Home > U.S. Bank of California > Loan Charge- Offs and Recoveries
U.S. Bank of California, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,169,000 | 406 |
| Loans secured by real estate, total | $1,204,000 | 338 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,204,000 | 338 |
| Construction and land development | $245,000 | 143 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $940,000 | 205 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,354 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $23,000 | 156 |
| Commercial and industrial loans | $1,000,000 | 358 |
| Loans to individuals | $2,942,000 | 339 |
| Credit card loan charge offs | $1,051,000 | 288 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,891,000 | 291 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,255,000 | 423 |
| Loans secured by real estate, total | $491,000 | 303 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $491,000 | 303 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $491,000 | 112 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $24,000 | 117 |
| Commercial and industrial loans | $229,000 | 555 |
| Loans to individuals | $511,000 | 390 |
| Credit card loan recoveries | $137,000 | 284 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $374,000 | 376 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,914,000 | 394 |
| Loans secured by real estate, total | $713,000 | 374 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $713,000 | 373 |
| Construction and land development | $245,000 | 122 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $449,000 | 291 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $19,000 | 1,068 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,108 |
| Commercial and industrial loans | $771,000 | 321 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,431,000 | 313 |
| Credit card loan net charge offs | $914,000 | 278 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,517,000 | 266 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,092,000 | 407 |
| Loans secured by real estate, total | $826,000 | 528 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $826,000 | 527 |
| Construction and land development | $71,000 | 374 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $755,000 | 248 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $910,000 | 388 |
| Loans to individuals | $3,356,000 | 297 |
| Credit card loan charge offs | $1,051,000 | 283 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,305,000 | 215 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,315,000 | 424 |
| Loans secured by real estate, total | $376,000 | 358 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $376,000 | 357 |
| Construction and land development | $6,000 | 455 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $370,000 | 133 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 200 |
| Commercial and industrial loans | $223,000 | 596 |
| Loans to individuals | $714,000 | 332 |
| Credit card loan recoveries | $49,000 | 449 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $665,000 | 259 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,777,000 | 381 |
| Loans secured by real estate, total | $450,000 | 617 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $450,000 | 616 |
| Construction and land development | $65,000 | 321 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $385,000 | 352 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,105 |
| Commercial and industrial loans | $687,000 | 324 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,642,000 | 276 |
| Credit card loan net charge offs | $1,002,000 | 262 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,640,000 | 191 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,376,000 | 446 |
| Loans secured by real estate, total | $816,000 | 612 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $816,000 | 612 |
| Construction and land development | $288,000 | 215 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $463,000 | 422 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $65,000 | 1,216 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,618,000 | 279 |
| Loans to individuals | $1,942,000 | 349 |
| Credit card loan charge offs | $398,000 | 403 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,544,000 | 248 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $679,000 | 689 |
| Loans secured by real estate, total | $143,000 | 772 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $143,000 | 771 |
| Construction and land development | $7,000 | 556 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $121,000 | 355 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,297 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 203 |
| Commercial and industrial loans | $300,000 | 566 |
| Loans to individuals | $234,000 | 628 |
| Credit card loan recoveries | $21,000 | 664 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $213,000 | 546 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,697,000 | 367 |
| Loans secured by real estate, total | $673,000 | 572 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $673,000 | 573 |
| Construction and land development | $281,000 | 185 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $342,000 | 439 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $50,000 | 1,120 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-2,000 | 1,059 |
| Commercial and industrial loans | $1,318,000 | 206 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,708,000 | 274 |
| Credit card loan net charge offs | $377,000 | 363 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,331,000 | 167 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,542,000 | 520 |
| Loans secured by real estate, total | $2,168,000 | 437 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,168,000 | 436 |
| Construction and land development | $376,000 | 341 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,591,000 | 178 |
| Secured by multifamily residential properties | $73,000 | 457 |
| Secured by nonfarm nonresidential properties | $128,000 | 1,147 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $7,000 | 23 |
| To foreign banks | $7,000 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $762,000 | 721 |
| Loans to individuals | $1,605,000 | 406 |
| Credit card loan charge offs | $469,000 | 390 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,136,000 | 328 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $742,000 | 676 |
| Loans secured by real estate, total | $152,000 | 766 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $152,000 | 765 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $152,000 | 288 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $249,000 | 698 |
| Loans to individuals | $341,000 | 524 |
| Credit card loan recoveries | $46,000 | 488 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $295,000 | 468 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,800,000 | 488 |
| Loans secured by real estate, total | $2,016,000 | 402 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,016,000 | 401 |
| Construction and land development | $376,000 | 307 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,439,000 | 178 |
| Secured by multifamily residential properties | $73,000 | 428 |
| Secured by nonfarm nonresidential properties | $128,000 | 1,021 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $7,000 | 14 |
| To foreign banks | $7,000 | 9 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $513,000 | 737 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,264,000 | 371 |
| Credit card loan net charge offs | $423,000 | 366 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $841,000 | 279 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,405,000 | 1,437 |
| Loans secured by real estate, total | $654,000 | 1,098 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $654,000 | 1,098 |
| Construction and land development | $16,000 | 1,322 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $281,000 | 821 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $357,000 | 902 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $88,000 | 89 |
| Commercial and industrial loans | $400,000 | 1,651 |
| Loans to individuals | $263,000 | 1,530 |
| Credit card loan charge offs | $96,000 | 856 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $167,000 | 1,829 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $352,000 | 1,212 |
| Loans secured by real estate, total | $3,000 | 4,858 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $3,000 | 4,857 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,371 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $71,000 | 67 |
| Commercial and industrial loans | $240,000 | 737 |
| Loans to individuals | $38,000 | 2,545 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $38,000 | 2,334 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,053,000 | 1,511 |
| Loans secured by real estate, total | $651,000 | 1,017 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $651,000 | 1,017 |
| Construction and land development | $16,000 | 1,239 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $278,000 | 720 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $357,000 | 830 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $17,000 | 114 |
| Commercial and industrial loans | $160,000 | 2,572 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $225,000 | 1,354 |
| Credit card loan net charge offs | $96,000 | 802 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $129,000 | 1,644 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.