Home > The Huntington National Bank > Net charge- offs to loans
The Huntington National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1424% | 178 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2564% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2108% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2304% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5602% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8224% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4788% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0976% | 60 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1972% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1649% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2757% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,539 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1913% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5083% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6256% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4341% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1354% | 59 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1742% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0480% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2176% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3999% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 4,370 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1978% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4910% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5129% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4213% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2086% | 53 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 4,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2802% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3866% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1863% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5390% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4492% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4744% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4781% | 4,685 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.1039% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0869% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,631 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 4,467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 4,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5311% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5061% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5023% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2018% | 4,708 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 4,396 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,677 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0456% | 4,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 4,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5204% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3300% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4975% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0690% | 4,742 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0478% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 4,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 4,055 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 4,349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 3,804 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0301% | 4,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0309% | 3,295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 4,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1520% | 4,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4840% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4240% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4581% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0536% | 1,003 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 307 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1220% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 3,820 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,008 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2710% | 4,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5606% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8573% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5254% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0535% | 981 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 933 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 4,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1148% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0118% | 3,927 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 3,938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 3,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 3,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3350% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3042% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7170% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2631% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0096% | 25 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2175% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 3,920 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 3,997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 3,364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4357% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2016% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7939% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1548% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0216% | 17 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2719% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0172% | 4,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 3,935 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,905 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 3,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 3,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4508% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1890% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2389% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1268% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0154% | 17 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3125% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1738% | 4,759 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 3,950 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0488% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4335% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3155% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2287% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2223% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0357% | 982 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5596% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 484 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4412% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0550% | 4,041 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1001% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1487% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1687% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4095% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0796% | 35 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5641% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 415 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 4,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4308% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0806% | 4,061 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1165% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1531% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5765% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6055% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4268% | 1,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0210% | 1,036 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5697% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 811 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0967% | 4,083 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1708% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2925% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6099% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3630% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4269% | 1,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0273% | 1,026 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6039% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 557 |
| Percentage Net Loans Charged-off:Construction & development | -0.0719% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0248% | 4,682 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1906% | 4,121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2266% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3881% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6382% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0935% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4181% | 1,288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0255% | 1,006 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3515% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0927% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1370% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,089 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1029% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4258% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7351% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5519% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4487% | 1,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2989% | 1,105 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.1222% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0190% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1150% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4265% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7055% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3972% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4160% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7216% | 22 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3176% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.1917% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0113% | 4,196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1059% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6837% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0741% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4012% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1481% | 1,057 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3835% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.1510% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1673% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0064% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1009% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1152% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3845% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7596% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9332% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4833% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1671% | 1,053 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1337% | 5,091 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0593% | 4,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0944% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0692% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7115% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6451% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4551% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2079% | 1,152 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1724% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1895% | 5,203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0709% | 4,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0977% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5342% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3246% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2891% | 1,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2369% | 1,148 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1690% | 5,253 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1022% | 4,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0895% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5388% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3589% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2951% | 1,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3363% | 1,124 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2129% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0725% | 5,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0405% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3520% | 5,397 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1793% | 4,448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0737% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1540% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6177% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8011% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3584% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2332% | 1,109 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0785% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0887% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6164% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6907% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4300% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3095% | 1,219 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2328% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0040% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 4,899 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0253% | 4,471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0766% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0952% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5994% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5479% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4233% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2835% | 1,202 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2243% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0333% | 4,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0717% | 4,550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0897% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5981% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5234% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4261% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1575% | 21 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2378% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1200% | 579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0714% | 4,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1519% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1302% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1067% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1353% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 4,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6606% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7582% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4837% | 1,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4038% | 15 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 5,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.8963% | 5,309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0928% | 5,424 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2813% | 4,704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2990% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4764% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4334% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3370% | 2,119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5593% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3106% | 1,212 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1936% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | -1.1235% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1419% | 5,571 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3701% | 4,737 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2619% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1825% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3197% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2392% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1436% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2062% | 2,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4407% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5546% | 22 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0977% | 5,598 |
| Percentage Net Loans Charged-off:Construction & development | -1.7292% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1969% | 5,700 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5213% | 4,769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1901% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2880% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1132% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1694% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3524% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8922% | 13 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1922% | 5,838 |
| Percentage Net Loans Charged-off:Construction & development | -3.1036% | 5,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3142% | 5,847 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0570% | 4,800 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1899% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0743% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2040% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2762% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1783% | 1,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4318% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0066% | 10 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1180% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1461% | 5,721 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2175% | 4,857 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2553% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3244% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2075% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2556% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3448% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5283% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2752% | 2,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0984% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1978% | 1,269 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1256% | 1,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1320% | 5,788 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2648% | 4,908 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2583% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3447% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2952% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3054% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3334% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2456% | 2,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1027% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2331% | 1,254 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1964% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0537% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2637% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3565% | 4,946 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2123% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3217% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1381% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3052% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2233% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2529% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2651% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2507% | 1,235 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2373% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1338% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6422% | 4,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3327% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1878% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3921% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2615% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4922% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2100% | 1,831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0476% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3287% | 1,215 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3151% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.2541% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1352% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3689% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3948% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5170% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3142% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2996% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7327% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2738% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8262% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3525% | 20 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3020% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3298% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.2897% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4930% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4394% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5594% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3607% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1580% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2925% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3932% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2729% | 2,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7871% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8763% | 17 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3248% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3488% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.3625% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0722% | 6,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7574% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5098% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6137% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4424% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2197% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3228% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8203% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3104% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6422% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.0484% | 11 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4010% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3927% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 1.1057% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3950% | 6,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4657% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6844% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7228% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6596% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4493% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9700% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4456% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5571% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4591% | 12 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4454% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7162% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.7108% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6643% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1318% | 5,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7825% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1004% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5729% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 5,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2738% | 2,842 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4072% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2736% | 2,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8100% | 509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3440% | 54 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4505% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7403% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.3367% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8145% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0820% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7724% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1285% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5365% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0666% | 5,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2601% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2602% | 2,472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7330% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5560% | 44 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4151% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6442% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.7779% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5750% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0575% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6944% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8345% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6007% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2957% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2957% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6585% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5092% | 37 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4972% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8701% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 1.6924% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8958% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0633% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8393% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2118% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5868% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0630% | 5,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1761% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1761% | 2,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5159% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9858% | 1,312 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8007% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9999% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.5120% | 1,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6485% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7954% | 495 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2155% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2753% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1745% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5813% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 2,541 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4460% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7624% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.1820% | 44 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8351% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0496% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 1.0129% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5892% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9438% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2796% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2971% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2676% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5938% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4801% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4801% | 2,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7262% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8500% | 50 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7835% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9182% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 1.7315% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5428% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4250% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0157% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0261% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0085% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6640% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5098% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5098% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6659% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7883% | 74 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7828% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8248% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.2303% | 6,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6074% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8320% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0247% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1209% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9583% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8263% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5535% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5535% | 1,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7496% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0791% | 1,343 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1468% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4246% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | 2.7579% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3683% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8644% | 634 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3751% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1256% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5502% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8158% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6388% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5381% | 2,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1565% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.8805% | 29 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2303% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6107% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 3.0709% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5600% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7166% | 569 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5684% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1408% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8697% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9285% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 2,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3080% | 2,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9706% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.8546% | 25 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3487% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7457% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 4.0049% | 962 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9002% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6274% | 485 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5296% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1031% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8295% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0282% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5331% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4053% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7836% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.9366% | 23 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6901% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0811% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 6.0177% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1770% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2265% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7086% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8944% | 587 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2732% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7320% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5171% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3524% | 2,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4946% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.2542% | 18 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2446% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5911% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 3.3071% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5670% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2652% | 392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4679% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3352% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2108% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1050% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8135% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5730% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 28.2281% | 44 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4037% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7849% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 3.4178% | 1,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7958% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7921% | 390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6999% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3946% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5534% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3119% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8576% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0990% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.7909% | 34 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6608% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3686% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 7.3867% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8712% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7210% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0922% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4294% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1795% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4979% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9805% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2475% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 19.9174% | 28 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5309% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6927% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 7.1273% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8265% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7152% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9545% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5438% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2214% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9362% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2430% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9216% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 46.5517% | 13 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7472% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5768% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 7.7322% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0916% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7942% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3498% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2852% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9689% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2955% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8701% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8562% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 52.3530% | 38 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4644% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0562% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 6.5569% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0492% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4581% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2195% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1686% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8187% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1998% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8462% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7795% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 46.1134% | 33 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3369% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5332% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 5.4484% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0952% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1456% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4981% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2031% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6619% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3689% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8926% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0733% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 44.1209% | 22 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2779% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5895% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 2.8985% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5597% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9592% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1831% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0144% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2748% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0284% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8752% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.4838% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.1088% | 29 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1654% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7172% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 1.0847% | 1,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5500% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3890% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7384% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0513% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5982% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7315% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1916% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0515% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2355% | 100 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9455% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5335% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.6510% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3854% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4994% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5911% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0481% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3958% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4354% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4650% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0267% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1798% | 80 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7901% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3926% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.6039% | 949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3083% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2455% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3986% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9051% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1915% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4831% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5779% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0419% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4203% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2883% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.2494% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2490% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 6,103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3387% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0690% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4564% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7085% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1179% | 7,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5364% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4541% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 0.9194% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4593% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6080% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3400% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7572% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1646% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6664% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2144% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.9651% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4154% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2715% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.7884% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1071% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0094% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2431% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6776% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4586% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1648% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4129% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3532% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2380% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.6831% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1092% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0127% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1987% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5476% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3766% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8756% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4216% | 755 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2758% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 0.1468% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0929% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0274% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2282% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5787% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9479% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1802% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3063% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1525% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1015% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1861% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4469% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5648% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8431% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2768% | 976 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 780 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 7,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1649% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2300% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1714% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4367% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 1,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5300% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7965% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2842% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2832% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0308% | 7,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2118% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3202% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1595% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4229% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5591% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6776% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2678% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3547% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1189% | 652 |
| Percentage Net Loans Charged-off:Construction & development | -0.0954% | 7,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1810% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0031% | 6,152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1431% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4118% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 8,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9923% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7933% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3748% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3265% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1465% | 945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 7,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2084% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0070% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3529% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2765% | 2,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8724% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7537% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3401% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 862 |
| Percentage Net Loans Charged-off:Construction & development | -0.0456% | 7,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2330% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0120% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3269% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1973% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8053% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0420% | 519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 857 |
| Percentage Net Loans Charged-off:Construction & development | -0.0736% | 7,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2053% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 6,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3308% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2227% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3090% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4748% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 7,742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 8,189 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 6,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2662% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7660% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9577% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3793% | 519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3360% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1301% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.1609% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4014% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3048% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 2,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 3,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4719% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4124% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3360% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.1559% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1906% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3000% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0907% | 3,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5003% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3743% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.2379% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0606% | 6,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1432% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2728% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 2,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5472% | 1,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3794% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5400% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1418% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.3876% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1175% | 6,286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2641% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6023% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9007% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4605% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8052% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2168% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.2098% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2436% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0547% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2126% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4044% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 2,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0051% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3599% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4448% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7172% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1732% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.2356% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1001% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0345% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3876% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6295% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3441% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5016% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7662% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0590% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1503% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2063% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3898% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8397% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4193% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6042% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6860% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0189% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0659% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 6,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2028% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3821% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2342% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6172% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6827% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9782% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3665% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.3601% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4437% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 6,526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3411% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3950% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2891% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5042% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3026% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1425% | 1,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7232% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0614% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0321% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1182% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2155% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1634% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3295% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3166% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0077% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0411% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 1,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1772% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2829% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1850% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4166% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0036% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3578% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 1,323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0643% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1031% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2299% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2021% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9147% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4183% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0101% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3250% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4894% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1429% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2654% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5075% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0397% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0908% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4550% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2905% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6587% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5854% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4846% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 755 |
| Percentage Net Loans Charged-off:Construction & development | -0.2972% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0193% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4980% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9915% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2634% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2612% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1266% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.2346% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2198% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0733% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2722% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6209% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4786% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4124% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3046% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3792% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 3.4194% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3772% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6136% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0554% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1231% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4208% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7351% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0496% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3062% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9267% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0336% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6381% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4275% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8831% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1694% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7770% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7278% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3183% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1525% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6570% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7197% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3768% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |