Home > Two River Community Bank > Income and Expense

Two River Community Bank, Income and Expense

2019-12-31 (YTD Data)Rank
Total interest income$49,142,000703
Total interest expense$11,463,000614
Net interest income$37,679,000729
Provision for loan and lease losses$550,0001,403
Total noninterest income$4,725,0001,170
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$680,0001,537
Trading account gains and feesNANA
Additional Noninterest Income$4,045,000957
Total noninterest expense$28,878,000786
Salaries and employee benefits$16,201,000813
Premises and equipment expense$3,985,000638
Additional noninterest expense$8,692,000793
Pre-tax net operating income$12,976,000844
Securities gains (losses)$75,0001,077
Applicable income taxes$4,215,000566
Income before extraordinary items$8,836,0001,032
Extraordinary gains, net$011
Net income$8,836,0001,034
Minority interest net income$076
Net income of bank and minority interests.$8,836,0001,033
Net charge-offs$239,0001,529
Cash dividends$2,610,0001,324
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,776,7501,017
2019-09-30 (YTD Data)Rank
Total interest income$37,032,000703
Total interest expense$8,532,000623
Net interest income$28,500,000723
Provision for loan and lease losses$650,000952
Total noninterest income$3,614,0001,152
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$536,0001,467
Trading account gains and feesNANA
Additional Noninterest Income$3,078,000937
Total noninterest expense$19,794,000861
Salaries and employee benefits$11,227,000861
Premises and equipment expense$2,777,000689
Additional noninterest expense$5,790,000873
Pre-tax net operating income$11,670,000740
Securities gains (losses)$87,000845
Applicable income taxes$3,329,000548
Income before extraordinary items$8,428,000868
Extraordinary gains, net$011
Net income$8,428,000869
Minority interest net income$072
Net income of bank and minority interests.$8,428,000869
Net charge-offs$237,0001,178
Cash dividends$1,885,0001,259
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,359,270854
2019-06-30 (YTD Data)Rank
Total interest income$24,549,000708
Total interest expense$5,442,000631
Net interest income$19,107,000722
Provision for loan and lease losses$525,000824
Total noninterest income$2,509,0001,095
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$339,0001,528
Trading account gains and fees$0131
Additional Noninterest Income$2,170,000879
Total noninterest expense$12,642,000899
Salaries and employee benefits$7,588,000847
Premises and equipment expense$1,838,000702
Additional noninterest expense$3,216,0001,036
Pre-tax net operating income$8,449,000685
Securities gains (losses)$68,000646
Applicable income taxes$2,363,000519
Income before extraordinary items$6,154,000771
Extraordinary gains, net$011
Net income$6,154,000772
Minority interest net income$069
Net income of bank and minority interests.$6,154,000771
Net charge-offs$239,000890
Cash dividends$1,385,0001,162
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,100,280761
2019-03-31 (YTD Data)Rank
Total interest income$12,069,000714
Total interest expense$2,561,000656
Net interest income$9,508,000726
Provision for loan and lease losses$425,000530
Total noninterest income$1,126,0001,143
Gross Fiduciary activities income$0972
Service charges on deposit accounts$166,0001,539
Trading account gains and fees$0126
Additional Noninterest Income$960,000922
Total noninterest expense$6,212,000904
Salaries and employee benefits$3,758,000853
Premises and equipment expense$931,000696
Additional noninterest expense$1,523,0001,059
Pre-tax net operating income$3,997,000690
Securities gains (losses)$31,000490
Applicable income taxes$1,109,000536
Income before extraordinary items$2,919,000794
Extraordinary gains, net$05
Net income$2,919,000794
Minority interest net income$052
Net income of bank and minority interests.$2,919,000793
Net charge-offs$241,000541
Cash dividends$450,0001,415
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,894,510785
2018-12-31 (YTD Data)Rank
Total interest income$44,492,000718
Total interest expense$7,706,000650
Net interest income$36,786,000727
Provision for loan and lease losses$775,0001,077
Total noninterest income$5,584,0001,019
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$880,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$4,704,000826
Total noninterest expense$25,368,000871
Salaries and employee benefits$15,623,000804
Premises and equipment expense$3,635,000693
Additional noninterest expense$6,110,0001,070
Pre-tax net operating income$16,227,000700
Securities gains (losses)$-53,0004,865
Applicable income taxes$4,397,000521
Income before extraordinary items$11,777,000803
Extraordinary gains, net$06
Net income$11,777,000801
Minority interest net income$072
Net income of bank and minority interests.$11,777,000802
Net charge-offs$45,0002,692
Cash dividends$1,533,0001,703
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,818,870800
2018-09-30 (YTD Data)Rank
Total interest income$32,716,000718
Total interest expense$5,349,000661
Net interest income$27,367,000728
Provision for loan and lease losses$775,000796
Total noninterest income$4,238,0001,014
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$713,0001,215
Trading account gains and feesNANA
Additional Noninterest Income$3,525,000838
Total noninterest expense$19,015,000867
Salaries and employee benefits$11,696,000802
Premises and equipment expense$2,734,000696
Additional noninterest expense$4,585,0001,066
Pre-tax net operating income$11,815,000720
Securities gains (losses)$-77,0005,197
Applicable income taxes$3,167,000541
Income before extraordinary items$8,571,000821
Extraordinary gains, net$05
Net income$8,571,000820
Minority interest net income$066
Net income of bank and minority interests.$8,571,000820
Net charge-offs$53,0002,169
Cash dividends$438,0002,512
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,631,830811
2018-06-30 (YTD Data)Rank
Total interest income$21,374,000720
Total interest expense$3,274,000667
Net interest income$18,100,000729
Provision for loan and lease losses$625,000670
Total noninterest income$2,864,0001,005
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$477,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$2,387,000835
Total noninterest expense$12,638,000873
Salaries and employee benefits$7,755,000808
Premises and equipment expense$1,881,000678
Additional noninterest expense$3,002,0001,077
Pre-tax net operating income$7,701,000720
Securities gains (losses)$-58,0005,281
Applicable income taxes$2,071,000545
Income before extraordinary items$5,572,000818
Extraordinary gains, net$06
Net income$5,572,000816
Minority interest net income$065
Net income of bank and minority interests.$5,572,000817
Net charge-offs$92,0001,369
Cash dividends$438,0002,138
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,617,820814
2018-03-31 (YTD Data)Rank
Total interest income$10,467,000730
Total interest expense$1,502,000678
Net interest income$8,965,000728
Provision for loan and lease losses$400,000550
Total noninterest income$1,350,0001,040
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$238,0001,218
Trading account gains and feesNANA
Additional Noninterest Income$1,112,000859
Total noninterest expense$6,162,000904
Salaries and employee benefits$3,820,000830
Premises and equipment expense$968,000664
Additional noninterest expense$1,374,0001,150
Pre-tax net operating income$3,753,000717
Securities gains (losses)$-40,0005,386
Applicable income taxes$942,000564
Income before extraordinary items$2,771,000800
Extraordinary gains, net$07
Net income$2,771,000800
Minority interest net income$052
Net income of bank and minority interests.$2,771,000800
Net charge-offs$106,000825
Cash dividends$438,0001,306
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,802,600784
2017-12-31 (YTD Data)Rank
Total interest income$38,240,000749
Total interest expense$5,049,000674
Net interest income$33,191,000759
Provision for loan and lease losses$1,530,000633
Total noninterest income$5,415,0001,061
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$772,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$4,643,000862
Total noninterest expense$23,619,000909
Salaries and employee benefits$13,767,000881
Premises and equipment expense$3,729,000673
Additional noninterest expense$6,123,0001,058
Pre-tax net operating income$13,457,000757
Securities gains (losses)$02,243
Applicable income taxes$6,501,000559
Income before extraordinary items$6,956,0001,028
Extraordinary gains, net$09
Net income$6,956,0001,028
Minority interest net income$076
Net income of bank and minority interests.$6,956,0001,028
Net charge-offs$427,0001,196
Cash dividends$1,578,0001,659
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,956,0001,012
2017-09-30 (YTD Data)Rank
Total interest income$28,166,000761
Total interest expense$3,669,000676
Net interest income$24,497,000773
Provision for loan and lease losses$855,000800
Total noninterest income$4,072,0001,075
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$535,0001,553
Trading account gains and feesNANA
Additional Noninterest Income$3,537,000868
Total noninterest expense$17,777,000906
Salaries and employee benefits$10,352,000884
Premises and equipment expense$2,828,000672
Additional noninterest expense$4,597,0001,055
Pre-tax net operating income$9,937,000775
Securities gains (losses)$02,274
Applicable income taxes$3,469,000614
Income before extraordinary items$6,468,000910
Extraordinary gains, net$09
Net income$6,468,000911
Minority interest net income$071
Net income of bank and minority interests.$6,468,000910
Net charge-offs$197,0001,400
Cash dividends$1,215,0001,505
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,468,000899
2017-06-30 (YTD Data)Rank
Total interest income$18,342,000774
Total interest expense$2,425,000660
Net interest income$15,917,000792
Provision for loan and lease losses$600,000735
Total noninterest income$2,637,0001,098
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$311,0001,710
Trading account gains and feesNANA
Additional Noninterest Income$2,326,000871
Total noninterest expense$11,678,000922
Salaries and employee benefits$6,768,000902
Premises and equipment expense$1,846,000682
Additional noninterest expense$3,064,0001,054
Pre-tax net operating income$6,276,000807
Securities gains (losses)$01,906
Applicable income taxes$2,165,000636
Income before extraordinary items$4,111,000940
Extraordinary gains, net$011
Net income$4,111,000941
Minority interest net income$071
Net income of bank and minority interests.$4,111,000940
Net charge-offs$212,0001,025
Cash dividends$740,0001,599
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,111,000926
2017-03-31 (YTD Data)Rank
Total interest income$8,993,000779
Total interest expense$1,198,000653
Net interest income$7,795,000809
Provision for loan and lease losses$225,000857
Total noninterest income$1,125,0001,212
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$150,0001,759
Trading account gains and feesNANA
Additional Noninterest Income$975,000973
Total noninterest expense$5,708,000948
Salaries and employee benefits$3,384,000903
Premises and equipment expense$927,000690
Additional noninterest expense$1,397,0001,144
Pre-tax net operating income$2,987,000815
Securities gains (losses)$01,153
Applicable income taxes$1,023,000647
Income before extraordinary items$1,964,000957
Extraordinary gains, net$08
Net income$1,964,000958
Minority interest net income$055
Net income of bank and minority interests.$1,964,000957
Net charge-offs$223,000558
Cash dividends$415,0001,360
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,964,000944
2016-12-31 (YTD Data)Rank
Total interest income$34,624,000772
Total interest expense$4,508,000657
Net interest income$30,116,000794
Provision for loan and lease losses$515,0001,442
Total noninterest income$5,417,0001,084
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$588,0001,824
Trading account gains and fees$0170
Additional Noninterest Income$4,829,000860
Total noninterest expense$21,245,000999
Salaries and employee benefits$12,613,000948
Premises and equipment expense$3,590,000694
Additional noninterest expense$5,042,0001,246
Pre-tax net operating income$13,773,000689
Securities gains (losses)$72,0001,583
Applicable income taxes$4,564,000588
Income before extraordinary items$9,281,000812
Extraordinary gains, net$05
Net income$9,281,000812
Minority interest net income$082
Net income of bank and minority interests.$9,281,000811
Net charge-offs$-337,0005,752
Cash dividends$1,635,0001,617
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,232,760798
2016-09-30 (YTD Data)Rank
Total interest income$25,654,000779
Total interest expense$3,296,000675
Net interest income$22,358,000796
Provision for loan and lease losses$860,000777
Total noninterest income$3,971,0001,108
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$427,0001,878
Trading account gains and fees$0169
Additional Noninterest Income$3,544,000866
Total noninterest expense$15,954,000995
Salaries and employee benefits$9,447,000943
Premises and equipment expense$2,678,000698
Additional noninterest expense$3,829,0001,241
Pre-tax net operating income$9,515,000741
Securities gains (losses)$72,0001,491
Applicable income taxes$3,035,000648
Income before extraordinary items$6,552,000854
Extraordinary gains, net$05
Net income$6,552,000854
Minority interest net income$071
Net income of bank and minority interests.$6,552,000854
Net charge-offs$121,0001,896
Cash dividends$1,220,0001,470
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,503,040833
2016-06-30 (YTD Data)Rank
Total interest income$16,877,000793
Total interest expense$2,152,000686
Net interest income$14,725,000804
Provision for loan and lease losses$390,0001,041
Total noninterest income$1,987,0001,324
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$273,0001,921
Trading account gains and fees$0157
Additional Noninterest Income$1,714,0001,086
Total noninterest expense$10,697,000988
Salaries and employee benefits$6,220,000950
Premises and equipment expense$1,742,000716
Additional noninterest expense$2,735,0001,184
Pre-tax net operating income$5,625,000832
Securities gains (losses)$72,0001,182
Applicable income taxes$1,980,000655
Income before extraordinary items$3,717,000987
Extraordinary gains, net$016
Net income$3,717,000986
Minority interest net income$071
Net income of bank and minority interests.$3,717,000986
Net charge-offs$-315,0005,921
Cash dividends$755,0001,560
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,670,200973
2016-03-31 (YTD Data)Rank
Total interest income$8,338,000802
Total interest expense$1,045,000700
Net interest income$7,293,000814
Provision for loan and lease losses$03,656
Total noninterest income$821,0001,490
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$135,0001,932
Trading account gains and fees$0142
Additional Noninterest Income$686,0001,235
Total noninterest expense$5,358,000986
Salaries and employee benefits$3,065,000965
Premises and equipment expense$862,000737
Additional noninterest expense$1,431,0001,132
Pre-tax net operating income$2,756,000822
Securities gains (losses)$72,000663
Applicable income taxes$986,000649
Income before extraordinary items$1,842,000975
Extraordinary gains, net$012
Net income$1,842,000976
Minority interest net income$062
Net income of bank and minority interests.$1,842,000976
Net charge-offs$-250,0006,022
Cash dividends$335,0001,532
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,795,200964
2015-12-31 (YTD Data)Rank
Total interest income$32,103,000802
Total interest expense$3,830,000724
Net interest income$28,273,000801
Provision for loan and lease losses$490,0001,384
Total noninterest income$3,607,0001,396
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$579,0001,881
Trading account gains and fees$0159
Additional Noninterest Income$3,028,0001,152
Total noninterest expense$21,277,000971
Salaries and employee benefits$12,301,000926
Premises and equipment expense$3,405,000723
Additional noninterest expense$5,571,0001,157
Pre-tax net operating income$10,113,000882
Securities gains (losses)$37,0001,858
Applicable income taxes$3,594,000668
Income before extraordinary items$6,556,0001,079
Extraordinary gains, net$023
Net income$6,556,0001,078
Minority interest net income$081
Net income of bank and minority interests.$6,556,0001,079
Net charge-offs$-154,0005,815
Cash dividends$1,456,0001,681
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,531,9501,059
2015-09-30 (YTD Data)Rank
Total interest income$23,797,000810
Total interest expense$2,844,000734
Net interest income$20,953,000817
Provision for loan and lease losses$400,0001,230
Total noninterest income$2,623,0001,446
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$433,0001,900
Trading account gains and fees$0153
Additional Noninterest Income$2,190,0001,200
Total noninterest expense$15,799,000988
Salaries and employee benefits$9,164,000935
Premises and equipment expense$2,543,000734
Additional noninterest expense$4,092,0001,176
Pre-tax net operating income$7,377,000917
Securities gains (losses)$37,0001,670
Applicable income taxes$2,662,000694
Income before extraordinary items$4,752,0001,125
Extraordinary gains, net$021
Net income$4,752,0001,123
Minority interest net income$078
Net income of bank and minority interests.$4,752,0001,125
Net charge-offs$40,0002,937
Cash dividends$1,176,0001,444
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,728,3201,092
2015-06-30 (YTD Data)Rank
Total interest income$15,579,000822
Total interest expense$1,871,000750
Net interest income$13,708,000829
Provision for loan and lease losses$280,0001,201
Total noninterest income$1,687,0001,486
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$291,0001,866
Trading account gains and fees$0157
Additional Noninterest Income$1,396,0001,246
Total noninterest expense$10,428,0001,001
Salaries and employee benefits$6,013,000951
Premises and equipment expense$1,714,000735
Additional noninterest expense$2,701,0001,184
Pre-tax net operating income$4,687,000955
Securities gains (losses)$28,0001,532
Applicable income taxes$1,703,000716
Income before extraordinary items$3,012,0001,170
Extraordinary gains, net$022
Net income$3,012,0001,170
Minority interest net income$075
Net income of bank and minority interests.$3,012,0001,171
Net charge-offs$54,0002,250
Cash dividends$726,0001,547
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,994,0801,138
2015-03-31 (YTD Data)Rank
Total interest income$7,676,000832
Total interest expense$904,000778
Net interest income$6,772,000831
Provision for loan and lease losses$90,0001,532
Total noninterest income$761,0001,570
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$148,0001,845
Trading account gains and fees$0152
Additional Noninterest Income$613,0001,306
Total noninterest expense$5,106,0001,015
Salaries and employee benefits$2,964,000955
Premises and equipment expense$856,000750
Additional noninterest expense$1,286,0001,221
Pre-tax net operating income$2,337,000916
Securities gains (losses)$15,0001,346
Applicable income taxes$854,000693
Income before extraordinary items$1,498,0001,140
Extraordinary gains, net$013
Net income$1,498,0001,141
Minority interest net income$064
Net income of bank and minority interests.$1,498,0001,141
Net charge-offs$77,0001,281
Cash dividends$238,0001,736
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,488,4001,108
2014-12-31 (YTD Data)Rank
Total interest income$30,386,000827
Total interest expense$3,452,000864
Net interest income$26,934,000810
Provision for loan and lease losses$621,0001,244
Total noninterest income$3,021,0001,568
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$687,0001,771
Trading account gains and fees$0180
Additional Noninterest Income$2,334,0001,302
Total noninterest expense$19,675,0001,039
Salaries and employee benefits$11,347,000961
Premises and equipment expense$3,023,000816
Additional noninterest expense$5,305,0001,229
Pre-tax net operating income$9,659,000856
Securities gains (losses)$87,0001,360
Applicable income taxes$3,561,000641
Income before extraordinary items$6,185,0001,064
Extraordinary gains, net$017
Net income$6,185,0001,062
Minority interest net income$084
Net income of bank and minority interests.$6,185,0001,063
Net charge-offs$424,0001,652
Cash dividends$2,018,0001,252
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,129,3201,050
2014-09-30 (YTD Data)Rank
Total interest income$22,686,000831
Total interest expense$2,588,000878
Net interest income$20,098,000820
Provision for loan and lease losses$521,0001,104
Total noninterest income$2,353,0001,514
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$526,0001,760
Trading account gains and fees$0174
Additional Noninterest Income$1,827,0001,267
Total noninterest expense$14,572,0001,048
Salaries and employee benefits$8,461,000966
Premises and equipment expense$2,268,000823
Additional noninterest expense$3,843,0001,271
Pre-tax net operating income$7,358,000858
Securities gains (losses)$19,0002,046
Applicable income taxes$2,698,000641
Income before extraordinary items$4,679,0001,068
Extraordinary gains, net$015
Net income$4,679,0001,067
Minority interest net income$081
Net income of bank and minority interests.$4,679,0001,067
Net charge-offs$92,0002,764
Cash dividends$1,530,0001,137
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,666,8401,045
2014-06-30 (YTD Data)Rank
Total interest income$15,032,000834
Total interest expense$1,737,000872
Net interest income$13,295,000824
Provision for loan and lease losses$521,000819
Total noninterest income$1,632,0001,464
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$350,0001,749
Trading account gains and fees$0172
Additional Noninterest Income$1,282,0001,218
Total noninterest expense$9,758,0001,041
Salaries and employee benefits$5,651,000963
Premises and equipment expense$1,513,000825
Additional noninterest expense$2,594,0001,250
Pre-tax net operating income$4,648,000881
Securities gains (losses)$02,580
Applicable income taxes$1,690,000662
Income before extraordinary items$2,958,0001,086
Extraordinary gains, net$020
Net income$2,958,0001,086
Minority interest net income$080
Net income of bank and minority interests.$2,958,0001,087
Net charge-offs$589,000756
Cash dividends$1,275,000959
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,958,0001,064
2014-03-31 (YTD Data)Rank
Total interest income$7,480,000835
Total interest expense$871,000874
Net interest income$6,609,000829
Provision for loan and lease losses$283,000759
Total noninterest income$926,0001,318
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$177,0001,720
Trading account gains and fees$0147
Additional Noninterest Income$749,0001,060
Total noninterest expense$4,902,0001,045
Salaries and employee benefits$2,816,000982
Premises and equipment expense$788,000814
Additional noninterest expense$1,298,0001,235
Pre-tax net operating income$2,350,000841
Securities gains (losses)$01,715
Applicable income taxes$854,000636
Income before extraordinary items$1,496,0001,050
Extraordinary gains, net$016
Net income$1,496,0001,051
Minority interest net income$066
Net income of bank and minority interests.$1,496,0001,051
Net charge-offs$588,000437
Cash dividends$900,000664
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,496,0001,025
2013-12-31 (YTD Data)Rank
Total interest income$30,316,000820
Total interest expense$3,799,000900
Net interest income$26,517,000803
Provision for loan and lease losses$910,0001,186
Total noninterest income$2,476,0001,855
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$632,0001,977
Trading account gains and fees$0184
Additional Noninterest Income$1,844,0001,611
Total noninterest expense$20,014,0001,019
Salaries and employee benefits$10,826,000996
Premises and equipment expense$3,137,000775
Additional noninterest expense$6,051,0001,121
Pre-tax net operating income$8,069,000953
Securities gains (losses)$217,000844
Applicable income taxes$2,971,000671
Income before extraordinary items$5,315,0001,162
Extraordinary gains, net$029
Net income$5,315,0001,164
Minority interest net income$090
Net income of bank and minority interests.$5,315,0001,165
Net charge-offs$1,022,0001,252
Cash dividends$1,130,0001,779
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,176,1201,163
2013-09-30 (YTD Data)Rank
Total interest income$22,649,000828
Total interest expense$2,890,000920
Net interest income$19,759,000811
Provision for loan and lease losses$710,0001,173
Total noninterest income$1,921,0001,843
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$465,0002,005
Trading account gains and fees$0180
Additional Noninterest Income$1,456,0001,585
Total noninterest expense$15,099,0001,018
Salaries and employee benefits$8,141,000988
Premises and equipment expense$2,408,000759
Additional noninterest expense$4,550,0001,116
Pre-tax net operating income$5,871,000987
Securities gains (losses)$153,000956
Applicable income taxes$2,165,000689
Income before extraordinary items$3,859,0001,201
Extraordinary gains, net$025
Net income$3,859,0001,202
Minority interest net income$084
Net income of bank and minority interests.$3,859,0001,203
Net charge-offs$358,0001,937
Cash dividends$480,0002,137
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,761,0801,201
2013-06-30 (YTD Data)Rank
Total interest income$15,176,000819
Total interest expense$1,972,000918
Net interest income$13,204,000798
Provision for loan and lease losses$460,0001,236
Total noninterest income$1,235,0001,929
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$291,0002,085
Trading account gains and fees$0157
Additional Noninterest Income$944,0001,644
Total noninterest expense$10,335,000979
Salaries and employee benefits$5,402,0001,005
Premises and equipment expense$1,696,000721
Additional noninterest expense$3,237,0001,040
Pre-tax net operating income$3,644,0001,037
Securities gains (losses)$153,000865
Applicable income taxes$1,357,000730
Income before extraordinary items$2,440,0001,245
Extraordinary gains, net$022
Net income$2,440,0001,247
Minority interest net income$082
Net income of bank and minority interests.$2,440,0001,248
Net charge-offs$239,0001,917
Cash dividends$355,0002,038
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,342,0801,242
2013-03-31 (YTD Data)Rank
Total interest income$7,528,000831
Total interest expense$1,030,000902
Net interest income$6,498,000816
Provision for loan and lease losses$180,0001,441
Total noninterest income$667,0001,799
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$135,0002,210
Trading account gains and fees$0148
Additional Noninterest Income$532,0001,504
Total noninterest expense$5,254,000974
Salaries and employee benefits$2,681,0001,017
Premises and equipment expense$883,000712
Additional noninterest expense$1,690,000995
Pre-tax net operating income$1,731,0001,069
Securities gains (losses)$153,000556
Applicable income taxes$675,000710
Income before extraordinary items$1,209,0001,236
Extraordinary gains, net$010
Net income$1,209,0001,238
Minority interest net income$076
Net income of bank and minority interests.$1,209,0001,238
Net charge-offs$-31,0006,578
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,111,0801,288
2012-12-31 (YTD Data)Rank
Total interest income$30,838,000844
Total interest expense$4,618,000985
Net interest income$26,220,000819
Provision for loan and lease losses$1,380,0001,405
Total noninterest income$2,392,0001,928
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$518,0002,417
Trading account gains and fees$0166
Additional Noninterest Income$1,874,0001,591
Total noninterest expense$19,475,0001,023
Salaries and employee benefits$10,740,000972
Premises and equipment expense$3,286,000732
Additional noninterest expense$5,449,0001,251
Pre-tax net operating income$7,757,000915
Securities gains (losses)$38,0002,882
Applicable income taxes$2,803,000643
Income before extraordinary items$4,992,0001,196
Extraordinary gains, net$029
Net income$4,992,0001,197
Minority interest net income$093
Net income of bank and minority interests.$4,992,0001,197
Net charge-offs$706,0002,221
Cash dividends$225,0003,519
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,967,6801,129
2012-09-30 (YTD Data)Rank
Total interest income$23,076,000862
Total interest expense$3,505,0001,018
Net interest income$19,571,000834
Provision for loan and lease losses$950,0001,488
Total noninterest income$1,875,0001,876
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$452,0002,176
Trading account gains and fees$0157
Additional Noninterest Income$1,423,0001,571
Total noninterest expense$14,624,0001,022
Salaries and employee benefits$8,046,000965
Premises and equipment expense$2,300,000791
Additional noninterest expense$4,278,0001,198
Pre-tax net operating income$5,872,000927
Securities gains (losses)$-80,0006,999
Applicable income taxes$2,086,000682
Income before extraordinary items$3,706,0001,211
Extraordinary gains, net$020
Net income$3,706,0001,212
Minority interest net income$086
Net income of bank and minority interests.$3,706,0001,212
Net charge-offs$774,0001,712
Cash dividends$200,0002,886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,757,2001,129
2012-06-30 (YTD Data)Rank
Total interest income$15,337,000871
Total interest expense$2,379,0001,037
Net interest income$12,958,000843
Provision for loan and lease losses$620,0001,542
Total noninterest income$1,246,0001,865
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$277,0002,299
Trading account gains and fees$0153
Additional Noninterest Income$969,0001,549
Total noninterest expense$9,752,0001,020
Salaries and employee benefits$5,318,000978
Premises and equipment expense$1,408,000857
Additional noninterest expense$3,026,0001,136
Pre-tax net operating income$3,832,000943
Securities gains (losses)$-48,0007,047
Applicable income taxes$1,359,000693
Income before extraordinary items$2,425,0001,237
Extraordinary gains, net$019
Net income$2,425,0001,237
Minority interest net income$084
Net income of bank and minority interests.$2,425,0001,237
Net charge-offs$672,0001,489
Cash dividends$50,0003,293
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,455,7201,147
2012-03-31 (YTD Data)Rank
Total interest income$7,728,000866
Total interest expense$1,222,0001,044
Net interest income$6,506,000844
Provision for loan and lease losses$350,0001,357
Total noninterest income$540,0002,048
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$135,0002,328
Trading account gains and fees$0148
Additional Noninterest Income$405,0001,742
Total noninterest expense$4,835,0001,025
Salaries and employee benefits$2,662,000974
Premises and equipment expense$729,000834
Additional noninterest expense$1,444,0001,184
Pre-tax net operating income$1,861,000956
Securities gains (losses)$02,210
Applicable income taxes$667,000690
Income before extraordinary items$1,194,0001,220
Extraordinary gains, net$019
Net income$1,194,0001,220
Minority interest net income$078
Net income of bank and minority interests.$1,194,0001,221
Net charge-offs$634,000937
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,194,0001,157
2011-12-31 (YTD Data)Rank
Total interest income$31,046,000900
Total interest expense$5,238,0001,148
Net interest income$25,808,000847
Provision for loan and lease losses$2,205,0001,465
Total noninterest income$2,401,0001,770
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$536,0002,436
Trading account gains and fees$0146
Additional Noninterest Income$1,865,0001,434
Total noninterest expense$19,322,0001,012
Salaries and employee benefits$10,386,000945
Premises and equipment expense$3,205,000768
Additional noninterest expense$5,731,0001,218
Pre-tax net operating income$6,682,000907
Securities gains (losses)$324,0001,083
Applicable income taxes$2,544,000655
Income before extraordinary items$4,462,0001,121
Extraordinary gains, net$029
Net income$4,462,0001,121
Minority interest net income$096
Net income of bank and minority interests.$4,462,0001,121
Net charge-offs$1,141,0002,203
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,254,6401,116
2011-09-30 (YTD Data)Rank
Total interest income$23,307,000916
Total interest expense$3,962,0001,185
Net interest income$19,345,000859
Provision for loan and lease losses$1,855,0001,300
Total noninterest income$1,879,0001,686
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$398,0002,459
Trading account gains and fees$0145
Additional Noninterest Income$1,481,0001,350
Total noninterest expense$14,647,0001,009
Salaries and employee benefits$7,844,000937
Premises and equipment expense$2,419,000778
Additional noninterest expense$4,384,0001,186
Pre-tax net operating income$4,722,000985
Securities gains (losses)$324,000884
Applicable income taxes$1,827,000680
Income before extraordinary items$3,219,0001,193
Extraordinary gains, net$021
Net income$3,219,0001,193
Minority interest net income$087
Net income of bank and minority interests.$3,219,0001,193
Net charge-offs$1,108,0001,798
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,011,6401,215
2011-06-30 (YTD Data)Rank
Total interest income$15,488,000932
Total interest expense$2,660,0001,220
Net interest income$12,828,000862
Provision for loan and lease losses$1,125,0001,391
Total noninterest income$1,304,0001,635
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$265,0002,438
Trading account gains and fees$0153
Additional Noninterest Income$1,039,0001,303
Total noninterest expense$9,762,0001,026
Salaries and employee benefits$5,247,000942
Premises and equipment expense$1,622,000781
Additional noninterest expense$2,893,0001,221
Pre-tax net operating income$3,245,000940
Securities gains (losses)$02,914
Applicable income taxes$1,168,000672
Income before extraordinary items$2,077,0001,196
Extraordinary gains, net$015
Net income$2,077,0001,196
Minority interest net income$089
Net income of bank and minority interests.$2,077,0001,196
Net charge-offs$569,0002,015
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,077,0001,156
2011-03-31 (YTD Data)Rank
Total interest income$7,645,000953
Total interest expense$1,312,0001,300
Net interest income$6,333,000870
Provision for loan and lease losses$525,0001,380
Total noninterest income$441,0002,198
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$123,0002,573
Trading account gains and fees$0158
Additional Noninterest Income$318,0001,840
Total noninterest expense$4,752,0001,056
Salaries and employee benefits$2,583,000966
Premises and equipment expense$795,000823
Additional noninterest expense$1,374,0001,288
Pre-tax net operating income$1,497,0001,008
Securities gains (losses)$01,772
Applicable income taxes$535,000703
Income before extraordinary items$962,0001,284
Extraordinary gains, net$09
Net income$962,0001,284
Minority interest net income$086
Net income of bank and minority interests.$962,0001,284
Net charge-offs$230,0001,995
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$962,0001,247
2010-12-31 (YTD Data)Rank
Total interest income$31,278,000974
Total interest expense$6,194,0001,336
Net interest income$25,084,000875
Provision for loan and lease losses$3,100,0001,583
Total noninterest income$1,984,0002,082
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$505,0002,621
Trading account gains and fees$0175
Additional Noninterest Income$1,479,0001,718
Total noninterest expense$18,348,0001,089
Salaries and employee benefits$9,376,0001,049
Premises and equipment expense$3,339,000765
Additional noninterest expense$5,633,0001,304
Pre-tax net operating income$5,620,000921
Securities gains (losses)$-72,0007,189
Applicable income taxes$1,846,000778
Income before extraordinary items$3,702,0001,170
Extraordinary gains, net$029
Net income$3,702,0001,171
Minority interest net income$0111
Net income of bank and minority interests.$3,702,0001,172
Net charge-offs$3,038,0001,459
Cash dividends$225,0003,184
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,750,2401,105
2010-09-30 (YTD Data)Rank
Total interest income$23,432,000989
Total interest expense$4,813,0001,337
Net interest income$18,619,000889
Provision for loan and lease losses$2,350,0001,491
Total noninterest income$1,396,0002,196
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$374,0002,709
Trading account gains and fees$0165
Additional Noninterest Income$1,022,0001,777
Total noninterest expense$13,695,0001,076
Salaries and employee benefits$6,908,0001,068
Premises and equipment expense$2,498,000769
Additional noninterest expense$4,289,0001,260
Pre-tax net operating income$3,970,0001,029
Securities gains (losses)$03,651
Applicable income taxes$1,356,000811
Income before extraordinary items$2,614,0001,273
Extraordinary gains, net$023
Net income$2,614,0001,277
Minority interest net income$0110
Net income of bank and minority interests.$2,614,0001,277
Net charge-offs$1,457,0001,807
Cash dividends$113,0003,115
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,614,0001,229
2010-06-30 (YTD Data)Rank
Total interest income$15,446,0001,025
Total interest expense$3,397,0001,320
Net interest income$12,049,000916
Provision for loan and lease losses$1,400,0001,588
Total noninterest income$958,0002,119
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$254,0002,690
Trading account gains and fees$0152
Additional Noninterest Income$704,0001,666
Total noninterest expense$9,264,0001,067
Salaries and employee benefits$4,732,0001,029
Premises and equipment expense$1,689,000779
Additional noninterest expense$2,843,0001,254
Pre-tax net operating income$2,343,0001,135
Securities gains (losses)$03,184
Applicable income taxes$818,000841
Income before extraordinary items$1,525,0001,446
Extraordinary gains, net$019
Net income$1,525,0001,446
Minority interest net income$0105
Net income of bank and minority interests.$1,525,0001,447
Net charge-offs$895,0001,839
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,525,0001,386
2010-03-31 (YTD Data)Rank
Total interest income$7,658,0001,046
Total interest expense$1,819,0001,282
Net interest income$5,839,000964
Provision for loan and lease losses$700,0001,467
Total noninterest income$480,0002,090
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$132,0002,600
Trading account gains and fees$0175
Additional Noninterest Income$348,0001,665
Total noninterest expense$4,613,0001,080
Salaries and employee benefits$2,311,0001,065
Premises and equipment expense$829,000812
Additional noninterest expense$1,473,0001,194
Pre-tax net operating income$1,006,0001,297
Securities gains (losses)$02,284
Applicable income taxes$348,000924
Income before extraordinary items$658,0001,663
Extraordinary gains, net$016
Net income$658,0001,664
Minority interest net income$091
Net income of bank and minority interests.$658,0001,665
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$658,0001,594
2009-12-31 (YTD Data)Rank
Total interest income$30,182,0001,133
Total interest expense$8,857,0001,352
Net interest income$21,325,0001,026
Provision for loan and lease losses$2,205,0002,356
Total noninterest income$1,702,0002,365
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$607,0002,522
Trading account gains and fees$0211
Additional Noninterest Income$1,095,0002,043
Total noninterest expense$24,987,000844
Salaries and employee benefits$9,359,0001,047
Premises and equipment expense$2,458,0001,113
Additional noninterest expense$13,170,000615
Pre-tax net operating income$-4,165,0007,079
Securities gains (losses)$547,000828
Applicable income taxes$1,108,000887
Income before extraordinary items$-4,726,0007,234
Extraordinary gains, net$034
Net income$-4,726,0007,233
Minority interest net income$0115
Net income of bank and minority interests.$-4,726,0007,233
Net charge-offs$2,836,0001,667
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,273,0007,308
2009-09-30 (YTD Data)Rank
Total interest income$22,343,0001,174
Total interest expense$6,910,0001,358
Net interest income$15,433,0001,068
Provision for loan and lease losses$1,180,0002,533
Total noninterest income$1,248,0002,439
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$456,0002,531
Trading account gains and fees$0212
Additional Noninterest Income$792,0002,140
Total noninterest expense$20,581,000762
Salaries and employee benefits$6,976,0001,068
Premises and equipment expense$1,907,0001,083
Additional noninterest expense$11,698,000508
Pre-tax net operating income$-5,080,0007,516
Securities gains (losses)$352,000887
Applicable income taxes$673,0001,124
Income before extraordinary items$-5,401,0007,605
Extraordinary gains, net$027
Net income$-5,401,0007,605
Minority interest net income$0118
Net income of bank and minority interests.$-5,401,0007,605
Net charge-offs$610,0002,794
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,753,0007,641
2009-06-30 (YTD Data)Rank
Total interest income$14,546,0001,230
Total interest expense$4,880,0001,365
Net interest income$9,666,0001,150
Provision for loan and lease losses$506,0002,948
Total noninterest income$828,0002,471
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$308,0002,491
Trading account gains and fees$0193
Additional Noninterest Income$520,0002,167
Total noninterest expense$9,286,0001,129
Salaries and employee benefits$4,606,0001,102
Premises and equipment expense$1,255,0001,121
Additional noninterest expense$3,425,0001,125
Pre-tax net operating income$702,0002,762
Securities gains (losses)$487,000519
Applicable income taxes$391,0001,287
Income before extraordinary items$798,0002,233
Extraordinary gains, net$021
Net income$798,0002,230
Minority interest net income$0112
Net income of bank and minority interests.$798,0002,232
Net charge-offs$231,0003,260
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$471,7103,088
2009-03-31 (YTD Data)Rank
Total interest income$7,154,0001,272
Total interest expense$2,614,0001,314
Net interest income$4,540,0001,219
Provision for loan and lease losses$150,0003,210
Total noninterest income$387,0002,555
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$147,0002,511
Trading account gains and fees$0171
Additional Noninterest Income$240,0002,252
Total noninterest expense$4,384,0001,141
Salaries and employee benefits$2,263,0001,123
Premises and equipment expense$636,0001,123
Additional noninterest expense$1,485,0001,130
Pre-tax net operating income$393,0002,835
Securities gains (losses)$487,000345
Applicable income taxes$311,0001,025
Income before extraordinary items$569,0001,886
Extraordinary gains, net$015
Net income$569,0001,888
Minority interest net income$0102
Net income of bank and minority interests.$569,0001,888
Net charge-offs$231,0002,024
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$252,4503,277
2008-12-31 (YTD Data)Rank
Total interest income$30,865,0001,243
Total interest expense$12,032,0001,357
Net interest income$18,833,0001,178
Provision for loan and lease losses$2,301,0001,644
Total noninterest income$1,666,0002,435
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$645,0002,503
Trading account gains and fees$0154
Additional Noninterest Income$1,021,0002,088
Total noninterest expense$17,172,0001,147
Salaries and employee benefits$9,076,0001,084
Premises and equipment expense$2,676,0001,043
Additional noninterest expense$5,420,0001,181
Pre-tax net operating income$1,026,0003,712
Securities gains (losses)$03,220
Applicable income taxes$228,0002,688
Income before extraordinary items$798,0003,711
Extraordinary gains, net$039
Net income$798,0003,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0004,380
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$798,0003,831
2008-09-30 (YTD Data)Rank
Total interest income$15,033,0001,948
Total interest expense$5,502,0002,200
Net interest income$9,531,0001,772
Provision for loan and lease losses$167,0004,483
Total noninterest income$1,056,0002,793
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$401,0002,880
Trading account gains and fees$0148
Additional Noninterest Income$655,0002,410
Total noninterest expense$8,311,0001,745
Salaries and employee benefits$4,309,0001,803
Premises and equipment expense$1,358,0001,537
Additional noninterest expense$2,644,0001,679
Pre-tax net operating income$2,109,0002,217
Securities gains (losses)$03,106
Applicable income taxes$718,0001,501
Income before extraordinary items$1,391,0002,479
Extraordinary gains, net$031
Net income$1,391,0002,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,391,0002,586
2008-06-30 (YTD Data)Rank
Total interest income$9,910,0002,001
Total interest expense$3,666,0002,279
Net interest income$6,244,0001,793
Provision for loan and lease losses$113,0004,103
Total noninterest income$636,0003,023
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$274,0002,821
Trading account gains and fees$0149
Additional Noninterest Income$362,0002,728
Total noninterest expense$5,648,0001,713
Salaries and employee benefits$2,832,0001,848
Premises and equipment expense$867,0001,607
Additional noninterest expense$1,949,0001,516
Pre-tax net operating income$1,119,0002,724
Securities gains (losses)$03,233
Applicable income taxes$240,0002,478
Income before extraordinary items$879,0002,855
Extraordinary gains, net$021
Net income$879,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$879,0002,795
2008-03-31 (YTD Data)Rank
Total interest income$5,006,0002,038
Total interest expense$1,991,0002,240
Net interest income$3,015,0001,855
Provision for loan and lease losses$85,0002,985
Total noninterest income$317,0003,016
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$149,0002,633
Trading account gains and fees$0158
Additional Noninterest Income$168,0002,844
Total noninterest expense$2,637,0001,816
Salaries and employee benefits$1,365,0001,928
Premises and equipment expense$458,0001,527
Additional noninterest expense$814,0001,749
Pre-tax net operating income$610,0002,670
Securities gains (losses)$02,688
Applicable income taxes$197,0001,989
Income before extraordinary items$413,0003,123
Extraordinary gains, net$015
Net income$413,0003,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$413,0003,044
2007-12-31 (YTD Data)Rank
Total interest income$21,161,0001,992
Total interest expense$9,178,0002,076
Net interest income$11,983,0001,891
Provision for loan and lease losses$105,0004,838
Total noninterest income$1,353,0002,889
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$475,0003,161
Trading account gains and fees$0178
Additional Noninterest Income$878,0002,415
Total noninterest expense$10,287,0001,797
Salaries and employee benefits$5,142,0001,956
Premises and equipment expense$1,886,0001,412
Additional noninterest expense$3,259,0001,707
Pre-tax net operating income$2,944,0002,511
Securities gains (losses)$02,146
Applicable income taxes$1,046,0001,804
Income before extraordinary items$1,898,0002,935
Extraordinary gains, net$039
Net income$1,898,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,483
Cash dividends$500,0003,679
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,898,0002,926
2007-09-30 (YTD Data)Rank
Total interest income$15,995,0001,982
Total interest expense$6,990,0002,050
Net interest income$9,005,0001,901
Provision for loan and lease losses$53,0004,995
Total noninterest income$1,020,0002,873
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$349,0003,192
Trading account gains and fees$0184
Additional Noninterest Income$671,0002,393
Total noninterest expense$7,489,0001,830
Salaries and employee benefits$3,828,0001,965
Premises and equipment expense$1,410,0001,407
Additional noninterest expense$2,251,0001,791
Pre-tax net operating income$2,483,0002,450
Securities gains (losses)$01,655
Applicable income taxes$903,0001,757
Income before extraordinary items$1,580,0002,863
Extraordinary gains, net$033
Net income$1,580,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,580,0002,847
2007-06-30 (YTD Data)Rank
Total interest income$10,644,0001,998
Total interest expense$4,712,0002,040
Net interest income$5,932,0001,946
Provision for loan and lease losses$53,0004,306
Total noninterest income$711,0002,801
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$234,0003,159
Trading account gains and fees$0168
Additional Noninterest Income$477,0002,324
Total noninterest expense$4,956,0001,860
Salaries and employee benefits$2,525,0002,019
Premises and equipment expense$947,0001,403
Additional noninterest expense$1,484,0001,828
Pre-tax net operating income$1,634,0002,533
Securities gains (losses)$01,444
Applicable income taxes$593,0001,857
Income before extraordinary items$1,041,0002,946
Extraordinary gains, net$029
Net income$1,041,0002,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,041,0002,933
2007-03-31 (YTD Data)Rank
Total interest income$5,260,0002,015
Total interest expense$2,367,0002,027
Net interest income$2,893,0002,011
Provision for loan and lease losses$52,0003,040
Total noninterest income$336,0002,891
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$116,0003,150
Trading account gains and fees$0195
Additional Noninterest Income$220,0002,407
Total noninterest expense$2,463,0001,874
Salaries and employee benefits$1,238,0002,077
Premises and equipment expense$476,0001,415
Additional noninterest expense$749,0001,783
Pre-tax net operating income$714,0002,759
Securities gains (losses)$01,187
Applicable income taxes$254,0002,070
Income before extraordinary items$460,0003,195
Extraordinary gains, net$022
Net income$460,0003,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$460,0003,168
2006-12-31 (YTD Data)Rank
Total interest income$19,250,0002,053
Total interest expense$7,674,0002,115
Net interest income$11,576,0002,002
Provision for loan and lease losses$341,0002,559
Total noninterest income$1,305,0002,957
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$430,0003,383
Trading account gains and fees$0130
Additional Noninterest Income$875,0002,437
Total noninterest expense$9,527,0001,873
Salaries and employee benefits$5,183,0001,881
Premises and equipment expense$1,630,0001,579
Additional noninterest expense$2,714,0001,942
Pre-tax net operating income$3,013,0002,769
Securities gains (losses)$01,687
Applicable income taxes$1,048,0002,132
Income before extraordinary items$1,965,0003,137
Extraordinary gains, net$051
Net income$1,965,0003,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,965,0003,124
2006-09-30 (YTD Data)Rank
Total interest income$14,108,0002,080
Total interest expense$5,446,0002,172
Net interest income$8,662,0002,023
Provision for loan and lease losses$291,0002,215
Total noninterest income$995,0002,933
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$347,0003,243
Trading account gains and fees$0126
Additional Noninterest Income$648,0002,445
Total noninterest expense$7,001,0001,894
Salaries and employee benefits$3,772,0001,928
Premises and equipment expense$1,131,0001,699
Additional noninterest expense$2,098,0001,855
Pre-tax net operating income$2,365,0002,780
Securities gains (losses)$01,388
Applicable income taxes$823,0002,157
Income before extraordinary items$1,542,0003,146
Extraordinary gains, net$045
Net income$1,542,0003,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,542,0003,137
2006-06-30 (YTD Data)Rank
Total interest income$9,097,0002,115
Total interest expense$3,391,0002,195
Net interest income$5,706,0002,055
Provision for loan and lease losses$262,0001,698
Total noninterest income$657,0002,950
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$264,0002,945
Trading account gains and fees$0126
Additional Noninterest Income$393,0002,587
Total noninterest expense$4,550,0001,944
Salaries and employee benefits$2,463,0001,970
Premises and equipment expense$716,0001,770
Additional noninterest expense$1,371,0001,904
Pre-tax net operating income$1,551,0002,822
Securities gains (losses)$01,185
Applicable income taxes$536,0002,212
Income before extraordinary items$1,015,0003,176
Extraordinary gains, net$039
Net income$1,015,0003,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,015,0003,167
2006-03-31 (YTD Data)Rank
Total interest income$4,329,0002,165
Total interest expense$1,513,0002,318
Net interest income$2,816,0002,064
Provision for loan and lease losses$116,0001,810
Total noninterest income$302,0003,079
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$110,0003,276
Trading account gains and fees$0115
Additional Noninterest Income$192,0002,558
Total noninterest expense$2,267,0001,957
Salaries and employee benefits$1,221,0002,010
Premises and equipment expense$306,0002,058
Additional noninterest expense$740,0001,772
Pre-tax net operating income$735,0002,874
Securities gains (losses)$0955
Applicable income taxes$252,0002,264
Income before extraordinary items$483,0003,250
Extraordinary gains, net$021
Net income$483,0003,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$483,0003,230
2005-12-31 (YTD Data)Rank
Total interest income$14,795,0002,239
Total interest expense$4,055,0002,632
Net interest income$10,740,0002,065
Provision for loan and lease losses$453,0002,053
Total noninterest income$1,228,0003,091
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$373,0003,714
Trading account gains and fees$0138
Additional Noninterest Income$855,0002,441
Total noninterest expense$8,197,0002,037
Salaries and employee benefits$4,490,0002,047
Premises and equipment expense$1,381,0001,753
Additional noninterest expense$2,326,0002,147
Pre-tax net operating income$3,318,0002,557
Securities gains (losses)$02,296
Applicable income taxes$1,226,0001,972
Income before extraordinary items$2,092,0002,984
Extraordinary gains, net$046
Net income$2,092,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$258,000619
Net operating income$2,092,0002,952
2005-09-30 (YTD Data)Rank
Total interest income$10,726,0002,263
Total interest expense$2,795,0002,683
Net interest income$7,931,0002,082
Provision for loan and lease losses$313,0002,131
Total noninterest income$871,0003,215
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$272,0003,781
Trading account gains and fees$0126
Additional Noninterest Income$599,0002,551
Total noninterest expense$6,079,0002,040
Salaries and employee benefits$3,317,0002,056
Premises and equipment expense$1,009,0001,790
Additional noninterest expense$1,753,0002,117
Pre-tax net operating income$2,410,0002,644
Securities gains (losses)$02,317
Applicable income taxes$895,0002,041
Income before extraordinary items$1,515,0003,101
Extraordinary gains, net$035
Net income$1,515,0003,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$126,000536
Net operating income$1,515,0003,063
2005-06-30 (YTD Data)Rank
Total interest income$6,926,0002,276
Total interest expense$1,737,0002,699
Net interest income$5,189,0002,094
Provision for loan and lease losses$278,0001,640
Total noninterest income$563,0003,258
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$169,0003,872
Trading account gains and fees$0116
Additional Noninterest Income$394,0002,572
Total noninterest expense$4,009,0002,054
Salaries and employee benefits$2,188,0002,071
Premises and equipment expense$673,0001,777
Additional noninterest expense$1,148,0002,144
Pre-tax net operating income$1,465,0002,812
Securities gains (losses)$02,146
Applicable income taxes$542,0002,145
Income before extraordinary items$923,0003,287
Extraordinary gains, net$030
Net income$923,0003,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$125,000407
Net operating income$923,0003,243
2005-03-31 (YTD Data)Rank
Total interest income$3,352,0002,307
Total interest expense$786,0002,840
Net interest income$2,566,0002,106
Provision for loan and lease losses$142,0001,537
Total noninterest income$252,0003,438
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$80,0003,924
Trading account gains and fees$0115
Additional Noninterest Income$172,0002,731
Total noninterest expense$1,993,0002,076
Salaries and employee benefits$1,093,0002,093
Premises and equipment expense$344,0001,748
Additional noninterest expense$556,0002,196
Pre-tax net operating income$683,0002,912
Securities gains (losses)$01,685
Applicable income taxes$253,0002,254
Income before extraordinary items$430,0003,434
Extraordinary gains, net$024
Net income$430,0003,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$126,000245
Net operating income$430,0003,403
2004-12-31 (YTD Data)Rank
Total interest income$11,256,0002,539
Total interest expense$2,531,0003,034
Net interest income$8,725,0002,343
Provision for loan and lease losses$459,0002,113
Total noninterest income$820,0003,981
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$313,0004,227
Trading account gains and fees$0138
Additional Noninterest Income$507,0003,279
Total noninterest expense$6,968,0002,293
Salaries and employee benefits$3,772,0002,298
Premises and equipment expense$1,206,0001,904
Additional noninterest expense$1,990,0002,441
Pre-tax net operating income$2,118,0003,376
Securities gains (losses)$03,819
Applicable income taxes$793,0002,550
Income before extraordinary items$1,325,0003,939
Extraordinary gains, net$034
Net income$1,325,0003,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$7,054,000174
Net operating income$1,325,0003,877
2004-09-30 (YTD Data)Rank
Total interest income$8,100,0002,598
Total interest expense$1,868,0003,009
Net interest income$6,232,0002,429
Provision for loan and lease losses$350,0002,001
Total noninterest income$550,0004,296
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$232,0004,273
Trading account gains and fees$0134
Additional Noninterest Income$318,0003,628
Total noninterest expense$5,051,0002,358
Salaries and employee benefits$2,744,0002,358
Premises and equipment expense$890,0001,938
Additional noninterest expense$1,417,0002,506
Pre-tax net operating income$1,381,0003,790
Securities gains (losses)$03,710
Applicable income taxes$538,0002,780
Income before extraordinary items$843,0004,470
Extraordinary gains, net$026
Net income$843,0004,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$7,054,000128
Net operating income$843,0004,391
2004-06-30 (YTD Data)Rank
Total interest income$5,166,0002,703
Total interest expense$1,210,0003,059
Net interest income$3,956,0002,512
Provision for loan and lease losses$243,0001,876
Total noninterest income$368,0004,304
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$154,0004,263
Trading account gains and fees$0130
Additional Noninterest Income$214,0003,611
Total noninterest expense$3,297,0002,416
Salaries and employee benefits$1,782,0002,409
Premises and equipment expense$590,0001,942
Additional noninterest expense$925,0002,562
Pre-tax net operating income$784,0004,161
Securities gains (losses)$03,413
Applicable income taxes$304,0003,065
Income before extraordinary items$480,0004,838
Extraordinary gains, net$021
Net income$480,0004,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$15,000570
Net operating income$480,0004,755
2004-03-31 (YTD Data)Rank
Total interest income$2,463,0002,835
Total interest expense$566,0003,269
Net interest income$1,897,0002,610
Provision for loan and lease losses$78,0002,514
Total noninterest income$175,0004,398
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$81,0004,084
Trading account gains and fees$0121
Additional Noninterest Income$94,0003,835
Total noninterest expense$1,618,0002,469
Salaries and employee benefits$873,0002,478
Premises and equipment expense$292,0001,980
Additional noninterest expense$453,0002,592
Pre-tax net operating income$376,0004,239
Securities gains (losses)$02,934
Applicable income taxes$145,0003,155
Income before extraordinary items$231,0004,963
Extraordinary gains, net$016
Net income$231,0004,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$231,0004,838
2003-12-31 (YTD Data)Rank
Total interest income$8,596,0003,229
Total interest expense$1,735,0004,464
Net interest income$6,861,0002,809
Provision for loan and lease losses$322,0003,006
Total noninterest income$383,0006,057
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$244,0004,809
Trading account gains and fees$0160
Additional Noninterest Income$139,0005,959
Total noninterest expense$5,244,0002,942
Salaries and employee benefits$2,637,0003,121
Premises and equipment expense$953,0002,364
Additional noninterest expense$1,654,0002,821
Pre-tax net operating income$1,678,0003,816
Securities gains (losses)$04,500
Applicable income taxes$428,0003,653
Income before extraordinary items$1,250,0004,024
Extraordinary gains, net$054
Net income$1,250,0004,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,250,0003,849
2003-09-30 (YTD Data)Rank
Total interest income$6,268,0003,361
Total interest expense$1,284,0004,615
Net interest income$4,984,0002,907
Provision for loan and lease losses$204,0003,302
Total noninterest income$279,0006,164
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$181,0004,859
Trading account gains and fees$0153
Additional Noninterest Income$98,0006,119
Total noninterest expense$3,796,0003,020
Salaries and employee benefits$1,921,0003,208
Premises and equipment expense$699,0002,411
Additional noninterest expense$1,176,0002,936
Pre-tax net operating income$1,263,0003,935
Securities gains (losses)$04,204
Applicable income taxes$262,0004,187
Income before extraordinary items$1,001,0003,972
Extraordinary gains, net$040
Net income$1,001,0003,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,001,0003,818
2003-06-30 (YTD Data)Rank
Total interest income$4,079,0003,454
Total interest expense$841,0004,774
Net interest income$3,238,0002,962
Provision for loan and lease losses$171,0002,813
Total noninterest income$185,0006,173
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$121,0004,843
Trading account gains and fees$0150
Additional Noninterest Income$64,0006,138
Total noninterest expense$2,493,0003,055
Salaries and employee benefits$1,241,0003,289
Premises and equipment expense$462,0002,413
Additional noninterest expense$790,0002,897
Pre-tax net operating income$759,0004,205
Securities gains (losses)$03,782
Applicable income taxes$86,0005,320
Income before extraordinary items$673,0003,972
Extraordinary gains, net$030
Net income$673,0003,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$673,0003,793
2003-03-31 (YTD Data)Rank
Total interest income$1,955,0003,591
Total interest expense$409,0004,974
Net interest income$1,546,0003,093
Provision for loan and lease losses$48,0003,749
Total noninterest income$87,0006,231
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$58,0004,839
Trading account gains and fees$0134
Additional Noninterest Income$29,0006,299
Total noninterest expense$1,233,0003,067
Salaries and employee benefits$607,0003,327
Premises and equipment expense$230,0002,414
Additional noninterest expense$396,0002,888
Pre-tax net operating income$352,0004,376
Securities gains (losses)$02,891
Applicable income taxes$37,0005,499
Income before extraordinary items$315,0004,102
Extraordinary gains, net$021
Net income$315,0004,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$315,0003,912
2002-12-31 (YTD Data)Rank
Total interest income$6,713,0004,193
Total interest expense$1,603,0005,520
Net interest income$5,110,0003,603
Provision for loan and lease losses$491,0002,410
Total noninterest income$333,0006,219
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$219,0005,009
Trading account gains and fees$0153
Additional Noninterest Income$114,0006,167
Total noninterest expense$4,125,0003,487
Salaries and employee benefits$2,008,0003,724
Premises and equipment expense$741,0002,856
Additional noninterest expense$1,376,0003,188
Pre-tax net operating income$827,0005,682
Securities gains (losses)$19,0003,191
Applicable income taxes$103,0005,938
Income before extraordinary items$743,0005,391
Extraordinary gains, net$070
Net income$743,0005,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$726,2805,318
2001-12-31 (YTD Data)Rank
Total interest income$4,372,0006,046
Total interest expense$1,234,0007,544
Net interest income$3,138,0004,901
Provision for loan and lease losses$396,0002,643
Total noninterest income$162,0007,717
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$114,0006,337
Trading account gains and fees$0177
Additional Noninterest Income$48,0007,736
Total noninterest expense$3,104,0004,221
Salaries and employee benefits$1,383,0004,803
Premises and equipment expense$636,0003,209
Additional noninterest expense$1,085,0003,801
Pre-tax net operating income$-200,0008,967
Securities gains (losses)$31,0002,791
Applicable income taxes$07,903
Income before extraordinary items$-169,0009,022
Extraordinary gains, net$0105
Net income$-169,0009,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-200,0008,994
2000-12-31 (YTD Data)Rank
Total interest income$1,828,0008,598
Total interest expense$363,0009,469
Net interest income$1,465,0007,515
Provision for loan and lease losses$261,0003,145
Total noninterest income$39,0009,472
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,0007,980
Trading account gains and feesNANA
Additional Noninterest Income$4,0009,680
Total noninterest expense$2,209,0005,315
Salaries and employee benefits$921,0006,241
Premises and equipment expense$407,0004,455
Additional noninterest expense$881,0004,418
Pre-tax net operating income$-966,0009,715
Securities gains (losses)$43,000751
Applicable income taxes$08,362
Income before extraordinary items$-923,0009,711
Extraordinary gains, net$038
Net income$-923,0009,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$12,702,00045
Net operating income$-966,0009,725

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.