Home > The Lyons State Bank > Income and Expense
The Lyons State Bank, Income and Expense
2019-06-30 (YTD Data) | Rank | |
Total interest income | $2,005,000 | 4,136 |
Total interest expense | $359,000 | 3,797 |
Net interest income | $1,646,000 | 4,129 |
Provision for loan and lease losses | $0 | 3,685 |
Total noninterest income | $341,000 | 3,274 |
Gross Fiduciary activities income | $0 | 1,004 |
Service charges on deposit accounts | $79,000 | 3,478 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $262,000 | 2,946 |
Total noninterest expense | $1,440,000 | 4,009 |
Salaries and employee benefits | $730,000 | 4,149 |
Premises and equipment expense | $110,000 | 4,340 |
Additional noninterest expense | $600,000 | 3,540 |
Pre-tax net operating income | $547,000 | 3,874 |
Securities gains (losses) | $38,000 | 827 |
Applicable income taxes | $9,000 | 3,643 |
Income before extraordinary items | $576,000 | 3,690 |
Extraordinary gains, net | $0 | 11 |
Net income | $576,000 | 3,689 |
Minority interest net income | $0 | 69 |
Net income of bank and minority interests. | $576,000 | 3,689 |
Net charge-offs | $4,000 | 2,873 |
Cash dividends | $399,000 | 2,360 |
Sale, conversion, retirement of capital stock, net | $0 | 573 |
Net operating income | $538,760 | 3,745 |
2019-03-31 (YTD Data) | Rank | |
Total interest income | $995,000 | 4,178 |
Total interest expense | $175,000 | 3,810 |
Net interest income | $820,000 | 4,183 |
Provision for loan and lease losses | $0 | 3,406 |
Total noninterest income | $138,000 | 3,553 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $38,000 | 3,528 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $100,000 | 3,221 |
Total noninterest expense | $721,000 | 4,043 |
Salaries and employee benefits | $389,000 | 4,103 |
Premises and equipment expense | $59,000 | 4,318 |
Additional noninterest expense | $273,000 | 3,725 |
Pre-tax net operating income | $237,000 | 4,050 |
Securities gains (losses) | $0 | 1,087 |
Applicable income taxes | $-5,000 | 5,181 |
Income before extraordinary items | $242,000 | 3,888 |
Extraordinary gains, net | $0 | 5 |
Net income | $242,000 | 3,886 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $242,000 | 3,887 |
Net charge-offs | $11,000 | 1,939 |
Cash dividends | $305,000 | 1,712 |
Sale, conversion, retirement of capital stock, net | $0 | 529 |
Net operating income | $242,000 | 3,885 |
2018-12-31 (YTD Data) | Rank | |
Total interest income | $4,276,000 | 4,025 |
Total interest expense | $721,000 | 3,408 |
Net interest income | $3,555,000 | 4,073 |
Provision for loan and lease losses | $0 | 4,082 |
Total noninterest income | $456,000 | 3,893 |
Gross Fiduciary activities income | $0 | 1,098 |
Service charges on deposit accounts | $154,000 | 3,645 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $302,000 | 3,675 |
Total noninterest expense | $2,779,000 | 4,111 |
Salaries and employee benefits | $1,468,000 | 4,198 |
Premises and equipment expense | $248,000 | 4,289 |
Additional noninterest expense | $1,063,000 | 3,791 |
Pre-tax net operating income | $1,232,000 | 3,790 |
Securities gains (losses) | $-2,000 | 4,086 |
Applicable income taxes | $53,000 | 3,348 |
Income before extraordinary items | $1,177,000 | 3,694 |
Extraordinary gains, net | $0 | 6 |
Net income | $1,177,000 | 3,691 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $1,177,000 | 3,693 |
Net charge-offs | $155,000 | 1,835 |
Cash dividends | $676,000 | 2,668 |
Sale, conversion, retirement of capital stock, net | $0 | 671 |
Net operating income | $1,178,920 | 3,696 |
2018-09-30 (YTD Data) | Rank | |
Total interest income | $3,138,000 | 4,085 |
Total interest expense | $416,000 | 3,749 |
Net interest income | $2,722,000 | 4,088 |
Provision for loan and lease losses | $0 | 3,948 |
Total noninterest income | $396,000 | 3,735 |
Gross Fiduciary activities income | $0 | 1,048 |
Service charges on deposit accounts | $116,000 | 3,671 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $280,000 | 3,455 |
Total noninterest expense | $2,111,000 | 4,119 |
Salaries and employee benefits | $1,072,000 | 4,261 |
Premises and equipment expense | $190,000 | 4,299 |
Additional noninterest expense | $849,000 | 3,712 |
Pre-tax net operating income | $1,007,000 | 3,746 |
Securities gains (losses) | $-2,000 | 4,476 |
Applicable income taxes | $44,000 | 3,376 |
Income before extraordinary items | $961,000 | 3,632 |
Extraordinary gains, net | $0 | 5 |
Net income | $961,000 | 3,631 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $961,000 | 3,631 |
Net charge-offs | $-6,000 | 4,352 |
Cash dividends | $676,000 | 2,084 |
Sale, conversion, retirement of capital stock, net | $0 | 633 |
Net operating income | $962,920 | 3,636 |
2018-06-30 (YTD Data) | Rank | |
Total interest income | $2,174,000 | 4,021 |
Total interest expense | $263,000 | 3,766 |
Net interest income | $1,911,000 | 4,031 |
Provision for loan and lease losses | $0 | 3,782 |
Total noninterest income | $151,000 | 4,388 |
Gross Fiduciary activities income | $0 | 1,037 |
Service charges on deposit accounts | $76,000 | 3,694 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $75,000 | 4,390 |
Total noninterest expense | $1,285,000 | 4,279 |
Salaries and employee benefits | $689,000 | 4,356 |
Premises and equipment expense | $126,000 | 4,335 |
Additional noninterest expense | $470,000 | 4,054 |
Pre-tax net operating income | $777,000 | 3,525 |
Securities gains (losses) | $-2,000 | 4,720 |
Applicable income taxes | $33,000 | 3,336 |
Income before extraordinary items | $742,000 | 3,412 |
Extraordinary gains, net | $0 | 6 |
Net income | $742,000 | 3,411 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $742,000 | 3,411 |
Net charge-offs | $-111,000 | 5,223 |
Cash dividends | $498,000 | 2,034 |
Sale, conversion, retirement of capital stock, net | $0 | 620 |
Net operating income | $743,920 | 3,405 |
2018-03-31 (YTD Data) | Rank | |
Total interest income | $1,189,000 | 3,876 |
Total interest expense | $126,000 | 3,776 |
Net interest income | $1,063,000 | 3,842 |
Provision for loan and lease losses | $0 | 3,508 |
Total noninterest income | $229,000 | 2,978 |
Gross Fiduciary activities income | $0 | 1,003 |
Service charges on deposit accounts | $38,000 | 3,709 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $191,000 | 2,548 |
Total noninterest expense | $776,000 | 4,045 |
Salaries and employee benefits | $353,000 | 4,374 |
Premises and equipment expense | $59,000 | 4,461 |
Additional noninterest expense | $364,000 | 3,258 |
Pre-tax net operating income | $516,000 | 3,057 |
Securities gains (losses) | $0 | 735 |
Applicable income taxes | $22,000 | 3,199 |
Income before extraordinary items | $494,000 | 2,916 |
Extraordinary gains, net | $0 | 7 |
Net income | $494,000 | 2,916 |
Minority interest net income | $0 | 52 |
Net income of bank and minority interests. | $494,000 | 2,916 |
Net charge-offs | $-121,000 | 5,416 |
Cash dividends | $213,000 | 1,849 |
Sale, conversion, retirement of capital stock, net | $0 | 580 |
Net operating income | $494,000 | 2,902 |
2017-12-31 (YTD Data) | Rank | |
Total interest income | $3,923,000 | 4,174 |
Total interest expense | $517,000 | 3,620 |
Net interest income | $3,406,000 | 4,229 |
Provision for loan and lease losses | $0 | 4,227 |
Total noninterest income | $475,000 | 4,003 |
Gross Fiduciary activities income | $0 | 1,137 |
Service charges on deposit accounts | $181,000 | 3,587 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $294,000 | 3,822 |
Total noninterest expense | $2,739,000 | 4,273 |
Salaries and employee benefits | $1,442,000 | 4,358 |
Premises and equipment expense | $234,000 | 4,544 |
Additional noninterest expense | $1,063,000 | 3,918 |
Pre-tax net operating income | $1,142,000 | 3,878 |
Securities gains (losses) | $22,000 | 1,291 |
Applicable income taxes | $33,000 | 3,647 |
Income before extraordinary items | $1,131,000 | 3,557 |
Extraordinary gains, net | $0 | 9 |
Net income | $1,131,000 | 3,556 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $1,131,000 | 3,557 |
Net charge-offs | $-27,000 | 5,006 |
Cash dividends | $439,000 | 3,090 |
Sale, conversion, retirement of capital stock, net | $0 | 711 |
Net operating income | $1,109,660 | 3,572 |
2017-09-30 (YTD Data) | Rank | |
Total interest income | $2,901,000 | 4,238 |
Total interest expense | $383,000 | 3,646 |
Net interest income | $2,518,000 | 4,284 |
Provision for loan and lease losses | $0 | 4,088 |
Total noninterest income | $394,000 | 3,896 |
Gross Fiduciary activities income | $0 | 1,093 |
Service charges on deposit accounts | $140,000 | 3,575 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $254,000 | 3,690 |
Total noninterest expense | $2,026,000 | 4,317 |
Salaries and employee benefits | $1,045,000 | 4,441 |
Premises and equipment expense | $178,000 | 4,553 |
Additional noninterest expense | $803,000 | 3,906 |
Pre-tax net operating income | $886,000 | 3,935 |
Securities gains (losses) | $22,000 | 1,272 |
Applicable income taxes | $22,000 | 3,703 |
Income before extraordinary items | $886,000 | 3,715 |
Extraordinary gains, net | $0 | 9 |
Net income | $886,000 | 3,713 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $886,000 | 3,715 |
Net charge-offs | $-31,000 | 5,048 |
Cash dividends | $439,000 | 2,541 |
Sale, conversion, retirement of capital stock, net | $0 | 677 |
Net operating income | $864,440 | 3,730 |
2017-06-30 (YTD Data) | Rank | |
Total interest income | $1,999,000 | 4,198 |
Total interest expense | $341,000 | 3,148 |
Net interest income | $1,658,000 | 4,311 |
Provision for loan and lease losses | $0 | 3,871 |
Total noninterest income | $185,000 | 4,340 |
Gross Fiduciary activities income | $0 | 1,079 |
Service charges on deposit accounts | $95,000 | 3,552 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $90,000 | 4,378 |
Total noninterest expense | $1,193,000 | 4,541 |
Salaries and employee benefits | $683,000 | 4,506 |
Premises and equipment expense | $118,000 | 4,577 |
Additional noninterest expense | $392,000 | 4,463 |
Pre-tax net operating income | $650,000 | 3,766 |
Securities gains (losses) | $9,000 | 1,292 |
Applicable income taxes | $12,000 | 3,765 |
Income before extraordinary items | $647,000 | 3,551 |
Extraordinary gains, net | $0 | 11 |
Net income | $647,000 | 3,550 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $647,000 | 3,551 |
Net charge-offs | $-15,000 | 4,915 |
Cash dividends | $289,000 | 2,556 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $638,180 | 3,555 |
2017-03-31 (YTD Data) | Rank | |
Total interest income | $991,000 | 4,218 |
Total interest expense | $168,000 | 3,164 |
Net interest income | $823,000 | 4,343 |
Provision for loan and lease losses | $0 | 3,537 |
Total noninterest income | $199,000 | 3,310 |
Gross Fiduciary activities income | $0 | 1,045 |
Service charges on deposit accounts | $50,000 | 3,500 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $149,000 | 2,949 |
Total noninterest expense | $709,000 | 4,306 |
Salaries and employee benefits | $365,000 | 4,439 |
Premises and equipment expense | $59,000 | 4,613 |
Additional noninterest expense | $285,000 | 3,839 |
Pre-tax net operating income | $313,000 | 3,770 |
Securities gains (losses) | $5,000 | 811 |
Applicable income taxes | $-3,000 | 5,655 |
Income before extraordinary items | $321,000 | 3,506 |
Extraordinary gains, net | $0 | 8 |
Net income | $321,000 | 3,505 |
Minority interest net income | $0 | 55 |
Net income of bank and minority interests. | $321,000 | 3,506 |
Net charge-offs | $-13,000 | 5,099 |
Cash dividends | $169,000 | 2,073 |
Sale, conversion, retirement of capital stock, net | $0 | 632 |
Net operating income | $316,000 | 3,499 |
2016-12-31 (YTD Data) | Rank | |
Total interest income | $4,118,000 | 4,149 |
Total interest expense | $492,000 | 3,671 |
Net interest income | $3,626,000 | 4,180 |
Provision for loan and lease losses | $350,000 | 1,842 |
Total noninterest income | $347,000 | 4,516 |
Gross Fiduciary activities income | $0 | 1,172 |
Service charges on deposit accounts | $169,000 | 3,804 |
Trading account gains and fees | $0 | 170 |
Additional Noninterest Income | $178,000 | 4,466 |
Total noninterest expense | $2,960,000 | 4,259 |
Salaries and employee benefits | $1,464,000 | 4,451 |
Premises and equipment expense | $250,000 | 4,603 |
Additional noninterest expense | $1,246,000 | 3,732 |
Pre-tax net operating income | $663,000 | 4,561 |
Securities gains (losses) | $24,000 | 2,274 |
Applicable income taxes | $13,000 | 3,951 |
Income before extraordinary items | $674,000 | 4,399 |
Extraordinary gains, net | $0 | 5 |
Net income | $674,000 | 4,397 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $674,000 | 4,398 |
Net charge-offs | $546,000 | 1,017 |
Cash dividends | $736,000 | 2,545 |
Sale, conversion, retirement of capital stock, net | $0 | 759 |
Net operating income | $650,480 | 4,402 |
2016-09-30 (YTD Data) | Rank | |
Total interest income | $3,148,000 | 4,155 |
Total interest expense | $371,000 | 3,691 |
Net interest income | $2,777,000 | 4,166 |
Provision for loan and lease losses | $100,000 | 2,703 |
Total noninterest income | $458,000 | 3,817 |
Gross Fiduciary activities income | $0 | 1,132 |
Service charges on deposit accounts | $126,000 | 3,841 |
Trading account gains and fees | $0 | 169 |
Additional Noninterest Income | $332,000 | 3,433 |
Total noninterest expense | $2,455,000 | 4,069 |
Salaries and employee benefits | $1,105,000 | 4,438 |
Premises and equipment expense | $199,000 | 4,537 |
Additional noninterest expense | $1,151,000 | 3,314 |
Pre-tax net operating income | $680,000 | 4,279 |
Securities gains (losses) | $24,000 | 2,223 |
Applicable income taxes | $17,000 | 3,902 |
Income before extraordinary items | $687,000 | 4,068 |
Extraordinary gains, net | $0 | 5 |
Net income | $687,000 | 4,067 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $687,000 | 4,068 |
Net charge-offs | $156,000 | 1,659 |
Cash dividends | $736,000 | 1,991 |
Sale, conversion, retirement of capital stock, net | $0 | 719 |
Net operating income | $663,480 | 4,054 |
2016-06-30 (YTD Data) | Rank | |
Total interest income | $2,092,000 | 4,181 |
Total interest expense | $247,000 | 3,703 |
Net interest income | $1,845,000 | 4,200 |
Provision for loan and lease losses | $0 | 4,017 |
Total noninterest income | $361,000 | 3,558 |
Gross Fiduciary activities income | $0 | 1,122 |
Service charges on deposit accounts | $81,000 | 3,893 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $280,000 | 3,113 |
Total noninterest expense | $1,703,000 | 4,027 |
Salaries and employee benefits | $729,000 | 4,507 |
Premises and equipment expense | $128,000 | 4,643 |
Additional noninterest expense | $846,000 | 3,108 |
Pre-tax net operating income | $503,000 | 4,136 |
Securities gains (losses) | $0 | 2,835 |
Applicable income taxes | $17,000 | 3,811 |
Income before extraordinary items | $486,000 | 4,007 |
Extraordinary gains, net | $0 | 16 |
Net income | $486,000 | 4,005 |
Minority interest net income | $0 | 71 |
Net income of bank and minority interests. | $486,000 | 4,006 |
Net charge-offs | $-18,000 | 5,164 |
Cash dividends | $631,000 | 1,726 |
Sale, conversion, retirement of capital stock, net | $0 | 705 |
Net operating income | $486,000 | 3,932 |
2016-03-31 (YTD Data) | Rank | |
Total interest income | $1,007,000 | 4,276 |
Total interest expense | $123,000 | 3,729 |
Net interest income | $884,000 | 4,308 |
Provision for loan and lease losses | $0 | 3,656 |
Total noninterest income | $197,000 | 3,401 |
Gross Fiduciary activities income | $0 | 1,076 |
Service charges on deposit accounts | $40,000 | 3,910 |
Trading account gains and fees | $0 | 142 |
Additional Noninterest Income | $157,000 | 2,930 |
Total noninterest expense | $885,000 | 3,973 |
Salaries and employee benefits | $388,000 | 4,405 |
Premises and equipment expense | $65,000 | 4,639 |
Additional noninterest expense | $432,000 | 3,054 |
Pre-tax net operating income | $196,000 | 4,457 |
Securities gains (losses) | $0 | 2,077 |
Applicable income taxes | $9,000 | 3,786 |
Income before extraordinary items | $187,000 | 4,330 |
Extraordinary gains, net | $0 | 12 |
Net income | $187,000 | 4,327 |
Minority interest net income | $0 | 62 |
Net income of bank and minority interests. | $187,000 | 4,329 |
Net charge-offs | $-16,000 | 5,392 |
Cash dividends | $381,000 | 1,424 |
Sale, conversion, retirement of capital stock, net | $0 | 659 |
Net operating income | $187,000 | 4,281 |
2015-12-31 (YTD Data) | Rank | |
Total interest income | $4,209,000 | 4,216 |
Total interest expense | $510,000 | 3,689 |
Net interest income | $3,699,000 | 4,227 |
Provision for loan and lease losses | $0 | 4,380 |
Total noninterest income | $472,000 | 4,258 |
Gross Fiduciary activities income | $0 | 1,209 |
Service charges on deposit accounts | $167,000 | 3,985 |
Trading account gains and fees | $0 | 159 |
Additional Noninterest Income | $305,000 | 3,960 |
Total noninterest expense | $2,916,000 | 4,401 |
Salaries and employee benefits | $1,497,000 | 4,512 |
Premises and equipment expense | $298,000 | 4,488 |
Additional noninterest expense | $1,121,000 | 4,064 |
Pre-tax net operating income | $1,255,000 | 3,779 |
Securities gains (losses) | $21,000 | 2,208 |
Applicable income taxes | $59,000 | 3,567 |
Income before extraordinary items | $1,217,000 | 3,607 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,217,000 | 3,605 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $1,217,000 | 3,607 |
Net charge-offs | $342,000 | 1,494 |
Cash dividends | $232,000 | 3,595 |
Sale, conversion, retirement of capital stock, net | $0 | 804 |
Net operating income | $1,197,050 | 3,589 |
2015-09-30 (YTD Data) | Rank | |
Total interest income | $3,157,000 | 4,253 |
Total interest expense | $394,000 | 3,686 |
Net interest income | $2,763,000 | 4,275 |
Provision for loan and lease losses | $0 | 4,232 |
Total noninterest income | $239,000 | 4,778 |
Gross Fiduciary activities income | $0 | 1,169 |
Service charges on deposit accounts | $151,000 | 3,732 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $88,000 | 5,008 |
Total noninterest expense | $2,037,000 | 4,562 |
Salaries and employee benefits | $1,107,000 | 4,558 |
Premises and equipment expense | $235,000 | 4,437 |
Additional noninterest expense | $695,000 | 4,459 |
Pre-tax net operating income | $965,000 | 3,798 |
Securities gains (losses) | $18,000 | 2,073 |
Applicable income taxes | $46,000 | 3,665 |
Income before extraordinary items | $937,000 | 3,613 |
Extraordinary gains, net | $0 | 21 |
Net income | $937,000 | 3,612 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $937,000 | 3,613 |
Net charge-offs | $287,000 | 1,237 |
Cash dividends | $232,000 | 3,013 |
Sale, conversion, retirement of capital stock, net | $0 | 773 |
Net operating income | $919,900 | 3,589 |
2015-06-30 (YTD Data) | Rank | |
Total interest income | $2,083,000 | 4,297 |
Total interest expense | $278,000 | 3,619 |
Net interest income | $1,805,000 | 4,340 |
Provision for loan and lease losses | $0 | 4,069 |
Total noninterest income | $68,000 | 5,609 |
Gross Fiduciary activities income | $0 | 1,152 |
Service charges on deposit accounts | $89,000 | 3,897 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $-21,000 | 6,254 |
Total noninterest expense | $1,261,000 | 4,770 |
Salaries and employee benefits | $726,000 | 4,646 |
Premises and equipment expense | $154,000 | 4,503 |
Additional noninterest expense | $381,000 | 4,868 |
Pre-tax net operating income | $612,000 | 3,869 |
Securities gains (losses) | $13,000 | 1,906 |
Applicable income taxes | $31,000 | 3,672 |
Income before extraordinary items | $594,000 | 3,685 |
Extraordinary gains, net | $0 | 22 |
Net income | $594,000 | 3,686 |
Minority interest net income | $0 | 75 |
Net income of bank and minority interests. | $594,000 | 3,687 |
Net charge-offs | $-8,000 | 5,189 |
Cash dividends | $152,000 | 2,962 |
Sale, conversion, retirement of capital stock, net | $0 | 751 |
Net operating income | $581,650 | 3,665 |
2015-03-31 (YTD Data) | Rank | |
Total interest income | $1,045,000 | 4,310 |
Total interest expense | $157,000 | 3,380 |
Net interest income | $888,000 | 4,405 |
Provision for loan and lease losses | $0 | 3,703 |
Total noninterest income | $39,000 | 5,546 |
Gross Fiduciary activities income | $0 | 1,118 |
Service charges on deposit accounts | $39,000 | 4,103 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $0 | 6,227 |
Total noninterest expense | $676,000 | 4,643 |
Salaries and employee benefits | $344,000 | 4,775 |
Premises and equipment expense | $87,000 | 4,306 |
Additional noninterest expense | $245,000 | 4,402 |
Pre-tax net operating income | $251,000 | 4,131 |
Securities gains (losses) | $0 | 2,027 |
Applicable income taxes | $17,000 | 3,603 |
Income before extraordinary items | $234,000 | 4,047 |
Extraordinary gains, net | $0 | 13 |
Net income | $234,000 | 4,051 |
Minority interest net income | $0 | 64 |
Net income of bank and minority interests. | $234,000 | 4,051 |
Net charge-offs | $-17,000 | 5,627 |
Cash dividends | $152,000 | 2,035 |
Sale, conversion, retirement of capital stock, net | $0 | 697 |
Net operating income | $234,000 | 3,978 |
2014-12-31 (YTD Data) | Rank | |
Total interest income | $3,941,000 | 4,503 |
Total interest expense | $557,000 | 3,788 |
Net interest income | $3,384,000 | 4,555 |
Provision for loan and lease losses | $0 | 4,603 |
Total noninterest income | $456,000 | 4,426 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $183,000 | 4,065 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $273,000 | 4,138 |
Total noninterest expense | $2,769,000 | 4,679 |
Salaries and employee benefits | $1,507,000 | 4,624 |
Premises and equipment expense | $270,000 | 4,860 |
Additional noninterest expense | $992,000 | 4,463 |
Pre-tax net operating income | $1,071,000 | 4,024 |
Securities gains (losses) | $5,000 | 2,877 |
Applicable income taxes | $420,000 | 2,376 |
Income before extraordinary items | $656,000 | 4,569 |
Extraordinary gains, net | $0 | 17 |
Net income | $656,000 | 4,570 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $656,000 | 4,570 |
Net charge-offs | $-20,000 | 5,797 |
Cash dividends | $408,000 | 3,090 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $652,800 | 4,524 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $2,917,000 | 4,564 |
Total interest expense | $436,000 | 3,757 |
Net interest income | $2,481,000 | 4,651 |
Provision for loan and lease losses | $0 | 4,401 |
Total noninterest income | $269,000 | 4,834 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $140,000 | 4,081 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $129,000 | 4,762 |
Total noninterest expense | $1,926,000 | 4,877 |
Salaries and employee benefits | $1,048,000 | 4,818 |
Premises and equipment expense | $208,000 | 4,871 |
Additional noninterest expense | $670,000 | 4,704 |
Pre-tax net operating income | $824,000 | 4,083 |
Securities gains (losses) | $2,000 | 2,770 |
Applicable income taxes | $407,000 | 2,176 |
Income before extraordinary items | $419,000 | 4,881 |
Extraordinary gains, net | $0 | 15 |
Net income | $419,000 | 4,881 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $419,000 | 4,882 |
Net charge-offs | $-24,000 | 5,837 |
Cash dividends | $408,000 | 2,434 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $417,720 | 4,829 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $1,888,000 | 4,654 |
Total interest expense | $305,000 | 3,698 |
Net interest income | $1,583,000 | 4,765 |
Provision for loan and lease losses | $0 | 4,196 |
Total noninterest income | $187,000 | 4,769 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $94,000 | 4,049 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $93,000 | 4,666 |
Total noninterest expense | $1,361,000 | 4,761 |
Salaries and employee benefits | $702,000 | 4,842 |
Premises and equipment expense | $138,000 | 4,908 |
Additional noninterest expense | $521,000 | 4,395 |
Pre-tax net operating income | $409,000 | 4,505 |
Securities gains (losses) | $2,000 | 2,363 |
Applicable income taxes | $375,000 | 1,834 |
Income before extraordinary items | $36,000 | 6,065 |
Extraordinary gains, net | $0 | 20 |
Net income | $36,000 | 6,066 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $36,000 | 6,067 |
Net charge-offs | $-10,000 | 5,673 |
Cash dividends | $329,000 | 2,239 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $34,720 | 6,050 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $973,000 | 4,632 |
Total interest expense | $171,000 | 3,485 |
Net interest income | $802,000 | 4,761 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $61,000 | 5,282 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $48,000 | 3,996 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $13,000 | 5,834 |
Total noninterest expense | $666,000 | 4,871 |
Salaries and employee benefits | $326,000 | 5,052 |
Premises and equipment expense | $76,000 | 4,787 |
Additional noninterest expense | $264,000 | 4,400 |
Pre-tax net operating income | $197,000 | 4,493 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $398,000 | 1,088 |
Income before extraordinary items | $-201,000 | 6,534 |
Extraordinary gains, net | $0 | 16 |
Net income | $-201,000 | 6,534 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $-201,000 | 6,534 |
Net charge-offs | $-18,000 | 5,996 |
Cash dividends | $329,000 | 1,372 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $-201,000 | 6,533 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $4,026,000 | 4,596 |
Total interest expense | $577,000 | 4,150 |
Net interest income | $3,449,000 | 4,634 |
Provision for loan and lease losses | $0 | 5,091 |
Total noninterest income | $363,000 | 4,880 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $176,000 | 4,309 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $187,000 | 4,706 |
Total noninterest expense | $2,681,000 | 4,863 |
Salaries and employee benefits | $1,481,000 | 4,782 |
Premises and equipment expense | $249,000 | 5,200 |
Additional noninterest expense | $951,000 | 4,683 |
Pre-tax net operating income | $1,131,000 | 3,885 |
Securities gains (losses) | $0 | 3,182 |
Applicable income taxes | $251,000 | 2,776 |
Income before extraordinary items | $880,000 | 4,115 |
Extraordinary gains, net | $0 | 29 |
Net income | $880,000 | 4,118 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $880,000 | 4,118 |
Net charge-offs | $-30,000 | 6,337 |
Cash dividends | $79,000 | 4,049 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $880,000 | 4,063 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $3,017,000 | 4,649 |
Total interest expense | $436,000 | 4,232 |
Net interest income | $2,581,000 | 4,685 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $111,000 | 5,988 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $128,000 | 4,402 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $-17,000 | 6,636 |
Total noninterest expense | $1,771,000 | 5,179 |
Salaries and employee benefits | $1,054,000 | 4,945 |
Premises and equipment expense | $189,000 | 5,199 |
Additional noninterest expense | $528,000 | 5,334 |
Pre-tax net operating income | $921,000 | 3,824 |
Securities gains (losses) | $0 | 3,040 |
Applicable income taxes | $216,000 | 2,725 |
Income before extraordinary items | $705,000 | 4,058 |
Extraordinary gains, net | $0 | 25 |
Net income | $705,000 | 4,062 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $705,000 | 4,062 |
Net charge-offs | $-30,000 | 6,351 |
Cash dividends | $79,000 | 3,423 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $705,000 | 3,986 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $2,010,000 | 4,670 |
Total interest expense | $293,000 | 4,279 |
Net interest income | $1,717,000 | 4,684 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $-51,000 | 6,843 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $80,000 | 4,502 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $-131,000 | 6,820 |
Total noninterest expense | $1,069,000 | 5,404 |
Salaries and employee benefits | $721,000 | 4,910 |
Premises and equipment expense | $133,000 | 5,131 |
Additional noninterest expense | $215,000 | 6,086 |
Pre-tax net operating income | $597,000 | 3,831 |
Securities gains (losses) | $0 | 2,791 |
Applicable income taxes | $139,000 | 2,766 |
Income before extraordinary items | $458,000 | 4,092 |
Extraordinary gains, net | $0 | 22 |
Net income | $458,000 | 4,095 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $458,000 | 4,095 |
Net charge-offs | $-19,000 | 6,311 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $458,000 | 3,983 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $988,000 | 4,757 |
Total interest expense | $149,000 | 4,322 |
Net interest income | $839,000 | 4,761 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $47,000 | 5,809 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $40,000 | 4,477 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $7,000 | 6,309 |
Total noninterest expense | $572,000 | 5,310 |
Salaries and employee benefits | $345,000 | 5,049 |
Premises and equipment expense | $66,000 | 5,171 |
Additional noninterest expense | $161,000 | 5,566 |
Pre-tax net operating income | $314,000 | 3,719 |
Securities gains (losses) | $0 | 1,966 |
Applicable income taxes | $70,000 | 2,737 |
Income before extraordinary items | $244,000 | 3,930 |
Extraordinary gains, net | $0 | 10 |
Net income | $244,000 | 3,930 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $244,000 | 3,932 |
Net charge-offs | $-17,000 | 6,387 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $244,000 | 3,837 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $4,165,000 | 4,763 |
Total interest expense | $800,000 | 4,124 |
Net interest income | $3,365,000 | 4,848 |
Provision for loan and lease losses | $0 | 5,905 |
Total noninterest income | $283,000 | 5,308 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $182,000 | 4,444 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $101,000 | 5,336 |
Total noninterest expense | $2,701,000 | 4,981 |
Salaries and employee benefits | $1,519,000 | 4,815 |
Premises and equipment expense | $297,000 | 4,985 |
Additional noninterest expense | $885,000 | 5,067 |
Pre-tax net operating income | $947,000 | 4,088 |
Securities gains (losses) | $48,000 | 2,758 |
Applicable income taxes | $223,000 | 2,920 |
Income before extraordinary items | $772,000 | 4,317 |
Extraordinary gains, net | $501,000 | 6 |
Net income | $1,273,000 | 3,421 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $1,273,000 | 3,422 |
Net charge-offs | $-177,000 | 6,989 |
Cash dividends | $996,000 | 1,970 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $734,560 | 4,230 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $3,127,000 | 4,849 |
Total interest expense | $621,000 | 4,162 |
Net interest income | $2,506,000 | 4,943 |
Provision for loan and lease losses | $0 | 5,790 |
Total noninterest income | $255,000 | 5,102 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $143,000 | 4,413 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $112,000 | 4,976 |
Total noninterest expense | $1,952,000 | 5,124 |
Salaries and employee benefits | $1,068,000 | 5,000 |
Premises and equipment expense | $222,000 | 5,067 |
Additional noninterest expense | $662,000 | 5,114 |
Pre-tax net operating income | $809,000 | 4,009 |
Securities gains (losses) | $23,000 | 2,827 |
Applicable income taxes | $197,000 | 2,852 |
Income before extraordinary items | $635,000 | 4,268 |
Extraordinary gains, net | $501,000 | 4 |
Net income | $1,136,000 | 3,181 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,136,000 | 3,180 |
Net charge-offs | $45,000 | 4,583 |
Cash dividends | $152,000 | 3,082 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $617,520 | 4,144 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,083,000 | 4,896 |
Total interest expense | $447,000 | 4,093 |
Net interest income | $1,636,000 | 5,020 |
Provision for loan and lease losses | $0 | 5,619 |
Total noninterest income | $143,000 | 5,378 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $94,000 | 4,425 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $49,000 | 5,470 |
Total noninterest expense | $1,229,000 | 5,288 |
Salaries and employee benefits | $723,000 | 4,991 |
Premises and equipment expense | $156,000 | 4,955 |
Additional noninterest expense | $350,000 | 5,633 |
Pre-tax net operating income | $550,000 | 3,964 |
Securities gains (losses) | $23,000 | 2,438 |
Applicable income taxes | $132,000 | 2,839 |
Income before extraordinary items | $441,000 | 4,197 |
Extraordinary gains, net | $501,000 | 3 |
Net income | $942,000 | 2,719 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $942,000 | 2,719 |
Net charge-offs | $-22,000 | 6,818 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $423,290 | 4,094 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,034,000 | 4,962 |
Total interest expense | $225,000 | 4,181 |
Net interest income | $809,000 | 5,073 |
Provision for loan and lease losses | $0 | 5,254 |
Total noninterest income | $67,000 | 5,500 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $44,000 | 4,536 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $23,000 | 5,595 |
Total noninterest expense | $546,000 | 5,588 |
Salaries and employee benefits | $325,000 | 5,312 |
Premises and equipment expense | $58,000 | 5,568 |
Additional noninterest expense | $163,000 | 5,792 |
Pre-tax net operating income | $330,000 | 3,658 |
Securities gains (losses) | $23,000 | 1,538 |
Applicable income taxes | $97,000 | 2,474 |
Income before extraordinary items | $256,000 | 3,925 |
Extraordinary gains, net | $501,000 | 4 |
Net income | $757,000 | 1,879 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $757,000 | 1,880 |
Net charge-offs | $-22,000 | 6,901 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $239,210 | 3,908 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $4,727,000 | 4,708 |
Total interest expense | $1,045,000 | 4,305 |
Net interest income | $3,682,000 | 4,758 |
Provision for loan and lease losses | $350,000 | 3,913 |
Total noninterest income | $2,441,000 | 1,745 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $215,000 | 4,249 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $2,226,000 | 1,266 |
Total noninterest expense | $3,170,000 | 4,736 |
Salaries and employee benefits | $1,780,000 | 4,484 |
Premises and equipment expense | $376,000 | 4,706 |
Additional noninterest expense | $1,014,000 | 4,867 |
Pre-tax net operating income | $2,603,000 | 2,068 |
Securities gains (losses) | $558,000 | 728 |
Applicable income taxes | $959,000 | 1,378 |
Income before extraordinary items | $2,202,000 | 2,094 |
Extraordinary gains, net | $0 | 29 |
Net income | $2,202,000 | 2,095 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $2,202,000 | 2,095 |
Net charge-offs | $272,000 | 3,914 |
Cash dividends | $1,300,000 | 1,356 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $1,811,400 | 2,361 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $3,656,000 | 4,689 |
Total interest expense | $826,000 | 4,292 |
Net interest income | $2,830,000 | 4,718 |
Provision for loan and lease losses | $100,000 | 4,928 |
Total noninterest income | $2,387,000 | 1,421 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $170,000 | 4,177 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $2,217,000 | 1,046 |
Total noninterest expense | $2,350,000 | 4,772 |
Salaries and employee benefits | $1,326,000 | 4,505 |
Premises and equipment expense | $283,000 | 4,756 |
Additional noninterest expense | $741,000 | 4,961 |
Pre-tax net operating income | $2,767,000 | 1,593 |
Securities gains (losses) | $558,000 | 592 |
Applicable income taxes | $1,016,000 | 1,077 |
Income before extraordinary items | $2,309,000 | 1,634 |
Extraordinary gains, net | $0 | 21 |
Net income | $2,309,000 | 1,635 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $2,309,000 | 1,635 |
Net charge-offs | $281,000 | 3,322 |
Cash dividends | $0 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $1,923,980 | 1,803 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,491,000 | 4,670 |
Total interest expense | $562,000 | 4,346 |
Net interest income | $1,929,000 | 4,687 |
Provision for loan and lease losses | $0 | 6,217 |
Total noninterest income | $175,000 | 5,061 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $116,000 | 4,111 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $59,000 | 5,287 |
Total noninterest expense | $1,604,000 | 4,754 |
Salaries and employee benefits | $909,000 | 4,454 |
Premises and equipment expense | $193,000 | 4,745 |
Additional noninterest expense | $502,000 | 4,998 |
Pre-tax net operating income | $500,000 | 3,818 |
Securities gains (losses) | $558,000 | 328 |
Applicable income taxes | $286,000 | 1,846 |
Income before extraordinary items | $772,000 | 2,734 |
Extraordinary gains, net | $0 | 15 |
Net income | $772,000 | 2,735 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $772,000 | 2,735 |
Net charge-offs | $59,000 | 4,321 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $364,660 | 4,052 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,226,000 | 4,734 |
Total interest expense | $282,000 | 4,465 |
Net interest income | $944,000 | 4,745 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $94,000 | 5,012 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $55,000 | 4,170 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $39,000 | 5,037 |
Total noninterest expense | $773,000 | 4,886 |
Salaries and employee benefits | $415,000 | 4,763 |
Premises and equipment expense | $104,000 | 4,611 |
Additional noninterest expense | $254,000 | 4,968 |
Pre-tax net operating income | $265,000 | 3,727 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $49,000 | 2,843 |
Income before extraordinary items | $216,000 | 3,846 |
Extraordinary gains, net | $0 | 9 |
Net income | $216,000 | 3,844 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $216,000 | 3,846 |
Net charge-offs | $-39,000 | 7,323 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $216,000 | 3,793 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $4,868,000 | 4,892 |
Total interest expense | $1,179,000 | 4,866 |
Net interest income | $3,689,000 | 4,812 |
Provision for loan and lease losses | $0 | 7,042 |
Total noninterest income | $308,000 | 5,365 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $255,000 | 3,968 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $53,000 | 6,060 |
Total noninterest expense | $3,380,000 | 4,689 |
Salaries and employee benefits | $1,803,000 | 4,522 |
Premises and equipment expense | $418,000 | 4,646 |
Additional noninterest expense | $1,159,000 | 4,697 |
Pre-tax net operating income | $617,000 | 4,108 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $185,000 | 2,780 |
Income before extraordinary items | $432,000 | 4,523 |
Extraordinary gains, net | $0 | 29 |
Net income | $432,000 | 4,523 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $432,000 | 4,523 |
Net charge-offs | $-170,000 | 7,621 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $432,000 | 4,374 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $3,614,000 | 5,011 |
Total interest expense | $891,000 | 5,004 |
Net interest income | $2,723,000 | 4,908 |
Provision for loan and lease losses | $0 | 6,977 |
Total noninterest income | $277,000 | 5,169 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $193,000 | 4,021 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $84,000 | 5,416 |
Total noninterest expense | $2,479,000 | 4,760 |
Salaries and employee benefits | $1,319,000 | 4,637 |
Premises and equipment expense | $307,000 | 4,778 |
Additional noninterest expense | $853,000 | 4,747 |
Pre-tax net operating income | $521,000 | 4,146 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $127,000 | 2,932 |
Income before extraordinary items | $394,000 | 4,494 |
Extraordinary gains, net | $0 | 23 |
Net income | $394,000 | 4,497 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $394,000 | 4,497 |
Net charge-offs | $-216,000 | 7,735 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $394,000 | 4,310 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $2,377,000 | 5,090 |
Total interest expense | $603,000 | 5,063 |
Net interest income | $1,774,000 | 4,985 |
Provision for loan and lease losses | $0 | 6,857 |
Total noninterest income | $175,000 | 5,247 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $122,000 | 4,107 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $53,000 | 5,522 |
Total noninterest expense | $1,683,000 | 4,723 |
Salaries and employee benefits | $906,000 | 4,552 |
Premises and equipment expense | $201,000 | 4,858 |
Additional noninterest expense | $576,000 | 4,695 |
Pre-tax net operating income | $266,000 | 4,557 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $80,000 | 2,967 |
Income before extraordinary items | $186,000 | 4,979 |
Extraordinary gains, net | $0 | 19 |
Net income | $186,000 | 4,980 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $186,000 | 4,979 |
Net charge-offs | $-27,000 | 7,628 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $186,000 | 4,833 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,176,000 | 5,196 |
Total interest expense | $300,000 | 5,194 |
Net interest income | $876,000 | 5,056 |
Provision for loan and lease losses | $0 | 6,552 |
Total noninterest income | $91,000 | 5,208 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $61,000 | 4,097 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $30,000 | 5,438 |
Total noninterest expense | $803,000 | 4,902 |
Salaries and employee benefits | $440,000 | 4,715 |
Premises and equipment expense | $106,000 | 4,797 |
Additional noninterest expense | $257,000 | 5,040 |
Pre-tax net operating income | $164,000 | 4,410 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $14,000 | 3,633 |
Income before extraordinary items | $150,000 | 4,385 |
Extraordinary gains, net | $0 | 16 |
Net income | $150,000 | 4,386 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $150,000 | 4,384 |
Net charge-offs | $-23,000 | 7,670 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $150,000 | 4,266 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $4,858,000 | 5,207 |
Total interest expense | $1,319,000 | 5,454 |
Net interest income | $3,539,000 | 4,932 |
Provision for loan and lease losses | $0 | 7,427 |
Total noninterest income | $738,000 | 3,947 |
Gross Fiduciary activities income | $6,000 | 1,232 |
Service charges on deposit accounts | $240,000 | 4,305 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $492,000 | 3,227 |
Total noninterest expense | $3,632,000 | 4,605 |
Salaries and employee benefits | $1,901,000 | 4,527 |
Premises and equipment expense | $410,000 | 4,930 |
Additional noninterest expense | $1,321,000 | 4,460 |
Pre-tax net operating income | $645,000 | 3,669 |
Securities gains (losses) | $47,000 | 2,659 |
Applicable income taxes | $49,000 | 3,272 |
Income before extraordinary items | $643,000 | 3,501 |
Extraordinary gains, net | $0 | 34 |
Net income | $643,000 | 3,500 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $643,000 | 3,500 |
Net charge-offs | $394,000 | 4,112 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $599,290 | 3,531 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $3,622,000 | 5,283 |
Total interest expense | $999,000 | 5,560 |
Net interest income | $2,623,000 | 4,986 |
Provision for loan and lease losses | $0 | 7,284 |
Total noninterest income | $661,000 | 3,654 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $178,000 | 4,343 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $483,000 | 2,867 |
Total noninterest expense | $2,676,000 | 4,668 |
Salaries and employee benefits | $1,366,000 | 4,670 |
Premises and equipment expense | $307,000 | 4,970 |
Additional noninterest expense | $1,003,000 | 4,371 |
Pre-tax net operating income | $608,000 | 3,578 |
Securities gains (losses) | $47,000 | 2,339 |
Applicable income taxes | $76,000 | 3,074 |
Income before extraordinary items | $579,000 | 3,448 |
Extraordinary gains, net | $0 | 27 |
Net income | $579,000 | 3,446 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $579,000 | 3,448 |
Net charge-offs | $120,000 | 4,886 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $537,640 | 3,476 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,430,000 | 5,322 |
Total interest expense | $672,000 | 5,667 |
Net interest income | $1,758,000 | 4,953 |
Provision for loan and lease losses | $0 | 7,158 |
Total noninterest income | $582,000 | 3,097 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $112,000 | 4,425 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $470,000 | 2,302 |
Total noninterest expense | $1,750,000 | 4,772 |
Salaries and employee benefits | $876,000 | 4,822 |
Premises and equipment expense | $203,000 | 5,035 |
Additional noninterest expense | $671,000 | 4,380 |
Pre-tax net operating income | $590,000 | 3,032 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $83,000 | 2,776 |
Income before extraordinary items | $507,000 | 3,063 |
Extraordinary gains, net | $0 | 21 |
Net income | $507,000 | 3,060 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $507,000 | 3,062 |
Net charge-offs | $-33,000 | 8,048 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $507,000 | 2,965 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,182,000 | 5,452 |
Total interest expense | $347,000 | 5,695 |
Net interest income | $835,000 | 5,088 |
Provision for loan and lease losses | $0 | 6,744 |
Total noninterest income | $508,000 | 2,117 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $49,000 | 4,651 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $459,000 | 1,469 |
Total noninterest expense | $800,000 | 4,951 |
Salaries and employee benefits | $448,000 | 4,805 |
Premises and equipment expense | $105,000 | 4,986 |
Additional noninterest expense | $247,000 | 4,984 |
Pre-tax net operating income | $543,000 | 2,227 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $57,000 | 2,772 |
Income before extraordinary items | $486,000 | 2,185 |
Extraordinary gains, net | $0 | 15 |
Net income | $486,000 | 2,184 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $486,000 | 2,186 |
Net charge-offs | $-36,000 | 8,095 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $486,000 | 2,048 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $5,568,000 | 5,154 |
Total interest expense | $1,764,000 | 5,618 |
Net interest income | $3,804,000 | 4,729 |
Provision for loan and lease losses | $2,000,000 | 1,789 |
Total noninterest income | $313,000 | 5,757 |
Gross Fiduciary activities income | $5,000 | 1,290 |
Service charges on deposit accounts | $211,000 | 4,691 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $97,000 | 5,960 |
Total noninterest expense | $3,363,000 | 4,763 |
Salaries and employee benefits | $2,005,000 | 4,442 |
Premises and equipment expense | $444,000 | 4,794 |
Additional noninterest expense | $914,000 | 5,100 |
Pre-tax net operating income | $-1,246,000 | 7,125 |
Securities gains (losses) | $55,000 | 1,531 |
Applicable income taxes | $-518,000 | 7,514 |
Income before extraordinary items | $-673,000 | 6,815 |
Extraordinary gains, net | $0 | 39 |
Net income | $-673,000 | 6,815 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,635,000 | 1,469 |
Cash dividends | $213,000 | 4,439 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-708,200 | 6,960 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $4,234,000 | 5,191 |
Total interest expense | $1,402,000 | 5,606 |
Net interest income | $2,832,000 | 4,790 |
Provision for loan and lease losses | $0 | 6,991 |
Total noninterest income | $229,000 | 5,864 |
Gross Fiduciary activities income | $3,000 | 1,278 |
Service charges on deposit accounts | $163,000 | 4,668 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $63,000 | 6,297 |
Total noninterest expense | $2,409,000 | 4,881 |
Salaries and employee benefits | $1,419,000 | 4,651 |
Premises and equipment expense | $318,000 | 4,947 |
Additional noninterest expense | $672,000 | 5,086 |
Pre-tax net operating income | $652,000 | 4,491 |
Securities gains (losses) | $55,000 | 1,351 |
Applicable income taxes | $191,000 | 2,960 |
Income before extraordinary items | $516,000 | 4,388 |
Extraordinary gains, net | $0 | 31 |
Net income | $516,000 | 4,386 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-60,000 | 8,225 |
Cash dividends | $213,000 | 3,804 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $475,850 | 4,684 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,879,000 | 5,199 |
Total interest expense | $1,001,000 | 5,571 |
Net interest income | $1,878,000 | 4,815 |
Provision for loan and lease losses | $0 | 6,671 |
Total noninterest income | $163,000 | 5,831 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $113,000 | 4,608 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $50,000 | 6,130 |
Total noninterest expense | $1,621,000 | 4,874 |
Salaries and employee benefits | $925,000 | 4,761 |
Premises and equipment expense | $213,000 | 4,963 |
Additional noninterest expense | $483,000 | 4,845 |
Pre-tax net operating income | $420,000 | 4,704 |
Securities gains (losses) | $55,000 | 1,373 |
Applicable income taxes | $125,000 | 3,214 |
Income before extraordinary items | $350,000 | 4,737 |
Extraordinary gains, net | $0 | 21 |
Net income | $350,000 | 4,738 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-52,000 | 8,272 |
Cash dividends | $91,000 | 4,181 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $309,300 | 4,884 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,499,000 | 5,171 |
Total interest expense | $542,000 | 5,553 |
Net interest income | $957,000 | 4,765 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $109,000 | 5,257 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $60,000 | 4,445 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $49,000 | 5,091 |
Total noninterest expense | $849,000 | 4,756 |
Salaries and employee benefits | $488,000 | 4,637 |
Premises and equipment expense | $109,000 | 4,922 |
Additional noninterest expense | $252,000 | 4,656 |
Pre-tax net operating income | $217,000 | 4,801 |
Securities gains (losses) | $26,000 | 1,452 |
Applicable income taxes | $68,000 | 3,248 |
Income before extraordinary items | $175,000 | 4,960 |
Extraordinary gains, net | $0 | 15 |
Net income | $175,000 | 4,965 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-46,000 | 8,308 |
Cash dividends | $91,000 | 3,014 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $156,280 | 5,048 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $5,920,000 | 5,280 |
Total interest expense | $2,315,000 | 5,477 |
Net interest income | $3,605,000 | 4,945 |
Provision for loan and lease losses | $0 | 6,851 |
Total noninterest income | $364,000 | 5,684 |
Gross Fiduciary activities income | $10,000 | 1,256 |
Service charges on deposit accounts | $240,000 | 4,540 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $114,000 | 6,012 |
Total noninterest expense | $3,184,000 | 4,823 |
Salaries and employee benefits | $1,884,000 | 4,595 |
Premises and equipment expense | $408,000 | 4,970 |
Additional noninterest expense | $892,000 | 4,985 |
Pre-tax net operating income | $785,000 | 5,208 |
Securities gains (losses) | $-4,000 | 7,335 |
Applicable income taxes | $204,000 | 3,827 |
Income before extraordinary items | $577,000 | 5,423 |
Extraordinary gains, net | $0 | 39 |
Net income | $577,000 | 5,424 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-156,000 | 8,425 |
Cash dividends | $304,000 | 4,389 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $579,960 | 5,400 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $4,457,000 | 5,279 |
Total interest expense | $1,732,000 | 5,483 |
Net interest income | $2,725,000 | 4,932 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $249,000 | 5,915 |
Gross Fiduciary activities income | $6,000 | 1,244 |
Service charges on deposit accounts | $181,000 | 4,547 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $62,000 | 6,500 |
Total noninterest expense | $2,346,000 | 4,856 |
Salaries and employee benefits | $1,380,000 | 4,633 |
Premises and equipment expense | $285,000 | 5,159 |
Additional noninterest expense | $681,000 | 4,875 |
Pre-tax net operating income | $628,000 | 5,353 |
Securities gains (losses) | $-5,000 | 7,616 |
Applicable income taxes | $175,000 | 3,872 |
Income before extraordinary items | $448,000 | 5,591 |
Extraordinary gains, net | $0 | 33 |
Net income | $448,000 | 5,589 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-129,000 | 8,419 |
Cash dividends | $304,000 | 3,591 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $451,600 | 5,562 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,954,000 | 5,323 |
Total interest expense | $1,128,000 | 5,561 |
Net interest income | $1,826,000 | 4,940 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $176,000 | 5,837 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $122,000 | 4,550 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $54,000 | 6,160 |
Total noninterest expense | $1,564,000 | 4,884 |
Salaries and employee benefits | $917,000 | 4,687 |
Premises and equipment expense | $184,000 | 5,276 |
Additional noninterest expense | $463,000 | 4,828 |
Pre-tax net operating income | $438,000 | 5,325 |
Securities gains (losses) | $-5,000 | 7,859 |
Applicable income taxes | $120,000 | 3,926 |
Income before extraordinary items | $313,000 | 5,566 |
Extraordinary gains, net | $0 | 29 |
Net income | $313,000 | 5,566 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-81,000 | 8,399 |
Cash dividends | $183,000 | 3,763 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $316,600 | 5,533 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,495,000 | 5,267 |
Total interest expense | $545,000 | 5,644 |
Net interest income | $950,000 | 4,837 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $103,000 | 5,473 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $57,000 | 4,628 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $46,000 | 5,273 |
Total noninterest expense | $779,000 | 4,884 |
Salaries and employee benefits | $468,000 | 4,650 |
Premises and equipment expense | $88,000 | 5,432 |
Additional noninterest expense | $223,000 | 4,889 |
Pre-tax net operating income | $274,000 | 4,859 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $78,000 | 3,616 |
Income before extraordinary items | $196,000 | 5,112 |
Extraordinary gains, net | $0 | 22 |
Net income | $196,000 | 5,112 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-31,000 | 8,282 |
Cash dividends | $183,000 | 2,556 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $196,000 | 5,102 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $5,302,000 | 5,391 |
Total interest expense | $1,750,000 | 5,759 |
Net interest income | $3,552,000 | 5,008 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $523,000 | 5,037 |
Gross Fiduciary activities income | $22,000 | 1,158 |
Service charges on deposit accounts | $356,000 | 3,778 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $145,000 | 5,680 |
Total noninterest expense | $2,993,000 | 4,893 |
Salaries and employee benefits | $1,732,000 | 4,739 |
Premises and equipment expense | $369,000 | 5,170 |
Additional noninterest expense | $892,000 | 4,888 |
Pre-tax net operating income | $1,082,000 | 5,013 |
Securities gains (losses) | $-5,000 | 7,083 |
Applicable income taxes | $306,000 | 3,778 |
Income before extraordinary items | $771,000 | 5,292 |
Extraordinary gains, net | $0 | 51 |
Net income | $771,000 | 5,294 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 5,716 |
Cash dividends | $183,000 | 5,045 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $774,600 | 5,281 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $3,926,000 | 5,433 |
Total interest expense | $1,246,000 | 5,827 |
Net interest income | $2,680,000 | 5,034 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $331,000 | 5,432 |
Gross Fiduciary activities income | $6,000 | 1,272 |
Service charges on deposit accounts | $271,000 | 3,778 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $54,000 | 6,833 |
Total noninterest expense | $2,174,000 | 4,982 |
Salaries and employee benefits | $1,280,000 | 4,759 |
Premises and equipment expense | $229,000 | 5,728 |
Additional noninterest expense | $665,000 | 4,888 |
Pre-tax net operating income | $837,000 | 5,142 |
Securities gains (losses) | $-3,000 | 7,275 |
Applicable income taxes | $254,000 | 3,814 |
Income before extraordinary items | $580,000 | 5,434 |
Extraordinary gains, net | $0 | 45 |
Net income | $580,000 | 5,437 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 3,378 |
Cash dividends | $183,000 | 4,266 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $582,100 | 5,422 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,586,000 | 5,423 |
Total interest expense | $798,000 | 5,811 |
Net interest income | $1,788,000 | 5,050 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $231,000 | 5,317 |
Gross Fiduciary activities income | $3,000 | 1,300 |
Service charges on deposit accounts | $188,000 | 3,684 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $40,000 | 6,712 |
Total noninterest expense | $1,428,000 | 5,060 |
Salaries and employee benefits | $838,000 | 4,846 |
Premises and equipment expense | $150,000 | 5,772 |
Additional noninterest expense | $440,000 | 4,900 |
Pre-tax net operating income | $591,000 | 5,030 |
Securities gains (losses) | $-3,000 | 7,591 |
Applicable income taxes | $181,000 | 3,748 |
Income before extraordinary items | $407,000 | 5,351 |
Extraordinary gains, net | $0 | 39 |
Net income | $407,000 | 5,354 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 3,763 |
Cash dividends | $91,000 | 4,464 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $409,070 | 5,340 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,263,000 | 5,433 |
Total interest expense | $369,000 | 5,904 |
Net interest income | $894,000 | 5,058 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $122,000 | 5,168 |
Gross Fiduciary activities income | $3,000 | 1,214 |
Service charges on deposit accounts | $94,000 | 3,616 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $25,000 | 6,361 |
Total noninterest expense | $706,000 | 5,109 |
Salaries and employee benefits | $433,000 | 4,772 |
Premises and equipment expense | $72,000 | 5,891 |
Additional noninterest expense | $201,000 | 5,158 |
Pre-tax net operating income | $310,000 | 4,884 |
Securities gains (losses) | $-1,000 | 7,892 |
Applicable income taxes | $97,000 | 3,641 |
Income before extraordinary items | $212,000 | 5,226 |
Extraordinary gains, net | $0 | 21 |
Net income | $212,000 | 5,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $88,000 | 1,033 |
Cash dividends | $91,000 | 3,207 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $212,690 | 5,218 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $4,680,000 | 5,364 |
Total interest expense | $1,267,000 | 5,689 |
Net interest income | $3,413,000 | 5,094 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $352,000 | 5,996 |
Gross Fiduciary activities income | $5,000 | 1,378 |
Service charges on deposit accounts | $289,000 | 4,270 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $58,000 | 7,210 |
Total noninterest expense | $2,990,000 | 4,778 |
Salaries and employee benefits | $1,733,000 | 4,596 |
Premises and equipment expense | $367,000 | 5,134 |
Additional noninterest expense | $890,000 | 4,816 |
Pre-tax net operating income | $775,000 | 5,949 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $243,000 | 4,400 |
Income before extraordinary items | $532,000 | 6,248 |
Extraordinary gains, net | $0 | 46 |
Net income | $532,000 | 6,254 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 5,967 |
Cash dividends | $61,000 | 5,714 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $532,000 | 6,218 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $3,480,000 | 5,368 |
Total interest expense | $922,000 | 5,664 |
Net interest income | $2,558,000 | 5,107 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $260,000 | 6,070 |
Gross Fiduciary activities income | $5,000 | 1,304 |
Service charges on deposit accounts | $215,000 | 4,306 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $40,000 | 7,342 |
Total noninterest expense | $2,198,000 | 4,818 |
Salaries and employee benefits | $1,277,000 | 4,632 |
Premises and equipment expense | $267,000 | 5,208 |
Additional noninterest expense | $654,000 | 4,838 |
Pre-tax net operating income | $620,000 | 5,925 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $198,000 | 4,432 |
Income before extraordinary items | $422,000 | 6,247 |
Extraordinary gains, net | $0 | 35 |
Net income | $422,000 | 6,252 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 5,033 |
Cash dividends | $61,000 | 4,943 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $422,000 | 6,210 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,291,000 | 5,338 |
Total interest expense | $601,000 | 5,560 |
Net interest income | $1,690,000 | 5,132 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $185,000 | 5,911 |
Gross Fiduciary activities income | $4,000 | 1,282 |
Service charges on deposit accounts | $141,000 | 4,291 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $40,000 | 6,773 |
Total noninterest expense | $1,435,000 | 4,878 |
Salaries and employee benefits | $816,000 | 4,749 |
Premises and equipment expense | $179,000 | 5,190 |
Additional noninterest expense | $440,000 | 4,796 |
Pre-tax net operating income | $440,000 | 5,749 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $144,000 | 4,311 |
Income before extraordinary items | $296,000 | 6,152 |
Extraordinary gains, net | $0 | 30 |
Net income | $296,000 | 6,154 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 4,010 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $296,000 | 6,104 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,166,000 | 5,270 |
Total interest expense | $288,000 | 5,591 |
Net interest income | $878,000 | 5,028 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $95,000 | 5,801 |
Gross Fiduciary activities income | $2,000 | 1,263 |
Service charges on deposit accounts | $61,000 | 4,567 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $32,000 | 6,055 |
Total noninterest expense | $713,000 | 4,928 |
Salaries and employee benefits | $419,000 | 4,671 |
Premises and equipment expense | $82,000 | 5,496 |
Additional noninterest expense | $212,000 | 4,893 |
Pre-tax net operating income | $260,000 | 5,357 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $87,000 | 3,995 |
Income before extraordinary items | $173,000 | 5,767 |
Extraordinary gains, net | $0 | 24 |
Net income | $173,000 | 5,768 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 3,138 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $173,000 | 5,734 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $4,208,000 | 5,396 |
Total interest expense | $1,135,000 | 5,286 |
Net interest income | $3,073,000 | 5,337 |
Provision for loan and lease losses | $0 | 7,314 |
Total noninterest income | $367,000 | 5,983 |
Gross Fiduciary activities income | $9,000 | 1,335 |
Service charges on deposit accounts | $282,000 | 4,455 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $76,000 | 6,858 |
Total noninterest expense | $2,900,000 | 4,773 |
Salaries and employee benefits | $1,693,000 | 4,532 |
Premises and equipment expense | $340,000 | 5,312 |
Additional noninterest expense | $867,000 | 4,824 |
Pre-tax net operating income | $540,000 | 6,580 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $162,000 | 5,000 |
Income before extraordinary items | $378,000 | 6,887 |
Extraordinary gains, net | $0 | 34 |
Net income | $378,000 | 6,889 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $124,000 | 3,331 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $378,000 | 6,829 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $3,159,000 | 5,377 |
Total interest expense | $859,000 | 5,220 |
Net interest income | $2,300,000 | 5,335 |
Provision for loan and lease losses | $0 | 7,100 |
Total noninterest income | $272,000 | 6,036 |
Gross Fiduciary activities income | $7,000 | 1,302 |
Service charges on deposit accounts | $217,000 | 4,428 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $48,000 | 7,110 |
Total noninterest expense | $2,169,000 | 4,735 |
Salaries and employee benefits | $1,274,000 | 4,479 |
Premises and equipment expense | $226,000 | 5,632 |
Additional noninterest expense | $669,000 | 4,687 |
Pre-tax net operating income | $403,000 | 6,726 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $134,000 | 4,993 |
Income before extraordinary items | $269,000 | 7,100 |
Extraordinary gains, net | $0 | 26 |
Net income | $269,000 | 7,101 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 4,743 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $269,000 | 7,031 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,177,000 | 5,278 |
Total interest expense | $582,000 | 5,196 |
Net interest income | $1,595,000 | 5,209 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $173,000 | 6,154 |
Gross Fiduciary activities income | $4,000 | 1,319 |
Service charges on deposit accounts | $138,000 | 4,532 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $31,000 | 7,181 |
Total noninterest expense | $1,443,000 | 4,769 |
Salaries and employee benefits | $833,000 | 4,577 |
Premises and equipment expense | $149,000 | 5,683 |
Additional noninterest expense | $461,000 | 4,600 |
Pre-tax net operating income | $325,000 | 6,341 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $111,000 | 4,712 |
Income before extraordinary items | $214,000 | 6,761 |
Extraordinary gains, net | $0 | 21 |
Net income | $214,000 | 6,761 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-236,000 | 9,007 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $214,000 | 6,675 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,064,000 | 5,378 |
Total interest expense | $295,000 | 5,218 |
Net interest income | $769,000 | 5,345 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $88,000 | 6,069 |
Gross Fiduciary activities income | $2,000 | 1,290 |
Service charges on deposit accounts | $63,000 | 4,680 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $23,000 | 6,579 |
Total noninterest expense | $766,000 | 4,615 |
Salaries and employee benefits | $448,000 | 4,367 |
Premises and equipment expense | $77,000 | 5,626 |
Additional noninterest expense | $241,000 | 4,449 |
Pre-tax net operating income | $91,000 | 7,292 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $29,000 | 5,455 |
Income before extraordinary items | $62,000 | 7,534 |
Extraordinary gains, net | $0 | 16 |
Net income | $62,000 | 7,536 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-198,000 | 9,040 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $62,000 | 7,464 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,734,000 | 5,082 |
Total interest expense | $1,448,000 | 4,977 |
Net interest income | $3,286,000 | 5,011 |
Provision for loan and lease losses | $450,000 | 2,353 |
Total noninterest income | $417,000 | 5,887 |
Gross Fiduciary activities income | $9,000 | 1,372 |
Service charges on deposit accounts | $355,000 | 3,910 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $53,000 | 7,480 |
Total noninterest expense | $3,066,000 | 4,539 |
Salaries and employee benefits | $1,680,000 | 4,474 |
Premises and equipment expense | $339,000 | 5,280 |
Additional noninterest expense | $1,047,000 | 4,123 |
Pre-tax net operating income | $187,000 | 7,864 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $28,000 | 6,648 |
Income before extraordinary items | $159,000 | 7,963 |
Extraordinary gains, net | $0 | 54 |
Net income | $159,000 | 7,964 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $617,000 | 1,359 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $90,000 | 676 |
Net operating income | $159,000 | 7,844 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,616,000 | 5,075 |
Total interest expense | $1,121,000 | 5,009 |
Net interest income | $2,495,000 | 4,974 |
Provision for loan and lease losses | $450,000 | 1,799 |
Total noninterest income | $326,000 | 5,844 |
Gross Fiduciary activities income | $7,000 | 1,337 |
Service charges on deposit accounts | $281,000 | 3,815 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $38,000 | 7,573 |
Total noninterest expense | $2,259,000 | 4,579 |
Salaries and employee benefits | $1,236,000 | 4,517 |
Premises and equipment expense | $226,000 | 5,636 |
Additional noninterest expense | $797,000 | 4,070 |
Pre-tax net operating income | $112,000 | 8,164 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $32,000 | 6,525 |
Income before extraordinary items | $80,000 | 8,347 |
Extraordinary gains, net | $0 | 40 |
Net income | $80,000 | 8,349 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $293,000 | 1,731 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $90,000 | 519 |
Net operating income | $80,000 | 8,231 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,405,000 | 5,127 |
Total interest expense | $763,000 | 5,078 |
Net interest income | $1,642,000 | 5,017 |
Provision for loan and lease losses | $400,000 | 1,388 |
Total noninterest income | $200,000 | 6,006 |
Gross Fiduciary activities income | $4,000 | 1,366 |
Service charges on deposit accounts | $184,000 | 3,809 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $12,000 | 8,333 |
Total noninterest expense | $1,530,000 | 4,515 |
Salaries and employee benefits | $870,000 | 4,353 |
Premises and equipment expense | $150,000 | 5,648 |
Additional noninterest expense | $510,000 | 4,179 |
Pre-tax net operating income | $-88,000 | 8,809 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $0 | 7,529 |
Income before extraordinary items | $-88,000 | 8,909 |
Extraordinary gains, net | $0 | 30 |
Net income | $-88,000 | 8,910 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $292,000 | 1,275 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $10,000 | 524 |
Net operating income | $-88,000 | 8,819 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,243,000 | 5,035 |
Total interest expense | $399,000 | 5,044 |
Net interest income | $844,000 | 4,901 |
Provision for loan and lease losses | $400,000 | 718 |
Total noninterest income | $83,000 | 6,334 |
Gross Fiduciary activities income | $2,000 | 1,343 |
Service charges on deposit accounts | $84,000 | 3,965 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $-3,000 | 9,265 |
Total noninterest expense | $710,000 | 4,747 |
Salaries and employee benefits | $404,000 | 4,582 |
Premises and equipment expense | $68,000 | 5,942 |
Additional noninterest expense | $238,000 | 4,379 |
Pre-tax net operating income | $-183,000 | 9,071 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $-183,000 | 9,124 |
Extraordinary gains, net | $0 | 21 |
Net income | $-183,000 | 9,121 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 2,460 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $-183,000 | 9,060 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $5,453,000 | 4,874 |
Total interest expense | $1,981,000 | 4,825 |
Net interest income | $3,472,000 | 4,780 |
Provision for loan and lease losses | $880,000 | 1,510 |
Total noninterest income | $390,000 | 5,841 |
Gross Fiduciary activities income | $10,000 | 1,406 |
Service charges on deposit accounts | $300,000 | 4,238 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $80,000 | 6,874 |
Total noninterest expense | $2,960,000 | 4,504 |
Salaries and employee benefits | $1,608,000 | 4,443 |
Premises and equipment expense | $327,000 | 5,300 |
Additional noninterest expense | $1,025,000 | 4,099 |
Pre-tax net operating income | $22,000 | 8,566 |
Securities gains (losses) | $156,000 | 1,348 |
Applicable income taxes | $22,000 | 7,002 |
Income before extraordinary items | $156,000 | 8,060 |
Extraordinary gains, net | $0 | 70 |
Net income | $156,000 | 8,061 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $487,000 | 1,692 |
Cash dividends | $120,000 | 5,403 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $18,720 | 8,587 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $6,173,000 | 4,862 |
Total interest expense | $2,868,000 | 4,897 |
Net interest income | $3,305,000 | 4,746 |
Provision for loan and lease losses | $425,000 | 2,486 |
Total noninterest income | $376,000 | 5,848 |
Gross Fiduciary activities income | $13,000 | 1,375 |
Service charges on deposit accounts | $261,000 | 4,533 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $102,000 | 6,397 |
Total noninterest expense | $2,752,000 | 4,631 |
Salaries and employee benefits | $1,566,000 | 4,362 |
Premises and equipment expense | $248,000 | 6,115 |
Additional noninterest expense | $938,000 | 4,275 |
Pre-tax net operating income | $504,000 | 6,529 |
Securities gains (losses) | $1,000 | 4,410 |
Applicable income taxes | $139,000 | 5,564 |
Income before extraordinary items | $373,000 | 6,719 |
Extraordinary gains, net | $0 | 105 |
Net income | $373,000 | 6,721 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $344,000 | 2,029 |
Cash dividends | $240,000 | 4,738 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $372,280 | 6,591 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,129,000 | 5,002 |
Total interest expense | $2,717,000 | 5,287 |
Net interest income | $3,412,000 | 4,697 |
Provision for loan and lease losses | $175,000 | 4,079 |
Total noninterest income | $329,000 | 6,062 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $194,000 | 5,173 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $135,000 | 5,731 |
Total noninterest expense | $2,575,000 | 4,759 |
Salaries and employee benefits | $1,475,000 | 4,420 |
Premises and equipment expense | $260,000 | 5,908 |
Additional noninterest expense | $840,000 | 4,572 |
Pre-tax net operating income | $991,000 | 5,276 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $376,000 | 4,122 |
Income before extraordinary items | $615,000 | 5,770 |
Extraordinary gains, net | $0 | 38 |
Net income | $615,000 | 5,768 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 9,115 |
Cash dividends | $180,000 | 5,278 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $615,000 | 5,781 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,925,000 | 5,634 |
Total interest expense | $1,923,000 | 6,143 |
Net interest income | $3,002,000 | 5,159 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $312,000 | 6,335 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $182,000 | 5,375 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $130,000 | 5,959 |
Total noninterest expense | $2,468,000 | 4,932 |
Salaries and employee benefits | $1,440,000 | 4,489 |
Premises and equipment expense | $246,000 | 6,090 |
Additional noninterest expense | $782,000 | 4,883 |
Pre-tax net operating income | $846,000 | 5,767 |
Securities gains (losses) | $-1,000 | 8,592 |
Applicable income taxes | $294,000 | 4,860 |
Income before extraordinary items | $551,000 | 6,155 |
Extraordinary gains, net | $0 | 35 |
Net income | $551,000 | 6,152 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $270,000 | 1,971 |
Cash dividends | $180,000 | 5,387 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $551,650 | 6,134 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,643,000 | 5,957 |
Total interest expense | $1,952,000 | 6,262 |
Net interest income | $2,691,000 | 5,560 |
Provision for loan and lease losses | $200,000 | 3,499 |
Total noninterest income | $271,000 | 6,761 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $158,000 | 5,783 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $113,000 | 6,342 |
Total noninterest expense | $2,363,000 | 4,959 |
Salaries and employee benefits | $1,331,000 | 4,675 |
Premises and equipment expense | $303,000 | 5,351 |
Additional noninterest expense | $729,000 | 4,998 |
Pre-tax net operating income | $399,000 | 7,884 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $131,000 | 7,092 |
Income before extraordinary items | $268,000 | 8,122 |
Extraordinary gains, net | $0 | 32 |
Net income | $268,000 | 8,121 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $51,000 | 4,916 |
Cash dividends | $180,000 | 5,532 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $268,000 | 8,047 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,389,000 | 6,318 |
Total interest expense | $1,767,000 | 6,749 |
Net interest income | $2,622,000 | 5,857 |
Provision for loan and lease losses | $-100,000 | 10,770 |
Total noninterest income | $274,000 | 6,963 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $143,000 | 6,289 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $131,000 | 6,052 |
Total noninterest expense | $2,324,000 | 5,064 |
Salaries and employee benefits | $1,358,000 | 4,619 |
Premises and equipment expense | $244,000 | 6,139 |
Additional noninterest expense | $722,000 | 5,098 |
Pre-tax net operating income | $672,000 | 7,100 |
Securities gains (losses) | $-7,000 | 9,846 |
Applicable income taxes | $223,000 | 6,590 |
Income before extraordinary items | $442,000 | 7,365 |
Extraordinary gains, net | $0 | 44 |
Net income | $442,000 | 7,368 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-14,000 | 10,102 |
Cash dividends | $120,000 | 6,224 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $446,620 | 7,286 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,050,000 | 6,815 |
Total interest expense | $1,734,000 | 7,000 |
Net interest income | $2,316,000 | 6,539 |
Provision for loan and lease losses | $150,000 | 4,046 |
Total noninterest income | $303,000 | 6,903 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $153,000 | 6,416 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $150,000 | 5,966 |
Total noninterest expense | $2,177,000 | 5,584 |
Salaries and employee benefits | $1,153,000 | 5,382 |
Premises and equipment expense | $281,000 | 5,823 |
Additional noninterest expense | $743,000 | 5,493 |
Pre-tax net operating income | $292,000 | 9,191 |
Securities gains (losses) | $12,000 | 2,365 |
Applicable income taxes | $52,000 | 9,663 |
Income before extraordinary items | $252,000 | 8,817 |
Extraordinary gains, net | $0 | 53 |
Net income | $252,000 | 8,818 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 4,696 |
Cash dividends | $120,000 | 6,384 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $242,040 | 8,845 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,048,000 | 8,141 |
Total interest expense | $1,275,000 | 8,356 |
Net interest income | $1,773,000 | 7,842 |
Provision for loan and lease losses | $-250,000 | 11,833 |
Total noninterest income | $168,000 | 8,993 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $97,000 | 7,858 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $71,000 | 8,310 |
Total noninterest expense | $1,385,000 | 7,633 |
Salaries and employee benefits | $814,000 | 7,030 |
Premises and equipment expense | $121,000 | 9,014 |
Additional noninterest expense | $450,000 | 7,705 |
Pre-tax net operating income | $806,000 | 6,811 |
Securities gains (losses) | $-1,000 | 9,017 |
Applicable income taxes | $-28,000 | 11,582 |
Income before extraordinary items | $833,000 | 5,293 |
Extraordinary gains, net | $0 | 65 |
Net income | $833,000 | 5,290 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-22,000 | 11,076 |
Cash dividends | $120,000 | 6,469 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $834,000 | 5,267 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,677,000 | 8,596 |
Total interest expense | $1,057,000 | 8,452 |
Net interest income | $1,620,000 | 8,527 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $184,000 | 9,030 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 8,093 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $84,000 | 8,071 |
Total noninterest expense | $1,407,000 | 7,891 |
Salaries and employee benefits | $802,000 | 7,203 |
Premises and equipment expense | $136,000 | 8,926 |
Additional noninterest expense | $469,000 | 8,168 |
Pre-tax net operating income | $397,000 | 9,400 |
Securities gains (losses) | $-46,000 | 10,966 |
Applicable income taxes | $70,000 | 10,019 |
Income before extraordinary items | $281,000 | 9,360 |
Extraordinary gains, net | $0 | 249 |
Net income | $281,000 | 9,369 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-112,000 | 12,262 |
Cash dividends | $120,000 | 6,524 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $317,800 | 9,022 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,656,000 | 8,897 |
Total interest expense | $1,068,000 | 8,809 |
Net interest income | $1,588,000 | 8,835 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $181,000 | 9,582 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $101,000 | 8,341 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $80,000 | 8,622 |
Total noninterest expense | $1,420,000 | 8,107 |
Salaries and employee benefits | $779,000 | 7,446 |
Premises and equipment expense | $160,000 | 8,641 |
Additional noninterest expense | $481,000 | 8,418 |
Pre-tax net operating income | $349,000 | 9,822 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $77,000 | 10,286 |
Income before extraordinary items | $273,000 | 9,778 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $273,000 | 9,926 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-115,000 | 12,979 |
Cash dividends | $120,000 | 6,522 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $272,220 | 9,531 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,034,000 | 8,915 |
Total interest expense | $1,337,000 | 9,096 |
Net interest income | $1,697,000 | 8,660 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $193,000 | 9,551 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $97,000 | 8,612 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $96,000 | 8,213 |
Total noninterest expense | $1,435,000 | 8,157 |
Salaries and employee benefits | $784,000 | 7,367 |
Premises and equipment expense | $132,000 | 9,627 |
Additional noninterest expense | $519,000 | 8,275 |
Pre-tax net operating income | $455,000 | 8,758 |
Securities gains (losses) | $1,000 | 7,986 |
Applicable income taxes | $75,000 | 10,571 |
Income before extraordinary items | $381,000 | 8,407 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $381,000 | 8,533 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $157,000 | 4,775 |
Cash dividends | $120,000 | 6,190 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $380,160 | 8,057 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.