Home > Tradition Bank - Bellaire > Income and Expense

Tradition Bank - Bellaire, Income and Expense

2015-12-31 (YTD Data)Rank
Total interest income$18,769,0001,343
Total interest expense$2,431,0001,146
Net interest income$16,338,0001,368
Provision for loan and lease losses$04,380
Total noninterest income$1,422,0002,550
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$698,0001,653
Trading account gains and fees$0159
Additional Noninterest Income$724,0002,787
Total noninterest expense$18,063,0001,123
Salaries and employee benefits$8,072,0001,347
Premises and equipment expense$1,509,0001,525
Additional noninterest expense$8,482,000776
Pre-tax net operating income$-303,0006,001
Securities gains (losses)$527,000336
Applicable income taxes$-26,0005,928
Income before extraordinary items$250,0005,349
Extraordinary gains, net$023
Net income$250,0005,352
Minority interest net income$081
Net income of bank and minority interests.$250,0005,352
Net charge-offs$65,0003,050
Cash dividends$1,183,0001,940
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-277,0005,998
2015-09-30 (YTD Data)Rank
Total interest income$14,015,0001,359
Total interest expense$1,807,0001,169
Net interest income$12,208,0001,382
Provision for loan and lease losses$04,232
Total noninterest income$1,087,0002,553
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$522,0001,664
Trading account gains and fees$0153
Additional Noninterest Income$565,0002,753
Total noninterest expense$10,355,0001,409
Salaries and employee benefits$6,020,0001,357
Premises and equipment expense$1,190,0001,464
Additional noninterest expense$3,145,0001,473
Pre-tax net operating income$2,940,0001,934
Securities gains (losses)$489,000317
Applicable income taxes$355,0002,321
Income before extraordinary items$3,074,0001,590
Extraordinary gains, net$021
Net income$3,074,0001,590
Minority interest net income$078
Net income of bank and minority interests.$3,074,0001,591
Net charge-offs$-105,0005,821
Cash dividends$708,0001,967
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,633,9001,778
2015-06-30 (YTD Data)Rank
Total interest income$9,263,0001,370
Total interest expense$1,191,0001,187
Net interest income$8,072,0001,394
Provision for loan and lease losses$04,069
Total noninterest income$700,0002,619
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$346,0001,652
Trading account gains and fees$0157
Additional Noninterest Income$354,0002,830
Total noninterest expense$6,723,0001,455
Salaries and employee benefits$4,039,0001,351
Premises and equipment expense$785,0001,492
Additional noninterest expense$1,899,0001,608
Pre-tax net operating income$2,049,0001,864
Securities gains (losses)$415,000293
Applicable income taxes$329,0002,040
Income before extraordinary items$2,135,0001,531
Extraordinary gains, net$022
Net income$2,135,0001,533
Minority interest net income$075
Net income of bank and minority interests.$2,135,0001,533
Net charge-offs$-105,0005,937
Cash dividends$472,0002,003
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,773,9501,742
2015-03-31 (YTD Data)Rank
Total interest income$4,585,0001,379
Total interest expense$603,0001,165
Net interest income$3,982,0001,412
Provision for loan and lease losses$03,703
Total noninterest income$348,0002,583
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$173,0001,642
Trading account gains and fees$0152
Additional Noninterest Income$175,0002,807
Total noninterest expense$3,388,0001,441
Salaries and employee benefits$2,058,0001,345
Premises and equipment expense$392,0001,512
Additional noninterest expense$938,0001,610
Pre-tax net operating income$942,0001,955
Securities gains (losses)$415,000192
Applicable income taxes$200,0001,823
Income before extraordinary items$1,157,0001,411
Extraordinary gains, net$013
Net income$1,157,0001,414
Minority interest net income$064
Net income of bank and minority interests.$1,157,0001,413
Net charge-offs$-23,0005,729
Cash dividends$235,0001,739
Sale, conversion, retirement of capital stock, net$0697
Net operating income$804,2501,856
2014-12-31 (YTD Data)Rank
Total interest income$19,129,0001,328
Total interest expense$2,791,0001,064
Net interest income$16,338,0001,368
Provision for loan and lease losses$50,0003,764
Total noninterest income$1,307,0002,700
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$608,0001,939
Trading account gains and fees$0180
Additional Noninterest Income$699,0002,826
Total noninterest expense$13,439,0001,424
Salaries and employee benefits$8,128,0001,306
Premises and equipment expense$1,592,0001,488
Additional noninterest expense$3,719,0001,671
Pre-tax net operating income$4,156,0001,780
Securities gains (losses)$668,000306
Applicable income taxes$508,0002,182
Income before extraordinary items$4,316,0001,480
Extraordinary gains, net$017
Net income$4,316,0001,477
Minority interest net income$084
Net income of bank and minority interests.$4,316,0001,479
Net charge-offs$-203,0006,255
Cash dividends$1,149,0001,878
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,721,4801,661
2014-09-30 (YTD Data)Rank
Total interest income$14,434,0001,327
Total interest expense$2,123,0001,063
Net interest income$12,311,0001,357
Provision for loan and lease losses$49,0003,438
Total noninterest income$987,0002,713
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$458,0001,941
Trading account gains and fees$0174
Additional Noninterest Income$529,0002,832
Total noninterest expense$10,250,0001,412
Salaries and employee benefits$6,022,0001,325
Premises and equipment expense$1,278,0001,400
Additional noninterest expense$2,950,0001,589
Pre-tax net operating income$2,999,0001,855
Securities gains (losses)$599,000252
Applicable income taxes$356,0002,307
Income before extraordinary items$3,242,0001,470
Extraordinary gains, net$015
Net income$3,242,0001,469
Minority interest net income$081
Net income of bank and minority interests.$3,242,0001,470
Net charge-offs$-161,0006,307
Cash dividends$707,0001,865
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,702,9001,696
2014-06-30 (YTD Data)Rank
Total interest income$9,690,0001,311
Total interest expense$1,427,0001,060
Net interest income$8,263,0001,347
Provision for loan and lease losses$49,0003,076
Total noninterest income$657,0002,700
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$308,0001,910
Trading account gains and fees$0172
Additional Noninterest Income$349,0002,836
Total noninterest expense$6,788,0001,424
Salaries and employee benefits$3,975,0001,340
Premises and equipment expense$859,0001,395
Additional noninterest expense$1,954,0001,590
Pre-tax net operating income$2,083,0001,762
Securities gains (losses)$297,000363
Applicable income taxes$222,0002,314
Income before extraordinary items$2,158,0001,437
Extraordinary gains, net$020
Net income$2,158,0001,439
Minority interest net income$080
Net income of bank and minority interests.$2,158,0001,439
Net charge-offs$-111,0006,336
Cash dividends$472,0001,877
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,887,7301,587
2014-03-31 (YTD Data)Rank
Total interest income$4,856,0001,301
Total interest expense$713,0001,069
Net interest income$4,143,0001,332
Provision for loan and lease losses$50,0002,211
Total noninterest income$321,0002,710
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$152,0001,911
Trading account gains and fees$0147
Additional Noninterest Income$169,0002,794
Total noninterest expense$3,375,0001,441
Salaries and employee benefits$1,967,0001,365
Premises and equipment expense$438,0001,396
Additional noninterest expense$970,0001,588
Pre-tax net operating income$1,039,0001,716
Securities gains (losses)$01,715
Applicable income taxes$57,0002,862
Income before extraordinary items$982,0001,521
Extraordinary gains, net$016
Net income$982,0001,524
Minority interest net income$066
Net income of bank and minority interests.$982,0001,524
Net charge-offs$7,0002,989
Cash dividends$236,0001,646
Sale, conversion, retirement of capital stock, net$0747
Net operating income$982,0001,499
2013-12-31 (YTD Data)Rank
Total interest income$18,547,0001,367
Total interest expense$2,940,0001,147
Net interest income$15,607,0001,383
Provision for loan and lease losses$200,0002,943
Total noninterest income$1,498,0002,592
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$960,0001,421
Trading account gains and fees$0184
Additional Noninterest Income$538,0003,263
Total noninterest expense$12,775,0001,518
Salaries and employee benefits$7,649,0001,375
Premises and equipment expense$1,591,0001,494
Additional noninterest expense$3,535,0001,801
Pre-tax net operating income$4,130,0001,683
Securities gains (losses)$163,0001,024
Applicable income taxes$293,0002,657
Income before extraordinary items$4,000,0001,510
Extraordinary gains, net$029
Net income$4,000,0001,512
Minority interest net income$090
Net income of bank and minority interests.$4,000,0001,514
Net charge-offs$54,0004,289
Cash dividends$1,152,0001,754
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,848,4101,514
2013-09-30 (YTD Data)Rank
Total interest income$13,787,0001,390
Total interest expense$2,220,0001,179
Net interest income$11,567,0001,397
Provision for loan and lease losses$180,0002,702
Total noninterest income$1,065,0002,721
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$734,0001,400
Trading account gains and fees$0180
Additional Noninterest Income$331,0003,600
Total noninterest expense$9,759,0001,499
Salaries and employee benefits$5,705,0001,382
Premises and equipment expense$1,257,0001,426
Additional noninterest expense$2,797,0001,699
Pre-tax net operating income$2,693,0001,919
Securities gains (losses)$163,000924
Applicable income taxes$134,0003,107
Income before extraordinary items$2,722,0001,654
Extraordinary gains, net$025
Net income$2,722,0001,657
Minority interest net income$084
Net income of bank and minority interests.$2,722,0001,658
Net charge-offs$3,0005,003
Cash dividends$711,0001,770
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,567,1501,684
2013-06-30 (YTD Data)Rank
Total interest income$9,154,0001,390
Total interest expense$1,489,0001,201
Net interest income$7,665,0001,400
Provision for loan and lease losses$120,0002,706
Total noninterest income$723,0002,712
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$508,0001,317
Trading account gains and fees$0157
Additional Noninterest Income$215,0003,684
Total noninterest expense$6,437,0001,512
Salaries and employee benefits$3,810,0001,384
Premises and equipment expense$837,0001,442
Additional noninterest expense$1,790,0001,764
Pre-tax net operating income$1,831,0001,860
Securities gains (losses)$163,000840
Applicable income taxes$124,0002,853
Income before extraordinary items$1,870,0001,623
Extraordinary gains, net$022
Net income$1,870,0001,625
Minority interest net income$082
Net income of bank and minority interests.$1,870,0001,628
Net charge-offs$4,0004,592
Cash dividends$474,0001,754
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,716,7801,662
2013-03-31 (YTD Data)Rank
Total interest income$4,524,0001,410
Total interest expense$750,0001,230
Net interest income$3,774,0001,426
Provision for loan and lease losses$60,0002,589
Total noninterest income$366,0002,692
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$253,0001,319
Trading account gains and fees$0148
Additional Noninterest Income$113,0003,586
Total noninterest expense$3,233,0001,517
Salaries and employee benefits$1,899,0001,401
Premises and equipment expense$414,0001,470
Additional noninterest expense$920,0001,737
Pre-tax net operating income$847,0001,953
Securities gains (losses)$11,0001,452
Applicable income taxes$9,0003,970
Income before extraordinary items$849,0001,693
Extraordinary gains, net$010
Net income$849,0001,694
Minority interest net income$076
Net income of bank and minority interests.$849,0001,695
Net charge-offs$1,0004,010
Cash dividends$237,0001,519
Sale, conversion, retirement of capital stock, net$0789
Net operating income$838,1101,651
2012-12-31 (YTD Data)Rank
Total interest income$18,905,0001,407
Total interest expense$3,253,0001,369
Net interest income$15,652,0001,402
Provision for loan and lease losses$426,0002,939
Total noninterest income$1,189,0002,976
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,141,0001,247
Trading account gains and fees$0166
Additional Noninterest Income$48,0005,881
Total noninterest expense$12,474,0001,563
Salaries and employee benefits$7,141,0001,429
Premises and equipment expense$1,593,0001,496
Additional noninterest expense$3,740,0001,765
Pre-tax net operating income$3,941,0001,673
Securities gains (losses)$388,0001,143
Applicable income taxes$449,0002,287
Income before extraordinary items$3,880,0001,491
Extraordinary gains, net$029
Net income$3,880,0001,491
Minority interest net income$093
Net income of bank and minority interests.$3,880,0001,492
Net charge-offs$112,0004,331
Cash dividends$1,167,0001,772
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,530,8001,528
2012-09-30 (YTD Data)Rank
Total interest income$14,321,0001,424
Total interest expense$2,466,0001,419
Net interest income$11,855,0001,403
Provision for loan and lease losses$363,0002,711
Total noninterest income$926,0002,931
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$857,0001,250
Trading account gains and fees$0157
Additional Noninterest Income$69,0005,483
Total noninterest expense$9,647,0001,523
Salaries and employee benefits$5,369,0001,421
Premises and equipment expense$1,261,0001,423
Additional noninterest expense$3,017,0001,665
Pre-tax net operating income$2,771,0001,798
Securities gains (losses)$301,0001,116
Applicable income taxes$274,0002,550
Income before extraordinary items$2,798,0001,574
Extraordinary gains, net$020
Net income$2,798,0001,574
Minority interest net income$086
Net income of bank and minority interests.$2,798,0001,575
Net charge-offs$91,0004,059
Cash dividends$722,0001,646
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,524,0901,630
2012-06-30 (YTD Data)Rank
Total interest income$9,553,0001,432
Total interest expense$1,648,0001,465
Net interest income$7,905,0001,396
Provision for loan and lease losses$249,0002,699
Total noninterest income$614,0002,896
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$575,0001,229
Trading account gains and fees$0153
Additional Noninterest Income$39,0005,674
Total noninterest expense$6,351,0001,538
Salaries and employee benefits$3,533,0001,446
Premises and equipment expense$810,0001,463
Additional noninterest expense$2,008,0001,663
Pre-tax net operating income$1,919,0001,740
Securities gains (losses)$258,000948
Applicable income taxes$229,0002,323
Income before extraordinary items$1,948,0001,520
Extraordinary gains, net$019
Net income$1,948,0001,519
Minority interest net income$084
Net income of bank and minority interests.$1,948,0001,520
Net charge-offs$2,0005,336
Cash dividends$482,0001,651
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,718,3801,605
2012-03-31 (YTD Data)Rank
Total interest income$4,759,0001,448
Total interest expense$832,0001,521
Net interest income$3,927,0001,413
Provision for loan and lease losses$124,0002,638
Total noninterest income$243,0003,291
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$267,0001,318
Trading account gains and fees$0148
Additional Noninterest Income$-24,0007,031
Total noninterest expense$3,183,0001,539
Salaries and employee benefits$1,777,0001,445
Premises and equipment expense$428,0001,392
Additional noninterest expense$978,0001,703
Pre-tax net operating income$863,0001,908
Securities gains (losses)$258,000507
Applicable income taxes$121,0002,248
Income before extraordinary items$1,000,0001,461
Extraordinary gains, net$019
Net income$1,000,0001,461
Minority interest net income$078
Net income of bank and minority interests.$1,000,0001,462
Net charge-offs$4,0004,348
Cash dividends$240,0001,459
Sale, conversion, retirement of capital stock, net$0861
Net operating income$770,3801,756
2011-12-31 (YTD Data)Rank
Total interest income$19,643,0001,454
Total interest expense$3,906,0001,557
Net interest income$15,737,0001,414
Provision for loan and lease losses$428,0003,659
Total noninterest income$1,094,0002,966
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,139,0001,298
Trading account gains and fees$0146
Additional Noninterest Income$-45,0006,815
Total noninterest expense$12,918,0001,513
Salaries and employee benefits$6,934,0001,426
Premises and equipment expense$1,779,0001,405
Additional noninterest expense$4,205,0001,624
Pre-tax net operating income$3,485,0001,608
Securities gains (losses)$121,0001,905
Applicable income taxes$295,0002,550
Income before extraordinary items$3,311,0001,476
Extraordinary gains, net$029
Net income$3,311,0001,476
Minority interest net income$096
Net income of bank and minority interests.$3,311,0001,476
Net charge-offs$318,0003,734
Cash dividends$810,0001,858
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,199,6801,457
2011-09-30 (YTD Data)Rank
Total interest income$14,732,0001,470
Total interest expense$2,998,0001,577
Net interest income$11,734,0001,434
Provision for loan and lease losses$284,0003,687
Total noninterest income$1,025,0002,580
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$852,0001,308
Trading account gains and fees$0145
Additional Noninterest Income$173,0004,307
Total noninterest expense$10,029,0001,456
Salaries and employee benefits$5,204,0001,424
Premises and equipment expense$1,355,0001,390
Additional noninterest expense$3,470,0001,486
Pre-tax net operating income$2,446,0001,767
Securities gains (losses)$121,0001,613
Applicable income taxes$240,0002,494
Income before extraordinary items$2,327,0001,624
Extraordinary gains, net$021
Net income$2,327,0001,624
Minority interest net income$087
Net income of bank and minority interests.$2,327,0001,624
Net charge-offs$347,0003,085
Cash dividends$436,0001,948
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,216,8901,608
2011-06-30 (YTD Data)Rank
Total interest income$9,815,0001,485
Total interest expense$2,034,0001,613
Net interest income$7,781,0001,441
Provision for loan and lease losses$189,0003,616
Total noninterest income$607,0002,787
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$413,0001,724
Trading account gains and fees$0153
Additional Noninterest Income$194,0003,530
Total noninterest expense$6,667,0001,476
Salaries and employee benefits$3,496,0001,428
Premises and equipment expense$739,0001,717
Additional noninterest expense$2,432,0001,441
Pre-tax net operating income$1,532,0001,849
Securities gains (losses)$02,914
Applicable income taxes$93,0002,913
Income before extraordinary items$1,439,0001,679
Extraordinary gains, net$015
Net income$1,439,0001,679
Minority interest net income$089
Net income of bank and minority interests.$1,439,0001,679
Net charge-offs$207,0003,074
Cash dividends$234,0002,170
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,439,0001,616
2011-03-31 (YTD Data)Rank
Total interest income$4,928,0001,488
Total interest expense$1,043,0001,624
Net interest income$3,885,0001,433
Provision for loan and lease losses$95,0003,442
Total noninterest income$288,0002,898
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$181,0001,887
Trading account gains and fees$0158
Additional Noninterest Income$107,0003,447
Total noninterest expense$3,346,0001,481
Salaries and employee benefits$1,765,0001,433
Premises and equipment expense$388,0001,659
Additional noninterest expense$1,193,0001,464
Pre-tax net operating income$732,0001,908
Securities gains (losses)$01,772
Applicable income taxes$39,0003,012
Income before extraordinary items$693,0001,690
Extraordinary gains, net$09
Net income$693,0001,690
Minority interest net income$086
Net income of bank and minority interests.$693,0001,690
Net charge-offs$227,0002,006
Cash dividends$32,0002,373
Sale, conversion, retirement of capital stock, net$0925
Net operating income$693,0001,641
2010-12-31 (YTD Data)Rank
Total interest income$20,769,0001,478
Total interest expense$5,451,0001,531
Net interest income$15,318,0001,467
Provision for loan and lease losses$375,0004,529
Total noninterest income$632,0004,130
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$789,0001,857
Trading account gains and fees$0175
Additional Noninterest Income$-157,0007,244
Total noninterest expense$12,856,0001,541
Salaries and employee benefits$6,448,0001,524
Premises and equipment expense$1,605,0001,592
Additional noninterest expense$4,803,0001,503
Pre-tax net operating income$2,719,0001,765
Securities gains (losses)$361,0001,110
Applicable income taxes$400,0002,097
Income before extraordinary items$2,680,0001,538
Extraordinary gains, net$029
Net income$2,680,0001,539
Minority interest net income$0111
Net income of bank and minority interests.$2,680,0001,540
Net charge-offs$759,0003,064
Cash dividends$214,0003,229
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,365,9301,674
2010-09-30 (YTD Data)Rank
Total interest income$15,593,0001,513
Total interest expense$4,292,0001,508
Net interest income$11,301,0001,507
Provision for loan and lease losses$220,0004,766
Total noninterest income$738,0003,301
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$593,0001,901
Trading account gains and fees$0165
Additional Noninterest Income$145,0004,699
Total noninterest expense$9,921,0001,488
Salaries and employee benefits$4,757,0001,551
Premises and equipment expense$1,176,0001,661
Additional noninterest expense$3,988,0001,342
Pre-tax net operating income$1,898,0001,982
Securities gains (losses)$361,000948
Applicable income taxes$300,0002,144
Income before extraordinary items$1,959,0001,679
Extraordinary gains, net$023
Net income$1,959,0001,683
Minority interest net income$0110
Net income of bank and minority interests.$1,959,0001,683
Net charge-offs$624,0002,771
Cash dividends$178,0002,810
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,644,9301,896
2010-06-30 (YTD Data)Rank
Total interest income$10,436,0001,533
Total interest expense$2,968,0001,517
Net interest income$7,468,0001,519
Provision for loan and lease losses$120,0004,894
Total noninterest income$600,0002,867
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$444,0001,718
Trading account gains and fees$0152
Additional Noninterest Income$156,0003,914
Total noninterest expense$6,603,0001,490
Salaries and employee benefits$3,147,0001,575
Premises and equipment expense$779,0001,694
Additional noninterest expense$2,677,0001,333
Pre-tax net operating income$1,345,0001,867
Securities gains (losses)$158,0001,100
Applicable income taxes$225,0002,018
Income before extraordinary items$1,278,0001,698
Extraordinary gains, net$019
Net income$1,278,0001,697
Minority interest net income$0105
Net income of bank and minority interests.$1,278,0001,698
Net charge-offs$46,0004,959
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,143,7001,794
2010-03-31 (YTD Data)Rank
Total interest income$5,199,0001,567
Total interest expense$1,528,0001,547
Net interest income$3,671,0001,565
Provision for loan and lease losses$60,0004,570
Total noninterest income$298,0002,877
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$213,0001,782
Trading account gains and fees$0175
Additional Noninterest Income$85,0003,799
Total noninterest expense$3,241,0001,550
Salaries and employee benefits$1,529,0001,638
Premises and equipment expense$385,0001,760
Additional noninterest expense$1,327,0001,340
Pre-tax net operating income$668,0001,904
Securities gains (losses)$02,284
Applicable income taxes$90,0002,221
Income before extraordinary items$578,0001,884
Extraordinary gains, net$016
Net income$578,0001,882
Minority interest net income$091
Net income of bank and minority interests.$578,0001,884
Net charge-offs$39,0003,940
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$578,0001,814
2009-12-31 (YTD Data)Rank
Total interest income$21,347,0001,602
Total interest expense$7,433,0001,584
Net interest income$13,914,0001,610
Provision for loan and lease losses$656,0004,127
Total noninterest income$966,0003,410
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$839,0001,976
Trading account gains and fees$0211
Additional Noninterest Income$127,0005,338
Total noninterest expense$12,387,0001,647
Salaries and employee benefits$6,068,0001,639
Premises and equipment expense$1,614,0001,676
Additional noninterest expense$4,705,0001,587
Pre-tax net operating income$1,837,0002,047
Securities gains (losses)$98,0002,159
Applicable income taxes$227,0002,275
Income before extraordinary items$1,708,0001,911
Extraordinary gains, net$034
Net income$1,708,0001,908
Minority interest net income$0115
Net income of bank and minority interests.$1,708,0001,910
Net charge-offs$936,0002,946
Cash dividends$160,0003,819
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,621,7601,948
2009-09-30 (YTD Data)Rank
Total interest income$16,082,0001,626
Total interest expense$5,772,0001,607
Net interest income$10,310,0001,630
Provision for loan and lease losses$501,0003,783
Total noninterest income$1,225,0002,468
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$610,0002,028
Trading account gains and fees$0212
Additional Noninterest Income$615,0002,482
Total noninterest expense$9,301,0001,634
Salaries and employee benefits$4,498,0001,670
Premises and equipment expense$1,267,0001,610
Additional noninterest expense$3,536,0001,523
Pre-tax net operating income$1,733,0001,827
Securities gains (losses)$98,0001,856
Applicable income taxes$325,0001,844
Income before extraordinary items$1,506,0001,768
Extraordinary gains, net$027
Net income$1,506,0001,768
Minority interest net income$0118
Net income of bank and minority interests.$1,506,0001,768
Net charge-offs$1,066,0002,138
Cash dividends$161,0003,255
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,425,6401,819
2009-06-30 (YTD Data)Rank
Total interest income$10,814,0001,644
Total interest expense$3,933,0001,655
Net interest income$6,881,0001,642
Provision for loan and lease losses$351,0003,466
Total noninterest income$751,0002,626
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$401,0002,018
Trading account gains and fees$0193
Additional Noninterest Income$350,0002,742
Total noninterest expense$6,108,0001,686
Salaries and employee benefits$3,003,0001,707
Premises and equipment expense$817,0001,702
Additional noninterest expense$2,288,0001,598
Pre-tax net operating income$1,173,0001,860
Securities gains (losses)$98,0001,509
Applicable income taxes$239,0001,775
Income before extraordinary items$1,032,0001,802
Extraordinary gains, net$021
Net income$1,032,0001,799
Minority interest net income$0112
Net income of bank and minority interests.$1,032,0001,801
Net charge-offs$790,0001,855
Cash dividends$161,0002,893
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$952,6201,866
2009-03-31 (YTD Data)Rank
Total interest income$5,423,0001,660
Total interest expense$2,009,0001,686
Net interest income$3,414,0001,633
Provision for loan and lease losses$201,0002,835
Total noninterest income$268,0003,232
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$193,0002,027
Trading account gains and fees$0171
Additional Noninterest Income$75,0004,125
Total noninterest expense$2,925,0001,700
Salaries and employee benefits$1,518,0001,705
Premises and equipment expense$376,0001,877
Additional noninterest expense$1,031,0001,571
Pre-tax net operating income$556,0002,190
Securities gains (losses)$02,434
Applicable income taxes$100,0002,180
Income before extraordinary items$456,0002,306
Extraordinary gains, net$015
Net income$456,0002,306
Minority interest net income$0102
Net income of bank and minority interests.$456,0002,308
Net charge-offs$592,0001,261
Cash dividends$115,0002,141
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$456,0002,172
2008-12-31 (YTD Data)Rank
Total interest income$24,437,0001,592
Total interest expense$10,059,0001,618
Net interest income$14,378,0001,556
Provision for loan and lease losses$2,648,0001,517
Total noninterest income$1,532,0002,588
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$892,0001,936
Trading account gains and fees$0154
Additional Noninterest Income$640,0002,793
Total noninterest expense$12,734,0001,532
Salaries and employee benefits$6,582,0001,575
Premises and equipment expense$1,695,0001,628
Additional noninterest expense$4,457,0001,390
Pre-tax net operating income$528,0004,785
Securities gains (losses)$118,0001,009
Applicable income taxes$-111,0007,099
Income before extraordinary items$757,0003,819
Extraordinary gains, net$039
Net income$757,0003,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,834,0001,371
Cash dividends$1,697,0001,562
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$639,0004,222
2008-09-30 (YTD Data)Rank
Total interest income$18,564,0001,612
Total interest expense$7,707,0001,638
Net interest income$10,857,0001,557
Provision for loan and lease losses$2,605,000991
Total noninterest income$1,213,0002,561
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$677,0001,923
Trading account gains and fees$0148
Additional Noninterest Income$536,0002,704
Total noninterest expense$9,904,0001,470
Salaries and employee benefits$5,030,0001,563
Premises and equipment expense$1,259,0001,654
Additional noninterest expense$3,615,0001,267
Pre-tax net operating income$-439,0007,217
Securities gains (losses)$118,000858
Applicable income taxes$05,372
Income before extraordinary items$-321,0007,045
Extraordinary gains, net$031
Net income$-321,0007,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,667,000950
Cash dividends$1,276,0001,516
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-439,0007,278
2008-06-30 (YTD Data)Rank
Total interest income$12,231,0001,648
Total interest expense$5,201,0001,688
Net interest income$7,030,0001,598
Provision for loan and lease losses$1,115,0001,148
Total noninterest income$717,0002,796
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$458,0001,878
Trading account gains and fees$0149
Additional Noninterest Income$259,0003,291
Total noninterest expense$6,693,0001,440
Salaries and employee benefits$3,380,0001,559
Premises and equipment expense$804,0001,714
Additional noninterest expense$2,509,0001,185
Pre-tax net operating income$-61,0007,114
Securities gains (losses)$72,0001,184
Applicable income taxes$05,627
Income before extraordinary items$11,0006,947
Extraordinary gains, net$021
Net income$11,0006,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,558,000648
Cash dividends$859,0001,609
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-61,0007,148
2008-03-31 (YTD Data)Rank
Total interest income$6,107,0001,694
Total interest expense$2,659,0001,767
Net interest income$3,448,0001,607
Provision for loan and lease losses$190,0001,878
Total noninterest income$357,0002,804
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$231,0001,836
Trading account gains and fees$0158
Additional Noninterest Income$126,0003,352
Total noninterest expense$3,143,0001,526
Salaries and employee benefits$1,705,0001,560
Premises and equipment expense$405,0001,705
Additional noninterest expense$1,033,0001,390
Pre-tax net operating income$472,0003,190
Securities gains (losses)$32,0001,330
Applicable income taxes$103,0002,768
Income before extraordinary items$401,0003,184
Extraordinary gains, net$015
Net income$401,0003,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,118
Cash dividends$413,0001,555
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$375,4003,229
2007-12-31 (YTD Data)Rank
Total interest income$25,270,0001,707
Total interest expense$10,589,0001,871
Net interest income$14,681,0001,547
Provision for loan and lease losses$657,0001,928
Total noninterest income$1,652,0002,544
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$796,0002,143
Trading account gains and fees$0178
Additional Noninterest Income$856,0002,461
Total noninterest expense$11,112,0001,660
Salaries and employee benefits$6,315,0001,603
Premises and equipment expense$1,503,0001,747
Additional noninterest expense$3,294,0001,695
Pre-tax net operating income$4,564,0001,781
Securities gains (losses)$02,146
Applicable income taxes$1,300,0001,568
Income before extraordinary items$3,264,0001,905
Extraordinary gains, net$039
Net income$3,264,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,720
Cash dividends$1,800,0001,745
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,264,0001,886
2007-09-30 (YTD Data)Rank
Total interest income$18,788,0001,720
Total interest expense$7,923,0001,875
Net interest income$10,865,0001,574
Provision for loan and lease losses$575,0001,391
Total noninterest income$1,282,0002,479
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$591,0002,146
Trading account gains and fees$0184
Additional Noninterest Income$691,0002,341
Total noninterest expense$8,209,0001,678
Salaries and employee benefits$4,609,0001,635
Premises and equipment expense$1,094,0001,798
Additional noninterest expense$2,506,0001,628
Pre-tax net operating income$3,363,0001,914
Securities gains (losses)$01,655
Applicable income taxes$926,0001,737
Income before extraordinary items$2,437,0002,047
Extraordinary gains, net$033
Net income$2,437,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,939
Cash dividends$1,265,0001,715
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,437,0002,031
2007-06-30 (YTD Data)Rank
Total interest income$12,262,0001,766
Total interest expense$5,154,0001,911
Net interest income$7,108,0001,624
Provision for loan and lease losses$414,0001,206
Total noninterest income$935,0002,339
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$400,0002,109
Trading account gains and fees$0168
Additional Noninterest Income$535,0002,151
Total noninterest expense$5,373,0001,719
Salaries and employee benefits$3,140,0001,637
Premises and equipment expense$709,0001,848
Additional noninterest expense$1,524,0001,782
Pre-tax net operating income$2,256,0001,956
Securities gains (losses)$01,444
Applicable income taxes$631,0001,778
Income before extraordinary items$1,625,0002,087
Extraordinary gains, net$029
Net income$1,625,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0001,311
Cash dividends$839,0001,765
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,625,0002,070
2007-03-31 (YTD Data)Rank
Total interest income$6,033,0001,789
Total interest expense$2,558,0001,913
Net interest income$3,475,0001,650
Provision for loan and lease losses$207,0001,129
Total noninterest income$368,0002,714
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$240,0001,767
Trading account gains and fees$0195
Additional Noninterest Income$128,0003,299
Total noninterest expense$2,652,0001,747
Salaries and employee benefits$1,620,0001,602
Premises and equipment expense$344,0001,903
Additional noninterest expense$688,0001,930
Pre-tax net operating income$984,0002,200
Securities gains (losses)$01,187
Applicable income taxes$273,0001,989
Income before extraordinary items$711,0002,288
Extraordinary gains, net$022
Net income$711,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,000674
Cash dividends$423,0001,610
Sale, conversion, retirement of capital stock, net$0885
Net operating income$711,0002,269
2006-12-31 (YTD Data)Rank
Total interest income$21,380,0001,885
Total interest expense$8,355,0001,974
Net interest income$13,025,0001,769
Provision for loan and lease losses$739,0001,350
Total noninterest income$1,515,0002,684
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$991,0001,762
Trading account gains and fees$0130
Additional Noninterest Income$524,0003,251
Total noninterest expense$9,690,0001,846
Salaries and employee benefits$5,549,0001,764
Premises and equipment expense$1,164,0002,122
Additional noninterest expense$2,977,0001,774
Pre-tax net operating income$4,111,0002,215
Securities gains (losses)$01,687
Applicable income taxes$1,250,0001,908
Income before extraordinary items$2,861,0002,353
Extraordinary gains, net$051
Net income$2,861,0002,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,342
Cash dividends$1,536,0001,894
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,861,0002,337
2006-09-30 (YTD Data)Rank
Total interest income$15,464,0001,931
Total interest expense$5,866,0002,030
Net interest income$9,598,0001,823
Provision for loan and lease losses$511,0001,367
Total noninterest income$1,145,0002,681
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$746,0001,764
Trading account gains and fees$0126
Additional Noninterest Income$399,0003,225
Total noninterest expense$7,053,0001,886
Salaries and employee benefits$4,149,0001,767
Premises and equipment expense$838,0002,225
Additional noninterest expense$2,066,0001,887
Pre-tax net operating income$3,179,0002,221
Securities gains (losses)$01,388
Applicable income taxes$983,0001,909
Income before extraordinary items$2,196,0002,399
Extraordinary gains, net$045
Net income$2,196,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0001,676
Cash dividends$1,024,0001,890
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,196,0002,388
2006-06-30 (YTD Data)Rank
Total interest income$9,773,0001,973
Total interest expense$3,597,0002,083
Net interest income$6,176,0001,890
Provision for loan and lease losses$263,0001,691
Total noninterest income$752,0002,704
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$485,0001,786
Trading account gains and fees$0126
Additional Noninterest Income$267,0003,216
Total noninterest expense$4,575,0001,935
Salaries and employee benefits$2,713,0001,810
Premises and equipment expense$541,0002,291
Additional noninterest expense$1,321,0001,983
Pre-tax net operating income$2,090,0002,231
Securities gains (losses)$01,185
Applicable income taxes$671,0001,900
Income before extraordinary items$1,419,0002,447
Extraordinary gains, net$039
Net income$1,419,0002,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$606,0002,077
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,419,0002,431
2006-03-31 (YTD Data)Rank
Total interest income$4,621,0002,039
Total interest expense$1,672,0002,135
Net interest income$2,949,0001,969
Provision for loan and lease losses$111,0001,856
Total noninterest income$369,0002,683
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$242,0001,743
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,279
Total noninterest expense$2,212,0001,997
Salaries and employee benefits$1,315,0001,873
Premises and equipment expense$260,0002,391
Additional noninterest expense$637,0002,043
Pre-tax net operating income$995,0002,285
Securities gains (losses)$0955
Applicable income taxes$332,0001,890
Income before extraordinary items$663,0002,543
Extraordinary gains, net$021
Net income$663,0002,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,116
Cash dividends$310,0001,888
Sale, conversion, retirement of capital stock, net$0648
Net operating income$663,0002,525
2005-12-31 (YTD Data)Rank
Total interest income$15,375,0002,164
Total interest expense$4,869,0002,252
Net interest income$10,506,0002,113
Provision for loan and lease losses$881,0001,172
Total noninterest income$1,611,0002,570
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,056,0001,645
Trading account gains and fees$0138
Additional Noninterest Income$555,0003,197
Total noninterest expense$7,593,0002,201
Salaries and employee benefits$4,405,0002,094
Premises and equipment expense$957,0002,464
Additional noninterest expense$2,231,0002,244
Pre-tax net operating income$3,643,0002,380
Securities gains (losses)$02,296
Applicable income taxes$1,124,0002,100
Income before extraordinary items$2,519,0002,587
Extraordinary gains, net$046
Net income$2,519,0002,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,648
Cash dividends$1,605,0001,731
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,519,0002,565
2005-09-30 (YTD Data)Rank
Total interest income$10,868,0002,236
Total interest expense$3,301,0002,360
Net interest income$7,567,0002,177
Provision for loan and lease losses$562,0001,263
Total noninterest income$1,231,0002,534
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$801,0001,617
Trading account gains and fees$0126
Additional Noninterest Income$430,0003,158
Total noninterest expense$5,559,0002,225
Salaries and employee benefits$3,206,0002,132
Premises and equipment expense$700,0002,512
Additional noninterest expense$1,653,0002,234
Pre-tax net operating income$2,677,0002,441
Securities gains (losses)$02,317
Applicable income taxes$833,0002,137
Income before extraordinary items$1,844,0002,646
Extraordinary gains, net$035
Net income$1,844,0002,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$927,0001,904
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,844,0002,607
2005-06-30 (YTD Data)Rank
Total interest income$6,950,0002,268
Total interest expense$2,027,0002,409
Net interest income$4,923,0002,197
Provision for loan and lease losses$385,0001,223
Total noninterest income$834,0002,467
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$548,0001,536
Trading account gains and fees$0116
Additional Noninterest Income$286,0003,157
Total noninterest expense$3,623,0002,264
Salaries and employee benefits$2,097,0002,156
Premises and equipment expense$462,0002,512
Additional noninterest expense$1,064,0002,291
Pre-tax net operating income$1,749,0002,418
Securities gains (losses)$02,146
Applicable income taxes$546,0002,135
Income before extraordinary items$1,203,0002,647
Extraordinary gains, net$030
Net income$1,203,0002,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,304
Cash dividends$617,0001,893
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,203,0002,608
2005-03-31 (YTD Data)Rank
Total interest income$3,331,0002,320
Total interest expense$950,0002,433
Net interest income$2,381,0002,258
Provision for loan and lease losses$193,0001,165
Total noninterest income$430,0002,383
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$280,0001,460
Trading account gains and fees$0115
Additional Noninterest Income$150,0002,977
Total noninterest expense$1,780,0002,321
Salaries and employee benefits$1,037,0002,187
Premises and equipment expense$227,0002,562
Additional noninterest expense$516,0002,357
Pre-tax net operating income$838,0002,482
Securities gains (losses)$01,685
Applicable income taxes$269,0002,147
Income before extraordinary items$569,0002,727
Extraordinary gains, net$024
Net income$569,0002,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,866
Cash dividends$309,0001,698
Sale, conversion, retirement of capital stock, net$0491
Net operating income$569,0002,678
2004-12-31 (YTD Data)Rank
Total interest income$11,060,0002,576
Total interest expense$2,843,0002,739
Net interest income$8,217,0002,485
Provision for loan and lease losses$543,0001,838
Total noninterest income$2,233,0002,040
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,276,0001,390
Trading account gains and fees$0138
Additional Noninterest Income$957,0002,212
Total noninterest expense$7,289,0002,184
Salaries and employee benefits$4,044,0002,142
Premises and equipment expense$967,0002,365
Additional noninterest expense$2,278,0002,132
Pre-tax net operating income$2,618,0002,881
Securities gains (losses)$03,819
Applicable income taxes$808,0002,517
Income before extraordinary items$1,810,0003,174
Extraordinary gains, net$034
Net income$1,810,0003,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,930
Cash dividends$1,596,0001,654
Sale, conversion, retirement of capital stock, net$3,023,000284
Net operating income$1,810,0003,112
2004-09-30 (YTD Data)Rank
Total interest income$8,053,0002,617
Total interest expense$2,022,0002,810
Net interest income$6,031,0002,511
Provision for loan and lease losses$297,0002,297
Total noninterest income$1,371,0002,350
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$952,0001,403
Trading account gains and fees$0134
Additional Noninterest Income$419,0003,114
Total noninterest expense$5,518,0002,154
Salaries and employee benefits$3,045,0002,137
Premises and equipment expense$706,0002,404
Additional noninterest expense$1,767,0002,043
Pre-tax net operating income$1,587,0003,451
Securities gains (losses)$03,710
Applicable income taxes$467,0003,024
Income before extraordinary items$1,120,0003,717
Extraordinary gains, net$026
Net income$1,120,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,600
Cash dividends$745,0002,131
Sale, conversion, retirement of capital stock, net$3,023,000204
Net operating income$1,120,0003,641
2004-06-30 (YTD Data)Rank
Total interest income$5,187,0002,694
Total interest expense$1,283,0002,928
Net interest income$3,904,0002,545
Provision for loan and lease losses$198,0002,237
Total noninterest income$892,0002,390
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$613,0001,435
Trading account gains and fees$0130
Additional Noninterest Income$279,0003,116
Total noninterest expense$3,720,0002,143
Salaries and employee benefits$2,035,0002,142
Premises and equipment expense$462,0002,441
Additional noninterest expense$1,223,0001,955
Pre-tax net operating income$878,0003,865
Securities gains (losses)$03,413
Applicable income taxes$252,0003,379
Income before extraordinary items$626,0004,131
Extraordinary gains, net$021
Net income$626,0004,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,482
Cash dividends$496,0002,193
Sale, conversion, retirement of capital stock, net$3,023,000132
Net operating income$626,0004,046
2004-03-31 (YTD Data)Rank
Total interest income$2,546,0002,748
Total interest expense$635,0002,991
Net interest income$1,911,0002,596
Provision for loan and lease losses$99,0002,165
Total noninterest income$399,0002,539
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$272,0001,577
Trading account gains and fees$0121
Additional Noninterest Income$127,0003,230
Total noninterest expense$1,806,0002,209
Salaries and employee benefits$1,003,0002,189
Premises and equipment expense$283,0002,045
Additional noninterest expense$520,0002,278
Pre-tax net operating income$405,0004,051
Securities gains (losses)$02,934
Applicable income taxes$113,0003,576
Income before extraordinary items$292,0004,334
Extraordinary gains, net$016
Net income$292,0004,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,000788
Cash dividends$248,0001,978
Sale, conversion, retirement of capital stock, net$3,023,00067
Net operating income$292,0004,210
2003-12-31 (YTD Data)Rank
Total interest income$7,997,0003,446
Total interest expense$2,125,0003,846
Net interest income$5,872,0003,246
Provision for loan and lease losses$261,0003,461
Total noninterest income$968,0003,792
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$542,0002,915
Trading account gains and fees$0160
Additional Noninterest Income$426,0003,856
Total noninterest expense$5,371,0002,877
Salaries and employee benefits$2,993,0002,775
Premises and equipment expense$844,0002,625
Additional noninterest expense$1,534,0003,017
Pre-tax net operating income$1,208,0004,674
Securities gains (losses)$204,0001,330
Applicable income taxes$405,0003,750
Income before extraordinary items$1,007,0004,626
Extraordinary gains, net$054
Net income$1,007,0004,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,676
Cash dividends$905,0002,486
Sale, conversion, retirement of capital stock, net$7,034,000146
Net operating income$862,1604,889
2003-09-30 (YTD Data)Rank
Total interest income$2,853,0005,876
Total interest expense$645,0006,673
Net interest income$2,208,0005,377
Provision for loan and lease losses$119,0004,390
Total noninterest income$478,0004,860
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$264,0003,948
Trading account gains and fees$0153
Additional Noninterest Income$214,0004,661
Total noninterest expense$2,091,0004,837
Salaries and employee benefits$1,161,0004,743
Premises and equipment expense$262,0005,168
Additional noninterest expense$668,0004,629
Pre-tax net operating income$476,0006,388
Securities gains (losses)$81,0001,929
Applicable income taxes$180,0004,819
Income before extraordinary items$377,0006,480
Extraordinary gains, net$040
Net income$377,0006,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,212
Cash dividends$132,0004,496
Sale, conversion, retirement of capital stock, net$0722
Net operating income$321,9206,645
2003-06-30 (YTD Data)Rank
Total interest income$1,902,0005,913
Total interest expense$427,0006,806
Net interest income$1,475,0005,381
Provision for loan and lease losses$87,0004,198
Total noninterest income$316,0004,854
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$175,0003,930
Trading account gains and fees$0150
Additional Noninterest Income$141,0004,673
Total noninterest expense$1,368,0004,900
Salaries and employee benefits$742,0004,870
Premises and equipment expense$171,0005,218
Additional noninterest expense$455,0004,559
Pre-tax net operating income$336,0006,270
Securities gains (losses)$81,0001,672
Applicable income taxes$135,0004,667
Income before extraordinary items$282,0006,240
Extraordinary gains, net$030
Net income$282,0006,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$88,0004,402
Sale, conversion, retirement of capital stock, net$0589
Net operating income$226,9206,530
2003-03-31 (YTD Data)Rank
Total interest income$923,0006,018
Total interest expense$213,0006,902
Net interest income$710,0005,509
Provision for loan and lease losses$42,0004,061
Total noninterest income$157,0004,778
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$90,0003,801
Trading account gains and fees$0134
Additional Noninterest Income$67,0004,710
Total noninterest expense$670,0004,953
Salaries and employee benefits$371,0004,889
Premises and equipment expense$84,0005,273
Additional noninterest expense$215,0004,716
Pre-tax net operating income$155,0006,405
Securities gains (losses)$57,0001,316
Applicable income taxes$68,0004,629
Income before extraordinary items$144,0006,103
Extraordinary gains, net$021
Net income$144,0006,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$44,0003,505
Sale, conversion, retirement of capital stock, net$0419
Net operating income$105,2406,635
2002-12-31 (YTD Data)Rank
Total interest income$3,610,0006,234
Total interest expense$965,0007,032
Net interest income$2,645,0005,718
Provision for loan and lease losses$180,0004,547
Total noninterest income$660,0004,483
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$415,0003,446
Trading account gains and fees$0153
Additional Noninterest Income$245,0004,647
Total noninterest expense$2,639,0004,890
Salaries and employee benefits$1,356,0005,053
Premises and equipment expense$283,0005,748
Additional noninterest expense$1,000,0004,183
Pre-tax net operating income$486,0006,818
Securities gains (losses)$24,0003,010
Applicable income taxes$158,0005,449
Income before extraordinary items$352,0007,061
Extraordinary gains, net$070
Net income$352,0007,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,007
Cash dividends$176,0005,034
Sale, conversion, retirement of capital stock, net$0862
Net operating income$335,4407,035
2001-12-31 (YTD Data)Rank
Total interest income$3,386,0006,859
Total interest expense$1,274,0007,450
Net interest income$2,112,0006,262
Provision for loan and lease losses$56,0006,538
Total noninterest income$650,0004,382
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$463,0003,026
Trading account gains and fees$0177
Additional Noninterest Income$187,0005,069
Total noninterest expense$2,314,0005,226
Salaries and employee benefits$1,163,0005,441
Premises and equipment expense$311,0005,411
Additional noninterest expense$840,0004,631
Pre-tax net operating income$392,0007,019
Securities gains (losses)$04,612
Applicable income taxes$117,0005,804
Income before extraordinary items$275,0007,278
Extraordinary gains, net$0105
Net income$275,0007,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,370
Cash dividends$165,0005,219
Sale, conversion, retirement of capital stock, net$0922
Net operating income$275,0007,164
2000-12-31 (YTD Data)Rank
Total interest income$2,992,0007,421
Total interest expense$1,262,0007,669
Net interest income$1,730,0007,051
Provision for loan and lease losses$08,337
Total noninterest income$482,0005,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$382,0003,370
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,440
Total noninterest expense$2,065,0005,559
Salaries and employee benefits$1,103,0005,548
Premises and equipment expense$261,0005,893
Additional noninterest expense$701,0005,169
Pre-tax net operating income$147,0008,606
Securities gains (losses)$01,956
Applicable income taxes$35,0007,503
Income before extraordinary items$112,0008,630
Extraordinary gains, net$038
Net income$112,0008,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,877
Cash dividends$66,0006,255
Sale, conversion, retirement of capital stock, net$0969
Net operating income$112,0008,622
1999-12-31 (YTD Data)Rank
Total interest income$2,812,0007,593
Total interest expense$960,0008,277
Net interest income$1,852,0006,908
Provision for loan and lease losses$24,0007,475
Total noninterest income$444,0005,312
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$342,0003,619
Trading account gains and feesNANA
Additional Noninterest Income$102,0006,585
Total noninterest expense$1,676,0006,350
Salaries and employee benefits$1,012,0005,843
Premises and equipment expense$183,0007,076
Additional noninterest expense$481,0006,655
Pre-tax net operating income$596,0006,726
Securities gains (losses)$03,155
Applicable income taxes$189,0005,822
Income before extraordinary items$407,0006,950
Extraordinary gains, net$035
Net income$407,0006,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,163
Cash dividends$242,0004,923
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$407,0006,921
1998-12-31 (YTD Data)Rank
Total interest income$2,727,0007,838
Total interest expense$904,0008,678
Net interest income$1,823,0007,004
Provision for loan and lease losses$50,0006,568
Total noninterest income$570,0004,547
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$354,0003,474
Trading account gains and feesNANA
Additional Noninterest Income$216,0004,763
Total noninterest expense$1,657,0006,308
Salaries and employee benefits$1,020,0005,707
Premises and equipment expense$169,0007,251
Additional noninterest expense$468,0006,666
Pre-tax net operating income$686,0006,535
Securities gains (losses)$04,449
Applicable income taxes$215,0006,019
Income before extraordinary items$471,0006,780
Extraordinary gains, net$032
Net income$471,0006,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,323
Cash dividends$339,0004,327
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$471,0006,672
1997-12-31 (YTD Data)Rank
Total interest income$2,558,0008,309
Total interest expense$813,0009,219
Net interest income$1,745,0007,442
Provision for loan and lease losses$26,0007,586
Total noninterest income$550,0004,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$403,0003,207
Trading account gains and feesNANA
Additional Noninterest Income$147,0005,750
Total noninterest expense$1,660,0006,389
Salaries and employee benefits$1,072,0005,587
Premises and equipment expense$166,0007,452
Additional noninterest expense$422,0007,177
Pre-tax net operating income$609,0007,377
Securities gains (losses)$03,944
Applicable income taxes$170,0007,324
Income before extraordinary items$439,0007,385
Extraordinary gains, net$044
Net income$439,0007,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,684
Cash dividends$264,0004,840
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$439,0007,335
1996-12-31 (YTD Data)Rank
Total interest income$2,351,0008,901
Total interest expense$781,0009,704
Net interest income$1,570,0008,104
Provision for loan and lease losses$34,0007,277
Total noninterest income$599,0004,571
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$409,0003,280
Trading account gains and feesNANA
Additional Noninterest Income$190,0005,320
Total noninterest expense$1,675,0006,662
Salaries and employee benefits$1,062,0005,735
Premises and equipment expense$143,0008,222
Additional noninterest expense$470,0007,300
Pre-tax net operating income$460,0008,162
Securities gains (losses)$04,148
Applicable income taxes$106,0008,649
Income before extraordinary items$354,0007,970
Extraordinary gains, net$053
Net income$354,0007,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,473
Cash dividends$237,0005,101
Sale, conversion, retirement of capital stock, net$0953
Net operating income$354,0007,909
1995-12-31 (YTD Data)Rank
Total interest income$2,285,0009,275
Total interest expense$730,00010,195
Net interest income$1,555,0008,377
Provision for loan and lease losses$72,0005,348
Total noninterest income$596,0004,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$398,0003,383
Trading account gains and feesNANA
Additional Noninterest Income$198,0005,162
Total noninterest expense$1,677,0006,782
Salaries and employee benefits$1,034,0005,888
Premises and equipment expense$153,0008,197
Additional noninterest expense$490,0007,341
Pre-tax net operating income$402,0009,055
Securities gains (losses)$03,831
Applicable income taxes$91,0009,373
Income before extraordinary items$311,0008,824
Extraordinary gains, net$065
Net income$311,0008,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,528
Cash dividends$176,0005,785
Sale, conversion, retirement of capital stock, net$0809
Net operating income$311,0008,782
1994-12-31 (YTD Data)Rank
Total interest income$2,151,0009,515
Total interest expense$588,00010,654
Net interest income$1,563,0008,690
Provision for loan and lease losses$30,0007,083
Total noninterest income$625,0004,521
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$425,0003,198
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,268
Total noninterest expense$1,661,0007,096
Salaries and employee benefits$1,002,0006,077
Premises and equipment expense$130,0009,091
Additional noninterest expense$529,0007,605
Pre-tax net operating income$497,0008,672
Securities gains (losses)$03,600
Applicable income taxes$127,0008,774
Income before extraordinary items$370,0008,459
Extraordinary gains, net$0249
Net income$370,0008,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$197,0005,568
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$370,0008,506
1993-12-31 (YTD Data)Rank
Total interest income$2,297,0009,587
Total interest expense$682,00010,697
Net interest income$1,615,0008,757
Provision for loan and lease losses$12,0009,545
Total noninterest income$676,0004,549
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$540,0002,580
Trading account gains and feesNANA
Additional Noninterest Income$136,0006,879
Total noninterest expense$1,735,0007,087
Salaries and employee benefits$986,0006,210
Premises and equipment expense$146,0009,019
Additional noninterest expense$603,0007,303
Pre-tax net operating income$544,0008,341
Securities gains (losses)$07,477
Applicable income taxes$149,0008,674
Income before extraordinary items$395,0008,480
Extraordinary gains, net$03,149
Net income$395,0008,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0007,819
Cash dividends$198,0005,518
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$395,0008,205
1992-12-31 (YTD Data)Rank
Total interest income$2,299,00010,293
Total interest expense$811,00011,274
Net interest income$1,488,0009,313
Provision for loan and lease losses$2,00011,664
Total noninterest income$693,0004,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$509,0002,727
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,950
Total noninterest expense$1,712,0007,230
Salaries and employee benefits$877,0006,753
Premises and equipment expense$151,0009,075
Additional noninterest expense$684,0006,858
Pre-tax net operating income$467,0008,661
Securities gains (losses)$08,369
Applicable income taxes$151,0008,593
Income before extraordinary items$316,0009,089
Extraordinary gains, net$01,422
Net income$316,0009,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0008,392
Cash dividends$170,0005,484
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$316,0008,722

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.