Home > Town And Country Bank > Income and Expense

Town And Country Bank, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$32,424,000	1,067
Total interest expense	$2,457,000	1,380
Net interest income	$29,967,000	1,030
Provision for loan and lease losses	$-750,000	4,576
Total noninterest income	$12,593,000	659
Gross Fiduciary activities income	$821,000	549
Service charges on deposit accounts	$1,602,000	697
Trading account gains and fees	$0	116
Additional Noninterest Income	$10,170,000	554
Total noninterest expense	$25,159,000	1,000
Salaries and employee benefits	$15,345,000	933
Premises and equipment expense	$2,262,000	1,091
Additional noninterest expense	$10,170,000	554
Pre-tax net operating income	$18,151,000	813
Securities gains (losses)	$1,000	637
Applicable income taxes	$4,532,000	641
Income before extraordinary items	$13,620,000	874
Extraordinary gains, net	$0	5
Net income	$13,620,000	875
Minority interest net income	$0	63
Net income of bank and minority interests.	$13,620,000	875
Net charge-offs	$321,000	750
Cash dividends	$5,000,000	771
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$13,619,210	899
2022-09-30 (YTD Data)		Rank
Total interest income	$23,101,000	1,075
Total interest expense	$1,100,000	1,648
Net interest income	$22,001,000	1,034
Provision for loan and lease losses	$-750,000	4,627
Total noninterest income	$9,936,000	648
Gross Fiduciary activities income	$632,000	543
Service charges on deposit accounts	$1,185,000	714
Trading account gains and fees	$0	111
Additional Noninterest Income	$8,119,000	547
Total noninterest expense	$18,987,000	997
Salaries and employee benefits	$11,565,000	932
Premises and equipment expense	$1,668,000	1,093
Additional noninterest expense	$8,119,000	547
Pre-tax net operating income	$13,700,000	818
Securities gains (losses)	$1,000	675
Applicable income taxes	$3,527,000	634
Income before extraordinary items	$10,174,000	884
Extraordinary gains, net	$0	4
Net income	$10,174,000	884
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,174,000	884
Net charge-offs	$43,000	1,296
Cash dividends	$3,750,000	714
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,173,210	900
2022-06-30 (YTD Data)		Rank
Total interest income	$14,813,000	1,072
Total interest expense	$482,000	2,007
Net interest income	$14,331,000	1,029
Provision for loan and lease losses	$-750,000	4,645
Total noninterest income	$7,222,000	599
Gross Fiduciary activities income	$442,000	502
Service charges on deposit accounts	$748,000	741
Trading account gains and fees	$0	108
Additional Noninterest Income	$6,032,000	524
Total noninterest expense	$12,610,000	982
Salaries and employee benefits	$7,862,000	904
Premises and equipment expense	$1,055,000	1,136
Additional noninterest expense	$3,693,000	993
Pre-tax net operating income	$9,693,000	725
Securities gains (losses)	$0	687
Applicable income taxes	$2,534,000	569
Income before extraordinary items	$7,159,000	790
Extraordinary gains, net	$0	4
Net income	$7,159,000	789
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,159,000	790
Net charge-offs	$0	2,156
Cash dividends	$2,500,000	707
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$7,159,000	803
2022-03-31 (YTD Data)		Rank
Total interest income	$7,271,000	1,059
Total interest expense	$224,000	2,058
Net interest income	$7,047,000	1,015
Provision for loan and lease losses	$-500,000	4,632
Total noninterest income	$4,644,000	507
Gross Fiduciary activities income	$239,000	495
Service charges on deposit accounts	$355,000	768
Trading account gains and fees	$0	103
Additional Noninterest Income	$4,050,000	436
Total noninterest expense	$6,464,000	955
Salaries and employee benefits	$4,001,000	900
Premises and equipment expense	$636,000	994
Additional noninterest expense	$1,827,000	991
Pre-tax net operating income	$5,727,000	619
Securities gains (losses)	$0	623
Applicable income taxes	$1,523,000	495
Income before extraordinary items	$4,204,000	672
Extraordinary gains, net	$0	4
Net income	$4,204,000	672
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,204,000	672
Net charge-offs	$-3,000	3,434
Cash dividends	$1,250,000	658
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,204,000	679
2021-12-31 (YTD Data)		Rank
Total interest income	$30,855,000	1,029
Total interest expense	$1,442,000	1,711
Net interest income	$29,413,000	991
Provision for loan and lease losses	$0	3,064
Total noninterest income	$14,666,000	649
Gross Fiduciary activities income	$915,000	491
Service charges on deposit accounts	$1,357,000	757
Trading account gains and fees	$0	132
Additional Noninterest Income	$12,394,000	581
Total noninterest expense	$27,392,000	912
Salaries and employee benefits	$16,852,000	847
Premises and equipment expense	$2,317,000	1,056
Additional noninterest expense	$8,223,000	908
Pre-tax net operating income	$16,687,000	865
Securities gains (losses)	$0	2,062
Applicable income taxes	$4,307,000	698
Income before extraordinary items	$12,380,000	978
Extraordinary gains, net	$0	10
Net income	$12,380,000	979
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,380,000	979
Net charge-offs	$-68,000	4,231
Cash dividends	$5,000,000	790
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,380,000	958
2021-09-30 (YTD Data)		Rank
Total interest income	$23,338,000	1,045
Total interest expense	$1,193,000	1,664
Net interest income	$22,145,000	1,005
Provision for loan and lease losses	$600,000	696
Total noninterest income	$11,660,000	638
Gross Fiduciary activities income	$686,000	487
Service charges on deposit accounts	$978,000	781
Trading account gains and fees	$0	132
Additional Noninterest Income	$9,996,000	577
Total noninterest expense	$20,538,000	919
Salaries and employee benefits	$12,644,000	863
Premises and equipment expense	$1,760,000	1,058
Additional noninterest expense	$6,134,000	917
Pre-tax net operating income	$12,667,000	891
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,268,000	711
Income before extraordinary items	$9,399,000	1,002
Extraordinary gains, net	$0	8
Net income	$9,399,000	1,002
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,399,000	1,002
Net charge-offs	$-75,000	4,356
Cash dividends	$2,750,000	926
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,399,000	984
2021-06-30 (YTD Data)		Rank
Total interest income	$15,467,000	1,037
Total interest expense	$903,000	1,577
Net interest income	$14,564,000	995
Provision for loan and lease losses	$600,000	497
Total noninterest income	$7,800,000	642
Gross Fiduciary activities income	$473,000	479
Service charges on deposit accounts	$623,000	782
Trading account gains and fees	$0	133
Additional Noninterest Income	$6,704,000	583
Total noninterest expense	$13,508,000	924
Salaries and employee benefits	$8,454,000	861
Premises and equipment expense	$1,202,000	1,038
Additional noninterest expense	$3,852,000	958
Pre-tax net operating income	$8,256,000	892
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,122,000	718
Income before extraordinary items	$6,134,000	1,005
Extraordinary gains, net	$0	6
Net income	$6,134,000	1,006
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,134,000	1,005
Net charge-offs	$-100,000	4,590
Cash dividends	$1,750,000	954
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,134,000	983
2021-03-31 (YTD Data)		Rank
Total interest income	$7,722,000	1,027
Total interest expense	$560,000	1,396
Net interest income	$7,162,000	993
Provision for loan and lease losses	$600,000	309
Total noninterest income	$4,244,000	601
Gross Fiduciary activities income	$212,000	501
Service charges on deposit accounts	$301,000	789
Trading account gains and fees	$0	127
Additional Noninterest Income	$3,731,000	544
Total noninterest expense	$6,706,000	916
Salaries and employee benefits	$4,273,000	846
Premises and equipment expense	$595,000	1,047
Additional noninterest expense	$1,838,000	971
Pre-tax net operating income	$4,100,000	893
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,056,000	719
Income before extraordinary items	$3,044,000	1,007
Extraordinary gains, net	$0	3
Net income	$3,044,000	1,007
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,044,000	1,007
Net charge-offs	$-65,000	4,673
Cash dividends	$750,000	919
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,044,000	979
2020-12-31 (YTD Data)		Rank
Total interest income	$32,999,000	975
Total interest expense	$4,549,000	1,034
Net interest income	$28,450,000	955
Provision for loan and lease losses	$5,000,000	574
Total noninterest income	$14,648,000	624
Gross Fiduciary activities income	$813,000	496
Service charges on deposit accounts	$1,318,000	752
Trading account gains and fees	$0	133
Additional Noninterest Income	$12,517,000	560
Total noninterest expense	$27,560,000	879
Salaries and employee benefits	$17,950,000	784
Premises and equipment expense	$2,191,000	1,084
Additional noninterest expense	$7,419,000	941
Pre-tax net operating income	$10,538,000	1,023
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,521,000	788
Income before extraordinary items	$8,017,000	1,143
Extraordinary gains, net	$0	4
Net income	$8,017,000	1,143
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,017,000	1,143
Net charge-offs	$749,000	768
Cash dividends	$3,000,000	1,116
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,017,000	1,109
2020-09-30 (YTD Data)		Rank
Total interest income	$24,620,000	990
Total interest expense	$3,754,000	1,011
Net interest income	$20,866,000	971
Provision for loan and lease losses	$4,000,000	583
Total noninterest income	$9,823,000	652
Gross Fiduciary activities income	$607,000	490
Service charges on deposit accounts	$970,000	759
Trading account gains and fees	$0	125
Additional Noninterest Income	$8,246,000	575
Total noninterest expense	$20,345,000	880
Salaries and employee benefits	$13,284,000	785
Premises and equipment expense	$1,633,000	1,084
Additional noninterest expense	$5,428,000	946
Pre-tax net operating income	$6,344,000	1,165
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,432,000	937
Income before extraordinary items	$4,912,000	1,300
Extraordinary gains, net	$0	4
Net income	$4,912,000	1,300
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,912,000	1,300
Net charge-offs	$491,000	763
Cash dividends	$2,250,000	1,007
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,912,000	1,254
2020-06-30 (YTD Data)		Rank
Total interest income	$16,369,000	1,000
Total interest expense	$2,788,000	985
Net interest income	$13,581,000	995
Provision for loan and lease losses	$2,500,000	619
Total noninterest income	$5,170,000	708
Gross Fiduciary activities income	$411,000	487
Service charges on deposit accounts	$638,000	776
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,121,000	655
Total noninterest expense	$12,902,000	905
Salaries and employee benefits	$8,339,000	813
Premises and equipment expense	$1,089,000	1,083
Additional noninterest expense	$3,474,000	979
Pre-tax net operating income	$3,349,000	1,323
Securities gains (losses)	$0	2,249
Applicable income taxes	$708,000	1,074
Income before extraordinary items	$2,641,000	1,467
Extraordinary gains, net	$0	4
Net income	$2,641,000	1,467
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,641,000	1,467
Net charge-offs	$481,000	611
Cash dividends	$1,500,000	984
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,641,000	1,429
2020-03-31 (YTD Data)		Rank
Total interest income	$8,063,000	1,011
Total interest expense	$1,555,000	980
Net interest income	$6,508,000	1,010
Provision for loan and lease losses	$500,000	883
Total noninterest income	$1,680,000	912
Gross Fiduciary activities income	$222,000	479
Service charges on deposit accounts	$375,000	786
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,083,000	919
Total noninterest expense	$5,974,000	962
Salaries and employee benefits	$3,777,000	880
Premises and equipment expense	$527,000	1,139
Additional noninterest expense	$1,670,000	1,020
Pre-tax net operating income	$1,714,000	1,189
Securities gains (losses)	$0	1,705
Applicable income taxes	$356,000	954
Income before extraordinary items	$1,358,000	1,292
Extraordinary gains, net	$0	4
Net income	$1,358,000	1,291
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,358,000	1,292
Net charge-offs	$70,000	1,049
Cash dividends	$750,000	993
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,358,000	1,268
2019-12-31 (YTD Data)		Rank
Total interest income	$33,054,000	997
Total interest expense	$6,474,000	998
Net interest income	$26,580,000	994
Provision for loan and lease losses	$1,375,000	715
Total noninterest income	$10,011,000	694
Gross Fiduciary activities income	$775,000	499
Service charges on deposit accounts	$1,693,000	731
Trading account gains and fees	$0	135
Additional Noninterest Income	$7,543,000	638
Total noninterest expense	$24,395,000	934
Salaries and employee benefits	$14,647,000	884
Premises and equipment expense	$2,352,000	1,028
Additional noninterest expense	$7,396,000	921
Pre-tax net operating income	$10,821,000	991
Securities gains (losses)	$59,000	1,174
Applicable income taxes	$2,599,000	762
Income before extraordinary items	$8,281,000	1,085
Extraordinary gains, net	$0	11
Net income	$8,281,000	1,087
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,281,000	1,087
Net charge-offs	$1,291,000	554
Cash dividends	$3,000,000	1,180
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,234,390	1,068
2019-09-30 (YTD Data)		Rank
Total interest income	$24,753,000	1,003
Total interest expense	$4,826,000	1,007
Net interest income	$19,927,000	999
Provision for loan and lease losses	$1,075,000	654
Total noninterest income	$7,535,000	688
Gross Fiduciary activities income	$591,000	497
Service charges on deposit accounts	$1,256,000	739
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,688,000	637
Total noninterest expense	$18,347,000	926
Salaries and employee benefits	$11,066,000	872
Premises and equipment expense	$1,766,000	1,031
Additional noninterest expense	$5,515,000	910
Pre-tax net operating income	$8,040,000	1,021
Securities gains (losses)	$59,000	1,002
Applicable income taxes	$1,930,000	786
Income before extraordinary items	$6,169,000	1,115
Extraordinary gains, net	$0	11
Net income	$6,169,000	1,116
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,169,000	1,116
Net charge-offs	$545,000	717
Cash dividends	$2,250,000	1,088
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,122,390	1,095
2019-06-30 (YTD Data)		Rank
Total interest income	$16,183,000	1,014
Total interest expense	$3,056,000	1,030
Net interest income	$13,127,000	1,006
Provision for loan and lease losses	$675,000	660
Total noninterest income	$4,721,000	706
Gross Fiduciary activities income	$403,000	496
Service charges on deposit accounts	$801,000	757
Trading account gains and fees	$0	131
Additional Noninterest Income	$3,517,000	654
Total noninterest expense	$12,083,000	928
Salaries and employee benefits	$7,224,000	884
Premises and equipment expense	$1,197,000	1,019
Additional noninterest expense	$3,662,000	933
Pre-tax net operating income	$5,090,000	1,036
Securities gains (losses)	$58,000	702
Applicable income taxes	$1,214,000	796
Income before extraordinary items	$3,934,000	1,124
Extraordinary gains, net	$0	11
Net income	$3,934,000	1,124
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,934,000	1,124
Net charge-offs	$439,000	621
Cash dividends	$1,500,000	1,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,888,180	1,116
2019-03-31 (YTD Data)		Rank
Total interest income	$7,833,000	1,034
Total interest expense	$1,425,000	1,069
Net interest income	$6,408,000	1,026
Provision for loan and lease losses	$300,000	677
Total noninterest income	$2,054,000	757
Gross Fiduciary activities income	$208,000	488
Service charges on deposit accounts	$371,000	798
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,475,000	698
Total noninterest expense	$5,791,000	954
Salaries and employee benefits	$3,381,000	941
Premises and equipment expense	$629,000	983
Additional noninterest expense	$1,781,000	938
Pre-tax net operating income	$2,371,000	1,075
Securities gains (losses)	$55,000	370
Applicable income taxes	$565,000	827
Income before extraordinary items	$1,861,000	1,152
Extraordinary gains, net	$0	5
Net income	$1,861,000	1,151
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,861,000	1,151
Net charge-offs	$241,000	541
Cash dividends	$750,000	1,015
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,817,550	1,150
2018-12-31 (YTD Data)		Rank
Total interest income	$29,236,000	1,033
Total interest expense	$4,325,000	1,061
Net interest income	$24,911,000	1,032
Provision for loan and lease losses	$910,000	955
Total noninterest income	$9,811,000	690
Gross Fiduciary activities income	$804,000	504
Service charges on deposit accounts	$1,688,000	745
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,319,000	636
Total noninterest expense	$24,629,000	894
Salaries and employee benefits	$14,547,000	859
Premises and equipment expense	$2,492,000	978
Additional noninterest expense	$7,590,000	877
Pre-tax net operating income	$9,183,000	1,112
Securities gains (losses)	$180,000	221
Applicable income taxes	$2,120,000	844
Income before extraordinary items	$7,243,000	1,185
Extraordinary gains, net	$0	6
Net income	$7,243,000	1,184
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,243,000	1,184
Net charge-offs	$485,000	975
Cash dividends	$3,000,000	1,074
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$7,100,800	1,198
2018-09-30 (YTD Data)		Rank
Total interest income	$21,452,000	1,037
Total interest expense	$2,991,000	1,070
Net interest income	$18,461,000	1,042
Provision for loan and lease losses	$760,000	811
Total noninterest income	$7,482,000	681
Gross Fiduciary activities income	$616,000	492
Service charges on deposit accounts	$1,246,000	746
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,620,000	627
Total noninterest expense	$18,609,000	886
Salaries and employee benefits	$10,966,000	857
Premises and equipment expense	$1,889,000	962
Additional noninterest expense	$5,754,000	860
Pre-tax net operating income	$6,574,000	1,147
Securities gains (losses)	$264,000	181
Applicable income taxes	$1,531,000	873
Income before extraordinary items	$5,307,000	1,203
Extraordinary gains, net	$0	5
Net income	$5,307,000	1,202
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,307,000	1,202
Net charge-offs	$363,000	886
Cash dividends	$2,250,000	974
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,098,440	1,248
2018-06-30 (YTD Data)		Rank
Total interest income	$13,977,000	1,049
Total interest expense	$1,810,000	1,100
Net interest income	$12,167,000	1,052
Provision for loan and lease losses	$660,000	640
Total noninterest income	$4,647,000	723
Gross Fiduciary activities income	$411,000	493
Service charges on deposit accounts	$808,000	760
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,428,000	672
Total noninterest expense	$12,244,000	906
Salaries and employee benefits	$7,168,000	874
Premises and equipment expense	$1,234,000	976
Additional noninterest expense	$3,842,000	865
Pre-tax net operating income	$3,910,000	1,237
Securities gains (losses)	$262,000	148
Applicable income taxes	$927,000	926
Income before extraordinary items	$3,245,000	1,280
Extraordinary gains, net	$0	6
Net income	$3,245,000	1,278
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,245,000	1,279
Net charge-offs	$288,000	751
Cash dividends	$1,500,000	946
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,038,020	1,338
2018-03-31 (YTD Data)		Rank
Total interest income	$6,773,000	1,072
Total interest expense	$843,000	1,117
Net interest income	$5,930,000	1,072
Provision for loan and lease losses	$110,000	1,373
Total noninterest income	$2,126,000	751
Gross Fiduciary activities income	$199,000	509
Service charges on deposit accounts	$382,000	810
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,545,000	694
Total noninterest expense	$6,025,000	919
Salaries and employee benefits	$3,486,000	903
Premises and equipment expense	$618,000	993
Additional noninterest expense	$1,921,000	848
Pre-tax net operating income	$1,921,000	1,226
Securities gains (losses)	$249,000	106
Applicable income taxes	$487,000	890
Income before extraordinary items	$1,683,000	1,204
Extraordinary gains, net	$0	7
Net income	$1,683,000	1,202
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,683,000	1,204
Net charge-offs	$19,000	1,687
Cash dividends	$750,000	890
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,486,290	1,323
2017-12-31 (YTD Data)		Rank
Total interest income	$26,319,000	1,069
Total interest expense	$3,063,000	1,064
Net interest income	$23,256,000	1,070
Provision for loan and lease losses	$1,020,000	870
Total noninterest income	$9,270,000	728
Gross Fiduciary activities income	$738,000	512
Service charges on deposit accounts	$1,596,000	779
Trading account gains and fees	$0	151
Additional Noninterest Income	$6,936,000	671
Total noninterest expense	$23,820,000	904
Salaries and employee benefits	$13,732,000	884
Premises and equipment expense	$2,352,000	1,016
Additional noninterest expense	$7,736,000	853
Pre-tax net operating income	$7,686,000	1,215
Securities gains (losses)	$270,000	329
Applicable income taxes	$1,870,000	1,329
Income before extraordinary items	$6,086,000	1,156
Extraordinary gains, net	$0	9
Net income	$6,086,000	1,156
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,086,000	1,156
Net charge-offs	$826,000	797
Cash dividends	$3,030,000	1,015
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,880,800	1,170
2017-09-30 (YTD Data)		Rank
Total interest income	$19,485,000	1,077
Total interest expense	$2,208,000	1,082
Net interest income	$17,277,000	1,081
Provision for loan and lease losses	$565,000	1,060
Total noninterest income	$6,893,000	738
Gross Fiduciary activities income	$558,000	513
Service charges on deposit accounts	$1,163,000	804
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,172,000	676
Total noninterest expense	$17,762,000	908
Salaries and employee benefits	$10,283,000	888
Premises and equipment expense	$1,788,000	1,004
Additional noninterest expense	$5,691,000	865
Pre-tax net operating income	$5,843,000	1,227
Securities gains (losses)	$402,000	243
Applicable income taxes	$1,954,000	928
Income before extraordinary items	$4,291,000	1,304
Extraordinary gains, net	$0	9
Net income	$4,291,000	1,303
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,291,000	1,304
Net charge-offs	$497,000	816
Cash dividends	$2,280,000	941
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,013,620	1,349
2017-06-30 (YTD Data)		Rank
Total interest income	$12,881,000	1,084
Total interest expense	$1,409,000	1,108
Net interest income	$11,472,000	1,083
Provision for loan and lease losses	$415,000	962
Total noninterest income	$4,650,000	732
Gross Fiduciary activities income	$362,000	522
Service charges on deposit accounts	$740,000	826
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,548,000	656
Total noninterest expense	$11,800,000	914
Salaries and employee benefits	$6,720,000	910
Premises and equipment expense	$1,203,000	997
Additional noninterest expense	$3,877,000	843
Pre-tax net operating income	$3,907,000	1,215
Securities gains (losses)	$402,000	178
Applicable income taxes	$1,417,000	870
Income before extraordinary items	$2,892,000	1,281
Extraordinary gains, net	$0	11
Net income	$2,892,000	1,281
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,892,000	1,281
Net charge-offs	$433,000	639
Cash dividends	$1,530,000	937
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,622,660	1,364
2017-03-31 (YTD Data)		Rank
Total interest income	$6,348,000	1,091
Total interest expense	$691,000	1,103
Net interest income	$5,657,000	1,091
Provision for loan and lease losses	$158,000	1,087
Total noninterest income	$2,138,000	765
Gross Fiduciary activities income	$175,000	535
Service charges on deposit accounts	$359,000	845
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,604,000	687
Total noninterest expense	$5,765,000	937
Salaries and employee benefits	$3,264,000	937
Premises and equipment expense	$613,000	991
Additional noninterest expense	$1,888,000	863
Pre-tax net operating income	$1,872,000	1,245
Securities gains (losses)	$374,000	109
Applicable income taxes	$680,000	868
Income before extraordinary items	$1,566,000	1,180
Extraordinary gains, net	$0	8
Net income	$1,566,000	1,179
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,566,000	1,180
Net charge-offs	$168,000	673
Cash dividends	$750,000	906
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,304,200	1,343
2016-12-31 (YTD Data)		Rank
Total interest income	$24,400,000	1,087
Total interest expense	$2,534,000	1,140
Net interest income	$21,866,000	1,079
Provision for loan and lease losses	$1,230,000	762
Total noninterest income	$8,651,000	771
Gross Fiduciary activities income	$647,000	540
Service charges on deposit accounts	$1,445,000	868
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,559,000	696
Total noninterest expense	$23,153,000	916
Salaries and employee benefits	$12,339,000	954
Premises and equipment expense	$2,615,000	931
Additional noninterest expense	$8,199,000	810
Pre-tax net operating income	$6,134,000	1,378
Securities gains (losses)	$962,000	243
Applicable income taxes	$2,255,000	954
Income before extraordinary items	$4,841,000	1,426
Extraordinary gains, net	$0	5
Net income	$4,841,000	1,425
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,841,000	1,425
Net charge-offs	$347,000	1,400
Cash dividends	$750,000	2,515
Sale, conversion, retirement of capital stock, net	$-9,000,000	5,905
Net operating income	$4,186,840	1,564
2016-09-30 (YTD Data)		Rank
Total interest income	$17,679,000	1,120
Total interest expense	$1,890,000	1,138
Net interest income	$15,789,000	1,123
Provision for loan and lease losses	$824,000	806
Total noninterest income	$6,516,000	770
Gross Fiduciary activities income	$441,000	553
Service charges on deposit accounts	$1,053,000	897
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,022,000	686
Total noninterest expense	$17,314,000	916
Salaries and employee benefits	$9,010,000	975
Premises and equipment expense	$1,787,000	996
Additional noninterest expense	$6,517,000	766
Pre-tax net operating income	$4,167,000	1,507
Securities gains (losses)	$66,000	1,564
Applicable income taxes	$1,329,000	1,176
Income before extraordinary items	$2,904,000	1,735
Extraordinary gains, net	$0	5
Net income	$2,904,000	1,735
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,904,000	1,735
Net charge-offs	$62,000	2,437
Cash dividends	$750,000	1,953
Sale, conversion, retirement of capital stock, net	$-9,000,000	5,974
Net operating income	$2,858,460	1,707
2016-06-30 (YTD Data)		Rank
Total interest income	$11,280,000	1,175
Total interest expense	$1,201,000	1,192
Net interest income	$10,079,000	1,160
Provision for loan and lease losses	$499,000	864
Total noninterest income	$3,915,000	826
Gross Fiduciary activities income	$309,000	553
Service charges on deposit accounts	$659,000	936
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,947,000	740
Total noninterest expense	$11,260,000	939
Salaries and employee benefits	$5,674,000	1,034
Premises and equipment expense	$1,094,000	1,083
Additional noninterest expense	$4,492,000	740
Pre-tax net operating income	$2,235,000	1,785
Securities gains (losses)	$0	2,835
Applicable income taxes	$701,000	1,355
Income before extraordinary items	$1,534,000	2,083
Extraordinary gains, net	$0	16
Net income	$1,534,000	2,083
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,534,000	2,083
Net charge-offs	$24,000	2,644
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$-9,000,000	6,051
Net operating income	$1,534,000	2,018
2016-03-31 (YTD Data)		Rank
Total interest income	$4,983,000	1,306
Total interest expense	$542,000	1,309
Net interest income	$4,441,000	1,306
Provision for loan and lease losses	$160,000	1,111
Total noninterest income	$1,749,000	871
Gross Fiduciary activities income	$165,000	546
Service charges on deposit accounts	$306,000	984
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,278,000	790
Total noninterest expense	$4,845,000	1,088
Salaries and employee benefits	$2,547,000	1,144
Premises and equipment expense	$517,000	1,158
Additional noninterest expense	$1,781,000	915
Pre-tax net operating income	$1,185,000	1,697
Securities gains (losses)	$0	2,077
Applicable income taxes	$398,000	1,237
Income before extraordinary items	$787,000	2,017
Extraordinary gains, net	$0	12
Net income	$787,000	2,017
Minority interest net income	$0	62
Net income of bank and minority interests.	$787,000	2,017
Net charge-offs	$-35,000	5,624
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$-9,000,000	6,118
Net operating income	$787,000	1,970
2015-12-31 (YTD Data)		Rank
Total interest income	$18,049,000	1,385
Total interest expense	$1,578,000	1,703
Net interest income	$16,471,000	1,353
Provision for loan and lease losses	$1,030,000	808
Total noninterest income	$6,927,000	891
Gross Fiduciary activities income	$591,000	559
Service charges on deposit accounts	$1,102,000	1,132
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,234,000	796
Total noninterest expense	$17,076,000	1,178
Salaries and employee benefits	$9,698,000	1,161
Premises and equipment expense	$1,883,000	1,249
Additional noninterest expense	$5,495,000	1,169
Pre-tax net operating income	$5,292,000	1,508
Securities gains (losses)	$1,307,000	165
Applicable income taxes	$2,172,000	954
Income before extraordinary items	$4,427,000	1,492
Extraordinary gains, net	$0	23
Net income	$4,427,000	1,492
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,427,000	1,492
Net charge-offs	$256,000	1,752
Cash dividends	$4,075,000	767
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,551,310	1,735
2015-09-30 (YTD Data)		Rank
Total interest income	$13,279,000	1,414
Total interest expense	$1,149,000	1,768
Net interest income	$12,130,000	1,392
Provision for loan and lease losses	$680,000	807
Total noninterest income	$5,118,000	912
Gross Fiduciary activities income	$426,000	566
Service charges on deposit accounts	$796,000	1,170
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,896,000	803
Total noninterest expense	$12,195,000	1,235
Salaries and employee benefits	$7,077,000	1,194
Premises and equipment expense	$1,418,000	1,266
Additional noninterest expense	$3,700,000	1,283
Pre-tax net operating income	$4,373,000	1,428
Securities gains (losses)	$1,068,000	170
Applicable income taxes	$1,835,000	893
Income before extraordinary items	$3,606,000	1,410
Extraordinary gains, net	$0	21
Net income	$3,606,000	1,411
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,606,000	1,411
Net charge-offs	$233,000	1,408
Cash dividends	$2,200,000	906
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,901,120	1,632
2015-06-30 (YTD Data)		Rank
Total interest income	$8,683,000	1,446
Total interest expense	$748,000	1,800
Net interest income	$7,935,000	1,417
Provision for loan and lease losses	$340,000	1,014
Total noninterest income	$3,138,000	963
Gross Fiduciary activities income	$289,000	575
Service charges on deposit accounts	$494,000	1,220
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,355,000	858
Total noninterest expense	$7,979,000	1,260
Salaries and employee benefits	$4,624,000	1,213
Premises and equipment expense	$951,000	1,254
Additional noninterest expense	$2,404,000	1,312
Pre-tax net operating income	$2,754,000	1,477
Securities gains (losses)	$0	2,636
Applicable income taxes	$908,000	1,095
Income before extraordinary items	$1,846,000	1,726
Extraordinary gains, net	$0	22
Net income	$1,846,000	1,731
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,846,000	1,730
Net charge-offs	$15,000	3,097
Cash dividends	$950,000	1,295
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,846,000	1,680
2015-03-31 (YTD Data)		Rank
Total interest income	$4,225,000	1,475
Total interest expense	$377,000	1,794
Net interest income	$3,848,000	1,457
Provision for loan and lease losses	$125,000	1,243
Total noninterest income	$1,530,000	958
Gross Fiduciary activities income	$141,000	584
Service charges on deposit accounts	$225,000	1,302
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,164,000	826
Total noninterest expense	$3,911,000	1,285
Salaries and employee benefits	$2,159,000	1,292
Premises and equipment expense	$561,000	1,081
Additional noninterest expense	$1,191,000	1,312
Pre-tax net operating income	$1,342,000	1,465
Securities gains (losses)	$0	2,027
Applicable income taxes	$456,000	1,076
Income before extraordinary items	$886,000	1,768
Extraordinary gains, net	$0	13
Net income	$886,000	1,770
Minority interest net income	$0	64
Net income of bank and minority interests.	$886,000	1,770
Net charge-offs	$33,000	1,825
Cash dividends	$400,000	1,291
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$886,000	1,705
2014-12-31 (YTD Data)		Rank
Total interest income	$17,350,000	1,451
Total interest expense	$1,701,000	1,701
Net interest income	$15,649,000	1,422
Provision for loan and lease losses	$215,000	2,386
Total noninterest income	$5,625,000	1,001
Gross Fiduciary activities income	$562,000	585
Service charges on deposit accounts	$1,049,000	1,237
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,014,000	898
Total noninterest expense	$15,970,000	1,247
Salaries and employee benefits	$8,855,000	1,227
Premises and equipment expense	$2,059,000	1,158
Additional noninterest expense	$5,056,000	1,287
Pre-tax net operating income	$5,089,000	1,493
Securities gains (losses)	$360,000	540
Applicable income taxes	$1,858,000	1,035
Income before extraordinary items	$3,591,000	1,724
Extraordinary gains, net	$0	17
Net income	$3,591,000	1,724
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,591,000	1,723
Net charge-offs	$219,000	2,364
Cash dividends	$2,000,000	1,263
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,353,400	1,808
2014-09-30 (YTD Data)		Rank
Total interest income	$12,932,000	1,468
Total interest expense	$1,265,000	1,731
Net interest income	$11,667,000	1,436
Provision for loan and lease losses	$140,000	2,452
Total noninterest income	$3,934,000	1,073
Gross Fiduciary activities income	$394,000	599
Service charges on deposit accounts	$773,000	1,265
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,767,000	962
Total noninterest expense	$12,045,000	1,243
Salaries and employee benefits	$6,614,000	1,221
Premises and equipment expense	$1,583,000	1,142
Additional noninterest expense	$3,848,000	1,265
Pre-tax net operating income	$3,416,000	1,664
Securities gains (losses)	$74,000	1,200
Applicable income taxes	$1,149,000	1,181
Income before extraordinary items	$2,341,000	1,951
Extraordinary gains, net	$0	15
Net income	$2,341,000	1,952
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,341,000	1,950
Net charge-offs	$172,000	2,158
Cash dividends	$1,375,000	1,238
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,291,420	1,942
2014-06-30 (YTD Data)		Rank
Total interest income	$8,499,000	1,475
Total interest expense	$844,000	1,748
Net interest income	$7,655,000	1,443
Provision for loan and lease losses	$105,000	2,287
Total noninterest income	$2,494,000	1,098
Gross Fiduciary activities income	$262,000	600
Service charges on deposit accounts	$508,000	1,264
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,724,000	996
Total noninterest expense	$7,951,000	1,257
Salaries and employee benefits	$4,387,000	1,229
Premises and equipment expense	$1,080,000	1,129
Additional noninterest expense	$2,484,000	1,302
Pre-tax net operating income	$2,093,000	1,754
Securities gains (losses)	$74,000	947
Applicable income taxes	$701,000	1,254
Income before extraordinary items	$1,466,000	2,023
Extraordinary gains, net	$0	20
Net income	$1,466,000	2,026
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,466,000	2,025
Net charge-offs	$166,000	1,752
Cash dividends	$900,000	1,252
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,415,680	2,018
2014-03-31 (YTD Data)		Rank
Total interest income	$4,168,000	1,500
Total interest expense	$426,000	1,759
Net interest income	$3,742,000	1,465
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,166,000	1,111
Gross Fiduciary activities income	$127,000	615
Service charges on deposit accounts	$246,000	1,289
Trading account gains and fees	$0	147
Additional Noninterest Income	$793,000	1,021
Total noninterest expense	$3,890,000	1,291
Salaries and employee benefits	$2,139,000	1,273
Premises and equipment expense	$563,000	1,108
Additional noninterest expense	$1,188,000	1,339
Pre-tax net operating income	$1,018,000	1,738
Securities gains (losses)	$74,000	528
Applicable income taxes	$351,000	1,193
Income before extraordinary items	$741,000	1,926
Extraordinary gains, net	$0	16
Net income	$741,000	1,929
Minority interest net income	$0	66
Net income of bank and minority interests.	$741,000	1,929
Net charge-offs	$147,000	1,135
Cash dividends	$450,000	1,107
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$690,680	1,990
2013-12-31 (YTD Data)		Rank
Total interest income	$16,655,000	1,506
Total interest expense	$1,841,000	1,833
Net interest income	$14,814,000	1,471
Provision for loan and lease losses	$566,000	1,704
Total noninterest income	$6,795,000	906
Gross Fiduciary activities income	$541,000	586
Service charges on deposit accounts	$1,097,000	1,237
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,157,000	782
Total noninterest expense	$16,069,000	1,251
Salaries and employee benefits	$9,288,000	1,171
Premises and equipment expense	$2,049,000	1,167
Additional noninterest expense	$4,732,000	1,406
Pre-tax net operating income	$4,974,000	1,434
Securities gains (losses)	$642,000	359
Applicable income taxes	$1,998,000	904
Income before extraordinary items	$3,618,000	1,638
Extraordinary gains, net	$0	29
Net income	$3,618,000	1,641
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,618,000	1,642
Net charge-offs	$252,000	2,763
Cash dividends	$2,700,000	938
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,207,120	1,773
2013-09-30 (YTD Data)		Rank
Total interest income	$12,333,000	1,531
Total interest expense	$1,412,000	1,842
Net interest income	$10,921,000	1,494
Provision for loan and lease losses	$391,000	1,801
Total noninterest income	$4,988,000	932
Gross Fiduciary activities income	$391,000	592
Service charges on deposit accounts	$802,000	1,278
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,795,000	814
Total noninterest expense	$12,151,000	1,248
Salaries and employee benefits	$7,080,000	1,159
Premises and equipment expense	$1,523,000	1,187
Additional noninterest expense	$3,548,000	1,403
Pre-tax net operating income	$3,367,000	1,581
Securities gains (losses)	$509,000	402
Applicable income taxes	$1,371,000	1,005
Income before extraordinary items	$2,505,000	1,766
Extraordinary gains, net	$0	25
Net income	$2,505,000	1,770
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,505,000	1,771
Net charge-offs	$221,000	2,455
Cash dividends	$1,100,000	1,342
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,174,150	1,927
2013-06-30 (YTD Data)		Rank
Total interest income	$7,975,000	1,573
Total interest expense	$965,000	1,839
Net interest income	$7,010,000	1,543
Provision for loan and lease losses	$275,000	1,759
Total noninterest income	$3,514,000	904
Gross Fiduciary activities income	$273,000	587
Service charges on deposit accounts	$495,000	1,347
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,746,000	781
Total noninterest expense	$8,179,000	1,238
Salaries and employee benefits	$4,785,000	1,144
Premises and equipment expense	$1,028,000	1,173
Additional noninterest expense	$2,366,000	1,400
Pre-tax net operating income	$2,070,000	1,670
Securities gains (losses)	$509,000	362
Applicable income taxes	$922,000	1,001
Income before extraordinary items	$1,657,000	1,765
Extraordinary gains, net	$0	22
Net income	$1,657,000	1,770
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,657,000	1,771
Net charge-offs	$75,000	3,022
Cash dividends	$700,000	1,401
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,331,240	2,044
2013-03-31 (YTD Data)		Rank
Total interest income	$3,945,000	1,598
Total interest expense	$512,000	1,804
Net interest income	$3,433,000	1,577
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$1,726,000	918
Gross Fiduciary activities income	$131,000	606
Service charges on deposit accounts	$228,000	1,441
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,367,000	789
Total noninterest expense	$4,118,000	1,237
Salaries and employee benefits	$2,399,000	1,143
Premises and equipment expense	$518,000	1,184
Additional noninterest expense	$1,201,000	1,358
Pre-tax net operating income	$991,000	1,722
Securities gains (losses)	$270,000	355
Applicable income taxes	$453,000	993
Income before extraordinary items	$808,000	1,753
Extraordinary gains, net	$0	10
Net income	$808,000	1,755
Minority interest net income	$0	76
Net income of bank and minority interests.	$808,000	1,755
Net charge-offs	$2,000	3,902
Cash dividends	$350,000	1,201
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$635,200	2,068
2012-12-31 (YTD Data)		Rank
Total interest income	$13,598,000	1,938
Total interest expense	$1,895,000	2,227
Net interest income	$11,703,000	1,874
Provision for loan and lease losses	$660,000	2,332
Total noninterest income	$7,548,000	830
Gross Fiduciary activities income	$366,000	669
Service charges on deposit accounts	$818,000	1,664
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,364,000	677
Total noninterest expense	$14,304,000	1,377
Salaries and employee benefits	$8,293,000	1,261
Premises and equipment expense	$1,627,000	1,459
Additional noninterest expense	$4,384,000	1,535
Pre-tax net operating income	$4,287,000	1,570
Securities gains (losses)	$240,000	1,541
Applicable income taxes	$1,599,000	1,039
Income before extraordinary items	$2,928,000	1,903
Extraordinary gains, net	$0	29
Net income	$2,928,000	1,901
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,928,000	1,903
Net charge-offs	$393,000	2,957
Cash dividends	$965,000	2,006
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,772,000	1,887
2012-09-30 (YTD Data)		Rank
Total interest income	$10,163,000	1,980
Total interest expense	$1,451,000	2,274
Net interest income	$8,712,000	1,908
Provision for loan and lease losses	$475,000	2,338
Total noninterest income	$5,270,000	873
Gross Fiduciary activities income	$251,000	678
Service charges on deposit accounts	$595,000	1,720
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,424,000	699
Total noninterest expense	$10,280,000	1,432
Salaries and employee benefits	$6,064,000	1,285
Premises and equipment expense	$1,170,000	1,534
Additional noninterest expense	$3,046,000	1,650
Pre-tax net operating income	$3,227,000	1,602
Securities gains (losses)	$118,000	1,852
Applicable income taxes	$1,197,000	1,074
Income before extraordinary items	$2,148,000	1,980
Extraordinary gains, net	$0	20
Net income	$2,148,000	1,979
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,148,000	1,981
Net charge-offs	$348,000	2,650
Cash dividends	$640,000	1,774
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,072,480	1,931
2012-06-30 (YTD Data)		Rank
Total interest income	$6,709,000	2,005
Total interest expense	$972,000	2,340
Net interest income	$5,737,000	1,929
Provision for loan and lease losses	$350,000	2,226
Total noninterest income	$3,223,000	924
Gross Fiduciary activities income	$159,000	698
Service charges on deposit accounts	$368,000	1,836
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,696,000	755
Total noninterest expense	$6,579,000	1,490
Salaries and employee benefits	$3,885,000	1,327
Premises and equipment expense	$778,000	1,530
Additional noninterest expense	$1,916,000	1,733
Pre-tax net operating income	$2,031,000	1,667
Securities gains (losses)	$101,000	1,592
Applicable income taxes	$765,000	1,103
Income before extraordinary items	$1,367,000	2,045
Extraordinary gains, net	$0	19
Net income	$1,367,000	2,043
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,367,000	2,045
Net charge-offs	$249,000	2,504
Cash dividends	$315,000	2,085
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,302,360	2,013
2012-03-31 (YTD Data)		Rank
Total interest income	$3,380,000	1,998
Total interest expense	$487,000	2,438
Net interest income	$2,893,000	1,919
Provision for loan and lease losses	$0	5,254
Total noninterest income	$1,607,000	924
Gross Fiduciary activities income	$76,000	717
Service charges on deposit accounts	$164,000	1,989
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,367,000	719
Total noninterest expense	$3,363,000	1,464
Salaries and employee benefits	$2,057,000	1,265
Premises and equipment expense	$355,000	1,679
Additional noninterest expense	$951,000	1,751
Pre-tax net operating income	$1,137,000	1,513
Securities gains (losses)	$0	2,210
Applicable income taxes	$420,000	1,030
Income before extraordinary items	$717,000	1,976
Extraordinary gains, net	$0	19
Net income	$717,000	1,977
Minority interest net income	$0	78
Net income of bank and minority interests.	$717,000	1,978
Net charge-offs	$-4,000	6,305
Cash dividends	$315,000	1,232
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$717,000	1,870
2011-12-31 (YTD Data)		Rank
Total interest income	$13,087,000	2,126
Total interest expense	$2,080,000	2,691
Net interest income	$11,007,000	1,982
Provision for loan and lease losses	$0	6,496
Total noninterest income	$3,331,000	1,387
Gross Fiduciary activities income	$288,000	669
Service charges on deposit accounts	$715,000	1,947
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,328,000	1,229
Total noninterest expense	$10,612,000	1,816
Salaries and employee benefits	$6,399,000	1,542
Premises and equipment expense	$1,457,000	1,695
Additional noninterest expense	$2,756,000	2,382
Pre-tax net operating income	$3,726,000	1,510
Securities gains (losses)	$196,000	1,473
Applicable income taxes	$1,359,000	1,071
Income before extraordinary items	$2,563,000	1,842
Extraordinary gains, net	$0	29
Net income	$2,563,000	1,843
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,563,000	1,843
Net charge-offs	$-12,000	7,037
Cash dividends	$330,000	2,905
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,435,600	1,827
2011-09-30 (YTD Data)		Rank
Total interest income	$9,660,000	2,197
Total interest expense	$1,546,000	2,809
Net interest income	$8,114,000	2,029
Provision for loan and lease losses	$0	6,393
Total noninterest income	$2,224,000	1,496
Gross Fiduciary activities income	$207,000	669
Service charges on deposit accounts	$524,000	1,994
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,493,000	1,342
Total noninterest expense	$7,520,000	1,913
Salaries and employee benefits	$4,725,000	1,566
Premises and equipment expense	$1,039,000	1,808
Additional noninterest expense	$1,756,000	2,733
Pre-tax net operating income	$2,818,000	1,566
Securities gains (losses)	$196,000	1,231
Applicable income taxes	$1,055,000	1,043
Income before extraordinary items	$1,959,000	1,866
Extraordinary gains, net	$0	21
Net income	$1,959,000	1,866
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,959,000	1,866
Net charge-offs	$-70,000	7,287
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,831,600	1,876
2011-06-30 (YTD Data)		Rank
Total interest income	$6,381,000	2,231
Total interest expense	$1,039,000	2,874
Net interest income	$5,342,000	2,057
Provision for loan and lease losses	$0	6,217
Total noninterest income	$1,457,000	1,507
Gross Fiduciary activities income	$134,000	681
Service charges on deposit accounts	$336,000	2,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$987,000	1,354
Total noninterest expense	$4,953,000	1,948
Salaries and employee benefits	$3,070,000	1,613
Premises and equipment expense	$694,000	1,826
Additional noninterest expense	$1,189,000	2,760
Pre-tax net operating income	$1,846,000	1,562
Securities gains (losses)	$196,000	746
Applicable income taxes	$719,000	999
Income before extraordinary items	$1,323,000	1,798
Extraordinary gains, net	$0	15
Net income	$1,323,000	1,798
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,323,000	1,798
Net charge-offs	$-87,000	7,367
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,195,600	1,896
2011-03-31 (YTD Data)		Rank
Total interest income	$3,146,000	2,271
Total interest expense	$551,000	2,828
Net interest income	$2,595,000	2,093
Provision for loan and lease losses	$0	5,840
Total noninterest income	$783,000	1,443
Gross Fiduciary activities income	$64,000	691
Service charges on deposit accounts	$157,000	2,133
Trading account gains and fees	$0	158
Additional Noninterest Income	$562,000	1,255
Total noninterest expense	$2,588,000	1,888
Salaries and employee benefits	$1,542,000	1,617
Premises and equipment expense	$358,000	1,814
Additional noninterest expense	$688,000	2,412
Pre-tax net operating income	$790,000	1,792
Securities gains (losses)	$148,000	420
Applicable income taxes	$328,000	1,036
Income before extraordinary items	$610,000	1,894
Extraordinary gains, net	$0	9
Net income	$610,000	1,892
Minority interest net income	$0	86
Net income of bank and minority interests.	$610,000	1,894
Net charge-offs	$-77,000	7,416
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$513,800	2,164
2010-12-31 (YTD Data)		Rank
Total interest income	$13,525,000	2,232
Total interest expense	$3,211,000	2,453
Net interest income	$10,314,000	2,117
Provision for loan and lease losses	$622,000	3,786
Total noninterest income	$4,045,000	1,258
Gross Fiduciary activities income	$241,000	719
Service charges on deposit accounts	$741,000	1,956
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,063,000	1,051
Total noninterest expense	$10,599,000	1,849
Salaries and employee benefits	$6,377,000	1,543
Premises and equipment expense	$1,416,000	1,816
Additional noninterest expense	$2,806,000	2,413
Pre-tax net operating income	$3,138,000	1,570
Securities gains (losses)	$-120,000	7,244
Applicable income taxes	$937,000	1,289
Income before extraordinary items	$2,081,000	1,956
Extraordinary gains, net	$0	29
Net income	$2,081,000	1,957
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,081,000	1,958
Net charge-offs	$347,000	4,126
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,163,800	1,814
2010-09-30 (YTD Data)		Rank
Total interest income	$10,146,000	2,277
Total interest expense	$2,515,000	2,459
Net interest income	$7,631,000	2,169
Provision for loan and lease losses	$585,000	3,290
Total noninterest income	$2,626,000	1,370
Gross Fiduciary activities income	$165,000	731
Service charges on deposit accounts	$548,000	2,032
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,913,000	1,134
Total noninterest expense	$7,753,000	1,891
Salaries and employee benefits	$4,668,000	1,578
Premises and equipment expense	$1,101,000	1,765
Additional noninterest expense	$1,984,000	2,499
Pre-tax net operating income	$1,919,000	1,960
Securities gains (losses)	$-122,000	7,421
Applicable income taxes	$496,000	1,685
Income before extraordinary items	$1,301,000	2,399
Extraordinary gains, net	$0	23
Net income	$1,301,000	2,397
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,301,000	2,401
Net charge-offs	$253,000	3,942
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,388,840	2,179
2010-06-30 (YTD Data)		Rank
Total interest income	$6,691,000	2,329
Total interest expense	$1,712,000	2,496
Net interest income	$4,979,000	2,231
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$1,287,000	1,683
Gross Fiduciary activities income	$111,000	733
Service charges on deposit accounts	$353,000	2,085
Trading account gains and fees	$0	152
Additional Noninterest Income	$823,000	1,492
Total noninterest expense	$5,035,000	1,954
Salaries and employee benefits	$3,005,000	1,640
Premises and equipment expense	$745,000	1,757
Additional noninterest expense	$1,285,000	2,566
Pre-tax net operating income	$931,000	2,516
Securities gains (losses)	$-103,000	7,522
Applicable income taxes	$186,000	2,199
Income before extraordinary items	$642,000	2,935
Extraordinary gains, net	$0	19
Net income	$642,000	2,928
Minority interest net income	$0	105
Net income of bank and minority interests.	$642,000	2,933
Net charge-offs	$134,000	3,944
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$722,340	2,610
2010-03-31 (YTD Data)		Rank
Total interest income	$3,243,000	2,455
Total interest expense	$888,000	2,526
Net interest income	$2,355,000	2,395
Provision for loan and lease losses	$110,000	3,837
Total noninterest income	$811,000	1,429
Gross Fiduciary activities income	$59,000	729
Service charges on deposit accounts	$168,000	2,148
Trading account gains and fees	$0	175
Additional Noninterest Income	$584,000	1,151
Total noninterest expense	$2,567,000	1,933
Salaries and employee benefits	$1,489,000	1,677
Premises and equipment expense	$382,000	1,776
Additional noninterest expense	$696,000	2,385
Pre-tax net operating income	$489,000	2,450
Securities gains (losses)	$-85,000	7,681
Applicable income taxes	$81,000	2,328
Income before extraordinary items	$323,000	2,993
Extraordinary gains, net	$0	16
Net income	$323,000	2,989
Minority interest net income	$0	91
Net income of bank and minority interests.	$323,000	2,993
Net charge-offs	$41,000	3,895
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$391,000	2,497
2009-12-31 (YTD Data)		Rank
Total interest income	$14,681,000	2,271
Total interest expense	$4,802,000	2,344
Net interest income	$9,879,000	2,215
Provision for loan and lease losses	$2,841,000	2,047
Total noninterest income	$4,723,000	1,155
Gross Fiduciary activities income	$211,000	749
Service charges on deposit accounts	$894,000	1,858
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,618,000	913
Total noninterest expense	$10,441,000	1,942
Salaries and employee benefits	$5,277,000	1,875
Premises and equipment expense	$1,303,000	2,047
Additional noninterest expense	$3,861,000	1,903
Pre-tax net operating income	$1,320,000	2,551
Securities gains (losses)	$-240,000	7,453
Applicable income taxes	$-19,000	6,309
Income before extraordinary items	$1,099,000	2,620
Extraordinary gains, net	$0	34
Net income	$1,099,000	2,618
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,099,000	2,619
Net charge-offs	$3,381,000	1,493
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,339,000	2,259
2009-09-30 (YTD Data)		Rank
Total interest income	$11,248,000	2,258
Total interest expense	$3,786,000	2,333
Net interest income	$7,462,000	2,201
Provision for loan and lease losses	$1,452,000	2,262
Total noninterest income	$3,486,000	1,179
Gross Fiduciary activities income	$80,000	849
Service charges on deposit accounts	$692,000	1,811
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,714,000	923
Total noninterest expense	$8,150,000	1,864
Salaries and employee benefits	$3,885,000	1,926
Premises and equipment expense	$937,000	2,147
Additional noninterest expense	$3,328,000	1,629
Pre-tax net operating income	$1,346,000	2,248
Securities gains (losses)	$-143,000	7,527
Applicable income taxes	$169,000	2,470
Income before extraordinary items	$1,034,000	2,432
Extraordinary gains, net	$0	27
Net income	$1,034,000	2,430
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,034,000	2,433
Net charge-offs	$729,000	2,592
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,156,980	2,202
2009-06-30 (YTD Data)		Rank
Total interest income	$5,902,000	2,879
Total interest expense	$1,852,000	3,151
Net interest income	$4,050,000	2,682
Provision for loan and lease losses	$1,042,000	2,020
Total noninterest income	$2,364,000	1,170
Gross Fiduciary activities income	$54,000	853
Service charges on deposit accounts	$384,000	2,088
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,926,000	912
Total noninterest expense	$4,589,000	2,187
Salaries and employee benefits	$2,002,000	2,508
Premises and equipment expense	$445,000	2,922
Additional noninterest expense	$2,142,000	1,701
Pre-tax net operating income	$783,000	2,547
Securities gains (losses)	$32,000	2,141
Applicable income taxes	$198,000	1,965
Income before extraordinary items	$617,000	2,721
Extraordinary gains, net	$0	21
Net income	$617,000	2,719
Minority interest net income	$0	112
Net income of bank and minority interests.	$617,000	2,721
Net charge-offs	$399,000	2,616
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$592,680	2,691
2009-03-31 (YTD Data)		Rank
Total interest income	$2,958,000	2,903
Total interest expense	$963,000	3,147
Net interest income	$1,995,000	2,713
Provision for loan and lease losses	$220,000	2,730
Total noninterest income	$1,067,000	1,214
Gross Fiduciary activities income	$30,000	855
Service charges on deposit accounts	$174,000	2,198
Trading account gains and fees	$0	171
Additional Noninterest Income	$863,000	946
Total noninterest expense	$2,266,000	2,171
Salaries and employee benefits	$1,047,000	2,443
Premises and equipment expense	$229,000	2,894
Additional noninterest expense	$990,000	1,630
Pre-tax net operating income	$576,000	2,120
Securities gains (losses)	$-69,000	7,967
Applicable income taxes	$136,000	1,867
Income before extraordinary items	$371,000	2,716
Extraordinary gains, net	$0	15
Net income	$371,000	2,714
Minority interest net income	$0	102
Net income of bank and minority interests.	$371,000	2,717
Net charge-offs	$120,000	2,670
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$421,370	2,315
2008-12-31 (YTD Data)		Rank
Total interest income	$12,215,000	2,989
Total interest expense	$5,506,000	2,722
Net interest income	$6,709,000	3,176
Provision for loan and lease losses	$231,000	5,036
Total noninterest income	$2,232,000	1,972
Gross Fiduciary activities income	$159,000	821
Service charges on deposit accounts	$782,000	2,166
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,291,000	1,787
Total noninterest expense	$7,259,000	2,600
Salaries and employee benefits	$3,457,000	2,860
Premises and equipment expense	$832,000	3,082
Additional noninterest expense	$2,970,000	2,026
Pre-tax net operating income	$1,451,000	3,085
Securities gains (losses)	$68,000	1,402
Applicable income taxes	$305,000	2,379
Income before extraordinary items	$1,214,000	2,890
Extraordinary gains, net	$0	39
Net income	$1,214,000	2,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	4,310
Cash dividends	$975,000	2,360
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,159,600	3,138
2008-09-30 (YTD Data)		Rank
Total interest income	$9,299,000	3,016
Total interest expense	$4,322,000	2,707
Net interest income	$4,977,000	3,230
Provision for loan and lease losses	$6,000	6,851
Total noninterest income	$1,871,000	1,863
Gross Fiduciary activities income	$112,000	837
Service charges on deposit accounts	$568,000	2,226
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,191,000	1,610
Total noninterest expense	$5,269,000	2,664
Salaries and employee benefits	$2,570,000	2,906
Premises and equipment expense	$620,000	3,108
Additional noninterest expense	$2,079,000	2,084
Pre-tax net operating income	$1,573,000	2,744
Securities gains (losses)	$78,000	1,122
Applicable income taxes	$439,000	2,058
Income before extraordinary items	$1,212,000	2,743
Extraordinary gains, net	$0	31
Net income	$1,212,000	2,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,466
Cash dividends	$975,000	1,862
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,155,060	2,964
2008-06-30 (YTD Data)		Rank
Total interest income	$6,287,000	3,014
Total interest expense	$2,971,000	2,734
Net interest income	$3,316,000	3,220
Provision for loan and lease losses	$6,000	6,439
Total noninterest income	$1,169,000	1,983
Gross Fiduciary activities income	$77,000	839
Service charges on deposit accounts	$364,000	2,280
Trading account gains and fees	$0	149
Additional Noninterest Income	$728,000	1,737
Total noninterest expense	$3,530,000	2,657
Salaries and employee benefits	$1,751,000	2,881
Premises and equipment expense	$412,000	3,137
Additional noninterest expense	$1,367,000	2,080
Pre-tax net operating income	$949,000	3,056
Securities gains (losses)	$0	3,233
Applicable income taxes	$222,000	2,560
Income before extraordinary items	$727,000	3,250
Extraordinary gains, net	$0	21
Net income	$727,000	3,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	3,622
Cash dividends	$975,000	1,464
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$727,000	3,192
2008-03-31 (YTD Data)		Rank
Total interest income	$3,201,000	3,042
Total interest expense	$1,522,000	2,852
Net interest income	$1,679,000	3,182
Provision for loan and lease losses	$0	6,080
Total noninterest income	$567,000	2,045
Gross Fiduciary activities income	$37,000	863
Service charges on deposit accounts	$177,000	2,295
Trading account gains and fees	$0	158
Additional Noninterest Income	$353,000	1,768
Total noninterest expense	$1,723,000	2,711
Salaries and employee benefits	$862,000	2,956
Premises and equipment expense	$217,000	3,003
Additional noninterest expense	$644,000	2,172
Pre-tax net operating income	$523,000	2,985
Securities gains (losses)	$0	2,688
Applicable income taxes	$129,000	2,502
Income before extraordinary items	$394,000	3,223
Extraordinary gains, net	$0	15
Net income	$394,000	3,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,888
Cash dividends	$600,000	1,164
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$394,000	3,145
2007-12-31 (YTD Data)		Rank
Total interest income	$13,422,000	2,960
Total interest expense	$6,670,000	2,747
Net interest income	$6,752,000	3,193
Provision for loan and lease losses	$105,000	4,838
Total noninterest income	$2,636,000	1,801
Gross Fiduciary activities income	$174,000	830
Service charges on deposit accounts	$685,000	2,405
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,777,000	1,472
Total noninterest expense	$6,974,000	2,603
Salaries and employee benefits	$3,705,000	2,667
Premises and equipment expense	$807,000	3,056
Additional noninterest expense	$2,462,000	2,200
Pre-tax net operating income	$2,309,000	3,000
Securities gains (losses)	$4,243,000	63
Applicable income taxes	$2,021,000	1,126
Income before extraordinary items	$4,531,000	1,425
Extraordinary gains, net	$0	39
Net income	$4,531,000	1,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,243
Cash dividends	$4,200,000	870
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,603,330	3,277
2007-09-30 (YTD Data)		Rank
Total interest income	$10,148,000	2,953
Total interest expense	$5,032,000	2,729
Net interest income	$5,116,000	3,171
Provision for loan and lease losses	$105,000	4,026
Total noninterest income	$1,492,000	2,223
Gross Fiduciary activities income	$128,000	832
Service charges on deposit accounts	$501,000	2,446
Trading account gains and fees	$0	184
Additional Noninterest Income	$863,000	2,023
Total noninterest expense	$4,625,000	2,875
Salaries and employee benefits	$2,288,000	3,169
Premises and equipment expense	$599,000	3,069
Additional noninterest expense	$1,738,000	2,284
Pre-tax net operating income	$1,878,000	2,972
Securities gains (losses)	$4,293,000	59
Applicable income taxes	$2,111,000	931
Income before extraordinary items	$4,060,000	1,273
Extraordinary gains, net	$0	33
Net income	$4,060,000	1,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,135
Cash dividends	$3,600,000	752
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,226,620	3,398
2007-06-30 (YTD Data)		Rank
Total interest income	$6,758,000	2,970
Total interest expense	$3,371,000	2,709
Net interest income	$3,387,000	3,212
Provision for loan and lease losses	$0	6,209
Total noninterest income	$987,000	2,266
Gross Fiduciary activities income	$89,000	838
Service charges on deposit accounts	$329,000	2,470
Trading account gains and fees	$0	168
Additional Noninterest Income	$569,000	2,067
Total noninterest expense	$3,029,000	2,955
Salaries and employee benefits	$1,524,000	3,207
Premises and equipment expense	$397,000	3,103
Additional noninterest expense	$1,108,000	2,391
Pre-tax net operating income	$1,345,000	2,882
Securities gains (losses)	$4,293,000	44
Applicable income taxes	$1,989,000	732
Income before extraordinary items	$3,649,000	990
Extraordinary gains, net	$0	29
Net income	$3,649,000	989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,059
Cash dividends	$1,600,000	1,051
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$858,550	3,342
2007-03-31 (YTD Data)		Rank
Total interest income	$3,418,000	2,931
Total interest expense	$1,723,000	2,652
Net interest income	$1,695,000	3,202
Provision for loan and lease losses	$0	5,779
Total noninterest income	$459,000	2,334
Gross Fiduciary activities income	$45,000	833
Service charges on deposit accounts	$160,000	2,478
Trading account gains and fees	$0	195
Additional Noninterest Income	$254,000	2,197
Total noninterest expense	$1,509,000	2,969
Salaries and employee benefits	$711,000	3,413
Premises and equipment expense	$197,000	3,149
Additional noninterest expense	$601,000	2,196
Pre-tax net operating income	$645,000	2,964
Securities gains (losses)	$0	1,187
Applicable income taxes	$134,000	2,887
Income before extraordinary items	$511,000	2,985
Extraordinary gains, net	$0	22
Net income	$511,000	2,985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$800,000	962
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$511,000	2,966
2006-12-31 (YTD Data)		Rank
Total interest income	$13,190,000	2,849
Total interest expense	$6,386,000	2,464
Net interest income	$6,804,000	3,188
Provision for loan and lease losses	$198,000	3,566
Total noninterest income	$3,137,000	1,556
Gross Fiduciary activities income	$171,000	837
Service charges on deposit accounts	$747,000	2,245
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,219,000	1,263
Total noninterest expense	$5,732,000	2,982
Salaries and employee benefits	$2,628,000	3,485
Premises and equipment expense	$746,000	3,168
Additional noninterest expense	$2,358,000	2,213
Pre-tax net operating income	$4,011,000	2,255
Securities gains (losses)	$-42,000	7,878
Applicable income taxes	$1,027,000	2,156
Income before extraordinary items	$2,942,000	2,313
Extraordinary gains, net	$0	51
Net income	$2,942,000	2,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,632
Cash dividends	$3,100,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,973,080	2,276
2006-09-30 (YTD Data)		Rank
Total interest income	$9,811,000	2,851
Total interest expense	$4,686,000	2,444
Net interest income	$5,125,000	3,196
Provision for loan and lease losses	$100,000	4,067
Total noninterest income	$2,568,000	1,464
Gross Fiduciary activities income	$99,000	880
Service charges on deposit accounts	$563,000	2,248
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,906,000	1,136
Total noninterest expense	$4,276,000	2,989
Salaries and employee benefits	$1,973,000	3,486
Premises and equipment expense	$556,000	3,191
Additional noninterest expense	$1,747,000	2,231
Pre-tax net operating income	$3,317,000	2,148
Securities gains (losses)	$-42,000	8,127
Applicable income taxes	$895,000	2,033
Income before extraordinary items	$2,380,000	2,238
Extraordinary gains, net	$0	45
Net income	$2,380,000	2,241
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	2,245
Cash dividends	$2,325,000	1,020
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,410,660	2,202
2006-06-30 (YTD Data)		Rank
Total interest income	$6,483,000	2,828
Total interest expense	$3,060,000	2,394
Net interest income	$3,423,000	3,189
Provision for loan and lease losses	$41,000	4,698
Total noninterest income	$2,058,000	1,281
Gross Fiduciary activities income	$69,000	883
Service charges on deposit accounts	$366,000	2,265
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,623,000	964
Total noninterest expense	$2,861,000	3,003
Salaries and employee benefits	$1,326,000	3,474
Premises and equipment expense	$374,000	3,158
Additional noninterest expense	$1,161,000	2,240
Pre-tax net operating income	$2,579,000	1,901
Securities gains (losses)	$-46,000	8,350
Applicable income taxes	$761,000	1,735
Income before extraordinary items	$1,772,000	2,034
Extraordinary gains, net	$0	39
Net income	$1,772,000	2,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	1,780
Cash dividends	$1,550,000	1,008
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,804,200	1,992
2006-03-31 (YTD Data)		Rank
Total interest income	$3,228,000	2,782
Total interest expense	$1,533,000	2,292
Net interest income	$1,695,000	3,206
Provision for loan and lease losses	$35,000	3,693
Total noninterest income	$1,535,000	914
Gross Fiduciary activities income	$35,000	893
Service charges on deposit accounts	$178,000	2,245
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,322,000	655
Total noninterest expense	$1,461,000	2,949
Salaries and employee benefits	$680,000	3,408
Premises and equipment expense	$193,000	3,105
Additional noninterest expense	$588,000	2,198
Pre-tax net operating income	$1,734,000	1,431
Securities gains (losses)	$-46,000	8,552
Applicable income taxes	$544,000	1,298
Income before extraordinary items	$1,144,000	1,582
Extraordinary gains, net	$0	21
Net income	$1,144,000	1,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	1,405
Cash dividends	$775,000	936
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,175,280	1,527
2005-12-31 (YTD Data)		Rank
Total interest income	$11,935,000	2,725
Total interest expense	$4,867,000	2,253
Net interest income	$7,068,000	3,018
Provision for loan and lease losses	$324,000	2,678
Total noninterest income	$2,100,000	2,134
Gross Fiduciary activities income	$132,000	893
Service charges on deposit accounts	$835,000	2,036
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,133,000	2,040
Total noninterest expense	$5,840,000	2,816
Salaries and employee benefits	$2,664,000	3,304
Premises and equipment expense	$783,000	2,952
Additional noninterest expense	$2,393,000	2,105
Pre-tax net operating income	$3,004,000	2,750
Securities gains (losses)	$15,000	1,350
Applicable income taxes	$774,000	2,659
Income before extraordinary items	$2,245,000	2,802
Extraordinary gains, net	$0	46
Net income	$2,245,000	2,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,600
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,233,900	2,774
2005-09-30 (YTD Data)		Rank
Total interest income	$8,765,000	2,719
Total interest expense	$3,507,000	2,210
Net interest income	$5,258,000	3,020
Provision for loan and lease losses	$124,000	3,834
Total noninterest income	$1,573,000	2,129
Gross Fiduciary activities income	$98,000	887
Service charges on deposit accounts	$616,000	2,058
Trading account gains and fees	$0	126
Additional Noninterest Income	$859,000	2,021
Total noninterest expense	$4,433,000	2,765
Salaries and employee benefits	$2,040,000	3,222
Premises and equipment expense	$587,000	2,936
Additional noninterest expense	$1,806,000	2,063
Pre-tax net operating income	$2,274,000	2,766
Securities gains (losses)	$15,000	1,338
Applicable income taxes	$591,000	2,665
Income before extraordinary items	$1,698,000	2,825
Extraordinary gains, net	$0	35
Net income	$1,698,000	2,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	2,959
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,686,900	2,809
2005-06-30 (YTD Data)		Rank
Total interest income	$5,741,000	2,698
Total interest expense	$2,256,000	2,181
Net interest income	$3,485,000	3,008
Provision for loan and lease losses	$56,000	4,409
Total noninterest income	$1,036,000	2,121
Gross Fiduciary activities income	$64,000	898
Service charges on deposit accounts	$397,000	2,082
Trading account gains and fees	$0	116
Additional Noninterest Income	$575,000	1,985
Total noninterest expense	$2,965,000	2,722
Salaries and employee benefits	$1,344,000	3,231
Premises and equipment expense	$394,000	2,878
Additional noninterest expense	$1,227,000	2,002
Pre-tax net operating income	$1,500,000	2,755
Securities gains (losses)	$15,000	1,210
Applicable income taxes	$384,000	2,676
Income before extraordinary items	$1,131,000	2,801
Extraordinary gains, net	$0	30
Net income	$1,131,000	2,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,897
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,119,750	2,785
2005-03-31 (YTD Data)		Rank
Total interest income	$2,837,000	2,703
Total interest expense	$1,111,000	2,119
Net interest income	$1,726,000	3,026
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$511,000	2,111
Gross Fiduciary activities income	$34,000	889
Service charges on deposit accounts	$187,000	2,138
Trading account gains and fees	$0	115
Additional Noninterest Income	$290,000	1,926
Total noninterest expense	$1,516,000	2,685
Salaries and employee benefits	$679,000	3,212
Premises and equipment expense	$200,000	2,883
Additional noninterest expense	$637,000	1,926
Pre-tax net operating income	$711,000	2,820
Securities gains (losses)	$15,000	882
Applicable income taxes	$172,000	2,849
Income before extraordinary items	$554,000	2,788
Extraordinary gains, net	$0	24
Net income	$554,000	2,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,262
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$542,600	2,799
2004-12-31 (YTD Data)		Rank
Total interest income	$10,648,000	2,663
Total interest expense	$3,885,000	2,089
Net interest income	$6,763,000	2,983
Provision for loan and lease losses	$416,000	2,300
Total noninterest income	$2,409,000	1,927
Gross Fiduciary activities income	$114,000	917
Service charges on deposit accounts	$988,000	1,778
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,307,000	1,796
Total noninterest expense	$6,080,000	2,604
Salaries and employee benefits	$2,813,000	3,009
Premises and equipment expense	$759,000	2,919
Additional noninterest expense	$2,508,000	1,941
Pre-tax net operating income	$2,676,000	2,833
Securities gains (losses)	$9,000	2,866
Applicable income taxes	$651,000	2,891
Income before extraordinary items	$2,034,000	2,868
Extraordinary gains, net	$0	34
Net income	$2,034,000	2,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$451,000	1,462
Cash dividends	$300,000	4,324
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,027,160	2,817
2004-09-30 (YTD Data)		Rank
Total interest income	$7,896,000	2,669
Total interest expense	$2,880,000	2,078
Net interest income	$5,016,000	2,988
Provision for loan and lease losses	$356,000	1,980
Total noninterest income	$1,807,000	1,932
Gross Fiduciary activities income	$89,000	903
Service charges on deposit accounts	$737,000	1,799
Trading account gains and fees	$0	134
Additional Noninterest Income	$981,000	1,791
Total noninterest expense	$4,614,000	2,545
Salaries and employee benefits	$2,133,000	2,963
Premises and equipment expense	$576,000	2,896
Additional noninterest expense	$1,905,000	1,884
Pre-tax net operating income	$1,853,000	3,072
Securities gains (losses)	$0	3,710
Applicable income taxes	$435,000	3,160
Income before extraordinary items	$1,418,000	3,104
Extraordinary gains, net	$0	26
Net income	$1,418,000	3,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,159
Cash dividends	$300,000	3,420
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,418,000	3,035
2004-06-30 (YTD Data)		Rank
Total interest income	$5,241,000	2,670
Total interest expense	$1,897,000	2,080
Net interest income	$3,344,000	2,979
Provision for loan and lease losses	$221,000	2,032
Total noninterest income	$1,244,000	1,868
Gross Fiduciary activities income	$61,000	905
Service charges on deposit accounts	$482,000	1,816
Trading account gains and fees	$0	130
Additional Noninterest Income	$701,000	1,714
Total noninterest expense	$3,106,000	2,539
Salaries and employee benefits	$1,448,000	2,926
Premises and equipment expense	$381,000	2,909
Additional noninterest expense	$1,277,000	1,870
Pre-tax net operating income	$1,261,000	2,992
Securities gains (losses)	$0	3,413
Applicable income taxes	$301,000	3,080
Income before extraordinary items	$960,000	3,034
Extraordinary gains, net	$0	21
Net income	$960,000	3,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	1,124
Cash dividends	$300,000	2,849
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$960,000	2,952
2004-03-31 (YTD Data)		Rank
Total interest income	$2,555,000	2,734
Total interest expense	$956,000	2,095
Net interest income	$1,599,000	3,097
Provision for loan and lease losses	$47,000	3,399
Total noninterest income	$587,000	1,920
Gross Fiduciary activities income	$33,000	901
Service charges on deposit accounts	$230,000	1,836
Trading account gains and fees	$0	121
Additional Noninterest Income	$324,000	1,782
Total noninterest expense	$1,526,000	2,587
Salaries and employee benefits	$721,000	2,944
Premises and equipment expense	$195,000	2,887
Additional noninterest expense	$610,000	1,950
Pre-tax net operating income	$613,000	3,034
Securities gains (losses)	$0	2,934
Applicable income taxes	$145,000	3,155
Income before extraordinary items	$468,000	3,098
Extraordinary gains, net	$0	16
Net income	$468,000	3,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	1,147
Cash dividends	$300,000	1,707
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$468,000	2,981
2003-12-31 (YTD Data)		Rank
Total interest income	$10,937,000	2,590
Total interest expense	$4,238,000	2,102
Net interest income	$6,699,000	2,861
Provision for loan and lease losses	$420,000	2,478
Total noninterest income	$3,288,000	1,558
Gross Fiduciary activities income	$146,000	883
Service charges on deposit accounts	$978,000	1,752
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,164,000	1,388
Total noninterest expense	$7,184,000	2,195
Salaries and employee benefits	$4,064,000	2,092
Premises and equipment expense	$1,135,000	2,010
Additional noninterest expense	$1,985,000	2,424
Pre-tax net operating income	$2,383,000	2,993
Securities gains (losses)	$2,000	4,163
Applicable income taxes	$560,000	3,189
Income before extraordinary items	$1,825,000	3,071
Extraordinary gains, net	$0	54
Net income	$1,825,000	3,070
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$318,000	2,179
Cash dividends	$1,325,000	1,915
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,823,460	2,934
2003-09-30 (YTD Data)		Rank
Total interest income	$8,338,000	2,598
Total interest expense	$3,261,000	2,133
Net interest income	$5,077,000	2,850
Provision for loan and lease losses	$240,000	2,928
Total noninterest income	$2,573,000	1,548
Gross Fiduciary activities income	$116,000	875
Service charges on deposit accounts	$742,000	1,744
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,715,000	1,395
Total noninterest expense	$5,297,000	2,225
Salaries and employee benefits	$3,003,000	2,131
Premises and equipment expense	$840,000	2,049
Additional noninterest expense	$1,454,000	2,471
Pre-tax net operating income	$2,113,000	2,729
Securities gains (losses)	$2,000	3,872
Applicable income taxes	$556,000	2,826
Income before extraordinary items	$1,559,000	2,882
Extraordinary gains, net	$0	40
Net income	$1,559,000	2,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	2,464
Cash dividends	$300,000	3,447
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,557,520	2,737
2003-06-30 (YTD Data)		Rank
Total interest income	$5,613,000	2,601
Total interest expense	$2,245,000	2,133
Net interest income	$3,368,000	2,865
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$1,663,000	1,578
Gross Fiduciary activities income	$87,000	848
Service charges on deposit accounts	$490,000	1,731
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,086,000	1,428
Total noninterest expense	$3,492,000	2,250
Salaries and employee benefits	$1,978,000	2,146
Premises and equipment expense	$551,000	2,079
Additional noninterest expense	$963,000	2,451
Pre-tax net operating income	$1,419,000	2,713
Securities gains (losses)	$2,000	3,460
Applicable income taxes	$375,000	2,816
Income before extraordinary items	$1,046,000	2,877
Extraordinary gains, net	$0	30
Net income	$1,046,000	2,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	2,247
Cash dividends	$100,000	4,223
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,044,520	2,710
2003-03-31 (YTD Data)		Rank
Total interest income	$2,860,000	2,558
Total interest expense	$1,146,000	2,136
Net interest income	$1,714,000	2,814
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$741,000	1,695
Gross Fiduciary activities income	$36,000	899
Service charges on deposit accounts	$227,000	1,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$478,000	1,529
Total noninterest expense	$1,743,000	2,241
Salaries and employee benefits	$962,000	2,191
Premises and equipment expense	$275,000	2,071
Additional noninterest expense	$506,000	2,311
Pre-tax net operating income	$667,000	2,848
Securities gains (losses)	$2,000	2,590
Applicable income taxes	$175,000	2,918
Income before extraordinary items	$494,000	2,974
Extraordinary gains, net	$0	21
Net income	$494,000	2,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,155
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$492,520	2,841
2002-12-31 (YTD Data)		Rank
Total interest income	$12,680,000	2,439
Total interest expense	$5,698,000	1,990
Net interest income	$6,982,000	2,741
Provision for loan and lease losses	$511,000	2,344
Total noninterest income	$2,988,000	1,563
Gross Fiduciary activities income	$111,000	972
Service charges on deposit accounts	$956,000	1,679
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,921,000	1,352
Total noninterest expense	$7,278,000	2,064
Salaries and employee benefits	$3,565,000	2,245
Premises and equipment expense	$1,369,000	1,610
Additional noninterest expense	$2,344,000	1,978
Pre-tax net operating income	$2,181,000	3,232
Securities gains (losses)	$0	4,537
Applicable income taxes	$548,000	3,275
Income before extraordinary items	$1,633,000	3,279
Extraordinary gains, net	$0	70
Net income	$1,633,000	3,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$785,000	1,182
Cash dividends	$200,000	4,872
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,633,000	3,181
2001-12-31 (YTD Data)		Rank
Total interest income	$12,111,000	2,797
Total interest expense	$6,568,000	2,445
Net interest income	$5,543,000	3,155
Provision for loan and lease losses	$615,000	1,861
Total noninterest income	$2,475,000	1,700
Gross Fiduciary activities income	$35,000	1,201
Service charges on deposit accounts	$715,000	2,104
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,725,000	1,379
Total noninterest expense	$5,621,000	2,515
Salaries and employee benefits	$2,737,000	2,729
Premises and equipment expense	$1,124,000	1,903
Additional noninterest expense	$1,760,000	2,524
Pre-tax net operating income	$1,782,000	3,458
Securities gains (losses)	$26,000	2,933
Applicable income taxes	$123,000	5,738
Income before extraordinary items	$1,685,000	2,946
Extraordinary gains, net	$0	105
Net income	$1,685,000	2,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,871
Cash dividends	$700,000	2,851
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,660,820	2,882
2000-12-31 (YTD Data)		Rank
Total interest income	$11,445,000	3,017
Total interest expense	$6,592,000	2,537
Net interest income	$4,853,000	3,568
Provision for loan and lease losses	$152,000	4,371
Total noninterest income	$1,598,000	2,242
Gross Fiduciary activities income	$60,000	1,023
Service charges on deposit accounts	$500,000	2,693
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,038,000	1,813
Total noninterest expense	$4,973,000	2,735
Salaries and employee benefits	$2,676,000	2,656
Premises and equipment expense	$1,074,000	1,941
Additional noninterest expense	$1,223,000	3,372
Pre-tax net operating income	$1,326,000	4,437
Securities gains (losses)	$0	1,956
Applicable income taxes	$323,000	4,434
Income before extraordinary items	$1,003,000	4,385
Extraordinary gains, net	$0	38
Net income	$1,003,000	4,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,198
Cash dividends	$695,000	2,946
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,003,000	4,381
1999-12-31 (YTD Data)		Rank
Total interest income	$10,003,000	3,220
Total interest expense	$5,160,000	2,830
Net interest income	$4,843,000	3,545
Provision for loan and lease losses	$207,000	3,482
Total noninterest income	$1,525,000	2,269
Gross Fiduciary activities income	$101,000	991
Service charges on deposit accounts	$516,000	2,559
Trading account gains and fees	$0	173
Additional Noninterest Income	$908,000	1,996
Total noninterest expense	$4,826,000	2,799
Salaries and employee benefits	$2,566,000	2,737
Premises and equipment expense	$903,000	2,255
Additional noninterest expense	$1,357,000	3,115
Pre-tax net operating income	$1,335,000	4,440
Securities gains (losses)	$0	3,155
Applicable income taxes	$294,000	4,860
Income before extraordinary items	$1,041,000	4,297
Extraordinary gains, net	$0	35
Net income	$1,041,000	4,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,803
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,041,000	4,259
1998-12-31 (YTD Data)		Rank
Total interest income	$9,469,000	3,387
Total interest expense	$4,838,000	3,093
Net interest income	$4,631,000	3,649
Provision for loan and lease losses	$300,000	2,562
Total noninterest income	$1,680,000	2,080
Gross Fiduciary activities income	$119,000	975
Service charges on deposit accounts	$482,000	2,637
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,079,000	1,756
Total noninterest expense	$4,545,000	2,850
Salaries and employee benefits	$2,292,000	2,943
Premises and equipment expense	$834,000	2,344
Additional noninterest expense	$1,419,000	2,916
Pre-tax net operating income	$1,466,000	4,245
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$389,000	4,501
Income before extraordinary items	$1,079,000	4,246
Extraordinary gains, net	$0	32
Net income	$1,079,000	4,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,165
Cash dividends	$335,000	4,342
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,077,520	4,149
1997-12-31 (YTD Data)		Rank
Total interest income	$8,189,000	3,894
Total interest expense	$4,086,000	3,598
Net interest income	$4,103,000	4,154
Provision for loan and lease losses	$214,000	3,302
Total noninterest income	$1,206,000	2,625
Gross Fiduciary activities income	$86,000	1,082
Service charges on deposit accounts	$542,000	2,433
Trading account gains and fees	$0	239
Additional Noninterest Income	$578,000	2,552
Total noninterest expense	$3,945,000	3,214
Salaries and employee benefits	$1,888,000	3,478
Premises and equipment expense	$797,000	2,434
Additional noninterest expense	$1,260,000	3,209
Pre-tax net operating income	$1,150,000	5,382
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$284,000	5,875
Income before extraordinary items	$868,000	5,189
Extraordinary gains, net	$0	44
Net income	$868,000	5,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,007
Cash dividends	$360,000	4,163
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$866,500	5,136
1996-12-31 (YTD Data)		Rank
Total interest income	$7,410,000	4,341
Total interest expense	$3,893,000	3,814
Net interest income	$3,517,000	4,812
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$1,142,000	2,793
Gross Fiduciary activities income	$71,000	1,172
Service charges on deposit accounts	$580,000	2,340
Trading account gains and fees	$0	262
Additional Noninterest Income	$491,000	2,961
Total noninterest expense	$3,875,000	3,441
Salaries and employee benefits	$1,815,000	3,637
Premises and equipment expense	$752,000	2,596
Additional noninterest expense	$1,308,000	3,514
Pre-tax net operating income	$664,000	7,097
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$74,000	9,268
Income before extraordinary items	$592,000	6,320
Extraordinary gains, net	$0	53
Net income	$592,000	6,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,074
Cash dividends	$465,000	3,570
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$590,220	6,263
1995-12-31 (YTD Data)		Rank
Total interest income	$6,961,000	4,578
Total interest expense	$3,553,000	4,103
Net interest income	$3,408,000	4,971
Provision for loan and lease losses	$-2,000	11,346
Total noninterest income	$1,739,000	2,051
Gross Fiduciary activities income	$66,000	1,244
Service charges on deposit accounts	$538,000	2,501
Trading account gains and fees	$0	522
Additional Noninterest Income	$1,135,000	1,653
Total noninterest expense	$4,215,000	3,168
Salaries and employee benefits	$1,902,000	3,467
Premises and equipment expense	$719,000	2,746
Additional noninterest expense	$1,594,000	2,937
Pre-tax net operating income	$934,000	6,270
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$189,000	7,616
Income before extraordinary items	$743,000	5,750
Extraordinary gains, net	$0	65
Net income	$743,000	5,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	2,942
Cash dividends	$150,000	6,032
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$744,600	5,725
1994-12-31 (YTD Data)		Rank
Total interest income	$8,301,000	3,612
Total interest expense	$2,871,000	4,121
Net interest income	$5,430,000	3,302
Provision for loan and lease losses	$149,000	3,649
Total noninterest income	$820,000	3,646
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$315,000	4,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$505,000	2,930
Total noninterest expense	$5,635,000	2,485
Salaries and employee benefits	$2,157,000	3,066
Premises and equipment expense	$756,000	2,649
Additional noninterest expense	$2,722,000	1,992
Pre-tax net operating income	$466,000	8,884
Securities gains (losses)	$-11,000	9,904
Applicable income taxes	$87,000	9,652
Income before extraordinary items	$368,000	8,479
Extraordinary gains, net	$0	249
Net income	$368,000	8,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	11,482
Cash dividends	$562,000	2,939
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$376,910	8,442
1993-12-31 (YTD Data)		Rank
Total interest income	$7,812,000	3,893
Total interest expense	$2,503,000	4,805
Net interest income	$5,309,000	3,375
Provision for loan and lease losses	$-97,000	12,885
Total noninterest income	$842,000	3,829
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$478,000	2,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	4,006
Total noninterest expense	$4,600,000	3,058
Salaries and employee benefits	$1,987,000	3,306
Premises and equipment expense	$493,000	3,907
Additional noninterest expense	$2,120,000	2,592
Pre-tax net operating income	$1,647,000	3,974
Securities gains (losses)	$6,000	5,977
Applicable income taxes	$453,000	4,565
Income before extraordinary items	$1,200,000	4,024
Extraordinary gains, net	$0	3,149
Net income	$1,200,000	4,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	5,247
Cash dividends	$613,000	2,604
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,195,620	3,821
1992-12-31 (YTD Data)		Rank
Total interest income	$6,909,000	4,884
Total interest expense	$2,665,000	5,698
Net interest income	$4,244,000	4,211
Provision for loan and lease losses	$220,000	4,962
Total noninterest income	$1,231,000	2,805
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$439,000	3,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$792,000	2,321
Total noninterest expense	$3,626,000	3,813
Salaries and employee benefits	$1,852,000	3,448
Premises and equipment expense	$442,000	4,416
Additional noninterest expense	$1,332,000	3,951
Pre-tax net operating income	$1,629,000	3,748
Securities gains (losses)	$69,000	3,609
Applicable income taxes	$496,000	4,030
Income before extraordinary items	$1,202,000	3,801
Extraordinary gains, net	$0	1,422
Net income	$1,202,000	3,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	12,606
Cash dividends	$255,000	4,413
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,153,010	3,657

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.