Home > Union Bank & Trust Company > Income and Expense
Union Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,360,000 | 2,353 |
| Total interest expense | $3,864,000 | 2,320 |
| Net interest income | $10,496,000 | 2,326 |
| Provision for loan and lease losses | $700,000 | 1,038 |
| Total noninterest income | $7,380,000 | 919 |
| Gross Fiduciary activities income | $146,000 | 693 |
| Service charges on deposit accounts | $838,000 | 1,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,396,000 | 749 |
| Total noninterest expense | $8,675,000 | 2,209 |
| Salaries and employee benefits | $4,791,000 | 2,251 |
| Premises and equipment expense | $878,000 | 2,173 |
| Additional noninterest expense | $6,396,000 | 749 |
| Pre-tax net operating income | $8,501,000 | 1,330 |
| Securities gains (losses) | $-41,000 | 3,604 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $8,460,000 | 1,160 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,460,000 | 1,175 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,460,000 | 1,163 |
| Net charge-offs | $266,000 | 1,025 |
| Cash dividends | $5,869,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,501,000 | 1,175 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,507,000 | 2,351 |
| Total interest expense | $2,621,000 | 2,317 |
| Net interest income | $7,886,000 | 2,330 |
| Provision for loan and lease losses | $525,000 | 980 |
| Total noninterest income | $6,458,000 | 831 |
| Gross Fiduciary activities income | $109,000 | 694 |
| Service charges on deposit accounts | $632,000 | 1,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,717,000 | 665 |
| Total noninterest expense | $6,484,000 | 2,211 |
| Salaries and employee benefits | $3,511,000 | 2,281 |
| Premises and equipment expense | $669,000 | 2,161 |
| Additional noninterest expense | $5,717,000 | 665 |
| Pre-tax net operating income | $7,335,000 | 1,226 |
| Securities gains (losses) | $-41,000 | 3,776 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,294,000 | 1,084 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,294,000 | 1,089 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,294,000 | 1,084 |
| Net charge-offs | $150,000 | 1,011 |
| Cash dividends | $2,547,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,335,000 | 1,095 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 2,368 |
| Total interest expense | $1,515,000 | 2,331 |
| Net interest income | $5,268,000 | 2,346 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $981,000 | 1,965 |
| Gross Fiduciary activities income | $68,000 | 695 |
| Service charges on deposit accounts | $415,000 | 1,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,205 |
| Total noninterest expense | $3,916,000 | 2,347 |
| Salaries and employee benefits | $2,298,000 | 2,306 |
| Premises and equipment expense | $439,000 | 2,178 |
| Additional noninterest expense | $498,000 | 2,202 |
| Pre-tax net operating income | $2,183,000 | 2,145 |
| Securities gains (losses) | $-41,000 | 4,035 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,142,000 | 1,977 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,142,000 | 2,001 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,142,000 | 1,977 |
| Net charge-offs | $134,000 | 818 |
| Cash dividends | $1,679,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,183,000 | 1,955 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 2,415 |
| Total interest expense | $583,000 | 2,456 |
| Net interest income | $2,664,000 | 2,330 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $486,000 | 1,979 |
| Gross Fiduciary activities income | $38,000 | 715 |
| Service charges on deposit accounts | $199,000 | 1,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 2,192 |
| Total noninterest expense | $1,916,000 | 2,408 |
| Salaries and employee benefits | $1,125,000 | 2,367 |
| Premises and equipment expense | $219,000 | 2,221 |
| Additional noninterest expense | $249,000 | 2,192 |
| Pre-tax net operating income | $1,159,000 | 2,121 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,159,000 | 1,910 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,159,000 | 1,910 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,159,000 | 1,910 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $514,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,159,000 | 1,928 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,051,000 | 2,393 |
| Total interest expense | $986,000 | 2,438 |
| Net interest income | $10,065,000 | 2,360 |
| Provision for loan and lease losses | $500,000 | 1,219 |
| Total noninterest income | $2,362,000 | 1,877 |
| Gross Fiduciary activities income | $155,000 | 719 |
| Service charges on deposit accounts | $858,000 | 1,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,349,000 | 2,013 |
| Total noninterest expense | $7,318,000 | 2,443 |
| Salaries and employee benefits | $4,296,000 | 2,387 |
| Premises and equipment expense | $796,000 | 2,318 |
| Additional noninterest expense | $1,349,000 | 2,013 |
| Pre-tax net operating income | $4,609,000 | 2,124 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,609,000 | 1,925 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,609,000 | 1,924 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,609,000 | 1,924 |
| Net charge-offs | $124,000 | 1,140 |
| Cash dividends | $2,860,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,609,000 | 1,961 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 2,393 |
| Total interest expense | $626,000 | 2,347 |
| Net interest income | $7,339,000 | 2,380 |
| Provision for loan and lease losses | $275,000 | 1,267 |
| Total noninterest income | $1,822,000 | 1,857 |
| Gross Fiduciary activities income | $120,000 | 713 |
| Service charges on deposit accounts | $643,000 | 1,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,059,000 | 1,994 |
| Total noninterest expense | $5,337,000 | 2,473 |
| Salaries and employee benefits | $3,137,000 | 2,420 |
| Premises and equipment expense | $616,000 | 2,287 |
| Additional noninterest expense | $1,059,000 | 1,994 |
| Pre-tax net operating income | $3,549,000 | 2,074 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,549,000 | 1,875 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,549,000 | 1,874 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,549,000 | 1,874 |
| Net charge-offs | $61,000 | 1,130 |
| Cash dividends | $2,506,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,549,000 | 1,909 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,121,000 | 2,403 |
| Total interest expense | $397,000 | 2,273 |
| Net interest income | $4,724,000 | 2,400 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $1,280,000 | 1,794 |
| Gross Fiduciary activities income | $82,000 | 677 |
| Service charges on deposit accounts | $409,000 | 1,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 1,925 |
| Total noninterest expense | $3,482,000 | 2,495 |
| Salaries and employee benefits | $2,043,000 | 2,459 |
| Premises and equipment expense | $404,000 | 2,321 |
| Additional noninterest expense | $1,035,000 | 2,564 |
| Pre-tax net operating income | $2,372,000 | 1,991 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,372,000 | 1,787 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,372,000 | 1,787 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,372,000 | 1,787 |
| Net charge-offs | $51,000 | 959 |
| Cash dividends | $1,535,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,372,000 | 1,822 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 2,406 |
| Total interest expense | $203,000 | 2,189 |
| Net interest income | $2,281,000 | 2,401 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $492,000 | 2,087 |
| Gross Fiduciary activities income | $45,000 | 673 |
| Service charges on deposit accounts | $198,000 | 1,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 2,366 |
| Total noninterest expense | $1,717,000 | 2,521 |
| Salaries and employee benefits | $1,002,000 | 2,505 |
| Premises and equipment expense | $202,000 | 2,322 |
| Additional noninterest expense | $513,000 | 2,546 |
| Pre-tax net operating income | $981,000 | 2,110 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $981,000 | 1,940 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $981,000 | 1,939 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $981,000 | 1,940 |
| Net charge-offs | $58,000 | 629 |
| Cash dividends | $487,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $981,000 | 1,959 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,680,000 | 2,381 |
| Total interest expense | $1,086,000 | 2,095 |
| Net interest income | $9,594,000 | 2,388 |
| Provision for loan and lease losses | $671,000 | 819 |
| Total noninterest income | $3,767,000 | 1,573 |
| Gross Fiduciary activities income | $165,000 | 684 |
| Service charges on deposit accounts | $647,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,955,000 | 1,503 |
| Total noninterest expense | $6,640,000 | 2,571 |
| Salaries and employee benefits | $3,989,000 | 2,504 |
| Premises and equipment expense | $759,000 | 2,402 |
| Additional noninterest expense | $1,892,000 | 2,697 |
| Pre-tax net operating income | $6,050,000 | 1,816 |
| Securities gains (losses) | $9,000 | 1,734 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,059,000 | 1,648 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,059,000 | 1,647 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,059,000 | 1,648 |
| Net charge-offs | $51,000 | 1,646 |
| Cash dividends | $3,913,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,050,000 | 1,623 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 2,549 |
| Total interest expense | $859,000 | 2,101 |
| Net interest income | $6,393,000 | 2,593 |
| Provision for loan and lease losses | $470,000 | 858 |
| Total noninterest income | $3,909,000 | 1,307 |
| Gross Fiduciary activities income | $123,000 | 678 |
| Service charges on deposit accounts | $461,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,325,000 | 1,196 |
| Total noninterest expense | $4,879,000 | 2,621 |
| Salaries and employee benefits | $2,938,000 | 2,544 |
| Premises and equipment expense | $587,000 | 2,379 |
| Additional noninterest expense | $1,354,000 | 2,778 |
| Pre-tax net operating income | $4,953,000 | 1,774 |
| Securities gains (losses) | $6,000 | 1,729 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $4,959,000 | 1,617 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,959,000 | 1,616 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,959,000 | 1,617 |
| Net charge-offs | $23,000 | 1,678 |
| Cash dividends | $3,588,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,953,000 | 1,593 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 2,574 |
| Total interest expense | $590,000 | 2,123 |
| Net interest income | $4,186,000 | 2,620 |
| Provision for loan and lease losses | $269,000 | 984 |
| Total noninterest income | $1,254,000 | 1,991 |
| Gross Fiduciary activities income | $78,000 | 691 |
| Service charges on deposit accounts | $288,000 | 1,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $888,000 | 2,045 |
| Total noninterest expense | $3,200,000 | 2,626 |
| Salaries and employee benefits | $1,923,000 | 2,571 |
| Premises and equipment expense | $384,000 | 2,390 |
| Additional noninterest expense | $893,000 | 2,784 |
| Pre-tax net operating income | $1,971,000 | 2,419 |
| Securities gains (losses) | $6,000 | 1,541 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,977,000 | 2,242 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,977,000 | 2,239 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,977,000 | 2,242 |
| Net charge-offs | $12,000 | 1,675 |
| Cash dividends | $1,613,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,971,000 | 2,214 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 2,588 |
| Total interest expense | $301,000 | 2,172 |
| Net interest income | $2,066,000 | 2,619 |
| Provision for loan and lease losses | $90,000 | 1,312 |
| Total noninterest income | $520,000 | 2,194 |
| Gross Fiduciary activities income | $43,000 | 684 |
| Service charges on deposit accounts | $137,000 | 1,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 2,318 |
| Total noninterest expense | $1,559,000 | 2,652 |
| Salaries and employee benefits | $946,000 | 2,592 |
| Premises and equipment expense | $192,000 | 2,405 |
| Additional noninterest expense | $421,000 | 2,850 |
| Pre-tax net operating income | $937,000 | 2,457 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $937,000 | 2,306 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $937,000 | 2,305 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $937,000 | 2,306 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $691,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $937,000 | 2,256 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 2,538 |
| Total interest expense | $1,580,000 | 2,310 |
| Net interest income | $8,265,000 | 2,568 |
| Provision for loan and lease losses | $786,000 | 1,839 |
| Total noninterest income | $3,000,000 | 1,725 |
| Gross Fiduciary activities income | $164,000 | 683 |
| Service charges on deposit accounts | $664,000 | 1,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,172,000 | 1,719 |
| Total noninterest expense | $6,222,000 | 2,637 |
| Salaries and employee benefits | $3,775,000 | 2,575 |
| Premises and equipment expense | $736,000 | 2,454 |
| Additional noninterest expense | $1,711,000 | 2,801 |
| Pre-tax net operating income | $4,257,000 | 1,993 |
| Securities gains (losses) | $9,000 | 2,334 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,266,000 | 1,827 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,266,000 | 1,826 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,266,000 | 1,827 |
| Net charge-offs | $98,000 | 2,024 |
| Cash dividends | $2,762,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,257,000 | 1,788 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 2,553 |
| Total interest expense | $1,258,000 | 2,314 |
| Net interest income | $6,115,000 | 2,592 |
| Provision for loan and lease losses | $530,000 | 1,919 |
| Total noninterest income | $1,980,000 | 1,805 |
| Gross Fiduciary activities income | $119,000 | 683 |
| Service charges on deposit accounts | $483,000 | 1,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,378,000 | 1,831 |
| Total noninterest expense | $4,575,000 | 2,659 |
| Salaries and employee benefits | $2,744,000 | 2,608 |
| Premises and equipment expense | $579,000 | 2,381 |
| Additional noninterest expense | $1,252,000 | 2,830 |
| Pre-tax net operating income | $2,990,000 | 2,043 |
| Securities gains (losses) | $14,000 | 2,034 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,004,000 | 1,902 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,004,000 | 1,901 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,004,000 | 1,902 |
| Net charge-offs | $64,000 | 1,921 |
| Cash dividends | $2,195,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,990,000 | 1,859 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 2,598 |
| Total interest expense | $875,000 | 2,357 |
| Net interest income | $3,997,000 | 2,642 |
| Provision for loan and lease losses | $325,000 | 1,964 |
| Total noninterest income | $1,208,000 | 1,832 |
| Gross Fiduciary activities income | $85,000 | 684 |
| Service charges on deposit accounts | $332,000 | 1,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $791,000 | 1,912 |
| Total noninterest expense | $3,047,000 | 2,675 |
| Salaries and employee benefits | $1,808,000 | 2,640 |
| Premises and equipment expense | $383,000 | 2,390 |
| Additional noninterest expense | $856,000 | 2,787 |
| Pre-tax net operating income | $1,833,000 | 2,122 |
| Securities gains (losses) | $7,000 | 1,953 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,840,000 | 1,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,840,000 | 1,939 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,840,000 | 1,941 |
| Net charge-offs | $37,000 | 1,891 |
| Cash dividends | $1,216,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,833,000 | 1,912 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,594 |
| Total interest expense | $469,000 | 2,390 |
| Net interest income | $1,972,000 | 2,624 |
| Provision for loan and lease losses | $125,000 | 1,776 |
| Total noninterest income | $509,000 | 1,929 |
| Gross Fiduciary activities income | $56,000 | 667 |
| Service charges on deposit accounts | $208,000 | 1,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,207 |
| Total noninterest expense | $1,531,000 | 2,681 |
| Salaries and employee benefits | $900,000 | 2,657 |
| Premises and equipment expense | $191,000 | 2,406 |
| Additional noninterest expense | $440,000 | 2,765 |
| Pre-tax net operating income | $825,000 | 2,120 |
| Securities gains (losses) | $7,000 | 1,398 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $832,000 | 1,915 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $832,000 | 1,915 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $832,000 | 1,915 |
| Net charge-offs | $12,000 | 1,803 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $825,000 | 1,895 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,611,000 | 2,643 |
| Total interest expense | $1,949,000 | 2,380 |
| Net interest income | $7,662,000 | 2,696 |
| Provision for loan and lease losses | $350,000 | 1,813 |
| Total noninterest income | $2,494,000 | 1,749 |
| Gross Fiduciary activities income | $123,000 | 720 |
| Service charges on deposit accounts | $857,000 | 1,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,514,000 | 1,780 |
| Total noninterest expense | $6,137,000 | 2,661 |
| Salaries and employee benefits | $3,523,000 | 2,652 |
| Premises and equipment expense | $775,000 | 2,397 |
| Additional noninterest expense | $1,839,000 | 2,704 |
| Pre-tax net operating income | $3,669,000 | 2,170 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,669,000 | 2,003 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,669,000 | 2,005 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,669,000 | 2,005 |
| Net charge-offs | $43,000 | 2,739 |
| Cash dividends | $2,459,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,669,000 | 1,974 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 2,698 |
| Total interest expense | $1,458,000 | 2,397 |
| Net interest income | $5,692,000 | 2,752 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $1,717,000 | 1,839 |
| Gross Fiduciary activities income | $87,000 | 725 |
| Service charges on deposit accounts | $641,000 | 1,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $989,000 | 1,930 |
| Total noninterest expense | $4,578,000 | 2,679 |
| Salaries and employee benefits | $2,612,000 | 2,687 |
| Premises and equipment expense | $601,000 | 2,359 |
| Additional noninterest expense | $1,365,000 | 2,734 |
| Pre-tax net operating income | $2,606,000 | 2,308 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,606,000 | 2,137 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,606,000 | 2,137 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,606,000 | 2,138 |
| Net charge-offs | $21,000 | 2,686 |
| Cash dividends | $1,928,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,606,000 | 2,106 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 2,740 |
| Total interest expense | $947,000 | 2,415 |
| Net interest income | $3,707,000 | 2,808 |
| Provision for loan and lease losses | $125,000 | 1,988 |
| Total noninterest income | $1,209,000 | 1,756 |
| Gross Fiduciary activities income | $58,000 | 729 |
| Service charges on deposit accounts | $427,000 | 1,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $724,000 | 1,806 |
| Total noninterest expense | $3,096,000 | 2,674 |
| Salaries and employee benefits | $1,732,000 | 2,712 |
| Premises and equipment expense | $402,000 | 2,366 |
| Additional noninterest expense | $962,000 | 2,662 |
| Pre-tax net operating income | $1,695,000 | 2,317 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,695,000 | 2,165 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,695,000 | 2,164 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,695,000 | 2,165 |
| Net charge-offs | $7,000 | 2,725 |
| Cash dividends | $1,213,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,695,000 | 2,133 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 2,809 |
| Total interest expense | $452,000 | 2,453 |
| Net interest income | $1,802,000 | 2,869 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $466,000 | 1,991 |
| Gross Fiduciary activities income | $31,000 | 736 |
| Service charges on deposit accounts | $214,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 2,287 |
| Total noninterest expense | $1,555,000 | 2,682 |
| Salaries and employee benefits | $867,000 | 2,731 |
| Premises and equipment expense | $199,000 | 2,405 |
| Additional noninterest expense | $489,000 | 2,633 |
| Pre-tax net operating income | $663,000 | 2,646 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $663,000 | 2,438 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $663,000 | 2,437 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $663,000 | 2,437 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $510,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $663,000 | 2,422 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,931,000 | 2,729 |
| Total interest expense | $1,361,000 | 2,480 |
| Net interest income | $7,570,000 | 2,743 |
| Provision for loan and lease losses | $197,000 | 2,407 |
| Total noninterest income | $1,909,000 | 2,039 |
| Gross Fiduciary activities income | $116,000 | 751 |
| Service charges on deposit accounts | $828,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $965,000 | 2,284 |
| Total noninterest expense | $6,259,000 | 2,651 |
| Salaries and employee benefits | $3,392,000 | 2,729 |
| Premises and equipment expense | $766,000 | 2,430 |
| Additional noninterest expense | $2,101,000 | 2,515 |
| Pre-tax net operating income | $3,023,000 | 2,494 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,024,000 | 2,310 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,024,000 | 2,309 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,024,000 | 2,309 |
| Net charge-offs | $443,000 | 1,030 |
| Cash dividends | $1,771,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,023,000 | 2,309 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 2,754 |
| Total interest expense | $924,000 | 2,557 |
| Net interest income | $5,669,000 | 2,761 |
| Provision for loan and lease losses | $97,000 | 2,637 |
| Total noninterest income | $1,417,000 | 2,068 |
| Gross Fiduciary activities income | $75,000 | 767 |
| Service charges on deposit accounts | $603,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 2,280 |
| Total noninterest expense | $4,677,000 | 2,666 |
| Salaries and employee benefits | $2,541,000 | 2,744 |
| Premises and equipment expense | $593,000 | 2,402 |
| Additional noninterest expense | $1,543,000 | 2,553 |
| Pre-tax net operating income | $2,312,000 | 2,507 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,312,000 | 2,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,312,000 | 2,300 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,312,000 | 2,300 |
| Net charge-offs | $439,000 | 771 |
| Cash dividends | $1,245,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,312,000 | 2,295 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 2,779 |
| Total interest expense | $544,000 | 2,670 |
| Net interest income | $3,781,000 | 2,768 |
| Provision for loan and lease losses | $22,000 | 3,322 |
| Total noninterest income | $926,000 | 2,094 |
| Gross Fiduciary activities income | $51,000 | 767 |
| Service charges on deposit accounts | $394,000 | 1,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 2,304 |
| Total noninterest expense | $3,100,000 | 2,696 |
| Salaries and employee benefits | $1,692,000 | 2,772 |
| Premises and equipment expense | $399,000 | 2,410 |
| Additional noninterest expense | $1,009,000 | 2,601 |
| Pre-tax net operating income | $1,585,000 | 2,438 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,585,000 | 2,222 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,585,000 | 2,219 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,585,000 | 2,221 |
| Net charge-offs | $379,000 | 628 |
| Cash dividends | $913,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,585,000 | 2,222 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 2,815 |
| Total interest expense | $244,000 | 2,787 |
| Net interest income | $1,872,000 | 2,800 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $453,000 | 2,096 |
| Gross Fiduciary activities income | $26,000 | 769 |
| Service charges on deposit accounts | $186,000 | 1,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 2,266 |
| Total noninterest expense | $1,535,000 | 2,745 |
| Salaries and employee benefits | $839,000 | 2,807 |
| Premises and equipment expense | $198,000 | 2,463 |
| Additional noninterest expense | $498,000 | 2,631 |
| Pre-tax net operating income | $790,000 | 2,402 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $790,000 | 2,185 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $790,000 | 2,184 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $790,000 | 2,185 |
| Net charge-offs | $112,000 | 790 |
| Cash dividends | $308,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $790,000 | 2,171 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,603,000 | 2,729 |
| Total interest expense | $849,000 | 2,841 |
| Net interest income | $7,754,000 | 2,700 |
| Provision for loan and lease losses | $530,000 | 1,396 |
| Total noninterest income | $2,079,000 | 1,974 |
| Gross Fiduciary activities income | $137,000 | 754 |
| Service charges on deposit accounts | $737,000 | 1,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,205,000 | 2,061 |
| Total noninterest expense | $6,084,000 | 2,727 |
| Salaries and employee benefits | $3,345,000 | 2,792 |
| Premises and equipment expense | $788,000 | 2,477 |
| Additional noninterest expense | $1,951,000 | 2,700 |
| Pre-tax net operating income | $3,219,000 | 2,371 |
| Securities gains (losses) | $-3,000 | 4,906 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,216,000 | 1,927 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,216,000 | 1,927 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,216,000 | 1,928 |
| Net charge-offs | $483,000 | 1,116 |
| Cash dividends | $2,401,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,219,000 | 1,901 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,411,000 | 2,761 |
| Total interest expense | $615,000 | 2,880 |
| Net interest income | $5,796,000 | 2,721 |
| Provision for loan and lease losses | $505,000 | 1,136 |
| Total noninterest income | $1,598,000 | 1,979 |
| Gross Fiduciary activities income | $100,000 | 752 |
| Service charges on deposit accounts | $546,000 | 1,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 2,026 |
| Total noninterest expense | $4,506,000 | 2,788 |
| Salaries and employee benefits | $2,486,000 | 2,824 |
| Premises and equipment expense | $607,000 | 2,450 |
| Additional noninterest expense | $1,413,000 | 2,768 |
| Pre-tax net operating income | $2,383,000 | 2,437 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,386,000 | 2,106 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,386,000 | 2,107 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,386,000 | 2,107 |
| Net charge-offs | $279,000 | 1,166 |
| Cash dividends | $1,745,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,383,000 | 2,075 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 2,817 |
| Total interest expense | $378,000 | 2,975 |
| Net interest income | $3,723,000 | 2,783 |
| Provision for loan and lease losses | $305,000 | 1,164 |
| Total noninterest income | $1,135,000 | 1,882 |
| Gross Fiduciary activities income | $80,000 | 743 |
| Service charges on deposit accounts | $359,000 | 1,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 1,937 |
| Total noninterest expense | $3,002,000 | 2,798 |
| Salaries and employee benefits | $1,652,000 | 2,854 |
| Premises and equipment expense | $402,000 | 2,470 |
| Additional noninterest expense | $948,000 | 2,769 |
| Pre-tax net operating income | $1,551,000 | 2,435 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,554,000 | 2,092 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,554,000 | 2,092 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,554,000 | 2,092 |
| Net charge-offs | $74,000 | 1,720 |
| Cash dividends | $1,262,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,551,000 | 2,069 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 2,854 |
| Total interest expense | $182,000 | 3,035 |
| Net interest income | $1,832,000 | 2,812 |
| Provision for loan and lease losses | $135,000 | 1,235 |
| Total noninterest income | $587,000 | 1,852 |
| Gross Fiduciary activities income | $35,000 | 762 |
| Service charges on deposit accounts | $175,000 | 1,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 1,820 |
| Total noninterest expense | $1,528,000 | 2,789 |
| Salaries and employee benefits | $831,000 | 2,871 |
| Premises and equipment expense | $202,000 | 2,499 |
| Additional noninterest expense | $495,000 | 2,692 |
| Pre-tax net operating income | $756,000 | 2,400 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $759,000 | 2,063 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $759,000 | 2,064 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $759,000 | 2,064 |
| Net charge-offs | $18,000 | 1,942 |
| Cash dividends | $557,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $756,000 | 2,049 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,902,000 | 2,873 |
| Total interest expense | $738,000 | 2,941 |
| Net interest income | $7,164,000 | 2,832 |
| Provision for loan and lease losses | $260,000 | 2,141 |
| Total noninterest income | $2,044,000 | 2,087 |
| Gross Fiduciary activities income | $118,000 | 794 |
| Service charges on deposit accounts | $711,000 | 1,592 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,215,000 | 2,157 |
| Total noninterest expense | $6,076,000 | 2,830 |
| Salaries and employee benefits | $3,252,000 | 2,883 |
| Premises and equipment expense | $841,000 | 2,405 |
| Additional noninterest expense | $1,983,000 | 2,780 |
| Pre-tax net operating income | $2,872,000 | 2,460 |
| Securities gains (losses) | $40,000 | 1,983 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,912,000 | 2,164 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,912,000 | 2,162 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,912,000 | 2,163 |
| Net charge-offs | $333,000 | 1,433 |
| Cash dividends | $2,002,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,872,000 | 2,118 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 2,907 |
| Total interest expense | $553,000 | 2,948 |
| Net interest income | $5,303,000 | 2,867 |
| Provision for loan and lease losses | $80,000 | 2,967 |
| Total noninterest income | $1,563,000 | 2,076 |
| Gross Fiduciary activities income | $82,000 | 792 |
| Service charges on deposit accounts | $533,000 | 1,595 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $948,000 | 2,109 |
| Total noninterest expense | $4,601,000 | 2,804 |
| Salaries and employee benefits | $2,443,000 | 2,878 |
| Premises and equipment expense | $637,000 | 2,403 |
| Additional noninterest expense | $1,521,000 | 2,730 |
| Pre-tax net operating income | $2,185,000 | 2,481 |
| Securities gains (losses) | $40,000 | 1,917 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,225,000 | 2,162 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,225,000 | 2,161 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,225,000 | 2,162 |
| Net charge-offs | $304,000 | 1,116 |
| Cash dividends | $1,384,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,185,000 | 2,129 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 3,016 |
| Total interest expense | $365,000 | 2,979 |
| Net interest income | $3,354,000 | 3,002 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,068,000 | 2,016 |
| Gross Fiduciary activities income | $61,000 | 791 |
| Service charges on deposit accounts | $338,000 | 1,643 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $669,000 | 2,009 |
| Total noninterest expense | $3,089,000 | 2,800 |
| Salaries and employee benefits | $1,637,000 | 2,890 |
| Premises and equipment expense | $432,000 | 2,379 |
| Additional noninterest expense | $1,020,000 | 2,735 |
| Pre-tax net operating income | $1,333,000 | 2,589 |
| Securities gains (losses) | $40,000 | 1,579 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,373,000 | 2,273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,373,000 | 2,272 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,373,000 | 2,272 |
| Net charge-offs | $81,000 | 1,811 |
| Cash dividends | $1,117,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,333,000 | 2,257 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 2,969 |
| Total interest expense | $181,000 | 3,015 |
| Net interest income | $1,719,000 | 2,940 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $574,000 | 1,898 |
| Gross Fiduciary activities income | $28,000 | 807 |
| Service charges on deposit accounts | $161,000 | 1,698 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $385,000 | 1,795 |
| Total noninterest expense | $1,512,000 | 2,855 |
| Salaries and employee benefits | $830,000 | 2,876 |
| Premises and equipment expense | $212,000 | 2,446 |
| Additional noninterest expense | $470,000 | 2,881 |
| Pre-tax net operating income | $781,000 | 2,309 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $791,000 | 2,007 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $791,000 | 2,007 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $791,000 | 2,007 |
| Net charge-offs | $17,000 | 2,074 |
| Cash dividends | $415,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $781,000 | 1,981 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,661,000 | 2,917 |
| Total interest expense | $726,000 | 2,996 |
| Net interest income | $6,935,000 | 2,878 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,845,000 | 2,219 |
| Gross Fiduciary activities income | $104,000 | 820 |
| Service charges on deposit accounts | $682,000 | 1,685 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,059,000 | 2,304 |
| Total noninterest expense | $6,089,000 | 2,829 |
| Salaries and employee benefits | $3,278,000 | 2,872 |
| Premises and equipment expense | $882,000 | 2,388 |
| Additional noninterest expense | $1,929,000 | 2,864 |
| Pre-tax net operating income | $2,691,000 | 2,504 |
| Securities gains (losses) | $13,000 | 2,458 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,704,000 | 2,208 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,704,000 | 2,208 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,704,000 | 2,209 |
| Net charge-offs | $6,000 | 4,165 |
| Cash dividends | $1,747,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,691,000 | 2,170 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 2,986 |
| Total interest expense | $543,000 | 3,034 |
| Net interest income | $5,099,000 | 2,945 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,390,000 | 2,221 |
| Gross Fiduciary activities income | $74,000 | 822 |
| Service charges on deposit accounts | $503,000 | 1,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $813,000 | 2,291 |
| Total noninterest expense | $4,509,000 | 2,872 |
| Salaries and employee benefits | $2,443,000 | 2,887 |
| Premises and equipment expense | $663,000 | 2,405 |
| Additional noninterest expense | $1,403,000 | 2,936 |
| Pre-tax net operating income | $1,980,000 | 2,584 |
| Securities gains (losses) | $13,000 | 2,219 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,993,000 | 2,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,993,000 | 2,272 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,993,000 | 2,272 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $1,202,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,980,000 | 2,245 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 3,014 |
| Total interest expense | $359,000 | 3,067 |
| Net interest income | $3,337,000 | 2,993 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $947,000 | 2,212 |
| Gross Fiduciary activities income | $44,000 | 855 |
| Service charges on deposit accounts | $320,000 | 1,759 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $583,000 | 2,230 |
| Total noninterest expense | $2,969,000 | 2,909 |
| Salaries and employee benefits | $1,620,000 | 2,914 |
| Premises and equipment expense | $439,000 | 2,421 |
| Additional noninterest expense | $910,000 | 3,018 |
| Pre-tax net operating income | $1,315,000 | 2,569 |
| Securities gains (losses) | $13,000 | 1,906 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,328,000 | 2,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,328,000 | 2,255 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,328,000 | 2,255 |
| Net charge-offs | $-12,000 | 5,310 |
| Cash dividends | $725,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,315,000 | 2,221 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 3,068 |
| Total interest expense | $178,000 | 3,119 |
| Net interest income | $1,643,000 | 3,027 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $427,000 | 2,313 |
| Gross Fiduciary activities income | $27,000 | 835 |
| Service charges on deposit accounts | $157,000 | 1,762 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $243,000 | 2,392 |
| Total noninterest expense | $1,494,000 | 2,908 |
| Salaries and employee benefits | $805,000 | 2,961 |
| Premises and equipment expense | $220,000 | 2,457 |
| Additional noninterest expense | $469,000 | 2,926 |
| Pre-tax net operating income | $576,000 | 2,770 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $576,000 | 2,461 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $576,000 | 2,464 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $576,000 | 2,463 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $503,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $576,000 | 2,393 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 3,124 |
| Total interest expense | $722,000 | 3,245 |
| Net interest income | $6,460,000 | 3,073 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,719,000 | 2,327 |
| Gross Fiduciary activities income | $74,000 | 887 |
| Service charges on deposit accounts | $600,000 | 1,962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,045,000 | 2,270 |
| Total noninterest expense | $5,991,000 | 2,921 |
| Salaries and employee benefits | $3,257,000 | 2,919 |
| Premises and equipment expense | $852,000 | 2,546 |
| Additional noninterest expense | $1,882,000 | 3,027 |
| Pre-tax net operating income | $2,188,000 | 2,825 |
| Securities gains (losses) | $51,000 | 1,723 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,239,000 | 2,492 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,239,000 | 2,492 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,239,000 | 2,492 |
| Net charge-offs | $658,000 | 1,220 |
| Cash dividends | $1,451,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,188,000 | 2,497 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 3,141 |
| Total interest expense | $552,000 | 3,261 |
| Net interest income | $4,835,000 | 3,101 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,292,000 | 2,324 |
| Gross Fiduciary activities income | $51,000 | 893 |
| Service charges on deposit accounts | $415,000 | 2,115 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $826,000 | 2,215 |
| Total noninterest expense | $4,475,000 | 2,936 |
| Salaries and employee benefits | $2,433,000 | 2,939 |
| Premises and equipment expense | $628,000 | 2,600 |
| Additional noninterest expense | $1,414,000 | 3,020 |
| Pre-tax net operating income | $1,652,000 | 2,865 |
| Securities gains (losses) | $44,000 | 1,517 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,696,000 | 2,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,696,000 | 2,497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,696,000 | 2,496 |
| Net charge-offs | $-90,000 | 6,180 |
| Cash dividends | $1,203,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,652,000 | 2,509 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 3,171 |
| Total interest expense | $377,000 | 3,247 |
| Net interest income | $3,182,000 | 3,125 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $931,000 | 2,178 |
| Gross Fiduciary activities income | $41,000 | 886 |
| Service charges on deposit accounts | $257,000 | 2,222 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $633,000 | 1,977 |
| Total noninterest expense | $2,992,000 | 2,947 |
| Salaries and employee benefits | $1,635,000 | 2,933 |
| Premises and equipment expense | $420,000 | 2,610 |
| Additional noninterest expense | $937,000 | 3,044 |
| Pre-tax net operating income | $1,121,000 | 2,766 |
| Securities gains (losses) | $50,000 | 1,166 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,171,000 | 2,374 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,171,000 | 2,378 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,171,000 | 2,378 |
| Net charge-offs | $-68,000 | 6,231 |
| Cash dividends | $843,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,121,000 | 2,404 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 3,217 |
| Total interest expense | $192,000 | 3,263 |
| Net interest income | $1,556,000 | 3,181 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $538,000 | 1,930 |
| Gross Fiduciary activities income | $30,000 | 851 |
| Service charges on deposit accounts | $121,000 | 2,290 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $387,000 | 1,699 |
| Total noninterest expense | $1,507,000 | 2,962 |
| Salaries and employee benefits | $821,000 | 2,937 |
| Premises and equipment expense | $223,000 | 2,549 |
| Additional noninterest expense | $463,000 | 3,070 |
| Pre-tax net operating income | $587,000 | 2,609 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $587,000 | 2,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $587,000 | 2,307 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $587,000 | 2,307 |
| Net charge-offs | $-51,000 | 6,320 |
| Cash dividends | $268,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $587,000 | 2,270 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 3,089 |
| Total interest expense | $931,000 | 3,110 |
| Net interest income | $6,551,000 | 3,047 |
| Provision for loan and lease losses | $223,000 | 2,845 |
| Total noninterest income | $1,688,000 | 2,399 |
| Gross Fiduciary activities income | $73,000 | 906 |
| Service charges on deposit accounts | $612,000 | 2,024 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,003,000 | 2,374 |
| Total noninterest expense | $6,277,000 | 2,882 |
| Salaries and employee benefits | $3,487,000 | 2,813 |
| Premises and equipment expense | $975,000 | 2,295 |
| Additional noninterest expense | $1,815,000 | 3,198 |
| Pre-tax net operating income | $1,739,000 | 3,122 |
| Securities gains (losses) | $95,000 | 1,359 |
| Applicable income taxes | $1,654,000 | 1,047 |
| Income before extraordinary items | $180,000 | 5,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $180,000 | 5,761 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $180,000 | 5,761 |
| Net charge-offs | $719,000 | 1,614 |
| Cash dividends | $2,536,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $119,200 | 5,887 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 3,096 |
| Total interest expense | $727,000 | 3,092 |
| Net interest income | $4,938,000 | 3,062 |
| Provision for loan and lease losses | $178,000 | 2,764 |
| Total noninterest income | $1,277,000 | 2,434 |
| Gross Fiduciary activities income | $47,000 | 910 |
| Service charges on deposit accounts | $451,000 | 2,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $779,000 | 2,375 |
| Total noninterest expense | $4,663,000 | 2,927 |
| Salaries and employee benefits | $2,601,000 | 2,832 |
| Premises and equipment expense | $728,000 | 2,326 |
| Additional noninterest expense | $1,334,000 | 3,243 |
| Pre-tax net operating income | $1,374,000 | 3,094 |
| Securities gains (losses) | $95,000 | 1,256 |
| Applicable income taxes | $440,000 | 2,041 |
| Income before extraordinary items | $1,029,000 | 3,372 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,029,000 | 3,375 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,029,000 | 3,376 |
| Net charge-offs | $689,000 | 1,304 |
| Cash dividends | $2,391,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $962,500 | 3,416 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 3,115 |
| Total interest expense | $514,000 | 3,007 |
| Net interest income | $3,246,000 | 3,100 |
| Provision for loan and lease losses | $145,000 | 2,542 |
| Total noninterest income | $830,000 | 2,498 |
| Gross Fiduciary activities income | $40,000 | 899 |
| Service charges on deposit accounts | $288,000 | 2,100 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $502,000 | 2,467 |
| Total noninterest expense | $3,092,000 | 2,924 |
| Salaries and employee benefits | $1,724,000 | 2,861 |
| Premises and equipment expense | $487,000 | 2,331 |
| Additional noninterest expense | $881,000 | 3,261 |
| Pre-tax net operating income | $839,000 | 3,239 |
| Securities gains (losses) | $95,000 | 1,147 |
| Applicable income taxes | $267,000 | 2,141 |
| Income before extraordinary items | $667,000 | 3,408 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $667,000 | 3,409 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $667,000 | 3,411 |
| Net charge-offs | $491,000 | 1,264 |
| Cash dividends | $232,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $599,550 | 3,506 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,179 |
| Total interest expense | $267,000 | 2,996 |
| Net interest income | $1,578,000 | 3,173 |
| Provision for loan and lease losses | $85,000 | 2,275 |
| Total noninterest income | $430,000 | 2,463 |
| Gross Fiduciary activities income | $31,000 | 853 |
| Service charges on deposit accounts | $143,000 | 2,105 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $256,000 | 2,439 |
| Total noninterest expense | $1,536,000 | 2,960 |
| Salaries and employee benefits | $862,000 | 2,875 |
| Premises and equipment expense | $237,000 | 2,408 |
| Additional noninterest expense | $437,000 | 3,298 |
| Pre-tax net operating income | $387,000 | 3,351 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $99,000 | 2,416 |
| Income before extraordinary items | $288,000 | 3,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $288,000 | 3,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $288,000 | 3,645 |
| Net charge-offs | $445,000 | 830 |
| Cash dividends | $114,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $288,000 | 3,545 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,272,000 | 3,020 |
| Total interest expense | $1,445,000 | 2,808 |
| Net interest income | $6,827,000 | 3,046 |
| Provision for loan and lease losses | $21,000 | 5,579 |
| Total noninterest income | $1,777,000 | 2,369 |
| Gross Fiduciary activities income | $77,000 | 923 |
| Service charges on deposit accounts | $678,000 | 1,959 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,022,000 | 2,341 |
| Total noninterest expense | $6,472,000 | 2,861 |
| Salaries and employee benefits | $3,540,000 | 2,755 |
| Premises and equipment expense | $1,026,000 | 2,237 |
| Additional noninterest expense | $1,906,000 | 3,204 |
| Pre-tax net operating income | $2,111,000 | 2,712 |
| Securities gains (losses) | $75,000 | 2,479 |
| Applicable income taxes | $784,000 | 1,719 |
| Income before extraordinary items | $1,402,000 | 3,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,402,000 | 3,252 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,402,000 | 3,252 |
| Net charge-offs | $209,000 | 3,711 |
| Cash dividends | $465,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,354,000 | 3,172 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 2,995 |
| Total interest expense | $1,151,000 | 2,774 |
| Net interest income | $5,251,000 | 3,031 |
| Provision for loan and lease losses | $21,000 | 5,372 |
| Total noninterest income | $1,314,000 | 2,385 |
| Gross Fiduciary activities income | $48,000 | 936 |
| Service charges on deposit accounts | $507,000 | 1,980 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $759,000 | 2,346 |
| Total noninterest expense | $4,853,000 | 2,864 |
| Salaries and employee benefits | $2,644,000 | 2,783 |
| Premises and equipment expense | $793,000 | 2,196 |
| Additional noninterest expense | $1,416,000 | 3,257 |
| Pre-tax net operating income | $1,691,000 | 2,667 |
| Securities gains (losses) | $75,000 | 2,189 |
| Applicable income taxes | $636,000 | 1,684 |
| Income before extraordinary items | $1,130,000 | 3,192 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,130,000 | 3,192 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,130,000 | 3,191 |
| Net charge-offs | $103,000 | 3,941 |
| Cash dividends | $349,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,082,000 | 3,134 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 3,000 |
| Total interest expense | $820,000 | 2,718 |
| Net interest income | $3,498,000 | 3,041 |
| Provision for loan and lease losses | $21,000 | 5,091 |
| Total noninterest income | $905,000 | 2,311 |
| Gross Fiduciary activities income | $46,000 | 902 |
| Service charges on deposit accounts | $336,000 | 1,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $523,000 | 2,267 |
| Total noninterest expense | $3,225,000 | 2,869 |
| Salaries and employee benefits | $1,747,000 | 2,807 |
| Premises and equipment expense | $527,000 | 2,193 |
| Additional noninterest expense | $951,000 | 3,256 |
| Pre-tax net operating income | $1,157,000 | 2,586 |
| Securities gains (losses) | $75,000 | 1,794 |
| Applicable income taxes | $445,000 | 1,610 |
| Income before extraordinary items | $787,000 | 3,077 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $787,000 | 3,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $787,000 | 3,077 |
| Net charge-offs | $117,000 | 3,268 |
| Cash dividends | $231,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $739,000 | 3,051 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 3,049 |
| Total interest expense | $421,000 | 2,761 |
| Net interest income | $1,712,000 | 3,106 |
| Provision for loan and lease losses | $21,000 | 4,455 |
| Total noninterest income | $437,000 | 2,356 |
| Gross Fiduciary activities income | $38,000 | 836 |
| Service charges on deposit accounts | $166,000 | 1,976 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $233,000 | 2,431 |
| Total noninterest expense | $1,596,000 | 2,908 |
| Salaries and employee benefits | $868,000 | 2,838 |
| Premises and equipment expense | $269,000 | 2,148 |
| Additional noninterest expense | $459,000 | 3,300 |
| Pre-tax net operating income | $532,000 | 2,755 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $192,000 | 1,775 |
| Income before extraordinary items | $340,000 | 3,406 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $340,000 | 3,409 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $340,000 | 3,409 |
| Net charge-offs | $60,000 | 2,879 |
| Cash dividends | $116,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $340,000 | 3,238 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 3,028 |
| Total interest expense | $1,884,000 | 2,893 |
| Net interest income | $7,162,000 | 3,012 |
| Provision for loan and lease losses | $508,000 | 3,441 |
| Total noninterest income | $1,787,000 | 2,178 |
| Gross Fiduciary activities income | $72,000 | 879 |
| Service charges on deposit accounts | $800,000 | 1,786 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $915,000 | 2,262 |
| Total noninterest expense | $6,764,000 | 2,742 |
| Salaries and employee benefits | $3,734,000 | 2,567 |
| Premises and equipment expense | $1,092,000 | 2,224 |
| Additional noninterest expense | $1,938,000 | 3,223 |
| Pre-tax net operating income | $1,677,000 | 2,837 |
| Securities gains (losses) | $35,000 | 2,812 |
| Applicable income taxes | $664,000 | 1,740 |
| Income before extraordinary items | $1,048,000 | 3,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,048,000 | 3,462 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,048,000 | 3,463 |
| Net charge-offs | $62,000 | 5,347 |
| Cash dividends | $469,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,025,600 | 3,398 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 3,033 |
| Total interest expense | $1,449,000 | 2,937 |
| Net interest income | $5,420,000 | 2,996 |
| Provision for loan and lease losses | $447,000 | 3,082 |
| Total noninterest income | $1,364,000 | 2,146 |
| Gross Fiduciary activities income | $57,000 | 868 |
| Service charges on deposit accounts | $607,000 | 1,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $700,000 | 2,214 |
| Total noninterest expense | $5,052,000 | 2,753 |
| Salaries and employee benefits | $2,755,000 | 2,616 |
| Premises and equipment expense | $819,000 | 2,246 |
| Additional noninterest expense | $1,478,000 | 3,194 |
| Pre-tax net operating income | $1,285,000 | 2,872 |
| Securities gains (losses) | $35,000 | 2,561 |
| Applicable income taxes | $470,000 | 1,779 |
| Income before extraordinary items | $850,000 | 3,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $850,000 | 3,408 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $850,000 | 3,408 |
| Net charge-offs | $249,000 | 3,452 |
| Cash dividends | $353,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $827,600 | 3,328 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 3,045 |
| Total interest expense | $993,000 | 2,970 |
| Net interest income | $3,579,000 | 3,026 |
| Provision for loan and lease losses | $263,000 | 3,182 |
| Total noninterest income | $926,000 | 2,105 |
| Gross Fiduciary activities income | $50,000 | 849 |
| Service charges on deposit accounts | $396,000 | 1,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $480,000 | 2,162 |
| Total noninterest expense | $3,356,000 | 2,785 |
| Salaries and employee benefits | $1,831,000 | 2,636 |
| Premises and equipment expense | $533,000 | 2,322 |
| Additional noninterest expense | $992,000 | 3,231 |
| Pre-tax net operating income | $886,000 | 2,739 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $316,000 | 1,742 |
| Income before extraordinary items | $570,000 | 3,301 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 3,302 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $570,000 | 3,302 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $236,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $570,000 | 3,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 3,078 |
| Total interest expense | $504,000 | 3,015 |
| Net interest income | $1,759,000 | 3,069 |
| Provision for loan and lease losses | $137,000 | 2,983 |
| Total noninterest income | $492,000 | 2,007 |
| Gross Fiduciary activities income | $35,000 | 814 |
| Service charges on deposit accounts | $192,000 | 1,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $265,000 | 2,071 |
| Total noninterest expense | $1,671,000 | 2,812 |
| Salaries and employee benefits | $910,000 | 2,668 |
| Premises and equipment expense | $270,000 | 2,320 |
| Additional noninterest expense | $491,000 | 3,239 |
| Pre-tax net operating income | $443,000 | 2,780 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $160,000 | 1,731 |
| Income before extraordinary items | $283,000 | 3,357 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $283,000 | 3,354 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $283,000 | 3,355 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $117,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $283,000 | 3,305 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,912,000 | 2,978 |
| Total interest expense | $2,479,000 | 3,014 |
| Net interest income | $7,433,000 | 2,925 |
| Provision for loan and lease losses | $909,000 | 3,200 |
| Total noninterest income | $1,827,000 | 2,198 |
| Gross Fiduciary activities income | $50,000 | 963 |
| Service charges on deposit accounts | $884,000 | 1,670 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $893,000 | 2,339 |
| Total noninterest expense | $6,887,000 | 2,758 |
| Salaries and employee benefits | $3,753,000 | 2,556 |
| Premises and equipment expense | $1,048,000 | 2,384 |
| Additional noninterest expense | $2,086,000 | 3,140 |
| Pre-tax net operating income | $1,464,000 | 2,764 |
| Securities gains (losses) | $247,000 | 1,421 |
| Applicable income taxes | $619,000 | 1,698 |
| Income before extraordinary items | $1,092,000 | 3,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,092,000 | 3,066 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,092,000 | 3,069 |
| Net charge-offs | $772,000 | 3,038 |
| Cash dividends | $590,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $933,920 | 3,220 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,492,000 | 3,023 |
| Total interest expense | $1,943,000 | 3,027 |
| Net interest income | $5,549,000 | 2,975 |
| Provision for loan and lease losses | $909,000 | 2,644 |
| Total noninterest income | $1,369,000 | 2,225 |
| Gross Fiduciary activities income | $35,000 | 958 |
| Service charges on deposit accounts | $676,000 | 1,685 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $658,000 | 2,357 |
| Total noninterest expense | $5,207,000 | 2,746 |
| Salaries and employee benefits | $2,837,000 | 2,558 |
| Premises and equipment expense | $777,000 | 2,441 |
| Additional noninterest expense | $1,593,000 | 3,045 |
| Pre-tax net operating income | $802,000 | 3,462 |
| Securities gains (losses) | $247,000 | 1,214 |
| Applicable income taxes | $385,000 | 1,916 |
| Income before extraordinary items | $664,000 | 3,595 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $664,000 | 3,593 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $664,000 | 3,595 |
| Net charge-offs | $677,000 | 2,685 |
| Cash dividends | $495,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $505,920 | 3,942 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 3,077 |
| Total interest expense | $1,356,000 | 3,017 |
| Net interest income | $3,577,000 | 3,062 |
| Provision for loan and lease losses | $583,000 | 2,634 |
| Total noninterest income | $889,000 | 2,209 |
| Gross Fiduciary activities income | $34,000 | 925 |
| Service charges on deposit accounts | $452,000 | 1,697 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $403,000 | 2,410 |
| Total noninterest expense | $3,417,000 | 2,781 |
| Salaries and employee benefits | $1,898,000 | 2,558 |
| Premises and equipment expense | $505,000 | 2,527 |
| Additional noninterest expense | $1,014,000 | 3,163 |
| Pre-tax net operating income | $466,000 | 3,748 |
| Securities gains (losses) | $247,000 | 812 |
| Applicable income taxes | $263,000 | 1,865 |
| Income before extraordinary items | $450,000 | 3,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $450,000 | 3,591 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $450,000 | 3,593 |
| Net charge-offs | $411,000 | 2,674 |
| Cash dividends | $295,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $291,920 | 4,210 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 3,179 |
| Total interest expense | $688,000 | 3,106 |
| Net interest income | $1,733,000 | 3,159 |
| Provision for loan and lease losses | $266,000 | 2,593 |
| Total noninterest income | $451,000 | 2,189 |
| Gross Fiduciary activities income | $30,000 | 854 |
| Service charges on deposit accounts | $223,000 | 1,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $198,000 | 2,418 |
| Total noninterest expense | $1,684,000 | 2,851 |
| Salaries and employee benefits | $939,000 | 2,613 |
| Premises and equipment expense | $247,000 | 2,621 |
| Additional noninterest expense | $498,000 | 3,196 |
| Pre-tax net operating income | $234,000 | 3,798 |
| Securities gains (losses) | $247,000 | 448 |
| Applicable income taxes | $179,000 | 1,540 |
| Income before extraordinary items | $302,000 | 3,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $302,000 | 3,106 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $302,000 | 3,109 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $118,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $143,920 | 4,345 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,671,000 | 3,063 |
| Total interest expense | $3,152,000 | 3,300 |
| Net interest income | $7,519,000 | 2,874 |
| Provision for loan and lease losses | $664,000 | 4,112 |
| Total noninterest income | $1,780,000 | 2,294 |
| Gross Fiduciary activities income | $49,000 | 968 |
| Service charges on deposit accounts | $978,000 | 1,723 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $753,000 | 2,554 |
| Total noninterest expense | $7,096,000 | 2,761 |
| Salaries and employee benefits | $3,835,000 | 2,542 |
| Premises and equipment expense | $1,055,000 | 2,466 |
| Additional noninterest expense | $2,206,000 | 3,069 |
| Pre-tax net operating income | $1,539,000 | 2,316 |
| Securities gains (losses) | $60,000 | 2,515 |
| Applicable income taxes | $557,000 | 1,448 |
| Income before extraordinary items | $1,042,000 | 2,699 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,042,000 | 2,698 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,042,000 | 2,699 |
| Net charge-offs | $654,000 | 3,446 |
| Cash dividends | $384,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,003,000 | 2,722 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 3,098 |
| Total interest expense | $2,408,000 | 3,377 |
| Net interest income | $5,623,000 | 2,883 |
| Provision for loan and lease losses | $534,000 | 3,706 |
| Total noninterest income | $1,333,000 | 2,348 |
| Gross Fiduciary activities income | $38,000 | 950 |
| Service charges on deposit accounts | $719,000 | 1,758 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $576,000 | 2,577 |
| Total noninterest expense | $5,315,000 | 2,773 |
| Salaries and employee benefits | $2,879,000 | 2,558 |
| Premises and equipment expense | $793,000 | 2,494 |
| Additional noninterest expense | $1,643,000 | 3,058 |
| Pre-tax net operating income | $1,107,000 | 2,562 |
| Securities gains (losses) | $18,000 | 2,785 |
| Applicable income taxes | $392,000 | 1,656 |
| Income before extraordinary items | $733,000 | 3,029 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $733,000 | 3,027 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $733,000 | 3,030 |
| Net charge-offs | $526,000 | 2,974 |
| Cash dividends | $265,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $721,300 | 2,987 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 3,162 |
| Total interest expense | $1,613,000 | 3,488 |
| Net interest income | $3,666,000 | 2,926 |
| Provision for loan and lease losses | $364,000 | 3,422 |
| Total noninterest income | $887,000 | 2,367 |
| Gross Fiduciary activities income | $35,000 | 925 |
| Service charges on deposit accounts | $462,000 | 1,792 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $390,000 | 2,591 |
| Total noninterest expense | $3,495,000 | 2,833 |
| Salaries and employee benefits | $1,912,000 | 2,603 |
| Premises and equipment expense | $526,000 | 2,532 |
| Additional noninterest expense | $1,057,000 | 3,159 |
| Pre-tax net operating income | $694,000 | 2,788 |
| Securities gains (losses) | $18,000 | 2,372 |
| Applicable income taxes | $245,000 | 1,750 |
| Income before extraordinary items | $467,000 | 3,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $467,000 | 3,213 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $467,000 | 3,215 |
| Net charge-offs | $429,000 | 2,525 |
| Cash dividends | $144,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $455,120 | 3,155 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 3,281 |
| Total interest expense | $806,000 | 3,595 |
| Net interest income | $1,756,000 | 3,032 |
| Provision for loan and lease losses | $170,000 | 3,065 |
| Total noninterest income | $452,000 | 2,289 |
| Gross Fiduciary activities income | $27,000 | 870 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $205,000 | 2,478 |
| Total noninterest expense | $1,736,000 | 2,765 |
| Salaries and employee benefits | $955,000 | 2,652 |
| Premises and equipment expense | $261,000 | 2,592 |
| Additional noninterest expense | $520,000 | 2,902 |
| Pre-tax net operating income | $302,000 | 3,328 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $104,000 | 2,138 |
| Income before extraordinary items | $198,000 | 3,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $198,000 | 3,887 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $198,000 | 3,886 |
| Net charge-offs | $131,000 | 2,561 |
| Cash dividends | $72,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $198,000 | 3,729 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,235,000 | 3,216 |
| Total interest expense | $4,227,000 | 3,373 |
| Net interest income | $7,008,000 | 3,048 |
| Provision for loan and lease losses | $730,000 | 3,176 |
| Total noninterest income | $1,917,000 | 2,211 |
| Gross Fiduciary activities income | $45,000 | 991 |
| Service charges on deposit accounts | $1,129,000 | 1,583 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $743,000 | 2,543 |
| Total noninterest expense | $6,917,000 | 2,717 |
| Salaries and employee benefits | $3,985,000 | 2,519 |
| Premises and equipment expense | $1,150,000 | 2,330 |
| Additional noninterest expense | $1,782,000 | 3,161 |
| Pre-tax net operating income | $1,278,000 | 3,303 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $271,000 | 2,516 |
| Income before extraordinary items | $1,021,000 | 3,244 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,021,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 2,265 |
| Cash dividends | $360,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,009,940 | 3,418 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 3,255 |
| Total interest expense | $3,307,000 | 3,384 |
| Net interest income | $5,188,000 | 3,107 |
| Provision for loan and lease losses | $550,000 | 2,590 |
| Total noninterest income | $1,497,000 | 2,216 |
| Gross Fiduciary activities income | $30,000 | 995 |
| Service charges on deposit accounts | $853,000 | 1,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $614,000 | 2,498 |
| Total noninterest expense | $5,168,000 | 2,709 |
| Salaries and employee benefits | $2,987,000 | 2,559 |
| Premises and equipment expense | $878,000 | 2,305 |
| Additional noninterest expense | $1,303,000 | 3,145 |
| Pre-tax net operating income | $967,000 | 3,743 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $257,000 | 2,632 |
| Income before extraordinary items | $724,000 | 3,755 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $724,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,785 |
| Cash dividends | $278,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $713,640 | 3,927 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 3,281 |
| Total interest expense | $2,274,000 | 3,426 |
| Net interest income | $3,427,000 | 3,123 |
| Provision for loan and lease losses | $260,000 | 2,752 |
| Total noninterest income | $1,019,000 | 2,202 |
| Gross Fiduciary activities income | $29,000 | 972 |
| Service charges on deposit accounts | $570,000 | 1,552 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $420,000 | 2,513 |
| Total noninterest expense | $3,454,000 | 2,711 |
| Salaries and employee benefits | $2,009,000 | 2,560 |
| Premises and equipment expense | $587,000 | 2,303 |
| Additional noninterest expense | $858,000 | 3,147 |
| Pre-tax net operating income | $732,000 | 3,617 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $203,000 | 2,673 |
| Income before extraordinary items | $540,000 | 3,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,174 |
| Cash dividends | $195,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $531,970 | 3,839 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 3,316 |
| Total interest expense | $1,209,000 | 3,428 |
| Net interest income | $1,694,000 | 3,163 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $537,000 | 2,129 |
| Gross Fiduciary activities income | $25,000 | 920 |
| Service charges on deposit accounts | $284,000 | 1,543 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $228,000 | 2,371 |
| Total noninterest expense | $1,713,000 | 2,727 |
| Salaries and employee benefits | $1,004,000 | 2,574 |
| Premises and equipment expense | $293,000 | 2,313 |
| Additional noninterest expense | $416,000 | 3,195 |
| Pre-tax net operating income | $398,000 | 3,556 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $106,000 | 2,723 |
| Income before extraordinary items | $292,000 | 3,863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $292,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,171 |
| Cash dividends | $115,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $292,000 | 3,776 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,020,000 | 3,281 |
| Total interest expense | $5,570,000 | 3,191 |
| Net interest income | $6,450,000 | 3,322 |
| Provision for loan and lease losses | $650,000 | 1,944 |
| Total noninterest income | $2,159,000 | 2,106 |
| Gross Fiduciary activities income | $48,000 | 1,020 |
| Service charges on deposit accounts | $1,180,000 | 1,522 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $931,000 | 2,321 |
| Total noninterest expense | $6,897,000 | 2,629 |
| Salaries and employee benefits | $3,932,000 | 2,519 |
| Premises and equipment expense | $1,227,000 | 2,123 |
| Additional noninterest expense | $1,738,000 | 3,030 |
| Pre-tax net operating income | $1,062,000 | 4,612 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $331,000 | 3,257 |
| Income before extraordinary items | $727,000 | 4,978 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $727,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,027,000 | 1,003 |
| Cash dividends | $535,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $729,760 | 4,957 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,010,000 | 3,288 |
| Total interest expense | $4,222,000 | 3,171 |
| Net interest income | $4,788,000 | 3,354 |
| Provision for loan and lease losses | $650,000 | 1,267 |
| Total noninterest income | $1,658,000 | 2,062 |
| Gross Fiduciary activities income | $34,000 | 1,010 |
| Service charges on deposit accounts | $879,000 | 1,493 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $745,000 | 2,221 |
| Total noninterest expense | $5,055,000 | 2,663 |
| Salaries and employee benefits | $2,921,000 | 2,543 |
| Premises and equipment expense | $864,000 | 2,240 |
| Additional noninterest expense | $1,270,000 | 3,034 |
| Pre-tax net operating income | $741,000 | 5,003 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $-17,000 | 8,068 |
| Income before extraordinary items | $757,000 | 4,468 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $757,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,842 |
| Cash dividends | $405,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $758,000 | 4,457 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 3,309 |
| Total interest expense | $2,811,000 | 3,163 |
| Net interest income | $3,152,000 | 3,412 |
| Provision for loan and lease losses | $379,000 | 1,287 |
| Total noninterest income | $1,196,000 | 1,968 |
| Gross Fiduciary activities income | $30,000 | 998 |
| Service charges on deposit accounts | $590,000 | 1,495 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $576,000 | 2,044 |
| Total noninterest expense | $3,357,000 | 2,695 |
| Salaries and employee benefits | $1,916,000 | 2,613 |
| Premises and equipment expense | $562,000 | 2,305 |
| Additional noninterest expense | $879,000 | 2,943 |
| Pre-tax net operating income | $612,000 | 4,607 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $119,000 | 3,938 |
| Income before extraordinary items | $495,000 | 4,567 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $495,000 | 4,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,727 |
| Cash dividends | $270,000 | 3,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $493,380 | 4,575 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 3,335 |
| Total interest expense | $1,395,000 | 3,174 |
| Net interest income | $1,550,000 | 3,454 |
| Provision for loan and lease losses | $91,000 | 2,141 |
| Total noninterest income | $476,000 | 2,278 |
| Gross Fiduciary activities income | $25,000 | 937 |
| Service charges on deposit accounts | $280,000 | 1,534 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $171,000 | 2,786 |
| Total noninterest expense | $1,620,000 | 2,786 |
| Salaries and employee benefits | $935,000 | 2,702 |
| Premises and equipment expense | $284,000 | 2,301 |
| Additional noninterest expense | $401,000 | 3,166 |
| Pre-tax net operating income | $315,000 | 4,545 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $26,000 | 4,731 |
| Income before extraordinary items | $291,000 | 4,247 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $291,000 | 4,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $140,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $289,160 | 4,245 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,001,000 | 3,322 |
| Total interest expense | $4,907,000 | 3,080 |
| Net interest income | $6,094,000 | 3,482 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $2,320,000 | 1,993 |
| Gross Fiduciary activities income | $67,000 | 992 |
| Service charges on deposit accounts | $1,318,000 | 1,361 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $935,000 | 2,334 |
| Total noninterest expense | $6,538,000 | 2,679 |
| Salaries and employee benefits | $3,456,000 | 2,760 |
| Premises and equipment expense | $1,120,000 | 2,222 |
| Additional noninterest expense | $1,962,000 | 2,609 |
| Pre-tax net operating income | $1,870,000 | 3,792 |
| Securities gains (losses) | $-399,000 | 8,491 |
| Applicable income taxes | $-2,223,000 | 8,656 |
| Income before extraordinary items | $3,694,000 | 1,922 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,694,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,744,000 | 297 |
| Cash dividends | $393,000 | 4,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,093,000 | 1,737 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,140,000 | 3,330 |
| Total interest expense | $3,598,000 | 3,046 |
| Net interest income | $4,542,000 | 3,520 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $1,928,000 | 1,853 |
| Gross Fiduciary activities income | $55,000 | 974 |
| Service charges on deposit accounts | $1,004,000 | 1,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $869,000 | 2,015 |
| Total noninterest expense | $4,771,000 | 2,733 |
| Salaries and employee benefits | $2,531,000 | 2,815 |
| Premises and equipment expense | $816,000 | 2,280 |
| Additional noninterest expense | $1,424,000 | 2,680 |
| Pre-tax net operating income | $1,693,000 | 3,500 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-11,000 | 8,420 |
| Income before extraordinary items | $1,704,000 | 2,916 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,704,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,587,000 | 233 |
| Cash dividends | $132,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,704,000 | 2,909 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 3,354 |
| Total interest expense | $2,303,000 | 3,039 |
| Net interest income | $2,981,000 | 3,562 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,467,000 | 1,677 |
| Gross Fiduciary activities income | $54,000 | 935 |
| Service charges on deposit accounts | $677,000 | 1,310 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $736,000 | 1,695 |
| Total noninterest expense | $3,188,000 | 2,754 |
| Salaries and employee benefits | $1,717,000 | 2,779 |
| Premises and equipment expense | $542,000 | 2,288 |
| Additional noninterest expense | $929,000 | 2,745 |
| Pre-tax net operating income | $1,260,000 | 3,256 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-6,000 | 8,470 |
| Income before extraordinary items | $1,266,000 | 2,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,266,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,883,000 | 223 |
| Cash dividends | $10,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,266,000 | 2,659 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 3,322 |
| Total interest expense | $1,120,000 | 2,973 |
| Net interest income | $1,493,000 | 3,548 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $561,000 | 2,031 |
| Gross Fiduciary activities income | $30,000 | 919 |
| Service charges on deposit accounts | $323,000 | 1,333 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,431 |
| Total noninterest expense | $1,514,000 | 2,856 |
| Salaries and employee benefits | $847,000 | 2,828 |
| Premises and equipment expense | $269,000 | 2,313 |
| Additional noninterest expense | $398,000 | 3,131 |
| Pre-tax net operating income | $540,000 | 3,567 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-3,000 | 8,473 |
| Income before extraordinary items | $543,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 235 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $543,000 | 2,942 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,627,000 | 2,995 |
| Total interest expense | $4,307,000 | 2,499 |
| Net interest income | $6,320,000 | 3,287 |
| Provision for loan and lease losses | $11,759,000 | 124 |
| Total noninterest income | $2,198,000 | 2,062 |
| Gross Fiduciary activities income | $65,000 | 1,011 |
| Service charges on deposit accounts | $1,494,000 | 1,191 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $639,000 | 2,946 |
| Total noninterest expense | $7,074,000 | 2,367 |
| Salaries and employee benefits | $3,800,000 | 2,404 |
| Premises and equipment expense | $1,132,000 | 2,124 |
| Additional noninterest expense | $2,142,000 | 2,335 |
| Pre-tax net operating income | $-10,315,000 | 8,825 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-1,005,000 | 8,801 |
| Income before extraordinary items | $-9,310,000 | 8,826 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-9,310,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,808,000 | 157 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-9,310,000 | 8,816 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,921,000 | 2,952 |
| Total interest expense | $3,162,000 | 2,440 |
| Net interest income | $4,759,000 | 3,272 |
| Provision for loan and lease losses | $7,354,000 | 137 |
| Total noninterest income | $1,641,000 | 2,065 |
| Gross Fiduciary activities income | $44,000 | 1,011 |
| Service charges on deposit accounts | $1,129,000 | 1,173 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $468,000 | 3,006 |
| Total noninterest expense | $5,236,000 | 2,365 |
| Salaries and employee benefits | $2,718,000 | 2,485 |
| Premises and equipment expense | $835,000 | 2,141 |
| Additional noninterest expense | $1,683,000 | 2,197 |
| Pre-tax net operating income | $-6,190,000 | 8,849 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-951,000 | 8,842 |
| Income before extraordinary items | $-5,239,000 | 8,849 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-5,239,000 | 8,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,608,000 | 141 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-5,239,000 | 8,837 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 2,864 |
| Total interest expense | $2,008,000 | 2,418 |
| Net interest income | $3,339,000 | 3,114 |
| Provision for loan and lease losses | $1,017,000 | 497 |
| Total noninterest income | $1,123,000 | 2,003 |
| Gross Fiduciary activities income | $36,000 | 989 |
| Service charges on deposit accounts | $772,000 | 1,107 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $315,000 | 2,972 |
| Total noninterest expense | $3,194,000 | 2,553 |
| Salaries and employee benefits | $1,797,000 | 2,484 |
| Premises and equipment expense | $567,000 | 2,085 |
| Additional noninterest expense | $830,000 | 2,918 |
| Pre-tax net operating income | $251,000 | 6,911 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $235,000 | 3,510 |
| Income before extraordinary items | $16,000 | 8,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $16,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 576 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $16,000 | 8,269 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 2,881 |
| Total interest expense | $972,000 | 2,399 |
| Net interest income | $1,644,000 | 3,149 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $627,000 | 1,816 |
| Gross Fiduciary activities income | $32,000 | 906 |
| Service charges on deposit accounts | $386,000 | 1,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $209,000 | 2,418 |
| Total noninterest expense | $1,551,000 | 2,620 |
| Salaries and employee benefits | $880,000 | 2,547 |
| Premises and equipment expense | $276,000 | 2,164 |
| Additional noninterest expense | $395,000 | 3,051 |
| Pre-tax net operating income | $420,000 | 4,131 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $137,000 | 3,245 |
| Income before extraordinary items | $283,000 | 4,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $283,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 813 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $283,000 | 4,487 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,482,000 | 2,702 |
| Total interest expense | $3,709,000 | 2,189 |
| Net interest income | $6,773,000 | 2,981 |
| Provision for loan and lease losses | $2,734,000 | 420 |
| Total noninterest income | $2,608,000 | 1,805 |
| Gross Fiduciary activities income | $48,000 | 1,066 |
| Service charges on deposit accounts | $1,811,000 | 970 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $749,000 | 2,605 |
| Total noninterest expense | $5,752,000 | 2,761 |
| Salaries and employee benefits | $3,285,000 | 2,619 |
| Premises and equipment expense | $1,008,000 | 2,273 |
| Additional noninterest expense | $1,459,000 | 3,196 |
| Pre-tax net operating income | $895,000 | 5,505 |
| Securities gains (losses) | $161,000 | 951 |
| Applicable income taxes | $313,000 | 4,112 |
| Income before extraordinary items | $743,000 | 5,434 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $743,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,305,000 | 314 |
| Cash dividends | $225,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $630,300 | 5,770 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 2,693 |
| Total interest expense | $2,744,000 | 2,175 |
| Net interest income | $5,074,000 | 2,961 |
| Provision for loan and lease losses | $2,214,000 | 390 |
| Total noninterest income | $2,023,000 | 1,767 |
| Gross Fiduciary activities income | $38,000 | 1,052 |
| Service charges on deposit accounts | $1,371,000 | 964 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $614,000 | 2,462 |
| Total noninterest expense | $4,269,000 | 2,759 |
| Salaries and employee benefits | $2,417,000 | 2,642 |
| Premises and equipment expense | $751,000 | 2,286 |
| Additional noninterest expense | $1,101,000 | 3,151 |
| Pre-tax net operating income | $614,000 | 5,843 |
| Securities gains (losses) | $161,000 | 892 |
| Applicable income taxes | $211,000 | 4,361 |
| Income before extraordinary items | $564,000 | 5,525 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $564,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,117,000 | 254 |
| Cash dividends | $213,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $446,470 | 5,997 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 2,786 |
| Total interest expense | $1,788,000 | 2,201 |
| Net interest income | $3,214,000 | 3,091 |
| Provision for loan and lease losses | $1,964,000 | 322 |
| Total noninterest income | $1,337,000 | 1,755 |
| Gross Fiduciary activities income | $36,000 | 1,011 |
| Service charges on deposit accounts | $898,000 | 968 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $403,000 | 2,497 |
| Total noninterest expense | $2,755,000 | 2,839 |
| Salaries and employee benefits | $1,563,000 | 2,733 |
| Premises and equipment expense | $490,000 | 2,331 |
| Additional noninterest expense | $702,000 | 3,298 |
| Pre-tax net operating income | $-168,000 | 8,747 |
| Securities gains (losses) | $161,000 | 749 |
| Applicable income taxes | $-57,000 | 8,895 |
| Income before extraordinary items | $50,000 | 8,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,452,000 | 232 |
| Cash dividends | $213,000 | 3,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-53,040 | 8,637 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 2,730 |
| Total interest expense | $890,000 | 2,225 |
| Net interest income | $1,667,000 | 2,976 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $622,000 | 1,822 |
| Gross Fiduciary activities income | $30,000 | 921 |
| Service charges on deposit accounts | $409,000 | 1,051 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $183,000 | 2,624 |
| Total noninterest expense | $1,412,000 | 2,789 |
| Salaries and employee benefits | $838,000 | 2,576 |
| Premises and equipment expense | $233,000 | 2,452 |
| Additional noninterest expense | $341,000 | 3,372 |
| Pre-tax net operating income | $577,000 | 3,178 |
| Securities gains (losses) | $161,000 | 596 |
| Applicable income taxes | $248,000 | 2,216 |
| Income before extraordinary items | $490,000 | 2,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 249 |
| Cash dividends | $213,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $383,740 | 3,504 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,967,000 | 2,586 |
| Total interest expense | $3,741,000 | 2,365 |
| Net interest income | $7,226,000 | 2,679 |
| Provision for loan and lease losses | $2,209,000 | 605 |
| Total noninterest income | $2,269,000 | 2,115 |
| Gross Fiduciary activities income | $46,000 | 1,085 |
| Service charges on deposit accounts | $1,535,000 | 1,125 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $688,000 | 2,997 |
| Total noninterest expense | $5,477,000 | 2,824 |
| Salaries and employee benefits | $3,273,000 | 2,556 |
| Premises and equipment expense | $807,000 | 2,736 |
| Additional noninterest expense | $1,397,000 | 3,287 |
| Pre-tax net operating income | $1,809,000 | 3,626 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $584,000 | 3,114 |
| Income before extraordinary items | $1,225,000 | 4,085 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,225,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,179,000 | 814 |
| Cash dividends | $853,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,225,000 | 3,905 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,283,000 | 2,614 |
| Total interest expense | $2,832,000 | 2,431 |
| Net interest income | $5,451,000 | 2,673 |
| Provision for loan and lease losses | $408,000 | 1,992 |
| Total noninterest income | $1,622,000 | 2,227 |
| Gross Fiduciary activities income | $41,000 | 1,056 |
| Service charges on deposit accounts | $1,121,000 | 1,156 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 3,281 |
| Total noninterest expense | $4,105,000 | 2,827 |
| Salaries and employee benefits | $2,464,000 | 2,563 |
| Premises and equipment expense | $601,000 | 2,766 |
| Additional noninterest expense | $1,040,000 | 3,280 |
| Pre-tax net operating income | $2,560,000 | 2,336 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $894,000 | 2,033 |
| Income before extraordinary items | $1,666,000 | 2,731 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,666,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,092 |
| Cash dividends | $640,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,666,000 | 2,586 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 2,671 |
| Total interest expense | $1,908,000 | 2,483 |
| Net interest income | $3,545,000 | 2,738 |
| Provision for loan and lease losses | $184,000 | 2,657 |
| Total noninterest income | $1,052,000 | 2,272 |
| Gross Fiduciary activities income | $39,000 | 1,008 |
| Service charges on deposit accounts | $743,000 | 1,153 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $270,000 | 3,489 |
| Total noninterest expense | $2,619,000 | 2,944 |
| Salaries and employee benefits | $1,552,000 | 2,702 |
| Premises and equipment expense | $387,000 | 2,851 |
| Additional noninterest expense | $680,000 | 3,319 |
| Pre-tax net operating income | $1,794,000 | 2,243 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $643,000 | 1,946 |
| Income before extraordinary items | $1,151,000 | 2,676 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,151,000 | 2,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,094 |
| Cash dividends | $426,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,151,000 | 2,523 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 2,680 |
| Total interest expense | $971,000 | 2,498 |
| Net interest income | $1,757,000 | 2,762 |
| Provision for loan and lease losses | $109,000 | 2,231 |
| Total noninterest income | $571,000 | 2,078 |
| Gross Fiduciary activities income | $36,000 | 899 |
| Service charges on deposit accounts | $372,000 | 1,113 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $163,000 | 3,060 |
| Total noninterest expense | $1,315,000 | 2,904 |
| Salaries and employee benefits | $751,000 | 2,767 |
| Premises and equipment expense | $192,000 | 2,857 |
| Additional noninterest expense | $372,000 | 3,038 |
| Pre-tax net operating income | $904,000 | 2,232 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $321,000 | 1,958 |
| Income before extraordinary items | $583,000 | 2,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $583,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,020 |
| Cash dividends | $213,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $583,000 | 2,472 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,506,000 | 2,651 |
| Total interest expense | $5,427,000 | 2,069 |
| Net interest income | $6,079,000 | 3,108 |
| Provision for loan and lease losses | $680,000 | 1,880 |
| Total noninterest income | $2,367,000 | 1,869 |
| Gross Fiduciary activities income | $46,000 | 1,128 |
| Service charges on deposit accounts | $1,643,000 | 977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $678,000 | 2,754 |
| Total noninterest expense | $4,844,000 | 3,010 |
| Salaries and employee benefits | $2,761,000 | 2,840 |
| Premises and equipment expense | $773,000 | 2,751 |
| Additional noninterest expense | $1,310,000 | 3,348 |
| Pre-tax net operating income | $2,922,000 | 2,555 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $975,000 | 2,255 |
| Income before extraordinary items | $1,947,000 | 2,862 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,947,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,784 |
| Cash dividends | $872,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,947,000 | 2,774 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,309,000 | 2,754 |
| Total interest expense | $6,630,000 | 2,426 |
| Net interest income | $5,679,000 | 3,094 |
| Provision for loan and lease losses | $625,000 | 1,838 |
| Total noninterest income | $2,171,000 | 1,895 |
| Gross Fiduciary activities income | $47,000 | 1,143 |
| Service charges on deposit accounts | $1,546,000 | 963 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $578,000 | 2,894 |
| Total noninterest expense | $4,515,000 | 3,086 |
| Salaries and employee benefits | $2,557,000 | 2,893 |
| Premises and equipment expense | $777,000 | 2,706 |
| Additional noninterest expense | $1,181,000 | 3,549 |
| Pre-tax net operating income | $2,710,000 | 2,503 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $934,000 | 2,166 |
| Income before extraordinary items | $1,783,000 | 2,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,783,000 | 2,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 1,543 |
| Cash dividends | $878,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,778,380 | 2,739 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,859,000 | 2,926 |
| Total interest expense | $5,947,000 | 2,808 |
| Net interest income | $5,912,000 | 2,992 |
| Provision for loan and lease losses | $380,000 | 2,366 |
| Total noninterest income | $1,982,000 | 1,887 |
| Gross Fiduciary activities income | $75,000 | 987 |
| Service charges on deposit accounts | $1,441,000 | 932 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $466,000 | 3,070 |
| Total noninterest expense | $4,337,000 | 3,108 |
| Salaries and employee benefits | $2,352,000 | 2,999 |
| Premises and equipment expense | $765,000 | 2,678 |
| Additional noninterest expense | $1,220,000 | 3,381 |
| Pre-tax net operating income | $3,177,000 | 2,277 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,133,000 | 1,912 |
| Income before extraordinary items | $2,044,000 | 2,514 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,044,000 | 2,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,701 |
| Cash dividends | $1,069,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,044,000 | 2,513 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,813,000 | 2,985 |
| Total interest expense | $5,298,000 | 2,761 |
| Net interest income | $5,515,000 | 3,147 |
| Provision for loan and lease losses | $211,000 | 3,432 |
| Total noninterest income | $1,711,000 | 2,080 |
| Gross Fiduciary activities income | $48,000 | 1,104 |
| Service charges on deposit accounts | $1,218,000 | 1,099 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $445,000 | 3,188 |
| Total noninterest expense | $3,919,000 | 3,375 |
| Salaries and employee benefits | $2,173,000 | 3,179 |
| Premises and equipment expense | $683,000 | 2,927 |
| Additional noninterest expense | $1,063,000 | 3,817 |
| Pre-tax net operating income | $3,096,000 | 2,341 |
| Securities gains (losses) | $40,000 | 1,069 |
| Applicable income taxes | $1,103,000 | 2,062 |
| Income before extraordinary items | $2,033,000 | 2,557 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,033,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,365 |
| Cash dividends | $873,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,007,000 | 2,552 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,291,000 | 3,149 |
| Total interest expense | $5,147,000 | 2,912 |
| Net interest income | $5,144,000 | 3,294 |
| Provision for loan and lease losses | $266,000 | 2,893 |
| Total noninterest income | $1,267,000 | 2,572 |
| Gross Fiduciary activities income | $36,000 | 1,159 |
| Service charges on deposit accounts | $702,000 | 1,817 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $529,000 | 2,874 |
| Total noninterest expense | $3,506,000 | 3,607 |
| Salaries and employee benefits | $1,948,000 | 3,429 |
| Premises and equipment expense | $634,000 | 3,016 |
| Additional noninterest expense | $924,000 | 4,203 |
| Pre-tax net operating income | $2,639,000 | 2,655 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $875,000 | 2,548 |
| Income before extraordinary items | $1,764,000 | 2,836 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,764,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,880 |
| Cash dividends | $665,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,764,000 | 2,755 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 3,516 |
| Total interest expense | $4,522,000 | 3,282 |
| Net interest income | $4,670,000 | 3,711 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $998,000 | 3,046 |
| Gross Fiduciary activities income | $30,000 | 1,236 |
| Service charges on deposit accounts | $658,000 | 1,994 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $310,000 | 3,847 |
| Total noninterest expense | $3,302,000 | 3,795 |
| Salaries and employee benefits | $1,839,000 | 3,563 |
| Premises and equipment expense | $612,000 | 3,093 |
| Additional noninterest expense | $851,000 | 4,511 |
| Pre-tax net operating income | $2,191,000 | 3,254 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $636,000 | 3,509 |
| Income before extraordinary items | $1,555,000 | 3,261 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,555,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $640,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,555,000 | 3,184 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 3,854 |
| Total interest expense | $4,204,000 | 3,544 |
| Net interest income | $4,182,000 | 4,170 |
| Provision for loan and lease losses | $223,000 | 3,174 |
| Total noninterest income | $905,000 | 3,379 |
| Gross Fiduciary activities income | $44,000 | 1,257 |
| Service charges on deposit accounts | $588,000 | 2,313 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $273,000 | 4,306 |
| Total noninterest expense | $2,979,000 | 4,332 |
| Salaries and employee benefits | $1,731,000 | 3,798 |
| Premises and equipment expense | $513,000 | 3,701 |
| Additional noninterest expense | $735,000 | 5,545 |
| Pre-tax net operating income | $1,885,000 | 3,576 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $699,000 | 3,178 |
| Income before extraordinary items | $1,186,000 | 3,910 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,186,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,430 |
| Cash dividends | $640,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,186,000 | 3,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,367,000 | 4,351 |
| Total interest expense | $3,655,000 | 3,999 |
| Net interest income | $3,712,000 | 4,620 |
| Provision for loan and lease losses | $204,000 | 2,963 |
| Total noninterest income | $994,000 | 3,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $590,000 | 2,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,298 |
| Total noninterest expense | $2,737,000 | 4,614 |
| Salaries and employee benefits | $1,578,000 | 4,098 |
| Premises and equipment expense | $429,000 | 4,271 |
| Additional noninterest expense | $730,000 | 5,655 |
| Pre-tax net operating income | $1,765,000 | 3,906 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $432,000 | 4,672 |
| Income before extraordinary items | $1,338,000 | 3,578 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,338,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $646,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,334,200 | 3,567 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 4,765 |
| Total interest expense | $2,596,000 | 4,493 |
| Net interest income | $3,536,000 | 4,900 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $790,000 | 3,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $2,654,000 | 4,892 |
| Salaries and employee benefits | $1,409,000 | 4,529 |
| Premises and equipment expense | $415,000 | 4,437 |
| Additional noninterest expense | $830,000 | 5,532 |
| Pre-tax net operating income | $1,622,000 | 4,123 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $353,000 | 5,236 |
| Income before extraordinary items | $1,269,000 | 3,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,269,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $619,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,269,000 | 3,706 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,725,000 | 5,163 |
| Total interest expense | $2,406,000 | 4,994 |
| Net interest income | $3,319,000 | 5,191 |
| Provision for loan and lease losses | $53,000 | 7,335 |
| Total noninterest income | $775,000 | 4,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 4,227 |
| Total noninterest expense | $2,572,000 | 5,142 |
| Salaries and employee benefits | $1,435,000 | 4,448 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $787,000 | 5,995 |
| Pre-tax net operating income | $1,469,000 | 4,405 |
| Securities gains (losses) | $162,000 | 1,915 |
| Applicable income taxes | $410,000 | 4,925 |
| Income before extraordinary items | $1,221,000 | 3,947 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,221,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $335,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,099,500 | 4,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 5,165 |
| Total interest expense | $3,029,000 | 5,118 |
| Net interest income | $3,437,000 | 5,086 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $563,000 | 5,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $2,504,000 | 5,304 |
| Salaries and employee benefits | $1,329,000 | 4,726 |
| Premises and equipment expense | $321,000 | 5,703 |
| Additional noninterest expense | $854,000 | 5,770 |
| Pre-tax net operating income | $1,470,000 | 4,113 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $345,000 | 5,411 |
| Income before extraordinary items | $1,118,000 | 4,061 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,118,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 4,970 |
| Cash dividends | $270,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,123,320 | 3,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.