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UMB Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0470%1,402
Percentage Net Loans Charged-off: Total real estate loans0.0115%752
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0028%493
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0394%308
Percentage Net Loans Charged-off: Home equity loans-0.0029%4,211
All other 1-4 family - Percent of loans charged-off, net0.0453%267
Percentage Net Loans Charged-off: Commercial and industrial0.0111%1,592
Percentage Net Loans Charged-off: Loans to individuals2.3917%296
Percentage Net Loans Charged-off: Credit card loans3.5061%168
Percentage Net Loans Charged-off: Other loans to individual0.7537%760
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0551%1,116
Percentage Net Loans Charged-off: Total real estate loans0.0136%583
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0526%215
Percentage Net Loans Charged-off: Home equity loans0.0027%201
All other 1-4 family - Percent of loans charged-off, net0.0595%197
Percentage Net Loans Charged-off: Commercial and industrial0.0319%1,154
Percentage Net Loans Charged-off: Loans to individuals2.1939%262
Percentage Net Loans Charged-off: Credit card loans3.1471%132
Percentage Net Loans Charged-off: Other loans to individual0.7706%699
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0030%2,232
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrial63.0000%15
Percentage Net Loans Charged-off: Loans to individuals0.0002%2,353
Percentage Net Loans Charged-off: Credit card loans0.0464%447
Percentage Net Loans Charged-off: Other loans to individual19,014.0000%8
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE29.9240%16
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0867%644
Percentage Net Loans Charged-off: Total real estate loans0.0425%209
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.1600%69
Percentage Net Loans Charged-off: Home equity loans-0.0012%4,393
All other 1-4 family - Percent of loans charged-off, net0.1828%66
Percentage Net Loans Charged-off: Commercial and industrial0.0851%571
Percentage Net Loans Charged-off: Loans to individuals1.6467%371
Percentage Net Loans Charged-off: Credit card loans2.2727%177
Percentage Net Loans Charged-off: Other loans to individual0.7250%685
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2103%394
Percentage Net Loans Charged-off: Total real estate loans-0.0046%3,550
Percentage Net Loans Charged-off:Construction & development-0.0328%4,474
Percentage Net Loans Charged-off: Commercial real estate0.0001%501
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%3,545
Percentage Net Loans Charged-off: Home equity loans-0.0215%4,400
All other 1-4 family - Percent of loans charged-off, net-0.0001%3,412
Percentage Net Loans Charged-off: Commercial and industrial0.4101%424
Percentage Net Loans Charged-off: Loans to individuals1.3819%362
Percentage Net Loans Charged-off: Credit card loans2.0194%176
Percentage Net Loans Charged-off: Other loans to individual0.5037%939
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2724%247
Percentage Net Loans Charged-off: Total real estate loans-0.0066%3,650
Percentage Net Loans Charged-off:Construction & development-0.0484%4,547
Percentage Net Loans Charged-off: Commercial real estate-0.0006%3,930
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%3,550
Percentage Net Loans Charged-off: Home equity loans-0.0274%4,449
All other 1-4 family - Percent of loans charged-off, net0.0002%621
Percentage Net Loans Charged-off: Commercial and industrial0.5487%268
Percentage Net Loans Charged-off: Loans to individuals1.3458%328
Percentage Net Loans Charged-off: Credit card loans1.9802%167
Percentage Net Loans Charged-off: Other loans to individual0.4777%883
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4065%172
Percentage Net Loans Charged-off: Total real estate loans-0.0098%3,748
Percentage Net Loans Charged-off:Construction & development-0.0791%4,213
Percentage Net Loans Charged-off: Commercial real estate-0.0009%3,878
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%3,519
Percentage Net Loans Charged-off: Home equity loans-0.0386%3,319
All other 1-4 family - Percent of loans charged-off, net0.0009%510
Percentage Net Loans Charged-off: Commercial and industrial0.8471%173
Percentage Net Loans Charged-off: Loans to individuals1.3496%345
Percentage Net Loans Charged-off: Credit card loans2.0477%155
Percentage Net Loans Charged-off: Other loans to individual0.3984%963
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1920%320
Percentage Net Loans Charged-off: Total real estate loans-0.0164%4,064
Percentage Net Loans Charged-off:Construction & development-0.1682%4,288
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0007%385
Percentage Net Loans Charged-off: Home equity loans0.0174%85
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,577
Percentage Net Loans Charged-off: Commercial and industrial0.3814%226
Percentage Net Loans Charged-off: Loans to individuals1.5274%305
Percentage Net Loans Charged-off: Credit card loans2.3453%126
Percentage Net Loans Charged-off: Other loans to individual0.4036%895
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2697%332
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,557
Percentage Net Loans Charged-off:Construction & development-0.0132%4,028
Percentage Net Loans Charged-off: Commercial real estate0.0047%684
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,366
Percentage Net Loans Charged-off: Home equity loans0.0008%240
All other 1-4 family - Percent of loans charged-off, net-0.0027%3,462
Percentage Net Loans Charged-off: Commercial and industrial0.5149%377
Percentage Net Loans Charged-off: Loans to individuals2.0482%176
Percentage Net Loans Charged-off: Credit card loans2.1650%148
Percentage Net Loans Charged-off: Other loans to individual1.8694%182
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2974%269
Percentage Net Loans Charged-off: Total real estate loans-0.0247%4,182
Percentage Net Loans Charged-off:Construction & development-0.0175%4,117
Percentage Net Loans Charged-off: Commercial real estate-0.0273%4,386
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%3,463
Percentage Net Loans Charged-off: Home equity loans0.0033%210
All other 1-4 family - Percent of loans charged-off, net-0.0041%3,588
Percentage Net Loans Charged-off: Commercial and industrial0.5864%287
Percentage Net Loans Charged-off: Loans to individuals2.2744%154
Percentage Net Loans Charged-off: Credit card loans2.3525%149
Percentage Net Loans Charged-off: Other loans to individual2.1524%144
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4080%206
Percentage Net Loans Charged-off: Total real estate loans-0.0337%4,347
Percentage Net Loans Charged-off:Construction & development-0.0104%4,128
Percentage Net Loans Charged-off: Commercial real estate-0.0417%4,515
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%3,540
Percentage Net Loans Charged-off: Home equity loans0.0113%164
All other 1-4 family - Percent of loans charged-off, net-0.0058%3,761
Percentage Net Loans Charged-off: Commercial and industrial0.8565%190
Percentage Net Loans Charged-off: Loans to individuals1.5378%242
Percentage Net Loans Charged-off: Credit card loans2.3562%164
Percentage Net Loans Charged-off: Other loans to individual0.2613%1,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1302%565
Percentage Net Loans Charged-off: Total real estate loans-0.0244%4,330
Percentage Net Loans Charged-off:Construction & development-0.0005%4,125
Percentage Net Loans Charged-off: Commercial real estate-0.0467%4,617
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0034%533
Percentage Net Loans Charged-off: Home equity loans0.0760%82
All other 1-4 family - Percent of loans charged-off, net-0.0136%4,088
Percentage Net Loans Charged-off: Commercial and industrial0.2393%386
Percentage Net Loans Charged-off: Loans to individuals1.7763%242
Percentage Net Loans Charged-off: Credit card loans2.7677%138
Percentage Net Loans Charged-off: Other loans to individual0.2598%988
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%1,201
Percentage Net Loans Charged-off: Total real estate loans0.1655%382
Percentage Net Loans Charged-off:Construction & development0.0388%258
Percentage Net Loans Charged-off: Commercial real estate0.2639%336
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0089%1,334
Percentage Net Loans Charged-off: Home equity loans0.0398%289
All other 1-4 family - Percent of loans charged-off, net-0.0021%3,800
Percentage Net Loans Charged-off: Commercial and industrial0.0312%1,846
Percentage Net Loans Charged-off: Loans to individuals1.7283%328
Percentage Net Loans Charged-off: Credit card loans2.7487%194
Percentage Net Loans Charged-off: Other loans to individual0.2212%1,856
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1666%886
Percentage Net Loans Charged-off: Total real estate loans0.2258%249
Percentage Net Loans Charged-off:Construction & development0.0504%192
Percentage Net Loans Charged-off: Commercial real estate0.3612%208
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0134%1,083
Percentage Net Loans Charged-off: Home equity loans0.0535%234
All other 1-4 family - Percent of loans charged-off, net-0.0023%3,799
Percentage Net Loans Charged-off: Commercial and industrial0.0273%1,618
Percentage Net Loans Charged-off: Loans to individuals1.8565%283
Percentage Net Loans Charged-off: Credit card loans2.9797%177
Percentage Net Loans Charged-off: Other loans to individual0.2301%1,726
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1856%819
Percentage Net Loans Charged-off: Total real estate loans0.2623%221
Percentage Net Loans Charged-off:Construction & development0.0759%116
Percentage Net Loans Charged-off: Commercial real estate0.3862%176
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0226%856
Percentage Net Loans Charged-off: Home equity loans0.0806%176
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,873
Percentage Net Loans Charged-off: Commercial and industrial0.0217%1,444
Percentage Net Loans Charged-off: Loans to individuals1.9164%308
Percentage Net Loans Charged-off: Credit card loans3.0166%195
Percentage Net Loans Charged-off: Other loans to individual0.2738%1,612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2240%632
Percentage Net Loans Charged-off: Total real estate loans0.3614%138
Percentage Net Loans Charged-off:Construction & development0.1565%65
Percentage Net Loans Charged-off: Commercial real estate0.4730%121
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,793
Percentage Net Loans Charged-off: Home equity loans-0.0059%3,423
All other 1-4 family - Percent of loans charged-off, net0.0025%780
Percentage Net Loans Charged-off: Commercial and industrial-0.0101%3,769
Percentage Net Loans Charged-off: Loans to individuals1.9955%359
Percentage Net Loans Charged-off: Credit card loans2.9817%196
Percentage Net Loans Charged-off: Other loans to individual0.4428%1,252
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2705%769
Percentage Net Loans Charged-off: Total real estate loans-0.0110%4,296
Percentage Net Loans Charged-off:Construction & development-0.0031%4,173
Percentage Net Loans Charged-off: Commercial real estate-0.0094%4,472
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0253%4,504
Percentage Net Loans Charged-off: Home equity loans-0.0340%3,593
All other 1-4 family - Percent of loans charged-off, net-0.0198%4,439
Percentage Net Loans Charged-off: Commercial and industrial0.4948%899
Percentage Net Loans Charged-off: Loans to individuals1.7935%387
Percentage Net Loans Charged-off: Credit card loans2.6955%255
Percentage Net Loans Charged-off: Other loans to individual0.2978%1,974
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2849%618
Percentage Net Loans Charged-off: Total real estate loans-0.0112%4,321
Percentage Net Loans Charged-off:Construction & development-0.0023%4,219
Percentage Net Loans Charged-off: Commercial real estate-0.0123%4,564
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0199%4,456
Percentage Net Loans Charged-off: Home equity loans-0.0375%3,649
All other 1-4 family - Percent of loans charged-off, net-0.0080%4,223
Percentage Net Loans Charged-off: Commercial and industrial0.5260%712
Percentage Net Loans Charged-off: Loans to individuals1.7542%379
Percentage Net Loans Charged-off: Credit card loans2.6385%240
Percentage Net Loans Charged-off: Other loans to individual0.3030%1,840
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3969%424
Percentage Net Loans Charged-off: Total real estate loans-0.0226%4,609
Percentage Net Loans Charged-off:Construction & development-0.0023%4,280
Percentage Net Loans Charged-off: Commercial real estate-0.0300%4,837
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0295%4,617
Percentage Net Loans Charged-off: Home equity loans-0.0576%3,726
All other 1-4 family - Percent of loans charged-off, net-0.0095%4,281
Percentage Net Loans Charged-off: Commercial and industrial0.7740%492
Percentage Net Loans Charged-off: Loans to individuals1.7960%371
Percentage Net Loans Charged-off: Credit card loans2.6949%227
Percentage Net Loans Charged-off: Other loans to individual0.3298%1,628
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3986%392
Percentage Net Loans Charged-off: Total real estate loans0.0028%1,190
Percentage Net Loans Charged-off:Construction & development-0.0025%4,412
Percentage Net Loans Charged-off: Commercial real estate0.0074%412
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%4,059
Percentage Net Loans Charged-off: Home equity loans-0.0008%3,548
All other 1-4 family - Percent of loans charged-off, net-0.0034%4,149
Percentage Net Loans Charged-off: Commercial and industrial0.7392%378
Percentage Net Loans Charged-off: Loans to individuals1.9157%364
Percentage Net Loans Charged-off: Credit card loans2.9676%199
Percentage Net Loans Charged-off: Other loans to individual0.2019%1,772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5785%297
Percentage Net Loans Charged-off: Total real estate loans0.0520%1,175
Percentage Net Loans Charged-off:Construction & development-0.0022%4,211
Percentage Net Loans Charged-off: Commercial real estate0.0984%592
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%4,097
Percentage Net Loans Charged-off: Home equity loans-0.0044%3,512
All other 1-4 family - Percent of loans charged-off, net0.0031%1,907
Percentage Net Loans Charged-off: Commercial and industrial1.1145%446
Percentage Net Loans Charged-off: Loans to individuals1.9495%343
Percentage Net Loans Charged-off: Credit card loans2.9700%209
Percentage Net Loans Charged-off: Other loans to individual0.1832%2,424
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2538%667
Percentage Net Loans Charged-off: Total real estate loans0.0687%820
Percentage Net Loans Charged-off:Construction & development-0.0022%4,275
Percentage Net Loans Charged-off: Commercial real estate0.1340%385
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%4,264
Percentage Net Loans Charged-off: Home equity loans-0.0186%3,654
All other 1-4 family - Percent of loans charged-off, net0.0054%1,599
Percentage Net Loans Charged-off: Commercial and industrial0.2801%962
Percentage Net Loans Charged-off: Loans to individuals2.0169%311
Percentage Net Loans Charged-off: Credit card loans3.0314%191
Percentage Net Loans Charged-off: Other loans to individual0.2257%2,055
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3369%478
Percentage Net Loans Charged-off: Total real estate loans0.0891%601
Percentage Net Loans Charged-off:Construction & development-0.0024%4,357
Percentage Net Loans Charged-off: Commercial real estate0.1735%271
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0105%4,422
Percentage Net Loans Charged-off: Home equity loans-0.0183%3,687
All other 1-4 family - Percent of loans charged-off, net-0.0033%4,251
Percentage Net Loans Charged-off: Commercial and industrial0.4050%695
Percentage Net Loans Charged-off: Loans to individuals2.0550%287
Percentage Net Loans Charged-off: Credit card loans3.0734%184
Percentage Net Loans Charged-off: Other loans to individual0.2140%1,970
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3623%431
Percentage Net Loans Charged-off: Total real estate loans0.1067%461
Percentage Net Loans Charged-off:Construction & development-0.0005%4,464
Percentage Net Loans Charged-off: Commercial real estate0.2262%174
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0269%4,835
Percentage Net Loans Charged-off: Home equity loans-0.0501%3,881
All other 1-4 family - Percent of loans charged-off, net-0.0043%4,344
Percentage Net Loans Charged-off: Commercial and industrial0.5668%438
Percentage Net Loans Charged-off: Loans to individuals2.0985%333
Percentage Net Loans Charged-off: Credit card loans3.0669%180
Percentage Net Loans Charged-off: Other loans to individual0.2910%1,606
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2943%889
Percentage Net Loans Charged-off: Total real estate loans0.0005%2,671
Percentage Net Loans Charged-off:Construction & development-0.0031%4,385
Percentage Net Loans Charged-off: Commercial real estate-0.0048%4,671
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0136%2,133
Percentage Net Loans Charged-off: Home equity loans0.0313%580
All other 1-4 family - Percent of loans charged-off, net-0.0065%4,603
Percentage Net Loans Charged-off: Commercial and industrial0.3647%1,164
Percentage Net Loans Charged-off: Loans to individuals2.0652%339
Percentage Net Loans Charged-off: Credit card loans2.8295%220
Percentage Net Loans Charged-off: Other loans to individual0.3656%1,975
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3492%605
Percentage Net Loans Charged-off: Total real estate loans0.0068%2,124
Percentage Net Loans Charged-off:Construction & development-0.0039%4,447
Percentage Net Loans Charged-off: Commercial real estate0.0082%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0141%1,858
Percentage Net Loans Charged-off: Home equity loans0.0396%483
All other 1-4 family - Percent of loans charged-off, net-0.0154%4,812
Percentage Net Loans Charged-off: Commercial and industrial0.4273%852
Percentage Net Loans Charged-off: Loans to individuals2.1302%313
Percentage Net Loans Charged-off: Credit card loans2.9219%199
Percentage Net Loans Charged-off: Other loans to individual0.3026%2,014
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3238%630
Percentage Net Loans Charged-off: Total real estate loans0.0012%1,998
Percentage Net Loans Charged-off:Construction & development-0.0005%4,467
Percentage Net Loans Charged-off: Commercial real estate-0.0167%5,003
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0381%1,363
Percentage Net Loans Charged-off: Home equity loans0.0685%363
All other 1-4 family - Percent of loans charged-off, net0.0017%1,696
Percentage Net Loans Charged-off: Commercial and industrial0.4273%732
Percentage Net Loans Charged-off: Loans to individuals2.2447%289
Percentage Net Loans Charged-off: Credit card loans3.0523%196
Percentage Net Loans Charged-off: Other loans to individual0.3227%1,815
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2751%659
Percentage Net Loans Charged-off: Total real estate loans0.0096%1,383
Percentage Net Loans Charged-off:Construction & development-0.0005%4,618
Percentage Net Loans Charged-off: Commercial real estate-0.0074%4,982
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0543%953
Percentage Net Loans Charged-off: Home equity loans0.0748%286
All other 1-4 family - Percent of loans charged-off, net0.0289%1,031
Percentage Net Loans Charged-off: Commercial and industrial0.4645%531
Percentage Net Loans Charged-off: Loans to individuals2.1148%349
Percentage Net Loans Charged-off: Credit card loans2.8084%222
Percentage Net Loans Charged-off: Other loans to individual0.3889%1,492
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2196%1,257
Percentage Net Loans Charged-off: Total real estate loans0.1221%1,079
Percentage Net Loans Charged-off:Construction & development-0.0470%4,750
Percentage Net Loans Charged-off: Commercial real estate0.2269%569
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0516%1,867
Percentage Net Loans Charged-off: Home equity loans0.0292%720
All other 1-4 family - Percent of loans charged-off, net0.0836%1,453
Percentage Net Loans Charged-off: Commercial and industrial0.2070%1,527
Percentage Net Loans Charged-off: Loans to individuals1.8556%403
Percentage Net Loans Charged-off: Credit card loans2.4558%248
Percentage Net Loans Charged-off: Other loans to individual0.3063%2,237
Percentage Net Loans Charged-off: All other loans and lease-0.0024%4,911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2123%1,097
Percentage Net Loans Charged-off: Total real estate loans0.0693%1,320
Percentage Net Loans Charged-off:Construction & development-0.0676%4,866
Percentage Net Loans Charged-off: Commercial real estate0.1404%590
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0209%2,081
Percentage Net Loans Charged-off: Home equity loans0.0336%623
All other 1-4 family - Percent of loans charged-off, net0.0024%2,281
Percentage Net Loans Charged-off: Commercial and industrial0.2422%1,169
Percentage Net Loans Charged-off: Loans to individuals1.8573%358
Percentage Net Loans Charged-off: Credit card loans2.4416%240
Percentage Net Loans Charged-off: Other loans to individual0.3308%1,879
Percentage Net Loans Charged-off: All other loans and lease-0.0033%4,945
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1740%1,299
Percentage Net Loans Charged-off: Total real estate loans0.1093%972
Percentage Net Loans Charged-off:Construction & development-0.0884%5,002
Percentage Net Loans Charged-off: Commercial real estate0.2138%425
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0321%1,727
Percentage Net Loans Charged-off: Home equity loans0.0516%496
All other 1-4 family - Percent of loans charged-off, net0.0029%1,987
Percentage Net Loans Charged-off: Commercial and industrial0.1148%1,290
Percentage Net Loans Charged-off: Loans to individuals1.8337%379
Percentage Net Loans Charged-off: Credit card loans2.4188%241
Percentage Net Loans Charged-off: Other loans to individual0.2514%1,986
Percentage Net Loans Charged-off: All other loans and lease-0.0042%5,000
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2402%852
Percentage Net Loans Charged-off: Total real estate loans0.1185%769
Percentage Net Loans Charged-off:Construction & development-0.0516%4,984
Percentage Net Loans Charged-off: Commercial real estate0.2343%280
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0131%1,477
Percentage Net Loans Charged-off: Home equity loans0.0275%383
All other 1-4 family - Percent of loans charged-off, net-0.0081%4,923
Percentage Net Loans Charged-off: Commercial and industrial0.2382%775
Percentage Net Loans Charged-off: Loans to individuals1.9454%381
Percentage Net Loans Charged-off: Credit card loans2.5347%223
Percentage Net Loans Charged-off: Other loans to individual0.3051%1,605
Percentage Net Loans Charged-off: All other loans and lease-0.0073%5,091
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1239%2,131
Percentage Net Loans Charged-off: Total real estate loans-0.0029%4,804
Percentage Net Loans Charged-off:Construction & development-0.0523%4,906
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,940
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0090%2,933
Percentage Net Loans Charged-off: Home equity loans0.0216%884
All other 1-4 family - Percent of loans charged-off, net-0.0119%5,289
Percentage Net Loans Charged-off: Commercial and industrial0.0857%1,984
Percentage Net Loans Charged-off: Loans to individuals1.9354%328
Percentage Net Loans Charged-off: Credit card loans2.3168%259
Percentage Net Loans Charged-off: Other loans to individual0.5452%1,409
Percentage Net Loans Charged-off: All other loans and lease0.0028%1,436
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1395%1,732
Percentage Net Loans Charged-off: Total real estate loans-0.0021%4,706
Percentage Net Loans Charged-off:Construction & development-0.0493%4,990
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,993
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0093%2,666
Percentage Net Loans Charged-off: Home equity loans0.0220%775
All other 1-4 family - Percent of loans charged-off, net-0.0126%5,301
Percentage Net Loans Charged-off: Commercial and industrial0.1109%1,575
Percentage Net Loans Charged-off: Loans to individuals1.9740%318
Percentage Net Loans Charged-off: Credit card loans2.3441%241
Percentage Net Loans Charged-off: Other loans to individual0.5418%1,280
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1613%1,509
Percentage Net Loans Charged-off: Total real estate loans0.0005%2,719
Percentage Net Loans Charged-off:Construction & development-0.0390%5,003
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0131%2,359
Percentage Net Loans Charged-off: Home equity loans0.0240%675
All other 1-4 family - Percent of loans charged-off, net-0.0066%5,203
Percentage Net Loans Charged-off: Commercial and industrial0.1373%1,266
Percentage Net Loans Charged-off: Loans to individuals2.0944%301
Percentage Net Loans Charged-off: Credit card loans2.4511%223
Percentage Net Loans Charged-off: Other loans to individual0.5971%1,072
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0888%1,827
Percentage Net Loans Charged-off: Total real estate loans0.0022%2,059
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0071%1,785
Percentage Net Loans Charged-off: Home equity loans0.0151%470
All other 1-4 family - Percent of loans charged-off, net-0.0086%5,240
Percentage Net Loans Charged-off: Commercial and industrial-0.0443%4,808
Percentage Net Loans Charged-off: Loans to individuals2.2558%331
Percentage Net Loans Charged-off: Credit card loans2.6542%213
Percentage Net Loans Charged-off: Other loans to individual0.4211%1,338
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2245%1,870
Percentage Net Loans Charged-off: Total real estate loans0.0075%3,768
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0237%3,246
Percentage Net Loans Charged-off: Home equity loans0.0299%1,083
All other 1-4 family - Percent of loans charged-off, net0.0115%3,289
Percentage Net Loans Charged-off: Commercial and industrial0.1932%1,841
Percentage Net Loans Charged-off: Loans to individuals2.4226%310
Percentage Net Loans Charged-off: Credit card loans2.6975%240
Percentage Net Loans Charged-off: Other loans to individual1.0398%793
Percentage Net Loans Charged-off: All other loans and lease0.0070%1,493
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2233%1,703
Percentage Net Loans Charged-off: Total real estate loans0.0100%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0318%2,844
Percentage Net Loans Charged-off: Home equity loans0.0395%963
All other 1-4 family - Percent of loans charged-off, net0.0168%2,883
Percentage Net Loans Charged-off: Commercial and industrial0.1749%1,643
Percentage Net Loans Charged-off: Loans to individuals2.5046%279
Percentage Net Loans Charged-off: Credit card loans2.7518%220
Percentage Net Loans Charged-off: Other loans to individual1.2511%604
Percentage Net Loans Charged-off: All other loans and lease0.0098%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2212%1,709
Percentage Net Loans Charged-off: Total real estate loans0.0118%3,061
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0375%2,537
Percentage Net Loans Charged-off: Home equity loans0.0453%803
All other 1-4 family - Percent of loans charged-off, net0.0223%2,541
Percentage Net Loans Charged-off: Commercial and industrial0.1640%1,467
Percentage Net Loans Charged-off: Loans to individuals2.5037%293
Percentage Net Loans Charged-off: Credit card loans2.7558%212
Percentage Net Loans Charged-off: Other loans to individual1.2024%644
Percentage Net Loans Charged-off: All other loans and lease0.0143%1,166
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2251%1,421
Percentage Net Loans Charged-off: Total real estate loans0.0171%2,330
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0543%1,832
Percentage Net Loans Charged-off: Home equity loans0.0626%565
All other 1-4 family - Percent of loans charged-off, net0.0382%1,799
Percentage Net Loans Charged-off: Commercial and industrial0.1752%954
Percentage Net Loans Charged-off: Loans to individuals2.4095%343
Percentage Net Loans Charged-off: Credit card loans2.6174%224
Percentage Net Loans Charged-off: Other loans to individual1.3114%601
Percentage Net Loans Charged-off: All other loans and lease0.0145%907
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2280%2,636
Percentage Net Loans Charged-off: Total real estate loans0.0281%4,046
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0849%3,131
Percentage Net Loans Charged-off: Home equity loans0.1228%1,204
All other 1-4 family - Percent of loans charged-off, net0.0000%3,923
Percentage Net Loans Charged-off: Commercial and industrial0.1273%2,452
Percentage Net Loans Charged-off: Loans to individuals2.5976%342
Percentage Net Loans Charged-off: Credit card loans2.8265%247
Percentage Net Loans Charged-off: Other loans to individual1.3598%739
Percentage Net Loans Charged-off: All other loans and lease0.0173%1,443
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2169%2,526
Percentage Net Loans Charged-off: Total real estate loans0.0272%3,780
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0811%2,949
Percentage Net Loans Charged-off: Home equity loans0.1123%1,089
All other 1-4 family - Percent of loans charged-off, net0.0087%3,505
Percentage Net Loans Charged-off: Commercial and industrial0.0996%2,271
Percentage Net Loans Charged-off: Loans to individuals2.6285%326
Percentage Net Loans Charged-off: Credit card loans2.8939%240
Percentage Net Loans Charged-off: Other loans to individual1.1867%778
Percentage Net Loans Charged-off: All other loans and lease0.0101%1,355
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2253%2,382
Percentage Net Loans Charged-off: Total real estate loans0.0299%3,441
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0883%2,633
Percentage Net Loans Charged-off: Home equity loans0.1217%939
All other 1-4 family - Percent of loans charged-off, net0.0077%3,122
Percentage Net Loans Charged-off: Commercial and industrial0.1295%1,901
Percentage Net Loans Charged-off: Loans to individuals2.4760%373
Percentage Net Loans Charged-off: Credit card loans2.7456%265
Percentage Net Loans Charged-off: Other loans to individual0.9473%985
Percentage Net Loans Charged-off: All other loans and lease0.0116%1,194
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2423%1,999
Percentage Net Loans Charged-off: Total real estate loans0.0321%2,743
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0938%2,088
Percentage Net Loans Charged-off: Home equity loans0.1323%685
All other 1-4 family - Percent of loans charged-off, net-0.0036%5,881
Percentage Net Loans Charged-off: Commercial and industrial0.1510%1,348
Percentage Net Loans Charged-off: Loans to individuals2.4682%404
Percentage Net Loans Charged-off: Credit card loans2.7440%256
Percentage Net Loans Charged-off: Other loans to individual0.8579%1,014
Percentage Net Loans Charged-off: All other loans and lease0.0138%947
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3408%2,931
Percentage Net Loans Charged-off: Total real estate loans0.0407%4,631
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1184%3,525
Percentage Net Loans Charged-off: Home equity loans0.1612%1,486
All other 1-4 family - Percent of loans charged-off, net0.0048%4,332
Percentage Net Loans Charged-off: Commercial and industrial0.3185%2,453
Percentage Net Loans Charged-off: Loans to individuals2.5241%476
Percentage Net Loans Charged-off: Credit card loans2.8137%330
Percentage Net Loans Charged-off: Other loans to individual0.8832%1,423
Percentage Net Loans Charged-off: All other loans and lease0.0032%1,660
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4077%2,464
Percentage Net Loans Charged-off: Total real estate loans0.0559%4,212
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1663%2,979
Percentage Net Loans Charged-off: Home equity loans0.2316%1,215
All other 1-4 family - Percent of loans charged-off, net-0.0026%6,402
Percentage Net Loans Charged-off: Commercial and industrial0.3391%2,143
Percentage Net Loans Charged-off: Loans to individuals2.6185%436
Percentage Net Loans Charged-off: Credit card loans2.8554%309
Percentage Net Loans Charged-off: Other loans to individual1.0845%1,064
Percentage Net Loans Charged-off: All other loans and lease0.0012%1,483
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3501%2,618
Percentage Net Loans Charged-off: Total real estate loans0.0481%4,018
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1447%2,891
Percentage Net Loans Charged-off: Home equity loans0.1948%1,133
All other 1-4 family - Percent of loans charged-off, net0.0156%3,522
Percentage Net Loans Charged-off: Commercial and industrial0.2189%2,191
Percentage Net Loans Charged-off: Loans to individuals2.6149%457
Percentage Net Loans Charged-off: Credit card loans2.8684%301
Percentage Net Loans Charged-off: Other loans to individual0.9663%1,149
Percentage Net Loans Charged-off: All other loans and lease0.0019%1,271
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2947%2,484
Percentage Net Loans Charged-off: Total real estate loans0.0802%3,104
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2429%2,053
Percentage Net Loans Charged-off: Home equity loans0.3281%793
All other 1-4 family - Percent of loans charged-off, net0.0282%2,699
Percentage Net Loans Charged-off: Commercial and industrial0.0226%1,975
Percentage Net Loans Charged-off: Loans to individuals2.7808%426
Percentage Net Loans Charged-off: Credit card loans3.0286%277
Percentage Net Loans Charged-off: Other loans to individual1.2173%868
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5849%2,696
Percentage Net Loans Charged-off: Total real estate loans0.0296%5,286
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0040%3,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0856%4,184
Percentage Net Loans Charged-off: Home equity loans0.0718%1,826
All other 1-4 family - Percent of loans charged-off, net0.1193%3,801
Percentage Net Loans Charged-off: Commercial and industrial0.6541%2,476
Percentage Net Loans Charged-off: Loans to individuals2.8394%526
Percentage Net Loans Charged-off: Credit card loans3.3225%342
Percentage Net Loans Charged-off: Other loans to individual0.6768%2,009
Percentage Net Loans Charged-off: All other loans and lease0.0408%1,519
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5785%2,518
Percentage Net Loans Charged-off: Total real estate loans0.0396%4,797
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0055%3,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1146%3,648
Percentage Net Loans Charged-off: Home equity loans0.0941%1,574
All other 1-4 family - Percent of loans charged-off, net0.1635%3,230
Percentage Net Loans Charged-off: Commercial and industrial0.6133%2,243
Percentage Net Loans Charged-off: Loans to individuals2.8839%498
Percentage Net Loans Charged-off: Credit card loans3.4264%319
Percentage Net Loans Charged-off: Other loans to individual0.6052%1,977
Percentage Net Loans Charged-off: All other loans and lease0.0230%1,454
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6950%2,113
Percentage Net Loans Charged-off: Total real estate loans0.0550%4,291
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0082%2,617
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1582%3,077
Percentage Net Loans Charged-off: Home equity loans0.1236%1,330
All other 1-4 family - Percent of loans charged-off, net0.2398%2,571
Percentage Net Loans Charged-off: Commercial and industrial0.8337%1,752
Percentage Net Loans Charged-off: Loans to individuals2.8622%522
Percentage Net Loans Charged-off: Credit card loans3.4596%324
Percentage Net Loans Charged-off: Other loans to individual0.5290%2,009
Percentage Net Loans Charged-off: All other loans and lease0.0487%1,199
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8627%1,530
Percentage Net Loans Charged-off: Total real estate loans0.0273%3,716
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0173%1,844
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0562%2,847
Percentage Net Loans Charged-off: Home equity loans0.0437%999
All other 1-4 family - Percent of loans charged-off, net0.0853%2,533
Percentage Net Loans Charged-off: Commercial and industrial1.1919%1,146
Percentage Net Loans Charged-off: Loans to individuals2.9465%493
Percentage Net Loans Charged-off: Credit card loans3.6522%298
Percentage Net Loans Charged-off: Other loans to individual0.4213%1,929
Percentage Net Loans Charged-off: All other loans and lease0.0035%1,004
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5436%3,431
Percentage Net Loans Charged-off: Total real estate loans0.0131%5,726
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0399%4,651
Percentage Net Loans Charged-off: Home equity loans0.0498%1,869
All other 1-4 family - Percent of loans charged-off, net0.0171%4,710
Percentage Net Loans Charged-off: Commercial and industrial0.2799%3,824
Percentage Net Loans Charged-off: Loans to individuals3.5139%541
Percentage Net Loans Charged-off: Credit card loans4.8597%307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0452%1,785
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5352%3,161
Percentage Net Loans Charged-off: Total real estate loans0.0130%5,397
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0392%4,283
Percentage Net Loans Charged-off: Home equity loans0.0461%1,647
All other 1-4 family - Percent of loans charged-off, net0.0237%4,246
Percentage Net Loans Charged-off: Commercial and industrial0.2711%3,438
Percentage Net Loans Charged-off: Loans to individuals3.4448%512
Percentage Net Loans Charged-off: Credit card loans4.9143%315
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0584%1,559
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5475%2,889
Percentage Net Loans Charged-off: Total real estate loans0.0194%4,870
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0575%3,683
Percentage Net Loans Charged-off: Home equity loans0.0719%1,343
All other 1-4 family - Percent of loans charged-off, net0.0256%3,726
Percentage Net Loans Charged-off: Commercial and industrial0.2813%3,036
Percentage Net Loans Charged-off: Loans to individuals3.4388%542
Percentage Net Loans Charged-off: Credit card loans5.1346%310
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0687%1,338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5397%2,448
Percentage Net Loans Charged-off: Total real estate loans0.0390%3,766
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1141%2,589
Percentage Net Loans Charged-off: Home equity loans0.1567%888
All other 1-4 family - Percent of loans charged-off, net0.0214%2,854
Percentage Net Loans Charged-off: Commercial and industrial0.2377%2,346
Percentage Net Loans Charged-off: Loans to individuals3.5031%571
Percentage Net Loans Charged-off: Credit card loans5.5811%296
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1012%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5423%3,620
Percentage Net Loans Charged-off: Total real estate loans0.0524%5,258
Percentage Net Loans Charged-off:Construction & development0.8968%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial0.2086%4,465
Percentage Net Loans Charged-off: Loans to individuals3.1847%747
Percentage Net Loans Charged-off: Credit card loans5.9012%329
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0245%2,045
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4980%3,231
Percentage Net Loans Charged-off: Total real estate loans0.0265%5,088
Percentage Net Loans Charged-off:Construction & development0.4540%2,552
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.1521%4,009
Percentage Net Loans Charged-off: Loans to individuals3.0563%761
Percentage Net Loans Charged-off: Credit card loans5.9471%325
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0109%1,857
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5120%2,792
Percentage Net Loans Charged-off: Total real estate loans0.0069%4,804
Percentage Net Loans Charged-off:Construction & development0.1165%2,495
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.1604%3,381
Percentage Net Loans Charged-off: Loans to individuals3.0804%716
Percentage Net Loans Charged-off: Credit card loans6.2893%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4792%2,253
Percentage Net Loans Charged-off: Total real estate loans0.0142%3,614
Percentage Net Loans Charged-off:Construction & development0.2360%1,646
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.2180%2,249
Percentage Net Loans Charged-off: Loans to individuals2.5448%870
Percentage Net Loans Charged-off: Credit card loans5.2055%346
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3322%3,180
Percentage Net Loans Charged-off: Total real estate loans0.0053%5,211
Percentage Net Loans Charged-off:Construction & development0.0858%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.1602%3,735
Percentage Net Loans Charged-off: Loans to individuals1.4149%1,579
Percentage Net Loans Charged-off: Credit card loans3.7520%415
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3251%2,409
Percentage Net Loans Charged-off: Total real estate loans0.0012%4,572
Percentage Net Loans Charged-off:Construction & development0.0184%2,170
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.1808%2,905
Percentage Net Loans Charged-off: Loans to individuals1.2749%1,450
Percentage Net Loans Charged-off: Credit card loans3.5562%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3532%1,871
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,570
Percentage Net Loans Charged-off:Construction & development-0.0032%7,569
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.2595%2,145
Percentage Net Loans Charged-off: Loans to individuals1.1810%1,439
Percentage Net Loans Charged-off: Credit card loans3.5107%374
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1883%2,239
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0912%7,309
Percentage Net Loans Charged-off: Loans to individuals1.1101%1,406
Percentage Net Loans Charged-off: Credit card loans3.3100%371
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2499%2,194
Percentage Net Loans Charged-off: Total real estate loans0.0323%3,216
Percentage Net Loans Charged-off:Construction & development0.6002%608
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0936%3,268
Percentage Net Loans Charged-off: Loans to individuals0.8013%2,066
Percentage Net Loans Charged-off: Credit card loans2.9750%402
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2279%1,760
Percentage Net Loans Charged-off: Total real estate loans0.0023%3,313
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0075%2,554
Percentage Net Loans Charged-off: Home equity loans0.0118%699
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0546%2,882
Percentage Net Loans Charged-off: Loans to individuals0.7928%1,749
Percentage Net Loans Charged-off: Credit card loans3.0863%382
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2136%1,623
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0058%2,704
Percentage Net Loans Charged-off: Loans to individuals0.7979%1,646
Percentage Net Loans Charged-off: Credit card loans3.2927%336
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2271%1,268
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0155%6,766
Percentage Net Loans Charged-off: Loans to individuals0.8560%1,455
Percentage Net Loans Charged-off: Credit card loans3.4061%319
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2613%1,566
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.2594%2,251
Percentage Net Loans Charged-off: Loans to individuals0.5310%2,741
Percentage Net Loans Charged-off: Credit card loans2.3902%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3389%941
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.4868%1,311
Percentage Net Loans Charged-off: Loans to individuals0.4583%2,689
Percentage Net Loans Charged-off: Credit card loans2.2204%502
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3435%909
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.5243%1,126
Percentage Net Loans Charged-off: Loans to individuals0.4058%2,700
Percentage Net Loans Charged-off: Credit card loans2.2359%487
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4657%611
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.8113%664
Percentage Net Loans Charged-off: Loans to individuals0.3953%2,447
Percentage Net Loans Charged-off: Credit card loans2.0453%494
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2827%1,680
Percentage Net Loans Charged-off: Total real estate loans0.0002%3,547
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0006%3,051
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0011%2,833
Percentage Net Loans Charged-off: Commercial and industrial0.1595%2,988
Percentage Net Loans Charged-off: Loans to individuals0.6916%2,749
Percentage Net Loans Charged-off: Credit card loans3.3412%500
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2979%1,358
Percentage Net Loans Charged-off: Total real estate loans0.0005%3,044
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0017%2,596
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0029%2,391
Percentage Net Loans Charged-off: Commercial and industrial0.2300%2,229
Percentage Net Loans Charged-off: Loans to individuals0.6354%2,586
Percentage Net Loans Charged-off: Credit card loans3.0733%501
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3412%1,124
Percentage Net Loans Charged-off: Total real estate loans0.0007%2,520
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0026%2,111
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0044%1,930
Percentage Net Loans Charged-off: Commercial and industrial0.3369%1,671
Percentage Net Loans Charged-off: Loans to individuals0.6209%2,447
Percentage Net Loans Charged-off: Credit card loans2.9928%493
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4153%842
Percentage Net Loans Charged-off: Total real estate loans0.0022%1,782
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0085%1,448
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0134%1,280
Percentage Net Loans Charged-off: Commercial and industrial0.5490%977
Percentage Net Loans Charged-off: Loans to individuals0.5687%2,371
Percentage Net Loans Charged-off: Credit card loans2.7534%469
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2694%2,130
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,703
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%7,839
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0012%7,864
Percentage Net Loans Charged-off: Commercial and industrial0.1320%3,423
Percentage Net Loans Charged-off: Loans to individuals0.6471%3,181
Percentage Net Loans Charged-off: Credit card loans2.6920%730
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2423%1,998
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,640
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0011%7,828
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0016%7,860
Percentage Net Loans Charged-off: Commercial and industrial0.0690%3,188
Percentage Net Loans Charged-off: Loans to individuals0.6480%2,837
Percentage Net Loans Charged-off: Credit card loans2.7351%709
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0729%3,879
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,668
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,907
Percentage Net Loans Charged-off: Home equity loans-0.0054%5,913
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0089%3,031
Percentage Net Loans Charged-off: Loans to individuals0.2410%4,389
Percentage Net Loans Charged-off: Credit card loans1.5604%990
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1164%2,680
Percentage Net Loans Charged-off: Total real estate loans-0.0008%7,785
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%8,071
Percentage Net Loans Charged-off: Home equity loans-0.0113%5,899
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0495%1,992
Percentage Net Loans Charged-off: Loans to individuals0.3283%3,459
Percentage Net Loans Charged-off: Credit card loans1.6203%844
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0388%6,144
Percentage Net Loans Charged-off: Total real estate loans0.0035%3,920
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0135%3,059
Percentage Net Loans Charged-off: Home equity loans0.0132%581
All other 1-4 family - Percent of loans charged-off, net0.0136%2,910
Percentage Net Loans Charged-off: Commercial and industrial-0.0548%7,852
Percentage Net Loans Charged-off: Loans to individuals0.2479%5,602
Percentage Net Loans Charged-off: Credit card loans2.0672%1,151
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0121%8,236
Percentage Net Loans Charged-off: Total real estate loans0.0047%3,273
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0180%2,462
Percentage Net Loans Charged-off: Home equity loans0.0182%456
All other 1-4 family - Percent of loans charged-off, net0.0179%2,363
Percentage Net Loans Charged-off: Commercial and industrial-0.1759%8,090
Percentage Net Loans Charged-off: Loans to individuals0.2762%4,981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1207%3,646
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0927%3,123
Percentage Net Loans Charged-off: Loans to individuals0.3224%4,323
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0562%4,066
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0403%7,495
Percentage Net Loans Charged-off: Loans to individuals0.3129%3,813
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3093%2,662
Percentage Net Loans Charged-off: Total real estate loans0.0037%3,966
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0120%3,066
Percentage Net Loans Charged-off: Home equity loans0.0693%470
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.4340%2,974
Percentage Net Loans Charged-off: Loans to individuals0.3476%5,112
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2372%3,215
Percentage Net Loans Charged-off: Total real estate loans0.0012%3,947
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0041%3,175
Percentage Net Loans Charged-off: Home equity loans0.0287%538
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.2252%3,550
Percentage Net Loans Charged-off: Loans to individuals0.4498%4,402
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0105%1,857
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1737%3,493
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.0569%932
Percentage Net Loans Charged-off: Loans to individuals0.5206%762
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3262%2,137
Percentage Net Loans Charged-off: Total real estate loans0.0009%1,000
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0025%957
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0027%908
Percentage Net Loans Charged-off: Commercial and industrial0.2197%646
Percentage Net Loans Charged-off: Loans to individuals0.7446%597
Percentage Net Loans Charged-off: Credit card loans-0.4078%1,295
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5096%1,431
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7886%837
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2641%3,311
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1670%4,368
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4156%2,206
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2750%4,471
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2325%6,840
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA