Home > TOWN SQUARE BANK > Income and Expense
TOWN SQUARE BANK, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,936,000 | 1,524 |
| Total interest expense | $2,234,000 | 1,367 |
| Net interest income | $11,702,000 | 1,536 |
| Provision for loan and lease losses | $1,335,000 | 523 |
| Total noninterest income | $2,157,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $723,000 | 1,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,434,000 | 1,555 |
| Total noninterest expense | $9,498,000 | 1,540 |
| Salaries and employee benefits | $4,718,000 | 1,745 |
| Premises and equipment expense | $1,143,000 | 1,486 |
| Additional noninterest expense | $3,637,000 | 1,281 |
| Pre-tax net operating income | $3,026,000 | 2,111 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $570,000 | 1,676 |
| Income before extraordinary items | $2,456,000 | 2,201 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,456,000 | 2,199 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,456,000 | 2,200 |
| Net charge-offs | $2,893,000 | 218 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 334 |
| Net operating income | $2,456,000 | 2,200 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,262,000 | 1,512 |
| Total interest expense | $1,460,000 | 1,316 |
| Net interest income | $7,802,000 | 1,531 |
| Provision for loan and lease losses | $1,166,000 | 420 |
| Total noninterest income | $1,341,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $468,000 | 1,230 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $873,000 | 1,653 |
| Total noninterest expense | $6,462,000 | 1,525 |
| Salaries and employee benefits | $3,199,000 | 1,741 |
| Premises and equipment expense | $754,000 | 1,523 |
| Additional noninterest expense | $2,509,000 | 1,238 |
| Pre-tax net operating income | $1,515,000 | 2,507 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $271,000 | 1,948 |
| Income before extraordinary items | $1,244,000 | 2,601 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,244,000 | 2,600 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,244,000 | 2,600 |
| Net charge-offs | $1,285,000 | 286 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 331 |
| Net operating income | $1,244,000 | 2,596 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,625,000 | 1,502 |
| Total interest expense | $708,000 | 1,296 |
| Net interest income | $3,917,000 | 1,526 |
| Provision for loan and lease losses | $497,000 | 481 |
| Total noninterest income | $648,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $225,000 | 1,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 1,655 |
| Total noninterest expense | $3,619,000 | 1,407 |
| Salaries and employee benefits | $1,627,000 | 1,739 |
| Premises and equipment expense | $372,000 | 1,565 |
| Additional noninterest expense | $1,620,000 | 997 |
| Pre-tax net operating income | $449,000 | 3,266 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $70,000 | 2,453 |
| Income before extraordinary items | $379,000 | 3,331 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $379,000 | 3,331 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $379,000 | 3,331 |
| Net charge-offs | $237,000 | 516 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 303 |
| Net operating income | $379,000 | 3,328 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,979,000 | 1,413 |
| Total interest expense | $2,702,000 | 1,195 |
| Net interest income | $16,277,000 | 1,436 |
| Provision for loan and lease losses | $2,642,000 | 406 |
| Total noninterest income | $2,670,000 | 1,707 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $946,000 | 1,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,724,000 | 1,674 |
| Total noninterest expense | $15,334,000 | 1,295 |
| Salaries and employee benefits | $6,391,000 | 1,721 |
| Premises and equipment expense | $1,681,000 | 1,365 |
| Additional noninterest expense | $7,262,000 | 903 |
| Pre-tax net operating income | $971,000 | 4,098 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $890,000 | 1,973 |
| Income before extraordinary items | $81,000 | 5,244 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $81,000 | 5,243 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $81,000 | 5,244 |
| Net charge-offs | $1,184,000 | 611 |
| Cash dividends | $6,000,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 349 |
| Net operating income | $81,000 | 5,238 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,250,000 | 1,410 |
| Total interest expense | $1,991,000 | 1,199 |
| Net interest income | $12,259,000 | 1,430 |
| Provision for loan and lease losses | $1,646,000 | 479 |
| Total noninterest income | $2,033,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $709,000 | 1,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,324,000 | 1,669 |
| Total noninterest expense | $10,816,000 | 1,369 |
| Salaries and employee benefits | $4,739,000 | 1,744 |
| Premises and equipment expense | $1,173,000 | 1,462 |
| Additional noninterest expense | $4,904,000 | 983 |
| Pre-tax net operating income | $1,830,000 | 2,851 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $507,000 | 2,056 |
| Income before extraordinary items | $1,323,000 | 3,057 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,323,000 | 3,056 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,323,000 | 3,057 |
| Net charge-offs | $810,000 | 569 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 349 |
| Net operating income | $1,323,000 | 3,032 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,470,000 | 1,400 |
| Total interest expense | $1,295,000 | 1,176 |
| Net interest income | $8,175,000 | 1,419 |
| Provision for loan and lease losses | $699,000 | 669 |
| Total noninterest income | $1,317,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $470,000 | 1,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $847,000 | 1,714 |
| Total noninterest expense | $7,132,000 | 1,393 |
| Salaries and employee benefits | $3,280,000 | 1,695 |
| Premises and equipment expense | $788,000 | 1,453 |
| Additional noninterest expense | $3,064,000 | 1,054 |
| Pre-tax net operating income | $1,661,000 | 2,318 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $482,000 | 1,729 |
| Income before extraordinary items | $1,179,000 | 2,558 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,179,000 | 2,557 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,179,000 | 2,558 |
| Net charge-offs | $361,000 | 729 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 320 |
| Net operating income | $1,179,000 | 2,535 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 1,396 |
| Total interest expense | $641,000 | 1,162 |
| Net interest income | $4,106,000 | 1,416 |
| Provision for loan and lease losses | $353,000 | 591 |
| Total noninterest income | $576,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $226,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 1,899 |
| Total noninterest expense | $3,528,000 | 1,423 |
| Salaries and employee benefits | $1,687,000 | 1,671 |
| Premises and equipment expense | $383,000 | 1,524 |
| Additional noninterest expense | $1,458,000 | 1,094 |
| Pre-tax net operating income | $801,000 | 2,281 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $235,000 | 1,715 |
| Income before extraordinary items | $566,000 | 2,562 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $566,000 | 2,561 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $566,000 | 2,562 |
| Net charge-offs | $239,000 | 535 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 291 |
| Net operating income | $566,000 | 2,544 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,101,000 | 1,344 |
| Total interest expense | $2,330,000 | 1,245 |
| Net interest income | $16,771,000 | 1,361 |
| Provision for loan and lease losses | $1,249,000 | 753 |
| Total noninterest income | $2,804,000 | 1,724 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,000,000 | 1,214 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,804,000 | 1,695 |
| Total noninterest expense | $14,920,000 | 1,326 |
| Salaries and employee benefits | $6,751,000 | 1,601 |
| Premises and equipment expense | $1,845,000 | 1,266 |
| Additional noninterest expense | $6,324,000 | 1,037 |
| Pre-tax net operating income | $3,406,000 | 2,165 |
| Securities gains (losses) | $-2,000 | 5,543 |
| Applicable income taxes | $997,000 | 1,650 |
| Income before extraordinary items | $2,407,000 | 2,473 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,407,000 | 2,472 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,407,000 | 2,473 |
| Net charge-offs | $757,000 | 821 |
| Cash dividends | $6,000,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 340 |
| Net operating income | $2,408,420 | 2,418 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $14,320,000 | 1,345 |
| Total interest expense | $1,681,000 | 1,276 |
| Net interest income | $12,639,000 | 1,355 |
| Provision for loan and lease losses | $812,000 | 815 |
| Total noninterest income | $2,104,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $753,000 | 1,200 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,351,000 | 1,690 |
| Total noninterest expense | $11,030,000 | 1,339 |
| Salaries and employee benefits | $5,109,000 | 1,587 |
| Premises and equipment expense | $1,236,000 | 1,387 |
| Additional noninterest expense | $4,685,000 | 1,052 |
| Pre-tax net operating income | $2,901,000 | 2,009 |
| Securities gains (losses) | $-3,000 | 5,725 |
| Applicable income taxes | $864,000 | 1,559 |
| Income before extraordinary items | $2,034,000 | 2,315 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,034,000 | 2,314 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,034,000 | 2,315 |
| Net charge-offs | $353,000 | 1,024 |
| Cash dividends | $6,000,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 355 |
| Net operating income | $2,036,100 | 2,254 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,495,000 | 1,362 |
| Total interest expense | $1,103,000 | 1,291 |
| Net interest income | $8,392,000 | 1,363 |
| Provision for loan and lease losses | $460,000 | 914 |
| Total noninterest income | $1,405,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $500,000 | 1,192 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $905,000 | 1,668 |
| Total noninterest expense | $7,150,000 | 1,374 |
| Salaries and employee benefits | $3,383,000 | 1,606 |
| Premises and equipment expense | $784,000 | 1,458 |
| Additional noninterest expense | $2,983,000 | 1,102 |
| Pre-tax net operating income | $2,187,000 | 1,807 |
| Securities gains (losses) | $-3,000 | 5,823 |
| Applicable income taxes | $661,000 | 1,410 |
| Income before extraordinary items | $1,523,000 | 2,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,523,000 | 2,099 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,523,000 | 2,099 |
| Net charge-offs | $251,000 | 982 |
| Cash dividends | $3,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 346 |
| Net operating income | $1,525,100 | 2,030 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 1,360 |
| Total interest expense | $541,000 | 1,313 |
| Net interest income | $4,192,000 | 1,364 |
| Provision for loan and lease losses | $375,000 | 570 |
| Total noninterest income | $658,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $255,000 | 1,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $403,000 | 1,730 |
| Total noninterest expense | $3,525,000 | 1,391 |
| Salaries and employee benefits | $1,684,000 | 1,622 |
| Premises and equipment expense | $320,000 | 1,773 |
| Additional noninterest expense | $1,521,000 | 1,075 |
| Pre-tax net operating income | $950,000 | 1,999 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $283,000 | 1,535 |
| Income before extraordinary items | $667,000 | 2,275 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $667,000 | 2,275 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $667,000 | 2,275 |
| Net charge-offs | $98,000 | 1,028 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 324 |
| Net operating income | $667,000 | 2,225 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,104,000 | 1,330 |
| Total interest expense | $2,131,000 | 1,305 |
| Net interest income | $16,973,000 | 1,319 |
| Provision for loan and lease losses | $514,000 | 1,319 |
| Total noninterest income | $2,872,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,047,000 | 1,175 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,825,000 | 1,627 |
| Total noninterest expense | $14,609,000 | 1,343 |
| Salaries and employee benefits | $6,501,000 | 1,619 |
| Premises and equipment expense | $1,627,000 | 1,419 |
| Additional noninterest expense | $6,481,000 | 1,018 |
| Pre-tax net operating income | $4,722,000 | 1,644 |
| Securities gains (losses) | $14,000 | 2,423 |
| Applicable income taxes | $1,419,000 | 1,284 |
| Income before extraordinary items | $3,317,000 | 1,882 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,317,000 | 1,882 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,317,000 | 1,884 |
| Net charge-offs | $567,000 | 1,065 |
| Cash dividends | $3,000,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $262,000 | 389 |
| Net operating income | $3,307,200 | 1,844 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,938,000 | 1,363 |
| Total interest expense | $1,592,000 | 1,318 |
| Net interest income | $12,346,000 | 1,370 |
| Provision for loan and lease losses | $485,000 | 1,061 |
| Total noninterest income | $2,074,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $772,000 | 1,198 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,302,000 | 1,699 |
| Total noninterest expense | $11,046,000 | 1,339 |
| Salaries and employee benefits | $5,105,000 | 1,553 |
| Premises and equipment expense | $1,127,000 | 1,540 |
| Additional noninterest expense | $4,814,000 | 1,031 |
| Pre-tax net operating income | $2,889,000 | 1,967 |
| Securities gains (losses) | $12,000 | 2,263 |
| Applicable income taxes | $867,000 | 1,504 |
| Income before extraordinary items | $2,034,000 | 2,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,034,000 | 2,236 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,034,000 | 2,236 |
| Net charge-offs | $383,000 | 1,045 |
| Cash dividends | $3,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 386 |
| Net operating income | $2,025,600 | 2,207 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,169,000 | 1,381 |
| Total interest expense | $1,065,000 | 1,317 |
| Net interest income | $8,104,000 | 1,390 |
| Provision for loan and lease losses | $485,000 | 789 |
| Total noninterest income | $1,506,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $485,000 | 1,239 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,021,000 | 1,539 |
| Total noninterest expense | $7,209,000 | 1,366 |
| Salaries and employee benefits | $3,327,000 | 1,597 |
| Premises and equipment expense | $711,000 | 1,647 |
| Additional noninterest expense | $3,171,000 | 1,040 |
| Pre-tax net operating income | $1,916,000 | 1,951 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $572,000 | 1,500 |
| Income before extraordinary items | $1,344,000 | 2,233 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,344,000 | 2,235 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,344,000 | 2,235 |
| Net charge-offs | $323,000 | 860 |
| Cash dividends | $3,000,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 378 |
| Net operating income | $1,344,000 | 2,181 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 1,371 |
| Total interest expense | $532,000 | 1,328 |
| Net interest income | $4,074,000 | 1,376 |
| Provision for loan and lease losses | $91,000 | 1,527 |
| Total noninterest income | $648,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $224,000 | 1,307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $424,000 | 1,694 |
| Total noninterest expense | $3,369,000 | 1,454 |
| Salaries and employee benefits | $1,653,000 | 1,615 |
| Premises and equipment expense | $358,000 | 1,648 |
| Additional noninterest expense | $1,358,000 | 1,168 |
| Pre-tax net operating income | $1,262,000 | 1,540 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $426,000 | 1,139 |
| Income before extraordinary items | $836,000 | 1,863 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $836,000 | 1,865 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $836,000 | 1,865 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 350 |
| Net operating income | $836,000 | 1,797 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,591,000 | 1,432 |
| Total interest expense | $2,129,000 | 1,372 |
| Net interest income | $15,462,000 | 1,433 |
| Provision for loan and lease losses | $504,000 | 1,450 |
| Total noninterest income | $2,292,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $916,000 | 1,404 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,376,000 | 1,878 |
| Total noninterest expense | $13,291,000 | 1,438 |
| Salaries and employee benefits | $6,150,000 | 1,684 |
| Premises and equipment expense | $1,509,000 | 1,557 |
| Additional noninterest expense | $5,632,000 | 1,166 |
| Pre-tax net operating income | $3,959,000 | 1,851 |
| Securities gains (losses) | $232,000 | 743 |
| Applicable income taxes | $1,147,000 | 1,412 |
| Income before extraordinary items | $3,044,000 | 1,998 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,044,000 | 1,998 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,044,000 | 1,997 |
| Net charge-offs | $501,000 | 1,456 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $244,000 | 403 |
| Net operating income | $2,874,640 | 2,043 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,557,000 | 1,503 |
| Total interest expense | $1,585,000 | 1,405 |
| Net interest income | $10,972,000 | 1,514 |
| Provision for loan and lease losses | $27,000 | 3,792 |
| Total noninterest income | $1,525,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $658,000 | 1,468 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $867,000 | 2,130 |
| Total noninterest expense | $10,146,000 | 1,424 |
| Salaries and employee benefits | $4,767,000 | 1,631 |
| Premises and equipment expense | $1,079,000 | 1,639 |
| Additional noninterest expense | $4,300,000 | 1,150 |
| Pre-tax net operating income | $2,324,000 | 2,256 |
| Securities gains (losses) | $294,000 | 484 |
| Applicable income taxes | $736,000 | 1,598 |
| Income before extraordinary items | $1,882,000 | 2,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,882,000 | 2,326 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,882,000 | 2,325 |
| Net charge-offs | $153,000 | 2,287 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 396 |
| Net operating income | $1,670,320 | 2,486 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,954,000 | 1,564 |
| Total interest expense | $1,024,000 | 1,457 |
| Net interest income | $6,930,000 | 1,590 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $910,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $372,000 | 1,664 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $538,000 | 2,214 |
| Total noninterest expense | $6,811,000 | 1,421 |
| Salaries and employee benefits | $3,080,000 | 1,672 |
| Premises and equipment expense | $674,000 | 1,761 |
| Additional noninterest expense | $3,057,000 | 1,061 |
| Pre-tax net operating income | $1,029,000 | 2,931 |
| Securities gains (losses) | $294,000 | 368 |
| Applicable income taxes | $340,000 | 1,940 |
| Income before extraordinary items | $983,000 | 2,671 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $983,000 | 2,675 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $983,000 | 2,675 |
| Net charge-offs | $151,000 | 1,832 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 387 |
| Net operating income | $765,440 | 3,140 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 1,979 |
| Total interest expense | $473,000 | 1,609 |
| Net interest income | $2,636,000 | 2,029 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $334,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $104,000 | 2,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $230,000 | 2,359 |
| Total noninterest expense | $3,032,000 | 1,592 |
| Salaries and employee benefits | $1,099,000 | 2,308 |
| Premises and equipment expense | $267,000 | 2,178 |
| Additional noninterest expense | $1,666,000 | 961 |
| Pre-tax net operating income | $-62,000 | 6,391 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-77,000 | 6,610 |
| Income before extraordinary items | $15,000 | 6,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 6,092 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $15,000 | 6,092 |
| Net charge-offs | $38,000 | 2,059 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 351 |
| Net operating income | $15,000 | 6,075 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,593,000 | 2,114 |
| Total interest expense | $2,166,000 | 1,580 |
| Net interest income | $9,427,000 | 2,213 |
| Provision for loan and lease losses | $106,000 | 3,635 |
| Total noninterest income | $2,174,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $397,000 | 2,823 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,777,000 | 1,649 |
| Total noninterest expense | $7,948,000 | 2,350 |
| Salaries and employee benefits | $3,974,000 | 2,488 |
| Premises and equipment expense | $953,000 | 2,334 |
| Additional noninterest expense | $3,021,000 | 2,069 |
| Pre-tax net operating income | $3,547,000 | 1,888 |
| Securities gains (losses) | $22,000 | 2,293 |
| Applicable income taxes | $1,058,000 | 1,417 |
| Income before extraordinary items | $2,511,000 | 2,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,511,000 | 2,190 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,511,000 | 2,189 |
| Net charge-offs | $189,000 | 3,079 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 396 |
| Net operating income | $2,495,600 | 2,145 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,716,000 | 2,126 |
| Total interest expense | $1,683,000 | 1,561 |
| Net interest income | $7,033,000 | 2,232 |
| Provision for loan and lease losses | $106,000 | 3,299 |
| Total noninterest income | $1,924,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $294,000 | 2,873 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,630,000 | 1,459 |
| Total noninterest expense | $5,803,000 | 2,409 |
| Salaries and employee benefits | $2,611,000 | 2,825 |
| Premises and equipment expense | $667,000 | 2,509 |
| Additional noninterest expense | $2,525,000 | 1,872 |
| Pre-tax net operating income | $3,048,000 | 1,715 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $935,000 | 1,314 |
| Income before extraordinary items | $2,135,000 | 2,011 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,135,000 | 2,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,135,000 | 2,017 |
| Net charge-offs | $108,000 | 3,178 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 400 |
| Net operating income | $2,119,600 | 1,971 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 2,113 |
| Total interest expense | $1,168,000 | 1,532 |
| Net interest income | $4,688,000 | 2,220 |
| Provision for loan and lease losses | $106,000 | 2,878 |
| Total noninterest income | $1,545,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $184,000 | 2,964 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,361,000 | 1,274 |
| Total noninterest expense | $3,886,000 | 2,401 |
| Salaries and employee benefits | $1,833,000 | 2,714 |
| Premises and equipment expense | $446,000 | 2,507 |
| Additional noninterest expense | $1,607,000 | 1,941 |
| Pre-tax net operating income | $2,241,000 | 1,570 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $693,000 | 1,205 |
| Income before extraordinary items | $1,548,000 | 1,879 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,548,000 | 1,884 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,548,000 | 1,885 |
| Net charge-offs | $118,000 | 2,592 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 372 |
| Net operating income | $1,548,000 | 1,807 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 2,103 |
| Total interest expense | $616,000 | 1,502 |
| Net interest income | $2,341,000 | 2,247 |
| Provision for loan and lease losses | $99,000 | 2,119 |
| Total noninterest income | $378,000 | 2,632 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $81,000 | 3,220 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $297,000 | 2,235 |
| Total noninterest expense | $1,852,000 | 2,538 |
| Salaries and employee benefits | $819,000 | 2,997 |
| Premises and equipment expense | $224,000 | 2,536 |
| Additional noninterest expense | $809,000 | 1,937 |
| Pre-tax net operating income | $768,000 | 2,103 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $223,000 | 1,608 |
| Income before extraordinary items | $545,000 | 2,425 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $545,000 | 2,427 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $545,000 | 2,427 |
| Net charge-offs | $115,000 | 1,783 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 343 |
| Net operating income | $545,000 | 2,333 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,651,000 | 2,069 |
| Total interest expense | $3,098,000 | 1,435 |
| Net interest income | $9,553,000 | 2,250 |
| Provision for loan and lease losses | $864,000 | 1,956 |
| Total noninterest income | $1,322,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $429,000 | 2,783 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $893,000 | 2,524 |
| Total noninterest expense | $7,977,000 | 2,373 |
| Salaries and employee benefits | $4,069,000 | 2,404 |
| Premises and equipment expense | $863,000 | 2,582 |
| Additional noninterest expense | $3,045,000 | 2,134 |
| Pre-tax net operating income | $2,034,000 | 2,783 |
| Securities gains (losses) | $236,000 | 1,559 |
| Applicable income taxes | $541,000 | 2,100 |
| Income before extraordinary items | $1,729,000 | 2,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,729,000 | 2,876 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,729,000 | 2,875 |
| Net charge-offs | $406,000 | 2,925 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 436 |
| Net operating income | $1,549,640 | 2,941 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,667,000 | 2,072 |
| Total interest expense | $2,368,000 | 1,479 |
| Net interest income | $7,299,000 | 2,242 |
| Provision for loan and lease losses | $864,000 | 1,623 |
| Total noninterest income | $937,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $335,000 | 2,746 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $602,000 | 2,671 |
| Total noninterest expense | $6,035,000 | 2,346 |
| Salaries and employee benefits | $3,043,000 | 2,420 |
| Premises and equipment expense | $654,000 | 2,570 |
| Additional noninterest expense | $2,338,000 | 2,086 |
| Pre-tax net operating income | $1,337,000 | 3,108 |
| Securities gains (losses) | $236,000 | 1,308 |
| Applicable income taxes | $346,000 | 2,325 |
| Income before extraordinary items | $1,227,000 | 3,018 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,227,000 | 3,018 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,227,000 | 3,017 |
| Net charge-offs | $393,000 | 2,481 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 432 |
| Net operating income | $1,042,920 | 3,202 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,568,000 | 2,039 |
| Total interest expense | $1,623,000 | 1,494 |
| Net interest income | $4,945,000 | 2,211 |
| Provision for loan and lease losses | $279,000 | 2,546 |
| Total noninterest income | $657,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $217,000 | 2,784 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $440,000 | 2,514 |
| Total noninterest expense | $3,767,000 | 2,514 |
| Salaries and employee benefits | $1,936,000 | 2,534 |
| Premises and equipment expense | $430,000 | 2,613 |
| Additional noninterest expense | $1,401,000 | 2,313 |
| Pre-tax net operating income | $1,556,000 | 2,076 |
| Securities gains (losses) | $230,000 | 1,017 |
| Applicable income taxes | $494,000 | 1,503 |
| Income before extraordinary items | $1,292,000 | 2,140 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,292,000 | 2,139 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,292,000 | 2,140 |
| Net charge-offs | $219,000 | 2,644 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 410 |
| Net operating income | $1,126,400 | 2,250 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 2,038 |
| Total interest expense | $840,000 | 1,499 |
| Net interest income | $2,467,000 | 2,220 |
| Provision for loan and lease losses | $222,000 | 1,913 |
| Total noninterest income | $311,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $109,000 | 2,739 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 2,643 |
| Total noninterest expense | $1,919,000 | 2,454 |
| Salaries and employee benefits | $962,000 | 2,573 |
| Premises and equipment expense | $213,000 | 2,658 |
| Additional noninterest expense | $744,000 | 2,168 |
| Pre-tax net operating income | $637,000 | 2,422 |
| Securities gains (losses) | $184,000 | 636 |
| Applicable income taxes | $222,000 | 1,612 |
| Income before extraordinary items | $599,000 | 2,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $599,000 | 2,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $599,000 | 2,264 |
| Net charge-offs | $214,000 | 1,782 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $464,680 | 2,627 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,121,000 | 2,119 |
| Total interest expense | $4,256,000 | 1,425 |
| Net interest income | $8,865,000 | 2,476 |
| Provision for loan and lease losses | $503,000 | 3,449 |
| Total noninterest income | $764,000 | 3,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $764,000 | 2,520 |
| Total noninterest expense | $6,941,000 | 2,683 |
| Salaries and employee benefits | $3,846,000 | 2,496 |
| Premises and equipment expense | $1,427,000 | 1,735 |
| Additional noninterest expense | $1,668,000 | 3,592 |
| Pre-tax net operating income | $2,185,000 | 2,348 |
| Securities gains (losses) | $38,000 | 2,752 |
| Applicable income taxes | $285,000 | 2,590 |
| Income before extraordinary items | $1,938,000 | 2,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,938,000 | 2,314 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,938,000 | 2,314 |
| Net charge-offs | $192,000 | 4,335 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,904,940 | 2,274 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,799,000 | 2,157 |
| Total interest expense | $3,279,000 | 1,444 |
| Net interest income | $6,520,000 | 2,544 |
| Provision for loan and lease losses | $465,000 | 2,970 |
| Total noninterest income | $488,000 | 3,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $488,000 | 2,743 |
| Total noninterest expense | $5,151,000 | 2,706 |
| Salaries and employee benefits | $2,878,000 | 2,497 |
| Premises and equipment expense | $1,075,000 | 1,753 |
| Additional noninterest expense | $1,198,000 | 3,688 |
| Pre-tax net operating income | $1,392,000 | 2,716 |
| Securities gains (losses) | $28,000 | 2,663 |
| Applicable income taxes | $91,000 | 3,267 |
| Income before extraordinary items | $1,329,000 | 2,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,329,000 | 2,542 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,329,000 | 2,542 |
| Net charge-offs | $29,000 | 5,343 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,302,680 | 2,482 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 2,188 |
| Total interest expense | $2,214,000 | 1,477 |
| Net interest income | $4,305,000 | 2,558 |
| Provision for loan and lease losses | $310,000 | 2,904 |
| Total noninterest income | $325,000 | 3,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 2,758 |
| Total noninterest expense | $3,367,000 | 2,778 |
| Salaries and employee benefits | $1,844,000 | 2,614 |
| Premises and equipment expense | $693,000 | 1,830 |
| Additional noninterest expense | $830,000 | 3,648 |
| Pre-tax net operating income | $953,000 | 2,620 |
| Securities gains (losses) | $28,000 | 1,915 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $980,000 | 2,314 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $980,000 | 2,314 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $980,000 | 2,314 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $952,000 | 2,282 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 2,195 |
| Total interest expense | $1,126,000 | 1,509 |
| Net interest income | $2,141,000 | 2,564 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $182,000 | 3,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $182,000 | 2,603 |
| Total noninterest expense | $1,623,000 | 2,894 |
| Salaries and employee benefits | $898,000 | 2,701 |
| Premises and equipment expense | $333,000 | 1,936 |
| Additional noninterest expense | $392,000 | 3,785 |
| Pre-tax net operating income | $550,000 | 2,387 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-35,000 | 7,144 |
| Income before extraordinary items | $585,000 | 1,954 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $585,000 | 1,953 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $585,000 | 1,954 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $585,000 | 1,903 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,330,000 | 2,263 |
| Total interest expense | $5,227,000 | 1,591 |
| Net interest income | $8,103,000 | 2,690 |
| Provision for loan and lease losses | $638,000 | 3,747 |
| Total noninterest income | $941,000 | 3,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $941,000 | 2,244 |
| Total noninterest expense | $7,704,000 | 2,513 |
| Salaries and employee benefits | $3,380,000 | 2,816 |
| Premises and equipment expense | $1,915,000 | 1,343 |
| Additional noninterest expense | $2,409,000 | 2,765 |
| Pre-tax net operating income | $702,000 | 3,906 |
| Securities gains (losses) | $2,269,000 | 238 |
| Applicable income taxes | $1,307,000 | 1,000 |
| Income before extraordinary items | $1,664,000 | 2,345 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,664,000 | 2,343 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,664,000 | 2,346 |
| Net charge-offs | $67,000 | 5,736 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $211,840 | 5,103 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,187,000 | 2,269 |
| Total interest expense | $3,987,000 | 1,631 |
| Net interest income | $6,200,000 | 2,674 |
| Provision for loan and lease losses | $488,000 | 3,583 |
| Total noninterest income | $603,000 | 3,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $603,000 | 2,474 |
| Total noninterest expense | $6,216,000 | 2,338 |
| Salaries and employee benefits | $2,565,000 | 2,795 |
| Premises and equipment expense | $1,745,000 | 1,130 |
| Additional noninterest expense | $1,906,000 | 2,596 |
| Pre-tax net operating income | $99,000 | 5,621 |
| Securities gains (losses) | $2,269,000 | 192 |
| Applicable income taxes | $1,102,000 | 938 |
| Income before extraordinary items | $1,266,000 | 2,456 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,266,000 | 2,453 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,266,000 | 2,457 |
| Net charge-offs | $67,000 | 5,286 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-186,160 | 6,335 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 2,207 |
| Total interest expense | $2,688,000 | 1,676 |
| Net interest income | $4,386,000 | 2,523 |
| Provision for loan and lease losses | $298,000 | 3,679 |
| Total noninterest income | $349,000 | 3,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $349,000 | 2,608 |
| Total noninterest expense | $3,309,000 | 2,866 |
| Salaries and employee benefits | $1,427,000 | 3,285 |
| Premises and equipment expense | $650,000 | 1,997 |
| Additional noninterest expense | $1,232,000 | 2,651 |
| Pre-tax net operating income | $1,128,000 | 2,150 |
| Securities gains (losses) | $2,269,000 | 127 |
| Applicable income taxes | $1,082,000 | 676 |
| Income before extraordinary items | $2,315,000 | 977 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,315,000 | 978 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,315,000 | 978 |
| Net charge-offs | $22,000 | 5,472 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $772,080 | 2,470 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 2,242 |
| Total interest expense | $1,366,000 | 1,731 |
| Net interest income | $2,211,000 | 2,538 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $154,000 | 4,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $154,000 | 2,790 |
| Total noninterest expense | $1,570,000 | 3,030 |
| Salaries and employee benefits | $700,000 | 3,399 |
| Premises and equipment expense | $452,000 | 1,494 |
| Additional noninterest expense | $418,000 | 3,700 |
| Pre-tax net operating income | $645,000 | 1,983 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $92,000 | 2,200 |
| Income before extraordinary items | $553,000 | 1,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $553,000 | 1,954 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $553,000 | 1,956 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $553,000 | 1,890 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,724,000 | 2,436 |
| Total interest expense | $6,504,000 | 1,793 |
| Net interest income | $7,220,000 | 2,988 |
| Provision for loan and lease losses | $432,000 | 4,764 |
| Total noninterest income | $634,000 | 4,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $634,000 | 2,818 |
| Total noninterest expense | $6,004,000 | 3,181 |
| Salaries and employee benefits | $3,036,000 | 3,141 |
| Premises and equipment expense | $1,440,000 | 1,872 |
| Additional noninterest expense | $1,528,000 | 4,028 |
| Pre-tax net operating income | $1,418,000 | 2,441 |
| Securities gains (losses) | $15,000 | 3,144 |
| Applicable income taxes | $441,000 | 1,668 |
| Income before extraordinary items | $992,000 | 2,792 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $992,000 | 2,791 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $992,000 | 2,792 |
| Net charge-offs | $-9,000 | 7,856 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $981,650 | 2,746 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 2,502 |
| Total interest expense | $4,958,000 | 1,838 |
| Net interest income | $5,197,000 | 3,088 |
| Provision for loan and lease losses | $282,000 | 4,675 |
| Total noninterest income | $463,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $463,000 | 2,943 |
| Total noninterest expense | $4,463,000 | 3,206 |
| Salaries and employee benefits | $2,281,000 | 3,170 |
| Premises and equipment expense | $1,058,000 | 1,926 |
| Additional noninterest expense | $1,124,000 | 4,052 |
| Pre-tax net operating income | $915,000 | 2,896 |
| Securities gains (losses) | $15,000 | 2,847 |
| Applicable income taxes | $398,000 | 1,633 |
| Income before extraordinary items | $532,000 | 3,582 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $532,000 | 3,579 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $532,000 | 3,582 |
| Net charge-offs | $-9,000 | 7,862 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $522,400 | 3,530 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 2,587 |
| Total interest expense | $3,315,000 | 1,920 |
| Net interest income | $3,305,000 | 3,191 |
| Provision for loan and lease losses | $92,000 | 5,412 |
| Total noninterest income | $298,000 | 4,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $298,000 | 3,018 |
| Total noninterest expense | $2,743,000 | 3,463 |
| Salaries and employee benefits | $1,305,000 | 3,647 |
| Premises and equipment expense | $713,000 | 1,933 |
| Additional noninterest expense | $725,000 | 4,162 |
| Pre-tax net operating income | $768,000 | 2,577 |
| Securities gains (losses) | $14,000 | 2,468 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $782,000 | 2,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 2,268 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $782,000 | 2,270 |
| Net charge-offs | $-9,000 | 7,884 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $768,000 | 2,245 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 2,659 |
| Total interest expense | $1,630,000 | 2,022 |
| Net interest income | $1,612,000 | 3,248 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $146,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $146,000 | 3,009 |
| Total noninterest expense | $1,319,000 | 3,488 |
| Salaries and employee benefits | $661,000 | 3,642 |
| Premises and equipment expense | $368,000 | 1,916 |
| Additional noninterest expense | $290,000 | 4,517 |
| Pre-tax net operating income | $417,000 | 2,717 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $417,000 | 2,471 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 2,471 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $417,000 | 2,473 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $417,000 | 2,327 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,973,000 | 3,049 |
| Total interest expense | $7,080,000 | 2,185 |
| Net interest income | $4,893,000 | 4,009 |
| Provision for loan and lease losses | $132,000 | 5,711 |
| Total noninterest income | $460,000 | 5,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $460,000 | 3,329 |
| Total noninterest expense | $4,595,000 | 3,821 |
| Salaries and employee benefits | $2,261,000 | 4,079 |
| Premises and equipment expense | $1,155,000 | 2,323 |
| Additional noninterest expense | $1,179,000 | 4,342 |
| Pre-tax net operating income | $626,000 | 4,563 |
| Securities gains (losses) | $572,000 | 335 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,198,000 | 2,925 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,198,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $626,000 | 4,258 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,803,000 | 3,167 |
| Total interest expense | $5,435,000 | 2,225 |
| Net interest income | $3,368,000 | 4,257 |
| Provision for loan and lease losses | $102,000 | 5,125 |
| Total noninterest income | $325,000 | 5,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $325,000 | 3,549 |
| Total noninterest expense | $3,392,000 | 3,856 |
| Salaries and employee benefits | $1,706,000 | 4,075 |
| Premises and equipment expense | $819,000 | 2,437 |
| Additional noninterest expense | $867,000 | 4,319 |
| Pre-tax net operating income | $199,000 | 6,040 |
| Securities gains (losses) | $111,000 | 899 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $310,000 | 5,163 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $310,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $199,000 | 5,871 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 3,255 |
| Total interest expense | $3,710,000 | 2,244 |
| Net interest income | $2,044,000 | 4,546 |
| Provision for loan and lease losses | $71,000 | 4,746 |
| Total noninterest income | $214,000 | 5,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $214,000 | 3,629 |
| Total noninterest expense | $2,132,000 | 4,044 |
| Salaries and employee benefits | $1,024,000 | 4,446 |
| Premises and equipment expense | $547,000 | 2,438 |
| Additional noninterest expense | $561,000 | 4,378 |
| Pre-tax net operating income | $55,000 | 6,648 |
| Securities gains (losses) | $111,000 | 897 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $166,000 | 5,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $55,000 | 6,594 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 3,419 |
| Total interest expense | $1,899,000 | 2,345 |
| Net interest income | $904,000 | 4,935 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,952 |
| Total noninterest expense | $1,049,000 | 4,101 |
| Salaries and employee benefits | $514,000 | 4,454 |
| Premises and equipment expense | $272,000 | 2,476 |
| Additional noninterest expense | $263,000 | 4,531 |
| Pre-tax net operating income | $-91,000 | 7,531 |
| Securities gains (losses) | $109,000 | 674 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $18,000 | 7,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-91,000 | 7,581 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,142,000 | 3,497 |
| Total interest expense | $7,663,000 | 2,415 |
| Net interest income | $3,479,000 | 5,053 |
| Provision for loan and lease losses | $117,000 | 4,711 |
| Total noninterest income | $381,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $381,000 | 3,825 |
| Total noninterest expense | $3,917,000 | 4,188 |
| Salaries and employee benefits | $2,022,000 | 4,358 |
| Premises and equipment expense | $958,000 | 2,664 |
| Additional noninterest expense | $937,000 | 4,848 |
| Pre-tax net operating income | $-174,000 | 7,627 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $-404,000 | 8,270 |
| Income before extraordinary items | $227,000 | 6,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $227,000 | 6,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,295 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $228,920 | 6,670 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,319,000 | 3,506 |
| Total interest expense | $5,718,000 | 2,417 |
| Net interest income | $2,601,000 | 5,079 |
| Provision for loan and lease losses | $116,000 | 3,909 |
| Total noninterest income | $275,000 | 5,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $275,000 | 3,917 |
| Total noninterest expense | $3,039,000 | 4,061 |
| Salaries and employee benefits | $1,581,000 | 4,207 |
| Premises and equipment expense | $727,000 | 2,631 |
| Additional noninterest expense | $731,000 | 4,678 |
| Pre-tax net operating income | $-279,000 | 7,948 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $-404,000 | 8,408 |
| Income before extraordinary items | $122,000 | 7,164 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $122,000 | 7,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,327 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $123,920 | 7,145 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 3,453 |
| Total interest expense | $3,756,000 | 2,454 |
| Net interest income | $1,927,000 | 4,781 |
| Provision for loan and lease losses | $19,000 | 5,379 |
| Total noninterest income | $178,000 | 5,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $178,000 | 4,012 |
| Total noninterest expense | $2,059,000 | 4,048 |
| Salaries and employee benefits | $1,115,000 | 4,069 |
| Premises and equipment expense | $501,000 | 2,587 |
| Additional noninterest expense | $443,000 | 4,960 |
| Pre-tax net operating income | $27,000 | 7,653 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $24,000 | 7,661 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $24,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $27,000 | 7,625 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 3,410 |
| Total interest expense | $1,856,000 | 2,471 |
| Net interest income | $1,002,000 | 4,685 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $85,000 | 5,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $1,079,000 | 3,895 |
| Salaries and employee benefits | $575,000 | 4,000 |
| Premises and equipment expense | $246,000 | 2,623 |
| Additional noninterest expense | $258,000 | 4,436 |
| Pre-tax net operating income | $8,000 | 7,763 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $8,000 | 7,772 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,000 | 7,751 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,468,000 | 3,454 |
| Total interest expense | $6,500,000 | 2,421 |
| Net interest income | $3,968,000 | 4,677 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $373,000 | 5,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $373,000 | 3,864 |
| Total noninterest expense | $4,162,000 | 3,871 |
| Salaries and employee benefits | $2,201,000 | 3,981 |
| Premises and equipment expense | $1,025,000 | 2,420 |
| Additional noninterest expense | $936,000 | 4,727 |
| Pre-tax net operating income | $179,000 | 7,473 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-95,000 | 8,364 |
| Income before extraordinary items | $274,000 | 7,019 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $274,000 | 7,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,178 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $274,000 | 7,013 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,745,000 | 3,465 |
| Total interest expense | $4,688,000 | 2,441 |
| Net interest income | $3,057,000 | 4,636 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $278,000 | 5,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $278,000 | 3,875 |
| Total noninterest expense | $3,113,000 | 3,871 |
| Salaries and employee benefits | $1,692,000 | 3,893 |
| Premises and equipment expense | $774,000 | 2,406 |
| Additional noninterest expense | $647,000 | 4,979 |
| Pre-tax net operating income | $222,000 | 7,333 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-95,000 | 8,556 |
| Income before extraordinary items | $317,000 | 6,639 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $317,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,123 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $317,000 | 6,643 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 3,444 |
| Total interest expense | $2,899,000 | 2,504 |
| Net interest income | $2,224,000 | 4,409 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $170,000 | 5,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,069 |
| Total noninterest expense | $1,954,000 | 4,065 |
| Salaries and employee benefits | $1,016,000 | 4,212 |
| Premises and equipment expense | $484,000 | 2,557 |
| Additional noninterest expense | $454,000 | 4,791 |
| Pre-tax net operating income | $440,000 | 5,690 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $138,000 | 4,123 |
| Income before extraordinary items | $302,000 | 5,997 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $302,000 | 5,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,157 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $302,000 | 5,995 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 3,444 |
| Total interest expense | $1,352,000 | 2,544 |
| Net interest income | $1,147,000 | 4,296 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $1,029,000 | 3,943 |
| Salaries and employee benefits | $525,000 | 4,156 |
| Premises and equipment expense | $240,000 | 2,556 |
| Additional noninterest expense | $264,000 | 4,294 |
| Pre-tax net operating income | $179,000 | 6,066 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $59,000 | 4,298 |
| Income before extraordinary items | $120,000 | 6,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 6,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,215 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $120,000 | 6,403 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,552,000 | 3,271 |
| Total interest expense | $4,763,000 | 2,297 |
| Net interest income | $4,789,000 | 4,082 |
| Provision for loan and lease losses | $34,000 | 6,129 |
| Total noninterest income | $613,000 | 4,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $613,000 | 3,016 |
| Total noninterest expense | $4,192,000 | 3,725 |
| Salaries and employee benefits | $2,110,000 | 3,969 |
| Premises and equipment expense | $864,000 | 2,689 |
| Additional noninterest expense | $1,218,000 | 3,831 |
| Pre-tax net operating income | $1,176,000 | 4,949 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $147,000 | 5,021 |
| Income before extraordinary items | $1,033,000 | 4,744 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,033,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,029,480 | 4,734 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 3,249 |
| Total interest expense | $3,392,000 | 2,290 |
| Net interest income | $3,690,000 | 3,996 |
| Provision for loan and lease losses | $34,000 | 5,724 |
| Total noninterest income | $523,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $523,000 | 2,791 |
| Total noninterest expense | $3,311,000 | 3,561 |
| Salaries and employee benefits | $1,619,000 | 3,875 |
| Premises and equipment expense | $666,000 | 2,616 |
| Additional noninterest expense | $1,026,000 | 3,436 |
| Pre-tax net operating income | $868,000 | 5,116 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $73,000 | 5,514 |
| Income before extraordinary items | $799,000 | 4,760 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $799,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $795,320 | 4,739 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 3,216 |
| Total interest expense | $2,173,000 | 2,252 |
| Net interest income | $2,488,000 | 3,939 |
| Provision for loan and lease losses | $34,000 | 5,063 |
| Total noninterest income | $411,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $411,000 | 2,492 |
| Total noninterest expense | $2,055,000 | 3,735 |
| Salaries and employee benefits | $981,000 | 4,136 |
| Premises and equipment expense | $438,000 | 2,618 |
| Additional noninterest expense | $636,000 | 3,629 |
| Pre-tax net operating income | $810,000 | 4,265 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $185,000 | 3,920 |
| Income before extraordinary items | $629,000 | 4,297 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $629,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $625,920 | 4,251 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 3,202 |
| Total interest expense | $1,061,000 | 2,208 |
| Net interest income | $1,255,000 | 3,914 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $1,043,000 | 3,730 |
| Salaries and employee benefits | $395,000 | 4,882 |
| Premises and equipment expense | $219,000 | 2,651 |
| Additional noninterest expense | $429,000 | 2,836 |
| Pre-tax net operating income | $236,000 | 5,584 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $80,000 | 4,116 |
| Income before extraordinary items | $156,000 | 6,020 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $156,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $156,000 | 5,978 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 3,117 |
| Total interest expense | $3,985,000 | 2,044 |
| Net interest income | $4,962,000 | 3,823 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $102,000 | 8,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $102,000 | 6,384 |
| Total noninterest expense | $3,705,000 | 3,982 |
| Salaries and employee benefits | $1,898,000 | 4,170 |
| Premises and equipment expense | $841,000 | 2,669 |
| Additional noninterest expense | $966,000 | 4,471 |
| Pre-tax net operating income | $1,354,000 | 4,504 |
| Securities gains (losses) | $119,000 | 1,131 |
| Applicable income taxes | $372,000 | 3,840 |
| Income before extraordinary items | $1,101,000 | 4,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,101,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,011,750 | 4,602 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 3,112 |
| Total interest expense | $2,921,000 | 2,044 |
| Net interest income | $3,744,000 | 3,797 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $39,000 | 8,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 7,392 |
| Total noninterest expense | $2,843,000 | 3,877 |
| Salaries and employee benefits | $1,449,000 | 4,070 |
| Premises and equipment expense | $633,000 | 2,650 |
| Additional noninterest expense | $761,000 | 4,238 |
| Pre-tax net operating income | $935,000 | 4,771 |
| Securities gains (losses) | $114,000 | 1,095 |
| Applicable income taxes | $270,000 | 3,947 |
| Income before extraordinary items | $779,000 | 4,695 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $779,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $694,640 | 4,887 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 3,090 |
| Total interest expense | $1,929,000 | 2,047 |
| Net interest income | $2,524,000 | 3,749 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $-102,000 | 9,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-102,000 | 9,082 |
| Total noninterest expense | $1,640,000 | 4,382 |
| Salaries and employee benefits | $847,000 | 4,524 |
| Premises and equipment expense | $398,000 | 2,804 |
| Additional noninterest expense | $395,000 | 5,112 |
| Pre-tax net operating income | $782,000 | 4,172 |
| Securities gains (losses) | $64,000 | 1,301 |
| Applicable income taxes | $199,000 | 3,794 |
| Income before extraordinary items | $647,000 | 4,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $647,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $598,360 | 4,177 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 3,102 |
| Total interest expense | $985,000 | 2,013 |
| Net interest income | $1,236,000 | 3,806 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $-51,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-51,000 | 9,113 |
| Total noninterest expense | $802,000 | 4,471 |
| Salaries and employee benefits | $392,000 | 4,808 |
| Premises and equipment expense | $199,000 | 2,824 |
| Additional noninterest expense | $211,000 | 4,880 |
| Pre-tax net operating income | $383,000 | 4,187 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $302,000 | 4,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $302,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $302,000 | 4,125 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 2,972 |
| Total interest expense | $4,788,000 | 1,868 |
| Net interest income | $4,728,000 | 3,844 |
| Provision for loan and lease losses | $147,000 | 4,633 |
| Total noninterest income | $443,000 | 5,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $443,000 | 3,784 |
| Total noninterest expense | $3,278,000 | 4,337 |
| Salaries and employee benefits | $1,713,000 | 4,416 |
| Premises and equipment expense | $714,000 | 3,036 |
| Additional noninterest expense | $851,000 | 4,837 |
| Pre-tax net operating income | $1,746,000 | 3,715 |
| Securities gains (losses) | $71,000 | 2,198 |
| Applicable income taxes | $436,000 | 3,614 |
| Income before extraordinary items | $1,381,000 | 3,769 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,381,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,051 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,327,040 | 3,696 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 2,992 |
| Total interest expense | $3,695,000 | 1,890 |
| Net interest income | $3,487,000 | 3,915 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $145,000 | 7,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,406 |
| Total noninterest expense | $2,296,000 | 4,529 |
| Salaries and employee benefits | $1,224,000 | 4,553 |
| Premises and equipment expense | $541,000 | 3,019 |
| Additional noninterest expense | $531,000 | 5,441 |
| Pre-tax net operating income | $1,256,000 | 3,951 |
| Securities gains (losses) | $71,000 | 2,028 |
| Applicable income taxes | $271,000 | 4,111 |
| Income before extraordinary items | $1,056,000 | 3,855 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,056,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,608 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $999,200 | 3,822 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 2,950 |
| Total interest expense | $2,512,000 | 1,911 |
| Net interest income | $2,398,000 | 3,831 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $24,000 | 8,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $1,463,000 | 4,671 |
| Salaries and employee benefits | $765,000 | 4,776 |
| Premises and equipment expense | $353,000 | 3,056 |
| Additional noninterest expense | $345,000 | 5,516 |
| Pre-tax net operating income | $879,000 | 3,810 |
| Securities gains (losses) | $71,000 | 1,769 |
| Applicable income taxes | $208,000 | 3,881 |
| Income before extraordinary items | $742,000 | 3,696 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $742,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,297 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $686,620 | 3,735 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 2,799 |
| Total interest expense | $1,273,000 | 1,938 |
| Net interest income | $1,331,000 | 3,512 |
| Provision for loan and lease losses | $79,000 | 2,758 |
| Total noninterest income | $-11,000 | 9,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-11,000 | 9,282 |
| Total noninterest expense | $767,000 | 4,498 |
| Salaries and employee benefits | $401,000 | 4,609 |
| Premises and equipment expense | $178,000 | 3,042 |
| Additional noninterest expense | $188,000 | 5,195 |
| Pre-tax net operating income | $474,000 | 3,626 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $382,000 | 3,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,683 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $369,520 | 3,498 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,389,000 | 2,918 |
| Total interest expense | $5,847,000 | 1,943 |
| Net interest income | $4,542,000 | 3,960 |
| Provision for loan and lease losses | $496,000 | 2,394 |
| Total noninterest income | $3,000 | 9,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 9,127 |
| Total noninterest expense | $3,094,000 | 4,359 |
| Salaries and employee benefits | $1,466,000 | 4,775 |
| Premises and equipment expense | $783,000 | 2,731 |
| Additional noninterest expense | $845,000 | 4,747 |
| Pre-tax net operating income | $955,000 | 5,325 |
| Securities gains (losses) | $154,000 | 1,367 |
| Applicable income taxes | $476,000 | 3,552 |
| Income before extraordinary items | $633,000 | 5,831 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $633,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 2,043 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $534,440 | 6,094 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,443,000 | 3,196 |
| Total interest expense | $7,127,000 | 2,251 |
| Net interest income | $3,316,000 | 4,726 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $-24,000 | 9,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-24,000 | 9,587 |
| Total noninterest expense | $2,846,000 | 4,515 |
| Salaries and employee benefits | $1,355,000 | 4,877 |
| Premises and equipment expense | $751,000 | 2,788 |
| Additional noninterest expense | $740,000 | 5,064 |
| Pre-tax net operating income | $446,000 | 6,765 |
| Securities gains (losses) | $69,000 | 2,061 |
| Applicable income taxes | $149,000 | 5,456 |
| Income before extraordinary items | $366,000 | 6,759 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $366,000 | 6,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,575 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $317,010 | 6,916 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,910,000 | 3,421 |
| Total interest expense | $6,096,000 | 2,748 |
| Net interest income | $3,814,000 | 4,342 |
| Provision for loan and lease losses | $218,000 | 3,553 |
| Total noninterest income | $131,000 | 8,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $131,000 | 5,803 |
| Total noninterest expense | $2,386,000 | 5,022 |
| Salaries and employee benefits | $1,249,000 | 5,051 |
| Premises and equipment expense | $595,000 | 3,299 |
| Additional noninterest expense | $542,000 | 6,118 |
| Pre-tax net operating income | $1,341,000 | 4,408 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $451,000 | 3,729 |
| Income before extraordinary items | $890,000 | 4,716 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $890,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,374 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $890,000 | 4,715 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,247,000 | 3,151 |
| Total interest expense | $6,055,000 | 2,432 |
| Net interest income | $4,192,000 | 4,012 |
| Provision for loan and lease losses | $171,000 | 3,952 |
| Total noninterest income | $206,000 | 7,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $206,000 | 4,869 |
| Total noninterest expense | $2,473,000 | 4,923 |
| Salaries and employee benefits | $1,240,000 | 5,037 |
| Premises and equipment expense | $686,000 | 2,912 |
| Additional noninterest expense | $547,000 | 6,171 |
| Pre-tax net operating income | $1,754,000 | 3,684 |
| Securities gains (losses) | $36,000 | 1,115 |
| Applicable income taxes | $496,000 | 3,663 |
| Income before extraordinary items | $1,294,000 | 3,655 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,294,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,373 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,268,080 | 3,664 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 3,129 |
| Total interest expense | $6,550,000 | 2,309 |
| Net interest income | $3,792,000 | 4,310 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $189,000 | 7,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $189,000 | 5,104 |
| Total noninterest expense | $2,084,000 | 5,444 |
| Salaries and employee benefits | $1,088,000 | 5,455 |
| Premises and equipment expense | $649,000 | 2,966 |
| Additional noninterest expense | $347,000 | 7,696 |
| Pre-tax net operating income | $1,897,000 | 3,482 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $487,000 | 3,911 |
| Income before extraordinary items | $1,410,000 | 3,417 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,410,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,410,000 | 3,325 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,072,000 | 3,211 |
| Total interest expense | $6,275,000 | 2,397 |
| Net interest income | $3,797,000 | 4,425 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $205,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $205,000 | 4,893 |
| Total noninterest expense | $2,190,000 | 5,309 |
| Salaries and employee benefits | $1,157,000 | 5,254 |
| Premises and equipment expense | $500,000 | 3,696 |
| Additional noninterest expense | $533,000 | 6,250 |
| Pre-tax net operating income | $1,722,000 | 3,999 |
| Securities gains (losses) | $32,000 | 1,598 |
| Applicable income taxes | $517,000 | 4,113 |
| Income before extraordinary items | $1,237,000 | 3,948 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,237,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,214,280 | 3,943 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,923,000 | 3,644 |
| Total interest expense | $5,966,000 | 2,565 |
| Net interest income | $2,957,000 | 5,498 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $183,000 | 8,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $183,000 | 5,422 |
| Total noninterest expense | $2,816,000 | 4,528 |
| Salaries and employee benefits | $1,100,000 | 5,583 |
| Premises and equipment expense | $586,000 | 3,281 |
| Additional noninterest expense | $1,130,000 | 3,974 |
| Pre-tax net operating income | $324,000 | 8,966 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $-60,000 | 11,098 |
| Income before extraordinary items | $399,000 | 7,629 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $399,000 | 7,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $384,000 | 7,701 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 4,288 |
| Total interest expense | $5,167,000 | 2,948 |
| Net interest income | $2,301,000 | 6,680 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $186,000 | 8,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $186,000 | 5,328 |
| Total noninterest expense | $1,988,000 | 6,012 |
| Salaries and employee benefits | $993,000 | 6,101 |
| Premises and equipment expense | $566,000 | 3,375 |
| Additional noninterest expense | $429,000 | 7,910 |
| Pre-tax net operating income | $499,000 | 8,441 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $127,000 | 8,677 |
| Income before extraordinary items | $372,000 | 8,302 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $372,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $372,000 | 8,282 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 4,905 |
| Total interest expense | $3,315,000 | 3,615 |
| Net interest income | $2,625,000 | 6,222 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $119,000 | 10,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $1,912,000 | 6,424 |
| Salaries and employee benefits | $948,000 | 6,366 |
| Premises and equipment expense | $580,000 | 3,372 |
| Additional noninterest expense | $384,000 | 8,991 |
| Pre-tax net operating income | $802,000 | 6,854 |
| Securities gains (losses) | $619,000 | 234 |
| Applicable income taxes | $441,000 | 4,454 |
| Income before extraordinary items | $980,000 | 4,608 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $980,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $552,890 | 6,941 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 5,026 |
| Total interest expense | $3,165,000 | 3,940 |
| Net interest income | $2,727,000 | 6,117 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $118,000 | 10,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $1,665,000 | 7,306 |
| Salaries and employee benefits | $941,000 | 6,469 |
| Premises and equipment expense | $425,000 | 4,473 |
| Additional noninterest expense | $299,000 | 10,466 |
| Pre-tax net operating income | $1,180,000 | 5,245 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $268,000 | 6,519 |
| Income before extraordinary items | $930,000 | 4,967 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $930,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $915,960 | 4,801 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 5,294 |
| Total interest expense | $3,587,000 | 4,461 |
| Net interest income | $2,680,000 | 6,254 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $89,000 | 12,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,405,000 | 8,276 |
| Salaries and employee benefits | $766,000 | 7,490 |
| Premises and equipment expense | $338,000 | 5,498 |
| Additional noninterest expense | $301,000 | 10,804 |
| Pre-tax net operating income | $1,364,000 | 4,421 |
| Securities gains (losses) | $130,000 | 2,597 |
| Applicable income taxes | $395,000 | 4,844 |
| Income before extraordinary items | $1,099,000 | 4,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,099,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,002,800 | 4,173 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.