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TotalBank, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$27,058,000329
Total interest expense$5,438,000246
Net interest income$21,620,000354
Provision for loan and lease losses$-626,0005,564
Total noninterest income$2,215,000729
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,085,000326
Trading account gains and fees$66,00098
Additional Noninterest Income$1,064,000891
Total noninterest expense$13,703,000424
Salaries and employee benefits$8,190,000402
Premises and equipment expense$2,292,000315
Additional noninterest expense$3,221,000530
Pre-tax net operating income$10,758,000329
Securities gains (losses)$0735
Applicable income taxes$2,676,000295
Income before extraordinary items$8,082,000348
Extraordinary gains, net$07
Net income$8,082,000348
Minority interest net income$052
Net income of bank and minority interests.$8,082,000348
Net charge-offs$-626,0005,568
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,082,000346
2017-12-31 (YTD Data)Rank
Total interest income$103,606,000323
Total interest expense$21,253,000205
Net interest income$82,353,000344
Provision for loan and lease losses$-834,0005,580
Total noninterest income$9,289,000726
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,367,000332
Trading account gains and fees$347,000101
Additional Noninterest Income$4,575,000868
Total noninterest expense$54,663,000413
Salaries and employee benefits$33,052,000391
Premises and equipment expense$9,174,000310
Additional noninterest expense$12,437,000550
Pre-tax net operating income$37,813,000344
Securities gains (losses)$464,000237
Applicable income taxes$14,272,000327
Income before extraordinary items$24,005,000361
Extraordinary gains, net$09
Net income$24,005,000362
Minority interest net income$076
Net income of bank and minority interests.$24,005,000362
Net charge-offs$-199,0005,435
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$23,708,040364
2017-09-30 (YTD Data)Rank
Total interest income$76,830,000325
Total interest expense$15,610,000205
Net interest income$61,220,000349
Provision for loan and lease losses$-696,0005,655
Total noninterest income$6,773,000755
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,273,000332
Trading account gains and fees$0145
Additional Noninterest Income$3,500,000879
Total noninterest expense$39,969,000432
Salaries and employee benefits$23,994,000404
Premises and equipment expense$6,866,000307
Additional noninterest expense$9,109,000557
Pre-tax net operating income$28,720,000349
Securities gains (losses)$464,000218
Applicable income taxes$10,967,000295
Income before extraordinary items$18,217,000383
Extraordinary gains, net$09
Net income$18,217,000383
Minority interest net income$071
Net income of bank and minority interests.$18,217,000383
Net charge-offs$-85,0005,302
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$17,920,040389
2017-06-30 (YTD Data)Rank
Total interest income$50,222,000329
Total interest expense$9,953,000202
Net interest income$40,269,000354
Provision for loan and lease losses$-696,0005,724
Total noninterest income$4,433,000759
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,120,000335
Trading account gains and fees$0139
Additional Noninterest Income$2,313,000878
Total noninterest expense$26,381,000439
Salaries and employee benefits$15,796,000412
Premises and equipment expense$4,474,000315
Additional noninterest expense$6,111,000555
Pre-tax net operating income$19,017,000351
Securities gains (losses)$265,000236
Applicable income taxes$7,242,000291
Income before extraordinary items$12,040,000392
Extraordinary gains, net$011
Net income$12,040,000391
Minority interest net income$071
Net income of bank and minority interests.$12,040,000392
Net charge-offs$-251,0005,623
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,870,400390
2017-03-31 (YTD Data)Rank
Total interest income$24,518,000332
Total interest expense$4,868,000204
Net interest income$19,650,000360
Provision for loan and lease losses$-536,0005,816
Total noninterest income$2,233,000740
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,056,000335
Trading account gains and fees$0142
Additional Noninterest Income$1,177,000848
Total noninterest expense$12,766,000455
Salaries and employee benefits$7,861,000420
Premises and equipment expense$1,966,000361
Additional noninterest expense$2,939,000579
Pre-tax net operating income$9,653,000341
Securities gains (losses)$100,000237
Applicable income taxes$3,660,000296
Income before extraordinary items$6,093,000390
Extraordinary gains, net$08
Net income$6,093,000389
Minority interest net income$055
Net income of bank and minority interests.$6,093,000390
Net charge-offs$-91,0005,597
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,029,000387
2016-12-31 (YTD Data)Rank
Total interest income$96,533,000323
Total interest expense$18,736,000192
Net interest income$77,797,000350
Provision for loan and lease losses$-612,0005,778
Total noninterest income$11,586,000616
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,031,000357
Trading account gains and fees$0170
Additional Noninterest Income$7,555,000627
Total noninterest expense$56,426,000407
Salaries and employee benefits$30,926,000416
Premises and equipment expense$11,356,000247
Additional noninterest expense$14,144,000498
Pre-tax net operating income$33,569,000345
Securities gains (losses)$865,000277
Applicable income taxes$12,281,000301
Income before extraordinary items$22,153,000378
Extraordinary gains, net$05
Net income$22,153,000377
Minority interest net income$082
Net income of bank and minority interests.$22,153,000377
Net charge-offs$-126,0005,572
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,599,400381
2016-09-30 (YTD Data)Rank
Total interest income$71,836,000320
Total interest expense$13,853,000190
Net interest income$57,983,000348
Provision for loan and lease losses$122,0002,553
Total noninterest income$9,651,000581
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,991,000362
Trading account gains and fees$0169
Additional Noninterest Income$6,660,000561
Total noninterest expense$41,655,000415
Salaries and employee benefits$22,703,000418
Premises and equipment expense$8,011,000260
Additional noninterest expense$10,941,000480
Pre-tax net operating income$25,857,000336
Securities gains (losses)$804,000253
Applicable income taxes$9,648,000293
Income before extraordinary items$17,013,000372
Extraordinary gains, net$05
Net income$17,013,000372
Minority interest net income$071
Net income of bank and minority interests.$17,013,000372
Net charge-offs$-158,0005,686
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$16,498,440373
2016-06-30 (YTD Data)Rank
Total interest income$47,275,000320
Total interest expense$8,955,000199
Net interest income$38,320,000351
Provision for loan and lease losses$122,0002,093
Total noninterest income$4,410,000757
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,990,000357
Trading account gains and fees$0157
Additional Noninterest Income$2,420,000846
Total noninterest expense$27,665,000415
Salaries and employee benefits$14,812,000425
Premises and equipment expense$5,374,000262
Additional noninterest expense$7,479,000464
Pre-tax net operating income$14,943,000369
Securities gains (losses)$804,000178
Applicable income taxes$5,663,000309
Income before extraordinary items$10,084,000395
Extraordinary gains, net$016
Net income$10,084,000394
Minority interest net income$071
Net income of bank and minority interests.$10,084,000394
Net charge-offs$-265,0005,897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,569,440403
2016-03-31 (YTD Data)Rank
Total interest income$23,102,000322
Total interest expense$4,367,000200
Net interest income$18,735,000355
Provision for loan and lease losses$75,0001,741
Total noninterest income$2,239,000733
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,050,000330
Trading account gains and fees$0142
Additional Noninterest Income$1,189,000827
Total noninterest expense$14,150,000407
Salaries and employee benefits$7,645,000406
Premises and equipment expense$2,715,000259
Additional noninterest expense$3,790,000454
Pre-tax net operating income$6,749,000388
Securities gains (losses)$98,000543
Applicable income taxes$2,435,000344
Income before extraordinary items$4,412,000422
Extraordinary gains, net$012
Net income$4,412,000421
Minority interest net income$062
Net income of bank and minority interests.$4,412,000422
Net charge-offs$-36,0005,632
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,349,280418
2015-12-31 (YTD Data)Rank
Total interest income$92,299,000307
Total interest expense$17,567,000180
Net interest income$74,732,000342
Provision for loan and lease losses$-822,0006,023
Total noninterest income$10,700,000638
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,651,000318
Trading account gains and fees$0159
Additional Noninterest Income$6,049,000702
Total noninterest expense$62,185,000367
Salaries and employee benefits$37,048,000337
Premises and equipment expense$10,971,000251
Additional noninterest expense$14,166,000484
Pre-tax net operating income$24,069,000411
Securities gains (losses)$252,000630
Applicable income taxes$8,485,000363
Income before extraordinary items$15,836,000468
Extraordinary gains, net$023
Net income$15,836,000467
Minority interest net income$081
Net income of bank and minority interests.$15,836,000469
Net charge-offs$-619,0006,035
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,672,200465
2015-09-30 (YTD Data)Rank
Total interest income$68,865,000313
Total interest expense$13,134,000181
Net interest income$55,731,000347
Provision for loan and lease losses$-824,0006,139
Total noninterest income$8,190,000642
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,498,000318
Trading account gains and fees$0153
Additional Noninterest Income$4,692,000688
Total noninterest expense$46,922,000370
Salaries and employee benefits$28,337,000335
Premises and equipment expense$8,192,000257
Additional noninterest expense$10,393,000496
Pre-tax net operating income$17,823,000429
Securities gains (losses)$202,000640
Applicable income taxes$6,293,000379
Income before extraordinary items$11,732,000482
Extraordinary gains, net$021
Net income$11,732,000480
Minority interest net income$078
Net income of bank and minority interests.$11,732,000482
Net charge-offs$-810,0006,173
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,600,700476
2015-06-30 (YTD Data)Rank
Total interest income$45,632,000312
Total interest expense$8,676,000179
Net interest income$36,956,000347
Provision for loan and lease losses$-712,0006,232
Total noninterest income$5,222,000665
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,310,000314
Trading account gains and fees$0157
Additional Noninterest Income$2,912,000728
Total noninterest expense$31,203,000371
Salaries and employee benefits$18,905,000333
Premises and equipment expense$5,434,000259
Additional noninterest expense$6,864,000501
Pre-tax net operating income$11,687,000428
Securities gains (losses)$98,000866
Applicable income taxes$4,107,000389
Income before extraordinary items$7,678,000494
Extraordinary gains, net$022
Net income$7,678,000493
Minority interest net income$075
Net income of bank and minority interests.$7,678,000494
Net charge-offs$-698,0006,266
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,614,300483
2015-03-31 (YTD Data)Rank
Total interest income$22,746,000312
Total interest expense$4,307,000180
Net interest income$18,439,000351
Provision for loan and lease losses$-566,0006,338
Total noninterest income$2,648,000640
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,191,000303
Trading account gains and fees$0152
Additional Noninterest Income$1,457,000699
Total noninterest expense$15,943,000368
Salaries and employee benefits$9,572,000331
Premises and equipment expense$2,809,000254
Additional noninterest expense$3,562,000474
Pre-tax net operating income$5,710,000434
Securities gains (losses)$30,0001,059
Applicable income taxes$2,001,000387
Income before extraordinary items$3,739,000496
Extraordinary gains, net$013
Net income$3,739,000495
Minority interest net income$064
Net income of bank and minority interests.$3,739,000496
Net charge-offs$-552,0006,358
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,719,500487
2014-12-31 (YTD Data)Rank
Total interest income$89,778,000301
Total interest expense$18,083,000170
Net interest income$71,695,000339
Provision for loan and lease losses$-2,301,0006,429
Total noninterest income$10,884,000602
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,962,000312
Trading account gains and fees$0180
Additional Noninterest Income$5,922,000679
Total noninterest expense$69,568,000331
Salaries and employee benefits$40,296,000298
Premises and equipment expense$10,479,000260
Additional noninterest expense$18,793,000384
Pre-tax net operating income$15,312,000565
Securities gains (losses)$644,000322
Applicable income taxes$5,370,000469
Income before extraordinary items$10,586,000641
Extraordinary gains, net$017
Net income$10,586,000640
Minority interest net income$084
Net income of bank and minority interests.$10,586,000641
Net charge-offs$-1,278,0006,466
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,160,960658
2014-09-30 (YTD Data)Rank
Total interest income$66,595,000304
Total interest expense$13,634,000168
Net interest income$52,961,000343
Provision for loan and lease losses$-2,050,0006,522
Total noninterest income$8,315,000594
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,591,000318
Trading account gains and fees$0174
Additional Noninterest Income$4,724,000638
Total noninterest expense$52,401,000330
Salaries and employee benefits$30,559,000294
Premises and equipment expense$7,309,000274
Additional noninterest expense$14,533,000374
Pre-tax net operating income$10,925,000593
Securities gains (losses)$229,000586
Applicable income taxes$3,663,000507
Income before extraordinary items$7,491,000687
Extraordinary gains, net$015
Net income$7,491,000684
Minority interest net income$081
Net income of bank and minority interests.$7,491,000685
Net charge-offs$-1,407,0006,557
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,337,570678
2014-06-30 (YTD Data)Rank
Total interest income$43,619,000306
Total interest expense$9,053,000166
Net interest income$34,566,000349
Provision for loan and lease losses$-2,050,0006,609
Total noninterest income$5,669,000585
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,314,000316
Trading account gains and fees$0172
Additional Noninterest Income$3,355,000603
Total noninterest expense$34,234,000334
Salaries and employee benefits$20,289,000290
Premises and equipment expense$4,468,000295
Additional noninterest expense$9,477,000375
Pre-tax net operating income$8,051,000540
Securities gains (losses)$-204,0006,582
Applicable income taxes$2,597,000476
Income before extraordinary items$5,250,000623
Extraordinary gains, net$020
Net income$5,250,000622
Minority interest net income$080
Net income of bank and minority interests.$5,250,000623
Net charge-offs$-1,848,0006,642
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,386,680604
2014-03-31 (YTD Data)Rank
Total interest income$21,514,000308
Total interest expense$4,479,000169
Net interest income$17,035,000354
Provision for loan and lease losses$45,0002,313
Total noninterest income$2,697,000588
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,181,000309
Trading account gains and fees$0147
Additional Noninterest Income$1,516,000618
Total noninterest expense$16,426,000345
Salaries and employee benefits$10,161,000285
Premises and equipment expense$1,964,000352
Additional noninterest expense$4,301,000412
Pre-tax net operating income$3,261,000617
Securities gains (losses)$56,000616
Applicable income taxes$1,068,000532
Income before extraordinary items$2,249,000692
Extraordinary gains, net$016
Net income$2,249,000692
Minority interest net income$066
Net income of bank and minority interests.$2,249,000694
Net charge-offs$-40,0006,252
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,210,920698
2013-12-31 (YTD Data)Rank
Total interest income$85,930,000307
Total interest expense$17,990,000183
Net interest income$67,940,000343
Provision for loan and lease losses$-1,026,0006,681
Total noninterest income$11,306,000604
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$5,071,000304
Trading account gains and fees$0184
Additional Noninterest Income$6,235,000682
Total noninterest expense$66,405,000341
Salaries and employee benefits$38,695,000296
Premises and equipment expense$8,008,000327
Additional noninterest expense$19,702,000385
Pre-tax net operating income$13,867,000584
Securities gains (losses)$5,404,00058
Applicable income taxes$6,497,000385
Income before extraordinary items$12,774,000528
Extraordinary gains, net$029
Net income$12,774,000528
Minority interest net income$090
Net income of bank and minority interests.$12,774,000529
Net charge-offs$1,080,0001,197
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,207,360678
2013-09-30 (YTD Data)Rank
Total interest income$64,100,000311
Total interest expense$13,633,000182
Net interest income$50,467,000352
Provision for loan and lease losses$-578,0006,739
Total noninterest income$8,449,000620
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,774,000306
Trading account gains and fees$0180
Additional Noninterest Income$4,675,000698
Total noninterest expense$49,738,000347
Salaries and employee benefits$28,689,000299
Premises and equipment expense$5,983,000325
Additional noninterest expense$15,066,000372
Pre-tax net operating income$9,756,000624
Securities gains (losses)$5,030,00056
Applicable income taxes$4,934,000396
Income before extraordinary items$9,852,000526
Extraordinary gains, net$025
Net income$9,852,000524
Minority interest net income$084
Net income of bank and minority interests.$9,852,000528
Net charge-offs$1,518,000733
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,481,900720
2013-06-30 (YTD Data)Rank
Total interest income$43,287,000304
Total interest expense$9,205,000187
Net interest income$34,082,000335
Provision for loan and lease losses$-578,0006,822
Total noninterest income$5,454,000642
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,433,000311
Trading account gains and fees$0157
Additional Noninterest Income$3,021,000717
Total noninterest expense$33,772,000340
Salaries and employee benefits$19,038,000303
Premises and equipment expense$3,946,000325
Additional noninterest expense$10,788,000351
Pre-tax net operating income$6,342,000619
Securities gains (losses)$5,039,00048
Applicable income taxes$3,860,000340
Income before extraordinary items$7,521,000448
Extraordinary gains, net$022
Net income$7,521,000448
Minority interest net income$082
Net income of bank and minority interests.$7,521,000450
Net charge-offs$1,072,000725
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,195,260715
2013-03-31 (YTD Data)Rank
Total interest income$22,553,000300
Total interest expense$4,698,000190
Net interest income$17,855,000326
Provision for loan and lease losses$-578,0006,958
Total noninterest income$2,640,000659
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,145,000323
Trading account gains and fees$0148
Additional Noninterest Income$1,495,000751
Total noninterest expense$17,506,000329
Salaries and employee benefits$9,531,000308
Premises and equipment expense$1,989,000324
Additional noninterest expense$5,986,000330
Pre-tax net operating income$3,567,000572
Securities gains (losses)$700,000152
Applicable income taxes$1,387,000445
Income before extraordinary items$2,880,000572
Extraordinary gains, net$010
Net income$2,880,000570
Minority interest net income$076
Net income of bank and minority interests.$2,880,000573
Net charge-offs$566,000704
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,411,000634
2012-12-31 (YTD Data)Rank
Total interest income$90,065,000313
Total interest expense$21,702,000196
Net interest income$68,363,000340
Provision for loan and lease losses$4,686,000540
Total noninterest income$10,239,000672
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,138,000368
Trading account gains and fees$0166
Additional Noninterest Income$6,101,000705
Total noninterest expense$64,644,000349
Salaries and employee benefits$36,715,000303
Premises and equipment expense$8,115,000306
Additional noninterest expense$19,814,000400
Pre-tax net operating income$9,272,000779
Securities gains (losses)$2,001,000265
Applicable income taxes$-41,261,0007,071
Income before extraordinary items$52,534,000181
Extraordinary gains, net$029
Net income$52,534,000181
Minority interest net income$093
Net income of bank and minority interests.$52,534,000181
Net charge-offs$5,116,000573
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$50,533,000183
2012-09-30 (YTD Data)Rank
Total interest income$67,894,000311
Total interest expense$16,451,000204
Net interest income$51,443,000342
Provision for loan and lease losses$2,103,000813
Total noninterest income$7,593,000672
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,067,000374
Trading account gains and fees$0157
Additional Noninterest Income$4,526,000690
Total noninterest expense$49,215,000342
Salaries and employee benefits$27,478,000304
Premises and equipment expense$6,176,000303
Additional noninterest expense$15,561,000379
Pre-tax net operating income$7,718,000729
Securities gains (losses)$1,891,000212
Applicable income taxes$249,0002,645
Income before extraordinary items$9,360,000540
Extraordinary gains, net$020
Net income$9,360,000539
Minority interest net income$086
Net income of bank and minority interests.$9,360,000540
Net charge-offs$2,994,000674
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,525,730608
2012-06-30 (YTD Data)Rank
Total interest income$45,128,000315
Total interest expense$11,052,000209
Net interest income$34,076,000345
Provision for loan and lease losses$160,0003,267
Total noninterest income$5,222,000661
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,996,000377
Trading account gains and fees$0153
Additional Noninterest Income$3,226,000654
Total noninterest expense$33,535,000333
Salaries and employee benefits$18,596,000296
Premises and equipment expense$4,355,000295
Additional noninterest expense$10,584,000368
Pre-tax net operating income$5,603,000658
Securities gains (losses)$923,000303
Applicable income taxes$202,0002,441
Income before extraordinary items$6,324,000518
Extraordinary gains, net$019
Net income$6,324,000517
Minority interest net income$084
Net income of bank and minority interests.$6,324,000518
Net charge-offs$1,591,000826
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,428,690571
2012-03-31 (YTD Data)Rank
Total interest income$22,382,000317
Total interest expense$5,605,000213
Net interest income$16,777,000353
Provision for loan and lease losses$-207,0007,230
Total noninterest income$3,388,000529
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$999,000380
Trading account gains and fees$0148
Additional Noninterest Income$2,389,000484
Total noninterest expense$17,015,000322
Salaries and employee benefits$9,542,000284
Premises and equipment expense$2,160,000297
Additional noninterest expense$5,313,000357
Pre-tax net operating income$3,357,000570
Securities gains (losses)$69,0001,083
Applicable income taxes$119,0002,273
Income before extraordinary items$3,307,000486
Extraordinary gains, net$019
Net income$3,307,000487
Minority interest net income$078
Net income of bank and minority interests.$3,307,000487
Net charge-offs$698,000870
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,240,070483
2011-12-31 (YTD Data)Rank
Total interest income$87,415,000328
Total interest expense$23,839,000233
Net interest income$63,576,000361
Provision for loan and lease losses$5,397,000740
Total noninterest income$8,221,000719
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,298,000360
Trading account gains and fees$0146
Additional Noninterest Income$3,923,000849
Total noninterest expense$60,306,000353
Salaries and employee benefits$32,109,000315
Premises and equipment expense$7,899,000327
Additional noninterest expense$20,298,000389
Pre-tax net operating income$6,094,000985
Securities gains (losses)$1,611,000290
Applicable income taxes$3,515,000522
Income before extraordinary items$4,190,0001,198
Extraordinary gains, net$029
Net income$4,190,0001,198
Minority interest net income$096
Net income of bank and minority interests.$4,190,0001,198
Net charge-offs$9,541,000479
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,158,9601,474
2011-09-30 (YTD Data)Rank
Total interest income$64,906,000335
Total interest expense$18,071,000240
Net interest income$46,835,000365
Provision for loan and lease losses$4,841,000633
Total noninterest income$6,079,000724
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,246,000363
Trading account gains and fees$0145
Additional Noninterest Income$2,833,000874
Total noninterest expense$44,700,000352
Salaries and employee benefits$24,239,000308
Premises and equipment expense$5,848,000339
Additional noninterest expense$14,613,000402
Pre-tax net operating income$3,373,0001,340
Securities gains (losses)$1,475,000241
Applicable income taxes$300,0002,264
Income before extraordinary items$4,548,000847
Extraordinary gains, net$021
Net income$4,548,000845
Minority interest net income$087
Net income of bank and minority interests.$4,548,000847
Net charge-offs$8,652,000394
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,161,5001,155
2011-06-30 (YTD Data)Rank
Total interest income$42,719,000342
Total interest expense$11,900,000253
Net interest income$30,819,000370
Provision for loan and lease losses$2,531,000773
Total noninterest income$4,606,000652
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,186,000362
Trading account gains and fees$0153
Additional Noninterest Income$2,420,000734
Total noninterest expense$29,925,000354
Salaries and employee benefits$16,512,000302
Premises and equipment expense$3,510,000381
Additional noninterest expense$9,903,000398
Pre-tax net operating income$2,969,0001,023
Securities gains (losses)$346,000491
Applicable income taxes$246,0002,004
Income before extraordinary items$3,069,000810
Extraordinary gains, net$015
Net income$3,069,000809
Minority interest net income$089
Net income of bank and minority interests.$3,069,000810
Net charge-offs$3,457,000612
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,747,220871
2011-03-31 (YTD Data)Rank
Total interest income$20,899,000352
Total interest expense$5,841,000277
Net interest income$15,058,000379
Provision for loan and lease losses$-340,0007,537
Total noninterest income$2,313,000659
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,073,000364
Trading account gains and fees$0158
Additional Noninterest Income$1,240,000711
Total noninterest expense$15,293,000350
Salaries and employee benefits$8,456,000297
Premises and equipment expense$1,732,000391
Additional noninterest expense$5,105,000382
Pre-tax net operating income$2,418,000659
Securities gains (losses)$-524,0007,522
Applicable income taxes$04,545
Income before extraordinary items$1,894,000689
Extraordinary gains, net$09
Net income$1,894,000689
Minority interest net income$086
Net income of bank and minority interests.$1,894,000689
Net charge-offs$1,779,000583
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,418,000535
2010-12-31 (YTD Data)Rank
Total interest income$79,311,000388
Total interest expense$23,929,000322
Net interest income$55,382,000395
Provision for loan and lease losses$17,793,000416
Total noninterest income$8,322,000724
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,625,000342
Trading account gains and fees$0175
Additional Noninterest Income$3,697,000916
Total noninterest expense$57,153,000378
Salaries and employee benefits$29,665,000329
Premises and equipment expense$6,748,000388
Additional noninterest expense$20,740,000394
Pre-tax net operating income$-11,242,0007,383
Securities gains (losses)$-1,110,0007,519
Applicable income taxes$-2,469,0007,488
Income before extraordinary items$-9,883,0007,375
Extraordinary gains, net$029
Net income$-9,883,0007,375
Minority interest net income$0111
Net income of bank and minority interests.$-9,883,0007,375
Net charge-offs$23,208,000303
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$50,019,00026
Net operating income$-8,995,0007,335
2010-09-30 (YTD Data)Rank
Total interest income$58,860,000388
Total interest expense$17,806,000334
Net interest income$41,054,000397
Provision for loan and lease losses$18,128,000302
Total noninterest income$6,166,000716
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,449,000344
Trading account gains and fees$0165
Additional Noninterest Income$2,717,000889
Total noninterest expense$42,502,000377
Salaries and employee benefits$21,705,000335
Premises and equipment expense$5,090,000382
Additional noninterest expense$15,707,000374
Pre-tax net operating income$-13,410,0007,610
Securities gains (losses)$-1,030,0007,658
Applicable income taxes$2,0004,515
Income before extraordinary items$-14,442,0007,629
Extraordinary gains, net$023
Net income$-14,442,0007,629
Minority interest net income$0110
Net income of bank and minority interests.$-14,442,0007,629
Net charge-offs$21,870,000238
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$50,019,00025
Net operating income$-13,412,0007,621
2010-06-30 (YTD Data)Rank
Total interest income$39,190,000388
Total interest expense$11,898,000350
Net interest income$27,292,000399
Provision for loan and lease losses$20,859,000212
Total noninterest income$4,047,000711
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,211,000354
Trading account gains and fees$0152
Additional Noninterest Income$1,836,000854
Total noninterest expense$28,586,000378
Salaries and employee benefits$14,034,000341
Premises and equipment expense$3,421,000382
Additional noninterest expense$11,131,000351
Pre-tax net operating income$-18,106,0007,746
Securities gains (losses)$-1,192,0007,753
Applicable income taxes$04,691
Income before extraordinary items$-19,298,0007,753
Extraordinary gains, net$019
Net income$-19,298,0007,753
Minority interest net income$0105
Net income of bank and minority interests.$-19,298,0007,753
Net charge-offs$22,163,000185
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$50,019,00015
Net operating income$-18,106,0007,744
2010-03-31 (YTD Data)Rank
Total interest income$19,783,000401
Total interest expense$6,085,000366
Net interest income$13,698,000403
Provision for loan and lease losses$17,962,000149
Total noninterest income$1,657,000820
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,086,000356
Trading account gains and fees$0175
Additional Noninterest Income$571,0001,170
Total noninterest expense$14,060,000380
Salaries and employee benefits$6,884,000358
Premises and equipment expense$1,716,000392
Additional noninterest expense$5,460,000347
Pre-tax net operating income$-16,667,0007,880
Securities gains (losses)$-858,0007,867
Applicable income taxes$04,611
Income before extraordinary items$-17,525,0007,881
Extraordinary gains, net$016
Net income$-17,525,0007,882
Minority interest net income$091
Net income of bank and minority interests.$-17,525,0007,882
Net charge-offs$18,725,000139
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$50,019,00013
Net operating income$-16,667,0007,877
2009-12-31 (YTD Data)Rank
Total interest income$88,311,000375
Total interest expense$32,939,000341
Net interest income$55,372,000394
Provision for loan and lease losses$63,186,000200
Total noninterest income$7,924,000772
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,427,000318
Trading account gains and fees$0211
Additional Noninterest Income$2,497,0001,174
Total noninterest expense$101,435,000235
Salaries and employee benefits$28,574,000338
Premises and equipment expense$6,113,000440
Additional noninterest expense$66,748,000181
Pre-tax net operating income$-101,325,0007,929
Securities gains (losses)$12,259,00062
Applicable income taxes$5,887,000240
Income before extraordinary items$-94,953,0007,927
Extraordinary gains, net$034
Net income$-94,953,0007,925
Minority interest net income$0115
Net income of bank and minority interests.$-94,953,0007,926
Net charge-offs$58,619,000175
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$20,266,00042
Net operating income$-107,212,0007,937
2009-09-30 (YTD Data)Rank
Total interest income$68,635,000380
Total interest expense$26,043,000354
Net interest income$42,592,000395
Provision for loan and lease losses$26,827,000325
Total noninterest income$5,912,000764
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,019,000322
Trading account gains and fees$0212
Additional Noninterest Income$1,893,0001,201
Total noninterest expense$41,769,000404
Salaries and employee benefits$22,109,000338
Premises and equipment expense$4,376,000469
Additional noninterest expense$15,284,000422
Pre-tax net operating income$-20,092,0007,875
Securities gains (losses)$9,159,00073
Applicable income taxes$-2,507,0007,776
Income before extraordinary items$-8,426,0007,739
Extraordinary gains, net$027
Net income$-8,426,0007,738
Minority interest net income$0118
Net income of bank and minority interests.$-8,426,0007,738
Net charge-offs$18,251,000330
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-15,478,4307,858
2009-06-30 (YTD Data)Rank
Total interest income$48,112,000372
Total interest expense$18,242,000356
Net interest income$29,870,000373
Provision for loan and lease losses$15,440,000356
Total noninterest income$4,034,000766
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,694,000318
Trading account gains and fees$0193
Additional Noninterest Income$1,340,0001,175
Total noninterest expense$26,645,000424
Salaries and employee benefits$14,067,000362
Premises and equipment expense$2,794,000497
Additional noninterest expense$9,784,000434
Pre-tax net operating income$-8,181,0007,873
Securities gains (losses)$10,062,00052
Applicable income taxes$405,0001,257
Income before extraordinary items$1,476,0001,282
Extraordinary gains, net$021
Net income$1,476,0001,280
Minority interest net income$0112
Net income of bank and minority interests.$1,476,0001,281
Net charge-offs$15,047,000286
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-6,372,3607,867
2009-03-31 (YTD Data)Rank
Total interest income$24,566,000375
Total interest expense$9,491,000354
Net interest income$15,075,000367
Provision for loan and lease losses$2,340,000673
Total noninterest income$1,987,000747
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,387,000302
Trading account gains and fees$0171
Additional Noninterest Income$600,0001,237
Total noninterest expense$12,563,000418
Salaries and employee benefits$6,791,000371
Premises and equipment expense$1,348,000518
Additional noninterest expense$4,424,000411
Pre-tax net operating income$2,159,000557
Securities gains (losses)$02,434
Applicable income taxes$547,000620
Income before extraordinary items$1,612,000622
Extraordinary gains, net$015
Net income$1,612,000622
Minority interest net income$0102
Net income of bank and minority interests.$1,612,000624
Net charge-offs$1,723,000668
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,612,000584
2008-12-31 (YTD Data)Rank
Total interest income$104,648,000374
Total interest expense$40,273,000403
Net interest income$64,375,000359
Provision for loan and lease losses$24,585,000320
Total noninterest income$8,613,000672
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,993,000301
Trading account gains and fees$0154
Additional Noninterest Income$2,620,0001,078
Total noninterest expense$47,280,000447
Salaries and employee benefits$27,296,000355
Premises and equipment expense$4,589,000606
Additional noninterest expense$15,395,000467
Pre-tax net operating income$1,123,0003,551
Securities gains (losses)$-14,849,0008,202
Applicable income taxes$-6,111,0008,137
Income before extraordinary items$-7,615,0007,937
Extraordinary gains, net$039
Net income$-7,615,0007,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,395,000465
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$58,319,00031
Net operating income$1,888,3602,218
2008-09-30 (YTD Data)Rank
Total interest income$78,516,000390
Total interest expense$29,658,000426
Net interest income$48,858,000367
Provision for loan and lease losses$8,546,000453
Total noninterest income$6,723,000682
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,394,000315
Trading account gains and fees$0148
Additional Noninterest Income$2,329,000987
Total noninterest expense$36,028,000439
Salaries and employee benefits$21,749,000353
Premises and equipment expense$3,361,000619
Additional noninterest expense$10,918,000462
Pre-tax net operating income$11,007,000464
Securities gains (losses)$-14,047,0008,303
Applicable income taxes$-1,926,0008,177
Income before extraordinary items$-1,114,0007,561
Extraordinary gains, net$031
Net income$-1,114,0007,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$444,0002,095
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$30,000,00031
Net operating income$7,876,080484
2008-06-30 (YTD Data)Rank
Total interest income$51,406,000404
Total interest expense$19,978,000441
Net interest income$31,428,000383
Provision for loan and lease losses$9,666,000280
Total noninterest income$4,245,000729
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,824,000324
Trading account gains and fees$0149
Additional Noninterest Income$1,421,0001,094
Total noninterest expense$23,112,000449
Salaries and employee benefits$13,810,000373
Premises and equipment expense$2,159,000643
Additional noninterest expense$7,143,000463
Pre-tax net operating income$2,895,0001,229
Securities gains (losses)$9,0002,500
Applicable income taxes$641,0001,321
Income before extraordinary items$2,263,0001,222
Extraordinary gains, net$021
Net income$2,263,0001,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,584
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$30,000,00019
Net operating income$2,255,9801,213
2008-03-31 (YTD Data)Rank
Total interest income$25,755,000414
Total interest expense$10,456,000452
Net interest income$15,299,000392
Provision for loan and lease losses$2,542,000336
Total noninterest income$2,034,000736
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,393,000318
Trading account gains and fees$0158
Additional Noninterest Income$641,0001,189
Total noninterest expense$11,614,000438
Salaries and employee benefits$6,948,000371
Premises and equipment expense$1,015,000689
Additional noninterest expense$3,651,000438
Pre-tax net operating income$3,177,000615
Securities gains (losses)$9,0002,013
Applicable income taxes$1,100,000540
Income before extraordinary items$2,086,000731
Extraordinary gains, net$015
Net income$2,086,000732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,799
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,080,150699
2007-12-31 (YTD Data)Rank
Total interest income$15,165,0002,649
Total interest expense$6,934,0002,657
Net interest income$8,231,0002,660
Provision for loan and lease losses$06,851
Total noninterest income$1,174,0003,185
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$804,0002,124
Trading account gains and fees$0178
Additional Noninterest Income$370,0003,882
Total noninterest expense$6,837,0002,650
Salaries and employee benefits$4,215,0002,389
Premises and equipment expense$559,0004,044
Additional noninterest expense$2,063,0002,589
Pre-tax net operating income$2,568,0002,768
Securities gains (losses)$19,0001,121
Applicable income taxes$910,0001,972
Income before extraordinary items$1,677,0003,195
Extraordinary gains, net$039
Net income$1,677,0003,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,597
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,664,6503,199
2007-09-30 (YTD Data)Rank
Total interest income$77,051,000431
Total interest expense$35,511,000440
Net interest income$41,540,000423
Provision for loan and lease losses$2,305,000463
Total noninterest income$6,137,000725
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,905,000338
Trading account gains and fees$0184
Additional Noninterest Income$2,232,0001,022
Total noninterest expense$25,649,000543
Salaries and employee benefits$16,968,000429
Premises and equipment expense$2,871,000691
Additional noninterest expense$5,810,000731
Pre-tax net operating income$19,723,000414
Securities gains (losses)$-1,0007,322
Applicable income taxes$06,220
Income before extraordinary items$19,722,000317
Extraordinary gains, net$033
Net income$19,722,000315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0001,939
Cash dividends$12,082,000291
Sale, conversion, retirement of capital stock, net$47,000904
Net operating income$19,723,000313
2007-06-30 (YTD Data)Rank
Total interest income$50,338,000448
Total interest expense$22,948,000462
Net interest income$27,390,000438
Provision for loan and lease losses$1,407,000450
Total noninterest income$4,130,000747
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,511,000359
Trading account gains and fees$0168
Additional Noninterest Income$1,619,000989
Total noninterest expense$16,995,000563
Salaries and employee benefits$11,369,000442
Premises and equipment expense$1,883,000725
Additional noninterest expense$3,743,000765
Pre-tax net operating income$13,118,000449
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$13,118,000339
Extraordinary gains, net$029
Net income$13,118,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,381
Cash dividends$8,138,000295
Sale, conversion, retirement of capital stock, net$47,000757
Net operating income$13,118,000335
2007-03-31 (YTD Data)Rank
Total interest income$24,140,000465
Total interest expense$10,976,000475
Net interest income$13,164,000452
Provision for loan and lease losses$716,000383
Total noninterest income$2,095,000729
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,241,000351
Trading account gains and fees$0195
Additional Noninterest Income$854,000952
Total noninterest expense$8,615,000555
Salaries and employee benefits$5,806,000438
Premises and equipment expense$954,000708
Additional noninterest expense$1,855,000749
Pre-tax net operating income$5,928,000469
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$5,928,000369
Extraordinary gains, net$022
Net income$5,928,000368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,009
Cash dividends$4,060,000269
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,928,000364
2006-12-31 (YTD Data)Rank
Total interest income$84,661,000493
Total interest expense$33,814,000516
Net interest income$50,847,000454
Provision for loan and lease losses$2,797,000399
Total noninterest income$7,307,000807
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,678,000365
Trading account gains and fees$0130
Additional Noninterest Income$2,629,0001,095
Total noninterest expense$32,073,000563
Salaries and employee benefits$20,938,000458
Premises and equipment expense$3,620,000706
Additional noninterest expense$7,515,000719
Pre-tax net operating income$23,284,000485
Securities gains (losses)$-544,0008,521
Applicable income taxes$06,600
Income before extraordinary items$22,740,000381
Extraordinary gains, net$051
Net income$22,740,000380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,136
Cash dividends$10,300,000371
Sale, conversion, retirement of capital stock, net$1,100,000477
Net operating income$23,284,000364
2006-09-30 (YTD Data)Rank
Total interest income$60,685,000514
Total interest expense$23,588,000545
Net interest income$37,097,000480
Provision for loan and lease losses$2,252,000356
Total noninterest income$5,589,000798
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,515,000368
Trading account gains and fees$0126
Additional Noninterest Income$2,074,0001,066
Total noninterest expense$24,205,000575
Salaries and employee benefits$15,513,000478
Premises and equipment expense$2,711,000727
Additional noninterest expense$5,981,000695
Pre-tax net operating income$16,229,000526
Securities gains (losses)$-544,0008,636
Applicable income taxes$06,687
Income before extraordinary items$15,685,000427
Extraordinary gains, net$045
Net income$15,685,000426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,000827
Cash dividends$9,417,000312
Sale, conversion, retirement of capital stock, net$1,100,000365
Net operating income$16,229,000408
2006-06-30 (YTD Data)Rank
Total interest income$38,150,000538
Total interest expense$14,088,000576
Net interest income$24,062,000495
Provision for loan and lease losses$1,716,000312
Total noninterest income$3,873,000774
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,352,000367
Trading account gains and fees$0126
Additional Noninterest Income$1,521,0001,003
Total noninterest expense$16,186,000581
Salaries and employee benefits$10,094,000496
Premises and equipment expense$1,784,000741
Additional noninterest expense$4,308,000649
Pre-tax net operating income$10,033,000562
Securities gains (losses)$-344,0008,672
Applicable income taxes$06,706
Income before extraordinary items$9,689,000451
Extraordinary gains, net$039
Net income$9,689,000450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,000614
Cash dividends$6,352,000304
Sale, conversion, retirement of capital stock, net$1,162,000258
Net operating income$10,033,000432
2006-03-31 (YTD Data)Rank
Total interest income$17,217,000568
Total interest expense$6,165,000610
Net interest income$11,052,000528
Provision for loan and lease losses$696,000357
Total noninterest income$1,724,000837
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,192,000351
Trading account gains and fees$0115
Additional Noninterest Income$532,0001,286
Total noninterest expense$7,792,000592
Salaries and employee benefits$4,865,000510
Premises and equipment expense$906,000719
Additional noninterest expense$2,021,000686
Pre-tax net operating income$4,288,000626
Securities gains (losses)$-96,0008,654
Applicable income taxes$06,588
Income before extraordinary items$4,192,000499
Extraordinary gains, net$021
Net income$4,192,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,000538
Cash dividends$2,822,000328
Sale, conversion, retirement of capital stock, net$1,015,000138
Net operating income$4,288,000483
2005-12-31 (YTD Data)Rank
Total interest income$51,055,000636
Total interest expense$13,916,000815
Net interest income$37,139,000598
Provision for loan and lease losses$1,487,000725
Total noninterest income$5,621,000996
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,203,000404
Trading account gains and fees$0138
Additional Noninterest Income$1,418,0001,743
Total noninterest expense$27,045,000639
Salaries and employee benefits$17,520,000534
Premises and equipment expense$3,166,000764
Additional noninterest expense$6,359,000814
Pre-tax net operating income$14,228,000699
Securities gains (losses)$8,0001,546
Applicable income taxes$-6,0008,437
Income before extraordinary items$14,242,000535
Extraordinary gains, net$046
Net income$14,242,000535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,036
Cash dividends$5,149,000641
Sale, conversion, retirement of capital stock, net$13,621,000131
Net operating income$14,234,000523
2005-09-30 (YTD Data)Rank
Total interest income$35,175,000672
Total interest expense$9,160,000865
Net interest income$26,015,000618
Provision for loan and lease losses$1,152,000669
Total noninterest income$4,146,0001,016
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,051,000417
Trading account gains and fees$0126
Additional Noninterest Income$1,095,0001,702
Total noninterest expense$19,523,000656
Salaries and employee benefits$12,707,000544
Premises and equipment expense$2,284,000786
Additional noninterest expense$4,532,000850
Pre-tax net operating income$9,486,000781
Securities gains (losses)$8,0001,553
Applicable income taxes$-6,0008,582
Income before extraordinary items$9,500,000592
Extraordinary gains, net$035
Net income$9,500,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,740
Cash dividends$4,777,000503
Sale, conversion, retirement of capital stock, net$13,621,00092
Net operating income$9,492,000576
2005-06-30 (YTD Data)Rank
Total interest income$21,500,000706
Total interest expense$5,357,000922
Net interest income$16,143,000643
Provision for loan and lease losses$404,0001,179
Total noninterest income$2,631,0001,039
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,911,000433
Trading account gains and fees$0116
Additional Noninterest Income$720,0001,710
Total noninterest expense$12,624,000670
Salaries and employee benefits$8,025,000568
Premises and equipment expense$1,484,000800
Additional noninterest expense$3,115,000816
Pre-tax net operating income$5,746,000828
Securities gains (losses)$9,0001,390
Applicable income taxes$-6,0008,611
Income before extraordinary items$5,761,000624
Extraordinary gains, net$030
Net income$5,761,000624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,070
Cash dividends$2,554,000583
Sale, conversion, retirement of capital stock, net$13,621,00062
Net operating income$5,752,000610
2005-03-31 (YTD Data)Rank
Total interest income$10,058,000744
Total interest expense$2,307,0001,013
Net interest income$7,751,000662
Provision for loan and lease losses$121,0001,730
Total noninterest income$1,156,0001,121
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$810,000500
Trading account gains and fees$0115
Additional Noninterest Income$346,0001,710
Total noninterest expense$6,169,000683
Salaries and employee benefits$3,989,000568
Premises and equipment expense$725,000818
Additional noninterest expense$1,455,000863
Pre-tax net operating income$2,617,000898
Securities gains (losses)$8,0001,073
Applicable income taxes$-6,0008,676
Income before extraordinary items$2,631,000675
Extraordinary gains, net$024
Net income$2,631,000675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,822
Cash dividends$1,066,000625
Sale, conversion, retirement of capital stock, net$1,621,000101
Net operating income$2,623,000657
2004-12-31 (YTD Data)Rank
Total interest income$32,688,000853
Total interest expense$6,643,0001,234
Net interest income$26,045,000750
Provision for loan and lease losses$-1,491,0008,942
Total noninterest income$4,856,0001,105
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,637,000496
Trading account gains and fees$0138
Additional Noninterest Income$1,219,0001,888
Total noninterest expense$23,041,000698
Salaries and employee benefits$14,992,000572
Premises and equipment expense$2,986,000760
Additional noninterest expense$5,063,000993
Pre-tax net operating income$9,351,000937
Securities gains (losses)$-120,0008,748
Applicable income taxes$64,0005,876
Income before extraordinary items$9,167,000729
Extraordinary gains, net$034
Net income$9,167,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-687,0008,956
Cash dividends$2,164,0001,261
Sale, conversion, retirement of capital stock, net$14,130,00056
Net operating income$9,285,800694
2004-09-30 (YTD Data)Rank
Total interest income$23,388,000885
Total interest expense$4,789,0001,261
Net interest income$18,599,000793
Provision for loan and lease losses$-349,0008,956
Total noninterest income$3,644,0001,118
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,730,000502
Trading account gains and fees$0134
Additional Noninterest Income$914,0001,892
Total noninterest expense$16,357,000734
Salaries and employee benefits$10,442,000609
Premises and equipment expense$2,272,000753
Additional noninterest expense$3,643,0001,010
Pre-tax net operating income$6,235,0001,060
Securities gains (losses)$156,000915
Applicable income taxes$16,0006,628
Income before extraordinary items$6,375,000788
Extraordinary gains, net$026
Net income$6,375,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-738,0009,005
Cash dividends$2,069,000945
Sale, conversion, retirement of capital stock, net$14,130,00047
Net operating income$6,219,000769
2004-06-30 (YTD Data)Rank
Total interest income$15,168,000895
Total interest expense$3,113,0001,266
Net interest income$12,055,000804
Provision for loan and lease losses$91,0003,628
Total noninterest income$2,422,0001,113
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,818,000499
Trading account gains and fees$0130
Additional Noninterest Income$604,0001,916
Total noninterest expense$11,014,000730
Salaries and employee benefits$6,760,000624
Premises and equipment expense$1,514,000752
Additional noninterest expense$2,740,000908
Pre-tax net operating income$3,372,0001,264
Securities gains (losses)$126,000892
Applicable income taxes$07,214
Income before extraordinary items$3,498,000935
Extraordinary gains, net$021
Net income$3,498,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-218,0008,994
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$2,130,000162
Net operating income$3,372,000935
2004-03-31 (YTD Data)Rank
Total interest income$7,410,000926
Total interest expense$1,501,0001,330
Net interest income$5,909,000836
Provision for loan and lease losses$06,501
Total noninterest income$1,255,0001,050
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$956,000453
Trading account gains and fees$0121
Additional Noninterest Income$299,0001,889
Total noninterest expense$5,602,000722
Salaries and employee benefits$3,360,000636
Premises and equipment expense$795,000740
Additional noninterest expense$1,447,000853
Pre-tax net operating income$1,562,0001,343
Securities gains (losses)$126,000696
Applicable income taxes$07,103
Income before extraordinary items$1,688,000967
Extraordinary gains, net$016
Net income$1,688,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-198,0009,040
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,562,000992
2003-12-31 (YTD Data)Rank
Total interest income$28,881,000976
Total interest expense$7,090,0001,246
Net interest income$21,791,000893
Provision for loan and lease losses$1,951,000664
Total noninterest income$5,009,0001,131
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,825,000446
Trading account gains and fees$0160
Additional Noninterest Income$1,184,0002,142
Total noninterest expense$22,060,000735
Salaries and employee benefits$12,799,000664
Premises and equipment expense$3,517,000648
Additional noninterest expense$5,744,000891
Pre-tax net operating income$2,789,0002,653
Securities gains (losses)$501,000747
Applicable income taxes$07,459
Income before extraordinary items$3,290,0001,880
Extraordinary gains, net$054
Net income$3,290,0001,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,974,000330
Cash dividends$533,0003,403
Sale, conversion, retirement of capital stock, net$-11,0009,068
Net operating income$2,789,0002,075
2003-09-30 (YTD Data)Rank
Total interest income$21,561,000999
Total interest expense$5,718,0001,219
Net interest income$15,843,000931
Provision for loan and lease losses$2,291,000469
Total noninterest income$3,683,0001,163
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,774,000467
Trading account gains and fees$0153
Additional Noninterest Income$909,0002,187
Total noninterest expense$15,511,000788
Salaries and employee benefits$8,746,000747
Premises and equipment expense$2,632,000660
Additional noninterest expense$4,133,000936
Pre-tax net operating income$1,724,0003,180
Securities gains (losses)$283,0001,007
Applicable income taxes$07,524
Income before extraordinary items$2,007,0002,327
Extraordinary gains, net$040
Net income$2,007,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,979,000273
Cash dividends$533,0002,586
Sale, conversion, retirement of capital stock, net$-11,0009,138
Net operating income$1,724,0002,516
2003-06-30 (YTD Data)Rank
Total interest income$14,308,0001,016
Total interest expense$4,098,0001,172
Net interest income$10,210,000949
Provision for loan and lease losses$2,291,000360
Total noninterest income$2,421,0001,181
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,823,000470
Trading account gains and fees$0150
Additional Noninterest Income$598,0002,198
Total noninterest expense$10,268,000793
Salaries and employee benefits$5,783,000750
Premises and equipment expense$1,714,000681
Additional noninterest expense$2,771,000921
Pre-tax net operating income$72,0008,220
Securities gains (losses)$257,000899
Applicable income taxes$07,529
Income before extraordinary items$329,0005,890
Extraordinary gains, net$030
Net income$329,0005,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,880,000220
Cash dividends$533,0002,056
Sale, conversion, retirement of capital stock, net$-11,0009,190
Net operating income$72,0008,061
2003-03-31 (YTD Data)Rank
Total interest income$7,202,0001,016
Total interest expense$2,142,0001,149
Net interest income$5,060,000961
Provision for loan and lease losses$1,074,000361
Total noninterest income$1,227,0001,140
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$902,000470
Trading account gains and fees$0134
Additional Noninterest Income$325,0002,000
Total noninterest expense$4,960,000821
Salaries and employee benefits$2,837,000767
Premises and equipment expense$833,000700
Additional noninterest expense$1,290,000955
Pre-tax net operating income$253,0005,250
Securities gains (losses)$191,000676
Applicable income taxes$07,403
Income before extraordinary items$444,0003,209
Extraordinary gains, net$021
Net income$444,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$341,0001,640
Sale, conversion, retirement of capital stock, net$-11,0009,260
Net operating income$253,0004,486
2002-12-31 (YTD Data)Rank
Total interest income$33,634,000906
Total interest expense$10,806,0001,030
Net interest income$22,828,000846
Provision for loan and lease losses$4,619,000412
Total noninterest income$5,746,000925
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,670,000448
Trading account gains and fees$0153
Additional Noninterest Income$2,076,0001,275
Total noninterest expense$21,335,000750
Salaries and employee benefits$12,987,000626
Premises and equipment expense$3,396,000656
Additional noninterest expense$4,952,0001,001
Pre-tax net operating income$2,620,0002,790
Securities gains (losses)$1,024,000414
Applicable income taxes$07,681
Income before extraordinary items$3,644,0001,640
Extraordinary gains, net$070
Net income$3,644,0001,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,546,000398
Cash dividends$525,0003,362
Sale, conversion, retirement of capital stock, net$2,957,000238
Net operating income$2,620,0002,192
2001-12-31 (YTD Data)Rank
Total interest income$37,173,000918
Total interest expense$14,488,0001,108
Net interest income$22,685,000781
Provision for loan and lease losses$4,040,000411
Total noninterest income$5,376,000931
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,989,000380
Trading account gains and fees$0177
Additional Noninterest Income$1,387,0001,637
Total noninterest expense$22,116,000704
Salaries and employee benefits$12,485,000617
Premises and equipment expense$3,295,000658
Additional noninterest expense$6,336,000790
Pre-tax net operating income$1,906,0003,289
Securities gains (losses)$341,000820
Applicable income taxes$07,903
Income before extraordinary items$2,247,0002,292
Extraordinary gains, net$0105
Net income$2,247,0002,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,889,000367
Cash dividends$2,137,0001,251
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,906,0002,567
2000-12-31 (YTD Data)Rank
Total interest income$36,439,000972
Total interest expense$14,398,0001,204
Net interest income$22,041,000793
Provision for loan and lease losses$4,344,000354
Total noninterest income$5,099,000916
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,201,000422
Trading account gains and fees$0180
Additional Noninterest Income$1,898,0001,178
Total noninterest expense$20,731,000736
Salaries and employee benefits$11,176,000641
Premises and equipment expense$3,438,000626
Additional noninterest expense$6,117,000812
Pre-tax net operating income$2,065,0003,247
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,065,0002,483
Extraordinary gains, net$038
Net income$2,065,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,323,000352
Cash dividends$2,213,0001,245
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,065,0002,489
1999-12-31 (YTD Data)Rank
Total interest income$32,696,0001,010
Total interest expense$10,704,0001,396
Net interest income$21,992,000799
Provision for loan and lease losses$1,710,000637
Total noninterest income$5,450,000881
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,440,000404
Trading account gains and fees$0173
Additional Noninterest Income$2,010,0001,148
Total noninterest expense$19,626,000769
Salaries and employee benefits$10,668,000669
Premises and equipment expense$3,592,000614
Additional noninterest expense$5,366,000908
Pre-tax net operating income$6,106,0001,256
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$6,106,000922
Extraordinary gains, net$035
Net income$6,106,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,195,000631
Cash dividends$2,623,0001,081
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,106,000909
1998-12-31 (YTD Data)Rank
Total interest income$30,363,0001,078
Total interest expense$10,049,0001,517
Net interest income$20,314,000843
Provision for loan and lease losses$1,820,000622
Total noninterest income$4,632,000992
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,227,000404
Trading account gains and fees$0224
Additional Noninterest Income$1,405,0001,464
Total noninterest expense$17,704,000820
Salaries and employee benefits$9,452,000716
Premises and equipment expense$3,350,000640
Additional noninterest expense$4,902,000965
Pre-tax net operating income$5,422,0001,392
Securities gains (losses)$04,449
Applicable income taxes$827,0002,668
Income before extraordinary items$4,595,0001,164
Extraordinary gains, net$032
Net income$4,595,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,851,000492
Cash dividends$2,411,0001,157
Sale, conversion, retirement of capital stock, net$5,000,000225
Net operating income$4,595,0001,128
1997-12-31 (YTD Data)Rank
Total interest income$20,990,0001,573
Total interest expense$6,585,0002,281
Net interest income$14,405,0001,217
Provision for loan and lease losses$423,0002,009
Total noninterest income$3,127,0001,259
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,423,000545
Trading account gains and fees$0239
Additional Noninterest Income$704,0002,212
Total noninterest expense$11,992,0001,113
Salaries and employee benefits$6,396,0001,034
Premises and equipment expense$2,310,000867
Additional noninterest expense$3,286,0001,332
Pre-tax net operating income$5,117,0001,513
Securities gains (losses)$59,0001,244
Applicable income taxes$2,141,0001,243
Income before extraordinary items$3,035,0001,750
Extraordinary gains, net$044
Net income$3,035,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,236
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$1,260,000433
Net operating income$2,997,2401,736
1996-12-31 (YTD Data)Rank
Total interest income$15,664,0002,155
Total interest expense$4,927,0003,045
Net interest income$10,737,0001,647
Provision for loan and lease losses$504,0001,721
Total noninterest income$2,665,0001,480
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,243,000610
Trading account gains and fees$0262
Additional Noninterest Income$422,0003,286
Total noninterest expense$9,374,0001,523
Salaries and employee benefits$4,424,0001,503
Premises and equipment expense$2,048,0001,035
Additional noninterest expense$2,902,0001,791
Pre-tax net operating income$3,524,0002,042
Securities gains (losses)$04,148
Applicable income taxes$1,364,0001,753
Income before extraordinary items$2,160,0002,279
Extraordinary gains, net$053
Net income$2,160,0002,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,882
Cash dividends$1,100,0001,990
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,160,0002,232
1995-12-31 (YTD Data)Rank
Total interest income$9,038,0003,602
Total interest expense$2,788,0005,075
Net interest income$6,250,0002,852
Provision for loan and lease losses$50,0006,165
Total noninterest income$1,781,0002,017
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,144,0001,165
Trading account gains and fees$0522
Additional Noninterest Income$637,0002,440
Total noninterest expense$6,460,0002,132
Salaries and employee benefits$2,724,0002,448
Premises and equipment expense$967,0002,078
Additional noninterest expense$2,769,0001,814
Pre-tax net operating income$1,521,0004,408
Securities gains (losses)$03,831
Applicable income taxes$585,0003,723
Income before extraordinary items$936,0004,841
Extraordinary gains, net$065
Net income$936,0004,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00011,418
Cash dividends$700,0002,638
Sale, conversion, retirement of capital stock, net$0809
Net operating income$936,0004,830
1994-12-31 (YTD Data)Rank
Total interest income$7,851,0003,816
Total interest expense$2,019,0005,576
Net interest income$5,832,0003,080
Provision for loan and lease losses$-14,00011,794
Total noninterest income$1,459,0002,348
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,063,0001,254
Trading account gains and fees$0475
Additional Noninterest Income$396,0003,426
Total noninterest expense$5,096,0002,727
Salaries and employee benefits$2,614,0002,548
Premises and equipment expense$1,000,0002,038
Additional noninterest expense$1,482,0003,335
Pre-tax net operating income$2,209,0003,169
Securities gains (losses)$03,600
Applicable income taxes$720,0003,028
Income before extraordinary items$1,489,0003,197
Extraordinary gains, net$0249
Net income$1,489,0003,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,134
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,489,0003,223
1993-12-31 (YTD Data)Rank
Total interest income$6,959,0004,330
Total interest expense$1,774,0006,409
Net interest income$5,185,0003,453
Provision for loan and lease losses$010,371
Total noninterest income$1,683,0002,231
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,002,0001,349
Trading account gains and fees$0532
Additional Noninterest Income$681,0002,643
Total noninterest expense$4,746,0002,985
Salaries and employee benefits$2,344,0002,815
Premises and equipment expense$969,0002,118
Additional noninterest expense$1,433,0003,636
Pre-tax net operating income$2,122,0003,130
Securities gains (losses)$07,477
Applicable income taxes$754,0002,891
Income before extraordinary items$1,368,0003,534
Extraordinary gains, net$25,0002,588
Net income$1,393,0003,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,582
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,368,0003,334
1992-12-31 (YTD Data)Rank
Total interest income$6,863,0004,907
Total interest expense$2,315,0006,369
Net interest income$4,548,0003,966
Provision for loan and lease losses$-542,00013,892
Total noninterest income$1,599,0002,280
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,124,0001,184
Trading account gains and fees$0504
Additional Noninterest Income$475,0003,294
Total noninterest expense$5,435,0002,654
Salaries and employee benefits$2,319,0002,797
Premises and equipment expense$1,380,0001,547
Additional noninterest expense$1,736,0003,155
Pre-tax net operating income$1,254,0004,739
Securities gains (losses)$73,0003,512
Applicable income taxes$451,0004,362
Income before extraordinary items$876,0005,019
Extraordinary gains, net$01,422
Net income$876,0005,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-948,00013,925
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$827,8204,927

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.