Home > The Poca Valley Bank, Inc. > Net charge- offs to loans
The Poca Valley Bank, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1009% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3749% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 3,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8378% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5966% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7107% | 803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0490% | 4,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8191% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2882% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7839% | 681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0515% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6855% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6246% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6902% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7190% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4229% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7430% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0598% | 4,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5817% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0317% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5440% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5202% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5384% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4340% | 950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 3,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6246% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6229% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4586% | 865 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0056% | 3,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4874% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3258% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4187% | 880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5484% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2650% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5710% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4102% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9411% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5175% | 658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6448% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8895% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7663% | 434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1241% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1806% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1088% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5656% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3225% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3001% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0235% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2397% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0939% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2057% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2030% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1081% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0244% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1111% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1396% | 4,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0694% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5881% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1107% | 629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0703% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1400% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7348% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4711% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6720% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0951% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7047% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7106% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6192% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.1445% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6202% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4379% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5511% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0549% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0099% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3880% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0624% | 644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3476% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2901% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.7851% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3325% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2550% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0420% | 3,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2672% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0896% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4089% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1261% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4332% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3581% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3723% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 1.0438% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4525% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3137% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 3,710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3277% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1629% | 4,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0355% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8749% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0493% | 648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2693% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1947% | 320 |
| Percentage Net Loans Charged-off:Construction & development | -0.2701% | 4,862 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3494% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0430% | 3,795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3656% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1072% | 4,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3670% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2028% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3813% | 429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.5524% | 4,996 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1003% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2029% | 4,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9639% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1845% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0320% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.4221% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4557% | 5,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 3,846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1878% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3137% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0399% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3377% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0500% | 5,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5512% | 5,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 3,882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1122% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3221% | 5,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1592% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2408% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2397% | 552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1002% | 5,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8242% | 5,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1217% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2595% | 5,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7798% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1796% | 1,045 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8646% | 841 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2193% | 5,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2795% | 5,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6132% | 5,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1138% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5355% | 5,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6122% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6675% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0716% | 5,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.1211% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3918% | 5,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0939% | 4,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5122% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6415% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3267% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1378% | 5,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.1646% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5461% | 5,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0581% | 5,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0611% | 5,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 4,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1265% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0228% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1354% | 626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 5,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.2513% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1305% | 5,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0918% | 5,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0966% | 5,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1620% | 5,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9079% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8821% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1036% | 5,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2343% | 5,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 5,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3639% | 5,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3834% | 5,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2992% | 5,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9023% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1874% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9605% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3135% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6524% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0439% | 5,586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5072% | 4,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 5,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7056% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8865% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2298% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8590% | 884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2783% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1796% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7822% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6814% | 4,585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0311% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1604% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5211% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1316% | 541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4414% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3135% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1700% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0412% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1045% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5903% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2038% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5415% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7814% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5883% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1407% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1928% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0832% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1988% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4990% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2477% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8168% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1204% | 311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1759% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1985% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5109% | 6,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4998% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5650% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4964% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1384% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0088% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5992% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6292% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3014% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2721% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2479% | 6,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5231% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7642% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5107% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1382% | 5,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1087% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8791% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7167% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4529% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4549% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0364% | 5,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7369% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7748% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1340% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6521% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7594% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0716% | 6,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 6,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1001% | 6,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1052% | 6,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3440% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3348% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7761% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3816% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3869% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 3,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 1,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3863% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 2,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3072% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6374% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2178% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5928% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3376% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0687% | 6,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 2,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5085% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2623% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5522% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4344% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4855% | 1,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 3,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0743% | 6,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1280% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7860% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 2,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6179% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3708% | 1,955 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3221% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0829% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0635% | 6,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1526% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1614% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0968% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5666% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4125% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5783% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0941% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7722% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 5,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9524% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5547% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3361% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5684% | 960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3229% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2445% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2102% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2334% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8153% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1720% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7670% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 5,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2221% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2225% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 2,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5646% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1441% | 2,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8007% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0341% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0704% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7959% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6378% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1435% | 845 |
| Percentage Net Loans Charged-off:Construction & development | -0.0196% | 5,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3237% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6516% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2151% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8507% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1789% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9225% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0236% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0742% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6984% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0791% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2361% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6860% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2117% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3230% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7154% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2438% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6631% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4266% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7368% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2464% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6096% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8940% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 3.8353% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8051% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5235% | 729 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9851% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5300% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8289% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9466% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8985% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1653% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8776% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3180% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5956% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8167% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 4.7660% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9658% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6859% | 580 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6568% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9662% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6374% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1829% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8296% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3006% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7843% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0890% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9159% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4606% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 6.9276% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7937% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0017% | 424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6498% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3854% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6023% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6344% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5676% | 1,388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5306% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.8747% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2023% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4856% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.1051% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3471% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7202% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0805% | 970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7611% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4375% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1742% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2352% | 1,369 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0535% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.9482% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4168% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4525% | 3,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.8615% | 2,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6720% | 1,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0117% | 1,091 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3620% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3900% | 1,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3604% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3891% | 7,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2828% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4009% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3351% | 3,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3483% | 3,202 |
| Percentage Net Loans Charged-off:Construction & development | 1.1519% | 2,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 3,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0156% | 879 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3848% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4068% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4890% | 7,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3428% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8477% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0856% | 4,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 2,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0237% | 699 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1120% | 3,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 3,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6994% | 7,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6170% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7318% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 3,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0676% | 7,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0489% | 439 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1432% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1508% | 2,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8772% | 7,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8483% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7129% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2492% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1308% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.3827% | 3,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9292% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4528% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4767% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4616% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7371% | 3,383 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6148% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6355% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2079% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.2584% | 2,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4005% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4627% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4872% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7600% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2361% | 2,073 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4855% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8268% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2626% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0557% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3757% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3956% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2929% | 7,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2499% | 4,254 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5898% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3549% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 3,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1583% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 2,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0797% | 7,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4835% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4088% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7600% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6260% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.1331% | 2,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3068% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2003% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2091% | 1,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1998% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0857% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6752% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4951% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3077% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3860% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4754% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.1872% | 1,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0219% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 2,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3391% | 7,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9050% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3017% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.2932% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 2,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4735% | 7,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9571% | 1,791 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5702% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.5628% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 7,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4714% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0816% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0077% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1430% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1147% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4867% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8709% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0490% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9689% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8165% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5561% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6744% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5655% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2538% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1420% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2530% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2294% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2429% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6079% | 7,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7746% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5110% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3797% | 73 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8050% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9111% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2311% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1679% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2711% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0753% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9433% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2441% | 1,209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.2712% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7725% | 51 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7375% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4004% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9270% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1864% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3601% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.6113% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5512% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9936% | 822 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9560% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4215% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5962% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6492% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1905% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2020% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9841% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3350% | 952 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9733% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1449% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5055% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2812% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1928% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3588% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2581% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 1,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1096% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1766% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 7,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1906% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2415% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1940% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1474% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2478% | 7,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9900% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2077% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3003% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1441% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2267% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1426% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1513% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2282% | 7,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5488% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8527% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4258% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2078% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4574% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1607% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1533% | 7,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0433% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2284% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4139% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3618% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 0.3801% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1443% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0153% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1244% | 7,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0301% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3557% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4319% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4211% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.4941% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5647% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0202% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2013% | 7,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9079% | 2,099 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4589% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.7780% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0301% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0319% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1532% | 7,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9116% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8623% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1647% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 1.6823% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0465% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1643% | 7,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0310% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8207% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5883% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1657% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1625% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1996% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2108% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3688% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1049% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2835% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6433% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1389% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2105% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6679% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4993% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6605% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1217% | 1,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1834% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1936% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1853% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0755% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8268% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2355% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3518% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3712% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4831% | 3,242 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1792% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1681% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3457% | 3,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9340% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1987% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1827% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3620% | 3,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7290% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0547% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2188% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2938% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1287% | 5,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2786% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3222% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5251% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |