Home > The London Bank & Trust Co. > Income and Expense
The London Bank & Trust Co., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 7,142 |
| Total interest expense | $1,719,000 | 7,091 |
| Net interest income | $2,154,000 | 6,975 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $191,000 | 8,570 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $143,000 | 6,812 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,488,000 | 7,309 |
| Salaries and employee benefits | $636,000 | 8,140 |
| Premises and equipment expense | $274,000 | 6,002 |
| Additional noninterest expense | $578,000 | 6,668 |
| Pre-tax net operating income | $732,000 | 7,150 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $317,000 | 5,810 |
| Income before extraordinary items | $415,000 | 7,923 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $415,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,995 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $415,000 | 7,892 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 4,598 |
| Total interest expense | $2,415,000 | 4,793 |
| Net interest income | $3,969,000 | 4,417 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $397,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $295,000 | 4,421 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $2,732,000 | 4,789 |
| Salaries and employee benefits | $1,364,000 | 4,678 |
| Premises and equipment expense | $473,000 | 3,984 |
| Additional noninterest expense | $895,000 | 5,188 |
| Pre-tax net operating income | $1,549,000 | 4,288 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $521,000 | 3,929 |
| Income before extraordinary items | $1,034,000 | 4,410 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,034,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,658 |
| Cash dividends | $1,875,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,030,040 | 4,472 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 4,592 |
| Total interest expense | $2,358,000 | 5,051 |
| Net interest income | $4,173,000 | 4,237 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $427,000 | 6,197 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $301,000 | 4,413 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $2,736,000 | 4,870 |
| Salaries and employee benefits | $1,277,000 | 4,960 |
| Premises and equipment expense | $436,000 | 4,372 |
| Additional noninterest expense | $1,023,000 | 4,822 |
| Pre-tax net operating income | $1,799,000 | 3,677 |
| Securities gains (losses) | $300,000 | 1,303 |
| Applicable income taxes | $690,000 | 3,160 |
| Income before extraordinary items | $1,409,000 | 3,425 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $1,449,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,976 |
| Cash dividends | $1,450,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,208,000 | 3,792 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 4,619 |
| Total interest expense | $3,364,000 | 4,703 |
| Net interest income | $3,995,000 | 4,449 |
| Provision for loan and lease losses | $280,000 | 4,302 |
| Total noninterest income | $473,000 | 5,863 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $364,000 | 3,774 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $109,000 | 7,780 |
| Total noninterest expense | $2,770,000 | 4,871 |
| Salaries and employee benefits | $1,169,000 | 5,289 |
| Premises and equipment expense | $448,000 | 4,378 |
| Additional noninterest expense | $1,153,000 | 4,504 |
| Pre-tax net operating income | $1,418,000 | 4,265 |
| Securities gains (losses) | $285,000 | 1,584 |
| Applicable income taxes | $562,000 | 3,623 |
| Income before extraordinary items | $1,141,000 | 3,988 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,141,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $950,050 | 4,394 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.