The Old Phoenix National Bank of Medina, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$31,457,0001,102
Total interest expense$8,726,0001,804
Net interest income$22,731,000819
Provision for loan and lease losses$1,603,000729
Total noninterest income$5,304,000913
Gross Fiduciary activities income$1,321,000442
Service charges on deposit accounts$2,324,000591
Trading account gains and fees$0262
Additional Noninterest Income$1,659,0001,319
Total noninterest expense$15,123,0001,007
Salaries and employee benefits$4,971,0001,356
Premises and equipment expense$1,962,0001,077
Additional noninterest expense$8,190,000785
Pre-tax net operating income$11,309,000716
Securities gains (losses)$04,148
Applicable income taxes$3,776,000734
Income before extraordinary items$7,533,000727
Extraordinary gains, net$053
Net income$7,533,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,203,000802
Cash dividends$7,200,000532
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,533,000713
1995-12-31 (YTD Data)Rank
Total interest income$30,404,0001,147
Total interest expense$10,053,0001,588
Net interest income$20,351,000918
Provision for loan and lease losses$814,0001,106
Total noninterest income$4,289,0001,061
Gross Fiduciary activities income$1,242,000486
Service charges on deposit accounts$1,638,000800
Trading account gains and fees$0522
Additional Noninterest Income$1,409,0001,417
Total noninterest expense$13,794,0001,087
Salaries and employee benefits$6,334,0001,084
Premises and equipment expense$1,883,0001,123
Additional noninterest expense$5,577,0001,029
Pre-tax net operating income$10,032,000829
Securities gains (losses)$2,0003,270
Applicable income taxes$3,270,000855
Income before extraordinary items$6,764,000838
Extraordinary gains, net$065
Net income$6,764,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0001,628
Cash dividends$8,400,000436
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,762,660825
1994-12-31 (YTD Data)Rank
Total interest income$25,688,0001,220
Total interest expense$7,297,0001,717
Net interest income$18,391,0001,000
Provision for loan and lease losses$114,0004,281
Total noninterest income$3,836,0001,119
Gross Fiduciary activities income$1,140,000498
Service charges on deposit accounts$1,476,000883
Trading account gains and fees$0475
Additional Noninterest Income$1,220,0001,612
Total noninterest expense$13,242,0001,133
Salaries and employee benefits$6,186,0001,095
Premises and equipment expense$1,818,0001,160
Additional noninterest expense$5,238,0001,130
Pre-tax net operating income$8,871,000874
Securities gains (losses)$4,0002,755
Applicable income taxes$2,846,000923
Income before extraordinary items$6,029,000867
Extraordinary gains, net$0249
Net income$6,029,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,355
Cash dividends$4,205,000625
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,026,280871
1993-12-31 (YTD Data)Rank
Total interest income$24,173,0001,305
Total interest expense$6,755,0001,924
Net interest income$17,418,0001,053
Provision for loan and lease losses$165,0004,400
Total noninterest income$3,833,0001,203
Gross Fiduciary activities income$1,112,000519
Service charges on deposit accounts$1,546,000844
Trading account gains and fees$0532
Additional Noninterest Income$1,175,0001,833
Total noninterest expense$12,203,0001,264
Salaries and employee benefits$5,863,0001,155
Premises and equipment expense$1,530,0001,397
Additional noninterest expense$4,810,0001,309
Pre-tax net operating income$8,883,000831
Securities gains (losses)$07,477
Applicable income taxes$2,842,000899
Income before extraordinary items$6,041,000869
Extraordinary gains, net$03,149
Net income$6,041,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0002,322
Cash dividends$5,532,000439
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,041,000818
1992-12-31 (YTD Data)Rank
Total interest income$25,682,0001,427
Total interest expense$8,766,0001,935
Net interest income$16,916,0001,096
Provision for loan and lease losses$480,0003,089
Total noninterest income$3,706,0001,209
Gross Fiduciary activities income$920,000570
Service charges on deposit accounts$1,446,000901
Trading account gains and fees$0504
Additional Noninterest Income$1,340,0001,631
Total noninterest expense$12,013,0001,328
Salaries and employee benefits$5,608,0001,198
Premises and equipment expense$1,600,0001,363
Additional noninterest expense$4,805,0001,372
Pre-tax net operating income$8,129,000789
Securities gains (losses)$08,369
Applicable income taxes$2,564,000899
Income before extraordinary items$5,565,000858
Extraordinary gains, net$01,422
Net income$5,565,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0006,002
Cash dividends$7,068,000281
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,565,000785

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.