Home > The Provident Bank > Assets and Liabilities

The Provident Bank, Assets and Liabilities

2004-12-31		Rank
# of Employees:	2,547	93
Assets and Liabilities
Total Assets:	$16,548,147,000	79
Cash and due from depository institutions	$983,173,000	93
Interest-bearing balances	$210,774,000	38
Securities	$2,665,416,000	100
Federal funds sold & reverse repurchase agreements	$180,449,000	110
Net loans & leases	$9,008,992,000	88
Loan loss allowance	$153,743,000	64
Trading account assets	$71,147,000	54
Bank premises and fixed assets	$47,986,000	181
Other real estate owned	$1,030,000	93
Goodwill and other intangibles	$2,120,809,000	28
All other assets	$1,469,145,000	43
Life insurance assets	$0	334
Total liabilities and capital	$16,548,147,000	79
Total liabilities	$13,738,399,000	82
Total deposits	$9,425,659,000	82
Interest-bearing deposits	$8,165,856,000	83
Deposits held in domestic offices	$9,425,659,000	77
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,966,854,000	62
Trading liabilities	$0	66
Other borrowed funds	$1,472,787,000	99
Subordinated debt	$249,500,000	51
All other liabilities	$623,599,000	58
Total equity capital	$2,809,748,000	56
Total bank equity capital	$2,809,748,000	56
Perpetual preferred stock	$0	118
Common stock	$50,000,000	55
Surplus	$2,687,768,000	30
Undivided profits	$71,980,000	453
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$88,553,000	73
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$44,411,000	109
Earning assets	$12,136,778,000	94
Long-term assets (5+ years)	$2,984,340,000	76
Average Assets, year-to-date	$16,962,147,000	75
Average Assets, quarterly	$17,249,996,000	76
Volatile liabilities	$6,239,837,000	76
Insider loans	$2,624,000	2,226
FHLB advances	$625,669,000	116
Loans and leases held for sale	$547,848,000	34
Unused loan commitments	$6,258,571,000	84
Tier 1 (core) risk-based capital	$999,022,000	102
Tier 2 risk-based capital	$374,929,000	55
Total risk weighted assets	$11,604,194,000	78
Total unused commitments	$6,258,571,000	85
Derivatives	$8,130,131,000	43
2004-09-30		Rank
# of Employees:	2,808	86
Assets and Liabilities
Total Assets:	$17,951,845,000	77
Cash and due from depository institutions	$1,639,653,000	86
Interest-bearing balances	$580,159,000	26
Securities	$3,055,956,000	81
Federal funds sold & reverse repurchase agreements	$194,341,000	100
Net loans & leases	$8,987,171,000	89
Loan loss allowance	$160,000,000	69
Trading account assets	$132,863,000	43
Bank premises and fixed assets	$50,562,000	175
Other real estate owned	$12,990,000	86
Goodwill and other intangibles	$2,152,509,000	27
All other assets	$1,725,800,000	42
Life insurance assets	$0	330
Total liabilities and capital	$17,951,845,000	77
Total liabilities	$15,162,475,000	78
Total deposits	$10,502,476,000	75
Interest-bearing deposits	$8,947,107,000	82
Deposits held in domestic offices	$10,502,476,000	71
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,941,390,000	61
Trading liabilities	$0	68
Other borrowed funds	$1,654,197,000	92
Subordinated debt	$249,500,000	52
All other liabilities	$814,912,000	56
Total equity capital	$2,789,370,000	58
Total bank equity capital	$2,789,370,000	58
Perpetual preferred stock	$0	124
Common stock	$50,000,000	57
Surplus	$2,687,664,000	29
Undivided profits	$51,706,000	647
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$94,279,000	76
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$52,598,000	99
Earning assets	$12,950,490,000	89
Long-term assets (5+ years)	$3,240,670,000	76
Average Assets, year-to-date	$17,065,647,000	77
Average Assets, quarterly	$17,284,193,500	80
Volatile liabilities	$6,677,604,000	69
Insider loans	$16,370,000	299
FHLB advances	$634,112,000	117
Loans and leases held for sale	$283,544,000	50
Unused loan commitments	$6,060,722,000	87
Tier 1 (core) risk-based capital	$965,135,000	106
Tier 2 risk-based capital	$386,385,000	56
Total risk weighted assets	$12,533,673,000	76
Total unused commitments	$6,060,722,000	88
Derivatives	$8,776,736,000	38
2004-06-30		Rank
# of Employees:	3,082	80
Assets and Liabilities
Total Assets:	$16,616,542,000	81
Cash and due from depository institutions	$726,314,000	80
Interest-bearing balances	$409,088,000	32
Securities	$4,149,720,000	65
Federal funds sold & reverse repurchase agreements	$169,985,000	110
Net loans & leases	$9,213,686,000	83
Loan loss allowance	$160,000,000	65
Trading account assets	$80,588,000	47
Bank premises and fixed assets	$64,772,000	142
Other real estate owned	$12,817,000	80
Goodwill and other intangibles	$244,642,000	80
All other assets	$1,954,018,000	39
Life insurance assets	$0	323
Total liabilities and capital	$16,616,542,000	81
Total liabilities	$15,684,914,000	76
Total deposits	$10,104,659,000	77
Interest-bearing deposits	$8,387,879,000	83
Deposits held in domestic offices	$10,104,659,000	71
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,588,712,000	73
Trading liabilities	$0	69
Other borrowed funds	$2,910,748,000	69
Subordinated debt	$249,500,000	52
All other liabilities	$831,295,000	51
Total equity capital	$931,628,000	113
Total bank equity capital	$931,628,000	113
Perpetual preferred stock	$0	126
Common stock	$50,000,000	59
Surplus	$382,274,000	141
Undivided profits	$499,354,000	96
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$61,511,000	90
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$121,887,000	45
Earning assets	$14,023,067,000	82
Long-term assets (5+ years)	$3,424,654,000	72
Average Assets, year-to-date	$16,770,247,670	78
Average Assets, quarterly	$16,665,245,000	80
Volatile liabilities	$6,400,685,000	71
Insider loans	$80,801,000	44
FHLB advances	$578,570,000	121
Loans and leases held for sale	$317,612,000	48
Unused loan commitments	$6,113,443,000	86
Tier 1 (core) risk-based capital	$1,178,630,000	88
Tier 2 risk-based capital	$411,512,000	56
Total risk weighted assets	$12,952,239,000	72
Total unused commitments	$6,113,443,000	86
Derivatives	$9,837,511,000	38
2004-03-31		Rank
# of Employees:	3,225	77
Assets and Liabilities
Total Assets:	$16,713,948,000	76
Cash and due from depository institutions	$660,653,000	77
Interest-bearing balances	$384,158,000	29
Securities	$4,242,498,000	63
Federal funds sold & reverse repurchase agreements	$167,069,000	124
Net loans & leases	$9,032,027,000	81
Loan loss allowance	$160,000,000	64
Trading account assets	$120,648,000	43
Bank premises and fixed assets	$68,812,000	132
Other real estate owned	$3,052,000	77
Goodwill and other intangibles	$249,498,000	73
All other assets	$2,169,691,000	38
Life insurance assets	$0	322
Total liabilities and capital	$16,713,948,000	76
Total liabilities	$15,686,514,000	73
Total deposits	$10,209,890,000	74
Interest-bearing deposits	$8,632,382,000	79
Deposits held in domestic offices	$10,209,890,000	69
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,507,523,000	79
Trading liabilities	$0	70
Other borrowed funds	$3,030,591,000	61
Subordinated debt	$249,500,000	52
All other liabilities	$689,010,000	62
Total equity capital	$1,027,434,000	101
Total bank equity capital	$1,027,434,000	101
Perpetual preferred stock	$0	129
Common stock	$50,000,000	59
Surplus	$369,504,000	135
Undivided profits	$607,930,000	87
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$83,523,000	79
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$129,744,000	47
Earning assets	$13,946,400,000	81
Long-term assets (5+ years)	$2,906,658,000	76
Average Assets, year-to-date	$16,847,100,500	76
Average Assets, quarterly	$16,847,100,500	76
Volatile liabilities	$6,254,952,000	73
Insider loans	$68,055,000	51
FHLB advances	$579,049,000	118
Loans and leases held for sale	$255,969,000	48
Unused loan commitments	$5,168,951,000	96
Tier 1 (core) risk-based capital	$1,219,954,000	87
Tier 2 risk-based capital	$413,659,000	56
Total risk weighted assets	$13,125,296,000	66
Total unused commitments	$5,168,951,000	97
Derivatives	$9,929,818,000	37
2003-12-31		Rank
# of Employees:	3,165	80
Assets and Liabilities
Total Assets:	$16,980,253,000	77
Cash and due from depository institutions	$643,257,000	80
Interest-bearing balances	$370,017,000	33
Securities	$4,041,680,000	66
Federal funds sold & reverse repurchase agreements	$253,273,000	94
Net loans & leases	$9,380,408,000	79
Loan loss allowance	$160,000,000	66
Trading account assets	$107,569,000	44
Bank premises and fixed assets	$69,740,000	134
Other real estate owned	$4,069,000	80
Goodwill and other intangibles	$238,260,000	77
All other assets	$2,241,997,000	34
Life insurance assets	$0	1
Total liabilities and capital	$16,980,253,000	77
Total liabilities	$15,973,898,000	74
Total deposits	$10,645,781,000	72
Interest-bearing deposits	$9,020,824,000	77
Deposits held in domestic offices	$10,645,781,000	66
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,153,619,000	89
Trading liabilities	$0	72
Other borrowed funds	$3,152,579,000	59
Subordinated debt	$349,497,000	46
All other liabilities	$672,422,000	55
Total equity capital	$1,006,355,000	98
Total bank equity capital	$1,006,355,000	98
Perpetual preferred stock	$0	131
Common stock	$50,000,000	61
Surplus	$369,504,000	137
Undivided profits	$586,851,000	86
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$92,561,000	78
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$119,746,000	48
Earning assets	$14,152,947,000	77
Long-term assets (5+ years)	$3,237,742,000	76
Average Assets, year-to-date	$17,551,882,200	69
Average Assets, quarterly	$17,317,156,500	72
Volatile liabilities	$5,995,333,000	71
Insider loans	$70,481,000	50
FHLB advances	$581,495,000	119
Loans and leases held for sale	$595,505,000	37
Unused loan commitments	$4,632,536,000	100
Tier 1 (core) risk-based capital	$1,207,005,000	83
Tier 2 risk-based capital	$415,010,000	57
Total risk weighted assets	$13,234,462,000	66
Total unused commitments	$4,632,536,000	101
Derivatives	$10,703,165,000	36
2003-09-30		Rank
# of Employees:	3,331	77
Assets and Liabilities
Total Assets:	$17,654,060,000	68
Cash and due from depository institutions	$791,566,000	77
Interest-bearing balances	$479,248,000	32
Securities	$4,110,079,000	63
Federal funds sold & reverse repurchase agreements	$341,833,000	90
Net loans & leases	$9,366,573,000	73
Loan loss allowance	$184,160,000	63
Trading account assets	$131,507,000	43
Bank premises and fixed assets	$77,074,000	124
Other real estate owned	$4,444,000	77
Goodwill and other intangibles	$233,826,000	76
All other assets	$2,597,158,000	35
Life insurance assets	$0	1
Total liabilities and capital	$17,654,060,000	68
Total liabilities	$16,646,890,000	65
Total deposits	$11,058,429,000	68
Interest-bearing deposits	$9,568,248,000	70
Deposits held in domestic offices	$11,058,429,000	63
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,100,401,000	89
Trading liabilities	$0	72
Other borrowed funds	$3,410,161,000	55
Subordinated debt	$349,481,000	44
All other liabilities	$728,418,000	55
Total equity capital	$1,007,170,000	99
Total bank equity capital	$1,007,170,000	99
Perpetual preferred stock	$0	137
Common stock	$50,000,000	63
Surplus	$369,504,000	133
Undivided profits	$587,666,000	82
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$133,919,000	60
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$103,431,000	52
Earning assets	$14,429,240,000	75
Long-term assets (5+ years)	$3,743,493,000	65
Average Assets, year-to-date	$17,694,789,500	68
Average Assets, quarterly	$17,746,277,500	67
Volatile liabilities	$5,805,835,000	70
Insider loans	$90,336,000	40
FHLB advances	$722,074,000	100
Loans and leases held for sale	$494,805,000	40
Unused loan commitments	$4,444,184,000	102
Tier 1 (core) risk-based capital	$1,187,857,000	83
Tier 2 risk-based capital	$421,561,000	56
Total risk weighted assets	$13,741,361,000	64
Total unused commitments	$4,444,184,000	103
Derivatives	$10,473,198,000	38
2003-06-30		Rank
# of Employees:	3,340	79
Assets and Liabilities
Total Assets:	$17,838,495,000	69
Cash and due from depository institutions	$1,073,999,000	79
Interest-bearing balances	$669,132,000	28
Securities	$3,966,074,000	64
Federal funds sold & reverse repurchase agreements	$337,006,000	87
Net loans & leases	$9,159,479,000	77
Loan loss allowance	$185,019,000	63
Trading account assets	$95,200,000	51
Bank premises and fixed assets	$73,673,000	128
Other real estate owned	$7,068,000	79
Goodwill and other intangibles	$218,780,000	72
All other assets	$2,907,216,000	24
Life insurance assets	$0	1
Total liabilities and capital	$17,838,495,000	69
Total liabilities	$16,824,513,000	65
Total deposits	$11,188,712,000	67
Interest-bearing deposits	$9,795,926,000	65
Deposits held in domestic offices	$11,188,712,000	59
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$984,749,000	90
Trading liabilities	$0	74
Other borrowed funds	$3,592,833,000	53
Subordinated debt	$349,465,000	43
All other liabilities	$708,754,000	55
Total equity capital	$1,013,982,000	96
Total bank equity capital	$1,013,982,000	96
Perpetual preferred stock	$0	140
Common stock	$50,000,000	63
Surplus	$369,504,000	132
Undivided profits	$594,478,000	81
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$139,274,000	61
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$140,698,000	43
Earning assets	$14,226,891,000	75
Long-term assets (5+ years)	$3,613,730,000	65
Average Assets, year-to-date	$17,708,366,000	69
Average Assets, quarterly	$17,801,886,000	68
Volatile liabilities	$6,094,967,000	61
Insider loans	$60,272,000	55
FHLB advances	$722,610,000	96
Loans and leases held for sale	$447,039,000	61
Unused loan commitments	$3,952,058,000	108
Tier 1 (core) risk-based capital	$1,179,507,000	79
Tier 2 risk-based capital	$421,200,000	55
Total risk weighted assets	$13,702,781,000	62
Total unused commitments	$3,952,058,000	108
Derivatives	$10,419,974,000	35
2003-03-31		Rank
# of Employees:	3,319	79
Assets and Liabilities
Total Assets:	$17,765,277,000	68
Cash and due from depository institutions	$782,206,000	79
Interest-bearing balances	$405,102,000	34
Securities	$3,788,923,000	69
Federal funds sold & reverse repurchase agreements	$561,446,000	67
Net loans & leases	$9,259,874,000	77
Loan loss allowance	$201,020,000	60
Trading account assets	$102,096,000	44
Bank premises and fixed assets	$74,894,000	127
Other real estate owned	$17,850,000	79
Goodwill and other intangibles	$218,945,000	69
All other assets	$2,959,043,000	23
Life insurance assets	$0	1
Total liabilities and capital	$17,765,277,000	68
Total liabilities	$16,764,241,000	64
Total deposits	$11,006,358,000	69
Interest-bearing deposits	$9,660,659,000	64
Deposits held in domestic offices	$11,006,358,000	62
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,060,868,000	87
Trading liabilities	$5,044,000	49
Other borrowed funds	$3,694,056,000	48
Subordinated debt	$349,449,000	41
All other liabilities	$648,466,000	65
Total equity capital	$1,001,036,000	99
Total bank equity capital	$1,001,036,000	99
Perpetual preferred stock	$0	141
Common stock	$50,000,000	62
Surplus	$369,504,000	133
Undivided profits	$581,532,000	82
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$217,288,000	48
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$105,096,000	54
Earning assets	$14,117,441,000	77
Long-term assets (5+ years)	$4,128,745,000	56
Average Assets, year-to-date	$17,643,301,500	70
Average Assets, quarterly	$17,643,301,500	70
Volatile liabilities	$6,315,769,000	59
Insider loans	$39,296,000	97
FHLB advances	$723,125,000	91
Loans and leases held for sale	$255,593,000	68
Unused loan commitments	$3,762,894,000	109
Tier 1 (core) risk-based capital	$1,170,837,000	78
Tier 2 risk-based capital	$421,991,000	51
Total risk weighted assets	$13,747,473,000	63
Total unused commitments	$3,762,894,000	110
Derivatives	$11,110,650,000	33
2002-12-31		Rank
# of Employees:	3,294	79
Assets and Liabilities
Total Assets:	$17,521,326,000	70
Cash and due from depository institutions	$778,085,000	79
Interest-bearing balances	$402,282,000	36
Securities	$3,679,583,000	67
Federal funds sold & reverse repurchase agreements	$188,925,000	119
Net loans & leases	$9,418,134,000	74
Loan loss allowance	$201,051,000	59
Trading account assets	$117,378,000	43
Bank premises and fixed assets	$79,117,000	124
Other real estate owned	$14,562,000	79
Goodwill and other intangibles	$201,953,000	75
All other assets	$3,043,589,000	23
Life insurance assets	$0	1
Total liabilities and capital	$17,521,326,000	70
Total liabilities	$16,522,496,000	67
Total deposits	$10,154,622,000	70
Interest-bearing deposits	$8,874,386,000	69
Deposits held in domestic offices	$10,154,622,000	66
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,497,518,000	67
Trading liabilities	$4,905,000	52
Other borrowed funds	$3,768,761,000	48
Subordinated debt	$424,430,000	35
All other liabilities	$672,260,000	53
Total equity capital	$998,830,000	97
Total bank equity capital	$998,830,000	97
Perpetual preferred stock	$0	142
Common stock	$50,000,000	62
Surplus	$369,504,000	128
Undivided profits	$579,326,000	81
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$196,351,000	50
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$97,375,000	59
Earning assets	$13,806,302,000	76
Long-term assets (5+ years)	$3,764,888,000	60
Average Assets, year-to-date	$16,798,889,400	68
Average Assets, quarterly	$17,290,369,500	69
Volatile liabilities	$5,538,959,000	67
Insider loans	$53,505,000	68
FHLB advances	$728,665,000	95
Loans and leases held for sale	$436,884,000	54
Unused loan commitments	$2,887,426,000	121
Tier 1 (core) risk-based capital	$1,151,075,000	79
Tier 2 risk-based capital	$445,863,000	49
Total risk weighted assets	$14,059,727,000	62
Total unused commitments	$2,887,426,000	123
Derivatives	$10,444,464,000	34
2001-12-31		Rank
# of Employees:	3,090	86
Assets and Liabilities
Total Assets:	$16,612,959,000	70
Cash and due from depository institutions	$706,564,000	86
Interest-bearing balances	$325,871,000	32
Securities	$3,086,847,000	73
Federal funds sold & reverse repurchase agreements	$122,966,000	161
Net loans & leases	$8,975,200,000	77
Loan loss allowance	$243,495,000	50
Trading account assets	$101,081,000	47
Bank premises and fixed assets	$86,373,000	114
Other real estate owned	$14,456,000	86
Goodwill and other intangibles	$177,375,000	79
All other assets	$3,342,097,000	18
Life insurance assets	$0	1
Total liabilities and capital	$16,612,959,000	70
Total liabilities	$15,721,100,000	67
Total deposits	$9,021,496,000	75
Interest-bearing deposits	$8,048,865,000	71
Deposits held in domestic offices	$9,021,496,000	74
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,640,434,000	62
Trading liabilities	$0	69
Other borrowed funds	$3,987,409,000	51
Subordinated debt	$424,354,000	35
All other liabilities	$647,407,000	60
Total equity capital	$891,859,000	103
Total bank equity capital	$891,859,000	103
Perpetual preferred stock	$0	158
Common stock	$50,011,000	62
Surplus	$369,503,000	121
Undivided profits	$472,345,000	90
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$207,182,000	49
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$98,593,000	61
Earning assets	$12,611,965,000	77
Long-term assets (5+ years)	$3,399,857,000	62
Average Assets, year-to-date	$16,052,434,800	71
Average Assets, quarterly	$16,493,593,000	70
Volatile liabilities	$5,288,293,000	68
Insider loans	$60,786,000	57
FHLB advances	$731,125,000	82
Loans and leases held for sale	$217,914,000	68
Unused loan commitments	$2,153,008,000	138
Tier 1 (core) risk-based capital	$938,401,000	91
Tier 2 risk-based capital	$476,384,000	43
Total risk weighted assets	$13,597,787,000	64
Total unused commitments	$2,153,008,000	138
Derivatives	$12,127,281,000	31
2000-12-31		Rank
# of Employees:	2,982	85
Assets and Liabilities
Total Assets:	$15,084,274,000	77
Cash and due from depository institutions	$398,707,000	85
Interest-bearing balances	$108,241,000	52
Securities	$2,718,868,000	75
Federal funds sold & reverse repurchase agreements	$82,977,000	195
Net loans & leases	$8,079,209,000	94
Loan loss allowance	$161,470,000	67
Trading account assets	$41,959,000	44
Bank premises and fixed assets	$88,706,000	108
Other real estate owned	$8,775,000	85
Goodwill and other intangibles	$161,328,000	80
All other assets	$3,503,745,000	14
Life insurance assets	$0	1
Total liabilities and capital	$15,084,274,000	77
Total liabilities	$14,096,835,000	73
Total deposits	$8,918,145,000	74
Interest-bearing deposits	$7,689,726,000	73
Deposits held in domestic offices	$8,918,145,000	71
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$447,265,000	144
Trading liabilities	$0	77
Other borrowed funds	$3,841,137,000	54
Subordinated debt	$449,028,000	34
All other liabilities	$441,260,000	77
Total equity capital	$987,439,000	90
Total bank equity capital	$987,439,000	90
Perpetual preferred stock	$0	178
Common stock	$50,000,000	68
Surplus	$368,611,000	114
Undivided profits	$568,828,000	73
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$124,223,000	62
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$82,074,000	67
Earning assets	$11,031,254,000	84
Long-term assets (5+ years)	$3,109,844,000	69
Average Assets, year-to-date	$12,984,323,200	80
Average Assets, quarterly	$14,748,026,500	76
Volatile liabilities	$3,969,725,000	90
Insider loans	$42,716,000	75
FHLB advances	$0	771
Loans and leases held for sale	$206,168,000	59
Unused loan commitments	$2,519,291,000	134
Tier 1 (core) risk-based capital	$916,690,100	86
Tier 2 risk-based capital	$509,143,820	40
Total risk weighted assets	$13,483,624,020	68
Total unused commitments	$2,519,291,000	134
Derivatives	$11,482,819,000	27
1999-12-31		Rank
# of Employees:	2,593	97
Assets and Liabilities
Total Assets:	$9,173,552,000	102
Cash and due from depository institutions	$558,565,000	97
Interest-bearing balances	$282,674,000	27
Securities	$1,614,060,000	125
Federal funds sold & reverse repurchase agreements	$82,000,000	176
Net loans & leases	$5,863,878,000	103
Loan loss allowance	$89,205,000	99
Trading account assets	$69,000	152
Bank premises and fixed assets	$75,302,000	126
Other real estate owned	$3,344,000	97
Goodwill and other intangibles	$61,145,000	131
All other assets	$915,189,000	47
Life insurance assets	$0	1
Total liabilities and capital	$9,173,552,000	102
Total liabilities	$8,346,342,000	103
Total deposits	$6,305,176,000	94
Interest-bearing deposits	$5,166,970,000	97
Deposits held in domestic offices	$6,305,176,000	89
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$842,054,000	104
Trading liabilities	$0	65
Other borrowed funds	$668,892,000	153
Subordinated debt	$274,701,000	47
All other liabilities	$255,519,000	90
Total equity capital	$827,210,000	96
Total bank equity capital	$827,210,000	96
Perpetual preferred stock	$0	193
Common stock	$50,000,000	74
Surplus	$269,792,000	135
Undivided profits	$507,418,000	76
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$66,921,000	86
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$60,000	1,037
Income earned, not collected on loans	$55,451,000	78
Earning assets	$7,842,681,000	109
Long-term assets (5+ years)	$2,319,604,000	88
Average Assets, year-to-date	$8,355,777,200	103
Average Assets, quarterly	$8,857,640,000	103
Volatile liabilities	$3,396,726,000	96
Insider loans	$22,897,000	187
FHLB advances	$0	802
Loans and leases held for sale	$123,488,000	61
Unused loan commitments	$1,487,791,000	161
Tier 1 (core) risk-based capital	$811,279,000	91
Tier 2 risk-based capital	$313,973,000	58
Total risk weighted assets	$10,221,743,700	75
Total unused commitments	$1,487,791,000	161
Derivatives	$6,044,408,000	42
1998-12-31		Rank
# of Employees:	2,379	104
Assets and Liabilities
Total Assets:	$7,784,476,000	107
Cash and due from depository institutions	$257,453,000	104
Interest-bearing balances	$108,000	4,756
Securities	$1,283,238,000	134
Federal funds sold & reverse repurchase agreements	$50,000,000	335
Net loans & leases	$5,355,850,000	108
Loan loss allowance	$75,201,000	118
Trading account assets	$50,333,000	52
Bank premises and fixed assets	$66,293,000	138
Other real estate owned	$1,897,000	104
Goodwill and other intangibles	$24,687,000	229
All other assets	$694,725,000	53
Life insurance assets	$0	1
Total liabilities and capital	$7,784,476,000	107
Total liabilities	$7,147,228,000	107
Total deposits	$5,197,249,000	109
Interest-bearing deposits	$4,581,178,000	103
Deposits held in domestic offices	$5,197,249,000	105
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$526,742,000	120
Trading liabilities	$34,596,000	33
Other borrowed funds	$828,835,000	112
Subordinated debt	$174,625,000	67
All other liabilities	$385,181,000	78
Total equity capital	$637,248,000	122
Total bank equity capital	$637,248,000	122
Perpetual preferred stock	$0	199
Common stock	$50,000,000	82
Surplus	$131,599,000	219
Undivided profits	$455,649,000	84
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$51,244,000	111
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$3,000	1,592
Income earned, not collected on loans	$36,752,000	99
Earning assets	$6,739,529,000	109
Long-term assets (5+ years)	$1,924,816,000	92
Average Assets, year-to-date	$7,475,187,800	107
Average Assets, quarterly	$7,848,468,500	106
Volatile liabilities	$2,530,831,000	101
Insider loans	$13,756,000	266
FHLB advances	$0	740
Loans and leases held for sale	$186,419,000	69
Unused loan commitments	$1,875,819,000	151
Tier 1 (core) risk-based capital	$620,546,000	112
Tier 2 risk-based capital	$234,835,000	72
Total risk weighted assets	$8,506,791,700	86
Total unused commitments	$1,875,819,000	151
Derivatives	$1,917,920,000	69
1997-12-31		Rank
# of Employees:	2,153	110
Assets and Liabilities
Total Assets:	$6,601,426,000	118
Cash and due from depository institutions	$262,516,000	110
Interest-bearing balances	$192,000	4,078
Securities	$1,133,014,000	146
Federal funds sold & reverse repurchase agreements	$1,720,000	5,333
Net loans & leases	$4,686,495,000	110
Loan loss allowance	$69,902,000	127
Trading account assets	$605,000	166
Bank premises and fixed assets	$71,555,000	123
Other real estate owned	$10,096,000	110
Goodwill and other intangibles	$22,544,000	236
All other assets	$412,881,000	70
Life insurance assets	$0	1
Total liabilities and capital	$6,601,426,000	118
Total liabilities	$6,047,639,000	116
Total deposits	$4,375,933,000	130
Interest-bearing deposits	$3,802,505,000	119
Deposits held in domestic offices	$4,375,933,000	129
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$741,925,000	95
Trading liabilities	$0	80
Other borrowed funds	$505,682,000	150
Subordinated debt	$178,549,000	61
All other liabilities	$245,550,000	87
Total equity capital	$553,787,000	126
Total bank equity capital	$553,787,000	126
Perpetual preferred stock	$0	223
Common stock	$50,000,000	90
Surplus	$116,560,000	218
Undivided profits	$387,227,000	92
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$54,525,000	101
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$88,000	993
Income earned, not collected on loans	$31,250,000	119
Earning assets	$5,822,026,000	120
Long-term assets (5+ years)	$1,293,135,000	102
Average Assets, year-to-date	$6,578,840,000	113
Average Assets, quarterly	$6,557,451,500	117
Volatile liabilities	$2,040,319,000	113
Insider loans	$16,465,000	233
FHLB advances	$0	780
Loans and leases held for sale	$54,467,000	89
Unused loan commitments	$1,513,744,000	164
Tier 1 (core) risk-based capital	$533,540,000	120
Tier 2 risk-based capital	$244,451,000	64
Total risk weighted assets	$6,835,892,100	94
Total unused commitments	$1,513,744,000	164
Derivatives	$1,765,154,000	72
1996-12-31		Rank
# of Employees:	1,801	145
Assets and Liabilities
Total Assets:	$6,604,246,000	133
Cash and due from depository institutions	$207,235,000	145
Interest-bearing balances	$109,000	4,479
Securities	$998,225,000	169
Federal funds sold & reverse repurchase agreements	$70,650,000	245
Net loans & leases	$5,039,499,000	120
Loan loss allowance	$66,123,000	142
Trading account assets	$633,000	185
Bank premises and fixed assets	$54,670,000	184
Other real estate owned	$6,715,000	145
Goodwill and other intangibles	$19,221,000	247
All other assets	$207,398,000	122
Life insurance assets	$0	1
Total liabilities and capital	$6,604,246,000	133
Total liabilities	$6,167,063,000	130
Total deposits	$4,659,806,000	121
Interest-bearing deposits	$3,914,314,000	124
Deposits held in domestic offices	$4,659,806,000	115
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$420,816,000	165
Trading liabilities	$0	97
Other borrowed funds	$717,408,000	121
Subordinated debt	$182,473,000	62
All other liabilities	$186,560,000	98
Total equity capital	$437,183,000	164
Total bank equity capital	$437,183,000	164
Perpetual preferred stock	$0	250
Common stock	$50,000,000	91
Surplus	$112,149,000	234
Undivided profits	$275,034,000	122
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$37,076,000	157
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$71,000	1,115
Income earned, not collected on loans	$30,968,000	135
Earning assets	$6,109,116,000	128
Long-term assets (5+ years)	$686,716,000	167
Average Assets, year-to-date	$6,189,897,400	137
Average Assets, quarterly	$6,423,512,500	134
Volatile liabilities	$1,882,033,000	129
Insider loans	$54,934,000	109
FHLB advances	$0	882
Loans and leases held for sale	$73,545,000	72
Unused loan commitments	$1,417,292,000	176
Tier 1 (core) risk-based capital	$417,192,000	157
Tier 2 risk-based capital	$241,390,000	75
Total risk weighted assets	$6,105,655,500	106
Total unused commitments	$1,417,292,000	176
Derivatives	$2,427,156,000	74
1995-12-31		Rank
# of Employees:	1,614	164
Assets and Liabilities
Total Assets:	$5,951,547,000	151
Cash and due from depository institutions	$213,845,000	164
Interest-bearing balances	$154,000	4,548
Securities	$928,867,000	200
Federal funds sold & reverse repurchase agreements	$9,950,000	1,461
Net loans & leases	$4,602,830,000	123
Loan loss allowance	$59,198,000	169
Trading account assets	$0	261
Bank premises and fixed assets	$42,744,000	233
Other real estate owned	$1,915,000	164
Goodwill and other intangibles	$3,761,000	618
All other assets	$147,635,000	157
Life insurance assets	$0	1
Total liabilities and capital	$5,951,547,000	151
Total liabilities	$5,591,277,000	148
Total deposits	$4,070,844,000	150
Interest-bearing deposits	$3,497,613,000	149
Deposits held in domestic offices	$4,070,844,000	146
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$315,826,000	215
Trading liabilities	$0	110
Other borrowed funds	$861,558,000	96
Subordinated debt	$186,397,000	52
All other liabilities	$156,652,000	116
Total equity capital	$360,270,000	201
Total bank equity capital	$360,270,000	201
Perpetual preferred stock	$0	288
Common stock	$50,000,000	94
Surplus	$90,335,000	302
Undivided profits	$219,935,000	144
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$61,658,000	100
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$39,000	1,251
Income earned, not collected on loans	$30,875,000	131
Earning assets	$5,541,801,000	145
Long-term assets (5+ years)	$631,847,000	178
Average Assets, year-to-date	$5,443,421,800	152
Average Assets, quarterly	$5,827,710,500	150
Volatile liabilities	$1,722,193,000	135
Insider loans	$23,071,000	235
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$1,294,003,000	198
Tier 1 (core) risk-based capital	$356,854,000	184
Tier 2 risk-based capital	$235,995,000	61
Total risk weighted assets	$5,338,851,200	114
Total unused commitments	$1,294,003,000	198
Derivatives	$1,922,131,000	93
1994-12-31		Rank
# of Employees:	1,466	189
Assets and Liabilities
Total Assets:	$5,100,278,000	165
Cash and due from depository institutions	$172,225,000	189
Interest-bearing balances	$45,000	6,167
Securities	$630,084,000	284
Federal funds sold & reverse repurchase agreements	$273,896,000	92
Net loans & leases	$3,858,273,000	135
Loan loss allowance	$50,628,000	185
Trading account assets	$125,000	260
Bank premises and fixed assets	$36,324,000	265
Other real estate owned	$3,147,000	189
Goodwill and other intangibles	$4,264,000	517
All other assets	$121,940,000	187
Life insurance assets	$0	1
Total liabilities and capital	$5,100,278,000	165
Total liabilities	$4,809,819,000	162
Total deposits	$3,839,069,000	154
Interest-bearing deposits	$3,390,937,000	149
Deposits held in domestic offices	$3,839,069,000	146
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$261,338,000	246
Trading liabilities	$0	87
Other borrowed funds	$416,827,000	153
Subordinated debt	$190,321,000	44
All other liabilities	$102,264,000	142
Total equity capital	$290,459,000	218
Total bank equity capital	$290,459,000	218
Perpetual preferred stock	$0	310
Common stock	$50,000,000	93
Surplus	$85,570,000	290
Undivided profits	$154,889,000	181
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,385,000	455
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$31,000	1,234
Income earned, not collected on loans	$24,681,000	132
Earning assets	$4,762,423,000	161
Long-term assets (5+ years)	$446,362,000	225
Average Assets, year-to-date	$4,674,668,600	170
Average Assets, quarterly	$4,958,188,500	166
Volatile liabilities	$1,573,547,000	150
Insider loans	$14,234,000	321
FHLB advances	$0	993
Loans and leases held for sale	$917,000	662
Unused loan commitments	$1,007,229,000	202
Tier 1 (core) risk-based capital	$302,745,000	202
Tier 2 risk-based capital	$202,000,500	63
Total risk weighted assets	$4,367,584,400	130
Total unused commitments	$1,007,229,000	202
Derivatives	$1,537,329,000	103
1993-12-31		Rank
# of Employees:	1,380	193
Assets and Liabilities
Total Assets:	$4,351,747,000	174
Cash and due from depository institutions	$154,792,000	193
Interest-bearing balances	$0	7,655
Securities	$653,560,000	290
Federal funds sold & reverse repurchase agreements	$380,000,000	69
Net loans & leases	$3,041,862,000	149
Loan loss allowance	$39,456,000	233
Trading account assets	$296,000	299
Bank premises and fixed assets	$32,532,000	279
Other real estate owned	$8,558,000	193
Goodwill and other intangibles	$4,845,000	437
All other assets	$75,302,000	251
Life insurance assets	$0	1
Total liabilities and capital	$4,351,747,000	174
Total liabilities	$4,077,107,000	172
Total deposits	$2,970,026,000	190
Interest-bearing deposits	$2,550,441,000	179
Deposits held in domestic offices	$2,970,026,000	185
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$574,159,000	117
Trading liabilities	$0	1
Other borrowed funds	$367,528,000	166
Subordinated debt	$94,897,000	64
All other liabilities	$70,497,000	181
Total equity capital	$274,640,000	215
Total bank equity capital	$274,640,000	215
Perpetual preferred stock	$0	343
Common stock	$20,000,000	204
Surplus	$115,570,000	221
Undivided profits	$139,070,000	198
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$19,954,000	363
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$115,000	851
Income earned, not collected on loans	$13,963,000	192
Earning assets	$4,075,718,000	169
Long-term assets (5+ years)	$359,561,000	239
Average Assets, year-to-date	$3,827,244,200	190
Average Assets, quarterly	$4,097,146,500	183
Volatile liabilities	$1,337,703,000	144
Insider loans	$18,688,000	257
FHLB advances	$0	821
Loans and leases held for sale	$76,908,000	88
Unused loan commitments	$863,277,000	195
Tier 1 (core) risk-based capital	$273,779,000	198
Tier 2 risk-based capital	$122,456,000	88
Total risk weighted assets	$3,405,846,800	146
Total unused commitments	$863,277,000	198
Derivatives	$1,244,277,000	113
1992-12-31		Rank
# of Employees:	1,313	202
Assets and Liabilities
Total Assets:	$3,710,560,000	196
Cash and due from depository institutions	$156,339,000	202
Interest-bearing balances	$0	8,059
Securities	$519,790,000	317
Federal funds sold & reverse repurchase agreements	$272,060,000	103
Net loans & leases	$2,635,560,000	155
Loan loss allowance	$34,308,000	260
Trading account assets	$26,292,000	85
Bank premises and fixed assets	$34,302,000	251
Other real estate owned	$14,929,000	202
Goodwill and other intangibles	$994,000	1,011
All other assets	$50,294,000	349
Life insurance assets	$0	1
Total liabilities and capital	$3,710,560,000	196
Total liabilities	$3,444,483,000	194
Total deposits	$3,008,488,000	183
Interest-bearing deposits	$2,581,929,000	172
Deposits held in domestic offices	$3,008,488,000	180
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$350,427,000	156
Trading liabilities	$0	1
Other borrowed funds	$14,623,000	810
Subordinated debt	$20,000,000	127
All other liabilities	$50,945,000	218
Total equity capital	$266,077,000	196
Total bank equity capital	$266,077,000	196
Perpetual preferred stock	$0	346
Common stock	$20,000,000	200
Surplus	$114,152,000	205
Undivided profits	$131,925,000	178
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$26,017,000	361
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$12,915,000	218
Earning assets	$3,453,702,000	190
Long-term assets (5+ years)	$425,359,000	207
Average Assets, year-to-date	$3,364,509,600	212
Average Assets, quarterly	$3,532,556,000	202
Volatile liabilities	$691,651,000	209
Insider loans	$11,147,000	34
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$531,537,000	236
Tier 1 (core) risk-based capital	$265,083,000	181
Tier 2 risk-based capital	$46,308,000	161
Total risk weighted assets	$2,928,854,400	156
Total unused commitments	$531,537,000	237
Derivatives	$657,396,000	120