Home > The Oculina Bank > Income and Expense
The Oculina Bank, Income and Expense
2019-03-31 (YTD Data) | Rank | |
Total interest income | $3,867,000 | 1,897 |
Total interest expense | $1,092,000 | 1,338 |
Net interest income | $2,775,000 | 2,092 |
Provision for loan and lease losses | $75,000 | 1,682 |
Total noninterest income | $328,000 | 2,412 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $31,000 | 3,776 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $297,000 | 1,971 |
Total noninterest expense | $3,400,000 | 1,494 |
Salaries and employee benefits | $2,008,000 | 1,459 |
Premises and equipment expense | $230,000 | 2,197 |
Additional noninterest expense | $1,162,000 | 1,331 |
Pre-tax net operating income | $-372,000 | 5,305 |
Securities gains (losses) | $0 | 1,087 |
Applicable income taxes | $-102,000 | 5,302 |
Income before extraordinary items | $-270,000 | 5,287 |
Extraordinary gains, net | $0 | 5 |
Net income | $-270,000 | 5,285 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $-270,000 | 5,285 |
Net charge-offs | $0 | 2,740 |
Cash dividends | $5,437,000 | 251 |
Sale, conversion, retirement of capital stock, net | $0 | 529 |
Net operating income | $-270,000 | 5,289 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $14,383,000 | 1,920 |
Total interest expense | $3,615,000 | 1,229 |
Net interest income | $10,768,000 | 2,116 |
Provision for loan and lease losses | $300,000 | 1,959 |
Total noninterest income | $2,288,000 | 1,848 |
Gross Fiduciary activities income | $0 | 1,098 |
Service charges on deposit accounts | $134,000 | 3,814 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $2,154,000 | 1,432 |
Total noninterest expense | $7,882,000 | 2,274 |
Salaries and employee benefits | $4,647,000 | 2,222 |
Premises and equipment expense | $873,000 | 2,244 |
Additional noninterest expense | $2,362,000 | 2,311 |
Pre-tax net operating income | $4,874,000 | 1,807 |
Securities gains (losses) | $0 | 1,125 |
Applicable income taxes | $1,209,000 | 1,212 |
Income before extraordinary items | $3,665,000 | 2,022 |
Extraordinary gains, net | $0 | 6 |
Net income | $3,665,000 | 2,020 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $3,665,000 | 2,021 |
Net charge-offs | $0 | 3,782 |
Cash dividends | $0 | 4,033 |
Sale, conversion, retirement of capital stock, net | $0 | 671 |
Net operating income | $3,665,000 | 2,018 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $10,717,000 | 1,917 |
Total interest expense | $2,560,000 | 1,231 |
Net interest income | $8,157,000 | 2,102 |
Provision for loan and lease losses | $225,000 | 1,851 |
Total noninterest income | $1,581,000 | 1,949 |
Gross Fiduciary activities income | $0 | 1,048 |
Service charges on deposit accounts | $98,000 | 3,878 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,483,000 | 1,527 |
Total noninterest expense | $5,927,000 | 2,259 |
Salaries and employee benefits | $3,480,000 | 2,216 |
Premises and equipment expense | $668,000 | 2,220 |
Additional noninterest expense | $1,779,000 | 2,304 |
Pre-tax net operating income | $3,586,000 | 1,855 |
Securities gains (losses) | $0 | 1,118 |
Applicable income taxes | $889,000 | 1,266 |
Income before extraordinary items | $2,697,000 | 2,059 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,697,000 | 2,057 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $2,697,000 | 2,058 |
Net charge-offs | $0 | 3,489 |
Cash dividends | $0 | 3,618 |
Sale, conversion, retirement of capital stock, net | $0 | 633 |
Net operating income | $2,697,000 | 2,053 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $7,005,000 | 1,934 |
Total interest expense | $1,642,000 | 1,209 |
Net interest income | $5,363,000 | 2,126 |
Provision for loan and lease losses | $150,000 | 1,766 |
Total noninterest income | $1,302,000 | 1,719 |
Gross Fiduciary activities income | $0 | 1,037 |
Service charges on deposit accounts | $63,000 | 3,935 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $1,239,000 | 1,322 |
Total noninterest expense | $3,945,000 | 2,276 |
Salaries and employee benefits | $2,344,000 | 2,212 |
Premises and equipment expense | $431,000 | 2,296 |
Additional noninterest expense | $1,170,000 | 2,341 |
Pre-tax net operating income | $2,570,000 | 1,730 |
Securities gains (losses) | $0 | 961 |
Applicable income taxes | $638,000 | 1,188 |
Income before extraordinary items | $1,932,000 | 1,932 |
Extraordinary gains, net | $0 | 6 |
Net income | $1,932,000 | 1,930 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $1,932,000 | 1,931 |
Net charge-offs | $0 | 3,209 |
Cash dividends | $0 | 3,485 |
Sale, conversion, retirement of capital stock, net | $0 | 620 |
Net operating income | $1,932,000 | 1,925 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $3,410,000 | 1,965 |
Total interest expense | $722,000 | 1,279 |
Net interest income | $2,688,000 | 2,125 |
Provision for loan and lease losses | $75,000 | 1,680 |
Total noninterest income | $647,000 | 1,715 |
Gross Fiduciary activities income | $0 | 1,003 |
Service charges on deposit accounts | $31,000 | 3,973 |
Trading account gains and fees | $0 | 123 |
Additional Noninterest Income | $616,000 | 1,314 |
Total noninterest expense | $1,924,000 | 2,337 |
Salaries and employee benefits | $1,164,000 | 2,241 |
Premises and equipment expense | $203,000 | 2,424 |
Additional noninterest expense | $557,000 | 2,426 |
Pre-tax net operating income | $1,336,000 | 1,631 |
Securities gains (losses) | $0 | 735 |
Applicable income taxes | $332,000 | 1,145 |
Income before extraordinary items | $1,004,000 | 1,842 |
Extraordinary gains, net | $0 | 7 |
Net income | $1,004,000 | 1,841 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $1,004,000 | 1,842 |
Net charge-offs | $0 | 2,722 |
Cash dividends | $0 | 2,774 |
Sale, conversion, retirement of capital stock, net | $0 | 580 |
Net operating income | $1,004,000 | 1,832 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $12,507,000 | 2,059 |
Total interest expense | $2,531,000 | 1,276 |
Net interest income | $9,976,000 | 2,227 |
Provision for loan and lease losses | $320,000 | 1,908 |
Total noninterest income | $1,977,000 | 2,041 |
Gross Fiduciary activities income | $0 | 1,137 |
Service charges on deposit accounts | $132,000 | 4,010 |
Trading account gains and fees | $0 | 151 |
Additional Noninterest Income | $1,845,000 | 1,602 |
Total noninterest expense | $7,090,000 | 2,490 |
Salaries and employee benefits | $4,088,000 | 2,436 |
Premises and equipment expense | $880,000 | 2,291 |
Additional noninterest expense | $2,122,000 | 2,550 |
Pre-tax net operating income | $4,543,000 | 1,857 |
Securities gains (losses) | $0 | 2,243 |
Applicable income taxes | $1,704,000 | 1,427 |
Income before extraordinary items | $2,839,000 | 2,148 |
Extraordinary gains, net | $0 | 9 |
Net income | $2,839,000 | 2,148 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $2,839,000 | 2,149 |
Net charge-offs | $0 | 4,128 |
Cash dividends | $0 | 4,147 |
Sale, conversion, retirement of capital stock, net | $0 | 711 |
Net operating income | $2,839,000 | 2,129 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $9,166,000 | 2,105 |
Total interest expense | $1,858,000 | 1,280 |
Net interest income | $7,308,000 | 2,278 |
Provision for loan and lease losses | $245,000 | 1,837 |
Total noninterest income | $1,490,000 | 2,063 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $97,000 | 4,071 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $1,393,000 | 1,625 |
Total noninterest expense | $5,315,000 | 2,501 |
Salaries and employee benefits | $3,097,000 | 2,423 |
Premises and equipment expense | $658,000 | 2,308 |
Additional noninterest expense | $1,560,000 | 2,594 |
Pre-tax net operating income | $3,238,000 | 1,946 |
Securities gains (losses) | $0 | 2,274 |
Applicable income taxes | $1,185,000 | 1,306 |
Income before extraordinary items | $2,053,000 | 2,365 |
Extraordinary gains, net | $0 | 9 |
Net income | $2,053,000 | 2,364 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $2,053,000 | 2,365 |
Net charge-offs | $0 | 3,796 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $2,053,000 | 2,342 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $5,935,000 | 2,135 |
Total interest expense | $1,187,000 | 1,284 |
Net interest income | $4,748,000 | 2,307 |
Provision for loan and lease losses | $150,000 | 1,808 |
Total noninterest income | $821,000 | 2,320 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $67,000 | 4,018 |
Trading account gains and fees | $0 | 139 |
Additional Noninterest Income | $754,000 | 1,844 |
Total noninterest expense | $3,474,000 | 2,528 |
Salaries and employee benefits | $2,023,000 | 2,467 |
Premises and equipment expense | $430,000 | 2,343 |
Additional noninterest expense | $1,021,000 | 2,625 |
Pre-tax net operating income | $1,945,000 | 2,069 |
Securities gains (losses) | $0 | 1,906 |
Applicable income taxes | $710,000 | 1,382 |
Income before extraordinary items | $1,235,000 | 2,476 |
Extraordinary gains, net | $0 | 11 |
Net income | $1,235,000 | 2,475 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,235,000 | 2,476 |
Net charge-offs | $0 | 3,512 |
Cash dividends | $0 | 3,544 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $1,235,000 | 2,455 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $2,853,000 | 2,200 |
Total interest expense | $568,000 | 1,317 |
Net interest income | $2,285,000 | 2,375 |
Provision for loan and lease losses | $75,000 | 1,685 |
Total noninterest income | $351,000 | 2,506 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $34,000 | 4,027 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $317,000 | 2,026 |
Total noninterest expense | $1,782,000 | 2,525 |
Salaries and employee benefits | $1,003,000 | 2,516 |
Premises and equipment expense | $216,000 | 2,387 |
Additional noninterest expense | $563,000 | 2,439 |
Pre-tax net operating income | $779,000 | 2,340 |
Securities gains (losses) | $0 | 1,153 |
Applicable income taxes | $282,000 | 1,541 |
Income before extraordinary items | $497,000 | 2,766 |
Extraordinary gains, net | $0 | 8 |
Net income | $497,000 | 2,766 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $497,000 | 2,766 |
Net charge-offs | $0 | 2,943 |
Cash dividends | $0 | 2,846 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $497,000 | 2,749 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $10,176,000 | 2,366 |
Total interest expense | $2,022,000 | 1,407 |
Net interest income | $8,154,000 | 2,577 |
Provision for loan and lease losses | $213,000 | 2,366 |
Total noninterest income | $2,260,000 | 1,963 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $142,000 | 4,070 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $2,118,000 | 1,545 |
Total noninterest expense | $6,791,000 | 2,619 |
Salaries and employee benefits | $3,832,000 | 2,572 |
Premises and equipment expense | $811,000 | 2,476 |
Additional noninterest expense | $2,148,000 | 2,627 |
Pre-tax net operating income | $3,410,000 | 2,162 |
Securities gains (losses) | $0 | 3,212 |
Applicable income taxes | $1,237,000 | 1,448 |
Income before extraordinary items | $2,173,000 | 2,645 |
Extraordinary gains, net | $0 | 5 |
Net income | $2,173,000 | 2,643 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $2,173,000 | 2,644 |
Net charge-offs | $-1,000 | 4,661 |
Cash dividends | $0 | 4,239 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $2,173,000 | 2,593 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $7,362,000 | 2,444 |
Total interest expense | $1,471,000 | 1,440 |
Net interest income | $5,891,000 | 2,663 |
Provision for loan and lease losses | $138,000 | 2,434 |
Total noninterest income | $1,817,000 | 1,890 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $105,000 | 4,115 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $1,712,000 | 1,455 |
Total noninterest expense | $5,005,000 | 2,640 |
Salaries and employee benefits | $2,962,000 | 2,512 |
Premises and equipment expense | $597,000 | 2,513 |
Additional noninterest expense | $1,446,000 | 2,820 |
Pre-tax net operating income | $2,565,000 | 2,208 |
Securities gains (losses) | $0 | 3,160 |
Applicable income taxes | $931,000 | 1,482 |
Income before extraordinary items | $1,634,000 | 2,676 |
Extraordinary gains, net | $0 | 5 |
Net income | $1,634,000 | 2,676 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,634,000 | 2,676 |
Net charge-offs | $1,000 | 3,867 |
Cash dividends | $0 | 3,792 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $1,634,000 | 2,617 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $4,622,000 | 2,586 |
Total interest expense | $935,000 | 1,495 |
Net interest income | $3,687,000 | 2,792 |
Provision for loan and lease losses | $66,000 | 2,649 |
Total noninterest income | $1,445,000 | 1,666 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $67,000 | 4,184 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $1,378,000 | 1,255 |
Total noninterest expense | $3,286,000 | 2,683 |
Salaries and employee benefits | $1,967,000 | 2,537 |
Premises and equipment expense | $384,000 | 2,589 |
Additional noninterest expense | $935,000 | 2,884 |
Pre-tax net operating income | $1,780,000 | 2,120 |
Securities gains (losses) | $0 | 2,835 |
Applicable income taxes | $646,000 | 1,428 |
Income before extraordinary items | $1,134,000 | 2,579 |
Extraordinary gains, net | $0 | 16 |
Net income | $1,134,000 | 2,578 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $1,134,000 | 2,578 |
Net charge-offs | $1,000 | 3,591 |
Cash dividends | $0 | 3,654 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $1,134,000 | 2,516 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $2,239,000 | 2,648 |
Total interest expense | $459,000 | 1,516 |
Net interest income | $1,780,000 | 2,865 |
Provision for loan and lease losses | $33,000 | 2,469 |
Total noninterest income | $862,000 | 1,446 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $33,000 | 4,195 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $829,000 | 1,066 |
Total noninterest expense | $1,546,000 | 2,800 |
Salaries and employee benefits | $985,000 | 2,544 |
Premises and equipment expense | $191,000 | 2,621 |
Additional noninterest expense | $370,000 | 3,410 |
Pre-tax net operating income | $1,063,000 | 1,837 |
Securities gains (losses) | $0 | 2,077 |
Applicable income taxes | $388,000 | 1,257 |
Income before extraordinary items | $675,000 | 2,257 |
Extraordinary gains, net | $0 | 12 |
Net income | $675,000 | 2,257 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $675,000 | 2,257 |
Net charge-offs | $0 | 3,094 |
Cash dividends | $0 | 2,895 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $675,000 | 2,199 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $8,186,000 | 2,791 |
Total interest expense | $1,482,000 | 1,795 |
Net interest income | $6,704,000 | 2,958 |
Provision for loan and lease losses | $132,000 | 2,754 |
Total noninterest income | $1,612,000 | 2,392 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $155,000 | 4,108 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $1,457,000 | 1,890 |
Total noninterest expense | $6,242,000 | 2,782 |
Salaries and employee benefits | $3,384,000 | 2,803 |
Premises and equipment expense | $736,000 | 2,718 |
Additional noninterest expense | $2,122,000 | 2,676 |
Pre-tax net operating income | $1,942,000 | 3,066 |
Securities gains (losses) | $0 | 3,216 |
Applicable income taxes | $680,000 | 1,941 |
Income before extraordinary items | $1,262,000 | 3,533 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,262,000 | 3,530 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,262,000 | 3,533 |
Net charge-offs | $-99,000 | 5,716 |
Cash dividends | $140,000 | 3,864 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $1,262,000 | 3,486 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $5,912,000 | 2,890 |
Total interest expense | $1,053,000 | 1,892 |
Net interest income | $4,859,000 | 3,058 |
Provision for loan and lease losses | $99,000 | 2,690 |
Total noninterest income | $1,242,000 | 2,372 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $121,000 | 4,074 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $1,121,000 | 1,874 |
Total noninterest expense | $4,666,000 | 2,803 |
Salaries and employee benefits | $2,584,000 | 2,770 |
Premises and equipment expense | $550,000 | 2,772 |
Additional noninterest expense | $1,532,000 | 2,745 |
Pre-tax net operating income | $1,336,000 | 3,278 |
Securities gains (losses) | $0 | 3,031 |
Applicable income taxes | $393,000 | 2,228 |
Income before extraordinary items | $943,000 | 3,600 |
Extraordinary gains, net | $0 | 21 |
Net income | $943,000 | 3,599 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $943,000 | 3,600 |
Net charge-offs | $16,000 | 3,459 |
Cash dividends | $140,000 | 3,315 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $943,000 | 3,545 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $3,808,000 | 2,960 |
Total interest expense | $675,000 | 1,949 |
Net interest income | $3,133,000 | 3,116 |
Provision for loan and lease losses | $30,000 | 3,185 |
Total noninterest income | $784,000 | 2,451 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $79,000 | 4,095 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $705,000 | 1,955 |
Total noninterest expense | $3,115,000 | 2,815 |
Salaries and employee benefits | $1,715,000 | 2,801 |
Premises and equipment expense | $357,000 | 2,836 |
Additional noninterest expense | $1,043,000 | 2,712 |
Pre-tax net operating income | $772,000 | 3,486 |
Securities gains (losses) | $0 | 2,636 |
Applicable income taxes | $251,000 | 2,265 |
Income before extraordinary items | $521,000 | 3,901 |
Extraordinary gains, net | $0 | 22 |
Net income | $521,000 | 3,902 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $521,000 | 3,904 |
Net charge-offs | $18,000 | 3,008 |
Cash dividends | $140,000 | 3,039 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $521,000 | 3,842 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $1,851,000 | 3,020 |
Total interest expense | $322,000 | 2,035 |
Net interest income | $1,529,000 | 3,181 |
Provision for loan and lease losses | $15,000 | 2,956 |
Total noninterest income | $365,000 | 2,524 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $41,000 | 4,018 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $324,000 | 2,019 |
Total noninterest expense | $1,523,000 | 2,873 |
Salaries and employee benefits | $847,000 | 2,849 |
Premises and equipment expense | $172,000 | 2,926 |
Additional noninterest expense | $504,000 | 2,776 |
Pre-tax net operating income | $356,000 | 3,596 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $122,000 | 2,290 |
Income before extraordinary items | $234,000 | 4,047 |
Extraordinary gains, net | $0 | 13 |
Net income | $234,000 | 4,051 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $234,000 | 4,051 |
Net charge-offs | $19,000 | 2,149 |
Cash dividends | $140,000 | 2,109 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $234,000 | 3,978 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $6,741,000 | 3,267 |
Total interest expense | $1,162,000 | 2,317 |
Net interest income | $5,579,000 | 3,406 |
Provision for loan and lease losses | $-728,000 | 6,306 |
Total noninterest income | $1,441,000 | 2,576 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $168,000 | 4,202 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $1,273,000 | 1,991 |
Total noninterest expense | $6,055,000 | 2,899 |
Salaries and employee benefits | $3,065,000 | 3,024 |
Premises and equipment expense | $855,000 | 2,538 |
Additional noninterest expense | $2,135,000 | 2,741 |
Pre-tax net operating income | $1,693,000 | 3,266 |
Securities gains (losses) | $25,000 | 2,199 |
Applicable income taxes | $-904,000 | 6,418 |
Income before extraordinary items | $2,622,000 | 2,228 |
Extraordinary gains, net | $0 | 17 |
Net income | $2,622,000 | 2,227 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $2,622,000 | 2,227 |
Net charge-offs | $-323,000 | 6,331 |
Cash dividends | $315,000 | 3,326 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,597,000 | 2,193 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $4,985,000 | 3,333 |
Total interest expense | $867,000 | 2,370 |
Net interest income | $4,118,000 | 3,465 |
Provision for loan and lease losses | $-343,000 | 6,343 |
Total noninterest income | $1,142,000 | 2,513 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $122,000 | 4,304 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $1,020,000 | 1,903 |
Total noninterest expense | $4,364,000 | 2,999 |
Salaries and employee benefits | $2,281,000 | 3,064 |
Premises and equipment expense | $631,000 | 2,586 |
Additional noninterest expense | $1,452,000 | 2,973 |
Pre-tax net operating income | $1,239,000 | 3,371 |
Securities gains (losses) | $25,000 | 1,897 |
Applicable income taxes | $0 | 4,583 |
Income before extraordinary items | $1,264,000 | 3,043 |
Extraordinary gains, net | $0 | 15 |
Net income | $1,264,000 | 3,043 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,264,000 | 3,044 |
Net charge-offs | $-321,000 | 6,418 |
Cash dividends | $140,000 | 3,298 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $1,239,000 | 3,031 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $3,195,000 | 3,419 |
Total interest expense | $585,000 | 2,373 |
Net interest income | $2,610,000 | 3,577 |
Provision for loan and lease losses | $30,000 | 3,313 |
Total noninterest income | $821,000 | 2,373 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $77,000 | 4,397 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $744,000 | 1,784 |
Total noninterest expense | $2,864,000 | 3,040 |
Salaries and employee benefits | $1,493,000 | 3,123 |
Premises and equipment expense | $365,000 | 2,885 |
Additional noninterest expense | $1,006,000 | 2,867 |
Pre-tax net operating income | $537,000 | 4,059 |
Securities gains (losses) | $25,000 | 1,545 |
Applicable income taxes | $0 | 4,568 |
Income before extraordinary items | $562,000 | 3,747 |
Extraordinary gains, net | $0 | 20 |
Net income | $562,000 | 3,752 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $562,000 | 3,754 |
Net charge-offs | $50,000 | 2,790 |
Cash dividends | $71,000 | 3,340 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $537,000 | 3,773 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,563,000 | 3,485 |
Total interest expense | $294,000 | 2,400 |
Net interest income | $1,269,000 | 3,646 |
Provision for loan and lease losses | $15,000 | 3,093 |
Total noninterest income | $468,000 | 2,129 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $35,000 | 4,530 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $433,000 | 1,552 |
Total noninterest expense | $1,437,000 | 3,056 |
Salaries and employee benefits | $752,000 | 3,127 |
Premises and equipment expense | $171,000 | 3,059 |
Additional noninterest expense | $514,000 | 2,823 |
Pre-tax net operating income | $285,000 | 3,899 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $0 | 4,445 |
Income before extraordinary items | $285,000 | 3,632 |
Extraordinary gains, net | $0 | 16 |
Net income | $285,000 | 3,634 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $285,000 | 3,635 |
Net charge-offs | $59,000 | 1,738 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $285,000 | 3,577 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $6,561,000 | 3,424 |
Total interest expense | $1,113,000 | 2,714 |
Net interest income | $5,448,000 | 3,494 |
Provision for loan and lease losses | $260,000 | 2,627 |
Total noninterest income | $1,579,000 | 2,495 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $150,000 | 4,584 |
Trading account gains and fees | $-41,000 | 6,782 |
Additional Noninterest Income | $1,470,000 | 1,876 |
Total noninterest expense | $7,225,000 | 2,554 |
Salaries and employee benefits | $2,828,000 | 3,230 |
Premises and equipment expense | $722,000 | 2,907 |
Additional noninterest expense | $3,675,000 | 1,734 |
Pre-tax net operating income | $-458,000 | 6,466 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $0 | 4,631 |
Income before extraordinary items | $-458,000 | 6,480 |
Extraordinary gains, net | $0 | 29 |
Net income | $-458,000 | 6,480 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-458,000 | 6,481 |
Net charge-offs | $488,000 | 2,040 |
Cash dividends | $0 | 4,350 |
Sale, conversion, retirement of capital stock, net | $4,120,000 | 97 |
Net operating income | $-458,000 | 6,474 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $4,808,000 | 3,490 |
Total interest expense | $822,000 | 2,842 |
Net interest income | $3,986,000 | 3,574 |
Provision for loan and lease losses | $245,000 | 2,312 |
Total noninterest income | $878,000 | 2,990 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $107,000 | 4,703 |
Trading account gains and fees | $-41,000 | 6,864 |
Additional Noninterest Income | $812,000 | 2,329 |
Total noninterest expense | $5,323,000 | 2,606 |
Salaries and employee benefits | $2,080,000 | 3,301 |
Premises and equipment expense | $553,000 | 2,896 |
Additional noninterest expense | $2,690,000 | 1,760 |
Pre-tax net operating income | $-704,000 | 6,665 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $0 | 4,713 |
Income before extraordinary items | $-704,000 | 6,684 |
Extraordinary gains, net | $0 | 25 |
Net income | $-704,000 | 6,685 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-704,000 | 6,685 |
Net charge-offs | $497,000 | 1,591 |
Cash dividends | $0 | 3,782 |
Sale, conversion, retirement of capital stock, net | $4,120,000 | 71 |
Net operating income | $-704,000 | 6,672 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $3,075,000 | 3,594 |
Total interest expense | $543,000 | 2,906 |
Net interest income | $2,532,000 | 3,688 |
Provision for loan and lease losses | $230,000 | 1,953 |
Total noninterest income | $406,000 | 3,691 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $70,000 | 4,721 |
Trading account gains and fees | $-41,000 | 6,913 |
Additional Noninterest Income | $377,000 | 2,886 |
Total noninterest expense | $3,895,000 | 2,394 |
Salaries and employee benefits | $1,348,000 | 3,385 |
Premises and equipment expense | $380,000 | 2,832 |
Additional noninterest expense | $2,167,000 | 1,501 |
Pre-tax net operating income | $-1,187,000 | 6,805 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $0 | 4,679 |
Income before extraordinary items | $-1,187,000 | 6,831 |
Extraordinary gains, net | $0 | 22 |
Net income | $-1,187,000 | 6,832 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $-1,187,000 | 6,832 |
Net charge-offs | $507,000 | 1,248 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $4,120,000 | 49 |
Net operating income | $-1,187,000 | 6,821 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,513,000 | 3,667 |
Total interest expense | $273,000 | 2,959 |
Net interest income | $1,240,000 | 3,755 |
Provision for loan and lease losses | $115,000 | 1,940 |
Total noninterest income | $260,000 | 3,214 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $37,000 | 4,624 |
Trading account gains and fees | $-11,000 | 6,995 |
Additional Noninterest Income | $234,000 | 2,552 |
Total noninterest expense | $1,874,000 | 2,509 |
Salaries and employee benefits | $679,000 | 3,400 |
Premises and equipment expense | $187,000 | 2,885 |
Additional noninterest expense | $1,008,000 | 1,604 |
Pre-tax net operating income | $-489,000 | 6,854 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $0 | 4,602 |
Income before extraordinary items | $-489,000 | 6,870 |
Extraordinary gains, net | $0 | 10 |
Net income | $-489,000 | 6,871 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $-489,000 | 6,871 |
Net charge-offs | $434,000 | 844 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 62 |
Net operating income | $-489,000 | 6,855 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $6,042,000 | 3,819 |
Total interest expense | $1,138,000 | 3,309 |
Net interest income | $4,904,000 | 3,864 |
Provision for loan and lease losses | $245,000 | 3,663 |
Total noninterest income | $1,170,000 | 3,006 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $185,000 | 4,411 |
Trading account gains and fees | $27,000 | 138 |
Additional Noninterest Income | $958,000 | 2,431 |
Total noninterest expense | $4,914,000 | 3,512 |
Salaries and employee benefits | $2,623,000 | 3,444 |
Premises and equipment expense | $808,000 | 2,719 |
Additional noninterest expense | $1,483,000 | 3,821 |
Pre-tax net operating income | $915,000 | 4,138 |
Securities gains (losses) | $0 | 3,810 |
Applicable income taxes | $0 | 4,751 |
Income before extraordinary items | $915,000 | 4,057 |
Extraordinary gains, net | $0 | 29 |
Net income | $915,000 | 4,057 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $915,000 | 4,059 |
Net charge-offs | $457,000 | 2,772 |
Cash dividends | $0 | 4,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $915,000 | 3,880 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $4,391,000 | 3,962 |
Total interest expense | $859,000 | 3,408 |
Net interest income | $3,532,000 | 4,020 |
Provision for loan and lease losses | $105,000 | 4,297 |
Total noninterest income | $932,000 | 2,916 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $135,000 | 4,525 |
Trading account gains and fees | $32,000 | 129 |
Additional Noninterest Income | $765,000 | 2,329 |
Total noninterest expense | $3,408,000 | 3,747 |
Salaries and employee benefits | $1,928,000 | 3,516 |
Premises and equipment expense | $595,000 | 2,795 |
Additional noninterest expense | $885,000 | 4,440 |
Pre-tax net operating income | $951,000 | 3,729 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $951,000 | 3,522 |
Extraordinary gains, net | $0 | 20 |
Net income | $951,000 | 3,522 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $951,000 | 3,524 |
Net charge-offs | $292,000 | 2,866 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $951,000 | 3,368 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,891,000 | 4,021 |
Total interest expense | $585,000 | 3,459 |
Net interest income | $2,306,000 | 4,096 |
Provision for loan and lease losses | $90,000 | 3,970 |
Total noninterest income | $588,000 | 2,963 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $88,000 | 4,563 |
Trading account gains and fees | $36,000 | 121 |
Additional Noninterest Income | $464,000 | 2,431 |
Total noninterest expense | $2,027,000 | 4,053 |
Salaries and employee benefits | $1,290,000 | 3,524 |
Premises and equipment expense | $393,000 | 2,816 |
Additional noninterest expense | $344,000 | 5,670 |
Pre-tax net operating income | $777,000 | 3,338 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $777,000 | 3,101 |
Extraordinary gains, net | $0 | 19 |
Net income | $777,000 | 3,100 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $777,000 | 3,101 |
Net charge-offs | $250,000 | 2,497 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $777,000 | 2,945 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,423,000 | 4,117 |
Total interest expense | $299,000 | 3,524 |
Net interest income | $1,124,000 | 4,197 |
Provision for loan and lease losses | $75,000 | 3,178 |
Total noninterest income | $224,000 | 3,436 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $46,000 | 4,450 |
Trading account gains and fees | $15,000 | 120 |
Additional Noninterest Income | $163,000 | 2,952 |
Total noninterest expense | $778,000 | 4,742 |
Salaries and employee benefits | $633,000 | 3,606 |
Premises and equipment expense | $192,000 | 2,867 |
Additional noninterest expense | $-47,000 | 7,316 |
Pre-tax net operating income | $495,000 | 2,893 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $495,000 | 2,631 |
Extraordinary gains, net | $0 | 19 |
Net income | $495,000 | 2,633 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $495,000 | 2,634 |
Net charge-offs | $200,000 | 1,847 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $495,000 | 2,508 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $6,062,000 | 4,020 |
Total interest expense | $1,240,000 | 3,884 |
Net interest income | $4,822,000 | 3,997 |
Provision for loan and lease losses | $1,725,000 | 1,738 |
Total noninterest income | $709,000 | 3,761 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 6,974 |
Trading account gains and fees | $33,000 | 120 |
Additional Noninterest Income | $676,000 | 2,688 |
Total noninterest expense | $4,735,000 | 3,678 |
Salaries and employee benefits | $2,459,000 | 3,605 |
Premises and equipment expense | $1,199,000 | 2,066 |
Additional noninterest expense | $1,077,000 | 4,731 |
Pre-tax net operating income | $-929,000 | 6,559 |
Securities gains (losses) | $239,000 | 1,315 |
Applicable income taxes | $1,138,000 | 1,236 |
Income before extraordinary items | $-1,828,000 | 6,806 |
Extraordinary gains, net | $0 | 29 |
Net income | $-1,828,000 | 6,806 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $-1,828,000 | 6,806 |
Net charge-offs | $2,021,000 | 1,541 |
Cash dividends | $0 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $-2,067,000 | 6,823 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $4,584,000 | 4,051 |
Total interest expense | $930,000 | 4,004 |
Net interest income | $3,654,000 | 3,993 |
Provision for loan and lease losses | $1,680,000 | 1,404 |
Total noninterest income | $908,000 | 2,773 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 7,025 |
Trading account gains and fees | $26,000 | 127 |
Additional Noninterest Income | $882,000 | 1,913 |
Total noninterest expense | $3,647,000 | 3,620 |
Salaries and employee benefits | $1,890,000 | 3,540 |
Premises and equipment expense | $904,000 | 2,068 |
Additional noninterest expense | $853,000 | 4,599 |
Pre-tax net operating income | $-765,000 | 6,718 |
Securities gains (losses) | $239,000 | 1,079 |
Applicable income taxes | $-217,000 | 7,101 |
Income before extraordinary items | $-309,000 | 6,584 |
Extraordinary gains, net | $0 | 21 |
Net income | $-309,000 | 6,585 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $-309,000 | 6,585 |
Net charge-offs | $1,667,000 | 1,387 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $-461,960 | 6,620 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $3,046,000 | 4,094 |
Total interest expense | $621,000 | 4,117 |
Net interest income | $2,425,000 | 4,013 |
Provision for loan and lease losses | $1,635,000 | 1,049 |
Total noninterest income | $507,000 | 3,102 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 7,067 |
Trading account gains and fees | $23,000 | 125 |
Additional Noninterest Income | $484,000 | 2,152 |
Total noninterest expense | $2,423,000 | 3,664 |
Salaries and employee benefits | $1,225,000 | 3,639 |
Premises and equipment expense | $589,000 | 2,139 |
Additional noninterest expense | $609,000 | 4,486 |
Pre-tax net operating income | $-1,126,000 | 7,018 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $-436,000 | 7,317 |
Income before extraordinary items | $-690,000 | 6,925 |
Extraordinary gains, net | $0 | 15 |
Net income | $-690,000 | 6,924 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $-690,000 | 6,925 |
Net charge-offs | $1,627,000 | 1,057 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $-690,000 | 6,907 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,466,000 | 4,230 |
Total interest expense | $320,000 | 4,132 |
Net interest income | $1,146,000 | 4,183 |
Provision for loan and lease losses | $1,590,000 | 615 |
Total noninterest income | $231,000 | 3,304 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 7,070 |
Trading account gains and fees | $16,000 | 129 |
Additional Noninterest Income | $215,000 | 2,375 |
Total noninterest expense | $1,254,000 | 3,575 |
Salaries and employee benefits | $605,000 | 3,699 |
Premises and equipment expense | $286,000 | 2,228 |
Additional noninterest expense | $363,000 | 3,989 |
Pre-tax net operating income | $-1,467,000 | 7,346 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $-558,000 | 7,479 |
Income before extraordinary items | $-909,000 | 7,280 |
Extraordinary gains, net | $0 | 9 |
Net income | $-909,000 | 7,281 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $-909,000 | 7,281 |
Net charge-offs | $1,313,000 | 708 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $-909,000 | 7,273 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $6,269,000 | 4,187 |
Total interest expense | $1,700,000 | 3,976 |
Net interest income | $4,569,000 | 4,195 |
Provision for loan and lease losses | $4,964,000 | 1,154 |
Total noninterest income | $-199,000 | 7,425 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $-17,000 | 7,596 |
Additional Noninterest Income | $-182,000 | 7,262 |
Total noninterest expense | $4,282,000 | 4,026 |
Salaries and employee benefits | $2,131,000 | 4,058 |
Premises and equipment expense | $1,136,000 | 2,224 |
Additional noninterest expense | $1,015,000 | 5,054 |
Pre-tax net operating income | $-4,876,000 | 7,094 |
Securities gains (losses) | $323,000 | 1,203 |
Applicable income taxes | $-1,549,000 | 7,406 |
Income before extraordinary items | $-3,004,000 | 6,996 |
Extraordinary gains, net | $0 | 29 |
Net income | $-3,004,000 | 6,996 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-3,004,000 | 6,997 |
Net charge-offs | $3,358,000 | 1,368 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $-3,217,180 | 7,004 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,712,000 | 4,262 |
Total interest expense | $1,321,000 | 4,026 |
Net interest income | $3,391,000 | 4,292 |
Provision for loan and lease losses | $3,473,000 | 1,150 |
Total noninterest income | $-70,000 | 7,513 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $1,000 | 162 |
Additional Noninterest Income | $-71,000 | 7,354 |
Total noninterest expense | $3,011,000 | 4,222 |
Salaries and employee benefits | $1,548,000 | 4,174 |
Premises and equipment expense | $761,000 | 2,493 |
Additional noninterest expense | $702,000 | 5,253 |
Pre-tax net operating income | $-3,163,000 | 7,225 |
Securities gains (losses) | $323,000 | 1,027 |
Applicable income taxes | $-1,087,000 | 7,516 |
Income before extraordinary items | $-1,753,000 | 7,095 |
Extraordinary gains, net | $0 | 23 |
Net income | $-1,753,000 | 7,093 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-1,753,000 | 7,095 |
Net charge-offs | $2,098,000 | 1,466 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-1,959,720 | 7,103 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,205,000 | 4,242 |
Total interest expense | $881,000 | 4,118 |
Net interest income | $2,324,000 | 4,220 |
Provision for loan and lease losses | $3,353,000 | 875 |
Total noninterest income | $-29,000 | 7,580 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $1,000 | 149 |
Additional Noninterest Income | $-30,000 | 7,412 |
Total noninterest expense | $1,910,000 | 4,371 |
Salaries and employee benefits | $974,000 | 4,362 |
Premises and equipment expense | $480,000 | 2,612 |
Additional noninterest expense | $456,000 | 5,336 |
Pre-tax net operating income | $-2,968,000 | 7,395 |
Securities gains (losses) | $10,000 | 2,597 |
Applicable income taxes | $-1,023,000 | 7,618 |
Income before extraordinary items | $-1,935,000 | 7,322 |
Extraordinary gains, net | $0 | 19 |
Net income | $-1,935,000 | 7,322 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-1,935,000 | 7,322 |
Net charge-offs | $2,242,000 | 1,048 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-1,941,500 | 7,312 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,635,000 | 4,263 |
Total interest expense | $437,000 | 4,266 |
Net interest income | $1,198,000 | 4,167 |
Provision for loan and lease losses | $105,000 | 3,873 |
Total noninterest income | $80,000 | 5,424 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $1,000 | 168 |
Additional Noninterest Income | $79,000 | 3,934 |
Total noninterest expense | $924,000 | 4,505 |
Salaries and employee benefits | $505,000 | 4,328 |
Premises and equipment expense | $236,000 | 2,704 |
Additional noninterest expense | $183,000 | 5,898 |
Pre-tax net operating income | $249,000 | 3,684 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $102,000 | 2,100 |
Income before extraordinary items | $147,000 | 4,409 |
Extraordinary gains, net | $0 | 16 |
Net income | $147,000 | 4,410 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $147,000 | 4,408 |
Net charge-offs | $0 | 5,610 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $147,000 | 4,295 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $6,111,000 | 4,561 |
Total interest expense | $2,274,000 | 4,124 |
Net interest income | $3,837,000 | 4,697 |
Provision for loan and lease losses | $1,578,000 | 2,814 |
Total noninterest income | $562,000 | 4,500 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $-55,000 | 7,971 |
Additional Noninterest Income | $617,000 | 2,857 |
Total noninterest expense | $4,119,000 | 4,254 |
Salaries and employee benefits | $2,189,000 | 4,087 |
Premises and equipment expense | $1,035,000 | 2,501 |
Additional noninterest expense | $895,000 | 5,539 |
Pre-tax net operating income | $-1,298,000 | 6,373 |
Securities gains (losses) | $9,000 | 3,295 |
Applicable income taxes | $-504,000 | 7,035 |
Income before extraordinary items | $-785,000 | 6,254 |
Extraordinary gains, net | $0 | 34 |
Net income | $-785,000 | 6,253 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-785,000 | 6,253 |
Net charge-offs | $1,296,000 | 2,549 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-790,760 | 6,259 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $4,481,000 | 4,685 |
Total interest expense | $1,807,000 | 4,119 |
Net interest income | $2,674,000 | 4,923 |
Provision for loan and lease losses | $1,228,000 | 2,492 |
Total noninterest income | $412,000 | 4,609 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $-56,000 | 8,065 |
Additional Noninterest Income | $468,000 | 2,918 |
Total noninterest expense | $3,184,000 | 4,182 |
Salaries and employee benefits | $1,706,000 | 3,997 |
Premises and equipment expense | $796,000 | 2,486 |
Additional noninterest expense | $682,000 | 5,488 |
Pre-tax net operating income | $-1,326,000 | 6,797 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $-487,000 | 7,338 |
Income before extraordinary items | $-839,000 | 6,650 |
Extraordinary gains, net | $0 | 27 |
Net income | $-839,000 | 6,652 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-839,000 | 6,652 |
Net charge-offs | $909,000 | 2,303 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-839,000 | 6,650 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,873,000 | 4,846 |
Total interest expense | $1,273,000 | 4,091 |
Net interest income | $1,600,000 | 5,225 |
Provision for loan and lease losses | $1,153,000 | 1,905 |
Total noninterest income | $97,000 | 6,424 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $-59,000 | 8,158 |
Additional Noninterest Income | $156,000 | 4,039 |
Total noninterest expense | $2,137,000 | 4,197 |
Salaries and employee benefits | $1,220,000 | 3,846 |
Premises and equipment expense | $530,000 | 2,515 |
Additional noninterest expense | $387,000 | 5,907 |
Pre-tax net operating income | $-1,593,000 | 7,269 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-567,000 | 7,617 |
Income before extraordinary items | $-1,026,000 | 7,157 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,026,000 | 7,157 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-1,026,000 | 7,158 |
Net charge-offs | $803,000 | 1,829 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-1,026,000 | 7,151 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,347,000 | 5,047 |
Total interest expense | $628,000 | 4,239 |
Net interest income | $719,000 | 5,500 |
Provision for loan and lease losses | $428,000 | 1,942 |
Total noninterest income | $119,000 | 4,894 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $119,000 | 3,373 |
Total noninterest expense | $965,000 | 4,414 |
Salaries and employee benefits | $588,000 | 3,973 |
Premises and equipment expense | $235,000 | 2,825 |
Additional noninterest expense | $142,000 | 6,451 |
Pre-tax net operating income | $-555,000 | 7,381 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-555,000 | 7,491 |
Extraordinary gains, net | $0 | 15 |
Net income | $-555,000 | 7,491 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-555,000 | 7,492 |
Net charge-offs | $9,000 | 4,815 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-555,000 | 7,467 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $5,187,000 | 5,355 |
Total interest expense | $2,548,000 | 4,692 |
Net interest income | $2,639,000 | 5,773 |
Provision for loan and lease losses | $3,117,000 | 1,349 |
Total noninterest income | $47,000 | 7,757 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $47,000 | 6,812 |
Total noninterest expense | $3,764,000 | 4,418 |
Salaries and employee benefits | $2,052,000 | 4,363 |
Premises and equipment expense | $873,000 | 2,948 |
Additional noninterest expense | $839,000 | 5,348 |
Pre-tax net operating income | $-4,195,000 | 7,734 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $-1,569,000 | 7,856 |
Income before extraordinary items | $-2,626,000 | 7,538 |
Extraordinary gains, net | $0 | 39 |
Net income | $-2,626,000 | 7,535 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,114,000 | 1,842 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-2,626,000 | 7,616 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $3,818,000 | 5,472 |
Total interest expense | $1,916,000 | 4,800 |
Net interest income | $1,902,000 | 5,920 |
Provision for loan and lease losses | $602,000 | 2,474 |
Total noninterest income | $316,000 | 5,276 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $316,000 | 3,600 |
Total noninterest expense | $2,557,000 | 4,706 |
Salaries and employee benefits | $1,491,000 | 4,501 |
Premises and equipment expense | $556,000 | 3,393 |
Additional noninterest expense | $510,000 | 5,853 |
Pre-tax net operating income | $-941,000 | 7,493 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $2,000 | 5,168 |
Income before extraordinary items | $-943,000 | 7,475 |
Extraordinary gains, net | $0 | 31 |
Net income | $-943,000 | 7,473 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $814,000 | 1,473 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-943,000 | 7,590 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,459,000 | 5,658 |
Total interest expense | $1,275,000 | 4,946 |
Net interest income | $1,184,000 | 6,098 |
Provision for loan and lease losses | $402,000 | 2,149 |
Total noninterest income | $274,000 | 4,816 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $274,000 | 3,178 |
Total noninterest expense | $1,573,000 | 4,975 |
Salaries and employee benefits | $921,000 | 4,774 |
Premises and equipment expense | $345,000 | 3,591 |
Additional noninterest expense | $307,000 | 6,128 |
Pre-tax net operating income | $-517,000 | 7,626 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $2,000 | 5,394 |
Income before extraordinary items | $-519,000 | 7,712 |
Extraordinary gains, net | $0 | 21 |
Net income | $-519,000 | 7,711 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $210,000 | 2,179 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-519,000 | 7,692 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,188,000 | 5,822 |
Total interest expense | $616,000 | 5,204 |
Net interest income | $572,000 | 6,213 |
Provision for loan and lease losses | $322,000 | 1,313 |
Total noninterest income | $86,000 | 5,731 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $86,000 | 4,060 |
Total noninterest expense | $759,000 | 5,097 |
Salaries and employee benefits | $426,000 | 5,053 |
Premises and equipment expense | $171,000 | 3,628 |
Additional noninterest expense | $162,000 | 5,974 |
Pre-tax net operating income | $-423,000 | 8,023 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $2,000 | 5,366 |
Income before extraordinary items | $-425,000 | 8,102 |
Extraordinary gains, net | $0 | 15 |
Net income | $-425,000 | 8,101 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $166,000 | 1,414 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $-425,000 | 8,080 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $4,738,000 | 5,858 |
Total interest expense | $2,202,000 | 5,606 |
Net interest income | $2,536,000 | 5,938 |
Provision for loan and lease losses | $161,000 | 4,227 |
Total noninterest income | $201,000 | 6,733 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $201,000 | 5,045 |
Total noninterest expense | $2,061,000 | 6,141 |
Salaries and employee benefits | $1,222,000 | 5,931 |
Premises and equipment expense | $468,000 | 4,560 |
Additional noninterest expense | $371,000 | 7,191 |
Pre-tax net operating income | $515,000 | 5,939 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $193,000 | 3,871 |
Income before extraordinary items | $322,000 | 6,341 |
Extraordinary gains, net | $0 | 39 |
Net income | $322,000 | 6,340 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 5,733 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $322,000 | 6,329 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $3,296,000 | 6,060 |
Total interest expense | $1,565,000 | 5,761 |
Net interest income | $1,731,000 | 6,203 |
Provision for loan and lease losses | $111,000 | 3,958 |
Total noninterest income | $135,000 | 6,919 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $135,000 | 5,282 |
Total noninterest expense | $1,429,000 | 6,327 |
Salaries and employee benefits | $854,000 | 6,115 |
Premises and equipment expense | $296,000 | 5,059 |
Additional noninterest expense | $279,000 | 7,164 |
Pre-tax net operating income | $326,000 | 6,467 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $132,000 | 4,176 |
Income before extraordinary items | $194,000 | 6,831 |
Extraordinary gains, net | $0 | 33 |
Net income | $194,000 | 6,829 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 4,905 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $194,000 | 6,820 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,172,000 | 6,112 |
Total interest expense | $1,006,000 | 5,862 |
Net interest income | $1,166,000 | 6,225 |
Provision for loan and lease losses | $68,000 | 3,874 |
Total noninterest income | $81,000 | 7,108 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $81,000 | 5,499 |
Total noninterest expense | $926,000 | 6,429 |
Salaries and employee benefits | $542,000 | 6,304 |
Premises and equipment expense | $197,000 | 5,085 |
Additional noninterest expense | $187,000 | 7,191 |
Pre-tax net operating income | $253,000 | 6,333 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $101,000 | 4,118 |
Income before extraordinary items | $152,000 | 6,735 |
Extraordinary gains, net | $0 | 29 |
Net income | $152,000 | 6,735 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 4,113 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $152,000 | 6,724 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,054,000 | 6,193 |
Total interest expense | $495,000 | 5,885 |
Net interest income | $559,000 | 6,359 |
Provision for loan and lease losses | $15,000 | 4,592 |
Total noninterest income | $39,000 | 7,151 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $39,000 | 5,553 |
Total noninterest expense | $432,000 | 6,646 |
Salaries and employee benefits | $271,000 | 6,345 |
Premises and equipment expense | $96,000 | 5,179 |
Additional noninterest expense | $65,000 | 7,773 |
Pre-tax net operating income | $151,000 | 6,053 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $61,000 | 3,885 |
Income before extraordinary items | $90,000 | 6,548 |
Extraordinary gains, net | $0 | 22 |
Net income | $90,000 | 6,547 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $90,000 | 6,533 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $3,310,000 | 6,557 |
Total interest expense | $1,403,000 | 6,259 |
Net interest income | $1,907,000 | 6,671 |
Provision for loan and lease losses | $193,000 | 3,604 |
Total noninterest income | $162,000 | 7,213 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $162,000 | 5,483 |
Total noninterest expense | $1,473,000 | 6,951 |
Salaries and employee benefits | $860,000 | 6,780 |
Premises and equipment expense | $333,000 | 5,471 |
Additional noninterest expense | $280,000 | 7,688 |
Pre-tax net operating income | $403,000 | 6,780 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $152,000 | 4,582 |
Income before extraordinary items | $251,000 | 7,095 |
Extraordinary gains, net | $0 | 51 |
Net income | $251,000 | 7,095 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 5,380 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $251,000 | 7,089 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $2,340,000 | 6,722 |
Total interest expense | $943,000 | 6,450 |
Net interest income | $1,397,000 | 6,808 |
Provision for loan and lease losses | $134,000 | 3,681 |
Total noninterest income | $124,000 | 7,242 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $124,000 | 5,471 |
Total noninterest expense | $1,076,000 | 7,014 |
Salaries and employee benefits | $622,000 | 6,856 |
Premises and equipment expense | $250,000 | 5,480 |
Additional noninterest expense | $204,000 | 7,754 |
Pre-tax net operating income | $311,000 | 6,957 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $125,000 | 4,699 |
Income before extraordinary items | $186,000 | 7,288 |
Extraordinary gains, net | $0 | 45 |
Net income | $186,000 | 7,291 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 4,593 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $186,000 | 7,286 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,470,000 | 6,860 |
Total interest expense | $563,000 | 6,631 |
Net interest income | $907,000 | 6,900 |
Provision for loan and lease losses | $84,000 | 3,673 |
Total noninterest income | $79,000 | 7,340 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $79,000 | 5,587 |
Total noninterest expense | $722,000 | 7,029 |
Salaries and employee benefits | $414,000 | 6,894 |
Premises and equipment expense | $162,000 | 5,568 |
Additional noninterest expense | $146,000 | 7,658 |
Pre-tax net operating income | $180,000 | 7,208 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $72,000 | 4,887 |
Income before extraordinary items | $108,000 | 7,475 |
Extraordinary gains, net | $0 | 39 |
Net income | $108,000 | 7,476 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 3,889 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $108,000 | 7,480 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $734,000 | 6,833 |
Total interest expense | $261,000 | 6,701 |
Net interest income | $473,000 | 6,821 |
Provision for loan and lease losses | $45,000 | 3,261 |
Total noninterest income | $25,000 | 7,837 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $25,000 | 6,361 |
Total noninterest expense | $368,000 | 6,994 |
Salaries and employee benefits | $206,000 | 6,914 |
Premises and equipment expense | $80,000 | 5,635 |
Additional noninterest expense | $82,000 | 7,469 |
Pre-tax net operating income | $85,000 | 7,247 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $34,000 | 4,897 |
Income before extraordinary items | $51,000 | 7,521 |
Extraordinary gains, net | $0 | 21 |
Net income | $51,000 | 7,520 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $51,000 | 7,524 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $1,796,000 | 7,643 |
Total interest expense | $534,000 | 7,517 |
Net interest income | $1,262,000 | 7,612 |
Provision for loan and lease losses | $241,000 | 3,235 |
Total noninterest income | $200,000 | 7,071 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $200,000 | 5,167 |
Total noninterest expense | $1,022,000 | 7,713 |
Salaries and employee benefits | $543,000 | 7,782 |
Premises and equipment expense | $231,000 | 6,406 |
Additional noninterest expense | $248,000 | 7,940 |
Pre-tax net operating income | $199,000 | 7,707 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $75,000 | 5,594 |
Income before extraordinary items | $124,000 | 7,882 |
Extraordinary gains, net | $0 | 46 |
Net income | $124,000 | 7,882 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $124,000 | 7,852 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $1,114,000 | 7,934 |
Total interest expense | $308,000 | 7,847 |
Net interest income | $806,000 | 7,891 |
Provision for loan and lease losses | $178,000 | 3,228 |
Total noninterest income | $149,000 | 7,097 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $149,000 | 5,195 |
Total noninterest expense | $686,000 | 7,876 |
Salaries and employee benefits | $369,000 | 7,901 |
Premises and equipment expense | $150,000 | 6,713 |
Additional noninterest expense | $167,000 | 8,087 |
Pre-tax net operating income | $91,000 | 8,052 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $47,000 | 5,835 |
Income before extraordinary items | $44,000 | 8,206 |
Extraordinary gains, net | $0 | 35 |
Net income | $44,000 | 8,203 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $44,000 | 8,174 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $670,000 | 8,076 |
Total interest expense | $173,000 | 8,012 |
Net interest income | $497,000 | 8,002 |
Provision for loan and lease losses | $124,000 | 2,974 |
Total noninterest income | $108,000 | 6,946 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $108,000 | 5,022 |
Total noninterest expense | $371,000 | 8,161 |
Salaries and employee benefits | $210,000 | 8,127 |
Premises and equipment expense | $63,000 | 7,547 |
Additional noninterest expense | $98,000 | 8,228 |
Pre-tax net operating income | $110,000 | 7,802 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $38,000 | 5,720 |
Income before extraordinary items | $72,000 | 7,947 |
Extraordinary gains, net | $0 | 30 |
Net income | $72,000 | 7,947 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $72,000 | 7,908 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $345,000 | 8,087 |
Total interest expense | $75,000 | 8,195 |
Net interest income | $270,000 | 7,965 |
Provision for loan and lease losses | $63,000 | 2,791 |
Total noninterest income | $25,000 | 7,991 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $25,000 | 6,471 |
Total noninterest expense | $164,000 | 8,379 |
Salaries and employee benefits | $89,000 | 8,411 |
Premises and equipment expense | $30,000 | 7,706 |
Additional noninterest expense | $45,000 | 8,379 |
Pre-tax net operating income | $68,000 | 7,665 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $24,000 | 5,498 |
Income before extraordinary items | $44,000 | 7,861 |
Extraordinary gains, net | $0 | 24 |
Net income | $44,000 | 7,861 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $44,000 | 7,833 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $612,000 | 8,692 |
Total interest expense | $108,000 | 8,718 |
Net interest income | $504,000 | 8,642 |
Provision for loan and lease losses | $182,000 | 3,865 |
Total noninterest income | $55,000 | 8,543 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $55,000 | 7,297 |
Total noninterest expense | $569,000 | 8,577 |
Salaries and employee benefits | $323,000 | 8,542 |
Premises and equipment expense | $96,000 | 8,017 |
Additional noninterest expense | $150,000 | 8,593 |
Pre-tax net operating income | $-192,000 | 8,530 |
Securities gains (losses) | $21,000 | 2,362 |
Applicable income taxes | $-58,000 | 8,685 |
Income before extraordinary items | $-113,000 | 8,533 |
Extraordinary gains, net | $0 | 34 |
Net income | $-113,000 | 8,534 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,973 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $-126,860 | 8,510 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $353,000 | 8,829 |
Total interest expense | $55,000 | 8,843 |
Net interest income | $298,000 | 8,783 |
Provision for loan and lease losses | $107,000 | 4,172 |
Total noninterest income | $53,000 | 8,448 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $53,000 | 6,981 |
Total noninterest expense | $372,000 | 8,688 |
Salaries and employee benefits | $226,000 | 8,613 |
Premises and equipment expense | $46,000 | 8,464 |
Additional noninterest expense | $100,000 | 8,697 |
Pre-tax net operating income | $-128,000 | 8,614 |
Securities gains (losses) | $18,000 | 2,374 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $-110,000 | 8,632 |
Extraordinary gains, net | $0 | 26 |
Net income | $-110,000 | 8,634 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,496 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $-128,000 | 8,613 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $194,000 | 8,937 |
Total interest expense | $21,000 | 8,957 |
Net interest income | $173,000 | 8,893 |
Provision for loan and lease losses | $101,000 | 3,440 |
Total noninterest income | $18,000 | 8,782 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $18,000 | 7,850 |
Total noninterest expense | $229,000 | 8,806 |
Salaries and employee benefits | $133,000 | 8,766 |
Premises and equipment expense | $24,000 | 8,676 |
Additional noninterest expense | $72,000 | 8,688 |
Pre-tax net operating income | $-139,000 | 8,720 |
Securities gains (losses) | $7,000 | 2,608 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $-132,000 | 8,743 |
Extraordinary gains, net | $0 | 21 |
Net income | $-132,000 | 8,745 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $-139,000 | 8,721 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $78,000 | 9,021 |
Total interest expense | $4,000 | 9,038 |
Net interest income | $74,000 | 8,982 |
Provision for loan and lease losses | $100,000 | 2,105 |
Total noninterest income | $2,000 | 9,001 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $2,000 | 8,709 |
Total noninterest expense | $112,000 | 8,855 |
Salaries and employee benefits | $67,000 | 8,808 |
Premises and equipment expense | $5,000 | 8,973 |
Additional noninterest expense | $40,000 | 8,633 |
Pre-tax net operating income | $-136,000 | 8,841 |
Securities gains (losses) | $7,000 | 2,210 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $-129,000 | 8,883 |
Extraordinary gains, net | $0 | 16 |
Net income | $-129,000 | 8,884 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $-136,000 | 8,856 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.