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The Pauls Valley National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$14,185,000	2,369
Total interest expense	$4,085,000	2,254
Net interest income	$10,100,000	2,375
Provision for loan and lease losses	$410,000	1,420
Total noninterest income	$1,680,000	2,200
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$704,000	1,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$976,000	2,294
Total noninterest expense	$8,255,000	2,290
Salaries and employee benefits	$4,809,000	2,245
Premises and equipment expense	$1,122,000	1,898
Additional noninterest expense	$976,000	2,294
Pre-tax net operating income	$3,115,000	2,470
Securities gains (losses)	$23,000	629
Applicable income taxes	$320,000	2,185
Income before extraordinary items	$2,818,000	2,410
Extraordinary gains, net	$0	54
Net income	$2,818,000	2,434
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,818,000	2,412
Net charge-offs	$580,000	701
Cash dividends	$588,000	2,636
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,797,300	2,437
2023-09-30 (YTD Data)		Rank
Total interest income	$10,325,000	2,382
Total interest expense	$2,648,000	2,303
Net interest income	$7,677,000	2,371
Provision for loan and lease losses	$180,000	1,734
Total noninterest income	$1,227,000	2,207
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$526,000	1,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$701,000	2,324
Total noninterest expense	$6,270,000	2,254
Salaries and employee benefits	$3,647,000	2,223
Premises and equipment expense	$918,000	1,791
Additional noninterest expense	$701,000	2,323
Pre-tax net operating income	$2,454,000	2,465
Securities gains (losses)	$2,000	777
Applicable income taxes	$504,000	1,749
Income before extraordinary items	$1,952,000	2,541
Extraordinary gains, net	$0	52
Net income	$1,952,000	2,567
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,952,000	2,542
Net charge-offs	$588,000	533
Cash dividends	$588,000	2,124
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,950,420	2,565
2023-06-30 (YTD Data)		Rank
Total interest income	$6,686,000	2,391
Total interest expense	$1,524,000	2,320
Net interest income	$5,162,000	2,373
Provision for loan and lease losses	$120,000	1,688
Total noninterest income	$812,000	2,181
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$349,000	1,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$463,000	2,278
Total noninterest expense	$4,159,000	2,257
Salaries and employee benefits	$2,472,000	2,199
Premises and equipment expense	$609,000	1,784
Additional noninterest expense	$463,000	2,274
Pre-tax net operating income	$1,695,000	2,458
Securities gains (losses)	$2,000	835
Applicable income taxes	$336,000	1,774
Income before extraordinary items	$1,361,000	2,512
Extraordinary gains, net	$0	51
Net income	$1,361,000	2,542
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,361,000	2,512
Net charge-offs	$594,000	395
Cash dividends	$333,000	2,242
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,359,400	2,526
2023-03-31 (YTD Data)		Rank
Total interest income	$3,241,000	2,420
Total interest expense	$677,000	2,275
Net interest income	$2,564,000	2,398
Provision for loan and lease losses	$69,000	1,516
Total noninterest income	$400,000	2,183
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$173,000	1,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	2,295
Total noninterest expense	$2,100,000	2,277
Salaries and employee benefits	$1,270,000	2,191
Premises and equipment expense	$302,000	1,826
Additional noninterest expense	$227,000	2,295
Pre-tax net operating income	$795,000	2,577
Securities gains (losses)	$-14,000	4,069
Applicable income taxes	$168,000	1,792
Income before extraordinary items	$613,000	2,678
Extraordinary gains, net	$0	4
Net income	$613,000	2,678
Minority interest net income	$0	48
Net income of bank and minority interests.	$613,000	2,678
Net charge-offs	$535,000	266
Cash dividends	$255,000	1,671
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$624,060	2,692
2022-09-30 (YTD Data)		Rank
Total interest income	$8,400,000	2,326
Total interest expense	$720,000	2,168
Net interest income	$7,680,000	2,315
Provision for loan and lease losses	$383,000	1,106
Total noninterest income	$1,234,000	2,278
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$541,000	1,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$693,000	2,447
Total noninterest expense	$5,952,000	2,302
Salaries and employee benefits	$3,471,000	2,286
Premises and equipment expense	$909,000	1,817
Additional noninterest expense	$693,000	2,447
Pre-tax net operating income	$2,579,000	2,494
Securities gains (losses)	$21,000	335
Applicable income taxes	$405,000	1,971
Income before extraordinary items	$2,195,000	2,469
Extraordinary gains, net	$0	4
Net income	$2,195,000	2,468
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,195,000	2,468
Net charge-offs	$182,000	725
Cash dividends	$3,300,000	790
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,177,360	2,516
2022-06-30 (YTD Data)		Rank
Total interest income	$5,388,000	2,332
Total interest expense	$460,000	2,063
Net interest income	$4,928,000	2,330
Provision for loan and lease losses	$314,000	894
Total noninterest income	$785,000	2,325
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$360,000	1,302
Trading account gains and fees	NA	NA
Additional Noninterest Income	$425,000	2,558
Total noninterest expense	$3,861,000	2,331
Salaries and employee benefits	$2,247,000	2,326
Premises and equipment expense	$565,000	1,901
Additional noninterest expense	$1,049,000	2,539
Pre-tax net operating income	$1,538,000	2,535
Securities gains (losses)	$19,000	314
Applicable income taxes	$215,000	2,072
Income before extraordinary items	$1,342,000	2,491
Extraordinary gains, net	$0	4
Net income	$1,342,000	2,491
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,342,000	2,491
Net charge-offs	$247,000	487
Cash dividends	$3,300,000	580
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,325,660	2,537
2022-03-31 (YTD Data)		Rank
Total interest income	$2,627,000	2,334
Total interest expense	$240,000	1,966
Net interest income	$2,387,000	2,332
Provision for loan and lease losses	$295,000	518
Total noninterest income	$372,000	2,345
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$175,000	1,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	2,586
Total noninterest expense	$1,927,000	2,341
Salaries and employee benefits	$1,140,000	2,311
Premises and equipment expense	$273,000	1,961
Additional noninterest expense	$514,000	2,543
Pre-tax net operating income	$537,000	2,838
Securities gains (losses)	$-11,000	4,268
Applicable income taxes	$104,000	2,043
Income before extraordinary items	$422,000	2,927
Extraordinary gains, net	$0	4
Net income	$422,000	2,925
Minority interest net income	$0	50
Net income of bank and minority interests.	$422,000	2,927
Net charge-offs	$29,000	840
Cash dividends	$3,300,000	334
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$430,800	2,930
2021-12-31 (YTD Data)		Rank
Total interest income	$10,570,000	2,392
Total interest expense	$1,174,000	1,986
Net interest income	$9,396,000	2,414
Provision for loan and lease losses	$283,000	1,476
Total noninterest income	$1,494,000	2,547
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$655,000	1,319
Trading account gains and fees	NA	NA
Additional Noninterest Income	$839,000	2,788
Total noninterest expense	$7,801,000	2,320
Salaries and employee benefits	$4,629,000	2,270
Premises and equipment expense	$1,121,000	1,901
Additional noninterest expense	$2,051,000	2,558
Pre-tax net operating income	$2,806,000	2,759
Securities gains (losses)	$-209,000	4,722
Applicable income taxes	$493,000	2,107
Income before extraordinary items	$2,104,000	2,956
Extraordinary gains, net	$0	10
Net income	$2,104,000	2,956
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,104,000	2,956
Net charge-offs	$258,000	900
Cash dividends	$868,000	2,358
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,273,290	2,846
2021-09-30 (YTD Data)		Rank
Total interest income	$7,774,000	2,467
Total interest expense	$914,000	2,026
Net interest income	$6,860,000	2,488
Provision for loan and lease losses	$168,000	1,605
Total noninterest income	$1,182,000	2,526
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$481,000	1,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$701,000	2,719
Total noninterest expense	$5,642,000	2,389
Salaries and employee benefits	$3,205,000	2,412
Premises and equipment expense	$882,000	1,872
Additional noninterest expense	$1,555,000	2,524
Pre-tax net operating income	$2,232,000	2,817
Securities gains (losses)	$-246,000	4,855
Applicable income taxes	$273,000	2,373
Income before extraordinary items	$1,713,000	2,988
Extraordinary gains, net	$0	8
Net income	$1,713,000	2,988
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,713,000	2,988
Net charge-offs	$236,000	729
Cash dividends	$868,000	1,859
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,924,560	2,831
2021-06-30 (YTD Data)		Rank
Total interest income	$5,152,000	2,470
Total interest expense	$620,000	2,057
Net interest income	$4,532,000	2,501
Provision for loan and lease losses	$87,000	1,820
Total noninterest income	$750,000	2,549
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$314,000	1,312
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	2,769
Total noninterest expense	$3,699,000	2,399
Salaries and employee benefits	$2,080,000	2,447
Premises and equipment expense	$568,000	1,905
Additional noninterest expense	$1,051,000	2,485
Pre-tax net operating income	$1,496,000	2,774
Securities gains (losses)	$-259,000	4,908
Applicable income taxes	$189,000	2,330
Income before extraordinary items	$1,048,000	3,078
Extraordinary gains, net	$0	6
Net income	$1,048,000	3,076
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,048,000	3,078
Net charge-offs	$187,000	673
Cash dividends	$274,000	2,445
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,268,150	2,838
2021-03-31 (YTD Data)		Rank
Total interest income	$2,393,000	2,574
Total interest expense	$318,000	2,099
Net interest income	$2,075,000	2,613
Provision for loan and lease losses	$43,000	1,863
Total noninterest income	$368,000	2,576
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$164,000	1,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	2,816
Total noninterest expense	$1,878,000	2,360
Salaries and employee benefits	$1,035,000	2,449
Premises and equipment expense	$276,000	1,945
Additional noninterest expense	$567,000	2,350
Pre-tax net operating income	$522,000	3,187
Securities gains (losses)	$-132,000	4,894
Applicable income taxes	$102,000	2,275
Income before extraordinary items	$288,000	3,718
Extraordinary gains, net	$0	3
Net income	$288,000	3,718
Minority interest net income	$0	55
Net income of bank and minority interests.	$288,000	3,718
Net charge-offs	$104,000	601
Cash dividends	$137,000	2,001
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$392,280	3,372
2020-12-31 (YTD Data)		Rank
Total interest income	$10,232,000	2,480
Total interest expense	$1,686,000	2,203
Net interest income	$8,546,000	2,510
Provision for loan and lease losses	$332,000	2,589
Total noninterest income	$1,384,000	2,517
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$643,000	1,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$741,000	2,759
Total noninterest expense	$8,478,000	2,174
Salaries and employee benefits	$5,151,000	2,111
Premises and equipment expense	$1,089,000	1,916
Additional noninterest expense	$2,238,000	2,353
Pre-tax net operating income	$1,120,000	3,602
Securities gains (losses)	$317,000	802
Applicable income taxes	$355,000	2,191
Income before extraordinary items	$1,082,000	3,569
Extraordinary gains, net	$0	4
Net income	$1,082,000	3,569
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,082,000	3,569
Net charge-offs	$407,000	1,109
Cash dividends	$548,000	2,756
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$831,570	3,769
2020-09-30 (YTD Data)		Rank
Total interest income	$7,897,000	2,455
Total interest expense	$1,322,000	2,239
Net interest income	$6,575,000	2,461
Provision for loan and lease losses	$302,000	2,419
Total noninterest income	$1,082,000	2,433
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$468,000	1,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$614,000	2,630
Total noninterest expense	$5,933,000	2,265
Salaries and employee benefits	$3,431,000	2,249
Premises and equipment expense	$842,000	1,876
Additional noninterest expense	$1,660,000	2,345
Pre-tax net operating income	$1,422,000	3,021
Securities gains (losses)	$311,000	694
Applicable income taxes	$390,000	1,889
Income before extraordinary items	$1,343,000	2,978
Extraordinary gains, net	$0	4
Net income	$1,343,000	2,977
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,343,000	2,978
Net charge-offs	$208,000	1,239
Cash dividends	$411,000	2,481
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,097,310	3,174
2020-06-30 (YTD Data)		Rank
Total interest income	$5,470,000	2,418
Total interest expense	$905,000	2,299
Net interest income	$4,565,000	2,418
Provision for loan and lease losses	$196,000	2,435
Total noninterest income	$720,000	2,396
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$311,000	1,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$409,000	2,595
Total noninterest expense	$3,918,000	2,277
Salaries and employee benefits	$2,246,000	2,284
Premises and equipment expense	$567,000	1,866
Additional noninterest expense	$1,105,000	2,347
Pre-tax net operating income	$1,171,000	2,727
Securities gains (losses)	$282,000	574
Applicable income taxes	$318,000	1,703
Income before extraordinary items	$1,135,000	2,633
Extraordinary gains, net	$0	4
Net income	$1,135,000	2,632
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,135,000	2,633
Net charge-offs	$65,000	1,580
Cash dividends	$274,000	2,481
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$912,220	2,887
2020-03-31 (YTD Data)		Rank
Total interest income	$2,606,000	2,495
Total interest expense	$460,000	2,426
Net interest income	$2,146,000	2,469
Provision for loan and lease losses	$11,000	3,379
Total noninterest income	$394,000	2,204
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$187,000	1,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	2,398
Total noninterest expense	$1,894,000	2,347
Salaries and employee benefits	$1,061,000	2,380
Premises and equipment expense	$273,000	1,924
Additional noninterest expense	$560,000	2,354
Pre-tax net operating income	$635,000	2,478
Securities gains (losses)	$0	1,705
Applicable income taxes	$96,000	1,971
Income before extraordinary items	$539,000	2,548
Extraordinary gains, net	$0	4
Net income	$539,000	2,548
Minority interest net income	$0	56
Net income of bank and minority interests.	$539,000	2,549
Net charge-offs	$45,000	1,251
Cash dividends	$137,000	2,153
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$539,000	2,519
2019-12-31 (YTD Data)		Rank
Total interest income	$10,897,000	2,441
Total interest expense	$1,818,000	2,495
Net interest income	$9,079,000	2,408
Provision for loan and lease losses	$292,000	2,011
Total noninterest income	$1,642,000	2,197
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$831,000	1,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$811,000	2,488
Total noninterest expense	$8,045,000	2,242
Salaries and employee benefits	$4,456,000	2,270
Premises and equipment expense	$1,164,000	1,836
Additional noninterest expense	$2,425,000	2,259
Pre-tax net operating income	$2,384,000	2,803
Securities gains (losses)	$12,000	1,837
Applicable income taxes	$254,000	2,460
Income before extraordinary items	$2,142,000	2,796
Extraordinary gains, net	$0	11
Net income	$2,142,000	2,797
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,142,000	2,798
Net charge-offs	$107,000	2,166
Cash dividends	$1,152,000	2,173
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,131,320	2,768
2019-09-30 (YTD Data)		Rank
Total interest income	$8,223,000	2,458
Total interest expense	$1,339,000	2,537
Net interest income	$6,884,000	2,425
Provision for loan and lease losses	$232,000	1,816
Total noninterest income	$1,230,000	2,195
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$628,000	1,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	2,497
Total noninterest expense	$5,955,000	2,273
Salaries and employee benefits	$3,374,000	2,264
Premises and equipment expense	$882,000	1,839
Additional noninterest expense	$1,699,000	2,364
Pre-tax net operating income	$1,927,000	2,778
Securities gains (losses)	$12,000	1,604
Applicable income taxes	$418,000	1,951
Income before extraordinary items	$1,521,000	2,935
Extraordinary gains, net	$0	11
Net income	$1,521,000	2,936
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,521,000	2,936
Net charge-offs	$59,000	2,116
Cash dividends	$770,000	2,088
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,511,520	2,915
2019-06-30 (YTD Data)		Rank
Total interest income	$5,446,000	2,470
Total interest expense	$861,000	2,559
Net interest income	$4,585,000	2,431
Provision for loan and lease losses	$171,000	1,704
Total noninterest income	$794,000	2,209
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$411,000	1,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	2,533
Total noninterest expense	$3,948,000	2,284
Salaries and employee benefits	$2,240,000	2,280
Premises and equipment expense	$575,000	1,871
Additional noninterest expense	$1,133,000	2,381
Pre-tax net operating income	$1,260,000	2,773
Securities gains (losses)	$0	1,702
Applicable income taxes	$237,000	2,072
Income before extraordinary items	$1,023,000	2,917
Extraordinary gains, net	$0	11
Net income	$1,023,000	2,916
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,023,000	2,916
Net charge-offs	$34,000	2,093
Cash dividends	$274,000	2,659
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,023,000	2,895
2019-03-31 (YTD Data)		Rank
Total interest income	$2,660,000	2,499
Total interest expense	$410,000	2,605
Net interest income	$2,250,000	2,472
Provision for loan and lease losses	$86,000	1,609
Total noninterest income	$385,000	2,210
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$205,000	1,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	2,532
Total noninterest expense	$1,958,000	2,306
Salaries and employee benefits	$1,117,000	2,306
Premises and equipment expense	$286,000	1,893
Additional noninterest expense	$555,000	2,407
Pre-tax net operating income	$591,000	2,841
Securities gains (losses)	$0	1,087
Applicable income taxes	$100,000	2,152
Income before extraordinary items	$491,000	2,917
Extraordinary gains, net	$0	5
Net income	$491,000	2,915
Minority interest net income	$0	52
Net income of bank and minority interests.	$491,000	2,916
Net charge-offs	$14,000	1,843
Cash dividends	$137,000	2,280
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$491,000	2,908
2018-12-31 (YTD Data)		Rank
Total interest income	$10,321,000	2,471
Total interest expense	$1,162,000	2,719
Net interest income	$9,159,000	2,417
Provision for loan and lease losses	$324,000	1,890
Total noninterest income	$1,703,000	2,172
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,060,000	1,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$643,000	2,758
Total noninterest expense	$8,120,000	2,221
Salaries and employee benefits	$4,630,000	2,228
Premises and equipment expense	$1,194,000	1,821
Additional noninterest expense	$2,296,000	2,367
Pre-tax net operating income	$2,418,000	2,833
Securities gains (losses)	$0	1,125
Applicable income taxes	$354,000	2,259
Income before extraordinary items	$2,064,000	2,885
Extraordinary gains, net	$0	6
Net income	$2,064,000	2,884
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,064,000	2,884
Net charge-offs	$190,000	1,687
Cash dividends	$548,000	2,891
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,064,000	2,881
2018-09-30 (YTD Data)		Rank
Total interest income	$7,734,000	2,465
Total interest expense	$793,000	2,770
Net interest income	$6,941,000	2,398
Provision for loan and lease losses	$243,000	1,784
Total noninterest income	$1,262,000	2,222
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$932,000	963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	3,275
Total noninterest expense	$5,980,000	2,248
Salaries and employee benefits	$3,359,000	2,272
Premises and equipment expense	$923,000	1,791
Additional noninterest expense	$1,698,000	2,387
Pre-tax net operating income	$1,980,000	2,742
Securities gains (losses)	$0	1,118
Applicable income taxes	$405,000	1,972
Income before extraordinary items	$1,575,000	2,910
Extraordinary gains, net	$0	5
Net income	$1,575,000	2,909
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,575,000	2,909
Net charge-offs	$138,000	1,482
Cash dividends	$412,000	2,560
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,575,000	2,896
2018-06-30 (YTD Data)		Rank
Total interest income	$5,063,000	2,478
Total interest expense	$497,000	2,803
Net interest income	$4,566,000	2,418
Provision for loan and lease losses	$162,000	1,719
Total noninterest income	$827,000	2,230
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$622,000	957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$205,000	3,364
Total noninterest expense	$3,904,000	2,290
Salaries and employee benefits	$2,205,000	2,311
Premises and equipment expense	$605,000	1,825
Additional noninterest expense	$1,094,000	2,446
Pre-tax net operating income	$1,327,000	2,720
Securities gains (losses)	$0	961
Applicable income taxes	$296,000	1,874
Income before extraordinary items	$1,031,000	2,902
Extraordinary gains, net	$0	6
Net income	$1,031,000	2,901
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,031,000	2,901
Net charge-offs	$124,000	1,187
Cash dividends	$274,000	2,578
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,031,000	2,891
2018-03-31 (YTD Data)		Rank
Total interest income	$2,506,000	2,491
Total interest expense	$243,000	2,794
Net interest income	$2,263,000	2,433
Provision for loan and lease losses	$56,000	2,009
Total noninterest income	$390,000	2,289
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$194,000	1,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	2,513
Total noninterest expense	$2,000,000	2,282
Salaries and employee benefits	$1,116,000	2,311
Premises and equipment expense	$306,000	1,840
Additional noninterest expense	$578,000	2,360
Pre-tax net operating income	$597,000	2,826
Securities gains (losses)	$0	735
Applicable income taxes	$127,000	1,962
Income before extraordinary items	$470,000	2,997
Extraordinary gains, net	$0	7
Net income	$470,000	2,999
Minority interest net income	$0	52
Net income of bank and minority interests.	$470,000	2,998
Net charge-offs	$5,000	2,201
Cash dividends	$137,000	2,166
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$470,000	2,990
2017-12-31 (YTD Data)		Rank
Total interest income	$9,825,000	2,475
Total interest expense	$881,000	2,775
Net interest income	$8,944,000	2,422
Provision for loan and lease losses	$314,000	1,927
Total noninterest income	$1,638,000	2,284
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$858,000	1,345
Trading account gains and fees	NA	NA
Additional Noninterest Income	$780,000	2,597
Total noninterest expense	$7,973,000	2,270
Salaries and employee benefits	$4,304,000	2,350
Premises and equipment expense	$1,322,000	1,709
Additional noninterest expense	$2,347,000	2,356
Pre-tax net operating income	$2,295,000	2,892
Securities gains (losses)	$3,000	1,912
Applicable income taxes	$507,000	2,408
Income before extraordinary items	$1,791,000	2,870
Extraordinary gains, net	$0	9
Net income	$1,791,000	2,869
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,791,000	2,870
Net charge-offs	$169,000	1,971
Cash dividends	$548,000	2,868
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,788,660	2,850
2017-09-30 (YTD Data)		Rank
Total interest income	$7,312,000	2,503
Total interest expense	$638,000	2,821
Net interest income	$6,674,000	2,438
Provision for loan and lease losses	$308,000	1,600
Total noninterest income	$1,259,000	2,276
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$649,000	1,344
Trading account gains and fees	NA	NA
Additional Noninterest Income	$610,000	2,562
Total noninterest expense	$6,104,000	2,250
Salaries and employee benefits	$3,375,000	2,282
Premises and equipment expense	$976,000	1,732
Additional noninterest expense	$1,753,000	2,377
Pre-tax net operating income	$1,521,000	3,141
Securities gains (losses)	$13,000	1,503
Applicable income taxes	$423,000	2,213
Income before extraordinary items	$1,111,000	3,351
Extraordinary gains, net	$0	9
Net income	$1,111,000	3,350
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,111,000	3,351
Net charge-offs	$110,000	1,840
Cash dividends	$412,000	2,587
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,101,640	3,341
2017-06-30 (YTD Data)		Rank
Total interest income	$4,784,000	2,523
Total interest expense	$403,000	2,868
Net interest income	$4,381,000	2,453
Provision for loan and lease losses	$172,000	1,726
Total noninterest income	$845,000	2,280
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$434,000	1,323
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	2,548
Total noninterest expense	$4,056,000	2,260
Salaries and employee benefits	$2,245,000	2,300
Premises and equipment expense	$635,000	1,772
Additional noninterest expense	$1,176,000	2,364
Pre-tax net operating income	$998,000	3,122
Securities gains (losses)	$-2,000	5,321
Applicable income taxes	$249,000	2,304
Income before extraordinary items	$747,000	3,282
Extraordinary gains, net	$0	11
Net income	$747,000	3,280
Minority interest net income	$0	71
Net income of bank and minority interests.	$747,000	3,282
Net charge-offs	$99,000	1,526
Cash dividends	$274,000	2,591
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$748,500	3,258
2017-03-31 (YTD Data)		Rank
Total interest income	$2,347,000	2,559
Total interest expense	$189,000	2,963
Net interest income	$2,158,000	2,485
Provision for loan and lease losses	$26,000	2,637
Total noninterest income	$411,000	2,305
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$219,000	1,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	2,628
Total noninterest expense	$2,021,000	2,287
Salaries and employee benefits	$1,120,000	2,319
Premises and equipment expense	$316,000	1,812
Additional noninterest expense	$585,000	2,366
Pre-tax net operating income	$522,000	3,018
Securities gains (losses)	$-2,000	5,508
Applicable income taxes	$117,000	2,325
Income before extraordinary items	$403,000	3,122
Extraordinary gains, net	$0	8
Net income	$403,000	3,120
Minority interest net income	$0	55
Net income of bank and minority interests.	$403,000	3,122
Net charge-offs	$37,000	1,511
Cash dividends	$137,000	2,208
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$404,540	3,100
2016-12-31 (YTD Data)		Rank
Total interest income	$9,501,000	2,510
Total interest expense	$750,000	2,907
Net interest income	$8,751,000	2,442
Provision for loan and lease losses	$187,000	2,518
Total noninterest income	$1,498,000	2,496
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$821,000	1,410
Trading account gains and fees	$0	170
Additional Noninterest Income	$677,000	2,884
Total noninterest expense	$8,018,000	2,286
Salaries and employee benefits	$4,296,000	2,376
Premises and equipment expense	$1,338,000	1,691
Additional noninterest expense	$2,384,000	2,403
Pre-tax net operating income	$2,044,000	3,017
Securities gains (losses)	$32,000	2,123
Applicable income taxes	$448,000	2,347
Income before extraordinary items	$1,628,000	3,130
Extraordinary gains, net	$0	5
Net income	$1,628,000	3,129
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,628,000	3,129
Net charge-offs	$268,000	1,642
Cash dividends	$550,000	2,859
Sale, conversion, retirement of capital stock, net	$-2,207,000	5,888
Net operating income	$1,603,040	3,105
2016-09-30 (YTD Data)		Rank
Total interest income	$7,142,000	2,502
Total interest expense	$561,000	2,918
Net interest income	$6,581,000	2,437
Provision for loan and lease losses	$178,000	2,194
Total noninterest income	$1,123,000	2,492
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$536,000	1,590
Trading account gains and fees	$0	169
Additional Noninterest Income	$587,000	2,678
Total noninterest expense	$5,950,000	2,307
Salaries and employee benefits	$3,234,000	2,349
Premises and equipment expense	$977,000	1,742
Additional noninterest expense	$1,739,000	2,461
Pre-tax net operating income	$1,576,000	3,025
Securities gains (losses)	$32,000	2,062
Applicable income taxes	$397,000	2,246
Income before extraordinary items	$1,211,000	3,197
Extraordinary gains, net	$0	5
Net income	$1,211,000	3,197
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,211,000	3,197
Net charge-offs	$251,000	1,289
Cash dividends	$412,000	2,600
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,187,000	3,169
2016-06-30 (YTD Data)		Rank
Total interest income	$4,797,000	2,488
Total interest expense	$372,000	2,947
Net interest income	$4,425,000	2,418
Provision for loan and lease losses	$168,000	1,803
Total noninterest income	$741,000	2,478
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$341,000	1,631
Trading account gains and fees	$0	157
Additional Noninterest Income	$400,000	2,662
Total noninterest expense	$3,896,000	2,349
Salaries and employee benefits	$2,099,000	2,409
Premises and equipment expense	$638,000	1,760
Additional noninterest expense	$1,159,000	2,466
Pre-tax net operating income	$1,102,000	2,899
Securities gains (losses)	$21,000	1,915
Applicable income taxes	$277,000	2,195
Income before extraordinary items	$846,000	3,080
Extraordinary gains, net	$0	16
Net income	$846,000	3,079
Minority interest net income	$0	71
Net income of bank and minority interests.	$846,000	3,079
Net charge-offs	$266,000	942
Cash dividends	$274,000	2,611
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$830,250	3,055
2016-03-31 (YTD Data)		Rank
Total interest income	$2,377,000	2,511
Total interest expense	$187,000	2,965
Net interest income	$2,190,000	2,448
Provision for loan and lease losses	$157,000	1,118
Total noninterest income	$362,000	2,476
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$164,000	1,676
Trading account gains and fees	$0	142
Additional Noninterest Income	$198,000	2,629
Total noninterest expense	$1,926,000	2,378
Salaries and employee benefits	$1,023,000	2,476
Premises and equipment expense	$314,000	1,801
Additional noninterest expense	$589,000	2,437
Pre-tax net operating income	$469,000	3,148
Securities gains (losses)	$8,000	1,573
Applicable income taxes	$101,000	2,457
Income before extraordinary items	$376,000	3,245
Extraordinary gains, net	$0	12
Net income	$376,000	3,243
Minority interest net income	$0	62
Net income of bank and minority interests.	$376,000	3,244
Net charge-offs	$157,000	772
Cash dividends	$137,000	2,205
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$369,680	3,205
2015-12-31 (YTD Data)		Rank
Total interest income	$9,593,000	2,446
Total interest expense	$708,000	3,045
Net interest income	$8,885,000	2,370
Provision for loan and lease losses	$443,000	1,488
Total noninterest income	$1,562,000	2,431
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$756,000	1,543
Trading account gains and fees	$0	159
Additional Noninterest Income	$806,000	2,648
Total noninterest expense	$7,798,000	2,345
Salaries and employee benefits	$4,225,000	2,371
Premises and equipment expense	$1,261,000	1,808
Additional noninterest expense	$2,312,000	2,493
Pre-tax net operating income	$2,206,000	2,831
Securities gains (losses)	$9,000	2,638
Applicable income taxes	$446,000	2,325
Income before extraordinary items	$1,769,000	2,943
Extraordinary gains, net	$0	23
Net income	$1,769,000	2,945
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,769,000	2,945
Net charge-offs	$321,000	1,543
Cash dividends	$608,000	2,707
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,761,800	2,903
2015-09-30 (YTD Data)		Rank
Total interest income	$7,164,000	2,478
Total interest expense	$526,000	3,095
Net interest income	$6,638,000	2,393
Provision for loan and lease losses	$189,000	2,014
Total noninterest income	$1,198,000	2,428
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$588,000	1,520
Trading account gains and fees	$0	153
Additional Noninterest Income	$610,000	2,649
Total noninterest expense	$5,875,000	2,334
Salaries and employee benefits	$3,193,000	2,351
Premises and equipment expense	$916,000	1,873
Additional noninterest expense	$1,766,000	2,452
Pre-tax net operating income	$1,772,000	2,781
Securities gains (losses)	$1,000	2,915
Applicable income taxes	$464,000	2,074
Income before extraordinary items	$1,309,000	3,038
Extraordinary gains, net	$0	21
Net income	$1,309,000	3,038
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,309,000	3,039
Net charge-offs	$252,000	1,335
Cash dividends	$470,000	2,398
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,308,260	2,977
2015-06-30 (YTD Data)		Rank
Total interest income	$4,739,000	2,497
Total interest expense	$347,000	3,144
Net interest income	$4,392,000	2,412
Provision for loan and lease losses	$85,000	2,433
Total noninterest income	$805,000	2,414
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$386,000	1,517
Trading account gains and fees	$0	157
Additional Noninterest Income	$419,000	2,619
Total noninterest expense	$3,924,000	2,339
Salaries and employee benefits	$2,126,000	2,376
Premises and equipment expense	$578,000	1,982
Additional noninterest expense	$1,220,000	2,390
Pre-tax net operating income	$1,188,000	2,748
Securities gains (losses)	$0	2,636
Applicable income taxes	$307,000	2,113
Income before extraordinary items	$881,000	2,988
Extraordinary gains, net	$0	22
Net income	$881,000	2,988
Minority interest net income	$0	75
Net income of bank and minority interests.	$881,000	2,990
Net charge-offs	$103,000	1,701
Cash dividends	$333,000	2,326
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$881,000	2,929
2015-03-31 (YTD Data)		Rank
Total interest income	$2,401,000	2,473
Total interest expense	$171,000	3,203
Net interest income	$2,230,000	2,385
Provision for loan and lease losses	$29,000	2,643
Total noninterest income	$381,000	2,457
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$178,000	1,596
Trading account gains and fees	$0	152
Additional Noninterest Income	$203,000	2,608
Total noninterest expense	$2,007,000	2,298
Salaries and employee benefits	$1,118,000	2,297
Premises and equipment expense	$302,000	1,924
Additional noninterest expense	$587,000	2,460
Pre-tax net operating income	$575,000	2,773
Securities gains (losses)	$0	2,027
Applicable income taxes	$153,000	2,073
Income before extraordinary items	$422,000	3,031
Extraordinary gains, net	$0	13
Net income	$422,000	3,034
Minority interest net income	$0	64
Net income of bank and minority interests.	$422,000	3,034
Net charge-offs	$52,000	1,527
Cash dividends	$137,000	2,120
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$422,000	2,966
2014-12-31 (YTD Data)		Rank
Total interest income	$9,517,000	2,513
Total interest expense	$708,000	3,294
Net interest income	$8,809,000	2,399
Provision for loan and lease losses	$156,000	2,739
Total noninterest income	$1,604,000	2,413
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$806,000	1,573
Trading account gains and fees	$0	180
Additional Noninterest Income	$798,000	2,644
Total noninterest expense	$7,692,000	2,389
Salaries and employee benefits	$4,113,000	2,429
Premises and equipment expense	$1,209,000	1,908
Additional noninterest expense	$2,370,000	2,513
Pre-tax net operating income	$2,565,000	2,534
Securities gains (losses)	$141,000	1,018
Applicable income taxes	$544,000	2,115
Income before extraordinary items	$2,162,000	2,549
Extraordinary gains, net	$0	17
Net income	$2,162,000	2,549
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,162,000	2,549
Net charge-offs	$299,000	2,019
Cash dividends	$617,000	2,594
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,049,200	2,607
2014-09-30 (YTD Data)		Rank
Total interest income	$7,131,000	2,533
Total interest expense	$535,000	3,324
Net interest income	$6,596,000	2,424
Provision for loan and lease losses	$152,000	2,359
Total noninterest income	$1,217,000	2,419
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$613,000	1,552
Trading account gains and fees	$0	174
Additional Noninterest Income	$604,000	2,634
Total noninterest expense	$5,668,000	2,436
Salaries and employee benefits	$2,818,000	2,626
Premises and equipment expense	$882,000	1,967
Additional noninterest expense	$1,968,000	2,283
Pre-tax net operating income	$1,993,000	2,514
Securities gains (losses)	$53,000	1,414
Applicable income taxes	$556,000	1,888
Income before extraordinary items	$1,490,000	2,740
Extraordinary gains, net	$0	15
Net income	$1,490,000	2,740
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,490,000	2,740
Net charge-offs	$226,000	1,873
Cash dividends	$421,000	2,413
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,451,310	2,752
2014-06-30 (YTD Data)		Rank
Total interest income	$4,762,000	2,519
Total interest expense	$357,000	3,351
Net interest income	$4,405,000	2,409
Provision for loan and lease losses	$3,000	4,116
Total noninterest income	$835,000	2,356
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$415,000	1,514
Trading account gains and fees	$0	172
Additional Noninterest Income	$420,000	2,556
Total noninterest expense	$3,566,000	2,580
Salaries and employee benefits	$1,852,000	2,678
Premises and equipment expense	$581,000	2,006
Additional noninterest expense	$1,133,000	2,610
Pre-tax net operating income	$1,671,000	2,093
Securities gains (losses)	$55,000	1,121
Applicable income taxes	$482,000	1,572
Income before extraordinary items	$1,244,000	2,279
Extraordinary gains, net	$0	20
Net income	$1,244,000	2,282
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,244,000	2,282
Net charge-offs	$-103,000	6,323
Cash dividends	$274,000	2,448
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,204,400	2,287
2014-03-31 (YTD Data)		Rank
Total interest income	$2,356,000	2,548
Total interest expense	$179,000	3,398
Net interest income	$2,177,000	2,422
Provision for loan and lease losses	$2,000	3,744
Total noninterest income	$395,000	2,390
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$216,000	1,451
Trading account gains and fees	$0	147
Additional Noninterest Income	$179,000	2,720
Total noninterest expense	$1,756,000	2,622
Salaries and employee benefits	$895,000	2,757
Premises and equipment expense	$289,000	2,050
Additional noninterest expense	$572,000	2,594
Pre-tax net operating income	$814,000	2,072
Securities gains (losses)	$55,000	621
Applicable income taxes	$220,000	1,626
Income before extraordinary items	$649,000	2,135
Extraordinary gains, net	$0	16
Net income	$649,000	2,137
Minority interest net income	$0	66
Net income of bank and minority interests.	$649,000	2,137
Net charge-offs	$-134,000	6,525
Cash dividends	$137,000	2,050
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$607,750	2,212
2013-12-31 (YTD Data)		Rank
Total interest income	$8,767,000	2,731
Total interest expense	$823,000	3,387
Net interest income	$7,944,000	2,621
Provision for loan and lease losses	$55,000	4,206
Total noninterest income	$1,544,000	2,539
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$810,000	1,629
Trading account gains and fees	$0	184
Additional Noninterest Income	$734,000	2,808
Total noninterest expense	$6,986,000	2,636
Salaries and employee benefits	$4,000,000	2,480
Premises and equipment expense	$1,100,000	2,070
Additional noninterest expense	$1,886,000	3,112
Pre-tax net operating income	$2,447,000	2,507
Securities gains (losses)	$120,000	1,196
Applicable income taxes	$457,000	2,256
Income before extraordinary items	$2,110,000	2,505
Extraordinary gains, net	$0	29
Net income	$2,110,000	2,508
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,110,000	2,508
Net charge-offs	$59,000	4,224
Cash dividends	$470,000	2,834
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,011,600	2,531
2013-09-30 (YTD Data)		Rank
Total interest income	$6,417,000	2,817
Total interest expense	$637,000	3,388
Net interest income	$5,780,000	2,701
Provision for loan and lease losses	$200,000	2,567
Total noninterest income	$1,123,000	2,642
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$612,000	1,621
Trading account gains and fees	$0	180
Additional Noninterest Income	$511,000	2,980
Total noninterest expense	$4,981,000	2,752
Salaries and employee benefits	$2,647,000	2,785
Premises and equipment expense	$733,000	2,315
Additional noninterest expense	$1,601,000	2,836
Pre-tax net operating income	$1,722,000	2,684
Securities gains (losses)	$120,000	1,095
Applicable income taxes	$447,000	2,027
Income before extraordinary items	$1,395,000	2,792
Extraordinary gains, net	$0	25
Net income	$1,395,000	2,796
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,395,000	2,796
Net charge-offs	$-22,000	6,291
Cash dividends	$333,000	2,515
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,303,800	2,840
2013-06-30 (YTD Data)		Rank
Total interest income	$4,176,000	2,860
Total interest expense	$441,000	3,362
Net interest income	$3,735,000	2,764
Provision for loan and lease losses	$196,000	2,158
Total noninterest income	$755,000	2,641
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$417,000	1,574
Trading account gains and fees	$0	157
Additional Noninterest Income	$338,000	3,038
Total noninterest expense	$3,283,000	2,781
Salaries and employee benefits	$1,926,000	2,576
Premises and equipment expense	$473,000	2,388
Additional noninterest expense	$884,000	3,250
Pre-tax net operating income	$1,011,000	2,883
Securities gains (losses)	$120,000	996
Applicable income taxes	$253,000	2,201
Income before extraordinary items	$878,000	2,884
Extraordinary gains, net	$0	22
Net income	$878,000	2,888
Minority interest net income	$0	82
Net income of bank and minority interests.	$878,000	2,888
Net charge-offs	$76,000	3,009
Cash dividends	$196,000	2,598
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$784,400	3,014
2013-03-31 (YTD Data)		Rank
Total interest income	$2,120,000	2,847
Total interest expense	$224,000	3,416
Net interest income	$1,896,000	2,741
Provision for loan and lease losses	$166,000	1,523
Total noninterest income	$366,000	2,692
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$208,000	1,573
Trading account gains and fees	$0	148
Additional Noninterest Income	$158,000	3,105
Total noninterest expense	$1,753,000	2,673
Salaries and employee benefits	$875,000	2,837
Premises and equipment expense	$254,000	2,287
Additional noninterest expense	$624,000	2,456
Pre-tax net operating income	$343,000	3,550
Securities gains (losses)	$0	1,966
Applicable income taxes	$41,000	3,134
Income before extraordinary items	$302,000	3,548
Extraordinary gains, net	$0	10
Net income	$302,000	3,549
Minority interest net income	$0	76
Net income of bank and minority interests.	$302,000	3,550
Net charge-offs	$112,000	1,792
Cash dividends	$98,000	2,099
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$302,000	3,458
2012-12-31 (YTD Data)		Rank
Total interest income	$9,034,000	2,824
Total interest expense	$1,092,000	3,406
Net interest income	$7,942,000	2,677
Provision for loan and lease losses	$840,000	1,997
Total noninterest income	$1,524,000	2,596
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$900,000	1,545
Trading account gains and fees	$0	166
Additional Noninterest Income	$624,000	3,048
Total noninterest expense	$7,133,000	2,615
Salaries and employee benefits	$3,867,000	2,533
Premises and equipment expense	$1,105,000	2,081
Additional noninterest expense	$2,161,000	2,911
Pre-tax net operating income	$1,493,000	3,345
Securities gains (losses)	$344,000	1,243
Applicable income taxes	$330,000	2,575
Income before extraordinary items	$1,507,000	3,117
Extraordinary gains, net	$0	29
Net income	$1,507,000	3,116
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,507,000	3,116
Net charge-offs	$846,000	1,992
Cash dividends	$264,000	3,405
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,224,920	3,355
2012-09-30 (YTD Data)		Rank
Total interest income	$6,859,000	2,853
Total interest expense	$845,000	3,450
Net interest income	$6,014,000	2,711
Provision for loan and lease losses	$680,000	1,885
Total noninterest income	$963,000	2,856
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$666,000	1,580
Trading account gains and fees	$0	157
Additional Noninterest Income	$297,000	3,711
Total noninterest expense	$5,056,000	2,762
Salaries and employee benefits	$2,662,000	2,765
Premises and equipment expense	$803,000	2,170
Additional noninterest expense	$1,591,000	2,964
Pre-tax net operating income	$1,241,000	3,240
Securities gains (losses)	$216,000	1,376
Applicable income taxes	$331,000	2,367
Income before extraordinary items	$1,126,000	3,198
Extraordinary gains, net	$0	20
Net income	$1,126,000	3,199
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,126,000	3,198
Net charge-offs	$634,000	1,924
Cash dividends	$176,000	3,000
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$959,680	3,351
2012-06-30 (YTD Data)		Rank
Total interest income	$4,601,000	2,858
Total interest expense	$584,000	3,464
Net interest income	$4,017,000	2,713
Provision for loan and lease losses	$562,000	1,682
Total noninterest income	$641,000	2,814
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$450,000	1,551
Trading account gains and fees	$0	153
Additional Noninterest Income	$191,000	3,747
Total noninterest expense	$3,412,000	2,743
Salaries and employee benefits	$1,724,000	2,836
Premises and equipment expense	$530,000	2,179
Additional noninterest expense	$1,158,000	2,773
Pre-tax net operating income	$684,000	3,578
Securities gains (losses)	$216,000	1,051
Applicable income taxes	$185,000	2,513
Income before extraordinary items	$715,000	3,287
Extraordinary gains, net	$0	19
Net income	$715,000	3,286
Minority interest net income	$0	84
Net income of bank and minority interests.	$715,000	3,288
Net charge-offs	$590,000	1,617
Cash dividends	$88,000	3,097
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$544,360	3,640
2012-03-31 (YTD Data)		Rank
Total interest income	$2,335,000	2,851
Total interest expense	$314,000	3,411
Net interest income	$2,021,000	2,701
Provision for loan and lease losses	$402,000	1,243
Total noninterest income	$271,000	3,114
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$226,000	1,534
Trading account gains and fees	$0	148
Additional Noninterest Income	$45,000	4,865
Total noninterest expense	$1,740,000	2,693
Salaries and employee benefits	$875,000	2,810
Premises and equipment expense	$237,000	2,413
Additional noninterest expense	$628,000	2,541
Pre-tax net operating income	$150,000	4,931
Securities gains (losses)	$0	2,210
Applicable income taxes	$11,000	3,958
Income before extraordinary items	$139,000	4,961
Extraordinary gains, net	$0	19
Net income	$139,000	4,964
Minority interest net income	$0	78
Net income of bank and minority interests.	$139,000	4,965
Net charge-offs	$524,000	1,058
Cash dividends	$88,000	2,171
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$139,000	4,812
2011-12-31 (YTD Data)		Rank
Total interest income	$9,663,000	2,836
Total interest expense	$1,494,000	3,460
Net interest income	$8,169,000	2,681
Provision for loan and lease losses	$455,000	3,581
Total noninterest income	$1,566,000	2,377
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$992,000	1,489
Trading account gains and fees	$0	146
Additional Noninterest Income	$574,000	2,927
Total noninterest expense	$7,001,000	2,673
Salaries and employee benefits	$4,096,000	2,352
Premises and equipment expense	$851,000	2,779
Additional noninterest expense	$2,054,000	3,068
Pre-tax net operating income	$2,279,000	2,270
Securities gains (losses)	$119,000	1,923
Applicable income taxes	$501,000	2,032
Income before extraordinary items	$1,897,000	2,358
Extraordinary gains, net	$0	29
Net income	$1,897,000	2,358
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,897,000	2,359
Net charge-offs	$209,000	4,246
Cash dividends	$741,000	1,971
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,802,990	2,371
2011-09-30 (YTD Data)		Rank
Total interest income	$7,246,000	2,873
Total interest expense	$1,159,000	3,497
Net interest income	$6,087,000	2,697
Provision for loan and lease losses	$350,000	3,408
Total noninterest income	$1,200,000	2,328
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$752,000	1,482
Trading account gains and fees	$0	145
Additional Noninterest Income	$448,000	2,860
Total noninterest expense	$4,935,000	2,813
Salaries and employee benefits	$2,457,000	2,901
Premises and equipment expense	$616,000	2,877
Additional noninterest expense	$1,862,000	2,610
Pre-tax net operating income	$2,002,000	2,088
Securities gains (losses)	$119,000	1,629
Applicable income taxes	$622,000	1,537
Income before extraordinary items	$1,499,000	2,316
Extraordinary gains, net	$0	21
Net income	$1,499,000	2,316
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,499,000	2,317
Net charge-offs	$169,000	3,901
Cash dividends	$653,000	1,532
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,414,510	2,334
2011-06-30 (YTD Data)		Rank
Total interest income	$4,566,000	3,047
Total interest expense	$801,000	3,514
Net interest income	$3,765,000	2,894
Provision for loan and lease losses	$250,000	3,239
Total noninterest income	$647,000	2,674
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$484,000	1,504
Trading account gains and fees	$0	153
Additional Noninterest Income	$163,000	3,822
Total noninterest expense	$3,053,000	3,055
Salaries and employee benefits	$1,591,000	2,987
Premises and equipment expense	$387,000	3,029
Additional noninterest expense	$1,075,000	3,013
Pre-tax net operating income	$1,109,000	2,371
Securities gains (losses)	$118,000	1,021
Applicable income taxes	$343,000	1,666
Income before extraordinary items	$884,000	2,493
Extraordinary gains, net	$0	15
Net income	$884,000	2,493
Minority interest net income	$0	89
Net income of bank and minority interests.	$884,000	2,493
Net charge-offs	$121,000	3,656
Cash dividends	$564,000	1,307
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$799,040	2,593
2011-03-31 (YTD Data)		Rank
Total interest income	$2,170,000	3,197
Total interest expense	$390,000	3,659
Net interest income	$1,780,000	3,023
Provision for loan and lease losses	$130,000	3,035
Total noninterest income	$300,000	2,828
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$224,000	1,579
Trading account gains and fees	$0	158
Additional Noninterest Income	$76,000	3,996
Total noninterest expense	$1,377,000	3,333
Salaries and employee benefits	$706,000	3,309
Premises and equipment expense	$190,000	3,117
Additional noninterest expense	$481,000	3,289
Pre-tax net operating income	$573,000	2,312
Securities gains (losses)	$0	1,772
Applicable income taxes	$146,000	1,817
Income before extraordinary items	$427,000	2,533
Extraordinary gains, net	$0	9
Net income	$427,000	2,532
Minority interest net income	$0	86
Net income of bank and minority interests.	$427,000	2,533
Net charge-offs	$64,000	3,148
Cash dividends	$476,000	791
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$427,000	2,481
2010-12-31 (YTD Data)		Rank
Total interest income	$8,817,000	3,275
Total interest expense	$1,771,000	3,865
Net interest income	$7,046,000	3,058
Provision for loan and lease losses	$903,000	3,207
Total noninterest income	$1,212,000	2,900
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$969,000	1,544
Trading account gains and fees	$0	175
Additional Noninterest Income	$243,000	4,293
Total noninterest expense	$5,430,000	3,371
Salaries and employee benefits	$2,694,000	3,404
Premises and equipment expense	$747,000	3,127
Additional noninterest expense	$1,989,000	3,271
Pre-tax net operating income	$1,925,000	2,310
Securities gains (losses)	$0	3,793
Applicable income taxes	$411,000	2,066
Income before extraordinary items	$1,514,000	2,496
Extraordinary gains, net	$0	29
Net income	$1,514,000	2,493
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,514,000	2,498
Net charge-offs	$702,000	3,171
Cash dividends	$1,236,000	1,262
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,514,000	2,401
2010-09-30 (YTD Data)		Rank
Total interest income	$6,605,000	3,350
Total interest expense	$1,366,000	3,939
Net interest income	$5,239,000	3,112
Provision for loan and lease losses	$529,000	3,457
Total noninterest income	$936,000	2,854
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$748,000	1,556
Trading account gains and fees	$0	165
Additional Noninterest Income	$188,000	4,276
Total noninterest expense	$3,788,000	3,583
Salaries and employee benefits	$1,960,000	3,491
Premises and equipment expense	$554,000	3,206
Additional noninterest expense	$1,274,000	3,656
Pre-tax net operating income	$1,858,000	2,016
Securities gains (losses)	$0	3,651
Applicable income taxes	$525,000	1,625
Income before extraordinary items	$1,333,000	2,362
Extraordinary gains, net	$0	23
Net income	$1,333,000	2,360
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,333,000	2,364
Net charge-offs	$276,000	3,837
Cash dividends	$759,000	1,309
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,333,000	2,243
2010-06-30 (YTD Data)		Rank
Total interest income	$4,409,000	3,380
Total interest expense	$934,000	3,982
Net interest income	$3,475,000	3,120
Provision for loan and lease losses	$268,000	3,800
Total noninterest income	$627,000	2,787
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$514,000	1,530
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	4,429
Total noninterest expense	$2,516,000	3,605
Salaries and employee benefits	$1,311,000	3,509
Premises and equipment expense	$373,000	3,210
Additional noninterest expense	$832,000	3,693
Pre-tax net operating income	$1,318,000	1,905
Securities gains (losses)	$0	3,184
Applicable income taxes	$367,000	1,531
Income before extraordinary items	$951,000	2,201
Extraordinary gains, net	$0	19
Net income	$951,000	2,200
Minority interest net income	$0	105
Net income of bank and minority interests.	$951,000	2,203
Net charge-offs	$163,000	3,747
Cash dividends	$671,000	1,032
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$951,000	2,125
2010-03-31 (YTD Data)		Rank
Total interest income	$2,192,000	3,469
Total interest expense	$481,000	4,038
Net interest income	$1,711,000	3,198
Provision for loan and lease losses	$109,000	3,857
Total noninterest income	$295,000	2,896
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$248,000	1,576
Trading account gains and fees	$0	175
Additional Noninterest Income	$47,000	4,792
Total noninterest expense	$1,237,000	3,684
Salaries and employee benefits	$659,000	3,548
Premises and equipment expense	$186,000	3,314
Additional noninterest expense	$392,000	3,838
Pre-tax net operating income	$660,000	1,931
Securities gains (losses)	$0	2,284
Applicable income taxes	$172,000	1,585
Income before extraordinary items	$488,000	2,189
Extraordinary gains, net	$0	16
Net income	$488,000	2,188
Minority interest net income	$0	91
Net income of bank and minority interests.	$488,000	2,189
Net charge-offs	$29,000	4,173
Cash dividends	$451,000	750
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$488,000	2,097
2009-12-31 (YTD Data)		Rank
Total interest income	$9,011,000	3,510
Total interest expense	$2,278,000	4,122
Net interest income	$6,733,000	3,151
Provision for loan and lease losses	$851,000	3,759
Total noninterest income	$1,316,000	2,795
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$933,000	1,793
Trading account gains and fees	$0	211
Additional Noninterest Income	$383,000	3,605
Total noninterest expense	$4,927,000	3,734
Salaries and employee benefits	$2,635,000	3,549
Premises and equipment expense	$771,000	3,223
Additional noninterest expense	$1,521,000	4,041
Pre-tax net operating income	$2,271,000	1,711
Securities gains (losses)	$128,000	1,919
Applicable income taxes	$635,000	1,329
Income before extraordinary items	$1,764,000	1,863
Extraordinary gains, net	$0	34
Net income	$1,764,000	1,860
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,764,000	1,862
Net charge-offs	$654,000	3,446
Cash dividends	$759,000	2,012
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,669,280	1,900
2009-09-30 (YTD Data)		Rank
Total interest income	$6,753,000	3,562
Total interest expense	$1,766,000	4,173
Net interest income	$4,987,000	3,200
Provision for loan and lease losses	$468,000	3,909
Total noninterest income	$936,000	2,948
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$711,000	1,775
Trading account gains and fees	$0	212
Additional Noninterest Income	$225,000	4,089
Total noninterest expense	$3,524,000	3,881
Salaries and employee benefits	$1,886,000	3,706
Premises and equipment expense	$553,000	3,373
Additional noninterest expense	$1,085,000	4,167
Pre-tax net operating income	$1,931,000	1,675
Securities gains (losses)	$68,000	2,099
Applicable income taxes	$607,000	1,224
Income before extraordinary items	$1,392,000	1,906
Extraordinary gains, net	$0	27
Net income	$1,392,000	1,905
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,392,000	1,906
Net charge-offs	$385,000	3,394
Cash dividends	$308,000	2,592
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,344,400	1,939
2009-06-30 (YTD Data)		Rank
Total interest income	$4,468,000	3,610
Total interest expense	$1,211,000	4,222
Net interest income	$3,257,000	3,232
Provision for loan and lease losses	$333,000	3,556
Total noninterest income	$605,000	3,030
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$464,000	1,782
Trading account gains and fees	$0	193
Additional Noninterest Income	$141,000	4,233
Total noninterest expense	$2,365,000	3,894
Salaries and employee benefits	$1,266,000	3,734
Premises and equipment expense	$365,000	3,420
Additional noninterest expense	$734,000	4,129
Pre-tax net operating income	$1,164,000	1,873
Securities gains (losses)	$78,000	1,642
Applicable income taxes	$375,000	1,324
Income before extraordinary items	$867,000	2,097
Extraordinary gains, net	$0	21
Net income	$867,000	2,094
Minority interest net income	$0	112
Net income of bank and minority interests.	$867,000	2,096
Net charge-offs	$306,000	2,900
Cash dividends	$176,000	2,815
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$812,400	2,151
2009-03-31 (YTD Data)		Rank
Total interest income	$2,235,000	3,650
Total interest expense	$613,000	4,303
Net interest income	$1,622,000	3,229
Provision for loan and lease losses	$200,000	2,838
Total noninterest income	$289,000	3,091
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$234,000	1,722
Trading account gains and fees	$0	171
Additional Noninterest Income	$55,000	4,661
Total noninterest expense	$1,175,000	3,830
Salaries and employee benefits	$636,000	3,754
Premises and equipment expense	$179,000	3,512
Additional noninterest expense	$360,000	3,872
Pre-tax net operating income	$536,000	2,251
Securities gains (losses)	$11,000	1,882
Applicable income taxes	$154,000	1,720
Income before extraordinary items	$393,000	2,601
Extraordinary gains, net	$0	15
Net income	$393,000	2,600
Minority interest net income	$0	102
Net income of bank and minority interests.	$393,000	2,602
Net charge-offs	$110,000	2,761
Cash dividends	$88,000	2,357
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$385,080	2,495
2008-12-31 (YTD Data)		Rank
Total interest income	$8,794,000	3,862
Total interest expense	$2,849,000	4,397
Net interest income	$5,945,000	3,504
Provision for loan and lease losses	$325,000	4,487
Total noninterest income	$1,349,000	2,821
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,021,000	1,728
Trading account gains and fees	$0	154
Additional Noninterest Income	$328,000	3,937
Total noninterest expense	$4,698,000	3,754
Salaries and employee benefits	$2,565,000	3,711
Premises and equipment expense	$726,000	3,417
Additional noninterest expense	$1,407,000	3,794
Pre-tax net operating income	$2,271,000	2,251
Securities gains (losses)	$8,000	2,595
Applicable income taxes	$600,000	1,667
Income before extraordinary items	$1,679,000	2,327
Extraordinary gains, net	$-705,000	8,289
Net income	$974,000	3,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	3,445
Cash dividends	$735,000	2,784
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,673,080	2,457
2008-09-30 (YTD Data)		Rank
Total interest income	$6,560,000	3,939
Total interest expense	$2,177,000	4,469
Net interest income	$4,383,000	3,568
Provision for loan and lease losses	$250,000	3,846
Total noninterest income	$1,033,000	2,848
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$781,000	1,713
Trading account gains and fees	$0	148
Additional Noninterest Income	$252,000	4,010
Total noninterest expense	$3,471,000	3,786
Salaries and employee benefits	$1,873,000	3,808
Premises and equipment expense	$533,000	3,492
Additional noninterest expense	$1,065,000	3,699
Pre-tax net operating income	$1,695,000	2,591
Securities gains (losses)	$8,000	2,453
Applicable income taxes	$442,000	2,048
Income before extraordinary items	$1,261,000	2,661
Extraordinary gains, net	$-640,000	8,372
Net income	$621,000	4,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	2,817
Cash dividends	$647,000	2,388
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,255,080	2,807
2008-06-30 (YTD Data)		Rank
Total interest income	$4,301,000	4,048
Total interest expense	$1,468,000	4,563
Net interest income	$2,833,000	3,645
Provision for loan and lease losses	$175,000	3,369
Total noninterest income	$680,000	2,905
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$516,000	1,707
Trading account gains and fees	$0	149
Additional Noninterest Income	$164,000	4,156
Total noninterest expense	$2,310,000	3,811
Salaries and employee benefits	$1,238,000	3,871
Premises and equipment expense	$348,000	3,566
Additional noninterest expense	$724,000	3,624
Pre-tax net operating income	$1,028,000	2,899
Securities gains (losses)	$8,000	2,549
Applicable income taxes	$292,000	2,245
Income before extraordinary items	$744,000	3,204
Extraordinary gains, net	$0	21
Net income	$744,000	3,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,430
Cash dividends	$539,000	2,178
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$738,240	3,170
2008-03-31 (YTD Data)		Rank
Total interest income	$2,123,000	4,161
Total interest expense	$757,000	4,665
Net interest income	$1,366,000	3,725
Provision for loan and lease losses	$100,000	2,696
Total noninterest income	$311,000	3,058
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$244,000	1,761
Trading account gains and fees	$0	158
Additional Noninterest Income	$67,000	4,495
Total noninterest expense	$1,159,000	3,795
Salaries and employee benefits	$615,000	3,896
Premises and equipment expense	$180,000	3,498
Additional noninterest expense	$364,000	3,559
Pre-tax net operating income	$418,000	3,449
Securities gains (losses)	$8,000	2,056
Applicable income taxes	$117,000	2,620
Income before extraordinary items	$309,000	3,737
Extraordinary gains, net	$0	15
Net income	$309,000	3,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	1,294
Cash dividends	$108,000	2,847
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$303,160	3,691
2007-12-31 (YTD Data)		Rank
Total interest income	$8,342,000	4,252
Total interest expense	$3,099,000	4,701
Net interest income	$5,243,000	3,848
Provision for loan and lease losses	$575,000	2,119
Total noninterest income	$1,368,000	2,869
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,084,000	1,649
Trading account gains and fees	$0	178
Additional Noninterest Income	$284,000	4,342
Total noninterest expense	$4,402,000	3,824
Salaries and employee benefits	$2,423,000	3,817
Premises and equipment expense	$668,000	3,553
Additional noninterest expense	$1,311,000	3,823
Pre-tax net operating income	$1,634,000	3,745
Securities gains (losses)	$-34,000	7,909
Applicable income taxes	$471,000	2,818
Income before extraordinary items	$1,129,000	4,048
Extraordinary gains, net	$0	39
Net income	$1,129,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$597,000	1,490
Cash dividends	$353,000	4,226
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,153,140	4,012
2007-09-30 (YTD Data)		Rank
Total interest income	$6,138,000	4,320
Total interest expense	$2,224,000	4,847
Net interest income	$3,914,000	3,876
Provision for loan and lease losses	$425,000	1,777
Total noninterest income	$1,026,000	2,859
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$812,000	1,629
Trading account gains and fees	$0	184
Additional Noninterest Income	$214,000	4,360
Total noninterest expense	$3,268,000	3,851
Salaries and employee benefits	$1,784,000	3,856
Premises and equipment expense	$509,000	3,506
Additional noninterest expense	$975,000	3,784
Pre-tax net operating income	$1,247,000	3,857
Securities gains (losses)	$-26,000	8,022
Applicable income taxes	$353,000	2,968
Income before extraordinary items	$868,000	4,190
Extraordinary gains, net	$0	33
Net income	$868,000	4,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$504,000	1,065
Cash dividends	$265,000	3,800
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$886,460	4,131
2007-06-30 (YTD Data)		Rank
Total interest income	$4,035,000	4,367
Total interest expense	$1,437,000	4,923
Net interest income	$2,598,000	3,914
Provision for loan and lease losses	$275,000	1,664
Total noninterest income	$661,000	2,941
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$535,000	1,653
Trading account gains and fees	$0	168
Additional Noninterest Income	$126,000	4,649
Total noninterest expense	$2,200,000	3,838
Salaries and employee benefits	$1,188,000	3,886
Premises and equipment expense	$346,000	3,476
Additional noninterest expense	$666,000	3,699
Pre-tax net operating income	$784,000	4,059
Securities gains (losses)	$0	1,444
Applicable income taxes	$218,000	3,151
Income before extraordinary items	$566,000	4,285
Extraordinary gains, net	$0	29
Net income	$566,000	4,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	961
Cash dividends	$176,000	3,796
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$566,000	4,277
2007-03-31 (YTD Data)		Rank
Total interest income	$1,986,000	4,415
Total interest expense	$699,000	4,978
Net interest income	$1,287,000	3,937
Provision for loan and lease losses	$100,000	2,001
Total noninterest income	$318,000	3,003
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$262,000	1,639
Trading account gains and fees	$0	195
Additional Noninterest Income	$56,000	4,901
Total noninterest expense	$1,093,000	3,850
Salaries and employee benefits	$600,000	3,895
Premises and equipment expense	$173,000	3,492
Additional noninterest expense	$320,000	3,780
Pre-tax net operating income	$412,000	3,923
Securities gains (losses)	$0	1,187
Applicable income taxes	$117,000	3,061
Income before extraordinary items	$295,000	4,208
Extraordinary gains, net	$0	22
Net income	$295,000	4,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$195,000	756
Cash dividends	$88,000	3,252
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$295,000	4,188
2006-12-31 (YTD Data)		Rank
Total interest income	$7,481,000	4,377
Total interest expense	$2,356,000	4,979
Net interest income	$5,125,000	3,934
Provision for loan and lease losses	$617,000	1,570
Total noninterest income	$1,205,000	3,124
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$911,000	1,892
Trading account gains and fees	$0	130
Additional Noninterest Income	$294,000	4,336
Total noninterest expense	$4,208,000	3,837
Salaries and employee benefits	$2,331,000	3,816
Premises and equipment expense	$680,000	3,406
Additional noninterest expense	$1,197,000	3,943
Pre-tax net operating income	$1,505,000	4,274
Securities gains (losses)	$-6,000	7,127
Applicable income taxes	$456,000	3,271
Income before extraordinary items	$1,043,000	4,622
Extraordinary gains, net	$0	51
Net income	$1,043,000	4,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$604,000	1,010
Cash dividends	$633,000	3,357
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,047,200	4,597
2006-09-30 (YTD Data)		Rank
Total interest income	$5,496,000	4,422
Total interest expense	$1,686,000	5,028
Net interest income	$3,810,000	3,984
Provision for loan and lease losses	$542,000	1,308
Total noninterest income	$850,000	3,267
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$645,000	1,988
Trading account gains and fees	$0	126
Additional Noninterest Income	$205,000	4,487
Total noninterest expense	$3,096,000	3,890
Salaries and employee benefits	$1,710,000	3,868
Premises and equipment expense	$503,000	3,454
Additional noninterest expense	$883,000	3,973
Pre-tax net operating income	$1,022,000	4,662
Securities gains (losses)	$0	1,388
Applicable income taxes	$297,000	3,587
Income before extraordinary items	$725,000	4,938
Extraordinary gains, net	$0	45
Net income	$725,000	4,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$572,000	728
Cash dividends	$545,000	2,804
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$725,000	4,924
2006-06-30 (YTD Data)		Rank
Total interest income	$3,589,000	4,436
Total interest expense	$1,073,000	5,039
Net interest income	$2,516,000	4,025
Provision for loan and lease losses	$442,000	1,095
Total noninterest income	$502,000	3,520
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$363,000	2,276
Trading account gains and fees	$0	126
Additional Noninterest Income	$139,000	4,445
Total noninterest expense	$2,051,000	3,941
Salaries and employee benefits	$1,150,000	3,861
Premises and equipment expense	$324,000	3,547
Additional noninterest expense	$577,000	4,037
Pre-tax net operating income	$525,000	5,299
Securities gains (losses)	$0	1,185
Applicable income taxes	$142,000	4,093
Income before extraordinary items	$383,000	5,480
Extraordinary gains, net	$0	39
Net income	$383,000	5,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$497,000	567
Cash dividends	$457,000	2,515
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$383,000	5,474
2006-03-31 (YTD Data)		Rank
Total interest income	$1,754,000	4,446
Total interest expense	$505,000	5,092
Net interest income	$1,249,000	4,045
Provision for loan and lease losses	$357,000	676
Total noninterest income	$224,000	3,721
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$155,000	2,531
Trading account gains and fees	$0	115
Additional Noninterest Income	$69,000	4,456
Total noninterest expense	$1,078,000	3,783
Salaries and employee benefits	$580,000	3,857
Premises and equipment expense	$163,000	3,538
Additional noninterest expense	$335,000	3,570
Pre-tax net operating income	$38,000	7,834
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$38,000	7,721
Extraordinary gains, net	$0	21
Net income	$38,000	7,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$361,000	410
Cash dividends	$84,000	3,259
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$38,000	7,720
2005-12-31 (YTD Data)		Rank
Total interest income	$6,634,000	4,307
Total interest expense	$1,554,000	5,142
Net interest income	$5,080,000	3,909
Provision for loan and lease losses	$375,000	2,387
Total noninterest income	$957,000	3,670
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$669,000	2,431
Trading account gains and fees	$0	138
Additional Noninterest Income	$288,000	4,429
Total noninterest expense	$3,850,000	3,981
Salaries and employee benefits	$2,140,000	3,928
Premises and equipment expense	$636,000	3,482
Additional noninterest expense	$1,074,000	4,183
Pre-tax net operating income	$1,812,000	3,938
Securities gains (losses)	$-3,000	7,152
Applicable income taxes	$570,000	3,159
Income before extraordinary items	$1,239,000	4,264
Extraordinary gains, net	$0	46
Net income	$1,239,000	4,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$256,000	1,940
Cash dividends	$267,000	4,575
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,241,040	4,240
2005-09-30 (YTD Data)		Rank
Total interest income	$4,907,000	4,301
Total interest expense	$1,078,000	5,239
Net interest income	$3,829,000	3,891
Provision for loan and lease losses	$225,000	2,711
Total noninterest income	$694,000	3,750
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$512,000	2,396
Trading account gains and fees	$0	126
Additional Noninterest Income	$182,000	4,812
Total noninterest expense	$2,867,000	3,973
Salaries and employee benefits	$1,607,000	3,900
Premises and equipment expense	$461,000	3,576
Additional noninterest expense	$799,000	4,185
Pre-tax net operating income	$1,431,000	3,882
Securities gains (losses)	$-3,000	7,524
Applicable income taxes	$460,000	3,088
Income before extraordinary items	$968,000	4,251
Extraordinary gains, net	$0	35
Net income	$968,000	4,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,155
Cash dividends	$200,000	4,032
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$970,040	4,196
2005-06-30 (YTD Data)		Rank
Total interest income	$3,206,000	4,299
Total interest expense	$679,000	5,246
Net interest income	$2,527,000	3,889
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$442,000	3,797
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$334,000	2,405
Trading account gains and fees	$0	116
Additional Noninterest Income	$108,000	5,022
Total noninterest expense	$1,899,000	3,973
Salaries and employee benefits	$1,081,000	3,857
Premises and equipment expense	$302,000	3,602
Additional noninterest expense	$516,000	4,265
Pre-tax net operating income	$920,000	3,931
Securities gains (losses)	$0	2,146
Applicable income taxes	$285,000	3,196
Income before extraordinary items	$635,000	4,270
Extraordinary gains, net	$0	30
Net income	$635,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	1,875
Cash dividends	$133,000	4,003
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$635,000	4,216
2005-03-31 (YTD Data)		Rank
Total interest income	$1,569,000	4,335
Total interest expense	$314,000	5,349
Net interest income	$1,255,000	3,914
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$212,000	3,830
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$164,000	2,376
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$957,000	3,972
Salaries and employee benefits	$557,000	3,775
Premises and equipment expense	$150,000	3,653
Additional noninterest expense	$250,000	4,364
Pre-tax net operating income	$435,000	4,053
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$133,000	3,303
Income before extraordinary items	$307,000	4,305
Extraordinary gains, net	$0	24
Net income	$307,000	4,306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	1,526
Cash dividends	$67,000	3,261
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$303,500	4,305
2004-12-31 (YTD Data)		Rank
Total interest income	$6,108,000	4,206
Total interest expense	$1,266,000	4,961
Net interest income	$4,842,000	3,892
Provision for loan and lease losses	$365,000	2,527
Total noninterest income	$753,000	4,214
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$621,000	2,627
Trading account gains and fees	$0	138
Additional Noninterest Income	$132,000	5,935
Total noninterest expense	$3,568,000	4,108
Salaries and employee benefits	$2,053,000	3,909
Premises and equipment expense	$570,000	3,691
Additional noninterest expense	$945,000	4,559
Pre-tax net operating income	$1,662,000	3,989
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$493,000	3,379
Income before extraordinary items	$1,171,000	4,267
Extraordinary gains, net	$0	34
Net income	$1,171,000	4,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$329,000	1,857
Cash dividends	$1,368,000	1,862
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,169,600	4,208
2004-09-30 (YTD Data)		Rank
Total interest income	$4,533,000	4,219
Total interest expense	$952,000	4,919
Net interest income	$3,581,000	3,930
Provision for loan and lease losses	$235,000	2,682
Total noninterest income	$567,000	4,225
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$456,000	2,683
Trading account gains and fees	$0	134
Additional Noninterest Income	$111,000	5,728
Total noninterest expense	$2,607,000	4,166
Salaries and employee benefits	$1,512,000	3,926
Premises and equipment expense	$410,000	3,801
Additional noninterest expense	$685,000	4,610
Pre-tax net operating income	$1,306,000	3,944
Securities gains (losses)	$2,000	3,384
Applicable income taxes	$397,000	3,315
Income before extraordinary items	$911,000	4,235
Extraordinary gains, net	$0	26
Net income	$911,000	4,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$190,000	1,983
Cash dividends	$1,329,000	1,394
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$909,600	4,168
2004-06-30 (YTD Data)		Rank
Total interest income	$2,979,000	4,279
Total interest expense	$637,000	4,923
Net interest income	$2,342,000	3,978
Provision for loan and lease losses	$160,000	2,593
Total noninterest income	$367,000	4,314
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$303,000	2,690
Trading account gains and fees	$0	130
Additional Noninterest Income	$64,000	6,013
Total noninterest expense	$1,719,000	4,231
Salaries and employee benefits	$998,000	3,987
Premises and equipment expense	$273,000	3,808
Additional noninterest expense	$448,000	4,694
Pre-tax net operating income	$830,000	4,011
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$238,000	3,474
Income before extraordinary items	$594,000	4,275
Extraordinary gains, net	$0	21
Net income	$594,000	4,276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,594
Cash dividends	$1,290,000	1,020
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$592,580	4,206
2004-03-31 (YTD Data)		Rank
Total interest income	$1,475,000	4,318
Total interest expense	$320,000	4,975
Net interest income	$1,155,000	4,016
Provision for loan and lease losses	$85,000	2,404
Total noninterest income	$172,000	4,435
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$142,000	2,786
Trading account gains and fees	$0	121
Additional Noninterest Income	$30,000	6,109
Total noninterest expense	$855,000	4,266
Salaries and employee benefits	$501,000	3,997
Premises and equipment expense	$138,000	3,818
Additional noninterest expense	$216,000	4,804
Pre-tax net operating income	$387,000	4,163
Securities gains (losses)	$0	2,934
Applicable income taxes	$108,000	3,659
Income before extraordinary items	$279,000	4,462
Extraordinary gains, net	$0	16
Net income	$279,000	4,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	2,783
Cash dividends	$1,251,000	545
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$279,000	4,335
2003-12-31 (YTD Data)		Rank
Total interest income	$6,062,000	4,292
Total interest expense	$1,447,000	4,983
Net interest income	$4,615,000	3,927
Provision for loan and lease losses	$371,000	2,726
Total noninterest income	$685,000	4,613
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$515,000	3,019
Trading account gains and fees	$0	160
Additional Noninterest Income	$170,000	5,600
Total noninterest expense	$3,507,000	4,107
Salaries and employee benefits	$2,003,000	3,917
Premises and equipment expense	$536,000	3,854
Additional noninterest expense	$968,000	4,380
Pre-tax net operating income	$1,422,000	4,260
Securities gains (losses)	$0	4,500
Applicable income taxes	$384,000	3,866
Income before extraordinary items	$1,038,000	4,543
Extraordinary gains, net	$44,000	29
Net income	$1,082,000	4,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	2,081
Cash dividends	$157,000	5,179
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,038,000	4,369
2003-09-30 (YTD Data)		Rank
Total interest income	$4,537,000	4,339
Total interest expense	$1,116,000	5,033
Net interest income	$3,421,000	3,974
Provision for loan and lease losses	$296,000	2,544
Total noninterest income	$495,000	4,770
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$389,000	3,014
Trading account gains and fees	$0	153
Additional Noninterest Income	$106,000	5,966
Total noninterest expense	$2,594,000	4,137
Salaries and employee benefits	$1,482,000	3,957
Premises and equipment expense	$392,000	3,919
Additional noninterest expense	$720,000	4,386
Pre-tax net operating income	$1,026,000	4,486
Securities gains (losses)	$0	4,204
Applicable income taxes	$284,000	4,018
Income before extraordinary items	$742,000	4,809
Extraordinary gains, net	$44,000	19
Net income	$786,000	4,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	2,017
Cash dividends	$118,000	4,593
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$742,000	4,622
2003-06-30 (YTD Data)		Rank
Total interest income	$3,003,000	4,390
Total interest expense	$769,000	5,048
Net interest income	$2,234,000	4,044
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$336,000	4,691
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$263,000	2,950
Trading account gains and fees	$0	150
Additional Noninterest Income	$73,000	5,914
Total noninterest expense	$1,726,000	4,142
Salaries and employee benefits	$989,000	3,955
Premises and equipment expense	$258,000	3,953
Additional noninterest expense	$479,000	4,383
Pre-tax net operating income	$694,000	4,450
Securities gains (losses)	$0	3,782
Applicable income taxes	$186,000	4,106
Income before extraordinary items	$508,000	4,761
Extraordinary gains, net	$44,000	13
Net income	$552,000	4,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$186,000	1,733
Cash dividends	$78,000	4,484
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$508,000	4,551
2003-03-31 (YTD Data)		Rank
Total interest income	$1,509,000	4,406
Total interest expense	$397,000	5,061
Net interest income	$1,112,000	4,067
Provision for loan and lease losses	$87,000	2,637
Total noninterest income	$160,000	4,727
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$125,000	2,989
Trading account gains and fees	$0	134
Additional Noninterest Income	$35,000	5,938
Total noninterest expense	$868,000	4,109
Salaries and employee benefits	$496,000	3,926
Premises and equipment expense	$130,000	3,924
Additional noninterest expense	$242,000	4,329
Pre-tax net operating income	$317,000	4,650
Securities gains (losses)	$0	2,891
Applicable income taxes	$83,000	4,283
Income before extraordinary items	$234,000	4,896
Extraordinary gains, net	$44,000	8
Net income	$278,000	4,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	1,305
Cash dividends	$39,000	3,559
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$234,000	4,694
2002-12-31 (YTD Data)		Rank
Total interest income	$6,204,000	4,451
Total interest expense	$1,757,000	5,221
Net interest income	$4,447,000	4,037
Provision for loan and lease losses	$252,000	3,843
Total noninterest income	$711,000	4,292
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$514,000	2,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$197,000	5,060
Total noninterest expense	$3,163,000	4,293
Salaries and employee benefits	$1,890,000	3,934
Premises and equipment expense	$451,000	4,258
Additional noninterest expense	$822,000	4,836
Pre-tax net operating income	$1,743,000	3,738
Securities gains (losses)	$0	4,537
Applicable income taxes	$498,000	3,448
Income before extraordinary items	$1,245,000	3,981
Extraordinary gains, net	$0	70
Net income	$1,245,000	3,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,741
Cash dividends	$647,000	3,025
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,245,000	3,880
2001-12-31 (YTD Data)		Rank
Total interest income	$6,664,000	4,589
Total interest expense	$2,581,000	5,300
Net interest income	$4,083,000	4,059
Provision for loan and lease losses	$176,000	4,446
Total noninterest income	$597,000	4,589
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$462,000	3,031
Trading account gains and fees	$0	177
Additional Noninterest Income	$135,000	5,740
Total noninterest expense	$2,856,000	4,507
Salaries and employee benefits	$1,635,000	4,238
Premises and equipment expense	$428,000	4,388
Additional noninterest expense	$793,000	4,809
Pre-tax net operating income	$1,648,000	3,639
Securities gains (losses)	$44,000	2,476
Applicable income taxes	$486,000	3,368
Income before extraordinary items	$1,206,000	3,790
Extraordinary gains, net	$0	105
Net income	$1,206,000	3,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	4,010
Cash dividends	$715,000	2,824
Sale, conversion, retirement of capital stock, net	$-2,000	9,433
Net operating income	$1,174,760	3,739
2000-12-31 (YTD Data)		Rank
Total interest income	$6,804,000	4,686
Total interest expense	$2,771,000	5,217
Net interest income	$4,033,000	4,154
Provision for loan and lease losses	$148,000	4,450
Total noninterest income	$718,000	3,932
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$479,000	2,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$239,000	4,384
Total noninterest expense	$2,878,000	4,371
Salaries and employee benefits	$1,665,000	4,022
Premises and equipment expense	$430,000	4,279
Additional noninterest expense	$783,000	4,806
Pre-tax net operating income	$1,725,000	3,670
Securities gains (losses)	$-11,000	8,394
Applicable income taxes	$484,000	3,556
Income before extraordinary items	$1,230,000	3,793
Extraordinary gains, net	$0	38
Net income	$1,230,000	3,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$195,000	2,427
Cash dividends	$160,000	5,403
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,237,920	3,766
1999-12-31 (YTD Data)		Rank
Total interest income	$6,147,000	4,865
Total interest expense	$2,444,000	5,264
Net interest income	$3,703,000	4,458
Provision for loan and lease losses	$134,000	4,526
Total noninterest income	$754,000	3,767
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$491,000	2,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	4,331
Total noninterest expense	$2,795,000	4,477
Salaries and employee benefits	$1,587,000	4,151
Premises and equipment expense	$445,000	4,169
Additional noninterest expense	$763,000	4,962
Pre-tax net operating income	$1,528,000	4,040
Securities gains (losses)	$7,000	1,949
Applicable income taxes	$407,000	4,113
Income before extraordinary items	$1,128,000	4,059
Extraordinary gains, net	$0	35
Net income	$1,128,000	4,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	2,869
Cash dividends	$160,000	5,532
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,122,890	4,038
1998-12-31 (YTD Data)		Rank
Total interest income	$6,126,000	4,928
Total interest expense	$2,592,000	5,231
Net interest income	$3,534,000	4,562
Provision for loan and lease losses	$183,000	3,696
Total noninterest income	$742,000	3,818
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$501,000	2,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	4,503
Total noninterest expense	$2,655,000	4,564
Salaries and employee benefits	$1,510,000	4,213
Premises and equipment expense	$415,000	4,292
Additional noninterest expense	$730,000	4,989
Pre-tax net operating income	$1,438,000	4,316
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$390,000	4,495
Income before extraordinary items	$1,050,000	4,330
Extraordinary gains, net	$0	32
Net income	$1,050,000	4,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	2,836
Cash dividends	$115,000	6,125
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,048,540	4,246
1997-12-31 (YTD Data)		Rank
Total interest income	$5,916,000	5,124
Total interest expense	$2,564,000	5,318
Net interest income	$3,352,000	4,884
Provision for loan and lease losses	$125,000	4,524
Total noninterest income	$783,000	3,635
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$496,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$287,000	4,032
Total noninterest expense	$2,505,000	4,773
Salaries and employee benefits	$1,478,000	4,309
Premises and equipment expense	$394,000	4,496
Additional noninterest expense	$633,000	5,600
Pre-tax net operating income	$1,505,000	4,491
Securities gains (losses)	$-16,000	10,264
Applicable income taxes	$389,000	4,959
Income before extraordinary items	$1,100,000	4,371
Extraordinary gains, net	$0	44
Net income	$1,100,000	4,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	4,246
Cash dividends	$150,000	5,875
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,111,840	4,257
1996-12-31 (YTD Data)		Rank
Total interest income	$5,662,000	5,401
Total interest expense	$2,457,000	5,576
Net interest income	$3,205,000	5,192
Provision for loan and lease losses	$21,000	7,918
Total noninterest income	$614,000	4,512
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$447,000	3,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	5,663
Total noninterest expense	$2,420,000	5,146
Salaries and employee benefits	$1,351,000	4,724
Premises and equipment expense	$373,000	4,796
Additional noninterest expense	$696,000	5,768
Pre-tax net operating income	$1,378,000	4,633
Securities gains (losses)	$139,000	822
Applicable income taxes	$432,000	4,646
Income before extraordinary items	$1,085,000	4,203
Extraordinary gains, net	$0	53
Net income	$1,085,000	4,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,197
Cash dividends	$150,000	5,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$984,920	4,519
1995-12-31 (YTD Data)		Rank
Total interest income	$5,275,000	5,758
Total interest expense	$2,293,000	5,900
Net interest income	$2,982,000	5,517
Provision for loan and lease losses	$-52,000	11,605
Total noninterest income	$579,000	4,694
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$425,000	3,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	5,906
Total noninterest expense	$2,369,000	5,227
Salaries and employee benefits	$1,317,000	4,805
Premises and equipment expense	$367,000	4,861
Additional noninterest expense	$685,000	5,960
Pre-tax net operating income	$1,244,000	5,136
Securities gains (losses)	$-27,000	10,774
Applicable income taxes	$331,000	5,647
Income before extraordinary items	$886,000	5,056
Extraordinary gains, net	$0	65
Net income	$886,000	5,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$332,000	4,298
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$905,710	4,952
1994-12-31 (YTD Data)		Rank
Total interest income	$4,561,000	6,081
Total interest expense	$1,813,000	6,032
Net interest income	$2,748,000	6,010
Provision for loan and lease losses	$-142,000	12,249
Total noninterest income	$526,000	5,108
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$372,000	3,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	6,138
Total noninterest expense	$2,455,000	5,244
Salaries and employee benefits	$1,300,000	4,878
Premises and equipment expense	$365,000	4,937
Additional noninterest expense	$790,000	5,750
Pre-tax net operating income	$961,000	6,113
Securities gains (losses)	$-187,000	11,915
Applicable income taxes	$182,000	7,671
Income before extraordinary items	$592,000	6,598
Extraordinary gains, net	$0	249
Net income	$592,000	6,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,502
Cash dividends	$125,000	6,452
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$734,120	5,770
1993-12-31 (YTD Data)		Rank
Total interest income	$4,796,000	5,991
Total interest expense	$1,786,000	6,365
Net interest income	$3,010,000	5,648
Provision for loan and lease losses	$93,000	5,955
Total noninterest income	$494,000	5,649
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$337,000	4,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	6,409
Total noninterest expense	$2,590,000	5,116
Salaries and employee benefits	$1,255,000	5,028
Premises and equipment expense	$367,000	5,048
Additional noninterest expense	$968,000	5,058
Pre-tax net operating income	$821,000	6,711
Securities gains (losses)	$36,000	3,866
Applicable income taxes	$249,000	6,818
Income before extraordinary items	$608,000	6,715
Extraordinary gains, net	$0	3,149
Net income	$608,000	6,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,845
Cash dividends	$70,000	7,518
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$582,440	6,668
1992-12-31 (YTD Data)		Rank
Total interest income	$5,392,000	5,991
Total interest expense	$2,333,000	6,325
Net interest income	$3,059,000	5,627
Provision for loan and lease losses	$291,000	4,219
Total noninterest income	$494,000	5,687
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$334,000	4,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	6,417
Total noninterest expense	$2,604,000	5,118
Salaries and employee benefits	$1,156,000	5,353
Premises and equipment expense	$346,000	5,415
Additional noninterest expense	$1,102,000	4,679
Pre-tax net operating income	$658,000	7,337
Securities gains (losses)	$82,000	3,330
Applicable income taxes	$216,000	7,261
Income before extraordinary items	$524,000	7,137
Extraordinary gains, net	$-19,000	13,507
Net income	$505,000	7,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$472,000	2,553
Cash dividends	$90,000	6,821
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$465,780	7,262

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.