Home > The Mission Bank > Income and Expense

The Mission Bank, Income and Expense

2016-12-31 (YTD Data)Rank
Total interest income$19,409,0001,324
Total interest expense$4,238,000693
Net interest income$15,171,0001,478
Provision for loan and lease losses$04,332
Total noninterest income$1,082,0002,916
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$411,0002,418
Trading account gains and fees$0170
Additional Noninterest Income$671,0002,900
Total noninterest expense$9,323,0002,030
Salaries and employee benefits$4,875,0002,131
Premises and equipment expense$1,436,0001,583
Additional noninterest expense$3,012,0001,976
Pre-tax net operating income$6,930,0001,252
Securities gains (losses)$65,0001,657
Applicable income taxes$1,913,0001,086
Income before extraordinary items$5,082,0001,367
Extraordinary gains, net$05
Net income$5,082,0001,365
Minority interest net income$082
Net income of bank and minority interests.$5,082,0001,366
Net charge-offs$23,0003,584
Cash dividends$1,238,0001,926
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,034,5501,346
2016-09-30 (YTD Data)Rank
Total interest income$14,804,0001,316
Total interest expense$2,273,000958
Net interest income$12,531,0001,365
Provision for loan and lease losses$04,186
Total noninterest income$252,0004,598
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$310,0002,406
Trading account gains and fees$0169
Additional Noninterest Income$-58,0005,945
Total noninterest expense$7,053,0002,014
Salaries and employee benefits$3,649,0002,127
Premises and equipment expense$1,124,0001,529
Additional noninterest expense$2,280,0001,942
Pre-tax net operating income$5,730,0001,161
Securities gains (losses)$39,0001,939
Applicable income taxes$1,634,0001,011
Income before extraordinary items$4,135,0001,299
Extraordinary gains, net$05
Net income$4,135,0001,299
Minority interest net income$071
Net income of bank and minority interests.$4,135,0001,299
Net charge-offs$-28,0005,187
Cash dividends$1,238,0001,457
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,106,9201,269
2016-06-30 (YTD Data)Rank
Total interest income$9,856,0001,328
Total interest expense$1,522,000948
Net interest income$8,334,0001,370
Provision for loan and lease losses$04,017
Total noninterest income$86,0005,267
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$204,0002,411
Trading account gains and fees$0157
Additional Noninterest Income$-118,0006,034
Total noninterest expense$4,778,0002,003
Salaries and employee benefits$2,448,0002,124
Premises and equipment expense$745,0001,531
Additional noninterest expense$1,585,0001,880
Pre-tax net operating income$3,642,0001,204
Securities gains (losses)$39,0001,599
Applicable income taxes$1,036,0001,053
Income before extraordinary items$2,645,0001,344
Extraordinary gains, net$016
Net income$2,645,0001,343
Minority interest net income$071
Net income of bank and minority interests.$2,645,0001,344
Net charge-offs$10,0003,081
Cash dividends$1,238,0001,123
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,616,9201,308
2016-03-31 (YTD Data)Rank
Total interest income$4,706,0001,366
Total interest expense$765,000946
Net interest income$3,941,0001,434
Provision for loan and lease losses$03,656
Total noninterest income$139,0003,935
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$102,0002,396
Trading account gains and fees$0142
Additional Noninterest Income$37,0004,714
Total noninterest expense$2,473,0001,941
Salaries and employee benefits$1,246,0002,111
Premises and equipment expense$402,0001,432
Additional noninterest expense$825,0001,798
Pre-tax net operating income$1,607,0001,328
Securities gains (losses)$39,000933
Applicable income taxes$458,0001,127
Income before extraordinary items$1,188,0001,426
Extraordinary gains, net$012
Net income$1,188,0001,426
Minority interest net income$062
Net income of bank and minority interests.$1,188,0001,427
Net charge-offs$-105,0005,885
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,159,9201,414
2015-12-31 (YTD Data)Rank
Total interest income$20,063,0001,270
Total interest expense$3,342,000834
Net interest income$16,721,0001,341
Provision for loan and lease losses$04,380
Total noninterest income$1,039,0003,001
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$458,0002,288
Trading account gains and fees$0159
Additional Noninterest Income$581,0003,081
Total noninterest expense$10,149,0001,871
Salaries and employee benefits$5,061,0002,029
Premises and equipment expense$1,435,0001,593
Additional noninterest expense$3,653,0001,659
Pre-tax net operating income$7,611,0001,121
Securities gains (losses)$349,000488
Applicable income taxes$2,248,000926
Income before extraordinary items$5,712,0001,223
Extraordinary gains, net$023
Net income$5,712,0001,223
Minority interest net income$081
Net income of bank and minority interests.$5,712,0001,223
Net charge-offs$-66,0005,644
Cash dividends$2,337,0001,199
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,460,7201,244
2015-09-30 (YTD Data)Rank
Total interest income$15,327,0001,259
Total interest expense$2,556,000828
Net interest income$12,771,0001,329
Provision for loan and lease losses$04,232
Total noninterest income$813,0002,952
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$352,0002,253
Trading account gains and fees$0153
Additional Noninterest Income$461,0003,018
Total noninterest expense$7,612,0001,865
Salaries and employee benefits$3,751,0002,070
Premises and equipment expense$1,102,0001,572
Additional noninterest expense$2,759,0001,649
Pre-tax net operating income$5,972,0001,093
Securities gains (losses)$249,000548
Applicable income taxes$1,645,000966
Income before extraordinary items$4,576,0001,163
Extraordinary gains, net$021
Net income$4,576,0001,162
Minority interest net income$078
Net income of bank and minority interests.$4,576,0001,163
Net charge-offs$-59,0005,662
Cash dividends$1,197,0001,432
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,391,7401,179
2015-06-30 (YTD Data)Rank
Total interest income$10,311,0001,237
Total interest expense$1,761,000800
Net interest income$8,550,0001,323
Provision for loan and lease losses$04,069
Total noninterest income$242,0004,266
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$230,0002,252
Trading account gains and fees$0157
Additional Noninterest Income$12,0005,895
Total noninterest expense$4,895,0001,946
Salaries and employee benefits$2,520,0002,070
Premises and equipment expense$728,0001,596
Additional noninterest expense$1,647,0001,837
Pre-tax net operating income$3,897,0001,111
Securities gains (losses)$250,000441
Applicable income taxes$1,096,000970
Income before extraordinary items$3,051,0001,150
Extraordinary gains, net$022
Net income$3,051,0001,149
Minority interest net income$075
Net income of bank and minority interests.$3,051,0001,151
Net charge-offs$-46,0005,728
Cash dividends$1,197,0001,081
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,866,0001,190
2015-03-31 (YTD Data)Rank
Total interest income$4,896,0001,303
Total interest expense$901,000782
Net interest income$3,995,0001,408
Provision for loan and lease losses$03,703
Total noninterest income$334,0002,645
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$110,0002,314
Trading account gains and fees$0152
Additional Noninterest Income$224,0002,479
Total noninterest expense$2,450,0001,936
Salaries and employee benefits$1,299,0002,018
Premises and equipment expense$386,0001,543
Additional noninterest expense$765,0001,949
Pre-tax net operating income$1,879,0001,114
Securities gains (losses)$64,000745
Applicable income taxes$498,0001,015
Income before extraordinary items$1,445,0001,163
Extraordinary gains, net$013
Net income$1,445,0001,164
Minority interest net income$064
Net income of bank and minority interests.$1,445,0001,164
Net charge-offs$-31,0005,819
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,397,6401,169
2014-12-31 (YTD Data)Rank
Total interest income$20,837,0001,209
Total interest expense$3,893,000751
Net interest income$16,944,0001,321
Provision for loan and lease losses$04,603
Total noninterest income$-296,0006,472
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$502,0002,277
Trading account gains and fees$0180
Additional Noninterest Income$-798,0006,483
Total noninterest expense$9,497,0001,998
Salaries and employee benefits$5,028,0002,031
Premises and equipment expense$1,571,0001,507
Additional noninterest expense$2,898,0002,096
Pre-tax net operating income$7,151,0001,131
Securities gains (losses)$03,259
Applicable income taxes$1,831,0001,046
Income before extraordinary items$5,320,0001,230
Extraordinary gains, net$017
Net income$5,320,0001,227
Minority interest net income$084
Net income of bank and minority interests.$5,320,0001,229
Net charge-offs$3,369,000311
Cash dividends$2,090,0001,230
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,320,0001,203
2014-09-30 (YTD Data)Rank
Total interest income$15,718,0001,218
Total interest expense$2,944,000756
Net interest income$12,774,0001,313
Provision for loan and lease losses$04,401
Total noninterest income$-409,0006,561
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$381,0002,266
Trading account gains and fees$0174
Additional Noninterest Income$-790,0006,563
Total noninterest expense$7,066,0002,014
Salaries and employee benefits$3,732,0002,069
Premises and equipment expense$1,154,0001,547
Additional noninterest expense$2,180,0002,086
Pre-tax net operating income$5,299,0001,153
Securities gains (losses)$02,980
Applicable income taxes$1,309,0001,088
Income before extraordinary items$3,990,0001,218
Extraordinary gains, net$015
Net income$3,990,0001,215
Minority interest net income$081
Net income of bank and minority interests.$3,990,0001,217
Net charge-offs$-148,0006,286
Cash dividends$1,045,0001,478
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,990,0001,203
2014-06-30 (YTD Data)Rank
Total interest income$10,691,0001,194
Total interest expense$1,969,000752
Net interest income$8,722,0001,277
Provision for loan and lease losses$04,196
Total noninterest income$-304,0006,634
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$249,0002,272
Trading account gains and fees$0172
Additional Noninterest Income$-553,0006,642
Total noninterest expense$4,676,0002,029
Salaries and employee benefits$2,505,0002,058
Premises and equipment expense$762,0001,558
Additional noninterest expense$1,409,0002,133
Pre-tax net operating income$3,742,0001,077
Securities gains (losses)$02,580
Applicable income taxes$952,0001,011
Income before extraordinary items$2,790,0001,150
Extraordinary gains, net$020
Net income$2,790,0001,150
Minority interest net income$080
Net income of bank and minority interests.$2,790,0001,151
Net charge-offs$-141,0006,384
Cash dividends$1,045,0001,117
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,790,0001,123
2014-03-31 (YTD Data)Rank
Total interest income$5,510,0001,164
Total interest expense$988,000761
Net interest income$4,522,0001,240
Provision for loan and lease losses$03,817
Total noninterest income$-35,0006,668
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$122,0002,278
Trading account gains and fees$0147
Additional Noninterest Income$-157,0006,683
Total noninterest expense$2,369,0002,010
Salaries and employee benefits$1,267,0002,047
Premises and equipment expense$356,0001,691
Additional noninterest expense$746,0002,020
Pre-tax net operating income$2,118,000930
Securities gains (losses)$01,715
Applicable income taxes$573,000835
Income before extraordinary items$1,545,0001,012
Extraordinary gains, net$016
Net income$1,545,0001,013
Minority interest net income$066
Net income of bank and minority interests.$1,545,0001,013
Net charge-offs$-138,0006,531
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,545,000992
2013-12-31 (YTD Data)Rank
Total interest income$20,242,0001,252
Total interest expense$4,334,000769
Net interest income$15,908,0001,363
Provision for loan and lease losses$05,091
Total noninterest income$1,227,0002,880
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$477,0002,479
Trading account gains and fees$0184
Additional Noninterest Income$750,0002,764
Total noninterest expense$10,062,0001,887
Salaries and employee benefits$4,850,0002,102
Premises and equipment expense$1,562,0001,527
Additional noninterest expense$3,650,0001,741
Pre-tax net operating income$7,073,0001,068
Securities gains (losses)$03,182
Applicable income taxes$1,801,000975
Income before extraordinary items$5,272,0001,166
Extraordinary gains, net$029
Net income$5,272,0001,168
Minority interest net income$090
Net income of bank and minority interests.$5,272,0001,169
Net charge-offs$3,375,000488
Cash dividends$1,678,0001,376
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,272,0001,140
2013-09-30 (YTD Data)Rank
Total interest income$14,999,0001,268
Total interest expense$3,298,000787
Net interest income$11,701,0001,384
Provision for loan and lease losses$04,941
Total noninterest income$224,0005,219
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$358,0002,484
Trading account gains and fees$0180
Additional Noninterest Income$-134,0006,755
Total noninterest expense$7,136,0001,988
Salaries and employee benefits$3,640,0002,101
Premises and equipment expense$1,167,0001,544
Additional noninterest expense$2,329,0002,011
Pre-tax net operating income$4,789,0001,187
Securities gains (losses)$03,040
Applicable income taxes$1,178,0001,108
Income before extraordinary items$3,611,0001,275
Extraordinary gains, net$025
Net income$3,611,0001,277
Minority interest net income$084
Net income of bank and minority interests.$3,611,0001,277
Net charge-offs$3,147,000409
Cash dividends$627,0001,881
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,611,0001,239
2013-06-30 (YTD Data)Rank
Total interest income$9,810,0001,291
Total interest expense$2,233,000802
Net interest income$7,577,0001,414
Provision for loan and lease losses$04,788
Total noninterest income$81,0005,914
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$237,0002,466
Trading account gains and fees$0157
Additional Noninterest Income$-156,0006,837
Total noninterest expense$4,868,0001,946
Salaries and employee benefits$2,475,0002,070
Premises and equipment expense$787,0001,530
Additional noninterest expense$1,606,0001,944
Pre-tax net operating income$2,790,0001,317
Securities gains (losses)$02,791
Applicable income taxes$623,0001,309
Income before extraordinary items$2,167,0001,399
Extraordinary gains, net$022
Net income$2,167,0001,402
Minority interest net income$082
Net income of bank and minority interests.$2,167,0001,402
Net charge-offs$250,0001,865
Cash dividends$627,0001,489
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,167,0001,334
2013-03-31 (YTD Data)Rank
Total interest income$4,794,0001,326
Total interest expense$1,132,000824
Net interest income$3,662,0001,469
Provision for loan and lease losses$04,409
Total noninterest income$-59,0006,942
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$119,0002,453
Trading account gains and fees$0148
Additional Noninterest Income$-178,0006,966
Total noninterest expense$2,488,0001,925
Salaries and employee benefits$1,237,0002,090
Premises and equipment expense$408,0001,491
Additional noninterest expense$843,0001,856
Pre-tax net operating income$1,115,0001,561
Securities gains (losses)$01,966
Applicable income taxes$208,0001,670
Income before extraordinary items$907,0001,611
Extraordinary gains, net$010
Net income$907,0001,612
Minority interest net income$076
Net income of bank and minority interests.$907,0001,613
Net charge-offs$306,0001,044
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$907,0001,558
2012-12-31 (YTD Data)Rank
Total interest income$20,654,0001,297
Total interest expense$5,608,000799
Net interest income$15,046,0001,458
Provision for loan and lease losses$3,600,000665
Total noninterest income$640,0004,055
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$564,0002,261
Trading account gains and fees$0166
Additional Noninterest Income$76,0005,549
Total noninterest expense$9,420,0002,033
Salaries and employee benefits$4,731,0002,109
Premises and equipment expense$1,378,0001,707
Additional noninterest expense$3,311,0001,974
Pre-tax net operating income$2,666,0002,299
Securities gains (losses)$-147,0006,930
Applicable income taxes$274,0002,742
Income before extraordinary items$2,245,0002,384
Extraordinary gains, net$029
Net income$2,245,0002,384
Minority interest net income$093
Net income of bank and minority interests.$2,245,0002,385
Net charge-offs$2,553,000958
Cash dividends$563,0002,643
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,375,8302,139
2012-09-30 (YTD Data)Rank
Total interest income$15,739,0001,301
Total interest expense$4,314,000813
Net interest income$11,425,0001,453
Provision for loan and lease losses$600,0002,031
Total noninterest income$165,0005,651
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$512,0001,958
Trading account gains and fees$0157
Additional Noninterest Income$-347,0007,034
Total noninterest expense$7,129,0002,010
Salaries and employee benefits$3,570,0002,095
Premises and equipment expense$1,100,0001,617
Additional noninterest expense$2,459,0001,999
Pre-tax net operating income$3,861,0001,370
Securities gains (losses)$33,0002,668
Applicable income taxes$820,0001,422
Income before extraordinary items$3,074,0001,454
Extraordinary gains, net$020
Net income$3,074,0001,455
Minority interest net income$086
Net income of bank and minority interests.$3,074,0001,455
Net charge-offs$2,539,000768
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,047,9301,380
2012-06-30 (YTD Data)Rank
Total interest income$10,562,0001,303
Total interest expense$2,947,000828
Net interest income$7,615,0001,455
Provision for loan and lease losses$300,0002,388
Total noninterest income$38,0006,623
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$336,0001,973
Trading account gains and fees$0153
Additional Noninterest Income$-298,0007,116
Total noninterest expense$4,710,0002,031
Salaries and employee benefits$2,382,0002,088
Premises and equipment expense$751,0001,581
Additional noninterest expense$1,577,0002,074
Pre-tax net operating income$2,643,0001,339
Securities gains (losses)$03,178
Applicable income taxes$536,0001,431
Income before extraordinary items$2,107,0001,409
Extraordinary gains, net$019
Net income$2,107,0001,409
Minority interest net income$084
Net income of bank and minority interests.$2,107,0001,409
Net charge-offs$2,503,000585
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,107,0001,327
2012-03-31 (YTD Data)Rank
Total interest income$5,396,0001,277
Total interest expense$1,504,000840
Net interest income$3,892,0001,425
Provision for loan and lease losses$300,0001,500
Total noninterest income$162,0004,068
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$168,0001,961
Trading account gains and fees$0148
Additional Noninterest Income$-6,0006,955
Total noninterest expense$2,551,0001,869
Salaries and employee benefits$1,200,0002,088
Premises and equipment expense$388,0001,537
Additional noninterest expense$963,0001,731
Pre-tax net operating income$1,203,0001,442
Securities gains (losses)$02,210
Applicable income taxes$147,0002,060
Income before extraordinary items$1,056,0001,380
Extraordinary gains, net$019
Net income$1,056,0001,381
Minority interest net income$078
Net income of bank and minority interests.$1,056,0001,381
Net charge-offs$2,719,000310
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,056,0001,307
2011-12-31 (YTD Data)Rank
Total interest income$23,703,0001,208
Total interest expense$6,964,000864
Net interest income$16,739,0001,319
Provision for loan and lease losses$2,050,0001,541
Total noninterest income$-2,734,0007,311
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$706,0001,973
Trading account gains and fees$0146
Additional Noninterest Income$-3,440,0007,312
Total noninterest expense$10,283,0001,862
Salaries and employee benefits$4,535,0002,133
Premises and equipment expense$1,445,0001,715
Additional noninterest expense$4,303,0001,583
Pre-tax net operating income$1,672,0002,841
Securities gains (losses)$34,0002,832
Applicable income taxes$-380,0007,015
Income before extraordinary items$2,086,0002,182
Extraordinary gains, net$029
Net income$2,086,0002,183
Minority interest net income$096
Net income of bank and minority interests.$2,086,0002,183
Net charge-offs$3,214,0001,138
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,052,0002,146
2011-09-30 (YTD Data)Rank
Total interest income$18,041,0001,200
Total interest expense$5,346,000882
Net interest income$12,695,0001,322
Provision for loan and lease losses$1,500,0001,509
Total noninterest income$-2,644,0007,406
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$525,0001,992
Trading account gains and fees$0145
Additional Noninterest Income$-3,169,0007,409
Total noninterest expense$7,785,0001,845
Salaries and employee benefits$3,461,0002,100
Premises and equipment expense$1,088,0001,736
Additional noninterest expense$3,236,0001,578
Pre-tax net operating income$766,0003,801
Securities gains (losses)$-66,0007,182
Applicable income taxes$-544,0007,231
Income before extraordinary items$1,244,0002,652
Extraordinary gains, net$021
Net income$1,244,0002,654
Minority interest net income$087
Net income of bank and minority interests.$1,244,0002,654
Net charge-offs$3,110,000922
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,310,0002,469
2011-06-30 (YTD Data)Rank
Total interest income$12,161,0001,202
Total interest expense$3,629,000898
Net interest income$8,532,0001,306
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$-2,413,0007,485
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$338,0002,035
Trading account gains and fees$0153
Additional Noninterest Income$-2,751,0007,487
Total noninterest expense$5,149,0001,875
Salaries and employee benefits$2,308,0002,120
Premises and equipment expense$782,0001,615
Additional noninterest expense$2,059,0001,675
Pre-tax net operating income$-230,0006,583
Securities gains (losses)$-66,0007,267
Applicable income taxes$-684,0007,379
Income before extraordinary items$388,0004,032
Extraordinary gains, net$015
Net income$388,0004,032
Minority interest net income$089
Net income of bank and minority interests.$388,0004,034
Net charge-offs$1,593,0001,072
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$430,2403,747
2011-03-31 (YTD Data)Rank
Total interest income$6,258,0001,170
Total interest expense$1,875,000905
Net interest income$4,383,0001,276
Provision for loan and lease losses$800,0001,013
Total noninterest income$-109,0007,428
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$166,0002,041
Trading account gains and fees$0158
Additional Noninterest Income$-275,0007,462
Total noninterest expense$2,603,0001,879
Salaries and employee benefits$1,170,0002,097
Premises and equipment expense$381,0001,693
Additional noninterest expense$1,052,0001,641
Pre-tax net operating income$871,0001,639
Securities gains (losses)$-32,0007,294
Applicable income taxes$-21,0007,083
Income before extraordinary items$860,0001,404
Extraordinary gains, net$09
Net income$860,0001,404
Minority interest net income$086
Net income of bank and minority interests.$860,0001,404
Net charge-offs$760,0001,022
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$892,0001,315
2010-12-31 (YTD Data)Rank
Total interest income$27,002,0001,146
Total interest expense$9,099,000912
Net interest income$17,903,0001,258
Provision for loan and lease losses$5,900,0001,007
Total noninterest income$-1,125,0007,554
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$720,0001,996
Trading account gains and fees$0175
Additional Noninterest Income$-1,845,0007,560
Total noninterest expense$11,722,0001,684
Salaries and employee benefits$4,506,0002,152
Premises and equipment expense$1,446,0001,770
Additional noninterest expense$5,770,0001,283
Pre-tax net operating income$-844,0006,407
Securities gains (losses)$-5,0006,980
Applicable income taxes$-1,280,0007,367
Income before extraordinary items$431,0004,527
Extraordinary gains, net$029
Net income$431,0004,527
Minority interest net income$0111
Net income of bank and minority interests.$431,0004,527
Net charge-offs$2,907,0001,490
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$434,2004,369
2010-09-30 (YTD Data)Rank
Total interest income$20,515,0001,149
Total interest expense$7,073,000913
Net interest income$13,442,0001,264
Provision for loan and lease losses$4,350,000980
Total noninterest income$-2,387,0007,730
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$552,0002,020
Trading account gains and fees$0165
Additional Noninterest Income$-2,939,0007,728
Total noninterest expense$7,792,0001,881
Salaries and employee benefits$3,457,0002,092
Premises and equipment expense$1,061,0001,834
Additional noninterest expense$3,274,0001,619
Pre-tax net operating income$-1,087,0006,820
Securities gains (losses)$66,0002,264
Applicable income taxes$-1,117,0007,520
Income before extraordinary items$96,0005,743
Extraordinary gains, net$023
Net income$96,0005,746
Minority interest net income$0110
Net income of bank and minority interests.$96,0005,745
Net charge-offs$2,267,0001,390
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$53,7605,793
2010-06-30 (YTD Data)Rank
Total interest income$13,761,0001,154
Total interest expense$4,712,000951
Net interest income$9,049,0001,262
Provision for loan and lease losses$1,700,0001,408
Total noninterest income$-36,0007,585
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$353,0002,085
Trading account gains and fees$0152
Additional Noninterest Income$-389,0007,685
Total noninterest expense$5,717,0001,732
Salaries and employee benefits$2,320,0002,096
Premises and equipment expense$708,0001,846
Additional noninterest expense$2,689,0001,326
Pre-tax net operating income$1,596,0001,633
Securities gains (losses)$83,0001,548
Applicable income taxes$128,0002,565
Income before extraordinary items$1,551,0001,417
Extraordinary gains, net$019
Net income$1,551,0001,417
Minority interest net income$0105
Net income of bank and minority interests.$1,551,0001,418
Net charge-offs$705,0002,078
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,474,6401,425
2010-03-31 (YTD Data)Rank
Total interest income$6,895,0001,168
Total interest expense$2,392,000987
Net interest income$4,503,0001,276
Provision for loan and lease losses$1,200,0001,029
Total noninterest income$278,0003,018
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$165,0002,178
Trading account gains and fees$0175
Additional Noninterest Income$113,0003,284
Total noninterest expense$2,855,0001,743
Salaries and employee benefits$1,174,0002,105
Premises and equipment expense$409,0001,658
Additional noninterest expense$1,272,0001,399
Pre-tax net operating income$726,0001,762
Securities gains (losses)$02,284
Applicable income taxes$-30,0007,246
Income before extraordinary items$756,0001,460
Extraordinary gains, net$016
Net income$756,0001,462
Minority interest net income$091
Net income of bank and minority interests.$756,0001,462
Net charge-offs$631,0001,410
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$756,0001,409
2009-12-31 (YTD Data)Rank
Total interest income$28,958,0001,187
Total interest expense$10,463,0001,136
Net interest income$18,495,0001,205
Provision for loan and lease losses$7,200,0001,106
Total noninterest income$1,258,0002,883
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$768,0002,106
Trading account gains and fees$0211
Additional Noninterest Income$490,0003,234
Total noninterest expense$11,153,0001,832
Salaries and employee benefits$4,545,0002,167
Premises and equipment expense$1,625,0001,667
Additional noninterest expense$4,983,0001,494
Pre-tax net operating income$1,400,0002,465
Securities gains (losses)$17,0003,102
Applicable income taxes$-322,0006,889
Income before extraordinary items$1,739,0001,887
Extraordinary gains, net$034
Net income$1,739,0001,884
Minority interest net income$0115
Net income of bank and minority interests.$1,739,0001,886
Net charge-offs$4,892,0001,168
Cash dividends$2,274,000801
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,722,0001,860
2009-09-30 (YTD Data)Rank
Total interest income$21,831,0001,202
Total interest expense$7,916,0001,187
Net interest income$13,915,0001,196
Provision for loan and lease losses$5,550,000975
Total noninterest income$963,0002,887
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$581,0002,094
Trading account gains and fees$0212
Additional Noninterest Income$382,0003,265
Total noninterest expense$8,123,0001,869
Salaries and employee benefits$3,468,0002,146
Premises and equipment expense$1,220,0001,681
Additional noninterest expense$3,435,0001,574
Pre-tax net operating income$1,205,0002,431
Securities gains (losses)$136,0001,583
Applicable income taxes$-160,0007,045
Income before extraordinary items$1,501,0001,773
Extraordinary gains, net$027
Net income$1,501,0001,773
Minority interest net income$0118
Net income of bank and minority interests.$1,501,0001,773
Net charge-offs$3,869,0001,000
Cash dividends$2,274,000561
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,365,0001,900
2009-06-30 (YTD Data)Rank
Total interest income$14,681,0001,216
Total interest expense$5,289,0001,247
Net interest income$9,392,0001,183
Provision for loan and lease losses$2,500,0001,222
Total noninterest income$665,0002,833
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$380,0002,104
Trading account gains and fees$0193
Additional Noninterest Income$285,0003,090
Total noninterest expense$5,303,0001,921
Salaries and employee benefits$2,331,0002,160
Premises and equipment expense$824,0001,684
Additional noninterest expense$2,148,0001,694
Pre-tax net operating income$2,254,0001,008
Securities gains (losses)$165,0001,143
Applicable income taxes$444,0001,182
Income before extraordinary items$1,975,000962
Extraordinary gains, net$021
Net income$1,975,000962
Minority interest net income$0112
Net income of bank and minority interests.$1,975,000962
Net charge-offs$3,702,000721
Cash dividends$1,344,000687
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,839,7001,005
2009-03-31 (YTD Data)Rank
Total interest income$7,368,0001,223
Total interest expense$2,631,0001,309
Net interest income$4,737,0001,166
Provision for loan and lease losses$150,0003,210
Total noninterest income$317,0002,913
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$193,0002,027
Trading account gains and fees$0171
Additional Noninterest Income$124,0003,295
Total noninterest expense$2,783,0001,779
Salaries and employee benefits$1,172,0002,176
Premises and equipment expense$414,0001,699
Additional noninterest expense$1,197,0001,359
Pre-tax net operating income$2,121,000573
Securities gains (losses)$165,000751
Applicable income taxes$588,000564
Income before extraordinary items$1,698,000591
Extraordinary gains, net$015
Net income$1,698,000592
Minority interest net income$0102
Net income of bank and minority interests.$1,698,000594
Net charge-offs$-3,0007,537
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,575,900602
2008-12-31 (YTD Data)Rank
Total interest income$34,139,0001,120
Total interest expense$13,144,0001,235
Net interest income$20,995,0001,028
Provision for loan and lease losses$925,0002,830
Total noninterest income$1,621,0002,479
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$738,0002,256
Trading account gains and fees$0154
Additional Noninterest Income$883,0002,318
Total noninterest expense$10,052,0001,919
Salaries and employee benefits$4,600,0002,209
Premises and equipment expense$1,607,0001,711
Additional noninterest expense$3,845,0001,617
Pre-tax net operating income$11,639,000460
Securities gains (losses)$-452,0007,515
Applicable income taxes$3,417,000419
Income before extraordinary items$7,770,000502
Extraordinary gains, net$039
Net income$7,770,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-756,0008,299
Cash dividends$2,915,000940
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,081,880515
2008-09-30 (YTD Data)Rank
Total interest income$26,048,0001,125
Total interest expense$10,051,0001,259
Net interest income$15,997,0001,030
Provision for loan and lease losses$625,0002,414
Total noninterest income$1,287,0002,460
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$531,0002,341
Trading account gains and fees$0148
Additional Noninterest Income$756,0002,190
Total noninterest expense$7,655,0001,883
Salaries and employee benefits$3,512,0002,195
Premises and equipment expense$1,170,0001,759
Additional noninterest expense$2,973,0001,501
Pre-tax net operating income$9,004,000561
Securities gains (losses)$-310,0007,674
Applicable income taxes$2,767,000494
Income before extraordinary items$5,927,000616
Extraordinary gains, net$031
Net income$5,927,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0002,398
Cash dividends$2,252,000926
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,137,800627
2008-06-30 (YTD Data)Rank
Total interest income$17,733,0001,113
Total interest expense$6,777,0001,295
Net interest income$10,956,000986
Provision for loan and lease losses$06,671
Total noninterest income$949,0002,315
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$337,0002,415
Trading account gains and fees$0149
Additional Noninterest Income$612,0001,975
Total noninterest expense$4,971,0001,929
Salaries and employee benefits$2,378,0002,181
Premises and equipment expense$786,0001,739
Additional noninterest expense$1,807,0001,633
Pre-tax net operating income$6,934,000520
Securities gains (losses)$03,233
Applicable income taxes$2,165,000488
Income before extraordinary items$4,769,000578
Extraordinary gains, net$021
Net income$4,769,000577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,722
Cash dividends$1,503,000980
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,769,000562
2008-03-31 (YTD Data)Rank
Total interest income$9,062,0001,114
Total interest expense$3,500,0001,336
Net interest income$5,562,000963
Provision for loan and lease losses$06,080
Total noninterest income$307,0003,087
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$158,0002,507
Trading account gains and fees$0158
Additional Noninterest Income$149,0003,056
Total noninterest expense$2,355,0002,037
Salaries and employee benefits$1,208,0002,171
Premises and equipment expense$367,0001,853
Additional noninterest expense$780,0001,807
Pre-tax net operating income$3,514,000553
Securities gains (losses)$02,688
Applicable income taxes$1,058,000555
Income before extraordinary items$2,456,000616
Extraordinary gains, net$015
Net income$2,456,000617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$613,0001,154
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,456,000591
2007-12-31 (YTD Data)Rank
Total interest income$32,739,0001,302
Total interest expense$12,963,0001,558
Net interest income$19,776,0001,117
Provision for loan and lease losses$06,851
Total noninterest income$5,062,0001,091
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$618,0002,611
Trading account gains and fees$0178
Additional Noninterest Income$4,444,000762
Total noninterest expense$7,939,0002,306
Salaries and employee benefits$4,055,0002,474
Premises and equipment expense$1,396,0001,872
Additional noninterest expense$2,488,0002,186
Pre-tax net operating income$16,899,000530
Securities gains (losses)$02,146
Applicable income taxes$5,621,000497
Income before extraordinary items$11,278,000577
Extraordinary gains, net$039
Net income$11,278,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,101
Cash dividends$5,430,000692
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,278,000570
2007-09-30 (YTD Data)Rank
Total interest income$24,256,0001,316
Total interest expense$9,580,0001,573
Net interest income$14,676,0001,137
Provision for loan and lease losses$06,528
Total noninterest income$4,667,000913
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$459,0002,624
Trading account gains and fees$0184
Additional Noninterest Income$4,208,000624
Total noninterest expense$5,862,0002,318
Salaries and employee benefits$3,025,0002,480
Premises and equipment expense$1,025,0001,902
Additional noninterest expense$1,812,0002,201
Pre-tax net operating income$13,481,000543
Securities gains (losses)$01,655
Applicable income taxes$4,498,000506
Income before extraordinary items$8,983,000589
Extraordinary gains, net$033
Net income$8,983,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,161
Cash dividends$4,639,000606
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,983,000581
2007-06-30 (YTD Data)Rank
Total interest income$15,900,0001,353
Total interest expense$6,272,0001,605
Net interest income$9,628,0001,180
Provision for loan and lease losses$06,209
Total noninterest income$585,0003,207
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$300,0002,649
Trading account gains and fees$0168
Additional Noninterest Income$285,0003,102
Total noninterest expense$3,976,0002,296
Salaries and employee benefits$2,018,0002,514
Premises and equipment expense$679,0001,927
Additional noninterest expense$1,279,0002,097
Pre-tax net operating income$6,237,000772
Securities gains (losses)$01,444
Applicable income taxes$1,928,000752
Income before extraordinary items$4,309,000845
Extraordinary gains, net$029
Net income$4,309,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,008
Cash dividends$1,323,0001,235
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,309,000836
2007-03-31 (YTD Data)Rank
Total interest income$7,830,0001,370
Total interest expense$3,095,0001,615
Net interest income$4,735,0001,197
Provision for loan and lease losses$05,779
Total noninterest income$292,0003,164
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$153,0002,568
Trading account gains and fees$0195
Additional Noninterest Income$139,0003,154
Total noninterest expense$1,918,0002,383
Salaries and employee benefits$997,0002,560
Premises and equipment expense$350,0001,882
Additional noninterest expense$571,0002,285
Pre-tax net operating income$3,109,000777
Securities gains (losses)$01,187
Applicable income taxes$943,000772
Income before extraordinary items$2,166,000828
Extraordinary gains, net$022
Net income$2,166,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,781
Cash dividends$525,0001,332
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,166,000820
2006-12-31 (YTD Data)Rank
Total interest income$30,765,0001,282
Total interest expense$11,569,0001,455
Net interest income$19,196,0001,161
Provision for loan and lease losses$06,850
Total noninterest income$2,204,0002,079
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$656,0002,503
Trading account gains and fees$0130
Additional Noninterest Income$1,548,0001,631
Total noninterest expense$6,948,0002,534
Salaries and employee benefits$3,971,0002,455
Premises and equipment expense$654,0003,522
Additional noninterest expense$2,323,0002,242
Pre-tax net operating income$14,452,000709
Securities gains (losses)$01,687
Applicable income taxes$4,715,000668
Income before extraordinary items$9,737,000759
Extraordinary gains, net$051
Net income$9,737,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,395,000517
Cash dividends$8,358,000453
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,737,000749
2006-09-30 (YTD Data)Rank
Total interest income$22,789,0001,295
Total interest expense$8,542,0001,432
Net interest income$14,247,0001,188
Provision for loan and lease losses$06,685
Total noninterest income$1,514,0002,211
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$498,0002,487
Trading account gains and fees$0126
Additional Noninterest Income$1,016,0001,798
Total noninterest expense$4,730,0002,756
Salaries and employee benefits$2,969,0002,460
Premises and equipment expense$412,0004,031
Additional noninterest expense$1,349,0002,808
Pre-tax net operating income$11,031,000734
Securities gains (losses)$01,388
Applicable income taxes$3,532,000697
Income before extraordinary items$7,499,000785
Extraordinary gains, net$045
Net income$7,499,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,415,000354
Cash dividends$2,208,0001,060
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,499,000775
2006-06-30 (YTD Data)Rank
Total interest income$15,004,0001,285
Total interest expense$5,616,0001,379
Net interest income$9,388,0001,207
Provision for loan and lease losses$06,419
Total noninterest income$1,232,0001,910
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$331,0002,464
Trading account gains and fees$0126
Additional Noninterest Income$901,0001,470
Total noninterest expense$3,349,0002,620
Salaries and employee benefits$1,976,0002,464
Premises and equipment expense$565,0002,203
Additional noninterest expense$808,0003,107
Pre-tax net operating income$7,271,000741
Securities gains (losses)$01,185
Applicable income taxes$2,346,000705
Income before extraordinary items$4,925,000792
Extraordinary gains, net$039
Net income$4,925,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,588,000244
Cash dividends$1,407,0001,099
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,925,000781
2006-03-31 (YTD Data)Rank
Total interest income$7,392,0001,279
Total interest expense$2,730,0001,349
Net interest income$4,662,0001,218
Provision for loan and lease losses$06,013
Total noninterest income$281,0003,216
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$156,0002,521
Trading account gains and fees$0115
Additional Noninterest Income$125,0003,308
Total noninterest expense$1,958,0002,269
Salaries and employee benefits$979,0002,495
Premises and equipment expense$266,0002,343
Additional noninterest expense$713,0001,835
Pre-tax net operating income$2,985,000850
Securities gains (losses)$0955
Applicable income taxes$897,000856
Income before extraordinary items$2,088,000905
Extraordinary gains, net$021
Net income$2,088,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-110,0008,657
Cash dividends$418,0001,558
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,088,000887
2005-12-31 (YTD Data)Rank
Total interest income$28,144,0001,179
Total interest expense$9,114,0001,243
Net interest income$19,030,0001,131
Provision for loan and lease losses$07,120
Total noninterest income$1,051,0003,436
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$692,0002,369
Trading account gains and fees$0138
Additional Noninterest Income$359,0003,966
Total noninterest expense$7,157,0002,340
Salaries and employee benefits$3,743,0002,440
Premises and equipment expense$1,089,0002,198
Additional noninterest expense$2,325,0002,148
Pre-tax net operating income$12,924,000771
Securities gains (losses)$16,0001,323
Applicable income taxes$4,216,000747
Income before extraordinary items$8,724,000832
Extraordinary gains, net$046
Net income$8,724,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,196
Cash dividends$2,464,0001,239
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,713,280818
2005-09-30 (YTD Data)Rank
Total interest income$20,539,0001,179
Total interest expense$6,493,0001,231
Net interest income$14,046,0001,138
Provision for loan and lease losses$06,899
Total noninterest income$816,0003,360
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$525,0002,340
Trading account gains and fees$0126
Additional Noninterest Income$291,0003,854
Total noninterest expense$5,252,0002,362
Salaries and employee benefits$2,769,0002,436
Premises and equipment expense$801,0002,227
Additional noninterest expense$1,682,0002,198
Pre-tax net operating income$9,610,000773
Securities gains (losses)$16,0001,308
Applicable income taxes$3,113,000757
Income before extraordinary items$6,513,000823
Extraordinary gains, net$035
Net income$6,513,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0001,197
Cash dividends$1,584,0001,274
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,502,120808
2005-06-30 (YTD Data)Rank
Total interest income$13,289,0001,179
Total interest expense$4,051,0001,230
Net interest income$9,238,0001,144
Provision for loan and lease losses$06,626
Total noninterest income$577,0003,190
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$352,0002,297
Trading account gains and fees$0116
Additional Noninterest Income$225,0003,561
Total noninterest expense$3,527,0002,339
Salaries and employee benefits$1,838,0002,422
Premises and equipment expense$538,0002,204
Additional noninterest expense$1,151,0002,137
Pre-tax net operating income$6,288,000772
Securities gains (losses)$5,0001,582
Applicable income taxes$2,008,000761
Income before extraordinary items$4,285,000825
Extraordinary gains, net$030
Net income$4,285,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,616
Cash dividends$988,0001,351
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,281,600809
2005-03-31 (YTD Data)Rank
Total interest income$6,387,0001,195
Total interest expense$1,861,0001,281
Net interest income$4,526,0001,160
Provision for loan and lease losses$06,226
Total noninterest income$302,0003,044
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$172,0002,285
Trading account gains and fees$0115
Additional Noninterest Income$130,0003,252
Total noninterest expense$1,749,0002,359
Salaries and employee benefits$920,0002,446
Premises and equipment expense$275,0002,169
Additional noninterest expense$554,0002,207
Pre-tax net operating income$3,079,000780
Securities gains (losses)$5,0001,192
Applicable income taxes$1,005,000763
Income before extraordinary items$2,079,000842
Extraordinary gains, net$024
Net income$2,079,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,738
Cash dividends$361,0001,554
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,075,650822
2004-12-31 (YTD Data)Rank
Total interest income$23,776,0001,187
Total interest expense$6,629,0001,237
Net interest income$17,147,0001,176
Provision for loan and lease losses$07,314
Total noninterest income$1,335,0002,906
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$817,0002,105
Trading account gains and fees$0138
Additional Noninterest Income$518,0003,246
Total noninterest expense$6,889,0002,311
Salaries and employee benefits$3,472,0002,501
Premises and equipment expense$1,050,0002,183
Additional noninterest expense$2,367,0002,066
Pre-tax net operating income$11,593,000765
Securities gains (losses)$03,819
Applicable income taxes$3,762,000753
Income before extraordinary items$7,831,000841
Extraordinary gains, net$034
Net income$7,831,000842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,343
Cash dividends$1,980,0001,388
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,831,000809
2004-09-30 (YTD Data)Rank
Total interest income$17,396,0001,199
Total interest expense$4,840,0001,243
Net interest income$12,556,0001,181
Provision for loan and lease losses$07,100
Total noninterest income$941,0003,049
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$617,0002,108
Trading account gains and fees$0134
Additional Noninterest Income$324,0003,595
Total noninterest expense$5,189,0002,290
Salaries and employee benefits$2,596,0002,483
Premises and equipment expense$795,0002,155
Additional noninterest expense$1,798,0002,002
Pre-tax net operating income$8,308,000801
Securities gains (losses)$03,710
Applicable income taxes$2,676,000798
Income before extraordinary items$5,632,000880
Extraordinary gains, net$026
Net income$5,632,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-168,0008,890
Cash dividends$1,364,0001,366
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,632,000841
2004-06-30 (YTD Data)Rank
Total interest income$11,471,0001,194
Total interest expense$3,148,0001,254
Net interest income$8,323,0001,188
Provision for loan and lease losses$06,885
Total noninterest income$624,0003,088
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$404,0002,134
Trading account gains and fees$0130
Additional Noninterest Income$220,0003,559
Total noninterest expense$3,507,0002,260
Salaries and employee benefits$1,747,0002,458
Premises and equipment expense$534,0002,140
Additional noninterest expense$1,226,0001,945
Pre-tax net operating income$5,440,000805
Securities gains (losses)$03,413
Applicable income taxes$1,760,000799
Income before extraordinary items$3,680,000888
Extraordinary gains, net$021
Net income$3,680,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-156,0008,961
Cash dividends$761,0001,585
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,680,000851
2004-03-31 (YTD Data)Rank
Total interest income$5,722,0001,213
Total interest expense$1,585,0001,257
Net interest income$4,137,0001,194
Provision for loan and lease losses$06,501
Total noninterest income$290,0003,187
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$190,0002,180
Trading account gains and fees$0121
Additional Noninterest Income$100,0003,719
Total noninterest expense$1,793,0002,227
Salaries and employee benefits$871,0002,489
Premises and equipment expense$276,0002,100
Additional noninterest expense$646,0001,833
Pre-tax net operating income$2,634,000827
Securities gains (losses)$02,934
Applicable income taxes$837,000856
Income before extraordinary items$1,797,000904
Extraordinary gains, net$016
Net income$1,797,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,884
Cash dividends$254,0001,905
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,797,000860
2003-12-31 (YTD Data)Rank
Total interest income$24,222,0001,171
Total interest expense$6,972,0001,270
Net interest income$17,250,0001,122
Provision for loan and lease losses$07,651
Total noninterest income$1,782,0002,515
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$694,0002,376
Trading account gains and fees$0160
Additional Noninterest Income$1,088,0002,269
Total noninterest expense$6,891,0002,288
Salaries and employee benefits$3,306,0002,536
Premises and equipment expense$1,015,0002,233
Additional noninterest expense$2,570,0001,878
Pre-tax net operating income$12,141,000717
Securities gains (losses)$2,0004,163
Applicable income taxes$4,130,000723
Income before extraordinary items$8,013,000812
Extraordinary gains, net$054
Net income$8,013,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-678,0009,170
Cash dividends$21,236,000231
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,011,680761
2003-09-30 (YTD Data)Rank
Total interest income$18,377,0001,188
Total interest expense$5,341,0001,296
Net interest income$13,036,0001,130
Provision for loan and lease losses$07,481
Total noninterest income$1,476,0002,388
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$492,0002,506
Trading account gains and fees$0153
Additional Noninterest Income$984,0002,074
Total noninterest expense$5,053,0002,334
Salaries and employee benefits$2,474,0002,548
Premises and equipment expense$748,0002,272
Additional noninterest expense$1,831,0001,956
Pre-tax net operating income$9,459,000721
Securities gains (losses)$3,0003,777
Applicable income taxes$3,257,000720
Income before extraordinary items$6,205,000819
Extraordinary gains, net$040
Net income$6,205,000820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-313,0009,201
Cash dividends$1,092,0001,643
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,203,020761
2003-06-30 (YTD Data)Rank
Total interest income$12,327,0001,198
Total interest expense$3,668,0001,300
Net interest income$8,659,0001,130
Provision for loan and lease losses$07,324
Total noninterest income$1,216,0002,037
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$314,0002,558
Trading account gains and fees$0150
Additional Noninterest Income$902,0001,636
Total noninterest expense$3,487,0002,256
Salaries and employee benefits$1,662,0002,524
Premises and equipment expense$487,0002,303
Additional noninterest expense$1,338,0001,799
Pre-tax net operating income$6,388,000708
Securities gains (losses)$03,782
Applicable income taxes$2,205,000714
Income before extraordinary items$4,183,000812
Extraordinary gains, net$030
Net income$4,183,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-211,0009,209
Cash dividends$774,0001,596
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,183,000748
2003-03-31 (YTD Data)Rank
Total interest income$6,086,0001,220
Total interest expense$1,858,0001,310
Net interest income$4,228,0001,160
Provision for loan and lease losses$06,934
Total noninterest income$304,0003,218
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$151,0002,574
Trading account gains and fees$0134
Additional Noninterest Income$153,0003,174
Total noninterest expense$1,650,0002,355
Salaries and employee benefits$834,0002,525
Premises and equipment expense$256,0002,208
Additional noninterest expense$560,0002,105
Pre-tax net operating income$2,882,000784
Securities gains (losses)$2,0002,590
Applicable income taxes$990,000802
Income before extraordinary items$1,894,000886
Extraordinary gains, net$021
Net income$1,894,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-115,0009,229
Cash dividends$262,0001,908
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,892,680815
2002-12-31 (YTD Data)Rank
Total interest income$26,050,0001,179
Total interest expense$8,811,0001,272
Net interest income$17,239,0001,117
Provision for loan and lease losses$08,089
Total noninterest income$1,318,0002,877
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$624,0002,496
Trading account gains and fees$0153
Additional Noninterest Income$694,0002,720
Total noninterest expense$6,354,0002,344
Salaries and employee benefits$3,201,0002,474
Premises and equipment expense$969,0002,256
Additional noninterest expense$2,184,0002,124
Pre-tax net operating income$12,203,000723
Securities gains (losses)$04,537
Applicable income taxes$4,224,000694
Income before extraordinary items$7,979,000795
Extraordinary gains, net$070
Net income$7,979,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-413,0009,334
Cash dividends$10,100,000359
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,979,000765
2001-12-31 (YTD Data)Rank
Total interest income$31,485,0001,080
Total interest expense$14,231,0001,125
Net interest income$17,254,0001,042
Provision for loan and lease losses$-325,0009,570
Total noninterest income$1,303,0002,768
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$514,0002,782
Trading account gains and fees$0177
Additional Noninterest Income$789,0002,411
Total noninterest expense$6,522,0002,210
Salaries and employee benefits$3,026,0002,485
Premises and equipment expense$1,030,0002,074
Additional noninterest expense$2,466,0001,856
Pre-tax net operating income$12,360,000630
Securities gains (losses)$31,0002,791
Applicable income taxes$4,395,000600
Income before extraordinary items$7,996,000706
Extraordinary gains, net$0105
Net income$7,996,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,614
Cash dividends$2,255,0001,195
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,975,850679
2000-12-31 (YTD Data)Rank
Total interest income$31,908,0001,098
Total interest expense$14,526,0001,194
Net interest income$17,382,0001,002
Provision for loan and lease losses$08,337
Total noninterest income$1,064,0003,005
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$465,0002,889
Trading account gains and fees$0180
Additional Noninterest Income$599,0002,631
Total noninterest expense$5,554,0002,459
Salaries and employee benefits$2,831,0002,521
Premises and equipment expense$1,113,0001,869
Additional noninterest expense$1,610,0002,649
Pre-tax net operating income$12,892,000624
Securities gains (losses)$-63,0009,276
Applicable income taxes$4,529,000586
Income before extraordinary items$8,300,000666
Extraordinary gains, net$038
Net income$8,300,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-300,0009,855
Cash dividends$10,110,000366
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,340,950660
1999-12-31 (YTD Data)Rank
Total interest income$26,183,0001,242
Total interest expense$10,385,0001,446
Net interest income$15,798,0001,111
Provision for loan and lease losses$08,503
Total noninterest income$1,164,0002,761
Gross Fiduciary activities income$300,000772
Service charges on deposit accounts$474,0002,751
Trading account gains and fees$0173
Additional Noninterest Income$390,0003,487
Total noninterest expense$5,384,0002,510
Salaries and employee benefits$2,780,0002,527
Premises and equipment expense$1,053,0001,944
Additional noninterest expense$1,551,0002,786
Pre-tax net operating income$11,578,000722
Securities gains (losses)$-6,0009,143
Applicable income taxes$4,066,000693
Income before extraordinary items$7,506,000774
Extraordinary gains, net$035
Net income$7,506,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,537
Cash dividends$2,852,0001,020
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,509,900756
1998-12-31 (YTD Data)Rank
Total interest income$25,116,0001,288
Total interest expense$10,428,0001,463
Net interest income$14,688,0001,151
Provision for loan and lease losses$-3,611,00010,444
Total noninterest income$1,574,0002,185
Gross Fiduciary activities income$260,000815
Service charges on deposit accounts$374,0003,320
Trading account gains and fees$0224
Additional Noninterest Income$940,0001,949
Total noninterest expense$4,976,0002,628
Salaries and employee benefits$2,633,0002,566
Premises and equipment expense$883,0002,208
Additional noninterest expense$1,460,0002,849
Pre-tax net operating income$14,897,000562
Securities gains (losses)$04,449
Applicable income taxes$5,603,000527
Income before extraordinary items$9,294,000623
Extraordinary gains, net$032
Net income$9,294,000622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,197,00010,446
Cash dividends$1,554,0001,604
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,294,000594
1997-12-31 (YTD Data)Rank
Total interest income$23,419,0001,397
Total interest expense$11,267,0001,396
Net interest income$12,152,0001,427
Provision for loan and lease losses$-200,00010,822
Total noninterest income$3,137,0001,254
Gross Fiduciary activities income$295,000811
Service charges on deposit accounts$329,0003,785
Trading account gains and fees$0239
Additional Noninterest Income$2,513,000943
Total noninterest expense$5,236,0002,465
Salaries and employee benefits$2,440,0002,712
Premises and equipment expense$742,0002,599
Additional noninterest expense$2,054,0002,037
Pre-tax net operating income$10,253,000802
Securities gains (losses)$03,944
Applicable income taxes$3,773,000760
Income before extraordinary items$6,480,000852
Extraordinary gains, net$044
Net income$6,480,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-111,00010,727
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,480,000832
1996-12-31 (YTD Data)Rank
Total interest income$22,644,0001,492
Total interest expense$11,713,0001,385
Net interest income$10,931,0001,618
Provision for loan and lease losses$09,041
Total noninterest income$1,920,0001,903
Gross Fiduciary activities income$277,000884
Service charges on deposit accounts$392,0003,390
Trading account gains and fees$0262
Additional Noninterest Income$1,251,0001,556
Total noninterest expense$5,803,0002,371
Salaries and employee benefits$2,443,0002,760
Premises and equipment expense$643,0002,998
Additional noninterest expense$2,717,0001,880
Pre-tax net operating income$7,048,0001,062
Securities gains (losses)$04,148
Applicable income taxes$1,145,0002,080
Income before extraordinary items$5,903,000901
Extraordinary gains, net$053
Net income$5,903,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,354,000741
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,903,000888
1995-12-31 (YTD Data)Rank
Total interest income$21,959,0001,544
Total interest expense$11,520,0001,411
Net interest income$10,439,0001,714
Provision for loan and lease losses$900,0001,018
Total noninterest income$2,528,0001,532
Gross Fiduciary activities income$285,000918
Service charges on deposit accounts$384,0003,486
Trading account gains and fees$0522
Additional Noninterest Income$1,859,0001,183
Total noninterest expense$8,640,0001,637
Salaries and employee benefits$2,552,0002,623
Premises and equipment expense$678,0002,896
Additional noninterest expense$5,410,0001,052
Pre-tax net operating income$3,427,0002,145
Securities gains (losses)$03,831
Applicable income taxes$-959,00011,905
Income before extraordinary items$4,386,0001,213
Extraordinary gains, net$065
Net income$4,386,0001,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,00011,120
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,386,0001,185
1994-12-31 (YTD Data)Rank
Total interest income$20,504,0001,510
Total interest expense$9,033,0001,435
Net interest income$11,471,0001,572
Provision for loan and lease losses$2,250,000528
Total noninterest income$3,226,0001,297
Gross Fiduciary activities income$244,000972
Service charges on deposit accounts$389,0003,460
Trading account gains and fees$0475
Additional Noninterest Income$2,593,000970
Total noninterest expense$10,355,0001,414
Salaries and employee benefits$2,257,0002,938
Premises and equipment expense$709,0002,794
Additional noninterest expense$7,389,000871
Pre-tax net operating income$2,092,0003,300
Securities gains (losses)$03,600
Applicable income taxes$1,027,0002,176
Income before extraordinary items$1,065,0004,296
Extraordinary gains, net$0249
Net income$1,065,0004,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,031,000291
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,065,0004,345
1993-12-31 (YTD Data)Rank
Total interest income$22,957,0001,387
Total interest expense$11,369,0001,195
Net interest income$11,588,0001,556
Provision for loan and lease losses$8,475,000307
Total noninterest income$2,391,0001,737
Gross Fiduciary activities income$275,000971
Service charges on deposit accounts$442,0003,152
Trading account gains and fees$0532
Additional Noninterest Income$1,674,0001,415
Total noninterest expense$12,302,0001,255
Salaries and employee benefits$2,185,0002,996
Premises and equipment expense$718,0002,815
Additional noninterest expense$9,399,000796
Pre-tax net operating income$-6,798,00013,202
Securities gains (losses)$1,0007,052
Applicable income taxes$-2,391,00013,227
Income before extraordinary items$-4,406,00013,152
Extraordinary gains, net$03,149
Net income$-4,406,00013,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,533,000212
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-4,406,65013,139
1992-12-31 (YTD Data)Rank
Total interest income$29,026,0001,259
Total interest expense$16,102,0001,114
Net interest income$12,924,0001,435
Provision for loan and lease losses$12,775,000307
Total noninterest income$3,922,0001,156
Gross Fiduciary activities income$211,0001,068
Service charges on deposit accounts$453,0003,090
Trading account gains and fees$0504
Additional Noninterest Income$3,258,000900
Total noninterest expense$8,407,0001,809
Salaries and employee benefits$2,180,0002,958
Premises and equipment expense$746,0002,773
Additional noninterest expense$5,481,0001,215
Pre-tax net operating income$-4,336,00013,763
Securities gains (losses)$3,0007,429
Applicable income taxes$-409,00013,736
Income before extraordinary items$-3,924,00013,767
Extraordinary gains, net$01,422
Net income$-3,924,00013,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,885,000334
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-3,926,73013,733

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.