Home > The Troy Savings Bank > Assets and Liabilities
The Troy Savings Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 294 | 535 |
| Assets and Liabilities | ||
| Total Assets: | $1,086,787,000 | 539 |
| Cash and due from depository institutions | $97,572,000 | 535 |
| Interest-bearing balances | $57,197,000 | 113 |
| Securities | $137,835,000 | 981 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,033 |
| Net loans & leases | $738,871,000 | 508 |
| Loan loss allowance | $14,650,000 | 358 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,547,000 | 528 |
| Other real estate owned | $17,348,000 | 535 |
| Goodwill and other intangibles | $31,686,000 | 248 |
| All other assets | $42,128,000 | 451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,086,787,000 | 539 |
| Total liabilities | $952,044,000 | 551 |
| Total deposits | $827,087,000 | 523 |
| Interest-bearing deposits | $813,175,000 | 457 |
| Deposits held in domestic offices | $827,087,000 | 522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $118,692,000 | 471 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,265,000 | 799 |
| Total equity capital | $134,743,000 | 446 |
| Total bank equity capital | $134,743,000 | 446 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $58,000 | 7,598 |
| Surplus | $101,706,000 | 308 |
| Undivided profits | $32,979,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,244,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,118,000 | 616 |
| Earning assets | $939,703,000 | 563 |
| Long-term assets (5+ years) | $240,053,000 | 479 |
| Average Assets, year-to-date | $1,114,259,400 | 506 |
| Average Assets, quarterly | $1,142,530,500 | 513 |
| Volatile liabilities | $50,663,000 | 1,944 |
| Insider loans | $35,312,000 | 110 |
| FHLB advances | $99,789,000 | 462 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $217,540,000 | 483 |
| Tier 1 (core) risk-based capital | $102,972,000 | 498 |
| Tier 2 risk-based capital | $9,221,000 | 539 |
| Total risk weighted assets | $729,569,000 | 552 |
| Total unused commitments | $217,540,000 | 483 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 294 | 548 |
| Assets and Liabilities | ||
| Total Assets: | $1,198,274,000 | 504 |
| Cash and due from depository institutions | $108,255,000 | 548 |
| Interest-bearing balances | $61,386,000 | 124 |
| Securities | $232,144,000 | 607 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $746,013,000 | 500 |
| Loan loss allowance | $14,646,000 | 371 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,866,000 | 516 |
| Other real estate owned | $17,441,000 | 548 |
| Goodwill and other intangibles | $31,815,000 | 256 |
| All other assets | $46,740,000 | 430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,198,274,000 | 504 |
| Total liabilities | $1,065,583,000 | 501 |
| Total deposits | $832,248,000 | 529 |
| Interest-bearing deposits | $813,191,000 | 465 |
| Deposits held in domestic offices | $832,248,000 | 528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,100,000 | 651 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $198,982,000 | 314 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $10,253,000 | 589 |
| Total equity capital | $132,691,000 | 471 |
| Total bank equity capital | $132,691,000 | 471 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $58,000 | 7,645 |
| Surplus | $81,669,000 | 356 |
| Undivided profits | $50,964,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,193,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,304,000 | 620 |
| Earning assets | $1,039,543,000 | 520 |
| Long-term assets (5+ years) | $280,602,000 | 411 |
| Average Assets, year-to-date | $1,121,127,500 | 516 |
| Average Assets, quarterly | $1,153,787,000 | 512 |
| Volatile liabilities | $154,304,000 | 736 |
| Insider loans | $34,625,000 | 111 |
| FHLB advances | $179,395,000 | 275 |
| Loans and leases held for sale | $1,110,000 | 1,094 |
| Unused loan commitments | $173,748,000 | 580 |
| Tier 1 (core) risk-based capital | $100,695,000 | 516 |
| Tier 2 risk-based capital | $9,565,000 | 526 |
| Total risk weighted assets | $758,306,000 | 531 |
| Total unused commitments | $173,748,000 | 582 |
| Derivatives | $2,000,000 | 531 |
| 2003-06-30 | Rank | |
| # of Employees: | 302 | 541 |
| Assets and Liabilities | ||
| Total Assets: | $1,109,300,000 | 529 |
| Cash and due from depository institutions | $31,533,000 | 541 |
| Interest-bearing balances | $2,021,000 | 2,476 |
| Securities | $200,738,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 2,564 |
| Net loans & leases | $757,503,000 | 486 |
| Loan loss allowance | $14,638,000 | 360 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,131,000 | 501 |
| Other real estate owned | $17,563,000 | 541 |
| Goodwill and other intangibles | $31,859,000 | 241 |
| All other assets | $47,923,000 | 406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,109,300,000 | 529 |
| Total liabilities | $975,601,000 | 535 |
| Total deposits | $815,538,000 | 535 |
| Interest-bearing deposits | $803,887,000 | 465 |
| Deposits held in domestic offices | $815,538,000 | 534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $148,123,000 | 384 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $11,940,000 | 565 |
| Total equity capital | $133,699,000 | 450 |
| Total bank equity capital | $133,699,000 | 450 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $58,000 | 7,674 |
| Surplus | $81,669,000 | 345 |
| Undivided profits | $51,972,000 | 630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,898,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,937,000 | 531 |
| Earning assets | $966,312,000 | 543 |
| Long-term assets (5+ years) | $244,692,000 | 445 |
| Average Assets, year-to-date | $1,095,412,000 | 519 |
| Average Assets, quarterly | $1,103,042,500 | 520 |
| Volatile liabilities | $65,699,000 | 1,520 |
| Insider loans | $36,564,000 | 104 |
| FHLB advances | $128,499,000 | 367 |
| Loans and leases held for sale | $1,829,000 | 1,181 |
| Unused loan commitments | $173,266,000 | 577 |
| Tier 1 (core) risk-based capital | $100,294,000 | 504 |
| Tier 2 risk-based capital | $9,759,000 | 496 |
| Total risk weighted assets | $772,975,000 | 507 |
| Total unused commitments | $173,266,000 | 578 |
| Derivatives | $2,971,000 | 504 |
| 2003-03-31 | Rank | |
| # of Employees: | 300 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $1,096,785,000 | 522 |
| Cash and due from depository institutions | $31,701,000 | 542 |
| Interest-bearing balances | $315,000 | 4,239 |
| Securities | $178,173,000 | 728 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 2,733 |
| Net loans & leases | $767,943,000 | 466 |
| Loan loss allowance | $14,623,000 | 359 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $16,255,000 | 480 |
| Other real estate owned | $17,542,000 | 542 |
| Goodwill and other intangibles | $31,901,000 | 234 |
| All other assets | $47,220,000 | 403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,096,785,000 | 522 |
| Total liabilities | $963,284,000 | 531 |
| Total deposits | $806,848,000 | 529 |
| Interest-bearing deposits | $795,455,000 | 461 |
| Deposits held in domestic offices | $806,848,000 | 528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $147,158,000 | 384 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,278,000 | 664 |
| Total equity capital | $133,501,000 | 443 |
| Total bank equity capital | $133,501,000 | 443 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $58,000 | 7,714 |
| Surplus | $81,669,000 | 344 |
| Undivided profits | $51,774,000 | 609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,151,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $5,004,000 | 536 |
| Earning assets | $952,481,000 | 545 |
| Long-term assets (5+ years) | $222,669,000 | 482 |
| Average Assets, year-to-date | $1,088,468,000 | 516 |
| Average Assets, quarterly | $1,088,468,000 | 516 |
| Volatile liabilities | $71,256,000 | 1,380 |
| Insider loans | $32,204,000 | 114 |
| FHLB advances | $127,500,000 | 362 |
| Loans and leases held for sale | $1,002,000 | 1,316 |
| Unused loan commitments | $163,123,000 | 586 |
| Tier 1 (core) risk-based capital | $99,900,000 | 498 |
| Tier 2 risk-based capital | $9,730,000 | 493 |
| Total risk weighted assets | $772,155,000 | 502 |
| Total unused commitments | $163,123,000 | 587 |
| Derivatives | $4,161,000 | 446 |
| 2002-12-31 | Rank | |
| # of Employees: | 304 | 531 |
| Assets and Liabilities | ||
| Total Assets: | $1,080,151,000 | 517 |
| Cash and due from depository institutions | $27,973,000 | 531 |
| Interest-bearing balances | $656,000 | 3,497 |
| Securities | $169,010,000 | 750 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,100 |
| Net loans & leases | $765,048,000 | 467 |
| Loan loss allowance | $14,600,000 | 359 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,015,000 | 489 |
| Other real estate owned | $17,420,000 | 531 |
| Goodwill and other intangibles | $31,917,000 | 226 |
| All other assets | $45,868,000 | 408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,080,151,000 | 517 |
| Total liabilities | $949,733,000 | 531 |
| Total deposits | $810,572,000 | 523 |
| Interest-bearing deposits | $796,242,000 | 459 |
| Deposits held in domestic offices | $810,572,000 | 522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,634,000 | 1,878 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $126,186,000 | 432 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,341,000 | 602 |
| Total equity capital | $130,418,000 | 443 |
| Total bank equity capital | $130,418,000 | 443 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $58,000 | 7,747 |
| Surplus | $81,669,000 | 336 |
| Undivided profits | $48,691,000 | 648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,337,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $5,064,000 | 546 |
| Earning assets | $941,614,000 | 536 |
| Long-term assets (5+ years) | $201,647,000 | 511 |
| Average Assets, year-to-date | $1,096,477,400 | 497 |
| Average Assets, quarterly | $1,139,752,000 | 495 |
| Volatile liabilities | $68,807,000 | 1,408 |
| Insider loans | $32,309,000 | 122 |
| FHLB advances | $106,488,000 | 413 |
| Loans and leases held for sale | $2,231,000 | 997 |
| Unused loan commitments | $169,837,000 | 549 |
| Tier 1 (core) risk-based capital | $96,588,000 | 508 |
| Tier 2 risk-based capital | $9,525,000 | 493 |
| Total risk weighted assets | $753,686,000 | 507 |
| Total unused commitments | $169,837,000 | 550 |
| Derivatives | $4,000,000 | 416 |
| 2001-12-31 | Rank | |
| # of Employees: | 297 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $1,069,966,000 | 521 |
| Cash and due from depository institutions | $28,720,000 | 542 |
| Interest-bearing balances | $3,305,000 | 1,682 |
| Securities | $202,738,000 | 598 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $748,293,000 | 475 |
| Loan loss allowance | $14,403,000 | 343 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $17,096,000 | 437 |
| Other real estate owned | $158,000 | 542 |
| Goodwill and other intangibles | $32,075,000 | 209 |
| All other assets | $40,886,000 | 428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,069,966,000 | 521 |
| Total liabilities | $933,225,000 | 531 |
| Total deposits | $799,942,000 | 507 |
| Interest-bearing deposits | $788,749,000 | 449 |
| Deposits held in domestic offices | $799,942,000 | 505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,334,000 | 1,336 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $116,638,000 | 430 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,311,000 | 600 |
| Total equity capital | $136,741,000 | 402 |
| Total bank equity capital | $136,741,000 | 402 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $58,000 | 7,952 |
| Surplus | $79,299,000 | 337 |
| Undivided profits | $57,384,000 | 481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,440,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,854,000 | 517 |
| Earning assets | $954,336,000 | 523 |
| Long-term assets (5+ years) | $268,625,000 | 398 |
| Average Assets, year-to-date | $1,083,162,800 | 493 |
| Average Assets, quarterly | $1,101,884,500 | 494 |
| Volatile liabilities | $82,501,000 | 1,171 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $108,741,000 | 380 |
| Loans and leases held for sale | $1,507,000 | 1,015 |
| Unused loan commitments | $141,720,000 | 592 |
| Tier 1 (core) risk-based capital | $103,244,000 | 455 |
| Tier 2 risk-based capital | $9,262,000 | 483 |
| Total risk weighted assets | $735,196,000 | 509 |
| Total unused commitments | $141,720,000 | 592 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 326 | 486 |
| Assets and Liabilities | ||
| Total Assets: | $1,120,621,000 | 496 |
| Cash and due from depository institutions | $23,342,000 | 486 |
| Interest-bearing balances | $598,000 | 2,865 |
| Securities | $255,447,000 | 462 |
| Federal funds sold & reverse repurchase agreements | $7,538,000 | 1,593 |
| Net loans & leases | $749,727,000 | 473 |
| Loan loss allowance | $14,213,000 | 347 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $18,863,000 | 395 |
| Other real estate owned | $580,000 | 486 |
| Goodwill and other intangibles | $33,281,000 | 193 |
| All other assets | $31,843,000 | 425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,120,621,000 | 496 |
| Total liabilities | $990,362,000 | 502 |
| Total deposits | $794,123,000 | 506 |
| Interest-bearing deposits | $779,532,000 | 448 |
| Deposits held in domestic offices | $794,123,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,745,000 | 765 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $171,342,000 | 335 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,152,000 | 858 |
| Total equity capital | $130,259,000 | 410 |
| Total bank equity capital | $130,259,000 | 410 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $66,167,000 | 373 |
| Undivided profits | $64,091,000 | 408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,204,000 | 454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,183 |
| Income earned, not collected on loans | $4,540,000 | 567 |
| Earning assets | $1,013,310,000 | 492 |
| Long-term assets (5+ years) | $474,650,000 | 249 |
| Average Assets, year-to-date | $955,292,600 | 536 |
| Average Assets, quarterly | $1,004,342,000 | 529 |
| Volatile liabilities | $175,779,000 | 647 |
| Insider loans | $1,000 | 8,863 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,765,000 | 446 |
| Unused loan commitments | $140,024,000 | 565 |
| Tier 1 (core) risk-based capital | $96,295,000 | 479 |
| Tier 2 risk-based capital | $9,555,480 | 470 |
| Total risk weighted assets | $759,762,680 | 496 |
| Total unused commitments | $140,024,000 | 565 |
| Derivatives | $4,000,000 | 394 |
| 1999-12-31 | Rank | |
| # of Employees: | 232 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $924,480,000 | 575 |
| Cash and due from depository institutions | $39,927,000 | 724 |
| Interest-bearing balances | $536,000 | 3,069 |
| Securities | $248,921,000 | 507 |
| Federal funds sold & reverse repurchase agreements | $3,741,000 | 2,448 |
| Net loans & leases | $582,878,000 | 580 |
| Loan loss allowance | $11,072,000 | 435 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,792,000 | 487 |
| Other real estate owned | $2,783,000 | 724 |
| Goodwill and other intangibles | $1,249,000 | 1,361 |
| All other assets | $29,189,000 | 470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $924,480,000 | 575 |
| Total liabilities | $800,897,000 | 598 |
| Total deposits | $569,896,000 | 666 |
| Interest-bearing deposits | $555,428,000 | 594 |
| Deposits held in domestic offices | $569,896,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,933,000 | 1,908 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $217,171,000 | 304 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $9,897,000 | 615 |
| Total equity capital | $123,583,000 | 421 |
| Total bank equity capital | $123,583,000 | 421 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $66,161,000 | 376 |
| Undivided profits | $57,421,000 | 438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,289,000 | 436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,475 |
| Income earned, not collected on loans | $3,162,000 | 677 |
| Earning assets | $836,076,000 | 579 |
| Long-term assets (5+ years) | $351,800,000 | 332 |
| Average Assets, year-to-date | $853,110,800 | 589 |
| Average Assets, quarterly | $919,165,500 | 576 |
| Volatile liabilities | $191,553,000 | 630 |
| Insider loans | $2,000 | 9,106 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,922,000 | 516 |
| Unused loan commitments | $115,110,000 | 677 |
| Tier 1 (core) risk-based capital | $123,987,000 | 401 |
| Tier 2 risk-based capital | $7,634,640 | 567 |
| Total risk weighted assets | $607,197,540 | 589 |
| Total unused commitments | $115,110,000 | 678 |
| Derivatives | $4,000,000 | 401 |
| 1998-12-31 | Rank | |
| # of Employees: | 242 | 708 |
| Assets and Liabilities | ||
| Total Assets: | $738,815,000 | 667 |
| Cash and due from depository institutions | $16,648,000 | 708 |
| Interest-bearing balances | $68,000 | 5,365 |
| Securities | $201,258,000 | 613 |
| Federal funds sold & reverse repurchase agreements | $786,000 | 7,360 |
| Net loans & leases | $490,817,000 | 633 |
| Loan loss allowance | $9,007,000 | 496 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $14,989,000 | 491 |
| Other real estate owned | $1,843,000 | 708 |
| Goodwill and other intangibles | $901,000 | 1,497 |
| All other assets | $11,573,000 | 783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $738,815,000 | 667 |
| Total liabilities | $667,054,000 | 662 |
| Total deposits | $599,770,000 | 618 |
| Interest-bearing deposits | $587,613,000 | 568 |
| Deposits held in domestic offices | $599,770,000 | 613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,032,000 | 1,543 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $54,531,000 | 571 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $8,721,000 | 690 |
| Total equity capital | $71,761,000 | 668 |
| Total bank equity capital | $71,761,000 | 668 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $18,306,000 | 946 |
| Undivided profits | $53,455,000 | 484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,097,000 | 351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 1,048 |
| Income earned, not collected on loans | $2,605,000 | 783 |
| Earning assets | $692,929,000 | 654 |
| Long-term assets (5+ years) | $225,138,000 | 435 |
| Average Assets, year-to-date | $697,567,400 | 665 |
| Average Assets, quarterly | $726,028,000 | 666 |
| Volatile liabilities | $37,214,000 | 1,809 |
| Insider loans | $3,000 | 9,259 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $10,779,000 | 334 |
| Unused loan commitments | $95,591,000 | 736 |
| Tier 1 (core) risk-based capital | $70,873,000 | 614 |
| Tier 2 risk-based capital | $6,025,640 | 658 |
| Total risk weighted assets | $478,705,540 | 664 |
| Total unused commitments | $95,591,000 | 741 |
| Derivatives | $19,000,000 | 344 |
| 1997-12-31 | Rank | |
| # of Employees: | 267 | 660 |
| Assets and Liabilities | ||
| Total Assets: | $673,723,000 | 722 |
| Cash and due from depository institutions | $17,096,000 | 660 |
| Interest-bearing balances | $183,000 | 4,121 |
| Securities | $127,020,000 | 908 |
| Federal funds sold & reverse repurchase agreements | $18,289,000 | 721 |
| Net loans & leases | $486,461,000 | 644 |
| Loan loss allowance | $5,958,000 | 716 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $14,391,000 | 518 |
| Other real estate owned | $2,758,000 | 660 |
| Goodwill and other intangibles | $618,000 | 1,640 |
| All other assets | $7,090,000 | 1,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $673,723,000 | 722 |
| Total liabilities | $604,731,000 | 736 |
| Total deposits | $594,077,000 | 650 |
| Interest-bearing deposits | $587,349,000 | 570 |
| Deposits held in domestic offices | $594,077,000 | 645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $487,000 | 3,144 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,220,000 | 2,112 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,947,000 | 877 |
| Total equity capital | $68,992,000 | 699 |
| Total bank equity capital | $68,992,000 | 699 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $18,306,000 | 933 |
| Undivided profits | $50,686,000 | 497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,896,000 | 507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,349 |
| Income earned, not collected on loans | $2,916,000 | 753 |
| Earning assets | $631,953,000 | 715 |
| Long-term assets (5+ years) | $162,111,000 | 492 |
| Average Assets, year-to-date | $668,867,400 | 696 |
| Average Assets, quarterly | $668,882,000 | 719 |
| Volatile liabilities | $31,221,000 | 2,074 |
| Insider loans | $3,000 | 9,733 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,630,000 | 367 |
| Unused loan commitments | $78,439,000 | 784 |
| Tier 1 (core) risk-based capital | $68,350,500 | 643 |
| Tier 2 risk-based capital | $5,670,130 | 659 |
| Total risk weighted assets | $453,318,530 | 694 |
| Total unused commitments | $78,439,000 | 788 |
| Derivatives | $11,000,000 | 372 |
| 1996-12-31 | Rank | |
| # of Employees: | 257 | 725 |
| Assets and Liabilities | ||
| Total Assets: | $667,400,000 | 750 |
| Cash and due from depository institutions | $15,094,000 | 725 |
| Interest-bearing balances | $122,000 | 4,391 |
| Securities | $131,770,000 | 932 |
| Federal funds sold & reverse repurchase agreements | $26,465,000 | 501 |
| Net loans & leases | $469,260,000 | 698 |
| Loan loss allowance | $4,742,000 | 911 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,054,000 | 543 |
| Other real estate owned | $2,786,000 | 725 |
| Goodwill and other intangibles | $580,000 | 1,595 |
| All other assets | $7,391,000 | 1,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $667,400,000 | 750 |
| Total liabilities | $598,747,000 | 756 |
| Total deposits | $580,193,000 | 697 |
| Interest-bearing deposits | $552,785,000 | 641 |
| Deposits held in domestic offices | $580,193,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $557,000 | 3,149 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,654,000 | 1,092 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,343,000 | 1,362 |
| Total equity capital | $68,653,000 | 704 |
| Total bank equity capital | $68,653,000 | 704 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $18,306,000 | 986 |
| Undivided profits | $50,347,000 | 525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,265,000 | 451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,389 |
| Income earned, not collected on loans | $2,886,000 | 771 |
| Earning assets | $627,617,000 | 739 |
| Long-term assets (5+ years) | $144,187,000 | 528 |
| Average Assets, year-to-date | $654,226,200 | 744 |
| Average Assets, quarterly | $662,893,000 | 748 |
| Volatile liabilities | $35,357,000 | 1,816 |
| Insider loans | $4,000 | 10,197 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,736,000 | 457 |
| Unused loan commitments | $56,621,000 | 979 |
| Tier 1 (core) risk-based capital | $68,194,000 | 666 |
| Tier 2 risk-based capital | $4,742,000 | 761 |
| Total risk weighted assets | $472,377,900 | 697 |
| Total unused commitments | $56,621,000 | 983 |
| Derivatives | $1,000,000 | 518 |
| 1995-12-31 | Rank | |
| # of Employees: | 271 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $643,885,000 | 809 |
| Cash and due from depository institutions | $13,208,000 | 714 |
| Interest-bearing balances | $122,000 | 4,660 |
| Securities | $139,295,000 | 915 |
| Federal funds sold & reverse repurchase agreements | $41,388,000 | 392 |
| Net loans & leases | $423,027,000 | 765 |
| Loan loss allowance | $4,314,000 | 1,015 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $14,250,000 | 533 |
| Other real estate owned | $2,817,000 | 714 |
| Goodwill and other intangibles | $626,000 | 1,439 |
| All other assets | $9,274,000 | 997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $643,885,000 | 809 |
| Total liabilities | $580,230,000 | 814 |
| Total deposits | $565,817,000 | 730 |
| Interest-bearing deposits | $543,032,000 | 663 |
| Deposits held in domestic offices | $565,817,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $832,000 | 2,809 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,007,000 | 1,172 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,574,000 | 1,336 |
| Total equity capital | $63,655,000 | 777 |
| Total bank equity capital | $63,655,000 | 777 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $18,306,000 | 988 |
| Undivided profits | $45,349,000 | 583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,992,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,134 |
| Income earned, not collected on loans | $2,771,000 | 834 |
| Earning assets | $603,832,000 | 790 |
| Long-term assets (5+ years) | $128,464,000 | 563 |
| Average Assets, year-to-date | $628,791,200 | 800 |
| Average Assets, quarterly | $638,164,000 | 800 |
| Volatile liabilities | $32,781,000 | 1,752 |
| Insider loans | $4,000 | 10,694 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,591,000 | 512 |
| Unused loan commitments | $38,236,000 | 1,245 |
| Tier 1 (core) risk-based capital | $62,719,000 | 745 |
| Tier 2 risk-based capital | $4,314,000 | 825 |
| Total risk weighted assets | $424,351,900 | 759 |
| Total unused commitments | $38,236,000 | 1,254 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 250 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $616,023,000 | 814 |
| Cash and due from depository institutions | $14,405,000 | 784 |
| Interest-bearing balances | $77,000 | 5,910 |
| Securities | $164,203,000 | 812 |
| Federal funds sold & reverse repurchase agreements | $26,426,000 | 428 |
| Net loans & leases | $388,792,000 | 799 |
| Loan loss allowance | $4,076,000 | 1,072 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,770,000 | 838 |
| Other real estate owned | $5,647,000 | 784 |
| Goodwill and other intangibles | $673,000 | 1,278 |
| All other assets | $7,107,000 | 1,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $616,023,000 | 814 |
| Total liabilities | $558,740,000 | 809 |
| Total deposits | $539,416,000 | 739 |
| Interest-bearing deposits | $519,545,000 | 674 |
| Deposits held in domestic offices | $539,416,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,837,000 | 2,737 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,026 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,487,000 | 1,523 |
| Total equity capital | $57,283,000 | 784 |
| Total bank equity capital | $57,283,000 | 784 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $18,306,000 | 920 |
| Undivided profits | $38,977,000 | 589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,295,000 | 434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,070 |
| Income earned, not collected on loans | $2,491,000 | 801 |
| Earning assets | $579,498,000 | 796 |
| Long-term assets (5+ years) | $115,234,000 | 603 |
| Average Assets, year-to-date | $604,287,000 | 818 |
| Average Assets, quarterly | $611,957,500 | 813 |
| Volatile liabilities | $26,840,000 | 1,992 |
| Insider loans | $9,000 | 11,033 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $240,000 | 1,036 |
| Unused loan commitments | $20,884,000 | 1,861 |
| Tier 1 (core) risk-based capital | $56,885,000 | 775 |
| Tier 2 risk-based capital | $4,076,000 | 841 |
| Total risk weighted assets | $364,235,500 | 820 |
| Total unused commitments | $20,884,000 | 1,873 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 237 | 884 |
| Assets and Liabilities | ||
| Total Assets: | $588,785,000 | 857 |
| Cash and due from depository institutions | $14,565,000 | 884 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $189,918,000 | 752 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,256 |
| Net loans & leases | $356,589,000 | 832 |
| Loan loss allowance | $2,882,000 | 1,521 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,234,000 | 1,724 |
| Other real estate owned | $6,985,000 | 884 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,794,000 | 1,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,785,000 | 857 |
| Total liabilities | $536,182,000 | 863 |
| Total deposits | $531,736,000 | 776 |
| Interest-bearing deposits | $516,823,000 | 709 |
| Deposits held in domestic offices | $531,736,000 | 762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,190,000 | 2,149 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,256,000 | 1,649 |
| Total equity capital | $52,603,000 | 817 |
| Total bank equity capital | $52,603,000 | 817 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $17,859,000 | 896 |
| Undivided profits | $34,744,000 | 655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,722,000 | 649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,090 |
| Income earned, not collected on loans | $2,305,000 | 775 |
| Earning assets | $557,207,000 | 835 |
| Long-term assets (5+ years) | $113,262,000 | 610 |
| Average Assets, year-to-date | $579,803,000 | 843 |
| Average Assets, quarterly | $588,033,500 | 851 |
| Volatile liabilities | $11,067,000 | 3,813 |
| Insider loans | $5,000 | 11,588 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,661,000 | 462 |
| Unused loan commitments | $24,710,000 | 1,639 |
| Tier 1 (core) risk-based capital | $52,603,000 | 790 |
| Tier 2 risk-based capital | $2,882,000 | 1,138 |
| Total risk weighted assets | $337,294,600 | 871 |
| Total unused commitments | $24,710,000 | 1,663 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 226 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $574,792,000 | 902 |
| Cash and due from depository institutions | $13,752,000 | 934 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $179,355,000 | 771 |
| Federal funds sold & reverse repurchase agreements | $28,353,000 | 648 |
| Net loans & leases | $339,313,000 | 878 |
| Loan loss allowance | $2,491,000 | 1,762 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,992,000 | 1,841 |
| Other real estate owned | $2,875,000 | 934 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,152,000 | 1,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $574,792,000 | 902 |
| Total liabilities | $527,172,000 | 906 |
| Total deposits | $518,357,000 | 853 |
| Interest-bearing deposits | $502,341,000 | 772 |
| Deposits held in domestic offices | $518,357,000 | 843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,398,000 | 1,322 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,417,000 | 1,240 |
| Total equity capital | $47,620,000 | 855 |
| Total bank equity capital | $47,620,000 | 855 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $16,907,000 | 900 |
| Undivided profits | $30,713,000 | 685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,077,000 | 876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,670,000 | 752 |
| Earning assets | $547,021,000 | 875 |
| Long-term assets (5+ years) | $131,205,000 | 493 |
| Average Assets, year-to-date | $568,722,400 | 900 |
| Average Assets, quarterly | $570,944,500 | 905 |
| Volatile liabilities | $15,931,000 | 2,829 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $6,283,000 | 295 |
| Unused loan commitments | $22,467,000 | 1,695 |
| Tier 1 (core) risk-based capital | $47,620,000 | 827 |
| Tier 2 risk-based capital | $2,491,000 | 1,318 |
| Total risk weighted assets | $324,222,100 | 937 |
| Total unused commitments | $22,467,000 | 1,710 |
| Derivatives | $0 | 651 |