Home > United Bank > Net charge- offs to loans
United Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4332% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1822% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.6087% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1241% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0408% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1091% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5457% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9957% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2610% | 2,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4187% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2388% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.8711% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1152% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0611% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1492% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2424% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3260% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3906% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 2,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3465% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2652% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 1.1610% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1221% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8045% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2255% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4836% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1454% | 2,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3357% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.1121% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0786% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1346% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1104% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2191% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4836% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1504% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4111% | 1,919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3697% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1237% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.1568% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1161% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0941% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1607% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2888% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5138% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6625% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4279% | 1,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3032% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 806 |
| Percentage Net Loans Charged-off:Construction & development | 0.2786% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1967% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8314% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5459% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3450% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4390% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4054% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | -0.0538% | 4,995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0825% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6014% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5453% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8626% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4196% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1488% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3986% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2628% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0293% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3546% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3030% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0386% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3653% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9255% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4502% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2784% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3413% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3873% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2090% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4054% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0290% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0797% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4072% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7520% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3130% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0898% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2947% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5654% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1861% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2208% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7765% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4087% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1593% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3294% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1320% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.1292% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 4,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1945% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2050% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3254% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0061% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2764% | 1,654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1528% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2838% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 1.0885% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1648% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2006% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0678% | 996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2319% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4266% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5563% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8006% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4497% | 1,786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1069% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3426% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 1.5571% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2077% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0758% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3216% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5183% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2260% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4274% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1051% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3803% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4015% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 2.1605% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1158% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2153% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1241% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2369% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3015% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5185% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8336% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4383% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1544% | 804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3115% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2417% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.8411% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 5,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3513% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1208% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4053% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4793% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5888% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3060% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5277% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1656% | 631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.1946% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2779% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0264% | 581 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2066% | 2,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2262% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2649% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5126% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3076% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4038% | 2,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2276% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.2700% | 1,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2341% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2506% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2993% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2391% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1108% | 2,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4247% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8416% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3296% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1962% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2157% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.3823% | 946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1874% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2345% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3810% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 2,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5290% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9845% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4304% | 1,807 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2653% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3014% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.4809% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3133% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2992% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6305% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2214% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0584% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6515% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9988% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5557% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2604% | 3,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2794% | 2,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.7575% | 1,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 2,948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3974% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5987% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3490% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 2,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4378% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2894% | 2,875 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 5,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2232% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2754% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.5477% | 1,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 2,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4272% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5641% | 875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3942% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0274% | 3,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3330% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7277% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2759% | 2,685 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0127% | 5,878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2754% | 2,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.6971% | 1,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 2,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4295% | 1,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2005% | 1,126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4850% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 5,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3137% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3696% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2701% | 2,537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 1.6259% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0566% | 6,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1185% | 2,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0732% | 948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1303% | 2,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1840% | 6,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 2,461 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5208% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1651% | 2,442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2518% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3341% | 3,249 |
| Percentage Net Loans Charged-off:Construction & development | 2.5190% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0879% | 6,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0084% | 1,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2183% | 3,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0623% | 1,845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2596% | 3,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 6,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3824% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4952% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2401% | 3,537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2776% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3670% | 2,854 |
| Percentage Net Loans Charged-off:Construction & development | 2.8129% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1142% | 7,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0112% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2421% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0732% | 1,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2867% | 2,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 6,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3709% | 3,026 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7257% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2119% | 3,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3437% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3863% | 2,614 |
| Percentage Net Loans Charged-off:Construction & development | 2.6924% | 1,209 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 6,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0168% | 673 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 2,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1207% | 1,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2416% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3822% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0707% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1950% | 3,126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3977% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4653% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 2.6938% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 1,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0335% | 429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3329% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2370% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3589% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2225% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4520% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2185% | 2,502 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3829% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4431% | 3,167 |
| Percentage Net Loans Charged-off:Construction & development | 2.1683% | 2,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 7,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0478% | 1,064 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4315% | 2,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1578% | 1,684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5072% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2146% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3873% | 3,803 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2482% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0033% | 1,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3918% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4515% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 1.9919% | 1,847 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 7,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0500% | 857 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4866% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1509% | 1,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5795% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2059% | 3,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4338% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2161% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 1,777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4479% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4909% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 2.3701% | 1,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 2,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0768% | 673 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4693% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1918% | 1,235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5458% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3848% | 2,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3722% | 3,321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0657% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4851% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5716% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 3.6983% | 941 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 7,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1559% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3950% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2098% | 856 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4455% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7292% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3061% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2751% | 3,740 |
| Percentage Net Loans Charged-off:Construction & development | 1.3600% | 2,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 3,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0505% | 890 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2169% | 3,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3402% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 3,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3436% | 4,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4930% | 4,096 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0100% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0170% | 2,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2126% | 3,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.6522% | 2,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 2,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0696% | 666 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2333% | 2,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3419% | 1,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2046% | 2,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3662% | 3,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4632% | 3,842 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4037% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0220% | 1,812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 3,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1981% | 3,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.6056% | 2,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 2,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1218% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2096% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4371% | 901 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1496% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3924% | 2,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4360% | 3,676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4870% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0317% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3474% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2641% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 1.0033% | 1,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2724% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2465% | 1,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2193% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2536% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5839% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5294% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9421% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1737% | 6,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3249% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2214% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.8327% | 1,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 1,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0827% | 493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1887% | 2,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1377% | 1,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2023% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5973% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4876% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5760% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0063% | 6,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3182% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1641% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.4530% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0688% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0463% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1029% | 951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1837% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7629% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4380% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1779% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 6,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3141% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0921% | 2,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.1737% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0702% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1100% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9530% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4188% | 3,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9956% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 6,709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 2,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.1162% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 7,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0975% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2162% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0823% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2521% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0711% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4789% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1204% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 6,783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2510% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 1.8253% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0408% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0436% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0465% | 3,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2652% | 4,195 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9914% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0151% | 6,883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2214% | 818 |
| Percentage Net Loans Charged-off:Construction & development | 1.6564% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 7,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0555% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0425% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 1,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0501% | 2,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2469% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3049% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0158% | 6,878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1579% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1897% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 1.4075% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 7,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0438% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0424% | 2,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2017% | 3,655 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5580% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0235% | 6,921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 7,594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 8,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0498% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0763% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1806% | 3,167 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0419% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0080% | 6,851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 2,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1154% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2455% | 4,209 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7824% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 6,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 2,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 8,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1355% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2575% | 3,660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0074% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 6,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0538% | 8,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2971% | 3,180 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1943% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 6,853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0887% | 8,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 6,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3087% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7796% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 3,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0911% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4512% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4991% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0182% | 6,988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1030% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 7,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 3,379 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0422% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 1,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 3,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0348% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0612% | 7,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4550% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0337% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1069% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1338% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1610% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0717% | 7,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5548% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6502% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0366% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 3,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6259% | 3,268 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4555% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0023% | 7,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0381% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2078% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6343% | 2,886 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5063% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0425% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1391% | 2,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6661% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2127% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0385% | 7,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1478% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4399% | 677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0508% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3356% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1846% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1724% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2180% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2506% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4572% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8940% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6575% | 968 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1799% | 1,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3441% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1837% | 998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2866% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3653% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4673% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7660% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1317% | 1,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3425% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1842% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 8,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3062% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3888% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4320% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0254% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7567% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0997% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3095% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 8,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3207% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4044% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1357% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3733% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1025% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3150% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2952% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0067% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4230% | 520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1201% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4932% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1016% | 4,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7380% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7694% | 1,356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1211% | 1,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4526% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3971% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.1006% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 8,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0393% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6001% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1913% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6795% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6268% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6400% | 3,514 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2839% | 1,150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2080% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5306% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5996% | 31 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2363% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 1,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7889% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0419% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9151% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0703% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7455% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9562% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2621% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2114% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0767% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2696% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2261% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0666% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2507% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0570% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6513% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8032% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1531% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0588% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0059% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6987% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0441% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2236% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.2600% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8656% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6224% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1382% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 932 |
| Percentage Net Loans Charged-off:Construction & development | -0.3889% | 1,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 1,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0043% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6797% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3639% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3507% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 565 |
| Percentage Net Loans Charged-off:Construction & development | -0.1515% | 1,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1914% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0265% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0742% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2974% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6004% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 6,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | -2.4920% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 1,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2843% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2782% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0862% | 704 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1652% | 5,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 2.5266% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4181% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2803% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1039% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3212% | 5,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2323% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 6.9681% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1332% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6820% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3627% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2275% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 468.6411% | 1 |