Home > U. S. Century Bank > Income and Expense

U. S. Century Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$101,017,000535
Total interest expense$42,449,000444
Net interest income$58,568,000585
Provision for loan and lease losses$2,367,000510
Total noninterest income$11,531,000674
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,037,000548
Trading account gains and fees$0123
Additional Noninterest Income$9,494,000555
Total noninterest expense$41,256,000670
Salaries and employee benefits$23,876,000639
Premises and equipment expense$5,159,000534
Additional noninterest expense$9,494,000555
Pre-tax net operating income$26,476,000557
Securities gains (losses)$-1,859,0004,391
Applicable income taxes$5,966,000481
Income before extraordinary items$18,651,000607
Extraordinary gains, net$054
Net income$18,651,000617
Minority interest net income$088
Net income of bank and minority interests.$18,651,000610
Net charge-offs$-28,0004,069
Cash dividends$11,100,000455
Sale, conversion, retirement of capital stock, net$459,000279
Net operating income$20,119,610598
2023-09-30 (YTD Data)Rank
Total interest income$73,041,000547
Total interest expense$28,849,000449
Net interest income$44,192,000593
Provision for loan and lease losses$892,000713
Total noninterest income$7,053,000780
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,493,000556
Trading account gains and fees$0125
Additional Noninterest Income$5,560,000688
Total noninterest expense$30,735,000678
Salaries and employee benefits$17,971,000640
Premises and equipment expense$3,913,000531
Additional noninterest expense$5,560,000688
Pre-tax net operating income$19,618,000570
Securities gains (losses)$-976,0004,445
Applicable income taxes$4,554,000484
Income before extraordinary items$14,088,000626
Extraordinary gains, net$052
Net income$14,088,000630
Minority interest net income$081
Net income of bank and minority interests.$14,088,000626
Net charge-offs$-26,0004,060
Cash dividends$6,100,000518
Sale, conversion, retirement of capital stock, net$357,000260
Net operating income$14,859,040613
2023-06-30 (YTD Data)Rank
Total interest income$46,659,000540
Total interest expense$16,489,000459
Net interest income$30,170,000582
Provision for loan and lease losses$239,0001,232
Total noninterest income$3,937,000854
Gross Fiduciary activities income$0931
Service charges on deposit accounts$951,000566
Trading account gains and fees$0112
Additional Noninterest Income$2,986,000750
Total noninterest expense$20,449,000664
Salaries and employee benefits$12,080,000627
Premises and equipment expense$2,581,000523
Additional noninterest expense$2,986,000750
Pre-tax net operating income$13,419,000563
Securities gains (losses)$-21,0003,916
Applicable income taxes$3,259,000472
Income before extraordinary items$10,139,000591
Extraordinary gains, net$051
Net income$10,139,000601
Minority interest net income$081
Net income of bank and minority interests.$10,139,000591
Net charge-offs$-21,0004,131
Cash dividends$6,100,000385
Sale, conversion, retirement of capital stock, net$243,000250
Net operating income$10,155,590595
2023-03-31 (YTD Data)Rank
Total interest income$22,379,000553
Total interest expense$6,382,000508
Net interest income$15,997,000558
Provision for loan and lease losses$201,000879
Total noninterest income$2,091,000804
Gross Fiduciary activities income$0913
Service charges on deposit accounts$428,000639
Trading account gains and fees$097
Additional Noninterest Income$1,663,000690
Total noninterest expense$10,176,000676
Salaries and employee benefits$6,377,000619
Premises and equipment expense$1,280,000553
Additional noninterest expense$1,663,000690
Pre-tax net operating income$7,711,000522
Securities gains (losses)$-21,0004,122
Applicable income taxes$1,881,000445
Income before extraordinary items$5,809,000556
Extraordinary gains, net$04
Net income$5,809,000555
Minority interest net income$048
Net income of bank and minority interests.$5,809,000555
Net charge-offs$-50,0004,443
Cash dividends$6,100,000239
Sale, conversion, retirement of capital stock, net$127,000223
Net operating income$5,825,590559
2022-12-31 (YTD Data)Rank
Total interest income$71,100,000560
Total interest expense$7,439,000579
Net interest income$63,661,000546
Provision for loan and lease losses$2,495,000446
Total noninterest income$7,757,000896
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,759,000643
Trading account gains and fees$0116
Additional Noninterest Income$5,998,000779
Total noninterest expense$39,309,000684
Salaries and employee benefits$23,943,000633
Premises and equipment expense$4,951,000551
Additional noninterest expense$5,998,000779
Pre-tax net operating income$29,614,000569
Securities gains (losses)$-2,529,0004,577
Applicable income taxes$6,944,000492
Income before extraordinary items$20,141,000643
Extraordinary gains, net$05
Net income$20,141,000644
Minority interest net income$063
Net income of bank and minority interests.$20,141,000644
Net charge-offs$64,0001,426
Cash dividends$1,000,0002,143
Sale, conversion, retirement of capital stock, net$523,000312
Net operating income$22,138,910617
2022-09-30 (YTD Data)Rank
Total interest income$50,503,000551
Total interest expense$3,708,000610
Net interest income$46,795,000548
Provision for loan and lease losses$1,615,000453
Total noninterest income$5,891,000911
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,298,000660
Trading account gains and fees$0111
Additional Noninterest Income$4,593,000791
Total noninterest expense$29,295,000679
Salaries and employee benefits$17,863,000631
Premises and equipment expense$3,716,000548
Additional noninterest expense$4,593,000791
Pre-tax net operating income$21,776,000579
Securities gains (losses)$-540,0004,495
Applicable income taxes$5,529,000474
Income before extraordinary items$15,707,000628
Extraordinary gains, net$04
Net income$15,707,000628
Minority interest net income$057
Net income of bank and minority interests.$15,707,000628
Net charge-offs$67,0001,090
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$397,000286
Net operating income$16,133,600617
2022-06-30 (YTD Data)Rank
Total interest income$32,026,000548
Total interest expense$2,005,000581
Net interest income$30,021,000545
Provision for loan and lease losses$705,000543
Total noninterest income$3,544,000954
Gross Fiduciary activities income$0925
Service charges on deposit accounts$857,000665
Trading account gains and fees$0108
Additional Noninterest Income$2,687,000897
Total noninterest expense$19,163,000678
Salaries and employee benefits$11,788,000631
Premises and equipment expense$2,462,000546
Additional noninterest expense$4,913,000776
Pre-tax net operating income$13,697,000576
Securities gains (losses)$18,000320
Applicable income taxes$3,566,000461
Income before extraordinary items$10,149,000603
Extraordinary gains, net$04
Net income$10,149,000602
Minority interest net income$060
Net income of bank and minority interests.$10,149,000603
Net charge-offs$-25,0003,963
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$264,000266
Net operating income$10,134,780612
2022-03-31 (YTD Data)Rank
Total interest income$15,342,000555
Total interest expense$963,000578
Net interest income$14,379,000550
Provision for loan and lease losses$02,285
Total noninterest income$1,924,000907
Gross Fiduciary activities income$0892
Service charges on deposit accounts$432,000651
Trading account gains and fees$0103
Additional Noninterest Income$1,492,000836
Total noninterest expense$9,612,000683
Salaries and employee benefits$5,875,000645
Premises and equipment expense$1,240,000550
Additional noninterest expense$2,497,000763
Pre-tax net operating income$6,691,000561
Securities gains (losses)$21,000292
Applicable income taxes$1,858,000432
Income before extraordinary items$4,854,000604
Extraordinary gains, net$04
Net income$4,854,000604
Minority interest net income$050
Net income of bank and minority interests.$4,854,000604
Net charge-offs$-18,0004,112
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$128,000246
Net operating income$4,837,410611
2021-12-31 (YTD Data)Rank
Total interest income$56,722,000600
Total interest expense$4,226,000635
Net interest income$52,496,000600
Provision for loan and lease losses$-160,0004,287
Total noninterest income$10,484,000807
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,642,000631
Trading account gains and fees$0132
Additional Noninterest Income$8,842,000725
Total noninterest expense$35,677,000720
Salaries and employee benefits$21,438,000683
Premises and equipment expense$5,132,000527
Additional noninterest expense$9,107,000842
Pre-tax net operating income$27,463,000587
Securities gains (losses)$214,000585
Applicable income taxes$6,600,000523
Income before extraordinary items$21,077,000623
Extraordinary gains, net$010
Net income$21,077,000623
Minority interest net income$074
Net income of bank and minority interests.$21,077,000624
Net charge-offs$-130,0004,434
Cash dividends$2,077,0001,482
Sale, conversion, retirement of capital stock, net$21,191,00043
Net operating income$20,907,940617
2021-09-30 (YTD Data)Rank
Total interest income$41,691,000627
Total interest expense$3,271,000652
Net interest income$38,420,000625
Provision for loan and lease losses$-160,0004,415
Total noninterest income$7,875,000824
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,196,000640
Trading account gains and fees$0132
Additional Noninterest Income$6,679,000754
Total noninterest expense$26,358,000740
Salaries and employee benefits$15,804,000703
Premises and equipment expense$3,894,000523
Additional noninterest expense$6,660,000862
Pre-tax net operating income$20,097,000611
Securities gains (losses)$179,000592
Applicable income taxes$4,849,000545
Income before extraordinary items$15,427,000641
Extraordinary gains, net$08
Net income$15,427,000641
Minority interest net income$069
Net income of bank and minority interests.$15,427,000641
Net charge-offs$26,0001,629
Cash dividends$2,077,0001,128
Sale, conversion, retirement of capital stock, net$21,162,00034
Net operating income$15,285,590636
2021-06-30 (YTD Data)Rank
Total interest income$27,257,000637
Total interest expense$2,308,000649
Net interest income$24,949,000630
Provision for loan and lease losses$-160,0004,519
Total noninterest income$3,588,0001,064
Gross Fiduciary activities income$0951
Service charges on deposit accounts$793,000622
Trading account gains and fees$0133
Additional Noninterest Income$2,795,0001,028
Total noninterest expense$17,351,000743
Salaries and employee benefits$10,491,000702
Premises and equipment expense$2,733,000500
Additional noninterest expense$4,127,000900
Pre-tax net operating income$11,346,000689
Securities gains (losses)$249,000424
Applicable income taxes$2,761,000594
Income before extraordinary items$8,834,000728
Extraordinary gains, net$06
Net income$8,834,000728
Minority interest net income$067
Net income of bank and minority interests.$8,834,000728
Net charge-offs$78,0001,003
Cash dividends$1,535,0001,033
Sale, conversion, retirement of capital stock, net$-7,403,0004,945
Net operating income$8,637,290727
2021-03-31 (YTD Data)Rank
Total interest income$13,728,000628
Total interest expense$1,252,000624
Net interest income$12,476,000626
Provision for loan and lease losses$-160,0004,685
Total noninterest income$2,259,000918
Gross Fiduciary activities income$0922
Service charges on deposit accounts$394,000613
Trading account gains and fees$0127
Additional Noninterest Income$1,865,000849
Total noninterest expense$8,678,000735
Salaries and employee benefits$5,278,000690
Premises and equipment expense$1,354,000505
Additional noninterest expense$2,046,000879
Pre-tax net operating income$6,217,000645
Securities gains (losses)$62,000590
Applicable income taxes$1,498,000570
Income before extraordinary items$4,781,000692
Extraordinary gains, net$03
Net income$4,781,000692
Minority interest net income$055
Net income of bank and minority interests.$4,781,000692
Net charge-offs$-83,0004,732
Cash dividends$782,000900
Sale, conversion, retirement of capital stock, net$53,000318
Net operating income$4,732,020678
2020-12-31 (YTD Data)Rank
Total interest income$52,633,000649
Total interest expense$9,036,000548
Net interest income$43,597,000671
Provision for loan and lease losses$3,250,000754
Total noninterest income$5,663,0001,171
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,587,000630
Trading account gains and fees$0133
Additional Noninterest Income$4,076,0001,191
Total noninterest expense$33,036,000749
Salaries and employee benefits$19,204,000741
Premises and equipment expense$5,572,000475
Additional noninterest expense$8,260,000858
Pre-tax net operating income$12,974,000849
Securities gains (losses)$434,000657
Applicable income taxes$3,288,000656
Income before extraordinary items$10,120,000949
Extraordinary gains, net$04
Net income$10,120,000949
Minority interest net income$072
Net income of bank and minority interests.$10,120,000949
Net charge-offs$162,0001,683
Cash dividends$3,127,0001,086
Sale, conversion, retirement of capital stock, net$203,000371
Net operating income$9,777,140946
2020-09-30 (YTD Data)Rank
Total interest income$39,544,000646
Total interest expense$7,448,000534
Net interest income$32,096,000675
Provision for loan and lease losses$3,250,000672
Total noninterest income$4,222,0001,142
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,188,000627
Trading account gains and fees$0125
Additional Noninterest Income$3,034,0001,161
Total noninterest expense$24,769,000742
Salaries and employee benefits$14,769,000713
Premises and equipment expense$4,191,000469
Additional noninterest expense$5,809,000886
Pre-tax net operating income$8,299,000943
Securities gains (losses)$423,000553
Applicable income taxes$2,139,000689
Income before extraordinary items$6,583,0001,028
Extraordinary gains, net$04
Net income$6,583,0001,027
Minority interest net income$065
Net income of bank and minority interests.$6,583,0001,028
Net charge-offs$41,0002,156
Cash dividends$2,345,000980
Sale, conversion, retirement of capital stock, net$162,000338
Net operating income$6,248,8301,044
2020-06-30 (YTD Data)Rank
Total interest income$26,400,000647
Total interest expense$5,416,000542
Net interest income$20,984,000677
Provision for loan and lease losses$3,250,000533
Total noninterest income$2,445,0001,188
Gross Fiduciary activities income$0970
Service charges on deposit accounts$839,000604
Trading account gains and fees$0123
Additional Noninterest Income$1,606,0001,256
Total noninterest expense$16,389,000744
Salaries and employee benefits$9,862,000711
Premises and equipment expense$2,794,000473
Additional noninterest expense$3,733,000912
Pre-tax net operating income$3,790,0001,212
Securities gains (losses)$423,000407
Applicable income taxes$1,033,000812
Income before extraordinary items$3,180,0001,250
Extraordinary gains, net$04
Net income$3,180,0001,250
Minority interest net income$065
Net income of bank and minority interests.$3,180,0001,250
Net charge-offs$-75,0004,840
Cash dividends$1,563,000960
Sale, conversion, retirement of capital stock, net$115,000311
Net operating income$2,845,8301,326
2020-03-31 (YTD Data)Rank
Total interest income$13,141,000650
Total interest expense$3,027,000545
Net interest income$10,114,000687
Provision for loan and lease losses$1,500,000471
Total noninterest income$1,493,000988
Gross Fiduciary activities income$0941
Service charges on deposit accounts$512,000590
Trading account gains and fees$0106
Additional Noninterest Income$981,000988
Total noninterest expense$8,225,000742
Salaries and employee benefits$5,070,000683
Premises and equipment expense$1,379,000486
Additional noninterest expense$1,776,000967
Pre-tax net operating income$1,882,0001,101
Securities gains (losses)$418,000214
Applicable income taxes$564,000673
Income before extraordinary items$1,736,0001,050
Extraordinary gains, net$04
Net income$1,736,0001,049
Minority interest net income$056
Net income of bank and minority interests.$1,736,0001,050
Net charge-offs$-123,0004,988
Cash dividends$782,000971
Sale, conversion, retirement of capital stock, net$64,000289
Net operating income$1,405,7801,228
2019-12-31 (YTD Data)Rank
Total interest income$50,941,000680
Total interest expense$12,253,000576
Net interest income$38,688,000710
Provision for loan and lease losses$03,973
Total noninterest income$6,009,000992
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,495,000504
Trading account gains and fees$0135
Additional Noninterest Income$3,514,0001,073
Total noninterest expense$30,982,000753
Salaries and employee benefits$17,757,000753
Premises and equipment expense$6,123,000439
Additional noninterest expense$7,102,000956
Pre-tax net operating income$13,715,000805
Securities gains (losses)$51,0001,235
Applicable income taxes$3,375,000652
Income before extraordinary items$10,391,000910
Extraordinary gains, net$011
Net income$10,391,000911
Minority interest net income$076
Net income of bank and minority interests.$10,391,000911
Net charge-offs$-1,159,0005,153
Cash dividends$1,826,0001,674
Sale, conversion, retirement of capital stock, net$201,000398
Net operating income$10,350,710893
2019-09-30 (YTD Data)Rank
Total interest income$37,442,000694
Total interest expense$9,041,000593
Net interest income$28,401,000728
Provision for loan and lease losses$03,836
Total noninterest income$4,475,000978
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,941,000491
Trading account gains and fees$0129
Additional Noninterest Income$2,534,0001,092
Total noninterest expense$23,267,000750
Salaries and employee benefits$13,164,000753
Premises and equipment expense$4,800,000423
Additional noninterest expense$5,303,000954
Pre-tax net operating income$9,609,000876
Securities gains (losses)$02,167
Applicable income taxes$2,436,000685
Income before extraordinary items$7,173,000982
Extraordinary gains, net$011
Net income$7,173,000983
Minority interest net income$072
Net income of bank and minority interests.$7,173,000983
Net charge-offs$-921,0005,221
Cash dividends$1,044,0001,764
Sale, conversion, retirement of capital stock, net$120,000390
Net operating income$7,173,000963
2019-06-30 (YTD Data)Rank
Total interest income$24,454,000712
Total interest expense$5,781,000605
Net interest income$18,673,000738
Provision for loan and lease losses$03,685
Total noninterest income$2,573,0001,065
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,294,000488
Trading account gains and fees$0131
Additional Noninterest Income$1,279,0001,280
Total noninterest expense$15,228,000763
Salaries and employee benefits$8,810,000750
Premises and equipment expense$2,838,000473
Additional noninterest expense$3,580,000953
Pre-tax net operating income$6,018,000901
Securities gains (losses)$01,702
Applicable income taxes$1,526,000683
Income before extraordinary items$4,492,0001,008
Extraordinary gains, net$011
Net income$4,492,0001,008
Minority interest net income$069
Net income of bank and minority interests.$4,492,0001,008
Net charge-offs$-804,0005,278
Cash dividends$262,0002,680
Sale, conversion, retirement of capital stock, net$17,000517
Net operating income$4,492,000989
2019-03-31 (YTD Data)Rank
Total interest income$11,987,000719
Total interest expense$2,702,000621
Net interest income$9,285,000743
Provision for loan and lease losses$03,406
Total noninterest income$1,169,0001,111
Gross Fiduciary activities income$0972
Service charges on deposit accounts$619,000498
Trading account gains and fees$0126
Additional Noninterest Income$550,0001,358
Total noninterest expense$7,542,000762
Salaries and employee benefits$4,361,000754
Premises and equipment expense$1,430,000474
Additional noninterest expense$1,751,000949
Pre-tax net operating income$2,912,000889
Securities gains (losses)$01,087
Applicable income taxes$738,000679
Income before extraordinary items$2,174,0001,011
Extraordinary gains, net$05
Net income$2,174,0001,010
Minority interest net income$052
Net income of bank and minority interests.$2,174,0001,010
Net charge-offs$-602,0005,337
Cash dividends$131,0002,295
Sale, conversion, retirement of capital stock, net$17,000436
Net operating income$2,174,000985
2018-12-31 (YTD Data)Rank
Total interest income$44,123,000721
Total interest expense$8,242,000618
Net interest income$35,881,000748
Provision for loan and lease losses$04,082
Total noninterest income$5,598,0001,015
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,654,000479
Trading account gains and fees$0126
Additional Noninterest Income$2,944,0001,157
Total noninterest expense$31,097,000734
Salaries and employee benefits$16,389,000767
Premises and equipment expense$5,905,000455
Additional noninterest expense$8,803,000778
Pre-tax net operating income$10,382,0001,006
Securities gains (losses)$-2,132,0005,358
Applicable income taxes$-26,262,0005,406
Income before extraordinary items$34,512,000351
Extraordinary gains, net$06
Net income$34,512,000351
Minority interest net income$072
Net income of bank and minority interests.$34,512,000351
Net charge-offs$-639,0005,323
Cash dividends$656,0002,697
Sale, conversion, retirement of capital stock, net$134,000453
Net operating income$36,644,000340
2018-09-30 (YTD Data)Rank
Total interest income$32,412,000722
Total interest expense$5,760,000626
Net interest income$26,652,000748
Provision for loan and lease losses$03,948
Total noninterest income$4,281,0001,008
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,950,000490
Trading account gains and fees$0138
Additional Noninterest Income$2,331,0001,139
Total noninterest expense$23,000,000736
Salaries and employee benefits$12,323,000767
Premises and equipment expense$4,520,000448
Additional noninterest expense$6,157,000813
Pre-tax net operating income$7,933,0001,004
Securities gains (losses)$-510,0005,398
Applicable income taxes$04,032
Income before extraordinary items$7,423,000928
Extraordinary gains, net$05
Net income$7,423,000926
Minority interest net income$066
Net income of bank and minority interests.$7,423,000927
Net charge-offs$-442,0005,373
Cash dividends$525,0002,314
Sale, conversion, retirement of capital stock, net$119,000407
Net operating income$7,933,000862
2018-06-30 (YTD Data)Rank
Total interest income$20,887,000738
Total interest expense$3,443,000646
Net interest income$17,444,000755
Provision for loan and lease losses$03,782
Total noninterest income$2,476,0001,102
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,263,000503
Trading account gains and fees$0130
Additional Noninterest Income$1,213,0001,347
Total noninterest expense$15,367,000734
Salaries and employee benefits$8,310,000762
Premises and equipment expense$3,028,000447
Additional noninterest expense$4,029,000823
Pre-tax net operating income$4,553,0001,102
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,553,000991
Extraordinary gains, net$06
Net income$4,553,000990
Minority interest net income$065
Net income of bank and minority interests.$4,553,000990
Net charge-offs$-261,0005,390
Cash dividends$131,0003,044
Sale, conversion, retirement of capital stock, net$96,000373
Net operating income$4,553,000981
2018-03-31 (YTD Data)Rank
Total interest income$9,942,000762
Total interest expense$1,472,000690
Net interest income$8,470,000775
Provision for loan and lease losses$03,508
Total noninterest income$1,164,0001,152
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$625,000507
Trading account gains and fees$0123
Additional Noninterest Income$539,0001,423
Total noninterest expense$7,605,000743
Salaries and employee benefits$4,080,000787
Premises and equipment expense$1,559,000436
Additional noninterest expense$1,966,000828
Pre-tax net operating income$2,029,0001,184
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,029,0001,047
Extraordinary gains, net$07
Net income$2,029,0001,046
Minority interest net income$052
Net income of bank and minority interests.$2,029,0001,047
Net charge-offs$-57,0005,269
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$67,000298
Net operating income$2,029,0001,039
2017-12-31 (YTD Data)Rank
Total interest income$35,909,000790
Total interest expense$4,604,000738
Net interest income$31,305,000808
Provision for loan and lease losses$-540,0005,533
Total noninterest income$6,425,000926
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,862,000457
Trading account gains and fees$0151
Additional Noninterest Income$3,563,0001,031
Total noninterest expense$32,342,000682
Salaries and employee benefits$16,181,000758
Premises and equipment expense$7,765,000360
Additional noninterest expense$8,396,000794
Pre-tax net operating income$5,928,0001,476
Securities gains (losses)$-307,0005,547
Applicable income taxes$-20,875,0005,666
Income before extraordinary items$26,496,000334
Extraordinary gains, net$09
Net income$26,496,000334
Minority interest net income$076
Net income of bank and minority interests.$26,496,000334
Net charge-offs$-2,182,0005,646
Cash dividends$589,0002,809
Sale, conversion, retirement of capital stock, net$459,000307
Net operating income$26,803,000328
2017-09-30 (YTD Data)Rank
Total interest income$26,667,000799
Total interest expense$3,364,000736
Net interest income$23,303,000813
Provision for loan and lease losses$-540,0005,640
Total noninterest income$5,070,000914
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,199,000451
Trading account gains and fees$0145
Additional Noninterest Income$2,871,0001,006
Total noninterest expense$23,525,000699
Salaries and employee benefits$11,901,000775
Premises and equipment expense$5,244,000385
Additional noninterest expense$6,380,000776
Pre-tax net operating income$5,388,0001,303
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$5,388,0001,101
Extraordinary gains, net$09
Net income$5,388,0001,101
Minority interest net income$071
Net income of bank and minority interests.$5,388,0001,101
Net charge-offs$-1,779,0005,712
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$365,000282
Net operating income$5,388,0001,082
2017-06-30 (YTD Data)Rank
Total interest income$17,645,000802
Total interest expense$2,195,000729
Net interest income$15,450,000813
Provision for loan and lease losses$-540,0005,708
Total noninterest income$3,805,000844
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,493,000441
Trading account gains and fees$0139
Additional Noninterest Income$2,312,000879
Total noninterest expense$15,757,000698
Salaries and employee benefits$7,981,000772
Premises and equipment expense$3,564,000383
Additional noninterest expense$4,212,000785
Pre-tax net operating income$4,038,0001,187
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,038,000958
Extraordinary gains, net$011
Net income$4,038,000959
Minority interest net income$071
Net income of bank and minority interests.$4,038,000958
Net charge-offs$-1,988,0005,773
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$290,000237
Net operating income$4,038,000948
2017-03-31 (YTD Data)Rank
Total interest income$8,465,000830
Total interest expense$1,066,000726
Net interest income$7,399,000837
Provision for loan and lease losses$03,537
Total noninterest income$2,447,000690
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$752,000445
Trading account gains and fees$0142
Additional Noninterest Income$1,695,000667
Total noninterest expense$7,954,000697
Salaries and employee benefits$3,831,000810
Premises and equipment expense$1,870,000375
Additional noninterest expense$2,253,000731
Pre-tax net operating income$1,892,0001,231
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,892,0001,000
Extraordinary gains, net$08
Net income$1,892,0001,001
Minority interest net income$055
Net income of bank and minority interests.$1,892,0001,000
Net charge-offs$-364,0005,789
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$290,000161
Net operating income$1,892,000983
2016-12-31 (YTD Data)Rank
Total interest income$33,924,000791
Total interest expense$3,717,000790
Net interest income$30,207,000793
Provision for loan and lease losses$04,332
Total noninterest income$6,398,000969
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,963,000453
Trading account gains and fees$0170
Additional Noninterest Income$3,435,0001,098
Total noninterest expense$34,465,000627
Salaries and employee benefits$16,269,000732
Premises and equipment expense$8,302,000332
Additional noninterest expense$9,894,000691
Pre-tax net operating income$2,140,0002,948
Securities gains (losses)$10,0002,659
Applicable income taxes$04,278
Income before extraordinary items$2,150,0002,668
Extraordinary gains, net$05
Net income$2,150,0002,666
Minority interest net income$082
Net income of bank and minority interests.$2,150,0002,667
Net charge-offs$-1,019,0005,860
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$7,461,00068
Net operating income$2,140,0002,625
2016-09-30 (YTD Data)Rank
Total interest income$24,991,000807
Total interest expense$2,711,000808
Net interest income$22,280,000798
Provision for loan and lease losses$04,186
Total noninterest income$3,910,0001,117
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,194,000458
Trading account gains and fees$0169
Additional Noninterest Income$1,716,0001,454
Total noninterest expense$25,205,000640
Salaries and employee benefits$11,780,000753
Premises and equipment expense$5,780,000357
Additional noninterest expense$7,645,000680
Pre-tax net operating income$985,0003,739
Securities gains (losses)$13,0002,496
Applicable income taxes$04,325
Income before extraordinary items$998,0003,493
Extraordinary gains, net$05
Net income$998,0003,491
Minority interest net income$071
Net income of bank and minority interests.$998,0003,493
Net charge-offs$-1,273,0005,941
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$7,461,00047
Net operating income$985,0003,460
2016-06-30 (YTD Data)Rank
Total interest income$16,368,000818
Total interest expense$1,808,000803
Net interest income$14,560,000811
Provision for loan and lease losses$04,017
Total noninterest income$2,444,0001,151
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,458,000458
Trading account gains and fees$0157
Additional Noninterest Income$986,0001,566
Total noninterest expense$16,754,000644
Salaries and employee benefits$7,823,000752
Premises and equipment expense$3,786,000361
Additional noninterest expense$5,145,000676
Pre-tax net operating income$250,0004,928
Securities gains (losses)$13,0002,156
Applicable income taxes$04,338
Income before extraordinary items$263,0004,765
Extraordinary gains, net$016
Net income$263,0004,766
Minority interest net income$071
Net income of bank and minority interests.$263,0004,766
Net charge-offs$-696,0005,998
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$7,456,00033
Net operating income$250,0004,761
2016-03-31 (YTD Data)Rank
Total interest income$8,142,000824
Total interest expense$925,000783
Net interest income$7,217,000818
Provision for loan and lease losses$850,000308
Total noninterest income$1,228,0001,120
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$759,000436
Trading account gains and fees$0142
Additional Noninterest Income$469,0001,572
Total noninterest expense$8,430,000642
Salaries and employee benefits$3,914,000757
Premises and equipment expense$1,850,000373
Additional noninterest expense$2,666,000636
Pre-tax net operating income$-835,0006,088
Securities gains (losses)$16,0001,332
Applicable income taxes$04,259
Income before extraordinary items$-819,0006,082
Extraordinary gains, net$012
Net income$-819,0006,082
Minority interest net income$062
Net income of bank and minority interests.$-819,0006,082
Net charge-offs$-371,0006,049
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-835,0006,081
2015-12-31 (YTD Data)Rank
Total interest income$32,161,000800
Total interest expense$3,850,000719
Net interest income$28,311,000798
Provision for loan and lease losses$4,244,000247
Total noninterest income$6,398,000951
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,213,000424
Trading account gains and fees$0159
Additional Noninterest Income$3,185,0001,121
Total noninterest expense$36,226,000588
Salaries and employee benefits$15,516,000736
Premises and equipment expense$9,145,000289
Additional noninterest expense$11,565,000581
Pre-tax net operating income$-5,761,0006,172
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-5,761,0006,166
Extraordinary gains, net$023
Net income$-5,761,0006,166
Minority interest net income$081
Net income of bank and minority interests.$-5,761,0006,166
Net charge-offs$3,914,000227
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$46,494,00015
Net operating income$-5,761,0006,165
2015-09-30 (YTD Data)Rank
Total interest income$23,958,000806
Total interest expense$2,906,000720
Net interest income$21,052,000811
Provision for loan and lease losses$4,244,000186
Total noninterest income$5,096,000916
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,368,000433
Trading account gains and fees$0153
Additional Noninterest Income$2,728,0001,041
Total noninterest expense$27,791,000572
Salaries and employee benefits$11,514,000757
Premises and equipment expense$7,262,000283
Additional noninterest expense$9,015,000566
Pre-tax net operating income$-5,887,0006,264
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-5,887,0006,260
Extraordinary gains, net$021
Net income$-5,887,0006,261
Minority interest net income$078
Net income of bank and minority interests.$-5,887,0006,261
Net charge-offs$346,0001,105
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$46,494,00014
Net operating income$-5,887,0006,258
2015-06-30 (YTD Data)Rank
Total interest income$15,657,000818
Total interest expense$1,922,000731
Net interest income$13,735,000827
Provision for loan and lease losses$4,244,000134
Total noninterest income$3,304,000930
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,550,000438
Trading account gains and fees$0157
Additional Noninterest Income$1,754,0001,066
Total noninterest expense$19,777,000537
Salaries and employee benefits$7,853,000746
Premises and equipment expense$5,296,000266
Additional noninterest expense$6,628,000519
Pre-tax net operating income$-6,982,0006,349
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-6,982,0006,343
Extraordinary gains, net$022
Net income$-6,982,0006,342
Minority interest net income$075
Net income of bank and minority interests.$-6,982,0006,342
Net charge-offs$397,000776
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$46,519,0009
Net operating income$-6,982,0006,340
2015-03-31 (YTD Data)Rank
Total interest income$7,923,000806
Total interest expense$951,000735
Net interest income$6,972,000807
Provision for loan and lease losses$8,530,00063
Total noninterest income$1,260,0001,093
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$794,000421
Trading account gains and fees$0152
Additional Noninterest Income$466,0001,588
Total noninterest expense$10,967,000495
Salaries and employee benefits$4,096,000716
Premises and equipment expense$2,753,000259
Additional noninterest expense$4,118,000423
Pre-tax net operating income$-11,265,0006,421
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-11,265,0006,414
Extraordinary gains, net$013
Net income$-11,265,0006,414
Minority interest net income$064
Net income of bank and minority interests.$-11,265,0006,414
Net charge-offs$10,622,00050
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$46,559,0006
Net operating income$-11,265,0006,414
2014-12-31 (YTD Data)Rank
Total interest income$32,015,000784
Total interest expense$3,992,000729
Net interest income$28,023,000786
Provision for loan and lease losses$04,603
Total noninterest income$5,616,0001,003
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,670,000394
Trading account gains and fees$0180
Additional Noninterest Income$1,946,0001,489
Total noninterest expense$37,435,000551
Salaries and employee benefits$15,700,000708
Premises and equipment expense$8,677,000307
Additional noninterest expense$13,058,000527
Pre-tax net operating income$-3,796,0006,477
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-3,796,0006,468
Extraordinary gains, net$017
Net income$-3,796,0006,467
Minority interest net income$084
Net income of bank and minority interests.$-3,796,0006,467
Net charge-offs$1,574,000628
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$6,000814
Net operating income$-3,796,0006,470
2014-09-30 (YTD Data)Rank
Total interest income$24,084,000784
Total interest expense$2,887,000773
Net interest income$21,197,000778
Provision for loan and lease losses$04,401
Total noninterest income$4,995,000892
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,819,000390
Trading account gains and fees$0174
Additional Noninterest Income$2,176,0001,133
Total noninterest expense$27,704,000558
Salaries and employee benefits$11,850,000702
Premises and equipment expense$6,345,000315
Additional noninterest expense$9,509,000531
Pre-tax net operating income$-1,512,0006,507
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-1,512,0006,509
Extraordinary gains, net$015
Net income$-1,512,0006,508
Minority interest net income$081
Net income of bank and minority interests.$-1,512,0006,508
Net charge-offs$239,0001,815
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$6,000766
Net operating income$-1,512,0006,505
2014-06-30 (YTD Data)Rank
Total interest income$16,041,000781
Total interest expense$1,846,000810
Net interest income$14,195,000778
Provision for loan and lease losses$04,196
Total noninterest income$3,761,000790
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,873,000385
Trading account gains and fees$0172
Additional Noninterest Income$1,888,000932
Total noninterest expense$18,501,000553
Salaries and employee benefits$7,993,000693
Premises and equipment expense$4,226,000315
Additional noninterest expense$6,282,000538
Pre-tax net operating income$-545,0006,525
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-545,0006,534
Extraordinary gains, net$020
Net income$-545,0006,534
Minority interest net income$080
Net income of bank and minority interests.$-545,0006,534
Net charge-offs$615,000729
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$6,000712
Net operating income$-545,0006,533
2014-03-31 (YTD Data)Rank
Total interest income$7,947,000791
Total interest expense$917,000827
Net interest income$7,030,000779
Provision for loan and lease losses$03,817
Total noninterest income$2,418,000628
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$944,000374
Trading account gains and fees$0147
Additional Noninterest Income$1,474,000636
Total noninterest expense$8,931,000572
Salaries and employee benefits$3,993,000703
Premises and equipment expense$1,821,000381
Additional noninterest expense$3,117,000536
Pre-tax net operating income$517,0002,829
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$517,0002,503
Extraordinary gains, net$016
Net income$517,0002,506
Minority interest net income$066
Net income of bank and minority interests.$517,0002,506
Net charge-offs$1,449,000217
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$6,000626
Net operating income$517,0002,460
2013-12-31 (YTD Data)Rank
Total interest income$35,755,000697
Total interest expense$5,057,000656
Net interest income$30,698,000695
Provision for loan and lease losses$-1,263,0006,698
Total noninterest income$5,846,0001,014
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,261,000352
Trading account gains and fees$0184
Additional Noninterest Income$1,585,0001,786
Total noninterest expense$41,118,000507
Salaries and employee benefits$16,169,000671
Premises and equipment expense$8,645,000302
Additional noninterest expense$16,304,000440
Pre-tax net operating income$-3,311,0006,726
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-3,311,0006,728
Extraordinary gains, net$029
Net income$-3,311,0006,728
Minority interest net income$090
Net income of bank and minority interests.$-3,311,0006,728
Net charge-offs$7,505,000235
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$36,000714
Net operating income$-3,311,0006,728
2013-09-30 (YTD Data)Rank
Total interest income$26,838,000700
Total interest expense$3,855,000661
Net interest income$22,983,000699
Provision for loan and lease losses$-1,263,0006,800
Total noninterest income$5,250,000901
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,291,000346
Trading account gains and fees$0180
Additional Noninterest Income$1,959,0001,293
Total noninterest expense$31,233,000502
Salaries and employee benefits$12,216,000669
Premises and equipment expense$6,692,000288
Additional noninterest expense$12,325,000434
Pre-tax net operating income$-1,737,0006,771
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-1,737,0006,778
Extraordinary gains, net$025
Net income$-1,737,0006,779
Minority interest net income$084
Net income of bank and minority interests.$-1,737,0006,779
Net charge-offs$2,890,000440
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$26,000680
Net operating income$-1,737,0006,770
2013-06-30 (YTD Data)Rank
Total interest income$17,669,000707
Total interest expense$2,598,000678
Net interest income$15,071,000703
Provision for loan and lease losses$-1,263,0006,868
Total noninterest income$2,796,0001,081
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,188,000339
Trading account gains and fees$0157
Additional Noninterest Income$608,0002,213
Total noninterest expense$20,661,000508
Salaries and employee benefits$8,262,000663
Premises and equipment expense$4,452,000291
Additional noninterest expense$7,947,000451
Pre-tax net operating income$-1,531,0006,850
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-1,531,0006,864
Extraordinary gains, net$022
Net income$-1,531,0006,865
Minority interest net income$082
Net income of bank and minority interests.$-1,531,0006,865
Net charge-offs$-409,0006,872
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$18,000640
Net operating income$-1,531,0006,855
2013-03-31 (YTD Data)Rank
Total interest income$9,115,000687
Total interest expense$1,344,000674
Net interest income$7,771,000683
Provision for loan and lease losses$-1,263,0006,989
Total noninterest income$1,584,000988
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,086,000337
Trading account gains and fees$0148
Additional Noninterest Income$498,0001,584
Total noninterest expense$10,489,000510
Salaries and employee benefits$4,294,000647
Premises and equipment expense$2,137,000306
Additional noninterest expense$4,058,000452
Pre-tax net operating income$129,0005,036
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$129,0004,939
Extraordinary gains, net$010
Net income$129,0004,940
Minority interest net income$076
Net income of bank and minority interests.$129,0004,941
Net charge-offs$-1,263,0007,006
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$9,000593
Net operating income$129,0004,840
2012-12-31 (YTD Data)Rank
Total interest income$47,948,000544
Total interest expense$9,475,000435
Net interest income$38,473,000564
Provision for loan and lease losses$1,875,0001,123
Total noninterest income$4,250,0001,266
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,438,000347
Trading account gains and fees$0166
Additional Noninterest Income$-188,0006,807
Total noninterest expense$51,692,000433
Salaries and employee benefits$17,975,000590
Premises and equipment expense$9,301,000274
Additional noninterest expense$24,416,000341
Pre-tax net operating income$-10,844,0007,031
Securities gains (losses)$1,073,000482
Applicable income taxes$294,0002,673
Income before extraordinary items$-10,065,0007,027
Extraordinary gains, net$029
Net income$-10,065,0007,027
Minority interest net income$093
Net income of bank and minority interests.$-10,065,0007,027
Net charge-offs$35,559,000116
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$98,000582
Net operating income$-11,138,0007,027
2012-09-30 (YTD Data)Rank
Total interest income$37,192,000530
Total interest expense$7,836,000405
Net interest income$29,356,000563
Provision for loan and lease losses$1,797,000940
Total noninterest income$2,948,0001,348
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,397,000342
Trading account gains and fees$0157
Additional Noninterest Income$-449,0007,067
Total noninterest expense$39,413,000416
Salaries and employee benefits$14,192,000557
Premises and equipment expense$7,274,000263
Additional noninterest expense$17,947,000340
Pre-tax net operating income$-8,906,0007,137
Securities gains (losses)$1,073,000372
Applicable income taxes$294,0002,490
Income before extraordinary items$-8,127,0007,135
Extraordinary gains, net$020
Net income$-8,127,0007,135
Minority interest net income$086
Net income of bank and minority interests.$-8,127,0007,135
Net charge-offs$12,917,000206
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$74,000525
Net operating income$-9,200,0007,136
2012-06-30 (YTD Data)Rank
Total interest income$25,569,000519
Total interest expense$5,778,000379
Net interest income$19,791,000561
Provision for loan and lease losses$1,798,000702
Total noninterest income$1,420,0001,690
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,314,000337
Trading account gains and fees$0153
Additional Noninterest Income$-894,0007,201
Total noninterest expense$27,779,000386
Salaries and employee benefits$9,594,000552
Premises and equipment expense$4,911,000262
Additional noninterest expense$13,274,000314
Pre-tax net operating income$-8,366,0007,219
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-8,366,0007,214
Extraordinary gains, net$019
Net income$-8,366,0007,214
Minority interest net income$084
Net income of bank and minority interests.$-8,366,0007,214
Net charge-offs$2,080,000668
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$50,000501
Net operating income$-8,366,0007,212
2012-03-31 (YTD Data)Rank
Total interest income$13,197,000505
Total interest expense$3,141,000364
Net interest income$10,056,000550
Provision for loan and lease losses$1,798,000399
Total noninterest income$1,926,000806
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,227,000304
Trading account gains and fees$0148
Additional Noninterest Income$699,0001,183
Total noninterest expense$13,801,000391
Salaries and employee benefits$4,817,000544
Premises and equipment expense$2,499,000257
Additional noninterest expense$6,485,000310
Pre-tax net operating income$-3,617,0007,276
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-3,617,0007,273
Extraordinary gains, net$019
Net income$-3,617,0007,273
Minority interest net income$078
Net income of bank and minority interests.$-3,617,0007,273
Net charge-offs$-396,0007,269
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$25,000449
Net operating income$-3,617,0007,272
2011-12-31 (YTD Data)Rank
Total interest income$62,891,000432
Total interest expense$16,202,000343
Net interest income$46,689,000470
Provision for loan and lease losses$70,398,00089
Total noninterest income$-189,0007,113
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,866,000276
Trading account gains and fees$0146
Additional Noninterest Income$-6,055,0007,340
Total noninterest expense$55,307,000387
Salaries and employee benefits$19,239,000509
Premises and equipment expense$10,145,000257
Additional noninterest expense$25,923,000321
Pre-tax net operating income$-79,205,0007,352
Securities gains (losses)$-120,0007,097
Applicable income taxes$04,719
Income before extraordinary items$-79,325,0007,345
Extraordinary gains, net$029
Net income$-79,325,0007,345
Minority interest net income$096
Net income of bank and minority interests.$-79,325,0007,345
Net charge-offs$58,838,000114
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$108,000645
Net operating income$-79,205,0007,345
2011-09-30 (YTD Data)Rank
Total interest income$49,756,000424
Total interest expense$12,737,000340
Net interest income$37,019,000446
Provision for loan and lease losses$64,875,00068
Total noninterest income$2,710,0001,319
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,336,000276
Trading account gains and fees$0145
Additional Noninterest Income$-1,626,0007,360
Total noninterest expense$43,382,000364
Salaries and employee benefits$14,582,000504
Premises and equipment expense$7,956,000249
Additional noninterest expense$20,844,000292
Pre-tax net operating income$-68,528,0007,437
Securities gains (losses)$-111,0007,231
Applicable income taxes$04,740
Income before extraordinary items$-68,639,0007,429
Extraordinary gains, net$021
Net income$-68,639,0007,429
Minority interest net income$087
Net income of bank and minority interests.$-68,639,0007,429
Net charge-offs$42,804,000115
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$96,000565
Net operating income$-68,528,0007,429
2011-06-30 (YTD Data)Rank
Total interest income$34,153,000422
Total interest expense$8,872,000345
Net interest income$25,281,000439
Provision for loan and lease losses$30,386,000100
Total noninterest income$1,452,0001,512
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,891,000275
Trading account gains and fees$0153
Additional Noninterest Income$-1,439,0007,461
Total noninterest expense$36,616,000299
Salaries and employee benefits$9,833,000497
Premises and equipment expense$5,442,000247
Additional noninterest expense$21,341,000217
Pre-tax net operating income$-40,269,0007,505
Securities gains (losses)$-92,0007,309
Applicable income taxes$04,697
Income before extraordinary items$-40,361,0007,498
Extraordinary gains, net$015
Net income$-40,361,0007,498
Minority interest net income$089
Net income of bank and minority interests.$-40,361,0007,498
Net charge-offs$35,246,000109
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$64,000491
Net operating income$-40,269,0007,499
2011-03-31 (YTD Data)Rank
Total interest income$17,886,000401
Total interest expense$4,591,000347
Net interest income$13,295,000420
Provision for loan and lease losses$17,897,00099
Total noninterest income$1,351,000991
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,412,000281
Trading account gains and fees$0158
Additional Noninterest Income$-61,0007,316
Total noninterest expense$12,979,000408
Salaries and employee benefits$5,009,000499
Premises and equipment expense$2,857,000244
Additional noninterest expense$5,113,000381
Pre-tax net operating income$-16,230,0007,560
Securities gains (losses)$-54,0007,341
Applicable income taxes$04,545
Income before extraordinary items$-16,284,0007,550
Extraordinary gains, net$09
Net income$-16,284,0007,550
Minority interest net income$086
Net income of bank and minority interests.$-16,284,0007,550
Net charge-offs$12,359,000134
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$32,000442
Net operating income$-16,230,0007,551
2010-12-31 (YTD Data)Rank
Total interest income$80,876,000379
Total interest expense$22,986,000330
Net interest income$57,890,000375
Provision for loan and lease losses$26,320,000287
Total noninterest income$-839,0007,531
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,296,000293
Trading account gains and fees$0175
Additional Noninterest Income$-6,135,0007,639
Total noninterest expense$54,740,000400
Salaries and employee benefits$18,901,000521
Premises and equipment expense$11,939,000224
Additional noninterest expense$23,900,000350
Pre-tax net operating income$-24,009,0007,544
Securities gains (losses)$274,0001,344
Applicable income taxes$26,788,000124
Income before extraordinary items$-50,523,0007,605
Extraordinary gains, net$029
Net income$-50,523,0007,605
Minority interest net income$0111
Net income of bank and minority interests.$-50,523,0007,605
Net charge-offs$25,229,000280
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$133,000726
Net operating income$-50,797,0007,602
2010-09-30 (YTD Data)Rank
Total interest income$61,536,000373
Total interest expense$18,300,000324
Net interest income$43,236,000377
Provision for loan and lease losses$8,664,000561
Total noninterest income$5,416,000796
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,891,000297
Trading account gains and fees$0165
Additional Noninterest Income$1,525,0001,327
Total noninterest expense$37,883,000412
Salaries and employee benefits$14,041,000512
Premises and equipment expense$8,924,000225
Additional noninterest expense$14,918,000386
Pre-tax net operating income$2,105,0001,818
Securities gains (losses)$332,0001,004
Applicable income taxes$984,0001,012
Income before extraordinary items$1,453,0002,204
Extraordinary gains, net$023
Net income$1,453,0002,205
Minority interest net income$0110
Net income of bank and minority interests.$1,453,0002,207
Net charge-offs$3,491,0001,015
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$101,000657
Net operating income$1,240,5202,360
2010-06-30 (YTD Data)Rank
Total interest income$40,920,000376
Total interest expense$13,029,000319
Net interest income$27,891,000387
Provision for loan and lease losses$5,592,000588
Total noninterest income$4,239,000688
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,556,000310
Trading account gains and fees$0152
Additional Noninterest Income$1,683,000902
Total noninterest expense$24,016,000427
Salaries and employee benefits$9,360,000515
Premises and equipment expense$5,928,000225
Additional noninterest expense$8,728,000434
Pre-tax net operating income$2,522,0001,059
Securities gains (losses)$359,000614
Applicable income taxes$1,142,000646
Income before extraordinary items$1,739,0001,274
Extraordinary gains, net$019
Net income$1,739,0001,275
Minority interest net income$0105
Net income of bank and minority interests.$1,739,0001,275
Net charge-offs$1,616,0001,312
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$62,000596
Net operating income$1,509,2401,399
2010-03-31 (YTD Data)Rank
Total interest income$20,515,000390
Total interest expense$6,949,000323
Net interest income$13,566,000409
Provision for loan and lease losses$2,604,000610
Total noninterest income$2,154,000670
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,253,000316
Trading account gains and fees$0175
Additional Noninterest Income$901,000869
Total noninterest expense$11,825,000434
Salaries and employee benefits$4,927,000495
Premises and equipment expense$2,968,000230
Additional noninterest expense$3,930,000470
Pre-tax net operating income$1,291,0001,028
Securities gains (losses)$373,000316
Applicable income taxes$658,000551
Income before extraordinary items$1,006,0001,083
Extraordinary gains, net$016
Net income$1,006,0001,084
Minority interest net income$091
Net income of bank and minority interests.$1,006,0001,085
Net charge-offs$904,0001,112
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$37,000490
Net operating income$767,2801,387
2009-12-31 (YTD Data)Rank
Total interest income$84,677,000395
Total interest expense$35,327,000320
Net interest income$49,350,000437
Provision for loan and lease losses$79,830,000172
Total noninterest income$4,383,0001,221
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$4,259,000391
Trading account gains and fees$0211
Additional Noninterest Income$124,0005,362
Total noninterest expense$45,563,000470
Salaries and employee benefits$19,723,000492
Premises and equipment expense$11,324,000243
Additional noninterest expense$14,516,000571
Pre-tax net operating income$-71,660,0007,904
Securities gains (losses)$762,000631
Applicable income taxes$-26,758,0007,938
Income before extraordinary items$-44,140,0007,861
Extraordinary gains, net$034
Net income$-44,140,0007,860
Minority interest net income$0115
Net income of bank and minority interests.$-44,140,0007,860
Net charge-offs$49,743,000201
Cash dividends$745,0002,057
Sale, conversion, retirement of capital stock, net$52,950,00024
Net operating income$-44,627,6807,867
2009-09-30 (YTD Data)Rank
Total interest income$63,869,000406
Total interest expense$27,041,000338
Net interest income$36,828,000451
Provision for loan and lease losses$28,746,000307
Total noninterest income$4,995,000878
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,989,000419
Trading account gains and fees$0212
Additional Noninterest Income$2,006,0001,145
Total noninterest expense$33,923,000475
Salaries and employee benefits$15,388,000484
Premises and equipment expense$8,280,000258
Additional noninterest expense$10,255,000575
Pre-tax net operating income$-20,846,0007,878
Securities gains (losses)$784,000478
Applicable income taxes$-6,089,0007,921
Income before extraordinary items$-13,973,0007,844
Extraordinary gains, net$027
Net income$-13,973,0007,843
Minority interest net income$0118
Net income of bank and minority interests.$-13,973,0007,843
Net charge-offs$9,847,000510
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$51,755,00018
Net operating income$-14,521,8007,849
2009-06-30 (YTD Data)Rank
Total interest income$41,939,000420
Total interest expense$18,999,000342
Net interest income$22,940,000477
Provision for loan and lease losses$3,965,000896
Total noninterest income$3,058,000950
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,921,000429
Trading account gains and fees$0193
Additional Noninterest Income$1,137,0001,308
Total noninterest expense$21,806,000502
Salaries and employee benefits$9,842,000515
Premises and equipment expense$5,378,000271
Additional noninterest expense$6,586,000606
Pre-tax net operating income$227,0004,490
Securities gains (losses)$441,000567
Applicable income taxes$470,0001,133
Income before extraordinary items$198,0004,545
Extraordinary gains, net$021
Net income$198,0004,543
Minority interest net income$0112
Net income of bank and minority interests.$198,0004,543
Net charge-offs$489,0002,377
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,397,000252
Net operating income$-84,2406,119
2009-03-31 (YTD Data)Rank
Total interest income$21,041,000425
Total interest expense$10,473,000327
Net interest income$10,568,000507
Provision for loan and lease losses$1,772,000814
Total noninterest income$1,496,000939
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$947,000429
Trading account gains and fees$0171
Additional Noninterest Income$549,0001,311
Total noninterest expense$9,988,000521
Salaries and employee benefits$4,795,000530
Premises and equipment expense$2,594,000286
Additional noninterest expense$2,599,000652
Pre-tax net operating income$304,0003,317
Securities gains (losses)$-34,0007,909
Applicable income taxes$183,0001,547
Income before extraordinary items$87,0005,132
Extraordinary gains, net$015
Net income$87,0005,137
Minority interest net income$0102
Net income of bank and minority interests.$87,0005,136
Net charge-offs$18,0004,403
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$108,7604,670
2008-12-31 (YTD Data)Rank
Total interest income$88,140,000445
Total interest expense$45,392,000352
Net interest income$42,748,000507
Provision for loan and lease losses$6,124,000869
Total noninterest income$5,941,000918
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,592,000480
Trading account gains and fees$0154
Additional Noninterest Income$2,349,0001,161
Total noninterest expense$39,660,000510
Salaries and employee benefits$20,583,000468
Premises and equipment expense$8,952,000314
Additional noninterest expense$10,125,000672
Pre-tax net operating income$2,905,0001,852
Securities gains (losses)$406,000449
Applicable income taxes$1,229,0001,013
Income before extraordinary items$2,082,0001,913
Extraordinary gains, net$039
Net income$2,082,0001,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,044,000991
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$2,164,000316
Net operating income$1,822,1602,289
2008-09-30 (YTD Data)Rank
Total interest income$65,061,000472
Total interest expense$33,171,000387
Net interest income$31,890,000526
Provision for loan and lease losses$4,002,000764
Total noninterest income$4,433,000961
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,640,000498
Trading account gains and fees$0148
Additional Noninterest Income$1,793,0001,204
Total noninterest expense$29,056,000516
Salaries and employee benefits$15,426,000484
Premises and equipment expense$6,293,000342
Additional noninterest expense$7,337,000657
Pre-tax net operating income$3,265,0001,496
Securities gains (losses)$245,000536
Applicable income taxes$1,743,000730
Income before extraordinary items$1,767,0001,994
Extraordinary gains, net$031
Net income$1,767,0001,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,863
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,610,2002,296
2008-06-30 (YTD Data)Rank
Total interest income$42,884,000479
Total interest expense$20,539,000429
Net interest income$22,345,000504
Provision for loan and lease losses$2,395,000695
Total noninterest income$2,606,0001,074
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,628,000524
Trading account gains and fees$0149
Additional Noninterest Income$978,0001,421
Total noninterest expense$19,461,000518
Salaries and employee benefits$10,376,000489
Premises and equipment expense$4,103,000346
Additional noninterest expense$4,982,000626
Pre-tax net operating income$3,095,0001,144
Securities gains (losses)$-14,0008,144
Applicable income taxes$1,399,000701
Income before extraordinary items$1,682,0001,617
Extraordinary gains, net$021
Net income$1,682,0001,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,504
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,690,9601,583
2008-03-31 (YTD Data)Rank
Total interest income$21,809,000483
Total interest expense$10,158,000469
Net interest income$11,651,000480
Provision for loan and lease losses$896,000679
Total noninterest income$1,163,0001,183
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$722,000591
Trading account gains and fees$0158
Additional Noninterest Income$441,0001,534
Total noninterest expense$9,677,000515
Salaries and employee benefits$5,083,000497
Premises and equipment expense$2,054,000352
Additional noninterest expense$2,540,000580
Pre-tax net operating income$2,241,000848
Securities gains (losses)$-14,0008,345
Applicable income taxes$924,000621
Income before extraordinary items$1,303,0001,155
Extraordinary gains, net$015
Net income$1,303,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,189
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,311,9601,114
2007-12-31 (YTD Data)Rank
Total interest income$82,276,000525
Total interest expense$37,255,000542
Net interest income$45,021,000505
Provision for loan and lease losses$3,376,000582
Total noninterest income$3,772,0001,359
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,551,000691
Trading account gains and fees$0178
Additional Noninterest Income$1,221,0001,946
Total noninterest expense$32,032,000589
Salaries and employee benefits$17,320,000558
Premises and equipment expense$5,929,000453
Additional noninterest expense$8,783,000655
Pre-tax net operating income$13,385,000644
Securities gains (losses)$-12,0007,599
Applicable income taxes$5,440,000506
Income before extraordinary items$7,933,000820
Extraordinary gains, net$039
Net income$7,933,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,878
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$5,688,000256
Net operating income$7,940,680810
2007-09-30 (YTD Data)Rank
Total interest income$59,589,000543
Total interest expense$26,533,000568
Net interest income$33,056,000512
Provision for loan and lease losses$1,943,000531
Total noninterest income$2,672,0001,437
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,829,000712
Trading account gains and fees$0184
Additional Noninterest Income$843,0002,056
Total noninterest expense$22,063,000625
Salaries and employee benefits$11,667,000623
Premises and equipment expense$3,936,000505
Additional noninterest expense$6,460,000646
Pre-tax net operating income$11,722,000612
Securities gains (losses)$-9,0007,750
Applicable income taxes$4,560,000501
Income before extraordinary items$7,153,000731
Extraordinary gains, net$033
Net income$7,153,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,346
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$3,362,000224
Net operating income$7,158,760720
2007-06-30 (YTD Data)Rank
Total interest income$38,742,000566
Total interest expense$16,724,000608
Net interest income$22,018,000531
Provision for loan and lease losses$1,199,000517
Total noninterest income$1,662,0001,552
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,169,000759
Trading account gains and fees$0168
Additional Noninterest Income$493,0002,262
Total noninterest expense$14,126,000666
Salaries and employee benefits$7,177,000692
Premises and equipment expense$2,503,000548
Additional noninterest expense$4,446,000633
Pre-tax net operating income$8,355,000600
Securities gains (losses)$-4,0007,813
Applicable income taxes$3,226,000514
Income before extraordinary items$5,125,000709
Extraordinary gains, net$029
Net income$5,125,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,601
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$3,306,000167
Net operating income$5,127,560701
2007-03-31 (YTD Data)Rank
Total interest income$18,620,000573
Total interest expense$7,965,000624
Net interest income$10,655,000543
Provision for loan and lease losses$05,779
Total noninterest income$831,0001,515
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$575,000734
Trading account gains and fees$0195
Additional Noninterest Income$256,0002,186
Total noninterest expense$6,406,000730
Salaries and employee benefits$3,384,000741
Premises and equipment expense$1,235,000551
Additional noninterest expense$1,787,000780
Pre-tax net operating income$5,080,000516
Securities gains (losses)$-1,0007,986
Applicable income taxes$1,865,000468
Income before extraordinary items$3,214,000581
Extraordinary gains, net$022
Net income$3,214,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$3,000,00088
Net operating income$3,214,640567
2006-12-31 (YTD Data)Rank
Total interest income$67,343,000597
Total interest expense$28,301,000606
Net interest income$39,042,000590
Provision for loan and lease losses$2,750,000405
Total noninterest income$3,329,0001,481
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,119,000827
Trading account gains and fees$0130
Additional Noninterest Income$1,210,0001,954
Total noninterest expense$18,623,000957
Salaries and employee benefits$10,102,000953
Premises and equipment expense$3,087,000807
Additional noninterest expense$5,434,000981
Pre-tax net operating income$20,998,000519
Securities gains (losses)$-27,0007,677
Applicable income taxes$8,184,000449
Income before extraordinary items$12,787,000591
Extraordinary gains, net$051
Net income$12,787,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,843
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$53,189,00015
Net operating income$12,804,280583
2006-09-30 (YTD Data)Rank
Total interest income$49,046,000620
Total interest expense$20,653,000615
Net interest income$28,393,000618
Provision for loan and lease losses$2,250,000358
Total noninterest income$2,565,0001,466
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,549,000858
Trading account gains and fees$0126
Additional Noninterest Income$1,016,0001,798
Total noninterest expense$13,099,0001,040
Salaries and employee benefits$7,148,0001,019
Premises and equipment expense$2,123,000894
Additional noninterest expense$3,828,0001,057
Pre-tax net operating income$15,609,000539
Securities gains (losses)$-25,0007,922
Applicable income taxes$5,863,000483
Income before extraordinary items$9,721,000614
Extraordinary gains, net$045
Net income$9,721,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,187
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$49,300,0009
Net operating income$9,737,000603
2006-06-30 (YTD Data)Rank
Total interest income$31,614,000632
Total interest expense$13,551,000593
Net interest income$18,063,000640
Provision for loan and lease losses$1,500,000341
Total noninterest income$1,763,0001,434
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,006,000866
Trading account gains and fees$0126
Additional Noninterest Income$757,0001,655
Total noninterest expense$8,308,0001,088
Salaries and employee benefits$4,525,0001,085
Premises and equipment expense$1,368,000924
Additional noninterest expense$2,415,0001,122
Pre-tax net operating income$10,018,000563
Securities gains (losses)$-23,0008,124
Applicable income taxes$3,761,000499
Income before extraordinary items$6,234,000638
Extraordinary gains, net$039
Net income$6,234,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$24,955,00021
Net operating income$6,248,720622
2006-03-31 (YTD Data)Rank
Total interest income$15,197,000631
Total interest expense$6,643,000576
Net interest income$8,554,000666
Provision for loan and lease losses$750,000338
Total noninterest income$656,0001,790
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$455,000933
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,485
Total noninterest expense$3,886,0001,173
Salaries and employee benefits$2,173,0001,146
Premises and equipment expense$646,000977
Additional noninterest expense$1,067,0001,246
Pre-tax net operating income$4,574,000590
Securities gains (losses)$-20,0008,379
Applicable income taxes$1,722,000523
Income before extraordinary items$2,832,000686
Extraordinary gains, net$021
Net income$2,832,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,844,800671
2005-12-31 (YTD Data)Rank
Total interest income$35,124,000933
Total interest expense$10,196,0001,103
Net interest income$24,928,000858
Provision for loan and lease losses$4,400,000265
Total noninterest income$1,723,0002,451
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,378,0001,294
Trading account gains and fees$0138
Additional Noninterest Income$345,0004,051
Total noninterest expense$11,445,0001,501
Salaries and employee benefits$5,996,0001,561
Premises and equipment expense$1,931,0001,271
Additional noninterest expense$3,518,0001,453
Pre-tax net operating income$10,806,000912
Securities gains (losses)$-4,0007,217
Applicable income taxes$4,143,000754
Income before extraordinary items$6,659,0001,092
Extraordinary gains, net$046
Net income$6,659,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,620
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,120,000462
Net operating income$6,661,5601,072
2005-09-30 (YTD Data)Rank
Total interest income$21,919,0001,091
Total interest expense$5,670,0001,415
Net interest income$16,249,000972
Provision for loan and lease losses$3,150,000259
Total noninterest income$1,200,0002,580
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$966,0001,351
Trading account gains and fees$0126
Additional Noninterest Income$234,0004,247
Total noninterest expense$7,673,0001,651
Salaries and employee benefits$4,061,0001,702
Premises and equipment expense$1,329,0001,373
Additional noninterest expense$2,283,0001,650
Pre-tax net operating income$6,626,0001,090
Securities gains (losses)$-2,0007,438
Applicable income taxes$2,523,000895
Income before extraordinary items$4,101,0001,323
Extraordinary gains, net$035
Net income$4,101,0001,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,898
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$895,000364
Net operating income$4,102,2801,300
2005-06-30 (YTD Data)Rank
Total interest income$12,119,0001,296
Total interest expense$2,857,0001,774
Net interest income$9,262,0001,143
Provision for loan and lease losses$1,500,000342
Total noninterest income$721,0002,715
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$587,0001,438
Trading account gains and fees$0116
Additional Noninterest Income$134,0004,559
Total noninterest expense$4,759,0001,749
Salaries and employee benefits$2,525,0001,814
Premises and equipment expense$813,0001,481
Additional noninterest expense$1,421,0001,737
Pre-tax net operating income$3,724,0001,251
Securities gains (losses)$02,146
Applicable income taxes$1,415,0001,010
Income before extraordinary items$2,309,0001,496
Extraordinary gains, net$030
Net income$2,309,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$10,000589
Net operating income$2,309,0001,469
2005-03-31 (YTD Data)Rank
Total interest income$5,147,0001,505
Total interest expense$1,042,0002,249
Net interest income$4,105,0001,301
Provision for loan and lease losses$750,000326
Total noninterest income$321,0002,894
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$261,0001,557
Trading account gains and fees$0115
Additional Noninterest Income$60,0004,776
Total noninterest expense$2,176,0001,904
Salaries and employee benefits$1,188,0001,927
Premises and equipment expense$408,0001,480
Additional noninterest expense$580,0002,117
Pre-tax net operating income$1,500,0001,519
Securities gains (losses)$01,685
Applicable income taxes$570,0001,202
Income before extraordinary items$930,0001,821
Extraordinary gains, net$024
Net income$930,0001,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$10,000433
Net operating income$930,0001,779
2004-12-31 (YTD Data)Rank
Total interest income$12,623,0002,273
Total interest expense$1,785,0003,997
Net interest income$10,838,0001,866
Provision for loan and lease losses$2,500,000447
Total noninterest income$1,188,0003,149
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,027,0001,715
Trading account gains and fees$0138
Additional Noninterest Income$161,0005,547
Total noninterest expense$5,552,0002,839
Salaries and employee benefits$2,812,0003,011
Premises and equipment expense$957,0002,386
Additional noninterest expense$1,783,0002,669
Pre-tax net operating income$3,974,0002,072
Securities gains (losses)$30,0002,118
Applicable income taxes$1,485,0001,617
Income before extraordinary items$2,519,0002,418
Extraordinary gains, net$034
Net income$2,519,0002,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,855
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$22,140,00028
Net operating income$2,499,8002,373
2004-09-30 (YTD Data)Rank
Total interest income$8,306,0002,541
Total interest expense$1,079,0004,591
Net interest income$7,227,0002,095
Provision for loan and lease losses$1,850,000439
Total noninterest income$850,0003,279
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$732,0001,812
Trading account gains and fees$0134
Additional Noninterest Income$118,0005,608
Total noninterest expense$3,815,0003,036
Salaries and employee benefits$1,930,0003,240
Premises and equipment expense$655,0002,578
Additional noninterest expense$1,230,0002,866
Pre-tax net operating income$2,412,0002,465
Securities gains (losses)$29,0002,064
Applicable income taxes$892,0001,954
Income before extraordinary items$1,549,0002,876
Extraordinary gains, net$026
Net income$1,549,0002,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,361
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$21,730,00025
Net operating income$1,530,4402,834
2004-06-30 (YTD Data)Rank
Total interest income$4,839,0002,874
Total interest expense$562,0005,307
Net interest income$4,277,0002,332
Provision for loan and lease losses$1,300,000432
Total noninterest income$541,0003,395
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$472,0001,850
Trading account gains and fees$0130
Additional Noninterest Income$69,0005,871
Total noninterest expense$2,351,0003,284
Salaries and employee benefits$1,181,0003,499
Premises and equipment expense$412,0002,721
Additional noninterest expense$758,0003,091
Pre-tax net operating income$1,167,0003,180
Securities gains (losses)$29,0001,812
Applicable income taxes$419,0002,485
Income before extraordinary items$777,0003,602
Extraordinary gains, net$021
Net income$777,0003,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$18,327,00021
Net operating income$758,1503,573
2004-03-31 (YTD Data)Rank
Total interest income$2,106,0003,246
Total interest expense$160,0006,900
Net interest income$1,946,0002,545
Provision for loan and lease losses$700,000404
Total noninterest income$233,0003,683
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$197,0002,109
Trading account gains and fees$0121
Additional Noninterest Income$36,0005,773
Total noninterest expense$1,104,0003,485
Salaries and employee benefits$547,0003,740
Premises and equipment expense$203,0002,778
Additional noninterest expense$354,0003,249
Pre-tax net operating income$375,0004,250
Securities gains (losses)$30,0001,495
Applicable income taxes$118,0003,512
Income before extraordinary items$287,0004,391
Extraordinary gains, net$016
Net income$287,0004,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$2,124,00084
Net operating income$265,7004,470
2003-12-31 (YTD Data)Rank
Total interest income$4,317,0005,379
Total interest expense$461,0007,893
Net interest income$3,856,0004,475
Provision for loan and lease losses$800,0001,446
Total noninterest income$261,0006,880
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$183,0005,455
Trading account gains and fees$0160
Additional Noninterest Income$78,0006,928
Total noninterest expense$2,279,0005,561
Salaries and employee benefits$1,122,0005,863
Premises and equipment expense$388,0004,826
Additional noninterest expense$769,0005,184
Pre-tax net operating income$1,038,0005,076
Securities gains (losses)$16,0003,357
Applicable income taxes$07,459
Income before extraordinary items$1,054,0004,493
Extraordinary gains, net$054
Net income$1,054,0004,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$35,572,00027
Net operating income$1,038,0004,369
2003-09-30 (YTD Data)Rank
Total interest income$2,597,0006,151
Total interest expense$335,0008,094
Net interest income$2,262,0005,304
Provision for loan and lease losses$290,0002,572
Total noninterest income$182,0007,061
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$125,0005,705
Trading account gains and fees$0153
Additional Noninterest Income$57,0007,031
Total noninterest expense$1,428,0006,110
Salaries and employee benefits$688,0006,519
Premises and equipment expense$238,0005,489
Additional noninterest expense$502,0005,626
Pre-tax net operating income$726,0005,421
Securities gains (losses)$16,0003,083
Applicable income taxes$07,524
Income before extraordinary items$742,0004,809
Extraordinary gains, net$040
Net income$742,0004,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$24,524,00022
Net operating income$726,0004,694
2003-06-30 (YTD Data)Rank
Total interest income$1,444,0006,776
Total interest expense$191,0008,393
Net interest income$1,253,0005,925
Provision for loan and lease losses$170,0002,817
Total noninterest income$101,0007,387
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$72,0005,973
Trading account gains and fees$0150
Additional Noninterest Income$29,0007,373
Total noninterest expense$818,0006,638
Salaries and employee benefits$416,0006,841
Premises and equipment expense$122,0006,222
Additional noninterest expense$280,0006,186
Pre-tax net operating income$366,0006,067
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$366,0005,617
Extraordinary gains, net$030
Net income$366,0005,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$2,000579
Net operating income$366,0005,409
2003-03-31 (YTD Data)Rank
Total interest income$570,0007,454
Total interest expense$67,0008,811
Net interest income$503,0006,630
Provision for loan and lease losses$90,0002,494
Total noninterest income$46,0007,509
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$28,0006,375
Trading account gains and fees$0134
Additional Noninterest Income$18,0007,075
Total noninterest expense$369,0006,964
Salaries and employee benefits$208,0006,865
Premises and equipment expense$57,0006,435
Additional noninterest expense$104,0007,046
Pre-tax net operating income$90,0007,351
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$90,0007,087
Extraordinary gains, net$021
Net income$90,0007,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$90,0006,937
2002-12-31 (YTD Data)Rank
Total interest income$310,0009,234
Total interest expense$38,0009,253
Net interest income$272,0009,197
Provision for loan and lease losses$750,0001,730
Total noninterest income$6,0009,253
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,0008,157
Trading account gains and fees$0153
Additional Noninterest Income$3,0009,127
Total noninterest expense$677,0008,591
Salaries and employee benefits$147,0009,242
Premises and equipment expense$92,0008,283
Additional noninterest expense$438,0006,892
Pre-tax net operating income$-1,149,0009,155
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-1,149,0009,210
Extraordinary gains, net$070
Net income$-1,149,0009,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$30,216,00018
Net operating income$-1,149,0009,173

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.