Home > The Long Island Savings Bank, FSB > Loan Charge- Offs and Recoveries
The Long Island Savings Bank, FSB, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,734,000 | 291 |
| Loans secured by real estate, total | $2,746,000 | 132 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,746,000 | 132 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,746,000 | 78 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $3,988,000 | 260 |
| Credit card loan charge offs | $3,988,000 | 163 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,660 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $980,000 | 430 |
| Loans secured by real estate, total | $194,000 | 456 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $194,000 | 456 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $194,000 | 208 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $264,000 | 416 |
| Loans to individuals | $522,000 | 343 |
| Credit card loan recoveries | $522,000 | 145 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 7,800 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,754,000 | 269 |
| Loans secured by real estate, total | $2,552,000 | 96 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,552,000 | 95 |
| Construction and land development | $0 | 590 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $2,552,000 | 68 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-264,000 | 10,836 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,466,000 | 247 |
| Credit card loan net charge offs | $3,466,000 | 162 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,770 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,940,000 | 244 |
| Loans secured by real estate, total | $6,641,000 | 84 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,641,000 | 84 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $6,641,000 | 37 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $150,000 | 1,827 |
| Loans to individuals | $4,149,000 | 283 |
| Credit card loan charge offs | $4,149,000 | 162 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 8,953 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,082,000 | 464 |
| Loans secured by real estate, total | $392,000 | 339 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $392,000 | 339 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $392,000 | 135 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $171,000 | 710 |
| Loans to individuals | $519,000 | 388 |
| Credit card loan recoveries | $519,000 | 159 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,255 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,858,000 | 209 |
| Loans secured by real estate, total | $6,249,000 | 66 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,249,000 | 64 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $6,249,000 | 36 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-21,000 | 10,494 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,630,000 | 265 |
| Credit card loan net charge offs | $3,630,000 | 162 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,873 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,789,000 | 230 |
| Loans secured by real estate, total | $6,664,000 | 109 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,664,000 | 109 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $6,664,000 | 36 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $853,000 | 408 |
| Loans to individuals | $4,272,000 | 260 |
| Credit card loan charge offs | $4,272,000 | 148 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,309 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,165,000 | 322 |
| Loans secured by real estate, total | $1,251,000 | 161 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,251,000 | 159 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $1,251,000 | 38 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $289,000 | 496 |
| Loans to individuals | $625,000 | 358 |
| Credit card loan recoveries | $625,000 | 153 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,624,000 | 197 |
| Loans secured by real estate, total | $5,413,000 | 103 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,413,000 | 103 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $5,413,000 | 38 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $564,000 | 381 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,647,000 | 222 |
| Credit card loan net charge offs | $3,647,000 | 142 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $15,950,000 | 184 |
| Loans secured by real estate, total | $8,941,000 | 120 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,941,000 | 120 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $8,941,000 | 41 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,026,000 | 230 |
| Loans to individuals | $4,983,000 | 194 |
| Credit card loan charge offs | $4,983,000 | 112 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,793 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,476,000 | 433 |
| Loans secured by real estate, total | $396,000 | 391 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $396,000 | 389 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $396,000 | 137 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $576,000 | 344 |
| Loans to individuals | $504,000 | 415 |
| Credit card loan recoveries | $504,000 | 171 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,313 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $14,474,000 | 143 |
| Loans secured by real estate, total | $8,545,000 | 101 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,545,000 | 101 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $8,545,000 | 40 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,450,000 | 192 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,479,000 | 153 |
| Credit card loan net charge offs | $4,479,000 | 107 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,947 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $35,967,000 | 129 |
| Loans secured by real estate, total | $29,346,000 | 61 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $29,346,000 | 61 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $29,346,000 | 18 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $751,000 | 732 |
| Loans to individuals | $5,870,000 | 195 |
| Credit card loan charge offs | $5,870,000 | 106 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 10,504 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,278,000 | 479 |
| Loans secured by real estate, total | $678,000 | 285 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $678,000 | 285 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $678,000 | 68 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $68,000 | 2,106 |
| Loans to individuals | $532,000 | 394 |
| Credit card loan recoveries | $532,000 | 152 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $34,689,000 | 110 |
| Loans secured by real estate, total | $28,668,000 | 58 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $28,668,000 | 58 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $28,668,000 | 18 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $683,000 | 592 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,338,000 | 158 |
| Credit card loan net charge offs | $5,338,000 | 100 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $12,717,000 | 328 |
| Loans secured by real estate, total | $6,551,000 | 237 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,551,000 | 236 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $6,551,000 | 49 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $620,000 | 1,148 |
| Loans to individuals | $5,546,000 | 229 |
| Credit card loan charge offs | $5,546,000 | 129 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 11,147 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $769,000 | 683 |
| Loans secured by real estate, total | $275,000 | 482 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $275,000 | 482 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $275,000 | 170 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $194,000 | 891 |
| Loans to individuals | $300,000 | 605 |
| Credit card loan recoveries | $300,000 | 222 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,948,000 | 299 |
| Loans secured by real estate, total | $6,276,000 | 224 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,276,000 | 223 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $6,276,000 | 46 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $426,000 | 1,326 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,246,000 | 200 |
| Credit card loan net charge offs | $5,246,000 | 123 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 9,708 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.