Home > The National Bank & Trust Company of Sycamore > Income and Expense
The National Bank & Trust Company of Sycamore, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $21,465,000 | 1,195 |
| Total interest expense | $2,138,000 | 1,295 |
| Net interest income | $19,327,000 | 1,186 |
| Provision for loan and lease losses | $825,000 | 949 |
| Total noninterest income | $8,813,000 | 748 |
| Gross Fiduciary activities income | $4,732,000 | 208 |
| Service charges on deposit accounts | $2,106,000 | 623 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,975,000 | 1,534 |
| Total noninterest expense | $23,578,000 | 875 |
| Salaries and employee benefits | $13,714,000 | 830 |
| Premises and equipment expense | $3,061,000 | 812 |
| Additional noninterest expense | $6,803,000 | 967 |
| Pre-tax net operating income | $3,737,000 | 1,972 |
| Securities gains (losses) | $617,000 | 298 |
| Applicable income taxes | $857,000 | 1,736 |
| Income before extraordinary items | $3,497,000 | 1,797 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,497,000 | 1,798 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,497,000 | 1,799 |
| Net charge-offs | $455,000 | 1,255 |
| Cash dividends | $200,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $243,000 | 402 |
| Net operating income | $3,003,400 | 2,018 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,941,000 | 1,207 |
| Total interest expense | $1,594,000 | 1,315 |
| Net interest income | $14,347,000 | 1,197 |
| Provision for loan and lease losses | $600,000 | 892 |
| Total noninterest income | $6,514,000 | 760 |
| Gross Fiduciary activities income | $3,541,000 | 210 |
| Service charges on deposit accounts | $1,570,000 | 630 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,403,000 | 1,609 |
| Total noninterest expense | $17,795,000 | 883 |
| Salaries and employee benefits | $10,353,000 | 832 |
| Premises and equipment expense | $2,324,000 | 815 |
| Additional noninterest expense | $5,118,000 | 964 |
| Pre-tax net operating income | $2,466,000 | 2,211 |
| Securities gains (losses) | $617,000 | 258 |
| Applicable income taxes | $953,000 | 1,418 |
| Income before extraordinary items | $2,130,000 | 2,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,130,000 | 2,160 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,130,000 | 2,160 |
| Net charge-offs | $340,000 | 1,118 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,704,270 | 2,499 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,465,000 | 1,216 |
| Total interest expense | $1,064,000 | 1,318 |
| Net interest income | $9,401,000 | 1,210 |
| Provision for loan and lease losses | $375,000 | 947 |
| Total noninterest income | $4,223,000 | 783 |
| Gross Fiduciary activities income | $2,490,000 | 205 |
| Service charges on deposit accounts | $996,000 | 634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $737,000 | 1,903 |
| Total noninterest expense | $11,690,000 | 900 |
| Salaries and employee benefits | $6,891,000 | 841 |
| Premises and equipment expense | $1,556,000 | 816 |
| Additional noninterest expense | $3,243,000 | 1,015 |
| Pre-tax net operating income | $1,559,000 | 2,280 |
| Securities gains (losses) | $527,000 | 243 |
| Applicable income taxes | $647,000 | 1,391 |
| Income before extraordinary items | $1,439,000 | 2,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,439,000 | 2,124 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,439,000 | 2,124 |
| Net charge-offs | $248,000 | 1,050 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,075,370 | 2,563 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 1,213 |
| Total interest expense | $526,000 | 1,334 |
| Net interest income | $4,709,000 | 1,200 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $2,286,000 | 713 |
| Gross Fiduciary activities income | $1,168,000 | 219 |
| Service charges on deposit accounts | $484,000 | 645 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $634,000 | 1,275 |
| Total noninterest expense | $5,874,000 | 892 |
| Salaries and employee benefits | $3,505,000 | 829 |
| Premises and equipment expense | $795,000 | 801 |
| Additional noninterest expense | $1,574,000 | 1,032 |
| Pre-tax net operating income | $971,000 | 1,905 |
| Securities gains (losses) | $527,000 | 161 |
| Applicable income taxes | $530,000 | 975 |
| Income before extraordinary items | $968,000 | 1,652 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $968,000 | 1,654 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $968,000 | 1,654 |
| Net charge-offs | $98,000 | 1,134 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $625,450 | 2,254 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,741,000 | 1,218 |
| Total interest expense | $2,114,000 | 1,386 |
| Net interest income | $18,627,000 | 1,213 |
| Provision for loan and lease losses | $1,350,000 | 670 |
| Total noninterest income | $8,406,000 | 735 |
| Gross Fiduciary activities income | $4,680,000 | 206 |
| Service charges on deposit accounts | $2,094,000 | 652 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,632,000 | 1,682 |
| Total noninterest expense | $24,597,000 | 816 |
| Salaries and employee benefits | $13,065,000 | 839 |
| Premises and equipment expense | $3,229,000 | 769 |
| Additional noninterest expense | $8,303,000 | 783 |
| Pre-tax net operating income | $1,086,000 | 4,000 |
| Securities gains (losses) | $368,000 | 527 |
| Applicable income taxes | $212,000 | 2,910 |
| Income before extraordinary items | $1,242,000 | 3,559 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,242,000 | 3,560 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,242,000 | 3,561 |
| Net charge-offs | $685,000 | 1,179 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $929,200 | 4,033 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,363,000 | 1,240 |
| Total interest expense | $1,589,000 | 1,401 |
| Net interest income | $13,774,000 | 1,227 |
| Provision for loan and lease losses | $625,000 | 966 |
| Total noninterest income | $6,121,000 | 758 |
| Gross Fiduciary activities income | $3,420,000 | 206 |
| Service charges on deposit accounts | $1,536,000 | 660 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,165,000 | 1,764 |
| Total noninterest expense | $17,287,000 | 870 |
| Salaries and employee benefits | $9,712,000 | 848 |
| Premises and equipment expense | $2,407,000 | 780 |
| Additional noninterest expense | $5,168,000 | 939 |
| Pre-tax net operating income | $1,983,000 | 2,521 |
| Securities gains (losses) | $246,000 | 552 |
| Applicable income taxes | $530,000 | 1,927 |
| Income before extraordinary items | $1,699,000 | 2,494 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,699,000 | 2,495 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,699,000 | 2,494 |
| Net charge-offs | $521,000 | 1,124 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,512,040 | 2,664 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,071,000 | 1,251 |
| Total interest expense | $1,075,000 | 1,385 |
| Net interest income | $8,996,000 | 1,238 |
| Provision for loan and lease losses | $375,000 | 1,053 |
| Total noninterest income | $4,252,000 | 720 |
| Gross Fiduciary activities income | $2,397,000 | 202 |
| Service charges on deposit accounts | $970,000 | 680 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $885,000 | 1,578 |
| Total noninterest expense | $11,488,000 | 874 |
| Salaries and employee benefits | $6,444,000 | 845 |
| Premises and equipment expense | $1,623,000 | 770 |
| Additional noninterest expense | $3,421,000 | 944 |
| Pre-tax net operating income | $1,385,000 | 2,394 |
| Securities gains (losses) | $158,000 | 568 |
| Applicable income taxes | $370,000 | 1,853 |
| Income before extraordinary items | $1,173,000 | 2,372 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,173,000 | 2,376 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,173,000 | 2,376 |
| Net charge-offs | $349,000 | 1,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,052,920 | 2,508 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 1,243 |
| Total interest expense | $569,000 | 1,323 |
| Net interest income | $4,524,000 | 1,239 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $2,009,000 | 723 |
| Gross Fiduciary activities income | $1,172,000 | 203 |
| Service charges on deposit accounts | $453,000 | 722 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $384,000 | 1,711 |
| Total noninterest expense | $5,795,000 | 867 |
| Salaries and employee benefits | $3,228,000 | 857 |
| Premises and equipment expense | $811,000 | 783 |
| Additional noninterest expense | $1,756,000 | 910 |
| Pre-tax net operating income | $588,000 | 2,605 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $130,000 | 2,129 |
| Income before extraordinary items | $458,000 | 2,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 2,748 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $458,000 | 2,748 |
| Net charge-offs | $120,000 | 1,261 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $458,000 | 2,699 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,037,000 | 1,262 |
| Total interest expense | $2,882,000 | 1,175 |
| Net interest income | $17,155,000 | 1,280 |
| Provision for loan and lease losses | $2,045,000 | 612 |
| Total noninterest income | $9,900,000 | 676 |
| Gross Fiduciary activities income | $4,662,000 | 195 |
| Service charges on deposit accounts | $1,998,000 | 695 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,240,000 | 1,097 |
| Total noninterest expense | $23,380,000 | 876 |
| Salaries and employee benefits | $12,551,000 | 857 |
| Premises and equipment expense | $3,311,000 | 733 |
| Additional noninterest expense | $7,518,000 | 904 |
| Pre-tax net operating income | $1,630,000 | 3,249 |
| Securities gains (losses) | $434,000 | 505 |
| Applicable income taxes | $501,000 | 2,155 |
| Income before extraordinary items | $1,563,000 | 3,078 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,563,000 | 3,080 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,563,000 | 3,081 |
| Net charge-offs | $2,975,000 | 546 |
| Cash dividends | $4,000,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 442 |
| Net operating income | $1,233,160 | 3,454 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,916,000 | 1,280 |
| Total interest expense | $2,245,000 | 1,170 |
| Net interest income | $12,671,000 | 1,289 |
| Provision for loan and lease losses | $1,037,000 | 854 |
| Total noninterest income | $7,317,000 | 696 |
| Gross Fiduciary activities income | $3,469,000 | 193 |
| Service charges on deposit accounts | $1,455,000 | 724 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,393,000 | 1,131 |
| Total noninterest expense | $16,906,000 | 908 |
| Salaries and employee benefits | $9,378,000 | 871 |
| Premises and equipment expense | $2,551,000 | 719 |
| Additional noninterest expense | $4,977,000 | 1,022 |
| Pre-tax net operating income | $2,045,000 | 2,378 |
| Securities gains (losses) | $434,000 | 461 |
| Applicable income taxes | $786,000 | 1,466 |
| Income before extraordinary items | $1,693,000 | 2,415 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,693,000 | 2,419 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,693,000 | 2,419 |
| Net charge-offs | $2,810,000 | 452 |
| Cash dividends | $4,000,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,397,880 | 2,716 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,840,000 | 1,286 |
| Total interest expense | $1,544,000 | 1,160 |
| Net interest income | $8,296,000 | 1,296 |
| Provision for loan and lease losses | $722,000 | 860 |
| Total noninterest income | $4,929,000 | 702 |
| Gross Fiduciary activities income | $2,426,000 | 185 |
| Service charges on deposit accounts | $917,000 | 757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,586,000 | 1,160 |
| Total noninterest expense | $11,235,000 | 907 |
| Salaries and employee benefits | $6,204,000 | 874 |
| Premises and equipment expense | $1,722,000 | 712 |
| Additional noninterest expense | $3,309,000 | 1,010 |
| Pre-tax net operating income | $1,268,000 | 2,500 |
| Securities gains (losses) | $434,000 | 420 |
| Applicable income taxes | $550,000 | 1,420 |
| Income before extraordinary items | $1,152,000 | 2,360 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,152,000 | 2,370 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,152,000 | 2,368 |
| Net charge-offs | $2,528,000 | 372 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $856,880 | 2,847 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 1,294 |
| Total interest expense | $783,000 | 1,187 |
| Net interest income | $4,152,000 | 1,299 |
| Provision for loan and lease losses | $327,000 | 932 |
| Total noninterest income | $2,343,000 | 731 |
| Gross Fiduciary activities income | $1,104,000 | 195 |
| Service charges on deposit accounts | $431,000 | 791 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $808,000 | 1,144 |
| Total noninterest expense | $5,502,000 | 933 |
| Salaries and employee benefits | $3,047,000 | 897 |
| Premises and equipment expense | $878,000 | 718 |
| Additional noninterest expense | $1,577,000 | 1,063 |
| Pre-tax net operating income | $666,000 | 2,365 |
| Securities gains (losses) | $-1,000 | 6,666 |
| Applicable income taxes | $186,000 | 1,784 |
| Income before extraordinary items | $479,000 | 2,669 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $479,000 | 2,672 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $479,000 | 2,671 |
| Net charge-offs | $496,000 | 776 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $479,720 | 2,593 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,171,000 | 1,254 |
| Total interest expense | $3,493,000 | 1,286 |
| Net interest income | $17,678,000 | 1,244 |
| Provision for loan and lease losses | $1,969,000 | 1,077 |
| Total noninterest income | $9,974,000 | 685 |
| Gross Fiduciary activities income | $5,025,000 | 171 |
| Service charges on deposit accounts | $1,754,000 | 804 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,195,000 | 1,108 |
| Total noninterest expense | $22,206,000 | 913 |
| Salaries and employee benefits | $12,600,000 | 829 |
| Premises and equipment expense | $3,146,000 | 764 |
| Additional noninterest expense | $6,460,000 | 1,067 |
| Pre-tax net operating income | $3,477,000 | 1,832 |
| Securities gains (losses) | $2,084,000 | 253 |
| Applicable income taxes | $1,763,000 | 962 |
| Income before extraordinary items | $3,798,000 | 1,520 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,798,000 | 1,522 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,798,000 | 1,521 |
| Net charge-offs | $267,000 | 3,446 |
| Cash dividends | $12,000,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 550 |
| Net operating income | $2,380,880 | 2,133 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,288,000 | 1,256 |
| Total interest expense | $2,640,000 | 1,332 |
| Net interest income | $13,648,000 | 1,227 |
| Provision for loan and lease losses | $675,000 | 1,891 |
| Total noninterest income | $7,036,000 | 713 |
| Gross Fiduciary activities income | $3,583,000 | 174 |
| Service charges on deposit accounts | $1,293,000 | 812 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,160,000 | 1,194 |
| Total noninterest expense | $15,861,000 | 949 |
| Salaries and employee benefits | $9,090,000 | 859 |
| Premises and equipment expense | $2,389,000 | 762 |
| Additional noninterest expense | $4,382,000 | 1,179 |
| Pre-tax net operating income | $4,148,000 | 1,289 |
| Securities gains (losses) | $2,092,000 | 191 |
| Applicable income taxes | $2,140,000 | 661 |
| Income before extraordinary items | $4,100,000 | 1,116 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,100,000 | 1,117 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,100,000 | 1,117 |
| Net charge-offs | $297,000 | 2,842 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,719,280 | 1,531 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 1,260 |
| Total interest expense | $1,770,000 | 1,370 |
| Net interest income | $9,170,000 | 1,220 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $4,697,000 | 712 |
| Gross Fiduciary activities income | $2,701,000 | 161 |
| Service charges on deposit accounts | $829,000 | 841 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,167,000 | 1,366 |
| Total noninterest expense | $10,583,000 | 949 |
| Salaries and employee benefits | $6,013,000 | 866 |
| Premises and equipment expense | $1,552,000 | 774 |
| Additional noninterest expense | $3,018,000 | 1,140 |
| Pre-tax net operating income | $2,834,000 | 1,256 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $916,000 | 953 |
| Income before extraordinary items | $1,918,000 | 1,539 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,918,000 | 1,539 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,918,000 | 1,539 |
| Net charge-offs | $172,000 | 2,903 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,918,000 | 1,451 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 1,264 |
| Total interest expense | $902,000 | 1,393 |
| Net interest income | $4,544,000 | 1,222 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $2,380,000 | 691 |
| Gross Fiduciary activities income | $1,368,000 | 162 |
| Service charges on deposit accounts | $400,000 | 870 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $612,000 | 1,309 |
| Total noninterest expense | $5,233,000 | 951 |
| Salaries and employee benefits | $3,013,000 | 857 |
| Premises and equipment expense | $780,000 | 770 |
| Additional noninterest expense | $1,440,000 | 1,188 |
| Pre-tax net operating income | $1,466,000 | 1,197 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $484,000 | 916 |
| Income before extraordinary items | $982,000 | 1,489 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $982,000 | 1,490 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $982,000 | 1,490 |
| Net charge-offs | $142,000 | 2,143 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $982,000 | 1,398 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,097,000 | 1,295 |
| Total interest expense | $4,516,000 | 1,345 |
| Net interest income | $17,581,000 | 1,261 |
| Provision for loan and lease losses | $2,290,000 | 1,427 |
| Total noninterest income | $7,883,000 | 739 |
| Gross Fiduciary activities income | $4,474,000 | 148 |
| Service charges on deposit accounts | $1,693,000 | 859 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,716,000 | 1,505 |
| Total noninterest expense | $21,294,000 | 925 |
| Salaries and employee benefits | $11,635,000 | 847 |
| Premises and equipment expense | $3,142,000 | 790 |
| Additional noninterest expense | $6,517,000 | 1,072 |
| Pre-tax net operating income | $1,880,000 | 2,625 |
| Securities gains (losses) | $102,000 | 2,051 |
| Applicable income taxes | $357,000 | 2,367 |
| Income before extraordinary items | $1,625,000 | 2,618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,625,000 | 2,619 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,625,000 | 2,619 |
| Net charge-offs | $3,786,000 | 1,018 |
| Cash dividends | $325,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 566 |
| Net operating income | $1,541,360 | 2,636 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,470,000 | 1,319 |
| Total interest expense | $3,542,000 | 1,348 |
| Net interest income | $12,928,000 | 1,294 |
| Provision for loan and lease losses | $1,165,000 | 1,787 |
| Total noninterest income | $5,446,000 | 789 |
| Gross Fiduciary activities income | $3,189,000 | 158 |
| Service charges on deposit accounts | $1,264,000 | 878 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $993,000 | 1,773 |
| Total noninterest expense | $15,258,000 | 972 |
| Salaries and employee benefits | $8,338,000 | 884 |
| Premises and equipment expense | $2,363,000 | 803 |
| Additional noninterest expense | $4,557,000 | 1,146 |
| Pre-tax net operating income | $1,951,000 | 2,121 |
| Securities gains (losses) | $102,000 | 1,773 |
| Applicable income taxes | $491,000 | 1,753 |
| Income before extraordinary items | $1,562,000 | 2,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,562,000 | 2,233 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,562,000 | 2,234 |
| Net charge-offs | $925,000 | 1,978 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,484,480 | 2,234 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,028,000 | 1,320 |
| Total interest expense | $2,471,000 | 1,328 |
| Net interest income | $8,557,000 | 1,302 |
| Provision for loan and lease losses | $800,000 | 1,713 |
| Total noninterest income | $3,543,000 | 799 |
| Gross Fiduciary activities income | $2,328,000 | 151 |
| Service charges on deposit accounts | $824,000 | 885 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $391,000 | 2,468 |
| Total noninterest expense | $10,094,000 | 993 |
| Salaries and employee benefits | $5,381,000 | 925 |
| Premises and equipment expense | $1,615,000 | 787 |
| Additional noninterest expense | $3,098,000 | 1,143 |
| Pre-tax net operating income | $1,206,000 | 2,223 |
| Securities gains (losses) | $102,000 | 1,130 |
| Applicable income taxes | $300,000 | 1,797 |
| Income before extraordinary items | $1,008,000 | 2,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,008,000 | 2,259 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,008,000 | 2,259 |
| Net charge-offs | $662,000 | 1,849 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $929,460 | 2,325 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 1,319 |
| Total interest expense | $1,274,000 | 1,332 |
| Net interest income | $4,293,000 | 1,305 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $1,706,000 | 825 |
| Gross Fiduciary activities income | $990,000 | 170 |
| Service charges on deposit accounts | $397,000 | 903 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $319,000 | 1,836 |
| Total noninterest expense | $5,055,000 | 988 |
| Salaries and employee benefits | $2,634,000 | 950 |
| Premises and equipment expense | $816,000 | 807 |
| Additional noninterest expense | $1,605,000 | 1,109 |
| Pre-tax net operating income | $719,000 | 1,936 |
| Securities gains (losses) | $102,000 | 531 |
| Applicable income taxes | $220,000 | 1,412 |
| Income before extraordinary items | $601,000 | 1,910 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $601,000 | 1,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $601,000 | 1,910 |
| Net charge-offs | $595,000 | 1,197 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $526,540 | 2,114 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,992,000 | 1,235 |
| Total interest expense | $6,039,000 | 1,376 |
| Net interest income | $18,953,000 | 1,186 |
| Provision for loan and lease losses | $2,120,000 | 1,988 |
| Total noninterest income | $8,209,000 | 732 |
| Gross Fiduciary activities income | $4,158,000 | 156 |
| Service charges on deposit accounts | $1,763,000 | 866 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,288,000 | 1,286 |
| Total noninterest expense | $22,515,000 | 895 |
| Salaries and employee benefits | $11,514,000 | 856 |
| Premises and equipment expense | $3,403,000 | 752 |
| Additional noninterest expense | $7,598,000 | 975 |
| Pre-tax net operating income | $2,527,000 | 1,870 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $492,000 | 1,908 |
| Income before extraordinary items | $2,036,000 | 1,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,036,000 | 1,993 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,036,000 | 1,994 |
| Net charge-offs | $3,052,000 | 1,456 |
| Cash dividends | $1,600,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 949 |
| Net operating income | $2,035,190 | 1,914 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,021,000 | 1,239 |
| Total interest expense | $4,673,000 | 1,387 |
| Net interest income | $14,348,000 | 1,186 |
| Provision for loan and lease losses | $1,090,000 | 2,400 |
| Total noninterest income | $5,981,000 | 735 |
| Gross Fiduciary activities income | $2,996,000 | 159 |
| Service charges on deposit accounts | $1,323,000 | 893 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,662,000 | 1,254 |
| Total noninterest expense | $16,408,000 | 908 |
| Salaries and employee benefits | $8,816,000 | 827 |
| Premises and equipment expense | $2,383,000 | 811 |
| Additional noninterest expense | $5,209,000 | 1,023 |
| Pre-tax net operating income | $2,831,000 | 1,386 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $817,000 | 1,182 |
| Income before extraordinary items | $2,015,000 | 1,641 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,015,000 | 1,644 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,015,000 | 1,644 |
| Net charge-offs | $2,224,000 | 1,410 |
| Cash dividends | $1,300,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 7,692 |
| Net operating income | $2,014,290 | 1,569 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,843,000 | 1,239 |
| Total interest expense | $3,192,000 | 1,406 |
| Net interest income | $9,651,000 | 1,174 |
| Provision for loan and lease losses | $865,000 | 2,103 |
| Total noninterest income | $4,239,000 | 688 |
| Gross Fiduciary activities income | $2,064,000 | 159 |
| Service charges on deposit accounts | $867,000 | 909 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,308,000 | 1,080 |
| Total noninterest expense | $10,855,000 | 917 |
| Salaries and employee benefits | $5,853,000 | 829 |
| Premises and equipment expense | $1,604,000 | 815 |
| Additional noninterest expense | $3,398,000 | 1,041 |
| Pre-tax net operating income | $2,170,000 | 1,202 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $643,000 | 1,005 |
| Income before extraordinary items | $1,528,000 | 1,441 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,528,000 | 1,441 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,528,000 | 1,442 |
| Net charge-offs | $1,641,000 | 1,303 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 7,772 |
| Net operating income | $1,527,300 | 1,382 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,619,000 | 1,232 |
| Total interest expense | $1,643,000 | 1,436 |
| Net interest income | $4,976,000 | 1,137 |
| Provision for loan and lease losses | $425,000 | 1,997 |
| Total noninterest income | $1,711,000 | 804 |
| Gross Fiduciary activities income | $920,000 | 174 |
| Service charges on deposit accounts | $413,000 | 948 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $378,000 | 1,560 |
| Total noninterest expense | $5,367,000 | 930 |
| Salaries and employee benefits | $2,922,000 | 844 |
| Premises and equipment expense | $825,000 | 817 |
| Additional noninterest expense | $1,620,000 | 1,080 |
| Pre-tax net operating income | $895,000 | 1,462 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $253,000 | 1,187 |
| Income before extraordinary items | $640,000 | 1,722 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $640,000 | 1,722 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $640,000 | 1,723 |
| Net charge-offs | $602,000 | 1,452 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-30,000 | 7,891 |
| Net operating income | $641,440 | 1,641 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $28,363,000 | 1,214 |
| Total interest expense | $9,279,000 | 1,281 |
| Net interest income | $19,084,000 | 1,163 |
| Provision for loan and lease losses | $10,397,000 | 842 |
| Total noninterest income | $8,938,000 | 703 |
| Gross Fiduciary activities income | $4,085,000 | 160 |
| Service charges on deposit accounts | $1,824,000 | 955 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,029,000 | 1,031 |
| Total noninterest expense | $20,030,000 | 1,047 |
| Salaries and employee benefits | $11,175,000 | 883 |
| Premises and equipment expense | $3,089,000 | 872 |
| Additional noninterest expense | $5,766,000 | 1,306 |
| Pre-tax net operating income | $-2,405,000 | 6,746 |
| Securities gains (losses) | $-39,000 | 7,141 |
| Applicable income taxes | $-1,519,000 | 7,432 |
| Income before extraordinary items | $-925,000 | 6,328 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-925,000 | 6,328 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-925,000 | 6,328 |
| Net charge-offs | $9,012,000 | 746 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $274,000 | 648 |
| Net operating income | $-900,040 | 6,319 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,641,000 | 1,216 |
| Total interest expense | $7,352,000 | 1,276 |
| Net interest income | $14,289,000 | 1,159 |
| Provision for loan and lease losses | $4,800,000 | 1,081 |
| Total noninterest income | $6,809,000 | 694 |
| Gross Fiduciary activities income | $2,911,000 | 161 |
| Service charges on deposit accounts | $1,372,000 | 946 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,526,000 | 981 |
| Total noninterest expense | $14,147,000 | 1,097 |
| Salaries and employee benefits | $8,011,000 | 937 |
| Premises and equipment expense | $2,340,000 | 873 |
| Additional noninterest expense | $3,796,000 | 1,425 |
| Pre-tax net operating income | $2,151,000 | 1,506 |
| Securities gains (losses) | $-26,000 | 7,305 |
| Applicable income taxes | $581,000 | 1,281 |
| Income before extraordinary items | $1,544,000 | 1,727 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,544,000 | 1,727 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,544,000 | 1,727 |
| Net charge-offs | $4,281,000 | 930 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,562,980 | 1,674 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,346,000 | 1,247 |
| Total interest expense | $5,084,000 | 1,296 |
| Net interest income | $9,262,000 | 1,200 |
| Provision for loan and lease losses | $3,875,000 | 911 |
| Total noninterest income | $4,875,000 | 662 |
| Gross Fiduciary activities income | $2,107,000 | 156 |
| Service charges on deposit accounts | $880,000 | 968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,888,000 | 928 |
| Total noninterest expense | $9,130,000 | 1,152 |
| Salaries and employee benefits | $5,186,000 | 975 |
| Premises and equipment expense | $1,575,000 | 890 |
| Additional noninterest expense | $2,369,000 | 1,542 |
| Pre-tax net operating income | $1,132,000 | 1,917 |
| Securities gains (losses) | $-7,000 | 7,447 |
| Applicable income taxes | $205,000 | 1,926 |
| Income before extraordinary items | $920,000 | 1,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 1,986 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $920,000 | 1,987 |
| Net charge-offs | $3,821,000 | 707 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $925,740 | 1,908 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 1,232 |
| Total interest expense | $2,671,000 | 1,288 |
| Net interest income | $4,662,000 | 1,187 |
| Provision for loan and lease losses | $3,375,000 | 522 |
| Total noninterest income | $2,490,000 | 636 |
| Gross Fiduciary activities income | $1,048,000 | 155 |
| Service charges on deposit accounts | $421,000 | 978 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,021,000 | 838 |
| Total noninterest expense | $4,197,000 | 1,192 |
| Salaries and employee benefits | $2,385,000 | 1,065 |
| Premises and equipment expense | $788,000 | 903 |
| Additional noninterest expense | $1,024,000 | 1,580 |
| Pre-tax net operating income | $-420,000 | 7,235 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-143,000 | 7,635 |
| Income before extraordinary items | $-277,000 | 7,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-277,000 | 7,164 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-277,000 | 7,165 |
| Net charge-offs | $3,578,000 | 402 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-277,000 | 7,105 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,516,000 | 1,215 |
| Total interest expense | $13,817,000 | 1,173 |
| Net interest income | $17,699,000 | 1,247 |
| Provision for loan and lease losses | $450,000 | 3,957 |
| Total noninterest income | $8,227,000 | 695 |
| Gross Fiduciary activities income | $4,285,000 | 170 |
| Service charges on deposit accounts | $1,961,000 | 901 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,981,000 | 1,312 |
| Total noninterest expense | $18,387,000 | 1,074 |
| Salaries and employee benefits | $11,139,000 | 900 |
| Premises and equipment expense | $2,942,000 | 937 |
| Additional noninterest expense | $4,306,000 | 1,441 |
| Pre-tax net operating income | $7,089,000 | 779 |
| Securities gains (losses) | $27,000 | 2,003 |
| Applicable income taxes | $2,253,000 | 607 |
| Income before extraordinary items | $4,863,000 | 833 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,863,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 3,007 |
| Cash dividends | $1,150,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 953 |
| Net operating income | $4,844,640 | 906 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,226,000 | 1,211 |
| Total interest expense | $10,775,000 | 1,172 |
| Net interest income | $13,451,000 | 1,250 |
| Provision for loan and lease losses | $337,000 | 3,358 |
| Total noninterest income | $6,280,000 | 720 |
| Gross Fiduciary activities income | $3,263,000 | 173 |
| Service charges on deposit accounts | $1,468,000 | 910 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,549,000 | 1,339 |
| Total noninterest expense | $13,387,000 | 1,092 |
| Salaries and employee benefits | $7,955,000 | 966 |
| Premises and equipment expense | $2,221,000 | 931 |
| Additional noninterest expense | $3,211,000 | 1,394 |
| Pre-tax net operating income | $6,007,000 | 844 |
| Securities gains (losses) | $27,000 | 1,827 |
| Applicable income taxes | $1,949,000 | 666 |
| Income before extraordinary items | $4,085,000 | 893 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,085,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,131 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,066,640 | 961 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,183,000 | 1,228 |
| Total interest expense | $7,392,000 | 1,184 |
| Net interest income | $8,791,000 | 1,273 |
| Provision for loan and lease losses | $225,000 | 2,959 |
| Total noninterest income | $4,466,000 | 700 |
| Gross Fiduciary activities income | $2,355,000 | 167 |
| Service charges on deposit accounts | $960,000 | 908 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,151,000 | 1,271 |
| Total noninterest expense | $9,024,000 | 1,080 |
| Salaries and employee benefits | $5,432,000 | 958 |
| Premises and equipment expense | $1,476,000 | 927 |
| Additional noninterest expense | $2,116,000 | 1,390 |
| Pre-tax net operating income | $4,008,000 | 880 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $1,298,000 | 743 |
| Income before extraordinary items | $2,737,000 | 1,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,737,000 | 1,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,718,640 | 995 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,217,000 | 1,230 |
| Total interest expense | $3,825,000 | 1,225 |
| Net interest income | $4,392,000 | 1,263 |
| Provision for loan and lease losses | $113,000 | 2,567 |
| Total noninterest income | $2,277,000 | 681 |
| Gross Fiduciary activities income | $1,138,000 | 170 |
| Service charges on deposit accounts | $472,000 | 919 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $667,000 | 1,159 |
| Total noninterest expense | $4,388,000 | 1,103 |
| Salaries and employee benefits | $2,632,000 | 998 |
| Premises and equipment expense | $727,000 | 947 |
| Additional noninterest expense | $1,029,000 | 1,396 |
| Pre-tax net operating income | $2,168,000 | 873 |
| Securities gains (losses) | $33,000 | 1,317 |
| Applicable income taxes | $717,000 | 752 |
| Income before extraordinary items | $1,484,000 | 1,023 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,484,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,275 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,461,890 | 988 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $34,021,000 | 1,240 |
| Total interest expense | $16,734,000 | 1,192 |
| Net interest income | $17,287,000 | 1,294 |
| Provision for loan and lease losses | $450,000 | 2,497 |
| Total noninterest income | $7,853,000 | 756 |
| Gross Fiduciary activities income | $4,179,000 | 173 |
| Service charges on deposit accounts | $1,828,000 | 968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,846,000 | 1,435 |
| Total noninterest expense | $16,408,000 | 1,140 |
| Salaries and employee benefits | $10,132,000 | 981 |
| Premises and equipment expense | $2,367,000 | 1,123 |
| Additional noninterest expense | $3,909,000 | 1,419 |
| Pre-tax net operating income | $8,282,000 | 1,018 |
| Securities gains (losses) | $-7,000 | 7,477 |
| Applicable income taxes | $2,355,000 | 981 |
| Income before extraordinary items | $5,920,000 | 1,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,920,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,192 |
| Cash dividends | $3,625,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 904 |
| Net operating income | $5,925,040 | 1,072 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,581,000 | 1,235 |
| Total interest expense | $12,572,000 | 1,183 |
| Net interest income | $13,009,000 | 1,289 |
| Provision for loan and lease losses | $337,000 | 2,143 |
| Total noninterest income | $5,799,000 | 770 |
| Gross Fiduciary activities income | $3,072,000 | 175 |
| Service charges on deposit accounts | $1,332,000 | 991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,395,000 | 1,448 |
| Total noninterest expense | $11,881,000 | 1,174 |
| Salaries and employee benefits | $7,376,000 | 1,015 |
| Premises and equipment expense | $1,761,000 | 1,134 |
| Additional noninterest expense | $2,744,000 | 1,480 |
| Pre-tax net operating income | $6,590,000 | 1,048 |
| Securities gains (losses) | $-7,000 | 7,691 |
| Applicable income taxes | $1,860,000 | 1,016 |
| Income before extraordinary items | $4,723,000 | 1,113 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,723,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,840 |
| Cash dividends | $3,300,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,728,040 | 1,088 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,598,000 | 1,284 |
| Total interest expense | $8,352,000 | 1,189 |
| Net interest income | $8,246,000 | 1,382 |
| Provision for loan and lease losses | $225,000 | 1,984 |
| Total noninterest income | $4,070,000 | 759 |
| Gross Fiduciary activities income | $2,183,000 | 179 |
| Service charges on deposit accounts | $855,000 | 1,031 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,032,000 | 1,366 |
| Total noninterest expense | $7,952,000 | 1,189 |
| Salaries and employee benefits | $4,998,000 | 1,014 |
| Premises and equipment expense | $1,173,000 | 1,144 |
| Additional noninterest expense | $1,781,000 | 1,524 |
| Pre-tax net operating income | $4,139,000 | 1,146 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $1,147,000 | 1,154 |
| Income before extraordinary items | $2,993,000 | 1,196 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,993,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,125 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,992,280 | 1,178 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,236,000 | 1,288 |
| Total interest expense | $4,106,000 | 1,201 |
| Net interest income | $4,130,000 | 1,374 |
| Provision for loan and lease losses | $112,000 | 1,873 |
| Total noninterest income | $1,738,000 | 836 |
| Gross Fiduciary activities income | $923,000 | 192 |
| Service charges on deposit accounts | $414,000 | 1,039 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $401,000 | 1,586 |
| Total noninterest expense | $3,817,000 | 1,231 |
| Salaries and employee benefits | $2,367,000 | 1,085 |
| Premises and equipment expense | $592,000 | 1,136 |
| Additional noninterest expense | $858,000 | 1,554 |
| Pre-tax net operating income | $1,939,000 | 1,212 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $532,000 | 1,227 |
| Income before extraordinary items | $1,407,000 | 1,248 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,407,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,407,000 | 1,228 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,360,000 | 1,296 |
| Total interest expense | $14,198,000 | 1,180 |
| Net interest income | $16,162,000 | 1,407 |
| Provision for loan and lease losses | $338,000 | 2,580 |
| Total noninterest income | $7,419,000 | 791 |
| Gross Fiduciary activities income | $4,252,000 | 174 |
| Service charges on deposit accounts | $1,686,000 | 1,046 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,481,000 | 1,685 |
| Total noninterest expense | $15,386,000 | 1,174 |
| Salaries and employee benefits | $9,453,000 | 1,018 |
| Premises and equipment expense | $2,216,000 | 1,155 |
| Additional noninterest expense | $3,717,000 | 1,425 |
| Pre-tax net operating income | $7,857,000 | 1,242 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $2,274,000 | 1,204 |
| Income before extraordinary items | $5,601,000 | 1,294 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,601,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,460 |
| Cash dividends | $2,090,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,588,220 | 1,282 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,288,000 | 1,321 |
| Total interest expense | $10,116,000 | 1,211 |
| Net interest income | $12,172,000 | 1,421 |
| Provision for loan and lease losses | $338,000 | 1,955 |
| Total noninterest income | $5,382,000 | 824 |
| Gross Fiduciary activities income | $3,152,000 | 180 |
| Service charges on deposit accounts | $1,246,000 | 1,063 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $984,000 | 1,845 |
| Total noninterest expense | $11,317,000 | 1,205 |
| Salaries and employee benefits | $6,992,000 | 1,044 |
| Premises and equipment expense | $1,683,000 | 1,148 |
| Additional noninterest expense | $2,642,000 | 1,495 |
| Pre-tax net operating income | $5,899,000 | 1,293 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $1,712,000 | 1,251 |
| Income before extraordinary items | $4,205,000 | 1,348 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,205,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,488 |
| Cash dividends | $290,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,192,220 | 1,334 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,438,000 | 1,327 |
| Total interest expense | $6,310,000 | 1,239 |
| Net interest income | $8,128,000 | 1,421 |
| Provision for loan and lease losses | $225,000 | 1,918 |
| Total noninterest income | $3,771,000 | 792 |
| Gross Fiduciary activities income | $2,266,000 | 175 |
| Service charges on deposit accounts | $817,000 | 1,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $688,000 | 1,786 |
| Total noninterest expense | $7,649,000 | 1,195 |
| Salaries and employee benefits | $4,773,000 | 1,030 |
| Premises and equipment expense | $1,141,000 | 1,118 |
| Additional noninterest expense | $1,735,000 | 1,531 |
| Pre-tax net operating income | $4,025,000 | 1,265 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,181,000 | 1,217 |
| Income before extraordinary items | $2,844,000 | 1,322 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,844,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,405 |
| Cash dividends | $290,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,844,000 | 1,303 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,056,000 | 1,339 |
| Total interest expense | $3,028,000 | 1,225 |
| Net interest income | $4,028,000 | 1,427 |
| Provision for loan and lease losses | $112,000 | 1,852 |
| Total noninterest income | $1,592,000 | 888 |
| Gross Fiduciary activities income | $844,000 | 201 |
| Service charges on deposit accounts | $412,000 | 1,033 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $336,000 | 1,779 |
| Total noninterest expense | $3,735,000 | 1,218 |
| Salaries and employee benefits | $2,297,000 | 1,070 |
| Premises and equipment expense | $589,000 | 1,088 |
| Additional noninterest expense | $849,000 | 1,543 |
| Pre-tax net operating income | $1,773,000 | 1,386 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $508,000 | 1,384 |
| Income before extraordinary items | $1,265,000 | 1,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,265,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,106 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,265,000 | 1,418 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,047,000 | 1,236 |
| Total interest expense | $10,154,000 | 1,108 |
| Net interest income | $16,893,000 | 1,292 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $7,127,000 | 816 |
| Gross Fiduciary activities income | $3,953,000 | 183 |
| Service charges on deposit accounts | $1,621,000 | 1,092 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,553,000 | 1,620 |
| Total noninterest expense | $15,373,000 | 1,114 |
| Salaries and employee benefits | $9,358,000 | 980 |
| Premises and equipment expense | $2,371,000 | 1,016 |
| Additional noninterest expense | $3,644,000 | 1,407 |
| Pre-tax net operating income | $8,347,000 | 1,156 |
| Securities gains (losses) | $86,000 | 747 |
| Applicable income taxes | $2,485,000 | 1,133 |
| Income before extraordinary items | $5,948,000 | 1,212 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,948,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,530 |
| Cash dividends | $2,100,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,886,940 | 1,205 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,871,000 | 1,220 |
| Total interest expense | $7,251,000 | 1,101 |
| Net interest income | $12,620,000 | 1,277 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $5,194,000 | 833 |
| Gross Fiduciary activities income | $2,860,000 | 185 |
| Service charges on deposit accounts | $1,209,000 | 1,095 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,125,000 | 1,667 |
| Total noninterest expense | $11,193,000 | 1,139 |
| Salaries and employee benefits | $6,968,000 | 981 |
| Premises and equipment expense | $1,771,000 | 1,006 |
| Additional noninterest expense | $2,454,000 | 1,528 |
| Pre-tax net operating income | $6,321,000 | 1,130 |
| Securities gains (losses) | $86,000 | 702 |
| Applicable income taxes | $1,856,000 | 1,149 |
| Income before extraordinary items | $4,551,000 | 1,192 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,551,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,623 |
| Cash dividends | $1,800,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,489,940 | 1,177 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,923,000 | 1,213 |
| Total interest expense | $4,568,000 | 1,093 |
| Net interest income | $8,355,000 | 1,280 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $3,460,000 | 830 |
| Gross Fiduciary activities income | $2,000,000 | 177 |
| Service charges on deposit accounts | $778,000 | 1,102 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $682,000 | 1,772 |
| Total noninterest expense | $7,308,000 | 1,155 |
| Salaries and employee benefits | $4,602,000 | 979 |
| Premises and equipment expense | $1,169,000 | 1,015 |
| Additional noninterest expense | $1,537,000 | 1,607 |
| Pre-tax net operating income | $4,207,000 | 1,115 |
| Securities gains (losses) | $83,000 | 631 |
| Applicable income taxes | $1,264,000 | 1,099 |
| Income before extraordinary items | $3,026,000 | 1,162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,026,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,086 |
| Cash dividends | $1,800,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,967,070 | 1,161 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 1,214 |
| Total interest expense | $2,185,000 | 1,073 |
| Net interest income | $4,106,000 | 1,300 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $1,484,000 | 906 |
| Gross Fiduciary activities income | $791,000 | 200 |
| Service charges on deposit accounts | $369,000 | 1,128 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $324,000 | 1,803 |
| Total noninterest expense | $3,648,000 | 1,150 |
| Salaries and employee benefits | $2,315,000 | 965 |
| Premises and equipment expense | $593,000 | 1,006 |
| Additional noninterest expense | $740,000 | 1,662 |
| Pre-tax net operating income | $1,792,000 | 1,279 |
| Securities gains (losses) | $83,000 | 411 |
| Applicable income taxes | $547,000 | 1,244 |
| Income before extraordinary items | $1,328,000 | 1,303 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,328,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 977 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,269,070 | 1,328 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,982,000 | 1,229 |
| Total interest expense | $7,736,000 | 1,041 |
| Net interest income | $15,246,000 | 1,328 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $6,616,000 | 839 |
| Gross Fiduciary activities income | $3,915,000 | 178 |
| Service charges on deposit accounts | $1,407,000 | 1,264 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,294,000 | 1,815 |
| Total noninterest expense | $13,564,000 | 1,203 |
| Salaries and employee benefits | $8,610,000 | 995 |
| Premises and equipment expense | $2,160,000 | 1,074 |
| Additional noninterest expense | $2,794,000 | 1,742 |
| Pre-tax net operating income | $7,998,000 | 1,095 |
| Securities gains (losses) | $112,000 | 1,167 |
| Applicable income taxes | $2,363,000 | 1,100 |
| Income before extraordinary items | $5,747,000 | 1,132 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,747,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,347 |
| Cash dividends | $11,630,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,667,480 | 1,123 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,553,000 | 1,261 |
| Total interest expense | $5,589,000 | 1,068 |
| Net interest income | $10,964,000 | 1,369 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $4,843,000 | 870 |
| Gross Fiduciary activities income | $2,901,000 | 175 |
| Service charges on deposit accounts | $991,000 | 1,352 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $951,000 | 1,836 |
| Total noninterest expense | $9,751,000 | 1,263 |
| Salaries and employee benefits | $6,186,000 | 1,038 |
| Premises and equipment expense | $1,567,000 | 1,105 |
| Additional noninterest expense | $1,998,000 | 1,793 |
| Pre-tax net operating income | $5,756,000 | 1,145 |
| Securities gains (losses) | $117,000 | 1,075 |
| Applicable income taxes | $1,707,000 | 1,154 |
| Income before extraordinary items | $4,166,000 | 1,185 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,166,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,031 |
| Cash dividends | $11,250,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,082,930 | 1,174 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,350,000 | 1,340 |
| Total interest expense | $3,489,000 | 1,127 |
| Net interest income | $6,861,000 | 1,453 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $3,254,000 | 856 |
| Gross Fiduciary activities income | $2,089,000 | 173 |
| Service charges on deposit accounts | $575,000 | 1,530 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $590,000 | 1,945 |
| Total noninterest expense | $6,136,000 | 1,330 |
| Salaries and employee benefits | $3,881,000 | 1,100 |
| Premises and equipment expense | $963,000 | 1,201 |
| Additional noninterest expense | $1,292,000 | 1,847 |
| Pre-tax net operating income | $3,679,000 | 1,171 |
| Securities gains (losses) | $117,000 | 936 |
| Applicable income taxes | $1,114,000 | 1,173 |
| Income before extraordinary items | $2,682,000 | 1,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,682,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,262 |
| Cash dividends | $11,250,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,598,930 | 1,206 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 1,332 |
| Total interest expense | $1,732,000 | 1,156 |
| Net interest income | $3,483,000 | 1,418 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $1,321,000 | 1,009 |
| Gross Fiduciary activities income | $774,000 | 201 |
| Service charges on deposit accounts | $273,000 | 1,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $274,000 | 1,993 |
| Total noninterest expense | $3,049,000 | 1,347 |
| Salaries and employee benefits | $1,936,000 | 1,125 |
| Premises and equipment expense | $472,000 | 1,234 |
| Additional noninterest expense | $641,000 | 1,841 |
| Pre-tax net operating income | $1,605,000 | 1,308 |
| Securities gains (losses) | $107,000 | 766 |
| Applicable income taxes | $490,000 | 1,311 |
| Income before extraordinary items | $1,222,000 | 1,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,222,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,025 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,146,030 | 1,327 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,392,000 | 1,321 |
| Total interest expense | $7,448,000 | 1,197 |
| Net interest income | $13,944,000 | 1,400 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $6,736,000 | 889 |
| Gross Fiduciary activities income | $3,519,000 | 186 |
| Service charges on deposit accounts | $1,109,000 | 1,558 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,108,000 | 1,423 |
| Total noninterest expense | $11,995,000 | 1,343 |
| Salaries and employee benefits | $7,665,000 | 1,101 |
| Premises and equipment expense | $1,753,000 | 1,304 |
| Additional noninterest expense | $2,577,000 | 1,872 |
| Pre-tax net operating income | $8,235,000 | 1,012 |
| Securities gains (losses) | $70,000 | 2,206 |
| Applicable income taxes | $2,437,000 | 1,096 |
| Income before extraordinary items | $5,868,000 | 1,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,868,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,636 |
| Cash dividends | $620,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,818,300 | 1,043 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,966,000 | 1,357 |
| Total interest expense | $5,651,000 | 1,236 |
| Net interest income | $10,315,000 | 1,427 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $5,218,000 | 897 |
| Gross Fiduciary activities income | $2,514,000 | 199 |
| Service charges on deposit accounts | $797,000 | 1,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,907,000 | 1,276 |
| Total noninterest expense | $8,812,000 | 1,382 |
| Salaries and employee benefits | $5,642,000 | 1,124 |
| Premises and equipment expense | $1,328,000 | 1,290 |
| Additional noninterest expense | $1,842,000 | 1,941 |
| Pre-tax net operating income | $6,271,000 | 1,038 |
| Securities gains (losses) | $70,000 | 2,036 |
| Applicable income taxes | $1,857,000 | 1,121 |
| Income before extraordinary items | $4,484,000 | 1,121 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,484,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,746 |
| Cash dividends | $199,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,434,300 | 1,067 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,566,000 | 1,383 |
| Total interest expense | $3,805,000 | 1,258 |
| Net interest income | $6,761,000 | 1,445 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $3,491,000 | 880 |
| Gross Fiduciary activities income | $1,752,000 | 201 |
| Service charges on deposit accounts | $508,000 | 1,660 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,231,000 | 1,308 |
| Total noninterest expense | $5,778,000 | 1,399 |
| Salaries and employee benefits | $3,663,000 | 1,166 |
| Premises and equipment expense | $889,000 | 1,290 |
| Additional noninterest expense | $1,226,000 | 1,952 |
| Pre-tax net operating income | $4,024,000 | 1,072 |
| Securities gains (losses) | $70,000 | 1,778 |
| Applicable income taxes | $1,202,000 | 1,178 |
| Income before extraordinary items | $2,892,000 | 1,163 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,892,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,518 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,842,300 | 1,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 1,399 |
| Total interest expense | $1,912,000 | 1,275 |
| Net interest income | $3,362,000 | 1,451 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $1,578,000 | 936 |
| Gross Fiduciary activities income | $789,000 | 216 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $558,000 | 1,374 |
| Total noninterest expense | $2,942,000 | 1,369 |
| Salaries and employee benefits | $1,831,000 | 1,160 |
| Premises and equipment expense | $454,000 | 1,271 |
| Additional noninterest expense | $657,000 | 1,792 |
| Pre-tax net operating income | $1,773,000 | 1,212 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $530,000 | 1,300 |
| Income before extraordinary items | $1,313,000 | 1,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,313,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,263,300 | 1,217 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,458,000 | 1,434 |
| Total interest expense | $8,789,000 | 1,276 |
| Net interest income | $12,669,000 | 1,530 |
| Provision for loan and lease losses | $900,000 | 1,473 |
| Total noninterest income | $5,706,000 | 929 |
| Gross Fiduciary activities income | $3,589,000 | 205 |
| Service charges on deposit accounts | $910,000 | 1,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,207,000 | 1,935 |
| Total noninterest expense | $11,342,000 | 1,356 |
| Salaries and employee benefits | $7,545,000 | 1,054 |
| Premises and equipment expense | $1,612,000 | 1,368 |
| Additional noninterest expense | $2,185,000 | 2,123 |
| Pre-tax net operating income | $6,133,000 | 1,366 |
| Securities gains (losses) | $109,000 | 1,657 |
| Applicable income taxes | $1,747,000 | 1,446 |
| Income before extraordinary items | $4,495,000 | 1,384 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,495,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 2,038 |
| Cash dividends | $470,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,416,520 | 1,362 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,804,000 | 1,493 |
| Total interest expense | $12,178,000 | 1,340 |
| Net interest income | $10,626,000 | 1,680 |
| Provision for loan and lease losses | $900,000 | 1,348 |
| Total noninterest income | $6,563,000 | 791 |
| Gross Fiduciary activities income | $3,736,000 | 203 |
| Service charges on deposit accounts | $841,000 | 1,811 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,986,000 | 1,257 |
| Total noninterest expense | $10,868,000 | 1,348 |
| Salaries and employee benefits | $6,956,000 | 1,070 |
| Premises and equipment expense | $1,354,000 | 1,590 |
| Additional noninterest expense | $2,558,000 | 1,788 |
| Pre-tax net operating income | $5,421,000 | 1,352 |
| Securities gains (losses) | $-7,000 | 9,251 |
| Applicable income taxes | $1,448,000 | 1,537 |
| Income before extraordinary items | $3,966,000 | 1,377 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,966,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,048,000 | 906 |
| Cash dividends | $370,000 | 4,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,971,110 | 1,315 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,937,000 | 1,506 |
| Total interest expense | $12,664,000 | 1,373 |
| Net interest income | $10,273,000 | 1,717 |
| Provision for loan and lease losses | $900,000 | 1,159 |
| Total noninterest income | $5,224,000 | 904 |
| Gross Fiduciary activities income | $3,767,000 | 198 |
| Service charges on deposit accounts | $777,000 | 1,784 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $680,000 | 2,412 |
| Total noninterest expense | $10,151,000 | 1,364 |
| Salaries and employee benefits | $6,447,000 | 1,090 |
| Premises and equipment expense | $1,307,000 | 1,587 |
| Additional noninterest expense | $2,397,000 | 1,841 |
| Pre-tax net operating income | $4,446,000 | 1,653 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,112,000 | 1,945 |
| Income before extraordinary items | $3,334,000 | 1,582 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,334,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,140 |
| Cash dividends | $340,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,334,000 | 1,573 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,822,000 | 1,501 |
| Total interest expense | $12,054,000 | 1,255 |
| Net interest income | $9,768,000 | 1,779 |
| Provision for loan and lease losses | $975,000 | 1,002 |
| Total noninterest income | $4,748,000 | 983 |
| Gross Fiduciary activities income | $3,264,000 | 250 |
| Service charges on deposit accounts | $715,000 | 1,858 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $769,000 | 2,213 |
| Total noninterest expense | $9,749,000 | 1,424 |
| Salaries and employee benefits | $6,026,000 | 1,144 |
| Premises and equipment expense | $1,429,000 | 1,431 |
| Additional noninterest expense | $2,294,000 | 1,899 |
| Pre-tax net operating income | $3,792,000 | 1,939 |
| Securities gains (losses) | $28,000 | 1,229 |
| Applicable income taxes | $890,000 | 2,411 |
| Income before extraordinary items | $2,930,000 | 1,817 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,930,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,154 |
| Cash dividends | $2,339,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,908,440 | 1,800 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,833,000 | 1,483 |
| Total interest expense | $12,650,000 | 1,234 |
| Net interest income | $9,183,000 | 1,860 |
| Provision for loan and lease losses | $900,000 | 1,057 |
| Total noninterest income | $4,595,000 | 995 |
| Gross Fiduciary activities income | $2,935,000 | 256 |
| Service charges on deposit accounts | $585,000 | 2,198 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,075,000 | 1,759 |
| Total noninterest expense | $9,023,000 | 1,467 |
| Salaries and employee benefits | $5,619,000 | 1,166 |
| Premises and equipment expense | $1,353,000 | 1,449 |
| Additional noninterest expense | $2,051,000 | 2,076 |
| Pre-tax net operating income | $3,855,000 | 1,895 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $974,000 | 2,357 |
| Income before extraordinary items | $2,886,000 | 1,828 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,886,000 | 1,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,567,000 | 542 |
| Cash dividends | $340,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,882,250 | 1,755 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,389,000 | 1,537 |
| Total interest expense | $12,537,000 | 1,273 |
| Net interest income | $8,852,000 | 1,963 |
| Provision for loan and lease losses | $930,000 | 1,040 |
| Total noninterest income | $3,839,000 | 1,104 |
| Gross Fiduciary activities income | $2,657,000 | 284 |
| Service charges on deposit accounts | $547,000 | 2,409 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $635,000 | 2,379 |
| Total noninterest expense | $8,337,000 | 1,575 |
| Salaries and employee benefits | $5,224,000 | 1,262 |
| Premises and equipment expense | $1,054,000 | 1,881 |
| Additional noninterest expense | $2,059,000 | 2,033 |
| Pre-tax net operating income | $3,424,000 | 2,199 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $1,081,000 | 2,280 |
| Income before extraordinary items | $2,339,000 | 2,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,339,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,021,000 | 385 |
| Cash dividends | $310,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,341,720 | 2,189 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,461,000 | 1,559 |
| Total interest expense | $12,696,000 | 1,272 |
| Net interest income | $8,765,000 | 2,046 |
| Provision for loan and lease losses | $2,385,000 | 541 |
| Total noninterest income | $3,271,000 | 1,273 |
| Gross Fiduciary activities income | $2,517,000 | 316 |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $307,000 | 4,016 |
| Total noninterest expense | $7,526,000 | 1,881 |
| Salaries and employee benefits | $4,624,000 | 1,459 |
| Premises and equipment expense | $923,000 | 2,159 |
| Additional noninterest expense | $1,979,000 | 2,482 |
| Pre-tax net operating income | $2,125,000 | 3,251 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $424,000 | 4,708 |
| Income before extraordinary items | $1,706,000 | 2,842 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,706,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $761,000 | 1,051 |
| Cash dividends | $310,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,702,000 | 2,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,750,000 | 1,632 |
| Total interest expense | $11,562,000 | 1,407 |
| Net interest income | $9,188,000 | 1,955 |
| Provision for loan and lease losses | $1,480,000 | 727 |
| Total noninterest income | $2,733,000 | 1,440 |
| Gross Fiduciary activities income | $2,155,000 | 364 |
| Service charges on deposit accounts | $427,000 | 3,148 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $7,396,000 | 1,887 |
| Salaries and employee benefits | $4,741,000 | 1,396 |
| Premises and equipment expense | $784,000 | 2,526 |
| Additional noninterest expense | $1,871,000 | 2,549 |
| Pre-tax net operating income | $3,045,000 | 2,402 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $739,000 | 3,086 |
| Income before extraordinary items | $2,355,000 | 2,156 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,355,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,689 |
| Cash dividends | $310,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,317,760 | 2,153 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $20,492,000 | 1,512 |
| Total interest expense | $10,773,000 | 1,219 |
| Net interest income | $9,719,000 | 1,860 |
| Provision for loan and lease losses | $480,000 | 1,589 |
| Total noninterest income | $2,607,000 | 1,515 |
| Gross Fiduciary activities income | $2,045,000 | 362 |
| Service charges on deposit accounts | $408,000 | 3,324 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $7,475,000 | 1,923 |
| Salaries and employee benefits | $4,503,000 | 1,493 |
| Premises and equipment expense | $910,000 | 2,218 |
| Additional noninterest expense | $2,062,000 | 2,507 |
| Pre-tax net operating income | $4,371,000 | 1,640 |
| Securities gains (losses) | $-220,000 | 11,987 |
| Applicable income taxes | $1,124,000 | 2,005 |
| Income before extraordinary items | $3,027,000 | 1,612 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,027,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,187,600 | 1,552 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,440,000 | 1,532 |
| Total interest expense | $11,334,000 | 1,199 |
| Net interest income | $9,106,000 | 1,980 |
| Provision for loan and lease losses | $460,000 | 2,221 |
| Total noninterest income | $2,551,000 | 1,654 |
| Gross Fiduciary activities income | $1,974,000 | 380 |
| Service charges on deposit accounts | $404,000 | 3,406 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $6,976,000 | 2,101 |
| Salaries and employee benefits | $4,239,000 | 1,588 |
| Premises and equipment expense | $809,000 | 2,535 |
| Additional noninterest expense | $1,928,000 | 2,816 |
| Pre-tax net operating income | $4,221,000 | 1,642 |
| Securities gains (losses) | $349,000 | 1,162 |
| Applicable income taxes | $1,287,000 | 1,815 |
| Income before extraordinary items | $3,283,000 | 1,553 |
| Extraordinary gains, net | $268,000 | 789 |
| Net income | $3,551,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Cash dividends | $290,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,031,720 | 1,576 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,652,000 | 1,806 |
| Total interest expense | $12,478,000 | 1,411 |
| Net interest income | $7,174,000 | 2,535 |
| Provision for loan and lease losses | $430,000 | 3,303 |
| Total noninterest income | $2,319,000 | 1,749 |
| Gross Fiduciary activities income | $1,768,000 | 415 |
| Service charges on deposit accounts | $391,000 | 3,563 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $160,000 | 6,417 |
| Total noninterest expense | $6,289,000 | 2,317 |
| Salaries and employee benefits | $3,925,000 | 1,687 |
| Premises and equipment expense | $703,000 | 2,913 |
| Additional noninterest expense | $1,661,000 | 3,286 |
| Pre-tax net operating income | $2,774,000 | 2,222 |
| Securities gains (losses) | $927,000 | 690 |
| Applicable income taxes | $1,103,000 | 1,928 |
| Income before extraordinary items | $2,598,000 | 1,758 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,598,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 4,076 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,949,100 | 2,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.