United Bank & Capital Trust Company, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$30,968,000514
Total interest expense$1,302,0001,454
Net interest income$29,666,000466
Provision for loan and lease losses$-134,0005,390
Total noninterest income$10,017,000419
Gross Fiduciary activities income$1,555,000279
Service charges on deposit accounts$3,809,000208
Trading account gains and fees$0130
Additional Noninterest Income$4,653,000534
Total noninterest expense$25,906,000451
Salaries and employee benefits$14,900,000427
Premises and equipment expense$3,670,000378
Additional noninterest expense$7,336,000473
Pre-tax net operating income$13,911,000453
Securities gains (losses)$808,00081
Applicable income taxes$2,743,000456
Income before extraordinary items$11,976,000442
Extraordinary gains, net$06
Net income$11,976,000441
Minority interest net income$065
Net income of bank and minority interests.$11,976,000441
Net charge-offs$-352,0005,425
Cash dividends$5,000,000391
Sale, conversion, retirement of capital stock, net$16,000539
Net operating income$11,321,520460
2018-03-31 (YTD Data)Rank
Total interest income$15,218,000516
Total interest expense$638,0001,421
Net interest income$14,580,000471
Provision for loan and lease losses$-261,0005,538
Total noninterest income$5,270,000397
Gross Fiduciary activities income$829,000267
Service charges on deposit accounts$1,912,000206
Trading account gains and fees$0123
Additional Noninterest Income$2,529,000488
Total noninterest expense$13,105,000444
Salaries and employee benefits$7,490,000429
Premises and equipment expense$1,838,000379
Additional noninterest expense$3,777,000466
Pre-tax net operating income$7,006,000446
Securities gains (losses)$0735
Applicable income taxes$1,291,000469
Income before extraordinary items$5,715,000454
Extraordinary gains, net$07
Net income$5,715,000454
Minority interest net income$052
Net income of bank and minority interests.$5,715,000454
Net charge-offs$-226,0005,493
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$8,000507
Net operating income$5,715,000454
2017-12-31 (YTD Data)Rank
Total interest income$59,028,000490
Total interest expense$2,656,0001,216
Net interest income$56,372,000456
Provision for loan and lease losses$-210,0005,441
Total noninterest income$20,751,000406
Gross Fiduciary activities income$2,873,000283
Service charges on deposit accounts$7,987,000192
Trading account gains and fees$0151
Additional Noninterest Income$9,891,000515
Total noninterest expense$52,015,000435
Salaries and employee benefits$29,846,000416
Premises and equipment expense$6,916,000386
Additional noninterest expense$15,253,000453
Pre-tax net operating income$25,318,000453
Securities gains (losses)$20,0001,329
Applicable income taxes$13,385,000334
Income before extraordinary items$11,953,000643
Extraordinary gains, net$09
Net income$11,953,000643
Minority interest net income$076
Net income of bank and minority interests.$11,953,000643
Net charge-offs$-649,0005,595
Cash dividends$23,000,000214
Sale, conversion, retirement of capital stock, net$32,000606
Net operating income$11,940,200637
2017-09-30 (YTD Data)Rank
Total interest income$44,041,000492
Total interest expense$2,064,0001,148
Net interest income$41,977,000462
Provision for loan and lease losses$-297,0005,591
Total noninterest income$15,566,000408
Gross Fiduciary activities income$2,143,000282
Service charges on deposit accounts$6,011,000195
Trading account gains and fees$0145
Additional Noninterest Income$7,412,000528
Total noninterest expense$38,876,000441
Salaries and employee benefits$22,122,000431
Premises and equipment expense$5,170,000391
Additional noninterest expense$11,584,000452
Pre-tax net operating income$18,964,000464
Securities gains (losses)$75,000706
Applicable income taxes$5,652,000453
Income before extraordinary items$13,387,000486
Extraordinary gains, net$09
Net income$13,387,000484
Minority interest net income$071
Net income of bank and minority interests.$13,387,000486
Net charge-offs$-1,0004,281
Cash dividends$13,000,000239
Sale, conversion, retirement of capital stock, net$23,000586
Net operating income$13,334,500481
2017-06-30 (YTD Data)Rank
Total interest income$29,129,000491
Total interest expense$1,394,0001,110
Net interest income$27,735,000462
Provision for loan and lease losses$81,0002,421
Total noninterest income$10,191,000428
Gross Fiduciary activities income$1,380,000289
Service charges on deposit accounts$3,970,000195
Trading account gains and fees$0139
Additional Noninterest Income$4,841,000539
Total noninterest expense$26,336,000442
Salaries and employee benefits$14,815,000432
Premises and equipment expense$3,409,000393
Additional noninterest expense$8,112,000436
Pre-tax net operating income$11,509,000497
Securities gains (losses)$-10,0005,491
Applicable income taxes$3,437,000477
Income before extraordinary items$8,062,000521
Extraordinary gains, net$011
Net income$8,062,000518
Minority interest net income$071
Net income of bank and minority interests.$8,062,000521
Net charge-offs$203,0001,047
Cash dividends$13,000,000173
Sale, conversion, retirement of capital stock, net$15,000571
Net operating income$8,069,000512
2017-03-31 (YTD Data)Rank
Total interest income$14,355,000497
Total interest expense$722,0001,045
Net interest income$13,633,000468
Provision for loan and lease losses$580,000413
Total noninterest income$5,307,000405
Gross Fiduciary activities income$733,000278
Service charges on deposit accounts$1,959,000196
Trading account gains and fees$0142
Additional Noninterest Income$2,615,000491
Total noninterest expense$13,270,000440
Salaries and employee benefits$7,169,000449
Premises and equipment expense$1,699,000408
Additional noninterest expense$4,402,000413
Pre-tax net operating income$5,090,000522
Securities gains (losses)$-9,0005,640
Applicable income taxes$1,526,000501
Income before extraordinary items$3,555,000575
Extraordinary gains, net$08
Net income$3,555,000575
Minority interest net income$055
Net income of bank and minority interests.$3,555,000575
Net charge-offs$417,000377
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$7,000547
Net operating income$3,561,300561
2016-12-31 (YTD Data)Rank
Total interest income$22,268,0001,185
Total interest expense$2,283,0001,267
Net interest income$19,985,0001,168
Provision for loan and lease losses$-332,0005,690
Total noninterest income$7,560,000855
Gross Fiduciary activities income$1,532,000383
Service charges on deposit accounts$2,248,000582
Trading account gains and fees$0170
Additional Noninterest Income$3,780,0001,024
Total noninterest expense$20,594,0001,027
Salaries and employee benefits$8,570,0001,301
Premises and equipment expense$2,256,0001,051
Additional noninterest expense$9,768,000696
Pre-tax net operating income$7,283,0001,199
Securities gains (losses)$1,643,000149
Applicable income taxes$2,464,000908
Income before extraordinary items$6,462,0001,124
Extraordinary gains, net$05
Net income$6,462,0001,122
Minority interest net income$082
Net income of bank and minority interests.$6,462,0001,123
Net charge-offs$140,0002,294
Cash dividends$6,000,000561
Sale, conversion, retirement of capital stock, net$4,000733
Net operating income$5,279,0401,291
2016-09-30 (YTD Data)Rank
Total interest income$16,888,0001,175
Total interest expense$2,000,0001,080
Net interest income$14,888,0001,180
Provision for loan and lease losses$-206,0005,780
Total noninterest income$6,097,000812
Gross Fiduciary activities income$1,172,000379
Service charges on deposit accounts$1,677,000584
Trading account gains and fees$0169
Additional Noninterest Income$3,248,000935
Total noninterest expense$15,756,0001,004
Salaries and employee benefits$6,308,0001,315
Premises and equipment expense$1,650,0001,079
Additional noninterest expense$7,798,000667
Pre-tax net operating income$5,435,0001,224
Securities gains (losses)$1,644,000121
Applicable income taxes$1,925,000886
Income before extraordinary items$5,154,0001,090
Extraordinary gains, net$05
Net income$5,154,0001,090
Minority interest net income$071
Net income of bank and minority interests.$5,154,0001,090
Net charge-offs$201,0001,448
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$3,000697
Net operating income$3,953,8801,302
2016-06-30 (YTD Data)Rank
Total interest income$11,431,0001,157
Total interest expense$1,371,0001,045
Net interest income$10,060,0001,164
Provision for loan and lease losses$-237,0005,906
Total noninterest income$3,114,000972
Gross Fiduciary activities income$779,000378
Service charges on deposit accounts$1,070,000599
Trading account gains and fees$0157
Additional Noninterest Income$1,265,0001,336
Total noninterest expense$9,520,0001,092
Salaries and employee benefits$4,223,0001,318
Premises and equipment expense$1,042,0001,136
Additional noninterest expense$4,255,000782
Pre-tax net operating income$3,891,0001,133
Securities gains (losses)$130,000806
Applicable income taxes$1,101,0001,010
Income before extraordinary items$2,920,0001,225
Extraordinary gains, net$016
Net income$2,920,0001,225
Minority interest net income$071
Net income of bank and minority interests.$2,920,0001,225
Net charge-offs$88,0001,733
Cash dividends$3,000,000547
Sale, conversion, retirement of capital stock, net$2,000682
Net operating income$2,825,1001,223
2016-03-31 (YTD Data)Rank
Total interest income$5,832,0001,136
Total interest expense$684,0001,040
Net interest income$5,148,0001,142
Provision for loan and lease losses$-330,0006,050
Total noninterest income$1,603,000914
Gross Fiduciary activities income$393,000379
Service charges on deposit accounts$530,000600
Trading account gains and fees$0142
Additional Noninterest Income$680,0001,243
Total noninterest expense$4,804,0001,094
Salaries and employee benefits$2,172,0001,292
Premises and equipment expense$489,0001,204
Additional noninterest expense$2,143,000759
Pre-tax net operating income$2,277,000971
Securities gains (losses)$49,000842
Applicable income taxes$635,000878
Income before extraordinary items$1,691,0001,061
Extraordinary gains, net$012
Net income$1,691,0001,061
Minority interest net income$062
Net income of bank and minority interests.$1,691,0001,062
Net charge-offs$-76,0005,833
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$1,000640
Net operating income$1,655,2301,053
2015-12-31 (YTD Data)Rank
Total interest income$22,437,0001,136
Total interest expense$2,880,000982
Net interest income$19,557,0001,167
Provision for loan and lease losses$-297,0005,862
Total noninterest income$6,119,000984
Gross Fiduciary activities income$1,349,000413
Service charges on deposit accounts$2,264,000585
Trading account gains and fees$0159
Additional Noninterest Income$2,506,0001,305
Total noninterest expense$19,216,0001,062
Salaries and employee benefits$8,676,0001,264
Premises and equipment expense$2,251,0001,051
Additional noninterest expense$8,289,000792
Pre-tax net operating income$6,757,0001,236
Securities gains (losses)$55,0001,585
Applicable income taxes$1,611,0001,177
Income before extraordinary items$5,201,0001,312
Extraordinary gains, net$023
Net income$5,201,0001,311
Minority interest net income$081
Net income of bank and minority interests.$5,201,0001,312
Net charge-offs$202,0001,976
Cash dividends$7,400,000480
Sale, conversion, retirement of capital stock, net$5,000770
Net operating income$5,159,2001,293
2015-09-30 (YTD Data)Rank
Total interest income$16,860,0001,147
Total interest expense$2,172,000980
Net interest income$14,688,0001,169
Provision for loan and lease losses$-137,0005,951
Total noninterest income$4,886,000943
Gross Fiduciary activities income$1,058,000402
Service charges on deposit accounts$1,676,000592
Trading account gains and fees$0153
Additional Noninterest Income$2,152,0001,217
Total noninterest expense$14,468,0001,067
Salaries and employee benefits$6,517,0001,272
Premises and equipment expense$1,666,0001,084
Additional noninterest expense$6,285,000782
Pre-tax net operating income$5,243,0001,219
Securities gains (losses)$16,0002,128
Applicable income taxes$1,295,0001,156
Income before extraordinary items$3,964,0001,307
Extraordinary gains, net$021
Net income$3,964,0001,307
Minority interest net income$078
Net income of bank and minority interests.$3,964,0001,307
Net charge-offs$-73,0005,728
Cash dividends$3,400,000651
Sale, conversion, retirement of capital stock, net$4,000731
Net operating income$3,952,0001,281
2015-06-30 (YTD Data)Rank
Total interest income$11,286,0001,138
Total interest expense$1,454,000981
Net interest income$9,832,0001,163
Provision for loan and lease losses$51,0002,869
Total noninterest income$3,135,000964
Gross Fiduciary activities income$653,000424
Service charges on deposit accounts$1,088,000594
Trading account gains and fees$0157
Additional Noninterest Income$1,394,0001,250
Total noninterest expense$9,489,0001,082
Salaries and employee benefits$4,365,0001,272
Premises and equipment expense$1,079,0001,124
Additional noninterest expense$4,045,000818
Pre-tax net operating income$3,427,0001,229
Securities gains (losses)$15,0001,851
Applicable income taxes$816,0001,196
Income before extraordinary items$2,626,0001,294
Extraordinary gains, net$022
Net income$2,626,0001,295
Minority interest net income$075
Net income of bank and minority interests.$2,626,0001,295
Net charge-offs$-21,0005,481
Cash dividends$3,400,000461
Sale, conversion, retirement of capital stock, net$3,000710
Net operating income$2,614,6001,274
2015-03-31 (YTD Data)Rank
Total interest income$5,667,0001,127
Total interest expense$739,000980
Net interest income$4,928,0001,155
Provision for loan and lease losses$-260,0006,279
Total noninterest income$1,539,000952
Gross Fiduciary activities income$313,000434
Service charges on deposit accounts$517,000611
Trading account gains and fees$0152
Additional Noninterest Income$709,0001,185
Total noninterest expense$5,066,0001,025
Salaries and employee benefits$2,244,0001,253
Premises and equipment expense$481,0001,257
Additional noninterest expense$2,341,000709
Pre-tax net operating income$1,661,0001,222
Securities gains (losses)$-7,0006,219
Applicable income taxes$381,0001,227
Income before extraordinary items$1,273,0001,297
Extraordinary gains, net$013
Net income$1,273,0001,298
Minority interest net income$064
Net income of bank and minority interests.$1,273,0001,299
Net charge-offs$-177,0006,224
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$1,000676
Net operating income$1,278,3901,255
2014-12-31 (YTD Data)Rank
Total interest income$23,798,0001,075
Total interest expense$3,448,000866
Net interest income$20,350,0001,104
Provision for loan and lease losses$-2,568,0006,439
Total noninterest income$6,727,000896
Gross Fiduciary activities income$1,612,000375
Service charges on deposit accounts$2,322,000591
Trading account gains and fees$0180
Additional Noninterest Income$2,793,0001,144
Total noninterest expense$19,676,0001,038
Salaries and employee benefits$8,191,0001,298
Premises and equipment expense$2,290,0001,052
Additional noninterest expense$9,195,000719
Pre-tax net operating income$9,969,000829
Securities gains (losses)$-4,0005,927
Applicable income taxes$2,638,000802
Income before extraordinary items$7,327,000912
Extraordinary gains, net$017
Net income$7,327,000911
Minority interest net income$084
Net income of bank and minority interests.$7,327,000911
Net charge-offs$601,0001,300
Cash dividends$9,000,000362
Sale, conversion, retirement of capital stock, net$7,000805
Net operating income$7,329,960889
2014-09-30 (YTD Data)Rank
Total interest income$17,949,0001,075
Total interest expense$2,671,000844
Net interest income$15,278,0001,109
Provision for loan and lease losses$-2,143,0006,527
Total noninterest income$5,118,000873
Gross Fiduciary activities income$1,168,000386
Service charges on deposit accounts$1,756,000580
Trading account gains and fees$0174
Additional Noninterest Income$2,194,0001,127
Total noninterest expense$14,996,0001,017
Salaries and employee benefits$6,151,0001,299
Premises and equipment expense$1,707,0001,061
Additional noninterest expense$7,138,000696
Pre-tax net operating income$7,543,000834
Securities gains (losses)$-4,0006,036
Applicable income taxes$1,918,000836
Income before extraordinary items$5,621,000887
Extraordinary gains, net$015
Net income$5,621,000886
Minority interest net income$081
Net income of bank and minority interests.$5,621,000886
Net charge-offs$481,0001,189
Cash dividends$3,000,000664
Sale, conversion, retirement of capital stock, net$7,000758
Net operating income$5,624,000861
2014-06-30 (YTD Data)Rank
Total interest income$12,045,0001,063
Total interest expense$1,812,000827
Net interest income$10,233,0001,091
Provision for loan and lease losses$-1,542,0006,595
Total noninterest income$2,940,000956
Gross Fiduciary activities income$597,000431
Service charges on deposit accounts$1,155,000578
Trading account gains and fees$0172
Additional Noninterest Income$1,188,0001,294
Total noninterest expense$10,024,0001,015
Salaries and employee benefits$4,084,0001,301
Premises and equipment expense$1,096,0001,108
Additional noninterest expense$4,844,000688
Pre-tax net operating income$4,691,000870
Securities gains (losses)$-4,0006,185
Applicable income taxes$1,243,000824
Income before extraordinary items$3,444,000949
Extraordinary gains, net$020
Net income$3,444,000949
Minority interest net income$080
Net income of bank and minority interests.$3,444,000949
Net charge-offs$193,0001,614
Cash dividends$3,000,000466
Sale, conversion, retirement of capital stock, net$5,000729
Net operating income$3,446,920928
2014-03-31 (YTD Data)Rank
Total interest income$6,033,0001,063
Total interest expense$913,000831
Net interest income$5,120,0001,092
Provision for loan and lease losses$-922,0006,662
Total noninterest income$1,146,0001,125
Gross Fiduciary activities income$306,000432
Service charges on deposit accounts$565,000582
Trading account gains and fees$0147
Additional Noninterest Income$275,0002,126
Total noninterest expense$4,962,0001,034
Salaries and employee benefits$2,020,0001,334
Premises and equipment expense$524,0001,182
Additional noninterest expense$2,418,000686
Pre-tax net operating income$2,226,000888
Securities gains (losses)$2,0001,528
Applicable income taxes$595,000817
Income before extraordinary items$1,633,000958
Extraordinary gains, net$016
Net income$1,633,000958
Minority interest net income$066
Net income of bank and minority interests.$1,633,000959
Net charge-offs$280,000753
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$1,631,540940
2013-12-31 (YTD Data)Rank
Total interest income$24,200,0001,047
Total interest expense$4,132,000820
Net interest income$20,068,0001,096
Provision for loan and lease losses$-1,239,0006,697
Total noninterest income$5,031,0001,121
Gross Fiduciary activities income$1,114,000438
Service charges on deposit accounts$2,402,000574
Trading account gains and fees$0184
Additional Noninterest Income$1,515,0001,835
Total noninterest expense$19,994,0001,021
Salaries and employee benefits$8,233,0001,295
Premises and equipment expense$2,169,0001,096
Additional noninterest expense$9,592,000729
Pre-tax net operating income$6,344,0001,167
Securities gains (losses)$-5,0006,182
Applicable income taxes$1,520,0001,114
Income before extraordinary items$4,819,0001,264
Extraordinary gains, net$029
Net income$4,819,0001,266
Minority interest net income$090
Net income of bank and minority interests.$4,819,0001,267
Net charge-offs$406,0002,241
Cash dividends$7,000,000428
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,822,8001,241
2013-09-30 (YTD Data)Rank
Total interest income$18,041,0001,060
Total interest expense$3,149,000829
Net interest income$14,892,0001,109
Provision for loan and lease losses$-1,125,0006,791
Total noninterest income$4,166,0001,078
Gross Fiduciary activities income$799,000449
Service charges on deposit accounts$1,777,000577
Trading account gains and fees$0180
Additional Noninterest Income$1,590,0001,489
Total noninterest expense$14,872,0001,031
Salaries and employee benefits$6,050,0001,321
Premises and equipment expense$1,570,0001,138
Additional noninterest expense$7,252,000724
Pre-tax net operating income$5,311,0001,082
Securities gains (losses)$-6,0006,453
Applicable income taxes$1,237,0001,078
Income before extraordinary items$4,068,0001,146
Extraordinary gains, net$025
Net income$4,068,0001,148
Minority interest net income$084
Net income of bank and minority interests.$4,068,0001,148
Net charge-offs$292,0002,148
Cash dividends$4,200,000484
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,072,6201,113
2013-06-30 (YTD Data)Rank
Total interest income$12,018,0001,056
Total interest expense$2,131,000837
Net interest income$9,887,0001,098
Provision for loan and lease losses$-749,0006,839
Total noninterest income$3,027,0001,012
Gross Fiduciary activities income$532,000447
Service charges on deposit accounts$1,152,000575
Trading account gains and fees$0157
Additional Noninterest Income$1,343,0001,282
Total noninterest expense$9,902,0001,024
Salaries and employee benefits$4,067,0001,309
Premises and equipment expense$978,0001,221
Additional noninterest expense$4,857,000709
Pre-tax net operating income$3,761,0001,003
Securities gains (losses)$-6,0006,616
Applicable income taxes$927,000998
Income before extraordinary items$2,828,0001,095
Extraordinary gains, net$022
Net income$2,828,0001,096
Minority interest net income$082
Net income of bank and minority interests.$2,828,0001,098
Net charge-offs$296,0001,706
Cash dividends$4,200,000340
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,832,5001,058
2013-03-31 (YTD Data)Rank
Total interest income$6,030,0001,054
Total interest expense$1,086,000854
Net interest income$4,944,0001,103
Provision for loan and lease losses$-179,0006,885
Total noninterest income$1,556,0001,000
Gross Fiduciary activities income$274,000442
Service charges on deposit accounts$561,000592
Trading account gains and fees$0148
Additional Noninterest Income$721,0001,232
Total noninterest expense$4,939,0001,039
Salaries and employee benefits$2,051,0001,308
Premises and equipment expense$448,0001,361
Additional noninterest expense$2,440,000708
Pre-tax net operating income$1,740,0001,064
Securities gains (losses)$01,966
Applicable income taxes$441,0001,020
Income before extraordinary items$1,299,0001,146
Extraordinary gains, net$010
Net income$1,299,0001,148
Minority interest net income$076
Net income of bank and minority interests.$1,299,0001,148
Net charge-offs$94,0001,950
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,299,0001,091
2012-12-31 (YTD Data)Rank
Total interest income$26,455,000989
Total interest expense$6,006,000724
Net interest income$20,449,0001,073
Provision for loan and lease losses$1,323,0001,453
Total noninterest income$4,358,0001,253
Gross Fiduciary activities income$1,028,000449
Service charges on deposit accounts$2,262,000630
Trading account gains and fees$0166
Additional Noninterest Income$1,068,0002,291
Total noninterest expense$20,242,000984
Salaries and employee benefits$7,860,0001,311
Premises and equipment expense$2,103,0001,126
Additional noninterest expense$10,279,000692
Pre-tax net operating income$3,242,0001,953
Securities gains (losses)$549,000863
Applicable income taxes$368,0002,476
Income before extraordinary items$3,423,0001,673
Extraordinary gains, net$029
Net income$3,423,0001,673
Minority interest net income$093
Net income of bank and minority interests.$3,423,0001,674
Net charge-offs$3,007,000841
Cash dividends$3,950,000706
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,928,9001,796
2012-09-30 (YTD Data)Rank
Total interest income$20,141,000995
Total interest expense$4,694,000726
Net interest income$15,447,0001,076
Provision for loan and lease losses$1,128,0001,305
Total noninterest income$3,265,0001,265
Gross Fiduciary activities income$752,000453
Service charges on deposit accounts$1,683,000637
Trading account gains and fees$0157
Additional Noninterest Income$830,0002,237
Total noninterest expense$14,951,0001,004
Salaries and employee benefits$5,845,0001,319
Premises and equipment expense$1,532,0001,166
Additional noninterest expense$7,574,000698
Pre-tax net operating income$2,633,0001,884
Securities gains (losses)$443,000823
Applicable income taxes$327,0002,380
Income before extraordinary items$2,749,0001,598
Extraordinary gains, net$020
Net income$2,749,0001,599
Minority interest net income$086
Net income of bank and minority interests.$2,749,0001,599
Net charge-offs$2,493,000780
Cash dividends$3,950,000439
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,354,7301,730
2012-06-30 (YTD Data)Rank
Total interest income$13,615,000989
Total interest expense$3,206,000737
Net interest income$10,409,0001,070
Provision for loan and lease losses$581,0001,653
Total noninterest income$2,459,0001,138
Gross Fiduciary activities income$511,000446
Service charges on deposit accounts$1,112,000645
Trading account gains and fees$0153
Additional Noninterest Income$836,0001,711
Total noninterest expense$9,954,000999
Salaries and employee benefits$3,894,0001,324
Premises and equipment expense$1,006,0001,178
Additional noninterest expense$5,054,000687
Pre-tax net operating income$2,333,0001,492
Securities gains (losses)$370,000729
Applicable income taxes$435,0001,638
Income before extraordinary items$2,268,0001,308
Extraordinary gains, net$019
Net income$2,268,0001,307
Minority interest net income$084
Net income of bank and minority interests.$2,268,0001,308
Net charge-offs$1,597,000818
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,957,2001,427
2012-03-31 (YTD Data)Rank
Total interest income$6,898,000980
Total interest expense$1,660,000731
Net interest income$5,238,0001,056
Provision for loan and lease losses$592,000953
Total noninterest income$1,011,0001,317
Gross Fiduciary activities income$250,000449
Service charges on deposit accounts$567,000626
Trading account gains and fees$0148
Additional Noninterest Income$194,0002,709
Total noninterest expense$4,997,000998
Salaries and employee benefits$1,999,0001,298
Premises and equipment expense$467,0001,285
Additional noninterest expense$2,531,000679
Pre-tax net operating income$660,0002,366
Securities gains (losses)$3,0001,983
Applicable income taxes$8,0004,083
Income before extraordinary items$655,0002,111
Extraordinary gains, net$019
Net income$655,0002,112
Minority interest net income$078
Net income of bank and minority interests.$655,0002,113
Net charge-offs$1,408,000534
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$652,0302,015
2011-12-31 (YTD Data)Rank
Total interest income$29,110,000957
Total interest expense$8,425,000682
Net interest income$20,685,0001,074
Provision for loan and lease losses$2,479,0001,348
Total noninterest income$5,495,000962
Gross Fiduciary activities income$1,268,000347
Service charges on deposit accounts$2,635,000563
Trading account gains and fees$0146
Additional Noninterest Income$1,592,0001,583
Total noninterest expense$20,298,000967
Salaries and employee benefits$7,515,0001,318
Premises and equipment expense$2,305,0001,080
Additional noninterest expense$10,478,000684
Pre-tax net operating income$3,403,0001,637
Securities gains (losses)$896,000487
Applicable income taxes$831,0001,520
Income before extraordinary items$3,468,0001,414
Extraordinary gains, net$029
Net income$3,468,0001,414
Minority interest net income$096
Net income of bank and minority interests.$3,468,0001,414
Net charge-offs$4,131,000934
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,742,2401,660
2011-09-30 (YTD Data)Rank
Total interest income$22,217,000957
Total interest expense$6,521,000692
Net interest income$15,696,0001,066
Provision for loan and lease losses$1,658,0001,413
Total noninterest income$4,103,000969
Gross Fiduciary activities income$1,001,000340
Service charges on deposit accounts$1,982,000565
Trading account gains and fees$0145
Additional Noninterest Income$1,120,0001,627
Total noninterest expense$15,166,000978
Salaries and employee benefits$5,653,0001,315
Premises and equipment expense$1,729,0001,091
Additional noninterest expense$7,784,000683
Pre-tax net operating income$2,975,0001,509
Securities gains (losses)$851,000405
Applicable income taxes$817,0001,266
Income before extraordinary items$3,009,0001,290
Extraordinary gains, net$021
Net income$3,009,0001,290
Minority interest net income$087
Net income of bank and minority interests.$3,009,0001,290
Net charge-offs$1,508,0001,485
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,336,7101,548
2011-06-30 (YTD Data)Rank
Total interest income$15,023,000960
Total interest expense$4,440,000717
Net interest income$10,583,0001,045
Provision for loan and lease losses$1,359,0001,222
Total noninterest income$2,616,0001,010
Gross Fiduciary activities income$697,000336
Service charges on deposit accounts$1,296,000574
Trading account gains and fees$0153
Additional Noninterest Income$623,0001,823
Total noninterest expense$10,175,000981
Salaries and employee benefits$3,801,0001,311
Premises and equipment expense$1,111,0001,155
Additional noninterest expense$5,263,000688
Pre-tax net operating income$1,665,0001,714
Securities gains (losses)$603,000304
Applicable income taxes$636,0001,095
Income before extraordinary items$1,632,0001,505
Extraordinary gains, net$015
Net income$1,632,0001,505
Minority interest net income$089
Net income of bank and minority interests.$1,632,0001,505
Net charge-offs$1,258,0001,270
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,197,8401,891
2011-03-31 (YTD Data)Rank
Total interest income$7,479,000968
Total interest expense$2,254,000731
Net interest income$5,225,0001,057
Provision for loan and lease losses$854,000969
Total noninterest income$1,258,0001,046
Gross Fiduciary activities income$240,000415
Service charges on deposit accounts$627,000576
Trading account gains and fees$0158
Additional Noninterest Income$391,0001,593
Total noninterest expense$5,927,000845
Salaries and employee benefits$1,923,0001,307
Premises and equipment expense$525,0001,251
Additional noninterest expense$3,479,000529
Pre-tax net operating income$-298,0006,933
Securities gains (losses)$196,000345
Applicable income taxes$125,0001,953
Income before extraordinary items$-227,0006,919
Extraordinary gains, net$09
Net income$-227,0006,919
Minority interest net income$086
Net income of bank and minority interests.$-227,0006,919
Net charge-offs$789,0001,002
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-423,0007,078
2010-12-31 (YTD Data)Rank
Total interest income$33,644,000910
Total interest expense$12,191,000649
Net interest income$21,453,0001,026
Provision for loan and lease losses$6,786,000901
Total noninterest income$5,803,000958
Gross Fiduciary activities income$952,000409
Service charges on deposit accounts$2,834,000532
Trading account gains and fees$0175
Additional Noninterest Income$2,017,0001,395
Total noninterest expense$21,326,000938
Salaries and employee benefits$7,714,0001,273
Premises and equipment expense$2,280,0001,142
Additional noninterest expense$11,332,000678
Pre-tax net operating income$-856,0006,410
Securities gains (losses)$4,847,000107
Applicable income taxes$349,0002,225
Income before extraordinary items$3,642,0001,183
Extraordinary gains, net$029
Net income$3,642,0001,183
Minority interest net income$0111
Net income of bank and minority interests.$3,642,0001,185
Net charge-offs$5,313,000956
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-768,7706,447
2010-09-30 (YTD Data)Rank
Total interest income$26,033,000890
Total interest expense$9,623,000643
Net interest income$16,410,0001,015
Provision for loan and lease losses$5,349,000833
Total noninterest income$4,308,000944
Gross Fiduciary activities income$717,000409
Service charges on deposit accounts$2,127,000535
Trading account gains and fees$0165
Additional Noninterest Income$1,464,0001,364
Total noninterest expense$16,102,000921
Salaries and employee benefits$5,877,0001,255
Premises and equipment expense$1,703,0001,161
Additional noninterest expense$8,522,000639
Pre-tax net operating income$-733,0006,665
Securities gains (losses)$4,849,00090
Applicable income taxes$463,0001,745
Income before extraordinary items$3,653,000955
Extraordinary gains, net$023
Net income$3,653,000957
Minority interest net income$0110
Net income of bank and minority interests.$3,653,000957
Net charge-offs$4,716,000818
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-662,6106,702
2010-06-30 (YTD Data)Rank
Total interest income$17,710,000878
Total interest expense$6,668,000641
Net interest income$11,042,0001,003
Provision for loan and lease losses$2,678,0001,034
Total noninterest income$2,668,000977
Gross Fiduciary activities income$492,000404
Service charges on deposit accounts$1,388,000555
Trading account gains and fees$0152
Additional Noninterest Income$788,0001,534
Total noninterest expense$11,246,000886
Salaries and employee benefits$4,050,0001,206
Premises and equipment expense$1,167,0001,138
Additional noninterest expense$6,029,000600
Pre-tax net operating income$-214,0006,459
Securities gains (losses)$1,973,000141
Applicable income taxes$-251,0007,365
Income before extraordinary items$2,010,0001,111
Extraordinary gains, net$019
Net income$2,010,0001,112
Minority interest net income$0105
Net income of bank and minority interests.$2,010,0001,112
Net charge-offs$2,324,0001,013
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$37,0005,890
2010-03-31 (YTD Data)Rank
Total interest income$6,043,0001,338
Total interest expense$2,207,0001,061
Net interest income$3,836,0001,497
Provision for loan and lease losses$423,0002,009
Total noninterest income$804,0001,444
Gross Fiduciary activities income$255,000400
Service charges on deposit accounts$453,000864
Trading account gains and fees$0175
Additional Noninterest Income$96,0003,585
Total noninterest expense$4,449,0001,125
Salaries and employee benefits$1,536,0001,635
Premises and equipment expense$398,0001,705
Additional noninterest expense$2,515,000726
Pre-tax net operating income$-232,0006,881
Securities gains (losses)$532,000240
Applicable income taxes$-252,0007,603
Income before extraordinary items$552,0001,962
Extraordinary gains, net$016
Net income$552,0001,960
Minority interest net income$091
Net income of bank and minority interests.$552,0001,962
Net charge-offs$415,0001,743
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$20,0006,022
2009-12-31 (YTD Data)Rank
Total interest income$26,079,0001,317
Total interest expense$10,411,0001,146
Net interest income$15,668,0001,418
Provision for loan and lease losses$7,508,0001,076
Total noninterest income$4,944,0001,113
Gross Fiduciary activities income$1,023,000382
Service charges on deposit accounts$1,942,000891
Trading account gains and fees$0211
Additional Noninterest Income$1,979,0001,387
Total noninterest expense$15,977,0001,292
Salaries and employee benefits$6,223,0001,599
Premises and equipment expense$1,870,0001,446
Additional noninterest expense$7,884,000995
Pre-tax net operating income$-2,873,0006,864
Securities gains (losses)$1,107,000457
Applicable income taxes$-1,928,0007,507
Income before extraordinary items$162,0004,939
Extraordinary gains, net$034
Net income$162,0004,941
Minority interest net income$0115
Net income of bank and minority interests.$162,0004,941
Net charge-offs$4,647,0001,212
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-546,4806,109
2009-09-30 (YTD Data)Rank
Total interest income$20,137,0001,309
Total interest expense$7,898,0001,189
Net interest income$12,239,0001,356
Provision for loan and lease losses$5,708,000956
Total noninterest income$4,030,0001,038
Gross Fiduciary activities income$872,000352
Service charges on deposit accounts$1,437,000898
Trading account gains and fees$0212
Additional Noninterest Income$1,721,0001,274
Total noninterest expense$11,996,0001,284
Salaries and employee benefits$4,625,0001,621
Premises and equipment expense$1,383,0001,482
Additional noninterest expense$5,988,000936
Pre-tax net operating income$-1,435,0006,838
Securities gains (losses)$618,000585
Applicable income taxes$-779,0007,480
Income before extraordinary items$-38,0005,856
Extraordinary gains, net$027
Net income$-38,0005,856
Minority interest net income$0118
Net income of bank and minority interests.$-38,0005,856
Net charge-offs$4,088,000962
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-433,5206,360
2009-06-30 (YTD Data)Rank
Total interest income$13,629,0001,321
Total interest expense$5,249,0001,258
Net interest income$8,380,0001,327
Provision for loan and lease losses$2,356,0001,273
Total noninterest income$2,768,0001,025
Gross Fiduciary activities income$652,000331
Service charges on deposit accounts$923,000924
Trading account gains and fees$0193
Additional Noninterest Income$1,193,0001,270
Total noninterest expense$8,272,0001,265
Salaries and employee benefits$3,061,0001,669
Premises and equipment expense$897,0001,551
Additional noninterest expense$4,314,000883
Pre-tax net operating income$520,0003,237
Securities gains (losses)$601,000432
Applicable income taxes$44,0003,242
Income before extraordinary items$1,077,0001,731
Extraordinary gains, net$021
Net income$1,077,0001,728
Minority interest net income$0112
Net income of bank and minority interests.$1,077,0001,730
Net charge-offs$1,206,0001,509
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$500,0402,987
2009-03-31 (YTD Data)Rank
Total interest income$6,957,0001,306
Total interest expense$2,601,0001,323
Net interest income$4,356,0001,271
Provision for loan and lease losses$564,0001,673
Total noninterest income$1,276,0001,057
Gross Fiduciary activities income$233,000400
Service charges on deposit accounts$446,000919
Trading account gains and fees$0171
Additional Noninterest Income$597,0001,238
Total noninterest expense$3,807,0001,314
Salaries and employee benefits$1,520,0001,701
Premises and equipment expense$400,0001,769
Additional noninterest expense$1,887,000876
Pre-tax net operating income$1,261,0001,010
Securities gains (losses)$259,000564
Applicable income taxes$237,0001,278
Income before extraordinary items$1,283,000814
Extraordinary gains, net$015
Net income$1,283,000815
Minority interest net income$0102
Net income of bank and minority interests.$1,283,000816
Net charge-offs$238,0001,997
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,065,440949
2008-12-31 (YTD Data)Rank
Total interest income$30,483,0001,262
Total interest expense$13,173,0001,234
Net interest income$17,310,0001,279
Provision for loan and lease losses$1,954,0001,826
Total noninterest income$5,268,0001,003
Gross Fiduciary activities income$1,152,000373
Service charges on deposit accounts$2,034,000863
Trading account gains and fees$0154
Additional Noninterest Income$2,082,0001,266
Total noninterest expense$14,871,0001,312
Salaries and employee benefits$6,069,0001,681
Premises and equipment expense$1,711,0001,620
Additional noninterest expense$7,091,000905
Pre-tax net operating income$5,753,000970
Securities gains (losses)$293,000558
Applicable income taxes$904,0001,284
Income before extraordinary items$5,142,000790
Extraordinary gains, net$039
Net income$5,142,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$839,0002,156
Cash dividends$2,286,0001,198
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,892,950895
2008-09-30 (YTD Data)Rank
Total interest income$23,214,0001,262
Total interest expense$10,265,0001,230
Net interest income$12,949,0001,306
Provision for loan and lease losses$1,042,0001,781
Total noninterest income$3,815,0001,085
Gross Fiduciary activities income$887,000372
Service charges on deposit accounts$1,518,000872
Trading account gains and fees$0148
Additional Noninterest Income$1,410,0001,422
Total noninterest expense$10,970,0001,308
Salaries and employee benefits$4,535,0001,714
Premises and equipment expense$1,212,0001,712
Additional noninterest expense$5,223,000878
Pre-tax net operating income$4,752,0001,067
Securities gains (losses)$289,000478
Applicable income taxes$720,0001,499
Income before extraordinary items$4,321,000850
Extraordinary gains, net$031
Net income$4,321,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0001,710
Cash dividends$2,286,000916
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,072,460960
2008-06-30 (YTD Data)Rank
Total interest income$15,811,0001,256
Total interest expense$7,147,0001,229
Net interest income$8,664,0001,287
Provision for loan and lease losses$526,0001,858
Total noninterest income$2,624,0001,066
Gross Fiduciary activities income$591,000385
Service charges on deposit accounts$1,015,000852
Trading account gains and fees$0149
Additional Noninterest Income$1,018,0001,373
Total noninterest expense$7,267,0001,318
Salaries and employee benefits$3,031,0001,721
Premises and equipment expense$820,0001,685
Additional noninterest expense$3,416,000866
Pre-tax net operating income$3,495,0001,020
Securities gains (losses)$292,000456
Applicable income taxes$777,0001,139
Income before extraordinary items$3,010,000908
Extraordinary gains, net$021
Net income$3,010,000908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,486
Cash dividends$2,286,000712
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,779,320968
2008-03-31 (YTD Data)Rank
Total interest income$8,127,0001,252
Total interest expense$3,868,0001,206
Net interest income$4,259,0001,303
Provision for loan and lease losses$289,0001,449
Total noninterest income$1,341,0001,048
Gross Fiduciary activities income$295,000386
Service charges on deposit accounts$600,000721
Trading account gains and fees$0158
Additional Noninterest Income$446,0001,517
Total noninterest expense$3,484,0001,373
Salaries and employee benefits$1,474,0001,788
Premises and equipment expense$355,0001,919
Additional noninterest expense$1,655,000865
Pre-tax net operating income$1,827,0001,041
Securities gains (losses)$207,000431
Applicable income taxes$391,0001,217
Income before extraordinary items$1,643,000918
Extraordinary gains, net$015
Net income$1,643,000920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,000794
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,475,330980
2007-12-31 (YTD Data)Rank
Total interest income$31,938,0001,338
Total interest expense$15,973,0001,244
Net interest income$15,965,0001,405
Provision for loan and lease losses$798,0001,684
Total noninterest income$5,296,0001,053
Gross Fiduciary activities income$1,177,000383
Service charges on deposit accounts$2,275,000776
Trading account gains and fees$0178
Additional Noninterest Income$1,844,0001,438
Total noninterest expense$14,883,0001,250
Salaries and employee benefits$6,707,0001,506
Premises and equipment expense$1,692,0001,574
Additional noninterest expense$6,484,000872
Pre-tax net operating income$5,580,0001,499
Securities gains (losses)$02,146
Applicable income taxes$525,0002,680
Income before extraordinary items$5,055,0001,266
Extraordinary gains, net$039
Net income$5,055,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,071
Cash dividends$9,419,000440
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,055,0001,255
2007-09-30 (YTD Data)Rank
Total interest income$23,646,0001,362
Total interest expense$11,952,0001,252
Net interest income$11,694,0001,447
Provision for loan and lease losses$-154,0008,457
Total noninterest income$3,902,0001,064
Gross Fiduciary activities income$849,000382
Service charges on deposit accounts$1,632,000800
Trading account gains and fees$0184
Additional Noninterest Income$1,421,0001,430
Total noninterest expense$10,815,0001,278
Salaries and employee benefits$4,708,0001,611
Premises and equipment expense$1,187,0001,660
Additional noninterest expense$4,920,000837
Pre-tax net operating income$4,935,0001,371
Securities gains (losses)$01,655
Applicable income taxes$673,0002,135
Income before extraordinary items$4,262,0001,210
Extraordinary gains, net$033
Net income$4,262,0001,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,168
Cash dividends$5,061,000567
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,262,0001,196
2007-06-30 (YTD Data)Rank
Total interest income$16,123,0001,328
Total interest expense$8,347,0001,190
Net interest income$7,776,0001,472
Provision for loan and lease losses$-312,0008,549
Total noninterest income$2,379,0001,165
Gross Fiduciary activities income$546,000404
Service charges on deposit accounts$1,077,000822
Trading account gains and fees$0168
Additional Noninterest Income$756,0001,673
Total noninterest expense$7,153,0001,302
Salaries and employee benefits$3,161,0001,630
Premises and equipment expense$734,0001,798
Additional noninterest expense$3,258,000866
Pre-tax net operating income$3,314,0001,416
Securities gains (losses)$01,444
Applicable income taxes$272,0002,850
Income before extraordinary items$3,042,0001,173
Extraordinary gains, net$029
Net income$3,042,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,215
Cash dividends$5,061,000417
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,042,0001,157
2007-03-31 (YTD Data)Rank
Total interest income$8,196,0001,298
Total interest expense$4,332,0001,123
Net interest income$3,864,0001,478
Provision for loan and lease losses$-154,0008,570
Total noninterest income$1,098,0001,215
Gross Fiduciary activities income$273,000399
Service charges on deposit accounts$509,000839
Trading account gains and fees$0195
Additional Noninterest Income$316,0001,879
Total noninterest expense$3,510,0001,323
Salaries and employee benefits$1,564,0001,670
Premises and equipment expense$345,0001,898
Additional noninterest expense$1,601,000858
Pre-tax net operating income$1,606,0001,449
Securities gains (losses)$01,187
Applicable income taxes$137,0002,850
Income before extraordinary items$1,469,0001,204
Extraordinary gains, net$022
Net income$1,469,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,179
Cash dividends$5,061,000240
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,469,0001,187
2006-12-31 (YTD Data)Rank
Total interest income$28,394,0001,401
Total interest expense$13,080,0001,295
Net interest income$15,314,0001,489
Provision for loan and lease losses$568,0001,709
Total noninterest income$5,195,0001,061
Gross Fiduciary activities income$1,105,000372
Service charges on deposit accounts$2,253,000785
Trading account gains and fees$0130
Additional Noninterest Income$1,837,0001,451
Total noninterest expense$14,299,0001,252
Salaries and employee benefits$6,601,0001,502
Premises and equipment expense$1,600,0001,602
Additional noninterest expense$6,098,000872
Pre-tax net operating income$5,642,0001,705
Securities gains (losses)$-155,0008,323
Applicable income taxes$353,0003,585
Income before extraordinary items$5,134,0001,424
Extraordinary gains, net$051
Net income$5,134,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0001,200
Cash dividends$4,756,000745
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,279,7001,374
2006-09-30 (YTD Data)Rank
Total interest income$20,452,0001,453
Total interest expense$9,131,0001,342
Net interest income$11,321,0001,530
Provision for loan and lease losses$244,0002,489
Total noninterest income$4,025,0001,045
Gross Fiduciary activities income$891,000362
Service charges on deposit accounts$1,712,000781
Trading account gains and fees$0126
Additional Noninterest Income$1,422,0001,411
Total noninterest expense$10,579,0001,284
Salaries and employee benefits$4,724,0001,576
Premises and equipment expense$1,159,0001,659
Additional noninterest expense$4,696,000862
Pre-tax net operating income$4,523,0001,638
Securities gains (losses)$-155,0008,501
Applicable income taxes$217,0004,030
Income before extraordinary items$4,151,0001,371
Extraordinary gains, net$045
Net income$4,151,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,063
Cash dividends$4,600,000560
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,298,2501,307
2006-06-30 (YTD Data)Rank
Total interest income$13,228,0001,466
Total interest expense$5,708,0001,360
Net interest income$7,520,0001,530
Provision for loan and lease losses$196,0002,150
Total noninterest income$2,730,0001,031
Gross Fiduciary activities income$594,000365
Service charges on deposit accounts$1,139,000765
Trading account gains and fees$0126
Additional Noninterest Income$997,0001,356
Total noninterest expense$7,037,0001,296
Salaries and employee benefits$3,139,0001,580
Premises and equipment expense$807,0001,601
Additional noninterest expense$3,091,000865
Pre-tax net operating income$3,017,0001,637
Securities gains (losses)$-155,0008,609
Applicable income taxes$209,0003,555
Income before extraordinary items$2,653,0001,413
Extraordinary gains, net$039
Net income$2,653,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,213
Cash dividends$4,600,000408
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,797,1501,331
2006-03-31 (YTD Data)Rank
Total interest income$6,526,0001,450
Total interest expense$2,711,0001,362
Net interest income$3,815,0001,505
Provision for loan and lease losses$-69,0008,646
Total noninterest income$1,264,0001,072
Gross Fiduciary activities income$297,000362
Service charges on deposit accounts$554,000766
Trading account gains and fees$0115
Additional Noninterest Income$413,0001,536
Total noninterest expense$3,410,0001,341
Salaries and employee benefits$1,634,0001,526
Premises and equipment expense$381,0001,682
Additional noninterest expense$1,395,000955
Pre-tax net operating income$1,738,0001,426
Securities gains (losses)$0955
Applicable income taxes$169,0002,858
Income before extraordinary items$1,569,0001,191
Extraordinary gains, net$021
Net income$1,569,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,517
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,569,0001,168
2005-12-31 (YTD Data)Rank
Total interest income$24,380,0001,379
Total interest expense$9,196,0001,234
Net interest income$15,184,0001,436
Provision for loan and lease losses$224,0003,401
Total noninterest income$6,399,000883
Gross Fiduciary activities income$1,152,000370
Service charges on deposit accounts$2,565,000682
Trading account gains and fees$0138
Additional Noninterest Income$2,682,0001,098
Total noninterest expense$13,990,0001,236
Salaries and employee benefits$6,202,0001,517
Premises and equipment expense$1,639,0001,488
Additional noninterest expense$6,149,000840
Pre-tax net operating income$7,369,0001,301
Securities gains (losses)$02,296
Applicable income taxes$901,0002,408
Income before extraordinary items$6,468,0001,127
Extraordinary gains, net$046
Net income$6,468,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,000897
Cash dividends$2,202,0001,358
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,468,0001,102
2005-09-30 (YTD Data)Rank
Total interest income$17,776,0001,371
Total interest expense$6,561,0001,210
Net interest income$11,215,0001,438
Provision for loan and lease losses$52,0005,144
Total noninterest income$5,041,000854
Gross Fiduciary activities income$882,000360
Service charges on deposit accounts$2,001,000643
Trading account gains and fees$0126
Additional Noninterest Income$2,158,0001,061
Total noninterest expense$10,631,0001,214
Salaries and employee benefits$4,707,0001,480
Premises and equipment expense$1,163,0001,555
Additional noninterest expense$4,761,000807
Pre-tax net operating income$5,573,0001,289
Securities gains (losses)$02,317
Applicable income taxes$691,0002,410
Income before extraordinary items$4,882,0001,103
Extraordinary gains, net$035
Net income$4,882,0001,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,000659
Cash dividends$1,984,0001,077
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,882,0001,083
2005-06-30 (YTD Data)Rank
Total interest income$11,639,0001,361
Total interest expense$4,246,0001,173
Net interest income$7,393,0001,436
Provision for loan and lease losses$-268,0008,780
Total noninterest income$3,702,000774
Gross Fiduciary activities income$588,000358
Service charges on deposit accounts$1,347,000618
Trading account gains and fees$0116
Additional Noninterest Income$1,767,000882
Total noninterest expense$7,128,0001,186
Salaries and employee benefits$3,105,0001,495
Premises and equipment expense$774,0001,557
Additional noninterest expense$3,249,000796
Pre-tax net operating income$4,235,0001,108
Securities gains (losses)$02,146
Applicable income taxes$834,0001,567
Income before extraordinary items$3,401,0001,029
Extraordinary gains, net$030
Net income$3,401,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,000762
Cash dividends$1,984,000747
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,401,0001,008
2005-03-31 (YTD Data)Rank
Total interest income$5,827,0001,316
Total interest expense$2,102,0001,116
Net interest income$3,725,0001,416
Provision for loan and lease losses$198,0001,144
Total noninterest income$2,150,000669
Gross Fiduciary activities income$294,000359
Service charges on deposit accounts$622,000650
Trading account gains and fees$0115
Additional Noninterest Income$1,234,000684
Total noninterest expense$3,624,0001,165
Salaries and employee benefits$1,528,0001,527
Premises and equipment expense$371,0001,633
Additional noninterest expense$1,725,000736
Pre-tax net operating income$2,053,0001,131
Securities gains (losses)$01,685
Applicable income taxes$353,0001,758
Income before extraordinary items$1,700,0001,025
Extraordinary gains, net$024
Net income$1,700,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,154
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,700,0001,001
2004-12-31 (YTD Data)Rank
Total interest income$22,398,0001,260
Total interest expense$6,172,0001,336
Net interest income$16,226,0001,242
Provision for loan and lease losses$629,0001,584
Total noninterest income$6,008,000909
Gross Fiduciary activities income$1,155,000353
Service charges on deposit accounts$2,676,000659
Trading account gains and fees$0138
Additional Noninterest Income$2,177,0001,243
Total noninterest expense$13,555,0001,206
Salaries and employee benefits$6,088,0001,457
Premises and equipment expense$1,521,0001,531
Additional noninterest expense$5,946,000838
Pre-tax net operating income$8,050,0001,089
Securities gains (losses)$90,0001,317
Applicable income taxes$1,210,0001,889
Income before extraordinary items$6,930,000954
Extraordinary gains, net$034
Net income$6,930,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,0001,207
Cash dividends$6,465,000495
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,853,500929
2004-09-30 (YTD Data)Rank
Total interest income$16,706,0001,249
Total interest expense$4,384,0001,377
Net interest income$12,322,0001,210
Provision for loan and lease losses$386,0001,834
Total noninterest income$4,578,000915
Gross Fiduciary activities income$927,000342
Service charges on deposit accounts$2,043,000648
Trading account gains and fees$0134
Additional Noninterest Income$1,608,0001,266
Total noninterest expense$10,164,0001,202
Salaries and employee benefits$4,561,0001,452
Premises and equipment expense$1,116,0001,564
Additional noninterest expense$4,487,000832
Pre-tax net operating income$6,350,0001,038
Securities gains (losses)$90,0001,248
Applicable income taxes$1,059,0001,689
Income before extraordinary items$5,381,000927
Extraordinary gains, net$026
Net income$5,381,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,267
Cash dividends$2,976,000707
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,305,400904
2004-06-30 (YTD Data)Rank
Total interest income$11,114,0001,239
Total interest expense$2,945,0001,340
Net interest income$8,169,0001,210
Provision for loan and lease losses$257,0001,792
Total noninterest income$3,080,000898
Gross Fiduciary activities income$618,000345
Service charges on deposit accounts$1,369,000640
Trading account gains and fees$0130
Additional Noninterest Income$1,093,0001,246
Total noninterest expense$6,734,0001,203
Salaries and employee benefits$2,999,0001,478
Premises and equipment expense$712,0001,620
Additional noninterest expense$3,023,000819
Pre-tax net operating income$4,258,0001,020
Securities gains (losses)$03,413
Applicable income taxes$650,0001,811
Income before extraordinary items$3,608,000910
Extraordinary gains, net$021
Net income$3,608,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,189
Cash dividends$2,976,000510
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,608,000866
2004-03-31 (YTD Data)Rank
Total interest income$5,588,0001,237
Total interest expense$1,518,0001,319
Net interest income$4,070,0001,219
Provision for loan and lease losses$167,0001,327
Total noninterest income$1,469,000928
Gross Fiduciary activities income$309,000344
Service charges on deposit accounts$639,000667
Trading account gains and fees$0121
Additional Noninterest Income$521,0001,260
Total noninterest expense$3,413,0001,187
Salaries and employee benefits$1,499,0001,479
Premises and equipment expense$330,0001,776
Additional noninterest expense$1,584,000779
Pre-tax net operating income$1,959,0001,088
Securities gains (losses)$02,934
Applicable income taxes$278,0002,034
Income before extraordinary items$1,681,000970
Extraordinary gains, net$016
Net income$1,681,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,000961
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,681,000923
2003-12-31 (YTD Data)Rank
Total interest income$22,539,0001,266
Total interest expense$7,303,0001,214
Net interest income$15,236,0001,273
Provision for loan and lease losses$1,151,0001,038
Total noninterest income$6,166,000946
Gross Fiduciary activities income$1,200,000348
Service charges on deposit accounts$2,604,000660
Trading account gains and fees$0160
Additional Noninterest Income$2,362,0001,289
Total noninterest expense$13,745,0001,178
Salaries and employee benefits$5,975,0001,432
Premises and equipment expense$1,468,0001,557
Additional noninterest expense$6,302,000817
Pre-tax net operating income$6,506,0001,269
Securities gains (losses)$388,000898
Applicable income taxes$873,0002,375
Income before extraordinary items$6,021,0001,071
Extraordinary gains, net$054
Net income$6,021,0001,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,187,000807
Cash dividends$23,836,000210
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,683,4401,066
2003-09-30 (YTD Data)Rank
Total interest income$17,017,0001,282
Total interest expense$5,668,0001,229
Net interest income$11,349,0001,289
Provision for loan and lease losses$666,0001,291
Total noninterest income$4,692,000977
Gross Fiduciary activities income$900,000356
Service charges on deposit accounts$1,976,000664
Trading account gains and fees$0153
Additional Noninterest Income$1,816,0001,326
Total noninterest expense$10,237,0001,191
Salaries and employee benefits$4,532,0001,431
Premises and equipment expense$1,075,0001,597
Additional noninterest expense$4,630,000846
Pre-tax net operating income$5,138,0001,256
Securities gains (losses)$388,000809
Applicable income taxes$738,0002,317
Income before extraordinary items$4,788,0001,055
Extraordinary gains, net$040
Net income$4,788,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$702,000897
Cash dividends$21,207,000185
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,450,4401,059
2003-06-30 (YTD Data)Rank
Total interest income$11,728,0001,258
Total interest expense$3,988,0001,200
Net interest income$7,740,0001,269
Provision for loan and lease losses$394,0001,429
Total noninterest income$3,160,000965
Gross Fiduciary activities income$600,000360
Service charges on deposit accounts$1,340,000635
Trading account gains and fees$0150
Additional Noninterest Income$1,220,0001,316
Total noninterest expense$6,910,0001,177
Salaries and employee benefits$2,995,0001,437
Premises and equipment expense$720,0001,592
Additional noninterest expense$3,195,000819
Pre-tax net operating income$3,596,0001,191
Securities gains (losses)$03,782
Applicable income taxes$643,0001,946
Income before extraordinary items$2,953,0001,145
Extraordinary gains, net$030
Net income$2,953,0001,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,000941
Cash dividends$21,207,000126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,953,0001,059
2003-03-31 (YTD Data)Rank
Total interest income$6,106,0001,214
Total interest expense$2,051,0001,197
Net interest income$4,055,0001,212
Provision for loan and lease losses$217,0001,283
Total noninterest income$1,530,000953
Gross Fiduciary activities income$300,000369
Service charges on deposit accounts$628,000663
Trading account gains and fees$0134
Additional Noninterest Income$602,0001,302
Total noninterest expense$3,386,0001,185
Salaries and employee benefits$1,525,0001,417
Premises and equipment expense$320,0001,788
Additional noninterest expense$1,541,000825
Pre-tax net operating income$1,982,0001,096
Securities gains (losses)$02,891
Applicable income taxes$364,0001,759
Income before extraordinary items$1,618,0001,036
Extraordinary gains, net$021
Net income$1,618,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,000891
Cash dividends$7,300,000147
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,618,000960
2002-12-31 (YTD Data)Rank
Total interest income$26,109,0001,176
Total interest expense$9,428,0001,192
Net interest income$16,681,0001,167
Provision for loan and lease losses$2,135,000701
Total noninterest income$5,223,0001,014
Gross Fiduciary activities income$1,196,000373
Service charges on deposit accounts$2,679,000606
Trading account gains and fees$0153
Additional Noninterest Income$1,348,0001,795
Total noninterest expense$13,151,0001,170
Salaries and employee benefits$5,760,0001,416
Premises and equipment expense$1,412,0001,576
Additional noninterest expense$5,979,000834
Pre-tax net operating income$6,618,0001,274
Securities gains (losses)$926,000447
Applicable income taxes$1,247,0001,897
Income before extraordinary items$6,297,000995
Extraordinary gains, net$070
Net income$6,297,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,194,000538
Cash dividends$5,208,000600
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,528,4201,089
2001-12-31 (YTD Data)Rank
Total interest income$32,115,0001,057
Total interest expense$13,973,0001,154
Net interest income$18,142,000997
Provision for loan and lease losses$851,0001,421
Total noninterest income$5,575,000899
Gross Fiduciary activities income$1,543,000332
Service charges on deposit accounts$2,596,000584
Trading account gains and fees$0177
Additional Noninterest Income$1,436,0001,583
Total noninterest expense$12,128,0001,207
Salaries and employee benefits$5,527,0001,359
Premises and equipment expense$1,335,0001,612
Additional noninterest expense$5,266,000925
Pre-tax net operating income$10,738,000726
Securities gains (losses)$12,0003,497
Applicable income taxes$2,518,000978
Income before extraordinary items$8,232,000681
Extraordinary gains, net$0105
Net income$8,232,000684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$897,0001,017
Cash dividends$2,572,0001,049
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,222,760655
2000-12-31 (YTD Data)Rank
Total interest income$30,488,0001,159
Total interest expense$13,147,0001,321
Net interest income$17,341,0001,004
Provision for loan and lease losses$1,239,000891
Total noninterest income$4,979,000932
Gross Fiduciary activities income$1,257,000378
Service charges on deposit accounts$1,845,000739
Trading account gains and fees$0180
Additional Noninterest Income$1,877,0001,190
Total noninterest expense$11,942,0001,168
Salaries and employee benefits$5,288,0001,344
Premises and equipment expense$1,176,0001,779
Additional noninterest expense$5,478,000891
Pre-tax net operating income$9,139,000840
Securities gains (losses)$01,956
Applicable income taxes$2,025,0001,140
Income before extraordinary items$7,114,000760
Extraordinary gains, net$038
Net income$7,114,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,065,000715
Cash dividends$6,882,000500
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,114,000761
1999-12-31 (YTD Data)Rank
Total interest income$27,840,0001,167
Total interest expense$10,397,0001,443
Net interest income$17,443,0001,006
Provision for loan and lease losses$1,446,000728
Total noninterest income$5,276,000909
Gross Fiduciary activities income$1,164,000428
Service charges on deposit accounts$1,923,000691
Trading account gains and fees$0173
Additional Noninterest Income$2,189,0001,081
Total noninterest expense$12,102,0001,141
Salaries and employee benefits$5,181,0001,337
Premises and equipment expense$1,255,0001,628
Additional noninterest expense$5,666,000875
Pre-tax net operating income$9,171,000898
Securities gains (losses)$03,155
Applicable income taxes$1,872,0001,302
Income before extraordinary items$7,299,000796
Extraordinary gains, net$035
Net income$7,299,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,434,000554
Cash dividends$4,942,000674
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,299,000777
1998-12-31 (YTD Data)Rank
Total interest income$28,710,0001,134
Total interest expense$11,748,0001,323
Net interest income$16,962,000992
Provision for loan and lease losses$233,0003,191
Total noninterest income$5,251,000902
Gross Fiduciary activities income$1,053,000447
Service charges on deposit accounts$1,930,000636
Trading account gains and fees$0224
Additional Noninterest Income$2,268,0001,072
Total noninterest expense$12,184,0001,084
Salaries and employee benefits$5,411,0001,213
Premises and equipment expense$1,229,0001,598
Additional noninterest expense$5,544,000891
Pre-tax net operating income$9,796,000792
Securities gains (losses)$-15,00010,246
Applicable income taxes$2,311,0001,085
Income before extraordinary items$7,470,000748
Extraordinary gains, net$032
Net income$7,470,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,368
Cash dividends$1,199,0001,962
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,481,400724
1997-12-31 (YTD Data)Rank
Total interest income$28,195,0001,191
Total interest expense$11,341,0001,388
Net interest income$16,854,0001,042
Provision for loan and lease losses$504,0001,754
Total noninterest income$4,899,000943
Gross Fiduciary activities income$890,000506
Service charges on deposit accounts$2,020,000633
Trading account gains and fees$0239
Additional Noninterest Income$1,989,0001,109
Total noninterest expense$11,984,0001,114
Salaries and employee benefits$5,029,0001,316
Premises and equipment expense$1,248,0001,558
Additional noninterest expense$5,707,000876
Pre-tax net operating income$9,265,000870
Securities gains (losses)$03,944
Applicable income taxes$2,277,0001,183
Income before extraordinary items$6,988,000803
Extraordinary gains, net$044
Net income$6,988,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,951
Cash dividends$8,575,000411
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,988,000782
1996-12-31 (YTD Data)Rank
Total interest income$29,056,0001,186
Total interest expense$11,986,0001,346
Net interest income$17,070,0001,059
Provision for loan and lease losses$3,180,000440
Total noninterest income$7,820,000695
Gross Fiduciary activities income$932,000527
Service charges on deposit accounts$1,897,000699
Trading account gains and fees$0262
Additional Noninterest Income$4,991,000646
Total noninterest expense$13,114,0001,126
Salaries and employee benefits$6,169,0001,087
Premises and equipment expense$1,440,0001,412
Additional noninterest expense$5,505,0001,055
Pre-tax net operating income$8,596,000894
Securities gains (losses)$04,148
Applicable income taxes$2,243,0001,107
Income before extraordinary items$6,353,000848
Extraordinary gains, net$053
Net income$6,353,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,290,000430
Cash dividends$6,547,000558
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,353,000826
1995-12-31 (YTD Data)Rank
Total interest income$31,519,0001,119
Total interest expense$12,698,0001,310
Net interest income$18,821,000983
Provision for loan and lease losses$3,143,000429
Total noninterest income$5,017,000961
Gross Fiduciary activities income$853,000570
Service charges on deposit accounts$1,917,000702
Trading account gains and fees$0522
Additional Noninterest Income$2,247,0001,056
Total noninterest expense$14,643,0001,022
Salaries and employee benefits$6,638,0001,040
Premises and equipment expense$1,589,0001,311
Additional noninterest expense$6,416,000924
Pre-tax net operating income$6,052,0001,262
Securities gains (losses)$03,831
Applicable income taxes$1,599,0001,556
Income before extraordinary items$4,453,0001,191
Extraordinary gains, net$065
Net income$4,453,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,424,000408
Cash dividends$7,250,000481
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,453,0001,169
1994-12-31 (YTD Data)Rank
Total interest income$28,116,0001,122
Total interest expense$10,421,0001,266
Net interest income$17,695,0001,040
Provision for loan and lease losses$1,296,000776
Total noninterest income$4,748,000957
Gross Fiduciary activities income$847,000562
Service charges on deposit accounts$1,498,000865
Trading account gains and fees$0475
Additional Noninterest Income$2,403,0001,011
Total noninterest expense$14,015,0001,073
Salaries and employee benefits$6,302,0001,072
Premises and equipment expense$1,734,0001,210
Additional noninterest expense$5,979,0001,019
Pre-tax net operating income$7,132,0001,061
Securities gains (losses)$3,0002,889
Applicable income taxes$1,866,0001,279
Income before extraordinary items$5,269,000971
Extraordinary gains, net$0249
Net income$5,269,000968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,080,000826
Cash dividends$16,468,000245
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,266,780986
1993-12-31 (YTD Data)Rank
Total interest income$25,372,0001,255
Total interest expense$9,569,0001,404
Net interest income$15,803,0001,150
Provision for loan and lease losses$1,552,000974
Total noninterest income$4,809,0001,014
Gross Fiduciary activities income$796,000612
Service charges on deposit accounts$1,474,000892
Trading account gains and fees$0532
Additional Noninterest Income$2,539,0001,078
Total noninterest expense$13,220,0001,180
Salaries and employee benefits$5,682,0001,193
Premises and equipment expense$1,444,0001,470
Additional noninterest expense$6,094,0001,082
Pre-tax net operating income$5,840,0001,183
Securities gains (losses)$46,0003,527
Applicable income taxes$1,718,0001,382
Income before extraordinary items$4,168,0001,232
Extraordinary gains, net$544,000420
Net income$4,712,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$900,0001,237
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,135,3401,148
1992-12-31 (YTD Data)Rank
Total interest income$25,198,0001,450
Total interest expense$11,780,0001,499
Net interest income$13,418,0001,379
Provision for loan and lease losses$911,0001,953
Total noninterest income$3,475,0001,274
Gross Fiduciary activities income$711,000655
Service charges on deposit accounts$1,510,000868
Trading account gains and fees$0504
Additional Noninterest Income$1,254,0001,722
Total noninterest expense$11,286,0001,385
Salaries and employee benefits$4,373,0001,516
Premises and equipment expense$1,087,0001,945
Additional noninterest expense$5,826,0001,161
Pre-tax net operating income$4,696,0001,356
Securities gains (losses)$2,0007,695
Applicable income taxes$1,231,0001,711
Income before extraordinary items$3,467,0001,345
Extraordinary gains, net$01,422
Net income$3,467,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0003,200
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,465,5201,245

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.