Home > The National Bank of Florida > Income and Expense
The National Bank of Florida, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 5,365 |
| Total interest expense | $1,966,000 | 6,151 |
| Net interest income | $3,402,000 | 4,653 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $444,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $289,000 | 4,253 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $155,000 | 5,478 |
| Total noninterest expense | $2,500,000 | 4,951 |
| Salaries and employee benefits | $1,090,000 | 5,680 |
| Premises and equipment expense | $445,000 | 4,267 |
| Additional noninterest expense | $965,000 | 4,187 |
| Pre-tax net operating income | $1,286,000 | 4,256 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $372,000 | 3,869 |
| Income before extraordinary items | $937,000 | 4,460 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $937,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $210,000 | 4,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $920,440 | 4,396 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,635 |
| Total interest expense | $1,795,000 | 6,601 |
| Net interest income | $3,357,000 | 4,759 |
| Provision for loan and lease losses | $42,000 | 6,799 |
| Total noninterest income | $452,000 | 5,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,630 |
| Total noninterest expense | $2,219,000 | 5,303 |
| Salaries and employee benefits | $1,065,000 | 5,675 |
| Premises and equipment expense | $480,000 | 3,913 |
| Additional noninterest expense | $674,000 | 5,325 |
| Pre-tax net operating income | $1,548,000 | 3,986 |
| Securities gains (losses) | $34,000 | 814 |
| Applicable income taxes | $416,000 | 3,903 |
| Income before extraordinary items | $1,166,000 | 3,941 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,166,000 | 3,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $98,000 | 6,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,140,840 | 3,992 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 5,775 |
| Total interest expense | $1,744,000 | 6,471 |
| Net interest income | $2,969,000 | 5,204 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $375,000 | 5,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,696 |
| Total noninterest expense | $2,197,000 | 5,332 |
| Salaries and employee benefits | $1,028,000 | 5,770 |
| Premises and equipment expense | $466,000 | 4,015 |
| Additional noninterest expense | $703,000 | 5,228 |
| Pre-tax net operating income | $1,133,000 | 4,942 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $296,000 | 4,846 |
| Income before extraordinary items | $842,000 | 4,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $842,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $63,000 | 6,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $838,300 | 4,907 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 6,302 |
| Total interest expense | $1,566,000 | 7,053 |
| Net interest income | $2,637,000 | 5,640 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $334,000 | 6,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,846 |
| Total noninterest expense | $1,762,000 | 6,092 |
| Salaries and employee benefits | $950,000 | 5,987 |
| Premises and equipment expense | $387,000 | 4,543 |
| Additional noninterest expense | $425,000 | 7,015 |
| Pre-tax net operating income | $1,204,000 | 4,873 |
| Securities gains (losses) | $58,000 | 1,631 |
| Applicable income taxes | $343,000 | 4,812 |
| Income before extraordinary items | $919,000 | 4,763 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $919,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $54,000 | 6,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $876,660 | 4,828 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 6,527 |
| Total interest expense | $1,505,000 | 7,336 |
| Net interest income | $2,637,000 | 5,840 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $332,000 | 6,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,510 |
| Total noninterest expense | $1,615,000 | 6,500 |
| Salaries and employee benefits | $894,000 | 6,321 |
| Premises and equipment expense | $287,000 | 5,575 |
| Additional noninterest expense | $434,000 | 7,070 |
| Pre-tax net operating income | $1,354,000 | 4,823 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $356,000 | 5,248 |
| Income before extraordinary items | $1,005,000 | 4,689 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,005,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $52,000 | 7,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $999,820 | 4,647 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 6,890 |
| Total interest expense | $1,507,000 | 7,557 |
| Net interest income | $2,469,000 | 6,246 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $362,000 | 6,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,947 |
| Total noninterest expense | $1,641,000 | 6,735 |
| Salaries and employee benefits | $989,000 | 6,040 |
| Premises and equipment expense | $308,000 | 5,488 |
| Additional noninterest expense | $344,000 | 8,421 |
| Pre-tax net operating income | $1,190,000 | 5,150 |
| Securities gains (losses) | $47,000 | 1,369 |
| Applicable income taxes | $322,000 | 5,592 |
| Income before extraordinary items | $915,000 | 4,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $915,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $53,000 | 7,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $880,220 | 4,899 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 6,609 |
| Total interest expense | $1,395,000 | 7,992 |
| Net interest income | $2,966,000 | 5,546 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $288,000 | 7,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $1,769,000 | 6,547 |
| Salaries and employee benefits | $1,014,000 | 5,994 |
| Premises and equipment expense | $287,000 | 5,828 |
| Additional noninterest expense | $468,000 | 7,537 |
| Pre-tax net operating income | $1,485,000 | 4,492 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $412,000 | 4,841 |
| Income before extraordinary items | $1,103,000 | 4,239 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,103,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $49,000 | 7,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,081,100 | 4,297 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 6,313 |
| Total interest expense | $1,310,000 | 7,517 |
| Net interest income | $3,032,000 | 5,576 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $229,000 | 8,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,870,000 | 6,522 |
| Salaries and employee benefits | $1,002,000 | 6,077 |
| Premises and equipment expense | $259,000 | 6,372 |
| Additional noninterest expense | $609,000 | 6,968 |
| Pre-tax net operating income | $1,391,000 | 4,694 |
| Securities gains (losses) | $45,000 | 1,225 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $1,106,000 | 4,156 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,106,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $49,000 | 8,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,071,350 | 4,325 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 6,742 |
| Total interest expense | $1,348,000 | 7,714 |
| Net interest income | $2,761,000 | 6,042 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $270,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,704,000 | 7,176 |
| Salaries and employee benefits | $870,000 | 6,897 |
| Premises and equipment expense | $216,000 | 7,372 |
| Additional noninterest expense | $618,000 | 7,181 |
| Pre-tax net operating income | $1,302,000 | 4,858 |
| Securities gains (losses) | $190,000 | 1,755 |
| Applicable income taxes | $355,000 | 5,435 |
| Income before extraordinary items | $1,137,000 | 4,212 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,137,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $992,600 | 4,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 7,517 |
| Total interest expense | $1,611,000 | 8,164 |
| Net interest income | $2,385,000 | 6,818 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $251,000 | 8,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $1,502,000 | 7,906 |
| Salaries and employee benefits | $848,000 | 6,944 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $508,000 | 8,384 |
| Pre-tax net operating income | $1,130,000 | 5,154 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $281,000 | 6,199 |
| Income before extraordinary items | $907,000 | 4,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $907,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $43,000 | 7,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $862,920 | 4,767 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.