Home > The Jacksonville Bank > Income and Expense
The Jacksonville Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,783,000 | 1,228 |
| Total interest expense | $2,073,000 | 1,341 |
| Net interest income | $18,710,000 | 1,221 |
| Provision for loan and lease losses | $-1,816,000 | 6,096 |
| Total noninterest income | $1,153,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $663,000 | 1,726 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $490,000 | 3,314 |
| Total noninterest expense | $14,190,000 | 1,382 |
| Salaries and employee benefits | $6,558,000 | 1,602 |
| Premises and equipment expense | $2,229,000 | 1,062 |
| Additional noninterest expense | $5,403,000 | 1,188 |
| Pre-tax net operating income | $7,489,000 | 1,138 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $9,000 | 4,119 |
| Income before extraordinary items | $7,480,000 | 957 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,480,000 | 957 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,480,000 | 957 |
| Net charge-offs | $53,000 | 3,199 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $7,480,000 | 938 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,516,000 | 1,241 |
| Total interest expense | $1,570,000 | 1,340 |
| Net interest income | $13,946,000 | 1,232 |
| Provision for loan and lease losses | $-2,011,000 | 6,220 |
| Total noninterest income | $925,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $499,000 | 1,726 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 3,130 |
| Total noninterest expense | $10,609,000 | 1,379 |
| Salaries and employee benefits | $4,744,000 | 1,673 |
| Premises and equipment expense | $1,683,000 | 1,074 |
| Additional noninterest expense | $4,182,000 | 1,159 |
| Pre-tax net operating income | $6,273,000 | 1,048 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $18,000 | 3,990 |
| Income before extraordinary items | $6,255,000 | 859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,255,000 | 859 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,255,000 | 859 |
| Net charge-offs | $-204,000 | 5,970 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,255,000 | 836 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,239,000 | 1,249 |
| Total interest expense | $1,051,000 | 1,337 |
| Net interest income | $9,188,000 | 1,247 |
| Provision for loan and lease losses | $-2,011,000 | 6,308 |
| Total noninterest income | $735,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $321,000 | 1,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $414,000 | 2,630 |
| Total noninterest expense | $7,082,000 | 1,389 |
| Salaries and employee benefits | $3,115,000 | 1,705 |
| Premises and equipment expense | $1,109,000 | 1,089 |
| Additional noninterest expense | $2,858,000 | 1,131 |
| Pre-tax net operating income | $4,852,000 | 916 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $46,000 | 3,492 |
| Income before extraordinary items | $4,806,000 | 767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,806,000 | 766 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,806,000 | 767 |
| Net charge-offs | $-495,000 | 6,216 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,806,000 | 743 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 1,255 |
| Total interest expense | $533,000 | 1,326 |
| Net interest income | $4,522,000 | 1,254 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $360,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $165,000 | 1,700 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $195,000 | 2,668 |
| Total noninterest expense | $3,540,000 | 1,381 |
| Salaries and employee benefits | $1,569,000 | 1,703 |
| Premises and equipment expense | $557,000 | 1,092 |
| Additional noninterest expense | $1,414,000 | 1,125 |
| Pre-tax net operating income | $1,342,000 | 1,465 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $14,000 | 3,696 |
| Income before extraordinary items | $1,328,000 | 1,264 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,328,000 | 1,265 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,328,000 | 1,266 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,328,000 | 1,220 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,047,000 | 1,204 |
| Total interest expense | $2,394,000 | 1,216 |
| Net interest income | $18,653,000 | 1,212 |
| Provision for loan and lease losses | $287,000 | 2,054 |
| Total noninterest income | $1,986,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $643,000 | 1,852 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,343,000 | 1,909 |
| Total noninterest expense | $16,836,000 | 1,189 |
| Salaries and employee benefits | $7,918,000 | 1,332 |
| Premises and equipment expense | $2,442,000 | 983 |
| Additional noninterest expense | $6,476,000 | 1,017 |
| Pre-tax net operating income | $3,516,000 | 2,020 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,516,000 | 1,757 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,516,000 | 1,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,516,000 | 1,756 |
| Net charge-offs | $1,670,000 | 600 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,516,000 | 1,726 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,841,000 | 1,214 |
| Total interest expense | $1,826,000 | 1,209 |
| Net interest income | $14,015,000 | 1,209 |
| Provision for loan and lease losses | $287,000 | 1,686 |
| Total noninterest income | $1,709,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $474,000 | 1,887 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,235,000 | 1,682 |
| Total noninterest expense | $12,803,000 | 1,184 |
| Salaries and employee benefits | $6,113,000 | 1,306 |
| Premises and equipment expense | $1,876,000 | 979 |
| Additional noninterest expense | $4,814,000 | 1,022 |
| Pre-tax net operating income | $2,634,000 | 2,059 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $20,000 | 3,997 |
| Income before extraordinary items | $2,614,000 | 1,786 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,614,000 | 1,786 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,614,000 | 1,785 |
| Net charge-offs | $877,000 | 744 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,614,000 | 1,746 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,610,000 | 1,205 |
| Total interest expense | $1,254,000 | 1,185 |
| Net interest income | $9,356,000 | 1,194 |
| Provision for loan and lease losses | $287,000 | 1,343 |
| Total noninterest income | $786,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $310,000 | 1,897 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $476,000 | 2,367 |
| Total noninterest expense | $8,471,000 | 1,186 |
| Salaries and employee benefits | $4,286,000 | 1,251 |
| Premises and equipment expense | $1,265,000 | 973 |
| Additional noninterest expense | $2,920,000 | 1,112 |
| Pre-tax net operating income | $1,384,000 | 2,397 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,384,000 | 2,115 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,384,000 | 2,119 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,384,000 | 2,118 |
| Net charge-offs | $1,431,000 | 384 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,384,000 | 2,058 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 1,240 |
| Total interest expense | $637,000 | 1,182 |
| Net interest income | $4,459,000 | 1,254 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $379,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $150,000 | 1,929 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $229,000 | 2,366 |
| Total noninterest expense | $4,398,000 | 1,155 |
| Salaries and employee benefits | $2,132,000 | 1,286 |
| Premises and equipment expense | $649,000 | 978 |
| Additional noninterest expense | $1,617,000 | 997 |
| Pre-tax net operating income | $440,000 | 3,129 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $440,000 | 2,819 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $440,000 | 2,822 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $440,000 | 2,822 |
| Net charge-offs | $656,000 | 400 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $440,000 | 2,776 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,883,000 | 1,119 |
| Total interest expense | $3,201,000 | 1,052 |
| Net interest income | $19,682,000 | 1,111 |
| Provision for loan and lease losses | $815,000 | 1,301 |
| Total noninterest income | $616,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $684,000 | 1,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-68,000 | 6,589 |
| Total noninterest expense | $18,294,000 | 1,117 |
| Salaries and employee benefits | $8,073,000 | 1,317 |
| Premises and equipment expense | $2,659,000 | 904 |
| Additional noninterest expense | $7,562,000 | 898 |
| Pre-tax net operating income | $1,189,000 | 3,797 |
| Securities gains (losses) | $437,000 | 504 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,626,000 | 3,011 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,626,000 | 3,013 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,626,000 | 3,014 |
| Net charge-offs | $5,253,000 | 318 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,189,000 | 3,543 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $17,734,000 | 1,079 |
| Total interest expense | $2,481,000 | 1,050 |
| Net interest income | $15,253,000 | 1,082 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $852,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $526,000 | 1,834 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $326,000 | 3,623 |
| Total noninterest expense | $14,019,000 | 1,090 |
| Salaries and employee benefits | $6,036,000 | 1,325 |
| Premises and equipment expense | $1,991,000 | 912 |
| Additional noninterest expense | $5,992,000 | 851 |
| Pre-tax net operating income | $1,986,000 | 2,432 |
| Securities gains (losses) | $437,000 | 459 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,423,000 | 1,813 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,423,000 | 1,817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,423,000 | 1,818 |
| Net charge-offs | $3,324,000 | 385 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,986,000 | 2,083 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $12,150,000 | 1,041 |
| Total interest expense | $1,702,000 | 1,046 |
| Net interest income | $10,448,000 | 1,045 |
| Provision for loan and lease losses | $-267,000 | 6,753 |
| Total noninterest income | $462,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $350,000 | 1,812 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,603 |
| Total noninterest expense | $9,532,000 | 1,072 |
| Salaries and employee benefits | $3,982,000 | 1,333 |
| Premises and equipment expense | $1,307,000 | 922 |
| Additional noninterest expense | $4,243,000 | 798 |
| Pre-tax net operating income | $1,645,000 | 2,037 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,691,000 | 1,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,691,000 | 1,748 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,691,000 | 1,749 |
| Net charge-offs | $2,628,000 | 359 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,645,000 | 1,718 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 999 |
| Total interest expense | $873,000 | 1,055 |
| Net interest income | $5,486,000 | 983 |
| Provision for loan and lease losses | $217,000 | 1,294 |
| Total noninterest income | $446,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $185,000 | 1,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $261,000 | 2,406 |
| Total noninterest expense | $4,866,000 | 1,054 |
| Salaries and employee benefits | $2,016,000 | 1,330 |
| Premises and equipment expense | $673,000 | 916 |
| Additional noninterest expense | $2,177,000 | 788 |
| Pre-tax net operating income | $849,000 | 1,951 |
| Securities gains (losses) | $37,000 | 1,049 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $886,000 | 1,641 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $886,000 | 1,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $886,000 | 1,643 |
| Net charge-offs | $595,000 | 680 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $849,000 | 1,637 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $26,233,000 | 1,000 |
| Total interest expense | $4,112,000 | 1,092 |
| Net interest income | $22,121,000 | 991 |
| Provision for loan and lease losses | $37,994,000 | 102 |
| Total noninterest income | $-1,054,000 | 7,025 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $719,000 | 1,857 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,773,000 | 7,031 |
| Total noninterest expense | $22,403,000 | 904 |
| Salaries and employee benefits | $7,987,000 | 1,295 |
| Premises and equipment expense | $2,549,000 | 938 |
| Additional noninterest expense | $11,867,000 | 605 |
| Pre-tax net operating income | $-39,330,000 | 7,078 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-1,353,000 | 6,986 |
| Income before extraordinary items | $-37,977,000 | 7,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-37,977,000 | 7,069 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-37,977,000 | 7,069 |
| Net charge-offs | $30,820,000 | 126 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-37,977,000 | 7,067 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,772,000 | 1,012 |
| Total interest expense | $3,119,000 | 1,129 |
| Net interest income | $16,653,000 | 991 |
| Provision for loan and lease losses | $17,645,000 | 146 |
| Total noninterest income | $-900,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $527,000 | 1,913 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,427,000 | 7,140 |
| Total noninterest expense | $16,394,000 | 923 |
| Salaries and employee benefits | $6,098,000 | 1,283 |
| Premises and equipment expense | $1,845,000 | 970 |
| Additional noninterest expense | $8,451,000 | 634 |
| Pre-tax net operating income | $-18,286,000 | 7,166 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-163,000 | 6,952 |
| Income before extraordinary items | $-18,123,000 | 7,163 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-18,123,000 | 7,162 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-18,123,000 | 7,163 |
| Net charge-offs | $12,569,000 | 218 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-18,123,000 | 7,161 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,136,000 | 1,026 |
| Total interest expense | $2,174,000 | 1,129 |
| Net interest income | $10,962,000 | 1,006 |
| Provision for loan and lease losses | $11,656,000 | 144 |
| Total noninterest income | $-451,000 | 7,185 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $348,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-799,000 | 7,192 |
| Total noninterest expense | $8,408,000 | 1,198 |
| Salaries and employee benefits | $3,998,000 | 1,296 |
| Premises and equipment expense | $1,234,000 | 974 |
| Additional noninterest expense | $3,176,000 | 1,089 |
| Pre-tax net operating income | $-9,553,000 | 7,222 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-42,000 | 6,928 |
| Income before extraordinary items | $-9,511,000 | 7,217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-9,511,000 | 7,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-9,511,000 | 7,217 |
| Net charge-offs | $4,033,000 | 399 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-9,511,000 | 7,214 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 1,020 |
| Total interest expense | $1,077,000 | 1,182 |
| Net interest income | $5,590,000 | 986 |
| Provision for loan and lease losses | $72,000 | 3,336 |
| Total noninterest income | $332,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $177,000 | 1,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 3,025 |
| Total noninterest expense | $4,095,000 | 1,220 |
| Salaries and employee benefits | $2,007,000 | 1,295 |
| Premises and equipment expense | $578,000 | 1,027 |
| Additional noninterest expense | $1,510,000 | 1,131 |
| Pre-tax net operating income | $1,755,000 | 1,007 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,755,000 | 855 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,755,000 | 854 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,755,000 | 856 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,755,000 | 799 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $30,727,000 | 909 |
| Total interest expense | $5,950,000 | 1,018 |
| Net interest income | $24,777,000 | 883 |
| Provision for loan and lease losses | $12,391,000 | 357 |
| Total noninterest income | $39,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $796,000 | 1,791 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-757,000 | 7,161 |
| Total noninterest expense | $24,592,000 | 808 |
| Salaries and employee benefits | $7,472,000 | 1,325 |
| Premises and equipment expense | $2,524,000 | 987 |
| Additional noninterest expense | $14,596,000 | 515 |
| Pre-tax net operating income | $-12,167,000 | 7,238 |
| Securities gains (losses) | $57,000 | 2,497 |
| Applicable income taxes | $6,916,000 | 322 |
| Income before extraordinary items | $-19,026,000 | 7,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,026,000 | 7,290 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-19,026,000 | 7,290 |
| Net charge-offs | $12,436,000 | 364 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-19,083,000 | 7,287 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $23,586,000 | 903 |
| Total interest expense | $4,647,000 | 1,023 |
| Net interest income | $18,939,000 | 875 |
| Provision for loan and lease losses | $4,775,000 | 644 |
| Total noninterest income | $581,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $602,000 | 1,790 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-21,000 | 6,958 |
| Total noninterest expense | $12,309,000 | 1,196 |
| Salaries and employee benefits | $5,493,000 | 1,361 |
| Premises and equipment expense | $1,910,000 | 995 |
| Additional noninterest expense | $4,906,000 | 1,073 |
| Pre-tax net operating income | $2,436,000 | 1,777 |
| Securities gains (losses) | $57,000 | 2,250 |
| Applicable income taxes | $-1,179,000 | 7,318 |
| Income before extraordinary items | $3,672,000 | 1,052 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,672,000 | 1,052 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,672,000 | 1,052 |
| Net charge-offs | $4,647,000 | 663 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,615,000 | 1,011 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,836,000 | 905 |
| Total interest expense | $3,172,000 | 1,043 |
| Net interest income | $12,664,000 | 875 |
| Provision for loan and lease losses | $3,038,000 | 667 |
| Total noninterest income | $452,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $405,000 | 1,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,521 |
| Total noninterest expense | $8,173,000 | 1,219 |
| Salaries and employee benefits | $3,499,000 | 1,426 |
| Premises and equipment expense | $1,275,000 | 1,000 |
| Additional noninterest expense | $3,399,000 | 1,052 |
| Pre-tax net operating income | $1,905,000 | 1,520 |
| Securities gains (losses) | $57,000 | 1,512 |
| Applicable income taxes | $-129,000 | 7,150 |
| Income before extraordinary items | $2,091,000 | 1,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,091,000 | 1,188 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,091,000 | 1,189 |
| Net charge-offs | $4,114,000 | 547 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,034,000 | 1,176 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 943 |
| Total interest expense | $1,615,000 | 1,057 |
| Net interest income | $6,120,000 | 907 |
| Provision for loan and lease losses | $1,929,000 | 537 |
| Total noninterest income | $334,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $212,000 | 1,660 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,234 |
| Total noninterest expense | $3,939,000 | 1,268 |
| Salaries and employee benefits | $1,664,000 | 1,516 |
| Premises and equipment expense | $660,000 | 996 |
| Additional noninterest expense | $1,615,000 | 1,103 |
| Pre-tax net operating income | $586,000 | 2,268 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-169,000 | 7,357 |
| Income before extraordinary items | $755,000 | 1,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $755,000 | 1,564 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $755,000 | 1,564 |
| Net charge-offs | $3,667,000 | 344 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $755,000 | 1,515 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,996,000 | 1,284 |
| Total interest expense | $7,511,000 | 1,101 |
| Net interest income | $16,485,000 | 1,357 |
| Provision for loan and lease losses | $16,988,000 | 431 |
| Total noninterest income | $-1,171,000 | 7,557 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $553,000 | 2,458 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,724,000 | 7,555 |
| Total noninterest expense | $13,088,000 | 1,510 |
| Salaries and employee benefits | $5,234,000 | 1,860 |
| Premises and equipment expense | $1,933,000 | 1,334 |
| Additional noninterest expense | $5,921,000 | 1,248 |
| Pre-tax net operating income | $-14,762,000 | 7,451 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-4,907,000 | 7,582 |
| Income before extraordinary items | $-9,855,000 | 7,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,855,000 | 7,373 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,855,000 | 7,373 |
| Net charge-offs | $10,773,000 | 573 |
| Cash dividends | $439,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,855,000 | 7,368 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,248,000 | 1,356 |
| Total interest expense | $5,788,000 | 1,106 |
| Net interest income | $11,460,000 | 1,489 |
| Provision for loan and lease losses | $5,094,000 | 866 |
| Total noninterest income | $355,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-18,000 | 7,255 |
| Total noninterest expense | $8,758,000 | 1,688 |
| Salaries and employee benefits | $3,790,000 | 1,913 |
| Premises and equipment expense | $1,235,000 | 1,570 |
| Additional noninterest expense | $3,733,000 | 1,422 |
| Pre-tax net operating income | $-2,037,000 | 7,070 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-839,000 | 7,461 |
| Income before extraordinary items | $-1,198,000 | 6,960 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,198,000 | 6,959 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,198,000 | 6,960 |
| Net charge-offs | $3,026,000 | 1,139 |
| Cash dividends | $439,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,198,000 | 6,920 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,569,000 | 1,365 |
| Total interest expense | $4,060,000 | 1,101 |
| Net interest income | $7,509,000 | 1,510 |
| Provision for loan and lease losses | $4,295,000 | 727 |
| Total noninterest income | $73,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $238,000 | 2,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-165,000 | 7,584 |
| Total noninterest expense | $5,424,000 | 1,813 |
| Salaries and employee benefits | $2,443,000 | 1,992 |
| Premises and equipment expense | $818,000 | 1,600 |
| Additional noninterest expense | $2,163,000 | 1,627 |
| Pre-tax net operating income | $-2,137,000 | 7,298 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-828,000 | 7,581 |
| Income before extraordinary items | $-1,309,000 | 7,189 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,309,000 | 7,188 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,309,000 | 7,189 |
| Net charge-offs | $2,901,000 | 856 |
| Cash dividends | $439,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,309,000 | 7,175 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 1,398 |
| Total interest expense | $2,030,000 | 1,158 |
| Net interest income | $3,777,000 | 1,525 |
| Provision for loan and lease losses | $2,375,000 | 653 |
| Total noninterest income | $-54,000 | 7,761 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $126,000 | 2,692 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-180,000 | 7,796 |
| Total noninterest expense | $2,636,000 | 1,892 |
| Salaries and employee benefits | $1,201,000 | 2,048 |
| Premises and equipment expense | $406,000 | 1,666 |
| Additional noninterest expense | $1,029,000 | 1,704 |
| Pre-tax net operating income | $-1,288,000 | 7,488 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-526,000 | 7,714 |
| Income before extraordinary items | $-762,000 | 7,392 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-762,000 | 7,392 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-762,000 | 7,393 |
| Net charge-offs | $1,611,000 | 754 |
| Cash dividends | $439,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-762,000 | 7,375 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,252,000 | 1,479 |
| Total interest expense | $8,996,000 | 1,328 |
| Net interest income | $14,256,000 | 1,575 |
| Provision for loan and lease losses | $4,361,000 | 1,572 |
| Total noninterest income | $965,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $528,000 | 2,776 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $437,000 | 3,420 |
| Total noninterest expense | $9,630,000 | 2,089 |
| Salaries and employee benefits | $4,320,000 | 2,280 |
| Premises and equipment expense | $1,674,000 | 1,605 |
| Additional noninterest expense | $3,636,000 | 2,004 |
| Pre-tax net operating income | $1,230,000 | 2,670 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $357,000 | 1,874 |
| Income before extraordinary items | $873,000 | 2,995 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $873,000 | 2,994 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $873,000 | 2,994 |
| Net charge-offs | $2,212,000 | 1,917 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $873,000 | 2,937 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,423,000 | 1,507 |
| Total interest expense | $7,039,000 | 1,335 |
| Net interest income | $10,384,000 | 1,621 |
| Provision for loan and lease losses | $3,315,000 | 1,390 |
| Total noninterest income | $697,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $400,000 | 2,766 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $297,000 | 3,636 |
| Total noninterest expense | $7,178,000 | 2,095 |
| Salaries and employee benefits | $3,250,000 | 2,296 |
| Premises and equipment expense | $1,274,000 | 1,599 |
| Additional noninterest expense | $2,654,000 | 1,991 |
| Pre-tax net operating income | $588,000 | 3,633 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $154,000 | 2,558 |
| Income before extraordinary items | $434,000 | 3,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $434,000 | 3,920 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $434,000 | 3,922 |
| Net charge-offs | $1,565,000 | 1,734 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $434,000 | 3,824 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,331,000 | 1,569 |
| Total interest expense | $4,969,000 | 1,329 |
| Net interest income | $6,362,000 | 1,758 |
| Provision for loan and lease losses | $2,245,000 | 1,312 |
| Total noninterest income | $424,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $266,000 | 2,736 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $4,751,000 | 2,126 |
| Salaries and employee benefits | $2,163,000 | 2,334 |
| Premises and equipment expense | $820,000 | 1,694 |
| Additional noninterest expense | $1,768,000 | 2,014 |
| Pre-tax net operating income | $-210,000 | 6,295 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-105,000 | 7,158 |
| Income before extraordinary items | $-105,000 | 6,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-105,000 | 6,199 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-105,000 | 6,199 |
| Net charge-offs | $1,287,000 | 1,451 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-105,000 | 6,163 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 1,591 |
| Total interest expense | $2,573,000 | 1,338 |
| Net interest income | $3,120,000 | 1,784 |
| Provision for loan and lease losses | $938,000 | 1,237 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $138,000 | 2,632 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $31,000 | 5,565 |
| Total noninterest expense | $2,175,000 | 2,248 |
| Salaries and employee benefits | $1,072,000 | 2,382 |
| Premises and equipment expense | $416,000 | 1,691 |
| Additional noninterest expense | $687,000 | 2,269 |
| Pre-tax net operating income | $176,000 | 4,249 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $71,000 | 2,539 |
| Income before extraordinary items | $105,000 | 4,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 4,884 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $105,000 | 4,883 |
| Net charge-offs | $701,000 | 1,152 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $105,000 | 4,712 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,579,000 | 1,516 |
| Total interest expense | $12,885,000 | 1,267 |
| Net interest income | $12,694,000 | 1,754 |
| Provision for loan and lease losses | $3,570,000 | 1,249 |
| Total noninterest income | $1,298,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $604,000 | 2,639 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $694,000 | 2,671 |
| Total noninterest expense | $8,836,000 | 2,170 |
| Salaries and employee benefits | $4,316,000 | 2,342 |
| Premises and equipment expense | $1,653,000 | 1,667 |
| Additional noninterest expense | $2,867,000 | 2,087 |
| Pre-tax net operating income | $1,586,000 | 2,914 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $408,000 | 2,064 |
| Income before extraordinary items | $1,178,000 | 2,964 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,178,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,981,000 | 1,297 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,178,000 | 3,103 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,464,000 | 1,535 |
| Total interest expense | $9,802,000 | 1,297 |
| Net interest income | $9,662,000 | 1,742 |
| Provision for loan and lease losses | $2,783,000 | 948 |
| Total noninterest income | $863,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $440,000 | 2,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $423,000 | 3,093 |
| Total noninterest expense | $6,641,000 | 2,161 |
| Salaries and employee benefits | $3,310,000 | 2,325 |
| Premises and equipment expense | $1,243,000 | 1,674 |
| Additional noninterest expense | $2,088,000 | 2,073 |
| Pre-tax net operating income | $1,101,000 | 3,493 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $277,000 | 2,558 |
| Income before extraordinary items | $824,000 | 3,505 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $824,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,562,000 | 985 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $824,000 | 3,646 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,997,000 | 1,557 |
| Total interest expense | $6,618,000 | 1,330 |
| Net interest income | $6,379,000 | 1,751 |
| Provision for loan and lease losses | $2,118,000 | 754 |
| Total noninterest income | $534,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $295,000 | 2,673 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $239,000 | 3,433 |
| Total noninterest expense | $4,404,000 | 2,178 |
| Salaries and employee benefits | $2,198,000 | 2,353 |
| Premises and equipment expense | $829,000 | 1,671 |
| Additional noninterest expense | $1,377,000 | 2,068 |
| Pre-tax net operating income | $391,000 | 4,841 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $63,000 | 3,868 |
| Income before extraordinary items | $328,000 | 4,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 855 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $328,000 | 4,793 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 1,524 |
| Total interest expense | $3,441,000 | 1,365 |
| Net interest income | $3,349,000 | 1,661 |
| Provision for loan and lease losses | $363,000 | 1,224 |
| Total noninterest income | $245,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $156,000 | 2,535 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,992 |
| Total noninterest expense | $2,174,000 | 2,198 |
| Salaries and employee benefits | $1,121,000 | 2,341 |
| Premises and equipment expense | $422,000 | 1,644 |
| Additional noninterest expense | $631,000 | 2,221 |
| Pre-tax net operating income | $1,057,000 | 1,697 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $351,000 | 1,316 |
| Income before extraordinary items | $706,000 | 2,019 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $706,000 | 2,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,244 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $706,000 | 1,959 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,746,000 | 1,610 |
| Total interest expense | $13,860,000 | 1,443 |
| Net interest income | $12,886,000 | 1,759 |
| Provision for loan and lease losses | $542,000 | 2,216 |
| Total noninterest income | $1,346,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $583,000 | 2,731 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $763,000 | 2,622 |
| Total noninterest expense | $7,974,000 | 2,298 |
| Salaries and employee benefits | $4,097,000 | 2,445 |
| Premises and equipment expense | $1,674,000 | 1,593 |
| Additional noninterest expense | $2,203,000 | 2,441 |
| Pre-tax net operating income | $5,716,000 | 1,459 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,960,000 | 1,153 |
| Income before extraordinary items | $3,756,000 | 1,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,756,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,708 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,756,000 | 1,671 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,730,000 | 1,639 |
| Total interest expense | $10,251,000 | 1,459 |
| Net interest income | $9,479,000 | 1,796 |
| Provision for loan and lease losses | $480,000 | 1,622 |
| Total noninterest income | $995,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $430,000 | 2,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $565,000 | 2,655 |
| Total noninterest expense | $5,914,000 | 2,296 |
| Salaries and employee benefits | $3,035,000 | 2,469 |
| Premises and equipment expense | $1,257,000 | 1,582 |
| Additional noninterest expense | $1,622,000 | 2,437 |
| Pre-tax net operating income | $4,080,000 | 1,643 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,434,000 | 1,269 |
| Income before extraordinary items | $2,646,000 | 1,911 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,646,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,889 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,646,000 | 1,897 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,648,000 | 1,719 |
| Total interest expense | $6,460,000 | 1,555 |
| Net interest income | $6,188,000 | 1,853 |
| Provision for loan and lease losses | $448,000 | 1,139 |
| Total noninterest income | $634,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $274,000 | 2,845 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $360,000 | 2,727 |
| Total noninterest expense | $3,761,000 | 2,427 |
| Salaries and employee benefits | $1,976,000 | 2,549 |
| Premises and equipment expense | $847,000 | 1,582 |
| Additional noninterest expense | $938,000 | 2,762 |
| Pre-tax net operating income | $2,613,000 | 1,756 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $951,000 | 1,317 |
| Income before extraordinary items | $1,662,000 | 2,052 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,662,000 | 2,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,662,000 | 2,032 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 1,787 |
| Total interest expense | $2,976,000 | 1,676 |
| Net interest income | $3,063,000 | 1,879 |
| Provision for loan and lease losses | $247,000 | 979 |
| Total noninterest income | $322,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $135,000 | 2,824 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $187,000 | 2,652 |
| Total noninterest expense | $1,950,000 | 2,339 |
| Salaries and employee benefits | $990,000 | 2,567 |
| Premises and equipment expense | $415,000 | 1,616 |
| Additional noninterest expense | $545,000 | 2,414 |
| Pre-tax net operating income | $1,188,000 | 1,882 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $431,000 | 1,446 |
| Income before extraordinary items | $757,000 | 2,162 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $757,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $757,000 | 2,155 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,009,000 | 1,836 |
| Total interest expense | $10,610,000 | 1,596 |
| Net interest income | $11,399,000 | 2,040 |
| Provision for loan and lease losses | $546,000 | 1,765 |
| Total noninterest income | $1,155,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $472,000 | 3,182 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $683,000 | 2,803 |
| Total noninterest expense | $6,959,000 | 2,531 |
| Salaries and employee benefits | $3,560,000 | 2,705 |
| Premises and equipment expense | $1,468,000 | 1,729 |
| Additional noninterest expense | $1,931,000 | 2,656 |
| Pre-tax net operating income | $5,049,000 | 1,859 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,824,000 | 1,426 |
| Income before extraordinary items | $3,225,000 | 2,147 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,225,000 | 2,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,766 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,225,000 | 2,137 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,987,000 | 1,877 |
| Total interest expense | $7,589,000 | 1,619 |
| Net interest income | $8,398,000 | 2,086 |
| Provision for loan and lease losses | $406,000 | 1,677 |
| Total noninterest income | $858,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $333,000 | 3,337 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $525,000 | 2,779 |
| Total noninterest expense | $5,113,000 | 2,575 |
| Salaries and employee benefits | $2,616,000 | 2,739 |
| Premises and equipment expense | $1,064,000 | 1,787 |
| Additional noninterest expense | $1,433,000 | 2,664 |
| Pre-tax net operating income | $3,737,000 | 1,947 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,348,000 | 1,508 |
| Income before extraordinary items | $2,389,000 | 2,226 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,389,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,389,000 | 2,218 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,206,000 | 1,915 |
| Total interest expense | $4,775,000 | 1,633 |
| Net interest income | $5,431,000 | 2,149 |
| Provision for loan and lease losses | $268,000 | 1,666 |
| Total noninterest income | $540,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $226,000 | 3,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $314,000 | 2,932 |
| Total noninterest expense | $3,348,000 | 2,621 |
| Salaries and employee benefits | $1,704,000 | 2,801 |
| Premises and equipment expense | $695,000 | 1,817 |
| Additional noninterest expense | $949,000 | 2,694 |
| Pre-tax net operating income | $2,355,000 | 2,053 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $846,000 | 1,595 |
| Income before extraordinary items | $1,509,000 | 2,328 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,509,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,751 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,509,000 | 2,317 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 1,960 |
| Total interest expense | $2,289,000 | 1,617 |
| Net interest income | $2,565,000 | 2,269 |
| Provision for loan and lease losses | $152,000 | 1,411 |
| Total noninterest income | $241,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,094 |
| Total noninterest expense | $1,615,000 | 2,710 |
| Salaries and employee benefits | $838,000 | 2,857 |
| Premises and equipment expense | $333,000 | 1,899 |
| Additional noninterest expense | $444,000 | 2,841 |
| Pre-tax net operating income | $1,039,000 | 2,218 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $371,000 | 1,751 |
| Income before extraordinary items | $668,000 | 2,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $668,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $668,000 | 2,515 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,742,000 | 2,117 |
| Total interest expense | $6,283,000 | 1,804 |
| Net interest income | $9,459,000 | 2,336 |
| Provision for loan and lease losses | $481,000 | 1,949 |
| Total noninterest income | $1,063,000 | 3,408 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $625,000 | 2,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $438,000 | 3,618 |
| Total noninterest expense | $5,858,000 | 2,810 |
| Salaries and employee benefits | $3,169,000 | 2,829 |
| Premises and equipment expense | $1,175,000 | 2,032 |
| Additional noninterest expense | $1,514,000 | 3,207 |
| Pre-tax net operating income | $4,183,000 | 2,152 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,523,000 | 1,689 |
| Income before extraordinary items | $2,660,000 | 2,477 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,660,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,103 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,660,000 | 2,444 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,167,000 | 2,174 |
| Total interest expense | $4,381,000 | 1,826 |
| Net interest income | $6,786,000 | 2,414 |
| Provision for loan and lease losses | $368,000 | 1,839 |
| Total noninterest income | $813,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $494,000 | 2,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $319,000 | 3,702 |
| Total noninterest expense | $4,297,000 | 2,836 |
| Salaries and employee benefits | $2,341,000 | 2,832 |
| Premises and equipment expense | $861,000 | 2,068 |
| Additional noninterest expense | $1,095,000 | 3,278 |
| Pre-tax net operating income | $2,934,000 | 2,280 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,073,000 | 1,787 |
| Income before extraordinary items | $1,861,000 | 2,624 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,861,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,454 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,861,000 | 2,590 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 2,256 |
| Total interest expense | $2,712,000 | 1,849 |
| Net interest income | $4,281,000 | 2,501 |
| Provision for loan and lease losses | $228,000 | 1,939 |
| Total noninterest income | $513,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $325,000 | 2,460 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $188,000 | 3,872 |
| Total noninterest expense | $2,908,000 | 2,782 |
| Salaries and employee benefits | $1,606,000 | 2,753 |
| Premises and equipment expense | $552,000 | 2,145 |
| Additional noninterest expense | $750,000 | 3,181 |
| Pre-tax net operating income | $1,658,000 | 2,537 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $613,000 | 1,973 |
| Income before extraordinary items | $1,045,000 | 2,988 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,045,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,884 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,045,000 | 2,944 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 2,302 |
| Total interest expense | $1,259,000 | 1,885 |
| Net interest income | $2,096,000 | 2,547 |
| Provision for loan and lease losses | $64,000 | 2,777 |
| Total noninterest income | $248,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $165,000 | 2,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $1,497,000 | 2,719 |
| Salaries and employee benefits | $850,000 | 2,629 |
| Premises and equipment expense | $274,000 | 2,179 |
| Additional noninterest expense | $373,000 | 3,201 |
| Pre-tax net operating income | $783,000 | 2,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $295,000 | 2,003 |
| Income before extraordinary items | $488,000 | 3,102 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $488,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $488,000 | 3,063 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 2,618 |
| Total interest expense | $3,830,000 | 2,126 |
| Net interest income | $7,028,000 | 2,866 |
| Provision for loan and lease losses | $282,000 | 3,042 |
| Total noninterest income | $854,000 | 3,894 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $580,000 | 2,781 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $274,000 | 4,443 |
| Total noninterest expense | $4,859,000 | 3,199 |
| Salaries and employee benefits | $2,571,000 | 3,267 |
| Premises and equipment expense | $813,000 | 2,751 |
| Additional noninterest expense | $1,475,000 | 3,169 |
| Pre-tax net operating income | $2,741,000 | 2,778 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $1,033,000 | 2,103 |
| Income before extraordinary items | $1,713,000 | 3,297 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,713,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,396 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,709,800 | 3,232 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 2,700 |
| Total interest expense | $2,741,000 | 2,176 |
| Net interest income | $5,058,000 | 2,966 |
| Provision for loan and lease losses | $282,000 | 2,373 |
| Total noninterest income | $703,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $432,000 | 2,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $271,000 | 3,922 |
| Total noninterest expense | $3,398,000 | 3,372 |
| Salaries and employee benefits | $1,826,000 | 3,389 |
| Premises and equipment expense | $537,000 | 3,068 |
| Additional noninterest expense | $1,035,000 | 3,325 |
| Pre-tax net operating income | $2,081,000 | 2,780 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $783,000 | 2,132 |
| Income before extraordinary items | $1,298,000 | 3,357 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,298,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,298,000 | 3,266 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 2,807 |
| Total interest expense | $1,741,000 | 2,249 |
| Net interest income | $3,220,000 | 3,084 |
| Provision for loan and lease losses | $184,000 | 2,338 |
| Total noninterest income | $479,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $287,000 | 2,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $192,000 | 3,811 |
| Total noninterest expense | $2,124,000 | 3,566 |
| Salaries and employee benefits | $1,164,000 | 3,537 |
| Premises and equipment expense | $368,000 | 3,001 |
| Additional noninterest expense | $592,000 | 3,786 |
| Pre-tax net operating income | $1,391,000 | 2,738 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $523,000 | 2,128 |
| Income before extraordinary items | $868,000 | 3,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $868,000 | 3,219 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 2,866 |
| Total interest expense | $853,000 | 2,306 |
| Net interest income | $1,580,000 | 3,127 |
| Provision for loan and lease losses | $127,000 | 1,729 |
| Total noninterest income | $251,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $138,000 | 2,841 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $984,000 | 3,811 |
| Salaries and employee benefits | $538,000 | 3,784 |
| Premises and equipment expense | $163,000 | 3,352 |
| Additional noninterest expense | $283,000 | 3,919 |
| Pre-tax net operating income | $720,000 | 2,649 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $266,000 | 2,100 |
| Income before extraordinary items | $454,000 | 3,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $454,000 | 3,059 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,729,000 | 3,187 |
| Total interest expense | $3,111,000 | 2,771 |
| Net interest income | $5,618,000 | 3,367 |
| Provision for loan and lease losses | $1,580,000 | 785 |
| Total noninterest income | $1,647,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $494,000 | 3,122 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,153,000 | 2,176 |
| Total noninterest expense | $3,652,000 | 3,967 |
| Salaries and employee benefits | $1,933,000 | 4,045 |
| Premises and equipment expense | $636,000 | 3,359 |
| Additional noninterest expense | $1,083,000 | 4,023 |
| Pre-tax net operating income | $2,033,000 | 3,364 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $770,000 | 2,607 |
| Income before extraordinary items | $1,263,000 | 3,999 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,263,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,001,000 | 928 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,263,000 | 3,826 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 3,279 |
| Total interest expense | $2,315,000 | 2,885 |
| Net interest income | $4,113,000 | 3,442 |
| Provision for loan and lease losses | $919,000 | 960 |
| Total noninterest income | $584,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $378,000 | 3,084 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 4,738 |
| Total noninterest expense | $2,673,000 | 4,026 |
| Salaries and employee benefits | $1,419,000 | 4,107 |
| Premises and equipment expense | $470,000 | 3,392 |
| Additional noninterest expense | $784,000 | 4,119 |
| Pre-tax net operating income | $1,105,000 | 4,295 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $420,000 | 3,330 |
| Income before extraordinary items | $685,000 | 5,053 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $685,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,738 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $685,000 | 4,869 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 3,418 |
| Total interest expense | $1,514,000 | 3,017 |
| Net interest income | $2,620,000 | 3,569 |
| Provision for loan and lease losses | $578,000 | 1,025 |
| Total noninterest income | $389,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $258,000 | 2,987 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $131,000 | 4,832 |
| Total noninterest expense | $1,802,000 | 3,998 |
| Salaries and employee benefits | $937,000 | 4,125 |
| Premises and equipment expense | $311,000 | 3,383 |
| Additional noninterest expense | $554,000 | 3,933 |
| Pre-tax net operating income | $629,000 | 4,701 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $237,000 | 3,651 |
| Income before extraordinary items | $392,000 | 5,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $392,000 | 5,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $392,000 | 5,250 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 3,559 |
| Total interest expense | $733,000 | 3,189 |
| Net interest income | $1,245,000 | 3,696 |
| Provision for loan and lease losses | $356,000 | 810 |
| Total noninterest income | $177,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $934,000 | 3,872 |
| Salaries and employee benefits | $503,000 | 3,879 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $132,000 | 6,731 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $49,000 | 5,135 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $83,000 | 7,071 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 4,203 |
| Total interest expense | $2,763,000 | 3,784 |
| Net interest income | $3,934,000 | 4,400 |
| Provision for loan and lease losses | $443,000 | 2,618 |
| Total noninterest income | $682,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $385,000 | 3,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 4,281 |
| Total noninterest expense | $3,021,000 | 4,433 |
| Salaries and employee benefits | $1,554,000 | 4,565 |
| Premises and equipment expense | $555,000 | 3,640 |
| Additional noninterest expense | $912,000 | 4,499 |
| Pre-tax net operating income | $1,152,000 | 4,819 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $436,000 | 3,722 |
| Income before extraordinary items | $716,000 | 5,497 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $716,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $716,000 | 5,360 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,126 |
| Total interest expense | $2,060,000 | 6,005 |
| Net interest income | $2,213,000 | 6,112 |
| Provision for loan and lease losses | $343,000 | 2,949 |
| Total noninterest income | $558,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $254,000 | 4,601 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $304,000 | 4,093 |
| Total noninterest expense | $2,513,000 | 4,927 |
| Salaries and employee benefits | $1,277,000 | 5,094 |
| Premises and equipment expense | $519,000 | 3,755 |
| Additional noninterest expense | $717,000 | 5,194 |
| Pre-tax net operating income | $-85,000 | 8,845 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-32,000 | 9,096 |
| Income before extraordinary items | $-53,000 | 8,900 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-53,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-53,000 | 8,827 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 8,354 |
| Total interest expense | $889,000 | 8,458 |
| Net interest income | $1,163,000 | 8,149 |
| Provision for loan and lease losses | $264,000 | 3,126 |
| Total noninterest income | $293,000 | 6,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,176 |
| Total noninterest expense | $2,229,000 | 5,290 |
| Salaries and employee benefits | $1,142,000 | 5,414 |
| Premises and equipment expense | $450,000 | 4,129 |
| Additional noninterest expense | $637,000 | 5,550 |
| Pre-tax net operating income | $-1,037,000 | 9,727 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-387,000 | 9,770 |
| Income before extraordinary items | $-650,000 | 9,642 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-650,000 | 9,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-650,000 | 9,641 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 10,050 |
| Total interest expense | $57,000 | 10,095 |
| Net interest income | $288,000 | 9,979 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $54,000 | 9,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $1,461,000 | 6,880 |
| Salaries and employee benefits | $643,000 | 7,526 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $644,000 | 5,549 |
| Pre-tax net operating income | $-1,199,000 | 10,094 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-338,000 | 10,106 |
| Income before extraordinary items | $-861,000 | 10,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-861,000 | 10,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,911,000 | 168 |
| Net operating income | $-861,000 | 10,041 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.