Home > The Private Bank of California > Income and Expense
The Private Bank of California, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $19,594,000 | 972 |
| Total interest expense | $1,404,000 | 1,851 |
| Net interest income | $18,190,000 | 891 |
| Provision for loan and lease losses | $3,445,000 | 292 |
| Total noninterest income | $1,784,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $255,000 | 3,163 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,529,000 | 1,533 |
| Total noninterest expense | $13,785,000 | 1,105 |
| Salaries and employee benefits | $7,767,000 | 1,047 |
| Premises and equipment expense | $1,042,000 | 1,697 |
| Additional noninterest expense | $4,976,000 | 1,023 |
| Pre-tax net operating income | $2,744,000 | 1,895 |
| Securities gains (losses) | $61,000 | 1,522 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,805,000 | 1,601 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,805,000 | 1,604 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,805,000 | 1,604 |
| Net charge-offs | $549,000 | 1,506 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 389 |
| Net operating income | $2,744,000 | 1,595 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,041,000 | 1,413 |
| Total interest expense | $690,000 | 2,426 |
| Net interest income | $8,351,000 | 1,288 |
| Provision for loan and lease losses | $2,045,000 | 349 |
| Total noninterest income | $1,412,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $145,000 | 3,400 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,267,000 | 1,337 |
| Total noninterest expense | $5,087,000 | 1,877 |
| Salaries and employee benefits | $2,756,000 | 1,870 |
| Premises and equipment expense | $436,000 | 2,562 |
| Additional noninterest expense | $1,895,000 | 1,677 |
| Pre-tax net operating income | $2,631,000 | 1,382 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $2,630,000 | 1,158 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,630,000 | 1,160 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,630,000 | 1,161 |
| Net charge-offs | $416,000 | 1,410 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,630,000 | 1,115 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 1,453 |
| Total interest expense | $291,000 | 2,845 |
| Net interest income | $4,106,000 | 1,313 |
| Provision for loan and lease losses | $1,065,000 | 365 |
| Total noninterest income | $327,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $234,000 | 2,552 |
| Total noninterest expense | $2,574,000 | 1,870 |
| Salaries and employee benefits | $1,283,000 | 2,023 |
| Premises and equipment expense | $220,000 | 2,566 |
| Additional noninterest expense | $1,071,000 | 1,513 |
| Pre-tax net operating income | $794,000 | 2,058 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $794,000 | 1,786 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $794,000 | 1,787 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $794,000 | 1,788 |
| Net charge-offs | $75,000 | 2,120 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $794,000 | 1,723 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,702,000 | 3,206 |
| Total interest expense | $518,000 | 5,046 |
| Net interest income | $7,184,000 | 2,918 |
| Provision for loan and lease losses | $655,000 | 2,338 |
| Total noninterest income | $992,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $240,000 | 3,940 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $752,000 | 2,781 |
| Total noninterest expense | $5,143,000 | 3,393 |
| Salaries and employee benefits | $3,035,000 | 3,107 |
| Premises and equipment expense | $441,000 | 4,109 |
| Additional noninterest expense | $1,667,000 | 3,535 |
| Pre-tax net operating income | $2,378,000 | 2,504 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,378,000 | 2,269 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,378,000 | 2,269 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,378,000 | 2,271 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,378,000 | 2,136 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 4,330 |
| Total interest expense | $269,000 | 5,855 |
| Net interest income | $3,550,000 | 4,008 |
| Provision for loan and lease losses | $318,000 | 2,897 |
| Total noninterest income | $267,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $111,000 | 4,881 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $156,000 | 4,583 |
| Total noninterest expense | $2,853,000 | 4,191 |
| Salaries and employee benefits | $1,584,000 | 4,016 |
| Premises and equipment expense | $221,000 | 5,076 |
| Additional noninterest expense | $1,048,000 | 3,987 |
| Pre-tax net operating income | $646,000 | 4,343 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $265,000 | 2,585 |
| Income before extraordinary items | $381,000 | 5,045 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $381,000 | 5,046 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $381,000 | 5,046 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $381,000 | 4,864 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,357,000 | 1,829 |
| Total interest expense | $869,000 | 2,609 |
| Net interest income | $6,488,000 | 1,722 |
| Provision for loan and lease losses | $850,000 | 1,241 |
| Total noninterest income | $1,321,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $264,000 | 2,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,057,000 | 1,463 |
| Total noninterest expense | $6,215,000 | 1,566 |
| Salaries and employee benefits | $3,452,000 | 1,472 |
| Premises and equipment expense | $394,000 | 2,807 |
| Additional noninterest expense | $2,369,000 | 1,441 |
| Pre-tax net operating income | $744,000 | 3,424 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $744,000 | 3,199 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $744,000 | 3,197 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $744,000 | 3,199 |
| Net charge-offs | $960,000 | 1,169 |
| Cash dividends | $83,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $-2,402,000 | 7,235 |
| Net operating income | $744,000 | 3,038 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 1,848 |
| Total interest expense | $433,000 | 2,688 |
| Net interest income | $3,241,000 | 1,726 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $610,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $139,000 | 2,273 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $471,000 | 1,571 |
| Total noninterest expense | $3,171,000 | 1,543 |
| Salaries and employee benefits | $1,820,000 | 1,420 |
| Premises and equipment expense | $198,000 | 2,810 |
| Additional noninterest expense | $1,153,000 | 1,457 |
| Pre-tax net operating income | $480,000 | 2,956 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $480,000 | 2,694 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $480,000 | 2,696 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $480,000 | 2,697 |
| Net charge-offs | $52,000 | 2,991 |
| Cash dividends | $44,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $-1,478,000 | 7,303 |
| Net operating income | $480,000 | 2,564 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,315,000 | 1,838 |
| Total interest expense | $2,366,000 | 2,430 |
| Net interest income | $12,949,000 | 1,732 |
| Provision for loan and lease losses | $1,494,000 | 1,894 |
| Total noninterest income | $1,932,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $484,000 | 2,640 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,448,000 | 1,690 |
| Total noninterest expense | $11,355,000 | 1,700 |
| Salaries and employee benefits | $6,969,000 | 1,413 |
| Premises and equipment expense | $810,000 | 2,895 |
| Additional noninterest expense | $3,576,000 | 1,885 |
| Pre-tax net operating income | $2,032,000 | 2,473 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,032,000 | 2,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,032,000 | 2,236 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,032,000 | 2,236 |
| Net charge-offs | $1,494,000 | 1,878 |
| Cash dividends | $295,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $-2,817,000 | 7,347 |
| Net operating income | $2,032,000 | 2,158 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,502,000 | 1,854 |
| Total interest expense | $1,894,000 | 2,385 |
| Net interest income | $9,608,000 | 1,752 |
| Provision for loan and lease losses | $1,341,000 | 1,629 |
| Total noninterest income | $1,344,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $392,000 | 2,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $952,000 | 1,820 |
| Total noninterest expense | $8,139,000 | 1,781 |
| Salaries and employee benefits | $5,007,000 | 1,483 |
| Premises and equipment expense | $617,000 | 2,872 |
| Additional noninterest expense | $2,515,000 | 2,009 |
| Pre-tax net operating income | $1,472,000 | 2,619 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,472,000 | 2,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,472,000 | 2,358 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,472,000 | 2,358 |
| Net charge-offs | $1,319,000 | 1,628 |
| Cash dividends | $237,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $-1,394,000 | 7,426 |
| Net operating income | $1,472,000 | 2,254 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,786,000 | 1,840 |
| Total interest expense | $1,302,000 | 2,404 |
| Net interest income | $6,484,000 | 1,732 |
| Provision for loan and lease losses | $686,000 | 1,922 |
| Total noninterest income | $1,104,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $267,000 | 2,428 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $837,000 | 1,515 |
| Total noninterest expense | $5,904,000 | 1,662 |
| Salaries and employee benefits | $3,336,000 | 1,501 |
| Premises and equipment expense | $414,000 | 2,879 |
| Additional noninterest expense | $2,154,000 | 1,601 |
| Pre-tax net operating income | $998,000 | 2,538 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $998,000 | 2,284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $998,000 | 2,284 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $998,000 | 2,284 |
| Net charge-offs | $608,000 | 1,941 |
| Cash dividends | $164,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 554 |
| Net operating income | $998,000 | 2,204 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,835,000 | 1,874 |
| Total interest expense | $653,000 | 2,469 |
| Net interest income | $3,182,000 | 1,756 |
| Provision for loan and lease losses | $254,000 | 2,154 |
| Total noninterest income | $578,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $135,000 | 2,385 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $443,000 | 1,467 |
| Total noninterest expense | $3,016,000 | 1,646 |
| Salaries and employee benefits | $1,615,000 | 1,555 |
| Premises and equipment expense | $205,000 | 2,925 |
| Additional noninterest expense | $1,196,000 | 1,463 |
| Pre-tax net operating income | $490,000 | 2,603 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $490,000 | 2,290 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $490,000 | 2,289 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $490,000 | 2,290 |
| Net charge-offs | $184,000 | 2,178 |
| Cash dividends | $82,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 508 |
| Net operating income | $490,000 | 2,241 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,456,000 | 2,083 |
| Total interest expense | $3,540,000 | 2,238 |
| Net interest income | $10,916,000 | 1,999 |
| Provision for loan and lease losses | $2,394,000 | 1,862 |
| Total noninterest income | $2,106,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $679,000 | 2,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,427,000 | 1,753 |
| Total noninterest expense | $9,009,000 | 2,154 |
| Salaries and employee benefits | $5,670,000 | 1,719 |
| Premises and equipment expense | $815,000 | 2,948 |
| Additional noninterest expense | $2,524,000 | 2,665 |
| Pre-tax net operating income | $1,619,000 | 2,607 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,619,000 | 2,380 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,619,000 | 2,377 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,619,000 | 2,380 |
| Net charge-offs | $3,322,000 | 1,380 |
| Cash dividends | $409,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 987 |
| Net operating income | $1,619,000 | 2,277 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,688,000 | 2,165 |
| Total interest expense | $2,779,000 | 2,232 |
| Net interest income | $7,909,000 | 2,092 |
| Provision for loan and lease losses | $1,380,000 | 2,099 |
| Total noninterest income | $1,409,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $338,000 | 2,916 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,071,000 | 1,735 |
| Total noninterest expense | $6,880,000 | 2,106 |
| Salaries and employee benefits | $4,204,000 | 1,747 |
| Premises and equipment expense | $599,000 | 3,033 |
| Additional noninterest expense | $2,077,000 | 2,403 |
| Pre-tax net operating income | $1,058,000 | 2,976 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,058,000 | 2,781 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,058,000 | 2,777 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,058,000 | 2,782 |
| Net charge-offs | $2,062,000 | 1,478 |
| Cash dividends | $327,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 977 |
| Net operating income | $1,058,000 | 2,652 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 2,243 |
| Total interest expense | $1,853,000 | 2,314 |
| Net interest income | $5,129,000 | 2,155 |
| Provision for loan and lease losses | $860,000 | 2,111 |
| Total noninterest income | $1,015,000 | 2,031 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $802,000 | 1,516 |
| Total noninterest expense | $4,676,000 | 2,076 |
| Salaries and employee benefits | $2,730,000 | 1,807 |
| Premises and equipment expense | $376,000 | 3,195 |
| Additional noninterest expense | $1,570,000 | 2,171 |
| Pre-tax net operating income | $608,000 | 3,281 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $608,000 | 3,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $608,000 | 3,032 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $608,000 | 3,035 |
| Net charge-offs | $1,701,000 | 1,273 |
| Cash dividends | $82,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $-176,000 | 7,796 |
| Net operating income | $608,000 | 2,928 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,325 |
| Total interest expense | $967,000 | 2,325 |
| Net interest income | $2,483,000 | 2,263 |
| Provision for loan and lease losses | $130,000 | 3,611 |
| Total noninterest income | $403,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $101,000 | 3,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $302,000 | 1,839 |
| Total noninterest expense | $2,404,000 | 2,045 |
| Salaries and employee benefits | $1,265,000 | 1,955 |
| Premises and equipment expense | $176,000 | 3,445 |
| Additional noninterest expense | $963,000 | 1,802 |
| Pre-tax net operating income | $352,000 | 3,067 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $352,000 | 2,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $352,000 | 2,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $352,000 | 2,806 |
| Net charge-offs | $97,000 | 3,131 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-211,000 | 7,917 |
| Net operating income | $352,000 | 2,693 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,598,000 | 2,454 |
| Total interest expense | $4,958,000 | 2,279 |
| Net interest income | $8,640,000 | 2,509 |
| Provision for loan and lease losses | $5,820,000 | 1,273 |
| Total noninterest income | $1,643,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $380,000 | 3,428 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,263,000 | 1,858 |
| Total noninterest expense | $10,013,000 | 2,022 |
| Salaries and employee benefits | $4,536,000 | 2,169 |
| Premises and equipment expense | $587,000 | 3,934 |
| Additional noninterest expense | $4,890,000 | 1,525 |
| Pre-tax net operating income | $-5,550,000 | 7,226 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,550,000 | 7,312 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,550,000 | 7,312 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,550,000 | 7,312 |
| Net charge-offs | $4,054,000 | 1,329 |
| Cash dividends | $177,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $6,243,000 | 148 |
| Net operating income | $-5,550,000 | 7,330 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,291,000 | 2,476 |
| Total interest expense | $3,881,000 | 2,276 |
| Net interest income | $6,410,000 | 2,537 |
| Provision for loan and lease losses | $4,920,000 | 1,059 |
| Total noninterest income | $1,060,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $253,000 | 3,670 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $807,000 | 2,115 |
| Total noninterest expense | $8,243,000 | 1,844 |
| Salaries and employee benefits | $3,651,000 | 2,035 |
| Premises and equipment expense | $439,000 | 3,988 |
| Additional noninterest expense | $4,153,000 | 1,308 |
| Pre-tax net operating income | $-5,693,000 | 7,551 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,693,000 | 7,629 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,693,000 | 7,629 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,693,000 | 7,629 |
| Net charge-offs | $3,205,000 | 1,136 |
| Cash dividends | $177,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $6,141,000 | 123 |
| Net operating income | $-5,693,000 | 7,638 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 2,467 |
| Total interest expense | $2,599,000 | 2,360 |
| Net interest income | $4,370,000 | 2,472 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $758,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $198,000 | 3,335 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $560,000 | 2,077 |
| Total noninterest expense | $4,856,000 | 2,093 |
| Salaries and employee benefits | $2,492,000 | 2,023 |
| Premises and equipment expense | $299,000 | 3,943 |
| Additional noninterest expense | $2,065,000 | 1,761 |
| Pre-tax net operating income | $202,000 | 4,637 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $202,000 | 4,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 4,523 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $202,000 | 4,523 |
| Net charge-offs | $296,000 | 2,943 |
| Cash dividends | $95,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $6,082,000 | 84 |
| Net operating income | $202,000 | 4,424 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 2,515 |
| Total interest expense | $1,240,000 | 2,548 |
| Net interest income | $2,214,000 | 2,438 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $392,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $141,000 | 2,599 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $251,000 | 2,201 |
| Total noninterest expense | $2,478,000 | 2,008 |
| Salaries and employee benefits | $1,309,000 | 1,965 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $1,014,000 | 1,594 |
| Pre-tax net operating income | $103,000 | 5,002 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $268,000 | 1,878 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,011,000 | 45 |
| Net operating income | $103,000 | 4,753 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,859,000 | 2,486 |
| Total interest expense | $5,987,000 | 2,521 |
| Net interest income | $8,872,000 | 2,455 |
| Provision for loan and lease losses | $2,786,000 | 1,472 |
| Total noninterest income | $1,476,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 5,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,298,000 | 1,776 |
| Total noninterest expense | $10,938,000 | 1,779 |
| Salaries and employee benefits | $4,594,000 | 2,212 |
| Premises and equipment expense | $737,000 | 3,384 |
| Additional noninterest expense | $5,607,000 | 1,147 |
| Pre-tax net operating income | $-3,376,000 | 7,649 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-3,376,000 | 7,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,376,000 | 7,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 3,622 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 625 |
| Net operating income | $-3,376,000 | 7,734 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,036,000 | 2,566 |
| Total interest expense | $4,614,000 | 2,553 |
| Net interest income | $6,422,000 | 2,561 |
| Provision for loan and lease losses | $1,974,000 | 1,205 |
| Total noninterest income | $1,047,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $108,000 | 5,433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $939,000 | 1,909 |
| Total noninterest expense | $9,161,000 | 1,592 |
| Salaries and employee benefits | $3,717,000 | 2,068 |
| Premises and equipment expense | $570,000 | 3,318 |
| Additional noninterest expense | $4,874,000 | 939 |
| Pre-tax net operating income | $-3,666,000 | 8,066 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-3,666,000 | 8,061 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,666,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,629 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 506 |
| Net operating income | $-3,666,000 | 8,110 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 2,556 |
| Total interest expense | $3,263,000 | 2,515 |
| Net interest income | $4,210,000 | 2,595 |
| Provision for loan and lease losses | $1,870,000 | 826 |
| Total noninterest income | $788,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $748,000 | 1,708 |
| Total noninterest expense | $6,966,000 | 1,381 |
| Salaries and employee benefits | $2,610,000 | 1,993 |
| Premises and equipment expense | $396,000 | 3,238 |
| Additional noninterest expense | $3,960,000 | 765 |
| Pre-tax net operating income | $-3,838,000 | 8,265 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-3,838,000 | 8,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,838,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,397 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 437 |
| Net operating income | $-3,838,000 | 8,287 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 2,433 |
| Total interest expense | $1,774,000 | 2,473 |
| Net interest income | $2,300,000 | 2,381 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $374,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $359,000 | 1,749 |
| Total noninterest expense | $2,426,000 | 1,975 |
| Salaries and employee benefits | $1,346,000 | 1,953 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $879,000 | 1,634 |
| Pre-tax net operating income | $208,000 | 4,882 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $208,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 345 |
| Net operating income | $208,000 | 4,480 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,519,000 | 2,943 |
| Total interest expense | $5,728,000 | 3,120 |
| Net interest income | $7,791,000 | 2,796 |
| Provision for loan and lease losses | $1,166,000 | 1,266 |
| Total noninterest income | $1,262,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $138,000 | 5,560 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,124,000 | 2,067 |
| Total noninterest expense | $7,292,000 | 2,490 |
| Salaries and employee benefits | $4,272,000 | 2,353 |
| Premises and equipment expense | $888,000 | 2,832 |
| Additional noninterest expense | $2,132,000 | 2,512 |
| Pre-tax net operating income | $595,000 | 5,707 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $595,000 | 5,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $595,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,397 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $298,000 | 647 |
| Net operating income | $595,000 | 5,346 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,386,000 | 3,169 |
| Total interest expense | $3,941,000 | 3,333 |
| Net interest income | $5,445,000 | 3,005 |
| Provision for loan and lease losses | $739,000 | 1,165 |
| Total noninterest income | $1,055,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 5,212 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $926,000 | 1,927 |
| Total noninterest expense | $5,468,000 | 2,480 |
| Salaries and employee benefits | $3,444,000 | 2,189 |
| Premises and equipment expense | $663,000 | 2,829 |
| Additional noninterest expense | $1,361,000 | 2,847 |
| Pre-tax net operating income | $293,000 | 6,588 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $293,000 | 6,347 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $293,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 566 |
| Net operating income | $293,000 | 6,342 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 3,350 |
| Total interest expense | $2,372,000 | 3,594 |
| Net interest income | $3,504,000 | 3,116 |
| Provision for loan and lease losses | $434,000 | 1,164 |
| Total noninterest income | $838,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $84,000 | 5,265 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $754,000 | 1,676 |
| Total noninterest expense | $3,683,000 | 2,476 |
| Salaries and employee benefits | $2,359,000 | 2,171 |
| Premises and equipment expense | $431,000 | 2,914 |
| Additional noninterest expense | $893,000 | 2,901 |
| Pre-tax net operating income | $225,000 | 6,492 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $225,000 | 6,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $225,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 506 |
| Net operating income | $225,000 | 6,177 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 3,383 |
| Total interest expense | $1,171,000 | 3,596 |
| Net interest income | $1,716,000 | 3,169 |
| Provision for loan and lease losses | $208,000 | 1,124 |
| Total noninterest income | $487,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $451,000 | 1,465 |
| Total noninterest expense | $1,864,000 | 2,451 |
| Salaries and employee benefits | $1,178,000 | 2,180 |
| Premises and equipment expense | $232,000 | 2,765 |
| Additional noninterest expense | $454,000 | 2,831 |
| Pre-tax net operating income | $131,000 | 6,286 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $131,000 | 5,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 394 |
| Net operating income | $131,000 | 5,900 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 4,139 |
| Total interest expense | $2,789,000 | 4,509 |
| Net interest income | $5,409,000 | 3,790 |
| Provision for loan and lease losses | $749,000 | 1,342 |
| Total noninterest income | $1,731,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $39,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,692,000 | 1,524 |
| Total noninterest expense | $5,344,000 | 3,164 |
| Salaries and employee benefits | $3,219,000 | 2,937 |
| Premises and equipment expense | $817,000 | 2,953 |
| Additional noninterest expense | $1,308,000 | 3,685 |
| Pre-tax net operating income | $1,047,000 | 5,090 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $1,046,000 | 4,613 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,046,000 | 4,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $9,603,000 | 223 |
| Net operating income | $1,046,000 | 4,602 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 4,369 |
| Total interest expense | $1,851,000 | 4,770 |
| Net interest income | $3,753,000 | 4,029 |
| Provision for loan and lease losses | $689,000 | 1,065 |
| Total noninterest income | $1,261,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $34,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,227,000 | 1,565 |
| Total noninterest expense | $3,852,000 | 3,258 |
| Salaries and employee benefits | $2,214,000 | 3,168 |
| Premises and equipment expense | $592,000 | 3,043 |
| Additional noninterest expense | $1,046,000 | 3,478 |
| Pre-tax net operating income | $473,000 | 6,330 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $472,000 | 5,888 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $472,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $9,513,000 | 166 |
| Net operating income | $472,000 | 5,890 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 4,557 |
| Total interest expense | $1,137,000 | 4,891 |
| Net interest income | $2,315,000 | 4,274 |
| Provision for loan and lease losses | $413,000 | 1,146 |
| Total noninterest income | $864,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $26,000 | 6,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $838,000 | 1,539 |
| Total noninterest expense | $2,556,000 | 3,289 |
| Salaries and employee benefits | $1,341,000 | 3,448 |
| Premises and equipment expense | $392,000 | 3,049 |
| Additional noninterest expense | $823,000 | 3,064 |
| Pre-tax net operating income | $210,000 | 7,020 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $209,000 | 6,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $209,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $9,313,000 | 109 |
| Net operating income | $209,000 | 6,689 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 5,001 |
| Total interest expense | $497,000 | 5,132 |
| Net interest income | $954,000 | 4,851 |
| Provision for loan and lease losses | $249,000 | 945 |
| Total noninterest income | $614,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $597,000 | 1,173 |
| Total noninterest expense | $1,187,000 | 3,502 |
| Salaries and employee benefits | $643,000 | 3,575 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $370,000 | 3,327 |
| Pre-tax net operating income | $132,000 | 6,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $132,000 | 6,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,231,000 | 132 |
| Net operating income | $132,000 | 6,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 6,522 |
| Total interest expense | $934,000 | 6,451 |
| Net interest income | $2,157,000 | 6,438 |
| Provision for loan and lease losses | $476,000 | 1,983 |
| Total noninterest income | $1,548,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $16,000 | 7,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,532,000 | 1,633 |
| Total noninterest expense | $3,680,000 | 4,129 |
| Salaries and employee benefits | $1,999,000 | 4,125 |
| Premises and equipment expense | $567,000 | 3,829 |
| Additional noninterest expense | $1,114,000 | 4,086 |
| Pre-tax net operating income | $-451,000 | 8,486 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-451,000 | 8,532 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-451,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $15,867,000 | 103 |
| Net operating income | $-451,000 | 8,511 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 6,879 |
| Total interest expense | $614,000 | 6,656 |
| Net interest income | $1,380,000 | 6,870 |
| Provision for loan and lease losses | $313,000 | 2,131 |
| Total noninterest income | $755,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $745,000 | 2,220 |
| Total noninterest expense | $2,448,000 | 4,491 |
| Salaries and employee benefits | $1,318,000 | 4,524 |
| Premises and equipment expense | $369,000 | 4,212 |
| Additional noninterest expense | $761,000 | 4,349 |
| Pre-tax net operating income | $-626,000 | 8,640 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $-627,000 | 8,683 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-627,000 | 8,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $15,870,000 | 76 |
| Net operating income | $-627,000 | 8,660 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 7,264 |
| Total interest expense | $368,000 | 6,790 |
| Net interest income | $722,000 | 7,423 |
| Provision for loan and lease losses | $255,000 | 1,746 |
| Total noninterest income | $548,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $541,000 | 2,075 |
| Total noninterest expense | $1,443,000 | 4,856 |
| Salaries and employee benefits | $747,000 | 5,041 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $489,000 | 4,456 |
| Pre-tax net operating income | $-428,000 | 8,650 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-429,000 | 8,696 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-429,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $9,832,000 | 92 |
| Net operating income | $-429,000 | 8,668 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 7,720 |
| Total interest expense | $156,000 | 7,088 |
| Net interest income | $288,000 | 7,864 |
| Provision for loan and lease losses | $110,000 | 1,892 |
| Total noninterest income | $164,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $153,000 | 2,944 |
| Total noninterest expense | $642,000 | 5,279 |
| Salaries and employee benefits | $311,000 | 5,675 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $233,000 | 4,605 |
| Pre-tax net operating income | $-300,000 | 8,786 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-300,000 | 8,806 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-300,000 | 8,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-300,000 | 8,789 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 8,741 |
| Total interest expense | $121,000 | 8,690 |
| Net interest income | $409,000 | 8,722 |
| Provision for loan and lease losses | $340,000 | 2,675 |
| Total noninterest income | $50,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $50,000 | 7,418 |
| Total noninterest expense | $1,376,000 | 7,125 |
| Salaries and employee benefits | $644,000 | 7,488 |
| Premises and equipment expense | $141,000 | 7,433 |
| Additional noninterest expense | $591,000 | 6,025 |
| Pre-tax net operating income | $-1,257,000 | 8,834 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,257,000 | 8,858 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,257,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $11,681,000 | 84 |
| Net operating income | $-1,257,000 | 8,838 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $213,000 | 8,916 |
| Total interest expense | $47,000 | 8,869 |
| Net interest income | $166,000 | 8,908 |
| Provision for loan and lease losses | $295,000 | 2,304 |
| Total noninterest income | $28,000 | 8,718 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $702,000 | 7,911 |
| Salaries and employee benefits | $407,000 | 7,819 |
| Premises and equipment expense | $76,000 | 7,952 |
| Additional noninterest expense | $219,000 | 7,752 |
| Pre-tax net operating income | $-803,000 | 8,861 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-803,000 | 8,894 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-803,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $10,700,000 | 73 |
| Net operating income | $-803,000 | 8,875 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $27,000 | 9,050 |
| Total interest expense | $3,000 | 9,030 |
| Net interest income | $24,000 | 9,042 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $197,000 | 8,882 |
| Salaries and employee benefits | $160,000 | 8,617 |
| Premises and equipment expense | $3,000 | 9,035 |
| Additional noninterest expense | $34,000 | 8,999 |
| Pre-tax net operating income | $-423,000 | 8,869 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-423,000 | 8,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-423,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $10,700,000 | 47 |
| Net operating income | $-423,000 | 8,880 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.