Home > Union State Bank > Income and Expense

Union State Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$26,701,000	1,536
Total interest expense	$7,541,000	1,567
Net interest income	$19,160,000	1,489
Provision for loan and lease losses	$382,000	1,473
Total noninterest income	$4,056,000	1,348
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,075,000	945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,981,000	1,257
Total noninterest expense	$17,791,000	1,326
Salaries and employee benefits	$10,699,000	1,278
Premises and equipment expense	$1,734,000	1,377
Additional noninterest expense	$2,981,000	1,257
Pre-tax net operating income	$5,043,000	1,907
Securities gains (losses)	$0	988
Applicable income taxes	$213,000	2,415
Income before extraordinary items	$4,830,000	1,766
Extraordinary gains, net	$0	54
Net income	$4,830,000	1,787
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,830,000	1,769
Net charge-offs	$27,000	2,083
Cash dividends	$2,546,000	1,325
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,830,000	1,795
2023-09-30 (YTD Data)		Rank
Total interest income	$19,190,000	1,552
Total interest expense	$4,947,000	1,595
Net interest income	$14,243,000	1,512
Provision for loan and lease losses	$305,000	1,326
Total noninterest income	$3,058,000	1,329
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$819,000	932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,239,000	1,270
Total noninterest expense	$13,217,000	1,337
Salaries and employee benefits	$7,888,000	1,298
Premises and equipment expense	$1,268,000	1,402
Additional noninterest expense	$2,239,000	1,270
Pre-tax net operating income	$3,779,000	1,955
Securities gains (losses)	$0	849
Applicable income taxes	$160,000	2,460
Income before extraordinary items	$3,619,000	1,832
Extraordinary gains, net	$0	52
Net income	$3,619,000	1,850
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,619,000	1,832
Net charge-offs	$20,000	1,896
Cash dividends	$2,546,000	993
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,619,000	1,856
2023-06-30 (YTD Data)		Rank
Total interest income	$12,169,000	1,581
Total interest expense	$2,826,000	1,619
Net interest income	$9,343,000	1,545
Provision for loan and lease losses	$296,000	1,078
Total noninterest income	$1,965,000	1,315
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$551,000	916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,414,000	1,225
Total noninterest expense	$8,696,000	1,341
Salaries and employee benefits	$5,248,000	1,294
Premises and equipment expense	$834,000	1,407
Additional noninterest expense	$1,414,000	1,224
Pre-tax net operating income	$2,316,000	2,062
Securities gains (losses)	$0	938
Applicable income taxes	$96,000	2,564
Income before extraordinary items	$2,220,000	1,921
Extraordinary gains, net	$0	51
Net income	$2,220,000	1,945
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,220,000	1,921
Net charge-offs	$13,000	1,714
Cash dividends	$1,645,000	1,008
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,220,000	1,929
2023-03-31 (YTD Data)		Rank
Total interest income	$5,826,000	1,621
Total interest expense	$1,129,000	1,693
Net interest income	$4,697,000	1,552
Provision for loan and lease losses	$121,000	1,166
Total noninterest income	$966,000	1,325
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$281,000	913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$685,000	1,238
Total noninterest expense	$4,291,000	1,361
Salaries and employee benefits	$2,679,000	1,287
Premises and equipment expense	$400,000	1,491
Additional noninterest expense	$685,000	1,238
Pre-tax net operating income	$1,251,000	2,011
Securities gains (losses)	$0	950
Applicable income taxes	$42,000	2,635
Income before extraordinary items	$1,209,000	1,846
Extraordinary gains, net	$0	4
Net income	$1,209,000	1,846
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,209,000	1,846
Net charge-offs	$9,000	1,398
Cash dividends	$811,000	944
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,209,000	1,866
2022-12-31 (YTD Data)		Rank
Total interest income	$19,671,000	1,600
Total interest expense	$1,724,000	1,762
Net interest income	$17,947,000	1,565
Provision for loan and lease losses	$-242,000	4,454
Total noninterest income	$4,014,000	1,366
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,070,000	954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,944,000	1,276
Total noninterest expense	$16,950,000	1,350
Salaries and employee benefits	$10,364,000	1,287
Premises and equipment expense	$1,743,000	1,379
Additional noninterest expense	$2,944,000	1,276
Pre-tax net operating income	$5,253,000	1,984
Securities gains (losses)	$0	691
Applicable income taxes	$181,000	2,685
Income before extraordinary items	$5,072,000	1,802
Extraordinary gains, net	$0	5
Net income	$5,072,000	1,800
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,072,000	1,801
Net charge-offs	$9,000	2,179
Cash dividends	$2,287,000	1,369
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,072,000	1,835
2022-09-30 (YTD Data)		Rank
Total interest income	$14,176,000	1,596
Total interest expense	$1,016,000	1,741
Net interest income	$13,160,000	1,579
Provision for loan and lease losses	$45,000	2,281
Total noninterest income	$3,402,000	1,291
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$763,000	1,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,639,000	1,159
Total noninterest expense	$12,802,000	1,334
Salaries and employee benefits	$7,670,000	1,294
Premises and equipment expense	$1,319,000	1,358
Additional noninterest expense	$2,639,000	1,159
Pre-tax net operating income	$3,715,000	2,027
Securities gains (losses)	$0	740
Applicable income taxes	$136,000	2,689
Income before extraordinary items	$3,579,000	1,865
Extraordinary gains, net	$0	4
Net income	$3,579,000	1,863
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,579,000	1,864
Net charge-offs	$24,000	1,536
Cash dividends	$2,287,000	1,029
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,579,000	1,899
2022-06-30 (YTD Data)		Rank
Total interest income	$9,106,000	1,594
Total interest expense	$555,000	1,826
Net interest income	$8,551,000	1,567
Provision for loan and lease losses	$9,000	2,437
Total noninterest income	$2,372,000	1,242
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$478,000	1,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,894,000	1,126
Total noninterest expense	$8,495,000	1,335
Salaries and employee benefits	$5,088,000	1,291
Premises and equipment expense	$900,000	1,333
Additional noninterest expense	$2,507,000	1,338
Pre-tax net operating income	$2,419,000	1,955
Securities gains (losses)	$0	687
Applicable income taxes	$79,000	2,690
Income before extraordinary items	$2,340,000	1,799
Extraordinary gains, net	$0	4
Net income	$2,340,000	1,799
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,340,000	1,799
Net charge-offs	$-3,000	3,282
Cash dividends	$1,474,000	1,068
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,340,000	1,840
2022-03-31 (YTD Data)		Rank
Total interest income	$4,373,000	1,604
Total interest expense	$264,000	1,850
Net interest income	$4,109,000	1,567
Provision for loan and lease losses	$3,000	2,190
Total noninterest income	$1,292,000	1,179
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$234,000	1,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	1,044
Total noninterest expense	$4,224,000	1,332
Salaries and employee benefits	$2,543,000	1,297
Premises and equipment expense	$426,000	1,395
Additional noninterest expense	$1,255,000	1,331
Pre-tax net operating income	$1,174,000	1,943
Securities gains (losses)	$0	623
Applicable income taxes	$26,000	2,823
Income before extraordinary items	$1,148,000	1,751
Extraordinary gains, net	$0	4
Net income	$1,148,000	1,751
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,148,000	1,751
Net charge-offs	$-2,000	3,266
Cash dividends	$628,000	1,027
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,148,000	1,769
2021-12-31 (YTD Data)		Rank
Total interest income	$17,968,000	1,614
Total interest expense	$1,299,000	1,846
Net interest income	$16,669,000	1,585
Provision for loan and lease losses	$339,000	1,323
Total noninterest income	$4,327,000	1,438
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$894,000	1,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,433,000	1,377
Total noninterest expense	$15,587,000	1,401
Salaries and employee benefits	$9,350,000	1,370
Premises and equipment expense	$1,708,000	1,376
Additional noninterest expense	$4,529,000	1,437
Pre-tax net operating income	$5,070,000	2,038
Securities gains (losses)	$26,000	1,401
Applicable income taxes	$141,000	2,898
Income before extraordinary items	$4,955,000	1,905
Extraordinary gains, net	$0	10
Net income	$4,955,000	1,905
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,955,000	1,906
Net charge-offs	$-403,000	4,688
Cash dividends	$3,087,000	1,143
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,929,780	1,878
2021-09-30 (YTD Data)		Rank
Total interest income	$13,633,000	1,634
Total interest expense	$1,015,000	1,875
Net interest income	$12,618,000	1,605
Provision for loan and lease losses	$249,000	1,309
Total noninterest income	$3,223,000	1,486
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$651,000	1,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,572,000	1,422
Total noninterest expense	$11,443,000	1,437
Salaries and employee benefits	$6,895,000	1,386
Premises and equipment expense	$1,246,000	1,430
Additional noninterest expense	$3,302,000	1,479
Pre-tax net operating income	$4,149,000	2,006
Securities gains (losses)	$26,000	1,311
Applicable income taxes	$139,000	2,763
Income before extraordinary items	$4,036,000	1,866
Extraordinary gains, net	$0	8
Net income	$4,036,000	1,865
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,036,000	1,866
Net charge-offs	$-431,000	4,793
Cash dividends	$3,087,000	835
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,010,780	1,847
2021-06-30 (YTD Data)		Rank
Total interest income	$8,989,000	1,636
Total interest expense	$708,000	1,881
Net interest income	$8,281,000	1,608
Provision for loan and lease losses	$242,000	1,051
Total noninterest income	$2,172,000	1,458
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$408,000	1,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,764,000	1,392
Total noninterest expense	$7,342,000	1,481
Salaries and employee benefits	$4,568,000	1,393
Premises and equipment expense	$810,000	1,456
Additional noninterest expense	$1,964,000	1,595
Pre-tax net operating income	$2,869,000	1,944
Securities gains (losses)	$24,000	1,123
Applicable income taxes	$118,000	2,639
Income before extraordinary items	$2,775,000	1,798
Extraordinary gains, net	$0	6
Net income	$2,775,000	1,798
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,775,000	1,798
Net charge-offs	$7,000	1,839
Cash dividends	$1,878,000	908
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,751,960	1,774
2021-03-31 (YTD Data)		Rank
Total interest income	$4,538,000	1,630
Total interest expense	$369,000	1,895
Net interest income	$4,169,000	1,595
Provision for loan and lease losses	$118,000	1,174
Total noninterest income	$1,170,000	1,390
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$197,000	1,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$973,000	1,296
Total noninterest expense	$3,622,000	1,481
Salaries and employee benefits	$2,271,000	1,398
Premises and equipment expense	$413,000	1,454
Additional noninterest expense	$938,000	1,614
Pre-tax net operating income	$1,599,000	1,800
Securities gains (losses)	$24,000	838
Applicable income taxes	$66,000	2,540
Income before extraordinary items	$1,557,000	1,680
Extraordinary gains, net	$0	3
Net income	$1,557,000	1,680
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,557,000	1,680
Net charge-offs	$-16,000	4,237
Cash dividends	$727,000	951
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,533,960	1,661
2020-12-31 (YTD Data)		Rank
Total interest income	$18,132,000	1,622
Total interest expense	$2,062,000	1,947
Net interest income	$16,070,000	1,559
Provision for loan and lease losses	$530,000	2,179
Total noninterest income	$4,663,000	1,324
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$812,000	1,123
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,851,000	1,240
Total noninterest expense	$15,551,000	1,367
Salaries and employee benefits	$9,117,000	1,352
Premises and equipment expense	$1,744,000	1,345
Additional noninterest expense	$4,690,000	1,354
Pre-tax net operating income	$4,652,000	1,872
Securities gains (losses)	$25,000	2,028
Applicable income taxes	$202,000	2,555
Income before extraordinary items	$4,475,000	1,782
Extraordinary gains, net	$0	4
Net income	$4,475,000	1,782
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,475,000	1,782
Net charge-offs	$177,000	1,632
Cash dividends	$2,115,000	1,453
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,451,000	1,742
2020-09-30 (YTD Data)		Rank
Total interest income	$13,573,000	1,627
Total interest expense	$1,621,000	1,963
Net interest income	$11,952,000	1,556
Provision for loan and lease losses	$376,000	2,211
Total noninterest income	$3,685,000	1,249
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$595,000	1,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,090,000	1,140
Total noninterest expense	$11,677,000	1,351
Salaries and employee benefits	$6,816,000	1,345
Premises and equipment expense	$1,315,000	1,327
Additional noninterest expense	$3,546,000	1,319
Pre-tax net operating income	$3,584,000	1,824
Securities gains (losses)	$25,000	1,834
Applicable income taxes	$153,000	2,545
Income before extraordinary items	$3,456,000	1,724
Extraordinary gains, net	$0	4
Net income	$3,456,000	1,724
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,456,000	1,724
Net charge-offs	$106,000	1,635
Cash dividends	$2,115,000	1,062
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,432,000	1,680
2020-06-30 (YTD Data)		Rank
Total interest income	$9,031,000	1,652
Total interest expense	$1,122,000	2,016
Net interest income	$7,909,000	1,564
Provision for loan and lease losses	$225,000	2,290
Total noninterest income	$2,375,000	1,211
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$394,000	1,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,981,000	1,097
Total noninterest expense	$7,811,000	1,335
Salaries and employee benefits	$4,611,000	1,326
Premises and equipment expense	$859,000	1,349
Additional noninterest expense	$2,341,000	1,322
Pre-tax net operating income	$2,248,000	1,839
Securities gains (losses)	$7,000	1,953
Applicable income taxes	$98,000	2,543
Income before extraordinary items	$2,157,000	1,740
Extraordinary gains, net	$0	4
Net income	$2,157,000	1,741
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,157,000	1,741
Net charge-offs	$-7,000	4,216
Cash dividends	$1,125,000	1,212
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,150,280	1,695
2020-03-31 (YTD Data)		Rank
Total interest income	$4,487,000	1,652
Total interest expense	$585,000	2,086
Net interest income	$3,902,000	1,535
Provision for loan and lease losses	$76,000	2,166
Total noninterest income	$1,148,000	1,177
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$227,000	1,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$921,000	1,024
Total noninterest expense	$3,880,000	1,359
Salaries and employee benefits	$2,342,000	1,318
Premises and equipment expense	$412,000	1,406
Additional noninterest expense	$1,126,000	1,386
Pre-tax net operating income	$1,094,000	1,708
Securities gains (losses)	$7,000	1,398
Applicable income taxes	$46,000	2,464
Income before extraordinary items	$1,055,000	1,593
Extraordinary gains, net	$0	4
Net income	$1,055,000	1,592
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,055,000	1,593
Net charge-offs	$36,000	1,341
Cash dividends	$393,000	1,474
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,048,280	1,576
2019-12-31 (YTD Data)		Rank
Total interest income	$12,934,000	2,161
Total interest expense	$1,870,000	2,450
Net interest income	$11,064,000	2,065
Provision for loan and lease losses	$117,000	2,860
Total noninterest income	$2,399,000	1,791
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$726,000	1,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,673,000	1,704
Total noninterest expense	$10,492,000	1,851
Salaries and employee benefits	$6,231,000	1,790
Premises and equipment expense	$1,191,000	1,807
Additional noninterest expense	$3,070,000	1,897
Pre-tax net operating income	$2,854,000	2,543
Securities gains (losses)	$0	2,379
Applicable income taxes	$130,000	2,897
Income before extraordinary items	$2,724,000	2,437
Extraordinary gains, net	$0	11
Net income	$2,724,000	2,438
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,724,000	2,439
Net charge-offs	$84,000	2,317
Cash dividends	$1,468,000	1,916
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,724,000	2,399
2019-09-30 (YTD Data)		Rank
Total interest income	$9,736,000	2,173
Total interest expense	$1,350,000	2,523
Net interest income	$8,386,000	2,067
Provision for loan and lease losses	$87,000	2,773
Total noninterest income	$1,673,000	1,869
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$542,000	1,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,131,000	1,784
Total noninterest expense	$7,840,000	1,860
Salaries and employee benefits	$4,606,000	1,817
Premises and equipment expense	$887,000	1,833
Additional noninterest expense	$2,347,000	1,842
Pre-tax net operating income	$2,132,000	2,605
Securities gains (losses)	$0	2,167
Applicable income taxes	$93,000	2,975
Income before extraordinary items	$2,039,000	2,497
Extraordinary gains, net	$0	11
Net income	$2,039,000	2,498
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,039,000	2,498
Net charge-offs	$66,000	2,036
Cash dividends	$1,468,000	1,471
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,039,000	2,471
2019-06-30 (YTD Data)		Rank
Total interest income	$6,469,000	2,180
Total interest expense	$854,000	2,578
Net interest income	$5,615,000	2,064
Provision for loan and lease losses	$63,000	2,544
Total noninterest income	$1,077,000	1,891
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$356,000	1,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$721,000	1,811
Total noninterest expense	$5,160,000	1,894
Salaries and employee benefits	$3,044,000	1,833
Premises and equipment expense	$582,000	1,856
Additional noninterest expense	$1,534,000	1,900
Pre-tax net operating income	$1,469,000	2,546
Securities gains (losses)	$0	1,702
Applicable income taxes	$65,000	2,952
Income before extraordinary items	$1,404,000	2,422
Extraordinary gains, net	$0	11
Net income	$1,404,000	2,422
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,404,000	2,422
Net charge-offs	$52,000	1,798
Cash dividends	$992,000	1,465
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,404,000	2,396
2019-03-31 (YTD Data)		Rank
Total interest income	$3,208,000	2,194
Total interest expense	$404,000	2,631
Net interest income	$2,804,000	2,064
Provision for loan and lease losses	$31,000	2,389
Total noninterest income	$491,000	1,941
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$173,000	1,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	1,910
Total noninterest expense	$2,555,000	1,910
Salaries and employee benefits	$1,529,000	1,840
Premises and equipment expense	$275,000	1,952
Additional noninterest expense	$751,000	1,920
Pre-tax net operating income	$709,000	2,558
Securities gains (losses)	$0	1,087
Applicable income taxes	$31,000	2,945
Income before extraordinary items	$678,000	2,409
Extraordinary gains, net	$0	5
Net income	$678,000	2,408
Minority interest net income	$0	52
Net income of bank and minority interests.	$678,000	2,408
Net charge-offs	$50,000	1,207
Cash dividends	$557,000	1,248
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$678,000	2,396
2018-12-31 (YTD Data)		Rank
Total interest income	$12,113,000	2,190
Total interest expense	$1,375,000	2,470
Net interest income	$10,738,000	2,121
Provision for loan and lease losses	$133,000	2,764
Total noninterest income	$3,271,000	1,448
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$823,000	1,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,448,000	1,305
Total noninterest expense	$10,198,000	1,881
Salaries and employee benefits	$6,192,000	1,763
Premises and equipment expense	$1,023,000	2,016
Additional noninterest expense	$2,983,000	1,930
Pre-tax net operating income	$3,678,000	2,209
Securities gains (losses)	$0	1,125
Applicable income taxes	$123,000	2,973
Income before extraordinary items	$3,555,000	2,065
Extraordinary gains, net	$0	6
Net income	$3,555,000	2,063
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,555,000	2,064
Net charge-offs	$28,000	2,942
Cash dividends	$1,461,000	1,778
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,555,000	2,061
2018-09-30 (YTD Data)		Rank
Total interest income	$8,915,000	2,207
Total interest expense	$998,000	2,443
Net interest income	$7,917,000	2,144
Provision for loan and lease losses	$97,000	2,637
Total noninterest income	$2,698,000	1,376
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$615,000	1,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,083,000	1,222
Total noninterest expense	$7,702,000	1,854
Salaries and employee benefits	$4,656,000	1,765
Premises and equipment expense	$752,000	2,048
Additional noninterest expense	$2,294,000	1,886
Pre-tax net operating income	$2,816,000	2,208
Securities gains (losses)	$0	1,118
Applicable income taxes	$111,000	2,935
Income before extraordinary items	$2,705,000	2,054
Extraordinary gains, net	$0	5
Net income	$2,705,000	2,052
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,705,000	2,053
Net charge-offs	$22,000	2,660
Cash dividends	$1,461,000	1,333
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,705,000	2,049
2018-06-30 (YTD Data)		Rank
Total interest income	$5,841,000	2,228
Total interest expense	$659,000	2,391
Net interest income	$5,182,000	2,173
Provision for loan and lease losses	$66,000	2,521
Total noninterest income	$2,104,000	1,227
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$399,000	1,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,705,000	1,053
Total noninterest expense	$5,191,000	1,856
Salaries and employee benefits	$3,162,000	1,754
Premises and equipment expense	$488,000	2,110
Additional noninterest expense	$1,541,000	1,877
Pre-tax net operating income	$2,029,000	2,088
Securities gains (losses)	$0	961
Applicable income taxes	$77,000	2,886
Income before extraordinary items	$1,952,000	1,915
Extraordinary gains, net	$0	6
Net income	$1,952,000	1,913
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,952,000	1,914
Net charge-offs	$23,000	2,165
Cash dividends	$708,000	1,617
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,952,000	1,911
2018-03-31 (YTD Data)		Rank
Total interest income	$2,886,000	2,234
Total interest expense	$326,000	2,327
Net interest income	$2,560,000	2,201
Provision for loan and lease losses	$32,000	2,391
Total noninterest income	$1,054,000	1,223
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$205,000	1,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$849,000	1,036
Total noninterest expense	$2,673,000	1,827
Salaries and employee benefits	$1,668,000	1,700
Premises and equipment expense	$236,000	2,188
Additional noninterest expense	$769,000	1,884
Pre-tax net operating income	$909,000	2,170
Securities gains (losses)	$0	735
Applicable income taxes	$36,000	2,911
Income before extraordinary items	$873,000	2,039
Extraordinary gains, net	$0	7
Net income	$873,000	2,038
Minority interest net income	$0	52
Net income of bank and minority interests.	$873,000	2,039
Net charge-offs	$3,000	2,344
Cash dividends	$476,000	1,247
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$873,000	2,031
2017-12-31 (YTD Data)		Rank
Total interest income	$11,291,000	2,228
Total interest expense	$1,154,000	2,307
Net interest income	$10,137,000	2,202
Provision for loan and lease losses	$128,000	2,795
Total noninterest income	$2,345,000	1,842
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$867,000	1,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,478,000	1,835
Total noninterest expense	$9,602,000	1,981
Salaries and employee benefits	$5,700,000	1,892
Premises and equipment expense	$960,000	2,170
Additional noninterest expense	$2,942,000	1,969
Pre-tax net operating income	$2,752,000	2,608
Securities gains (losses)	$0	2,243
Applicable income taxes	$75,000	3,403
Income before extraordinary items	$2,677,000	2,224
Extraordinary gains, net	$0	9
Net income	$2,677,000	2,224
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,677,000	2,224
Net charge-offs	$3,000	3,939
Cash dividends	$1,382,000	1,813
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,677,000	2,205
2017-09-30 (YTD Data)		Rank
Total interest income	$8,415,000	2,240
Total interest expense	$835,000	2,338
Net interest income	$7,580,000	2,216
Provision for loan and lease losses	$93,000	2,717
Total noninterest income	$1,790,000	1,839
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$645,000	1,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,145,000	1,814
Total noninterest expense	$7,269,000	1,950
Salaries and employee benefits	$4,386,000	1,859
Premises and equipment expense	$693,000	2,231
Additional noninterest expense	$2,190,000	1,975
Pre-tax net operating income	$2,008,000	2,708
Securities gains (losses)	$0	2,274
Applicable income taxes	$47,000	3,482
Income before extraordinary items	$1,961,000	2,445
Extraordinary gains, net	$0	9
Net income	$1,961,000	2,444
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,961,000	2,445
Net charge-offs	$1,000	3,697
Cash dividends	$1,382,000	1,390
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,961,000	2,420
2017-06-30 (YTD Data)		Rank
Total interest income	$5,524,000	2,252
Total interest expense	$544,000	2,345
Net interest income	$4,980,000	2,225
Provision for loan and lease losses	$65,000	2,560
Total noninterest income	$1,171,000	1,855
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$426,000	1,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$745,000	1,859
Total noninterest expense	$4,866,000	1,951
Salaries and employee benefits	$2,948,000	1,856
Premises and equipment expense	$449,000	2,282
Additional noninterest expense	$1,469,000	1,974
Pre-tax net operating income	$1,220,000	2,816
Securities gains (losses)	$0	1,906
Applicable income taxes	$16,000	3,701
Income before extraordinary items	$1,204,000	2,521
Extraordinary gains, net	$0	11
Net income	$1,204,000	2,520
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,204,000	2,521
Net charge-offs	$14,000	2,775
Cash dividends	$870,000	1,457
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,204,000	2,503
2017-03-31 (YTD Data)		Rank
Total interest income	$2,754,000	2,256
Total interest expense	$268,000	2,345
Net interest income	$2,486,000	2,238
Provision for loan and lease losses	$32,000	2,382
Total noninterest income	$559,000	1,906
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$207,000	1,376
Trading account gains and fees	$0	142
Additional Noninterest Income	$352,000	1,886
Total noninterest expense	$2,432,000	1,978
Salaries and employee benefits	$1,474,000	1,880
Premises and equipment expense	$227,000	2,300
Additional noninterest expense	$731,000	1,975
Pre-tax net operating income	$581,000	2,847
Securities gains (losses)	$0	1,153
Applicable income taxes	$-2,000	5,645
Income before extraordinary items	$583,000	2,502
Extraordinary gains, net	$0	8
Net income	$583,000	2,501
Minority interest net income	$0	55
Net income of bank and minority interests.	$583,000	2,502
Net charge-offs	$0	2,943
Cash dividends	$460,000	1,298
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$583,000	2,481
2016-12-31 (YTD Data)		Rank
Total interest income	$10,841,000	2,262
Total interest expense	$1,012,000	2,403
Net interest income	$9,829,000	2,216
Provision for loan and lease losses	$187,000	2,518
Total noninterest income	$2,521,000	1,840
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$897,000	1,327
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,624,000	1,788
Total noninterest expense	$9,484,000	1,999
Salaries and employee benefits	$5,521,000	1,937
Premises and equipment expense	$985,000	2,173
Additional noninterest expense	$2,978,000	1,996
Pre-tax net operating income	$2,679,000	2,566
Securities gains (losses)	$126,000	1,177
Applicable income taxes	$2,000	4,157
Income before extraordinary items	$2,803,000	2,216
Extraordinary gains, net	$0	5
Net income	$2,803,000	2,214
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,803,000	2,215
Net charge-offs	$-2,000	4,729
Cash dividends	$1,469,000	1,734
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,677,000	2,243
2016-09-30 (YTD Data)		Rank
Total interest income	$8,142,000	2,253
Total interest expense	$745,000	2,429
Net interest income	$7,397,000	2,208
Provision for loan and lease losses	$141,000	2,415
Total noninterest income	$1,913,000	1,831
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$672,000	1,324
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,241,000	1,777
Total noninterest expense	$7,124,000	2,000
Salaries and employee benefits	$4,123,000	1,929
Premises and equipment expense	$732,000	2,196
Additional noninterest expense	$2,269,000	1,952
Pre-tax net operating income	$2,045,000	2,582
Securities gains (losses)	$130,000	1,082
Applicable income taxes	$45,000	3,602
Income before extraordinary items	$2,130,000	2,234
Extraordinary gains, net	$0	5
Net income	$2,130,000	2,233
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,130,000	2,234
Net charge-offs	$14,000	3,314
Cash dividends	$1,469,000	1,307
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,002,600	2,279
2016-06-30 (YTD Data)		Rank
Total interest income	$5,354,000	2,272
Total interest expense	$492,000	2,452
Net interest income	$4,862,000	2,242
Provision for loan and lease losses	$90,000	2,392
Total noninterest income	$1,283,000	1,811
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$431,000	1,359
Trading account gains and fees	$0	157
Additional Noninterest Income	$852,000	1,726
Total noninterest expense	$4,791,000	1,997
Salaries and employee benefits	$2,856,000	1,871
Premises and equipment expense	$487,000	2,198
Additional noninterest expense	$1,448,000	2,031
Pre-tax net operating income	$1,264,000	2,678
Securities gains (losses)	$94,000	1,006
Applicable income taxes	$27,000	3,659
Income before extraordinary items	$1,331,000	2,321
Extraordinary gains, net	$0	16
Net income	$1,331,000	2,320
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,331,000	2,320
Net charge-offs	$3,000	3,433
Cash dividends	$828,000	1,479
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,238,880	2,385
2016-03-31 (YTD Data)		Rank
Total interest income	$2,664,000	2,285
Total interest expense	$245,000	2,464
Net interest income	$2,419,000	2,241
Provision for loan and lease losses	$44,000	2,331
Total noninterest income	$641,000	1,764
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$218,000	1,330
Trading account gains and fees	$0	142
Additional Noninterest Income	$423,000	1,681
Total noninterest expense	$2,464,000	1,952
Salaries and employee benefits	$1,508,000	1,787
Premises and equipment expense	$248,000	2,163
Additional noninterest expense	$708,000	2,062
Pre-tax net operating income	$552,000	2,859
Securities gains (losses)	$85,000	604
Applicable income taxes	$10,000	3,751
Income before extraordinary items	$627,000	2,380
Extraordinary gains, net	$0	12
Net income	$627,000	2,380
Minority interest net income	$0	62
Net income of bank and minority interests.	$627,000	2,380
Net charge-offs	$0	3,094
Cash dividends	$401,000	1,366
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$543,700	2,566
2015-12-31 (YTD Data)		Rank
Total interest income	$9,966,000	2,376
Total interest expense	$998,000	2,424
Net interest income	$8,968,000	2,359
Provision for loan and lease losses	$157,000	2,585
Total noninterest income	$2,365,000	1,889
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$911,000	1,315
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,454,000	1,892
Total noninterest expense	$8,727,000	2,139
Salaries and employee benefits	$5,044,000	2,037
Premises and equipment expense	$912,000	2,317
Additional noninterest expense	$2,771,000	2,152
Pre-tax net operating income	$2,449,000	2,675
Securities gains (losses)	$3,000	2,963
Applicable income taxes	$4,000	4,225
Income before extraordinary items	$2,448,000	2,376
Extraordinary gains, net	$0	23
Net income	$2,448,000	2,377
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,448,000	2,378
Net charge-offs	$-18,000	5,311
Cash dividends	$6,908,000	507
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,445,000	2,342
2015-09-30 (YTD Data)		Rank
Total interest income	$7,222,000	2,463
Total interest expense	$722,000	2,507
Net interest income	$6,500,000	2,423
Provision for loan and lease losses	$160,000	2,194
Total noninterest income	$1,711,000	1,955
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$666,000	1,363
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,045,000	1,971
Total noninterest expense	$6,240,000	2,219
Salaries and employee benefits	$3,650,000	2,106
Premises and equipment expense	$648,000	2,443
Additional noninterest expense	$1,942,000	2,263
Pre-tax net operating income	$1,811,000	2,743
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$47,000	3,654
Income before extraordinary items	$1,766,000	2,473
Extraordinary gains, net	$0	21
Net income	$1,766,000	2,474
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,766,000	2,474
Net charge-offs	$-2,000	4,778
Cash dividends	$6,908,000	375
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,764,060	2,433
2015-06-30 (YTD Data)		Rank
Total interest income	$4,302,000	2,711
Total interest expense	$441,000	2,690
Net interest income	$3,861,000	2,697
Provision for loan and lease losses	$-2,000	5,924
Total noninterest income	$1,098,000	2,011
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$424,000	1,395
Trading account gains and fees	$0	157
Additional Noninterest Income	$674,000	2,014
Total noninterest expense	$3,883,000	2,365
Salaries and employee benefits	$2,281,000	2,239
Premises and equipment expense	$408,000	2,558
Additional noninterest expense	$1,194,000	2,440
Pre-tax net operating income	$1,078,000	2,931
Securities gains (losses)	$0	2,636
Applicable income taxes	$29,000	3,707
Income before extraordinary items	$1,049,000	2,668
Extraordinary gains, net	$0	22
Net income	$1,049,000	2,669
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,049,000	2,670
Net charge-offs	$-3,000	4,856
Cash dividends	$598,000	1,751
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,049,000	2,610
2015-03-31 (YTD Data)		Rank
Total interest income	$2,128,000	2,730
Total interest expense	$215,000	2,743
Net interest income	$1,913,000	2,697
Provision for loan and lease losses	$-1,000	6,062
Total noninterest income	$520,000	2,045
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$203,000	1,430
Trading account gains and fees	$0	152
Additional Noninterest Income	$317,000	2,049
Total noninterest expense	$1,928,000	2,383
Salaries and employee benefits	$1,153,000	2,236
Premises and equipment expense	$200,000	2,646
Additional noninterest expense	$575,000	2,506
Pre-tax net operating income	$506,000	2,995
Securities gains (losses)	$0	2,027
Applicable income taxes	$14,000	3,696
Income before extraordinary items	$492,000	2,750
Extraordinary gains, net	$0	13
Net income	$492,000	2,753
Minority interest net income	$0	64
Net income of bank and minority interests.	$492,000	2,753
Net charge-offs	$6,000	2,677
Cash dividends	$306,000	1,503
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$492,000	2,671
2014-12-31 (YTD Data)		Rank
Total interest income	$8,729,000	2,714
Total interest expense	$938,000	2,691
Net interest income	$7,791,000	2,686
Provision for loan and lease losses	$9,000	4,446
Total noninterest income	$2,338,000	1,895
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$919,000	1,401
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,419,000	1,839
Total noninterest expense	$7,786,000	2,365
Salaries and employee benefits	$4,468,000	2,265
Premises and equipment expense	$780,000	2,712
Additional noninterest expense	$2,538,000	2,381
Pre-tax net operating income	$2,334,000	2,715
Securities gains (losses)	$-1,000	5,807
Applicable income taxes	$123,000	3,272
Income before extraordinary items	$2,210,000	2,514
Extraordinary gains, net	$0	17
Net income	$2,210,000	2,514
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,210,000	2,514
Net charge-offs	$56,000	3,671
Cash dividends	$935,000	2,121
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,210,950	2,477
2014-09-30 (YTD Data)		Rank
Total interest income	$6,523,000	2,735
Total interest expense	$720,000	2,681
Net interest income	$5,803,000	2,716
Provision for loan and lease losses	$9,000	4,188
Total noninterest income	$1,770,000	1,890
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$686,000	1,420
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,084,000	1,836
Total noninterest expense	$5,751,000	2,400
Salaries and employee benefits	$3,325,000	2,290
Premises and equipment expense	$572,000	2,785
Additional noninterest expense	$1,854,000	2,421
Pre-tax net operating income	$1,813,000	2,692
Securities gains (losses)	$-1,000	5,909
Applicable income taxes	$92,000	3,339
Income before extraordinary items	$1,720,000	2,481
Extraordinary gains, net	$0	15
Net income	$1,720,000	2,482
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,720,000	2,481
Net charge-offs	$64,000	3,071
Cash dividends	$935,000	1,587
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,720,950	2,436
2014-06-30 (YTD Data)		Rank
Total interest income	$4,295,000	2,763
Total interest expense	$489,000	2,669
Net interest income	$3,806,000	2,745
Provision for loan and lease losses	$5,000	4,053
Total noninterest income	$1,124,000	1,943
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$441,000	1,445
Trading account gains and fees	$0	172
Additional Noninterest Income	$683,000	1,880
Total noninterest expense	$3,658,000	2,525
Salaries and employee benefits	$2,108,000	2,380
Premises and equipment expense	$357,000	2,918
Additional noninterest expense	$1,193,000	2,503
Pre-tax net operating income	$1,267,000	2,546
Securities gains (losses)	$-1,000	6,043
Applicable income taxes	$56,000	3,384
Income before extraordinary items	$1,210,000	2,328
Extraordinary gains, net	$0	20
Net income	$1,210,000	2,332
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,210,000	2,332
Net charge-offs	$65,000	2,560
Cash dividends	$610,000	1,598
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,210,960	2,279
2014-03-31 (YTD Data)		Rank
Total interest income	$2,097,000	2,819
Total interest expense	$253,000	2,652
Net interest income	$1,844,000	2,816
Provision for loan and lease losses	$1,000	3,779
Total noninterest income	$519,000	1,978
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$212,000	1,480
Trading account gains and fees	$0	147
Additional Noninterest Income	$307,000	1,972
Total noninterest expense	$1,821,000	2,547
Salaries and employee benefits	$1,048,000	2,405
Premises and equipment expense	$170,000	3,072
Additional noninterest expense	$603,000	2,471
Pre-tax net operating income	$541,000	2,753
Securities gains (losses)	$-2,000	6,289
Applicable income taxes	$24,000	3,399
Income before extraordinary items	$515,000	2,507
Extraordinary gains, net	$0	16
Net income	$515,000	2,510
Minority interest net income	$0	66
Net income of bank and minority interests.	$515,000	2,510
Net charge-offs	$44,000	1,967
Cash dividends	$310,000	1,401
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$516,920	2,461
2013-12-31 (YTD Data)		Rank
Total interest income	$8,413,000	2,829
Total interest expense	$1,219,000	2,531
Net interest income	$7,194,000	2,852
Provision for loan and lease losses	$3,000	5,043
Total noninterest income	$2,407,000	1,904
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$970,000	1,402
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,437,000	1,903
Total noninterest expense	$7,312,000	2,526
Salaries and employee benefits	$4,196,000	2,376
Premises and equipment expense	$831,000	2,625
Additional noninterest expense	$2,285,000	2,682
Pre-tax net operating income	$2,286,000	2,613
Securities gains (losses)	$-2,000	6,101
Applicable income taxes	$81,000	3,530
Income before extraordinary items	$2,203,000	2,429
Extraordinary gains, net	$0	29
Net income	$2,203,000	2,433
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,203,000	2,432
Net charge-offs	$112,000	3,632
Cash dividends	$845,000	2,151
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,204,920	2,374
2013-09-30 (YTD Data)		Rank
Total interest income	$6,262,000	2,863
Total interest expense	$951,000	2,537
Net interest income	$5,311,000	2,897
Provision for loan and lease losses	$3,000	4,879
Total noninterest income	$1,812,000	1,927
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$715,000	1,430
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,097,000	1,923
Total noninterest expense	$5,317,000	2,610
Salaries and employee benefits	$3,116,000	2,408
Premises and equipment expense	$598,000	2,735
Additional noninterest expense	$1,603,000	2,833
Pre-tax net operating income	$1,803,000	2,618
Securities gains (losses)	$-2,000	6,351
Applicable income taxes	$58,000	3,644
Income before extraordinary items	$1,743,000	2,362
Extraordinary gains, net	$0	25
Net income	$1,743,000	2,367
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,743,000	2,367
Net charge-offs	$82,000	3,435
Cash dividends	$845,000	1,622
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,744,940	2,294
2013-06-30 (YTD Data)		Rank
Total interest income	$4,119,000	2,896
Total interest expense	$660,000	2,515
Net interest income	$3,459,000	2,948
Provision for loan and lease losses	$1,000	4,755
Total noninterest income	$1,156,000	2,022
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$458,000	1,457
Trading account gains and fees	$0	157
Additional Noninterest Income	$698,000	2,020
Total noninterest expense	$3,546,000	2,607
Salaries and employee benefits	$2,067,000	2,429
Premises and equipment expense	$388,000	2,807
Additional noninterest expense	$1,091,000	2,762
Pre-tax net operating income	$1,068,000	2,766
Securities gains (losses)	$-13,000	6,683
Applicable income taxes	$36,000	3,667
Income before extraordinary items	$1,019,000	2,609
Extraordinary gains, net	$0	22
Net income	$1,019,000	2,614
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,019,000	2,614
Net charge-offs	$76,000	3,009
Cash dividends	$495,000	1,725
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,031,610	2,482
2013-03-31 (YTD Data)		Rank
Total interest income	$2,042,000	2,940
Total interest expense	$337,000	2,533
Net interest income	$1,705,000	2,982
Provision for loan and lease losses	$0	4,409
Total noninterest income	$570,000	2,027
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$223,000	1,470
Trading account gains and fees	$0	148
Additional Noninterest Income	$347,000	2,027
Total noninterest expense	$1,738,000	2,691
Salaries and employee benefits	$1,011,000	2,493
Premises and equipment expense	$186,000	2,893
Additional noninterest expense	$541,000	2,786
Pre-tax net operating income	$537,000	2,747
Securities gains (losses)	$0	1,966
Applicable income taxes	$16,000	3,717
Income before extraordinary items	$521,000	2,506
Extraordinary gains, net	$0	10
Net income	$521,000	2,508
Minority interest net income	$0	76
Net income of bank and minority interests.	$521,000	2,508
Net charge-offs	$80,000	2,061
Cash dividends	$230,000	1,529
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$521,000	2,421
2012-12-31 (YTD Data)		Rank
Total interest income	$8,644,000	2,920
Total interest expense	$1,550,000	2,639
Net interest income	$7,094,000	2,951
Provision for loan and lease losses	$39,000	5,333
Total noninterest income	$2,546,000	1,846
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,047,000	1,363
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,499,000	1,850
Total noninterest expense	$6,977,000	2,662
Salaries and employee benefits	$4,016,000	2,437
Premises and equipment expense	$796,000	2,759
Additional noninterest expense	$2,165,000	2,905
Pre-tax net operating income	$2,624,000	2,327
Securities gains (losses)	$0	3,810
Applicable income taxes	$104,000	3,485
Income before extraordinary items	$2,520,000	2,156
Extraordinary gains, net	$0	29
Net income	$2,520,000	2,155
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,520,000	2,157
Net charge-offs	$89,000	4,515
Cash dividends	$1,225,000	1,706
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,520,000	2,033
2012-09-30 (YTD Data)		Rank
Total interest income	$6,541,000	2,954
Total interest expense	$1,195,000	2,680
Net interest income	$5,346,000	2,982
Provision for loan and lease losses	$36,000	5,153
Total noninterest income	$1,902,000	1,853
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$789,000	1,364
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,113,000	1,858
Total noninterest expense	$5,184,000	2,689
Salaries and employee benefits	$3,005,000	2,453
Premises and equipment expense	$520,000	3,076
Additional noninterest expense	$1,659,000	2,863
Pre-tax net operating income	$2,028,000	2,335
Securities gains (losses)	$0	3,575
Applicable income taxes	$90,000	3,442
Income before extraordinary items	$1,938,000	2,164
Extraordinary gains, net	$0	20
Net income	$1,938,000	2,165
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,938,000	2,166
Net charge-offs	$31,000	4,837
Cash dividends	$1,225,000	1,155
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,938,000	2,044
2012-06-30 (YTD Data)		Rank
Total interest income	$4,372,000	2,975
Total interest expense	$816,000	2,726
Net interest income	$3,556,000	3,006
Provision for loan and lease losses	$26,000	4,998
Total noninterest income	$1,264,000	1,843
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$519,000	1,370
Trading account gains and fees	$0	153
Additional Noninterest Income	$745,000	1,839
Total noninterest expense	$3,403,000	2,747
Salaries and employee benefits	$1,980,000	2,475
Premises and equipment expense	$323,000	3,250
Additional noninterest expense	$1,100,000	2,892
Pre-tax net operating income	$1,391,000	2,271
Securities gains (losses)	$0	3,178
Applicable income taxes	$56,000	3,474
Income before extraordinary items	$1,335,000	2,079
Extraordinary gains, net	$0	19
Net income	$1,335,000	2,078
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,335,000	2,079
Net charge-offs	$21,000	4,608
Cash dividends	$800,000	1,154
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,335,000	1,969
2012-03-31 (YTD Data)		Rank
Total interest income	$2,167,000	3,018
Total interest expense	$415,000	2,793
Net interest income	$1,752,000	3,057
Provision for loan and lease losses	$10,000	4,833
Total noninterest income	$592,000	1,925
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$260,000	1,353
Trading account gains and fees	$0	148
Additional Noninterest Income	$332,000	1,970
Total noninterest expense	$1,732,000	2,701
Salaries and employee benefits	$985,000	2,509
Premises and equipment expense	$198,000	2,810
Additional noninterest expense	$549,000	2,867
Pre-tax net operating income	$602,000	2,518
Securities gains (losses)	$0	2,210
Applicable income taxes	$23,000	3,599
Income before extraordinary items	$579,000	2,327
Extraordinary gains, net	$0	19
Net income	$579,000	2,329
Minority interest net income	$0	78
Net income of bank and minority interests.	$579,000	2,330
Net charge-offs	$21,000	3,656
Cash dividends	$400,000	1,024
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$579,000	2,213
2011-12-31 (YTD Data)		Rank
Total interest income	$9,152,000	2,995
Total interest expense	$1,866,000	2,916
Net interest income	$7,286,000	2,966
Provision for loan and lease losses	$6,000	6,409
Total noninterest income	$2,826,000	1,561
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,119,000	1,325
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,707,000	1,510
Total noninterest expense	$7,009,000	2,668
Salaries and employee benefits	$3,833,000	2,502
Premises and equipment expense	$825,000	2,840
Additional noninterest expense	$2,351,000	2,723
Pre-tax net operating income	$3,097,000	1,778
Securities gains (losses)	$152,000	1,706
Applicable income taxes	$122,000	3,243
Income before extraordinary items	$3,127,000	1,545
Extraordinary gains, net	$0	29
Net income	$3,127,000	1,546
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,127,000	1,546
Net charge-offs	$-125,000	7,270
Cash dividends	$920,000	1,724
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,981,080	1,548
2011-09-30 (YTD Data)		Rank
Total interest income	$6,975,000	2,987
Total interest expense	$1,428,000	2,972
Net interest income	$5,547,000	2,938
Provision for loan and lease losses	$6,000	6,274
Total noninterest income	$2,138,000	1,542
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$821,000	1,361
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,317,000	1,463
Total noninterest expense	$5,278,000	2,662
Salaries and employee benefits	$2,815,000	2,552
Premises and equipment expense	$624,000	2,845
Additional noninterest expense	$1,839,000	2,639
Pre-tax net operating income	$2,401,000	1,799
Securities gains (losses)	$152,000	1,423
Applicable income taxes	$71,000	3,442
Income before extraordinary items	$2,482,000	1,531
Extraordinary gains, net	$0	21
Net income	$2,482,000	1,531
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,482,000	1,531
Net charge-offs	$-127,000	7,338
Cash dividends	$920,000	1,235
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,334,560	1,550
2011-06-30 (YTD Data)		Rank
Total interest income	$4,621,000	3,012
Total interest expense	$970,000	3,020
Net interest income	$3,651,000	2,970
Provision for loan and lease losses	$-2,000	7,355
Total noninterest income	$1,493,000	1,481
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$524,000	1,394
Trading account gains and fees	$0	153
Additional Noninterest Income	$969,000	1,372
Total noninterest expense	$3,458,000	2,716
Salaries and employee benefits	$1,825,000	2,649
Premises and equipment expense	$408,000	2,922
Additional noninterest expense	$1,225,000	2,692
Pre-tax net operating income	$1,688,000	1,686
Securities gains (losses)	$12,000	2,290
Applicable income taxes	$45,000	3,423
Income before extraordinary items	$1,655,000	1,483
Extraordinary gains, net	$0	15
Net income	$1,655,000	1,483
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,655,000	1,483
Net charge-offs	$-134,000	7,402
Cash dividends	$500,000	1,397
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,643,360	1,430
2011-03-31 (YTD Data)		Rank
Total interest income	$2,220,000	3,134
Total interest expense	$506,000	3,008
Net interest income	$1,714,000	3,131
Provision for loan and lease losses	$-5,000	7,445
Total noninterest income	$529,000	1,910
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$248,000	1,441
Trading account gains and fees	$0	158
Additional Noninterest Income	$281,000	1,988
Total noninterest expense	$1,709,000	2,760
Salaries and employee benefits	$924,000	2,621
Premises and equipment expense	$202,000	2,961
Additional noninterest expense	$583,000	2,782
Pre-tax net operating income	$539,000	2,418
Securities gains (losses)	$0	1,772
Applicable income taxes	$18,000	3,508
Income before extraordinary items	$521,000	2,180
Extraordinary gains, net	$0	9
Net income	$521,000	2,179
Minority interest net income	$0	86
Net income of bank and minority interests.	$521,000	2,180
Net charge-offs	$-95,000	7,443
Cash dividends	$250,000	1,233
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$521,000	2,135
2010-12-31 (YTD Data)		Rank
Total interest income	$9,693,000	3,033
Total interest expense	$2,377,000	3,118
Net interest income	$7,316,000	2,965
Provision for loan and lease losses	$1,134,000	2,868
Total noninterest income	$2,381,000	1,828
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,199,000	1,252
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,182,000	1,974
Total noninterest expense	$7,140,000	2,682
Salaries and employee benefits	$3,762,000	2,550
Premises and equipment expense	$951,000	2,588
Additional noninterest expense	$2,427,000	2,749
Pre-tax net operating income	$1,423,000	2,799
Securities gains (losses)	$33,000	2,887
Applicable income taxes	$-15,000	6,598
Income before extraordinary items	$1,471,000	2,546
Extraordinary gains, net	$0	29
Net income	$1,471,000	2,543
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,471,000	2,548
Net charge-offs	$418,000	3,880
Cash dividends	$460,000	2,455
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,438,000	2,483
2010-09-30 (YTD Data)		Rank
Total interest income	$7,384,000	3,053
Total interest expense	$1,814,000	3,191
Net interest income	$5,570,000	2,963
Provision for loan and lease losses	$980,000	2,539
Total noninterest income	$1,722,000	1,897
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$911,000	1,269
Trading account gains and fees	$0	165
Additional Noninterest Income	$811,000	2,051
Total noninterest expense	$5,218,000	2,742
Salaries and employee benefits	$2,778,000	2,603
Premises and equipment expense	$701,000	2,652
Additional noninterest expense	$1,739,000	2,797
Pre-tax net operating income	$1,094,000	2,936
Securities gains (losses)	$33,000	2,674
Applicable income taxes	$-26,000	6,915
Income before extraordinary items	$1,153,000	2,628
Extraordinary gains, net	$0	23
Net income	$1,153,000	2,626
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,153,000	2,630
Net charge-offs	$375,000	3,442
Cash dividends	$460,000	1,863
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,120,000	2,561
2010-06-30 (YTD Data)		Rank
Total interest income	$4,936,000	3,076
Total interest expense	$1,211,000	3,280
Net interest income	$3,725,000	2,952
Provision for loan and lease losses	$665,000	2,442
Total noninterest income	$1,101,000	1,905
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$599,000	1,306
Trading account gains and fees	$0	152
Additional Noninterest Income	$502,000	2,089
Total noninterest expense	$3,396,000	2,792
Salaries and employee benefits	$1,814,000	2,661
Premises and equipment expense	$462,000	2,690
Additional noninterest expense	$1,120,000	2,894
Pre-tax net operating income	$765,000	2,870
Securities gains (losses)	$33,000	2,128
Applicable income taxes	$26,000	3,648
Income before extraordinary items	$772,000	2,568
Extraordinary gains, net	$0	19
Net income	$772,000	2,565
Minority interest net income	$0	105
Net income of bank and minority interests.	$772,000	2,568
Net charge-offs	$257,000	3,242
Cash dividends	$200,000	2,292
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$739,990	2,552
2010-03-31 (YTD Data)		Rank
Total interest income	$2,442,000	3,163
Total interest expense	$614,000	3,373
Net interest income	$1,828,000	3,023
Provision for loan and lease losses	$331,000	2,272
Total noninterest income	$533,000	1,937
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$293,000	1,339
Trading account gains and fees	$0	175
Additional Noninterest Income	$240,000	2,129
Total noninterest expense	$1,714,000	2,813
Salaries and employee benefits	$917,000	2,669
Premises and equipment expense	$244,000	2,641
Additional noninterest expense	$553,000	2,907
Pre-tax net operating income	$316,000	3,279
Securities gains (losses)	$0	2,284
Applicable income taxes	$11,000	3,764
Income before extraordinary items	$305,000	3,096
Extraordinary gains, net	$0	16
Net income	$305,000	3,093
Minority interest net income	$0	91
Net income of bank and minority interests.	$305,000	3,096
Net charge-offs	$-9,000	7,459
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$305,000	2,988
2009-12-31 (YTD Data)		Rank
Total interest income	$10,744,000	3,047
Total interest expense	$2,990,000	3,416
Net interest income	$7,754,000	2,798
Provision for loan and lease losses	$3,141,000	1,920
Total noninterest income	$2,174,000	2,001
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,308,000	1,322
Trading account gains and fees	$0	211
Additional Noninterest Income	$866,000	2,338
Total noninterest expense	$7,017,000	2,791
Salaries and employee benefits	$3,619,000	2,699
Premises and equipment expense	$897,000	2,833
Additional noninterest expense	$2,501,000	2,734
Pre-tax net operating income	$-230,000	5,745
Securities gains (losses)	$239,000	1,414
Applicable income taxes	$8,000	3,939
Income before extraordinary items	$1,000	5,537
Extraordinary gains, net	$0	34
Net income	$1,000	5,535
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,000	5,535
Net charge-offs	$2,719,000	1,707
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-151,960	5,753
2009-09-30 (YTD Data)		Rank
Total interest income	$8,169,000	3,052
Total interest expense	$2,319,000	3,462
Net interest income	$5,850,000	2,799
Provision for loan and lease losses	$2,639,000	1,607
Total noninterest income	$1,601,000	2,066
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$978,000	1,311
Trading account gains and fees	$0	212
Additional Noninterest Income	$623,000	2,459
Total noninterest expense	$5,134,000	2,841
Salaries and employee benefits	$2,733,000	2,702
Premises and equipment expense	$675,000	2,860
Additional noninterest expense	$1,726,000	2,925
Pre-tax net operating income	$-322,000	6,158
Securities gains (losses)	$58,000	2,206
Applicable income taxes	$8,000	4,112
Income before extraordinary items	$-272,000	6,204
Extraordinary gains, net	$0	27
Net income	$-272,000	6,205
Minority interest net income	$0	118
Net income of bank and minority interests.	$-272,000	6,204
Net charge-offs	$2,479,000	1,330
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-330,000	6,261
2009-06-30 (YTD Data)		Rank
Total interest income	$5,503,000	3,054
Total interest expense	$1,604,000	3,504
Net interest income	$3,899,000	2,790
Provision for loan and lease losses	$2,133,000	1,344
Total noninterest income	$1,012,000	2,176
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$627,000	1,352
Trading account gains and fees	$0	193
Additional Noninterest Income	$385,000	2,608
Total noninterest expense	$3,403,000	2,882
Salaries and employee benefits	$1,830,000	2,719
Premises and equipment expense	$433,000	2,989
Additional noninterest expense	$1,140,000	2,956
Pre-tax net operating income	$-625,000	6,745
Securities gains (losses)	$0	3,136
Applicable income taxes	$8,000	4,086
Income before extraordinary items	$-633,000	6,885
Extraordinary gains, net	$0	21
Net income	$-633,000	6,885
Minority interest net income	$0	112
Net income of bank and minority interests.	$-633,000	6,885
Net charge-offs	$2,167,000	1,068
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-633,000	6,872
2009-03-31 (YTD Data)		Rank
Total interest income	$2,750,000	3,093
Total interest expense	$826,000	3,538
Net interest income	$1,924,000	2,804
Provision for loan and lease losses	$355,000	2,112
Total noninterest income	$479,000	2,207
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$299,000	1,386
Trading account gains and fees	$0	171
Additional Noninterest Income	$180,000	2,653
Total noninterest expense	$1,666,000	2,871
Salaries and employee benefits	$919,000	2,749
Premises and equipment expense	$205,000	3,159
Additional noninterest expense	$542,000	2,812
Pre-tax net operating income	$382,000	2,891
Securities gains (losses)	$0	2,434
Applicable income taxes	$31,000	3,260
Income before extraordinary items	$351,000	2,811
Extraordinary gains, net	$0	15
Net income	$351,000	2,810
Minority interest net income	$0	102
Net income of bank and minority interests.	$351,000	2,812
Net charge-offs	$282,000	1,836
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$351,000	2,676
2008-12-31 (YTD Data)		Rank
Total interest income	$12,206,000	2,993
Total interest expense	$4,365,000	3,293
Net interest income	$7,841,000	2,764
Provision for loan and lease losses	$2,321,000	1,636
Total noninterest income	$2,149,000	2,024
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,299,000	1,383
Trading account gains and fees	$0	154
Additional Noninterest Income	$850,000	2,374
Total noninterest expense	$6,969,000	2,697
Salaries and employee benefits	$3,509,000	2,819
Premises and equipment expense	$864,000	2,982
Additional noninterest expense	$2,596,000	2,270
Pre-tax net operating income	$700,000	4,398
Securities gains (losses)	$148,000	874
Applicable income taxes	$86,000	3,499
Income before extraordinary items	$762,000	3,804
Extraordinary gains, net	$0	39
Net income	$762,000	3,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,785,000	1,392
Cash dividends	$589,000	3,154
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$628,800	4,251
2008-09-30 (YTD Data)		Rank
Total interest income	$9,243,000	3,030
Total interest expense	$3,437,000	3,281
Net interest income	$5,806,000	2,807
Provision for loan and lease losses	$2,160,000	1,124
Total noninterest income	$1,609,000	2,098
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$990,000	1,373
Trading account gains and fees	$0	148
Additional Noninterest Income	$619,000	2,485
Total noninterest expense	$5,138,000	2,719
Salaries and employee benefits	$2,643,000	2,829
Premises and equipment expense	$651,000	2,987
Additional noninterest expense	$1,844,000	2,309
Pre-tax net operating income	$117,000	6,335
Securities gains (losses)	$0	3,106
Applicable income taxes	$57,000	4,024
Income before extraordinary items	$60,000	6,361
Extraordinary gains, net	$0	31
Net income	$60,000	6,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,732,000	920
Cash dividends	$589,000	2,539
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$60,000	6,528
2008-06-30 (YTD Data)		Rank
Total interest income	$6,200,000	3,060
Total interest expense	$2,373,000	3,307
Net interest income	$3,827,000	2,814
Provision for loan and lease losses	$893,000	1,326
Total noninterest income	$1,062,000	2,142
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$664,000	1,342
Trading account gains and fees	$0	149
Additional Noninterest Income	$398,000	2,601
Total noninterest expense	$3,447,000	2,717
Salaries and employee benefits	$1,777,000	2,842
Premises and equipment expense	$422,000	3,070
Additional noninterest expense	$1,248,000	2,263
Pre-tax net operating income	$549,000	4,209
Securities gains (losses)	$0	3,233
Applicable income taxes	$35,000	4,323
Income before extraordinary items	$514,000	3,961
Extraordinary gains, net	$0	21
Net income	$514,000	3,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$577,000	1,201
Cash dividends	$589,000	2,084
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$514,000	3,904
2008-03-31 (YTD Data)		Rank
Total interest income	$3,061,000	3,178
Total interest expense	$1,266,000	3,320
Net interest income	$1,795,000	2,988
Provision for loan and lease losses	$232,000	1,666
Total noninterest income	$536,000	2,132
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$331,000	1,318
Trading account gains and fees	$0	158
Additional Noninterest Income	$205,000	2,532
Total noninterest expense	$1,752,000	2,673
Salaries and employee benefits	$951,000	2,707
Premises and equipment expense	$211,000	3,079
Additional noninterest expense	$590,000	2,352
Pre-tax net operating income	$347,000	3,839
Securities gains (losses)	$0	2,688
Applicable income taxes	$12,000	4,690
Income before extraordinary items	$335,000	3,569
Extraordinary gains, net	$0	15
Net income	$335,000	3,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$478,000	734
Cash dividends	$361,000	1,703
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$335,000	3,473
2007-12-31 (YTD Data)		Rank
Total interest income	$12,967,000	3,071
Total interest expense	$5,714,000	3,128
Net interest income	$7,253,000	3,004
Provision for loan and lease losses	$911,000	1,524
Total noninterest income	$1,866,000	2,323
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,281,000	1,395
Trading account gains and fees	$0	178
Additional Noninterest Income	$585,000	3,047
Total noninterest expense	$6,426,000	2,781
Salaries and employee benefits	$3,448,000	2,848
Premises and equipment expense	$775,000	3,167
Additional noninterest expense	$2,203,000	2,441
Pre-tax net operating income	$1,782,000	3,565
Securities gains (losses)	$-5,000	7,390
Applicable income taxes	$67,000	4,760
Income before extraordinary items	$1,710,000	3,157
Extraordinary gains, net	$0	39
Net income	$1,710,000	3,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$600,000	1,486
Cash dividends	$1,107,000	2,464
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,714,800	3,141
2007-09-30 (YTD Data)		Rank
Total interest income	$9,838,000	3,029
Total interest expense	$4,364,000	3,080
Net interest income	$5,474,000	2,989
Provision for loan and lease losses	$580,000	1,382
Total noninterest income	$1,361,000	2,368
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$943,000	1,401
Trading account gains and fees	$0	184
Additional Noninterest Income	$418,000	3,128
Total noninterest expense	$4,846,000	2,738
Salaries and employee benefits	$2,678,000	2,743
Premises and equipment expense	$520,000	3,451
Additional noninterest expense	$1,648,000	2,410
Pre-tax net operating income	$1,409,000	3,607
Securities gains (losses)	$0	1,655
Applicable income taxes	$44,000	5,031
Income before extraordinary items	$1,365,000	3,168
Extraordinary gains, net	$0	33
Net income	$1,365,000	3,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$441,000	1,186
Cash dividends	$981,000	2,046
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,365,000	3,151
2007-06-30 (YTD Data)		Rank
Total interest income	$6,643,000	3,005
Total interest expense	$2,890,000	3,092
Net interest income	$3,753,000	2,930
Provision for loan and lease losses	$360,000	1,334
Total noninterest income	$901,000	2,385
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$620,000	1,428
Trading account gains and fees	$0	168
Additional Noninterest Income	$281,000	3,126
Total noninterest expense	$3,160,000	2,832
Salaries and employee benefits	$1,768,000	2,811
Premises and equipment expense	$334,000	3,567
Additional noninterest expense	$1,058,000	2,503
Pre-tax net operating income	$1,134,000	3,233
Securities gains (losses)	$0	1,444
Applicable income taxes	$22,000	5,294
Income before extraordinary items	$1,112,000	2,810
Extraordinary gains, net	$0	29
Net income	$1,112,000	2,809
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,811
Cash dividends	$733,000	1,923
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,112,000	2,790
2007-03-31 (YTD Data)		Rank
Total interest income	$3,327,000	3,005
Total interest expense	$1,439,000	3,096
Net interest income	$1,888,000	2,905
Provision for loan and lease losses	$158,000	1,378
Total noninterest income	$410,000	2,518
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$290,000	1,483
Trading account gains and fees	$0	195
Additional Noninterest Income	$120,000	3,430
Total noninterest expense	$1,569,000	2,872
Salaries and employee benefits	$869,000	2,869
Premises and equipment expense	$174,000	3,473
Additional noninterest expense	$526,000	2,502
Pre-tax net operating income	$571,000	3,235
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$571,000	2,749
Extraordinary gains, net	$0	22
Net income	$571,000	2,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,237
Cash dividends	$327,000	1,890
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$571,000	2,732
2006-12-31 (YTD Data)		Rank
Total interest income	$9,218,000	3,799
Total interest expense	$3,621,000	3,828
Net interest income	$5,597,000	3,713
Provision for loan and lease losses	$259,000	3,039
Total noninterest income	$1,458,000	2,751
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$957,000	1,818
Trading account gains and fees	$0	130
Additional Noninterest Income	$501,000	3,335
Total noninterest expense	$4,848,000	3,432
Salaries and employee benefits	$2,760,000	3,355
Premises and equipment expense	$547,000	4,016
Additional noninterest expense	$1,541,000	3,227
Pre-tax net operating income	$1,948,000	3,710
Securities gains (losses)	$-8,000	7,211
Applicable income taxes	$74,000	5,192
Income before extraordinary items	$1,866,000	3,246
Extraordinary gains, net	$0	51
Net income	$1,866,000	3,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$877,000	767
Cash dividends	$1,543,000	1,889
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,873,680	3,229
2006-09-30 (YTD Data)		Rank
Total interest income	$5,841,000	4,247
Total interest expense	$2,208,000	4,280
Net interest income	$3,633,000	4,122
Provision for loan and lease losses	$150,000	3,386
Total noninterest income	$972,000	2,989
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$627,000	2,037
Trading account gains and fees	$0	126
Additional Noninterest Income	$345,000	3,473
Total noninterest expense	$3,118,000	3,868
Salaries and employee benefits	$1,800,000	3,727
Premises and equipment expense	$347,000	4,483
Additional noninterest expense	$971,000	3,688
Pre-tax net operating income	$1,337,000	4,040
Securities gains (losses)	$0	1,388
Applicable income taxes	$48,000	5,462
Income before extraordinary items	$1,289,000	3,566
Extraordinary gains, net	$0	45
Net income	$1,289,000	3,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,127
Cash dividends	$1,081,000	1,822
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,289,000	3,553
2006-06-30 (YTD Data)		Rank
Total interest income	$2,561,000	5,453
Total interest expense	$931,000	5,412
Net interest income	$1,630,000	5,352
Provision for loan and lease losses	$105,000	3,244
Total noninterest income	$494,000	3,556
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$319,000	2,544
Trading account gains and fees	$0	126
Additional Noninterest Income	$175,000	4,001
Total noninterest expense	$1,526,000	4,821
Salaries and employee benefits	$897,000	4,623
Premises and equipment expense	$175,000	5,326
Additional noninterest expense	$454,000	4,791
Pre-tax net operating income	$493,000	5,437
Securities gains (losses)	$0	1,185
Applicable income taxes	$18,000	5,852
Income before extraordinary items	$475,000	5,011
Extraordinary gains, net	$0	39
Net income	$475,000	5,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	1,710
Cash dividends	$483,000	2,447
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$475,000	5,002
2006-03-31 (YTD Data)		Rank
Total interest income	$1,228,000	5,540
Total interest expense	$435,000	5,472
Net interest income	$793,000	5,426
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$228,000	3,689
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$153,000	2,557
Trading account gains and fees	$0	115
Additional Noninterest Income	$75,000	4,279
Total noninterest expense	$732,000	4,981
Salaries and employee benefits	$434,000	4,762
Premises and equipment expense	$87,000	5,380
Additional noninterest expense	$211,000	5,010
Pre-tax net operating income	$229,000	5,548
Securities gains (losses)	$0	955
Applicable income taxes	$2,000	6,346
Income before extraordinary items	$227,000	5,055
Extraordinary gains, net	$0	21
Net income	$227,000	5,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,004
Cash dividends	$188,000	2,496
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$227,000	5,048
2005-12-31 (YTD Data)		Rank
Total interest income	$4,251,000	5,647
Total interest expense	$1,342,000	5,532
Net interest income	$2,909,000	5,600
Provision for loan and lease losses	$155,000	4,066
Total noninterest income	$838,000	3,954
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$622,000	2,590
Trading account gains and fees	$0	138
Additional Noninterest Income	$216,000	5,012
Total noninterest expense	$2,771,000	5,043
Salaries and employee benefits	$1,624,000	4,808
Premises and equipment expense	$362,000	5,177
Additional noninterest expense	$785,000	5,227
Pre-tax net operating income	$821,000	5,819
Securities gains (losses)	$0	2,296
Applicable income taxes	$69,000	5,647
Income before extraordinary items	$752,000	5,502
Extraordinary gains, net	$0	46
Net income	$752,000	5,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,884
Cash dividends	$601,000	3,306
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$752,000	5,477
2005-09-30 (YTD Data)		Rank
Total interest income	$3,098,000	5,703
Total interest expense	$971,000	5,516
Net interest income	$2,127,000	5,693
Provision for loan and lease losses	$95,000	4,242
Total noninterest income	$608,000	4,016
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$447,000	2,673
Trading account gains and fees	$0	126
Additional Noninterest Income	$161,000	5,058
Total noninterest expense	$2,050,000	5,051
Salaries and employee benefits	$1,214,000	4,789
Premises and equipment expense	$272,000	5,157
Additional noninterest expense	$564,000	5,314
Pre-tax net operating income	$590,000	6,051
Securities gains (losses)	$0	2,317
Applicable income taxes	$55,000	5,729
Income before extraordinary items	$535,000	5,746
Extraordinary gains, net	$0	35
Net income	$535,000	5,750
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	2,801
Cash dividends	$421,000	3,072
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$535,000	5,707
2005-06-30 (YTD Data)		Rank
Total interest income	$1,987,000	5,757
Total interest expense	$637,000	5,406
Net interest income	$1,350,000	5,842
Provision for loan and lease losses	$55,000	4,424
Total noninterest income	$391,000	4,108
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$276,000	2,784
Trading account gains and fees	$0	116
Additional Noninterest Income	$115,000	4,902
Total noninterest expense	$1,338,000	5,119
Salaries and employee benefits	$817,000	4,741
Premises and equipment expense	$188,000	5,028
Additional noninterest expense	$333,000	5,686
Pre-tax net operating income	$348,000	6,304
Securities gains (losses)	$0	2,146
Applicable income taxes	$37,000	5,738
Income before extraordinary items	$311,000	6,039
Extraordinary gains, net	$0	30
Net income	$311,000	6,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	1,863
Cash dividends	$297,000	3,015
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$311,000	5,986
2005-03-31 (YTD Data)		Rank
Total interest income	$944,000	5,908
Total interest expense	$323,000	5,284
Net interest income	$621,000	6,115
Provision for loan and lease losses	$25,000	4,374
Total noninterest income	$158,000	4,574
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$110,000	3,235
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$624,000	5,389
Salaries and employee benefits	$395,000	4,882
Premises and equipment expense	$89,000	5,250
Additional noninterest expense	$140,000	6,238
Pre-tax net operating income	$130,000	6,816
Securities gains (losses)	$0	1,685
Applicable income taxes	$18,000	5,732
Income before extraordinary items	$112,000	6,693
Extraordinary gains, net	$0	24
Net income	$112,000	6,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$72,000	3,215
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$112,000	6,661
2004-12-31 (YTD Data)		Rank
Total interest income	$3,704,000	5,804
Total interest expense	$1,157,000	5,221
Net interest income	$2,547,000	5,943
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$780,000	4,114
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$557,000	2,880
Trading account gains and fees	$0	138
Additional Noninterest Income	$223,000	4,886
Total noninterest expense	$2,278,000	5,585
Salaries and employee benefits	$1,372,000	5,251
Premises and equipment expense	$333,000	5,380
Additional noninterest expense	$573,000	6,134
Pre-tax net operating income	$929,000	5,419
Securities gains (losses)	$1,000	3,645
Applicable income taxes	$33,000	6,294
Income before extraordinary items	$897,000	4,981
Extraordinary gains, net	$0	34
Net income	$897,000	4,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,319
Cash dividends	$549,000	3,390
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$896,040	4,912
2004-09-30 (YTD Data)		Rank
Total interest income	$2,736,000	5,836
Total interest expense	$846,000	5,279
Net interest income	$1,890,000	5,985
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$609,000	4,035
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$433,000	2,803
Trading account gains and fees	$0	134
Additional Noninterest Income	$176,000	4,774
Total noninterest expense	$1,709,000	5,567
Salaries and employee benefits	$1,040,000	5,183
Premises and equipment expense	$251,000	5,329
Additional noninterest expense	$418,000	6,183
Pre-tax net operating income	$700,000	5,522
Securities gains (losses)	$1,000	3,538
Applicable income taxes	$24,000	6,420
Income before extraordinary items	$677,000	5,044
Extraordinary gains, net	$0	26
Net income	$677,000	5,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,529
Cash dividends	$369,000	3,152
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$676,030	4,958
2004-06-30 (YTD Data)		Rank
Total interest income	$1,815,000	5,860
Total interest expense	$553,000	5,364
Net interest income	$1,262,000	5,986
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$403,000	4,072
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$282,000	2,849
Trading account gains and fees	$0	130
Additional Noninterest Income	$121,000	4,767
Total noninterest expense	$1,126,000	5,643
Salaries and employee benefits	$694,000	5,201
Premises and equipment expense	$167,000	5,367
Additional noninterest expense	$265,000	6,344
Pre-tax net operating income	$479,000	5,413
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$16,000	6,416
Income before extraordinary items	$464,000	4,929
Extraordinary gains, net	$0	21
Net income	$464,000	4,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,524
Cash dividends	$281,000	2,990
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$463,030	4,842
2004-03-31 (YTD Data)		Rank
Total interest income	$893,000	5,942
Total interest expense	$276,000	5,426
Net interest income	$617,000	6,066
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$190,000	4,171
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$137,000	2,859
Trading account gains and fees	$0	121
Additional Noninterest Income	$53,000	5,009
Total noninterest expense	$566,000	5,638
Salaries and employee benefits	$354,000	5,157
Premises and equipment expense	$82,000	5,449
Additional noninterest expense	$130,000	6,436
Pre-tax net operating income	$211,000	5,701
Securities gains (losses)	$1,000	2,756
Applicable income taxes	$7,000	6,445
Income before extraordinary items	$205,000	5,272
Extraordinary gains, net	$0	16
Net income	$205,000	5,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$204,030	5,173
2003-12-31 (YTD Data)		Rank
Total interest income	$3,651,000	5,922
Total interest expense	$1,272,000	5,378
Net interest income	$2,379,000	6,057
Provision for loan and lease losses	$124,000	4,900
Total noninterest income	$832,000	4,137
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$577,000	2,782
Trading account gains and fees	$0	160
Additional Noninterest Income	$255,000	4,821
Total noninterest expense	$2,294,000	5,536
Salaries and employee benefits	$1,328,000	5,272
Premises and equipment expense	$351,000	5,156
Additional noninterest expense	$615,000	5,916
Pre-tax net operating income	$793,000	5,725
Securities gains (losses)	$12,000	3,514
Applicable income taxes	$23,000	6,728
Income before extraordinary items	$782,000	5,294
Extraordinary gains, net	$0	54
Net income	$782,000	5,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	4,263
Cash dividends	$410,000	3,859
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$770,360	5,186
2003-09-30 (YTD Data)		Rank
Total interest income	$2,737,000	5,987
Total interest expense	$980,000	5,445
Net interest income	$1,757,000	6,132
Provision for loan and lease losses	$93,000	4,780
Total noninterest income	$628,000	4,174
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$436,000	2,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$192,000	4,884
Total noninterest expense	$1,731,000	5,487
Salaries and employee benefits	$991,000	5,280
Premises and equipment expense	$254,000	5,274
Additional noninterest expense	$486,000	5,731
Pre-tax net operating income	$561,000	6,027
Securities gains (losses)	$7,000	3,479
Applicable income taxes	$14,000	6,958
Income before extraordinary items	$554,000	5,591
Extraordinary gains, net	$0	40
Net income	$554,000	5,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,548
Cash dividends	$250,000	3,717
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$547,140	5,447
2003-06-30 (YTD Data)		Rank
Total interest income	$1,807,000	6,059
Total interest expense	$671,000	5,478
Net interest income	$1,136,000	6,252
Provision for loan and lease losses	$62,000	4,661
Total noninterest income	$425,000	4,103
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$293,000	2,703
Trading account gains and fees	$0	150
Additional Noninterest Income	$132,000	4,817
Total noninterest expense	$1,145,000	5,505
Salaries and employee benefits	$656,000	5,318
Premises and equipment expense	$167,000	5,295
Additional noninterest expense	$322,000	5,743
Pre-tax net operating income	$354,000	6,148
Securities gains (losses)	$7,000	3,077
Applicable income taxes	$5,000	7,181
Income before extraordinary items	$356,000	5,685
Extraordinary gains, net	$0	30
Net income	$356,000	5,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,673
Cash dividends	$184,000	3,618
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$349,070	5,530
2003-03-31 (YTD Data)		Rank
Total interest income	$901,000	6,098
Total interest expense	$343,000	5,500
Net interest income	$558,000	6,296
Provision for loan and lease losses	$31,000	4,417
Total noninterest income	$196,000	4,220
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$140,000	2,724
Trading account gains and fees	$0	134
Additional Noninterest Income	$56,000	5,056
Total noninterest expense	$587,000	5,419
Salaries and employee benefits	$341,000	5,187
Premises and equipment expense	$82,000	5,357
Additional noninterest expense	$164,000	5,647
Pre-tax net operating income	$136,000	6,673
Securities gains (losses)	$6,000	2,344
Applicable income taxes	$9,000	6,623
Income before extraordinary items	$133,000	6,303
Extraordinary gains, net	$0	21
Net income	$133,000	6,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,943
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$127,360	6,243
2002-12-31 (YTD Data)		Rank
Total interest income	$3,801,000	6,068
Total interest expense	$1,539,000	5,645
Net interest income	$2,262,000	6,222
Provision for loan and lease losses	$94,000	5,835
Total noninterest income	$815,000	3,947
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$564,000	2,692
Trading account gains and fees	$0	153
Additional Noninterest Income	$251,000	4,605
Total noninterest expense	$2,274,000	5,426
Salaries and employee benefits	$1,252,000	5,334
Premises and equipment expense	$315,000	5,412
Additional noninterest expense	$707,000	5,375
Pre-tax net operating income	$709,000	6,046
Securities gains (losses)	$6,000	3,879
Applicable income taxes	$179,000	5,269
Income before extraordinary items	$536,000	6,232
Extraordinary gains, net	$0	70
Net income	$536,000	6,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	4,036
Cash dividends	$240,000	4,663
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$531,500	6,108
2001-12-31 (YTD Data)		Rank
Total interest income	$4,458,000	5,990
Total interest expense	$2,297,000	5,669
Net interest income	$2,161,000	6,184
Provision for loan and lease losses	$28,000	7,315
Total noninterest income	$679,000	4,263
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$500,000	2,839
Trading account gains and fees	$0	177
Additional Noninterest Income	$179,000	5,173
Total noninterest expense	$2,178,000	5,417
Salaries and employee benefits	$1,254,000	5,155
Premises and equipment expense	$289,000	5,640
Additional noninterest expense	$635,000	5,637
Pre-tax net operating income	$634,000	6,052
Securities gains (losses)	$5,000	3,927
Applicable income taxes	$153,000	5,414
Income before extraordinary items	$486,000	6,147
Extraordinary gains, net	$0	105
Net income	$486,000	6,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,057
Cash dividends	$210,000	4,928
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$482,200	6,035
2000-12-31 (YTD Data)		Rank
Total interest income	$4,466,000	6,117
Total interest expense	$2,133,000	6,084
Net interest income	$2,333,000	6,057
Provision for loan and lease losses	$28,000	7,325
Total noninterest income	$660,000	4,160
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$456,000	2,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	4,752
Total noninterest expense	$2,135,000	5,441
Salaries and employee benefits	$1,281,000	4,953
Premises and equipment expense	$297,000	5,453
Additional noninterest expense	$557,000	6,027
Pre-tax net operating income	$830,000	5,770
Securities gains (losses)	$-2,000	7,578
Applicable income taxes	$224,000	5,182
Income before extraordinary items	$604,000	5,822
Extraordinary gains, net	$0	38
Net income	$604,000	5,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	9,482
Cash dividends	$210,000	5,046
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$605,460	5,831
1999-12-31 (YTD Data)		Rank
Total interest income	$4,167,000	6,220
Total interest expense	$1,820,000	6,316
Net interest income	$2,347,000	6,026
Provision for loan and lease losses	$48,000	6,602
Total noninterest income	$546,000	4,707
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$326,000	3,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	4,722
Total noninterest expense	$2,064,000	5,571
Salaries and employee benefits	$1,237,000	5,048
Premises and equipment expense	$303,000	5,442
Additional noninterest expense	$524,000	6,331
Pre-tax net operating income	$781,000	5,996
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$210,000	5,601
Income before extraordinary items	$572,000	6,035
Extraordinary gains, net	$0	35
Net income	$572,000	6,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,573
Cash dividends	$200,000	5,191
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$571,270	6,010
1998-12-31 (YTD Data)		Rank
Total interest income	$4,224,000	6,284
Total interest expense	$1,880,000	6,393
Net interest income	$2,344,000	6,075
Provision for loan and lease losses	$39,000	7,011
Total noninterest income	$486,000	5,024
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$327,000	3,668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	5,516
Total noninterest expense	$2,009,000	5,582
Salaries and employee benefits	$1,170,000	5,169
Premises and equipment expense	$315,000	5,236
Additional noninterest expense	$524,000	6,270
Pre-tax net operating income	$782,000	6,157
Securities gains (losses)	$7,000	3,223
Applicable income taxes	$235,000	5,782
Income before extraordinary items	$554,000	6,299
Extraordinary gains, net	$0	32
Net income	$554,000	6,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,028
Cash dividends	$200,000	5,324
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$549,100	6,217
1997-12-31 (YTD Data)		Rank
Total interest income	$4,033,000	6,636
Total interest expense	$1,806,000	6,672
Net interest income	$2,227,000	6,480
Provision for loan and lease losses	$36,000	7,137
Total noninterest income	$461,000	5,254
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$354,000	3,585
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	6,595
Total noninterest expense	$2,024,000	5,618
Salaries and employee benefits	$1,147,000	5,285
Premises and equipment expense	$314,000	5,292
Additional noninterest expense	$563,000	6,027
Pre-tax net operating income	$628,000	7,297
Securities gains (losses)	$10,000	2,359
Applicable income taxes	$187,000	7,077
Income before extraordinary items	$451,000	7,300
Extraordinary gains, net	$0	44
Net income	$451,000	7,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,963
Cash dividends	$100,000	6,450
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$443,900	7,306
1996-12-31 (YTD Data)		Rank
Total interest income	$3,891,000	6,968
Total interest expense	$1,777,000	6,894
Net interest income	$2,114,000	6,924
Provision for loan and lease losses	$36,000	7,135
Total noninterest income	$520,000	5,032
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$398,000	3,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	6,546
Total noninterest expense	$2,077,000	5,777
Salaries and employee benefits	$1,188,000	5,257
Premises and equipment expense	$329,000	5,238
Additional noninterest expense	$560,000	6,611
Pre-tax net operating income	$521,000	7,815
Securities gains (losses)	$43,000	1,439
Applicable income taxes	$138,000	8,066
Income before extraordinary items	$426,000	7,410
Extraordinary gains, net	$0	53
Net income	$426,000	7,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	10,158
Cash dividends	$85,000	6,967
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$393,320	7,616
1995-12-31 (YTD Data)		Rank
Total interest income	$3,887,000	7,130
Total interest expense	$1,724,000	7,080
Net interest income	$2,163,000	6,954
Provision for loan and lease losses	$50,000	6,165
Total noninterest income	$425,000	5,757
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$352,000	3,753
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	8,234
Total noninterest expense	$2,100,000	5,773
Salaries and employee benefits	$1,211,000	5,180
Premises and equipment expense	$301,000	5,611
Additional noninterest expense	$588,000	6,609
Pre-tax net operating income	$438,000	8,821
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$97,000	9,235
Income before extraordinary items	$343,000	8,545
Extraordinary gains, net	$0	65
Net income	$343,000	8,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,966
Cash dividends	$80,000	7,161
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$341,440	8,521
1994-12-31 (YTD Data)		Rank
Total interest income	$3,329,000	7,583
Total interest expense	$1,180,000	7,990
Net interest income	$2,149,000	7,200
Provision for loan and lease losses	$90,000	4,765
Total noninterest income	$424,000	5,911
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$376,000	3,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,719
Total noninterest expense	$2,021,000	6,147
Salaries and employee benefits	$1,090,000	5,679
Premises and equipment expense	$273,000	6,120
Additional noninterest expense	$658,000	6,619
Pre-tax net operating income	$462,000	8,905
Securities gains (losses)	$59,000	1,053
Applicable income taxes	$130,000	8,710
Income before extraordinary items	$391,000	8,269
Extraordinary gains, net	$0	249
Net income	$391,000	8,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	10,519
Cash dividends	$55,000	7,820
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$346,750	8,719
1993-12-31 (YTD Data)		Rank
Total interest income	$3,307,000	7,827
Total interest expense	$1,292,000	7,915
Net interest income	$2,015,000	7,629
Provision for loan and lease losses	$471,000	2,187
Total noninterest income	$459,000	5,913
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$396,000	3,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	9,389
Total noninterest expense	$1,870,000	6,699
Salaries and employee benefits	$990,000	6,192
Premises and equipment expense	$267,000	6,383
Additional noninterest expense	$613,000	7,218
Pre-tax net operating income	$133,000	11,609
Securities gains (losses)	$122,000	2,231
Applicable income taxes	$16,000	11,688
Income before extraordinary items	$239,000	10,166
Extraordinary gains, net	$0	3,149
Net income	$239,000	10,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$528,000	1,706
Cash dividends	$40,000	8,186
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$124,320	11,315
1992-12-31 (YTD Data)		Rank
Total interest income	$3,704,000	7,901
Total interest expense	$1,787,000	7,657
Net interest income	$1,917,000	7,989
Provision for loan and lease losses	$135,000	6,388
Total noninterest income	$432,000	6,246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$363,000	3,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	9,328
Total noninterest expense	$1,850,000	6,794
Salaries and employee benefits	$941,000	6,387
Premises and equipment expense	$280,000	6,282
Additional noninterest expense	$629,000	7,263
Pre-tax net operating income	$364,000	9,545
Securities gains (losses)	$-4,000	13,019
Applicable income taxes	$69,000	10,752
Income before extraordinary items	$291,000	9,440
Extraordinary gains, net	$0	1,422
Net income	$291,000	9,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	3,890
Cash dividends	$30,000	8,198
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$294,240	9,011

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.