Home > The Middleburg Bank > Income and Expense

The Middleburg Bank, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$10,143,000700
Total interest expense$920,000831
Net interest income$9,223,000684
Provision for loan and lease losses$5,681,00092
Total noninterest income$1,224,0001,138
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$259,0001,155
Trading account gains and fees$0142
Additional Noninterest Income$965,000981
Total noninterest expense$9,530,000580
Salaries and employee benefits$4,191,000742
Premises and equipment expense$1,231,000523
Additional noninterest expense$4,108,000434
Pre-tax net operating income$-4,764,0005,860
Securities gains (losses)$334,000118
Applicable income taxes$-1,799,0005,848
Income before extraordinary items$-2,631,0005,848
Extraordinary gains, net$08
Net income$-2,631,0005,848
Minority interest net income$055
Net income of bank and minority interests.$-2,631,0005,848
Net charge-offs$9,231,00064
Cash dividends$2,480,000356
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-2,844,7605,849
2016-12-31 (YTD Data)Rank
Total interest income$43,365,000627
Total interest expense$4,144,000712
Net interest income$39,221,000614
Provision for loan and lease losses$1,853,000554
Total noninterest income$5,742,0001,040
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,153,0001,064
Trading account gains and fees$0170
Additional Noninterest Income$4,589,000898
Total noninterest expense$31,599,000681
Salaries and employee benefits$15,232,000781
Premises and equipment expense$4,790,000518
Additional noninterest expense$11,577,000597
Pre-tax net operating income$11,511,000819
Securities gains (losses)$1,554,000156
Applicable income taxes$3,284,000732
Income before extraordinary items$9,781,000782
Extraordinary gains, net$05
Net income$9,781,000781
Minority interest net income$082
Net income of bank and minority interests.$9,781,000781
Net charge-offs$1,495,000484
Cash dividends$5,870,000588
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,615,500849
2016-09-30 (YTD Data)Rank
Total interest income$32,703,000618
Total interest expense$3,166,000695
Net interest income$29,537,000609
Provision for loan and lease losses$53,0003,287
Total noninterest income$3,775,0001,141
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$867,0001,060
Trading account gains and fees$0169
Additional Noninterest Income$2,908,0001,013
Total noninterest expense$23,646,000678
Salaries and employee benefits$11,561,000769
Premises and equipment expense$3,566,000525
Additional noninterest expense$8,519,000607
Pre-tax net operating income$9,613,000737
Securities gains (losses)$511,000380
Applicable income taxes$2,524,000737
Income before extraordinary items$7,600,000756
Extraordinary gains, net$05
Net income$7,600,000756
Minority interest net income$071
Net income of bank and minority interests.$7,600,000756
Net charge-offs$-101,0005,577
Cash dividends$4,320,000567
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,216,750766
2016-06-30 (YTD Data)Rank
Total interest income$21,969,000613
Total interest expense$2,116,000696
Net interest income$19,853,000604
Provision for loan and lease losses$350,0001,119
Total noninterest income$2,526,0001,120
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$615,000985
Trading account gains and fees$0157
Additional Noninterest Income$1,911,0001,000
Total noninterest expense$15,677,000686
Salaries and employee benefits$7,735,000764
Premises and equipment expense$2,401,000532
Additional noninterest expense$5,541,000622
Pre-tax net operating income$6,352,000731
Securities gains (losses)$373,000362
Applicable income taxes$1,663,000736
Income before extraordinary items$5,062,000750
Extraordinary gains, net$016
Net income$5,062,000748
Minority interest net income$071
Net income of bank and minority interests.$5,062,000749
Net charge-offs$-131,0005,760
Cash dividends$2,770,000601
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,782,250761
2016-03-31 (YTD Data)Rank
Total interest income$10,869,000618
Total interest expense$1,052,000697
Net interest income$9,817,000608
Provision for loan and lease losses$300,000670
Total noninterest income$1,198,0001,142
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$303,000994
Trading account gains and fees$0142
Additional Noninterest Income$895,0001,014
Total noninterest expense$8,036,000676
Salaries and employee benefits$3,977,000746
Premises and equipment expense$1,260,000513
Additional noninterest expense$2,799,000605
Pre-tax net operating income$2,679,000845
Securities gains (losses)$163,000348
Applicable income taxes$648,000862
Income before extraordinary items$2,194,000823
Extraordinary gains, net$012
Net income$2,194,000823
Minority interest net income$062
Net income of bank and minority interests.$2,194,000824
Net charge-offs$16,0002,108
Cash dividends$1,220,000630
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,068,490837
2015-12-31 (YTD Data)Rank
Total interest income$42,271,000609
Total interest expense$3,928,000708
Net interest income$38,343,000597
Provision for loan and lease losses$2,293,000404
Total noninterest income$5,269,0001,087
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,166,0001,070
Trading account gains and fees$0159
Additional Noninterest Income$4,103,000930
Total noninterest expense$30,416,000677
Salaries and employee benefits$15,211,000755
Premises and equipment expense$4,635,000539
Additional noninterest expense$10,570,000646
Pre-tax net operating income$10,903,000823
Securities gains (losses)$140,000944
Applicable income taxes$2,847,000784
Income before extraordinary items$8,196,000867
Extraordinary gains, net$023
Net income$8,196,000868
Minority interest net income$081
Net income of bank and minority interests.$8,196,000867
Net charge-offs$3,033,000266
Cash dividends$4,383,000731
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,092,400863
2015-09-30 (YTD Data)Rank
Total interest income$31,746,000606
Total interest expense$2,941,000711
Net interest income$28,805,000600
Provision for loan and lease losses$-407,0006,061
Total noninterest income$3,791,0001,131
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$881,0001,071
Trading account gains and fees$0153
Additional Noninterest Income$2,910,000987
Total noninterest expense$23,270,000680
Salaries and employee benefits$12,248,000712
Premises and equipment expense$3,439,000552
Additional noninterest expense$7,583,000670
Pre-tax net operating income$9,733,000713
Securities gains (losses)$138,000826
Applicable income taxes$2,585,000709
Income before extraordinary items$7,286,000760
Extraordinary gains, net$021
Net income$7,286,000758
Minority interest net income$078
Net income of bank and minority interests.$7,286,000760
Net charge-offs$-21,0005,358
Cash dividends$3,083,000693
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,183,880754
2015-06-30 (YTD Data)Rank
Total interest income$21,046,000602
Total interest expense$1,968,000709
Net interest income$19,078,000600
Provision for loan and lease losses$25,0003,365
Total noninterest income$2,766,0001,058
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$580,0001,060
Trading account gains and fees$0157
Additional Noninterest Income$2,186,000907
Total noninterest expense$15,462,000684
Salaries and employee benefits$8,244,000704
Premises and equipment expense$2,315,000550
Additional noninterest expense$4,903,000688
Pre-tax net operating income$6,357,000728
Securities gains (losses)$138,000677
Applicable income taxes$1,669,000726
Income before extraordinary items$4,826,000764
Extraordinary gains, net$022
Net income$4,826,000763
Minority interest net income$075
Net income of bank and minority interests.$4,826,000764
Net charge-offs$-83,0005,881
Cash dividends$1,773,000792
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,723,880759
2015-03-31 (YTD Data)Rank
Total interest income$10,696,000593
Total interest expense$999,000703
Net interest income$9,697,000583
Provision for loan and lease losses$450,000443
Total noninterest income$1,617,000920
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$283,0001,067
Trading account gains and fees$0152
Additional Noninterest Income$1,334,000743
Total noninterest expense$7,696,000684
Salaries and employee benefits$4,106,000714
Premises and equipment expense$1,212,000539
Additional noninterest expense$2,378,000694
Pre-tax net operating income$3,168,000710
Securities gains (losses)$101,000583
Applicable income taxes$828,000714
Income before extraordinary items$2,441,000731
Extraordinary gains, net$013
Net income$2,441,000729
Minority interest net income$064
Net income of bank and minority interests.$2,441,000731
Net charge-offs$212,000693
Cash dividends$760,000821
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,365,250722
2014-12-31 (YTD Data)Rank
Total interest income$43,295,000574
Total interest expense$4,963,000573
Net interest income$38,332,000581
Provision for loan and lease losses$1,960,000475
Total noninterest income$10,447,000619
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,162,0001,138
Trading account gains and fees$0180
Additional Noninterest Income$9,285,000480
Total noninterest expense$36,559,000562
Salaries and employee benefits$19,594,000555
Premises and equipment expense$5,714,000454
Additional noninterest expense$11,251,000599
Pre-tax net operating income$10,260,000809
Securities gains (losses)$186,000839
Applicable income taxes$2,648,000800
Income before extraordinary items$7,798,000853
Extraordinary gains, net$017
Net income$7,896,000841
Minority interest net income$-98,0006,504
Net income of bank and minority interests.$7,798,000852
Net charge-offs$3,399,000309
Cash dividends$2,690,0001,011
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,658,500843
2014-09-30 (YTD Data)Rank
Total interest income$32,812,000568
Total interest expense$3,863,000561
Net interest income$28,949,000574
Provision for loan and lease losses$1,510,000444
Total noninterest income$9,307,000549
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$875,0001,144
Trading account gains and fees$0174
Additional Noninterest Income$8,432,000410
Total noninterest expense$28,330,000540
Salaries and employee benefits$15,232,000533
Premises and equipment expense$4,497,000435
Additional noninterest expense$8,601,000587
Pre-tax net operating income$8,416,000753
Securities gains (losses)$141,000791
Applicable income taxes$2,411,000696
Income before extraordinary items$6,146,000815
Extraordinary gains, net$015
Net income$6,244,000798
Minority interest net income$-98,0006,583
Net income of bank and minority interests.$6,146,000814
Net charge-offs$3,312,000253
Cash dividends$1,690,0001,070
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,044,480809
2014-06-30 (YTD Data)Rank
Total interest income$22,040,000560
Total interest expense$2,687,000536
Net interest income$19,353,000568
Provision for loan and lease losses$960,000463
Total noninterest income$8,063,000443
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$575,0001,129
Trading account gains and fees$0172
Additional Noninterest Income$7,488,000328
Total noninterest expense$20,986,000495
Salaries and employee benefits$11,519,000481
Premises and equipment expense$3,354,000398
Additional noninterest expense$6,113,000551
Pre-tax net operating income$5,470,000746
Securities gains (losses)$129,000653
Applicable income taxes$1,642,000673
Income before extraordinary items$3,957,000823
Extraordinary gains, net$020
Net income$4,055,000801
Minority interest net income$-98,0006,652
Net income of bank and minority interests.$3,957,000823
Net charge-offs$2,677,000229
Cash dividends$910,0001,245
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,865,410823
2014-03-31 (YTD Data)Rank
Total interest income$11,103,000559
Total interest expense$1,327,000548
Net interest income$9,776,000564
Provision for loan and lease losses$888,000287
Total noninterest income$4,770,000384
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$278,0001,155
Trading account gains and fees$0147
Additional Noninterest Income$4,492,000285
Total noninterest expense$11,018,000484
Salaries and employee benefits$6,288,000451
Premises and equipment expense$1,789,000386
Additional noninterest expense$2,941,000572
Pre-tax net operating income$2,640,000760
Securities gains (losses)$63,000573
Applicable income taxes$880,000620
Income before extraordinary items$1,823,000866
Extraordinary gains, net$016
Net income$1,980,000793
Minority interest net income$-157,0006,725
Net income of bank and minority interests.$1,823,000867
Net charge-offs$979,000304
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,780,790856
2013-12-31 (YTD Data)Rank
Total interest income$44,256,000560
Total interest expense$6,287,000500
Net interest income$37,969,000573
Provision for loan and lease losses$109,0003,623
Total noninterest income$19,363,000417
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,114,0001,223
Trading account gains and fees$0184
Additional Noninterest Income$18,249,000309
Total noninterest expense$48,749,000442
Salaries and employee benefits$27,769,000406
Premises and equipment expense$6,734,000386
Additional noninterest expense$14,246,000503
Pre-tax net operating income$8,474,000910
Securities gains (losses)$418,000524
Applicable income taxes$2,151,000857
Income before extraordinary items$6,741,000924
Extraordinary gains, net$029
Net income$6,732,000927
Minority interest net income$9,00078
Net income of bank and minority interests.$6,741,000926
Net charge-offs$1,100,0001,177
Cash dividends$1,920,0001,251
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,423,320936
2013-09-30 (YTD Data)Rank
Total interest income$33,147,000561
Total interest expense$4,855,000498
Net interest income$28,292,000571
Provision for loan and lease losses$-1,0006,436
Total noninterest income$15,015,000422
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$823,0001,246
Trading account gains and fees$0180
Additional Noninterest Income$14,192,000310
Total noninterest expense$36,191,000450
Salaries and employee benefits$21,117,000404
Premises and equipment expense$5,042,000389
Additional noninterest expense$10,032,000521
Pre-tax net operating income$7,117,000832
Securities gains (losses)$397,000507
Applicable income taxes$1,801,000811
Income before extraordinary items$5,713,000835
Extraordinary gains, net$025
Net income$5,480,000872
Minority interest net income$233,00043
Net income of bank and minority interests.$5,713,000837
Net charge-offs$927,0001,056
Cash dividends$1,260,0001,223
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,411,280862
2013-06-30 (YTD Data)Rank
Total interest income$22,197,000559
Total interest expense$3,291,000505
Net interest income$18,906,000563
Provision for loan and lease losses$-4,0006,565
Total noninterest income$9,980,000430
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$535,0001,258
Trading account gains and fees$0157
Additional Noninterest Income$9,445,000319
Total noninterest expense$24,137,000452
Salaries and employee benefits$14,124,000405
Premises and equipment expense$3,345,000389
Additional noninterest expense$6,668,000525
Pre-tax net operating income$4,753,000808
Securities gains (losses)$373,000473
Applicable income taxes$1,238,000783
Income before extraordinary items$3,888,000797
Extraordinary gains, net$022
Net income$3,693,000842
Minority interest net income$195,00043
Net income of bank and minority interests.$3,888,000799
Net charge-offs$690,0001,004
Cash dividends$600,0001,519
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,604,520837
2013-03-31 (YTD Data)Rank
Total interest income$11,209,000562
Total interest expense$1,707,000502
Net interest income$9,502,000562
Provision for loan and lease losses$-188,0006,888
Total noninterest income$4,271,000478
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$263,0001,264
Trading account gains and fees$0148
Additional Noninterest Income$4,008,000368
Total noninterest expense$12,255,000452
Salaries and employee benefits$7,152,000403
Premises and equipment expense$1,683,000382
Additional noninterest expense$3,420,000518
Pre-tax net operating income$1,706,0001,077
Securities gains (losses)$47,000948
Applicable income taxes$394,0001,098
Income before extraordinary items$1,359,0001,118
Extraordinary gains, net$010
Net income$1,426,0001,070
Minority interest net income$-67,0007,012
Net income of bank and minority interests.$1,359,0001,120
Net charge-offs$614,000669
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,322,3401,076
2012-12-31 (YTD Data)Rank
Total interest income$47,012,000555
Total interest expense$8,544,000488
Net interest income$38,468,000565
Provision for loan and lease losses$3,438,000691
Total noninterest income$25,342,000358
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,197,000647
Trading account gains and fees$0166
Additional Noninterest Income$23,145,000273
Total noninterest expense$50,193,000447
Salaries and employee benefits$27,960,000394
Premises and equipment expense$6,628,000381
Additional noninterest expense$15,605,000490
Pre-tax net operating income$10,179,000703
Securities gains (losses)$445,0001,025
Applicable income taxes$2,198,000810
Income before extraordinary items$8,426,000710
Extraordinary gains, net$029
Net income$6,922,000858
Minority interest net income$1,504,00026
Net income of bank and minority interests.$8,426,000710
Net charge-offs$3,750,000724
Cash dividends$1,675,0001,377
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,074,450700
2012-09-30 (YTD Data)Rank
Total interest income$35,555,000557
Total interest expense$6,708,000493
Net interest income$28,847,000570
Provision for loan and lease losses$2,156,000795
Total noninterest income$18,031,000367
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,625,000663
Trading account gains and fees$0157
Additional Noninterest Income$16,406,000283
Total noninterest expense$37,256,000444
Salaries and employee benefits$20,326,000400
Premises and equipment expense$4,971,000378
Additional noninterest expense$11,959,000478
Pre-tax net operating income$7,466,000750
Securities gains (losses)$452,000808
Applicable income taxes$1,740,000797
Income before extraordinary items$6,178,000738
Extraordinary gains, net$020
Net income$5,322,000854
Minority interest net income$856,00030
Net income of bank and minority interests.$6,178,000738
Net charge-offs$2,838,000701
Cash dividends$1,395,0001,053
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,825,440741
2012-06-30 (YTD Data)Rank
Total interest income$24,322,000550
Total interest expense$4,589,000494
Net interest income$19,733,000563
Provision for loan and lease losses$1,522,000789
Total noninterest income$10,748,000398
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,068,000668
Trading account gains and fees$0153
Additional Noninterest Income$9,680,000305
Total noninterest expense$24,545,000441
Salaries and employee benefits$13,676,000396
Premises and equipment expense$3,349,000378
Additional noninterest expense$7,520,000487
Pre-tax net operating income$4,414,000831
Securities gains (losses)$288,000882
Applicable income taxes$1,137,000798
Income before extraordinary items$3,565,000848
Extraordinary gains, net$019
Net income$3,493,000864
Minority interest net income$72,00051
Net income of bank and minority interests.$3,565,000848
Net charge-offs$1,176,0001,010
Cash dividends$915,0001,054
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,346,120852
2012-03-31 (YTD Data)Rank
Total interest income$12,338,000544
Total interest expense$2,353,000499
Net interest income$9,985,000555
Provision for loan and lease losses$792,000740
Total noninterest income$4,744,000415
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$530,000671
Trading account gains and fees$0148
Additional Noninterest Income$4,214,000318
Total noninterest expense$12,360,000425
Salaries and employee benefits$6,794,000395
Premises and equipment expense$1,698,000376
Additional noninterest expense$3,868,000471
Pre-tax net operating income$1,577,0001,111
Securities gains (losses)$140,000754
Applicable income taxes$485,000915
Income before extraordinary items$1,232,0001,189
Extraordinary gains, net$019
Net income$1,581,000944
Minority interest net income$-349,0007,304
Net income of bank and minority interests.$1,232,0001,189
Net charge-offs$555,0001,023
Cash dividends$465,000943
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,131,2001,217
2011-12-31 (YTD Data)Rank
Total interest income$48,623,000571
Total interest expense$10,411,000545
Net interest income$38,212,000570
Provision for loan and lease losses$2,884,0001,229
Total noninterest income$22,094,000342
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,095,000694
Trading account gains and fees$0146
Additional Noninterest Income$19,999,000268
Total noninterest expense$50,461,000416
Salaries and employee benefits$30,858,000327
Premises and equipment expense$6,354,000414
Additional noninterest expense$13,249,000551
Pre-tax net operating income$6,961,000874
Securities gains (losses)$460,000838
Applicable income taxes$1,770,000878
Income before extraordinary items$5,651,000886
Extraordinary gains, net$029
Net income$5,949,000841
Minority interest net income$-298,0007,350
Net income of bank and minority interests.$5,651,000886
Net charge-offs$3,227,0001,136
Cash dividends$1,047,0001,573
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,301,400906
2011-09-30 (YTD Data)Rank
Total interest income$36,200,000582
Total interest expense$8,016,000552
Net interest income$28,184,000577
Provision for loan and lease losses$2,565,0001,047
Total noninterest income$15,293,000364
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,553,000709
Trading account gains and fees$0145
Additional Noninterest Income$13,740,000284
Total noninterest expense$35,423,000442
Salaries and employee benefits$21,722,000349
Premises and equipment expense$4,714,000418
Additional noninterest expense$8,987,000599
Pre-tax net operating income$5,489,000844
Securities gains (losses)$263,0001,000
Applicable income taxes$1,362,000858
Income before extraordinary items$4,390,000873
Extraordinary gains, net$021
Net income$4,518,000852
Minority interest net income$-128,0007,429
Net income of bank and minority interests.$4,390,000873
Net charge-offs$2,407,0001,078
Cash dividends$697,0001,491
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,190,120868
2011-06-30 (YTD Data)Rank
Total interest income$23,906,000594
Total interest expense$5,344,000584
Net interest income$18,562,000590
Provision for loan and lease losses$1,541,0001,095
Total noninterest income$8,783,000414
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,015,000721
Trading account gains and fees$0153
Additional Noninterest Income$7,768,000319
Total noninterest expense$22,542,000459
Salaries and employee benefits$13,736,000367
Premises and equipment expense$3,104,000434
Additional noninterest expense$5,702,000643
Pre-tax net operating income$3,262,000932
Securities gains (losses)$122,0001,002
Applicable income taxes$851,000873
Income before extraordinary items$2,533,000973
Extraordinary gains, net$015
Net income$2,884,000865
Minority interest net income$-351,0007,508
Net income of bank and minority interests.$2,533,000973
Net charge-offs$1,435,0001,162
Cash dividends$347,0001,792
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,441,500977
2011-03-31 (YTD Data)Rank
Total interest income$11,755,000610
Total interest expense$2,653,000606
Net interest income$9,102,000599
Provision for loan and lease losses$454,0001,507
Total noninterest income$3,886,000444
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$489,000738
Trading account gains and fees$0158
Additional Noninterest Income$3,397,000346
Total noninterest expense$10,981,000475
Salaries and employee benefits$6,644,000382
Premises and equipment expense$1,556,000436
Additional noninterest expense$2,781,000646
Pre-tax net operating income$1,553,000977
Securities gains (losses)$35,000882
Applicable income taxes$414,000860
Income before extraordinary items$1,174,0001,040
Extraordinary gains, net$09
Net income$1,404,000865
Minority interest net income$-230,0007,572
Net income of bank and minority interests.$1,174,0001,040
Net charge-offs$845,000959
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,148,1001,029
2010-12-31 (YTD Data)Rank
Total interest income$48,020,000624
Total interest expense$13,992,000564
Net interest income$34,028,000631
Provision for loan and lease losses$12,005,000574
Total noninterest income$22,714,000358
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,886,000798
Trading account gains and fees$0175
Additional Noninterest Income$20,828,000277
Total noninterest expense$47,956,000447
Salaries and employee benefits$27,114,000367
Premises and equipment expense$5,742,000450
Additional noninterest expense$15,100,000514
Pre-tax net operating income$-3,219,0006,946
Securities gains (losses)$-238,0007,332
Applicable income taxes$-2,188,0007,472
Income before extraordinary items$-1,269,0006,678
Extraordinary gains, net$029
Net income$-1,631,0006,771
Minority interest net income$362,00049
Net income of bank and minority interests.$-1,269,0006,679
Net charge-offs$6,223,000852
Cash dividends$1,732,000928
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,116,6806,600
2010-09-30 (YTD Data)Rank
Total interest income$35,934,000626
Total interest expense$10,977,000558
Net interest income$24,957,000642
Provision for loan and lease losses$11,350,000453
Total noninterest income$15,567,000368
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,397,000831
Trading account gains and fees$0165
Additional Noninterest Income$14,170,000279
Total noninterest expense$34,950,000441
Salaries and employee benefits$20,038,000364
Premises and equipment expense$4,260,000457
Additional noninterest expense$10,652,000518
Pre-tax net operating income$-5,776,0007,409
Securities gains (losses)$-217,0007,496
Applicable income taxes$-2,824,0007,643
Income before extraordinary items$-3,169,0007,295
Extraordinary gains, net$023
Net income$-3,480,0007,324
Minority interest net income$311,00055
Net income of bank and minority interests.$-3,169,0007,295
Net charge-offs$4,665,000825
Cash dividends$1,385,000803
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,030,1207,250
2010-06-30 (YTD Data)Rank
Total interest income$24,251,000626
Total interest expense$7,289,000583
Net interest income$16,962,000633
Provision for loan and lease losses$2,221,0001,188
Total noninterest income$9,039,000401
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$909,000863
Trading account gains and fees$0152
Additional Noninterest Income$8,130,000304
Total noninterest expense$21,592,000472
Salaries and employee benefits$12,998,000368
Premises and equipment expense$2,818,000461
Additional noninterest expense$5,776,000631
Pre-tax net operating income$2,188,0001,192
Securities gains (losses)$220,000896
Applicable income taxes$400,0001,446
Income before extraordinary items$2,008,0001,114
Extraordinary gains, net$019
Net income$2,120,0001,063
Minority interest net income$-112,0007,822
Net income of bank and minority interests.$2,008,0001,115
Net charge-offs$1,331,0001,473
Cash dividends$692,0001,006
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,825,4001,177
2010-03-31 (YTD Data)Rank
Total interest income$12,129,000637
Total interest expense$3,636,000626
Net interest income$8,493,000643
Provision for loan and lease losses$930,0001,227
Total noninterest income$3,788,000450
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$441,000885
Trading account gains and fees$0175
Additional Noninterest Income$3,347,000343
Total noninterest expense$10,737,000482
Salaries and employee benefits$6,215,000389
Premises and equipment expense$1,456,000462
Additional noninterest expense$3,066,000595
Pre-tax net operating income$614,0002,062
Securities gains (losses)$355,000336
Applicable income taxes$178,0001,545
Income before extraordinary items$791,0001,392
Extraordinary gains, net$016
Net income$1,036,0001,059
Minority interest net income$-245,0007,928
Net income of bank and minority interests.$791,0001,394
Net charge-offs$244,0002,244
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$499,9002,056
2009-12-31 (YTD Data)Rank
Total interest income$56,736,000573
Total interest expense$18,893,000608
Net interest income$37,843,000571
Provision for loan and lease losses$4,551,0001,528
Total noninterest income$15,981,000448
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,907,000912
Trading account gains and fees$0211
Additional Noninterest Income$14,074,000353
Total noninterest expense$43,656,000496
Salaries and employee benefits$25,555,000379
Premises and equipment expense$5,318,000503
Additional noninterest expense$12,783,000636
Pre-tax net operating income$5,617,000753
Securities gains (losses)$998,000502
Applicable income taxes$620,0001,352
Income before extraordinary items$5,995,000568
Extraordinary gains, net$034
Net income$4,418,000778
Minority interest net income$1,577,00023
Net income of bank and minority interests.$5,995,000569
Net charge-offs$5,609,0001,049
Cash dividends$3,172,000545
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,086,820667
2009-09-30 (YTD Data)Rank
Total interest income$43,815,000574
Total interest expense$14,722,000622
Net interest income$29,093,000563
Provision for loan and lease losses$3,583,0001,319
Total noninterest income$12,019,000458
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,421,000911
Trading account gains and fees$0212
Additional Noninterest Income$10,598,000361
Total noninterest expense$32,996,000488
Salaries and employee benefits$19,750,000377
Premises and equipment expense$3,967,000513
Additional noninterest expense$9,279,000622
Pre-tax net operating income$4,533,000758
Securities gains (losses)$633,000576
Applicable income taxes$511,0001,383
Income before extraordinary items$4,655,000581
Extraordinary gains, net$027
Net income$3,348,000812
Minority interest net income$1,307,00028
Net income of bank and minority interests.$4,655,000583
Net charge-offs$4,376,000909
Cash dividends$2,872,000442
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,085,300650
2009-06-30 (YTD Data)Rank
Total interest income$29,846,000577
Total interest expense$10,151,000637
Net interest income$19,695,000555
Provision for loan and lease losses$2,620,0001,186
Total noninterest income$8,594,000441
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$946,000898
Trading account gains and fees$0193
Additional Noninterest Income$7,648,000336
Total noninterest expense$22,315,000489
Salaries and employee benefits$13,533,000377
Premises and equipment expense$2,654,000519
Additional noninterest expense$6,128,000636
Pre-tax net operating income$3,354,000688
Securities gains (losses)$891,000319
Applicable income taxes$480,0001,121
Income before extraordinary items$3,765,000470
Extraordinary gains, net$021
Net income$2,484,000739
Minority interest net income$1,281,00022
Net income of bank and minority interests.$3,765,000470
Net charge-offs$3,209,000816
Cash dividends$2,090,000423
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,972,010592
2009-03-31 (YTD Data)Rank
Total interest income$14,989,000584
Total interest expense$5,252,000635
Net interest income$9,737,000561
Provision for loan and lease losses$1,037,0001,153
Total noninterest income$3,760,000457
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$455,000903
Trading account gains and fees$0171
Additional Noninterest Income$3,305,000345
Total noninterest expense$10,398,000503
Salaries and employee benefits$6,575,000382
Premises and equipment expense$1,241,000568
Additional noninterest expense$2,582,000658
Pre-tax net operating income$2,062,000589
Securities gains (losses)$230,000610
Applicable income taxes$288,0001,092
Income before extraordinary items$2,004,000495
Extraordinary gains, net$015
Net income$1,326,000774
Minority interest net income$678,00024
Net income of bank and minority interests.$2,004,000498
Net charge-offs$1,350,000793
Cash dividends$870,000528
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,803,900511
2008-12-31 (YTD Data)Rank
Total interest income$55,904,000668
Total interest expense$22,429,000710
Net interest income$33,475,000650
Provision for loan and lease losses$5,674,000921
Total noninterest income$13,956,000465
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,924,000922
Trading account gains and fees$0154
Additional Noninterest Income$12,032,000341
Total noninterest expense$36,781,000548
Salaries and employee benefits$22,994,000417
Premises and equipment expense$5,109,000539
Additional noninterest expense$8,678,000757
Pre-tax net operating income$4,976,0001,111
Securities gains (losses)$-913,0007,702
Applicable income taxes$716,0001,504
Income before extraordinary items$3,347,0001,243
Extraordinary gains, net$039
Net income$3,347,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,021,000810
Cash dividends$2,360,0001,165
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,095,6601,081
2008-09-30 (YTD Data)Rank
Total interest income$41,866,000692
Total interest expense$16,929,000737
Net interest income$24,937,000672
Provision for loan and lease losses$4,689,000666
Total noninterest income$11,156,000470
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,483,000893
Trading account gains and fees$0148
Additional Noninterest Income$9,673,000349
Total noninterest expense$27,281,000548
Salaries and employee benefits$17,247,000433
Premises and equipment expense$3,797,000546
Additional noninterest expense$6,237,000752
Pre-tax net operating income$4,123,0001,218
Securities gains (losses)$-1,043,0007,941
Applicable income taxes$568,0001,744
Income before extraordinary items$2,512,0001,454
Extraordinary gains, net$031
Net income$2,512,0001,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,243,000615
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,367,2601,173
2008-06-30 (YTD Data)Rank
Total interest income$27,851,000698
Total interest expense$11,544,000742
Net interest income$16,307,000679
Provision for loan and lease losses$4,371,000477
Total noninterest income$7,328,000487
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$979,000892
Trading account gains and fees$0149
Additional Noninterest Income$6,349,000367
Total noninterest expense$18,370,000545
Salaries and employee benefits$11,854,000425
Premises and equipment expense$2,485,000555
Additional noninterest expense$4,031,000748
Pre-tax net operating income$894,0003,181
Securities gains (losses)$-259,0008,313
Applicable income taxes$-148,0007,931
Income before extraordinary items$783,0003,099
Extraordinary gains, net$021
Net income$783,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,011,000420
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,042,0002,443
2008-03-31 (YTD Data)Rank
Total interest income$13,966,000719
Total interest expense$6,172,000746
Net interest income$7,794,000705
Provision for loan and lease losses$2,064,000396
Total noninterest income$3,668,000496
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$474,000913
Trading account gains and fees$0158
Additional Noninterest Income$3,194,000374
Total noninterest expense$9,403,000529
Salaries and employee benefits$5,980,000428
Premises and equipment expense$1,206,000567
Additional noninterest expense$2,217,000656
Pre-tax net operating income$-5,0007,203
Securities gains (losses)$108,000681
Applicable income taxes$-143,0008,205
Income before extraordinary items$246,0004,226
Extraordinary gains, net$015
Net income$246,0004,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,779,000321
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$138,0005,252
2007-12-31 (YTD Data)Rank
Total interest income$49,593,000843
Total interest expense$22,059,000893
Net interest income$27,534,000801
Provision for loan and lease losses$1,786,000925
Total noninterest income$3,466,0001,469
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,025,000880
Trading account gains and fees$0178
Additional Noninterest Income$1,441,0001,718
Total noninterest expense$24,724,000752
Salaries and employee benefits$11,232,000882
Premises and equipment expense$2,621,000994
Additional noninterest expense$10,871,000543
Pre-tax net operating income$4,490,0001,807
Securities gains (losses)$-130,0008,194
Applicable income taxes$875,0002,027
Income before extraordinary items$3,485,0001,806
Extraordinary gains, net$039
Net income$3,485,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,412
Cash dividends$3,300,0001,100
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,589,0001,747
2007-09-30 (YTD Data)Rank
Total interest income$36,843,000848
Total interest expense$16,200,000912
Net interest income$20,643,000801
Provision for loan and lease losses$838,0001,041
Total noninterest income$3,249,0001,212
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,505,000880
Trading account gains and fees$0184
Additional Noninterest Income$1,744,0001,244
Total noninterest expense$14,463,000960
Salaries and employee benefits$8,663,000859
Premises and equipment expense$1,900,0001,040
Additional noninterest expense$3,900,0001,055
Pre-tax net operating income$8,591,000802
Securities gains (losses)$01,655
Applicable income taxes$2,368,000834
Income before extraordinary items$6,223,000841
Extraordinary gains, net$033
Net income$6,223,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,509
Cash dividends$2,500,0001,013
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,223,000828
2007-06-30 (YTD Data)Rank
Total interest income$23,987,000881
Total interest expense$10,228,000974
Net interest income$13,759,000819
Provision for loan and lease losses$558,000935
Total noninterest income$2,155,0001,252
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$983,000909
Trading account gains and fees$0168
Additional Noninterest Income$1,172,0001,247
Total noninterest expense$9,439,000999
Salaries and employee benefits$5,745,000884
Premises and equipment expense$1,272,0001,031
Additional noninterest expense$2,422,0001,157
Pre-tax net operating income$5,917,000818
Securities gains (losses)$01,444
Applicable income taxes$1,646,000850
Income before extraordinary items$4,271,000851
Extraordinary gains, net$029
Net income$4,271,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,376
Cash dividends$1,600,0001,051
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,271,000842
2007-03-31 (YTD Data)Rank
Total interest income$11,743,000894
Total interest expense$4,848,0001,016
Net interest income$6,895,000813
Provision for loan and lease losses$152,0001,418
Total noninterest income$958,0001,348
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$467,000929
Trading account gains and fees$0195
Additional Noninterest Income$491,0001,377
Total noninterest expense$4,523,0001,039
Salaries and employee benefits$2,749,000927
Premises and equipment expense$667,000985
Additional noninterest expense$1,107,0001,226
Pre-tax net operating income$3,178,000761
Securities gains (losses)$01,187
Applicable income taxes$894,000791
Income before extraordinary items$2,284,000788
Extraordinary gains, net$022
Net income$2,284,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,284,000775
2006-12-31 (YTD Data)Rank
Total interest income$45,357,000858
Total interest expense$17,279,000971
Net interest income$28,078,000790
Provision for loan and lease losses$499,0001,917
Total noninterest income$4,269,0001,241
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,871,000946
Trading account gains and fees$0130
Additional Noninterest Income$2,398,0001,177
Total noninterest expense$18,742,000950
Salaries and employee benefits$11,407,000850
Premises and equipment expense$2,441,0001,027
Additional noninterest expense$4,894,0001,094
Pre-tax net operating income$13,106,000766
Securities gains (losses)$-305,0008,447
Applicable income taxes$3,731,000803
Income before extraordinary items$9,070,000818
Extraordinary gains, net$051
Net income$9,070,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,850
Cash dividends$13,540,000313
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,286,550792
2006-09-30 (YTD Data)Rank
Total interest income$33,618,000863
Total interest expense$12,592,000970
Net interest income$21,026,000810
Provision for loan and lease losses$418,0001,639
Total noninterest income$3,479,0001,172
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,382,000966
Trading account gains and fees$0126
Additional Noninterest Income$2,097,0001,055
Total noninterest expense$13,891,000967
Salaries and employee benefits$8,543,000854
Premises and equipment expense$1,987,000951
Additional noninterest expense$3,361,0001,202
Pre-tax net operating income$10,196,000776
Securities gains (losses)$01,388
Applicable income taxes$3,030,000784
Income before extraordinary items$7,166,000817
Extraordinary gains, net$045
Net income$7,166,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,229
Cash dividends$1,740,0001,288
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,166,000808
2006-06-30 (YTD Data)Rank
Total interest income$21,934,000860
Total interest expense$8,026,000962
Net interest income$13,908,000817
Provision for loan and lease losses$363,0001,259
Total noninterest income$2,256,0001,201
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$911,000957
Trading account gains and fees$0126
Additional Noninterest Income$1,345,0001,092
Total noninterest expense$9,299,000966
Salaries and employee benefits$5,710,000855
Premises and equipment expense$1,343,000944
Additional noninterest expense$2,246,0001,208
Pre-tax net operating income$6,502,000800
Securities gains (losses)$01,185
Applicable income taxes$1,914,000820
Income before extraordinary items$4,588,000848
Extraordinary gains, net$039
Net income$4,588,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,400
Cash dividends$1,740,000927
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,588,000832
2006-03-31 (YTD Data)Rank
Total interest income$10,642,000871
Total interest expense$3,740,000973
Net interest income$6,902,000817
Provision for loan and lease losses$250,000918
Total noninterest income$1,007,0001,271
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$436,000979
Trading account gains and fees$0115
Additional Noninterest Income$571,0001,213
Total noninterest expense$4,514,000997
Salaries and employee benefits$2,914,000840
Premises and equipment expense$645,000981
Additional noninterest expense$955,0001,379
Pre-tax net operating income$3,145,000818
Securities gains (losses)$0955
Applicable income taxes$921,000842
Income before extraordinary items$2,224,000851
Extraordinary gains, net$021
Net income$2,224,000850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,212
Cash dividends$720,0001,001
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,224,000836
2005-12-31 (YTD Data)Rank
Total interest income$36,125,000917
Total interest expense$10,598,0001,058
Net interest income$25,527,000841
Provision for loan and lease losses$1,744,000615
Total noninterest income$5,007,0001,084
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,784,000983
Trading account gains and fees$0138
Additional Noninterest Income$3,223,000968
Total noninterest expense$18,007,000943
Salaries and employee benefits$11,196,000809
Premises and equipment expense$2,400,0001,003
Additional noninterest expense$4,411,0001,155
Pre-tax net operating income$10,783,000917
Securities gains (losses)$-67,0008,295
Applicable income taxes$2,964,000957
Income before extraordinary items$7,752,000929
Extraordinary gains, net$046
Net income$7,752,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,317
Cash dividends$1,640,0001,709
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,800,240907
2005-09-30 (YTD Data)Rank
Total interest income$25,922,000929
Total interest expense$7,184,0001,108
Net interest income$18,738,000846
Provision for loan and lease losses$1,458,000522
Total noninterest income$3,989,0001,049
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,302,0001,010
Trading account gains and fees$0126
Additional Noninterest Income$2,687,000894
Total noninterest expense$13,139,000962
Salaries and employee benefits$8,001,000849
Premises and equipment expense$1,783,0001,000
Additional noninterest expense$3,355,0001,122
Pre-tax net operating income$8,130,000912
Securities gains (losses)$115,000618
Applicable income taxes$2,362,000945
Income before extraordinary items$5,883,000918
Extraordinary gains, net$035
Net income$5,883,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,415
Cash dividends$1,640,0001,235
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,801,350914
2005-06-30 (YTD Data)Rank
Total interest income$16,387,000954
Total interest expense$4,251,0001,170
Net interest income$12,136,000860
Provision for loan and lease losses$1,141,000439
Total noninterest income$2,352,0001,126
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$839,0001,027
Trading account gains and fees$0116
Additional Noninterest Income$1,513,0001,007
Total noninterest expense$8,567,000979
Salaries and employee benefits$5,294,000843
Premises and equipment expense$1,176,0001,004
Additional noninterest expense$2,097,0001,195
Pre-tax net operating income$4,780,000992
Securities gains (losses)$-15,0008,274
Applicable income taxes$1,340,0001,047
Income before extraordinary items$3,425,0001,018
Extraordinary gains, net$030
Net income$3,425,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,519
Cash dividends$920,0001,416
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,435,800996
2005-03-31 (YTD Data)Rank
Total interest income$7,663,000998
Total interest expense$1,840,0001,294
Net interest income$5,823,000896
Provision for loan and lease losses$472,000497
Total noninterest income$1,043,0001,212
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$390,0001,072
Trading account gains and fees$0115
Additional Noninterest Income$653,0001,102
Total noninterest expense$4,250,000978
Salaries and employee benefits$2,642,000842
Premises and equipment expense$602,000987
Additional noninterest expense$1,006,0001,237
Pre-tax net operating income$2,144,0001,078
Securities gains (losses)$01,685
Applicable income taxes$630,0001,096
Income before extraordinary items$1,514,0001,145
Extraordinary gains, net$024
Net income$1,514,0001,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,514,0001,118
2004-12-31 (YTD Data)Rank
Total interest income$26,550,0001,067
Total interest expense$5,278,0001,552
Net interest income$21,272,000927
Provision for loan and lease losses$796,0001,296
Total noninterest income$4,763,0001,127
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,565,0001,137
Trading account gains and fees$0138
Additional Noninterest Income$3,198,000937
Total noninterest expense$14,525,0001,119
Salaries and employee benefits$8,653,000989
Premises and equipment expense$1,853,0001,227
Additional noninterest expense$4,019,0001,228
Pre-tax net operating income$10,714,000823
Securities gains (losses)$-10,0008,235
Applicable income taxes$2,998,000905
Income before extraordinary items$7,706,000848
Extraordinary gains, net$034
Net income$7,706,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,414
Cash dividends$2,160,0001,263
Sale, conversion, retirement of capital stock, net$4,300,000246
Net operating income$7,713,200822
2004-09-30 (YTD Data)Rank
Total interest income$19,365,0001,081
Total interest expense$3,786,0001,598
Net interest income$15,579,000946
Provision for loan and lease losses$508,0001,436
Total noninterest income$3,570,0001,133
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,139,0001,172
Trading account gains and fees$0134
Additional Noninterest Income$2,431,000938
Total noninterest expense$10,320,0001,181
Salaries and employee benefits$6,205,0001,034
Premises and equipment expense$1,369,0001,257
Additional noninterest expense$2,746,0001,346
Pre-tax net operating income$8,321,000799
Securities gains (losses)$-10,0008,513
Applicable income taxes$2,400,000883
Income before extraordinary items$5,911,000847
Extraordinary gains, net$026
Net income$5,911,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,610
Cash dividends$1,440,0001,319
Sale, conversion, retirement of capital stock, net$4,300,000176
Net operating income$5,918,100808
2004-06-30 (YTD Data)Rank
Total interest income$12,704,0001,088
Total interest expense$2,504,0001,583
Net interest income$10,200,000956
Provision for loan and lease losses$219,0002,051
Total noninterest income$2,245,0001,171
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$743,0001,191
Trading account gains and fees$0130
Additional Noninterest Income$1,502,000987
Total noninterest expense$6,765,0001,196
Salaries and employee benefits$4,045,0001,060
Premises and equipment expense$904,0001,274
Additional noninterest expense$1,816,0001,336
Pre-tax net operating income$5,461,000803
Securities gains (losses)$-10,0008,693
Applicable income taxes$1,577,000884
Income before extraordinary items$3,874,000836
Extraordinary gains, net$021
Net income$3,874,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0008,852
Cash dividends$720,0001,658
Sale, conversion, retirement of capital stock, net$4,300,000119
Net operating income$3,881,100803
2004-03-31 (YTD Data)Rank
Total interest income$6,291,0001,110
Total interest expense$1,271,0001,581
Net interest income$5,020,000979
Provision for loan and lease losses$109,0001,985
Total noninterest income$1,105,0001,167
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$351,0001,215
Trading account gains and fees$0121
Additional Noninterest Income$754,000964
Total noninterest expense$3,328,0001,225
Salaries and employee benefits$2,047,0001,052
Premises and equipment expense$476,0001,229
Additional noninterest expense$805,0001,491
Pre-tax net operating income$2,688,000814
Securities gains (losses)$92,000848
Applicable income taxes$803,000891
Income before extraordinary items$1,977,000835
Extraordinary gains, net$016
Net income$1,977,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,521
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$4,300,00059
Net operating income$1,911,680810
2003-12-31 (YTD Data)Rank
Total interest income$24,575,0001,159
Total interest expense$5,035,0001,777
Net interest income$19,540,000980
Provision for loan and lease losses$575,0001,949
Total noninterest income$5,955,000982
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,614,0001,069
Trading account gains and fees$0160
Additional Noninterest Income$4,341,000846
Total noninterest expense$13,371,0001,211
Salaries and employee benefits$8,150,0001,041
Premises and equipment expense$1,861,0001,207
Additional noninterest expense$3,360,0001,470
Pre-tax net operating income$11,549,000758
Securities gains (losses)$341,000969
Applicable income taxes$3,453,000827
Income before extraordinary items$8,437,000771
Extraordinary gains, net$054
Net income$8,437,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,361
Cash dividends$2,350,0001,216
Sale, conversion, retirement of capital stock, net$2,000,000336
Net operating income$8,194,890745
2003-09-30 (YTD Data)Rank
Total interest income$18,310,0001,195
Total interest expense$3,858,0001,803
Net interest income$14,452,0001,010
Provision for loan and lease losses$425,0001,937
Total noninterest income$4,876,000949
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,216,0001,067
Trading account gains and fees$0153
Additional Noninterest Income$3,660,000806
Total noninterest expense$9,996,0001,218
Salaries and employee benefits$6,165,0001,041
Premises and equipment expense$1,385,0001,235
Additional noninterest expense$2,446,0001,503
Pre-tax net operating income$8,907,000758
Securities gains (losses)$357,000859
Applicable income taxes$2,723,000846
Income before extraordinary items$6,541,000784
Extraordinary gains, net$040
Net income$6,541,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,924
Cash dividends$1,950,0001,029
Sale, conversion, retirement of capital stock, net$2,000,000237
Net operating income$6,287,530753
2003-06-30 (YTD Data)Rank
Total interest income$12,069,0001,222
Total interest expense$2,592,0001,856
Net interest income$9,477,0001,025
Provision for loan and lease losses$300,0001,769
Total noninterest income$3,442,000897
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$838,0001,027
Trading account gains and fees$0150
Additional Noninterest Income$2,604,000748
Total noninterest expense$6,790,0001,200
Salaries and employee benefits$4,233,0001,021
Premises and equipment expense$926,0001,230
Additional noninterest expense$1,631,0001,502
Pre-tax net operating income$5,829,000772
Securities gains (losses)$425,000639
Applicable income taxes$1,844,000828
Income before extraordinary items$4,410,000771
Extraordinary gains, net$030
Net income$4,410,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,463
Cash dividends$1,350,0001,017
Sale, conversion, retirement of capital stock, net$2,000,000147
Net operating income$4,108,250763
2003-03-31 (YTD Data)Rank
Total interest income$5,999,0001,234
Total interest expense$1,320,0001,864
Net interest income$4,679,0001,036
Provision for loan and lease losses$75,0002,805
Total noninterest income$1,471,000988
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$420,000989
Trading account gains and fees$0134
Additional Noninterest Income$1,051,000858
Total noninterest expense$3,434,0001,169
Salaries and employee benefits$2,188,000984
Premises and equipment expense$480,0001,192
Additional noninterest expense$766,0001,550
Pre-tax net operating income$2,641,000848
Securities gains (losses)$279,000531
Applicable income taxes$853,000911
Income before extraordinary items$2,067,000818
Extraordinary gains, net$021
Net income$2,067,000817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,967
Cash dividends$650,000977
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,868,910837
2002-12-31 (YTD Data)Rank
Total interest income$23,519,0001,300
Total interest expense$5,944,0001,913
Net interest income$17,575,0001,093
Provision for loan and lease losses$300,0003,409
Total noninterest income$4,435,0001,164
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,388,0001,160
Trading account gains and fees$0153
Additional Noninterest Income$3,047,000991
Total noninterest expense$12,340,0001,243
Salaries and employee benefits$7,740,0001,034
Premises and equipment expense$1,504,0001,479
Additional noninterest expense$3,096,0001,530
Pre-tax net operating income$9,370,000913
Securities gains (losses)$-67,0009,096
Applicable income taxes$2,600,0001,052
Income before extraordinary items$6,703,000933
Extraordinary gains, net$070
Net income$6,703,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,158
Cash dividends$2,115,0001,252
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,751,240885
2001-12-31 (YTD Data)Rank
Total interest income$21,545,0001,577
Total interest expense$7,708,0002,087
Net interest income$13,837,0001,284
Provision for loan and lease losses$300,0003,194
Total noninterest income$3,527,0001,299
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$940,0001,591
Trading account gains and fees$0177
Additional Noninterest Income$2,587,0001,043
Total noninterest expense$10,006,0001,469
Salaries and employee benefits$6,359,0001,166
Premises and equipment expense$1,058,0002,014
Additional noninterest expense$2,589,0001,769
Pre-tax net operating income$7,058,0001,060
Securities gains (losses)$265,000973
Applicable income taxes$1,910,0001,224
Income before extraordinary items$5,413,0001,014
Extraordinary gains, net$0105
Net income$5,413,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,333
Cash dividends$1,595,0001,586
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,216,9001,011
2000-12-31 (YTD Data)Rank
Total interest income$19,263,0001,795
Total interest expense$7,338,0002,312
Net interest income$11,925,0001,473
Provision for loan and lease losses$400,0002,269
Total noninterest income$1,979,0001,890
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$966,0001,409
Trading account gains and fees$0180
Additional Noninterest Income$1,013,0001,837
Total noninterest expense$7,892,0001,765
Salaries and employee benefits$4,696,0001,513
Premises and equipment expense$1,086,0001,912
Additional noninterest expense$2,110,0002,055
Pre-tax net operating income$5,612,0001,317
Securities gains (losses)$-200,0009,570
Applicable income taxes$1,358,0001,641
Income before extraordinary items$4,054,0001,295
Extraordinary gains, net$038
Net income$4,054,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,757
Cash dividends$1,500,0001,646
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,204,0001,244
1999-12-31 (YTD Data)Rank
Total interest income$15,243,0002,143
Total interest expense$5,354,0002,734
Net interest income$9,889,0001,760
Provision for loan and lease losses$420,0002,015
Total noninterest income$1,757,0002,041
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$875,0001,503
Trading account gains and fees$0173
Additional Noninterest Income$882,0002,023
Total noninterest expense$6,672,0002,041
Salaries and employee benefits$3,699,0001,885
Premises and equipment expense$930,0002,198
Additional noninterest expense$2,043,0002,134
Pre-tax net operating income$4,554,0001,657
Securities gains (losses)$-8,0009,241
Applicable income taxes$1,099,0002,065
Income before extraordinary items$3,447,0001,553
Extraordinary gains, net$035
Net income$3,447,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,628
Cash dividends$1,865,0001,447
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,453,0801,519
1998-12-31 (YTD Data)Rank
Total interest income$13,515,0002,404
Total interest expense$5,318,0002,830
Net interest income$8,197,0002,082
Provision for loan and lease losses$135,0004,381
Total noninterest income$1,326,0002,484
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$731,0001,743
Trading account gains and fees$0224
Additional Noninterest Income$595,0002,661
Total noninterest expense$5,586,0002,346
Salaries and employee benefits$3,175,0002,130
Premises and equipment expense$762,0002,557
Additional noninterest expense$1,649,0002,536
Pre-tax net operating income$3,802,0001,920
Securities gains (losses)$11,0002,878
Applicable income taxes$907,0002,484
Income before extraordinary items$2,906,0001,819
Extraordinary gains, net$032
Net income$2,906,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,101
Cash dividends$2,541,0001,103
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,897,6401,745
1997-12-31 (YTD Data)Rank
Total interest income$12,429,0002,634
Total interest expense$5,195,0002,875
Net interest income$7,234,0002,409
Provision for loan and lease losses$178,0003,774
Total noninterest income$948,0003,182
Gross Fiduciary activities income$47,0001,181
Service charges on deposit accounts$590,0002,223
Trading account gains and fees$0239
Additional Noninterest Income$311,0003,838
Total noninterest expense$4,597,0002,767
Salaries and employee benefits$2,682,0002,474
Premises and equipment expense$618,0003,061
Additional noninterest expense$1,297,0003,116
Pre-tax net operating income$3,407,0002,210
Securities gains (losses)$-7,0009,846
Applicable income taxes$918,0002,615
Income before extraordinary items$2,482,0002,122
Extraordinary gains, net$044
Net income$2,482,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,073
Cash dividends$1,201,0001,881
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,487,1102,069
1996-12-31 (YTD Data)Rank
Total interest income$10,878,0003,027
Total interest expense$4,647,0003,215
Net interest income$6,231,0002,849
Provision for loan and lease losses$65,0005,977
Total noninterest income$720,0004,026
Gross Fiduciary activities income$29,0001,310
Service charges on deposit accounts$512,0002,662
Trading account gains and fees$0262
Additional Noninterest Income$179,0005,485
Total noninterest expense$4,334,0003,114
Salaries and employee benefits$2,532,0002,653
Premises and equipment expense$544,0003,518
Additional noninterest expense$1,258,0003,630
Pre-tax net operating income$2,552,0002,732
Securities gains (losses)$21,0001,959
Applicable income taxes$729,0003,089
Income before extraordinary items$1,844,0002,633
Extraordinary gains, net$053
Net income$1,844,0002,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,431
Cash dividends$704,0002,724
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,828,8802,617
1995-12-31 (YTD Data)Rank
Total interest income$9,855,0003,323
Total interest expense$4,102,0003,602
Net interest income$5,753,0003,090
Provision for loan and lease losses$55,0006,005
Total noninterest income$772,0003,780
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$515,0002,630
Trading account gains and fees$0522
Additional Noninterest Income$257,0004,403
Total noninterest expense$3,981,0003,338
Salaries and employee benefits$2,163,0003,079
Premises and equipment expense$403,0004,504
Additional noninterest expense$1,415,0003,236
Pre-tax net operating income$2,489,0002,860
Securities gains (losses)$-123,00011,566
Applicable income taxes$643,0003,483
Income before extraordinary items$1,723,0002,863
Extraordinary gains, net$065
Net income$1,723,0002,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$4,621,000676
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,812,7902,691
1994-12-31 (YTD Data)Rank
Total interest income$8,932,0003,353
Total interest expense$3,198,0003,738
Net interest income$5,734,0003,120
Provision for loan and lease losses$09,146
Total noninterest income$639,0004,431
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$491,0002,804
Trading account gains and fees$0475
Additional Noninterest Income$148,0006,243
Total noninterest expense$3,610,0003,747
Salaries and employee benefits$1,896,0003,450
Premises and equipment expense$298,0005,748
Additional noninterest expense$1,416,0003,491
Pre-tax net operating income$2,763,0002,567
Securities gains (losses)$-126,00011,693
Applicable income taxes$748,0002,936
Income before extraordinary items$1,889,0002,571
Extraordinary gains, net$0249
Net income$1,889,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,00012,151
Cash dividends$941,0002,019
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,979,7202,472
1993-12-31 (YTD Data)Rank
Total interest income$8,285,0003,689
Total interest expense$3,151,0003,956
Net interest income$5,134,0003,481
Provision for loan and lease losses$228,0003,632
Total noninterest income$569,0005,133
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$454,0003,056
Trading account gains and fees$0532
Additional Noninterest Income$115,0007,444
Total noninterest expense$3,208,0004,256
Salaries and employee benefits$1,659,0003,905
Premises and equipment expense$246,0006,763
Additional noninterest expense$1,303,0003,927
Pre-tax net operating income$2,267,0002,959
Securities gains (losses)$111,0002,352
Applicable income taxes$609,0003,553
Income before extraordinary items$1,769,0002,804
Extraordinary gains, net$03,149
Net income$1,769,0002,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,934
Cash dividends$717,0002,344
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,686,8602,757
1992-12-31 (YTD Data)Rank
Total interest income$9,546,0003,656
Total interest expense$4,182,0003,912
Net interest income$5,364,0003,400
Provision for loan and lease losses$163,0005,860
Total noninterest income$491,0005,710
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$414,0003,352
Trading account gains and fees$0504
Additional Noninterest Income$77,0008,979
Total noninterest expense$2,849,0004,745
Salaries and employee benefits$1,383,0004,550
Premises and equipment expense$219,0007,420
Additional noninterest expense$1,247,0004,203
Pre-tax net operating income$2,843,0002,180
Securities gains (losses)$5,0007,049
Applicable income taxes$827,0002,516
Income before extraordinary items$2,021,0002,266
Extraordinary gains, net$01,422
Net income$2,021,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0002,993
Cash dividends$717,0002,088
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,017,4502,096

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.