Home > The Ohio Valley Bank Company > Income and Expense

The Ohio Valley Bank Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$59,414,000807
Total interest expense$15,165,000972
Net interest income$44,249,000740
Provision for loan and lease losses$2,025,000551
Total noninterest income$11,640,000670
Gross Fiduciary activities income$326,000639
Service charges on deposit accounts$2,534,000457
Trading account gains and fees$0123
Additional Noninterest Income$8,780,000590
Total noninterest expense$39,501,000694
Salaries and employee benefits$21,501,000710
Premises and equipment expense$3,024,000858
Additional noninterest expense$8,780,000590
Pre-tax net operating income$14,363,000887
Securities gains (losses)$0988
Applicable income taxes$2,574,000818
Income before extraordinary items$11,789,000880
Extraordinary gains, net$054
Net income$11,789,000893
Minority interest net income$088
Net income of bank and minority interests.$11,789,000883
Net charge-offs$635,000665
Cash dividends$3,750,0001,001
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,789,000895
2023-09-30 (YTD Data)Rank
Total interest income$42,997,000817
Total interest expense$9,537,0001,026
Net interest income$33,460,000743
Provision for loan and lease losses$1,351,000552
Total noninterest income$8,408,000685
Gross Fiduciary activities income$247,000631
Service charges on deposit accounts$1,853,000469
Trading account gains and fees$0125
Additional Noninterest Income$6,308,000628
Total noninterest expense$29,848,000698
Salaries and employee benefits$16,217,000709
Premises and equipment expense$2,273,000858
Additional noninterest expense$6,308,000628
Pre-tax net operating income$10,669,000926
Securities gains (losses)$0849
Applicable income taxes$1,908,000851
Income before extraordinary items$8,761,000922
Extraordinary gains, net$052
Net income$8,761,000927
Minority interest net income$081
Net income of bank and minority interests.$8,761,000922
Net charge-offs$624,000517
Cash dividends$2,500,0001,004
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,761,000938
2023-06-30 (YTD Data)Rank
Total interest income$27,673,000815
Total interest expense$5,160,0001,097
Net interest income$22,513,000736
Provision for loan and lease losses$624,000669
Total noninterest income$5,770,000665
Gross Fiduciary activities income$167,000627
Service charges on deposit accounts$1,181,000467
Trading account gains and fees$0112
Additional Noninterest Income$4,422,000578
Total noninterest expense$19,939,000678
Salaries and employee benefits$10,747,000708
Premises and equipment expense$1,483,000866
Additional noninterest expense$4,422,000578
Pre-tax net operating income$7,720,000877
Securities gains (losses)$0938
Applicable income taxes$1,401,000821
Income before extraordinary items$6,319,000874
Extraordinary gains, net$051
Net income$6,319,000886
Minority interest net income$081
Net income of bank and minority interests.$6,319,000874
Net charge-offs$462,000467
Cash dividends$1,250,0001,226
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,319,000883
2023-03-31 (YTD Data)Rank
Total interest income$13,239,000843
Total interest expense$1,921,0001,230
Net interest income$11,318,000743
Provision for loan and lease losses$584,000479
Total noninterest income$3,095,000631
Gross Fiduciary activities income$86,000651
Service charges on deposit accounts$569,000491
Trading account gains and fees$097
Additional Noninterest Income$2,440,000536
Total noninterest expense$9,884,000696
Salaries and employee benefits$5,393,000719
Premises and equipment expense$717,000923
Additional noninterest expense$2,440,000536
Pre-tax net operating income$3,945,000887
Securities gains (losses)$0950
Applicable income taxes$719,000829
Income before extraordinary items$3,226,000889
Extraordinary gains, net$04
Net income$3,226,000888
Minority interest net income$048
Net income of bank and minority interests.$3,226,000888
Net charge-offs$325,000349
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,226,000900
2022-12-31 (YTD Data)Rank
Total interest income$45,358,000815
Total interest expense$2,513,0001,357
Net interest income$42,845,000777
Provision for loan and lease losses$-100,0004,353
Total noninterest income$10,969,000720
Gross Fiduciary activities income$325,000663
Service charges on deposit accounts$2,260,000515
Trading account gains and fees$0116
Additional Noninterest Income$8,384,000633
Total noninterest expense$37,644,000708
Salaries and employee benefits$19,844,000748
Premises and equipment expense$2,872,000901
Additional noninterest expense$8,384,000633
Pre-tax net operating income$16,270,000884
Securities gains (losses)$-1,537,0004,514
Applicable income taxes$2,564,000919
Income before extraordinary items$12,169,000956
Extraordinary gains, net$05
Net income$12,169,000957
Minority interest net income$063
Net income of bank and minority interests.$12,169,000957
Net charge-offs$1,114,000393
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,444,710913
2022-09-30 (YTD Data)Rank
Total interest income$32,814,000805
Total interest expense$1,821,0001,107
Net interest income$30,993,000789
Provision for loan and lease losses$-700,0004,620
Total noninterest income$8,232,000731
Gross Fiduciary activities income$247,000657
Service charges on deposit accounts$1,677,000521
Trading account gains and fees$0111
Additional Noninterest Income$6,308,000645
Total noninterest expense$29,012,000687
Salaries and employee benefits$15,776,000709
Premises and equipment expense$2,099,000915
Additional noninterest expense$6,308,000645
Pre-tax net operating income$10,913,000974
Securities gains (losses)$0740
Applicable income taxes$2,035,000886
Income before extraordinary items$8,878,000979
Extraordinary gains, net$04
Net income$8,878,000978
Minority interest net income$057
Net income of bank and minority interests.$8,878,000979
Net charge-offs$973,000306
Cash dividends$2,000,0001,122
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,878,000997
2022-06-30 (YTD Data)Rank
Total interest income$20,828,000805
Total interest expense$1,223,000941
Net interest income$19,605,000797
Provision for loan and lease losses$-300,0004,562
Total noninterest income$5,589,000714
Gross Fiduciary activities income$166,000619
Service charges on deposit accounts$1,064,000539
Trading account gains and fees$0108
Additional Noninterest Income$4,359,000652
Total noninterest expense$19,037,000683
Salaries and employee benefits$10,365,000710
Premises and equipment expense$1,337,000937
Additional noninterest expense$7,335,000557
Pre-tax net operating income$6,457,0001,004
Securities gains (losses)$0687
Applicable income taxes$1,186,000905
Income before extraordinary items$5,271,0001,010
Extraordinary gains, net$04
Net income$5,271,0001,009
Minority interest net income$060
Net income of bank and minority interests.$5,271,0001,010
Net charge-offs$970,000244
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,271,0001,027
2022-03-31 (YTD Data)Rank
Total interest income$10,139,000805
Total interest expense$619,000891
Net interest income$9,520,000802
Provision for loan and lease losses$-1,100,0004,691
Total noninterest income$3,002,000690
Gross Fiduciary activities income$81,000624
Service charges on deposit accounts$515,000548
Trading account gains and fees$0103
Additional Noninterest Income$2,406,000622
Total noninterest expense$9,350,000696
Salaries and employee benefits$5,088,000725
Premises and equipment expense$686,000923
Additional noninterest expense$3,576,000567
Pre-tax net operating income$4,272,000780
Securities gains (losses)$0623
Applicable income taxes$812,000736
Income before extraordinary items$3,460,000791
Extraordinary gains, net$04
Net income$3,460,000791
Minority interest net income$050
Net income of bank and minority interests.$3,460,000791
Net charge-offs$114,000467
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,460,000798
2021-12-31 (YTD Data)Rank
Total interest income$42,590,000781
Total interest expense$3,511,000778
Net interest income$39,079,000785
Provision for loan and lease losses$-500,0004,425
Total noninterest income$10,218,000815
Gross Fiduciary activities income$285,000640
Service charges on deposit accounts$1,689,000616
Trading account gains and fees$0132
Additional Noninterest Income$8,244,000768
Total noninterest expense$35,812,000717
Salaries and employee benefits$19,877,000734
Premises and equipment expense$2,718,000937
Additional noninterest expense$13,217,000614
Pre-tax net operating income$13,985,000981
Securities gains (losses)$-1,066,0004,808
Applicable income taxes$2,256,0001,024
Income before extraordinary items$10,663,0001,102
Extraordinary gains, net$010
Net income$10,663,0001,102
Minority interest net income$074
Net income of bank and minority interests.$10,663,0001,102
Net charge-offs$177,0001,083
Cash dividends$5,500,000739
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,547,7801,012
2021-09-30 (YTD Data)Rank
Total interest income$32,046,000791
Total interest expense$2,785,000782
Net interest income$29,261,000797
Provision for loan and lease losses$-150,0004,404
Total noninterest income$7,653,000844
Gross Fiduciary activities income$212,000639
Service charges on deposit accounts$1,179,000650
Trading account gains and fees$0132
Additional Noninterest Income$6,262,000787
Total noninterest expense$26,784,000728
Salaries and employee benefits$14,701,000755
Premises and equipment expense$2,109,000927
Additional noninterest expense$9,974,000605
Pre-tax net operating income$10,280,0001,046
Securities gains (losses)$02,015
Applicable income taxes$1,783,0001,026
Income before extraordinary items$8,497,0001,077
Extraordinary gains, net$08
Net income$8,497,0001,078
Minority interest net income$069
Net income of bank and minority interests.$8,497,0001,078
Net charge-offs$346,000612
Cash dividends$3,250,000799
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,497,0001,064
2021-06-30 (YTD Data)Rank
Total interest income$21,344,000786
Total interest expense$1,963,000777
Net interest income$19,381,000790
Provision for loan and lease losses$-50,0004,443
Total noninterest income$5,013,000852
Gross Fiduciary activities income$142,000638
Service charges on deposit accounts$710,000685
Trading account gains and fees$0133
Additional Noninterest Income$4,161,000784
Total noninterest expense$17,709,000731
Salaries and employee benefits$9,670,000765
Premises and equipment expense$1,391,000928
Additional noninterest expense$6,648,000594
Pre-tax net operating income$6,735,0001,046
Securities gains (losses)$01,818
Applicable income taxes$1,180,0001,026
Income before extraordinary items$5,555,0001,096
Extraordinary gains, net$06
Net income$5,555,0001,097
Minority interest net income$067
Net income of bank and minority interests.$5,555,0001,097
Net charge-offs$312,000507
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,555,0001,076
2021-03-31 (YTD Data)Rank
Total interest income$10,631,000784
Total interest expense$1,027,000782
Net interest income$9,604,000791
Provision for loan and lease losses$-50,0004,623
Total noninterest income$2,591,000830
Gross Fiduciary activities income$72,000637
Service charges on deposit accounts$361,000665
Trading account gains and fees$0127
Additional Noninterest Income$2,158,000779
Total noninterest expense$8,751,000730
Salaries and employee benefits$4,797,000765
Premises and equipment expense$706,000928
Additional noninterest expense$3,248,000582
Pre-tax net operating income$3,494,0001,025
Securities gains (losses)$01,392
Applicable income taxes$619,000995
Income before extraordinary items$2,875,0001,060
Extraordinary gains, net$03
Net income$2,875,0001,061
Minority interest net income$055
Net income of bank and minority interests.$2,875,0001,060
Net charge-offs$224,000407
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,875,0001,029
2020-12-31 (YTD Data)Rank
Total interest income$43,987,000762
Total interest expense$5,910,000811
Net interest income$38,077,000756
Provision for loan and lease losses$2,945,000812
Total noninterest income$10,606,000770
Gross Fiduciary activities income$257,000652
Service charges on deposit accounts$1,527,000655
Trading account gains and fees$0133
Additional Noninterest Income$8,822,000708
Total noninterest expense$34,585,000720
Salaries and employee benefits$19,861,000721
Premises and equipment expense$2,696,000929
Additional noninterest expense$12,028,000626
Pre-tax net operating income$11,153,000972
Securities gains (losses)$02,675
Applicable income taxes$1,998,000943
Income before extraordinary items$9,155,0001,034
Extraordinary gains, net$04
Net income$9,155,0001,034
Minority interest net income$072
Net income of bank and minority interests.$9,155,0001,034
Net charge-offs$2,057,000405
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,155,0001,000
2020-09-30 (YTD Data)Rank
Total interest income$33,202,000757
Total interest expense$4,652,000827
Net interest income$28,550,000752
Provision for loan and lease losses$3,445,000647
Total noninterest income$8,300,000723
Gross Fiduciary activities income$193,000641
Service charges on deposit accounts$1,131,000656
Trading account gains and fees$0125
Additional Noninterest Income$6,976,000653
Total noninterest expense$27,650,000669
Salaries and employee benefits$15,488,000679
Premises and equipment expense$2,027,000918
Additional noninterest expense$10,135,000550
Pre-tax net operating income$5,755,0001,256
Securities gains (losses)$02,494
Applicable income taxes$955,0001,223
Income before extraordinary items$4,800,0001,318
Extraordinary gains, net$04
Net income$4,800,0001,318
Minority interest net income$065
Net income of bank and minority interests.$4,800,0001,318
Net charge-offs$1,987,000327
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,800,0001,278
2020-06-30 (YTD Data)Rank
Total interest income$22,156,000757
Total interest expense$3,220,000860
Net interest income$18,936,000746
Provision for loan and lease losses$3,445,000514
Total noninterest income$5,811,000662
Gross Fiduciary activities income$129,000648
Service charges on deposit accounts$751,000667
Trading account gains and fees$0123
Additional Noninterest Income$4,931,000577
Total noninterest expense$18,203,000671
Salaries and employee benefits$9,958,000704
Premises and equipment expense$1,307,000946
Additional noninterest expense$6,938,000529
Pre-tax net operating income$3,099,0001,406
Securities gains (losses)$02,249
Applicable income taxes$581,0001,227
Income before extraordinary items$2,518,0001,522
Extraordinary gains, net$04
Net income$2,518,0001,521
Minority interest net income$065
Net income of bank and minority interests.$2,518,0001,522
Net charge-offs$1,736,000278
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,518,0001,473
2020-03-31 (YTD Data)Rank
Total interest income$11,249,000744
Total interest expense$1,683,000914
Net interest income$9,566,000719
Provision for loan and lease losses$3,845,000281
Total noninterest income$3,562,000541
Gross Fiduciary activities income$68,000643
Service charges on deposit accounts$457,000659
Trading account gains and fees$0106
Additional Noninterest Income$3,037,000454
Total noninterest expense$8,993,000678
Salaries and employee benefits$4,924,000712
Premises and equipment expense$638,000980
Additional noninterest expense$3,431,000544
Pre-tax net operating income$290,0003,439
Securities gains (losses)$01,705
Applicable income taxes$-33,0004,917
Income before extraordinary items$323,0003,192
Extraordinary gains, net$04
Net income$323,0003,192
Minority interest net income$056
Net income of bank and minority interests.$323,0003,193
Net charge-offs$1,389,000193
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$323,0003,162
2019-12-31 (YTD Data)Rank
Total interest income$47,117,000732
Total interest expense$6,780,000953
Net interest income$40,337,000689
Provision for loan and lease losses$875,0001,002
Total noninterest income$9,132,000737
Gross Fiduciary activities income$264,000659
Service charges on deposit accounts$1,962,000644
Trading account gains and fees$0135
Additional Noninterest Income$6,906,000670
Total noninterest expense$37,814,000619
Salaries and employee benefits$21,718,000605
Premises and equipment expense$2,608,000949
Additional noninterest expense$13,488,000539
Pre-tax net operating income$10,780,000999
Securities gains (losses)$02,379
Applicable income taxes$1,810,000968
Income before extraordinary items$8,970,0001,020
Extraordinary gains, net$011
Net income$8,970,0001,021
Minority interest net income$076
Net income of bank and minority interests.$8,970,0001,021
Net charge-offs$1,331,000548
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,970,000996
2019-09-30 (YTD Data)Rank
Total interest income$35,560,000728
Total interest expense$5,019,000977
Net interest income$30,541,000679
Provision for loan and lease losses$1,900,000427
Total noninterest income$5,906,000826
Gross Fiduciary activities income$195,000653
Service charges on deposit accounts$1,452,000648
Trading account gains and fees$0129
Additional Noninterest Income$4,259,000750
Total noninterest expense$27,693,000631
Salaries and employee benefits$15,277,000649
Premises and equipment expense$1,996,000938
Additional noninterest expense$10,420,000520
Pre-tax net operating income$6,854,0001,152
Securities gains (losses)$02,167
Applicable income taxes$1,118,0001,143
Income before extraordinary items$5,736,0001,181
Extraordinary gains, net$011
Net income$5,736,0001,182
Minority interest net income$072
Net income of bank and minority interests.$5,736,0001,183
Net charge-offs$2,476,000270
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,736,0001,160
2019-06-30 (YTD Data)Rank
Total interest income$23,608,000728
Total interest expense$3,242,000984
Net interest income$20,366,000683
Provision for loan and lease losses$1,450,000373
Total noninterest income$3,853,000820
Gross Fiduciary activities income$136,000658
Service charges on deposit accounts$942,000656
Trading account gains and fees$0131
Additional Noninterest Income$2,775,000747
Total noninterest expense$18,421,000631
Salaries and employee benefits$10,083,000658
Premises and equipment expense$1,317,000948
Additional noninterest expense$7,021,000518
Pre-tax net operating income$4,348,0001,162
Securities gains (losses)$01,702
Applicable income taxes$665,0001,204
Income before extraordinary items$3,683,0001,188
Extraordinary gains, net$011
Net income$3,683,0001,188
Minority interest net income$069
Net income of bank and minority interests.$3,683,0001,188
Net charge-offs$814,000405
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,683,0001,163
2019-03-31 (YTD Data)Rank
Total interest income$11,697,000732
Total interest expense$1,537,0001,000
Net interest income$10,160,000683
Provision for loan and lease losses$2,250,000165
Total noninterest income$1,864,000813
Gross Fiduciary activities income$64,000667
Service charges on deposit accounts$463,000655
Trading account gains and fees$0126
Additional Noninterest Income$1,337,000738
Total noninterest expense$9,011,000646
Salaries and employee benefits$4,987,000656
Premises and equipment expense$661,000946
Additional noninterest expense$3,363,000533
Pre-tax net operating income$763,0002,443
Securities gains (losses)$01,087
Applicable income taxes$35,0002,876
Income before extraordinary items$728,0002,315
Extraordinary gains, net$05
Net income$728,0002,314
Minority interest net income$052
Net income of bank and minority interests.$728,0002,314
Net charge-offs$1,062,000205
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$728,0002,297
2018-12-31 (YTD Data)Rank
Total interest income$45,841,000699
Total interest expense$4,960,000923
Net interest income$40,881,000668
Provision for loan and lease losses$850,0001,006
Total noninterest income$8,342,000784
Gross Fiduciary activities income$264,000678
Service charges on deposit accounts$1,915,000663
Trading account gains and fees$0126
Additional Noninterest Income$6,163,000704
Total noninterest expense$35,644,000641
Salaries and employee benefits$20,294,000617
Premises and equipment expense$2,558,000957
Additional noninterest expense$12,792,000551
Pre-tax net operating income$12,729,000854
Securities gains (losses)$01,125
Applicable income taxes$2,146,000838
Income before extraordinary items$10,583,000864
Extraordinary gains, net$06
Net income$10,583,000862
Minority interest net income$072
Net income of bank and minority interests.$10,583,000863
Net charge-offs$1,620,000413
Cash dividends$3,000,0001,074
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,583,000865
2018-09-30 (YTD Data)Rank
Total interest income$34,197,000684
Total interest expense$3,536,000908
Net interest income$30,661,000666
Provision for loan and lease losses$1,550,000465
Total noninterest income$7,000,000723
Gross Fiduciary activities income$197,000674
Service charges on deposit accounts$1,422,000667
Trading account gains and fees$0138
Additional Noninterest Income$5,381,000648
Total noninterest expense$27,776,000612
Salaries and employee benefits$15,284,000617
Premises and equipment expense$1,948,000943
Additional noninterest expense$10,544,000486
Pre-tax net operating income$8,335,000970
Securities gains (losses)$01,118
Applicable income taxes$1,327,000973
Income before extraordinary items$7,008,000982
Extraordinary gains, net$05
Net income$7,008,000981
Minority interest net income$066
Net income of bank and minority interests.$7,008,000981
Net charge-offs$734,000553
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,008,000972
2018-06-30 (YTD Data)Rank
Total interest income$22,615,000687
Total interest expense$2,249,000892
Net interest income$20,366,000669
Provision for loan and lease losses$600,000688
Total noninterest income$5,084,000683
Gross Fiduciary activities income$129,000678
Service charges on deposit accounts$930,000671
Trading account gains and fees$0130
Additional Noninterest Income$4,025,000594
Total noninterest expense$18,483,000615
Salaries and employee benefits$10,241,000612
Premises and equipment expense$1,272,000954
Additional noninterest expense$6,970,000493
Pre-tax net operating income$6,367,000849
Securities gains (losses)$0961
Applicable income taxes$1,057,000852
Income before extraordinary items$5,310,000851
Extraordinary gains, net$06
Net income$5,310,000849
Minority interest net income$065
Net income of bank and minority interests.$5,310,000850
Net charge-offs$476,000538
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,310,000848
2018-03-31 (YTD Data)Rank
Total interest income$11,287,000677
Total interest expense$1,078,000884
Net interest income$10,209,000659
Provision for loan and lease losses$600,000396
Total noninterest income$2,695,000638
Gross Fiduciary activities income$60,000698
Service charges on deposit accounts$458,000683
Trading account gains and fees$0123
Additional Noninterest Income$2,177,000545
Total noninterest expense$9,262,000621
Salaries and employee benefits$5,142,000617
Premises and equipment expense$644,000957
Additional noninterest expense$3,476,000494
Pre-tax net operating income$3,042,000852
Securities gains (losses)$0735
Applicable income taxes$503,000868
Income before extraordinary items$2,539,000866
Extraordinary gains, net$07
Net income$2,539,000867
Minority interest net income$052
Net income of bank and minority interests.$2,539,000866
Net charge-offs$205,000567
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,539,000856
2017-12-31 (YTD Data)Rank
Total interest income$42,353,000682
Total interest expense$3,519,000932
Net interest income$38,834,000660
Provision for loan and lease losses$2,415,000449
Total noninterest income$8,998,000744
Gross Fiduciary activities income$240,000696
Service charges on deposit accounts$1,963,000650
Trading account gains and fees$0151
Additional Noninterest Income$6,795,000682
Total noninterest expense$34,815,000639
Salaries and employee benefits$18,945,000644
Premises and equipment expense$2,587,000936
Additional noninterest expense$13,283,000514
Pre-tax net operating income$10,602,000944
Securities gains (losses)$02,243
Applicable income taxes$4,210,000748
Income before extraordinary items$6,392,0001,111
Extraordinary gains, net$09
Net income$6,392,0001,111
Minority interest net income$076
Net income of bank and minority interests.$6,392,0001,111
Net charge-offs$2,616,000318
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,392,0001,097
2017-09-30 (YTD Data)Rank
Total interest income$31,402,000687
Total interest expense$2,501,000963
Net interest income$28,901,000662
Provision for loan and lease losses$1,815,000436
Total noninterest income$7,057,000729
Gross Fiduciary activities income$177,000700
Service charges on deposit accounts$1,443,000669
Trading account gains and fees$0145
Additional Noninterest Income$5,437,000648
Total noninterest expense$26,971,000605
Salaries and employee benefits$14,062,000652
Premises and equipment expense$1,940,000945
Additional noninterest expense$10,969,000471
Pre-tax net operating income$7,172,0001,044
Securities gains (losses)$02,274
Applicable income taxes$1,530,0001,104
Income before extraordinary items$5,642,0001,054
Extraordinary gains, net$09
Net income$5,642,0001,053
Minority interest net income$071
Net income of bank and minority interests.$5,642,0001,054
Net charge-offs$2,201,000280
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,642,0001,039
2017-06-30 (YTD Data)Rank
Total interest income$20,669,000694
Total interest expense$1,567,000994
Net interest income$19,102,000656
Provision for loan and lease losses$200,0001,539
Total noninterest income$4,783,000720
Gross Fiduciary activities income$113,000710
Service charges on deposit accounts$949,000662
Trading account gains and fees$0139
Additional Noninterest Income$3,721,000633
Total noninterest expense$18,237,000600
Salaries and employee benefits$9,512,000647
Premises and equipment expense$1,281,000950
Additional noninterest expense$7,444,000468
Pre-tax net operating income$5,448,000926
Securities gains (losses)$01,906
Applicable income taxes$1,384,000886
Income before extraordinary items$4,064,000949
Extraordinary gains, net$011
Net income$4,064,000950
Minority interest net income$071
Net income of bank and minority interests.$4,064,000949
Net charge-offs$957,000369
Cash dividends$1,000,0001,294
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,064,000938
2017-03-31 (YTD Data)Rank
Total interest income$10,266,000692
Total interest expense$763,0001,000
Net interest income$9,503,000655
Provision for loan and lease losses$25,0002,651
Total noninterest income$2,780,000632
Gross Fiduciary activities income$58,000717
Service charges on deposit accounts$464,000680
Trading account gains and fees$0142
Additional Noninterest Income$2,258,000540
Total noninterest expense$8,748,000635
Salaries and employee benefits$4,797,000642
Premises and equipment expense$635,000964
Additional noninterest expense$3,316,000517
Pre-tax net operating income$3,510,000711
Securities gains (losses)$01,153
Applicable income taxes$996,000661
Income before extraordinary items$2,514,000769
Extraordinary gains, net$08
Net income$2,514,000769
Minority interest net income$055
Net income of bank and minority interests.$2,514,000769
Net charge-offs$502,000337
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,514,000756
2016-12-31 (YTD Data)Rank
Total interest income$36,056,000745
Total interest expense$2,682,0001,069
Net interest income$33,374,000712
Provision for loan and lease losses$2,665,000416
Total noninterest income$7,488,000861
Gross Fiduciary activities income$227,000720
Service charges on deposit accounts$1,834,000712
Trading account gains and fees$0170
Additional Noninterest Income$5,427,000792
Total noninterest expense$30,594,000697
Salaries and employee benefits$17,018,000699
Premises and equipment expense$2,539,000958
Additional noninterest expense$11,037,000628
Pre-tax net operating income$7,603,0001,158
Securities gains (losses)$03,212
Applicable income taxes$1,780,0001,138
Income before extraordinary items$5,823,0001,230
Extraordinary gains, net$05
Net income$5,823,0001,229
Minority interest net income$082
Net income of bank and minority interests.$5,823,0001,229
Net charge-offs$1,614,000454
Cash dividends$5,500,000614
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,823,0001,203
2016-09-30 (YTD Data)Rank
Total interest income$25,904,000770
Total interest expense$1,990,0001,084
Net interest income$23,914,000743
Provision for loan and lease losses$2,180,000381
Total noninterest income$6,262,000796
Gross Fiduciary activities income$174,000711
Service charges on deposit accounts$1,312,000738
Trading account gains and fees$0169
Additional Noninterest Income$4,776,000716
Total noninterest expense$22,578,000706
Salaries and employee benefits$12,646,000706
Premises and equipment expense$1,802,000990
Additional noninterest expense$8,130,000641
Pre-tax net operating income$5,418,0001,229
Securities gains (losses)$03,160
Applicable income taxes$1,246,0001,228
Income before extraordinary items$4,172,0001,286
Extraordinary gains, net$05
Net income$4,172,0001,287
Minority interest net income$071
Net income of bank and minority interests.$4,172,0001,286
Net charge-offs$1,299,000390
Cash dividends$4,500,000546
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,172,0001,253
2016-06-30 (YTD Data)Rank
Total interest income$16,667,000803
Total interest expense$1,253,0001,142
Net interest income$15,414,000772
Provision for loan and lease losses$505,000840
Total noninterest income$4,596,000729
Gross Fiduciary activities income$116,000721
Service charges on deposit accounts$780,000800
Trading account gains and fees$0157
Additional Noninterest Income$3,700,000626
Total noninterest expense$14,490,000735
Salaries and employee benefits$8,096,000728
Premises and equipment expense$1,103,0001,071
Additional noninterest expense$5,291,000648
Pre-tax net operating income$5,015,000935
Securities gains (losses)$02,835
Applicable income taxes$1,305,000876
Income before extraordinary items$3,710,000990
Extraordinary gains, net$016
Net income$3,710,000989
Minority interest net income$071
Net income of bank and minority interests.$3,710,000989
Net charge-offs$232,0001,025
Cash dividends$1,000,0001,296
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,710,000961
2016-03-31 (YTD Data)Rank
Total interest income$8,339,000801
Total interest expense$609,0001,168
Net interest income$7,730,000769
Provision for loan and lease losses$375,000570
Total noninterest income$2,870,000597
Gross Fiduciary activities income$60,000712
Service charges on deposit accounts$377,000822
Trading account gains and fees$0142
Additional Noninterest Income$2,433,000498
Total noninterest expense$7,308,000727
Salaries and employee benefits$4,063,000732
Premises and equipment expense$555,0001,075
Additional noninterest expense$2,690,000632
Pre-tax net operating income$2,917,000784
Securities gains (losses)$02,077
Applicable income taxes$795,000751
Income before extraordinary items$2,122,000843
Extraordinary gains, net$012
Net income$2,122,000844
Minority interest net income$062
Net income of bank and minority interests.$2,122,000844
Net charge-offs$155,000779
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,122,000820
2015-12-31 (YTD Data)Rank
Total interest income$33,039,000778
Total interest expense$2,616,0001,079
Net interest income$30,423,000737
Provision for loan and lease losses$1,055,000791
Total noninterest income$7,680,000828
Gross Fiduciary activities income$221,000744
Service charges on deposit accounts$1,461,000875
Trading account gains and fees$0159
Additional Noninterest Income$5,998,000709
Total noninterest expense$27,699,000751
Salaries and employee benefits$15,604,000732
Premises and equipment expense$2,170,0001,093
Additional noninterest expense$9,925,000683
Pre-tax net operating income$9,349,000941
Securities gains (losses)$162,000866
Applicable income taxes$2,510,000855
Income before extraordinary items$7,001,0001,022
Extraordinary gains, net$023
Net income$7,001,0001,022
Minority interest net income$081
Net income of bank and minority interests.$7,001,0001,022
Net charge-offs$2,741,000291
Cash dividends$3,000,000969
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,881,1201,017
2015-09-30 (YTD Data)Rank
Total interest income$24,851,000779
Total interest expense$1,979,0001,077
Net interest income$22,872,000737
Provision for loan and lease losses$685,000804
Total noninterest income$6,152,000798
Gross Fiduciary activities income$167,000743
Service charges on deposit accounts$1,077,000890
Trading account gains and fees$0153
Additional Noninterest Income$4,908,000667
Total noninterest expense$21,231,000733
Salaries and employee benefits$11,942,000730
Premises and equipment expense$1,584,0001,143
Additional noninterest expense$7,705,000663
Pre-tax net operating income$7,108,000938
Securities gains (losses)$162,000757
Applicable income taxes$1,955,000863
Income before extraordinary items$5,315,000995
Extraordinary gains, net$021
Net income$5,315,000995
Minority interest net income$078
Net income of bank and minority interests.$5,315,000995
Net charge-offs$2,116,000270
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,196,740995
2015-06-30 (YTD Data)Rank
Total interest income$16,486,000777
Total interest expense$1,306,0001,092
Net interest income$15,180,000740
Provision for loan and lease losses$675,000593
Total noninterest income$4,679,000728
Gross Fiduciary activities income$115,000743
Service charges on deposit accounts$690,000914
Trading account gains and fees$0157
Additional Noninterest Income$3,874,000619
Total noninterest expense$13,964,000746
Salaries and employee benefits$7,827,000749
Premises and equipment expense$1,045,0001,155
Additional noninterest expense$5,092,000666
Pre-tax net operating income$5,220,000855
Securities gains (losses)$135,000689
Applicable income taxes$1,443,000795
Income before extraordinary items$3,912,000913
Extraordinary gains, net$022
Net income$3,912,000912
Minority interest net income$075
Net income of bank and minority interests.$3,912,000913
Net charge-offs$1,565,000254
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,813,450905
2015-03-31 (YTD Data)Rank
Total interest income$8,264,000777
Total interest expense$644,0001,110
Net interest income$7,620,000738
Provision for loan and lease losses$-175,0006,250
Total noninterest income$3,027,000581
Gross Fiduciary activities income$58,000753
Service charges on deposit accounts$324,000948
Trading account gains and fees$0152
Additional Noninterest Income$2,645,000469
Total noninterest expense$6,899,000750
Salaries and employee benefits$3,892,000762
Premises and equipment expense$521,0001,162
Additional noninterest expense$2,486,000664
Pre-tax net operating income$3,923,000583
Securities gains (losses)$02,027
Applicable income taxes$1,145,000570
Income before extraordinary items$2,778,000643
Extraordinary gains, net$013
Net income$2,778,000641
Minority interest net income$064
Net income of bank and minority interests.$2,778,000643
Net charge-offs$-61,0006,005
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,778,000628
2014-12-31 (YTD Data)Rank
Total interest income$33,055,000760
Total interest expense$2,628,0001,129
Net interest income$30,427,000725
Provision for loan and lease losses$2,645,000381
Total noninterest income$8,078,000765
Gross Fiduciary activities income$223,000756
Service charges on deposit accounts$1,497,000888
Trading account gains and fees$0180
Additional Noninterest Income$6,358,000635
Total noninterest expense$26,981,000756
Salaries and employee benefits$16,091,000689
Premises and equipment expense$2,105,0001,135
Additional noninterest expense$8,785,000746
Pre-tax net operating income$8,879,000938
Securities gains (losses)$03,259
Applicable income taxes$2,478,000835
Income before extraordinary items$6,401,0001,035
Extraordinary gains, net$017
Net income$6,401,0001,034
Minority interest net income$084
Net income of bank and minority interests.$6,401,0001,034
Net charge-offs$467,0001,539
Cash dividends$3,000,000904
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,401,0001,015
2014-09-30 (YTD Data)Rank
Total interest income$24,751,000763
Total interest expense$1,972,0001,134
Net interest income$22,779,000726
Provision for loan and lease losses$1,085,000621
Total noninterest income$6,532,000709
Gross Fiduciary activities income$169,000752
Service charges on deposit accounts$1,123,000898
Trading account gains and fees$0174
Additional Noninterest Income$5,240,000599
Total noninterest expense$19,612,000774
Salaries and employee benefits$11,482,000725
Premises and equipment expense$1,560,0001,158
Additional noninterest expense$6,570,000749
Pre-tax net operating income$8,614,000740
Securities gains (losses)$02,980
Applicable income taxes$2,317,000717
Income before extraordinary items$6,297,000795
Extraordinary gains, net$015
Net income$6,297,000794
Minority interest net income$081
Net income of bank and minority interests.$6,297,000794
Net charge-offs$276,0001,677
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,297,000779
2014-06-30 (YTD Data)Rank
Total interest income$16,441,000765
Total interest expense$1,339,0001,119
Net interest income$15,102,000726
Provision for loan and lease losses$1,800,000274
Total noninterest income$5,103,000623
Gross Fiduciary activities income$114,000753
Service charges on deposit accounts$720,000912
Trading account gains and fees$0172
Additional Noninterest Income$4,269,000504
Total noninterest expense$12,841,000787
Salaries and employee benefits$7,679,000717
Premises and equipment expense$1,004,0001,213
Additional noninterest expense$4,158,000787
Pre-tax net operating income$5,564,000739
Securities gains (losses)$02,580
Applicable income taxes$1,491,000721
Income before extraordinary items$4,073,000797
Extraordinary gains, net$020
Net income$4,073,000796
Minority interest net income$080
Net income of bank and minority interests.$4,073,000797
Net charge-offs$27,0003,235
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,073,000780
2014-03-31 (YTD Data)Rank
Total interest income$8,143,000771
Total interest expense$664,0001,136
Net interest income$7,479,000731
Provision for loan and lease losses$375,000572
Total noninterest income$3,437,000493
Gross Fiduciary activities income$56,000759
Service charges on deposit accounts$357,000908
Trading account gains and fees$0147
Additional Noninterest Income$3,024,000376
Total noninterest expense$6,545,000779
Salaries and employee benefits$3,897,000718
Premises and equipment expense$520,0001,189
Additional noninterest expense$2,128,000764
Pre-tax net operating income$3,996,000529
Securities gains (losses)$01,715
Applicable income taxes$1,169,000497
Income before extraordinary items$2,827,000567
Extraordinary gains, net$016
Net income$2,827,000568
Minority interest net income$066
Net income of bank and minority interests.$2,827,000568
Net charge-offs$159,0001,085
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,827,000559
2013-12-31 (YTD Data)Rank
Total interest income$32,734,000755
Total interest expense$3,222,0001,043
Net interest income$29,512,000722
Provision for loan and lease losses$364,0002,216
Total noninterest income$7,555,000835
Gross Fiduciary activities income$209,000773
Service charges on deposit accounts$1,632,000851
Trading account gains and fees$0184
Additional Noninterest Income$5,714,000731
Total noninterest expense$26,500,000767
Salaries and employee benefits$15,875,000691
Premises and equipment expense$2,232,0001,065
Additional noninterest expense$8,393,000814
Pre-tax net operating income$10,203,000765
Securities gains (losses)$03,182
Applicable income taxes$2,654,000728
Income before extraordinary items$7,549,000831
Extraordinary gains, net$029
Net income$7,549,000833
Minority interest net income$090
Net income of bank and minority interests.$7,549,000833
Net charge-offs$1,114,0001,164
Cash dividends$8,000,000382
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,549,000819
2013-09-30 (YTD Data)Rank
Total interest income$24,449,000763
Total interest expense$2,512,0001,041
Net interest income$21,937,000729
Provision for loan and lease losses$554,0001,410
Total noninterest income$6,656,000749
Gross Fiduciary activities income$157,000767
Service charges on deposit accounts$1,213,000861
Trading account gains and fees$0180
Additional Noninterest Income$5,286,000636
Total noninterest expense$20,327,000751
Salaries and employee benefits$11,881,000694
Premises and equipment expense$1,678,0001,075
Additional noninterest expense$6,768,000762
Pre-tax net operating income$7,712,000761
Securities gains (losses)$03,040
Applicable income taxes$1,950,000753
Income before extraordinary items$5,762,000829
Extraordinary gains, net$025
Net income$5,762,000831
Minority interest net income$084
Net income of bank and minority interests.$5,762,000831
Net charge-offs$193,0002,610
Cash dividends$7,000,000325
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,762,000809
2013-06-30 (YTD Data)Rank
Total interest income$16,330,000761
Total interest expense$1,759,0001,022
Net interest income$14,571,000729
Provision for loan and lease losses$-265,0006,752
Total noninterest income$5,215,000666
Gross Fiduciary activities income$102,000773
Service charges on deposit accounts$782,000864
Trading account gains and fees$0157
Additional Noninterest Income$4,331,000553
Total noninterest expense$13,652,000747
Salaries and employee benefits$7,937,000697
Premises and equipment expense$1,090,0001,094
Additional noninterest expense$4,625,000739
Pre-tax net operating income$6,399,000615
Securities gains (losses)$02,791
Applicable income taxes$1,672,000614
Income before extraordinary items$4,727,000681
Extraordinary gains, net$022
Net income$4,727,000684
Minority interest net income$082
Net income of bank and minority interests.$4,727,000684
Net charge-offs$172,0002,253
Cash dividends$6,000,000246
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,727,000652
2013-03-31 (YTD Data)Rank
Total interest income$8,206,000762
Total interest expense$900,0001,031
Net interest income$7,306,000729
Provision for loan and lease losses$-65,0006,822
Total noninterest income$3,473,000543
Gross Fiduciary activities income$51,000775
Service charges on deposit accounts$380,000874
Trading account gains and fees$0148
Additional Noninterest Income$3,042,000448
Total noninterest expense$7,007,000733
Salaries and employee benefits$4,002,000696
Premises and equipment expense$555,0001,098
Additional noninterest expense$2,450,000703
Pre-tax net operating income$3,837,000542
Securities gains (losses)$01,966
Applicable income taxes$975,000555
Income before extraordinary items$2,862,000575
Extraordinary gains, net$010
Net income$2,862,000573
Minority interest net income$076
Net income of bank and minority interests.$2,862,000576
Net charge-offs$216,0001,299
Cash dividends$5,000,000142
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,862,000548
2012-12-31 (YTD Data)Rank
Total interest income$35,772,000729
Total interest expense$5,444,000822
Net interest income$30,328,000715
Provision for loan and lease losses$1,527,0001,305
Total noninterest income$7,535,000831
Gross Fiduciary activities income$199,000789
Service charges on deposit accounts$1,650,000858
Trading account gains and fees$0166
Additional Noninterest Income$5,686,000752
Total noninterest expense$27,024,000744
Salaries and employee benefits$15,784,000664
Premises and equipment expense$2,276,0001,046
Additional noninterest expense$8,964,000780
Pre-tax net operating income$9,312,000772
Securities gains (losses)$03,810
Applicable income taxes$2,595,000699
Income before extraordinary items$6,717,000896
Extraordinary gains, net$029
Net income$6,717,000896
Minority interest net income$093
Net income of bank and minority interests.$6,717,000896
Net charge-offs$1,966,0001,173
Cash dividends$4,000,000690
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,717,000832
2012-09-30 (YTD Data)Rank
Total interest income$27,190,000732
Total interest expense$4,195,000835
Net interest income$22,995,000711
Provision for loan and lease losses$2,957,000631
Total noninterest income$6,347,000771
Gross Fiduciary activities income$151,000781
Service charges on deposit accounts$1,242,000860
Trading account gains and fees$0157
Additional Noninterest Income$4,954,000643
Total noninterest expense$19,495,000774
Salaries and employee benefits$11,356,000687
Premises and equipment expense$1,712,0001,053
Additional noninterest expense$6,427,000811
Pre-tax net operating income$6,890,000818
Securities gains (losses)$03,575
Applicable income taxes$1,837,000764
Income before extraordinary items$5,053,000907
Extraordinary gains, net$020
Net income$5,053,000906
Minority interest net income$086
Net income of bank and minority interests.$5,053,000907
Net charge-offs$2,116,000895
Cash dividends$2,000,000766
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,053,000844
2012-06-30 (YTD Data)Rank
Total interest income$18,417,000731
Total interest expense$2,864,000855
Net interest income$15,553,000701
Provision for loan and lease losses$1,787,000705
Total noninterest income$4,799,000699
Gross Fiduciary activities income$100,000789
Service charges on deposit accounts$817,000857
Trading account gains and fees$0153
Additional Noninterest Income$3,882,000569
Total noninterest expense$13,169,000762
Salaries and employee benefits$7,616,000683
Premises and equipment expense$1,133,0001,046
Additional noninterest expense$4,420,000789
Pre-tax net operating income$5,396,000687
Securities gains (losses)$03,178
Applicable income taxes$1,511,000634
Income before extraordinary items$3,885,000783
Extraordinary gains, net$019
Net income$3,885,000781
Minority interest net income$084
Net income of bank and minority interests.$3,885,000783
Net charge-offs$1,605,000815
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,885,000736
2012-03-31 (YTD Data)Rank
Total interest income$9,397,000721
Total interest expense$1,468,000867
Net interest income$7,929,000683
Provision for loan and lease losses$1,211,000539
Total noninterest income$3,038,000579
Gross Fiduciary activities income$49,000803
Service charges on deposit accounts$401,000865
Trading account gains and fees$0148
Additional Noninterest Income$2,588,000464
Total noninterest expense$6,657,000747
Salaries and employee benefits$3,847,000684
Premises and equipment expense$569,0001,046
Additional noninterest expense$2,241,000768
Pre-tax net operating income$3,099,000610
Securities gains (losses)$02,210
Applicable income taxes$903,000552
Income before extraordinary items$2,196,000696
Extraordinary gains, net$019
Net income$2,196,000697
Minority interest net income$078
Net income of bank and minority interests.$2,196,000697
Net charge-offs$1,776,000432
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,196,000664
2011-12-31 (YTD Data)Rank
Total interest income$40,935,000683
Total interest expense$8,947,000648
Net interest income$31,988,000673
Provision for loan and lease losses$4,809,000808
Total noninterest income$6,129,000889
Gross Fiduciary activities income$215,000727
Service charges on deposit accounts$2,013,000727
Trading account gains and fees$0146
Additional Noninterest Income$3,901,000857
Total noninterest expense$25,838,000765
Salaries and employee benefits$15,143,000646
Premises and equipment expense$2,508,000994
Additional noninterest expense$8,187,000875
Pre-tax net operating income$7,470,000816
Securities gains (losses)$03,838
Applicable income taxes$1,922,000814
Income before extraordinary items$5,548,000902
Extraordinary gains, net$029
Net income$5,548,000900
Minority interest net income$096
Net income of bank and minority interests.$5,548,000902
Net charge-offs$6,851,000621
Cash dividends$3,000,000657
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,548,000863
2011-09-30 (YTD Data)Rank
Total interest income$31,071,000689
Total interest expense$7,076,000643
Net interest income$23,995,000682
Provision for loan and lease losses$4,795,000639
Total noninterest income$5,451,000788
Gross Fiduciary activities income$168,000708
Service charges on deposit accounts$1,515,000731
Trading account gains and fees$0145
Additional Noninterest Income$3,768,000709
Total noninterest expense$19,266,000770
Salaries and employee benefits$11,176,000663
Premises and equipment expense$1,885,0001,008
Additional noninterest expense$6,205,000863
Pre-tax net operating income$5,385,000870
Securities gains (losses)$03,555
Applicable income taxes$1,327,000875
Income before extraordinary items$4,058,000945
Extraordinary gains, net$021
Net income$4,058,000942
Minority interest net income$087
Net income of bank and minority interests.$4,058,000945
Net charge-offs$7,670,000441
Cash dividends$2,000,000634
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,058,000901
2011-06-30 (YTD Data)Rank
Total interest income$21,010,000686
Total interest expense$4,875,000649
Net interest income$16,135,000679
Provision for loan and lease losses$3,645,000578
Total noninterest income$4,523,000667
Gross Fiduciary activities income$115,000712
Service charges on deposit accounts$992,000736
Trading account gains and fees$0153
Additional Noninterest Income$3,416,000569
Total noninterest expense$12,828,000783
Salaries and employee benefits$7,362,000671
Premises and equipment expense$1,259,0001,015
Additional noninterest expense$4,207,000863
Pre-tax net operating income$4,185,000741
Securities gains (losses)$02,914
Applicable income taxes$1,085,000713
Income before extraordinary items$3,100,000803
Extraordinary gains, net$015
Net income$3,100,000802
Minority interest net income$089
Net income of bank and minority interests.$3,100,000803
Net charge-offs$6,553,000371
Cash dividends$1,000,000803
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,100,000773
2011-03-31 (YTD Data)Rank
Total interest income$10,806,000664
Total interest expense$2,517,000650
Net interest income$8,289,000664
Provision for loan and lease losses$2,823,000391
Total noninterest income$3,017,000544
Gross Fiduciary activities income$59,000709
Service charges on deposit accounts$488,000739
Trading account gains and fees$0158
Additional Noninterest Income$2,470,000440
Total noninterest expense$6,477,000776
Salaries and employee benefits$3,661,000683
Premises and equipment expense$653,0001,006
Additional noninterest expense$2,163,000822
Pre-tax net operating income$2,006,000775
Securities gains (losses)$01,772
Applicable income taxes$512,000739
Income before extraordinary items$1,494,000828
Extraordinary gains, net$09
Net income$1,494,000827
Minority interest net income$086
Net income of bank and minority interests.$1,494,000828
Net charge-offs$4,206,000310
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,494,000815
2010-12-31 (YTD Data)Rank
Total interest income$43,464,000692
Total interest expense$12,302,000643
Net interest income$31,162,000693
Provision for loan and lease losses$5,717,0001,039
Total noninterest income$5,479,0001,016
Gross Fiduciary activities income$233,000732
Service charges on deposit accounts$1,999,000752
Trading account gains and fees$0175
Additional Noninterest Income$3,247,0001,000
Total noninterest expense$24,211,000827
Salaries and employee benefits$14,296,000680
Premises and equipment expense$2,610,000988
Additional noninterest expense$7,305,0001,011
Pre-tax net operating income$6,713,000796
Securities gains (losses)$03,793
Applicable income taxes$1,551,000886
Income before extraordinary items$5,162,000857
Extraordinary gains, net$029
Net income$5,162,000857
Minority interest net income$0111
Net income of bank and minority interests.$5,162,000858
Net charge-offs$4,542,0001,104
Cash dividends$4,500,000371
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,162,000822
2010-09-30 (YTD Data)Rank
Total interest income$32,888,000689
Total interest expense$9,432,000658
Net interest income$23,456,000686
Provision for loan and lease losses$3,745,0001,102
Total noninterest income$4,205,000959
Gross Fiduciary activities income$174,000718
Service charges on deposit accounts$1,532,000754
Trading account gains and fees$0165
Additional Noninterest Income$2,499,000948
Total noninterest expense$18,764,000785
Salaries and employee benefits$10,871,000658
Premises and equipment expense$1,947,0001,006
Additional noninterest expense$5,946,000895
Pre-tax net operating income$5,152,000815
Securities gains (losses)$03,651
Applicable income taxes$1,310,000832
Income before extraordinary items$3,842,000904
Extraordinary gains, net$023
Net income$3,842,000906
Minority interest net income$0110
Net income of bank and minority interests.$3,842,000906
Net charge-offs$2,490,0001,307
Cash dividends$3,500,000311
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,842,000860
2010-06-30 (YTD Data)Rank
Total interest income$22,086,000690
Total interest expense$6,416,000667
Net interest income$15,670,000689
Provision for loan and lease losses$1,520,0001,505
Total noninterest income$2,920,000915
Gross Fiduciary activities income$119,000714
Service charges on deposit accounts$1,025,000753
Trading account gains and fees$0152
Additional Noninterest Income$1,776,000871
Total noninterest expense$12,446,000792
Salaries and employee benefits$7,195,000659
Premises and equipment expense$1,299,0001,022
Additional noninterest expense$3,952,000896
Pre-tax net operating income$4,624,000603
Securities gains (losses)$03,184
Applicable income taxes$1,284,000579
Income before extraordinary items$3,340,000675
Extraordinary gains, net$019
Net income$3,340,000675
Minority interest net income$0105
Net income of bank and minority interests.$3,340,000675
Net charge-offs$1,908,0001,164
Cash dividends$2,500,000278
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,340,000657
2010-03-31 (YTD Data)Rank
Total interest income$11,143,000702
Total interest expense$3,306,000686
Net interest income$7,837,000692
Provision for loan and lease losses$825,0001,328
Total noninterest income$1,567,000850
Gross Fiduciary activities income$61,000716
Service charges on deposit accounts$502,000770
Trading account gains and fees$0175
Additional Noninterest Income$1,004,000793
Total noninterest expense$6,147,000803
Salaries and employee benefits$3,554,000673
Premises and equipment expense$651,0001,052
Additional noninterest expense$1,942,000918
Pre-tax net operating income$2,432,000559
Securities gains (losses)$02,284
Applicable income taxes$685,000527
Income before extraordinary items$1,747,000642
Extraordinary gains, net$016
Net income$1,747,000645
Minority interest net income$091
Net income of bank and minority interests.$1,747,000646
Net charge-offs$270,0002,135
Cash dividends$1,000,000322
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,747,000625
2009-12-31 (YTD Data)Rank
Total interest income$44,593,000746
Total interest expense$15,687,000738
Net interest income$28,906,000741
Provision for loan and lease losses$3,049,0001,964
Total noninterest income$7,080,000835
Gross Fiduciary activities income$227,000729
Service charges on deposit accounts$2,613,000638
Trading account gains and fees$0211
Additional Noninterest Income$4,240,000813
Total noninterest expense$24,041,000875
Salaries and employee benefits$13,636,000709
Premises and equipment expense$2,589,0001,051
Additional noninterest expense$7,816,0001,007
Pre-tax net operating income$8,896,000482
Securities gains (losses)$03,754
Applicable income taxes$2,266,000514
Income before extraordinary items$6,630,000513
Extraordinary gains, net$034
Net income$6,630,000513
Minority interest net income$0115
Net income of bank and minority interests.$6,630,000515
Net charge-offs$2,651,0001,730
Cash dividends$4,000,000438
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,630,000509
2009-09-30 (YTD Data)Rank
Total interest income$33,741,000755
Total interest expense$12,089,000757
Net interest income$21,652,000748
Provision for loan and lease losses$1,969,0001,930
Total noninterest income$5,552,000804
Gross Fiduciary activities income$171,000726
Service charges on deposit accounts$1,955,000635
Trading account gains and fees$0212
Additional Noninterest Income$3,426,000779
Total noninterest expense$18,365,000847
Salaries and employee benefits$10,210,000719
Premises and equipment expense$1,922,0001,072
Additional noninterest expense$6,233,000904
Pre-tax net operating income$6,870,000493
Securities gains (losses)$03,497
Applicable income taxes$1,747,000529
Income before extraordinary items$5,123,000524
Extraordinary gains, net$027
Net income$5,123,000524
Minority interest net income$0118
Net income of bank and minority interests.$5,123,000525
Net charge-offs$1,146,0002,053
Cash dividends$3,000,000406
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,123,000518
2009-06-30 (YTD Data)Rank
Total interest income$22,693,000763
Total interest expense$8,111,000798
Net interest income$14,582,000725
Provision for loan and lease losses$1,016,0002,046
Total noninterest income$3,514,000847
Gross Fiduciary activities income$110,000742
Service charges on deposit accounts$1,230,000677
Trading account gains and fees$0193
Additional Noninterest Income$2,174,000830
Total noninterest expense$12,393,000859
Salaries and employee benefits$6,730,000749
Premises and equipment expense$1,264,0001,113
Additional noninterest expense$4,399,000866
Pre-tax net operating income$4,687,000475
Securities gains (losses)$03,136
Applicable income taxes$1,319,000472
Income before extraordinary items$3,368,000525
Extraordinary gains, net$021
Net income$3,368,000524
Minority interest net income$0112
Net income of bank and minority interests.$3,368,000525
Net charge-offs$598,0002,135
Cash dividends$2,000,000443
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,368,000504
2009-03-31 (YTD Data)Rank
Total interest income$11,657,000752
Total interest expense$4,016,000838
Net interest income$7,641,000699
Provision for loan and lease losses$690,0001,484
Total noninterest income$1,791,000807
Gross Fiduciary activities income$56,000749
Service charges on deposit accounts$571,000702
Trading account gains and fees$0171
Additional Noninterest Income$1,164,000749
Total noninterest expense$5,986,000847
Salaries and employee benefits$3,339,000756
Premises and equipment expense$635,0001,126
Additional noninterest expense$2,012,000821
Pre-tax net operating income$2,756,000433
Securities gains (losses)$02,434
Applicable income taxes$798,000425
Income before extraordinary items$1,958,000506
Extraordinary gains, net$015
Net income$1,958,000507
Minority interest net income$0102
Net income of bank and minority interests.$1,958,000509
Net charge-offs$829,0001,061
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,958,000471
2008-12-31 (YTD Data)Rank
Total interest income$48,635,000764
Total interest expense$19,479,000813
Net interest income$29,156,000746
Provision for loan and lease losses$3,478,0001,269
Total noninterest income$5,513,000972
Gross Fiduciary activities income$240,000742
Service charges on deposit accounts$2,878,000603
Trading account gains and fees$0154
Additional Noninterest Income$2,395,0001,145
Total noninterest expense$21,107,000943
Salaries and employee benefits$12,771,000778
Premises and equipment expense$2,411,0001,150
Additional noninterest expense$5,925,0001,089
Pre-tax net operating income$10,084,000535
Securities gains (losses)$26,0002,023
Applicable income taxes$2,815,000495
Income before extraordinary items$7,295,000534
Extraordinary gains, net$039
Net income$7,295,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,431,0001,144
Cash dividends$5,750,000501
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,276,280580
2008-09-30 (YTD Data)Rank
Total interest income$37,036,000781
Total interest expense$15,268,000806
Net interest income$21,768,000763
Provision for loan and lease losses$2,153,0001,126
Total noninterest income$4,206,0001,002
Gross Fiduciary activities income$184,000739
Service charges on deposit accounts$2,176,000608
Trading account gains and fees$0148
Additional Noninterest Income$1,846,0001,176
Total noninterest expense$15,894,000931
Salaries and employee benefits$9,432,000809
Premises and equipment expense$1,778,0001,166
Additional noninterest expense$4,684,000979
Pre-tax net operating income$7,927,000628
Securities gains (losses)$26,0001,844
Applicable income taxes$2,295,000579
Income before extraordinary items$5,658,000640
Extraordinary gains, net$031
Net income$5,658,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,093,000805
Cash dividends$5,750,000400
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,639,540681
2008-06-30 (YTD Data)Rank
Total interest income$25,038,000778
Total interest expense$10,669,000799
Net interest income$14,369,000765
Provision for loan and lease losses$1,502,000948
Total noninterest income$2,767,0001,026
Gross Fiduciary activities income$125,000749
Service charges on deposit accounts$1,392,000612
Trading account gains and fees$0149
Additional Noninterest Income$1,250,0001,210
Total noninterest expense$10,485,000942
Salaries and employee benefits$6,168,000840
Premises and equipment expense$1,163,0001,183
Additional noninterest expense$3,154,000938
Pre-tax net operating income$5,149,000682
Securities gains (losses)$26,0001,879
Applicable income taxes$1,507,000658
Income before extraordinary items$3,668,000743
Extraordinary gains, net$021
Net income$3,668,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,677,000616
Cash dividends$4,250,000383
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,649,540730
2008-03-31 (YTD Data)Rank
Total interest income$12,847,000781
Total interest expense$5,714,000796
Net interest income$7,133,000764
Provision for loan and lease losses$600,000895
Total noninterest income$1,350,0001,044
Gross Fiduciary activities income$61,000766
Service charges on deposit accounts$658,000644
Trading account gains and fees$0158
Additional Noninterest Income$631,0001,200
Total noninterest expense$5,186,000936
Salaries and employee benefits$3,083,000843
Premises and equipment expense$572,0001,206
Additional noninterest expense$1,531,000943
Pre-tax net operating income$2,697,000710
Securities gains (losses)$26,0001,452
Applicable income taxes$813,000683
Income before extraordinary items$1,910,000793
Extraordinary gains, net$015
Net income$1,910,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,000755
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,891,800764
2007-12-31 (YTD Data)Rank
Total interest income$52,325,000800
Total interest expense$24,963,000788
Net interest income$27,362,000807
Provision for loan and lease losses$2,125,000804
Total noninterest income$4,676,0001,154
Gross Fiduciary activities income$230,000775
Service charges on deposit accounts$2,977,000588
Trading account gains and fees$0178
Additional Noninterest Income$1,469,0001,693
Total noninterest expense$20,646,000900
Salaries and employee benefits$11,869,000835
Premises and equipment expense$2,378,0001,118
Additional noninterest expense$6,399,000884
Pre-tax net operating income$9,267,000914
Securities gains (losses)$02,146
Applicable income taxes$2,748,000875
Income before extraordinary items$6,519,0001,006
Extraordinary gains, net$039
Net income$6,519,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,800,000328
Cash dividends$5,000,000733
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,519,000988
2007-09-30 (YTD Data)Rank
Total interest income$39,032,000805
Total interest expense$18,661,000787
Net interest income$20,371,000810
Provision for loan and lease losses$1,270,000731
Total noninterest income$3,904,0001,063
Gross Fiduciary activities income$172,000764
Service charges on deposit accounts$2,188,000591
Trading account gains and fees$0184
Additional Noninterest Income$1,544,0001,351
Total noninterest expense$15,169,000918
Salaries and employee benefits$8,776,000846
Premises and equipment expense$1,781,0001,119
Additional noninterest expense$4,612,000885
Pre-tax net operating income$7,836,000886
Securities gains (losses)$01,655
Applicable income taxes$2,404,000819
Income before extraordinary items$5,432,000960
Extraordinary gains, net$033
Net income$5,432,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,955,000243
Cash dividends$3,000,000857
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,432,000948
2007-06-30 (YTD Data)Rank
Total interest income$25,853,000815
Total interest expense$12,233,000809
Net interest income$13,620,000827
Provision for loan and lease losses$965,000605
Total noninterest income$2,492,0001,125
Gross Fiduciary activities income$114,000778
Service charges on deposit accounts$1,413,000607
Trading account gains and fees$0168
Additional Noninterest Income$965,0001,437
Total noninterest expense$10,076,000937
Salaries and employee benefits$5,839,000866
Premises and equipment expense$1,172,0001,147
Additional noninterest expense$3,065,000907
Pre-tax net operating income$5,071,000948
Securities gains (losses)$01,444
Applicable income taxes$1,556,000889
Income before extraordinary items$3,515,0001,028
Extraordinary gains, net$029
Net income$3,515,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,692,000182
Cash dividends$3,000,000640
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,515,0001,012
2007-03-31 (YTD Data)Rank
Total interest income$12,752,000815
Total interest expense$6,031,000807
Net interest income$6,721,000832
Provision for loan and lease losses$365,000678
Total noninterest income$1,265,0001,087
Gross Fiduciary activities income$55,000795
Service charges on deposit accounts$658,000641
Trading account gains and fees$0195
Additional Noninterest Income$552,0001,270
Total noninterest expense$5,037,000930
Salaries and employee benefits$2,937,000865
Premises and equipment expense$591,0001,138
Additional noninterest expense$1,509,000909
Pre-tax net operating income$2,584,000913
Securities gains (losses)$01,187
Applicable income taxes$792,000875
Income before extraordinary items$1,792,000980
Extraordinary gains, net$022
Net income$1,792,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,396,000191
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,792,000967
2006-12-31 (YTD Data)Rank
Total interest income$50,096,000766
Total interest expense$22,388,000750
Net interest income$27,708,000799
Provision for loan and lease losses$5,520,000223
Total noninterest income$5,274,0001,046
Gross Fiduciary activities income$221,000775
Service charges on deposit accounts$2,981,000573
Trading account gains and fees$0130
Additional Noninterest Income$2,072,0001,317
Total noninterest expense$19,345,000914
Salaries and employee benefits$11,446,000844
Premises and equipment expense$2,274,0001,127
Additional noninterest expense$5,625,000946
Pre-tax net operating income$8,117,0001,213
Securities gains (losses)$01,687
Applicable income taxes$2,374,0001,164
Income before extraordinary items$5,743,0001,265
Extraordinary gains, net$051
Net income$5,743,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,241,000260
Cash dividends$5,000,000705
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,743,0001,250
2006-09-30 (YTD Data)Rank
Total interest income$37,331,000774
Total interest expense$16,251,000758
Net interest income$21,080,000808
Provision for loan and lease losses$1,820,000438
Total noninterest income$3,974,0001,053
Gross Fiduciary activities income$165,000772
Service charges on deposit accounts$2,241,000574
Trading account gains and fees$0126
Additional Noninterest Income$1,568,0001,325
Total noninterest expense$15,148,000889
Salaries and employee benefits$9,001,000803
Premises and equipment expense$1,687,0001,144
Additional noninterest expense$4,460,000896
Pre-tax net operating income$8,086,000954
Securities gains (losses)$01,388
Applicable income taxes$2,451,000921
Income before extraordinary items$5,635,0001,032
Extraordinary gains, net$045
Net income$5,635,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$668,000645
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,635,0001,016
2006-06-30 (YTD Data)Rank
Total interest income$24,477,000766
Total interest expense$10,350,000757
Net interest income$14,127,000804
Provision for loan and lease losses$1,370,000373
Total noninterest income$2,591,0001,069
Gross Fiduciary activities income$109,000788
Service charges on deposit accounts$1,436,000591
Trading account gains and fees$0126
Additional Noninterest Income$1,046,0001,306
Total noninterest expense$10,038,000889
Salaries and employee benefits$6,002,000808
Premises and equipment expense$1,114,0001,147
Additional noninterest expense$2,922,000916
Pre-tax net operating income$5,310,000967
Securities gains (losses)$01,185
Applicable income taxes$1,617,000929
Income before extraordinary items$3,693,0001,043
Extraordinary gains, net$039
Net income$3,693,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,000652
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,693,0001,027
2006-03-31 (YTD Data)Rank
Total interest income$11,973,000764
Total interest expense$4,921,000751
Net interest income$7,052,000798
Provision for loan and lease losses$585,000421
Total noninterest income$1,178,0001,142
Gross Fiduciary activities income$53,000795
Service charges on deposit accounts$656,000629
Trading account gains and fees$0115
Additional Noninterest Income$469,0001,407
Total noninterest expense$5,116,000876
Salaries and employee benefits$3,041,000793
Premises and equipment expense$560,0001,146
Additional noninterest expense$1,515,000876
Pre-tax net operating income$2,529,000990
Securities gains (losses)$0955
Applicable income taxes$780,000953
Income before extraordinary items$1,749,0001,073
Extraordinary gains, net$021
Net income$1,749,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,000339
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,749,0001,059
2005-12-31 (YTD Data)Rank
Total interest income$43,941,000728
Total interest expense$16,774,000688
Net interest income$27,167,000775
Provision for loan and lease losses$1,634,000653
Total noninterest income$4,983,0001,090
Gross Fiduciary activities income$211,000785
Service charges on deposit accounts$3,091,000545
Trading account gains and fees$0138
Additional Noninterest Income$1,681,0001,531
Total noninterest expense$19,613,000863
Salaries and employee benefits$11,855,000753
Premises and equipment expense$2,345,0001,022
Additional noninterest expense$5,413,000960
Pre-tax net operating income$10,903,000904
Securities gains (losses)$02,296
Applicable income taxes$3,490,000858
Income before extraordinary items$7,413,000972
Extraordinary gains, net$046
Net income$7,413,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,678,000460
Cash dividends$5,700,000587
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,413,000958
2005-09-30 (YTD Data)Rank
Total interest income$32,224,000723
Total interest expense$12,108,000675
Net interest income$20,116,000777
Provision for loan and lease losses$1,063,000722
Total noninterest income$3,679,0001,113
Gross Fiduciary activities income$161,000777
Service charges on deposit accounts$2,295,000551
Trading account gains and fees$0126
Additional Noninterest Income$1,223,0001,565
Total noninterest expense$14,917,000848
Salaries and employee benefits$8,819,000760
Premises and equipment expense$1,756,0001,017
Additional noninterest expense$4,342,000874
Pre-tax net operating income$7,815,000940
Securities gains (losses)$02,317
Applicable income taxes$2,482,000907
Income before extraordinary items$5,333,0001,010
Extraordinary gains, net$035
Net income$5,333,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,236,000430
Cash dividends$1,700,0001,207
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,333,000997
2005-06-30 (YTD Data)Rank
Total interest income$20,976,000726
Total interest expense$7,778,000651
Net interest income$13,198,000786
Provision for loan and lease losses$581,000859
Total noninterest income$2,428,0001,100
Gross Fiduciary activities income$107,000787
Service charges on deposit accounts$1,513,000548
Trading account gains and fees$0116
Additional Noninterest Income$808,0001,570
Total noninterest expense$9,930,000841
Salaries and employee benefits$5,835,000759
Premises and equipment expense$1,160,0001,026
Additional noninterest expense$2,935,000860
Pre-tax net operating income$5,115,000928
Securities gains (losses)$02,146
Applicable income taxes$1,629,000893
Income before extraordinary items$3,486,000999
Extraordinary gains, net$030
Net income$3,486,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$895,000392
Cash dividends$700,0001,741
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,486,000983
2005-03-31 (YTD Data)Rank
Total interest income$10,366,000721
Total interest expense$3,792,000630
Net interest income$6,574,000787
Provision for loan and lease losses$265,000877
Total noninterest income$1,175,0001,105
Gross Fiduciary activities income$53,000797
Service charges on deposit accounts$704,000567
Trading account gains and fees$0115
Additional Noninterest Income$418,0001,506
Total noninterest expense$5,056,000821
Salaries and employee benefits$2,949,000752
Premises and equipment expense$588,0001,014
Additional noninterest expense$1,519,000823
Pre-tax net operating income$2,428,000964
Securities gains (losses)$01,685
Applicable income taxes$767,000940
Income before extraordinary items$1,661,0001,050
Extraordinary gains, net$024
Net income$1,661,0001,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,000508
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,661,0001,023
2004-12-31 (YTD Data)Rank
Total interest income$41,493,000673
Total interest expense$14,962,000554
Net interest income$26,531,000731
Provision for loan and lease losses$2,149,000508
Total noninterest income$5,120,0001,060
Gross Fiduciary activities income$203,000785
Service charges on deposit accounts$3,314,000523
Trading account gains and fees$0138
Additional Noninterest Income$1,603,0001,559
Total noninterest expense$19,311,000839
Salaries and employee benefits$11,632,000725
Premises and equipment expense$2,328,000986
Additional noninterest expense$5,351,000937
Pre-tax net operating income$10,191,000860
Securities gains (losses)$03,819
Applicable income taxes$3,066,000893
Income before extraordinary items$7,125,000923
Extraordinary gains, net$034
Net income$7,125,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,550,000385
Cash dividends$1,000,0002,307
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,125,000881
2004-09-30 (YTD Data)Rank
Total interest income$31,020,000672
Total interest expense$11,084,000547
Net interest income$19,936,000728
Provision for loan and lease losses$1,498,000525
Total noninterest income$3,760,0001,083
Gross Fiduciary activities income$154,000777
Service charges on deposit accounts$2,440,000535
Trading account gains and fees$0134
Additional Noninterest Income$1,166,0001,588
Total noninterest expense$14,614,000830
Salaries and employee benefits$8,584,000741
Premises and equipment expense$1,762,000972
Additional noninterest expense$4,268,000868
Pre-tax net operating income$7,584,000877
Securities gains (losses)$03,710
Applicable income taxes$2,401,000882
Income before extraordinary items$5,183,000956
Extraordinary gains, net$026
Net income$5,183,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,138,000338
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,183,000926
2004-06-30 (YTD Data)Rank
Total interest income$20,603,000664
Total interest expense$7,364,000543
Net interest income$13,239,000718
Provision for loan and lease losses$1,044,000504
Total noninterest income$2,475,0001,092
Gross Fiduciary activities income$106,000781
Service charges on deposit accounts$1,596,000543
Trading account gains and fees$0130
Additional Noninterest Income$773,0001,584
Total noninterest expense$9,700,000839
Salaries and employee benefits$5,649,000747
Premises and equipment expense$1,173,000975
Additional noninterest expense$2,878,000863
Pre-tax net operating income$4,970,000877
Securities gains (losses)$03,413
Applicable income taxes$1,564,000895
Income before extraordinary items$3,406,000962
Extraordinary gains, net$021
Net income$3,406,000963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,500,000314
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,406,000926
2004-03-31 (YTD Data)Rank
Total interest income$10,348,000670
Total interest expense$3,678,000554
Net interest income$6,670,000728
Provision for loan and lease losses$699,000408
Total noninterest income$1,228,0001,067
Gross Fiduciary activities income$52,000792
Service charges on deposit accounts$758,000565
Trading account gains and fees$0121
Additional Noninterest Income$418,0001,488
Total noninterest expense$4,775,000857
Salaries and employee benefits$2,814,000762
Premises and equipment expense$570,0001,030
Additional noninterest expense$1,391,000891
Pre-tax net operating income$2,424,000888
Securities gains (losses)$02,934
Applicable income taxes$760,000930
Income before extraordinary items$1,664,000982
Extraordinary gains, net$016
Net income$1,664,000982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000657
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,664,000931
2003-12-31 (YTD Data)Rank
Total interest income$43,319,000645
Total interest expense$16,476,000549
Net interest income$26,843,000707
Provision for loan and lease losses$4,093,000374
Total noninterest income$5,523,0001,050
Gross Fiduciary activities income$215,000785
Service charges on deposit accounts$3,156,000553
Trading account gains and fees$0160
Additional Noninterest Income$2,152,0001,397
Total noninterest expense$18,416,000875
Salaries and employee benefits$10,664,000792
Premises and equipment expense$2,161,0001,055
Additional noninterest expense$5,591,000910
Pre-tax net operating income$9,857,000867
Securities gains (losses)$83,0002,060
Applicable income taxes$2,978,000931
Income before extraordinary items$6,962,000929
Extraordinary gains, net$054
Net income$6,962,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,547,000356
Cash dividends$3,875,000814
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,903,900875
2003-09-30 (YTD Data)Rank
Total interest income$32,907,000652
Total interest expense$12,592,000564
Net interest income$20,315,000706
Provision for loan and lease losses$3,455,000365
Total noninterest income$4,212,0001,072
Gross Fiduciary activities income$165,000776
Service charges on deposit accounts$2,329,000566
Trading account gains and fees$0153
Additional Noninterest Income$1,718,0001,390
Total noninterest expense$13,908,000872
Salaries and employee benefits$7,964,000807
Premises and equipment expense$1,592,0001,084
Additional noninterest expense$4,352,000888
Pre-tax net operating income$7,164,000921
Securities gains (losses)$04,204
Applicable income taxes$2,124,0001,012
Income before extraordinary items$5,040,0001,002
Extraordinary gains, net$040
Net income$5,040,0001,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,082,000319
Cash dividends$2,250,000921
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,040,000937
2003-06-30 (YTD Data)Rank
Total interest income$22,167,000651
Total interest expense$8,616,000573
Net interest income$13,551,000703
Provision for loan and lease losses$2,509,000333
Total noninterest income$2,809,0001,052
Gross Fiduciary activities income$110,000785
Service charges on deposit accounts$1,500,000571
Trading account gains and fees$0150
Additional Noninterest Income$1,199,0001,336
Total noninterest expense$9,153,000886
Salaries and employee benefits$5,242,000819
Premises and equipment expense$1,036,0001,105
Additional noninterest expense$2,875,000899
Pre-tax net operating income$4,698,000935
Securities gains (losses)$03,782
Applicable income taxes$1,390,0001,056
Income before extraordinary items$3,308,0001,006
Extraordinary gains, net$030
Net income$3,308,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,237,000304
Cash dividends$1,500,000928
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,308,000933
2003-03-31 (YTD Data)Rank
Total interest income$11,128,000657
Total interest expense$4,402,000572
Net interest income$6,726,000711
Provision for loan and lease losses$1,302,000317
Total noninterest income$1,370,0001,048
Gross Fiduciary activities income$52,000806
Service charges on deposit accounts$697,000597
Trading account gains and fees$0134
Additional Noninterest Income$621,0001,260
Total noninterest expense$4,525,000900
Salaries and employee benefits$2,584,000828
Premises and equipment expense$524,0001,107
Additional noninterest expense$1,417,000877
Pre-tax net operating income$2,269,000978
Securities gains (losses)$02,891
Applicable income taxes$668,0001,104
Income before extraordinary items$1,601,0001,043
Extraordinary gains, net$021
Net income$1,601,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,326,000272
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,601,000970
2002-12-31 (YTD Data)Rank
Total interest income$46,129,000662
Total interest expense$19,698,000584
Net interest income$26,431,000717
Provision for loan and lease losses$5,061,000384
Total noninterest income$5,330,000991
Gross Fiduciary activities income$215,000804
Service charges on deposit accounts$3,118,000527
Trading account gains and fees$0153
Additional Noninterest Income$1,997,0001,310
Total noninterest expense$17,866,000878
Salaries and employee benefits$9,846,000821
Premises and equipment expense$2,190,000999
Additional noninterest expense$5,830,000853
Pre-tax net operating income$8,834,000961
Securities gains (losses)$04,537
Applicable income taxes$2,578,0001,059
Income before extraordinary items$6,256,0001,002
Extraordinary gains, net$070
Net income$6,256,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,246,000356
Cash dividends$4,400,000687
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,256,000957
2001-12-31 (YTD Data)Rank
Total interest income$46,030,000740
Total interest expense$23,405,000716
Net interest income$22,625,000783
Provision for loan and lease losses$3,206,000491
Total noninterest income$4,943,0001,008
Gross Fiduciary activities income$222,000808
Service charges on deposit accounts$3,003,000497
Trading account gains and fees$0177
Additional Noninterest Income$1,718,0001,384
Total noninterest expense$16,935,000882
Salaries and employee benefits$9,132,000806
Premises and equipment expense$2,244,000930
Additional noninterest expense$5,559,000875
Pre-tax net operating income$7,427,0001,004
Securities gains (losses)$04,612
Applicable income taxes$2,123,0001,119
Income before extraordinary items$5,304,0001,038
Extraordinary gains, net$0105
Net income$5,304,0001,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,358,000505
Cash dividends$3,300,000845
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,304,000997
2000-12-31 (YTD Data)Rank
Total interest income$43,773,000808
Total interest expense$23,814,000764
Net interest income$19,959,000864
Provision for loan and lease losses$1,558,000737
Total noninterest income$3,593,0001,151
Gross Fiduciary activities income$217,000787
Service charges on deposit accounts$2,016,000667
Trading account gains and fees$0180
Additional Noninterest Income$1,360,0001,493
Total noninterest expense$15,749,000901
Salaries and employee benefits$8,655,000814
Premises and equipment expense$2,435,000821
Additional noninterest expense$4,659,0001,007
Pre-tax net operating income$6,245,0001,186
Securities gains (losses)$-1,0007,406
Applicable income taxes$1,763,0001,305
Income before extraordinary items$4,481,0001,184
Extraordinary gains, net$038
Net income$4,481,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,298,000624
Cash dividends$925,0002,424
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,481,7201,185
1999-12-31 (YTD Data)Rank
Total interest income$37,433,000904
Total interest expense$18,345,000860
Net interest income$19,088,000924
Provision for loan and lease losses$2,053,000550
Total noninterest income$2,590,0001,517
Gross Fiduciary activities income$226,000838
Service charges on deposit accounts$1,237,0001,080
Trading account gains and fees$0173
Additional Noninterest Income$1,127,0001,719
Total noninterest expense$14,642,000953
Salaries and employee benefits$8,372,000827
Premises and equipment expense$2,003,0001,006
Additional noninterest expense$4,267,0001,097
Pre-tax net operating income$4,983,0001,516
Securities gains (losses)$03,155
Applicable income taxes$1,322,0001,762
Income before extraordinary items$3,661,0001,474
Extraordinary gains, net$035
Net income$3,661,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,333,000592
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,661,0001,448
1998-12-31 (YTD Data)Rank
Total interest income$32,954,000999
Total interest expense$15,224,0001,038
Net interest income$17,730,000951
Provision for loan and lease losses$2,016,000579
Total noninterest income$2,172,0001,709
Gross Fiduciary activities income$212,000854
Service charges on deposit accounts$968,0001,290
Trading account gains and fees$0224
Additional Noninterest Income$992,0001,869
Total noninterest expense$12,978,0001,022
Salaries and employee benefits$7,493,000879
Premises and equipment expense$1,563,0001,229
Additional noninterest expense$3,922,0001,138
Pre-tax net operating income$4,908,0001,503
Securities gains (losses)$-17,00010,264
Applicable income taxes$1,294,0001,862
Income before extraordinary items$3,597,0001,469
Extraordinary gains, net$032
Net income$3,597,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,242,000639
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,609,5801,404
1997-12-31 (YTD Data)Rank
Total interest income$29,592,0001,144
Total interest expense$14,061,0001,149
Net interest income$15,531,0001,139
Provision for loan and lease losses$1,091,000919
Total noninterest income$1,811,0001,919
Gross Fiduciary activities income$192,000904
Service charges on deposit accounts$788,0001,649
Trading account gains and fees$0239
Additional Noninterest Income$831,0001,982
Total noninterest expense$11,428,0001,168
Salaries and employee benefits$6,905,000956
Premises and equipment expense$1,217,0001,602
Additional noninterest expense$3,306,0001,325
Pre-tax net operating income$4,823,0001,602
Securities gains (losses)$03,944
Applicable income taxes$1,328,0001,902
Income before extraordinary items$3,495,0001,539
Extraordinary gains, net$044
Net income$3,495,0001,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$920,000846
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,495,0001,504
1996-12-31 (YTD Data)Rank
Total interest income$26,805,0001,277
Total interest expense$12,220,0001,321
Net interest income$14,585,0001,234
Provision for loan and lease losses$1,257,000856
Total noninterest income$1,430,0002,380
Gross Fiduciary activities income$198,000974
Service charges on deposit accounts$791,0001,699
Trading account gains and fees$0262
Additional Noninterest Income$441,0003,187
Total noninterest expense$10,103,0001,422
Salaries and employee benefits$6,065,0001,107
Premises and equipment expense$1,007,0001,985
Additional noninterest expense$3,031,0001,715
Pre-tax net operating income$4,655,0001,561
Securities gains (losses)$-29,00010,826
Applicable income taxes$1,358,0001,762
Income before extraordinary items$3,268,0001,519
Extraordinary gains, net$053
Net income$3,268,0001,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,211
Cash dividends$5,700,000623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,288,5901,475
1995-12-31 (YTD Data)Rank
Total interest income$24,997,0001,369
Total interest expense$12,663,0001,313
Net interest income$12,334,0001,453
Provision for loan and lease losses$615,0001,318
Total noninterest income$1,290,0002,557
Gross Fiduciary activities income$253,000942
Service charges on deposit accounts$743,0001,832
Trading account gains and fees$0522
Additional Noninterest Income$294,0004,046
Total noninterest expense$9,084,0001,569
Salaries and employee benefits$5,374,0001,241
Premises and equipment expense$879,0002,278
Additional noninterest expense$2,831,0001,778
Pre-tax net operating income$3,925,0001,891
Securities gains (losses)$4,0002,936
Applicable income taxes$1,157,0002,091
Income before extraordinary items$2,772,0001,816
Extraordinary gains, net$065
Net income$2,772,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,575
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,769,1601,798
1994-12-31 (YTD Data)Rank
Total interest income$21,453,0001,442
Total interest expense$10,175,0001,296
Net interest income$11,278,0001,605
Provision for loan and lease losses$413,0001,784
Total noninterest income$1,135,0002,833
Gross Fiduciary activities income$239,000978
Service charges on deposit accounts$651,0002,077
Trading account gains and fees$0475
Additional Noninterest Income$245,0004,649
Total noninterest expense$8,447,0001,727
Salaries and employee benefits$4,885,0001,388
Premises and equipment expense$796,0002,538
Additional noninterest expense$2,766,0001,959
Pre-tax net operating income$3,553,0002,012
Securities gains (losses)$03,600
Applicable income taxes$1,086,0002,070
Income before extraordinary items$2,467,0001,982
Extraordinary gains, net$0249
Net income$2,467,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,200
Cash dividends$325,0004,247
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,467,0001,987
1993-12-31 (YTD Data)Rank
Total interest income$20,273,0001,544
Total interest expense$10,189,0001,318
Net interest income$10,084,0001,785
Provision for loan and lease losses$975,0001,324
Total noninterest income$1,807,0002,102
Gross Fiduciary activities income$239,0001,013
Service charges on deposit accounts$623,0002,197
Trading account gains and fees$0532
Additional Noninterest Income$945,0002,109
Total noninterest expense$7,806,0001,901
Salaries and employee benefits$4,326,0001,562
Premises and equipment expense$768,0002,656
Additional noninterest expense$2,712,0002,071
Pre-tax net operating income$3,110,0002,191
Securities gains (losses)$07,477
Applicable income taxes$925,0002,452
Income before extraordinary items$2,185,0002,284
Extraordinary gains, net$-75,00012,848
Net income$2,110,0002,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$663,0001,485
Cash dividends$761,0002,247
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,185,0002,150
1992-12-31 (YTD Data)Rank
Total interest income$21,010,0001,686
Total interest expense$12,341,0001,432
Net interest income$8,669,0002,105
Provision for loan and lease losses$560,0002,762
Total noninterest income$1,249,0002,782
Gross Fiduciary activities income$210,0001,069
Service charges on deposit accounts$591,0002,331
Trading account gains and fees$0504
Additional Noninterest Income$448,0003,436
Total noninterest expense$7,218,0002,045
Salaries and employee benefits$3,875,0001,719
Premises and equipment expense$672,0003,029
Additional noninterest expense$2,671,0002,204
Pre-tax net operating income$2,140,0002,911
Securities gains (losses)$08,369
Applicable income taxes$586,0003,494
Income before extraordinary items$1,554,0002,964
Extraordinary gains, net$01,422
Net income$1,554,0002,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$560,0002,281
Cash dividends$1,065,0001,465
Sale, conversion, retirement of capital stock, net$3,830,000210
Net operating income$1,554,0002,744

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.