TrustBanc, Income and Expense
2005-03-31 (YTD Data) | Rank | |
Total interest income | $265,000 | 8,400 |
Total interest expense | $124,000 | 7,508 |
Net interest income | $141,000 | 8,617 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $31,000 | 7,764 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $12,000 | 7,169 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $19,000 | 6,923 |
Total noninterest expense | $117,000 | 8,662 |
Salaries and employee benefits | $60,000 | 8,696 |
Premises and equipment expense | $1,000 | 8,879 |
Additional noninterest expense | $56,000 | 8,141 |
Pre-tax net operating income | $55,000 | 7,831 |
Securities gains (losses) | $-22,000 | 8,680 |
Applicable income taxes | $19,000 | 5,699 |
Income before extraordinary items | $14,000 | 8,310 |
Extraordinary gains, net | $0 | 24 |
Net income | $14,000 | 8,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $28,080 | 8,095 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $5,725,000 | 4,401 |
Total interest expense | $2,386,000 | 3,166 |
Net interest income | $3,339,000 | 5,066 |
Provision for loan and lease losses | $100,000 | 4,964 |
Total noninterest income | $506,000 | 5,234 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $203,000 | 5,185 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $303,000 | 4,247 |
Total noninterest expense | $2,319,000 | 5,539 |
Salaries and employee benefits | $1,164,000 | 5,784 |
Premises and equipment expense | $425,000 | 4,573 |
Additional noninterest expense | $730,000 | 5,384 |
Pre-tax net operating income | $1,426,000 | 4,379 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $476,000 | 3,425 |
Income before extraordinary items | $950,000 | 4,831 |
Extraordinary gains, net | $0 | 34 |
Net income | $950,000 | 4,831 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 8,102 |
Cash dividends | $500,000 | 3,518 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $950,000 | 4,760 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,255,000 | 4,410 |
Total interest expense | $1,755,000 | 3,163 |
Net interest income | $2,500,000 | 5,063 |
Provision for loan and lease losses | $60,000 | 5,125 |
Total noninterest income | $389,000 | 5,196 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $152,000 | 5,231 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $237,000 | 4,168 |
Total noninterest expense | $1,740,000 | 5,511 |
Salaries and employee benefits | $872,000 | 5,748 |
Premises and equipment expense | $319,000 | 4,574 |
Additional noninterest expense | $549,000 | 5,341 |
Pre-tax net operating income | $1,089,000 | 4,407 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $366,000 | 3,452 |
Income before extraordinary items | $723,000 | 4,879 |
Extraordinary gains, net | $0 | 26 |
Net income | $723,000 | 4,879 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,882 |
Cash dividends | $500,000 | 2,672 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $723,000 | 4,792 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,811,000 | 4,451 |
Total interest expense | $1,145,000 | 3,194 |
Net interest income | $1,666,000 | 5,056 |
Provision for loan and lease losses | $30,000 | 5,293 |
Total noninterest income | $247,000 | 5,320 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $99,000 | 5,285 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $148,000 | 4,323 |
Total noninterest expense | $1,151,000 | 5,572 |
Salaries and employee benefits | $570,000 | 5,846 |
Premises and equipment expense | $209,000 | 4,638 |
Additional noninterest expense | $372,000 | 5,310 |
Pre-tax net operating income | $732,000 | 4,345 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $251,000 | 3,386 |
Income before extraordinary items | $481,000 | 4,829 |
Extraordinary gains, net | $0 | 21 |
Net income | $481,000 | 4,830 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,788 |
Cash dividends | $500,000 | 2,118 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $481,000 | 4,743 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,381,000 | 4,533 |
Total interest expense | $562,000 | 3,286 |
Net interest income | $819,000 | 5,129 |
Provision for loan and lease losses | $30,000 | 4,060 |
Total noninterest income | $97,000 | 5,845 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $43,000 | 5,527 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $54,000 | 4,970 |
Total noninterest expense | $555,000 | 5,690 |
Salaries and employee benefits | $283,000 | 5,919 |
Premises and equipment expense | $98,000 | 4,857 |
Additional noninterest expense | $174,000 | 5,529 |
Pre-tax net operating income | $331,000 | 4,587 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $118,000 | 3,512 |
Income before extraordinary items | $213,000 | 5,174 |
Extraordinary gains, net | $0 | 16 |
Net income | $213,000 | 5,174 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $213,000 | 5,052 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $5,311,000 | 4,696 |
Total interest expense | $2,245,000 | 3,638 |
Net interest income | $3,066,000 | 5,239 |
Provision for loan and lease losses | $152,000 | 4,550 |
Total noninterest income | $595,000 | 4,990 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $142,000 | 5,959 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $453,000 | 3,749 |
Total noninterest expense | $1,896,000 | 6,169 |
Salaries and employee benefits | $1,062,000 | 6,051 |
Premises and equipment expense | $233,000 | 6,395 |
Additional noninterest expense | $601,000 | 5,982 |
Pre-tax net operating income | $1,613,000 | 3,938 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $539,000 | 3,251 |
Income before extraordinary items | $1,074,000 | 4,440 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,074,000 | 4,442 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 4,981 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,074,000 | 4,261 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,920,000 | 4,801 |
Total interest expense | $1,683,000 | 3,768 |
Net interest income | $2,237,000 | 5,336 |
Provision for loan and lease losses | $133,000 | 4,187 |
Total noninterest income | $490,000 | 4,796 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $104,000 | 6,055 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $386,000 | 3,598 |
Total noninterest expense | $1,378,000 | 6,234 |
Salaries and employee benefits | $792,000 | 6,031 |
Premises and equipment expense | $142,000 | 6,925 |
Additional noninterest expense | $444,000 | 6,025 |
Pre-tax net operating income | $1,216,000 | 4,034 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $409,000 | 3,372 |
Income before extraordinary items | $807,000 | 4,570 |
Extraordinary gains, net | $0 | 40 |
Net income | $807,000 | 4,570 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 4,155 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $807,000 | 4,397 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,601,000 | 4,851 |
Total interest expense | $1,135,000 | 3,846 |
Net interest income | $1,466,000 | 5,398 |
Provision for loan and lease losses | $102,000 | 3,820 |
Total noninterest income | $284,000 | 5,132 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $61,000 | 6,283 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $223,000 | 3,834 |
Total noninterest expense | $872,000 | 6,432 |
Salaries and employee benefits | $518,000 | 6,131 |
Premises and equipment expense | $83,000 | 7,215 |
Additional noninterest expense | $271,000 | 6,287 |
Pre-tax net operating income | $776,000 | 4,136 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $261,000 | 3,477 |
Income before extraordinary items | $515,000 | 4,718 |
Extraordinary gains, net | $0 | 30 |
Net income | $515,000 | 4,718 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $48,000 | 3,471 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $515,000 | 4,513 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,284,000 | 4,919 |
Total interest expense | $566,000 | 3,954 |
Net interest income | $718,000 | 5,462 |
Provision for loan and lease losses | $56,000 | 3,519 |
Total noninterest income | $132,000 | 5,205 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $30,000 | 6,255 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $102,000 | 3,896 |
Total noninterest expense | $412,000 | 6,619 |
Salaries and employee benefits | $246,000 | 6,309 |
Premises and equipment expense | $43,000 | 7,175 |
Additional noninterest expense | $123,000 | 6,572 |
Pre-tax net operating income | $382,000 | 4,150 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $131,000 | 3,466 |
Income before extraordinary items | $251,000 | 4,705 |
Extraordinary gains, net | $0 | 21 |
Net income | $251,000 | 4,705 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 2,840 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $251,000 | 4,502 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $4,922,000 | 5,231 |
Total interest expense | $2,379,000 | 4,262 |
Net interest income | $2,543,000 | 5,842 |
Provision for loan and lease losses | $75,000 | 6,163 |
Total noninterest income | $342,000 | 6,155 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $89,000 | 6,775 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $253,000 | 4,587 |
Total noninterest expense | $1,480,000 | 6,887 |
Salaries and employee benefits | $867,000 | 6,632 |
Premises and equipment expense | $145,000 | 7,513 |
Additional noninterest expense | $468,000 | 6,693 |
Pre-tax net operating income | $1,330,000 | 4,427 |
Securities gains (losses) | $2,000 | 4,234 |
Applicable income taxes | $360,000 | 4,103 |
Income before extraordinary items | $972,000 | 4,674 |
Extraordinary gains, net | $0 | 70 |
Net income | $972,000 | 4,673 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 6,791 |
Cash dividends | $450,000 | 3,607 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $970,540 | 4,557 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $4,365,000 | 6,052 |
Total interest expense | $2,648,000 | 5,194 |
Net interest income | $1,717,000 | 6,953 |
Provision for loan and lease losses | $59,000 | 6,506 |
Total noninterest income | $221,000 | 7,111 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $78,000 | 7,020 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $143,000 | 5,633 |
Total noninterest expense | $1,226,000 | 7,395 |
Salaries and employee benefits | $710,000 | 7,163 |
Premises and equipment expense | $118,000 | 8,037 |
Additional noninterest expense | $398,000 | 7,161 |
Pre-tax net operating income | $653,000 | 5,971 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $126,000 | 5,707 |
Income before extraordinary items | $527,000 | 5,942 |
Extraordinary gains, net | $0 | 105 |
Net income | $527,000 | 5,943 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,083 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $527,000 | 5,831 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $3,197,000 | 7,213 |
Total interest expense | $2,038,000 | 6,217 |
Net interest income | $1,159,000 | 8,159 |
Provision for loan and lease losses | $76,000 | 5,841 |
Total noninterest income | $78,000 | 8,912 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $46,000 | 7,725 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 8,456 |
Total noninterest expense | $946,000 | 8,179 |
Salaries and employee benefits | $549,000 | 7,979 |
Premises and equipment expense | $101,000 | 8,420 |
Additional noninterest expense | $296,000 | 7,974 |
Pre-tax net operating income | $215,000 | 8,304 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $215,000 | 7,985 |
Extraordinary gains, net | $0 | 38 |
Net income | $215,000 | 7,985 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,352 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $215,000 | 7,985 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,745,000 | 8,776 |
Total interest expense | $1,021,000 | 8,128 |
Net interest income | $724,000 | 9,227 |
Provision for loan and lease losses | $89,000 | 5,507 |
Total noninterest income | $55,000 | 9,515 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $26,000 | 8,370 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $29,000 | 8,882 |
Total noninterest expense | $789,000 | 8,761 |
Salaries and employee benefits | $481,000 | 8,453 |
Premises and equipment expense | $97,000 | 8,686 |
Additional noninterest expense | $211,000 | 8,919 |
Pre-tax net operating income | $-99,000 | 9,536 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-99,000 | 9,572 |
Extraordinary gains, net | $0 | 35 |
Net income | $-99,000 | 9,570 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-99,000 | 9,551 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $415,000 | 10,265 |
Total interest expense | $156,000 | 10,237 |
Net interest income | $259,000 | 10,246 |
Provision for loan and lease losses | $183,000 | 3,696 |
Total noninterest income | $18,000 | 10,229 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $6,000 | 8,939 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 9,880 |
Total noninterest expense | $576,000 | 9,527 |
Salaries and employee benefits | $192,000 | 10,145 |
Premises and equipment expense | $50,000 | 9,822 |
Additional noninterest expense | $334,000 | 7,793 |
Pre-tax net operating income | $-482,000 | 10,176 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-482,000 | 10,216 |
Extraordinary gains, net | $0 | 32 |
Net income | $-482,000 | 10,214 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $4,103,000 | 272 |
Net operating income | $-482,000 | 10,185 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.