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The International Bank of Amherst, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$3,405,000	3,997
Total interest expense	$666,000	3,971
Net interest income	$2,739,000	3,978
Provision for loan and lease losses	$9,000	3,188
Total noninterest income	$208,000	4,003
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$68,000	3,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	3,858
Total noninterest expense	$1,725,000	4,172
Salaries and employee benefits	$1,064,000	4,063
Premises and equipment expense	$155,000	4,109
Additional noninterest expense	$140,000	3,858
Pre-tax net operating income	$1,213,000	3,435
Securities gains (losses)	$20,000	655
Applicable income taxes	$45,000	3,054
Income before extraordinary items	$1,188,000	3,309
Extraordinary gains, net	$0	54
Net income	$1,188,000	3,346
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,188,000	3,311
Net charge-offs	$0	2,884
Cash dividends	$600,000	2,611
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,168,800	3,338
2023-09-30 (YTD Data)		Rank
Total interest income	$2,482,000	4,028
Total interest expense	$452,000	3,974
Net interest income	$2,030,000	4,008
Provision for loan and lease losses	$0	3,085
Total noninterest income	$158,000	4,007
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$51,000	3,644
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	3,864
Total noninterest expense	$1,276,000	4,180
Salaries and employee benefits	$792,000	4,061
Premises and equipment expense	$121,000	4,097
Additional noninterest expense	$107,000	3,862
Pre-tax net operating income	$912,000	3,508
Securities gains (losses)	$21,000	442
Applicable income taxes	$45,000	3,026
Income before extraordinary items	$888,000	3,404
Extraordinary gains, net	$0	52
Net income	$888,000	3,436
Minority interest net income	$0	81
Net income of bank and minority interests.	$888,000	3,404
Net charge-offs	$0	2,641
Cash dividends	$300,000	2,553
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$868,050	3,440
2023-06-30 (YTD Data)		Rank
Total interest income	$1,601,000	4,051
Total interest expense	$267,000	3,965
Net interest income	$1,334,000	4,048
Provision for loan and lease losses	$0	2,940
Total noninterest income	$103,000	4,019
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$33,000	3,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	3,893
Total noninterest expense	$854,000	4,192
Salaries and employee benefits	$538,000	4,068
Premises and equipment expense	$87,000	4,066
Additional noninterest expense	$70,000	3,874
Pre-tax net operating income	$583,000	3,577
Securities gains (losses)	$21,000	455
Applicable income taxes	$45,000	2,931
Income before extraordinary items	$559,000	3,491
Extraordinary gains, net	$0	51
Net income	$559,000	3,525
Minority interest net income	$0	81
Net income of bank and minority interests.	$559,000	3,490
Net charge-offs	$0	2,431
Cash dividends	$200,000	2,516
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$539,470	3,541
2023-03-31 (YTD Data)		Rank
Total interest income	$771,000	4,116
Total interest expense	$115,000	3,966
Net interest income	$656,000	4,078
Provision for loan and lease losses	$0	2,612
Total noninterest income	$56,000	3,999
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$17,000	3,674
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	3,835
Total noninterest expense	$428,000	4,247
Salaries and employee benefits	$275,000	4,111
Premises and equipment expense	$44,000	4,096
Additional noninterest expense	$39,000	3,835
Pre-tax net operating income	$284,000	3,667
Securities gains (losses)	$21,000	427
Applicable income taxes	$23,000	2,922
Income before extraordinary items	$282,000	3,540
Extraordinary gains, net	$0	4
Net income	$282,000	3,539
Minority interest net income	$0	48
Net income of bank and minority interests.	$282,000	3,540
Net charge-offs	$0	2,062
Cash dividends	$100,000	2,063
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$262,680	3,634
2022-12-31 (YTD Data)		Rank
Total interest income	$2,593,000	4,122
Total interest expense	$160,000	4,187
Net interest income	$2,433,000	4,078
Provision for loan and lease losses	$0	3,012
Total noninterest income	$228,000	4,092
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$75,000	3,679
Trading account gains and fees	NA	NA
Additional Noninterest Income	$153,000	3,958
Total noninterest expense	$1,693,000	4,264
Salaries and employee benefits	$1,067,000	4,138
Premises and equipment expense	$129,000	4,331
Additional noninterest expense	$153,000	3,958
Pre-tax net operating income	$968,000	3,796
Securities gains (losses)	$17,000	362
Applicable income taxes	$11,000	3,508
Income before extraordinary items	$974,000	3,680
Extraordinary gains, net	$0	5
Net income	$974,000	3,679
Minority interest net income	$0	63
Net income of bank and minority interests.	$974,000	3,680
Net charge-offs	$0	2,620
Cash dividends	$500,000	2,687
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$957,170	3,708
2022-09-30 (YTD Data)		Rank
Total interest income	$1,871,000	4,147
Total interest expense	$86,000	4,308
Net interest income	$1,785,000	4,105
Provision for loan and lease losses	$0	2,835
Total noninterest income	$174,000	4,109
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$59,000	3,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	3,980
Total noninterest expense	$1,269,000	4,265
Salaries and employee benefits	$811,000	4,116
Premises and equipment expense	$97,000	4,350
Additional noninterest expense	$115,000	3,980
Pre-tax net operating income	$690,000	3,841
Securities gains (losses)	$17,000	360
Applicable income taxes	$7,000	3,513
Income before extraordinary items	$700,000	3,702
Extraordinary gains, net	$0	4
Net income	$700,000	3,701
Minority interest net income	$0	57
Net income of bank and minority interests.	$700,000	3,701
Net charge-offs	$0	2,349
Cash dividends	$300,000	2,504
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$683,170	3,752
2022-06-30 (YTD Data)		Rank
Total interest income	$1,199,000	4,199
Total interest expense	$49,000	4,416
Net interest income	$1,150,000	4,151
Provision for loan and lease losses	$0	2,599
Total noninterest income	$120,000	4,078
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$40,000	3,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	3,975
Total noninterest expense	$859,000	4,259
Salaries and employee benefits	$553,000	4,127
Premises and equipment expense	$67,000	4,342
Additional noninterest expense	$239,000	4,366
Pre-tax net operating income	$411,000	3,835
Securities gains (losses)	$17,000	325
Applicable income taxes	$5,000	3,467
Income before extraordinary items	$423,000	3,683
Extraordinary gains, net	$0	4
Net income	$423,000	3,681
Minority interest net income	$0	60
Net income of bank and minority interests.	$423,000	3,683
Net charge-offs	$0	2,156
Cash dividends	$200,000	2,455
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$406,170	3,755
2022-03-31 (YTD Data)		Rank
Total interest income	$584,000	4,210
Total interest expense	$26,000	4,384
Net interest income	$558,000	4,152
Provision for loan and lease losses	$0	2,285
Total noninterest income	$68,000	3,975
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$20,000	3,690
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	3,850
Total noninterest expense	$430,000	4,272
Salaries and employee benefits	$284,000	4,114
Premises and equipment expense	$36,000	4,316
Additional noninterest expense	$110,000	4,431
Pre-tax net operating income	$196,000	3,756
Securities gains (losses)	$17,000	316
Applicable income taxes	$3,000	3,335
Income before extraordinary items	$210,000	3,592
Extraordinary gains, net	$0	4
Net income	$210,000	3,591
Minority interest net income	$0	50
Net income of bank and minority interests.	$210,000	3,592
Net charge-offs	$0	1,838
Cash dividends	$100,000	1,984
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$193,170	3,684
2021-12-31 (YTD Data)		Rank
Total interest income	$2,805,000	4,129
Total interest expense	$135,000	4,369
Net interest income	$2,670,000	4,072
Provision for loan and lease losses	$0	3,064
Total noninterest income	$251,000	4,156
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$69,000	3,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	4,049
Total noninterest expense	$1,679,000	4,334
Salaries and employee benefits	$1,072,000	4,204
Premises and equipment expense	$112,000	4,499
Additional noninterest expense	$495,000	4,388
Pre-tax net operating income	$1,242,000	3,660
Securities gains (losses)	$-32,000	4,508
Applicable income taxes	$7,000	3,607
Income before extraordinary items	$1,203,000	3,583
Extraordinary gains, net	$0	10
Net income	$1,203,000	3,583
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,203,000	3,583
Net charge-offs	$0	2,705
Cash dividends	$600,000	2,674
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,234,680	3,539
2021-09-30 (YTD Data)		Rank
Total interest income	$2,183,000	4,169
Total interest expense	$106,000	4,434
Net interest income	$2,077,000	4,110
Provision for loan and lease losses	$0	2,963
Total noninterest income	$197,000	4,164
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$49,000	3,869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	4,037
Total noninterest expense	$1,241,000	4,391
Salaries and employee benefits	$821,000	4,228
Premises and equipment expense	$78,000	4,595
Additional noninterest expense	$342,000	4,500
Pre-tax net operating income	$1,033,000	3,686
Securities gains (losses)	$0	2,015
Applicable income taxes	$5,000	3,587
Income before extraordinary items	$1,028,000	3,575
Extraordinary gains, net	$0	8
Net income	$1,028,000	3,575
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,028,000	3,575
Net charge-offs	$6,000	2,115
Cash dividends	$450,000	2,391
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,028,000	3,550
2021-06-30 (YTD Data)		Rank
Total interest income	$1,457,000	4,204
Total interest expense	$74,000	4,464
Net interest income	$1,383,000	4,136
Provision for loan and lease losses	$0	2,862
Total noninterest income	$139,000	4,150
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$31,000	3,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	3,995
Total noninterest expense	$807,000	4,447
Salaries and employee benefits	$539,000	4,264
Premises and equipment expense	$51,000	4,638
Additional noninterest expense	$217,000	4,549
Pre-tax net operating income	$715,000	3,635
Securities gains (losses)	$0	1,818
Applicable income taxes	$3,000	3,587
Income before extraordinary items	$712,000	3,537
Extraordinary gains, net	$0	6
Net income	$712,000	3,536
Minority interest net income	$0	67
Net income of bank and minority interests.	$712,000	3,537
Net charge-offs	$7,000	1,839
Cash dividends	$300,000	2,344
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$712,000	3,510
2021-03-31 (YTD Data)		Rank
Total interest income	$746,000	4,194
Total interest expense	$40,000	4,473
Net interest income	$706,000	4,130
Provision for loan and lease losses	$0	2,741
Total noninterest income	$80,000	4,048
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$16,000	3,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	3,852
Total noninterest expense	$398,000	4,470
Salaries and employee benefits	$259,000	4,314
Premises and equipment expense	$26,000	4,635
Additional noninterest expense	$113,000	4,535
Pre-tax net operating income	$388,000	3,526
Securities gains (losses)	$0	1,392
Applicable income taxes	$2,000	3,502
Income before extraordinary items	$386,000	3,423
Extraordinary gains, net	$0	3
Net income	$386,000	3,424
Minority interest net income	$0	55
Net income of bank and minority interests.	$386,000	3,423
Net charge-offs	$7,000	1,445
Cash dividends	$150,000	1,941
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$386,000	3,389
2020-12-31 (YTD Data)		Rank
Total interest income	$2,961,000	4,220
Total interest expense	$212,000	4,524
Net interest income	$2,749,000	4,125
Provision for loan and lease losses	$26,000	4,069
Total noninterest income	$241,000	4,196
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$76,000	3,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	4,086
Total noninterest expense	$1,672,000	4,446
Salaries and employee benefits	$1,065,000	4,322
Premises and equipment expense	$120,000	4,609
Additional noninterest expense	$487,000	4,493
Pre-tax net operating income	$1,292,000	3,440
Securities gains (losses)	$0	2,675
Applicable income taxes	$7,000	3,538
Income before extraordinary items	$1,285,000	3,373
Extraordinary gains, net	$0	4
Net income	$1,285,000	3,373
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,285,000	3,373
Net charge-offs	$0	3,443
Cash dividends	$600,000	2,669
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,285,000	3,313
2020-09-30 (YTD Data)		Rank
Total interest income	$2,285,000	4,231
Total interest expense	$170,000	4,542
Net interest income	$2,115,000	4,120
Provision for loan and lease losses	$26,000	3,946
Total noninterest income	$183,000	4,201
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$60,000	3,800
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	4,069
Total noninterest expense	$1,222,000	4,480
Salaries and employee benefits	$809,000	4,314
Premises and equipment expense	$89,000	4,632
Additional noninterest expense	$324,000	4,588
Pre-tax net operating income	$1,050,000	3,393
Securities gains (losses)	$0	2,494
Applicable income taxes	$11,000	3,451
Income before extraordinary items	$1,039,000	3,309
Extraordinary gains, net	$0	4
Net income	$1,039,000	3,309
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,039,000	3,309
Net charge-offs	$0	3,243
Cash dividends	$450,000	2,412
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,039,000	3,253
2020-06-30 (YTD Data)		Rank
Total interest income	$1,436,000	4,329
Total interest expense	$123,000	4,557
Net interest income	$1,313,000	4,227
Provision for loan and lease losses	$26,000	3,774
Total noninterest income	$121,000	4,203
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$41,000	3,809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	4,094
Total noninterest expense	$800,000	4,525
Salaries and employee benefits	$532,000	4,352
Premises and equipment expense	$56,000	4,678
Additional noninterest expense	$212,000	4,630
Pre-tax net operating income	$608,000	3,532
Securities gains (losses)	$0	2,249
Applicable income taxes	$8,000	3,409
Income before extraordinary items	$600,000	3,462
Extraordinary gains, net	$0	4
Net income	$600,000	3,462
Minority interest net income	$0	65
Net income of bank and minority interests.	$600,000	3,462
Net charge-offs	$0	3,033
Cash dividends	$300,000	2,382
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$600,000	3,402
2020-03-31 (YTD Data)		Rank
Total interest income	$726,000	4,345
Total interest expense	$69,000	4,578
Net interest income	$657,000	4,240
Provision for loan and lease losses	$0	3,711
Total noninterest income	$71,000	4,091
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$25,000	3,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	3,910
Total noninterest expense	$418,000	4,530
Salaries and employee benefits	$267,000	4,388
Premises and equipment expense	$29,000	4,700
Additional noninterest expense	$122,000	4,559
Pre-tax net operating income	$310,000	3,367
Securities gains (losses)	$0	1,705
Applicable income taxes	$4,000	3,309
Income before extraordinary items	$306,000	3,264
Extraordinary gains, net	$0	4
Net income	$306,000	3,264
Minority interest net income	$0	56
Net income of bank and minority interests.	$306,000	3,265
Net charge-offs	$0	2,581
Cash dividends	$150,000	2,090
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$306,000	3,236
2019-12-31 (YTD Data)		Rank
Total interest income	$2,893,000	4,411
Total interest expense	$272,000	4,624
Net interest income	$2,621,000	4,314
Provision for loan and lease losses	$0	3,973
Total noninterest income	$241,000	4,326
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$96,000	3,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	4,193
Total noninterest expense	$1,700,000	4,563
Salaries and employee benefits	$1,031,000	4,479
Premises and equipment expense	$145,000	4,626
Additional noninterest expense	$524,000	4,594
Pre-tax net operating income	$1,162,000	3,709
Securities gains (losses)	$65,000	1,131
Applicable income taxes	$16,000	3,593
Income before extraordinary items	$1,211,000	3,556
Extraordinary gains, net	$0	11
Net income	$1,211,000	3,557
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,211,000	3,557
Net charge-offs	$0	3,726
Cash dividends	$600,000	2,822
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,146,650	3,592
2019-09-30 (YTD Data)		Rank
Total interest income	$2,169,000	4,479
Total interest expense	$206,000	4,675
Net interest income	$1,963,000	4,384
Provision for loan and lease losses	$0	3,836
Total noninterest income	$167,000	4,432
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$69,000	4,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	4,308
Total noninterest expense	$1,271,000	4,611
Salaries and employee benefits	$769,000	4,518
Premises and equipment expense	$110,000	4,686
Additional noninterest expense	$392,000	4,655
Pre-tax net operating income	$859,000	3,805
Securities gains (losses)	$81,000	878
Applicable income taxes	$13,000	3,627
Income before extraordinary items	$927,000	3,607
Extraordinary gains, net	$0	11
Net income	$927,000	3,607
Minority interest net income	$0	72
Net income of bank and minority interests.	$927,000	3,607
Net charge-offs	$0	3,455
Cash dividends	$400,000	2,683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$846,810	3,698
2019-06-30 (YTD Data)		Rank
Total interest income	$1,426,000	4,522
Total interest expense	$132,000	4,717
Net interest income	$1,294,000	4,424
Provision for loan and lease losses	$0	3,685
Total noninterest income	$117,000	4,431
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$46,000	4,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	4,269
Total noninterest expense	$830,000	4,658
Salaries and employee benefits	$510,000	4,556
Premises and equipment expense	$69,000	4,757
Additional noninterest expense	$251,000	4,720
Pre-tax net operating income	$581,000	3,802
Securities gains (losses)	$0	1,702
Applicable income taxes	$7,000	3,681
Income before extraordinary items	$574,000	3,698
Extraordinary gains, net	$0	11
Net income	$574,000	3,697
Minority interest net income	$0	69
Net income of bank and minority interests.	$574,000	3,697
Net charge-offs	$0	3,172
Cash dividends	$250,000	2,705
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$574,000	3,669
2019-03-31 (YTD Data)		Rank
Total interest income	$710,000	4,563
Total interest expense	$61,000	4,796
Net interest income	$649,000	4,461
Provision for loan and lease losses	$0	3,406
Total noninterest income	$65,000	4,354
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$24,000	4,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	4,138
Total noninterest expense	$425,000	4,692
Salaries and employee benefits	$257,000	4,591
Premises and equipment expense	$33,000	4,824
Additional noninterest expense	$135,000	4,690
Pre-tax net operating income	$289,000	3,836
Securities gains (losses)	$0	1,087
Applicable income taxes	$4,000	3,587
Income before extraordinary items	$285,000	3,698
Extraordinary gains, net	$0	5
Net income	$285,000	3,697
Minority interest net income	$0	52
Net income of bank and minority interests.	$285,000	3,697
Net charge-offs	$0	2,740
Cash dividends	$100,000	2,404
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$285,000	3,689
2018-12-31 (YTD Data)		Rank
Total interest income	$2,640,000	4,621
Total interest expense	$166,000	4,948
Net interest income	$2,474,000	4,528
Provision for loan and lease losses	$-6,000	5,081
Total noninterest income	$257,000	4,452
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$96,000	4,173
Trading account gains and fees	NA	NA
Additional Noninterest Income	$161,000	4,256
Total noninterest expense	$1,654,000	4,746
Salaries and employee benefits	$989,000	4,670
Premises and equipment expense	$114,000	4,977
Additional noninterest expense	$551,000	4,708
Pre-tax net operating income	$1,083,000	3,941
Securities gains (losses)	$-62,000	4,892
Applicable income taxes	$15,000	3,680
Income before extraordinary items	$1,006,000	3,895
Extraordinary gains, net	$0	6
Net income	$1,006,000	3,894
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,006,000	3,894
Net charge-offs	$-1,000	4,181
Cash dividends	$500,000	2,948
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,067,380	3,832
2018-09-30 (YTD Data)		Rank
Total interest income	$1,939,000	4,688
Total interest expense	$117,000	5,018
Net interest income	$1,822,000	4,597
Provision for loan and lease losses	$-6,000	5,196
Total noninterest income	$178,000	4,564
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$72,000	4,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	4,403
Total noninterest expense	$1,237,000	4,776
Salaries and employee benefits	$748,000	4,687
Premises and equipment expense	$92,000	4,981
Additional noninterest expense	$397,000	4,793
Pre-tax net operating income	$769,000	4,076
Securities gains (losses)	$0	1,118
Applicable income taxes	$5,000	3,855
Income before extraordinary items	$764,000	3,945
Extraordinary gains, net	$0	5
Net income	$764,000	3,943
Minority interest net income	$0	66
Net income of bank and minority interests.	$764,000	3,944
Net charge-offs	$-1,000	4,015
Cash dividends	$300,000	2,826
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$764,000	3,948
2018-06-30 (YTD Data)		Rank
Total interest income	$1,255,000	4,761
Total interest expense	$73,000	5,077
Net interest income	$1,182,000	4,667
Provision for loan and lease losses	$-6,000	5,289
Total noninterest income	$116,000	4,623
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$48,000	4,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	4,472
Total noninterest expense	$811,000	4,848
Salaries and employee benefits	$500,000	4,737
Premises and equipment expense	$63,000	5,009
Additional noninterest expense	$248,000	4,900
Pre-tax net operating income	$493,000	4,122
Securities gains (losses)	$0	961
Applicable income taxes	$3,000	3,871
Income before extraordinary items	$490,000	3,978
Extraordinary gains, net	$0	6
Net income	$490,000	3,977
Minority interest net income	$0	65
Net income of bank and minority interests.	$490,000	3,977
Net charge-offs	$0	3,209
Cash dividends	$200,000	2,795
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$490,000	3,983
2018-03-31 (YTD Data)		Rank
Total interest income	$613,000	4,828
Total interest expense	$35,000	5,128
Net interest income	$578,000	4,741
Provision for loan and lease losses	$-6,000	5,400
Total noninterest income	$63,000	4,578
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$24,000	4,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	4,362
Total noninterest expense	$388,000	4,949
Salaries and employee benefits	$239,000	4,837
Premises and equipment expense	$29,000	5,116
Additional noninterest expense	$120,000	4,962
Pre-tax net operating income	$259,000	4,021
Securities gains (losses)	$0	735
Applicable income taxes	$2,000	3,795
Income before extraordinary items	$257,000	3,878
Extraordinary gains, net	$0	7
Net income	$257,000	3,878
Minority interest net income	$0	52
Net income of bank and minority interests.	$257,000	3,878
Net charge-offs	$0	2,722
Cash dividends	$100,000	2,316
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$257,000	3,880
2017-12-31 (YTD Data)		Rank
Total interest income	$2,403,000	4,866
Total interest expense	$98,000	5,331
Net interest income	$2,305,000	4,772
Provision for loan and lease losses	$-8,000	5,289
Total noninterest income	$256,000	4,644
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$98,000	4,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$158,000	4,443
Total noninterest expense	$1,606,000	4,970
Salaries and employee benefits	$909,000	4,945
Premises and equipment expense	$145,000	5,026
Additional noninterest expense	$552,000	4,919
Pre-tax net operating income	$963,000	4,106
Securities gains (losses)	$-13,000	5,100
Applicable income taxes	$7,000	3,935
Income before extraordinary items	$943,000	3,789
Extraordinary gains, net	$0	9
Net income	$943,000	3,788
Minority interest net income	$0	76
Net income of bank and minority interests.	$943,000	3,789
Net charge-offs	$7,000	3,779
Cash dividends	$400,000	3,163
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$955,870	3,757
2017-09-30 (YTD Data)		Rank
Total interest income	$1,787,000	4,931
Total interest expense	$73,000	5,388
Net interest income	$1,714,000	4,828
Provision for loan and lease losses	$-4,000	5,434
Total noninterest income	$201,000	4,665
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$75,000	4,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	4,428
Total noninterest expense	$1,147,000	5,065
Salaries and employee benefits	$684,000	4,978
Premises and equipment expense	$91,000	5,216
Additional noninterest expense	$372,000	5,050
Pre-tax net operating income	$772,000	4,102
Securities gains (losses)	$14,000	1,480
Applicable income taxes	$3,000	4,027
Income before extraordinary items	$783,000	3,871
Extraordinary gains, net	$0	9
Net income	$783,000	3,870
Minority interest net income	$0	71
Net income of bank and minority interests.	$783,000	3,871
Net charge-offs	$2,000	3,621
Cash dividends	$300,000	2,852
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$769,000	3,881
2017-06-30 (YTD Data)		Rank
Total interest income	$1,169,000	4,979
Total interest expense	$48,000	5,436
Net interest income	$1,121,000	4,883
Provision for loan and lease losses	$0	3,871
Total noninterest income	$133,000	4,685
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$49,000	4,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	4,449
Total noninterest expense	$775,000	5,090
Salaries and employee benefits	$460,000	5,005
Premises and equipment expense	$61,000	5,236
Additional noninterest expense	$254,000	5,062
Pre-tax net operating income	$479,000	4,181
Securities gains (losses)	$14,000	1,120
Applicable income taxes	$2,000	4,063
Income before extraordinary items	$491,000	3,920
Extraordinary gains, net	$0	11
Net income	$491,000	3,918
Minority interest net income	$0	71
Net income of bank and minority interests.	$491,000	3,920
Net charge-offs	$2,000	3,300
Cash dividends	$200,000	2,811
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$477,000	3,943
2017-03-31 (YTD Data)		Rank
Total interest income	$576,000	5,034
Total interest expense	$24,000	5,471
Net interest income	$552,000	4,938
Provision for loan and lease losses	$0	3,537
Total noninterest income	$73,000	4,634
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$25,000	4,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	4,335
Total noninterest expense	$376,000	5,177
Salaries and employee benefits	$227,000	5,061
Premises and equipment expense	$33,000	5,214
Additional noninterest expense	$116,000	5,187
Pre-tax net operating income	$249,000	4,103
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,000	3,997
Income before extraordinary items	$248,000	3,885
Extraordinary gains, net	$0	8
Net income	$248,000	3,883
Minority interest net income	$0	55
Net income of bank and minority interests.	$248,000	3,885
Net charge-offs	$0	2,943
Cash dividends	$100,000	2,363
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$248,000	3,870
2016-12-31 (YTD Data)		Rank
Total interest income	$2,267,000	5,084
Total interest expense	$88,000	5,565
Net interest income	$2,179,000	4,978
Provision for loan and lease losses	$8,000	4,221
Total noninterest income	$244,000	4,881
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$102,000	4,484
Trading account gains and fees	$0	170
Additional Noninterest Income	$142,000	4,692
Total noninterest expense	$1,572,000	5,194
Salaries and employee benefits	$925,000	5,105
Premises and equipment expense	$156,000	5,156
Additional noninterest expense	$491,000	5,224
Pre-tax net operating income	$843,000	4,283
Securities gains (losses)	$0	3,212
Applicable income taxes	$4,000	4,104
Income before extraordinary items	$839,000	4,128
Extraordinary gains, net	$0	5
Net income	$839,000	4,126
Minority interest net income	$0	82
Net income of bank and minority interests.	$839,000	4,127
Net charge-offs	$0	4,281
Cash dividends	$400,000	3,199
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$839,000	4,062
2016-09-30 (YTD Data)		Rank
Total interest income	$1,683,000	5,138
Total interest expense	$65,000	5,629
Net interest income	$1,618,000	5,043
Provision for loan and lease losses	$8,000	4,066
Total noninterest income	$183,000	4,915
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$75,000	4,544
Trading account gains and fees	$0	169
Additional Noninterest Income	$108,000	4,723
Total noninterest expense	$1,177,000	5,219
Salaries and employee benefits	$700,000	5,100
Premises and equipment expense	$112,000	5,240
Additional noninterest expense	$365,000	5,279
Pre-tax net operating income	$616,000	4,393
Securities gains (losses)	$0	3,160
Applicable income taxes	$2,000	4,204
Income before extraordinary items	$614,000	4,220
Extraordinary gains, net	$0	5
Net income	$614,000	4,219
Minority interest net income	$0	71
Net income of bank and minority interests.	$614,000	4,220
Net charge-offs	$0	3,952
Cash dividends	$300,000	2,875
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$614,000	4,141
2016-06-30 (YTD Data)		Rank
Total interest income	$1,108,000	5,213
Total interest expense	$43,000	5,692
Net interest income	$1,065,000	5,113
Provision for loan and lease losses	$0	4,017
Total noninterest income	$118,000	4,983
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$48,000	4,601
Trading account gains and fees	$0	157
Additional Noninterest Income	$70,000	4,786
Total noninterest expense	$819,000	5,224
Salaries and employee benefits	$482,000	5,128
Premises and equipment expense	$77,000	5,257
Additional noninterest expense	$260,000	5,268
Pre-tax net operating income	$364,000	4,551
Securities gains (losses)	$0	2,835
Applicable income taxes	$2,000	4,190
Income before extraordinary items	$362,000	4,397
Extraordinary gains, net	$0	16
Net income	$362,000	4,394
Minority interest net income	$0	71
Net income of bank and minority interests.	$362,000	4,395
Net charge-offs	$0	3,689
Cash dividends	$200,000	2,834
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$362,000	4,330
2016-03-31 (YTD Data)		Rank
Total interest income	$550,000	5,265
Total interest expense	$22,000	5,736
Net interest income	$528,000	5,161
Provision for loan and lease losses	$0	3,656
Total noninterest income	$65,000	4,890
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$22,000	4,718
Trading account gains and fees	$0	142
Additional Noninterest Income	$43,000	4,555
Total noninterest expense	$404,000	5,293
Salaries and employee benefits	$239,000	5,184
Premises and equipment expense	$44,000	5,148
Additional noninterest expense	$121,000	5,397
Pre-tax net operating income	$189,000	4,504
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,000	4,176
Income before extraordinary items	$188,000	4,318
Extraordinary gains, net	$0	12
Net income	$188,000	4,315
Minority interest net income	$0	62
Net income of bank and minority interests.	$188,000	4,317
Net charge-offs	$0	3,094
Cash dividends	$100,000	2,368
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$188,000	4,273
2015-12-31 (YTD Data)		Rank
Total interest income	$2,193,000	5,287
Total interest expense	$83,000	5,816
Net interest income	$2,110,000	5,181
Provision for loan and lease losses	$23,000	4,014
Total noninterest income	$274,000	4,912
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$105,000	4,651
Trading account gains and fees	$0	159
Additional Noninterest Income	$169,000	4,630
Total noninterest expense	$1,569,000	5,388
Salaries and employee benefits	$893,000	5,333
Premises and equipment expense	$212,000	5,012
Additional noninterest expense	$464,000	5,467
Pre-tax net operating income	$792,000	4,429
Securities gains (losses)	$1,000	3,117
Applicable income taxes	$3,000	4,252
Income before extraordinary items	$790,000	4,271
Extraordinary gains, net	$0	23
Net income	$790,000	4,269
Minority interest net income	$0	81
Net income of bank and minority interests.	$790,000	4,271
Net charge-offs	$0	4,462
Cash dividends	$375,000	3,203
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$789,000	4,229
2015-09-30 (YTD Data)		Rank
Total interest income	$1,594,000	5,403
Total interest expense	$61,000	5,913
Net interest income	$1,533,000	5,294
Provision for loan and lease losses	$23,000	3,753
Total noninterest income	$215,000	4,888
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$84,000	4,602
Trading account gains and fees	$0	153
Additional Noninterest Income	$131,000	4,636
Total noninterest expense	$1,146,000	5,463
Salaries and employee benefits	$672,000	5,347
Premises and equipment expense	$160,000	5,058
Additional noninterest expense	$314,000	5,647
Pre-tax net operating income	$579,000	4,556
Securities gains (losses)	$1,000	2,915
Applicable income taxes	$2,000	4,356
Income before extraordinary items	$578,000	4,381
Extraordinary gains, net	$0	21
Net income	$578,000	4,383
Minority interest net income	$0	78
Net income of bank and minority interests.	$578,000	4,384
Net charge-offs	$0	4,182
Cash dividends	$250,000	2,951
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$577,000	4,333
2015-06-30 (YTD Data)		Rank
Total interest income	$1,054,000	5,450
Total interest expense	$40,000	5,989
Net interest income	$1,014,000	5,334
Provision for loan and lease losses	$23,000	3,455
Total noninterest income	$144,000	4,908
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$56,000	4,594
Trading account gains and fees	$0	157
Additional Noninterest Income	$88,000	4,648
Total noninterest expense	$777,000	5,491
Salaries and employee benefits	$450,000	5,391
Premises and equipment expense	$116,000	4,966
Additional noninterest expense	$211,000	5,674
Pre-tax net operating income	$358,000	4,615
Securities gains (losses)	$1,000	2,511
Applicable income taxes	$1,000	4,408
Income before extraordinary items	$358,000	4,465
Extraordinary gains, net	$0	22
Net income	$358,000	4,466
Minority interest net income	$0	75
Net income of bank and minority interests.	$358,000	4,467
Net charge-offs	$0	3,893
Cash dividends	$150,000	2,968
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$357,000	4,400
2015-03-31 (YTD Data)		Rank
Total interest income	$510,000	5,525
Total interest expense	$20,000	6,044
Net interest income	$490,000	5,416
Provision for loan and lease losses	$7,000	3,380
Total noninterest income	$71,000	4,926
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$27,000	4,656
Trading account gains and fees	$0	152
Additional Noninterest Income	$44,000	4,655
Total noninterest expense	$380,000	5,570
Salaries and employee benefits	$217,000	5,487
Premises and equipment expense	$60,000	4,962
Additional noninterest expense	$103,000	5,743
Pre-tax net operating income	$174,000	4,633
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$1,000	4,289
Income before extraordinary items	$174,000	4,498
Extraordinary gains, net	$0	13
Net income	$174,000	4,500
Minority interest net income	$0	64
Net income of bank and minority interests.	$174,000	4,502
Net charge-offs	$0	3,288
Cash dividends	$75,000	2,465
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$173,010	4,425
2014-12-31 (YTD Data)		Rank
Total interest income	$2,039,000	5,621
Total interest expense	$87,000	6,129
Net interest income	$1,952,000	5,517
Provision for loan and lease losses	$15,000	4,330
Total noninterest income	$259,000	5,149
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$120,000	4,725
Trading account gains and fees	$0	180
Additional Noninterest Income	$139,000	4,931
Total noninterest expense	$1,490,000	5,696
Salaries and employee benefits	$896,000	5,542
Premises and equipment expense	$187,000	5,439
Additional noninterest expense	$407,000	5,874
Pre-tax net operating income	$706,000	4,650
Securities gains (losses)	$10,000	2,652
Applicable income taxes	$2,000	4,394
Income before extraordinary items	$714,000	4,460
Extraordinary gains, net	$0	17
Net income	$714,000	4,460
Minority interest net income	$0	84
Net income of bank and minority interests.	$714,000	4,461
Net charge-offs	$-1,000	5,362
Cash dividends	$300,000	3,365
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$704,000	4,433
2014-09-30 (YTD Data)		Rank
Total interest income	$1,522,000	5,695
Total interest expense	$67,000	6,189
Net interest income	$1,455,000	5,578
Provision for loan and lease losses	$15,000	4,038
Total noninterest income	$195,000	5,212
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$92,000	4,754
Trading account gains and fees	$0	174
Additional Noninterest Income	$103,000	5,000
Total noninterest expense	$1,130,000	5,721
Salaries and employee benefits	$682,000	5,537
Premises and equipment expense	$142,000	5,480
Additional noninterest expense	$306,000	5,922
Pre-tax net operating income	$505,000	4,783
Securities gains (losses)	$2,000	2,770
Applicable income taxes	$2,000	4,434
Income before extraordinary items	$505,000	4,591
Extraordinary gains, net	$0	15
Net income	$505,000	4,591
Minority interest net income	$0	81
Net income of bank and minority interests.	$505,000	4,592
Net charge-offs	$0	4,696
Cash dividends	$225,000	2,983
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$503,000	4,544
2014-06-30 (YTD Data)		Rank
Total interest income	$1,004,000	5,739
Total interest expense	$46,000	6,233
Net interest income	$958,000	5,638
Provision for loan and lease losses	$11,000	3,880
Total noninterest income	$125,000	5,257
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$62,000	4,727
Trading account gains and fees	$0	172
Additional Noninterest Income	$63,000	5,101
Total noninterest expense	$771,000	5,729
Salaries and employee benefits	$458,000	5,571
Premises and equipment expense	$99,000	5,458
Additional noninterest expense	$214,000	5,916
Pre-tax net operating income	$301,000	4,902
Securities gains (losses)	$2,000	2,363
Applicable income taxes	$1,000	4,472
Income before extraordinary items	$302,000	4,725
Extraordinary gains, net	$0	20
Net income	$302,000	4,727
Minority interest net income	$0	80
Net income of bank and minority interests.	$302,000	4,728
Net charge-offs	$0	4,375
Cash dividends	$150,000	2,917
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$300,000	4,680
2014-03-31 (YTD Data)		Rank
Total interest income	$492,000	5,822
Total interest expense	$24,000	6,290
Net interest income	$468,000	5,730
Provision for loan and lease losses	$8,000	3,464
Total noninterest income	$75,000	5,027
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$32,000	4,672
Trading account gains and fees	$0	147
Additional Noninterest Income	$43,000	4,740
Total noninterest expense	$381,000	5,817
Salaries and employee benefits	$225,000	5,662
Premises and equipment expense	$53,000	5,409
Additional noninterest expense	$103,000	6,016
Pre-tax net operating income	$154,000	4,824
Securities gains (losses)	$2,000	1,528
Applicable income taxes	$1,000	4,330
Income before extraordinary items	$155,000	4,645
Extraordinary gains, net	$0	16
Net income	$155,000	4,647
Minority interest net income	$0	66
Net income of bank and minority interests.	$155,000	4,647
Net charge-offs	$0	3,660
Cash dividends	$75,000	2,392
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$153,020	4,606
2013-12-31 (YTD Data)		Rank
Total interest income	$1,946,000	5,907
Total interest expense	$103,000	6,405
Net interest income	$1,843,000	5,797
Provision for loan and lease losses	$0	5,091
Total noninterest income	$290,000	5,182
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$115,000	5,042
Trading account gains and fees	$0	184
Additional Noninterest Income	$175,000	4,782
Total noninterest expense	$1,483,000	5,929
Salaries and employee benefits	$886,000	5,754
Premises and equipment expense	$187,000	5,651
Additional noninterest expense	$410,000	6,084
Pre-tax net operating income	$650,000	4,699
Securities gains (losses)	$0	3,182
Applicable income taxes	$3,000	4,470
Income before extraordinary items	$647,000	4,557
Extraordinary gains, net	$0	29
Net income	$647,000	4,561
Minority interest net income	$0	90
Net income of bank and minority interests.	$647,000	4,561
Net charge-offs	$5,000	5,225
Cash dividends	$300,000	3,264
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$647,000	4,508
2013-09-30 (YTD Data)		Rank
Total interest income	$1,454,000	5,980
Total interest expense	$79,000	6,483
Net interest income	$1,375,000	5,863
Provision for loan and lease losses	$0	4,941
Total noninterest income	$224,000	5,219
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$84,000	5,126
Trading account gains and fees	$0	180
Additional Noninterest Income	$140,000	4,801
Total noninterest expense	$1,130,000	5,919
Salaries and employee benefits	$694,000	5,698
Premises and equipment expense	$139,000	5,707
Additional noninterest expense	$297,000	6,153
Pre-tax net operating income	$469,000	4,846
Securities gains (losses)	$0	3,040
Applicable income taxes	$3,000	4,538
Income before extraordinary items	$466,000	4,696
Extraordinary gains, net	$0	25
Net income	$466,000	4,698
Minority interest net income	$0	84
Net income of bank and minority interests.	$466,000	4,699
Net charge-offs	$5,000	4,904
Cash dividends	$225,000	2,849
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$466,000	4,619
2013-06-30 (YTD Data)		Rank
Total interest income	$960,000	6,027
Total interest expense	$55,000	6,519
Net interest income	$905,000	5,901
Provision for loan and lease losses	$0	4,788
Total noninterest income	$148,000	5,269
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$51,000	5,273
Trading account gains and fees	$0	157
Additional Noninterest Income	$97,000	4,781
Total noninterest expense	$757,000	5,938
Salaries and employee benefits	$461,000	5,742
Premises and equipment expense	$88,000	5,805
Additional noninterest expense	$208,000	6,133
Pre-tax net operating income	$296,000	4,878
Securities gains (losses)	$0	2,791
Applicable income taxes	$2,000	4,510
Income before extraordinary items	$294,000	4,783
Extraordinary gains, net	$0	22
Net income	$294,000	4,786
Minority interest net income	$0	82
Net income of bank and minority interests.	$294,000	4,787
Net charge-offs	$2,000	4,714
Cash dividends	$150,000	2,739
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$294,000	4,664
2013-03-31 (YTD Data)		Rank
Total interest income	$478,000	6,069
Total interest expense	$29,000	6,571
Net interest income	$449,000	5,951
Provision for loan and lease losses	$0	4,409
Total noninterest income	$76,000	5,233
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$24,000	5,346
Trading account gains and fees	$0	148
Additional Noninterest Income	$52,000	4,655
Total noninterest expense	$380,000	6,001
Salaries and employee benefits	$233,000	5,779
Premises and equipment expense	$43,000	5,888
Additional noninterest expense	$104,000	6,204
Pre-tax net operating income	$145,000	4,894
Securities gains (losses)	$0	1,966
Applicable income taxes	$1,000	4,491
Income before extraordinary items	$144,000	4,797
Extraordinary gains, net	$0	10
Net income	$144,000	4,798
Minority interest net income	$0	76
Net income of bank and minority interests.	$144,000	4,799
Net charge-offs	$2,000	3,902
Cash dividends	$75,000	2,210
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$144,000	4,698
2012-12-31 (YTD Data)		Rank
Total interest income	$2,014,000	6,126
Total interest expense	$164,000	6,568
Net interest income	$1,850,000	5,999
Provision for loan and lease losses	$5,000	5,828
Total noninterest income	$252,000	5,443
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$103,000	5,388
Trading account gains and fees	$0	166
Additional Noninterest Income	$149,000	4,948
Total noninterest expense	$1,498,000	6,104
Salaries and employee benefits	$882,000	5,933
Premises and equipment expense	$189,000	5,790
Additional noninterest expense	$427,000	6,270
Pre-tax net operating income	$599,000	4,707
Securities gains (losses)	$1,000	3,729
Applicable income taxes	$3,000	4,573
Income before extraordinary items	$597,000	4,704
Extraordinary gains, net	$0	29
Net income	$597,000	4,705
Minority interest net income	$0	93
Net income of bank and minority interests.	$597,000	4,706
Net charge-offs	$-2,000	6,406
Cash dividends	$400,000	3,004
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$596,010	4,527
2012-09-30 (YTD Data)		Rank
Total interest income	$1,532,000	6,215
Total interest expense	$130,000	6,652
Net interest income	$1,402,000	6,068
Provision for loan and lease losses	$5,000	5,679
Total noninterest income	$197,000	5,443
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$78,000	5,449
Trading account gains and fees	$0	157
Additional Noninterest Income	$119,000	4,901
Total noninterest expense	$1,090,000	6,201
Salaries and employee benefits	$660,000	5,974
Premises and equipment expense	$111,000	6,201
Additional noninterest expense	$319,000	6,331
Pre-tax net operating income	$504,000	4,711
Securities gains (losses)	$1,000	3,476
Applicable income taxes	$4,000	4,560
Income before extraordinary items	$501,000	4,645
Extraordinary gains, net	$0	20
Net income	$501,000	4,643
Minority interest net income	$0	86
Net income of bank and minority interests.	$501,000	4,643
Net charge-offs	$-2,000	6,317
Cash dividends	$300,000	2,542
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$500,010	4,462
2012-06-30 (YTD Data)		Rank
Total interest income	$1,034,000	6,247
Total interest expense	$91,000	6,699
Net interest income	$943,000	6,091
Provision for loan and lease losses	$0	5,619
Total noninterest income	$135,000	5,448
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$52,000	5,459
Trading account gains and fees	$0	153
Additional Noninterest Income	$83,000	4,887
Total noninterest expense	$714,000	6,279
Salaries and employee benefits	$434,000	6,036
Premises and equipment expense	$73,000	6,256
Additional noninterest expense	$207,000	6,406
Pre-tax net operating income	$364,000	4,584
Securities gains (losses)	$0	3,178
Applicable income taxes	$2,000	4,564
Income before extraordinary items	$362,000	4,518
Extraordinary gains, net	$0	19
Net income	$362,000	4,522
Minority interest net income	$0	84
Net income of bank and minority interests.	$362,000	4,522
Net charge-offs	$-2,000	6,263
Cash dividends	$200,000	2,506
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$362,000	4,337
2012-03-31 (YTD Data)		Rank
Total interest income	$525,000	6,282
Total interest expense	$49,000	6,722
Net interest income	$476,000	6,115
Provision for loan and lease losses	$0	5,254
Total noninterest income	$65,000	5,544
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$25,000	5,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$40,000	5,029
Total noninterest expense	$348,000	6,360
Salaries and employee benefits	$214,000	6,105
Premises and equipment expense	$41,000	6,152
Additional noninterest expense	$93,000	6,589
Pre-tax net operating income	$193,000	4,570
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,000	4,577
Income before extraordinary items	$192,000	4,448
Extraordinary gains, net	$0	19
Net income	$192,000	4,451
Minority interest net income	$0	78
Net income of bank and minority interests.	$192,000	4,451
Net charge-offs	$-1,000	5,761
Cash dividends	$100,000	2,055
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$192,000	4,294
2011-12-31 (YTD Data)		Rank
Total interest income	$2,270,000	6,257
Total interest expense	$237,000	6,771
Net interest income	$2,033,000	6,049
Provision for loan and lease losses	$45,000	5,911
Total noninterest income	$230,000	5,573
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$115,000	5,321
Trading account gains and fees	$0	146
Additional Noninterest Income	$115,000	5,170
Total noninterest expense	$1,513,000	6,306
Salaries and employee benefits	$879,000	6,103
Premises and equipment expense	$147,000	6,440
Additional noninterest expense	$487,000	6,315
Pre-tax net operating income	$705,000	4,277
Securities gains (losses)	$-36,000	6,980
Applicable income taxes	$5,000	4,437
Income before extraordinary items	$664,000	4,233
Extraordinary gains, net	$0	29
Net income	$664,000	4,235
Minority interest net income	$0	96
Net income of bank and minority interests.	$664,000	4,235
Net charge-offs	$134,000	4,714
Cash dividends	$400,000	2,654
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$699,640	4,034
2011-09-30 (YTD Data)		Rank
Total interest income	$1,763,000	6,264
Total interest expense	$186,000	6,837
Net interest income	$1,577,000	6,031
Provision for loan and lease losses	$45,000	5,587
Total noninterest income	$177,000	5,629
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$88,000	5,318
Trading account gains and fees	$0	145
Additional Noninterest Income	$89,000	5,217
Total noninterest expense	$1,096,000	6,394
Salaries and employee benefits	$647,000	6,144
Premises and equipment expense	$108,000	6,513
Additional noninterest expense	$341,000	6,450
Pre-tax net operating income	$613,000	4,185
Securities gains (losses)	$0	3,555
Applicable income taxes	$5,000	4,418
Income before extraordinary items	$608,000	4,005
Extraordinary gains, net	$0	21
Net income	$608,000	4,008
Minority interest net income	$0	87
Net income of bank and minority interests.	$608,000	4,008
Net charge-offs	$51,000	4,964
Cash dividends	$300,000	2,322
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$608,000	3,889
2011-06-30 (YTD Data)		Rank
Total interest income	$1,165,000	6,333
Total interest expense	$128,000	6,894
Net interest income	$1,037,000	6,099
Provision for loan and lease losses	$39,000	5,309
Total noninterest income	$125,000	5,585
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$57,000	5,351
Trading account gains and fees	$0	153
Additional Noninterest Income	$68,000	5,121
Total noninterest expense	$718,000	6,481
Salaries and employee benefits	$430,000	6,209
Premises and equipment expense	$75,000	6,508
Additional noninterest expense	$213,000	6,597
Pre-tax net operating income	$405,000	4,182
Securities gains (losses)	$0	2,914
Applicable income taxes	$3,000	4,420
Income before extraordinary items	$402,000	3,970
Extraordinary gains, net	$0	15
Net income	$402,000	3,971
Minority interest net income	$0	89
Net income of bank and minority interests.	$402,000	3,972
Net charge-offs	$41,000	4,608
Cash dividends	$200,000	2,272
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$402,000	3,867
2011-03-31 (YTD Data)		Rank
Total interest income	$567,000	6,422
Total interest expense	$69,000	6,908
Net interest income	$498,000	6,188
Provision for loan and lease losses	$0	5,840
Total noninterest income	$70,000	5,483
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$28,000	5,334
Trading account gains and fees	$0	158
Additional Noninterest Income	$42,000	4,925
Total noninterest expense	$362,000	6,517
Salaries and employee benefits	$205,000	6,347
Premises and equipment expense	$37,000	6,569
Additional noninterest expense	$120,000	6,495
Pre-tax net operating income	$206,000	4,194
Securities gains (losses)	$0	1,772
Applicable income taxes	$2,000	4,282
Income before extraordinary items	$204,000	3,953
Extraordinary gains, net	$0	9
Net income	$204,000	3,952
Minority interest net income	$0	86
Net income of bank and minority interests.	$204,000	3,953
Net charge-offs	$0	5,107
Cash dividends	$100,000	1,891
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$204,000	3,901
2010-12-31 (YTD Data)		Rank
Total interest income	$2,292,000	6,514
Total interest expense	$366,000	6,880
Net interest income	$1,926,000	6,305
Provision for loan and lease losses	$85,000	6,141
Total noninterest income	$265,000	5,582
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$128,000	5,173
Trading account gains and fees	$0	175
Additional Noninterest Income	$137,000	5,077
Total noninterest expense	$1,467,000	6,563
Salaries and employee benefits	$856,000	6,318
Premises and equipment expense	$135,000	6,758
Additional noninterest expense	$476,000	6,591
Pre-tax net operating income	$639,000	4,063
Securities gains (losses)	$0	3,793
Applicable income taxes	$8,000	4,266
Income before extraordinary items	$631,000	3,999
Extraordinary gains, net	$0	29
Net income	$631,000	3,998
Minority interest net income	$0	111
Net income of bank and minority interests.	$631,000	3,999
Net charge-offs	$16,000	6,440
Cash dividends	$400,000	2,604
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$631,000	3,862
2010-09-30 (YTD Data)		Rank
Total interest income	$1,730,000	6,612
Total interest expense	$288,000	6,964
Net interest income	$1,442,000	6,397
Provision for loan and lease losses	$95,000	5,724
Total noninterest income	$189,000	5,764
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$103,000	5,134
Trading account gains and fees	$0	165
Additional Noninterest Income	$86,000	5,387
Total noninterest expense	$1,078,000	6,646
Salaries and employee benefits	$628,000	6,409
Premises and equipment expense	$90,000	6,972
Additional noninterest expense	$360,000	6,632
Pre-tax net operating income	$458,000	4,332
Securities gains (losses)	$0	3,651
Applicable income taxes	$6,000	4,358
Income before extraordinary items	$452,000	4,298
Extraordinary gains, net	$0	23
Net income	$452,000	4,299
Minority interest net income	$0	110
Net income of bank and minority interests.	$452,000	4,299
Net charge-offs	$15,000	6,116
Cash dividends	$300,000	2,316
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$452,000	4,127
2010-06-30 (YTD Data)		Rank
Total interest income	$1,156,000	6,658
Total interest expense	$199,000	7,019
Net interest income	$957,000	6,448
Provision for loan and lease losses	$95,000	5,214
Total noninterest income	$127,000	5,753
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$71,000	5,085
Trading account gains and fees	$0	152
Additional Noninterest Income	$56,000	5,457
Total noninterest expense	$725,000	6,670
Salaries and employee benefits	$409,000	6,506
Premises and equipment expense	$62,000	6,975
Additional noninterest expense	$254,000	6,580
Pre-tax net operating income	$264,000	4,567
Securities gains (losses)	$0	3,184
Applicable income taxes	$4,000	4,358
Income before extraordinary items	$260,000	4,539
Extraordinary gains, net	$0	19
Net income	$260,000	4,539
Minority interest net income	$0	105
Net income of bank and minority interests.	$260,000	4,539
Net charge-offs	$15,000	5,638
Cash dividends	$200,000	2,292
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$260,000	4,389
2010-03-31 (YTD Data)		Rank
Total interest income	$571,000	6,753
Total interest expense	$105,000	7,084
Net interest income	$466,000	6,555
Provision for loan and lease losses	$0	6,552
Total noninterest income	$60,000	5,873
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$34,000	5,147
Trading account gains and fees	$0	175
Additional Noninterest Income	$26,000	5,620
Total noninterest expense	$343,000	6,864
Salaries and employee benefits	$195,000	6,663
Premises and equipment expense	$34,000	6,958
Additional noninterest expense	$114,000	6,812
Pre-tax net operating income	$183,000	4,237
Securities gains (losses)	$0	2,284
Applicable income taxes	$2,000	4,347
Income before extraordinary items	$181,000	4,065
Extraordinary gains, net	$0	16
Net income	$181,000	4,064
Minority interest net income	$0	91
Net income of bank and minority interests.	$181,000	4,064
Net charge-offs	$-1,000	6,806
Cash dividends	$100,000	1,873
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$181,000	3,956
2009-12-31 (YTD Data)		Rank
Total interest income	$2,467,000	6,706
Total interest expense	$533,000	7,055
Net interest income	$1,934,000	6,419
Provision for loan and lease losses	$169,000	5,959
Total noninterest income	$311,000	5,545
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$170,000	4,930
Trading account gains and fees	$0	211
Additional Noninterest Income	$141,000	5,184
Total noninterest expense	$1,402,000	6,928
Salaries and employee benefits	$836,000	6,620
Premises and equipment expense	$124,000	7,154
Additional noninterest expense	$442,000	6,962
Pre-tax net operating income	$674,000	3,611
Securities gains (losses)	$0	3,754
Applicable income taxes	$9,000	3,912
Income before extraordinary items	$665,000	3,440
Extraordinary gains, net	$0	34
Net income	$665,000	3,438
Minority interest net income	$0	115
Net income of bank and minority interests.	$665,000	3,438
Net charge-offs	$153,000	5,311
Cash dividends	$400,000	2,826
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$665,000	3,382
2009-09-30 (YTD Data)		Rank
Total interest income	$1,863,000	6,770
Total interest expense	$416,000	7,127
Net interest income	$1,447,000	6,463
Provision for loan and lease losses	$51,000	6,512
Total noninterest income	$236,000	5,603
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$133,000	4,895
Trading account gains and fees	$0	212
Additional Noninterest Income	$103,000	5,351
Total noninterest expense	$1,052,000	6,952
Salaries and employee benefits	$617,000	6,669
Premises and equipment expense	$101,000	7,120
Additional noninterest expense	$334,000	6,989
Pre-tax net operating income	$580,000	3,659
Securities gains (losses)	$0	3,497
Applicable income taxes	$7,000	4,144
Income before extraordinary items	$573,000	3,460
Extraordinary gains, net	$0	27
Net income	$573,000	3,458
Minority interest net income	$0	118
Net income of bank and minority interests.	$573,000	3,460
Net charge-offs	$30,000	6,030
Cash dividends	$300,000	2,611
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$573,000	3,363
2009-06-30 (YTD Data)		Rank
Total interest income	$1,250,000	6,833
Total interest expense	$291,000	7,176
Net interest income	$959,000	6,481
Provision for loan and lease losses	$39,000	6,287
Total noninterest income	$160,000	5,609
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$85,000	4,968
Trading account gains and fees	$0	193
Additional Noninterest Income	$75,000	5,266
Total noninterest expense	$713,000	6,975
Salaries and employee benefits	$410,000	6,753
Premises and equipment expense	$67,000	7,186
Additional noninterest expense	$236,000	6,946
Pre-tax net operating income	$367,000	3,830
Securities gains (losses)	$0	3,136
Applicable income taxes	$5,000	4,239
Income before extraordinary items	$362,000	3,648
Extraordinary gains, net	$0	21
Net income	$362,000	3,646
Minority interest net income	$0	112
Net income of bank and minority interests.	$362,000	3,647
Net charge-offs	$30,000	5,342
Cash dividends	$200,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$362,000	3,540
2009-03-31 (YTD Data)		Rank
Total interest income	$656,000	6,786
Total interest expense	$149,000	7,240
Net interest income	$507,000	6,371
Provision for loan and lease losses	$5,000	6,536
Total noninterest income	$83,000	5,525
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$40,000	5,014
Trading account gains and fees	$0	171
Additional Noninterest Income	$43,000	5,090
Total noninterest expense	$344,000	7,035
Salaries and employee benefits	$202,000	6,832
Premises and equipment expense	$36,000	7,140
Additional noninterest expense	$106,000	7,001
Pre-tax net operating income	$241,000	3,701
Securities gains (losses)	$0	2,434
Applicable income taxes	$3,000	4,463
Income before extraordinary items	$238,000	3,543
Extraordinary gains, net	$0	15
Net income	$238,000	3,543
Minority interest net income	$0	102
Net income of bank and minority interests.	$238,000	3,544
Net charge-offs	$6,000	5,032
Cash dividends	$100,000	2,226
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$238,000	3,399
2008-12-31 (YTD Data)		Rank
Total interest income	$2,582,000	6,913
Total interest expense	$735,000	7,251
Net interest income	$1,847,000	6,594
Provision for loan and lease losses	$87,000	6,185
Total noninterest income	$280,000	5,937
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$176,000	5,024
Trading account gains and fees	$0	154
Additional Noninterest Income	$104,000	5,867
Total noninterest expense	$1,281,000	7,174
Salaries and employee benefits	$761,000	7,006
Premises and equipment expense	$188,000	6,789
Additional noninterest expense	$332,000	7,317
Pre-tax net operating income	$759,000	4,263
Securities gains (losses)	$0	3,220
Applicable income taxes	$10,000	4,529
Income before extraordinary items	$749,000	3,844
Extraordinary gains, net	$0	39
Net income	$749,000	3,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	5,227
Cash dividends	$500,000	3,349
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$749,000	3,962
2008-09-30 (YTD Data)		Rank
Total interest income	$1,968,000	6,954
Total interest expense	$575,000	7,311
Net interest income	$1,393,000	6,636
Provision for loan and lease losses	$25,000	6,390
Total noninterest income	$214,000	5,985
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$133,000	5,050
Trading account gains and fees	$0	148
Additional Noninterest Income	$81,000	5,935
Total noninterest expense	$895,000	7,292
Salaries and employee benefits	$559,000	7,056
Premises and equipment expense	$119,000	7,115
Additional noninterest expense	$217,000	7,512
Pre-tax net operating income	$687,000	4,375
Securities gains (losses)	$0	3,106
Applicable income taxes	$7,000	4,953
Income before extraordinary items	$680,000	3,877
Extraordinary gains, net	$0	31
Net income	$680,000	3,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,121
Cash dividends	$300,000	3,371
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$680,000	4,028
2008-06-30 (YTD Data)		Rank
Total interest income	$1,312,000	7,019
Total interest expense	$400,000	7,370
Net interest income	$912,000	6,693
Provision for loan and lease losses	$0	6,671
Total noninterest income	$139,000	6,110
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$84,000	5,166
Trading account gains and fees	$0	149
Additional Noninterest Income	$55,000	6,001
Total noninterest expense	$579,000	7,404
Salaries and employee benefits	$365,000	7,141
Premises and equipment expense	$79,000	7,152
Additional noninterest expense	$135,000	7,646
Pre-tax net operating income	$472,000	4,464
Securities gains (losses)	$0	3,233
Applicable income taxes	$5,000	5,215
Income before extraordinary items	$467,000	4,147
Extraordinary gains, net	$0	21
Net income	$467,000	4,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$200,000	3,405
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$467,000	4,091
2008-03-31 (YTD Data)		Rank
Total interest income	$657,000	7,107
Total interest expense	$218,000	7,357
Net interest income	$439,000	6,820
Provision for loan and lease losses	$0	6,080
Total noninterest income	$71,000	6,088
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$44,000	5,057
Trading account gains and fees	$0	158
Additional Noninterest Income	$27,000	6,042
Total noninterest expense	$279,000	7,497
Salaries and employee benefits	$172,000	7,288
Premises and equipment expense	$35,000	7,353
Additional noninterest expense	$72,000	7,579
Pre-tax net operating income	$231,000	4,695
Securities gains (losses)	$0	2,688
Applicable income taxes	$2,000	5,366
Income before extraordinary items	$229,000	4,387
Extraordinary gains, net	$0	15
Net income	$229,000	4,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$100,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$229,000	4,287
2007-12-31 (YTD Data)		Rank
Total interest income	$2,580,000	7,148
Total interest expense	$931,000	7,275
Net interest income	$1,649,000	6,932
Provision for loan and lease losses	$10,000	6,581
Total noninterest income	$255,000	6,353
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$183,000	5,078
Trading account gains and fees	$0	178
Additional Noninterest Income	$72,000	6,672
Total noninterest expense	$1,202,000	7,356
Salaries and employee benefits	$743,000	7,141
Premises and equipment expense	$165,000	7,106
Additional noninterest expense	$294,000	7,563
Pre-tax net operating income	$692,000	5,466
Securities gains (losses)	$0	2,146
Applicable income taxes	$10,000	5,634
Income before extraordinary items	$682,000	5,103
Extraordinary gains, net	$0	39
Net income	$682,000	5,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$400,000	4,028
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$682,000	5,089
2007-09-30 (YTD Data)		Rank
Total interest income	$1,878,000	7,252
Total interest expense	$699,000	7,308
Net interest income	$1,179,000	7,085
Provision for loan and lease losses	$0	6,528
Total noninterest income	$191,000	6,395
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$138,000	5,088
Trading account gains and fees	$0	184
Additional Noninterest Income	$53,000	6,720
Total noninterest expense	$893,000	7,361
Salaries and employee benefits	$556,000	7,110
Premises and equipment expense	$122,000	7,096
Additional noninterest expense	$215,000	7,589
Pre-tax net operating income	$477,000	5,858
Securities gains (losses)	$0	1,655
Applicable income taxes	$12,000	5,670
Income before extraordinary items	$465,000	5,526
Extraordinary gains, net	$0	33
Net income	$465,000	5,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$300,000	3,601
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$465,000	5,514
2007-06-30 (YTD Data)		Rank
Total interest income	$1,248,000	7,288
Total interest expense	$457,000	7,356
Net interest income	$791,000	7,109
Provision for loan and lease losses	$0	6,209
Total noninterest income	$122,000	6,507
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$89,000	5,167
Trading account gains and fees	$0	168
Additional Noninterest Income	$33,000	6,866
Total noninterest expense	$603,000	7,382
Salaries and employee benefits	$366,000	7,183
Premises and equipment expense	$81,000	7,134
Additional noninterest expense	$156,000	7,510
Pre-tax net operating income	$310,000	5,971
Securities gains (losses)	$0	1,444
Applicable income taxes	$8,000	5,755
Income before extraordinary items	$302,000	5,637
Extraordinary gains, net	$0	29
Net income	$302,000	5,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$200,000	3,613
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$302,000	5,618
2007-03-31 (YTD Data)		Rank
Total interest income	$623,000	7,319
Total interest expense	$228,000	7,389
Net interest income	$395,000	7,132
Provision for loan and lease losses	$0	5,779
Total noninterest income	$60,000	6,528
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$44,000	5,130
Trading account gains and fees	$0	195
Additional Noninterest Income	$16,000	6,921
Total noninterest expense	$311,000	7,354
Salaries and employee benefits	$185,000	7,210
Premises and equipment expense	$44,000	7,021
Additional noninterest expense	$82,000	7,439
Pre-tax net operating income	$144,000	6,122
Securities gains (losses)	$0	1,187
Applicable income taxes	$4,000	5,783
Income before extraordinary items	$140,000	5,784
Extraordinary gains, net	$0	22
Net income	$140,000	5,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$100,000	3,076
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$140,000	5,765
2006-12-31 (YTD Data)		Rank
Total interest income	$2,398,000	7,227
Total interest expense	$748,000	7,433
Net interest income	$1,650,000	6,987
Provision for loan and lease losses	$55,000	5,497
Total noninterest income	$233,000	6,656
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$160,000	5,402
Trading account gains and fees	$0	130
Additional Noninterest Income	$73,000	6,807
Total noninterest expense	$1,189,000	7,403
Salaries and employee benefits	$727,000	7,179
Premises and equipment expense	$186,000	6,861
Additional noninterest expense	$276,000	7,713
Pre-tax net operating income	$639,000	6,081
Securities gains (losses)	$0	1,687
Applicable income taxes	$16,000	5,999
Income before extraordinary items	$623,000	5,744
Extraordinary gains, net	$0	51
Net income	$623,000	5,745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,716
Cash dividends	$400,000	4,043
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$623,000	5,730
2006-09-30 (YTD Data)		Rank
Total interest income	$1,787,000	7,270
Total interest expense	$545,000	7,473
Net interest income	$1,242,000	7,067
Provision for loan and lease losses	$25,000	5,821
Total noninterest income	$175,000	6,703
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$122,000	5,437
Trading account gains and fees	$0	126
Additional Noninterest Income	$53,000	6,851
Total noninterest expense	$880,000	7,437
Salaries and employee benefits	$538,000	7,207
Premises and equipment expense	$146,000	6,809
Additional noninterest expense	$196,000	7,815
Pre-tax net operating income	$512,000	6,173
Securities gains (losses)	$0	1,388
Applicable income taxes	$12,000	6,158
Income before extraordinary items	$500,000	5,761
Extraordinary gains, net	$0	45
Net income	$500,000	5,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,946
Cash dividends	$275,000	3,788
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$500,000	5,764
2006-06-30 (YTD Data)		Rank
Total interest income	$1,191,000	7,285
Total interest expense	$356,000	7,461
Net interest income	$835,000	7,095
Provision for loan and lease losses	$25,000	5,320
Total noninterest income	$108,000	6,854
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$78,000	5,510
Trading account gains and fees	$0	126
Additional Noninterest Income	$30,000	7,109
Total noninterest expense	$579,000	7,499
Salaries and employee benefits	$357,000	7,257
Premises and equipment expense	$98,000	6,810
Additional noninterest expense	$124,000	7,899
Pre-tax net operating income	$339,000	6,224
Securities gains (losses)	$0	1,185
Applicable income taxes	$8,000	6,196
Income before extraordinary items	$331,000	5,805
Extraordinary gains, net	$0	39
Net income	$331,000	5,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,463
Cash dividends	$175,000	3,859
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$331,000	5,799
2006-03-31 (YTD Data)		Rank
Total interest income	$605,000	7,246
Total interest expense	$176,000	7,445
Net interest income	$429,000	7,046
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$49,000	6,973
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$39,000	5,460
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,545
Total noninterest expense	$290,000	7,504
Salaries and employee benefits	$178,000	7,285
Premises and equipment expense	$55,000	6,562
Additional noninterest expense	$57,000	8,006
Pre-tax net operating income	$178,000	6,080
Securities gains (losses)	$0	955
Applicable income taxes	$4,000	6,184
Income before extraordinary items	$174,000	5,630
Extraordinary gains, net	$0	21
Net income	$174,000	5,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,005
Cash dividends	$75,000	3,324
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$174,000	5,624
2005-12-31 (YTD Data)		Rank
Total interest income	$2,132,000	7,325
Total interest expense	$525,000	7,544
Net interest income	$1,607,000	7,151
Provision for loan and lease losses	$16,000	6,605
Total noninterest income	$224,000	6,876
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$149,000	5,636
Trading account gains and fees	$0	138
Additional Noninterest Income	$75,000	6,850
Total noninterest expense	$1,184,000	7,427
Salaries and employee benefits	$675,000	7,356
Premises and equipment expense	$215,000	6,575
Additional noninterest expense	$294,000	7,689
Pre-tax net operating income	$631,000	6,322
Securities gains (losses)	$0	2,296
Applicable income taxes	$15,000	6,419
Income before extraordinary items	$616,000	5,950
Extraordinary gains, net	$0	46
Net income	$616,000	5,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,787
Cash dividends	$337,000	4,228
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$616,000	5,922
2005-09-30 (YTD Data)		Rank
Total interest income	$1,593,000	7,343
Total interest expense	$369,000	7,600
Net interest income	$1,224,000	7,153
Provision for loan and lease losses	$16,000	6,296
Total noninterest income	$171,000	6,872
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$111,000	5,669
Trading account gains and fees	$0	126
Additional Noninterest Income	$60,000	6,768
Total noninterest expense	$866,000	7,474
Salaries and employee benefits	$491,000	7,404
Premises and equipment expense	$165,000	6,489
Additional noninterest expense	$210,000	7,763
Pre-tax net operating income	$513,000	6,345
Securities gains (losses)	$0	2,317
Applicable income taxes	$13,000	6,453
Income before extraordinary items	$500,000	5,898
Extraordinary gains, net	$0	35
Net income	$500,000	5,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,898
Cash dividends	$225,000	3,898
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$500,000	5,859
2005-06-30 (YTD Data)		Rank
Total interest income	$1,021,000	7,408
Total interest expense	$228,000	7,650
Net interest income	$793,000	7,215
Provision for loan and lease losses	$16,000	5,837
Total noninterest income	$110,000	6,926
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$68,000	5,783
Trading account gains and fees	$0	116
Additional Noninterest Income	$42,000	6,689
Total noninterest expense	$579,000	7,465
Salaries and employee benefits	$326,000	7,417
Premises and equipment expense	$113,000	6,431
Additional noninterest expense	$140,000	7,748
Pre-tax net operating income	$308,000	6,541
Securities gains (losses)	$0	2,146
Applicable income taxes	$9,000	6,449
Income before extraordinary items	$299,000	6,129
Extraordinary gains, net	$0	30
Net income	$299,000	6,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,238
Cash dividends	$150,000	3,809
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$299,000	6,079
2005-03-31 (YTD Data)		Rank
Total interest income	$503,000	7,474
Total interest expense	$109,000	7,723
Net interest income	$394,000	7,282
Provision for loan and lease losses	$0	6,226
Total noninterest income	$63,000	6,658
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$25,000	6,268
Trading account gains and fees	$0	115
Additional Noninterest Income	$38,000	5,751
Total noninterest expense	$278,000	7,606
Salaries and employee benefits	$159,000	7,524
Premises and equipment expense	$59,000	6,380
Additional noninterest expense	$60,000	8,042
Pre-tax net operating income	$179,000	6,202
Securities gains (losses)	$0	1,685
Applicable income taxes	$4,000	6,466
Income before extraordinary items	$175,000	5,739
Extraordinary gains, net	$0	24
Net income	$175,000	5,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,322
Cash dividends	$75,000	3,171
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$175,000	5,703
2004-12-31 (YTD Data)		Rank
Total interest income	$2,024,000	7,357
Total interest expense	$401,000	7,689
Net interest income	$1,623,000	7,150
Provision for loan and lease losses	$22,000	6,676
Total noninterest income	$186,000	7,275
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$103,000	6,432
Trading account gains and fees	$0	138
Additional Noninterest Income	$83,000	6,721
Total noninterest expense	$1,149,000	7,532
Salaries and employee benefits	$658,000	7,444
Premises and equipment expense	$233,000	6,375
Additional noninterest expense	$258,000	7,947
Pre-tax net operating income	$638,000	6,282
Securities gains (losses)	$0	3,819
Applicable income taxes	$17,000	6,599
Income before extraordinary items	$621,000	5,872
Extraordinary gains, net	$0	34
Net income	$621,000	5,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,939
Cash dividends	$338,000	4,171
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$621,000	5,800
2004-09-30 (YTD Data)		Rank
Total interest income	$1,498,000	7,400
Total interest expense	$302,000	7,690
Net interest income	$1,196,000	7,195
Provision for loan and lease losses	$3,000	7,022
Total noninterest income	$144,000	7,260
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$79,000	6,439
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	6,663
Total noninterest expense	$807,000	7,631
Salaries and employee benefits	$475,000	7,476
Premises and equipment expense	$146,000	6,792
Additional noninterest expense	$186,000	8,002
Pre-tax net operating income	$530,000	6,191
Securities gains (losses)	$0	3,710
Applicable income taxes	$13,000	6,704
Income before extraordinary items	$517,000	5,738
Extraordinary gains, net	$0	26
Net income	$517,000	5,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,993
Cash dividends	$225,000	3,810
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$517,000	5,669
2004-06-30 (YTD Data)		Rank
Total interest income	$998,000	7,447
Total interest expense	$205,000	7,729
Net interest income	$793,000	7,240
Provision for loan and lease losses	$0	6,885
Total noninterest income	$98,000	7,281
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$51,000	6,505
Trading account gains and fees	$0	130
Additional Noninterest Income	$47,000	6,544
Total noninterest expense	$551,000	7,633
Salaries and employee benefits	$318,000	7,522
Premises and equipment expense	$104,000	6,700
Additional noninterest expense	$129,000	7,980
Pre-tax net operating income	$340,000	6,243
Securities gains (losses)	$0	3,413
Applicable income taxes	$9,000	6,693
Income before extraordinary items	$331,000	5,817
Extraordinary gains, net	$0	21
Net income	$331,000	5,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$150,000	3,776
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$331,000	5,731
2004-03-31 (YTD Data)		Rank
Total interest income	$501,000	7,491
Total interest expense	$105,000	7,759
Net interest income	$396,000	7,275
Provision for loan and lease losses	$0	6,501
Total noninterest income	$46,000	7,355
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$24,000	6,539
Trading account gains and fees	$0	121
Additional Noninterest Income	$22,000	6,653
Total noninterest expense	$267,000	7,743
Salaries and employee benefits	$162,000	7,516
Premises and equipment expense	$53,000	6,646
Additional noninterest expense	$52,000	8,354
Pre-tax net operating income	$175,000	6,130
Securities gains (losses)	$0	2,934
Applicable income taxes	$4,000	6,676
Income before extraordinary items	$171,000	5,703
Extraordinary gains, net	$0	16
Net income	$171,000	5,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$75,000	3,114
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$171,000	5,584
2003-12-31 (YTD Data)		Rank
Total interest income	$2,095,000	7,455
Total interest expense	$481,000	7,804
Net interest income	$1,614,000	7,190
Provision for loan and lease losses	$0	7,651
Total noninterest income	$346,000	6,284
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$124,000	6,218
Trading account gains and fees	$0	160
Additional Noninterest Income	$222,000	5,073
Total noninterest expense	$1,158,000	7,559
Salaries and employee benefits	$633,000	7,570
Premises and equipment expense	$268,000	5,987
Additional noninterest expense	$257,000	8,055
Pre-tax net operating income	$802,000	5,699
Securities gains (losses)	$0	4,500
Applicable income taxes	$18,000	6,842
Income before extraordinary items	$784,000	5,285
Extraordinary gains, net	$0	54
Net income	$784,000	5,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,558
Cash dividends	$450,000	3,702
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$784,000	5,136
2003-09-30 (YTD Data)		Rank
Total interest income	$1,588,000	7,521
Total interest expense	$371,000	7,905
Net interest income	$1,217,000	7,229
Provision for loan and lease losses	$0	7,481
Total noninterest income	$297,000	6,033
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$94,000	6,246
Trading account gains and fees	$0	153
Additional Noninterest Income	$203,000	4,761
Total noninterest expense	$810,000	7,705
Salaries and employee benefits	$479,000	7,493
Premises and equipment expense	$152,000	6,759
Additional noninterest expense	$179,000	8,183
Pre-tax net operating income	$704,000	5,485
Securities gains (losses)	$0	4,204
Applicable income taxes	$18,000	6,845
Income before extraordinary items	$686,000	5,050
Extraordinary gains, net	$0	40
Net income	$686,000	5,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$225,000	3,865
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$686,000	4,864
2003-06-30 (YTD Data)		Rank
Total interest income	$1,053,000	7,580
Total interest expense	$254,000	7,980
Net interest income	$799,000	7,284
Provision for loan and lease losses	$0	7,324
Total noninterest income	$179,000	6,241
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$62,000	6,251
Trading account gains and fees	$0	150
Additional Noninterest Income	$117,000	5,041
Total noninterest expense	$539,000	7,738
Salaries and employee benefits	$314,000	7,567
Premises and equipment expense	$101,000	6,739
Additional noninterest expense	$124,000	8,122
Pre-tax net operating income	$439,000	5,646
Securities gains (losses)	$0	3,782
Applicable income taxes	$12,000	6,875
Income before extraordinary items	$427,000	5,239
Extraordinary gains, net	$0	30
Net income	$427,000	5,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$150,000	3,830
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$427,000	5,036
2003-03-31 (YTD Data)		Rank
Total interest income	$529,000	7,609
Total interest expense	$128,000	8,066
Net interest income	$401,000	7,287
Provision for loan and lease losses	$0	6,934
Total noninterest income	$94,000	6,054
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$30,000	6,255
Trading account gains and fees	$0	134
Additional Noninterest Income	$64,000	4,791
Total noninterest expense	$252,000	7,911
Salaries and employee benefits	$142,000	7,865
Premises and equipment expense	$51,000	6,736
Additional noninterest expense	$59,000	8,243
Pre-tax net operating income	$243,000	5,360
Securities gains (losses)	$0	2,891
Applicable income taxes	$7,000	6,747
Income before extraordinary items	$236,000	4,864
Extraordinary gains, net	$0	21
Net income	$236,000	4,864
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$75,000	3,162
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$236,000	4,671
2002-12-31 (YTD Data)		Rank
Total interest income	$2,271,000	7,566
Total interest expense	$641,000	7,985
Net interest income	$1,630,000	7,221
Provision for loan and lease losses	$50,000	6,677
Total noninterest income	$251,000	6,846
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$108,000	6,444
Trading account gains and fees	$0	153
Additional Noninterest Income	$143,000	5,705
Total noninterest expense	$983,000	7,969
Salaries and employee benefits	$543,000	7,961
Premises and equipment expense	$214,000	6,608
Additional noninterest expense	$226,000	8,366
Pre-tax net operating income	$848,000	5,623
Securities gains (losses)	$0	4,537
Applicable income taxes	$25,000	6,930
Income before extraordinary items	$823,000	5,122
Extraordinary gains, net	$0	70
Net income	$823,000	5,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,379
Cash dividends	$450,000	3,607
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$823,000	4,988
2001-12-31 (YTD Data)		Rank
Total interest income	$2,378,000	7,872
Total interest expense	$964,000	8,096
Net interest income	$1,414,000	7,491
Provision for loan and lease losses	$40,000	6,926
Total noninterest income	$192,000	7,389
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$97,000	6,631
Trading account gains and fees	$0	177
Additional Noninterest Income	$95,000	6,539
Total noninterest expense	$799,000	8,459
Salaries and employee benefits	$490,000	8,229
Premises and equipment expense	$114,000	8,091
Additional noninterest expense	$195,000	8,701
Pre-tax net operating income	$767,000	5,596
Securities gains (losses)	$0	4,612
Applicable income taxes	$26,000	7,163
Income before extraordinary items	$741,000	5,083
Extraordinary gains, net	$0	105
Net income	$741,000	5,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,083
Cash dividends	$375,000	4,005
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$741,000	4,976
2000-12-31 (YTD Data)		Rank
Total interest income	$2,204,000	8,223
Total interest expense	$1,021,000	8,178
Net interest income	$1,183,000	8,107
Provision for loan and lease losses	$20,000	7,595
Total noninterest income	$123,000	8,253
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,157
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	7,773
Total noninterest expense	$751,000	8,696
Salaries and employee benefits	$458,000	8,453
Premises and equipment expense	$127,000	7,974
Additional noninterest expense	$166,000	9,102
Pre-tax net operating income	$535,000	6,840
Securities gains (losses)	$0	1,956
Applicable income taxes	$75,000	6,855
Income before extraordinary items	$460,000	6,539
Extraordinary gains, net	$0	38
Net income	$460,000	6,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,939
Cash dividends	$300,000	4,469
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$460,000	6,551
1999-12-31 (YTD Data)		Rank
Total interest income	$2,024,000	8,471
Total interest expense	$909,000	8,418
Net interest income	$1,115,000	8,372
Provision for loan and lease losses	$32,000	7,174
Total noninterest income	$107,000	8,719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	7,645
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	8,098
Total noninterest expense	$712,000	8,998
Salaries and employee benefits	$436,000	8,696
Premises and equipment expense	$115,000	8,338
Additional noninterest expense	$161,000	9,426
Pre-tax net operating income	$478,000	7,239
Securities gains (losses)	$0	3,155
Applicable income taxes	$158,000	6,174
Income before extraordinary items	$320,000	7,478
Extraordinary gains, net	$0	35
Net income	$320,000	7,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,344
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$320,000	7,449
1998-12-31 (YTD Data)		Rank
Total interest income	$2,079,000	8,588
Total interest expense	$970,000	8,499
Net interest income	$1,109,000	8,556
Provision for loan and lease losses	$14,000	8,020
Total noninterest income	$138,000	8,419
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	7,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	7,329
Total noninterest expense	$658,000	9,232
Salaries and employee benefits	$420,000	8,840
Premises and equipment expense	$75,000	9,263
Additional noninterest expense	$163,000	9,533
Pre-tax net operating income	$575,000	7,044
Securities gains (losses)	$0	4,449
Applicable income taxes	$203,000	6,156
Income before extraordinary items	$372,000	7,396
Extraordinary gains, net	$0	32
Net income	$372,000	7,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,038
Cash dividends	$75,000	6,560
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$372,000	7,322
1997-12-31 (YTD Data)		Rank
Total interest income	$1,956,000	9,066
Total interest expense	$918,000	8,907
Net interest income	$1,038,000	9,094
Provision for loan and lease losses	$28,000	7,514
Total noninterest income	$101,000	9,396
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	7,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	9,280
Total noninterest expense	$621,000	9,673
Salaries and employee benefits	$407,000	9,218
Premises and equipment expense	$67,000	9,785
Additional noninterest expense	$147,000	10,028
Pre-tax net operating income	$490,000	7,977
Securities gains (losses)	$0	3,944
Applicable income taxes	$169,000	7,340
Income before extraordinary items	$321,000	8,217
Extraordinary gains, net	$0	44
Net income	$321,000	8,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$37,000	7,388
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$321,000	8,176
1996-12-31 (YTD Data)		Rank
Total interest income	$1,755,000	9,733
Total interest expense	$814,000	9,600
Net interest income	$941,000	9,722
Provision for loan and lease losses	$22,000	7,876
Total noninterest income	$74,000	10,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	8,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	10,346
Total noninterest expense	$612,000	10,135
Salaries and employee benefits	$385,000	9,714
Premises and equipment expense	$78,000	9,872
Additional noninterest expense	$149,000	10,555
Pre-tax net operating income	$381,000	8,626
Securities gains (losses)	$0	4,148
Applicable income taxes	$126,000	8,285
Income before extraordinary items	$255,000	8,792
Extraordinary gains, net	$0	53
Net income	$255,000	8,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,694
Cash dividends	$25,000	7,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$255,000	8,732
1995-12-31 (YTD Data)		Rank
Total interest income	$1,623,000	10,310
Total interest expense	$733,000	10,183
Net interest income	$890,000	10,280
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$73,000	10,885
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	9,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,278
Total noninterest expense	$607,000	10,537
Salaries and employee benefits	$366,000	10,205
Premises and equipment expense	$81,000	10,165
Additional noninterest expense	$160,000	10,934
Pre-tax net operating income	$336,000	9,494
Securities gains (losses)	$0	3,831
Applicable income taxes	$99,000	9,204
Income before extraordinary items	$237,000	9,537
Extraordinary gains, net	$0	65
Net income	$237,000	9,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,482
Cash dividends	$10,000	8,554
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$237,000	9,518
1994-12-31 (YTD Data)		Rank
Total interest income	$1,404,000	10,923
Total interest expense	$545,000	10,877
Net interest income	$859,000	10,851
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$69,000	11,514
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	9,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	11,244
Total noninterest expense	$590,000	11,183
Salaries and employee benefits	$361,000	10,636
Premises and equipment expense	$76,000	10,773
Additional noninterest expense	$153,000	11,756
Pre-tax net operating income	$328,000	9,927
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$96,000	9,458
Income before extraordinary items	$231,000	9,913
Extraordinary gains, net	$0	249
Net income	$231,000	9,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$5,000	8,858
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$231,710	9,976
1993-12-31 (YTD Data)		Rank
Total interest income	$1,358,000	11,550
Total interest expense	$561,000	11,361
Net interest income	$797,000	11,517
Provision for loan and lease losses	$6,000	10,012
Total noninterest income	$78,000	11,857
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$50,000	10,068
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	11,437
Total noninterest expense	$603,000	11,636
Salaries and employee benefits	$330,000	11,357
Premises and equipment expense	$99,000	10,473
Additional noninterest expense	$174,000	12,102
Pre-tax net operating income	$266,000	10,495
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$82,000	10,157
Income before extraordinary items	$186,000	10,805
Extraordinary gains, net	$0	3,149
Net income	$186,000	10,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	9,155
Cash dividends	$5,000	8,993
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$184,620	10,604
1992-12-31 (YTD Data)		Rank
Total interest income	$1,465,000	12,047
Total interest expense	$646,000	12,080
Net interest income	$819,000	11,834
Provision for loan and lease losses	$18,000	10,694
Total noninterest income	$58,000	12,909
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	10,593
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	12,987
Total noninterest expense	$583,000	12,163
Salaries and employee benefits	$302,000	11,986
Premises and equipment expense	$68,000	11,957
Additional noninterest expense	$213,000	12,053
Pre-tax net operating income	$276,000	10,369
Securities gains (losses)	$0	8,369
Applicable income taxes	$88,000	10,227
Income before extraordinary items	$188,000	10,765
Extraordinary gains, net	$0	1,422
Net income	$188,000	10,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	9,883
Cash dividends	$5,000	8,820
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$188,000	10,426

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.