Home > The State Bank of Delphos > Income and Expense
The State Bank of Delphos, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 5,673 |
| Total interest expense | $279,000 | 5,065 |
| Net interest income | $1,692,000 | 5,707 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $73,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $36,000 | 5,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $37,000 | 5,862 |
| Total noninterest expense | $1,261,000 | 5,874 |
| Salaries and employee benefits | $675,000 | 5,883 |
| Premises and equipment expense | $167,000 | 5,563 |
| Additional noninterest expense | $419,000 | 5,845 |
| Pre-tax net operating income | $504,000 | 5,035 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $20,000 | 4,021 |
| Income before extraordinary items | $484,000 | 4,961 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $484,000 | 4,960 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $484,000 | 4,961 |
| Net charge-offs | $33,000 | 4,049 |
| Cash dividends | $320,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $484,000 | 4,913 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 5,721 |
| Total interest expense | $209,000 | 5,136 |
| Net interest income | $1,276,000 | 5,762 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $52,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $25,000 | 6,038 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $27,000 | 5,943 |
| Total noninterest expense | $969,000 | 5,901 |
| Salaries and employee benefits | $516,000 | 5,907 |
| Premises and equipment expense | $131,000 | 5,571 |
| Additional noninterest expense | $322,000 | 5,871 |
| Pre-tax net operating income | $359,000 | 5,167 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $20,000 | 3,997 |
| Income before extraordinary items | $339,000 | 5,102 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $339,000 | 5,102 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $339,000 | 5,104 |
| Net charge-offs | $26,000 | 3,704 |
| Cash dividends | $320,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $339,000 | 5,058 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 5,771 |
| Total interest expense | $139,000 | 5,193 |
| Net interest income | $846,000 | 5,802 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $31,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $13,000 | 6,186 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $18,000 | 5,995 |
| Total noninterest expense | $656,000 | 5,935 |
| Salaries and employee benefits | $355,000 | 5,925 |
| Premises and equipment expense | $97,000 | 5,492 |
| Additional noninterest expense | $204,000 | 5,963 |
| Pre-tax net operating income | $221,000 | 5,234 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $14,000 | 3,990 |
| Income before extraordinary items | $207,000 | 5,187 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $207,000 | 5,189 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $207,000 | 5,190 |
| Net charge-offs | $7,000 | 3,864 |
| Cash dividends | $230,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $207,000 | 5,137 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 5,840 |
| Total interest expense | $70,000 | 5,251 |
| Net interest income | $417,000 | 5,869 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $15,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $352,000 | 5,913 |
| Salaries and employee benefits | $182,000 | 5,967 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $112,000 | 5,915 |
| Pre-tax net operating income | $80,000 | 5,461 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $7,000 | 3,941 |
| Income before extraordinary items | $73,000 | 5,451 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 5,451 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $73,000 | 5,451 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $90,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $73,000 | 5,412 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 5,865 |
| Total interest expense | $291,000 | 5,444 |
| Net interest income | $1,735,000 | 5,877 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $78,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $34,000 | 6,224 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $44,000 | 5,926 |
| Total noninterest expense | $1,237,000 | 6,146 |
| Salaries and employee benefits | $728,000 | 6,034 |
| Premises and equipment expense | $150,000 | 5,921 |
| Additional noninterest expense | $359,000 | 6,217 |
| Pre-tax net operating income | $576,000 | 4,848 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $553,000 | 4,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $553,000 | 4,774 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $553,000 | 4,774 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $265,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $553,000 | 4,701 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 5,921 |
| Total interest expense | $220,000 | 5,526 |
| Net interest income | $1,303,000 | 5,925 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $55,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $25,000 | 6,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $30,000 | 6,063 |
| Total noninterest expense | $888,000 | 6,220 |
| Salaries and employee benefits | $531,000 | 6,108 |
| Premises and equipment expense | $108,000 | 6,020 |
| Additional noninterest expense | $249,000 | 6,326 |
| Pre-tax net operating income | $470,000 | 4,843 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $16,000 | 4,173 |
| Income before extraordinary items | $454,000 | 4,734 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $454,000 | 4,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $454,000 | 4,737 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $265,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $454,000 | 4,653 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 5,941 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $870,000 | 5,957 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $50,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $15,000 | 6,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,768 |
| Total noninterest expense | $610,000 | 6,229 |
| Salaries and employee benefits | $353,000 | 6,145 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $186,000 | 6,245 |
| Pre-tax net operating income | $310,000 | 4,824 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $11,000 | 4,162 |
| Income before extraordinary items | $299,000 | 4,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $299,000 | 4,758 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $299,000 | 4,759 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $215,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $299,000 | 4,641 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 6,025 |
| Total interest expense | $76,000 | 5,616 |
| Net interest income | $421,000 | 6,031 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $27,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $333,000 | 6,191 |
| Salaries and employee benefits | $181,000 | 6,154 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $115,000 | 6,077 |
| Pre-tax net operating income | $115,000 | 5,156 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $109,000 | 5,139 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $109,000 | 5,141 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $109,000 | 5,141 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $80,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $109,000 | 5,037 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 6,141 |
| Total interest expense | $323,000 | 5,882 |
| Net interest income | $1,671,000 | 6,141 |
| Provision for loan and lease losses | $25,000 | 5,510 |
| Total noninterest income | $85,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $42,000 | 6,368 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $43,000 | 5,944 |
| Total noninterest expense | $1,171,000 | 6,425 |
| Salaries and employee benefits | $661,000 | 6,346 |
| Premises and equipment expense | $146,000 | 6,148 |
| Additional noninterest expense | $364,000 | 6,444 |
| Pre-tax net operating income | $560,000 | 4,791 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $23,000 | 4,174 |
| Income before extraordinary items | $543,000 | 4,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $543,000 | 4,825 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $543,000 | 4,826 |
| Net charge-offs | $15,000 | 5,495 |
| Cash dividends | $260,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $537,240 | 4,662 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 6,264 |
| Total interest expense | $245,000 | 5,996 |
| Net interest income | $1,234,000 | 6,257 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $69,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $32,000 | 6,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,978 |
| Total noninterest expense | $848,000 | 6,525 |
| Salaries and employee benefits | $485,000 | 6,432 |
| Premises and equipment expense | $108,000 | 6,245 |
| Additional noninterest expense | $255,000 | 6,589 |
| Pre-tax net operating income | $430,000 | 4,894 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $19,000 | 4,178 |
| Income before extraordinary items | $411,000 | 4,944 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $411,000 | 4,945 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $411,000 | 4,945 |
| Net charge-offs | $13,000 | 5,228 |
| Cash dividends | $260,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $411,000 | 4,769 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 6,341 |
| Total interest expense | $165,000 | 6,069 |
| Net interest income | $800,000 | 6,338 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $42,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $20,000 | 6,521 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,093 |
| Total noninterest expense | $573,000 | 6,564 |
| Salaries and employee benefits | $324,000 | 6,482 |
| Premises and equipment expense | $71,000 | 6,290 |
| Additional noninterest expense | $178,000 | 6,585 |
| Pre-tax net operating income | $244,000 | 5,082 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $232,000 | 5,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 5,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $232,000 | 5,153 |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $210,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $232,000 | 4,959 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 6,426 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $389,000 | 6,427 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $296,000 | 6,585 |
| Salaries and employee benefits | $165,000 | 6,506 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $94,000 | 6,572 |
| Pre-tax net operating income | $117,000 | 5,226 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $111,000 | 5,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $111,000 | 5,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $111,000 | 5,250 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $80,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $111,000 | 5,104 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 6,411 |
| Total interest expense | $403,000 | 6,194 |
| Net interest income | $1,638,000 | 6,409 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $98,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $53,000 | 6,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $45,000 | 5,990 |
| Total noninterest expense | $1,182,000 | 6,647 |
| Salaries and employee benefits | $678,000 | 6,525 |
| Premises and equipment expense | $154,000 | 6,391 |
| Additional noninterest expense | $350,000 | 6,703 |
| Pre-tax net operating income | $554,000 | 4,601 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $21,000 | 4,103 |
| Income before extraordinary items | $533,000 | 4,561 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $533,000 | 4,564 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $533,000 | 4,563 |
| Net charge-offs | $36,000 | 5,646 |
| Cash dividends | $250,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $533,000 | 4,455 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 6,466 |
| Total interest expense | $312,000 | 6,256 |
| Net interest income | $1,227,000 | 6,460 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $75,000 | 6,516 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $41,000 | 6,288 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $34,000 | 6,085 |
| Total noninterest expense | $901,000 | 6,669 |
| Salaries and employee benefits | $516,000 | 6,531 |
| Premises and equipment expense | $125,000 | 6,315 |
| Additional noninterest expense | $260,000 | 6,754 |
| Pre-tax net operating income | $401,000 | 4,766 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $17,000 | 4,099 |
| Income before extraordinary items | $384,000 | 4,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 4,719 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $384,000 | 4,719 |
| Net charge-offs | $43,000 | 5,079 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $384,000 | 4,589 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 6,529 |
| Total interest expense | $218,000 | 6,296 |
| Net interest income | $807,000 | 6,528 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $52,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $27,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,088 |
| Total noninterest expense | $611,000 | 6,708 |
| Salaries and employee benefits | $354,000 | 6,541 |
| Premises and equipment expense | $82,000 | 6,391 |
| Additional noninterest expense | $175,000 | 6,804 |
| Pre-tax net operating income | $248,000 | 4,843 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $236,000 | 4,792 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $236,000 | 4,789 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $236,000 | 4,791 |
| Net charge-offs | $33,000 | 4,776 |
| Cash dividends | $190,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $236,000 | 4,702 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 6,615 |
| Total interest expense | $112,000 | 6,347 |
| Net interest income | $386,000 | 6,621 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $326,000 | 6,671 |
| Salaries and employee benefits | $188,000 | 6,485 |
| Premises and equipment expense | $43,000 | 6,374 |
| Additional noninterest expense | $95,000 | 6,776 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $82,000 | 5,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $82,000 | 5,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $82,000 | 5,258 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $55,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $82,000 | 5,199 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 6,707 |
| Total interest expense | $530,000 | 6,443 |
| Net interest income | $1,512,000 | 6,711 |
| Provision for loan and lease losses | $25,000 | 6,748 |
| Total noninterest income | $362,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 5,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $296,000 | 3,964 |
| Total noninterest expense | $1,180,000 | 6,885 |
| Salaries and employee benefits | $647,000 | 6,809 |
| Premises and equipment expense | $173,000 | 6,437 |
| Additional noninterest expense | $360,000 | 6,915 |
| Pre-tax net operating income | $669,000 | 3,985 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $24,000 | 3,939 |
| Income before extraordinary items | $645,000 | 3,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $645,000 | 3,971 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $645,000 | 3,972 |
| Net charge-offs | $40,000 | 6,051 |
| Cash dividends | $455,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $645,000 | 3,833 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 6,820 |
| Total interest expense | $411,000 | 6,537 |
| Net interest income | $1,102,000 | 6,844 |
| Provision for loan and lease losses | $25,000 | 6,584 |
| Total noninterest income | $339,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $50,000 | 6,058 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $289,000 | 3,601 |
| Total noninterest expense | $897,000 | 6,928 |
| Salaries and employee benefits | $484,000 | 6,871 |
| Premises and equipment expense | $129,000 | 6,532 |
| Additional noninterest expense | $284,000 | 6,924 |
| Pre-tax net operating income | $519,000 | 4,158 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $17,000 | 4,065 |
| Income before extraordinary items | $502,000 | 4,107 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $502,000 | 4,110 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $502,000 | 4,110 |
| Net charge-offs | $41,000 | 5,650 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $502,000 | 3,958 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 6,896 |
| Total interest expense | $279,000 | 6,612 |
| Net interest income | $707,000 | 6,933 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $300,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $34,000 | 6,062 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $266,000 | 3,034 |
| Total noninterest expense | $613,000 | 6,938 |
| Salaries and employee benefits | $328,000 | 6,896 |
| Premises and equipment expense | $88,000 | 6,528 |
| Additional noninterest expense | $197,000 | 6,927 |
| Pre-tax net operating income | $394,000 | 4,023 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $10,000 | 4,085 |
| Income before extraordinary items | $384,000 | 3,851 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $384,000 | 3,849 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $384,000 | 3,850 |
| Net charge-offs | $22,000 | 5,472 |
| Cash dividends | $390,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $384,000 | 3,742 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 6,977 |
| Total interest expense | $142,000 | 6,702 |
| Net interest income | $352,000 | 7,002 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $270,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $252,000 | 2,051 |
| Total noninterest expense | $317,000 | 6,985 |
| Salaries and employee benefits | $163,000 | 6,992 |
| Premises and equipment expense | $45,000 | 6,571 |
| Additional noninterest expense | $109,000 | 6,877 |
| Pre-tax net operating income | $305,000 | 3,321 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $300,000 | 3,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 3,123 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $300,000 | 3,126 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $255,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $300,000 | 3,013 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 6,941 |
| Total interest expense | $630,000 | 6,857 |
| Net interest income | $1,531,000 | 6,868 |
| Provision for loan and lease losses | $45,000 | 6,900 |
| Total noninterest income | $333,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $75,000 | 6,093 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $258,000 | 4,222 |
| Total noninterest expense | $1,257,000 | 7,080 |
| Salaries and employee benefits | $703,000 | 6,961 |
| Premises and equipment expense | $177,000 | 6,674 |
| Additional noninterest expense | $377,000 | 7,163 |
| Pre-tax net operating income | $562,000 | 3,851 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $21,000 | 3,644 |
| Income before extraordinary items | $541,000 | 3,754 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $541,000 | 3,751 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $541,000 | 3,752 |
| Net charge-offs | $40,000 | 6,338 |
| Cash dividends | $355,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $541,000 | 3,682 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 7,015 |
| Total interest expense | $481,000 | 6,941 |
| Net interest income | $1,152,000 | 6,905 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $285,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $58,000 | 6,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $227,000 | 4,071 |
| Total noninterest expense | $938,000 | 7,134 |
| Salaries and employee benefits | $530,000 | 6,980 |
| Premises and equipment expense | $130,000 | 6,773 |
| Additional noninterest expense | $278,000 | 7,221 |
| Pre-tax net operating income | $474,000 | 3,968 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $455,000 | 3,843 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $455,000 | 3,839 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $455,000 | 3,841 |
| Net charge-offs | $26,000 | 6,115 |
| Cash dividends | $355,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $455,000 | 3,752 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,067 |
| Total interest expense | $321,000 | 7,049 |
| Net interest income | $779,000 | 6,895 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $156,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $37,000 | 6,182 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $119,000 | 4,499 |
| Total noninterest expense | $645,000 | 7,143 |
| Salaries and employee benefits | $363,000 | 7,010 |
| Premises and equipment expense | $87,000 | 6,823 |
| Additional noninterest expense | $195,000 | 7,211 |
| Pre-tax net operating income | $265,000 | 4,315 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $252,000 | 4,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 4,237 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $252,000 | 4,237 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $252,000 | 4,131 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,147 |
| Total interest expense | $165,000 | 7,095 |
| Net interest income | $374,000 | 6,998 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $128,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $110,000 | 3,505 |
| Total noninterest expense | $328,000 | 7,111 |
| Salaries and employee benefits | $182,000 | 7,039 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $100,000 | 7,096 |
| Pre-tax net operating income | $174,000 | 4,266 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $168,000 | 4,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $168,000 | 4,153 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $168,000 | 4,153 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $140,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $168,000 | 3,991 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 7,140 |
| Total interest expense | $789,000 | 7,155 |
| Net interest income | $1,484,000 | 7,026 |
| Provision for loan and lease losses | $25,000 | 6,928 |
| Total noninterest income | $300,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $213,000 | 4,734 |
| Total noninterest expense | $1,196,000 | 7,273 |
| Salaries and employee benefits | $703,000 | 7,145 |
| Premises and equipment expense | $191,000 | 6,754 |
| Additional noninterest expense | $302,000 | 7,450 |
| Pre-tax net operating income | $563,000 | 4,696 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $20,000 | 4,275 |
| Income before extraordinary items | $543,000 | 4,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $543,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $290,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $543,000 | 4,482 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 7,213 |
| Total interest expense | $609,000 | 7,226 |
| Net interest income | $1,107,000 | 7,088 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $220,000 | 5,924 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $60,000 | 6,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 4,846 |
| Total noninterest expense | $869,000 | 7,345 |
| Salaries and employee benefits | $495,000 | 7,267 |
| Premises and equipment expense | $145,000 | 6,774 |
| Additional noninterest expense | $229,000 | 7,450 |
| Pre-tax net operating income | $458,000 | 5,071 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $13,000 | 4,781 |
| Income before extraordinary items | $445,000 | 4,633 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $445,000 | 4,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $290,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $445,000 | 4,780 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 7,268 |
| Total interest expense | $418,000 | 7,297 |
| Net interest income | $730,000 | 7,131 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $63,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $23,000 | 7,064 |
| Total noninterest expense | $587,000 | 7,377 |
| Salaries and employee benefits | $332,000 | 7,330 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $155,000 | 7,459 |
| Pre-tax net operating income | $206,000 | 5,774 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $198,000 | 5,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $190,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $198,000 | 5,559 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 7,338 |
| Total interest expense | $221,000 | 7,335 |
| Net interest income | $358,000 | 7,203 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $298,000 | 7,388 |
| Salaries and employee benefits | $165,000 | 7,374 |
| Premises and equipment expense | $53,000 | 6,667 |
| Additional noninterest expense | $80,000 | 7,424 |
| Pre-tax net operating income | $90,000 | 6,121 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $86,000 | 6,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $86,000 | 6,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $90,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $86,000 | 5,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 7,352 |
| Total interest expense | $955,000 | 7,241 |
| Net interest income | $1,322,000 | 7,350 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $273,000 | 6,215 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $90,000 | 6,164 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $183,000 | 5,239 |
| Total noninterest expense | $1,118,000 | 7,486 |
| Salaries and employee benefits | $634,000 | 7,447 |
| Premises and equipment expense | $177,000 | 6,958 |
| Additional noninterest expense | $307,000 | 7,507 |
| Pre-tax net operating income | $452,000 | 6,125 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 5,503 |
| Income before extraordinary items | $436,000 | 5,917 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $436,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $215,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $436,000 | 5,913 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 7,406 |
| Total interest expense | $717,000 | 7,266 |
| Net interest income | $978,000 | 7,423 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $153,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 6,198 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 6,048 |
| Total noninterest expense | $838,000 | 7,471 |
| Salaries and employee benefits | $464,000 | 7,462 |
| Premises and equipment expense | $133,000 | 6,952 |
| Additional noninterest expense | $241,000 | 7,427 |
| Pre-tax net operating income | $268,000 | 6,690 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $260,000 | 6,521 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $260,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $215,000 | 4,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $260,000 | 6,504 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 7,470 |
| Total interest expense | $473,000 | 7,307 |
| Net interest income | $649,000 | 7,502 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $53,000 | 7,590 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $560,000 | 7,513 |
| Salaries and employee benefits | $307,000 | 7,533 |
| Premises and equipment expense | $87,000 | 7,002 |
| Additional noninterest expense | $166,000 | 7,393 |
| Pre-tax net operating income | $117,000 | 7,159 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $112,000 | 7,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $112,000 | 7,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,451 |
| Cash dividends | $120,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $112,000 | 7,027 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 7,498 |
| Total interest expense | $242,000 | 7,303 |
| Net interest income | $322,000 | 7,535 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $33,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $288,000 | 7,503 |
| Salaries and employee benefits | $152,000 | 7,582 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $88,000 | 7,318 |
| Pre-tax net operating income | $67,000 | 7,081 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $64,000 | 6,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $64,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $65,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $64,000 | 6,931 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 7,589 |
| Total interest expense | $789,000 | 7,343 |
| Net interest income | $1,157,000 | 7,635 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $253,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $76,000 | 6,499 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $177,000 | 5,330 |
| Total noninterest expense | $1,037,000 | 7,648 |
| Salaries and employee benefits | $580,000 | 7,649 |
| Premises and equipment expense | $155,000 | 7,198 |
| Additional noninterest expense | $302,000 | 7,577 |
| Pre-tax net operating income | $373,000 | 6,864 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $359,000 | 6,682 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $359,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $240,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $359,000 | 6,681 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,657 |
| Total interest expense | $576,000 | 7,379 |
| Net interest income | $864,000 | 7,721 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $156,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $53,000 | 6,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,795 |
| Total noninterest expense | $773,000 | 7,669 |
| Salaries and employee benefits | $443,000 | 7,611 |
| Premises and equipment expense | $111,000 | 7,292 |
| Additional noninterest expense | $219,000 | 7,644 |
| Pre-tax net operating income | $247,000 | 7,235 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $17,000 | 6,030 |
| Income before extraordinary items | $230,000 | 7,060 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $230,000 | 7,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $225,000 | 4,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $230,000 | 7,059 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,687 |
| Total interest expense | $368,000 | 7,408 |
| Net interest income | $579,000 | 7,755 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $61,000 | 7,670 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 6,958 |
| Total noninterest expense | $507,000 | 7,720 |
| Salaries and employee benefits | $291,000 | 7,685 |
| Premises and equipment expense | $72,000 | 7,368 |
| Additional noninterest expense | $144,000 | 7,681 |
| Pre-tax net operating income | $133,000 | 7,485 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $11,000 | 6,097 |
| Income before extraordinary items | $122,000 | 7,368 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $122,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,102 |
| Cash dividends | $135,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $122,000 | 7,374 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,674 |
| Total interest expense | $179,000 | 7,417 |
| Net interest income | $302,000 | 7,695 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $267,000 | 7,653 |
| Salaries and employee benefits | $149,000 | 7,651 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $81,000 | 7,485 |
| Pre-tax net operating income | $61,000 | 7,560 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $55,000 | 7,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $65,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $55,000 | 7,461 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 7,697 |
| Total interest expense | $626,000 | 7,258 |
| Net interest income | $1,098,000 | 7,811 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $220,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $62,000 | 6,895 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $158,000 | 5,644 |
| Total noninterest expense | $951,000 | 7,829 |
| Salaries and employee benefits | $514,000 | 7,852 |
| Premises and equipment expense | $142,000 | 7,375 |
| Additional noninterest expense | $295,000 | 7,685 |
| Pre-tax net operating income | $367,000 | 7,172 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $12,000 | 6,486 |
| Income before extraordinary items | $355,000 | 6,952 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $355,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $225,000 | 4,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $355,000 | 6,938 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 7,732 |
| Total interest expense | $451,000 | 7,276 |
| Net interest income | $831,000 | 7,849 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $144,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 6,008 |
| Total noninterest expense | $740,000 | 7,751 |
| Salaries and employee benefits | $402,000 | 7,774 |
| Premises and equipment expense | $102,000 | 7,453 |
| Additional noninterest expense | $236,000 | 7,556 |
| Pre-tax net operating income | $235,000 | 7,499 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $224,000 | 7,319 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $224,000 | 7,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $225,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $224,000 | 7,289 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 7,756 |
| Total interest expense | $287,000 | 7,271 |
| Net interest income | $550,000 | 7,868 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $65,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $32,000 | 6,885 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $33,000 | 7,057 |
| Total noninterest expense | $491,000 | 7,767 |
| Salaries and employee benefits | $273,000 | 7,756 |
| Premises and equipment expense | $69,000 | 7,428 |
| Additional noninterest expense | $149,000 | 7,633 |
| Pre-tax net operating income | $124,000 | 7,712 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $135,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $124,000 | 7,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,833 |
| Total interest expense | $138,000 | 7,318 |
| Net interest income | $274,000 | 7,943 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $249,000 | 7,806 |
| Salaries and employee benefits | $134,000 | 7,843 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $82,000 | 7,524 |
| Pre-tax net operating income | $41,000 | 8,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $41,000 | 7,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $41,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $65,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $41,000 | 7,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 7,752 |
| Total interest expense | $520,000 | 7,235 |
| Net interest income | $1,116,000 | 7,864 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $168,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $75,000 | 6,866 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $93,000 | 6,537 |
| Total noninterest expense | $878,000 | 8,017 |
| Salaries and employee benefits | $515,000 | 7,936 |
| Premises and equipment expense | $140,000 | 7,441 |
| Additional noninterest expense | $223,000 | 8,173 |
| Pre-tax net operating income | $381,000 | 7,154 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $15,000 | 6,646 |
| Income before extraordinary items | $366,000 | 6,948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $366,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $160,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $366,000 | 6,883 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 7,786 |
| Total interest expense | $388,000 | 7,264 |
| Net interest income | $836,000 | 7,899 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $102,000 | 7,777 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $59,000 | 6,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 7,253 |
| Total noninterest expense | $665,000 | 8,002 |
| Salaries and employee benefits | $395,000 | 7,874 |
| Premises and equipment expense | $94,000 | 7,640 |
| Additional noninterest expense | $176,000 | 8,083 |
| Pre-tax net operating income | $273,000 | 7,356 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $263,000 | 7,135 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $263,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $160,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $263,000 | 7,070 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 7,841 |
| Total interest expense | $257,000 | 7,334 |
| Net interest income | $555,000 | 7,948 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $58,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $456,000 | 7,999 |
| Salaries and employee benefits | $263,000 | 7,933 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $126,000 | 8,011 |
| Pre-tax net operating income | $157,000 | 7,506 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $150,000 | 7,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $75,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $150,000 | 7,263 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,894 |
| Total interest expense | $130,000 | 7,363 |
| Net interest income | $272,000 | 8,015 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $236,000 | 7,981 |
| Salaries and employee benefits | $130,000 | 7,977 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $57,000 | 7,808 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $54,000 | 7,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $54,000 | 7,642 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 7,860 |
| Total interest expense | $597,000 | 7,401 |
| Net interest income | $1,113,000 | 7,934 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $163,000 | 7,680 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $63,000 | 7,221 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $100,000 | 6,539 |
| Total noninterest expense | $846,000 | 8,178 |
| Salaries and employee benefits | $489,000 | 8,120 |
| Premises and equipment expense | $120,000 | 7,811 |
| Additional noninterest expense | $237,000 | 8,173 |
| Pre-tax net operating income | $430,000 | 6,919 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $420,000 | 6,713 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $420,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $420,000 | 6,549 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 7,937 |
| Total interest expense | $469,000 | 7,457 |
| Net interest income | $825,000 | 8,036 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $108,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $605,000 | 8,266 |
| Salaries and employee benefits | $343,000 | 8,225 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $183,000 | 8,155 |
| Pre-tax net operating income | $328,000 | 7,030 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $317,000 | 6,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $317,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,587 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $317,000 | 6,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 7,988 |
| Total interest expense | $325,000 | 7,491 |
| Net interest income | $542,000 | 8,095 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $65,000 | 8,044 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $397,000 | 8,303 |
| Salaries and employee benefits | $221,000 | 8,315 |
| Premises and equipment expense | $60,000 | 7,826 |
| Additional noninterest expense | $116,000 | 8,218 |
| Pre-tax net operating income | $210,000 | 7,127 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $202,000 | 6,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $202,000 | 6,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $140,000 | 3,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $202,000 | 6,759 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 8,011 |
| Total interest expense | $167,000 | 7,527 |
| Net interest income | $272,000 | 8,121 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $41,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $197,000 | 8,369 |
| Salaries and employee benefits | $110,000 | 8,356 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $116,000 | 6,961 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $112,000 | 6,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $45,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $112,000 | 6,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 7,903 |
| Total interest expense | $788,000 | 7,552 |
| Net interest income | $1,165,000 | 8,005 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $178,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $85,000 | 6,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $876,000 | 8,202 |
| Salaries and employee benefits | $486,000 | 8,195 |
| Premises and equipment expense | $134,000 | 7,665 |
| Additional noninterest expense | $256,000 | 8,131 |
| Pre-tax net operating income | $417,000 | 7,088 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $417,000 | 6,760 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $417,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $417,000 | 6,634 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 8,211 |
| Total interest expense | $950,000 | 8,123 |
| Net interest income | $1,053,000 | 8,180 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $171,000 | 7,620 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $84,000 | 6,897 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $87,000 | 6,726 |
| Total noninterest expense | $801,000 | 8,454 |
| Salaries and employee benefits | $459,000 | 8,360 |
| Premises and equipment expense | $154,000 | 7,452 |
| Additional noninterest expense | $188,000 | 8,754 |
| Pre-tax net operating income | $348,000 | 7,193 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $335,000 | 6,920 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $335,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $335,000 | 6,803 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 8,521 |
| Total interest expense | $963,000 | 8,300 |
| Net interest income | $923,000 | 8,646 |
| Provision for loan and lease losses | $-30,000 | 9,738 |
| Total noninterest income | $139,000 | 8,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 6,911 |
| Total noninterest expense | $775,000 | 8,628 |
| Salaries and employee benefits | $448,000 | 8,509 |
| Premises and equipment expense | $129,000 | 7,936 |
| Additional noninterest expense | $198,000 | 8,803 |
| Pre-tax net operating income | $317,000 | 7,836 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $125,000 | 6,224 |
| Income before extraordinary items | $189,000 | 8,140 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $189,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $225,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $190,920 | 8,130 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 8,786 |
| Total interest expense | $836,000 | 8,598 |
| Net interest income | $900,000 | 8,849 |
| Provision for loan and lease losses | $-69,000 | 10,074 |
| Total noninterest income | $117,000 | 8,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,548 |
| Total noninterest expense | $806,000 | 8,711 |
| Salaries and employee benefits | $486,000 | 8,417 |
| Premises and equipment expense | $137,000 | 7,887 |
| Additional noninterest expense | $183,000 | 9,205 |
| Pre-tax net operating income | $280,000 | 8,205 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $74,000 | 7,277 |
| Income before extraordinary items | $206,000 | 8,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $206,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $140,000 | 5,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $206,000 | 8,229 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 8,991 |
| Total interest expense | $830,000 | 8,855 |
| Net interest income | $916,000 | 8,986 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $122,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $712,000 | 9,068 |
| Salaries and employee benefits | $419,000 | 8,851 |
| Premises and equipment expense | $131,000 | 8,043 |
| Additional noninterest expense | $162,000 | 9,542 |
| Pre-tax net operating income | $326,000 | 8,244 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $100,000 | 7,528 |
| Income before extraordinary items | $226,000 | 8,422 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $226,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,897 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $226,000 | 8,347 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 9,537 |
| Total interest expense | $766,000 | 9,351 |
| Net interest income | $851,000 | 9,538 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $588,000 | 9,797 |
| Salaries and employee benefits | $332,000 | 9,721 |
| Premises and equipment expense | $109,000 | 8,750 |
| Additional noninterest expense | $157,000 | 9,920 |
| Pre-tax net operating income | $286,000 | 9,073 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $76,000 | 8,804 |
| Income before extraordinary items | $210,000 | 9,072 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $210,000 | 9,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,975 |
| Cash dividends | $79,000 | 6,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $210,000 | 9,032 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 9,952 |
| Total interest expense | $769,000 | 9,742 |
| Net interest income | $846,000 | 9,976 |
| Provision for loan and lease losses | $550,000 | 1,620 |
| Total noninterest income | $140,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,979 |
| Total noninterest expense | $639,000 | 10,034 |
| Salaries and employee benefits | $392,000 | 9,656 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $137,000 | 10,717 |
| Pre-tax net operating income | $-203,000 | 11,073 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $-102,000 | 11,173 |
| Income before extraordinary items | $-100,000 | 11,000 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-100,000 | 10,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,390 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-100,640 | 10,953 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 10,544 |
| Total interest expense | $757,000 | 10,098 |
| Net interest income | $736,000 | 10,735 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $87,000 | 10,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $612,000 | 10,519 |
| Salaries and employee benefits | $340,000 | 10,400 |
| Premises and equipment expense | $119,000 | 9,075 |
| Additional noninterest expense | $153,000 | 11,018 |
| Pre-tax net operating income | $196,000 | 10,486 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $14,000 | 10,859 |
| Income before extraordinary items | $181,000 | 10,153 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $181,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $181,930 | 10,118 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 11,075 |
| Total interest expense | $610,000 | 10,559 |
| Net interest income | $720,000 | 11,309 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $104,000 | 10,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $594,000 | 11,155 |
| Salaries and employee benefits | $299,000 | 11,214 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $170,000 | 11,525 |
| Pre-tax net operating income | $195,000 | 10,930 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $65,000 | 10,116 |
| Income before extraordinary items | $120,000 | 11,162 |
| Extraordinary gains, net | $11,000 | 220 |
| Net income | $131,000 | 11,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $126,500 | 11,142 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 11,692 |
| Total interest expense | $580,000 | 11,261 |
| Net interest income | $718,000 | 11,801 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $620,000 | 11,541 |
| Salaries and employee benefits | $319,000 | 11,461 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $203,000 | 11,689 |
| Pre-tax net operating income | $201,000 | 11,025 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $139,000 | 11,348 |
| Extraordinary gains, net | $46,000 | 2,238 |
| Net income | $185,000 | 10,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $139,000 | 11,141 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 12,066 |
| Total interest expense | $752,000 | 11,568 |
| Net interest income | $705,000 | 12,298 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $95,000 | 11,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $580,000 | 12,176 |
| Salaries and employee benefits | $308,000 | 11,919 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $183,000 | 12,480 |
| Pre-tax net operating income | $169,000 | 11,341 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $64,000 | 10,889 |
| Income before extraordinary items | $111,000 | 11,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $111,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $107,160 | 11,545 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.