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The Troy Savings Bank, Loan Charge- Offs and Recoveries

2003-12-31 (YTD Data)Rank
Total charge-offs$800,0001,342
Loans secured by real estate, total$170,0001,212
To non-U.S. addressees$011
Real estate loans in domestic offices$170,0001,212
Construction and land development$0929
Secured by farmland$0439
Total charge-offs secured by 1-4 family residential properties$166,000642
Secured by multifamily residential properties$4,000202
Secured by nonfarm nonresidential properties$01,780
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$96,0002,530
Loans to individuals$342,000931
Credit card loan charge offs$02,038
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$342,000811
Loans to foreign governments and official institutions$011
Other loans$192,000292
Lease financing receivables$0327
Memoranda:
Loans to finance agricultural production and other loans to farmers$0867
Total recoveries$168,0001,425
Loans secured by real estate, total$37,0001,105
To non-U.S. addressees$09
Real estate loans in domestic offices$37,0001,104
Construction and land development$26,000190
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$11,0001,296
Secured by multifamily residential properties$0183
Secured by nonfarm nonresidential properties$01,310
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$019
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$34,0001,637
Loans to individuals$97,000924
Credit card loan recoveries$01,547
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$97,000844
Loans to foreign governments and official institutions$07
Other loans$01,905
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$0961
Net charge-offs$632,0001,330
Loans secured by real estate, total$133,0001,225
To non-U.S. addressees$011
Real estate loans in domestic offices$133,0001,224
Construction and land development$-26,0009,103
Secured by farmland$0375
Secured by 1-4 family residential properties- net charge-offs$155,000588
Secured by multifamily residential properties$4,000178
Secured by nonfarm nonresidential properties$01,593
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$62,0002,623
To non-U.S. addressees$028
Loans to individuals$245,000941
Credit card loan net charge offs$01,905
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$245,000811
Loans to foreign governments and official institutions$010
Other loans$192,000243
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2003-09-30 (YTD Data)Rank
Total charge-offs$487,0001,460
Loans secured by real estate, total$149,000997
To non-U.S. addressees$011
Real estate loans in domestic offices$149,000997
Construction and land development$0744
Secured by farmland$0323
Total charge-offs secured by 1-4 family residential properties$145,000557
Secured by multifamily residential properties$4,000152
Secured by nonfarm nonresidential properties$01,419
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$63,0002,357
Loans to individuals$275,000864
Credit card loan charge offs$01,934
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$275,000745
Loans to foreign governments and official institutions$010
Other loans$01,699
Lease financing receivables$0304
Memoranda:
Loans to finance agricultural production and other loans to farmers$0715
Total recoveries$123,0001,436
Loans secured by real estate, total$26,0001,048
To non-U.S. addressees$08
Real estate loans in domestic offices$26,0001,047
Construction and land development$21,000164
Secured by farmland$0344
Secured by 1-4 family residential properties - total recoveries$5,0001,442
Secured by multifamily residential properties$0161
Secured by nonfarm nonresidential properties$01,141
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0001,864
Loans to individuals$79,000886
Credit card loan recoveries$01,427
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$79,000808
Loans to foreign governments and official institutions$011
Other loans$01,741
Lease financing receivables$0258
Memoranda:
Loans to finance agricultural production and other loans to farmers$0850
Net charge-offs$364,0001,499
Loans secured by real estate, total$123,000985
To non-U.S. addressees$011
Real estate loans in domestic offices$123,000984
Construction and land development$-21,0009,164
Secured by farmland$0283
Secured by 1-4 family residential properties- net charge-offs$140,000499
Secured by multifamily residential properties$4,000131
Secured by nonfarm nonresidential properties$01,273
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$45,0002,345
To non-U.S. addressees$028
Loans to individuals$196,000863
Credit card loan net charge offs$01,800
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$196,000739
Loans to foreign governments and official institutions$08
Other loans$01,466
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$0609
2003-06-30 (YTD Data)Rank
Total charge-offs$311,0001,472
Loans secured by real estate, total$90,000976
To non-U.S. addressees$08
Real estate loans in domestic offices$90,000976
Construction and land development$0582
Secured by farmland$0243
Total charge-offs secured by 1-4 family residential properties$90,000557
Secured by multifamily residential properties$0115
Secured by nonfarm nonresidential properties$01,093
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$08
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$29,0002,455
Loans to individuals$192,000824
Credit card loan charge offs$01,759
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$192,000716
Loans to foreign governments and official institutions$011
Other loans$01,428
Lease financing receivables$0280
Memoranda:
Loans to finance agricultural production and other loans to farmers$0571
Total recoveries$79,0001,456
Loans secured by real estate, total$19,000938
To non-U.S. addressees$06
Real estate loans in domestic offices$19,000937
Construction and land development$15,000135
Secured by farmland$0274
Secured by 1-4 family residential properties - total recoveries$4,0001,189
Secured by multifamily residential properties$0122
Secured by nonfarm nonresidential properties$0952
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0002,950
Loans to individuals$58,000834
Credit card loan recoveries$01,265
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$58,000753
Loans to foreign governments and official institutions$010
Other loans$01,482
Lease financing receivables$0235
Memoranda:
Loans to finance agricultural production and other loans to farmers$0695
Net charge-offs$232,0001,489
Loans secured by real estate, total$71,000985
To non-U.S. addressees$08
Real estate loans in domestic offices$71,000984
Construction and land development$-15,0009,195
Secured by farmland$0214
Secured by 1-4 family residential properties- net charge-offs$86,000501
Secured by multifamily residential properties$0103
Secured by nonfarm nonresidential properties$0978
Real estate loans in foreign officesNANA
Loans to depository institutions$013
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$27,0002,167
To non-U.S. addressees$025
Loans to individuals$134,000855
Credit card loan net charge offs$01,616
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$134,000728
Loans to foreign governments and official institutions$010
Other loans$01,245
Lease financing receivables$0253
Memoranda:
Loans to finance agricultural production and other loans to farmers$0485
2003-03-31 (YTD Data)Rank
Total charge-offs$172,0001,245
Loans secured by real estate, total$51,000788
To non-U.S. addressees$06
Real estate loans in domestic offices$51,000788
Construction and land development$0356
Secured by farmland$0142
Total charge-offs secured by 1-4 family residential properties$51,000502
Secured by multifamily residential properties$062
Secured by nonfarm nonresidential properties$0685
Real estate loans in foreign officesNANA
Loans to depository institutions$011
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$02,873
Loans to individuals$121,000705
Credit card loan charge offs$01,417
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$121,000604
Loans to foreign governments and official institutions$09
Other loans$01,009
Lease financing receivables$0227
Memoranda:
Loans to finance agricultural production and other loans to farmers$0328
Total recoveries$45,0001,294
Loans secured by real estate, total$12,000704
To non-U.S. addressees$05
Real estate loans in domestic offices$12,000703
Construction and land development$10,00092
Secured by farmland$0177
Secured by 1-4 family residential properties - total recoveries$2,000919
Secured by multifamily residential properties$090
Secured by nonfarm nonresidential properties$0671
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$011
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0002,376
Loans to individuals$32,000791
Credit card loan recoveries$0989
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$32,000713
Loans to foreign governments and official institutions$08
Other loans$01,167
Lease financing receivables$0201
Memoranda:
Loans to finance agricultural production and other loans to farmers$0518
Net charge-offs$127,0001,271
Loans secured by real estate, total$39,000817
To non-U.S. addressees$06
Real estate loans in domestic offices$39,000816
Construction and land development$-10,0009,247
Secured by farmland$0129
Secured by 1-4 family residential properties- net charge-offs$49,000464
Secured by multifamily residential properties$056
Secured by nonfarm nonresidential properties$0618
Real estate loans in foreign officesNANA
Loans to depository institutions$010
To foreign banks$05
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-1,0007,725
To non-U.S. addressees$017
Loans to individuals$89,000696
Credit card loan net charge offs$01,291
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$89,000586
Loans to foreign governments and official institutions$08
Other loans$0847
Lease financing receivables$0207
Memoranda:
Loans to finance agricultural production and other loans to farmers$0283
2002-12-31 (YTD Data)Rank
Total charge-offs$953,0001,206
Loans secured by real estate, total$215,000968
To non-U.S. addressees$010
Real estate loans in domestic offices$215,000966
Construction and land development$0961
Secured by farmland$0395
Total charge-offs secured by 1-4 family residential properties$87,000990
Secured by multifamily residential properties$22,000152
Secured by nonfarm nonresidential properties$106,000665
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$253,0001,544
Loans to individuals$485,000750
Credit card loan charge offs$02,154
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$485,000659
Loans to foreign governments and official institutions$019
Other loans$02,007
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$0954
Total recoveries$200,0001,198
Loans secured by real estate, total$48,000873
To non-U.S. addressees$06
Real estate loans in domestic offices$48,000872
Construction and land development$26,000182
Secured by farmland$0408
Secured by 1-4 family residential properties - total recoveries$18,000945
Secured by multifamily residential properties$0183
Secured by nonfarm nonresidential properties$4,000886
Real estate loans in foreign officesNANA
Loans to depository institutions$026
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$28,0001,741
Loans to individuals$124,000743
Credit card loan recoveries$01,607
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$124,000661
Loans to foreign governments and official institutions$016
Other loans$01,889
Lease financing receivables$0274
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,014
Net charge-offs$753,0001,215
Loans secured by real estate, total$167,000986
To non-U.S. addressees$010
Real estate loans in domestic offices$167,000982
Construction and land development$-26,0009,261
Secured by farmland$0335
Secured by 1-4 family residential properties- net charge-offs$69,0001,014
Secured by multifamily residential properties$22,000143
Secured by nonfarm nonresidential properties$102,000601
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$014
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$225,0001,451
To non-U.S. addressees$031
Loans to individuals$361,000749
Credit card loan net charge offs$02,007
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$361,000639
Loans to foreign governments and official institutions$016
Other loans$01,756
Lease financing receivables$0327
Memoranda:
Loans to finance agricultural production and other loans to farmers$0812
2001-12-31 (YTD Data)Rank
Total charge-offs$1,712,000738
Loans secured by real estate, total$330,000623
To non-U.S. addressees$014
Real estate loans in domestic offices$330,000621
Construction and land development$77,000327
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$232,000413
Secured by multifamily residential properties$21,000142
Secured by nonfarm nonresidential properties$01,604
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$010
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$335,0001,118
Loans to individuals$1,047,000438
Credit card loan charge offs$02,261
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,047,000353
Loans to foreign governments and official institutions$019
Other loans$01,962
Lease financing receivables$0314
Memoranda:
Loans to finance agricultural production and other loans to farmers$0889
Total recoveries$404,000613
Loans secured by real estate, total$130,000434
To non-U.S. addressees$011
Real estate loans in domestic offices$130,000433
Construction and land development$31,000150
Secured by farmland$0411
Secured by 1-4 family residential properties - total recoveries$28,000697
Secured by multifamily residential properties$0182
Secured by nonfarm nonresidential properties$71,000264
Real estate loans in foreign officesNANA
Loans to depository institutions$035
To foreign banks$017
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$63,000984
Loans to individuals$211,000477
Credit card loan recoveries$01,709
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$211,000406
Loans to foreign governments and official institutions$018
Other loans$01,877
Lease financing receivables$0247
Memoranda:
Loans to finance agricultural production and other loans to farmers$0990
Net charge-offs$1,308,000773
Loans secured by real estate, total$200,000759
To non-U.S. addressees$014
Real estate loans in domestic offices$200,000756
Construction and land development$46,000393
Secured by farmland$0337
Secured by 1-4 family residential properties- net charge-offs$204,000393
Secured by multifamily residential properties$21,000128
Secured by nonfarm nonresidential properties$-71,0009,517
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$07
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$272,0001,149
To non-U.S. addressees$033
Loans to individuals$836,000423
Credit card loan net charge offs$02,129
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$836,000334
Loans to foreign governments and official institutions$017
Other loans$01,676
Lease financing receivables$0303
Memoranda:
Loans to finance agricultural production and other loans to farmers$0735
2000-12-31 (YTD Data)Rank
Total charge-offs$1,668,000626
Loans secured by real estate, total$1,016,000215
To non-U.S. addressees$010
Real estate loans in domestic offices$1,016,000215
Construction and land development$312,00088
Secured by farmland$0333
Total charge-offs secured by 1-4 family residential properties$360,000276
Secured by multifamily residential properties$313,00026
Secured by nonfarm nonresidential properties$31,000779
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$016
Loans to finance agricultural production and other loans to farmers$0197
Commercial and industrial loans$40,0003,610
Loans to individuals$612,000578
Credit card loan charge offs$2,0002,691
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$610,000467
Loans to foreign governments and official institutions$013
Other loans$0240
Lease financing receivables$0262
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$496,000537
Loans secured by real estate, total$448,000162
To non-U.S. addressees$09
Real estate loans in domestic offices$448,000162
Construction and land development$219,00036
Secured by farmland$0361
Secured by 1-4 family residential properties - total recoveries$74,000357
Secured by multifamily residential properties$0214
Secured by nonfarm nonresidential properties$155,000162
Real estate loans in foreign officesNANA
Loans to depository institutions$022
To foreign banks$019
Loans to finance agricultural production and other loans to farmers$0192
Commercial and industrial loans$6,0003,825
Loans to individuals$42,0001,716
Credit card loan recoveries$02,376
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$42,0001,540
Loans to foreign governments and official institutions$013
Other loans$0222
Lease financing receivables$0249
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,172,000670
Loans secured by real estate, total$568,000279
To non-U.S. addressees$09
Real estate loans in domestic offices$568,000279
Construction and land development$93,000181
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$286,000268
Secured by multifamily residential properties$313,00020
Secured by nonfarm nonresidential properties$-124,0009,803
Real estate loans in foreign officesNANA
Loans to depository institutions$015
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0148
Commercial and industrial loans$34,0003,212
To non-U.S. addressees$035
Loans to individuals$570,000490
Credit card loan net charge offs$2,0002,459
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$568,000381
Loans to foreign governments and official institutions$010
Other loans$0211
Lease financing receivables$0240
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1999-12-31 (YTD Data)Rank
Total charge-offs$1,381,000706
Loans secured by real estate, total$891,000250
To non-U.S. addressees$08
Real estate loans in domestic offices$891,000249
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$358,000304
Secured by multifamily residential properties$200,00051
Secured by nonfarm nonresidential properties$333,000205
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$75,0002,779
Loans to individuals$415,000824
Credit card loan charge offs$4,0002,552
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$411,000675
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$210,0001,123
Loans secured by real estate, total$180,000377
To non-U.S. addressees$09
Real estate loans in domestic offices$180,000377
Construction and land development$26,000170
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$61,000449
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$93,000292
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$6,0004,184
Loans to individuals$24,0002,636
Credit card loan recoveries$1,0001,990
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0002,473
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,171,000642
Loans secured by real estate, total$711,000225
To non-U.S. addressees$07
Real estate loans in domestic offices$711,000225
Construction and land development$-26,00010,111
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$297,000298
Secured by multifamily residential properties$200,00040
Secured by nonfarm nonresidential properties$240,000174
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$69,0002,349
To non-U.S. addressees$035
Loans to individuals$391,000677
Credit card loan net charge offs$3,0002,451
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$388,000533
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$1,945,000579
Loans secured by real estate, total$1,790,000167
To non-U.S. addressees$013
Real estate loans in domestic offices$1,790,000167
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$547,000233
Secured by multifamily residential properties$12,000283
Secured by nonfarm nonresidential properties$1,231,00080
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$38,0003,780
Loans to individuals$117,0002,196
Credit card loan charge offs$2,0003,051
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$115,0001,912
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$211,0001,151
Loans secured by real estate, total$189,000410
To non-U.S. addressees$010
Real estate loans in domestic offices$189,000409
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$120,000285
Secured by multifamily residential properties$4,000212
Secured by nonfarm nonresidential properties$65,000408
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$6,0004,225
Loans to individuals$16,0003,431
Credit card loan recoveries$3,0001,477
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0003,510
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,734,000511
Loans secured by real estate, total$1,601,000138
To non-U.S. addressees$012
Real estate loans in domestic offices$1,601,000136
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$427,000234
Secured by multifamily residential properties$8,000254
Secured by nonfarm nonresidential properties$1,166,00054
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$32,0003,261
To non-U.S. addressees$036
Loans to individuals$101,0001,933
Credit card loan net charge offs$-1,00010,188
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$102,0001,613
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$2,083,000595
Loans secured by real estate, total$1,955,000175
To non-U.S. addressees$011
Real estate loans in domestic offices$1,955,000175
Construction and land development$130,000158
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$259,000457
Secured by multifamily residential properties$80,000221
Secured by nonfarm nonresidential properties$1,486,00079
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$77,0002,714
Loans to individuals$51,0003,820
Credit card loan charge offs$8,0002,393
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$43,0003,721
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$189,0001,396
Loans secured by real estate, total$167,000504
To non-U.S. addressees$012
Real estate loans in domestic offices$167,000504
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$102,000360
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$65,000472
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$12,0003,699
Loans to individuals$10,0004,344
Credit card loan recoveries$2,0001,717
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$8,0004,445
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,894,000518
Loans secured by real estate, total$1,788,000129
To non-U.S. addressees$010
Real estate loans in domestic offices$1,788,000128
Construction and land development$130,000133
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$157,000558
Secured by multifamily residential properties$80,000185
Secured by nonfarm nonresidential properties$1,421,00044
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$65,0002,300
To non-U.S. addressees$021
Loans to individuals$41,0003,514
Credit card loan net charge offs$6,0002,413
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$35,0003,346
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,452,000877
Loans secured by real estate, total$1,375,000313
To non-U.S. addressees$010
Real estate loans in domestic offices$1,375,000313
Construction and land development$411,00099
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$537,000303
Secured by multifamily residential properties$210,000161
Secured by nonfarm nonresidential properties$217,000489
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$57,0003,377
Loans to individuals$20,0005,745
Credit card loan charge offs$4,0003,025
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$16,0005,630
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$232,0001,329
Loans secured by real estate, total$212,000505
To non-U.S. addressees$08
Real estate loans in domestic offices$212,000505
Construction and land development$58,000173
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$90,000407
Secured by multifamily residential properties$29,000185
Secured by nonfarm nonresidential properties$35,000774
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$9,0004,428
Loans to individuals$11,0004,347
Credit card loan recoveries$2,0001,776
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$9,0004,461
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,220,000792
Loans secured by real estate, total$1,163,000264
To non-U.S. addressees$07
Real estate loans in domestic offices$1,163,000263
Construction and land development$353,00089
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$447,000292
Secured by multifamily residential properties$181,000155
Secured by nonfarm nonresidential properties$182,000418
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$48,0002,809
To non-U.S. addressees$022
Loans to individuals$9,0006,127
Credit card loan net charge offs$2,0003,235
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$7,0005,909
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$1,037,0001,094
Loans secured by real estate, total$819,000531
To non-U.S. addressees$015
Real estate loans in domestic offices$819,000530
Construction and land development$82,000342
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$338,000481
Secured by multifamily residential properties$254,000203
Secured by nonfarm nonresidential properties$145,000758
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$148,0001,779
Loans to individuals$70,0002,947
Credit card loan charge offs$15,0001,731
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$55,0002,973
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$190,0001,546
Loans secured by real estate, total$156,000655
To non-U.S. addressees$013
Real estate loans in domestic offices$156,000654
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$42,000761
Secured by multifamily residential properties$18,000262
Secured by nonfarm nonresidential properties$96,000503
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$7,0005,186
Loans to individuals$27,0002,706
Credit card loan recoveries$4,0001,402
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0002,762
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$847,000983
Loans secured by real estate, total$663,000487
To non-U.S. addressees$012
Real estate loans in domestic offices$663,000486
Construction and land development$82,000279
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$296,000440
Secured by multifamily residential properties$236,000192
Secured by nonfarm nonresidential properties$49,000961
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$141,0001,305
To non-U.S. addressees$022
Loans to individuals$43,0003,017
Credit card loan net charge offs$11,0001,788
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$32,0003,066
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$473,0001,905
Loans secured by real estate, total$202,0001,334
To non-U.S. addressees$013
Real estate loans in domestic offices$202,0001,334
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$102,0001,126
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$100,000988
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$232,0001,309
Loans to individuals$39,0004,016
Credit card loan charge offs$4,0002,719
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$35,0003,827
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$97,0002,965
Loans secured by real estate, total$51,0001,496
To non-U.S. addressees$012
Real estate loans in domestic offices$51,0001,496
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$44,000815
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$7,0001,641
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$16,0004,439
Loans to individuals$30,0002,673
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$29,0002,511
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$376,0001,651
Loans secured by real estate, total$151,0001,274
To non-U.S. addressees$09
Real estate loans in domestic offices$151,0001,275
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$58,0001,337
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$93,000865
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$216,000944
To non-U.S. addressees$026
Loans to individuals$9,0005,704
Credit card loan net charge offs$3,0002,646
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$6,0005,737
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$991,0001,441
Loans secured by real estate, total$628,000905
To non-U.S. addressees$019
Real estate loans in domestic offices$628,000903
Construction and land development$2,0001,198
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$136,0001,158
Secured by multifamily residential properties$277,000253
Secured by nonfarm nonresidential properties$213,000885
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$308,0001,469
Loans to individuals$55,0003,691
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$55,0003,270
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$242,0001,584
Loans secured by real estate, total$212,000604
To non-U.S. addressees$016
Real estate loans in domestic offices$212,000603
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$47,000809
Secured by multifamily residential properties$156,00099
Secured by nonfarm nonresidential properties$9,0001,600
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$3,0007,389
Loans to individuals$27,0003,049
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$27,0002,819
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$749,0001,375
Loans secured by real estate, total$416,000977
To non-U.S. addressees$018
Real estate loans in domestic offices$416,000975
Construction and land development$2,0001,063
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$89,0001,287
Secured by multifamily residential properties$121,000345
Secured by nonfarm nonresidential properties$204,000804
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$305,0001,106
To non-U.S. addressees$036
Loans to individuals$28,0003,959
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$28,0003,457
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$850,0002,060
Loans secured by real estate, total$497,0001,309
To non-U.S. addressees$017
Real estate loans in domestic offices$497,0001,309
Construction and land development$201,000615
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$188,0001,071
Secured by multifamily residential properties$80,000517
Secured by nonfarm nonresidential properties$28,0002,652
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$229,0002,448
Loans to individuals$124,0002,627
Credit card loan charge offs$3,0003,275
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$121,0002,338
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$40,0005,809
Loans secured by real estate, total$28,0002,220
To non-U.S. addressees$07
Real estate loans in domestic offices$28,0002,220
Construction and land development$9,000654
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$19,0001,552
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$09,301
Loans to individuals$12,0005,122
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0005,060
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$810,0001,804
Loans secured by real estate, total$469,0001,223
To non-U.S. addressees$017
Real estate loans in domestic offices$469,0001,223
Construction and land development$192,000599
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$169,0001,024
Secured by multifamily residential properties$80,000504
Secured by nonfarm nonresidential properties$28,0002,439
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$229,0002,048
To non-U.S. addressees$050
Loans to individuals$112,0002,180
Credit card loan net charge offs$2,0003,295
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$110,0001,854
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.