Home > The Valley Bank > Income and Expense
The Valley Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 5,766 |
| Total interest expense | $2,989,000 | 5,181 |
| Net interest income | $2,667,000 | 6,280 |
| Provision for loan and lease losses | $356,000 | 3,738 |
| Total noninterest income | $372,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $2,564,000 | 5,192 |
| Salaries and employee benefits | $857,000 | 6,889 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $1,376,000 | 3,856 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $81,000 | 10,417 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $80,000 | 12,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 4,196 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $53,120 | 12,265 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.