Home > Union Savings Bank > Income and Expense
Union Savings Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 5,371 |
| Total interest expense | $305,000 | 4,966 |
| Net interest income | $1,840,000 | 5,368 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $54,000 | 6,452 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $26,000 | 6,279 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $28,000 | 6,101 |
| Total noninterest expense | $1,424,000 | 5,577 |
| Salaries and employee benefits | $768,000 | 5,525 |
| Premises and equipment expense | $154,000 | 5,550 |
| Additional noninterest expense | $502,000 | 5,432 |
| Pre-tax net operating income | $470,000 | 4,843 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $133,000 | 3,112 |
| Income before extraordinary items | $332,000 | 5,149 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $332,000 | 5,150 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $332,000 | 5,151 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $335,550 | 5,052 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 5,424 |
| Total interest expense | $212,000 | 4,948 |
| Net interest income | $1,192,000 | 5,426 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $41,000 | 6,433 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 6,025 |
| Total noninterest expense | $975,000 | 5,562 |
| Salaries and employee benefits | $542,000 | 5,472 |
| Premises and equipment expense | $97,000 | 5,657 |
| Additional noninterest expense | $336,000 | 5,425 |
| Pre-tax net operating income | $258,000 | 5,034 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $253,000 | 4,989 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $253,000 | 4,992 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $253,000 | 4,993 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $80,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $258,000 | 4,847 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 5,479 |
| Total interest expense | $108,000 | 5,002 |
| Net interest income | $586,000 | 5,483 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $7,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,000 | 6,755 |
| Total noninterest expense | $455,000 | 5,723 |
| Salaries and employee benefits | $228,000 | 5,811 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $179,000 | 5,364 |
| Pre-tax net operating income | $138,000 | 4,955 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $53,000 | 2,948 |
| Income before extraordinary items | $80,000 | 5,477 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $80,000 | 5,478 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $80,000 | 5,478 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $80,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $83,200 | 5,344 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 5,592 |
| Total interest expense | $505,000 | 5,096 |
| Net interest income | $2,307,000 | 5,620 |
| Provision for loan and lease losses | $21,000 | 5,579 |
| Total noninterest income | $40,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $39,000 | 6,409 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,000 | 6,522 |
| Total noninterest expense | $1,975,000 | 5,672 |
| Salaries and employee benefits | $921,000 | 5,842 |
| Premises and equipment expense | $218,000 | 5,591 |
| Additional noninterest expense | $836,000 | 5,186 |
| Pre-tax net operating income | $351,000 | 5,274 |
| Securities gains (losses) | $-8,000 | 6,727 |
| Applicable income taxes | $125,000 | 3,354 |
| Income before extraordinary items | $218,000 | 5,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $218,000 | 5,730 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $218,000 | 5,731 |
| Net charge-offs | $28,000 | 5,238 |
| Cash dividends | $675,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $223,120 | 5,536 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 5,688 |
| Total interest expense | $384,000 | 5,200 |
| Net interest income | $1,716,000 | 5,713 |
| Provision for loan and lease losses | $22,000 | 5,359 |
| Total noninterest income | $29,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $30,000 | 6,487 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,000 | 6,710 |
| Total noninterest expense | $1,502,000 | 5,694 |
| Salaries and employee benefits | $680,000 | 5,912 |
| Premises and equipment expense | $160,000 | 5,681 |
| Additional noninterest expense | $662,000 | 5,114 |
| Pre-tax net operating income | $221,000 | 5,604 |
| Securities gains (losses) | $-8,000 | 6,858 |
| Applicable income taxes | $89,000 | 3,452 |
| Income before extraordinary items | $124,000 | 6,029 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $124,000 | 6,028 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $124,000 | 6,028 |
| Net charge-offs | $24,000 | 4,974 |
| Cash dividends | $675,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $129,120 | 5,869 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 5,707 |
| Total interest expense | $262,000 | 5,255 |
| Net interest income | $1,155,000 | 5,730 |
| Provision for loan and lease losses | $19,000 | 5,163 |
| Total noninterest income | $-95,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $21,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-116,000 | 7,023 |
| Total noninterest expense | $928,000 | 5,871 |
| Salaries and employee benefits | $451,000 | 5,967 |
| Premises and equipment expense | $102,000 | 5,767 |
| Additional noninterest expense | $375,000 | 5,486 |
| Pre-tax net operating income | $113,000 | 5,807 |
| Securities gains (losses) | $-8,000 | 6,929 |
| Applicable income taxes | $45,000 | 3,604 |
| Income before extraordinary items | $60,000 | 6,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $60,000 | 6,178 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $60,000 | 6,178 |
| Net charge-offs | $24,000 | 4,535 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $65,120 | 6,006 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 5,744 |
| Total interest expense | $135,000 | 5,294 |
| Net interest income | $579,000 | 5,766 |
| Provision for loan and lease losses | $19,000 | 4,532 |
| Total noninterest income | $14,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $456,000 | 5,941 |
| Salaries and employee benefits | $229,000 | 5,990 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $179,000 | 5,595 |
| Pre-tax net operating income | $118,000 | 5,217 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $47,000 | 3,119 |
| Income before extraordinary items | $71,000 | 5,740 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $71,000 | 5,740 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $71,000 | 5,740 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $71,000 | 5,586 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 5,668 |
| Total interest expense | $642,000 | 5,374 |
| Net interest income | $2,491,000 | 5,651 |
| Provision for loan and lease losses | $-75,000 | 7,249 |
| Total noninterest income | $118,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $49,000 | 6,336 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $69,000 | 5,663 |
| Total noninterest expense | $1,868,000 | 5,941 |
| Salaries and employee benefits | $894,000 | 6,074 |
| Premises and equipment expense | $185,000 | 6,132 |
| Additional noninterest expense | $789,000 | 5,431 |
| Pre-tax net operating income | $816,000 | 4,061 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $311,000 | 2,496 |
| Income before extraordinary items | $505,000 | 4,649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,652 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $505,000 | 4,651 |
| Net charge-offs | $125,000 | 4,771 |
| Cash dividends | $100,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $505,000 | 4,540 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 5,734 |
| Total interest expense | $489,000 | 5,454 |
| Net interest income | $1,853,000 | 5,712 |
| Provision for loan and lease losses | $89,000 | 5,127 |
| Total noninterest income | $193,000 | 5,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 6,879 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $184,000 | 4,218 |
| Total noninterest expense | $1,341,000 | 6,043 |
| Salaries and employee benefits | $698,000 | 6,017 |
| Premises and equipment expense | $241,000 | 5,122 |
| Additional noninterest expense | $402,000 | 6,204 |
| Pre-tax net operating income | $616,000 | 4,173 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $247,000 | 2,466 |
| Income before extraordinary items | $369,000 | 4,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 4,782 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $369,000 | 4,782 |
| Net charge-offs | $128,000 | 4,173 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $369,000 | 4,650 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 5,839 |
| Total interest expense | $320,000 | 5,621 |
| Net interest income | $1,205,000 | 5,809 |
| Provision for loan and lease losses | $89,000 | 4,571 |
| Total noninterest income | $166,000 | 5,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 6,846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 3,860 |
| Total noninterest expense | $943,000 | 6,021 |
| Salaries and employee benefits | $464,000 | 6,069 |
| Premises and equipment expense | $157,000 | 5,227 |
| Additional noninterest expense | $322,000 | 5,976 |
| Pre-tax net operating income | $339,000 | 4,444 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $137,000 | 2,596 |
| Income before extraordinary items | $202,000 | 5,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $202,000 | 5,003 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $202,000 | 5,003 |
| Net charge-offs | $105,000 | 3,796 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $202,000 | 4,917 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 5,908 |
| Total interest expense | $158,000 | 5,748 |
| Net interest income | $592,000 | 5,849 |
| Provision for loan and lease losses | $89,000 | 3,551 |
| Total noninterest income | $143,000 | 4,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $134,000 | 3,092 |
| Total noninterest expense | $442,000 | 6,154 |
| Salaries and employee benefits | $226,000 | 6,160 |
| Premises and equipment expense | $82,000 | 5,167 |
| Additional noninterest expense | $134,000 | 6,344 |
| Pre-tax net operating income | $204,000 | 4,213 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $82,000 | 2,391 |
| Income before extraordinary items | $122,000 | 4,749 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $122,000 | 4,747 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $122,000 | 4,749 |
| Net charge-offs | $115,000 | 2,596 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $122,000 | 4,683 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 5,829 |
| Total interest expense | $752,000 | 5,838 |
| Net interest income | $2,578,000 | 5,704 |
| Provision for loan and lease losses | $638,000 | 3,747 |
| Total noninterest income | $-610,000 | 7,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-610,000 | 7,428 |
| Total noninterest expense | $1,945,000 | 6,062 |
| Salaries and employee benefits | $905,000 | 6,219 |
| Premises and equipment expense | $361,000 | 4,998 |
| Additional noninterest expense | $679,000 | 5,959 |
| Pre-tax net operating income | $-615,000 | 6,309 |
| Securities gains (losses) | $-800,000 | 7,482 |
| Applicable income taxes | $-294,000 | 7,047 |
| Income before extraordinary items | $-1,121,000 | 6,631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,121,000 | 6,632 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,121,000 | 6,632 |
| Net charge-offs | $425,000 | 3,867 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-489,000 | 6,315 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 5,905 |
| Total interest expense | $580,000 | 5,923 |
| Net interest income | $1,952,000 | 5,764 |
| Provision for loan and lease losses | $815,000 | 2,817 |
| Total noninterest income | $-124,000 | 7,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-124,000 | 7,406 |
| Total noninterest expense | $1,413,000 | 6,167 |
| Salaries and employee benefits | $664,000 | 6,296 |
| Premises and equipment expense | $285,000 | 4,948 |
| Additional noninterest expense | $464,000 | 6,206 |
| Pre-tax net operating income | $-400,000 | 6,477 |
| Securities gains (losses) | $-800,000 | 7,632 |
| Applicable income taxes | $-479,000 | 7,363 |
| Income before extraordinary items | $-721,000 | 6,785 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-721,000 | 6,786 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-721,000 | 6,786 |
| Net charge-offs | $425,000 | 3,285 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-209,000 | 6,358 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 5,952 |
| Total interest expense | $394,000 | 5,998 |
| Net interest income | $1,287,000 | 5,806 |
| Provision for loan and lease losses | $123,000 | 4,878 |
| Total noninterest income | $-142,000 | 7,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-142,000 | 7,566 |
| Total noninterest expense | $957,000 | 6,180 |
| Salaries and employee benefits | $466,000 | 6,251 |
| Premises and equipment expense | $196,000 | 4,925 |
| Additional noninterest expense | $295,000 | 6,310 |
| Pre-tax net operating income | $65,000 | 5,718 |
| Securities gains (losses) | $-800,000 | 7,727 |
| Applicable income taxes | $-294,000 | 7,391 |
| Income before extraordinary items | $-441,000 | 6,819 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-441,000 | 6,821 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-441,000 | 6,820 |
| Net charge-offs | $50,000 | 4,884 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,623 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,025 |
| Total interest expense | $203,000 | 6,048 |
| Net interest income | $634,000 | 5,873 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $475,000 | 6,273 |
| Salaries and employee benefits | $246,000 | 6,227 |
| Premises and equipment expense | $99,000 | 4,976 |
| Additional noninterest expense | $130,000 | 6,595 |
| Pre-tax net operating income | $170,000 | 4,346 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $68,000 | 2,501 |
| Income before extraordinary items | $102,000 | 4,942 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 4,943 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $102,000 | 4,942 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $102,000 | 4,838 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 5,907 |
| Total interest expense | $1,106,000 | 5,823 |
| Net interest income | $2,571,000 | 5,766 |
| Provision for loan and lease losses | $359,000 | 5,036 |
| Total noninterest income | $339,000 | 5,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $339,000 | 3,796 |
| Total noninterest expense | $1,890,000 | 6,352 |
| Salaries and employee benefits | $930,000 | 6,391 |
| Premises and equipment expense | $378,000 | 5,135 |
| Additional noninterest expense | $582,000 | 6,514 |
| Pre-tax net operating income | $661,000 | 3,635 |
| Securities gains (losses) | $-107,000 | 7,294 |
| Applicable income taxes | $162,000 | 2,553 |
| Income before extraordinary items | $392,000 | 4,202 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $392,000 | 4,202 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $392,000 | 4,202 |
| Net charge-offs | $315,000 | 4,429 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $467,970 | 3,887 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 5,930 |
| Total interest expense | $864,000 | 5,880 |
| Net interest income | $1,948,000 | 5,767 |
| Provision for loan and lease losses | $175,000 | 5,339 |
| Total noninterest income | $325,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $325,000 | 3,490 |
| Total noninterest expense | $1,419,000 | 6,382 |
| Salaries and employee benefits | $683,000 | 6,463 |
| Premises and equipment expense | $290,000 | 5,128 |
| Additional noninterest expense | $446,000 | 6,482 |
| Pre-tax net operating income | $679,000 | 3,397 |
| Securities gains (losses) | $-107,000 | 7,482 |
| Applicable income taxes | $229,000 | 2,183 |
| Income before extraordinary items | $343,000 | 4,248 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $343,000 | 4,243 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $343,000 | 4,246 |
| Net charge-offs | $30,000 | 6,030 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $411,480 | 3,909 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,977 |
| Total interest expense | $605,000 | 5,898 |
| Net interest income | $1,283,000 | 5,808 |
| Provision for loan and lease losses | $164,000 | 4,624 |
| Total noninterest income | $299,000 | 4,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $299,000 | 3,009 |
| Total noninterest expense | $962,000 | 6,374 |
| Salaries and employee benefits | $445,000 | 6,590 |
| Premises and equipment expense | $197,000 | 5,121 |
| Additional noninterest expense | $320,000 | 6,361 |
| Pre-tax net operating income | $456,000 | 3,455 |
| Securities gains (losses) | $-107,000 | 7,690 |
| Applicable income taxes | $139,000 | 2,341 |
| Income before extraordinary items | $210,000 | 4,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 4,480 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $210,000 | 4,480 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $278,480 | 3,967 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 5,994 |
| Total interest expense | $319,000 | 5,882 |
| Net interest income | $635,000 | 5,856 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $495,000 | 6,294 |
| Salaries and employee benefits | $223,000 | 6,634 |
| Premises and equipment expense | $92,000 | 5,322 |
| Additional noninterest expense | $180,000 | 5,862 |
| Pre-tax net operating income | $160,000 | 4,398 |
| Securities gains (losses) | $-107,000 | 7,991 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $32,000 | 5,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 5,961 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $32,000 | 5,961 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $100,480 | 4,797 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 5,882 |
| Total interest expense | $1,682,000 | 5,724 |
| Net interest income | $2,554,000 | 5,855 |
| Provision for loan and lease losses | $314,000 | 4,552 |
| Total noninterest income | $144,000 | 6,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $144,000 | 5,385 |
| Total noninterest expense | $1,736,000 | 6,565 |
| Salaries and employee benefits | $890,000 | 6,674 |
| Premises and equipment expense | $384,000 | 5,199 |
| Additional noninterest expense | $462,000 | 6,787 |
| Pre-tax net operating income | $648,000 | 4,508 |
| Securities gains (losses) | $-140,000 | 7,286 |
| Applicable income taxes | $178,000 | 2,923 |
| Income before extraordinary items | $330,000 | 4,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $330,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,880 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $421,000 | 4,855 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 5,933 |
| Total interest expense | $1,336,000 | 5,706 |
| Net interest income | $1,864,000 | 5,965 |
| Provision for loan and lease losses | $61,000 | 5,677 |
| Total noninterest income | $113,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 5,421 |
| Total noninterest expense | $1,289,000 | 6,590 |
| Salaries and employee benefits | $673,000 | 6,675 |
| Premises and equipment expense | $293,000 | 5,173 |
| Additional noninterest expense | $323,000 | 6,903 |
| Pre-tax net operating income | $627,000 | 4,572 |
| Securities gains (losses) | $-64,000 | 7,498 |
| Applicable income taxes | $225,000 | 2,781 |
| Income before extraordinary items | $338,000 | 5,048 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $338,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $378,960 | 5,036 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 5,961 |
| Total interest expense | $965,000 | 5,669 |
| Net interest income | $1,204,000 | 6,060 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $82,000 | 6,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $838,000 | 6,693 |
| Salaries and employee benefits | $431,000 | 6,809 |
| Premises and equipment expense | $200,000 | 5,145 |
| Additional noninterest expense | $207,000 | 7,000 |
| Pre-tax net operating income | $408,000 | 4,760 |
| Securities gains (losses) | $-18,000 | 8,172 |
| Applicable income taxes | $156,000 | 2,969 |
| Income before extraordinary items | $234,000 | 5,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $245,520 | 5,235 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 6,029 |
| Total interest expense | $506,000 | 5,727 |
| Net interest income | $584,000 | 6,163 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $422,000 | 6,701 |
| Salaries and employee benefits | $213,000 | 6,865 |
| Premises and equipment expense | $104,000 | 5,055 |
| Additional noninterest expense | $105,000 | 6,983 |
| Pre-tax net operating income | $175,000 | 5,200 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $70,000 | 3,215 |
| Income before extraordinary items | $105,000 | 5,776 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $105,000 | 5,683 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 5,913 |
| Total interest expense | $2,181,000 | 5,636 |
| Net interest income | $2,463,000 | 6,014 |
| Provision for loan and lease losses | $93,000 | 5,011 |
| Total noninterest income | $82,000 | 7,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $82,000 | 6,501 |
| Total noninterest expense | $1,687,000 | 6,629 |
| Salaries and employee benefits | $893,000 | 6,721 |
| Premises and equipment expense | $413,000 | 4,921 |
| Additional noninterest expense | $381,000 | 7,133 |
| Pre-tax net operating income | $765,000 | 5,261 |
| Securities gains (losses) | $-49,000 | 8,007 |
| Applicable income taxes | $285,000 | 3,437 |
| Income before extraordinary items | $431,000 | 5,941 |
| Extraordinary gains, net | $-7,000 | 8,510 |
| Net income | $424,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $76,000 | 5,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $462,360 | 5,808 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 5,939 |
| Total interest expense | $1,635,000 | 5,660 |
| Net interest income | $1,850,000 | 6,045 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $64,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $1,251,000 | 6,652 |
| Salaries and employee benefits | $637,000 | 6,809 |
| Premises and equipment expense | $309,000 | 4,926 |
| Additional noninterest expense | $305,000 | 7,009 |
| Pre-tax net operating income | $413,000 | 6,108 |
| Securities gains (losses) | $-49,000 | 8,175 |
| Applicable income taxes | $146,000 | 4,070 |
| Income before extraordinary items | $218,000 | 6,724 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $218,000 | 6,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $249,360 | 6,552 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 5,992 |
| Total interest expense | $1,078,000 | 5,686 |
| Net interest income | $1,213,000 | 6,135 |
| Provision for loan and lease losses | $169,000 | 2,442 |
| Total noninterest income | $40,000 | 7,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $40,000 | 6,612 |
| Total noninterest expense | $811,000 | 6,773 |
| Salaries and employee benefits | $410,000 | 6,949 |
| Premises and equipment expense | $202,000 | 5,004 |
| Additional noninterest expense | $199,000 | 7,088 |
| Pre-tax net operating income | $273,000 | 6,210 |
| Securities gains (losses) | $-49,000 | 8,301 |
| Applicable income taxes | $90,000 | 4,229 |
| Income before extraordinary items | $134,000 | 6,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 6,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $165,360 | 6,621 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 6,042 |
| Total interest expense | $543,000 | 5,654 |
| Net interest income | $583,000 | 6,226 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $407,000 | 6,792 |
| Salaries and employee benefits | $204,000 | 6,995 |
| Premises and equipment expense | $104,000 | 4,929 |
| Additional noninterest expense | $99,000 | 7,103 |
| Pre-tax net operating income | $185,000 | 5,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $74,000 | 3,685 |
| Income before extraordinary items | $111,000 | 6,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $111,000 | 6,205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 5,874 |
| Total interest expense | $1,898,000 | 5,543 |
| Net interest income | $2,520,000 | 6,003 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $565,000 | 4,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $565,000 | 3,126 |
| Total noninterest expense | $2,058,000 | 6,082 |
| Salaries and employee benefits | $826,000 | 6,884 |
| Premises and equipment expense | $435,000 | 4,665 |
| Additional noninterest expense | $797,000 | 5,247 |
| Pre-tax net operating income | $1,003,000 | 5,196 |
| Securities gains (losses) | $-149,000 | 8,314 |
| Applicable income taxes | $292,000 | 3,851 |
| Income before extraordinary items | $562,000 | 5,947 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $562,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $660,340 | 5,600 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 5,936 |
| Total interest expense | $1,378,000 | 5,569 |
| Net interest income | $1,887,000 | 6,073 |
| Provision for loan and lease losses | $24,000 | 5,878 |
| Total noninterest income | $542,000 | 4,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $542,000 | 2,735 |
| Total noninterest expense | $1,609,000 | 5,935 |
| Salaries and employee benefits | $589,000 | 6,990 |
| Premises and equipment expense | $335,000 | 4,586 |
| Additional noninterest expense | $685,000 | 4,789 |
| Pre-tax net operating income | $796,000 | 5,237 |
| Securities gains (losses) | $-149,000 | 8,493 |
| Applicable income taxes | $259,000 | 3,783 |
| Income before extraordinary items | $388,000 | 6,291 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $388,000 | 6,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $483,360 | 5,832 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 5,975 |
| Total interest expense | $885,000 | 5,557 |
| Net interest income | $1,248,000 | 6,117 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $523,000 | 3,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $523,000 | 2,150 |
| Total noninterest expense | $1,193,000 | 5,632 |
| Salaries and employee benefits | $388,000 | 7,054 |
| Premises and equipment expense | $231,000 | 4,493 |
| Additional noninterest expense | $574,000 | 4,049 |
| Pre-tax net operating income | $554,000 | 5,182 |
| Securities gains (losses) | $-149,000 | 8,602 |
| Applicable income taxes | $162,000 | 3,902 |
| Income before extraordinary items | $243,000 | 6,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $243,000 | 6,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $338,360 | 5,768 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 5,970 |
| Total interest expense | $434,000 | 5,484 |
| Net interest income | $618,000 | 6,151 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $266,000 | 3,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $266,000 | 2,115 |
| Total noninterest expense | $532,000 | 5,996 |
| Salaries and employee benefits | $187,000 | 7,168 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $219,000 | 4,892 |
| Pre-tax net operating income | $330,000 | 4,730 |
| Securities gains (losses) | $-149,000 | 8,694 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $108,000 | 6,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $203,360 | 5,322 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 6,201 |
| Total interest expense | $1,349,000 | 5,513 |
| Net interest income | $2,134,000 | 6,476 |
| Provision for loan and lease losses | $66,000 | 5,357 |
| Total noninterest income | $2,855,000 | 1,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,855,000 | 1,058 |
| Total noninterest expense | $2,120,000 | 5,909 |
| Salaries and employee benefits | $792,000 | 6,961 |
| Premises and equipment expense | $413,000 | 4,760 |
| Additional noninterest expense | $915,000 | 4,707 |
| Pre-tax net operating income | $2,803,000 | 2,925 |
| Securities gains (losses) | $-31,000 | 8,009 |
| Applicable income taxes | $845,000 | 2,522 |
| Income before extraordinary items | $1,927,000 | 3,181 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,927,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $61,000 | 5,714 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 8,741 |
| Net operating income | $1,948,700 | 3,122 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,263 |
| Total interest expense | $913,000 | 5,693 |
| Net interest income | $1,632,000 | 6,444 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $96,000 | 7,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 6,008 |
| Total noninterest expense | $1,145,000 | 6,843 |
| Salaries and employee benefits | $610,000 | 6,882 |
| Premises and equipment expense | $304,000 | 4,799 |
| Additional noninterest expense | $231,000 | 7,604 |
| Pre-tax net operating income | $583,000 | 6,082 |
| Securities gains (losses) | $-31,000 | 8,339 |
| Applicable income taxes | $210,000 | 4,337 |
| Income before extraordinary items | $342,000 | 6,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $342,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $61,000 | 4,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $361,840 | 6,548 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 6,262 |
| Total interest expense | $582,000 | 5,643 |
| Net interest income | $1,085,000 | 6,445 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $61,000 | 7,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $61,000 | 6,101 |
| Total noninterest expense | $752,000 | 6,898 |
| Salaries and employee benefits | $411,000 | 6,843 |
| Premises and equipment expense | $191,000 | 4,972 |
| Additional noninterest expense | $150,000 | 7,617 |
| Pre-tax net operating income | $394,000 | 6,024 |
| Securities gains (losses) | $-31,000 | 8,483 |
| Applicable income taxes | $138,000 | 4,376 |
| Income before extraordinary items | $225,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $61,000 | 4,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $244,840 | 6,508 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,325 |
| Total interest expense | $278,000 | 5,683 |
| Net interest income | $540,000 | 6,501 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $374,000 | 6,946 |
| Salaries and employee benefits | $207,000 | 6,899 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $189,000 | 6,076 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $72,000 | 4,250 |
| Income before extraordinary items | $117,000 | 6,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $117,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $61,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $117,000 | 6,584 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 6,455 |
| Total interest expense | $987,000 | 5,697 |
| Net interest income | $1,982,000 | 6,659 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $89,000 | 8,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,612 |
| Total noninterest expense | $1,388,000 | 7,092 |
| Salaries and employee benefits | $732,000 | 7,172 |
| Premises and equipment expense | $375,000 | 4,978 |
| Additional noninterest expense | $281,000 | 7,807 |
| Pre-tax net operating income | $683,000 | 6,148 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $256,000 | 4,431 |
| Income before extraordinary items | $427,000 | 6,640 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $427,000 | 6,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $87,000 | 5,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $427,000 | 6,583 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 6,500 |
| Total interest expense | $712,000 | 5,781 |
| Net interest income | $1,491,000 | 6,642 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $53,000 | 8,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $1,028,000 | 7,096 |
| Salaries and employee benefits | $546,000 | 7,140 |
| Premises and equipment expense | $277,000 | 5,014 |
| Additional noninterest expense | $205,000 | 7,870 |
| Pre-tax net operating income | $516,000 | 6,255 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $196,000 | 4,463 |
| Income before extraordinary items | $320,000 | 6,785 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $320,000 | 6,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $87,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $320,000 | 6,709 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 6,544 |
| Total interest expense | $451,000 | 5,942 |
| Net interest income | $1,008,000 | 6,636 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $670,000 | 7,209 |
| Salaries and employee benefits | $354,000 | 7,272 |
| Premises and equipment expense | $183,000 | 5,061 |
| Additional noninterest expense | $133,000 | 7,942 |
| Pre-tax net operating income | $368,000 | 6,066 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $140,000 | 4,363 |
| Income before extraordinary items | $228,000 | 6,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $87,000 | 4,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $228,000 | 6,558 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 6,617 |
| Total interest expense | $219,000 | 6,090 |
| Net interest income | $502,000 | 6,674 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $327,000 | 7,297 |
| Salaries and employee benefits | $169,000 | 7,427 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $192,000 | 5,914 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $73,000 | 4,279 |
| Income before extraordinary items | $119,000 | 6,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $62,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $119,000 | 6,416 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 6,819 |
| Total interest expense | $939,000 | 6,290 |
| Net interest income | $1,784,000 | 6,925 |
| Provision for loan and lease losses | $-25,000 | 8,939 |
| Total noninterest income | $156,000 | 7,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $156,000 | 5,758 |
| Total noninterest expense | $1,288,000 | 7,298 |
| Salaries and employee benefits | $675,000 | 7,398 |
| Premises and equipment expense | $347,000 | 5,198 |
| Additional noninterest expense | $266,000 | 7,998 |
| Pre-tax net operating income | $677,000 | 6,084 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $257,000 | 4,527 |
| Income before extraordinary items | $420,000 | 6,713 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $420,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $44,000 | 5,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $420,000 | 6,549 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 6,901 |
| Total interest expense | $715,000 | 6,408 |
| Net interest income | $1,320,000 | 7,013 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $151,000 | 7,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,322 |
| Total noninterest expense | $966,000 | 7,289 |
| Salaries and employee benefits | $504,000 | 7,380 |
| Premises and equipment expense | $260,000 | 5,196 |
| Additional noninterest expense | $202,000 | 7,975 |
| Pre-tax net operating income | $505,000 | 6,258 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $192,000 | 4,713 |
| Income before extraordinary items | $313,000 | 6,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $313,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $44,000 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $313,000 | 6,701 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 6,949 |
| Total interest expense | $486,000 | 6,476 |
| Net interest income | $869,000 | 7,056 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $108,000 | 7,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $108,000 | 5,191 |
| Total noninterest expense | $645,000 | 7,310 |
| Salaries and employee benefits | $341,000 | 7,367 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $134,000 | 8,004 |
| Pre-tax net operating income | $332,000 | 6,292 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $126,000 | 4,785 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $44,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,000 | 6,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 6,973 |
| Total interest expense | $246,000 | 6,539 |
| Net interest income | $436,000 | 7,046 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $328,000 | 7,299 |
| Salaries and employee benefits | $170,000 | 7,401 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $72,000 | 7,882 |
| Pre-tax net operating income | $165,000 | 6,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $102,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $44,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $102,000 | 6,695 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,696,000 | 7,160 |
| Total interest expense | $1,127,000 | 6,598 |
| Net interest income | $1,569,000 | 7,318 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $151,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,588 |
| Total noninterest expense | $1,292,000 | 7,270 |
| Salaries and employee benefits | $676,000 | 7,377 |
| Premises and equipment expense | $342,000 | 5,170 |
| Additional noninterest expense | $274,000 | 7,991 |
| Pre-tax net operating income | $428,000 | 7,036 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $155,000 | 5,481 |
| Income before extraordinary items | $287,000 | 7,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $287,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $277,900 | 7,330 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 7,188 |
| Total interest expense | $1,722,000 | 6,561 |
| Net interest income | $1,348,000 | 7,603 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $185,000 | 5,092 |
| Total noninterest expense | $1,240,000 | 7,356 |
| Salaries and employee benefits | $641,000 | 7,470 |
| Premises and equipment expense | $347,000 | 5,060 |
| Additional noninterest expense | $252,000 | 8,202 |
| Pre-tax net operating income | $293,000 | 7,441 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $48,000 | 6,752 |
| Income before extraordinary items | $245,000 | 7,460 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $245,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,890 |
| Cash dividends | $55,000 | 6,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $245,000 | 7,344 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 7,225 |
| Total interest expense | $1,790,000 | 6,608 |
| Net interest income | $1,391,000 | 7,657 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $224,000 | 7,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $224,000 | 4,528 |
| Total noninterest expense | $1,280,000 | 7,302 |
| Salaries and employee benefits | $633,000 | 7,525 |
| Premises and equipment expense | $354,000 | 4,896 |
| Additional noninterest expense | $293,000 | 8,001 |
| Pre-tax net operating income | $335,000 | 7,758 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $297,000 | 7,496 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $297,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $297,000 | 7,500 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 7,279 |
| Total interest expense | $1,671,000 | 6,594 |
| Net interest income | $1,410,000 | 7,761 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $389,000 | 5,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $389,000 | 3,492 |
| Total noninterest expense | $1,571,000 | 6,593 |
| Salaries and employee benefits | $801,000 | 6,748 |
| Premises and equipment expense | $367,000 | 4,808 |
| Additional noninterest expense | $403,000 | 7,246 |
| Pre-tax net operating income | $127,000 | 8,945 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $109,000 | 8,901 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $109,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $109,000 | 8,867 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 6,288 |
| Total interest expense | $2,020,000 | 6,162 |
| Net interest income | $2,197,000 | 6,298 |
| Provision for loan and lease losses | $453,000 | 1,858 |
| Total noninterest income | $692,000 | 4,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $692,000 | 2,412 |
| Total noninterest expense | $2,019,000 | 5,558 |
| Salaries and employee benefits | $1,098,000 | 5,406 |
| Premises and equipment expense | $347,000 | 4,913 |
| Additional noninterest expense | $574,000 | 5,918 |
| Pre-tax net operating income | $417,000 | 7,776 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $149,000 | 6,849 |
| Income before extraordinary items | $268,000 | 8,122 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $268,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,320 |
| Cash dividends | $234,000 | 5,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $268,000 | 8,047 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 6,740 |
| Total interest expense | $1,871,000 | 6,524 |
| Net interest income | $2,043,000 | 6,830 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $-106,000 | 10,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $-106,000 | 10,939 |
| Total noninterest expense | $1,381,000 | 7,087 |
| Salaries and employee benefits | $728,000 | 7,150 |
| Premises and equipment expense | $299,000 | 5,455 |
| Additional noninterest expense | $354,000 | 7,767 |
| Pre-tax net operating income | $551,000 | 7,667 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $205,000 | 6,812 |
| Income before extraordinary items | $346,000 | 8,028 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $346,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,181 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $346,000 | 7,975 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 7,140 |
| Total interest expense | $1,911,000 | 6,600 |
| Net interest income | $1,803,000 | 7,560 |
| Provision for loan and lease losses | $207,000 | 3,335 |
| Total noninterest income | $326,000 | 6,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $326,000 | 3,887 |
| Total noninterest expense | $1,636,000 | 6,750 |
| Salaries and employee benefits | $616,000 | 8,028 |
| Premises and equipment expense | $236,000 | 6,453 |
| Additional noninterest expense | $784,000 | 5,283 |
| Pre-tax net operating income | $286,000 | 9,225 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $62,000 | 9,472 |
| Income before extraordinary items | $224,000 | 9,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $224,000 | 9,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $224,000 | 9,001 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 7,159 |
| Total interest expense | $2,095,000 | 6,275 |
| Net interest income | $1,755,000 | 7,883 |
| Provision for loan and lease losses | $381,000 | 1,928 |
| Total noninterest income | $380,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $380,000 | 3,421 |
| Total noninterest expense | $1,265,000 | 7,968 |
| Salaries and employee benefits | $496,000 | 9,148 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $638,000 | 6,273 |
| Pre-tax net operating income | $489,000 | 8,495 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $288,000 | 9,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $288,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $289,920 | 9,009 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 7,244 |
| Total interest expense | $1,613,000 | 6,572 |
| Net interest income | $1,951,000 | 7,681 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $0 | 12,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $1,001,000 | 9,348 |
| Salaries and employee benefits | $438,000 | 9,934 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $416,000 | 8,662 |
| Pre-tax net operating income | $900,000 | 6,401 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $557,000 | 6,853 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $557,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $73,000 | 7,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $564,680 | 6,852 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 8,237 |
| Total interest expense | $1,703,000 | 6,608 |
| Net interest income | $1,353,000 | 9,566 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $45,000 | 12,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $764,000 | 10,850 |
| Salaries and employee benefits | $358,000 | 11,061 |
| Premises and equipment expense | $132,000 | 9,415 |
| Additional noninterest expense | $274,000 | 10,774 |
| Pre-tax net operating income | $628,000 | 7,751 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $282,000 | 6,308 |
| Income before extraordinary items | $345,000 | 8,988 |
| Extraordinary gains, net | $103,000 | 1,537 |
| Net income | $448,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $62,000 | 7,666 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,105 |
| Net operating income | $345,640 | 8,727 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 8,686 |
| Total interest expense | $2,244,000 | 6,524 |
| Net interest income | $926,000 | 11,404 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $132,000 | 10,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $870,000 | 10,664 |
| Salaries and employee benefits | $295,000 | 12,071 |
| Premises and equipment expense | $122,000 | 9,963 |
| Additional noninterest expense | $453,000 | 8,943 |
| Pre-tax net operating income | $139,000 | 11,634 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $43,000 | 11,451 |
| Income before extraordinary items | $98,000 | 11,965 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $98,000 | 12,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 962 |
| Net operating income | $96,600 | 11,689 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.