Home > The Peoples Bank > Income and Expense
The Peoples Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 2,935 |
| Total interest expense | $614,000 | 2,483 |
| Net interest income | $3,376,000 | 2,982 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $190,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $73,000 | 3,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,995 |
| Total noninterest expense | $1,690,000 | 3,851 |
| Salaries and employee benefits | $854,000 | 4,010 |
| Premises and equipment expense | $323,000 | 2,744 |
| Additional noninterest expense | $513,000 | 3,901 |
| Pre-tax net operating income | $1,876,000 | 2,183 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $467,000 | 1,470 |
| Income before extraordinary items | $1,409,000 | 2,401 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,409,000 | 2,400 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,409,000 | 2,400 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,409,000 | 2,397 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 2,948 |
| Total interest expense | $290,000 | 2,521 |
| Net interest income | $1,699,000 | 2,982 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $99,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $32,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 3,865 |
| Total noninterest expense | $832,000 | 3,922 |
| Salaries and employee benefits | $426,000 | 4,054 |
| Premises and equipment expense | $163,000 | 2,764 |
| Additional noninterest expense | $243,000 | 4,031 |
| Pre-tax net operating income | $966,000 | 2,091 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $239,000 | 1,409 |
| Income before extraordinary items | $727,000 | 2,321 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $727,000 | 2,319 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $727,000 | 2,321 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $727,000 | 2,308 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 3,101 |
| Total interest expense | $771,000 | 2,984 |
| Net interest income | $6,327,000 | 3,077 |
| Provision for loan and lease losses | $255,000 | 2,125 |
| Total noninterest income | $772,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $104,000 | 4,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $668,000 | 2,791 |
| Total noninterest expense | $3,707,000 | 3,709 |
| Salaries and employee benefits | $2,070,000 | 3,686 |
| Premises and equipment expense | $644,000 | 2,806 |
| Additional noninterest expense | $993,000 | 4,023 |
| Pre-tax net operating income | $3,137,000 | 2,414 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,020,000 | 1,854 |
| Income before extraordinary items | $2,117,000 | 2,597 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,117,000 | 2,596 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,117,000 | 2,597 |
| Net charge-offs | $2,000 | 3,998 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,117,000 | 2,571 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 3,183 |
| Total interest expense | $537,000 | 3,094 |
| Net interest income | $4,614,000 | 3,155 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $274,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $79,000 | 4,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 3,986 |
| Total noninterest expense | $2,498,000 | 3,941 |
| Salaries and employee benefits | $1,247,000 | 4,123 |
| Premises and equipment expense | $522,000 | 2,688 |
| Additional noninterest expense | $729,000 | 4,068 |
| Pre-tax net operating income | $2,390,000 | 2,433 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $908,000 | 1,551 |
| Income before extraordinary items | $1,482,000 | 2,885 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,482,000 | 2,884 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,482,000 | 2,885 |
| Net charge-offs | $-18,000 | 4,897 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,482,000 | 2,860 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 3,261 |
| Total interest expense | $322,000 | 3,245 |
| Net interest income | $2,959,000 | 3,218 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $172,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $56,000 | 4,266 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $116,000 | 4,133 |
| Total noninterest expense | $1,638,000 | 3,984 |
| Salaries and employee benefits | $819,000 | 4,171 |
| Premises and equipment expense | $347,000 | 2,701 |
| Additional noninterest expense | $472,000 | 4,142 |
| Pre-tax net operating income | $1,493,000 | 2,498 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $567,000 | 1,582 |
| Income before extraordinary items | $926,000 | 2,933 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $926,000 | 2,933 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $926,000 | 2,933 |
| Net charge-offs | $-15,000 | 4,915 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $926,000 | 2,913 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 3,309 |
| Total interest expense | $157,000 | 3,281 |
| Net interest income | $1,444,000 | 3,268 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $91,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $30,000 | 4,204 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $61,000 | 4,088 |
| Total noninterest expense | $838,000 | 3,986 |
| Salaries and employee benefits | $413,000 | 4,214 |
| Premises and equipment expense | $174,000 | 2,742 |
| Additional noninterest expense | $251,000 | 4,056 |
| Pre-tax net operating income | $697,000 | 2,547 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $265,000 | 1,605 |
| Income before extraordinary items | $432,000 | 2,998 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $432,000 | 2,998 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $432,000 | 2,998 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $432,000 | 2,976 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 3,497 |
| Total interest expense | $596,000 | 3,347 |
| Net interest income | $5,224,000 | 3,483 |
| Provision for loan and lease losses | $30,000 | 3,875 |
| Total noninterest income | $378,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $103,000 | 4,472 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $275,000 | 4,032 |
| Total noninterest expense | $3,286,000 | 4,051 |
| Salaries and employee benefits | $1,679,000 | 4,173 |
| Premises and equipment expense | $641,000 | 2,898 |
| Additional noninterest expense | $966,000 | 4,216 |
| Pre-tax net operating income | $2,286,000 | 2,833 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $847,000 | 1,795 |
| Income before extraordinary items | $1,439,000 | 3,342 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,439,000 | 3,340 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,439,000 | 3,341 |
| Net charge-offs | $-238,000 | 5,683 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 675 |
| Net operating income | $1,439,000 | 3,294 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 3,556 |
| Total interest expense | $433,000 | 3,410 |
| Net interest income | $3,839,000 | 3,543 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $274,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $73,000 | 4,574 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $201,000 | 4,106 |
| Total noninterest expense | $2,354,000 | 4,143 |
| Salaries and employee benefits | $1,180,000 | 4,305 |
| Premises and equipment expense | $497,000 | 2,853 |
| Additional noninterest expense | $677,000 | 4,374 |
| Pre-tax net operating income | $1,729,000 | 2,860 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $657,000 | 1,820 |
| Income before extraordinary items | $1,072,000 | 3,383 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,072,000 | 3,381 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,072,000 | 3,383 |
| Net charge-offs | $-34,000 | 5,255 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 621 |
| Net operating income | $1,072,000 | 3,326 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 3,641 |
| Total interest expense | $277,000 | 3,510 |
| Net interest income | $2,479,000 | 3,621 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $103,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $45,000 | 4,677 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $58,000 | 4,954 |
| Total noninterest expense | $1,540,000 | 4,227 |
| Salaries and employee benefits | $777,000 | 4,369 |
| Premises and equipment expense | $331,000 | 2,856 |
| Additional noninterest expense | $432,000 | 4,492 |
| Pre-tax net operating income | $1,012,000 | 3,053 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $385,000 | 1,908 |
| Income before extraordinary items | $627,000 | 3,605 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $627,000 | 3,601 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $627,000 | 3,603 |
| Net charge-offs | $-9,000 | 4,932 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 607 |
| Net operating income | $627,000 | 3,530 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 3,691 |
| Total interest expense | $135,000 | 3,579 |
| Net interest income | $1,215,000 | 3,670 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $60,000 | 4,972 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $20,000 | 4,839 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $40,000 | 4,634 |
| Total noninterest expense | $749,000 | 4,311 |
| Salaries and employee benefits | $380,000 | 4,453 |
| Premises and equipment expense | $165,000 | 2,888 |
| Additional noninterest expense | $204,000 | 4,632 |
| Pre-tax net operating income | $496,000 | 3,058 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $189,000 | 1,899 |
| Income before extraordinary items | $307,000 | 3,590 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $307,000 | 3,586 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $307,000 | 3,588 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 527 |
| Net operating income | $307,000 | 3,526 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,184,000 | 3,765 |
| Total interest expense | $417,000 | 4,061 |
| Net interest income | $4,767,000 | 3,693 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $301,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $89,000 | 4,850 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $212,000 | 4,388 |
| Total noninterest expense | $3,037,000 | 4,304 |
| Salaries and employee benefits | $1,616,000 | 4,336 |
| Premises and equipment expense | $664,000 | 2,906 |
| Additional noninterest expense | $757,000 | 4,802 |
| Pre-tax net operating income | $2,031,000 | 2,982 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $771,000 | 1,839 |
| Income before extraordinary items | $1,276,000 | 3,499 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,276,000 | 3,497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,276,000 | 3,499 |
| Net charge-offs | $-22,000 | 5,356 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 794 |
| Net operating income | $1,265,760 | 3,477 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 3,851 |
| Total interest expense | $304,000 | 4,177 |
| Net interest income | $3,488,000 | 3,794 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $241,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $66,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 4,304 |
| Total noninterest expense | $2,054,000 | 4,545 |
| Salaries and employee benefits | $1,025,000 | 4,703 |
| Premises and equipment expense | $469,000 | 3,060 |
| Additional noninterest expense | $560,000 | 4,876 |
| Pre-tax net operating income | $1,675,000 | 2,888 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $634,000 | 1,804 |
| Income before extraordinary items | $1,057,000 | 3,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,057,000 | 3,409 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,057,000 | 3,410 |
| Net charge-offs | $-43,000 | 5,574 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 758 |
| Net operating income | $1,046,760 | 3,367 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 3,927 |
| Total interest expense | $197,000 | 4,273 |
| Net interest income | $2,269,000 | 3,855 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $183,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $44,000 | 4,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,120 |
| Total noninterest expense | $1,371,000 | 4,588 |
| Salaries and employee benefits | $680,000 | 4,757 |
| Premises and equipment expense | $313,000 | 3,071 |
| Additional noninterest expense | $378,000 | 4,880 |
| Pre-tax net operating income | $1,081,000 | 2,929 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $402,000 | 1,845 |
| Income before extraordinary items | $679,000 | 3,466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $679,000 | 3,466 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $679,000 | 3,467 |
| Net charge-offs | $-14,000 | 5,360 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 732 |
| Net operating income | $679,000 | 3,404 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,010 |
| Total interest expense | $95,000 | 4,387 |
| Net interest income | $1,106,000 | 3,920 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $102,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 3,916 |
| Total noninterest expense | $693,000 | 4,592 |
| Salaries and employee benefits | $337,000 | 4,814 |
| Premises and equipment expense | $159,000 | 3,075 |
| Additional noninterest expense | $197,000 | 4,831 |
| Pre-tax net operating income | $515,000 | 2,967 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $188,000 | 1,886 |
| Income before extraordinary items | $327,000 | 3,485 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $327,000 | 3,488 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $327,000 | 3,488 |
| Net charge-offs | $-41,000 | 5,894 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 676 |
| Net operating income | $327,000 | 3,400 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 4,189 |
| Total interest expense | $328,000 | 4,804 |
| Net interest income | $4,201,000 | 4,075 |
| Provision for loan and lease losses | $-600,000 | 6,280 |
| Total noninterest income | $477,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $94,000 | 5,087 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $383,000 | 3,660 |
| Total noninterest expense | $3,859,000 | 3,909 |
| Salaries and employee benefits | $1,508,000 | 4,621 |
| Premises and equipment expense | $656,000 | 3,043 |
| Additional noninterest expense | $1,695,000 | 3,250 |
| Pre-tax net operating income | $1,419,000 | 3,580 |
| Securities gains (losses) | $-54,000 | 6,269 |
| Applicable income taxes | $62,000 | 3,624 |
| Income before extraordinary items | $1,303,000 | 3,479 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,303,000 | 3,481 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,303,000 | 3,481 |
| Net charge-offs | $-788,000 | 6,434 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,354,300 | 3,367 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 4,303 |
| Total interest expense | $239,000 | 4,933 |
| Net interest income | $3,052,000 | 4,192 |
| Provision for loan and lease losses | $-600,000 | 6,406 |
| Total noninterest income | $408,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $70,000 | 5,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $338,000 | 3,450 |
| Total noninterest expense | $2,840,000 | 3,974 |
| Salaries and employee benefits | $893,000 | 5,119 |
| Premises and equipment expense | $501,000 | 3,033 |
| Additional noninterest expense | $1,446,000 | 2,978 |
| Pre-tax net operating income | $1,220,000 | 3,405 |
| Securities gains (losses) | $-54,000 | 6,371 |
| Applicable income taxes | $-51,000 | 6,380 |
| Income before extraordinary items | $1,217,000 | 3,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,217,000 | 3,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,217,000 | 3,118 |
| Net charge-offs | $-785,000 | 6,520 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,271,000 | 2,984 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 4,340 |
| Total interest expense | $155,000 | 5,024 |
| Net interest income | $2,015,000 | 4,223 |
| Provision for loan and lease losses | $-600,000 | 6,519 |
| Total noninterest income | $370,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $324,000 | 2,928 |
| Total noninterest expense | $2,021,000 | 3,856 |
| Salaries and employee benefits | $594,000 | 5,163 |
| Premises and equipment expense | $320,000 | 3,149 |
| Additional noninterest expense | $1,107,000 | 2,659 |
| Pre-tax net operating income | $964,000 | 3,028 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-123,000 | 6,522 |
| Income before extraordinary items | $1,087,000 | 2,491 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,087,000 | 2,494 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,087,000 | 2,495 |
| Net charge-offs | $-878,000 | 6,606 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,087,000 | 2,455 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 4,419 |
| Total interest expense | $77,000 | 5,098 |
| Net interest income | $986,000 | 4,295 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $328,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $307,000 | 1,972 |
| Total noninterest expense | $813,000 | 4,403 |
| Salaries and employee benefits | $295,000 | 5,235 |
| Premises and equipment expense | $165,000 | 3,141 |
| Additional noninterest expense | $353,000 | 3,698 |
| Pre-tax net operating income | $501,000 | 2,891 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $168,000 | 1,897 |
| Income before extraordinary items | $333,000 | 3,357 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $333,000 | 3,360 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $333,000 | 3,360 |
| Net charge-offs | $125,000 | 1,231 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $333,000 | 3,317 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 4,521 |
| Total interest expense | $358,000 | 5,114 |
| Net interest income | $3,823,000 | 4,385 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $489,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $97,000 | 5,301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $392,000 | 3,696 |
| Total noninterest expense | $2,742,000 | 4,813 |
| Salaries and employee benefits | $1,127,000 | 5,362 |
| Premises and equipment expense | $604,000 | 3,290 |
| Additional noninterest expense | $1,011,000 | 4,561 |
| Pre-tax net operating income | $1,570,000 | 3,323 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $564,000 | 2,032 |
| Income before extraordinary items | $1,010,000 | 3,881 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,010,000 | 3,884 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,010,000 | 3,885 |
| Net charge-offs | $-36,000 | 6,370 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,007,440 | 3,829 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 4,591 |
| Total interest expense | $283,000 | 5,117 |
| Net interest income | $2,818,000 | 4,455 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $110,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $73,000 | 5,336 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $37,000 | 5,953 |
| Total noninterest expense | $2,204,000 | 4,676 |
| Salaries and employee benefits | $780,000 | 5,503 |
| Premises and equipment expense | $444,000 | 3,376 |
| Additional noninterest expense | $980,000 | 3,990 |
| Pre-tax net operating income | $724,000 | 4,216 |
| Securities gains (losses) | $4,000 | 2,720 |
| Applicable income taxes | $253,000 | 2,577 |
| Income before extraordinary items | $475,000 | 4,661 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $475,000 | 4,664 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $475,000 | 4,665 |
| Net charge-offs | $172,000 | 2,727 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $472,400 | 4,596 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 4,540 |
| Total interest expense | $203,000 | 5,043 |
| Net interest income | $1,914,000 | 4,418 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $69,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $52,000 | 5,236 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $1,443,000 | 4,744 |
| Salaries and employee benefits | $511,000 | 5,553 |
| Premises and equipment expense | $293,000 | 3,419 |
| Additional noninterest expense | $639,000 | 4,041 |
| Pre-tax net operating income | $540,000 | 4,011 |
| Securities gains (losses) | $4,000 | 2,503 |
| Applicable income taxes | $185,000 | 2,510 |
| Income before extraordinary items | $359,000 | 4,498 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $359,000 | 4,500 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $359,000 | 4,501 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $356,360 | 4,401 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 4,776 |
| Total interest expense | $103,000 | 5,084 |
| Net interest income | $880,000 | 4,652 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $51,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,533 |
| Total noninterest expense | $670,000 | 4,956 |
| Salaries and employee benefits | $240,000 | 5,712 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $283,000 | 4,351 |
| Pre-tax net operating income | $261,000 | 4,051 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $89,000 | 2,508 |
| Income before extraordinary items | $172,000 | 4,530 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $172,000 | 4,531 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $172,000 | 4,532 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $172,000 | 4,426 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 4,756 |
| Total interest expense | $524,000 | 5,029 |
| Net interest income | $3,658,000 | 4,638 |
| Provision for loan and lease losses | $1,311,000 | 1,460 |
| Total noninterest income | $88,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $115,000 | 5,226 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-27,000 | 6,639 |
| Total noninterest expense | $2,652,000 | 5,031 |
| Salaries and employee benefits | $1,009,000 | 5,683 |
| Premises and equipment expense | $575,000 | 3,494 |
| Additional noninterest expense | $1,068,000 | 4,639 |
| Pre-tax net operating income | $-217,000 | 6,365 |
| Securities gains (losses) | $173,000 | 1,824 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-44,000 | 6,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-44,000 | 6,362 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-44,000 | 6,364 |
| Net charge-offs | $1,784,000 | 1,264 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-217,000 | 6,385 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 4,861 |
| Total interest expense | $410,000 | 5,078 |
| Net interest income | $2,707,000 | 4,740 |
| Provision for loan and lease losses | $1,313,000 | 1,203 |
| Total noninterest income | $39,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $86,000 | 5,293 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-47,000 | 6,837 |
| Total noninterest expense | $1,900,000 | 5,182 |
| Salaries and employee benefits | $755,000 | 5,727 |
| Premises and equipment expense | $413,000 | 3,646 |
| Additional noninterest expense | $732,000 | 4,884 |
| Pre-tax net operating income | $-467,000 | 6,675 |
| Securities gains (losses) | $173,000 | 1,549 |
| Applicable income taxes | $240,000 | 2,674 |
| Income before extraordinary items | $-534,000 | 6,766 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-534,000 | 6,765 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-534,000 | 6,765 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-707,000 | 6,781 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 4,919 |
| Total interest expense | $290,000 | 5,061 |
| Net interest income | $1,778,000 | 4,804 |
| Provision for loan and lease losses | $255,000 | 2,640 |
| Total noninterest income | $86,000 | 5,954 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $59,000 | 5,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $1,267,000 | 5,217 |
| Salaries and employee benefits | $508,000 | 5,762 |
| Premises and equipment expense | $267,000 | 3,705 |
| Additional noninterest expense | $492,000 | 4,896 |
| Pre-tax net operating income | $342,000 | 4,679 |
| Securities gains (losses) | $172,000 | 1,213 |
| Applicable income taxes | $175,000 | 2,571 |
| Income before extraordinary items | $339,000 | 4,630 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $339,000 | 4,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $339,000 | 4,632 |
| Net charge-offs | $33,000 | 4,339 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $225,480 | 4,999 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 4,884 |
| Total interest expense | $149,000 | 5,112 |
| Net interest income | $914,000 | 4,766 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $38,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $619,000 | 5,289 |
| Salaries and employee benefits | $262,000 | 5,750 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $235,000 | 5,011 |
| Pre-tax net operating income | $183,000 | 4,639 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $62,000 | 2,866 |
| Income before extraordinary items | $121,000 | 5,147 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $121,000 | 5,148 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $121,000 | 5,149 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $121,000 | 5,002 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 5,023 |
| Total interest expense | $790,000 | 4,947 |
| Net interest income | $3,424,000 | 4,955 |
| Provision for loan and lease losses | $1,918,000 | 1,618 |
| Total noninterest income | $148,000 | 6,061 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $125,000 | 5,190 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $23,000 | 6,318 |
| Total noninterest expense | $2,696,000 | 5,153 |
| Salaries and employee benefits | $1,040,000 | 5,795 |
| Premises and equipment expense | $405,000 | 4,536 |
| Additional noninterest expense | $1,251,000 | 4,333 |
| Pre-tax net operating income | $-1,042,000 | 6,591 |
| Securities gains (losses) | $22,000 | 3,042 |
| Applicable income taxes | $4,000 | 4,504 |
| Income before extraordinary items | $-1,024,000 | 6,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,024,000 | 6,647 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,024,000 | 6,646 |
| Net charge-offs | $1,973,000 | 1,567 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,107,000 | 307 |
| Net operating income | $-1,046,000 | 6,624 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 5,059 |
| Total interest expense | $623,000 | 4,958 |
| Net interest income | $2,560,000 | 4,997 |
| Provision for loan and lease losses | $1,693,000 | 1,396 |
| Total noninterest income | $105,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $91,000 | 5,271 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $14,000 | 6,536 |
| Total noninterest expense | $1,979,000 | 5,210 |
| Salaries and employee benefits | $776,000 | 5,823 |
| Premises and equipment expense | $298,000 | 4,628 |
| Additional noninterest expense | $905,000 | 4,438 |
| Pre-tax net operating income | $-1,007,000 | 6,798 |
| Securities gains (losses) | $22,000 | 2,775 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $-989,000 | 6,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-989,000 | 6,856 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-989,000 | 6,855 |
| Net charge-offs | $1,962,000 | 1,240 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,107,000 | 258 |
| Net operating income | $-1,011,000 | 6,830 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 5,075 |
| Total interest expense | $435,000 | 4,952 |
| Net interest income | $1,706,000 | 5,012 |
| Provision for loan and lease losses | $1,468,000 | 1,156 |
| Total noninterest income | $59,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $60,000 | 5,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,000 | 6,984 |
| Total noninterest expense | $1,371,000 | 5,176 |
| Salaries and employee benefits | $518,000 | 5,874 |
| Premises and equipment expense | $216,000 | 4,481 |
| Additional noninterest expense | $637,000 | 4,362 |
| Pre-tax net operating income | $-1,074,000 | 7,001 |
| Securities gains (losses) | $22,000 | 2,052 |
| Applicable income taxes | $4,000 | 4,365 |
| Income before extraordinary items | $-1,056,000 | 7,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,056,000 | 7,050 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,056,000 | 7,051 |
| Net charge-offs | $1,719,000 | 1,019 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 159 |
| Net operating income | $-1,078,000 | 7,037 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,130 |
| Total interest expense | $235,000 | 4,895 |
| Net interest income | $820,000 | 5,107 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $37,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $710,000 | 5,115 |
| Salaries and employee benefits | $267,000 | 5,852 |
| Premises and equipment expense | $110,000 | 4,476 |
| Additional noninterest expense | $333,000 | 4,233 |
| Pre-tax net operating income | $-3,000 | 6,358 |
| Securities gains (losses) | $14,000 | 1,208 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $7,000 | 6,295 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,000 | 6,294 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,000 | 6,295 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,960 | 6,363 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 4,904 |
| Total interest expense | $1,416,000 | 4,401 |
| Net interest income | $3,432,000 | 5,002 |
| Provision for loan and lease losses | $1,235,000 | 2,736 |
| Total noninterest income | $626,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 5,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $496,000 | 3,205 |
| Total noninterest expense | $2,658,000 | 5,352 |
| Salaries and employee benefits | $1,013,000 | 5,996 |
| Premises and equipment expense | $435,000 | 4,541 |
| Additional noninterest expense | $1,210,000 | 4,585 |
| Pre-tax net operating income | $165,000 | 5,288 |
| Securities gains (losses) | $6,000 | 3,427 |
| Applicable income taxes | $81,000 | 3,381 |
| Income before extraordinary items | $90,000 | 5,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $90,000 | 5,652 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $90,000 | 5,652 |
| Net charge-offs | $2,459,000 | 1,652 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,459,000 | 321 |
| Net operating income | $86,160 | 5,526 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 4,916 |
| Total interest expense | $1,122,000 | 4,414 |
| Net interest income | $2,629,000 | 5,010 |
| Provision for loan and lease losses | $1,010,000 | 2,491 |
| Total noninterest income | $580,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $93,000 | 5,284 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $487,000 | 2,795 |
| Total noninterest expense | $1,877,000 | 5,537 |
| Salaries and employee benefits | $746,000 | 6,086 |
| Premises and equipment expense | $326,000 | 4,622 |
| Additional noninterest expense | $805,000 | 4,907 |
| Pre-tax net operating income | $322,000 | 4,775 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $157,000 | 2,757 |
| Income before extraordinary items | $171,000 | 5,427 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $171,000 | 5,429 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $171,000 | 5,430 |
| Net charge-offs | $2,417,000 | 1,339 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,459,000 | 251 |
| Net operating income | $167,160 | 5,286 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 4,991 |
| Total interest expense | $800,000 | 4,351 |
| Net interest income | $1,664,000 | 5,157 |
| Provision for loan and lease losses | $785,000 | 2,210 |
| Total noninterest income | $541,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $62,000 | 5,299 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $479,000 | 2,145 |
| Total noninterest expense | $1,277,000 | 5,505 |
| Salaries and employee benefits | $482,000 | 6,190 |
| Premises and equipment expense | $215,000 | 4,668 |
| Additional noninterest expense | $580,000 | 4,680 |
| Pre-tax net operating income | $143,000 | 5,251 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $97,000 | 2,813 |
| Income before extraordinary items | $46,000 | 5,925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 5,927 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $46,000 | 5,926 |
| Net charge-offs | $1,860,000 | 1,188 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 414 |
| Net operating income | $46,000 | 5,821 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 4,941 |
| Total interest expense | $421,000 | 4,346 |
| Net interest income | $861,000 | 5,105 |
| Provision for loan and lease losses | $301,000 | 2,369 |
| Total noninterest income | $105,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $645,000 | 5,543 |
| Salaries and employee benefits | $220,000 | 6,433 |
| Premises and equipment expense | $108,000 | 4,747 |
| Additional noninterest expense | $317,000 | 4,435 |
| Pre-tax net operating income | $20,000 | 6,036 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $20,000 | 6,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $20,000 | 6,128 |
| Net charge-offs | $1,502,000 | 791 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 373 |
| Net operating income | $20,000 | 6,022 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 5,293 |
| Total interest expense | $2,089,000 | 4,324 |
| Net interest income | $2,636,000 | 5,699 |
| Provision for loan and lease losses | $2,501,000 | 2,182 |
| Total noninterest income | $243,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $177,000 | 4,856 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $66,000 | 6,098 |
| Total noninterest expense | $2,469,000 | 5,718 |
| Salaries and employee benefits | $943,000 | 6,363 |
| Premises and equipment expense | $490,000 | 4,429 |
| Additional noninterest expense | $1,036,000 | 5,154 |
| Pre-tax net operating income | $-2,091,000 | 6,658 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $-614,000 | 7,117 |
| Income before extraordinary items | $-1,475,000 | 6,559 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,475,000 | 6,559 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,475,000 | 6,559 |
| Net charge-offs | $428,000 | 3,992 |
| Cash dividends | $13,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $-281,000 | 7,968 |
| Net operating income | $-1,476,420 | 6,555 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 5,313 |
| Total interest expense | $1,587,000 | 4,424 |
| Net interest income | $2,007,000 | 5,691 |
| Provision for loan and lease losses | $1,650,000 | 2,115 |
| Total noninterest income | $187,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $141,000 | 4,784 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $46,000 | 6,305 |
| Total noninterest expense | $1,863,000 | 5,716 |
| Salaries and employee benefits | $771,000 | 6,212 |
| Premises and equipment expense | $376,000 | 4,409 |
| Additional noninterest expense | $716,000 | 5,340 |
| Pre-tax net operating income | $-1,319,000 | 6,795 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-419,000 | 7,295 |
| Income before extraordinary items | $-900,000 | 6,693 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-900,000 | 6,694 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-900,000 | 6,694 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $13,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $-281,000 | 8,068 |
| Net operating income | $-900,000 | 6,686 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 5,313 |
| Total interest expense | $1,027,000 | 4,660 |
| Net interest income | $1,412,000 | 5,574 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $127,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $35,000 | 6,236 |
| Total noninterest expense | $1,248,000 | 5,753 |
| Salaries and employee benefits | $508,000 | 6,306 |
| Premises and equipment expense | $244,000 | 4,523 |
| Additional noninterest expense | $496,000 | 5,268 |
| Pre-tax net operating income | $141,000 | 4,984 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $40,000 | 3,306 |
| Income before extraordinary items | $101,000 | 5,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 5,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $101,000 | 5,193 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $101,000 | 5,104 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,363 |
| Total interest expense | $510,000 | 4,785 |
| Net interest income | $705,000 | 5,566 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $578,000 | 5,905 |
| Salaries and employee benefits | $246,000 | 6,426 |
| Premises and equipment expense | $114,000 | 4,767 |
| Additional noninterest expense | $218,000 | 5,367 |
| Pre-tax net operating income | $109,000 | 4,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $33,000 | 3,219 |
| Income before extraordinary items | $76,000 | 5,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,303 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $76,000 | 5,302 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $76,000 | 5,123 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 5,566 |
| Total interest expense | $1,922,000 | 5,409 |
| Net interest income | $2,899,000 | 5,501 |
| Provision for loan and lease losses | $316,000 | 4,539 |
| Total noninterest income | $257,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $212,000 | 4,682 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $45,000 | 6,857 |
| Total noninterest expense | $2,107,000 | 6,103 |
| Salaries and employee benefits | $926,000 | 6,591 |
| Premises and equipment expense | $391,000 | 5,146 |
| Additional noninterest expense | $790,000 | 5,502 |
| Pre-tax net operating income | $733,000 | 4,322 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $222,000 | 2,712 |
| Income before extraordinary items | $511,000 | 4,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $511,000 | 4,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 3,441 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $796,000 | 457 |
| Net operating income | $511,000 | 4,572 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,652 |
| Total interest expense | $1,430,000 | 5,555 |
| Net interest income | $2,163,000 | 5,559 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $195,000 | 6,171 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $160,000 | 4,700 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 6,964 |
| Total noninterest expense | $1,569,000 | 6,112 |
| Salaries and employee benefits | $693,000 | 6,623 |
| Premises and equipment expense | $290,000 | 5,201 |
| Additional noninterest expense | $586,000 | 5,489 |
| Pre-tax net operating income | $699,000 | 4,341 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $212,000 | 2,840 |
| Income before extraordinary items | $487,000 | 4,494 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $487,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,391 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $796,000 | 328 |
| Net operating income | $487,000 | 4,644 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 5,753 |
| Total interest expense | $956,000 | 5,694 |
| Net interest income | $1,412,000 | 5,637 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $101,000 | 4,819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $1,023,000 | 6,214 |
| Salaries and employee benefits | $459,000 | 6,689 |
| Premises and equipment expense | $193,000 | 5,239 |
| Additional noninterest expense | $371,000 | 5,634 |
| Pre-tax net operating income | $457,000 | 4,531 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $137,000 | 3,127 |
| Income before extraordinary items | $320,000 | 4,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $796,000 | 223 |
| Net operating income | $320,000 | 4,837 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,858 |
| Total interest expense | $499,000 | 5,770 |
| Net interest income | $677,000 | 5,778 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $501,000 | 6,296 |
| Salaries and employee benefits | $228,000 | 6,728 |
| Premises and equipment expense | $96,000 | 5,276 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $219,000 | 4,786 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $67,000 | 3,264 |
| Income before extraordinary items | $152,000 | 5,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $152,000 | 5,082 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 6,028 |
| Total interest expense | $2,046,000 | 5,791 |
| Net interest income | $2,358,000 | 6,122 |
| Provision for loan and lease losses | $165,000 | 4,187 |
| Total noninterest income | $203,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $176,000 | 5,146 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $27,000 | 7,619 |
| Total noninterest expense | $1,935,000 | 6,296 |
| Salaries and employee benefits | $946,000 | 6,569 |
| Premises and equipment expense | $409,000 | 4,960 |
| Additional noninterest expense | $580,000 | 6,217 |
| Pre-tax net operating income | $461,000 | 6,101 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,224 |
| Income before extraordinary items | $326,000 | 6,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $326,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,420 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $326,000 | 6,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 6,171 |
| Total interest expense | $1,483,000 | 5,889 |
| Net interest income | $1,672,000 | 6,293 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $152,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $125,000 | 5,268 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $1,347,000 | 6,469 |
| Salaries and employee benefits | $630,000 | 6,846 |
| Premises and equipment expense | $330,000 | 4,730 |
| Additional noninterest expense | $387,000 | 6,475 |
| Pre-tax net operating income | $357,000 | 6,341 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $135,000 | 4,151 |
| Income before extraordinary items | $222,000 | 6,700 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $222,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,498 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $222,000 | 6,692 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 6,289 |
| Total interest expense | $912,000 | 6,073 |
| Net interest income | $1,096,000 | 6,390 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $99,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $912,000 | 6,480 |
| Salaries and employee benefits | $423,000 | 6,883 |
| Premises and equipment expense | $168,000 | 5,538 |
| Additional noninterest expense | $321,000 | 5,942 |
| Pre-tax net operating income | $208,000 | 6,589 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $110,000 | 4,019 |
| Income before extraordinary items | $98,000 | 7,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $98,000 | 7,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,491 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $98,000 | 7,122 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 6,382 |
| Total interest expense | $404,000 | 6,349 |
| Net interest income | $566,000 | 6,313 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $433,000 | 6,642 |
| Salaries and employee benefits | $195,000 | 7,107 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $146,000 | 6,188 |
| Pre-tax net operating income | $161,000 | 5,928 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $30,000 | 4,619 |
| Income before extraordinary items | $131,000 | 5,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $131,000 | 5,900 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 6,889 |
| Total interest expense | $905,000 | 7,114 |
| Net interest income | $1,948,000 | 6,612 |
| Provision for loan and lease losses | $254,000 | 3,067 |
| Total noninterest income | $235,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $127,000 | 5,801 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 6,200 |
| Total noninterest expense | $1,845,000 | 6,371 |
| Salaries and employee benefits | $790,000 | 6,990 |
| Premises and equipment expense | $276,000 | 5,950 |
| Additional noninterest expense | $779,000 | 5,312 |
| Pre-tax net operating income | $84,000 | 7,754 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $18,000 | 5,959 |
| Income before extraordinary items | $66,000 | 7,798 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $66,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 740 |
| Net operating income | $66,000 | 7,789 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 6,978 |
| Total interest expense | $628,000 | 7,255 |
| Net interest income | $1,458,000 | 6,696 |
| Provision for loan and lease losses | $93,000 | 4,203 |
| Total noninterest income | $192,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $116,000 | 5,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 6,304 |
| Total noninterest expense | $993,000 | 7,190 |
| Salaries and employee benefits | $526,000 | 7,268 |
| Premises and equipment expense | $150,000 | 6,756 |
| Additional noninterest expense | $317,000 | 6,979 |
| Pre-tax net operating income | $564,000 | 5,992 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $183,000 | 4,245 |
| Income before extraordinary items | $381,000 | 6,337 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $381,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,157 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 574 |
| Net operating income | $381,000 | 6,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 7,058 |
| Total interest expense | $393,000 | 7,312 |
| Net interest income | $947,000 | 6,794 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $155,000 | 6,175 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $642,000 | 7,294 |
| Salaries and employee benefits | $338,000 | 7,377 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $207,000 | 7,024 |
| Pre-tax net operating income | $382,000 | 5,991 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $129,000 | 4,223 |
| Income before extraordinary items | $253,000 | 6,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $253,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,044 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $253,000 | 6,369 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 7,072 |
| Total interest expense | $188,000 | 7,340 |
| Net interest income | $473,000 | 6,821 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $309,000 | 7,381 |
| Salaries and employee benefits | $171,000 | 7,372 |
| Premises and equipment expense | $49,000 | 6,794 |
| Additional noninterest expense | $89,000 | 7,310 |
| Pre-tax net operating income | $208,000 | 5,760 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $139,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $139,000 | 6,112 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 7,022 |
| Total interest expense | $655,000 | 7,171 |
| Net interest income | $1,830,000 | 6,855 |
| Provision for loan and lease losses | $68,000 | 5,337 |
| Total noninterest income | $201,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $167,000 | 5,420 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $1,270,000 | 7,282 |
| Salaries and employee benefits | $667,000 | 7,387 |
| Premises and equipment expense | $234,000 | 6,375 |
| Additional noninterest expense | $369,000 | 7,260 |
| Pre-tax net operating income | $693,000 | 6,166 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $122,000 | 5,202 |
| Income before extraordinary items | $571,000 | 6,108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $571,000 | 6,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,598 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 840 |
| Net operating income | $571,000 | 6,080 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 7,068 |
| Total interest expense | $483,000 | 7,143 |
| Net interest income | $1,348,000 | 6,938 |
| Provision for loan and lease losses | $44,000 | 5,480 |
| Total noninterest income | $157,000 | 7,017 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $128,000 | 5,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $951,000 | 7,267 |
| Salaries and employee benefits | $509,000 | 7,319 |
| Premises and equipment expense | $161,000 | 6,551 |
| Additional noninterest expense | $281,000 | 7,236 |
| Pre-tax net operating income | $510,000 | 6,357 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $85,000 | 5,392 |
| Income before extraordinary items | $425,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $425,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,379 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 665 |
| Net operating income | $425,000 | 6,200 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 7,067 |
| Total interest expense | $313,000 | 7,106 |
| Net interest income | $894,000 | 6,954 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $98,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $643,000 | 7,248 |
| Salaries and employee benefits | $339,000 | 7,324 |
| Premises and equipment expense | $115,000 | 6,391 |
| Additional noninterest expense | $189,000 | 7,206 |
| Pre-tax net operating income | $329,000 | 6,409 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $85,000 | 5,018 |
| Income before extraordinary items | $244,000 | 6,561 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,489 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 537 |
| Net operating income | $244,000 | 6,510 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,128 |
| Total interest expense | $150,000 | 7,161 |
| Net interest income | $443,000 | 7,019 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $329,000 | 7,247 |
| Salaries and employee benefits | $171,000 | 7,361 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $104,000 | 7,044 |
| Pre-tax net operating income | $148,000 | 6,599 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $100,000 | 6,899 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $100,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 362 |
| Net operating income | $100,000 | 6,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 7,126 |
| Total interest expense | $521,000 | 7,230 |
| Net interest income | $1,735,000 | 6,991 |
| Provision for loan and lease losses | $228,000 | 3,473 |
| Total noninterest income | $153,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $135,000 | 5,973 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $1,213,000 | 7,420 |
| Salaries and employee benefits | $615,000 | 7,610 |
| Premises and equipment expense | $226,000 | 6,444 |
| Additional noninterest expense | $372,000 | 7,276 |
| Pre-tax net operating income | $447,000 | 6,875 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $145,000 | 5,146 |
| Income before extraordinary items | $302,000 | 7,220 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $302,000 | 7,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,138 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-1,642,000 | 8,950 |
| Net operating income | $302,000 | 7,165 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 7,231 |
| Total interest expense | $388,000 | 7,264 |
| Net interest income | $1,236,000 | 7,135 |
| Provision for loan and lease losses | $164,000 | 3,382 |
| Total noninterest income | $103,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $89,000 | 6,233 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 8,295 |
| Total noninterest expense | $762,000 | 7,753 |
| Salaries and employee benefits | $377,000 | 7,948 |
| Premises and equipment expense | $130,000 | 7,037 |
| Additional noninterest expense | $255,000 | 7,458 |
| Pre-tax net operating income | $413,000 | 6,677 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $145,000 | 4,899 |
| Income before extraordinary items | $268,000 | 7,103 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $268,000 | 7,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,347 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $268,000 | 7,035 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 7,339 |
| Total interest expense | $265,000 | 7,262 |
| Net interest income | $783,000 | 7,265 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $64,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $53,000 | 6,439 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $490,000 | 7,873 |
| Salaries and employee benefits | $237,000 | 8,095 |
| Premises and equipment expense | $90,000 | 6,991 |
| Additional noninterest expense | $163,000 | 7,566 |
| Pre-tax net operating income | $317,000 | 6,395 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $145,000 | 4,308 |
| Income before extraordinary items | $172,000 | 7,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $172,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,650 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $172,000 | 7,066 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 7,317 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $406,000 | 7,223 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $247,000 | 7,902 |
| Salaries and employee benefits | $119,000 | 8,132 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $79,000 | 7,660 |
| Pre-tax net operating income | $195,000 | 5,875 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $77,000 | 4,201 |
| Income before extraordinary items | $118,000 | 6,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $118,000 | 6,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $118,000 | 6,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 7,324 |
| Total interest expense | $668,000 | 7,153 |
| Net interest income | $1,575,000 | 7,244 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $164,000 | 7,673 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $27,000 | 8,216 |
| Total noninterest expense | $1,022,000 | 7,831 |
| Salaries and employee benefits | $481,000 | 8,153 |
| Premises and equipment expense | $232,000 | 6,415 |
| Additional noninterest expense | $309,000 | 7,705 |
| Pre-tax net operating income | $642,000 | 6,187 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $222,000 | 4,770 |
| Income before extraordinary items | $420,000 | 6,713 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $420,000 | 6,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,770 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $420,000 | 6,549 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 7,361 |
| Total interest expense | $517,000 | 7,232 |
| Net interest income | $1,190,000 | 7,285 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $126,000 | 7,683 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $742,000 | 7,885 |
| Salaries and employee benefits | $364,000 | 8,125 |
| Premises and equipment expense | $149,000 | 6,801 |
| Additional noninterest expense | $229,000 | 7,740 |
| Pre-tax net operating income | $514,000 | 6,220 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $184,000 | 4,786 |
| Income before extraordinary items | $330,000 | 6,771 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $330,000 | 6,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,976 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $330,000 | 6,601 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 7,430 |
| Total interest expense | $347,000 | 7,346 |
| Net interest income | $784,000 | 7,330 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $484,000 | 7,962 |
| Salaries and employee benefits | $241,000 | 8,154 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $143,000 | 7,863 |
| Pre-tax net operating income | $338,000 | 6,252 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $128,000 | 4,755 |
| Income before extraordinary items | $210,000 | 6,881 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $210,000 | 6,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $210,000 | 6,682 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,317 |
| Total interest expense | $175,000 | 7,425 |
| Net interest income | $425,000 | 7,124 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $240,000 | 8,013 |
| Salaries and employee benefits | $131,000 | 8,020 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $62,000 | 8,151 |
| Pre-tax net operating income | $216,000 | 5,658 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $52,000 | 5,042 |
| Income before extraordinary items | $164,000 | 5,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $164,000 | 5,612 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 7,482 |
| Total interest expense | $810,000 | 7,485 |
| Net interest income | $1,543,000 | 7,363 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $268,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $115,000 | 6,322 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $1,033,000 | 7,866 |
| Salaries and employee benefits | $551,000 | 7,925 |
| Premises and equipment expense | $199,000 | 6,784 |
| Additional noninterest expense | $283,000 | 7,930 |
| Pre-tax net operating income | $658,000 | 6,223 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $232,000 | 4,884 |
| Income before extraordinary items | $426,000 | 6,716 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $426,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,218 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $426,000 | 6,585 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 7,798 |
| Total interest expense | $1,182,000 | 7,637 |
| Net interest income | $1,274,000 | 7,735 |
| Provision for loan and lease losses | $33,000 | 7,158 |
| Total noninterest income | $127,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $107,000 | 6,451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $878,000 | 8,260 |
| Salaries and employee benefits | $442,000 | 8,442 |
| Premises and equipment expense | $167,000 | 7,259 |
| Additional noninterest expense | $269,000 | 8,080 |
| Pre-tax net operating income | $490,000 | 6,591 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $163,000 | 5,324 |
| Income before extraordinary items | $327,000 | 6,971 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $327,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $306,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $327,000 | 6,851 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 8,096 |
| Total interest expense | $1,100,000 | 8,011 |
| Net interest income | $1,229,000 | 8,016 |
| Provision for loan and lease losses | $66,000 | 6,080 |
| Total noninterest income | $151,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 6,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $845,000 | 8,439 |
| Salaries and employee benefits | $423,000 | 8,634 |
| Premises and equipment expense | $148,000 | 7,625 |
| Additional noninterest expense | $274,000 | 8,156 |
| Pre-tax net operating income | $469,000 | 7,155 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $122,000 | 6,264 |
| Income before extraordinary items | $347,000 | 7,170 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $347,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,380 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $347,000 | 7,166 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 8,232 |
| Total interest expense | $1,044,000 | 8,065 |
| Net interest income | $1,171,000 | 8,256 |
| Provision for loan and lease losses | $325,000 | 2,488 |
| Total noninterest income | $85,000 | 9,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $800,000 | 8,732 |
| Salaries and employee benefits | $430,000 | 8,731 |
| Premises and equipment expense | $142,000 | 7,811 |
| Additional noninterest expense | $228,000 | 8,763 |
| Pre-tax net operating income | $131,000 | 8,915 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $38,000 | 7,850 |
| Income before extraordinary items | $96,000 | 8,998 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $96,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,576 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $93,840 | 8,980 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 8,497 |
| Total interest expense | $1,028,000 | 8,342 |
| Net interest income | $1,129,000 | 8,506 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $104,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $762,000 | 8,895 |
| Salaries and employee benefits | $407,000 | 8,926 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $208,000 | 9,036 |
| Pre-tax net operating income | $468,000 | 7,540 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $317,000 | 7,747 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $317,000 | 7,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $317,000 | 7,658 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 8,935 |
| Total interest expense | $1,012,000 | 8,655 |
| Net interest income | $1,043,000 | 9,083 |
| Provision for loan and lease losses | $-24,000 | 10,651 |
| Total noninterest income | $128,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $702,000 | 9,396 |
| Salaries and employee benefits | $359,000 | 9,537 |
| Premises and equipment expense | $105,000 | 8,851 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $493,000 | 7,956 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $167,000 | 7,362 |
| Income before extraordinary items | $326,000 | 8,178 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $326,000 | 8,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $326,000 | 8,135 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 9,418 |
| Total interest expense | $968,000 | 9,127 |
| Net interest income | $997,000 | 9,563 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $56,000 | 10,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $573,000 | 10,289 |
| Salaries and employee benefits | $306,000 | 10,300 |
| Premises and equipment expense | $89,000 | 9,582 |
| Additional noninterest expense | $178,000 | 10,199 |
| Pre-tax net operating income | $467,000 | 8,133 |
| Securities gains (losses) | $40,000 | 1,495 |
| Applicable income taxes | $165,000 | 7,653 |
| Income before extraordinary items | $342,000 | 8,062 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $342,000 | 8,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,938 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $315,200 | 8,234 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 9,874 |
| Total interest expense | $927,000 | 9,512 |
| Net interest income | $980,000 | 9,995 |
| Provision for loan and lease losses | $-36,000 | 11,551 |
| Total noninterest income | $48,000 | 11,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $584,000 | 10,641 |
| Salaries and employee benefits | $286,000 | 10,878 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $204,000 | 10,364 |
| Pre-tax net operating income | $480,000 | 8,554 |
| Securities gains (losses) | $240,000 | 610 |
| Applicable income taxes | $174,000 | 7,859 |
| Income before extraordinary items | $546,000 | 6,925 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $546,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,021 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $363,600 | 8,340 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 10,061 |
| Total interest expense | $745,000 | 9,853 |
| Net interest income | $1,116,000 | 10,014 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $51,000 | 11,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $614,000 | 11,060 |
| Salaries and employee benefits | $281,000 | 11,379 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $244,000 | 10,595 |
| Pre-tax net operating income | $553,000 | 8,289 |
| Securities gains (losses) | $70,000 | 960 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $448,000 | 7,737 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $448,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $397,600 | 8,266 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 10,727 |
| Total interest expense | $737,000 | 10,376 |
| Net interest income | $1,002,000 | 10,771 |
| Provision for loan and lease losses | $-58,000 | 12,782 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $579,000 | 11,754 |
| Salaries and employee benefits | $294,000 | 11,717 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $213,000 | 11,560 |
| Pre-tax net operating income | $532,000 | 8,434 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $541,000 | 7,217 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $541,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,928 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $532,000 | 7,031 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 11,306 |
| Total interest expense | $912,000 | 10,811 |
| Net interest income | $889,000 | 11,568 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $59,000 | 12,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $603,000 | 12,048 |
| Salaries and employee benefits | $270,000 | 12,358 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $270,000 | 11,277 |
| Pre-tax net operating income | $333,000 | 9,840 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $113,000 | 9,575 |
| Income before extraordinary items | $220,000 | 10,323 |
| Extraordinary gains, net | $113,000 | 688 |
| Net income | $333,000 | 9,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $220,000 | 9,980 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.