Home > The Palmetto Bank > Net charge- offs to loans

The Palmetto Bank, Net charge- offs to loans

2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1018%5,799
Percentage Net Loans Charged-off: Total real estate loans-0.1904%6,008
Percentage Net Loans Charged-off:Construction & development-0.0313%4,977
Percentage Net Loans Charged-off: Commercial real estate0.0640%873
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.6734%6,168
Percentage Net Loans Charged-off: Home equity loans-0.0214%4,240
All other 1-4 family - Percent of loans charged-off, net-1.0873%6,192
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals0.0994%2,689
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1125%2,502
Percentage Net Loans Charged-off: All other loans and lease4.8277%139
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1978%1,145
Percentage Net Loans Charged-off: Total real estate loans0.2175%735
Percentage Net Loans Charged-off:Construction & development-0.0916%5,262
Percentage Net Loans Charged-off: Commercial real estate0.3828%299
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0131%1,743
Percentage Net Loans Charged-off: Home equity loans-0.0293%4,317
All other 1-4 family - Percent of loans charged-off, net0.0396%1,449
Percentage Net Loans Charged-off: Commercial and industrial-0.2800%5,660
Percentage Net Loans Charged-off: Loans to individuals0.1465%2,158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1517%2,011
Percentage Net Loans Charged-off: All other loans and lease5.2119%126
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1635%2,400
Percentage Net Loans Charged-off: Total real estate loans0.0631%2,816
Percentage Net Loans Charged-off:Construction & development0.6345%527
Percentage Net Loans Charged-off: Commercial real estate0.0760%1,670
Percentage Net Loans Charged-off: Multi-family residential0.0088%404
Percentage Net Loans Charged-off: 1-4 family residential-0.1515%6,188
Percentage Net Loans Charged-off: Home equity loans0.4442%442
All other 1-4 family - Percent of loans charged-off, net-0.5423%6,322
Percentage Net Loans Charged-off: Commercial and industrial0.6487%1,040
Percentage Net Loans Charged-off: Loans to individuals0.2506%2,650
Percentage Net Loans Charged-off: Credit card loans-7,000.0000%1,277
Percentage Net Loans Charged-off: Other loans to individual0.2753%2,364
Percentage Net Loans Charged-off: All other loans and lease3.4396%202
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%2,725
Percentage Net Loans Charged-off: Total real estate loans0.0404%2,847
Percentage Net Loans Charged-off:Construction & development0.8636%396
Percentage Net Loans Charged-off: Commercial real estate0.0642%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0112%342
Percentage Net Loans Charged-off: 1-4 family residential-0.3084%6,349
Percentage Net Loans Charged-off: Home equity loans0.4001%447
All other 1-4 family - Percent of loans charged-off, net-0.7752%6,420
Percentage Net Loans Charged-off: Commercial and industrial0.2617%1,423
Percentage Net Loans Charged-off: Loans to individuals0.2507%2,428
Percentage Net Loans Charged-off: Credit card loans-6,400.0000%1,278
Percentage Net Loans Charged-off: Other loans to individual0.2817%2,160
Percentage Net Loans Charged-off: All other loans and lease3.5496%191
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2334%1,643
Percentage Net Loans Charged-off: Total real estate loans0.1940%1,395
Percentage Net Loans Charged-off:Construction & development0.8824%393
Percentage Net Loans Charged-off: Commercial real estate0.1101%1,117
Percentage Net Loans Charged-off: Multi-family residential0.0202%255
Percentage Net Loans Charged-off: 1-4 family residential0.0932%2,057
Percentage Net Loans Charged-off: Home equity loans0.1809%632
All other 1-4 family - Percent of loans charged-off, net0.0350%2,427
Percentage Net Loans Charged-off: Commercial and industrial0.3333%1,164
Percentage Net Loans Charged-off: Loans to individuals0.2271%2,298
Percentage Net Loans Charged-off: Credit card loans-6,060.6061%1,277
Percentage Net Loans Charged-off: Other loans to individual0.2662%2,011
Percentage Net Loans Charged-off: All other loans and lease2.7237%204
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1267%1,957
Percentage Net Loans Charged-off: Total real estate loans0.1068%1,599
Percentage Net Loans Charged-off:Construction & development0.6096%349
Percentage Net Loans Charged-off: Commercial real estate0.0439%910
Percentage Net Loans Charged-off: Multi-family residential0.0392%159
Percentage Net Loans Charged-off: 1-4 family residential0.0290%1,976
Percentage Net Loans Charged-off: Home equity loans0.3795%376
All other 1-4 family - Percent of loans charged-off, net-0.1986%6,376
Percentage Net Loans Charged-off: Commercial and industrial-0.0660%5,197
Percentage Net Loans Charged-off: Loans to individuals0.1972%2,169
Percentage Net Loans Charged-off: Credit card loans-4,800.0000%1,272
Percentage Net Loans Charged-off: Other loans to individual0.2445%1,920
Percentage Net Loans Charged-off: All other loans and lease3.3106%164
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6396%1,014
Percentage Net Loans Charged-off: Total real estate loans0.3289%1,631
Percentage Net Loans Charged-off:Construction & development0.8306%896
Percentage Net Loans Charged-off: Commercial real estate0.2251%1,623
Percentage Net Loans Charged-off: Multi-family residential0.5133%364
Percentage Net Loans Charged-off: 1-4 family residential0.3395%1,544
Percentage Net Loans Charged-off: Home equity loans0.7586%497
All other 1-4 family - Percent of loans charged-off, net0.1025%2,854
Percentage Net Loans Charged-off: Commercial and industrial3.7185%307
Percentage Net Loans Charged-off: Loans to individuals0.2968%2,757
Percentage Net Loans Charged-off: Credit card loans-182.9268%1,328
Percentage Net Loans Charged-off: Other loans to individual0.3272%2,485
Percentage Net Loans Charged-off: All other loans and lease4.6200%185
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4971%1,292
Percentage Net Loans Charged-off: Total real estate loans0.3582%1,478
Percentage Net Loans Charged-off:Construction & development0.6999%874
Percentage Net Loans Charged-off: Commercial real estate0.2679%1,331
Percentage Net Loans Charged-off: Multi-family residential0.6740%280
Percentage Net Loans Charged-off: 1-4 family residential0.4004%1,318
Percentage Net Loans Charged-off: Home equity loans0.9000%431
All other 1-4 family - Percent of loans charged-off, net0.1266%2,441
Percentage Net Loans Charged-off: Commercial and industrial1.7529%607
Percentage Net Loans Charged-off: Loans to individuals0.2916%2,508
Percentage Net Loans Charged-off: Credit card loans-120.0000%1,330
Percentage Net Loans Charged-off: Other loans to individual0.3160%2,279
Percentage Net Loans Charged-off: All other loans and lease4.5573%176
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4381%1,483
Percentage Net Loans Charged-off: Total real estate loans0.3363%1,513
Percentage Net Loans Charged-off:Construction & development1.1414%672
Percentage Net Loans Charged-off: Commercial real estate0.1295%1,513
Percentage Net Loans Charged-off: Multi-family residential0.9939%205
Percentage Net Loans Charged-off: 1-4 family residential0.4292%1,240
Percentage Net Loans Charged-off: Home equity loans0.9370%418
All other 1-4 family - Percent of loans charged-off, net0.1587%2,098
Percentage Net Loans Charged-off: Commercial and industrial1.2234%769
Percentage Net Loans Charged-off: Loans to individuals0.3484%2,167
Percentage Net Loans Charged-off: Credit card loans-97.3236%1,326
Percentage Net Loans Charged-off: Other loans to individual0.3728%1,948
Percentage Net Loans Charged-off: All other loans and lease4.8835%161
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3801%1,501
Percentage Net Loans Charged-off: Total real estate loans0.3294%1,393
Percentage Net Loans Charged-off:Construction & development2.2346%396
Percentage Net Loans Charged-off: Commercial real estate-0.0042%6,058
Percentage Net Loans Charged-off: Multi-family residential1.9988%120
Percentage Net Loans Charged-off: 1-4 family residential0.2071%1,653
Percentage Net Loans Charged-off: Home equity loans0.1339%682
All other 1-4 family - Percent of loans charged-off, net0.2454%1,457
Percentage Net Loans Charged-off: Commercial and industrial0.2269%1,213
Percentage Net Loans Charged-off: Loans to individuals0.5059%1,626
Percentage Net Loans Charged-off: Credit card loans-75.0000%1,328
Percentage Net Loans Charged-off: Other loans to individual0.5302%1,446
Percentage Net Loans Charged-off: All other loans and lease6.1371%135
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7409%203
Percentage Net Loans Charged-off: Total real estate loans3.0636%145
Percentage Net Loans Charged-off:Construction & development12.3417%184
Percentage Net Loans Charged-off: Commercial real estate1.9266%417
Percentage Net Loans Charged-off: Multi-family residential3.2414%236
Percentage Net Loans Charged-off: 1-4 family residential1.4822%548
Percentage Net Loans Charged-off: Home equity loans0.6703%870
All other 1-4 family - Percent of loans charged-off, net1.8839%417
Percentage Net Loans Charged-off: Commercial and industrial0.4105%2,254
Percentage Net Loans Charged-off: Loans to individuals0.7591%1,740
Percentage Net Loans Charged-off: Credit card loans-57.6923%1,397
Percentage Net Loans Charged-off: Other loans to individual0.8355%1,497
Percentage Net Loans Charged-off: All other loans and lease4.6638%228
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3154%149
Percentage Net Loans Charged-off: Total real estate loans3.7083%92
Percentage Net Loans Charged-off:Construction & development15.0054%159
Percentage Net Loans Charged-off: Commercial real estate2.0513%365
Percentage Net Loans Charged-off: Multi-family residential4.1646%180
Percentage Net Loans Charged-off: 1-4 family residential2.1700%312
Percentage Net Loans Charged-off: Home equity loans0.6300%824
All other 1-4 family - Percent of loans charged-off, net2.9220%226
Percentage Net Loans Charged-off: Commercial and industrial0.6030%1,697
Percentage Net Loans Charged-off: Loans to individuals0.9039%1,403
Percentage Net Loans Charged-off: Credit card loans-41.5327%1,389
Percentage Net Loans Charged-off: Other loans to individual0.9694%1,192
Percentage Net Loans Charged-off: All other loans and lease4.1626%235
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.7910%77
Percentage Net Loans Charged-off: Total real estate loans5.4036%48
Percentage Net Loans Charged-off:Construction & development21.4044%96
Percentage Net Loans Charged-off: Commercial real estate3.0415%224
Percentage Net Loans Charged-off: Multi-family residential5.9857%126
Percentage Net Loans Charged-off: 1-4 family residential3.0810%213
Percentage Net Loans Charged-off: Home equity loans0.7207%700
All other 1-4 family - Percent of loans charged-off, net4.2090%138
Percentage Net Loans Charged-off: Commercial and industrial0.7774%1,420
Percentage Net Loans Charged-off: Loans to individuals0.9674%1,285
Percentage Net Loans Charged-off: Credit card loans-49.6672%1,376
Percentage Net Loans Charged-off: Other loans to individual1.0650%1,056
Percentage Net Loans Charged-off: All other loans and lease3.3296%240
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4999%330
Percentage Net Loans Charged-off: Total real estate loans2.7398%265
Percentage Net Loans Charged-off:Construction & development16.2107%144
Percentage Net Loans Charged-off: Commercial real estate0.0282%1,637
Percentage Net Loans Charged-off: Multi-family residential-0.1230%5,597
Percentage Net Loans Charged-off: 1-4 family residential2.1043%367
Percentage Net Loans Charged-off: Home equity loans1.0492%480
All other 1-4 family - Percent of loans charged-off, net2.5960%298
Percentage Net Loans Charged-off: Commercial and industrial0.4401%1,336
Percentage Net Loans Charged-off: Loans to individuals1.3731%863
Percentage Net Loans Charged-off: Credit card loans-51.2000%1,372
Percentage Net Loans Charged-off: Other loans to individual1.4987%722
Percentage Net Loans Charged-off: All other loans and lease2.2948%256
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6506%418
Percentage Net Loans Charged-off: Total real estate loans2.7040%378
Percentage Net Loans Charged-off:Construction & development13.0052%294
Percentage Net Loans Charged-off: Commercial real estate0.3309%2,348
Percentage Net Loans Charged-off: Multi-family residential0.4442%773
Percentage Net Loans Charged-off: 1-4 family residential1.6538%717
Percentage Net Loans Charged-off: Home equity loans2.1747%420
All other 1-4 family - Percent of loans charged-off, net1.4054%870
Percentage Net Loans Charged-off: Commercial and industrial3.0199%802
Percentage Net Loans Charged-off: Loans to individuals1.2423%1,371
Percentage Net Loans Charged-off: Credit card loans-8.8496%1,460
Percentage Net Loans Charged-off: Other loans to individual1.0885%1,344
Percentage Net Loans Charged-off: All other loans and lease8.8530%153
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9700%318
Percentage Net Loans Charged-off: Total real estate loans3.0848%281
Percentage Net Loans Charged-off:Construction & development15.7010%215
Percentage Net Loans Charged-off: Commercial real estate0.2653%2,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.2896%877
Percentage Net Loans Charged-off: Home equity loans1.8539%442
All other 1-4 family - Percent of loans charged-off, net1.0168%1,149
Percentage Net Loans Charged-off: Commercial and industrial3.0856%715
Percentage Net Loans Charged-off: Loans to individuals0.9349%1,639
Percentage Net Loans Charged-off: Credit card loans-20.7471%1,465
Percentage Net Loans Charged-off: Other loans to individual0.8032%1,574
Percentage Net Loans Charged-off: All other loans and lease9.9262%137
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0719%328
Percentage Net Loans Charged-off: Total real estate loans3.1844%301
Percentage Net Loans Charged-off:Construction & development16.1058%216
Percentage Net Loans Charged-off: Commercial real estate0.1890%2,075
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.4070%828
Percentage Net Loans Charged-off: Home equity loans1.8032%458
All other 1-4 family - Percent of loans charged-off, net1.2135%962
Percentage Net Loans Charged-off: Commercial and industrial3.5957%584
Percentage Net Loans Charged-off: Loans to individuals0.7445%1,865
Percentage Net Loans Charged-off: Credit card loans18.3683%40
Percentage Net Loans Charged-off: Other loans to individual0.5731%1,889
Percentage Net Loans Charged-off: All other loans and lease9.1124%140
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5953%428
Percentage Net Loans Charged-off: Total real estate loans2.6499%396
Percentage Net Loans Charged-off:Construction & development12.1310%277
Percentage Net Loans Charged-off: Commercial real estate0.1971%1,478
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.7942%580
Percentage Net Loans Charged-off: Home equity loans3.2222%239
All other 1-4 family - Percent of loans charged-off, net1.0945%852
Percentage Net Loans Charged-off: Commercial and industrial3.3597%556
Percentage Net Loans Charged-off: Loans to individuals0.8809%1,500
Percentage Net Loans Charged-off: Credit card loans31.4607%25
Percentage Net Loans Charged-off: Other loans to individual0.6009%1,577
Percentage Net Loans Charged-off: All other loans and lease6.9998%156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5533%237
Percentage Net Loans Charged-off: Total real estate loans4.7161%191
Percentage Net Loans Charged-off:Construction & development12.4532%419
Percentage Net Loans Charged-off: Commercial real estate2.7899%384
Percentage Net Loans Charged-off: Multi-family residential4.6815%301
Percentage Net Loans Charged-off: 1-4 family residential2.1207%594
Percentage Net Loans Charged-off: Home equity loans1.0954%823
All other 1-4 family - Percent of loans charged-off, net2.5973%483
Percentage Net Loans Charged-off: Commercial and industrial5.4192%539
Percentage Net Loans Charged-off: Loans to individuals1.5375%1,455
Percentage Net Loans Charged-off: Credit card loans4.8724%306
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.0490%176
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2373%271
Percentage Net Loans Charged-off: Total real estate loans4.6384%193
Percentage Net Loans Charged-off:Construction & development10.5708%491
Percentage Net Loans Charged-off: Commercial real estate3.5653%240
Percentage Net Loans Charged-off: Multi-family residential6.1203%211
Percentage Net Loans Charged-off: 1-4 family residential1.3073%967
Percentage Net Loans Charged-off: Home equity loans0.3474%1,260
All other 1-4 family - Percent of loans charged-off, net1.7495%714
Percentage Net Loans Charged-off: Commercial and industrial1.3824%1,859
Percentage Net Loans Charged-off: Loans to individuals1.4481%1,441
Percentage Net Loans Charged-off: Credit card loans4.0822%381
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease9.9826%178
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8078%359
Percentage Net Loans Charged-off: Total real estate loans4.1892%264
Percentage Net Loans Charged-off:Construction & development11.6382%406
Percentage Net Loans Charged-off: Commercial real estate2.2931%471
Percentage Net Loans Charged-off: Multi-family residential3.3326%283
Percentage Net Loans Charged-off: 1-4 family residential1.3615%881
Percentage Net Loans Charged-off: Home equity loans0.4404%1,016
All other 1-4 family - Percent of loans charged-off, net1.7817%706
Percentage Net Loans Charged-off: Commercial and industrial1.1741%1,851
Percentage Net Loans Charged-off: Loans to individuals1.2107%1,614
Percentage Net Loans Charged-off: Credit card loans3.9293%400
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.3028%185
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4920%658
Percentage Net Loans Charged-off: Total real estate loans2.7063%527
Percentage Net Loans Charged-off:Construction & development4.4865%839
Percentage Net Loans Charged-off: Commercial real estate1.9012%487
Percentage Net Loans Charged-off: Multi-family residential6.3247%146
Percentage Net Loans Charged-off: 1-4 family residential2.2007%507
Percentage Net Loans Charged-off: Home equity loans0.5558%699
All other 1-4 family - Percent of loans charged-off, net2.9410%374
Percentage Net Loans Charged-off: Commercial and industrial0.9002%1,624
Percentage Net Loans Charged-off: Loans to individuals1.1190%1,669
Percentage Net Loans Charged-off: Credit card loans2.2728%520
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.5739%208
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.3866%215
Percentage Net Loans Charged-off: Total real estate loans5.5467%198
Percentage Net Loans Charged-off:Construction & development13.7746%388
Percentage Net Loans Charged-off: Commercial real estate2.2980%488
Percentage Net Loans Charged-off: Multi-family residential14.6867%88
Percentage Net Loans Charged-off: 1-4 family residential1.8323%731
Percentage Net Loans Charged-off: Home equity loans0.7797%996
All other 1-4 family - Percent of loans charged-off, net2.2439%582
Percentage Net Loans Charged-off: Commercial and industrial6.9682%463
Percentage Net Loans Charged-off: Loans to individuals2.2752%1,148
Percentage Net Loans Charged-off: Credit card loans4.3665%472
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2252%200
Percentage Net Loans Charged-off: Total real estate loans5.2752%178
Percentage Net Loans Charged-off:Construction & development12.5890%351
Percentage Net Loans Charged-off: Commercial real estate1.8842%446
Percentage Net Loans Charged-off: Multi-family residential18.0883%46
Percentage Net Loans Charged-off: 1-4 family residential1.9867%540
Percentage Net Loans Charged-off: Home equity loans1.0134%708
All other 1-4 family - Percent of loans charged-off, net2.3581%442
Percentage Net Loans Charged-off: Commercial and industrial8.1377%296
Percentage Net Loans Charged-off: Loans to individuals2.2305%1,115
Percentage Net Loans Charged-off: Credit card loans4.1728%452
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6646%407
Percentage Net Loans Charged-off: Total real estate loans3.9653%299
Percentage Net Loans Charged-off:Construction & development11.2546%377
Percentage Net Loans Charged-off: Commercial real estate0.7443%835
Percentage Net Loans Charged-off: Multi-family residential14.7961%52
Percentage Net Loans Charged-off: 1-4 family residential0.7993%1,158
Percentage Net Loans Charged-off: Home equity loans0.8131%680
All other 1-4 family - Percent of loans charged-off, net0.7942%1,094
Percentage Net Loans Charged-off: Commercial and industrial1.4380%1,628
Percentage Net Loans Charged-off: Loans to individuals2.1320%1,117
Percentage Net Loans Charged-off: Credit card loans4.5354%417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1950%3,468
Percentage Net Loans Charged-off: Total real estate loans0.1108%2,833
Percentage Net Loans Charged-off:Construction & development0.1338%1,711
Percentage Net Loans Charged-off: Commercial real estate-0.0081%7,702
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3626%1,474
Percentage Net Loans Charged-off: Home equity loans0.7861%490
All other 1-4 family - Percent of loans charged-off, net0.2052%1,686
Percentage Net Loans Charged-off: Commercial and industrial0.1624%2,378
Percentage Net Loans Charged-off: Loans to individuals1.3263%1,660
Percentage Net Loans Charged-off: Credit card loans4.2874%411
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1835%4,363
Percentage Net Loans Charged-off: Total real estate loans0.0581%4,244
Percentage Net Loans Charged-off:Construction & development0.0180%2,797
Percentage Net Loans Charged-off: Commercial real estate0.0290%2,124
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1622%2,382
Percentage Net Loans Charged-off: Home equity loans0.2354%986
All other 1-4 family - Percent of loans charged-off, net0.1368%2,412
Percentage Net Loans Charged-off: Commercial and industrial0.5056%2,699
Percentage Net Loans Charged-off: Loans to individuals1.2526%1,801
Percentage Net Loans Charged-off: Credit card loans3.3618%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1772%3,528
Percentage Net Loans Charged-off: Total real estate loans0.0453%3,600
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0274%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1137%2,239
Percentage Net Loans Charged-off: Home equity loans0.2166%787
All other 1-4 family - Percent of loans charged-off, net0.0787%2,350
Percentage Net Loans Charged-off: Commercial and industrial0.5607%1,913
Percentage Net Loans Charged-off: Loans to individuals1.2021%1,550
Percentage Net Loans Charged-off: Credit card loans3.2386%424
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1750%2,980
Percentage Net Loans Charged-off: Total real estate loans0.0449%3,011
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0360%1,129
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0874%2,014
Percentage Net Loans Charged-off: Home equity loans0.1357%725
All other 1-4 family - Percent of loans charged-off, net0.0712%1,973
Percentage Net Loans Charged-off: Commercial and industrial0.5621%1,537
Percentage Net Loans Charged-off: Loans to individuals1.1382%1,504
Percentage Net Loans Charged-off: Credit card loans3.1787%407
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1568%2,454
Percentage Net Loans Charged-off: Total real estate loans0.0390%2,225
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0081%775
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1391%1,241
Percentage Net Loans Charged-off: Home equity loans0.1279%484
All other 1-4 family - Percent of loans charged-off, net0.1428%1,118
Percentage Net Loans Charged-off: Commercial and industrial0.5816%1,104
Percentage Net Loans Charged-off: Loans to individuals0.9350%1,626
Percentage Net Loans Charged-off: Credit card loans2.8353%423
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2118%2,517
Percentage Net Loans Charged-off: Total real estate loans0.1045%2,067
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0908%1,099
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1717%1,370
Percentage Net Loans Charged-off: Home equity loans0.1901%572
All other 1-4 family - Percent of loans charged-off, net0.1665%1,356
Percentage Net Loans Charged-off: Commercial and industrial0.4578%1,977
Percentage Net Loans Charged-off: Loans to individuals0.8524%1,926
Percentage Net Loans Charged-off: Credit card loans1.7415%670
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1978%2,017
Percentage Net Loans Charged-off: Total real estate loans0.1223%1,306
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0947%722
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2311%821
Percentage Net Loans Charged-off: Home equity loans0.2694%347
All other 1-4 family - Percent of loans charged-off, net0.2207%813
Percentage Net Loans Charged-off: Commercial and industrial0.2043%2,210
Percentage Net Loans Charged-off: Loans to individuals0.7861%1,771
Percentage Net Loans Charged-off: Credit card loans1.5352%666
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1684%1,956
Percentage Net Loans Charged-off: Total real estate loans0.0890%1,293
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0586%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1974%797
Percentage Net Loans Charged-off: Home equity loans0.2457%301
All other 1-4 family - Percent of loans charged-off, net0.1851%774
Percentage Net Loans Charged-off: Commercial and industrial0.2091%1,813
Percentage Net Loans Charged-off: Loans to individuals0.7130%1,808
Percentage Net Loans Charged-off: Credit card loans1.3582%650
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1822%1,498
Percentage Net Loans Charged-off: Total real estate loans0.1066%851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0827%357
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.2018%626
Percentage Net Loans Charged-off: Home equity loans0.5737%125
All other 1-4 family - Percent of loans charged-off, net0.1202%764
Percentage Net Loans Charged-off: Commercial and industrial0.2690%1,166
Percentage Net Loans Charged-off: Loans to individuals0.5766%1,971
Percentage Net Loans Charged-off: Credit card loans0.9494%657
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1697%2,263
Percentage Net Loans Charged-off: Total real estate loans0.0603%1,798
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0378%1,018
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1385%1,130
Percentage Net Loans Charged-off: Home equity loans0.0785%507
All other 1-4 family - Percent of loans charged-off, net0.1629%965
Percentage Net Loans Charged-off: Commercial and industrial0.3260%2,056
Percentage Net Loans Charged-off: Loans to individuals0.8519%1,762
Percentage Net Loans Charged-off: Credit card loans1.7535%661
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1547%1,997
Percentage Net Loans Charged-off: Total real estate loans0.0530%1,568
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0387%792
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1044%1,151
Percentage Net Loans Charged-off: Home equity loans0.0416%456
All other 1-4 family - Percent of loans charged-off, net0.1316%948
Percentage Net Loans Charged-off: Commercial and industrial0.2993%1,697
Percentage Net Loans Charged-off: Loans to individuals0.8206%1,643
Percentage Net Loans Charged-off: Credit card loans2.3324%483
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1375%2,020
Percentage Net Loans Charged-off: Total real estate loans0.0370%1,611
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0413%637
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0322%1,575
Percentage Net Loans Charged-off: Home equity loans0.0620%325
All other 1-4 family - Percent of loans charged-off, net0.0190%1,610
Percentage Net Loans Charged-off: Commercial and industrial0.2847%1,508
Percentage Net Loans Charged-off: Loans to individuals0.7941%1,598
Percentage Net Loans Charged-off: Credit card loans2.1674%500
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1056%2,041
Percentage Net Loans Charged-off: Total real estate loans0.0103%1,463
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0017%7,980
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0457%992
Percentage Net Loans Charged-off: Home equity loans0.1473%182
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.2801%1,071
Percentage Net Loans Charged-off: Loans to individuals0.6552%1,809
Percentage Net Loans Charged-off: Credit card loans0.9461%694
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1918%2,398
Percentage Net Loans Charged-off: Total real estate loans0.1014%1,273
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0505%972
Percentage Net Loans Charged-off: Multi-family residential0.0175%167
Percentage Net Loans Charged-off: 1-4 family residential0.2432%677
Percentage Net Loans Charged-off: Home equity loans0.1441%340
All other 1-4 family - Percent of loans charged-off, net0.2818%617
Percentage Net Loans Charged-off: Commercial and industrial0.1376%3,108
Percentage Net Loans Charged-off: Loans to individuals1.2265%1,410
Percentage Net Loans Charged-off: Credit card loans3.3070%508
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1735%2,199
Percentage Net Loans Charged-off: Total real estate loans0.0559%1,601
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0151%946
Percentage Net Loans Charged-off: Multi-family residential0.0233%133
Percentage Net Loans Charged-off: 1-4 family residential0.1610%880
Percentage Net Loans Charged-off: Home equity loans0.1531%273
All other 1-4 family - Percent of loans charged-off, net0.1640%886
Percentage Net Loans Charged-off: Commercial and industrial0.1680%2,450
Percentage Net Loans Charged-off: Loans to individuals1.3840%1,060
Percentage Net Loans Charged-off: Credit card loans3.5484%403
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1905%1,899
Percentage Net Loans Charged-off: Total real estate loans0.0459%1,559
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0057%770
Percentage Net Loans Charged-off: Multi-family residential0.0354%93
Percentage Net Loans Charged-off: 1-4 family residential0.1428%898
Percentage Net Loans Charged-off: Home equity loans0.2360%193
All other 1-4 family - Percent of loans charged-off, net0.1094%1,029
Percentage Net Loans Charged-off: Commercial and industrial0.2315%1,908
Percentage Net Loans Charged-off: Loans to individuals1.5834%882
Percentage Net Loans Charged-off: Credit card loans4.1475%359
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1920%1,638
Percentage Net Loans Charged-off: Total real estate loans0.0502%1,153
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0032%502
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1566%731
Percentage Net Loans Charged-off: Home equity loans0.2614%145
All other 1-4 family - Percent of loans charged-off, net0.1220%781
Percentage Net Loans Charged-off: Commercial and industrial0.2038%1,425
Percentage Net Loans Charged-off: Loans to individuals1.6586%876
Percentage Net Loans Charged-off: Credit card loans4.5787%285
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2720%2,110
Percentage Net Loans Charged-off: Total real estate loans0.0965%1,633
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0748%1,084
Percentage Net Loans Charged-off: Multi-family residential0.3664%101
Percentage Net Loans Charged-off: 1-4 family residential0.1393%1,280
Percentage Net Loans Charged-off: Home equity loans0.0709%460
All other 1-4 family - Percent of loans charged-off, net0.1586%1,156
Percentage Net Loans Charged-off: Commercial and industrial0.2834%2,786
Percentage Net Loans Charged-off: Loans to individuals1.8479%872
Percentage Net Loans Charged-off: Credit card loans3.5490%534
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2666%1,824
Percentage Net Loans Charged-off: Total real estate loans0.1054%1,284
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0981%777
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1337%1,127
Percentage Net Loans Charged-off: Home equity loans0.0990%338
All other 1-4 family - Percent of loans charged-off, net0.1432%1,063
Percentage Net Loans Charged-off: Commercial and industrial0.2317%2,485
Percentage Net Loans Charged-off: Loans to individuals1.8164%808
Percentage Net Loans Charged-off: Credit card loans3.9268%449
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2753%1,694
Percentage Net Loans Charged-off: Total real estate loans0.1019%1,240
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0925%652
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1344%1,034
Percentage Net Loans Charged-off: Home equity loans0.1553%244
All other 1-4 family - Percent of loans charged-off, net0.1289%1,028
Percentage Net Loans Charged-off: Commercial and industrial0.2099%2,179
Percentage Net Loans Charged-off: Loans to individuals1.9865%733
Percentage Net Loans Charged-off: Credit card loans4.1523%452
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2950%1,452
Percentage Net Loans Charged-off: Total real estate loans0.0837%1,102
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0600%448
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1387%827
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1740%693
Percentage Net Loans Charged-off: Commercial and industrial0.2005%1,593
Percentage Net Loans Charged-off: Loans to individuals2.3514%681
Percentage Net Loans Charged-off: Credit card loans4.7424%406
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3786%1,984
Percentage Net Loans Charged-off: Total real estate loans0.1787%1,209
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0785%1,169
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3596%657
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.4210%564
Percentage Net Loans Charged-off: Commercial and industrial0.3749%2,979
Percentage Net Loans Charged-off: Loans to individuals1.8075%1,016
Percentage Net Loans Charged-off: Credit card loans4.9647%424
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3740%1,741
Percentage Net Loans Charged-off: Total real estate loans0.1748%1,042
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0266%1,116
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.4159%479
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.4799%434
Percentage Net Loans Charged-off: Commercial and industrial0.3218%2,667
Percentage Net Loans Charged-off: Loans to individuals1.9392%820
Percentage Net Loans Charged-off: Credit card loans4.4891%498
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3875%7,813
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3585%1,746
Percentage Net Loans Charged-off: Total real estate loans0.1639%1,012
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.4192%467
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.4779%422
Percentage Net Loans Charged-off: Commercial and industrial0.2610%2,515
Percentage Net Loans Charged-off: Loans to individuals2.0063%796
Percentage Net Loans Charged-off: Credit card loans4.0566%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3280%1,643
Percentage Net Loans Charged-off: Total real estate loans0.0796%1,198
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1998%701
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.2258%642
Percentage Net Loans Charged-off: Commercial and industrial0.3578%1,616
Percentage Net Loans Charged-off: Loans to individuals1.8360%996
Percentage Net Loans Charged-off: Credit card loans3.8764%580
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6001%1,378
Percentage Net Loans Charged-off: Total real estate loans0.1088%1,725
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2609%827
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2838%781
Percentage Net Loans Charged-off: Commercial and industrial0.5665%2,686
Percentage Net Loans Charged-off: Loans to individuals3.5998%335
Percentage Net Loans Charged-off: Credit card loans4.3484%617
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7114%1,085
Percentage Net Loans Charged-off: Total real estate loans0.0211%3,077
Percentage Net Loans Charged-off:Construction & development0.2090%467
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0196%2,694
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0210%2,535
Percentage Net Loans Charged-off: Commercial and industrial0.5873%2,483
Percentage Net Loans Charged-off: Loans to individuals4.0819%254
Percentage Net Loans Charged-off: Credit card loans2.6344%1,013
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0174%538
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.3337%570
Percentage Net Loans Charged-off: Loans to individuals5.2603%43
Percentage Net Loans Charged-off: Credit card loans0.8551%797
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4337%1,622
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.5274%373
Percentage Net Loans Charged-off: Loans to individuals1.4338%281
Percentage Net Loans Charged-off: Credit card loans2.3501%469
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3161%2,346
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.4078%416
Percentage Net Loans Charged-off: Loans to individuals1.0253%477
Percentage Net Loans Charged-off: Credit card loans1.3024%752
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2594%3,125
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.1399%651
Percentage Net Loans Charged-off: Loans to individuals1.0643%516
Percentage Net Loans Charged-off: Credit card loans2.1256%643
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1404%4,987
Percentage Net Loans Charged-off: Total real estate loans0.0152%840
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.0437%1,279
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0824%426
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0908%379
Percentage Net Loans Charged-off: Commercial and industrial0.1624%606
Percentage Net Loans Charged-off: Loans to individuals0.4688%945
Percentage Net Loans Charged-off: Credit card loans1.4224%788
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1959%3,939
Percentage Net Loans Charged-off: Total real estate loans-0.0130%1,327
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0333%1,460
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net-0.0382%1,458
Percentage Net Loans Charged-off: Commercial and industrial0.5712%280
Percentage Net Loans Charged-off: Loans to individuals0.5583%720
Percentage Net Loans Charged-off: Credit card loans1.3488%712
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0962%5,816
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial-0.0777%1,098
Percentage Net Loans Charged-off: Loans to individuals0.5339%599
Percentage Net Loans Charged-off: Credit card loans1.6530%526
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4641%2,924
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6817%3,214
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA