Home > The Simsbury Bank & Trust Company > Income and Expense
The Simsbury Bank & Trust Company, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $14,015,000 | 1,624 |
| Total interest expense | $1,623,000 | 2,243 |
| Net interest income | $12,392,000 | 1,473 |
| Provision for loan and lease losses | $285,000 | 1,644 |
| Total noninterest income | $2,020,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $331,000 | 2,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,689,000 | 1,425 |
| Total noninterest expense | $10,431,000 | 1,450 |
| Salaries and employee benefits | $4,890,000 | 1,734 |
| Premises and equipment expense | $1,519,000 | 1,166 |
| Additional noninterest expense | $4,022,000 | 1,173 |
| Pre-tax net operating income | $3,696,000 | 1,815 |
| Securities gains (losses) | $89,000 | 834 |
| Applicable income taxes | $570,000 | 1,689 |
| Income before extraordinary items | $3,215,000 | 1,839 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,215,000 | 1,838 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,215,000 | 1,840 |
| Net charge-offs | $717,000 | 607 |
| Cash dividends | $1,850,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,139,350 | 1,837 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 1,641 |
| Total interest expense | $904,000 | 2,488 |
| Net interest income | $8,300,000 | 1,467 |
| Provision for loan and lease losses | $35,000 | 2,987 |
| Total noninterest income | $1,336,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $214,000 | 2,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,122,000 | 1,389 |
| Total noninterest expense | $7,024,000 | 1,452 |
| Salaries and employee benefits | $3,317,000 | 1,724 |
| Premises and equipment expense | $948,000 | 1,244 |
| Additional noninterest expense | $2,759,000 | 1,162 |
| Pre-tax net operating income | $2,577,000 | 1,750 |
| Securities gains (losses) | $87,000 | 579 |
| Applicable income taxes | $406,000 | 1,613 |
| Income before extraordinary items | $2,258,000 | 1,733 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,258,000 | 1,733 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,258,000 | 1,733 |
| Net charge-offs | $671,000 | 475 |
| Cash dividends | $1,250,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,184,050 | 1,752 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 1,606 |
| Total interest expense | $449,000 | 2,461 |
| Net interest income | $4,263,000 | 1,432 |
| Provision for loan and lease losses | $10,000 | 3,068 |
| Total noninterest income | $610,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $102,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 1,429 |
| Total noninterest expense | $3,323,000 | 1,524 |
| Salaries and employee benefits | $1,707,000 | 1,693 |
| Premises and equipment expense | $516,000 | 1,156 |
| Additional noninterest expense | $1,100,000 | 1,401 |
| Pre-tax net operating income | $1,540,000 | 1,492 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $234,000 | 1,454 |
| Income before extraordinary items | $1,306,000 | 1,521 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,306,000 | 1,521 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,306,000 | 1,520 |
| Net charge-offs | $670,000 | 279 |
| Cash dividends | $400,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,306,000 | 1,493 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,223,000 | 1,571 |
| Total interest expense | $1,643,000 | 2,210 |
| Net interest income | $16,580,000 | 1,457 |
| Provision for loan and lease losses | $280,000 | 2,045 |
| Total noninterest income | $3,246,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $497,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,749,000 | 1,208 |
| Total noninterest expense | $13,473,000 | 1,471 |
| Salaries and employee benefits | $6,661,000 | 1,670 |
| Premises and equipment expense | $1,971,000 | 1,191 |
| Additional noninterest expense | $4,841,000 | 1,273 |
| Pre-tax net operating income | $6,073,000 | 1,494 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,186,000 | 1,233 |
| Income before extraordinary items | $4,887,000 | 1,613 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,887,000 | 1,612 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,887,000 | 1,612 |
| Net charge-offs | $-19,000 | 4,663 |
| Cash dividends | $1,700,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,887,000 | 1,607 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,596,000 | 1,562 |
| Total interest expense | $1,238,000 | 2,119 |
| Net interest income | $12,358,000 | 1,456 |
| Provision for loan and lease losses | $205,000 | 1,957 |
| Total noninterest income | $2,395,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $367,000 | 2,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,028,000 | 1,252 |
| Total noninterest expense | $10,070,000 | 1,476 |
| Salaries and employee benefits | $5,060,000 | 1,663 |
| Premises and equipment expense | $1,447,000 | 1,213 |
| Additional noninterest expense | $3,563,000 | 1,306 |
| Pre-tax net operating income | $4,478,000 | 1,537 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $879,000 | 1,277 |
| Income before extraordinary items | $3,599,000 | 1,648 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,599,000 | 1,646 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,599,000 | 1,647 |
| Net charge-offs | $-22,000 | 4,688 |
| Cash dividends | $1,425,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,599,000 | 1,634 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 1,574 |
| Total interest expense | $718,000 | 2,242 |
| Net interest income | $8,146,000 | 1,471 |
| Provision for loan and lease losses | $55,000 | 2,756 |
| Total noninterest income | $1,444,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $240,000 | 2,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,204,000 | 1,355 |
| Total noninterest expense | $6,586,000 | 1,505 |
| Salaries and employee benefits | $3,281,000 | 1,698 |
| Premises and equipment expense | $965,000 | 1,210 |
| Additional noninterest expense | $2,340,000 | 1,328 |
| Pre-tax net operating income | $2,949,000 | 1,542 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $570,000 | 1,288 |
| Income before extraordinary items | $2,379,000 | 1,644 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,379,000 | 1,644 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,379,000 | 1,643 |
| Net charge-offs | $-23,000 | 4,790 |
| Cash dividends | $1,025,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,379,000 | 1,626 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 1,575 |
| Total interest expense | $386,000 | 2,072 |
| Net interest income | $4,001,000 | 1,498 |
| Provision for loan and lease losses | $25,000 | 2,657 |
| Total noninterest income | $703,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $123,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 1,360 |
| Total noninterest expense | $3,242,000 | 1,536 |
| Salaries and employee benefits | $1,644,000 | 1,721 |
| Premises and equipment expense | $504,000 | 1,191 |
| Additional noninterest expense | $1,094,000 | 1,384 |
| Pre-tax net operating income | $1,437,000 | 1,536 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $269,000 | 1,311 |
| Income before extraordinary items | $1,168,000 | 1,615 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,168,000 | 1,615 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,168,000 | 1,615 |
| Net charge-offs | $13,000 | 1,854 |
| Cash dividends | $450,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,168,000 | 1,601 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,180,000 | 1,560 |
| Total interest expense | $1,596,000 | 1,825 |
| Net interest income | $15,584,000 | 1,501 |
| Provision for loan and lease losses | $645,000 | 1,218 |
| Total noninterest income | $2,849,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $321,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,528,000 | 1,315 |
| Total noninterest expense | $13,532,000 | 1,481 |
| Salaries and employee benefits | $6,894,000 | 1,607 |
| Premises and equipment expense | $1,973,000 | 1,183 |
| Additional noninterest expense | $4,665,000 | 1,317 |
| Pre-tax net operating income | $4,256,000 | 1,951 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,261,000 | 1,680 |
| Income before extraordinary items | $2,995,000 | 2,059 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,995,000 | 2,058 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,995,000 | 2,059 |
| Net charge-offs | $310,000 | 1,457 |
| Cash dividends | $1,300,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,995,000 | 2,031 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,826,000 | 1,565 |
| Total interest expense | $1,220,000 | 1,783 |
| Net interest income | $11,606,000 | 1,514 |
| Provision for loan and lease losses | $570,000 | 1,056 |
| Total noninterest income | $2,090,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $233,000 | 2,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,857,000 | 1,349 |
| Total noninterest expense | $10,268,000 | 1,470 |
| Salaries and employee benefits | $5,170,000 | 1,619 |
| Premises and equipment expense | $1,483,000 | 1,195 |
| Additional noninterest expense | $3,615,000 | 1,278 |
| Pre-tax net operating income | $2,858,000 | 2,150 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $704,000 | 1,784 |
| Income before extraordinary items | $2,154,000 | 2,272 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,154,000 | 2,272 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,154,000 | 2,273 |
| Net charge-offs | $246,000 | 1,250 |
| Cash dividends | $1,100,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,154,000 | 2,251 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,345,000 | 1,576 |
| Total interest expense | $749,000 | 1,872 |
| Net interest income | $7,596,000 | 1,522 |
| Provision for loan and lease losses | $335,000 | 1,111 |
| Total noninterest income | $1,259,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $159,000 | 2,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,100,000 | 1,457 |
| Total noninterest expense | $6,739,000 | 1,493 |
| Salaries and employee benefits | $3,377,000 | 1,656 |
| Premises and equipment expense | $1,000,000 | 1,181 |
| Additional noninterest expense | $2,362,000 | 1,302 |
| Pre-tax net operating income | $1,781,000 | 2,203 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $417,000 | 1,858 |
| Income before extraordinary items | $1,364,000 | 2,325 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,364,000 | 2,326 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,364,000 | 2,326 |
| Net charge-offs | $164,000 | 1,187 |
| Cash dividends | $700,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,364,000 | 2,286 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 1,591 |
| Total interest expense | $336,000 | 2,003 |
| Net interest income | $3,769,000 | 1,528 |
| Provision for loan and lease losses | $250,000 | 786 |
| Total noninterest income | $555,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $80,000 | 2,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 1,575 |
| Total noninterest expense | $3,273,000 | 1,531 |
| Salaries and employee benefits | $1,660,000 | 1,695 |
| Premises and equipment expense | $506,000 | 1,181 |
| Additional noninterest expense | $1,107,000 | 1,371 |
| Pre-tax net operating income | $801,000 | 2,281 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $167,000 | 2,023 |
| Income before extraordinary items | $634,000 | 2,348 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $634,000 | 2,346 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $634,000 | 2,348 |
| Net charge-offs | $134,000 | 761 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $634,000 | 2,323 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,350,000 | 1,641 |
| Total interest expense | $1,078,000 | 2,291 |
| Net interest income | $14,272,000 | 1,562 |
| Provision for loan and lease losses | $911,000 | 978 |
| Total noninterest income | $2,894,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $324,000 | 2,821 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,570,000 | 1,349 |
| Total noninterest expense | $13,810,000 | 1,422 |
| Salaries and employee benefits | $7,372,000 | 1,475 |
| Premises and equipment expense | $2,011,000 | 1,172 |
| Additional noninterest expense | $4,427,000 | 1,399 |
| Pre-tax net operating income | $2,445,000 | 2,716 |
| Securities gains (losses) | $94,000 | 1,394 |
| Applicable income taxes | $531,000 | 2,213 |
| Income before extraordinary items | $2,008,000 | 2,788 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,008,000 | 2,786 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,008,000 | 2,787 |
| Net charge-offs | $186,000 | 2,000 |
| Cash dividends | $950,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,933,740 | 2,806 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,166,000 | 1,706 |
| Total interest expense | $758,000 | 2,403 |
| Net interest income | $10,408,000 | 1,616 |
| Provision for loan and lease losses | $606,000 | 1,004 |
| Total noninterest income | $2,101,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $238,000 | 2,867 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,863,000 | 1,378 |
| Total noninterest expense | $10,453,000 | 1,396 |
| Salaries and employee benefits | $5,604,000 | 1,450 |
| Premises and equipment expense | $1,509,000 | 1,176 |
| Additional noninterest expense | $3,340,000 | 1,391 |
| Pre-tax net operating income | $1,450,000 | 3,160 |
| Securities gains (losses) | $94,000 | 1,309 |
| Applicable income taxes | $276,000 | 2,564 |
| Income before extraordinary items | $1,268,000 | 3,096 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,268,000 | 3,096 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,268,000 | 3,096 |
| Net charge-offs | $3,000 | 3,728 |
| Cash dividends | $650,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,190,920 | 3,164 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,293,000 | 1,746 |
| Total interest expense | $448,000 | 2,620 |
| Net interest income | $6,845,000 | 1,635 |
| Provision for loan and lease losses | $301,000 | 1,231 |
| Total noninterest income | $989,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $155,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $834,000 | 1,754 |
| Total noninterest expense | $6,781,000 | 1,453 |
| Salaries and employee benefits | $3,686,000 | 1,478 |
| Premises and equipment expense | $995,000 | 1,189 |
| Additional noninterest expense | $2,100,000 | 1,472 |
| Pre-tax net operating income | $752,000 | 3,553 |
| Securities gains (losses) | $69,000 | 1,209 |
| Applicable income taxes | $113,000 | 2,913 |
| Income before extraordinary items | $708,000 | 3,405 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $708,000 | 3,401 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $708,000 | 3,403 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $350,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $648,660 | 3,477 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 1,792 |
| Total interest expense | $193,000 | 2,905 |
| Net interest income | $3,349,000 | 1,680 |
| Provision for loan and lease losses | $131,000 | 1,306 |
| Total noninterest income | $358,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $279,000 | 2,181 |
| Total noninterest expense | $3,264,000 | 1,503 |
| Salaries and employee benefits | $1,798,000 | 1,519 |
| Premises and equipment expense | $475,000 | 1,241 |
| Additional noninterest expense | $991,000 | 1,536 |
| Pre-tax net operating income | $312,000 | 3,801 |
| Securities gains (losses) | $48,000 | 852 |
| Applicable income taxes | $43,000 | 3,067 |
| Income before extraordinary items | $317,000 | 3,535 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $317,000 | 3,531 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $317,000 | 3,533 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $274,760 | 3,718 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,678,000 | 1,941 |
| Total interest expense | $667,000 | 3,164 |
| Net interest income | $12,011,000 | 1,825 |
| Provision for loan and lease losses | $277,000 | 1,995 |
| Total noninterest income | $2,799,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $352,000 | 2,749 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,447,000 | 1,324 |
| Total noninterest expense | $12,601,000 | 1,535 |
| Salaries and employee benefits | $6,717,000 | 1,566 |
| Premises and equipment expense | $1,849,000 | 1,267 |
| Additional noninterest expense | $4,035,000 | 1,502 |
| Pre-tax net operating income | $1,932,000 | 3,076 |
| Securities gains (losses) | $139,000 | 951 |
| Applicable income taxes | $384,000 | 2,451 |
| Income before extraordinary items | $1,687,000 | 3,016 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,687,000 | 3,017 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,687,000 | 3,018 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $525,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,574,410 | 3,097 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,435,000 | 1,969 |
| Total interest expense | $603,000 | 2,856 |
| Net interest income | $8,832,000 | 1,865 |
| Provision for loan and lease losses | $145,000 | 2,313 |
| Total noninterest income | $2,072,000 | 1,706 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $268,000 | 2,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,804,000 | 1,351 |
| Total noninterest expense | $9,352,000 | 1,558 |
| Salaries and employee benefits | $4,955,000 | 1,600 |
| Premises and equipment expense | $1,392,000 | 1,288 |
| Additional noninterest expense | $3,005,000 | 1,522 |
| Pre-tax net operating income | $1,407,000 | 3,191 |
| Securities gains (losses) | $99,000 | 1,051 |
| Applicable income taxes | $277,000 | 2,544 |
| Income before extraordinary items | $1,229,000 | 3,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,229,000 | 3,126 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,229,000 | 3,127 |
| Net charge-offs | $9,000 | 3,683 |
| Cash dividends | $525,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,147,820 | 3,214 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 1,983 |
| Total interest expense | $402,000 | 2,865 |
| Net interest income | $5,830,000 | 1,884 |
| Provision for loan and lease losses | $80,000 | 2,468 |
| Total noninterest income | $1,225,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $182,000 | 2,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,043,000 | 1,510 |
| Total noninterest expense | $6,106,000 | 1,595 |
| Salaries and employee benefits | $3,232,000 | 1,646 |
| Premises and equipment expense | $931,000 | 1,282 |
| Additional noninterest expense | $1,943,000 | 1,576 |
| Pre-tax net operating income | $869,000 | 3,316 |
| Securities gains (losses) | $69,000 | 1,046 |
| Applicable income taxes | $153,000 | 2,697 |
| Income before extraordinary items | $785,000 | 3,197 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $785,000 | 3,197 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $785,000 | 3,198 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $350,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $727,040 | 3,278 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 1,977 |
| Total interest expense | $195,000 | 2,952 |
| Net interest income | $2,916,000 | 1,884 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $465,000 | 2,195 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $94,000 | 2,583 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $371,000 | 1,858 |
| Total noninterest expense | $2,952,000 | 1,651 |
| Salaries and employee benefits | $1,573,000 | 1,698 |
| Premises and equipment expense | $495,000 | 1,227 |
| Additional noninterest expense | $884,000 | 1,704 |
| Pre-tax net operating income | $379,000 | 3,470 |
| Securities gains (losses) | $43,000 | 908 |
| Applicable income taxes | $63,000 | 2,829 |
| Income before extraordinary items | $359,000 | 3,329 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $359,000 | 3,332 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $359,000 | 3,332 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $175,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $322,450 | 3,429 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,298,000 | 2,001 |
| Total interest expense | $871,000 | 2,870 |
| Net interest income | $11,427,000 | 1,906 |
| Provision for loan and lease losses | $55,000 | 3,706 |
| Total noninterest income | $2,175,000 | 1,985 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $421,000 | 2,589 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,754,000 | 1,613 |
| Total noninterest expense | $12,655,000 | 1,507 |
| Salaries and employee benefits | $6,648,000 | 1,569 |
| Premises and equipment expense | $1,850,000 | 1,295 |
| Additional noninterest expense | $4,157,000 | 1,508 |
| Pre-tax net operating income | $892,000 | 4,325 |
| Securities gains (losses) | $150,000 | 974 |
| Applicable income taxes | $78,000 | 3,524 |
| Income before extraordinary items | $964,000 | 4,019 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $964,000 | 4,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $964,000 | 4,020 |
| Net charge-offs | $86,000 | 3,322 |
| Cash dividends | $680,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $824,500 | 4,214 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 2,016 |
| Total interest expense | $659,000 | 2,891 |
| Net interest income | $8,563,000 | 1,911 |
| Provision for loan and lease losses | $55,000 | 3,315 |
| Total noninterest income | $1,600,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $313,000 | 2,631 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,287,000 | 1,631 |
| Total noninterest expense | $9,626,000 | 1,495 |
| Salaries and employee benefits | $5,072,000 | 1,540 |
| Premises and equipment expense | $1,405,000 | 1,281 |
| Additional noninterest expense | $3,149,000 | 1,505 |
| Pre-tax net operating income | $482,000 | 4,840 |
| Securities gains (losses) | $103,000 | 974 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $583,000 | 4,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $583,000 | 4,392 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $583,000 | 4,393 |
| Net charge-offs | $86,000 | 2,822 |
| Cash dividends | $505,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $480,000 | 4,625 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 2,011 |
| Total interest expense | $443,000 | 2,899 |
| Net interest income | $5,698,000 | 1,902 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $985,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $208,000 | 2,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $777,000 | 1,739 |
| Total noninterest expense | $6,536,000 | 1,470 |
| Salaries and employee benefits | $3,531,000 | 1,486 |
| Premises and equipment expense | $917,000 | 1,312 |
| Additional noninterest expense | $2,088,000 | 1,501 |
| Pre-tax net operating income | $117,000 | 5,708 |
| Securities gains (losses) | $103,000 | 767 |
| Applicable income taxes | $-69,000 | 6,490 |
| Income before extraordinary items | $289,000 | 4,793 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $289,000 | 4,795 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $289,000 | 4,796 |
| Net charge-offs | $86,000 | 2,332 |
| Cash dividends | $335,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $186,000 | 5,237 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 1,976 |
| Total interest expense | $216,000 | 2,996 |
| Net interest income | $2,906,000 | 1,870 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $496,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $106,000 | 2,552 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $390,000 | 1,685 |
| Total noninterest expense | $3,306,000 | 1,466 |
| Salaries and employee benefits | $1,952,000 | 1,371 |
| Premises and equipment expense | $459,000 | 1,335 |
| Additional noninterest expense | $895,000 | 1,701 |
| Pre-tax net operating income | $66,000 | 5,597 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-50,000 | 6,581 |
| Income before extraordinary items | $116,000 | 4,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 4,990 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $116,000 | 4,989 |
| Net charge-offs | $43,000 | 1,986 |
| Cash dividends | $185,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $116,000 | 4,946 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,054,000 | 2,048 |
| Total interest expense | $917,000 | 3,138 |
| Net interest income | $11,137,000 | 1,912 |
| Provision for loan and lease losses | $345,000 | 2,300 |
| Total noninterest income | $2,875,000 | 1,659 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $432,000 | 2,666 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,443,000 | 1,315 |
| Total noninterest expense | $12,266,000 | 1,572 |
| Salaries and employee benefits | $6,794,000 | 1,526 |
| Premises and equipment expense | $1,511,000 | 1,566 |
| Additional noninterest expense | $3,961,000 | 1,632 |
| Pre-tax net operating income | $1,401,000 | 3,526 |
| Securities gains (losses) | $109,000 | 1,257 |
| Applicable income taxes | $216,000 | 2,894 |
| Income before extraordinary items | $1,294,000 | 3,420 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,294,000 | 3,421 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,294,000 | 3,423 |
| Net charge-offs | $147,000 | 3,351 |
| Cash dividends | $632,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,200,260 | 3,522 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,876,000 | 2,090 |
| Total interest expense | $666,000 | 3,295 |
| Net interest income | $8,210,000 | 1,938 |
| Provision for loan and lease losses | $230,000 | 2,380 |
| Total noninterest income | $2,274,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $324,000 | 2,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,950,000 | 1,300 |
| Total noninterest expense | $8,938,000 | 1,614 |
| Salaries and employee benefits | $5,024,000 | 1,551 |
| Premises and equipment expense | $1,068,000 | 1,665 |
| Additional noninterest expense | $2,846,000 | 1,681 |
| Pre-tax net operating income | $1,316,000 | 3,174 |
| Securities gains (losses) | $98,000 | 1,225 |
| Applicable income taxes | $288,000 | 2,465 |
| Income before extraordinary items | $1,126,000 | 3,192 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,126,000 | 3,195 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,126,000 | 3,196 |
| Net charge-offs | $60,000 | 3,716 |
| Cash dividends | $468,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,047,600 | 3,253 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,134 |
| Total interest expense | $440,000 | 3,373 |
| Net interest income | $5,348,000 | 1,969 |
| Provision for loan and lease losses | $110,000 | 2,850 |
| Total noninterest income | $1,855,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $218,000 | 2,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,637,000 | 1,130 |
| Total noninterest expense | $5,891,000 | 1,626 |
| Salaries and employee benefits | $3,414,000 | 1,517 |
| Premises and equipment expense | $691,000 | 1,710 |
| Additional noninterest expense | $1,786,000 | 1,774 |
| Pre-tax net operating income | $1,202,000 | 2,597 |
| Securities gains (losses) | $104,000 | 1,089 |
| Applicable income taxes | $302,000 | 2,011 |
| Income before extraordinary items | $1,004,000 | 2,641 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,004,000 | 2,646 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,004,000 | 2,646 |
| Net charge-offs | $61,000 | 3,190 |
| Cash dividends | $333,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $923,920 | 2,700 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 2,165 |
| Total interest expense | $220,000 | 3,465 |
| Net interest income | $2,651,000 | 1,996 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $951,000 | 1,401 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $113,000 | 2,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $838,000 | 1,114 |
| Total noninterest expense | $2,936,000 | 1,651 |
| Salaries and employee benefits | $1,728,000 | 1,529 |
| Premises and equipment expense | $342,000 | 1,751 |
| Additional noninterest expense | $866,000 | 1,825 |
| Pre-tax net operating income | $636,000 | 2,446 |
| Securities gains (losses) | $77,000 | 761 |
| Applicable income taxes | $172,000 | 1,853 |
| Income before extraordinary items | $541,000 | 2,442 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $541,000 | 2,444 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $541,000 | 2,444 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $145,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $482,480 | 2,585 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,652,000 | 2,238 |
| Total interest expense | $1,040,000 | 3,522 |
| Net interest income | $10,612,000 | 2,039 |
| Provision for loan and lease losses | $320,000 | 3,281 |
| Total noninterest income | $3,814,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $422,000 | 2,821 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,392,000 | 1,073 |
| Total noninterest expense | $11,278,000 | 1,713 |
| Salaries and employee benefits | $6,239,000 | 1,621 |
| Premises and equipment expense | $1,362,000 | 1,737 |
| Additional noninterest expense | $3,677,000 | 1,794 |
| Pre-tax net operating income | $2,828,000 | 2,204 |
| Securities gains (losses) | $113,000 | 2,174 |
| Applicable income taxes | $771,000 | 1,738 |
| Income before extraordinary items | $2,170,000 | 2,442 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,170,000 | 2,442 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,170,000 | 2,443 |
| Net charge-offs | $195,000 | 3,786 |
| Cash dividends | $386,000 | 3,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,086,380 | 2,385 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,772,000 | 2,280 |
| Total interest expense | $787,000 | 3,615 |
| Net interest income | $7,985,000 | 2,060 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $2,622,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $309,000 | 2,903 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,313,000 | 1,135 |
| Total noninterest expense | $8,402,000 | 1,725 |
| Salaries and employee benefits | $4,626,000 | 1,637 |
| Premises and equipment expense | $1,024,000 | 1,732 |
| Additional noninterest expense | $2,752,000 | 1,800 |
| Pre-tax net operating income | $1,995,000 | 2,362 |
| Securities gains (losses) | $78,000 | 2,159 |
| Applicable income taxes | $534,000 | 1,873 |
| Income before extraordinary items | $1,539,000 | 2,594 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,539,000 | 2,595 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,539,000 | 2,595 |
| Net charge-offs | $198,000 | 3,317 |
| Cash dividends | $266,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,481,280 | 2,539 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 2,273 |
| Total interest expense | $523,000 | 3,716 |
| Net interest income | $5,388,000 | 2,053 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $1,575,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $205,000 | 2,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,370,000 | 1,214 |
| Total noninterest expense | $5,480,000 | 1,762 |
| Salaries and employee benefits | $2,975,000 | 1,685 |
| Premises and equipment expense | $679,000 | 1,735 |
| Additional noninterest expense | $1,826,000 | 1,824 |
| Pre-tax net operating income | $1,333,000 | 2,333 |
| Securities gains (losses) | $47,000 | 2,091 |
| Applicable income taxes | $373,000 | 1,806 |
| Income before extraordinary items | $1,007,000 | 2,613 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,007,000 | 2,613 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,007,000 | 2,613 |
| Net charge-offs | $181,000 | 2,866 |
| Cash dividends | $162,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $972,690 | 2,533 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 2,279 |
| Total interest expense | $269,000 | 3,757 |
| Net interest income | $2,698,000 | 2,047 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $674,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $569,000 | 1,387 |
| Total noninterest expense | $2,599,000 | 1,843 |
| Salaries and employee benefits | $1,379,000 | 1,818 |
| Premises and equipment expense | $348,000 | 1,709 |
| Additional noninterest expense | $872,000 | 1,895 |
| Pre-tax net operating income | $683,000 | 2,310 |
| Securities gains (losses) | $23,000 | 1,538 |
| Applicable income taxes | $195,000 | 1,757 |
| Income before extraordinary items | $511,000 | 2,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $511,000 | 2,550 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $511,000 | 2,551 |
| Net charge-offs | $138,000 | 2,168 |
| Cash dividends | $160,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $494,440 | 2,513 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,773,000 | 2,359 |
| Total interest expense | $1,517,000 | 3,418 |
| Net interest income | $10,256,000 | 2,132 |
| Provision for loan and lease losses | $494,000 | 3,477 |
| Total noninterest income | $1,840,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $439,000 | 2,846 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,401,000 | 1,719 |
| Total noninterest expense | $10,524,000 | 1,831 |
| Salaries and employee benefits | $5,609,000 | 1,721 |
| Premises and equipment expense | $1,385,000 | 1,795 |
| Additional noninterest expense | $3,530,000 | 1,909 |
| Pre-tax net operating income | $1,078,000 | 3,575 |
| Securities gains (losses) | $445,000 | 866 |
| Applicable income taxes | $483,000 | 2,066 |
| Income before extraordinary items | $1,040,000 | 3,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,040,000 | 3,469 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,040,000 | 3,470 |
| Net charge-offs | $351,000 | 3,609 |
| Cash dividends | $421,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $4,266,000 | 161 |
| Net operating income | $737,400 | 3,939 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,818,000 | 2,396 |
| Total interest expense | $1,201,000 | 3,410 |
| Net interest income | $7,617,000 | 2,155 |
| Provision for loan and lease losses | $330,000 | 3,475 |
| Total noninterest income | $1,229,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $324,000 | 2,880 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $905,000 | 1,886 |
| Total noninterest expense | $7,911,000 | 1,826 |
| Salaries and employee benefits | $4,206,000 | 1,728 |
| Premises and equipment expense | $1,048,000 | 1,791 |
| Additional noninterest expense | $2,657,000 | 1,912 |
| Pre-tax net operating income | $605,000 | 4,207 |
| Securities gains (losses) | $384,000 | 768 |
| Applicable income taxes | $355,000 | 2,075 |
| Income before extraordinary items | $634,000 | 3,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $634,000 | 3,930 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $634,000 | 3,930 |
| Net charge-offs | $227,000 | 3,573 |
| Cash dividends | $422,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $4,266,000 | 134 |
| Net operating income | $388,240 | 4,574 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 2,435 |
| Total interest expense | $811,000 | 3,477 |
| Net interest income | $5,028,000 | 2,179 |
| Provision for loan and lease losses | $165,000 | 3,784 |
| Total noninterest income | $770,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $214,000 | 2,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $556,000 | 1,957 |
| Total noninterest expense | $5,267,000 | 1,849 |
| Salaries and employee benefits | $2,815,000 | 1,738 |
| Premises and equipment expense | $710,000 | 1,779 |
| Additional noninterest expense | $1,742,000 | 1,957 |
| Pre-tax net operating income | $366,000 | 4,333 |
| Securities gains (losses) | $268,000 | 590 |
| Applicable income taxes | $286,000 | 1,846 |
| Income before extraordinary items | $348,000 | 4,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $348,000 | 4,225 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $348,000 | 4,227 |
| Net charge-offs | $177,000 | 3,238 |
| Cash dividends | $396,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $176,480 | 5,099 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 2,464 |
| Total interest expense | $425,000 | 3,461 |
| Net interest income | $2,468,000 | 2,213 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $389,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $99,000 | 2,997 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $290,000 | 1,953 |
| Total noninterest expense | $2,614,000 | 1,873 |
| Salaries and employee benefits | $1,412,000 | 1,750 |
| Premises and equipment expense | $370,000 | 1,742 |
| Additional noninterest expense | $832,000 | 2,030 |
| Pre-tax net operating income | $243,000 | 3,885 |
| Securities gains (losses) | $107,000 | 514 |
| Applicable income taxes | $241,000 | 1,311 |
| Income before extraordinary items | $109,000 | 4,894 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $109,000 | 4,892 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $109,000 | 4,894 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $188,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $40,520 | 5,822 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,239,000 | 2,456 |
| Total interest expense | $1,814,000 | 3,804 |
| Net interest income | $10,425,000 | 2,092 |
| Provision for loan and lease losses | $755,000 | 3,469 |
| Total noninterest income | $1,543,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $437,000 | 2,911 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,106,000 | 2,060 |
| Total noninterest expense | $9,660,000 | 2,013 |
| Salaries and employee benefits | $4,819,000 | 2,006 |
| Premises and equipment expense | $1,453,000 | 1,763 |
| Additional noninterest expense | $3,388,000 | 2,058 |
| Pre-tax net operating income | $1,553,000 | 2,673 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $377,000 | 2,150 |
| Income before extraordinary items | $1,176,000 | 2,959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,176,000 | 2,955 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,176,000 | 2,959 |
| Net charge-offs | $640,000 | 3,303 |
| Cash dividends | $213,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,176,000 | 2,829 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,179,000 | 2,507 |
| Total interest expense | $1,377,000 | 3,924 |
| Net interest income | $7,802,000 | 2,122 |
| Provision for loan and lease losses | $605,000 | 3,231 |
| Total noninterest income | $1,113,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $324,000 | 2,996 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $789,000 | 2,083 |
| Total noninterest expense | $7,193,000 | 2,016 |
| Salaries and employee benefits | $3,514,000 | 2,060 |
| Premises and equipment expense | $1,092,000 | 1,776 |
| Additional noninterest expense | $2,587,000 | 2,001 |
| Pre-tax net operating income | $1,117,000 | 2,903 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $263,000 | 2,276 |
| Income before extraordinary items | $854,000 | 3,172 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $854,000 | 3,170 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $854,000 | 3,172 |
| Net charge-offs | $507,000 | 3,065 |
| Cash dividends | $55,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $854,000 | 3,053 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 2,563 |
| Total interest expense | $921,000 | 4,012 |
| Net interest income | $5,141,000 | 2,149 |
| Provision for loan and lease losses | $425,000 | 3,102 |
| Total noninterest income | $671,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $228,000 | 2,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $443,000 | 2,266 |
| Total noninterest expense | $4,698,000 | 2,069 |
| Salaries and employee benefits | $2,280,000 | 2,130 |
| Premises and equipment expense | $725,000 | 1,805 |
| Additional noninterest expense | $1,693,000 | 2,031 |
| Pre-tax net operating income | $689,000 | 3,059 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $154,000 | 2,384 |
| Income before extraordinary items | $535,000 | 3,294 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $535,000 | 3,290 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $535,000 | 3,293 |
| Net charge-offs | $330,000 | 2,937 |
| Cash dividends | $55,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $535,000 | 3,183 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 2,665 |
| Total interest expense | $482,000 | 4,033 |
| Net interest income | $2,487,000 | 2,256 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $331,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $219,000 | 2,270 |
| Total noninterest expense | $2,277,000 | 2,139 |
| Salaries and employee benefits | $1,088,000 | 2,268 |
| Premises and equipment expense | $377,000 | 1,798 |
| Additional noninterest expense | $812,000 | 2,091 |
| Pre-tax net operating income | $316,000 | 3,279 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $69,000 | 2,480 |
| Income before extraordinary items | $247,000 | 3,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $247,000 | 3,517 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $247,000 | 3,519 |
| Net charge-offs | $229,000 | 2,290 |
| Cash dividends | $55,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $247,000 | 3,387 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,797,000 | 2,800 |
| Total interest expense | $2,823,000 | 3,578 |
| Net interest income | $8,974,000 | 2,420 |
| Provision for loan and lease losses | $547,000 | 4,406 |
| Total noninterest income | $1,332,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $462,000 | 3,048 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $870,000 | 2,332 |
| Total noninterest expense | $8,798,000 | 2,252 |
| Salaries and employee benefits | $4,148,000 | 2,370 |
| Premises and equipment expense | $1,506,000 | 1,805 |
| Additional noninterest expense | $3,144,000 | 2,258 |
| Pre-tax net operating income | $961,000 | 3,052 |
| Securities gains (losses) | $39,000 | 2,759 |
| Applicable income taxes | $246,000 | 2,207 |
| Income before extraordinary items | $754,000 | 3,231 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $754,000 | 3,229 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $754,000 | 3,230 |
| Net charge-offs | $353,000 | 4,282 |
| Cash dividends | $449,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $724,750 | 3,247 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,712,000 | 2,878 |
| Total interest expense | $2,238,000 | 3,557 |
| Net interest income | $6,474,000 | 2,514 |
| Provision for loan and lease losses | $322,000 | 4,488 |
| Total noninterest income | $984,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $335,000 | 3,122 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $649,000 | 2,403 |
| Total noninterest expense | $6,429,000 | 2,306 |
| Salaries and employee benefits | $3,041,000 | 2,448 |
| Premises and equipment expense | $1,129,000 | 1,817 |
| Additional noninterest expense | $2,259,000 | 2,306 |
| Pre-tax net operating income | $707,000 | 3,314 |
| Securities gains (losses) | $40,000 | 2,423 |
| Applicable income taxes | $192,000 | 2,366 |
| Income before extraordinary items | $555,000 | 3,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $555,000 | 3,505 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $555,000 | 3,507 |
| Net charge-offs | $201,000 | 4,239 |
| Cash dividends | $291,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $525,400 | 3,523 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 2,939 |
| Total interest expense | $1,555,000 | 3,588 |
| Net interest income | $4,180,000 | 2,597 |
| Provision for loan and lease losses | $130,000 | 4,951 |
| Total noninterest income | $614,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $197,000 | 3,348 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $417,000 | 2,490 |
| Total noninterest expense | $4,121,000 | 2,425 |
| Salaries and employee benefits | $2,073,000 | 2,442 |
| Premises and equipment expense | $748,000 | 1,845 |
| Additional noninterest expense | $1,300,000 | 2,641 |
| Pre-tax net operating income | $543,000 | 3,177 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $155,000 | 2,228 |
| Income before extraordinary items | $388,000 | 3,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 3,525 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $388,000 | 3,526 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $133,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $388,000 | 3,411 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 3,000 |
| Total interest expense | $825,000 | 3,540 |
| Net interest income | $2,016,000 | 2,696 |
| Provision for loan and lease losses | $52,000 | 4,857 |
| Total noninterest income | $249,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $85,000 | 3,588 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $164,000 | 2,824 |
| Total noninterest expense | $1,995,000 | 2,433 |
| Salaries and employee benefits | $1,049,000 | 2,439 |
| Premises and equipment expense | $377,000 | 1,871 |
| Additional noninterest expense | $569,000 | 2,683 |
| Pre-tax net operating income | $218,000 | 3,894 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $64,000 | 2,663 |
| Income before extraordinary items | $154,000 | 4,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 4,307 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $154,000 | 4,308 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $154,000 | 4,140 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,112,000 | 3,246 |
| Total interest expense | $3,042,000 | 4,220 |
| Net interest income | $8,070,000 | 2,681 |
| Provision for loan and lease losses | $450,000 | 3,957 |
| Total noninterest income | $1,412,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $407,000 | 3,426 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,005,000 | 2,108 |
| Total noninterest expense | $8,657,000 | 2,208 |
| Salaries and employee benefits | $4,299,000 | 2,354 |
| Premises and equipment expense | $2,025,000 | 1,355 |
| Additional noninterest expense | $2,333,000 | 2,484 |
| Pre-tax net operating income | $375,000 | 5,201 |
| Securities gains (losses) | $-1,746,000 | 7,856 |
| Applicable income taxes | $-754,000 | 7,622 |
| Income before extraordinary items | $-617,000 | 6,778 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-617,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 3,286 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $500,440 | 4,608 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,317,000 | 3,309 |
| Total interest expense | $2,250,000 | 4,377 |
| Net interest income | $6,067,000 | 2,699 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $1,154,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $309,000 | 3,426 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $845,000 | 2,043 |
| Total noninterest expense | $6,033,000 | 2,354 |
| Salaries and employee benefits | $3,152,000 | 2,425 |
| Premises and equipment expense | $1,315,000 | 1,591 |
| Additional noninterest expense | $1,566,000 | 2,667 |
| Pre-tax net operating income | $938,000 | 3,806 |
| Securities gains (losses) | $-1,658,000 | 8,014 |
| Applicable income taxes | $193,000 | 2,951 |
| Income before extraordinary items | $-913,000 | 7,462 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-913,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 2,362 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $745,000 | 3,843 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 3,389 |
| Total interest expense | $1,579,000 | 4,368 |
| Net interest income | $3,931,000 | 2,750 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $874,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $199,000 | 3,498 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $675,000 | 1,842 |
| Total noninterest expense | $3,830,000 | 2,473 |
| Salaries and employee benefits | $2,047,000 | 2,519 |
| Premises and equipment expense | $792,000 | 1,733 |
| Additional noninterest expense | $991,000 | 2,763 |
| Pre-tax net operating income | $775,000 | 3,493 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $148,000 | 3,036 |
| Income before extraordinary items | $637,000 | 3,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,165 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $628,900 | 3,483 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 3,465 |
| Total interest expense | $861,000 | 4,306 |
| Net interest income | $1,899,000 | 2,835 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $256,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $97,000 | 3,525 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,942 |
| Total noninterest expense | $1,853,000 | 2,539 |
| Salaries and employee benefits | $1,033,000 | 2,512 |
| Premises and equipment expense | $418,000 | 1,658 |
| Additional noninterest expense | $402,000 | 3,294 |
| Pre-tax net operating income | $202,000 | 4,941 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $70,000 | 3,215 |
| Income before extraordinary items | $132,000 | 5,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $132,000 | 5,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,365,000 | 3,431 |
| Total interest expense | $3,477,000 | 4,355 |
| Net interest income | $7,888,000 | 2,761 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $1,756,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $341,000 | 3,833 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,415,000 | 1,751 |
| Total noninterest expense | $7,731,000 | 2,361 |
| Salaries and employee benefits | $4,182,000 | 2,406 |
| Premises and equipment expense | $1,538,000 | 1,709 |
| Additional noninterest expense | $2,011,000 | 2,666 |
| Pre-tax net operating income | $1,663,000 | 3,708 |
| Securities gains (losses) | $-314,000 | 8,314 |
| Applicable income taxes | $186,000 | 3,919 |
| Income before extraordinary items | $1,163,000 | 4,002 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,163,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,433,040 | 3,539 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,532,000 | 3,437 |
| Total interest expense | $2,616,000 | 4,359 |
| Net interest income | $5,916,000 | 2,762 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $876,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $243,000 | 3,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $633,000 | 2,483 |
| Total noninterest expense | $5,826,000 | 2,333 |
| Salaries and employee benefits | $3,131,000 | 2,409 |
| Premises and equipment expense | $1,152,000 | 1,704 |
| Additional noninterest expense | $1,543,000 | 2,548 |
| Pre-tax net operating income | $966,000 | 4,434 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $292,000 | 3,237 |
| Income before extraordinary items | $674,000 | 4,761 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $674,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $674,000 | 4,747 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 3,448 |
| Total interest expense | $1,756,000 | 4,359 |
| Net interest income | $3,931,000 | 2,795 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $581,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $161,000 | 3,952 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $420,000 | 2,504 |
| Total noninterest expense | $3,925,000 | 2,325 |
| Salaries and employee benefits | $2,090,000 | 2,440 |
| Premises and equipment expense | $771,000 | 1,727 |
| Additional noninterest expense | $1,064,000 | 2,490 |
| Pre-tax net operating income | $587,000 | 4,710 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $174,000 | 3,453 |
| Income before extraordinary items | $413,000 | 4,991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $413,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $413,000 | 4,987 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 3,398 |
| Total interest expense | $934,000 | 4,177 |
| Net interest income | $1,935,000 | 2,841 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $285,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $203,000 | 2,528 |
| Total noninterest expense | $1,962,000 | 2,327 |
| Salaries and employee benefits | $1,063,000 | 2,417 |
| Premises and equipment expense | $380,000 | 1,752 |
| Additional noninterest expense | $519,000 | 2,530 |
| Pre-tax net operating income | $258,000 | 4,979 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $74,000 | 3,685 |
| Income before extraordinary items | $184,000 | 5,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $184,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $184,000 | 5,227 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,109,000 | 3,292 |
| Total interest expense | $3,598,000 | 3,841 |
| Net interest income | $7,511,000 | 2,915 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $837,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $279,000 | 4,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $558,000 | 3,148 |
| Total noninterest expense | $7,254,000 | 2,436 |
| Salaries and employee benefits | $3,893,000 | 2,501 |
| Premises and equipment expense | $1,382,000 | 1,821 |
| Additional noninterest expense | $1,979,000 | 2,593 |
| Pre-tax net operating income | $1,094,000 | 4,995 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $330,000 | 3,674 |
| Income before extraordinary items | $764,000 | 5,314 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $764,000 | 5,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $354,000 | 4,269 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,007 |
| Net operating income | $764,000 | 5,309 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 3,303 |
| Total interest expense | $2,573,000 | 3,879 |
| Net interest income | $5,642,000 | 2,946 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $623,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $202,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $421,000 | 3,132 |
| Total noninterest expense | $5,334,000 | 2,470 |
| Salaries and employee benefits | $2,850,000 | 2,555 |
| Premises and equipment expense | $990,000 | 1,923 |
| Additional noninterest expense | $1,494,000 | 2,570 |
| Pre-tax net operating income | $931,000 | 4,878 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $290,000 | 3,630 |
| Income before extraordinary items | $641,000 | 5,204 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $641,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $354,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 808 |
| Net operating income | $641,000 | 5,202 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 3,315 |
| Total interest expense | $1,598,000 | 3,955 |
| Net interest income | $3,774,000 | 2,945 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $413,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $131,000 | 4,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $282,000 | 3,125 |
| Total noninterest expense | $3,416,000 | 2,581 |
| Salaries and employee benefits | $1,838,000 | 2,630 |
| Premises and equipment expense | $622,000 | 2,022 |
| Additional noninterest expense | $956,000 | 2,673 |
| Pre-tax net operating income | $771,000 | 4,407 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $250,000 | 3,307 |
| Income before extraordinary items | $521,000 | 4,783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $521,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $354,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 623 |
| Net operating income | $521,000 | 4,772 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 3,312 |
| Total interest expense | $743,000 | 4,022 |
| Net interest income | $1,884,000 | 2,930 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $201,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $64,000 | 4,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $1,615,000 | 2,710 |
| Salaries and employee benefits | $893,000 | 2,701 |
| Premises and equipment expense | $303,000 | 2,079 |
| Additional noninterest expense | $419,000 | 2,992 |
| Pre-tax net operating income | $470,000 | 3,891 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $158,000 | 2,959 |
| Income before extraordinary items | $312,000 | 4,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $312,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 395 |
| Net operating income | $312,000 | 4,307 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 3,203 |
| Total interest expense | $2,126,000 | 4,254 |
| Net interest income | $7,634,000 | 2,821 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $831,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $275,000 | 4,382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $556,000 | 3,194 |
| Total noninterest expense | $5,916,000 | 2,788 |
| Salaries and employee benefits | $3,064,000 | 2,915 |
| Premises and equipment expense | $995,000 | 2,377 |
| Additional noninterest expense | $1,857,000 | 2,684 |
| Pre-tax net operating income | $2,519,000 | 3,147 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $845,000 | 2,522 |
| Income before extraordinary items | $1,674,000 | 3,523 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,674,000 | 3,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $334,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 684 |
| Net operating income | $1,674,000 | 3,495 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,180,000 | 3,208 |
| Total interest expense | $1,489,000 | 4,315 |
| Net interest income | $5,691,000 | 2,804 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $603,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $210,000 | 4,361 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $393,000 | 3,311 |
| Total noninterest expense | $4,302,000 | 2,835 |
| Salaries and employee benefits | $2,205,000 | 2,984 |
| Premises and equipment expense | $716,000 | 2,457 |
| Additional noninterest expense | $1,381,000 | 2,666 |
| Pre-tax net operating income | $1,962,000 | 3,100 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $663,000 | 2,473 |
| Income before extraordinary items | $1,299,000 | 3,485 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,299,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $334,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 555 |
| Net operating income | $1,299,000 | 3,441 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 3,207 |
| Total interest expense | $921,000 | 4,382 |
| Net interest income | $3,756,000 | 2,803 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $396,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $262,000 | 3,304 |
| Total noninterest expense | $2,843,000 | 2,842 |
| Salaries and employee benefits | $1,451,000 | 3,015 |
| Premises and equipment expense | $472,000 | 2,458 |
| Additional noninterest expense | $920,000 | 2,641 |
| Pre-tax net operating income | $1,294,000 | 3,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $443,000 | 2,445 |
| Income before extraordinary items | $851,000 | 3,490 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $851,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $334,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 442 |
| Net operating income | $851,000 | 3,441 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,228 |
| Total interest expense | $433,000 | 4,437 |
| Net interest income | $1,864,000 | 2,822 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $188,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,269 |
| Total noninterest expense | $1,399,000 | 2,881 |
| Salaries and employee benefits | $729,000 | 3,011 |
| Premises and equipment expense | $240,000 | 2,439 |
| Additional noninterest expense | $430,000 | 2,826 |
| Pre-tax net operating income | $653,000 | 3,029 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $228,000 | 2,392 |
| Income before extraordinary items | $425,000 | 3,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $425,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 309 |
| Net operating income | $425,000 | 3,433 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 3,189 |
| Total interest expense | $1,663,000 | 4,212 |
| Net interest income | $7,036,000 | 2,863 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $742,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $278,000 | 4,490 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $464,000 | 3,447 |
| Total noninterest expense | $5,071,000 | 3,071 |
| Salaries and employee benefits | $2,719,000 | 3,124 |
| Premises and equipment expense | $935,000 | 2,437 |
| Additional noninterest expense | $1,417,000 | 3,264 |
| Pre-tax net operating income | $2,682,000 | 2,829 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $904,000 | 2,329 |
| Income before extraordinary items | $1,778,000 | 3,213 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,778,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $297,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 554 |
| Net operating income | $1,778,000 | 3,151 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 3,204 |
| Total interest expense | $1,234,000 | 4,197 |
| Net interest income | $5,205,000 | 2,888 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $555,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $207,000 | 4,550 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $348,000 | 3,445 |
| Total noninterest expense | $3,704,000 | 3,123 |
| Salaries and employee benefits | $1,987,000 | 3,147 |
| Premises and equipment expense | $700,000 | 2,420 |
| Additional noninterest expense | $1,017,000 | 3,376 |
| Pre-tax net operating income | $2,031,000 | 2,842 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $699,000 | 2,316 |
| Income before extraordinary items | $1,332,000 | 3,275 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,332,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $297,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 456 |
| Net operating income | $1,332,000 | 3,194 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 3,209 |
| Total interest expense | $821,000 | 4,203 |
| Net interest income | $3,448,000 | 2,897 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $384,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $136,000 | 4,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $248,000 | 3,336 |
| Total noninterest expense | $2,469,000 | 3,142 |
| Salaries and employee benefits | $1,320,000 | 3,177 |
| Premises and equipment expense | $465,000 | 2,427 |
| Additional noninterest expense | $684,000 | 3,361 |
| Pre-tax net operating income | $1,343,000 | 2,827 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $458,000 | 2,341 |
| Income before extraordinary items | $885,000 | 3,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $885,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $297,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 350 |
| Net operating income | $885,000 | 3,178 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 3,205 |
| Total interest expense | $421,000 | 4,173 |
| Net interest income | $1,719,000 | 2,901 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $179,000 | 4,333 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $111,000 | 3,491 |
| Total noninterest expense | $1,217,000 | 3,186 |
| Salaries and employee benefits | $653,000 | 3,213 |
| Premises and equipment expense | $237,000 | 2,425 |
| Additional noninterest expense | $327,000 | 3,497 |
| Pre-tax net operating income | $661,000 | 2,836 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $221,000 | 2,402 |
| Income before extraordinary items | $440,000 | 3,255 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $440,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 337 |
| Net operating income | $440,000 | 3,137 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,194 |
| Total interest expense | $1,988,000 | 4,047 |
| Net interest income | $6,707,000 | 2,855 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $735,000 | 4,426 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $271,000 | 4,543 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $464,000 | 3,705 |
| Total noninterest expense | $4,640,000 | 3,262 |
| Salaries and employee benefits | $2,386,000 | 3,391 |
| Premises and equipment expense | $940,000 | 2,395 |
| Additional noninterest expense | $1,314,000 | 3,462 |
| Pre-tax net operating income | $2,622,000 | 2,783 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $899,000 | 2,327 |
| Income before extraordinary items | $1,723,000 | 3,210 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,723,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $199,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 580 |
| Net operating income | $1,723,000 | 3,067 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 3,218 |
| Total interest expense | $1,542,000 | 4,049 |
| Net interest income | $5,059,000 | 2,863 |
| Provision for loan and lease losses | $145,000 | 3,973 |
| Total noninterest income | $539,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $198,000 | 4,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $341,000 | 3,826 |
| Total noninterest expense | $3,443,000 | 3,285 |
| Salaries and employee benefits | $1,756,000 | 3,442 |
| Premises and equipment expense | $706,000 | 2,391 |
| Additional noninterest expense | $981,000 | 3,449 |
| Pre-tax net operating income | $2,010,000 | 2,843 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $701,000 | 2,386 |
| Income before extraordinary items | $1,309,000 | 3,267 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,309,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $199,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 640 |
| Net operating income | $1,309,000 | 3,116 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 3,186 |
| Total interest expense | $1,086,000 | 3,986 |
| Net interest income | $3,382,000 | 2,854 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $360,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $133,000 | 4,584 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $227,000 | 3,795 |
| Total noninterest expense | $2,308,000 | 3,266 |
| Salaries and employee benefits | $1,174,000 | 3,426 |
| Premises and equipment expense | $483,000 | 2,331 |
| Additional noninterest expense | $651,000 | 3,449 |
| Pre-tax net operating income | $1,334,000 | 2,851 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $465,000 | 2,425 |
| Income before extraordinary items | $869,000 | 3,296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $869,000 | 3,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $199,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 508 |
| Net operating income | $869,000 | 3,124 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,141 |
| Total interest expense | $574,000 | 3,894 |
| Net interest income | $1,708,000 | 2,824 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $179,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 4,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 3,746 |
| Total noninterest expense | $1,174,000 | 3,217 |
| Salaries and employee benefits | $585,000 | 3,428 |
| Premises and equipment expense | $246,000 | 2,277 |
| Additional noninterest expense | $343,000 | 3,249 |
| Pre-tax net operating income | $658,000 | 2,876 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $222,000 | 2,526 |
| Income before extraordinary items | $436,000 | 3,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 332 |
| Net operating income | $436,000 | 3,089 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,359,000 | 3,200 |
| Total interest expense | $2,822,000 | 3,715 |
| Net interest income | $6,537,000 | 2,914 |
| Provision for loan and lease losses | $325,000 | 3,273 |
| Total noninterest income | $718,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $251,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $467,000 | 3,412 |
| Total noninterest expense | $4,577,000 | 3,176 |
| Salaries and employee benefits | $2,313,000 | 3,339 |
| Premises and equipment expense | $988,000 | 2,206 |
| Additional noninterest expense | $1,276,000 | 3,435 |
| Pre-tax net operating income | $2,353,000 | 3,023 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $780,000 | 2,638 |
| Income before extraordinary items | $1,573,000 | 3,378 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,573,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $127,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 789 |
| Net operating income | $1,573,000 | 3,274 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,322,000 | 3,522 |
| Total interest expense | $4,080,000 | 3,735 |
| Net interest income | $5,242,000 | 3,308 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $497,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $207,000 | 5,081 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $290,000 | 4,187 |
| Total noninterest expense | $4,023,000 | 3,416 |
| Salaries and employee benefits | $1,967,000 | 3,640 |
| Premises and equipment expense | $961,000 | 2,228 |
| Additional noninterest expense | $1,095,000 | 3,774 |
| Pre-tax net operating income | $1,536,000 | 3,792 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $508,000 | 3,306 |
| Income before extraordinary items | $1,028,000 | 4,213 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,028,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 690 |
| Net operating income | $1,028,000 | 4,100 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 3,853 |
| Total interest expense | $3,915,000 | 4,039 |
| Net interest income | $4,777,000 | 3,617 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $342,000 | 5,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,275 |
| Total noninterest expense | $3,600,000 | 3,614 |
| Salaries and employee benefits | $1,939,000 | 3,559 |
| Premises and equipment expense | $668,000 | 2,989 |
| Additional noninterest expense | $993,000 | 4,018 |
| Pre-tax net operating income | $1,319,000 | 4,459 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $495,000 | 3,506 |
| Income before extraordinary items | $824,000 | 4,962 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $824,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $39,000 | 6,519 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 726 |
| Net operating income | $824,000 | 4,955 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 5,003 |
| Total interest expense | $2,330,000 | 5,448 |
| Net interest income | $3,574,000 | 4,582 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $140,000 | 8,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,094 |
| Total noninterest expense | $3,005,000 | 4,201 |
| Salaries and employee benefits | $1,511,000 | 4,311 |
| Premises and equipment expense | $552,000 | 3,486 |
| Additional noninterest expense | $942,000 | 4,214 |
| Pre-tax net operating income | $534,000 | 6,980 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-43,000 | 9,805 |
| Income before extraordinary items | $577,000 | 6,007 |
| Extraordinary gains, net | $-25,000 | 10,167 |
| Net income | $552,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $544,000 | 594 |
| Net operating income | $577,000 | 5,978 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 5,934 |
| Total interest expense | $1,883,000 | 6,385 |
| Net interest income | $2,785,000 | 5,435 |
| Provision for loan and lease losses | $215,000 | 3,365 |
| Total noninterest income | $71,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $2,178,000 | 5,265 |
| Salaries and employee benefits | $1,076,000 | 5,492 |
| Premises and equipment expense | $339,000 | 4,991 |
| Additional noninterest expense | $763,000 | 4,838 |
| Pre-tax net operating income | $463,000 | 7,569 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $493,000 | 6,650 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $493,000 | 6,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $463,000 | 6,728 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 6,753 |
| Total interest expense | $1,668,000 | 6,964 |
| Net interest income | $2,227,000 | 6,480 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $1,722,000 | 6,235 |
| Salaries and employee benefits | $888,000 | 6,355 |
| Premises and equipment expense | $265,000 | 5,857 |
| Additional noninterest expense | $569,000 | 5,996 |
| Pre-tax net operating income | $383,000 | 8,529 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $383,000 | 7,753 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $383,000 | 7,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $962,000 | 465 |
| Net operating income | $383,000 | 7,701 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 8,173 |
| Total interest expense | $1,353,000 | 7,948 |
| Net interest income | $1,521,000 | 8,221 |
| Provision for loan and lease losses | $187,000 | 3,569 |
| Total noninterest income | $33,000 | 11,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $1,472,000 | 7,190 |
| Salaries and employee benefits | $788,000 | 7,038 |
| Premises and equipment expense | $258,000 | 6,136 |
| Additional noninterest expense | $426,000 | 7,665 |
| Pre-tax net operating income | $-105,000 | 10,964 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-105,000 | 11,008 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-105,000 | 11,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-105,000 | 10,961 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 11,036 |
| Total interest expense | $458,000 | 11,167 |
| Net interest income | $693,000 | 10,865 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $28,000 | 11,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $2,005,000 | 5,972 |
| Salaries and employee benefits | $1,142,000 | 5,435 |
| Premises and equipment expense | $375,000 | 4,785 |
| Additional noninterest expense | $488,000 | 7,361 |
| Pre-tax net operating income | $-1,372,000 | 11,898 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-1,372,000 | 11,879 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,372,000 | 11,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $6,177,000 | 77 |
| Net operating income | $-1,372,000 | 11,876 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.