Home > Twin Lakes Community Bank > Income and Expense
Twin Lakes Community Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 3,218 |
| Total interest expense | $675,000 | 3,113 |
| Net interest income | $6,003,000 | 3,198 |
| Provision for loan and lease losses | $820,000 | 1,082 |
| Total noninterest income | $686,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $160,000 | 3,878 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $526,000 | 3,196 |
| Total noninterest expense | $4,011,000 | 3,645 |
| Salaries and employee benefits | $2,301,000 | 3,563 |
| Premises and equipment expense | $363,000 | 3,957 |
| Additional noninterest expense | $1,347,000 | 3,565 |
| Pre-tax net operating income | $1,858,000 | 3,183 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $409,000 | 2,422 |
| Income before extraordinary items | $1,449,000 | 3,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,449,000 | 3,324 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,449,000 | 3,326 |
| Net charge-offs | $73,000 | 2,857 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,449,000 | 3,286 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 3,168 |
| Total interest expense | $483,000 | 3,197 |
| Net interest income | $4,672,000 | 3,119 |
| Provision for loan and lease losses | $590,000 | 1,033 |
| Total noninterest income | $586,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $114,000 | 3,986 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $472,000 | 2,978 |
| Total noninterest expense | $2,952,000 | 3,682 |
| Salaries and employee benefits | $1,720,000 | 3,571 |
| Premises and equipment expense | $276,000 | 3,949 |
| Additional noninterest expense | $956,000 | 3,704 |
| Pre-tax net operating income | $1,716,000 | 2,879 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $359,000 | 2,332 |
| Income before extraordinary items | $1,357,000 | 2,978 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,357,000 | 2,978 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,357,000 | 2,978 |
| Net charge-offs | $38,000 | 2,761 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,357,000 | 2,930 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 3,112 |
| Total interest expense | $287,000 | 3,434 |
| Net interest income | $3,278,000 | 3,046 |
| Provision for loan and lease losses | $530,000 | 815 |
| Total noninterest income | $459,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $71,000 | 4,096 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $388,000 | 2,699 |
| Total noninterest expense | $1,935,000 | 3,748 |
| Salaries and employee benefits | $1,137,000 | 3,620 |
| Premises and equipment expense | $190,000 | 3,913 |
| Additional noninterest expense | $608,000 | 3,834 |
| Pre-tax net operating income | $1,272,000 | 2,665 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $270,000 | 2,224 |
| Income before extraordinary items | $1,002,000 | 2,795 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,002,000 | 2,793 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,002,000 | 2,794 |
| Net charge-offs | $26,000 | 2,598 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,002,000 | 2,725 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 3,122 |
| Total interest expense | $240,000 | 2,505 |
| Net interest income | $1,532,000 | 3,179 |
| Provision for loan and lease losses | $220,000 | 907 |
| Total noninterest income | $328,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $293,000 | 2,117 |
| Total noninterest expense | $954,000 | 3,806 |
| Salaries and employee benefits | $561,000 | 3,665 |
| Premises and equipment expense | $93,000 | 3,976 |
| Additional noninterest expense | $300,000 | 3,887 |
| Pre-tax net operating income | $686,000 | 2,519 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $30,000 | 3,275 |
| Income before extraordinary items | $656,000 | 2,307 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $656,000 | 2,307 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $656,000 | 2,307 |
| Net charge-offs | $22,000 | 1,923 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $656,000 | 2,256 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 3,706 |
| Total interest expense | $850,000 | 2,704 |
| Net interest income | $4,470,000 | 3,832 |
| Provision for loan and lease losses | $48,000 | 3,660 |
| Total noninterest income | $506,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $127,000 | 4,389 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $379,000 | 3,659 |
| Total noninterest expense | $3,674,000 | 3,897 |
| Salaries and employee benefits | $2,072,000 | 3,833 |
| Premises and equipment expense | $415,000 | 3,836 |
| Additional noninterest expense | $1,187,000 | 3,938 |
| Pre-tax net operating income | $1,254,000 | 3,781 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,270,000 | 3,510 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,270,000 | 3,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,270,000 | 3,510 |
| Net charge-offs | $79,000 | 2,864 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,254,000 | 3,500 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 3,770 |
| Total interest expense | $634,000 | 2,751 |
| Net interest income | $3,310,000 | 3,897 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $292,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $92,000 | 4,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $200,000 | 4,139 |
| Total noninterest expense | $2,677,000 | 3,980 |
| Salaries and employee benefits | $1,488,000 | 3,936 |
| Premises and equipment expense | $318,000 | 3,856 |
| Additional noninterest expense | $871,000 | 4,010 |
| Pre-tax net operating income | $925,000 | 3,861 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $941,000 | 3,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $941,000 | 3,605 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $941,000 | 3,606 |
| Net charge-offs | $42,000 | 2,903 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $925,000 | 3,571 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 3,799 |
| Total interest expense | $408,000 | 2,837 |
| Net interest income | $2,205,000 | 3,913 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $189,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $59,000 | 4,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $130,000 | 4,203 |
| Total noninterest expense | $1,715,000 | 4,110 |
| Salaries and employee benefits | $968,000 | 4,021 |
| Premises and equipment expense | $211,000 | 3,873 |
| Additional noninterest expense | $536,000 | 4,200 |
| Pre-tax net operating income | $679,000 | 3,700 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $695,000 | 3,427 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $695,000 | 3,427 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $695,000 | 3,428 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $679,000 | 3,404 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 3,914 |
| Total interest expense | $197,000 | 2,920 |
| Net interest income | $1,047,000 | 4,052 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $56,000 | 5,188 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 5,186 |
| Total noninterest expense | $842,000 | 4,189 |
| Salaries and employee benefits | $478,000 | 4,079 |
| Premises and equipment expense | $107,000 | 3,891 |
| Additional noninterest expense | $257,000 | 4,306 |
| Pre-tax net operating income | $261,000 | 4,078 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $277,000 | 3,784 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $277,000 | 3,787 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $277,000 | 3,788 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $261,000 | 3,801 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 4,197 |
| Total interest expense | $890,000 | 2,815 |
| Net interest income | $3,629,000 | 4,400 |
| Provision for loan and lease losses | $88,000 | 3,346 |
| Total noninterest income | $312,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $119,000 | 4,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $193,000 | 4,571 |
| Total noninterest expense | $3,274,000 | 4,284 |
| Salaries and employee benefits | $1,873,000 | 4,127 |
| Premises and equipment expense | $428,000 | 3,943 |
| Additional noninterest expense | $973,000 | 4,504 |
| Pre-tax net operating income | $579,000 | 4,889 |
| Securities gains (losses) | $51,000 | 1,723 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $630,000 | 4,629 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $630,000 | 4,630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $630,000 | 4,630 |
| Net charge-offs | $142,000 | 2,832 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $579,000 | 4,699 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,308,000 | 4,293 |
| Total interest expense | $697,000 | 2,760 |
| Net interest income | $2,611,000 | 4,531 |
| Provision for loan and lease losses | $88,000 | 2,990 |
| Total noninterest income | $274,000 | 4,800 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $87,000 | 4,846 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $187,000 | 4,296 |
| Total noninterest expense | $2,392,000 | 4,366 |
| Salaries and employee benefits | $1,360,000 | 4,214 |
| Premises and equipment expense | $320,000 | 4,005 |
| Additional noninterest expense | $712,000 | 4,579 |
| Pre-tax net operating income | $405,000 | 5,044 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $435,000 | 4,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $435,000 | 4,819 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $435,000 | 4,820 |
| Net charge-offs | $97,000 | 2,723 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $405,000 | 4,863 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 4,336 |
| Total interest expense | $500,000 | 2,630 |
| Net interest income | $1,674,000 | 4,623 |
| Provision for loan and lease losses | $58,000 | 2,911 |
| Total noninterest income | $183,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $56,000 | 4,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $127,000 | 4,253 |
| Total noninterest expense | $1,569,000 | 4,434 |
| Salaries and employee benefits | $897,000 | 4,269 |
| Premises and equipment expense | $212,000 | 4,056 |
| Additional noninterest expense | $460,000 | 4,666 |
| Pre-tax net operating income | $230,000 | 5,194 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $230,000 | 5,077 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $230,000 | 5,079 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $230,000 | 5,080 |
| Net charge-offs | $81,000 | 2,385 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $230,000 | 5,030 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 4,450 |
| Total interest expense | $261,000 | 2,592 |
| Net interest income | $785,000 | 4,811 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $78,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $50,000 | 4,566 |
| Total noninterest expense | $754,000 | 4,568 |
| Salaries and employee benefits | $421,000 | 4,463 |
| Premises and equipment expense | $107,000 | 4,064 |
| Additional noninterest expense | $226,000 | 4,722 |
| Pre-tax net operating income | $69,000 | 5,566 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $69,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $69,000 | 5,495 |
| Net charge-offs | $109,000 | 1,322 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $69,000 | 5,456 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 4,512 |
| Total interest expense | $1,096,000 | 2,753 |
| Net interest income | $3,100,000 | 4,859 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $287,000 | 5,198 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $125,000 | 4,883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $162,000 | 4,878 |
| Total noninterest expense | $2,939,000 | 4,659 |
| Salaries and employee benefits | $1,587,000 | 4,613 |
| Premises and equipment expense | $409,000 | 4,168 |
| Additional noninterest expense | $943,000 | 4,702 |
| Pre-tax net operating income | $298,000 | 5,495 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $307,000 | 5,400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $307,000 | 5,404 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $307,000 | 5,404 |
| Net charge-offs | $125,000 | 3,522 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $298,000 | 5,373 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,603 |
| Total interest expense | $825,000 | 2,829 |
| Net interest income | $2,258,000 | 4,969 |
| Provision for loan and lease losses | $110,000 | 3,266 |
| Total noninterest income | $219,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $90,000 | 5,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $129,000 | 4,890 |
| Total noninterest expense | $2,191,000 | 4,689 |
| Salaries and employee benefits | $1,190,000 | 4,642 |
| Premises and equipment expense | $306,000 | 4,208 |
| Additional noninterest expense | $695,000 | 4,771 |
| Pre-tax net operating income | $176,000 | 5,748 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $176,000 | 5,726 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $176,000 | 5,727 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $176,000 | 5,727 |
| Net charge-offs | $120,000 | 3,088 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $176,000 | 5,663 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 4,710 |
| Total interest expense | $547,000 | 2,895 |
| Net interest income | $1,433,000 | 5,090 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $171,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $111,000 | 4,612 |
| Total noninterest expense | $1,419,000 | 4,781 |
| Salaries and employee benefits | $781,000 | 4,699 |
| Premises and equipment expense | $197,000 | 4,304 |
| Additional noninterest expense | $441,000 | 4,896 |
| Pre-tax net operating income | $105,000 | 5,790 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $105,000 | 5,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $105,000 | 5,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $105,000 | 5,825 |
| Net charge-offs | $78,000 | 2,985 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $105,000 | 5,734 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 4,816 |
| Total interest expense | $270,000 | 2,975 |
| Net interest income | $693,000 | 5,185 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $110,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $692,000 | 4,881 |
| Salaries and employee benefits | $388,000 | 4,749 |
| Premises and equipment expense | $86,000 | 4,635 |
| Additional noninterest expense | $218,000 | 4,963 |
| Pre-tax net operating income | $51,000 | 5,831 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $51,000 | 5,840 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $51,000 | 5,842 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $51,000 | 5,842 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $51,000 | 5,753 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 4,875 |
| Total interest expense | $1,173,000 | 3,251 |
| Net interest income | $2,827,000 | 5,235 |
| Provision for loan and lease losses | $390,000 | 3,053 |
| Total noninterest income | $286,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $99,000 | 5,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $187,000 | 4,677 |
| Total noninterest expense | $2,707,000 | 4,974 |
| Salaries and employee benefits | $1,461,000 | 4,912 |
| Premises and equipment expense | $336,000 | 4,721 |
| Additional noninterest expense | $910,000 | 4,997 |
| Pre-tax net operating income | $16,000 | 6,117 |
| Securities gains (losses) | $54,000 | 2,682 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $70,000 | 6,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $70,000 | 6,130 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $70,000 | 6,133 |
| Net charge-offs | $581,000 | 2,453 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $-83,000 | 7,016 |
| Net operating income | $16,000 | 6,131 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 4,955 |
| Total interest expense | $899,000 | 3,314 |
| Net interest income | $2,104,000 | 5,334 |
| Provision for loan and lease losses | $340,000 | 2,810 |
| Total noninterest income | $225,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $71,000 | 5,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $154,000 | 4,598 |
| Total noninterest expense | $1,975,000 | 5,087 |
| Salaries and employee benefits | $1,075,000 | 4,986 |
| Premises and equipment expense | $244,000 | 4,847 |
| Additional noninterest expense | $656,000 | 5,133 |
| Pre-tax net operating income | $14,000 | 6,234 |
| Securities gains (losses) | $54,000 | 2,397 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $68,000 | 6,217 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $68,000 | 6,215 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $68,000 | 6,216 |
| Net charge-offs | $433,000 | 2,364 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $-83,000 | 7,122 |
| Net operating income | $14,000 | 6,238 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 4,961 |
| Total interest expense | $613,000 | 3,356 |
| Net interest income | $1,417,000 | 5,333 |
| Provision for loan and lease losses | $310,000 | 2,350 |
| Total noninterest income | $178,000 | 5,054 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $43,000 | 5,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 4,232 |
| Total noninterest expense | $1,311,000 | 5,141 |
| Salaries and employee benefits | $710,000 | 5,053 |
| Premises and equipment expense | $160,000 | 4,900 |
| Additional noninterest expense | $441,000 | 5,151 |
| Pre-tax net operating income | $-26,000 | 6,392 |
| Securities gains (losses) | $54,000 | 2,009 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $28,000 | 6,344 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $28,000 | 6,343 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $28,000 | 6,344 |
| Net charge-offs | $286,000 | 2,373 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-83,000 | 7,196 |
| Net operating income | $-26,000 | 6,406 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,069 |
| Total interest expense | $316,000 | 3,397 |
| Net interest income | $672,000 | 5,472 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $89,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,269 |
| Total noninterest expense | $644,000 | 5,209 |
| Salaries and employee benefits | $330,000 | 5,273 |
| Premises and equipment expense | $79,000 | 4,958 |
| Additional noninterest expense | $235,000 | 5,011 |
| Pre-tax net operating income | $87,000 | 5,552 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $87,000 | 5,535 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $87,000 | 5,535 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $87,000 | 5,535 |
| Net charge-offs | $163,000 | 2,015 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-83,000 | 7,272 |
| Net operating income | $87,000 | 5,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 5,020 |
| Total interest expense | $1,449,000 | 3,534 |
| Net interest income | $2,770,000 | 5,433 |
| Provision for loan and lease losses | $2,384,000 | 1,388 |
| Total noninterest income | $203,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $98,000 | 5,544 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $105,000 | 5,262 |
| Total noninterest expense | $2,772,000 | 5,091 |
| Salaries and employee benefits | $1,484,000 | 4,992 |
| Premises and equipment expense | $286,000 | 5,341 |
| Additional noninterest expense | $1,002,000 | 4,898 |
| Pre-tax net operating income | $-2,183,000 | 6,816 |
| Securities gains (losses) | $24,000 | 2,997 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,159,000 | 6,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,159,000 | 6,861 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,159,000 | 6,861 |
| Net charge-offs | $1,696,000 | 1,726 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-74,000 | 7,293 |
| Net operating income | $-2,183,000 | 6,845 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 5,076 |
| Total interest expense | $1,104,000 | 3,601 |
| Net interest income | $2,056,000 | 5,490 |
| Provision for loan and lease losses | $2,034,000 | 1,226 |
| Total noninterest income | $150,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $76,000 | 5,527 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $74,000 | 5,421 |
| Total noninterest expense | $2,017,000 | 5,169 |
| Salaries and employee benefits | $1,083,000 | 5,056 |
| Premises and equipment expense | $208,000 | 5,442 |
| Additional noninterest expense | $726,000 | 5,001 |
| Pre-tax net operating income | $-1,845,000 | 6,980 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,845,000 | 7,038 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,845,000 | 7,039 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,845,000 | 7,039 |
| Net charge-offs | $1,622,000 | 1,417 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-74,000 | 7,382 |
| Net operating income | $-1,845,000 | 7,025 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 5,031 |
| Total interest expense | $756,000 | 3,636 |
| Net interest income | $1,415,000 | 5,459 |
| Provision for loan and lease losses | $1,514,000 | 1,109 |
| Total noninterest income | $96,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,480 |
| Total noninterest expense | $1,335,000 | 5,246 |
| Salaries and employee benefits | $707,000 | 5,142 |
| Premises and equipment expense | $136,000 | 5,520 |
| Additional noninterest expense | $492,000 | 5,040 |
| Pre-tax net operating income | $-1,338,000 | 7,059 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,338,000 | 7,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,338,000 | 7,105 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,338,000 | 7,105 |
| Net charge-offs | $127,000 | 3,602 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-74,000 | 7,470 |
| Net operating income | $-1,338,000 | 7,092 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,130 |
| Total interest expense | $382,000 | 3,705 |
| Net interest income | $673,000 | 5,578 |
| Provision for loan and lease losses | $166,000 | 2,654 |
| Total noninterest income | $43,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $669,000 | 5,271 |
| Salaries and employee benefits | $376,000 | 5,019 |
| Premises and equipment expense | $71,000 | 5,484 |
| Additional noninterest expense | $222,000 | 5,278 |
| Pre-tax net operating income | $-119,000 | 6,711 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-119,000 | 6,753 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-119,000 | 6,752 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-119,000 | 6,753 |
| Net charge-offs | $84,000 | 2,913 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 815 |
| Net operating income | $-119,000 | 6,745 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 5,292 |
| Total interest expense | $1,571,000 | 4,154 |
| Net interest income | $2,627,000 | 5,659 |
| Provision for loan and lease losses | $213,000 | 5,267 |
| Total noninterest income | $176,000 | 6,118 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $102,000 | 5,453 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 5,759 |
| Total noninterest expense | $2,259,000 | 5,735 |
| Salaries and employee benefits | $1,225,000 | 5,626 |
| Premises and equipment expense | $289,000 | 5,499 |
| Additional noninterest expense | $745,000 | 5,769 |
| Pre-tax net operating income | $331,000 | 4,811 |
| Securities gains (losses) | $57,000 | 2,569 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $388,000 | 4,662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $388,000 | 4,663 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $388,000 | 4,663 |
| Net charge-offs | $133,000 | 5,168 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-188,000 | 7,608 |
| Net operating income | $331,000 | 4,694 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 5,399 |
| Total interest expense | $1,174,000 | 4,308 |
| Net interest income | $1,949,000 | 5,770 |
| Provision for loan and lease losses | $133,000 | 5,422 |
| Total noninterest income | $134,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $80,000 | 5,485 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $54,000 | 5,909 |
| Total noninterest expense | $1,619,000 | 5,880 |
| Salaries and employee benefits | $867,000 | 5,798 |
| Premises and equipment expense | $210,000 | 5,637 |
| Additional noninterest expense | $542,000 | 5,879 |
| Pre-tax net operating income | $331,000 | 4,749 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $331,000 | 4,743 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $331,000 | 4,746 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $331,000 | 4,746 |
| Net charge-offs | $38,000 | 5,700 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $-192,000 | 7,719 |
| Net operating income | $331,000 | 4,546 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 5,496 |
| Total interest expense | $763,000 | 4,472 |
| Net interest income | $1,283,000 | 5,814 |
| Provision for loan and lease losses | $89,000 | 5,315 |
| Total noninterest income | $90,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $58,000 | 5,386 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $32,000 | 6,086 |
| Total noninterest expense | $1,237,000 | 5,582 |
| Salaries and employee benefits | $735,000 | 5,169 |
| Premises and equipment expense | $138,000 | 5,696 |
| Additional noninterest expense | $364,000 | 5,864 |
| Pre-tax net operating income | $47,000 | 5,825 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $47,000 | 5,917 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $47,000 | 5,919 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $47,000 | 5,918 |
| Net charge-offs | $32,000 | 5,227 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 744 |
| Net operating income | $47,000 | 5,810 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 5,591 |
| Total interest expense | $377,000 | 4,623 |
| Net interest income | $634,000 | 5,873 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $43,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $618,000 | 5,655 |
| Salaries and employee benefits | $367,000 | 5,221 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $186,000 | 5,861 |
| Pre-tax net operating income | $14,000 | 6,096 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $14,000 | 6,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,000 | 6,196 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $14,000 | 6,196 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 674 |
| Net operating income | $14,000 | 6,086 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 5,650 |
| Total interest expense | $1,718,000 | 4,841 |
| Net interest income | $2,392,000 | 5,938 |
| Provision for loan and lease losses | $437,000 | 4,749 |
| Total noninterest income | $142,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $86,000 | 5,946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $56,000 | 6,252 |
| Total noninterest expense | $2,404,000 | 5,776 |
| Salaries and employee benefits | $1,443,000 | 5,312 |
| Premises and equipment expense | $250,000 | 6,061 |
| Additional noninterest expense | $711,000 | 6,100 |
| Pre-tax net operating income | $-307,000 | 5,815 |
| Securities gains (losses) | $53,000 | 2,587 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-254,000 | 5,874 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-254,000 | 5,873 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-254,000 | 5,873 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 910 |
| Net operating income | $-307,000 | 5,930 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 5,698 |
| Total interest expense | $1,302,000 | 4,960 |
| Net interest income | $1,793,000 | 5,967 |
| Provision for loan and lease losses | $112,000 | 5,842 |
| Total noninterest income | $101,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $60,000 | 6,072 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,000 | 6,430 |
| Total noninterest expense | $1,789,000 | 5,830 |
| Salaries and employee benefits | $1,062,000 | 5,405 |
| Premises and equipment expense | $190,000 | 6,072 |
| Additional noninterest expense | $537,000 | 6,088 |
| Pre-tax net operating income | $-7,000 | 5,690 |
| Securities gains (losses) | $53,000 | 2,261 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $46,000 | 5,582 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $46,000 | 5,582 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $46,000 | 5,582 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 833 |
| Net operating income | $-7,000 | 5,730 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 5,788 |
| Total interest expense | $830,000 | 5,188 |
| Net interest income | $1,208,000 | 5,948 |
| Provision for loan and lease losses | $112,000 | 5,194 |
| Total noninterest income | $63,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $1,155,000 | 5,947 |
| Salaries and employee benefits | $694,000 | 5,521 |
| Premises and equipment expense | $122,000 | 6,209 |
| Additional noninterest expense | $339,000 | 6,232 |
| Pre-tax net operating income | $4,000 | 5,767 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $4,000 | 5,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 5,888 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,000 | 5,888 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 794 |
| Net operating income | $4,000 | 5,809 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 5,878 |
| Total interest expense | $393,000 | 5,422 |
| Net interest income | $602,000 | 5,973 |
| Provision for loan and lease losses | $61,000 | 4,607 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $533,000 | 6,107 |
| Salaries and employee benefits | $335,000 | 5,681 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $34,000 | 5,837 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $34,000 | 5,935 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $34,000 | 5,937 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $34,000 | 5,937 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 685 |
| Net operating income | $34,000 | 5,769 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 6,407 |
| Total interest expense | $1,382,000 | 6,149 |
| Net interest income | $1,961,000 | 6,459 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $105,000 | 7,256 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $2,141,000 | 6,060 |
| Salaries and employee benefits | $1,219,000 | 5,941 |
| Premises and equipment expense | $211,000 | 6,594 |
| Additional noninterest expense | $711,000 | 5,763 |
| Pre-tax net operating income | $-175,000 | 6,528 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-175,000 | 6,451 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-175,000 | 6,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,464 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 960 |
| Net operating income | $-175,000 | 6,598 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 6,572 |
| Total interest expense | $1,011,000 | 6,306 |
| Net interest income | $1,374,000 | 6,668 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $48,000 | 6,481 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $1,568,000 | 6,114 |
| Salaries and employee benefits | $875,000 | 6,065 |
| Premises and equipment expense | $152,000 | 6,689 |
| Additional noninterest expense | $541,000 | 5,699 |
| Pre-tax net operating income | $-198,000 | 7,024 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-198,000 | 6,900 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-198,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 845 |
| Net operating income | $-198,000 | 7,074 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 6,755 |
| Total interest expense | $640,000 | 6,552 |
| Net interest income | $857,000 | 6,820 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $49,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $869,000 | 6,614 |
| Salaries and employee benefits | $537,000 | 6,320 |
| Premises and equipment expense | $90,000 | 6,935 |
| Additional noninterest expense | $242,000 | 6,716 |
| Pre-tax net operating income | $27,000 | 6,801 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $27,000 | 6,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $27,000 | 6,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 766 |
| Net operating income | $27,000 | 6,788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,892 |
| Total interest expense | $326,000 | 6,668 |
| Net interest income | $402,000 | 6,998 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $412,000 | 6,744 |
| Salaries and employee benefits | $249,000 | 6,529 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $120,000 | 6,721 |
| Pre-tax net operating income | $5,000 | 7,116 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $5,000 | 7,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 635 |
| Net operating income | $5,000 | 7,123 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 7,266 |
| Total interest expense | $983,000 | 7,191 |
| Net interest income | $1,452,000 | 7,178 |
| Provision for loan and lease losses | $270,000 | 3,372 |
| Total noninterest income | $79,000 | 7,760 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $59,000 | 6,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $1,510,000 | 6,901 |
| Salaries and employee benefits | $870,000 | 6,794 |
| Premises and equipment expense | $167,000 | 7,075 |
| Additional noninterest expense | $473,000 | 6,719 |
| Pre-tax net operating income | $-249,000 | 7,685 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-249,000 | 7,745 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-249,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 918 |
| Net operating income | $-249,000 | 7,730 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 7,387 |
| Total interest expense | $668,000 | 7,368 |
| Net interest income | $1,047,000 | 7,299 |
| Provision for loan and lease losses | $79,000 | 4,528 |
| Total noninterest income | $57,000 | 7,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 7,773 |
| Total noninterest expense | $1,060,000 | 7,031 |
| Salaries and employee benefits | $631,000 | 6,843 |
| Premises and equipment expense | $121,000 | 7,111 |
| Additional noninterest expense | $308,000 | 6,990 |
| Pre-tax net operating income | $-35,000 | 7,713 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-35,000 | 7,748 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-35,000 | 7,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 806 |
| Net operating income | $-35,000 | 7,730 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 7,553 |
| Total interest expense | $398,000 | 7,570 |
| Net interest income | $663,000 | 7,457 |
| Provision for loan and lease losses | $39,000 | 4,684 |
| Total noninterest income | $39,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $700,000 | 7,100 |
| Salaries and employee benefits | $420,000 | 6,899 |
| Premises and equipment expense | $80,000 | 7,161 |
| Additional noninterest expense | $200,000 | 7,076 |
| Pre-tax net operating income | $-37,000 | 7,871 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-37,000 | 7,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-37,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 724 |
| Net operating income | $-37,000 | 7,878 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 7,699 |
| Total interest expense | $177,000 | 7,738 |
| Net interest income | $318,000 | 7,559 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $344,000 | 7,175 |
| Salaries and employee benefits | $208,000 | 6,945 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $95,000 | 7,191 |
| Pre-tax net operating income | $-17,000 | 7,935 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-17,000 | 7,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-17,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 624 |
| Net operating income | $-17,000 | 7,936 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 8,063 |
| Total interest expense | $307,000 | 8,287 |
| Net interest income | $995,000 | 7,851 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $24,000 | 8,382 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $15,000 | 7,347 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $1,275,000 | 7,269 |
| Salaries and employee benefits | $789,000 | 6,995 |
| Premises and equipment expense | $57,000 | 8,285 |
| Additional noninterest expense | $429,000 | 6,924 |
| Pre-tax net operating income | $-486,000 | 8,251 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-486,000 | 8,286 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-486,000 | 8,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $11,779,000 | 182 |
| Net operating income | $-486,000 | 8,283 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $860,000 | 8,233 |
| Total interest expense | $155,000 | 8,465 |
| Net interest income | $705,000 | 7,995 |
| Provision for loan and lease losses | $190,000 | 2,962 |
| Total noninterest income | $15,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,000 | 7,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $925,000 | 7,327 |
| Salaries and employee benefits | $583,000 | 7,025 |
| Premises and equipment expense | $40,000 | 8,377 |
| Additional noninterest expense | $302,000 | 7,072 |
| Pre-tax net operating income | $-395,000 | 8,389 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-395,000 | 8,416 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-395,000 | 8,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $11,753,000 | 135 |
| Net operating income | $-395,000 | 8,408 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $490,000 | 8,409 |
| Total interest expense | $54,000 | 8,626 |
| Net interest income | $436,000 | 8,134 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $8,000 | 8,574 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $669,000 | 7,199 |
| Salaries and employee benefits | $418,000 | 6,865 |
| Premises and equipment expense | $35,000 | 8,194 |
| Additional noninterest expense | $216,000 | 6,938 |
| Pre-tax net operating income | $-385,000 | 8,522 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-385,000 | 8,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-385,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $11,740,000 | 82 |
| Net operating income | $-385,000 | 8,538 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $111,000 | 8,702 |
| Total interest expense | $6,000 | 8,723 |
| Net interest income | $105,000 | 8,620 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $370,000 | 6,972 |
| Salaries and employee benefits | $93,000 | 8,293 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $268,000 | 4,254 |
| Pre-tax net operating income | $-275,000 | 8,601 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-275,000 | 8,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-275,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $11,740,000 | 36 |
| Net operating income | $-275,000 | 8,616 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 6,322 |
| Total interest expense | $1,167,000 | 5,887 |
| Net interest income | $2,171,000 | 6,419 |
| Provision for loan and lease losses | $-103,000 | 8,637 |
| Total noninterest income | $601,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $430,000 | 3,390 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $2,330,000 | 5,599 |
| Salaries and employee benefits | $1,317,000 | 5,482 |
| Premises and equipment expense | $176,000 | 6,991 |
| Additional noninterest expense | $837,000 | 5,011 |
| Pre-tax net operating income | $545,000 | 6,597 |
| Securities gains (losses) | $17,000 | 1,304 |
| Applicable income taxes | $123,000 | 5,197 |
| Income before extraordinary items | $439,000 | 6,613 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $439,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $425,740 | 6,636 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 6,366 |
| Total interest expense | $837,000 | 5,894 |
| Net interest income | $1,612,000 | 6,475 |
| Provision for loan and lease losses | $-103,000 | 8,705 |
| Total noninterest income | $403,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $323,000 | 3,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,318 |
| Total noninterest expense | $1,709,000 | 5,639 |
| Salaries and employee benefits | $1,024,000 | 5,345 |
| Premises and equipment expense | $131,000 | 6,988 |
| Additional noninterest expense | $554,000 | 5,385 |
| Pre-tax net operating income | $409,000 | 6,746 |
| Securities gains (losses) | $17,000 | 1,289 |
| Applicable income taxes | $88,000 | 5,362 |
| Income before extraordinary items | $338,000 | 6,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $338,000 | 6,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $324,570 | 6,751 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,467 |
| Total interest expense | $524,000 | 5,912 |
| Net interest income | $1,029,000 | 6,594 |
| Provision for loan and lease losses | $-103,000 | 8,736 |
| Total noninterest income | $261,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $204,000 | 3,467 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $57,000 | 6,200 |
| Total noninterest expense | $803,000 | 6,721 |
| Salaries and employee benefits | $459,000 | 6,593 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $259,000 | 6,422 |
| Pre-tax net operating income | $590,000 | 5,047 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $171,000 | 4,054 |
| Income before extraordinary items | $436,000 | 5,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $436,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,269 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $423,760 | 5,263 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,593 |
| Total interest expense | $241,000 | 6,068 |
| Net interest income | $502,000 | 6,707 |
| Provision for loan and lease losses | $-104,000 | 8,832 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $90,000 | 3,686 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $396,000 | 6,792 |
| Salaries and employee benefits | $227,000 | 6,667 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $124,000 | 6,570 |
| Pre-tax net operating income | $334,000 | 4,721 |
| Securities gains (losses) | $17,000 | 846 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $243,000 | 4,940 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $243,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $231,270 | 5,029 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 6,635 |
| Total interest expense | $749,000 | 6,422 |
| Net interest income | $2,028,000 | 6,590 |
| Provision for loan and lease losses | $-344,000 | 8,886 |
| Total noninterest income | $546,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $409,000 | 3,598 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $137,000 | 5,850 |
| Total noninterest expense | $1,579,000 | 6,752 |
| Salaries and employee benefits | $865,000 | 6,745 |
| Premises and equipment expense | $151,000 | 7,323 |
| Additional noninterest expense | $563,000 | 6,191 |
| Pre-tax net operating income | $1,339,000 | 4,525 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $346,000 | 3,953 |
| Income before extraordinary items | $993,000 | 4,727 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $993,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,520 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $993,000 | 4,648 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 6,665 |
| Total interest expense | $552,000 | 6,455 |
| Net interest income | $1,520,000 | 6,592 |
| Provision for loan and lease losses | $-188,000 | 8,919 |
| Total noninterest income | $415,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $302,000 | 3,659 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $1,167,000 | 6,751 |
| Salaries and employee benefits | $643,000 | 6,725 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $419,000 | 6,174 |
| Pre-tax net operating income | $956,000 | 4,706 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $229,000 | 4,232 |
| Income before extraordinary items | $726,000 | 4,863 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $726,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,708 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $726,760 | 4,777 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 6,746 |
| Total interest expense | $372,000 | 6,459 |
| Net interest income | $987,000 | 6,694 |
| Provision for loan and lease losses | $-103,000 | 8,964 |
| Total noninterest income | $284,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $199,000 | 3,664 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 5,489 |
| Total noninterest expense | $763,000 | 6,844 |
| Salaries and employee benefits | $427,000 | 6,777 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $266,000 | 6,335 |
| Pre-tax net operating income | $611,000 | 4,782 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $138,000 | 4,383 |
| Income before extraordinary items | $473,000 | 4,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $473,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,672 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $473,000 | 4,793 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 6,813 |
| Total interest expense | $193,000 | 6,436 |
| Net interest income | $480,000 | 6,796 |
| Provision for loan and lease losses | $-44,000 | 8,995 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 3,656 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $64,000 | 4,614 |
| Total noninterest expense | $378,000 | 6,913 |
| Salaries and employee benefits | $211,000 | 6,843 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $307,000 | 4,759 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $51,000 | 4,825 |
| Income before extraordinary items | $256,000 | 4,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $256,000 | 4,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 6,719 |
| Total interest expense | $983,000 | 6,165 |
| Net interest income | $1,840,000 | 6,841 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $493,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $373,000 | 3,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $120,000 | 6,224 |
| Total noninterest expense | $1,506,000 | 6,874 |
| Salaries and employee benefits | $828,000 | 6,816 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $529,000 | 6,382 |
| Pre-tax net operating income | $827,000 | 5,612 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $84,000 | 5,895 |
| Income before extraordinary items | $743,000 | 5,423 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $743,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 9,043 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $743,000 | 5,277 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 6,770 |
| Total interest expense | $779,000 | 6,145 |
| Net interest income | $1,361,000 | 6,923 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $370,000 | 5,500 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $276,000 | 3,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,195 |
| Total noninterest expense | $1,112,000 | 6,917 |
| Salaries and employee benefits | $618,000 | 6,837 |
| Premises and equipment expense | $110,000 | 7,458 |
| Additional noninterest expense | $384,000 | 6,457 |
| Pre-tax net operating income | $619,000 | 5,795 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $72,000 | 5,906 |
| Income before extraordinary items | $547,000 | 5,627 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $547,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 9,090 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $547,000 | 5,448 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 6,745 |
| Total interest expense | $553,000 | 6,090 |
| Net interest income | $911,000 | 6,911 |
| Provision for loan and lease losses | $115,000 | 3,633 |
| Total noninterest income | $239,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $66,000 | 6,086 |
| Total noninterest expense | $750,000 | 6,905 |
| Salaries and employee benefits | $418,000 | 6,829 |
| Premises and equipment expense | $72,000 | 7,506 |
| Additional noninterest expense | $260,000 | 6,414 |
| Pre-tax net operating income | $285,000 | 6,597 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $282,000 | 6,240 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $282,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 9,024 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $282,000 | 6,034 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $744,000 | 6,722 |
| Total interest expense | $294,000 | 5,992 |
| Net interest income | $450,000 | 6,960 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $102,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $377,000 | 6,896 |
| Salaries and employee benefits | $211,000 | 6,813 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $131,000 | 6,392 |
| Pre-tax net operating income | $75,000 | 7,607 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-23,000 | 9,120 |
| Income before extraordinary items | $98,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,088 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,000 | 6,777 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 6,195 |
| Total interest expense | $1,784,000 | 5,184 |
| Net interest income | $1,875,000 | 6,825 |
| Provision for loan and lease losses | $810,000 | 1,611 |
| Total noninterest income | $405,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $312,000 | 4,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $1,456,000 | 6,933 |
| Salaries and employee benefits | $766,000 | 7,010 |
| Premises and equipment expense | $136,000 | 7,636 |
| Additional noninterest expense | $554,000 | 6,204 |
| Pre-tax net operating income | $14,000 | 8,589 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-183,000 | 9,131 |
| Income before extraordinary items | $197,000 | 7,853 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $197,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,623 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $197,000 | 7,751 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 5,538 |
| Total interest expense | $3,028,000 | 4,698 |
| Net interest income | $2,085,000 | 6,307 |
| Provision for loan and lease losses | $710,000 | 1,647 |
| Total noninterest income | $514,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $437,000 | 3,171 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $1,307,000 | 7,211 |
| Salaries and employee benefits | $654,000 | 7,412 |
| Premises and equipment expense | $142,000 | 7,658 |
| Additional noninterest expense | $511,000 | 6,367 |
| Pre-tax net operating income | $582,000 | 6,239 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $18,000 | 7,372 |
| Income before extraordinary items | $568,000 | 5,760 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $568,000 | 5,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,393 |
| Cash dividends | $260,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $564,120 | 5,653 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 5,764 |
| Total interest expense | $2,781,000 | 5,201 |
| Net interest income | $2,177,000 | 6,305 |
| Provision for loan and lease losses | $296,000 | 2,916 |
| Total noninterest income | $516,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,452 |
| Total noninterest expense | $1,088,000 | 7,777 |
| Salaries and employee benefits | $588,000 | 7,757 |
| Premises and equipment expense | $123,000 | 8,050 |
| Additional noninterest expense | $377,000 | 7,342 |
| Pre-tax net operating income | $1,309,000 | 4,481 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $268,000 | 4,834 |
| Income before extraordinary items | $1,042,000 | 4,257 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,042,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,522 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,041,200 | 4,269 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 5,909 |
| Total interest expense | $2,500,000 | 5,196 |
| Net interest income | $2,033,000 | 6,581 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $425,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $1,018,000 | 8,066 |
| Salaries and employee benefits | $546,000 | 8,064 |
| Premises and equipment expense | $120,000 | 8,235 |
| Additional noninterest expense | $352,000 | 7,684 |
| Pre-tax net operating income | $1,380,000 | 4,343 |
| Securities gains (losses) | $57,000 | 944 |
| Applicable income taxes | $328,000 | 4,609 |
| Income before extraordinary items | $1,109,000 | 4,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,109,000 | 4,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $700,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,065,110 | 4,191 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 6,150 |
| Total interest expense | $2,363,000 | 5,585 |
| Net interest income | $2,025,000 | 6,629 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $441,000 | 5,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $937,000 | 8,317 |
| Salaries and employee benefits | $524,000 | 8,209 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $327,000 | 7,872 |
| Pre-tax net operating income | $1,529,000 | 4,126 |
| Securities gains (losses) | $-18,000 | 10,273 |
| Applicable income taxes | $410,000 | 4,349 |
| Income before extraordinary items | $1,101,000 | 4,178 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,101,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,731 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,114,140 | 4,052 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 6,692 |
| Total interest expense | $2,026,000 | 6,216 |
| Net interest income | $1,939,000 | 7,044 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $388,000 | 5,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,985 |
| Total noninterest expense | $878,000 | 8,755 |
| Salaries and employee benefits | $500,000 | 8,604 |
| Premises and equipment expense | $97,000 | 9,032 |
| Additional noninterest expense | $281,000 | 8,516 |
| Pre-tax net operating income | $1,449,000 | 4,619 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $388,000 | 4,968 |
| Income before extraordinary items | $1,059,000 | 4,490 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,059,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,060,460 | 4,425 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 7,261 |
| Total interest expense | $1,836,000 | 6,762 |
| Net interest income | $1,772,000 | 7,617 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $419,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $868,000 | 9,167 |
| Salaries and employee benefits | $479,000 | 9,033 |
| Premises and equipment expense | $88,000 | 9,600 |
| Additional noninterest expense | $301,000 | 8,872 |
| Pre-tax net operating income | $1,323,000 | 4,780 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $359,000 | 5,244 |
| Income before extraordinary items | $974,000 | 4,605 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $974,000 | 4,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,752 |
| Cash dividends | $480,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $966,700 | 4,566 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 8,123 |
| Total interest expense | $1,477,000 | 7,763 |
| Net interest income | $1,583,000 | 8,299 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $424,000 | 5,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $977,000 | 9,045 |
| Salaries and employee benefits | $558,000 | 8,664 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $325,000 | 8,978 |
| Pre-tax net operating income | $1,030,000 | 5,873 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $237,000 | 6,847 |
| Income before extraordinary items | $776,000 | 5,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $776,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,145 |
| Cash dividends | $380,000 | 3,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $789,090 | 5,479 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 8,874 |
| Total interest expense | $1,160,000 | 8,058 |
| Net interest income | $1,362,000 | 9,278 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $379,000 | 6,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $871,000 | 9,906 |
| Salaries and employee benefits | $434,000 | 9,968 |
| Premises and equipment expense | $98,000 | 10,100 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $870,000 | 6,542 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $662,000 | 6,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $662,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $667,390 | 6,183 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 9,390 |
| Total interest expense | $1,110,000 | 8,635 |
| Net interest income | $1,289,000 | 9,768 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $883,000 | 10,277 |
| Salaries and employee benefits | $428,000 | 10,352 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $347,000 | 9,875 |
| Pre-tax net operating income | $794,000 | 6,841 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $192,000 | 7,775 |
| Income before extraordinary items | $603,000 | 6,755 |
| Extraordinary gains, net | $284,000 | 759 |
| Net income | $887,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $602,240 | 6,523 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 9,654 |
| Total interest expense | $1,272,000 | 9,351 |
| Net interest income | $1,367,000 | 9,745 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $377,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $849,000 | 10,759 |
| Salaries and employee benefits | $431,000 | 10,506 |
| Premises and equipment expense | $107,000 | 10,495 |
| Additional noninterest expense | $311,000 | 10,684 |
| Pre-tax net operating income | $895,000 | 6,121 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $266,000 | 6,424 |
| Income before extraordinary items | $677,000 | 6,058 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $677,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 12,901 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $642,440 | 5,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.