Home > The Private Bank of California > Income and Expense
The Private Bank of California, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 1,316 |
| Total interest expense | $756,000 | 2,254 |
| Net interest income | $8,883,000 | 1,223 |
| Provision for loan and lease losses | $792,000 | 808 |
| Total noninterest income | $317,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $148,000 | 3,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 4,043 |
| Total noninterest expense | $9,350,000 | 1,089 |
| Salaries and employee benefits | $5,544,000 | 969 |
| Premises and equipment expense | $927,000 | 1,286 |
| Additional noninterest expense | $2,879,000 | 1,155 |
| Pre-tax net operating income | $-942,000 | 6,781 |
| Securities gains (losses) | $2,484,000 | 84 |
| Applicable income taxes | $373,000 | 1,809 |
| Income before extraordinary items | $1,169,000 | 2,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,169,000 | 2,345 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,169,000 | 2,343 |
| Net charge-offs | $-56,000 | 6,570 |
| Cash dividends | $50,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $692,000 | 138 |
| Net operating income | $-718,840 | 6,749 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 1,318 |
| Total interest expense | $384,000 | 2,285 |
| Net interest income | $4,447,000 | 1,226 |
| Provision for loan and lease losses | $320,000 | 948 |
| Total noninterest income | $148,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $71,000 | 3,434 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,148 |
| Total noninterest expense | $4,297,000 | 1,188 |
| Salaries and employee benefits | $2,812,000 | 966 |
| Premises and equipment expense | $450,000 | 1,355 |
| Additional noninterest expense | $1,035,000 | 1,566 |
| Pre-tax net operating income | $-22,000 | 6,451 |
| Securities gains (losses) | $671,000 | 161 |
| Applicable income taxes | $202,000 | 1,705 |
| Income before extraordinary items | $447,000 | 2,808 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $447,000 | 2,811 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $447,000 | 2,810 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 386 |
| Net operating income | $-15,990 | 6,437 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,501,000 | 1,368 |
| Total interest expense | $1,729,000 | 2,425 |
| Net interest income | $17,772,000 | 1,239 |
| Provision for loan and lease losses | $1,367,000 | 1,416 |
| Total noninterest income | $400,000 | 4,824 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $219,000 | 4,094 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $181,000 | 4,715 |
| Total noninterest expense | $16,277,000 | 1,241 |
| Salaries and employee benefits | $10,632,000 | 985 |
| Premises and equipment expense | $1,766,000 | 1,344 |
| Additional noninterest expense | $3,879,000 | 1,716 |
| Pre-tax net operating income | $528,000 | 4,858 |
| Securities gains (losses) | $1,886,000 | 286 |
| Applicable income taxes | $175,000 | 3,104 |
| Income before extraordinary items | $2,239,000 | 2,388 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,239,000 | 2,388 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,239,000 | 2,389 |
| Net charge-offs | $157,000 | 4,020 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $641,000 | 274 |
| Net operating income | $485,020 | 4,783 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,670,000 | 1,394 |
| Total interest expense | $1,350,000 | 2,435 |
| Net interest income | $13,320,000 | 1,249 |
| Provision for loan and lease losses | $796,000 | 1,717 |
| Total noninterest income | $268,000 | 5,035 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $150,000 | 4,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $118,000 | 4,914 |
| Total noninterest expense | $11,898,000 | 1,261 |
| Salaries and employee benefits | $7,652,000 | 1,025 |
| Premises and equipment expense | $1,317,000 | 1,367 |
| Additional noninterest expense | $2,929,000 | 1,709 |
| Pre-tax net operating income | $894,000 | 3,836 |
| Securities gains (losses) | $1,314,000 | 305 |
| Applicable income taxes | $640,000 | 1,678 |
| Income before extraordinary items | $1,568,000 | 2,557 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,568,000 | 2,557 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,568,000 | 2,558 |
| Net charge-offs | $190,000 | 3,362 |
| Cash dividends | $75,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $580,000 | 219 |
| Net operating income | $635,060 | 4,090 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,706,000 | 1,414 |
| Total interest expense | $968,000 | 2,351 |
| Net interest income | $8,738,000 | 1,272 |
| Provision for loan and lease losses | $477,000 | 1,875 |
| Total noninterest income | $147,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $86,000 | 4,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 5,258 |
| Total noninterest expense | $7,816,000 | 1,281 |
| Salaries and employee benefits | $5,109,000 | 1,017 |
| Premises and equipment expense | $845,000 | 1,409 |
| Additional noninterest expense | $1,862,000 | 1,789 |
| Pre-tax net operating income | $592,000 | 3,823 |
| Securities gains (losses) | $911,000 | 308 |
| Applicable income taxes | $445,000 | 1,610 |
| Income before extraordinary items | $1,058,000 | 2,512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,058,000 | 2,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,058,000 | 2,512 |
| Net charge-offs | $-64,000 | 7,020 |
| Cash dividends | $50,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 328 |
| Net operating income | $420,300 | 4,106 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 1,446 |
| Total interest expense | $469,000 | 2,524 |
| Net interest income | $4,298,000 | 1,293 |
| Provision for loan and lease losses | $438,000 | 1,195 |
| Total noninterest income | $71,000 | 5,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $3,786,000 | 1,315 |
| Salaries and employee benefits | $2,511,000 | 1,032 |
| Premises and equipment expense | $428,000 | 1,392 |
| Additional noninterest expense | $847,000 | 1,938 |
| Pre-tax net operating income | $145,000 | 4,987 |
| Securities gains (losses) | $518,000 | 270 |
| Applicable income taxes | $190,000 | 1,788 |
| Income before extraordinary items | $473,000 | 2,723 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $473,000 | 2,725 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $473,000 | 2,726 |
| Net charge-offs | $-28,000 | 6,963 |
| Cash dividends | $25,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 281 |
| Net operating income | $105,220 | 5,156 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,853,000 | 1,681 |
| Total interest expense | $1,660,000 | 3,180 |
| Net interest income | $15,193,000 | 1,459 |
| Provision for loan and lease losses | $1,550,000 | 1,850 |
| Total noninterest income | $163,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $118,000 | 5,283 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $45,000 | 5,990 |
| Total noninterest expense | $12,820,000 | 1,523 |
| Salaries and employee benefits | $8,266,000 | 1,203 |
| Premises and equipment expense | $1,409,000 | 1,761 |
| Additional noninterest expense | $3,145,000 | 2,112 |
| Pre-tax net operating income | $986,000 | 3,757 |
| Securities gains (losses) | $977,000 | 454 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $1,962,000 | 2,293 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,962,000 | 2,294 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,962,000 | 2,294 |
| Net charge-offs | $100,000 | 4,972 |
| Cash dividends | $268,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $4,658,000 | 147 |
| Net operating income | $985,000 | 3,475 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,354,000 | 1,741 |
| Total interest expense | $1,218,000 | 3,369 |
| Net interest income | $11,136,000 | 1,507 |
| Provision for loan and lease losses | $788,000 | 2,288 |
| Total noninterest income | $118,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $89,000 | 5,299 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $29,000 | 6,188 |
| Total noninterest expense | $9,270,000 | 1,582 |
| Salaries and employee benefits | $6,010,000 | 1,238 |
| Premises and equipment expense | $949,000 | 1,981 |
| Additional noninterest expense | $2,311,000 | 2,161 |
| Pre-tax net operating income | $1,196,000 | 3,003 |
| Securities gains (losses) | $362,000 | 798 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $1,557,000 | 2,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,557,000 | 2,240 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,557,000 | 2,241 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $244,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $4,575,000 | 127 |
| Net operating income | $1,195,000 | 2,636 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 1,793 |
| Total interest expense | $782,000 | 3,562 |
| Net interest income | $7,235,000 | 1,552 |
| Provision for loan and lease losses | $627,000 | 2,005 |
| Total noninterest income | $64,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $57,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $6,343,000 | 1,554 |
| Salaries and employee benefits | $4,053,000 | 1,231 |
| Premises and equipment expense | $617,000 | 2,043 |
| Additional noninterest expense | $1,673,000 | 2,039 |
| Pre-tax net operating income | $329,000 | 4,488 |
| Securities gains (losses) | $346,000 | 491 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $674,000 | 2,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $674,000 | 2,984 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $674,000 | 2,985 |
| Net charge-offs | $-40,000 | 7,284 |
| Cash dividends | $147,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 309 |
| Net operating income | $328,000 | 4,228 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 1,906 |
| Total interest expense | $367,000 | 3,806 |
| Net interest income | $3,410,000 | 1,641 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 5,644 |
| Total noninterest expense | $3,164,000 | 1,561 |
| Salaries and employee benefits | $2,026,000 | 1,242 |
| Premises and equipment expense | $306,000 | 2,094 |
| Additional noninterest expense | $832,000 | 2,030 |
| Pre-tax net operating income | $295,000 | 3,560 |
| Securities gains (losses) | $39,000 | 847 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $333,000 | 3,021 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $333,000 | 3,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $333,000 | 3,021 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $74,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 268 |
| Net operating income | $294,000 | 3,229 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,231,000 | 2,457 |
| Total interest expense | $1,477,000 | 4,304 |
| Net interest income | $10,754,000 | 2,029 |
| Provision for loan and lease losses | $1,165,000 | 2,827 |
| Total noninterest income | $160,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 5,314 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 6,173 |
| Total noninterest expense | $10,655,000 | 1,843 |
| Salaries and employee benefits | $6,807,000 | 1,448 |
| Premises and equipment expense | $964,000 | 2,558 |
| Additional noninterest expense | $2,884,000 | 2,354 |
| Pre-tax net operating income | $-906,000 | 6,436 |
| Securities gains (losses) | $1,012,000 | 482 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $105,000 | 5,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $105,000 | 5,601 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $105,000 | 5,601 |
| Net charge-offs | $1,219,000 | 2,423 |
| Cash dividends | $297,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $545,000 | 452 |
| Net operating income | $-896,880 | 6,509 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 2,597 |
| Total interest expense | $1,117,000 | 4,423 |
| Net interest income | $7,724,000 | 2,143 |
| Provision for loan and lease losses | $625,000 | 3,183 |
| Total noninterest income | $111,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $85,000 | 5,397 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $26,000 | 6,511 |
| Total noninterest expense | $7,551,000 | 1,930 |
| Salaries and employee benefits | $4,920,000 | 1,507 |
| Premises and equipment expense | $687,000 | 2,705 |
| Additional noninterest expense | $1,944,000 | 2,542 |
| Pre-tax net operating income | $-341,000 | 6,430 |
| Securities gains (losses) | $683,000 | 570 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $341,000 | 4,696 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $341,000 | 4,699 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $341,000 | 4,699 |
| Net charge-offs | $1,222,000 | 1,974 |
| Cash dividends | $222,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $447,000 | 394 |
| Net operating income | $-342,000 | 6,493 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 2,712 |
| Total interest expense | $724,000 | 4,588 |
| Net interest income | $4,964,000 | 2,239 |
| Provision for loan and lease losses | $560,000 | 2,695 |
| Total noninterest income | $74,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $56,000 | 5,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $18,000 | 6,546 |
| Total noninterest expense | $4,617,000 | 2,097 |
| Salaries and employee benefits | $3,049,000 | 1,619 |
| Premises and equipment expense | $436,000 | 2,846 |
| Additional noninterest expense | $1,132,000 | 2,867 |
| Pre-tax net operating income | $-139,000 | 6,348 |
| Securities gains (losses) | $420,000 | 552 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $280,000 | 4,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $280,000 | 4,431 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $280,000 | 4,431 |
| Net charge-offs | $938,000 | 1,795 |
| Cash dividends | $149,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $337,000 | 312 |
| Net operating income | $-140,000 | 6,421 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,837,000 | 2,782 |
| Total interest expense | $352,000 | 4,802 |
| Net interest income | $2,485,000 | 2,261 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $32,000 | 6,672 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $2,300,000 | 2,118 |
| Salaries and employee benefits | $1,550,000 | 1,619 |
| Premises and equipment expense | $217,000 | 2,929 |
| Additional noninterest expense | $533,000 | 2,998 |
| Pre-tax net operating income | $-33,000 | 6,434 |
| Securities gains (losses) | $172,000 | 571 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $138,000 | 4,522 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 4,522 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $138,000 | 4,521 |
| Net charge-offs | $323,000 | 1,965 |
| Cash dividends | $74,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $231,000 | 214 |
| Net operating income | $-32,280 | 6,471 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,451,000 | 2,875 |
| Total interest expense | $1,701,000 | 4,866 |
| Net interest income | $9,750,000 | 2,238 |
| Provision for loan and lease losses | $1,527,000 | 2,869 |
| Total noninterest income | $123,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $98,000 | 5,781 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $25,000 | 6,847 |
| Total noninterest expense | $8,368,000 | 2,369 |
| Salaries and employee benefits | $5,260,000 | 1,881 |
| Premises and equipment expense | $860,000 | 2,932 |
| Additional noninterest expense | $2,248,000 | 3,020 |
| Pre-tax net operating income | $-22,000 | 5,461 |
| Securities gains (losses) | $231,000 | 1,445 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $208,000 | 4,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $208,000 | 4,782 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $208,000 | 4,782 |
| Net charge-offs | $426,000 | 3,996 |
| Cash dividends | $219,000 | 3,559 |
| Sale, conversion, retirement of capital stock, net | $5,739,000 | 161 |
| Net operating income | $-23,000 | 5,535 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,456,000 | 2,954 |
| Total interest expense | $1,261,000 | 5,024 |
| Net interest income | $7,195,000 | 2,283 |
| Provision for loan and lease losses | $1,108,000 | 2,629 |
| Total noninterest income | $84,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $61,000 | 6,058 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $6,272,000 | 2,355 |
| Salaries and employee benefits | $3,899,000 | 1,919 |
| Premises and equipment expense | $637,000 | 2,992 |
| Additional noninterest expense | $1,736,000 | 2,906 |
| Pre-tax net operating income | $-101,000 | 5,884 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-100,000 | 5,977 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-100,000 | 5,977 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-100,000 | 5,977 |
| Net charge-offs | $244,000 | 4,004 |
| Cash dividends | $219,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $5,643,000 | 135 |
| Net operating income | $-102,000 | 5,947 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 3,025 |
| Total interest expense | $760,000 | 5,381 |
| Net interest income | $4,790,000 | 2,280 |
| Provision for loan and lease losses | $811,000 | 2,320 |
| Total noninterest income | $45,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $4,190,000 | 2,388 |
| Salaries and employee benefits | $2,605,000 | 1,949 |
| Premises and equipment expense | $427,000 | 3,019 |
| Additional noninterest expense | $1,158,000 | 2,918 |
| Pre-tax net operating income | $-166,000 | 6,214 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-167,000 | 6,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-167,000 | 6,317 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-167,000 | 6,317 |
| Net charge-offs | $469,000 | 2,412 |
| Cash dividends | $108,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $5,576,000 | 94 |
| Net operating income | $-167,000 | 6,292 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 3,117 |
| Total interest expense | $379,000 | 5,497 |
| Net interest income | $2,337,000 | 2,330 |
| Provision for loan and lease losses | $303,000 | 2,275 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $2,030,000 | 2,395 |
| Salaries and employee benefits | $1,324,000 | 1,945 |
| Premises and equipment expense | $213,000 | 3,084 |
| Additional noninterest expense | $493,000 | 3,043 |
| Pre-tax net operating income | $30,000 | 5,887 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $-8,000 | 7,815 |
| Cash dividends | $34,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $5,513,000 | 51 |
| Net operating income | $29,000 | 5,850 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,306,000 | 3,196 |
| Total interest expense | $2,780,000 | 4,473 |
| Net interest income | $8,526,000 | 2,547 |
| Provision for loan and lease losses | $1,046,000 | 2,643 |
| Total noninterest income | $211,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 6,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $161,000 | 5,188 |
| Total noninterest expense | $7,551,000 | 2,504 |
| Salaries and employee benefits | $4,879,000 | 2,080 |
| Premises and equipment expense | $876,000 | 2,940 |
| Additional noninterest expense | $1,796,000 | 3,143 |
| Pre-tax net operating income | $140,000 | 5,910 |
| Securities gains (losses) | $-32,000 | 7,124 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $107,000 | 5,839 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $107,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,180 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $575,000 | 526 |
| Net operating income | $138,680 | 5,872 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 3,248 |
| Total interest expense | $2,256,000 | 4,369 |
| Net interest income | $6,257,000 | 2,623 |
| Provision for loan and lease losses | $791,000 | 2,110 |
| Total noninterest income | $168,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $33,000 | 6,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $135,000 | 5,132 |
| Total noninterest expense | $5,650,000 | 2,501 |
| Salaries and employee benefits | $3,655,000 | 2,104 |
| Premises and equipment expense | $654,000 | 2,973 |
| Additional noninterest expense | $1,341,000 | 3,054 |
| Pre-tax net operating income | $-16,000 | 6,783 |
| Securities gains (losses) | $-9,000 | 7,325 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-26,000 | 6,648 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-26,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $515,000 | 374 |
| Net operating income | $-17,000 | 6,817 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 3,409 |
| Total interest expense | $1,567,000 | 4,389 |
| Net interest income | $3,889,000 | 2,784 |
| Provision for loan and lease losses | $361,000 | 2,280 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $16,000 | 6,968 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $3,733,000 | 2,532 |
| Salaries and employee benefits | $2,389,000 | 2,173 |
| Premises and equipment expense | $427,000 | 3,040 |
| Additional noninterest expense | $917,000 | 2,966 |
| Pre-tax net operating income | $-107,000 | 7,202 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-108,000 | 7,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-108,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $349,000 | 311 |
| Net operating income | $-108,000 | 7,235 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 3,407 |
| Total interest expense | $936,000 | 4,073 |
| Net interest income | $1,881,000 | 2,855 |
| Provision for loan and lease losses | $42,000 | 4,068 |
| Total noninterest income | $40,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $1,829,000 | 2,577 |
| Salaries and employee benefits | $1,153,000 | 2,281 |
| Premises and equipment expense | $211,000 | 3,079 |
| Additional noninterest expense | $465,000 | 2,897 |
| Pre-tax net operating income | $50,000 | 6,610 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $49,000 | 6,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 6,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 239 |
| Net operating income | $49,000 | 6,494 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,191,000 | 3,731 |
| Total interest expense | $3,837,000 | 4,111 |
| Net interest income | $6,354,000 | 3,364 |
| Provision for loan and lease losses | $803,000 | 1,674 |
| Total noninterest income | $205,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $31,000 | 7,007 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $174,000 | 5,325 |
| Total noninterest expense | $6,498,000 | 2,751 |
| Salaries and employee benefits | $4,204,000 | 2,393 |
| Premises and equipment expense | $780,000 | 3,145 |
| Additional noninterest expense | $1,514,000 | 3,388 |
| Pre-tax net operating income | $-742,000 | 7,939 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-737,000 | 8,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-737,000 | 8,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,486 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $706,000 | 481 |
| Net operating income | $-743,000 | 8,007 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,318,000 | 3,836 |
| Total interest expense | $2,804,000 | 4,184 |
| Net interest income | $4,514,000 | 3,503 |
| Provision for loan and lease losses | $454,000 | 1,687 |
| Total noninterest income | $199,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,763 |
| Total noninterest expense | $4,758,000 | 2,783 |
| Salaries and employee benefits | $3,091,000 | 2,427 |
| Premises and equipment expense | $561,000 | 3,243 |
| Additional noninterest expense | $1,106,000 | 3,414 |
| Pre-tax net operating income | $-499,000 | 8,076 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-500,000 | 8,138 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-500,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,558 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $540,000 | 394 |
| Net operating income | $-500,000 | 8,124 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 4,090 |
| Total interest expense | $1,636,000 | 4,524 |
| Net interest income | $2,832,000 | 3,687 |
| Provision for loan and lease losses | $275,000 | 1,664 |
| Total noninterest income | $108,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $20,000 | 6,976 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $88,000 | 5,345 |
| Total noninterest expense | $3,064,000 | 2,922 |
| Salaries and employee benefits | $1,973,000 | 2,552 |
| Premises and equipment expense | $367,000 | 3,318 |
| Additional noninterest expense | $724,000 | 3,468 |
| Pre-tax net operating income | $-399,000 | 8,225 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-400,000 | 8,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-400,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,832 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $361,000 | 348 |
| Net operating income | $-400,000 | 8,256 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 4,285 |
| Total interest expense | $713,000 | 4,923 |
| Net interest income | $1,368,000 | 3,787 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $1,455,000 | 3,061 |
| Salaries and employee benefits | $951,000 | 2,666 |
| Premises and equipment expense | $176,000 | 3,455 |
| Additional noninterest expense | $328,000 | 3,701 |
| Pre-tax net operating income | $-64,000 | 8,074 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-65,000 | 8,096 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-65,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 273 |
| Net operating income | $-65,000 | 8,085 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 5,187 |
| Total interest expense | $1,567,000 | 6,007 |
| Net interest income | $4,120,000 | 4,578 |
| Provision for loan and lease losses | $918,000 | 1,120 |
| Total noninterest income | $25,000 | 8,377 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $5,211,000 | 3,241 |
| Salaries and employee benefits | $3,372,000 | 2,822 |
| Premises and equipment expense | $726,000 | 3,245 |
| Additional noninterest expense | $1,113,000 | 4,170 |
| Pre-tax net operating income | $-1,984,000 | 8,579 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-1,985,000 | 8,598 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,985,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $564,000 | 581 |
| Net operating income | $-1,985,000 | 8,589 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 5,535 |
| Total interest expense | $946,000 | 6,442 |
| Net interest income | $2,832,000 | 4,858 |
| Provision for loan and lease losses | $677,000 | 1,076 |
| Total noninterest income | $10,000 | 8,546 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,000 | 7,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,420 |
| Total noninterest expense | $3,836,000 | 3,272 |
| Salaries and employee benefits | $2,471,000 | 2,876 |
| Premises and equipment expense | $537,000 | 3,277 |
| Additional noninterest expense | $828,000 | 4,168 |
| Pre-tax net operating income | $-1,671,000 | 8,672 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-1,672,000 | 8,687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,672,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $413,000 | 482 |
| Net operating income | $-1,672,000 | 8,676 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 5,891 |
| Total interest expense | $494,000 | 6,871 |
| Net interest income | $1,702,000 | 5,216 |
| Provision for loan and lease losses | $452,000 | 1,055 |
| Total noninterest income | $4,000 | 8,635 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,582 |
| Total noninterest expense | $2,537,000 | 3,312 |
| Salaries and employee benefits | $1,655,000 | 2,869 |
| Premises and equipment expense | $352,000 | 3,312 |
| Additional noninterest expense | $530,000 | 4,286 |
| Pre-tax net operating income | $-1,283,000 | 8,721 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-1,284,000 | 8,727 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,284,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 396 |
| Net operating income | $-1,284,000 | 8,719 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 6,328 |
| Total interest expense | $194,000 | 7,276 |
| Net interest income | $714,000 | 5,748 |
| Provision for loan and lease losses | $347,000 | 694 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 7,643 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-1,000 | 8,743 |
| Total noninterest expense | $1,229,000 | 3,401 |
| Salaries and employee benefits | $800,000 | 2,968 |
| Premises and equipment expense | $173,000 | 3,378 |
| Additional noninterest expense | $256,000 | 4,398 |
| Pre-tax net operating income | $-862,000 | 8,747 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $-863,000 | 8,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-863,000 | 8,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 279 |
| Net operating income | $-863,000 | 8,745 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 8,561 |
| Total interest expense | $35,000 | 8,711 |
| Net interest income | $604,000 | 8,442 |
| Provision for loan and lease losses | $205,000 | 3,545 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $1,945,000 | 6,205 |
| Salaries and employee benefits | $1,139,000 | 5,949 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $592,000 | 6,103 |
| Pre-tax net operating income | $-1,545,000 | 8,724 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,545,000 | 8,743 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,545,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $36,666,000 | 30 |
| Net operating income | $-1,545,000 | 8,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.