,300,0001,160
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,309,3302,098
1995-12-31 (YTD Data)Rank
Total interest income$10,424,0003,183
Total interest expense$4,354,0003,421
Net interest income$6,070,0002,924
Provision for loan and lease losses$94,0004,768
Total noninterest income$521,0005,041
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$358,0003,700
Trading account gains and fees$0522
Additional Noninterest Income$163,0005,743
Total noninterest expense$3,371,0003,879
Salaries and employee benefits$1,696,0003,834
Premises and equipment expense$412,0004,418
Additional noninterest expense$1,263,0003,584
Pre-tax net operating income$3,126,0002,352
Securities gains (losses)$03,831
Applicable income taxes$1,032,0002,310
Income before extraordinary items$2,094,0002,394
Extraordinary gains, net$065
Net income$2,094,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,00011,784
Cash dividends$1,690,0001,378
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,094,0002,375
1994-12-31 (YTD Data)Rank
Total interest income$9,093,0003,296
Total interest expense$3,504,0003,452
Net interest income$5,589,0003,209
Provision for loan and lease losses$194,0003,091
Total noninterest income$514,0005,185
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$391,0003,442
Trading account gains and fees$0475
Additional Noninterest Income$123,0006,852
Total noninterest expense$3,122,0004,264
Salaries and employee benefits$1,509,0004,261
Premises and equipment expense$398,0004,605
Additional noninterest expense$1,215,0004,013
Pre-tax net operating income$2,787,0002,537
Securities gains (losses)$-1,0008,790
Applicable income taxes$908,0002,455
Income before extraordinary items$1,878,0002,588
Extraordinary gains, net$0249
Net income$1,878,0002,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,355
Cash dividends$1,635,0001,309
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,878,6702,606
1993-12-31 (YTD Data)Rank
Total interest income$9,029,0003,402
Total interest expense$3,718,0003,391
Net interest income$5,311,0003,374
Provision for loan and lease losses$329,0002,811
Total noninterest income$835,0003,852
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$393,0003,498
Trading account gains and fees$0532
Additional Noninterest Income$442,0003,530
Total noninterest expense$3,065,0004,426
Salaries and employee benefits$1,391,0004,580
Premises and equipment expense$402,0004,694
Additional noninterest expense$1,272,0003,991
Pre-tax net operating income$2,752,0002,493
Securities gains (losses)$3,0006,505
Applicable income taxes$826,0002,687
Income before extraordinary items$1,929,0002,607
Extraordinary gains, net$38,0002,338
Net income$1,967,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,663
Cash dividends$1,675,0001,183
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,926,9002,456
1992-12-31 (YTD Data)Rank
Total interest income$9,441,0003,699
Total interest expense$4,435,0003,696
Net interest income$5,006,0003,630
Provision for loan and lease losses$196,0005,277
Total noninterest income$489,0005,738
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$386,0003,605
Trading account gains and fees$0504
Additional Noninterest Income$103,0007,958
Total noninterest expense$3,033,0004,488
Salaries and employee benefits$1,355,0004,642
Premises and equipment expense$382,0004,972
Additional noninterest expense$1,296,0004,054
Pre-tax net operating income$2,266,0002,755
Securities gains (losses)$5,0007,049
Applicable income taxes$681,0003,056
Income before extraordinary items$1,590,0002,891
Extraordinary gains, net$01,422
Net income$1,590,0002,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0007,201
Cash dividends$1,563,0001,048
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,586,5002,675

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.