Home > The Trust Company of New Jersey > Net charge- offs to loans
The Trust Company of New Jersey, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2295% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7218% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5384% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | -2,000.0000% | 2,636 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6088% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6450% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 7.1956% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4977% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 6,471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 3,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 3,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2781% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3892% | 4,783 |
| Percentage Net Loans Charged-off: Credit card loans | -2,250.0000% | 2,829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 8,390 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 6,457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4491% | 2,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3491% | 4,559 |
| Percentage Net Loans Charged-off: Credit card loans | -2,453.6000% | 2,828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1379% | 3,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 8,399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 6,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5069% | 1,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3177% | 4,339 |
| Percentage Net Loans Charged-off: Credit card loans | -2,556.3910% | 2,815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0912% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 8,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,519 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 6,353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2857% | 3,925 |
| Percentage Net Loans Charged-off: Credit card loans | -2,400.0000% | 2,805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0464% | 8,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1575% | 8,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 2,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9989% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2095% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | -585.3659% | 2,991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 6,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 8,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 8,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 8,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 8,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 4,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0853% | 6,741 |
| Percentage Net Loans Charged-off: Credit card loans | -10.4444% | 5,559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2611% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 5,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 1,340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7998% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3385% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1216% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1392% | 1,329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1276% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3340% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8172% | 1,308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0758% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | -1.0127% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 1,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1081% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2394% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5145% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | -4.4135% | 1,297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3864% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1308% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0874% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1573% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0454% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2333% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4410% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3820% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2257% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4928% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0223% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1461% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1682% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1427% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4551% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6947% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2256% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7161% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5590% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 1.0728% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9745% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3727% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2364% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3030% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8636% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2950% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4348% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2576% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6056% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 4.3114% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8728% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 1,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1862% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0831% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2610% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5345% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 6,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1742% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9549% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2425% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9521% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3435% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9816% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2707% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9167% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 5.7432% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2045% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3432% | 334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9755% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4183% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1322% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |