Home > The Queenstown Bank of Maryland > Income and Expense

The Queenstown Bank of Maryland, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,028,0001,486
Total interest expense$7,835,0001,516
Net interest income$20,193,0001,425
Provision for loan and lease losses$-700,0004,493
Total noninterest income$1,783,0002,137
Gross Fiduciary activities income$0981
Service charges on deposit accounts$509,0001,631
Trading account gains and feesNANA
Additional Noninterest Income$1,274,0002,036
Total noninterest expense$13,691,0001,644
Salaries and employee benefits$8,288,0001,554
Premises and equipment expense$1,231,0001,772
Additional noninterest expense$1,274,0002,036
Pre-tax net operating income$8,985,0001,266
Securities gains (losses)$-660,0004,234
Applicable income taxes$2,150,000941
Income before extraordinary items$6,175,0001,489
Extraordinary gains, net$054
Net income$6,175,0001,505
Minority interest net income$088
Net income of bank and minority interests.$6,175,0001,492
Net charge-offs$63,0001,719
Cash dividends$2,993,0001,208
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,696,4001,411
2023-09-30 (YTD Data)Rank
Total interest income$20,544,0001,478
Total interest expense$5,460,0001,489
Net interest income$15,084,0001,443
Provision for loan and lease losses$-450,0004,497
Total noninterest income$1,337,0002,132
Gross Fiduciary activities income$0950
Service charges on deposit accounts$370,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$967,0002,025
Total noninterest expense$10,206,0001,639
Salaries and employee benefits$6,156,0001,579
Premises and equipment expense$913,0001,804
Additional noninterest expense$967,0002,025
Pre-tax net operating income$6,665,0001,337
Securities gains (losses)$-437,0004,353
Applicable income taxes$1,606,000971
Income before extraordinary items$4,622,0001,551
Extraordinary gains, net$052
Net income$4,622,0001,565
Minority interest net income$081
Net income of bank and minority interests.$4,622,0001,551
Net charge-offs$-109,0004,376
Cash dividends$898,0001,787
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,967,2301,479
2023-06-30 (YTD Data)Rank
Total interest income$13,446,0001,468
Total interest expense$3,291,0001,477
Net interest income$10,155,0001,450
Provision for loan and lease losses$02,940
Total noninterest income$879,0002,094
Gross Fiduciary activities income$0931
Service charges on deposit accounts$237,0001,692
Trading account gains and feesNANA
Additional Noninterest Income$642,0001,946
Total noninterest expense$6,800,0001,632
Salaries and employee benefits$4,065,0001,585
Premises and equipment expense$618,0001,768
Additional noninterest expense$642,0001,943
Pre-tax net operating income$4,234,0001,359
Securities gains (losses)$0938
Applicable income taxes$1,094,000962
Income before extraordinary items$3,140,0001,514
Extraordinary gains, net$051
Net income$3,140,0001,532
Minority interest net income$081
Net income of bank and minority interests.$3,140,0001,514
Net charge-offs$-89,0004,435
Cash dividends$898,0001,478
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,140,0001,524
2023-03-31 (YTD Data)Rank
Total interest income$6,415,0001,501
Total interest expense$1,309,0001,557
Net interest income$5,106,0001,446
Provision for loan and lease losses$02,612
Total noninterest income$412,0002,155
Gross Fiduciary activities income$0913
Service charges on deposit accounts$115,0001,754
Trading account gains and feesNANA
Additional Noninterest Income$297,0002,013
Total noninterest expense$3,347,0001,676
Salaries and employee benefits$2,030,0001,614
Premises and equipment expense$317,0001,770
Additional noninterest expense$297,0002,013
Pre-tax net operating income$2,171,0001,379
Securities gains (losses)$0950
Applicable income taxes$558,000979
Income before extraordinary items$1,613,0001,524
Extraordinary gains, net$04
Net income$1,613,0001,524
Minority interest net income$048
Net income of bank and minority interests.$1,613,0001,524
Net charge-offs$-20,0004,234
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,613,0001,538
2022-12-31 (YTD Data)Rank
Total interest income$22,529,0001,426
Total interest expense$1,550,0001,876
Net interest income$20,979,0001,376
Provision for loan and lease losses$03,012
Total noninterest income$1,709,0002,204
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$470,0001,755
Trading account gains and feesNANA
Additional Noninterest Income$1,239,0002,107
Total noninterest expense$13,187,0001,650
Salaries and employee benefits$7,854,0001,601
Premises and equipment expense$1,224,0001,786
Additional noninterest expense$1,239,0002,107
Pre-tax net operating income$9,501,0001,320
Securities gains (losses)$0691
Applicable income taxes$2,455,000942
Income before extraordinary items$7,046,0001,445
Extraordinary gains, net$05
Net income$7,046,0001,444
Minority interest net income$063
Net income of bank and minority interests.$7,046,0001,445
Net charge-offs$-164,0004,397
Cash dividends$3,191,0001,096
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,046,0001,465
2022-09-30 (YTD Data)Rank
Total interest income$16,171,0001,424
Total interest expense$976,0001,798
Net interest income$15,195,0001,398
Provision for loan and lease losses$02,835
Total noninterest income$1,265,0002,248
Gross Fiduciary activities income$0968
Service charges on deposit accounts$343,0001,794
Trading account gains and feesNANA
Additional Noninterest Income$922,0002,142
Total noninterest expense$9,709,0001,663
Salaries and employee benefits$5,717,0001,631
Premises and equipment expense$910,0001,816
Additional noninterest expense$922,0002,142
Pre-tax net operating income$6,751,0001,350
Securities gains (losses)$0740
Applicable income taxes$1,729,000975
Income before extraordinary items$5,022,0001,483
Extraordinary gains, net$04
Net income$5,022,0001,483
Minority interest net income$057
Net income of bank and minority interests.$5,022,0001,483
Net charge-offs$-107,0004,316
Cash dividends$801,0001,840
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,022,0001,516
2022-06-30 (YTD Data)Rank
Total interest income$10,263,0001,436
Total interest expense$619,0001,692
Net interest income$9,644,0001,429
Provision for loan and lease losses$02,599
Total noninterest income$836,0002,262
Gross Fiduciary activities income$0925
Service charges on deposit accounts$221,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$615,0002,172
Total noninterest expense$6,340,0001,674
Salaries and employee benefits$3,747,0001,638
Premises and equipment expense$571,0001,885
Additional noninterest expense$2,022,0001,593
Pre-tax net operating income$4,140,0001,380
Securities gains (losses)$0687
Applicable income taxes$1,050,000983
Income before extraordinary items$3,090,0001,497
Extraordinary gains, net$04
Net income$3,090,0001,496
Minority interest net income$060
Net income of bank and minority interests.$3,090,0001,497
Net charge-offs$-85,0004,348
Cash dividends$601,0001,732
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,090,0001,534
2022-03-31 (YTD Data)Rank
Total interest income$4,961,0001,448
Total interest expense$318,0001,589
Net interest income$4,643,0001,441
Provision for loan and lease losses$02,285
Total noninterest income$404,0002,277
Gross Fiduciary activities income$0892
Service charges on deposit accounts$108,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,201
Total noninterest expense$3,070,0001,723
Salaries and employee benefits$1,839,0001,665
Premises and equipment expense$283,0001,913
Additional noninterest expense$948,0001,636
Pre-tax net operating income$1,977,0001,358
Securities gains (losses)$0623
Applicable income taxes$504,000967
Income before extraordinary items$1,473,0001,476
Extraordinary gains, net$04
Net income$1,473,0001,475
Minority interest net income$050
Net income of bank and minority interests.$1,473,0001,476
Net charge-offs$-22,0004,191
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,473,0001,494
2021-12-31 (YTD Data)Rank
Total interest income$21,275,0001,396
Total interest expense$1,764,0001,464
Net interest income$19,511,0001,401
Provision for loan and lease losses$03,064
Total noninterest income$1,659,0002,450
Gross Fiduciary activities income$0994
Service charges on deposit accounts$363,0001,978
Trading account gains and feesNANA
Additional Noninterest Income$1,296,0002,378
Total noninterest expense$11,768,0001,758
Salaries and employee benefits$7,235,0001,675
Premises and equipment expense$1,127,0001,895
Additional noninterest expense$3,406,0001,804
Pre-tax net operating income$9,402,0001,338
Securities gains (losses)$02,062
Applicable income taxes$2,428,000975
Income before extraordinary items$6,974,0001,512
Extraordinary gains, net$010
Net income$6,974,0001,511
Minority interest net income$074
Net income of bank and minority interests.$6,974,0001,512
Net charge-offs$-231,0004,580
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,974,0001,470
2021-09-30 (YTD Data)Rank
Total interest income$15,724,0001,446
Total interest expense$1,394,0001,480
Net interest income$14,330,0001,442
Provision for loan and lease losses$02,963
Total noninterest income$1,256,0002,451
Gross Fiduciary activities income$0957
Service charges on deposit accounts$275,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$981,0002,413
Total noninterest expense$8,635,0001,787
Salaries and employee benefits$5,265,0001,718
Premises and equipment expense$854,0001,914
Additional noninterest expense$2,516,0001,821
Pre-tax net operating income$6,951,0001,393
Securities gains (losses)$02,015
Applicable income taxes$1,783,0001,026
Income before extraordinary items$5,168,0001,571
Extraordinary gains, net$08
Net income$5,168,0001,571
Minority interest net income$069
Net income of bank and minority interests.$5,168,0001,571
Net charge-offs$-58,0004,266
Cash dividends$600,0002,145
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,168,0001,543
2021-06-30 (YTD Data)Rank
Total interest income$10,301,0001,472
Total interest expense$994,0001,466
Net interest income$9,307,0001,463
Provision for loan and lease losses$02,862
Total noninterest income$834,0002,430
Gross Fiduciary activities income$0951
Service charges on deposit accounts$178,0001,946
Trading account gains and feesNANA
Additional Noninterest Income$656,0002,372
Total noninterest expense$5,776,0001,775
Salaries and employee benefits$3,496,0001,720
Premises and equipment expense$567,0001,909
Additional noninterest expense$1,713,0001,767
Pre-tax net operating income$4,365,0001,439
Securities gains (losses)$01,818
Applicable income taxes$1,113,0001,063
Income before extraordinary items$3,252,0001,619
Extraordinary gains, net$06
Net income$3,252,0001,619
Minority interest net income$067
Net income of bank and minority interests.$3,252,0001,619
Net charge-offs$-9,0003,778
Cash dividends$600,0001,779
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,252,0001,593
2021-03-31 (YTD Data)Rank
Total interest income$5,147,0001,469
Total interest expense$543,0001,431
Net interest income$4,604,0001,461
Provision for loan and lease losses$02,741
Total noninterest income$364,0002,585
Gross Fiduciary activities income$0922
Service charges on deposit accounts$93,0001,888
Trading account gains and feesNANA
Additional Noninterest Income$271,0002,552
Total noninterest expense$2,866,0001,781
Salaries and employee benefits$1,739,0001,714
Premises and equipment expense$307,0001,815
Additional noninterest expense$820,0001,802
Pre-tax net operating income$2,102,0001,480
Securities gains (losses)$01,392
Applicable income taxes$548,0001,076
Income before extraordinary items$1,554,0001,686
Extraordinary gains, net$03
Net income$1,554,0001,686
Minority interest net income$055
Net income of bank and minority interests.$1,554,0001,686
Net charge-offs$-45,0004,587
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,554,0001,641
2020-12-31 (YTD Data)Rank
Total interest income$20,888,0001,442
Total interest expense$2,720,0001,614
Net interest income$18,168,0001,406
Provision for loan and lease losses$1,600,0001,201
Total noninterest income$1,403,0002,500
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$402,0001,891
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0002,475
Total noninterest expense$10,707,0001,855
Salaries and employee benefits$6,671,0001,740
Premises and equipment expense$1,037,0001,996
Additional noninterest expense$2,999,0001,911
Pre-tax net operating income$7,264,0001,344
Securities gains (losses)$02,675
Applicable income taxes$1,850,000981
Income before extraordinary items$5,414,0001,541
Extraordinary gains, net$04
Net income$5,414,0001,541
Minority interest net income$072
Net income of bank and minority interests.$5,414,0001,541
Net charge-offs$182,0001,612
Cash dividends$2,989,0001,143
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,414,0001,497
2020-09-30 (YTD Data)Rank
Total interest income$15,718,0001,442
Total interest expense$2,114,0001,643
Net interest income$13,604,0001,396
Provision for loan and lease losses$1,000,0001,363
Total noninterest income$1,038,0002,479
Gross Fiduciary activities income$0981
Service charges on deposit accounts$307,0001,857
Trading account gains and feesNANA
Additional Noninterest Income$731,0002,448
Total noninterest expense$7,869,0001,866
Salaries and employee benefits$4,897,0001,755
Premises and equipment expense$731,0002,066
Additional noninterest expense$2,241,0001,901
Pre-tax net operating income$5,773,0001,253
Securities gains (losses)$02,494
Applicable income taxes$1,465,000918
Income before extraordinary items$4,308,0001,426
Extraordinary gains, net$04
Net income$4,308,0001,427
Minority interest net income$065
Net income of bank and minority interests.$4,308,0001,427
Net charge-offs$219,0001,205
Cash dividends$598,0002,163
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,308,0001,384
2020-06-30 (YTD Data)Rank
Total interest income$10,500,0001,457
Total interest expense$1,438,0001,705
Net interest income$9,062,0001,390
Provision for loan and lease losses$400,0001,792
Total noninterest income$670,0002,473
Gross Fiduciary activities income$0970
Service charges on deposit accounts$216,0001,803
Trading account gains and feesNANA
Additional Noninterest Income$454,0002,461
Total noninterest expense$5,279,0001,854
Salaries and employee benefits$3,334,0001,727
Premises and equipment expense$470,0002,109
Additional noninterest expense$1,475,0001,907
Pre-tax net operating income$4,053,0001,156
Securities gains (losses)$02,249
Applicable income taxes$1,008,000826
Income before extraordinary items$3,045,0001,291
Extraordinary gains, net$04
Net income$3,045,0001,291
Minority interest net income$065
Net income of bank and minority interests.$3,045,0001,291
Net charge-offs$271,000852
Cash dividends$598,0001,801
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,045,0001,254
2020-03-31 (YTD Data)Rank
Total interest income$5,276,0001,445
Total interest expense$705,0001,833
Net interest income$4,571,0001,352
Provision for loan and lease losses$100,0001,942
Total noninterest income$319,0002,440
Gross Fiduciary activities income$0941
Service charges on deposit accounts$138,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,554
Total noninterest expense$2,589,0001,896
Salaries and employee benefits$1,654,0001,748
Premises and equipment expense$237,0002,118
Additional noninterest expense$698,0002,026
Pre-tax net operating income$2,201,000963
Securities gains (losses)$01,705
Applicable income taxes$536,000703
Income before extraordinary items$1,665,0001,091
Extraordinary gains, net$04
Net income$1,665,0001,089
Minority interest net income$056
Net income of bank and minority interests.$1,665,0001,091
Net charge-offs$74,0001,023
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,665,0001,070
2019-12-31 (YTD Data)Rank
Total interest income$21,603,0001,427
Total interest expense$2,456,0002,068
Net interest income$19,147,0001,299
Provision for loan and lease losses$03,973
Total noninterest income$1,417,0002,373
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$594,0001,679
Trading account gains and feesNANA
Additional Noninterest Income$823,0002,476
Total noninterest expense$10,303,0001,875
Salaries and employee benefits$6,562,0001,714
Premises and equipment expense$989,0002,055
Additional noninterest expense$2,752,0002,060
Pre-tax net operating income$10,261,0001,037
Securities gains (losses)$02,379
Applicable income taxes$2,722,000740
Income before extraordinary items$7,539,0001,175
Extraordinary gains, net$011
Net income$7,539,0001,176
Minority interest net income$076
Net income of bank and minority interests.$7,539,0001,177
Net charge-offs$214,0001,616
Cash dividends$3,130,0001,151
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,539,0001,149
2019-09-30 (YTD Data)Rank
Total interest income$16,227,0001,433
Total interest expense$1,798,0002,106
Net interest income$14,429,0001,306
Provision for loan and lease losses$03,836
Total noninterest income$1,070,0002,372
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$441,0001,706
Trading account gains and feesNANA
Additional Noninterest Income$629,0002,451
Total noninterest expense$7,684,0001,896
Salaries and employee benefits$4,821,0001,753
Premises and equipment expense$743,0002,071
Additional noninterest expense$2,120,0002,030
Pre-tax net operating income$7,815,0001,039
Securities gains (losses)$02,167
Applicable income taxes$2,075,000752
Income before extraordinary items$5,740,0001,180
Extraordinary gains, net$011
Net income$5,740,0001,181
Minority interest net income$072
Net income of bank and minority interests.$5,740,0001,182
Net charge-offs$92,0001,818
Cash dividends$815,0002,026
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,740,0001,158
2019-06-30 (YTD Data)Rank
Total interest income$10,768,0001,442
Total interest expense$1,161,0002,132
Net interest income$9,607,0001,309
Provision for loan and lease losses$03,685
Total noninterest income$649,0002,448
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$298,0001,667
Trading account gains and feesNANA
Additional Noninterest Income$351,0002,633
Total noninterest expense$5,074,0001,917
Salaries and employee benefits$3,182,0001,766
Premises and equipment expense$500,0002,070
Additional noninterest expense$1,392,0002,064
Pre-tax net operating income$5,182,0001,013
Securities gains (losses)$01,702
Applicable income taxes$1,377,000733
Income before extraordinary items$3,805,0001,152
Extraordinary gains, net$011
Net income$3,805,0001,152
Minority interest net income$069
Net income of bank and minority interests.$3,805,0001,152
Net charge-offs$105,0001,385
Cash dividends$815,0001,625
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,805,0001,131
2019-03-31 (YTD Data)Rank
Total interest income$5,354,0001,443
Total interest expense$571,0002,121
Net interest income$4,783,0001,314
Provision for loan and lease losses$03,406
Total noninterest income$326,0002,424
Gross Fiduciary activities income$0972
Service charges on deposit accounts$145,0001,686
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,525
Total noninterest expense$2,461,0001,968
Salaries and employee benefits$1,559,0001,807
Premises and equipment expense$246,0002,104
Additional noninterest expense$656,0002,139
Pre-tax net operating income$2,648,000972
Securities gains (losses)$01,087
Applicable income taxes$695,000708
Income before extraordinary items$1,953,0001,111
Extraordinary gains, net$05
Net income$1,953,0001,110
Minority interest net income$052
Net income of bank and minority interests.$1,953,0001,110
Net charge-offs$44,0001,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,953,0001,092
2018-12-31 (YTD Data)Rank
Total interest income$21,058,0001,377
Total interest expense$2,157,0001,836
Net interest income$18,901,0001,297
Provision for loan and lease losses$300,0001,959
Total noninterest income$1,259,0002,543
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$634,0001,668
Trading account gains and feesNANA
Additional Noninterest Income$625,0002,801
Total noninterest expense$9,933,0001,912
Salaries and employee benefits$6,195,0001,762
Premises and equipment expense$1,052,0001,978
Additional noninterest expense$2,686,0002,104
Pre-tax net operating income$9,927,0001,042
Securities gains (losses)$01,125
Applicable income taxes$2,679,000714
Income before extraordinary items$7,248,0001,184
Extraordinary gains, net$06
Net income$7,248,0001,183
Minority interest net income$072
Net income of bank and minority interests.$7,248,0001,183
Net charge-offs$-370,0005,271
Cash dividends$4,198,000837
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,248,0001,178
2018-09-30 (YTD Data)Rank
Total interest income$15,705,0001,371
Total interest expense$1,585,0001,786
Net interest income$14,120,0001,301
Provision for loan and lease losses$300,0001,565
Total noninterest income$926,0002,608
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$475,0001,681
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,886
Total noninterest expense$7,357,0001,933
Salaries and employee benefits$4,527,0001,796
Premises and equipment expense$780,0002,002
Additional noninterest expense$2,050,0002,081
Pre-tax net operating income$7,389,0001,060
Securities gains (losses)$01,118
Applicable income taxes$1,976,000734
Income before extraordinary items$5,413,0001,185
Extraordinary gains, net$05
Net income$5,413,0001,184
Minority interest net income$066
Net income of bank and minority interests.$5,413,0001,184
Net charge-offs$-242,0005,283
Cash dividends$2,119,0001,016
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,413,0001,177
2018-06-30 (YTD Data)Rank
Total interest income$10,312,0001,375
Total interest expense$1,037,0001,730
Net interest income$9,275,0001,318
Provision for loan and lease losses$300,0001,165
Total noninterest income$554,0002,746
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$316,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$238,0003,165
Total noninterest expense$4,879,0001,957
Salaries and employee benefits$2,954,0001,842
Premises and equipment expense$531,0001,986
Additional noninterest expense$1,394,0002,057
Pre-tax net operating income$4,650,0001,084
Securities gains (losses)$0961
Applicable income taxes$1,249,000752
Income before extraordinary items$3,401,0001,226
Extraordinary gains, net$06
Net income$3,401,0001,225
Minority interest net income$065
Net income of bank and minority interests.$3,401,0001,225
Net charge-offs$-148,0005,293
Cash dividends$333,0002,383
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,401,0001,220
2018-03-31 (YTD Data)Rank
Total interest income$5,065,0001,383
Total interest expense$500,0001,713
Net interest income$4,565,0001,332
Provision for loan and lease losses$150,0001,106
Total noninterest income$293,0002,656
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$166,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$127,0003,041
Total noninterest expense$2,397,0001,991
Salaries and employee benefits$1,443,0001,909
Premises and equipment expense$265,0002,026
Additional noninterest expense$689,0002,063
Pre-tax net operating income$2,311,0001,069
Securities gains (losses)$0735
Applicable income taxes$616,000740
Income before extraordinary items$1,695,0001,193
Extraordinary gains, net$07
Net income$1,695,0001,192
Minority interest net income$052
Net income of bank and minority interests.$1,695,0001,193
Net charge-offs$10,0001,963
Cash dividends$42,0002,602
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,695,0001,183
2017-12-31 (YTD Data)Rank
Total interest income$20,281,0001,334
Total interest expense$2,157,0001,445
Net interest income$18,124,0001,316
Provision for loan and lease losses$600,0001,276
Total noninterest income$1,269,0002,627
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$621,0001,726
Trading account gains and feesNANA
Additional Noninterest Income$648,0002,827
Total noninterest expense$9,578,0001,983
Salaries and employee benefits$6,037,0001,815
Premises and equipment expense$975,0002,152
Additional noninterest expense$2,566,0002,223
Pre-tax net operating income$9,215,0001,054
Securities gains (losses)$02,243
Applicable income taxes$3,944,000784
Income before extraordinary items$5,271,0001,292
Extraordinary gains, net$09
Net income$5,271,0001,292
Minority interest net income$076
Net income of bank and minority interests.$5,271,0001,292
Net charge-offs$1,213,000596
Cash dividends$2,695,0001,118
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,271,0001,280
2017-09-30 (YTD Data)Rank
Total interest income$15,104,0001,343
Total interest expense$1,633,0001,417
Net interest income$13,471,0001,329
Provision for loan and lease losses$450,0001,230
Total noninterest income$974,0002,601
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$463,0001,741
Trading account gains and feesNANA
Additional Noninterest Income$511,0002,786
Total noninterest expense$7,314,0001,942
Salaries and employee benefits$4,627,0001,782
Premises and equipment expense$724,0002,168
Additional noninterest expense$1,963,0002,166
Pre-tax net operating income$6,681,0001,096
Securities gains (losses)$02,274
Applicable income taxes$2,560,000774
Income before extraordinary items$4,121,0001,347
Extraordinary gains, net$09
Net income$4,121,0001,347
Minority interest net income$071
Net income of bank and minority interests.$4,121,0001,347
Net charge-offs$665,000655
Cash dividends$1,053,0001,637
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,121,0001,331
2017-06-30 (YTD Data)Rank
Total interest income$9,923,0001,350
Total interest expense$1,084,0001,392
Net interest income$8,839,0001,348
Provision for loan and lease losses$300,0001,177
Total noninterest income$680,0002,545
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$298,0001,778
Trading account gains and feesNANA
Additional Noninterest Income$382,0002,651
Total noninterest expense$4,917,0001,933
Salaries and employee benefits$3,066,0001,798
Premises and equipment expense$482,0002,181
Additional noninterest expense$1,369,0002,077
Pre-tax net operating income$4,302,0001,125
Securities gains (losses)$01,906
Applicable income taxes$1,657,000767
Income before extraordinary items$2,645,0001,371
Extraordinary gains, net$011
Net income$2,645,0001,371
Minority interest net income$071
Net income of bank and minority interests.$2,645,0001,372
Net charge-offs$408,000672
Cash dividends$189,0002,874
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,645,0001,352
2017-03-31 (YTD Data)Rank
Total interest income$4,905,0001,355
Total interest expense$533,0001,393
Net interest income$4,372,0001,349
Provision for loan and lease losses$150,0001,115
Total noninterest income$302,0002,697
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$149,0001,765
Trading account gains and feesNANA
Additional Noninterest Income$153,0002,908
Total noninterest expense$2,468,0001,947
Salaries and employee benefits$1,538,0001,795
Premises and equipment expense$228,0002,291
Additional noninterest expense$702,0002,045
Pre-tax net operating income$2,056,0001,146
Securities gains (losses)$01,153
Applicable income taxes$789,000778
Income before extraordinary items$1,267,0001,398
Extraordinary gains, net$08
Net income$1,267,0001,398
Minority interest net income$055
Net income of bank and minority interests.$1,267,0001,398
Net charge-offs$145,000735
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,267,0001,380
2016-12-31 (YTD Data)Rank
Total interest income$20,096,0001,292
Total interest expense$2,137,0001,331
Net interest income$17,959,0001,290
Provision for loan and lease losses$990,000908
Total noninterest income$1,122,0002,851
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$579,0001,848
Trading account gains and fees$0170
Additional Noninterest Income$543,0003,143
Total noninterest expense$9,633,0001,968
Salaries and employee benefits$5,831,0001,833
Premises and equipment expense$933,0002,253
Additional noninterest expense$2,869,0002,052
Pre-tax net operating income$8,458,0001,055
Securities gains (losses)$03,212
Applicable income taxes$3,242,000736
Income before extraordinary items$5,216,0001,334
Extraordinary gains, net$05
Net income$5,216,0001,333
Minority interest net income$082
Net income of bank and minority interests.$5,216,0001,333
Net charge-offs$988,000664
Cash dividends$1,448,0001,741
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,216,0001,301
2016-09-30 (YTD Data)Rank
Total interest income$15,090,0001,298
Total interest expense$1,597,0001,339
Net interest income$13,493,0001,297
Provision for loan and lease losses$810,000816
Total noninterest income$796,0002,949
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$436,0001,848
Trading account gains and fees$0169
Additional Noninterest Income$360,0003,334
Total noninterest expense$7,182,0001,994
Salaries and employee benefits$4,338,0001,830
Premises and equipment expense$696,0002,265
Additional noninterest expense$2,148,0002,053
Pre-tax net operating income$6,297,0001,068
Securities gains (losses)$03,160
Applicable income taxes$2,417,000762
Income before extraordinary items$3,880,0001,365
Extraordinary gains, net$05
Net income$3,880,0001,366
Minority interest net income$071
Net income of bank and minority interests.$3,880,0001,366
Net charge-offs$728,000609
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,880,0001,329
2016-06-30 (YTD Data)Rank
Total interest income$10,026,0001,308
Total interest expense$1,063,0001,340
Net interest income$8,963,0001,302
Provision for loan and lease losses$540,000805
Total noninterest income$564,0002,843
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$295,0001,821
Trading account gains and fees$0157
Additional Noninterest Income$269,0003,174
Total noninterest expense$4,828,0001,976
Salaries and employee benefits$2,881,0001,850
Premises and equipment expense$469,0002,250
Additional noninterest expense$1,478,0001,998
Pre-tax net operating income$4,159,0001,075
Securities gains (losses)$02,835
Applicable income taxes$1,593,000762
Income before extraordinary items$2,566,0001,374
Extraordinary gains, net$016
Net income$2,566,0001,373
Minority interest net income$071
Net income of bank and minority interests.$2,566,0001,374
Net charge-offs$450,000648
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,566,0001,332
2016-03-31 (YTD Data)Rank
Total interest income$4,977,0001,307
Total interest expense$531,0001,340
Net interest income$4,446,0001,305
Provision for loan and lease losses$270,000751
Total noninterest income$291,0002,772
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$148,0001,811
Trading account gains and fees$0142
Additional Noninterest Income$143,0003,040
Total noninterest expense$2,394,0002,000
Salaries and employee benefits$1,434,0001,872
Premises and equipment expense$227,0002,314
Additional noninterest expense$733,0001,987
Pre-tax net operating income$2,073,0001,052
Securities gains (losses)$02,077
Applicable income taxes$796,000749
Income before extraordinary items$1,277,0001,345
Extraordinary gains, net$012
Net income$1,277,0001,344
Minority interest net income$062
Net income of bank and minority interests.$1,277,0001,346
Net charge-offs$64,0001,283
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,277,0001,307
2015-12-31 (YTD Data)Rank
Total interest income$20,162,0001,266
Total interest expense$2,235,0001,240
Net interest income$17,927,0001,262
Provision for loan and lease losses$1,241,000669
Total noninterest income$1,057,0002,968
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$614,0001,814
Trading account gains and fees$0159
Additional Noninterest Income$443,0003,459
Total noninterest expense$9,580,0001,975
Salaries and employee benefits$5,658,0001,847
Premises and equipment expense$962,0002,242
Additional noninterest expense$2,960,0002,035
Pre-tax net operating income$8,163,0001,053
Securities gains (losses)$22,0002,184
Applicable income taxes$3,076,000735
Income before extraordinary items$5,109,0001,325
Extraordinary gains, net$023
Net income$5,109,0001,325
Minority interest net income$081
Net income of bank and minority interests.$5,109,0001,325
Net charge-offs$1,368,000538
Cash dividends$1,259,0001,846
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,094,9201,309
2015-09-30 (YTD Data)Rank
Total interest income$15,068,0001,274
Total interest expense$1,690,0001,243
Net interest income$13,378,0001,279
Provision for loan and lease losses$941,000637
Total noninterest income$766,0003,046
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$469,0001,802
Trading account gains and fees$0153
Additional Noninterest Income$297,0003,620
Total noninterest expense$7,249,0001,959
Salaries and employee benefits$4,241,0001,850
Premises and equipment expense$733,0002,240
Additional noninterest expense$2,275,0001,979
Pre-tax net operating income$5,954,0001,097
Securities gains (losses)$20,0002,017
Applicable income taxes$2,248,000765
Income before extraordinary items$3,726,0001,367
Extraordinary gains, net$021
Net income$3,726,0001,367
Minority interest net income$078
Net income of bank and minority interests.$3,726,0001,367
Net charge-offs$1,324,000387
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,713,2001,345
2015-06-30 (YTD Data)Rank
Total interest income$9,959,0001,287
Total interest expense$1,135,0001,240
Net interest income$8,824,0001,288
Provision for loan and lease losses$641,000619
Total noninterest income$685,0002,652
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$307,0001,807
Trading account gains and fees$0157
Additional Noninterest Income$378,0002,751
Total noninterest expense$4,874,0001,954
Salaries and employee benefits$2,806,0001,870
Premises and equipment expense$505,0002,204
Additional noninterest expense$1,563,0001,929
Pre-tax net operating income$3,994,0001,088
Securities gains (losses)$02,636
Applicable income taxes$1,503,000771
Income before extraordinary items$2,491,0001,346
Extraordinary gains, net$022
Net income$2,491,0001,347
Minority interest net income$075
Net income of bank and minority interests.$2,491,0001,347
Net charge-offs$513,000629
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,491,0001,311
2015-03-31 (YTD Data)Rank
Total interest income$4,922,0001,291
Total interest expense$570,0001,236
Net interest income$4,352,0001,303
Provision for loan and lease losses$310,000608
Total noninterest income$314,0002,729
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$149,0001,836
Trading account gains and fees$0152
Additional Noninterest Income$165,0002,889
Total noninterest expense$2,406,0001,975
Salaries and employee benefits$1,410,0001,873
Premises and equipment expense$251,0002,247
Additional noninterest expense$745,0001,991
Pre-tax net operating income$1,950,0001,088
Securities gains (losses)$02,027
Applicable income taxes$737,000778
Income before extraordinary items$1,213,0001,357
Extraordinary gains, net$013
Net income$1,213,0001,358
Minority interest net income$064
Net income of bank and minority interests.$1,213,0001,359
Net charge-offs$215,000685
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,213,0001,315
2014-12-31 (YTD Data)Rank
Total interest income$19,803,0001,276
Total interest expense$2,789,0001,066
Net interest income$17,014,0001,316
Provision for loan and lease losses$2,750,000363
Total noninterest income$911,0003,252
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$634,0001,875
Trading account gains and fees$0180
Additional Noninterest Income$277,0004,120
Total noninterest expense$9,718,0001,949
Salaries and employee benefits$5,458,0001,889
Premises and equipment expense$957,0002,320
Additional noninterest expense$3,303,0001,869
Pre-tax net operating income$5,457,0001,406
Securities gains (losses)$476,000413
Applicable income taxes$2,231,000904
Income before extraordinary items$3,702,0001,684
Extraordinary gains, net$017
Net income$3,702,0001,684
Minority interest net income$084
Net income of bank and minority interests.$3,702,0001,683
Net charge-offs$2,362,000431
Cash dividends$756,0002,370
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,397,3601,790
2014-09-30 (YTD Data)Rank
Total interest income$14,821,0001,287
Total interest expense$2,143,0001,051
Net interest income$12,678,0001,325
Provision for loan and lease losses$2,000,000352
Total noninterest income$738,0003,167
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$476,0001,881
Trading account gains and fees$0174
Additional Noninterest Income$262,0003,834
Total noninterest expense$7,432,0001,908
Salaries and employee benefits$4,108,0001,880
Premises and equipment expense$731,0002,318
Additional noninterest expense$2,593,0001,777
Pre-tax net operating income$3,984,0001,461
Securities gains (losses)$476,000324
Applicable income taxes$1,684,000918
Income before extraordinary items$2,776,0001,690
Extraordinary gains, net$015
Net income$2,776,0001,692
Minority interest net income$081
Net income of bank and minority interests.$2,776,0001,690
Net charge-offs$1,686,000439
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,471,3601,828
2014-06-30 (YTD Data)Rank
Total interest income$9,765,0001,296
Total interest expense$1,443,0001,045
Net interest income$8,322,0001,333
Provision for loan and lease losses$1,500,000318
Total noninterest income$454,0003,285
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$310,0001,897
Trading account gains and fees$0172
Additional Noninterest Income$144,0004,091
Total noninterest expense$4,809,0001,972
Salaries and employee benefits$2,741,0001,884
Premises and equipment expense$501,0002,268
Additional noninterest expense$1,567,0001,948
Pre-tax net operating income$2,467,0001,521
Securities gains (losses)$320,000340
Applicable income taxes$1,049,000934
Income before extraordinary items$1,738,0001,733
Extraordinary gains, net$020
Net income$1,738,0001,736
Minority interest net income$080
Net income of bank and minority interests.$1,738,0001,735
Net charge-offs$1,106,000455
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,533,2001,892
2014-03-31 (YTD Data)Rank
Total interest income$4,831,0001,308
Total interest expense$714,0001,065
Net interest income$4,117,0001,342
Provision for loan and lease losses$750,000310
Total noninterest income$280,0002,902
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$154,0001,895
Trading account gains and fees$0147
Additional Noninterest Income$126,0003,228
Total noninterest expense$2,307,0002,059
Salaries and employee benefits$1,372,0001,891
Premises and equipment expense$257,0002,256
Additional noninterest expense$678,0002,207
Pre-tax net operating income$1,340,0001,388
Securities gains (losses)$320,000194
Applicable income taxes$625,000792
Income before extraordinary items$1,035,0001,450
Extraordinary gains, net$016
Net income$1,035,0001,453
Minority interest net income$066
Net income of bank and minority interests.$1,035,0001,452
Net charge-offs$589,000436
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$830,2001,727
2013-12-31 (YTD Data)Rank
Total interest income$19,624,0001,298
Total interest expense$3,430,000982
Net interest income$16,194,0001,347
Provision for loan and lease losses$3,900,000337
Total noninterest income$302,0005,129
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$672,0001,897
Trading account gains and fees$0184
Additional Noninterest Income$-370,0006,717
Total noninterest expense$9,458,0001,999
Salaries and employee benefits$5,536,0001,845
Premises and equipment expense$996,0002,261
Additional noninterest expense$2,926,0002,129
Pre-tax net operating income$3,138,0002,101
Securities gains (losses)$03,182
Applicable income taxes$1,102,0001,387
Income before extraordinary items$2,036,0002,569
Extraordinary gains, net$029
Net income$2,036,0002,572
Minority interest net income$090
Net income of bank and minority interests.$2,036,0002,572
Net charge-offs$2,937,000551
Cash dividends$607,0002,528
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,036,0002,503
2013-09-30 (YTD Data)Rank
Total interest income$14,666,0001,305
Total interest expense$2,653,000994
Net interest income$12,013,0001,354
Provision for loan and lease losses$3,375,000296
Total noninterest income$97,0006,107
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$509,0001,889
Trading account gains and fees$0180
Additional Noninterest Income$-412,0006,832
Total noninterest expense$7,156,0001,981
Salaries and employee benefits$4,204,0001,824
Premises and equipment expense$754,0002,269
Additional noninterest expense$2,198,0002,122
Pre-tax net operating income$1,579,0002,829
Securities gains (losses)$03,040
Applicable income taxes$535,0001,840
Income before extraordinary items$1,044,0003,346
Extraordinary gains, net$025
Net income$1,044,0003,349
Minority interest net income$084
Net income of bank and minority interests.$1,044,0003,350
Net charge-offs$1,810,000644
Cash dividends$103,0003,303
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,044,0003,265
2013-06-30 (YTD Data)Rank
Total interest income$9,816,0001,288
Total interest expense$1,817,000998
Net interest income$7,999,0001,352
Provision for loan and lease losses$2,250,000322
Total noninterest income$352,0003,931
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$342,0001,847
Trading account gains and fees$0157
Additional Noninterest Income$10,0006,362
Total noninterest expense$4,903,0001,937
Salaries and employee benefits$2,859,0001,805
Premises and equipment expense$508,0002,252
Additional noninterest expense$1,536,0002,026
Pre-tax net operating income$1,198,0002,602
Securities gains (losses)$02,791
Applicable income taxes$410,0001,719
Income before extraordinary items$788,0003,097
Extraordinary gains, net$022
Net income$788,0003,099
Minority interest net income$082
Net income of bank and minority interests.$788,0003,100
Net charge-offs$1,412,000591
Cash dividends$103,0002,975
Sale, conversion, retirement of capital stock, net$0838
Net operating income$788,0003,007
2013-03-31 (YTD Data)Rank
Total interest income$4,921,0001,296
Total interest expense$937,000998
Net interest income$3,984,0001,351
Provision for loan and lease losses$1,125,000345
Total noninterest income$199,0003,664
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$181,0001,742
Trading account gains and fees$0148
Additional Noninterest Income$18,0005,763
Total noninterest expense$2,412,0001,983
Salaries and employee benefits$1,441,0001,812
Premises and equipment expense$272,0002,150
Additional noninterest expense$699,0002,230
Pre-tax net operating income$646,0002,419
Securities gains (losses)$01,966
Applicable income taxes$225,0001,600
Income before extraordinary items$421,0002,942
Extraordinary gains, net$010
Net income$421,0002,942
Minority interest net income$076
Net income of bank and minority interests.$421,0002,944
Net charge-offs$727,000595
Cash dividends$103,0002,015
Sale, conversion, retirement of capital stock, net$0789
Net operating income$421,0002,851
2012-12-31 (YTD Data)Rank
Total interest income$20,811,0001,287
Total interest expense$4,814,000932
Net interest income$15,997,0001,364
Provision for loan and lease losses$6,203,000427
Total noninterest income$1,025,0003,217
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$785,0001,719
Trading account gains and fees$0166
Additional Noninterest Income$240,0004,363
Total noninterest expense$9,300,0002,054
Salaries and employee benefits$5,414,0001,862
Premises and equipment expense$1,038,0002,211
Additional noninterest expense$2,848,0002,279
Pre-tax net operating income$1,519,0003,314
Securities gains (losses)$03,810
Applicable income taxes$449,0002,287
Income before extraordinary items$1,070,0003,769
Extraordinary gains, net$029
Net income$1,070,0003,770
Minority interest net income$093
Net income of bank and minority interests.$1,070,0003,771
Net charge-offs$6,493,000470
Cash dividends$316,0003,243
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,070,0003,599
2012-09-30 (YTD Data)Rank
Total interest income$15,773,0001,293
Total interest expense$3,748,000942
Net interest income$12,025,0001,376
Provision for loan and lease losses$5,353,000385
Total noninterest income$808,0003,147
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$588,0001,743
Trading account gains and fees$0157
Additional Noninterest Income$220,0004,113
Total noninterest expense$7,018,0002,046
Salaries and employee benefits$4,101,0001,839
Premises and equipment expense$764,0002,273
Additional noninterest expense$2,153,0002,254
Pre-tax net operating income$462,0004,808
Securities gains (losses)$03,575
Applicable income taxes$72,0003,581
Income before extraordinary items$390,0005,011
Extraordinary gains, net$020
Net income$390,0005,012
Minority interest net income$086
Net income of bank and minority interests.$390,0005,012
Net charge-offs$6,093,000395
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$390,0004,833
2012-06-30 (YTD Data)Rank
Total interest income$10,564,0001,302
Total interest expense$2,555,000963
Net interest income$8,009,0001,379
Provision for loan and lease losses$3,653,000386
Total noninterest income$526,0003,147
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$391,0001,742
Trading account gains and fees$0153
Additional Noninterest Income$135,0004,232
Total noninterest expense$4,694,0002,043
Salaries and employee benefits$2,747,0001,820
Premises and equipment expense$502,0002,279
Additional noninterest expense$1,445,0002,245
Pre-tax net operating income$188,0005,371
Securities gains (losses)$03,178
Applicable income taxes$11,0004,208
Income before extraordinary items$177,0005,480
Extraordinary gains, net$019
Net income$177,0005,480
Minority interest net income$084
Net income of bank and minority interests.$177,0005,480
Net charge-offs$3,602,000448
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$177,0005,288
2012-03-31 (YTD Data)Rank
Total interest income$5,292,0001,305
Total interest expense$1,291,000982
Net interest income$4,001,0001,385
Provision for loan and lease losses$1,513,000439
Total noninterest income$338,0002,749
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$209,0001,624
Trading account gains and fees$0148
Additional Noninterest Income$129,0003,289
Total noninterest expense$2,309,0002,076
Salaries and employee benefits$1,389,0001,807
Premises and equipment expense$255,0002,268
Additional noninterest expense$665,0002,406
Pre-tax net operating income$517,0002,811
Securities gains (losses)$02,210
Applicable income taxes$164,0001,931
Income before extraordinary items$353,0003,330
Extraordinary gains, net$019
Net income$353,0003,334
Minority interest net income$078
Net income of bank and minority interests.$353,0003,334
Net charge-offs$1,302,000564
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$353,0003,162
2011-12-31 (YTD Data)Rank
Total interest income$22,212,0001,286
Total interest expense$5,857,0001,031
Net interest income$16,355,0001,352
Provision for loan and lease losses$6,070,000677
Total noninterest income$468,0004,501
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$646,0002,118
Trading account gains and fees$0146
Additional Noninterest Income$-178,0006,941
Total noninterest expense$9,249,0002,067
Salaries and employee benefits$5,189,0001,881
Premises and equipment expense$1,056,0002,304
Additional noninterest expense$3,004,0002,201
Pre-tax net operating income$1,504,0003,024
Securities gains (losses)$03,838
Applicable income taxes$429,0002,175
Income before extraordinary items$1,075,0003,410
Extraordinary gains, net$029
Net income$1,075,0003,413
Minority interest net income$096
Net income of bank and minority interests.$1,075,0003,413
Net charge-offs$6,187,000673
Cash dividends$314,0002,958
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,075,0003,300
2011-09-30 (YTD Data)Rank
Total interest income$16,750,0001,293
Total interest expense$4,483,0001,053
Net interest income$12,267,0001,361
Provision for loan and lease losses$3,790,000775
Total noninterest income$516,0003,830
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$476,0002,157
Trading account gains and fees$0145
Additional Noninterest Income$40,0005,981
Total noninterest expense$6,922,0002,081
Salaries and employee benefits$3,850,0001,902
Premises and equipment expense$799,0002,315
Additional noninterest expense$2,273,0002,200
Pre-tax net operating income$2,071,0002,027
Securities gains (losses)$03,555
Applicable income taxes$702,0001,421
Income before extraordinary items$1,369,0002,488
Extraordinary gains, net$021
Net income$1,369,0002,490
Minority interest net income$087
Net income of bank and minority interests.$1,369,0002,490
Net charge-offs$3,803,000777
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,369,0002,386
2011-06-30 (YTD Data)Rank
Total interest income$11,159,0001,305
Total interest expense$3,001,0001,084
Net interest income$8,158,0001,363
Provision for loan and lease losses$2,770,000726
Total noninterest income$451,0003,327
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$313,0002,165
Trading account gains and fees$0153
Additional Noninterest Income$138,0004,088
Total noninterest expense$4,628,0002,087
Salaries and employee benefits$2,560,0001,913
Premises and equipment expense$538,0002,296
Additional noninterest expense$1,530,0002,208
Pre-tax net operating income$1,211,0002,215
Securities gains (losses)$02,914
Applicable income taxes$398,0001,529
Income before extraordinary items$813,0002,649
Extraordinary gains, net$015
Net income$813,0002,649
Minority interest net income$089
Net income of bank and minority interests.$813,0002,649
Net charge-offs$3,347,000628
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$813,0002,565
2011-03-31 (YTD Data)Rank
Total interest income$5,586,0001,311
Total interest expense$1,514,0001,113
Net interest income$4,072,0001,364
Provision for loan and lease losses$1,180,000763
Total noninterest income$196,0003,630
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$168,0002,015
Trading account gains and fees$0158
Additional Noninterest Income$28,0005,466
Total noninterest expense$2,385,0002,028
Salaries and employee benefits$1,301,0001,904
Premises and equipment expense$278,0002,278
Additional noninterest expense$806,0002,092
Pre-tax net operating income$703,0001,967
Securities gains (losses)$01,772
Applicable income taxes$234,0001,341
Income before extraordinary items$469,0002,373
Extraordinary gains, net$09
Net income$469,0002,372
Minority interest net income$086
Net income of bank and minority interests.$469,0002,373
Net charge-offs$1,204,000756
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$469,0002,328
2010-12-31 (YTD Data)Rank
Total interest income$23,178,0001,328
Total interest expense$7,302,0001,131
Net interest income$15,876,0001,405
Provision for loan and lease losses$4,925,0001,160
Total noninterest income$1,086,0003,093
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$797,0001,834
Trading account gains and fees$0175
Additional Noninterest Income$289,0004,002
Total noninterest expense$9,574,0002,031
Salaries and employee benefits$4,958,0001,960
Premises and equipment expense$1,064,0002,345
Additional noninterest expense$3,552,0001,985
Pre-tax net operating income$2,463,0001,911
Securities gains (losses)$03,793
Applicable income taxes$742,0001,494
Income before extraordinary items$1,721,0002,267
Extraordinary gains, net$029
Net income$1,721,0002,266
Minority interest net income$0111
Net income of bank and minority interests.$1,721,0002,268
Net charge-offs$6,006,000881
Cash dividends$895,0001,635
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,721,0002,180
2010-09-30 (YTD Data)Rank
Total interest income$17,409,0001,338
Total interest expense$5,643,0001,137
Net interest income$11,766,0001,447
Provision for loan and lease losses$3,325,0001,185
Total noninterest income$893,0002,946
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$874,0001,341
Trading account gains and fees$0165
Additional Noninterest Income$19,0006,686
Total noninterest expense$7,106,0002,043
Salaries and employee benefits$3,816,0001,907
Premises and equipment expense$822,0002,338
Additional noninterest expense$2,468,0002,091
Pre-tax net operating income$2,228,0001,758
Securities gains (losses)$03,651
Applicable income taxes$685,0001,360
Income before extraordinary items$1,543,0002,092
Extraordinary gains, net$023
Net income$1,543,0002,093
Minority interest net income$0110
Net income of bank and minority interests.$1,543,0002,094
Net charge-offs$5,137,000766
Cash dividends$895,0001,167
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,543,0001,999
2010-06-30 (YTD Data)Rank
Total interest income$11,537,0001,369
Total interest expense$3,850,0001,161
Net interest income$7,687,0001,478
Provision for loan and lease losses$1,625,0001,447
Total noninterest income$645,0002,723
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$655,0001,191
Trading account gains and fees$0152
Additional Noninterest Income$-10,0007,345
Total noninterest expense$4,682,0002,073
Salaries and employee benefits$2,492,0001,952
Premises and equipment expense$548,0002,352
Additional noninterest expense$1,642,0002,088
Pre-tax net operating income$2,025,0001,289
Securities gains (losses)$03,184
Applicable income taxes$675,000964
Income before extraordinary items$1,350,0001,620
Extraordinary gains, net$019
Net income$1,350,0001,619
Minority interest net income$0105
Net income of bank and minority interests.$1,350,0001,620
Net charge-offs$2,034,0001,110
Cash dividends$895,000813
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,350,0001,548
2010-03-31 (YTD Data)Rank
Total interest income$5,722,0001,414
Total interest expense$1,996,0001,184
Net interest income$3,726,0001,538
Provision for loan and lease losses$1,100,0001,096
Total noninterest income$391,0002,405
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$304,0001,289
Trading account gains and fees$0175
Additional Noninterest Income$87,0003,760
Total noninterest expense$2,331,0002,094
Salaries and employee benefits$1,222,0002,022
Premises and equipment expense$273,0002,390
Additional noninterest expense$836,0002,032
Pre-tax net operating income$686,0001,860
Securities gains (losses)$02,284
Applicable income taxes$205,0001,402
Income before extraordinary items$481,0002,214
Extraordinary gains, net$016
Net income$481,0002,213
Minority interest net income$091
Net income of bank and minority interests.$481,0002,214
Net charge-offs$1,519,000782
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$481,0002,124
2009-12-31 (YTD Data)Rank
Total interest income$22,988,0001,498
Total interest expense$8,807,0001,358
Net interest income$14,181,0001,583
Provision for loan and lease losses$3,150,0001,916
Total noninterest income$1,416,0002,660
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,311,0001,317
Trading account gains and fees$0211
Additional Noninterest Income$105,0005,585
Total noninterest expense$8,405,0002,354
Salaries and employee benefits$4,652,0002,110
Premises and equipment expense$1,041,0002,492
Additional noninterest expense$2,712,0002,563
Pre-tax net operating income$4,042,0001,025
Securities gains (losses)$03,754
Applicable income taxes$1,391,000749
Income before extraordinary items$2,651,0001,259
Extraordinary gains, net$034
Net income$2,651,0001,259
Minority interest net income$0115
Net income of bank and minority interests.$2,651,0001,258
Net charge-offs$873,0003,047
Cash dividends$2,377,000765
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,651,0001,247
2009-09-30 (YTD Data)Rank
Total interest income$17,172,0001,529
Total interest expense$6,700,0001,415
Net interest income$10,472,0001,609
Provision for loan and lease losses$950,0002,859
Total noninterest income$1,057,0002,718
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$978,0001,311
Trading account gains and fees$0212
Additional Noninterest Income$79,0005,709
Total noninterest expense$6,325,0002,339
Salaries and employee benefits$3,564,0002,079
Premises and equipment expense$781,0002,519
Additional noninterest expense$1,980,0002,595
Pre-tax net operating income$4,254,000798
Securities gains (losses)$03,497
Applicable income taxes$1,521,000582
Income before extraordinary items$2,733,000992
Extraordinary gains, net$027
Net income$2,733,000991
Minority interest net income$0118
Net income of bank and minority interests.$2,733,000992
Net charge-offs$402,0003,339
Cash dividends$1,183,0001,087
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,733,000976
2009-06-30 (YTD Data)Rank
Total interest income$11,424,0001,554
Total interest expense$4,438,0001,492
Net interest income$6,986,0001,609
Provision for loan and lease losses$450,0003,101
Total noninterest income$707,0002,732
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$634,0001,341
Trading account gains and fees$0193
Additional Noninterest Income$73,0005,302
Total noninterest expense$4,201,0002,380
Salaries and employee benefits$2,395,0002,103
Premises and equipment expense$518,0002,566
Additional noninterest expense$1,288,0002,668
Pre-tax net operating income$3,042,000764
Securities gains (losses)$03,136
Applicable income taxes$1,091,000563
Income before extraordinary items$1,951,000974
Extraordinary gains, net$021
Net income$1,951,000974
Minority interest net income$0112
Net income of bank and minority interests.$1,951,000974
Net charge-offs$132,0003,924
Cash dividends$1,014,000880
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,951,000942
2009-03-31 (YTD Data)Rank
Total interest income$5,648,0001,600
Total interest expense$2,153,0001,579
Net interest income$3,495,0001,602
Provision for loan and lease losses$190,0002,929
Total noninterest income$344,0002,762
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$306,0001,348
Trading account gains and fees$0171
Additional Noninterest Income$38,0005,265
Total noninterest expense$1,963,0002,465
Salaries and employee benefits$1,161,0002,195
Premises and equipment expense$248,0002,690
Additional noninterest expense$554,0002,750
Pre-tax net operating income$1,686,000751
Securities gains (losses)$02,434
Applicable income taxes$602,000550
Income before extraordinary items$1,084,000994
Extraordinary gains, net$015
Net income$1,084,000994
Minority interest net income$0102
Net income of bank and minority interests.$1,084,000996
Net charge-offs$51,0003,523
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,084,000933
2008-12-31 (YTD Data)Rank
Total interest income$23,560,0001,642
Total interest expense$9,147,0001,766
Net interest income$14,413,0001,554
Provision for loan and lease losses$425,0004,045
Total noninterest income$1,399,0002,763
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,308,0001,372
Trading account gains and fees$0154
Additional Noninterest Income$91,0006,047
Total noninterest expense$7,635,0002,478
Salaries and employee benefits$4,557,0002,225
Premises and equipment expense$903,0002,863
Additional noninterest expense$2,175,0002,651
Pre-tax net operating income$7,752,000724
Securities gains (losses)$-1,432,0007,814
Applicable income taxes$2,262,000604
Income before extraordinary items$4,058,0001,029
Extraordinary gains, net$039
Net income$4,058,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0003,522
Cash dividends$2,925,000939
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,974,480879
2008-09-30 (YTD Data)Rank
Total interest income$17,688,0001,676
Total interest expense$6,912,0001,820
Net interest income$10,776,0001,571
Provision for loan and lease losses$225,0004,003
Total noninterest income$1,051,0002,806
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$974,0001,395
Trading account gains and fees$0148
Additional Noninterest Income$77,0006,008
Total noninterest expense$5,620,0002,518
Salaries and employee benefits$3,395,0002,267
Premises and equipment expense$668,0002,925
Additional noninterest expense$1,557,0002,688
Pre-tax net operating income$5,982,000853
Securities gains (losses)$-1,445,0007,987
Applicable income taxes$1,601,000782
Income before extraordinary items$2,936,0001,263
Extraordinary gains, net$031
Net income$2,936,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,863
Cash dividends$1,302,0001,482
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,875,2501,000
2008-06-30 (YTD Data)Rank
Total interest income$11,767,0001,709
Total interest expense$4,644,0001,862
Net interest income$7,123,0001,577
Provision for loan and lease losses$125,0003,905
Total noninterest income$714,0002,806
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$632,0001,410
Trading account gains and fees$0149
Additional Noninterest Income$82,0005,378
Total noninterest expense$3,674,0002,569
Salaries and employee benefits$2,261,0002,296
Premises and equipment expense$436,0002,974
Additional noninterest expense$977,0002,803
Pre-tax net operating income$4,038,000873
Securities gains (losses)$03,233
Applicable income taxes$1,460,000678
Income before extraordinary items$2,578,0001,069
Extraordinary gains, net$021
Net income$2,578,0001,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,450
Cash dividends$1,278,0001,146
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,578,0001,058
2008-03-31 (YTD Data)Rank
Total interest income$5,918,0001,741
Total interest expense$2,384,0001,948
Net interest income$3,534,0001,574
Provision for loan and lease losses$45,0003,899
Total noninterest income$347,0002,845
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$311,0001,405
Trading account gains and fees$0158
Additional Noninterest Income$36,0005,627
Total noninterest expense$1,812,0002,593
Salaries and employee benefits$1,118,0002,346
Premises and equipment expense$214,0003,034
Additional noninterest expense$480,0002,820
Pre-tax net operating income$2,024,000926
Securities gains (losses)$02,688
Applicable income taxes$725,000744
Income before extraordinary items$1,299,0001,159
Extraordinary gains, net$015
Net income$1,299,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,750
Cash dividends$717,0001,004
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,299,0001,124
2007-12-31 (YTD Data)Rank
Total interest income$25,343,0001,703
Total interest expense$9,979,0001,953
Net interest income$15,364,0001,477
Provision for loan and lease losses$180,0004,023
Total noninterest income$1,369,0002,867
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,223,0001,471
Trading account gains and fees$0178
Additional Noninterest Income$146,0005,617
Total noninterest expense$7,472,0002,442
Salaries and employee benefits$4,627,0002,171
Premises and equipment expense$862,0002,900
Additional noninterest expense$1,983,0002,690
Pre-tax net operating income$9,081,000938
Securities gains (losses)$-40,0007,961
Applicable income taxes$3,253,000748
Income before extraordinary items$5,788,0001,115
Extraordinary gains, net$039
Net income$5,788,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,522
Cash dividends$3,255,0001,110
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,813,6001,090
2007-09-30 (YTD Data)Rank
Total interest income$19,001,0001,703
Total interest expense$7,474,0001,954
Net interest income$11,527,0001,475
Provision for loan and lease losses$120,0003,851
Total noninterest income$1,008,0002,904
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$904,0001,456
Trading account gains and fees$0184
Additional Noninterest Income$104,0005,733
Total noninterest expense$5,473,0002,476
Salaries and employee benefits$3,466,0002,175
Premises and equipment expense$653,0002,857
Additional noninterest expense$1,354,0002,862
Pre-tax net operating income$6,942,000993
Securities gains (losses)$-40,0008,124
Applicable income taxes$2,486,000800
Income before extraordinary items$4,416,0001,174
Extraordinary gains, net$033
Net income$4,416,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,931
Cash dividends$621,0002,633
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,441,6001,150
2007-06-30 (YTD Data)Rank
Total interest income$12,516,0001,730
Total interest expense$4,879,0001,988
Net interest income$7,637,0001,506
Provision for loan and lease losses$70,0003,835
Total noninterest income$681,0002,884
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$611,0001,453
Trading account gains and fees$0168
Additional Noninterest Income$70,0005,737
Total noninterest expense$3,627,0002,522
Salaries and employee benefits$2,315,0002,213
Premises and equipment expense$425,0002,947
Additional noninterest expense$887,0002,919
Pre-tax net operating income$4,621,0001,035
Securities gains (losses)$-40,0008,267
Applicable income taxes$1,666,000847
Income before extraordinary items$2,915,0001,228
Extraordinary gains, net$029
Net income$2,915,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,485
Cash dividends$496,0002,468
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,940,6001,199
2007-03-31 (YTD Data)Rank
Total interest income$6,119,0001,765
Total interest expense$2,377,0002,020
Net interest income$3,742,0001,535
Provision for loan and lease losses$30,0003,737
Total noninterest income$337,0002,887
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$300,0001,427
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$1,741,0002,621
Salaries and employee benefits$1,065,0002,413
Premises and equipment expense$216,0002,929
Additional noninterest expense$460,0002,793
Pre-tax net operating income$2,308,0001,016
Securities gains (losses)$01,187
Applicable income taxes$808,000852
Income before extraordinary items$1,500,0001,182
Extraordinary gains, net$022
Net income$1,500,0001,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,500,0001,159
2006-12-31 (YTD Data)Rank
Total interest income$23,143,0001,748
Total interest expense$8,280,0001,993
Net interest income$14,863,0001,540
Provision for loan and lease losses$510,0001,870
Total noninterest income$1,430,0002,790
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,238,0001,453
Trading account gains and fees$0130
Additional Noninterest Income$192,0005,192
Total noninterest expense$7,142,0002,472
Salaries and employee benefits$4,368,0002,241
Premises and equipment expense$892,0002,734
Additional noninterest expense$1,882,0002,709
Pre-tax net operating income$8,641,0001,143
Securities gains (losses)$-5,0007,083
Applicable income taxes$3,079,000917
Income before extraordinary items$5,557,0001,313
Extraordinary gains, net$051
Net income$5,557,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,219
Cash dividends$2,545,0001,274
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,560,2001,296
2006-09-30 (YTD Data)Rank
Total interest income$17,087,0001,759
Total interest expense$5,966,0002,001
Net interest income$11,121,0001,559
Provision for loan and lease losses$300,0002,139
Total noninterest income$1,048,0002,839
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$928,0001,452
Trading account gains and fees$0126
Additional Noninterest Income$120,0005,522
Total noninterest expense$5,281,0002,492
Salaries and employee benefits$3,280,0002,236
Premises and equipment expense$658,0002,783
Additional noninterest expense$1,343,0002,823
Pre-tax net operating income$6,588,0001,159
Securities gains (losses)$-5,0007,392
Applicable income taxes$2,351,000958
Income before extraordinary items$4,232,0001,339
Extraordinary gains, net$045
Net income$4,232,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-92,0008,511
Cash dividends$572,0002,751
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,235,2001,323
2006-06-30 (YTD Data)Rank
Total interest income$11,152,0001,768
Total interest expense$3,774,0001,996
Net interest income$7,378,0001,564
Provision for loan and lease losses$210,0002,022
Total noninterest income$704,0002,823
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$608,0001,459
Trading account gains and fees$0126
Additional Noninterest Income$96,0005,214
Total noninterest expense$3,538,0002,498
Salaries and employee benefits$2,186,0002,246
Premises and equipment expense$448,0002,730
Additional noninterest expense$904,0002,804
Pre-tax net operating income$4,334,0001,172
Securities gains (losses)$-5,0007,694
Applicable income taxes$1,537,000972
Income before extraordinary items$2,792,0001,347
Extraordinary gains, net$039
Net income$2,792,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,500
Cash dividends$424,0002,609
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,795,2001,333
2006-03-31 (YTD Data)Rank
Total interest income$5,451,0001,754
Total interest expense$1,801,0001,997
Net interest income$3,650,0001,567
Provision for loan and lease losses$120,0001,730
Total noninterest income$336,0002,862
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$293,0001,457
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,402
Total noninterest expense$1,769,0002,505
Salaries and employee benefits$1,104,0002,232
Premises and equipment expense$217,0002,811
Additional noninterest expense$448,0002,814
Pre-tax net operating income$2,097,0001,174
Securities gains (losses)$0955
Applicable income taxes$727,0001,021
Income before extraordinary items$1,370,0001,338
Extraordinary gains, net$021
Net income$1,370,0001,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,580
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,370,0001,319
2005-12-31 (YTD Data)Rank
Total interest income$20,074,0001,679
Total interest expense$6,028,0001,877
Net interest income$14,046,0001,558
Provision for loan and lease losses$810,0001,247
Total noninterest income$1,400,0002,818
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,218,0001,439
Trading account gains and fees$0138
Additional Noninterest Income$182,0005,351
Total noninterest expense$6,807,0002,451
Salaries and employee benefits$4,104,0002,234
Premises and equipment expense$863,0002,691
Additional noninterest expense$1,840,0002,708
Pre-tax net operating income$7,829,0001,222
Securities gains (losses)$02,296
Applicable income taxes$2,705,0001,056
Income before extraordinary items$5,124,0001,384
Extraordinary gains, net$046
Net income$5,124,0001,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,218
Cash dividends$2,450,0001,247
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,124,0001,374
2005-09-30 (YTD Data)Rank
Total interest income$14,663,0001,682
Total interest expense$4,324,0001,848
Net interest income$10,339,0001,573
Provision for loan and lease losses$390,0001,762
Total noninterest income$1,050,0002,804
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$905,0001,428
Trading account gains and fees$0126
Additional Noninterest Income$145,0005,246
Total noninterest expense$5,094,0002,437
Salaries and employee benefits$3,055,0002,236
Premises and equipment expense$656,0002,647
Additional noninterest expense$1,383,0002,661
Pre-tax net operating income$5,905,0001,209
Securities gains (losses)$02,317
Applicable income taxes$2,039,0001,049
Income before extraordinary items$3,866,0001,386
Extraordinary gains, net$035
Net income$3,866,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$984,0001,833
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,866,0001,362
2005-06-30 (YTD Data)Rank
Total interest income$9,519,0001,683
Total interest expense$2,751,0001,829
Net interest income$6,768,0001,582
Provision for loan and lease losses$210,0002,058
Total noninterest income$692,0002,790
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$598,0001,416
Trading account gains and fees$0116
Additional Noninterest Income$94,0005,308
Total noninterest expense$3,327,0002,454
Salaries and employee benefits$2,002,0002,257
Premises and equipment expense$438,0002,618
Additional noninterest expense$887,0002,748
Pre-tax net operating income$3,923,0001,190
Securities gains (losses)$02,146
Applicable income taxes$1,344,0001,042
Income before extraordinary items$2,579,0001,354
Extraordinary gains, net$030
Net income$2,579,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,208
Cash dividends$812,0001,553
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,579,0001,336
2005-03-31 (YTD Data)Rank
Total interest income$4,622,0001,694
Total interest expense$1,309,0001,820
Net interest income$3,313,0001,614
Provision for loan and lease losses$90,0002,180
Total noninterest income$320,0002,902
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$277,0001,467
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,506
Total noninterest expense$1,631,0002,512
Salaries and employee benefits$991,0002,302
Premises and equipment expense$210,0002,749
Additional noninterest expense$430,0002,826
Pre-tax net operating income$1,912,0001,199
Securities gains (losses)$10,0001,006
Applicable income taxes$644,0001,078
Income before extraordinary items$1,278,0001,353
Extraordinary gains, net$024
Net income$1,278,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,291
Cash dividends$427,0001,393
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,271,4001,326
2004-12-31 (YTD Data)Rank
Total interest income$17,012,0001,683
Total interest expense$4,472,0001,819
Net interest income$12,540,0001,625
Provision for loan and lease losses$750,0001,364
Total noninterest income$1,218,0003,092
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,035,0001,698
Trading account gains and fees$0138
Additional Noninterest Income$183,0005,292
Total noninterest expense$6,487,0002,464
Salaries and employee benefits$3,697,0002,344
Premises and equipment expense$913,0002,493
Additional noninterest expense$1,877,0002,558
Pre-tax net operating income$6,521,0001,323
Securities gains (losses)$-8,0008,172
Applicable income taxes$2,129,0001,199
Income before extraordinary items$4,384,0001,468
Extraordinary gains, net$034
Net income$4,384,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,848
Cash dividends$1,742,0001,535
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,389,3601,418
2004-09-30 (YTD Data)Rank
Total interest income$12,524,0001,693
Total interest expense$3,234,0001,851
Net interest income$9,290,0001,635
Provision for loan and lease losses$330,0002,085
Total noninterest income$871,0003,215
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$731,0001,813
Trading account gains and fees$0134
Additional Noninterest Income$140,0005,263
Total noninterest expense$4,715,0002,504
Salaries and employee benefits$2,766,0002,338
Premises and equipment expense$650,0002,595
Additional noninterest expense$1,299,0002,708
Pre-tax net operating income$5,116,0001,280
Securities gains (losses)$-21,0008,653
Applicable income taxes$1,669,0001,174
Income before extraordinary items$3,426,0001,443
Extraordinary gains, net$026
Net income$3,426,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,216
Cash dividends$458,0002,840
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,440,0701,389
2004-06-30 (YTD Data)Rank
Total interest income$8,209,0001,716
Total interest expense$2,101,0001,883
Net interest income$6,108,0001,643
Provision for loan and lease losses$210,0002,090
Total noninterest income$538,0003,406
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$439,0001,965
Trading account gains and fees$0130
Additional Noninterest Income$99,0005,168
Total noninterest expense$3,123,0002,529
Salaries and employee benefits$1,826,0002,363
Premises and equipment expense$442,0002,549
Additional noninterest expense$855,0002,755
Pre-tax net operating income$3,313,0001,289
Securities gains (losses)$03,413
Applicable income taxes$1,076,0001,207
Income before extraordinary items$2,237,0001,445
Extraordinary gains, net$021
Net income$2,237,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0002,249
Cash dividends$458,0002,272
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,237,0001,392
2004-03-31 (YTD Data)Rank
Total interest income$4,064,0001,730
Total interest expense$1,048,0001,907
Net interest income$3,016,0001,655
Provision for loan and lease losses$90,0002,254
Total noninterest income$257,0003,459
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$204,0002,041
Trading account gains and fees$0121
Additional Noninterest Income$53,0005,009
Total noninterest expense$1,510,0002,605
Salaries and employee benefits$903,0002,400
Premises and equipment expense$218,0002,599
Additional noninterest expense$389,0002,999
Pre-tax net operating income$1,673,0001,265
Securities gains (losses)$02,934
Applicable income taxes$547,0001,215
Income before extraordinary items$1,126,0001,426
Extraordinary gains, net$016
Net income$1,126,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,902
Cash dividends$78,0003,091
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,126,0001,351
2003-12-31 (YTD Data)Rank
Total interest income$15,418,0001,844
Total interest expense$4,622,0001,931
Net interest income$10,796,0001,812
Provision for loan and lease losses$705,0001,610
Total noninterest income$948,0003,828
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$805,0002,111
Trading account gains and fees$0160
Additional Noninterest Income$143,0005,905
Total noninterest expense$5,937,0002,623
Salaries and employee benefits$3,237,0002,595
Premises and equipment expense$836,0002,650
Additional noninterest expense$1,864,0002,554
Pre-tax net operating income$5,102,0001,587
Securities gains (losses)$04,500
Applicable income taxes$1,616,0001,515
Income before extraordinary items$3,486,0001,784
Extraordinary gains, net$054
Net income$3,486,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0002,184
Cash dividends$1,840,0001,483
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,486,0001,703
2003-09-30 (YTD Data)Rank
Total interest income$11,506,0001,887
Total interest expense$3,539,0001,971
Net interest income$7,967,0001,858
Provision for loan and lease losses$215,0003,219
Total noninterest income$708,0003,918
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$597,0002,151
Trading account gains and fees$0153
Additional Noninterest Income$111,0005,889
Total noninterest expense$4,378,0002,661
Salaries and employee benefits$2,419,0002,605
Premises and equipment expense$625,0002,672
Additional noninterest expense$1,334,0002,651
Pre-tax net operating income$4,082,0001,552
Securities gains (losses)$04,204
Applicable income taxes$1,324,0001,473
Income before extraordinary items$2,758,0001,745
Extraordinary gains, net$040
Net income$2,758,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,959
Cash dividends$340,0003,290
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,758,0001,648
2003-06-30 (YTD Data)Rank
Total interest income$7,657,0001,905
Total interest expense$2,442,0001,970
Net interest income$5,215,0001,876
Provision for loan and lease losses$140,0003,226
Total noninterest income$460,0003,931
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$387,0002,154
Trading account gains and fees$0150
Additional Noninterest Income$73,0005,914
Total noninterest expense$2,944,0002,646
Salaries and employee benefits$1,588,0002,647
Premises and equipment expense$423,0002,631
Additional noninterest expense$933,0002,533
Pre-tax net operating income$2,591,0001,620
Securities gains (losses)$03,782
Applicable income taxes$848,0001,546
Income before extraordinary items$1,743,0001,845
Extraordinary gains, net$030
Net income$1,743,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,053
Cash dividends$340,0002,704
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,743,0001,724
2003-03-31 (YTD Data)Rank
Total interest income$3,830,0001,917
Total interest expense$1,242,0001,986
Net interest income$2,588,0001,886
Provision for loan and lease losses$80,0002,724
Total noninterest income$226,0003,876
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$188,0002,130
Trading account gains and fees$0134
Additional Noninterest Income$38,0005,786
Total noninterest expense$1,424,0002,713
Salaries and employee benefits$766,0002,710
Premises and equipment expense$209,0002,669
Additional noninterest expense$449,0002,568
Pre-tax net operating income$1,310,0001,607
Securities gains (losses)$02,891
Applicable income taxes$429,0001,542
Income before extraordinary items$881,0001,801
Extraordinary gains, net$021
Net income$881,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,550
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$881,0001,689
2002-12-31 (YTD Data)Rank
Total interest income$15,141,0002,034
Total interest expense$5,611,0002,011
Net interest income$9,530,0002,034
Provision for loan and lease losses$365,0003,024
Total noninterest income$853,0003,841
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$674,0002,320
Trading account gains and fees$0153
Additional Noninterest Income$179,0005,238
Total noninterest expense$5,422,0002,716
Salaries and employee benefits$2,963,0002,657
Premises and equipment expense$780,0002,736
Additional noninterest expense$1,679,0002,687
Pre-tax net operating income$4,596,0001,765
Securities gains (losses)$04,537
Applicable income taxes$1,507,0001,646
Income before extraordinary items$3,089,0001,942
Extraordinary gains, net$070
Net income$3,089,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,758
Cash dividends$1,403,0001,718
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,089,0001,881
2001-12-31 (YTD Data)Rank
Total interest income$15,437,0002,217
Total interest expense$6,760,0002,370
Net interest income$8,677,0002,058
Provision for loan and lease losses$340,0002,959
Total noninterest income$938,0003,488
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$629,0002,350
Trading account gains and fees$0177
Additional Noninterest Income$309,0004,054
Total noninterest expense$4,972,0002,837
Salaries and employee benefits$2,858,0002,624
Premises and equipment expense$743,0002,811
Additional noninterest expense$1,371,0003,112
Pre-tax net operating income$4,303,0001,652
Securities gains (losses)$04,612
Applicable income taxes$1,424,0001,569
Income before extraordinary items$2,879,0001,822
Extraordinary gains, net$0105
Net income$2,879,0001,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,979
Cash dividends$1,451,0001,707
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,879,0001,753
2000-12-31 (YTD Data)Rank
Total interest income$14,902,0002,350
Total interest expense$6,698,0002,510
Net interest income$8,204,0002,165
Provision for loan and lease losses$265,0003,112
Total noninterest income$774,0003,741
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$528,0002,567
Trading account gains and fees$0180
Additional Noninterest Income$246,0004,331
Total noninterest expense$4,592,0002,938
Salaries and employee benefits$2,651,0002,685
Premises and equipment expense$695,0002,893
Additional noninterest expense$1,246,0003,307
Pre-tax net operating income$4,121,0001,773
Securities gains (losses)$01,956
Applicable income taxes$1,344,0001,654
Income before extraordinary items$2,777,0001,877
Extraordinary gains, net$038
Net income$2,777,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0003,185
Cash dividends$992,0002,324
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,777,0001,878
1999-12-31 (YTD Data)Rank
Total interest income$12,925,0002,532
Total interest expense$5,662,0002,603
Net interest income$7,263,0002,434
Provision for loan and lease losses$120,0004,720
Total noninterest income$808,0003,597
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$499,0002,639
Trading account gains and fees$0173
Additional Noninterest Income$309,0003,958
Total noninterest expense$4,165,0003,196
Salaries and employee benefits$2,411,0002,905
Premises and equipment expense$614,0003,184
Additional noninterest expense$1,140,0003,603
Pre-tax net operating income$3,786,0001,944
Securities gains (losses)$03,155
Applicable income taxes$1,205,0001,916
Income before extraordinary items$2,581,0002,050
Extraordinary gains, net$035
Net income$2,581,0002,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,227
Cash dividends$885,0002,503
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,581,0002,018
1998-12-31 (YTD Data)Rank
Total interest income$12,251,0002,660
Total interest expense$5,283,0002,844
Net interest income$6,968,0002,433
Provision for loan and lease losses$165,0003,956
Total noninterest income$825,0003,546
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$470,0002,696
Trading account gains and fees$0224
Additional Noninterest Income$355,0003,677
Total noninterest expense$3,923,0003,263
Salaries and employee benefits$2,256,0002,986
Premises and equipment expense$580,0003,267
Additional noninterest expense$1,087,0003,664
Pre-tax net operating income$3,705,0001,960
Securities gains (losses)$04,449
Applicable income taxes$1,234,0001,945
Income before extraordinary items$2,471,0002,107
Extraordinary gains, net$032
Net income$2,471,0002,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,077
Cash dividends$1,585,0001,583
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,471,0002,039
1997-12-31 (YTD Data)Rank
Total interest income$11,663,0002,812
Total interest expense$4,975,0002,993
Net interest income$6,688,0002,597
Provision for loan and lease losses$225,0003,186
Total noninterest income$490,0005,063
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$424,0003,072
Trading account gains and fees$0239
Additional Noninterest Income$66,0007,824
Total noninterest expense$3,527,0003,582
Salaries and employee benefits$1,959,0003,375
Premises and equipment expense$516,0003,607
Additional noninterest expense$1,052,0003,721
Pre-tax net operating income$3,426,0002,194
Securities gains (losses)$03,944
Applicable income taxes$1,123,0002,205
Income before extraordinary items$2,303,0002,282
Extraordinary gains, net$044
Net income$2,303,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,448
Cash dividends$792,0002,588
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,303,0002,225
1996-12-31 (YTD Data)Rank
Total interest income$11,033,0002,978
Total interest expense$4,780,0003,123
Net interest income$6,253,0002,834
Provision for loan and lease losses$240,0003,003
Total noninterest income$448,0005,557
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$387,0003,432
Trading account gains and fees$0262
Additional Noninterest Income$61,0008,436
Total noninterest expense$3,274,0004,027
Salaries and employee benefits$1,909,0003,481
Premises and equipment expense$474,0003,941
Additional noninterest expense$891,0004,796
Pre-tax net operating income$3,187,0002,242
Securities gains (losses)$13,0002,310
Applicable income taxes$1,064,0002,218
Income before extraordinary items$2,136,0002,299
Extraordinary gains, net$053
Net income$2,136,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0003,029
Cash dividends$498,0003,459
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,127,2902,259
1995-12-31 (YTD Data)Rank
Total interest income$10,385,0003,196
Total interest expense$4,350,0003,430
Net interest income$6,035,0002,954
Provision for loan and lease losses$190,0003,120
Total noninterest income$413,0005,869
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$358,0003,700
Trading account gains and fees$0522
Additional Noninterest Income$55,0008,981
Total noninterest expense$3,199,0004,060
Salaries and employee benefits$1,780,0003,687
Premises and equipment expense$449,0004,121
Additional noninterest expense$970,0004,474
Pre-tax net operating income$3,059,0002,391
Securities gains (losses)$03,831
Applicable income taxes$1,032,0002,310
Income before extraordinary items$2,027,0002,483
Extraordinary gains, net$065
Net income$2,027,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,963
Cash dividends$427,0003,705
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,027,0002,461
1994-12-31 (YTD Data)Rank
Total interest income$9,292,0003,243
Total interest expense$3,869,0003,152
Net interest income$5,423,0003,307
Provision for loan and lease losses$105,0004,433
Total noninterest income$389,0006,244
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$330,0004,032
Trading account gains and fees$0475
Additional Noninterest Income$59,0009,142
Total noninterest expense$3,113,0004,276
Salaries and employee benefits$1,628,0003,969
Premises and equipment expense$411,0004,477
Additional noninterest expense$1,074,0004,436
Pre-tax net operating income$2,594,0002,730
Securities gains (losses)$03,600
Applicable income taxes$825,0002,701
Income before extraordinary items$1,769,0002,734
Extraordinary gains, net$0249
Net income$1,769,0002,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,569
Cash dividends$347,0004,123
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,769,0002,754
1993-12-31 (YTD Data)Rank
Total interest income$8,954,0003,436
Total interest expense$3,889,0003,241
Net interest income$5,065,0003,532
Provision for loan and lease losses$180,0004,132
Total noninterest income$378,0006,724
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$319,0004,203
Trading account gains and fees$0532
Additional Noninterest Income$59,0009,584
Total noninterest expense$2,951,0004,586
Salaries and employee benefits$1,537,0004,179
Premises and equipment expense$386,0004,858
Additional noninterest expense$1,028,0004,799
Pre-tax net operating income$2,312,0002,917
Securities gains (losses)$07,477
Applicable income taxes$726,0003,009
Income before extraordinary items$1,586,0003,077
Extraordinary gains, net$159,0001,183
Net income$1,745,0002,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,830
Cash dividends$326,0004,155
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,586,0002,902
1992-12-31 (YTD Data)Rank
Total interest income$9,519,0003,666
Total interest expense$4,607,0003,562
Net interest income$4,912,0003,711
Provision for loan and lease losses$210,0005,090
Total noninterest income$378,0006,754
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$325,0004,174
Trading account gains and fees$0504
Additional Noninterest Income$53,00010,222
Total noninterest expense$2,844,0004,753
Salaries and employee benefits$1,469,0004,310
Premises and equipment expense$354,0005,320
Additional noninterest expense$1,021,0004,977
Pre-tax net operating income$2,236,0002,785
Securities gains (losses)$08,369
Applicable income taxes$738,0002,815
Income before extraordinary items$1,498,0003,087
Extraordinary gains, net$01,422
Net income$1,498,0003,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0006,260
Cash dividends$285,0004,167
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,498,0002,852

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.